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    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-347": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfConvertibleInstruments",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-348": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfConvertibleInstruments",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-349": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfConvertibleInstruments",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-350": {
   "value": "33000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "yit:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-351": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:TreasurySharesMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-352": {
   "value": "6000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-353": {
   "value": "39000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-354": {
   "value": "39000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTransactionsWithOwners",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-355": {
   "value": "150000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-356": {
   "value": "586000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "yit:ReserveForInvestedUnrestrictedEquityMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-357": {
   "value": "5000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-358": {
   "value": "-2000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-359": {
   "value": "-7000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:TreasurySharesMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-360": {
   "value": "-60000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-361": {
   "value": "671000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-362": {
   "value": "99000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "yit:HybridBondMember",
    "unit": "iso4217:EUR"
   }
  },
  "f-363": {
   "value": "770000000.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-364": {
   "value": "<div class=\"ps7366 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">1</span><span class=\"f charStyle-a50e2afc ps7365\">. YLEISET LAATIMISPERIAATTEET</span></div><div class=\"ps548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">T\u00e4ss\u00e4 osiossa kuvataan konsernitilinp\u00e4\u00e4t\u00f6st\u00e4 kokonaisuutena koskevat </span></div><div class=\"ps549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">laatimisperiaatteet. Tilinp\u00e4\u00e4t\u00f6ksen luettavuutta ja ymm\u00e4rrett\u00e4vyytt\u00e4 parantaakseen YIT </span></div><div class=\"ps550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">esitt\u00e4\u00e4 laatimisperiaatteet sit\u00e4 l\u00e4hinn\u00e4 koskevan liitetiedon yhteydess\u00e4. </span></div><div class=\"ps551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laatimisperiaatteisiin liittyv\u00e4 johdon harkinta sek\u00e4 keskeiset kirjanpidolliset arviot ja </span></div><div class=\"ps552 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oletukset kuvataan osana sit\u00e4 koskevaa liitetietoa.</span></div><div class=\"ps7367 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KONSERNIN PERUSTIEDOT</span></div><div class=\"ps7368 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on suurin suomalainen rakennusalan palveluja tarjoava yhti\u00f6. YIT kehitt\u00e4\u00e4 ja rakentaa </span></div><div class=\"ps7369 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntoja ja asumisen palveluja, toimitiloja ja kokonaisia alueita. Lis\u00e4ksi YIT on vaativan </span></div><div class=\"ps7373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">infrarakentamisen erikoisosaaja.</span><span class=\"f charStyle-42d14346 ps7370\"> Jatkuvien toimintojen markkina-alueita ovat </span><span class=\"f charStyle-42d14346 ps7371\">Suomi</span><span class=\"f charStyle-42d14346 ps7372\">, Viro, </span></div><div class=\"ps7376 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liettua, Latvia, T\u0161ekki, Slovakia j</span><span class=\"f charStyle-b821a44d ps7374\"><span style=\"background-color:inherit\">a Puola. </span></span><span class=\"f charStyle-42d14346 ps7375\">YIT kertoi tammikuussa 2024 Ruotsin </span></div><div class=\"ps7377 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan alasajosta. K\u00e4ynniss\u00e4 olevat projektit arvioidaan saatavan p\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7378 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuoteen 2027 menness\u00e4.</span></div><div class=\"ps7380 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps94\"><span style=\"background-color:inherit\">Vuoden 2025 ensimm\u00e4isest\u00e4 nelj\u00e4nneksest\u00e4 alkaen YIT:ll\u00e4 on nelj\u00e4 raportoitavaa </span></span></div><div class=\"ps7381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps94\"><span style=\"background-color:inherit\">segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus (ent. Toimitilat) ja Infra. </span></span></div><div class=\"ps7386 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin emoyhti\u00f6 on </span><span class=\"f charStyle-42d14346 ps2788\">YIT Oyj</span><span class=\"f charStyle-42d14346 ps7383\">. Emoyhti\u00f6n kotipaikka on Helsinki (</span><span class=\"f charStyle-42d14346 ps7384\">Suomi</span><span class=\"f charStyle-42d14346 ps7385\">) ja sen </span></div><div class=\"ps7391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rekister\u00f6ity osoite on </span><span class=\"f charStyle-42d14346 ps7387\">Panuntie 11, 00620 Helsinki, Suomi</span><span class=\"f charStyle-42d14346 ps7388\">. Emoyhti\u00f6 </span><span class=\"f charStyle-42d14346 ps7389\">YIT Oyj</span><span class=\"f charStyle-42d14346 ps7390\">:n osakkeet </span></div><div class=\"ps7392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on listattu Nasdaq OMX Helsinki Oy Helsingin p\u00f6rssiss\u00e4. </span></div><div class=\"ps7397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT </span><span class=\"f charStyle-42d14346 ps4595\">Oyj</span><span class=\"f charStyle-42d14346 ps7394\">:n hallitus on hyv\u00e4ksynyt kokouksessaan </span><span class=\"f charStyle-2e3de9c0 ps7395\">25. helmikuuta 2026</span><span class=\"f charStyle-42d14346 ps7396\"> t\u00e4m\u00e4n </span></div><div class=\"ps7398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konsernitilinp\u00e4\u00e4t\u00f6ksen julkaistavaksi. J\u00e4ljenn\u00f6s konsernitilinp\u00e4\u00e4t\u00f6ksest\u00e4 on saatavissa </span></div><div class=\"ps7402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhti\u00f6n </span><span class=\"f charStyle-42d14346 ps7399\">verkkosivuilta viikosta </span><span class=\"f charStyle-2e3de9c0 ps7400\">9/2026</span><span class=\"f charStyle-42d14346 ps7401\"> alkaen.</span></div><div class=\"ps7405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LAATIMISPERUSTA</span></div><div class=\"ps1263 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa k\u00e4ytt\u00f6\u00f6n hyv\u00e4ksyttyjen </span></div><div class=\"ps1264 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kansainv\u00e4listen tilinp\u00e4\u00e4t\u00f6sstandardien (IFRS-tilinp\u00e4\u00e4t\u00f6sstandardit) mukaisesti. </span></div><div class=\"ps1265 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kansainv\u00e4lisill\u00e4 tilinp\u00e4\u00e4t\u00f6sstandardeilla tarkoitetaan Suomen kirjanpitolaissa ja sen nojalla </span></div><div class=\"ps1266 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">annetuissa s\u00e4\u00e4nn\u00f6ksiss\u00e4 EU:n asetuksessa n:o 1606/2002 s\u00e4\u00e4detyn menettelyn </span></div><div class=\"ps1267 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti EU:ssa sovellettaviksi hyv\u00e4ksyttyj\u00e4 tilinp\u00e4\u00e4t\u00f6sstandardeja ja niist\u00e4 annettuja </span></div><div class=\"ps1268 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulkintoja. Konsernitilinp\u00e4\u00e4t\u00f6ksen liitetiedot ovat my\u00f6s suomalaisten, IFRS-</span></div><div class=\"ps1269 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6sstandardeja t\u00e4ydent\u00e4vien kirjanpito- ja yhteis\u00f6lains\u00e4\u00e4d\u00e4nn\u00f6n vaatimusten </span></div><div class=\"ps1270 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaiset. Liitetiedot muodostavat olennaisen osan tilinp\u00e4\u00e4t\u00f6st\u00e4. Konsernitilinp\u00e4\u00e4t\u00f6s </span></div><div class=\"ps7406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">esitet\u00e4\u00e4n euroissa, joka on konsernin emoyhti\u00f6n toiminta- ja esitt\u00e4misvaluutta. </span></div><div class=\"ps7407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 tiedot esitet\u00e4\u00e4n miljoonina euroina, mutta tietoja esitet\u00e4\u00e4n tarvittaessa </span></div><div class=\"ps7408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tarkemmin, jos oikean kuvan antaminen sit\u00e4 edellytt\u00e4\u00e4. Tilinp\u00e4\u00e4t\u00f6s on laadittu </span></div><div class=\"ps7409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">alkuper\u00e4isiin hankintamenoihin perustuen lukuun ottamatta j\u00e4ljemp\u00e4n\u00e4 esitettyj\u00e4 eri\u00e4, </span></div><div class=\"ps7410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">jotka on sovellettavien standardien mukaisesti arvostettu k\u00e4yp\u00e4\u00e4n arvoon.</span></div><div class=\"ps7405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">TILINP\u00c4\u00c4T\u00d6KSEN LAATIMISPERIAATTEIDEN </span></div><div class=\"ps7413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SOVELTAMISEEN LIITTYV\u00c4 JOHDON HARKINTA </span></div><div class=\"ps7414 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SEK\u00c4 KESKEISET KIRJANPIDOLLISET ARVIOT JA </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">OLETUKSET</span></div><div class=\"ps5469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa johto on joutunut tekem\u00e4\u00e4n tulevaisuuteen kohdistuvia </span></div><div class=\"ps5470 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjanpidollisia arvioita ja oletuksia sek\u00e4 harkintaan perustuvia p\u00e4\u00e4t\u00f6ksi\u00e4 tilinp\u00e4\u00e4t\u00f6ksen </span></div><div class=\"ps5471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">laatimisperiaatteiden soveltamisessa. N\u00e4m\u00e4 arviot ja p\u00e4\u00e4t\u00f6kset voivat vaikuttaa </span></div><div class=\"ps5472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointikaudella kirjattavien varojen, velkojen, tuottojen ja kulujen m\u00e4\u00e4riin sek\u00e4 </span></div><div class=\"ps5473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitettyihin ehdollisiin eriin. Arviot ja oletukset perustuvat historialliseen </span><span class=\"f charStyle-42d14346 ps7415\">kokemukseen, </span></div><div class=\"ps5474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">k\u00e4sitykseen markkinatilanteesta</span><span class=\"f charStyle-42d14346 ps6110\"> ja muihin perusteltavissa oleviin oletuksiin, joiden </span></div><div class=\"ps5475 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">katsotaan olevan j\u00e4rkevi\u00e4 tilinp\u00e4\u00e4t\u00f6ksen laatimishetkell\u00e4. On mahdollista, ett\u00e4 toteumat </span></div><div class=\"ps5476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">poikkeavat tilinp\u00e4\u00e4t\u00f6ksess\u00e4 k\u00e4ytetyist\u00e4 arvioista ja oletuksista niihin liittyv\u00e4n </span></div><div class=\"ps5477 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ep\u00e4varmuuden vuoksi siit\u00e4 huolimatta, ett\u00e4 ne perustuvat parhaaseen tiet\u00e4mykseen sek\u00e4 </span></div><div class=\"ps5478 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ajantasaiseen tietoon. Tilinp\u00e4\u00e4t\u00f6ksen osa-alueet, joihin sis\u00e4ltyy tavanomaista </span></div><div class=\"ps5479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suuremmassa m\u00e4\u00e4rin harkintaa, tai joihin liittyv\u00e4t olettamukset ja arviot ovat </span></div><div class=\"ps5480 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">konsernitilinp\u00e4\u00e4t\u00f6ksen kannalta merkitt\u00e4vi\u00e4, ovat alla kuvatut. Johdon k\u00e4ytt\u00e4m\u00e4\u00e4 </span></div><div class=\"ps5481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">harkintaa, arvioita ja olettamuksia on kuvattu tarkemmin osana siihen kuuluvaa liitetietoa.</span></div><div class=\"ps7429 ss0\"><div class=\"ss62 ws0 ps1411\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:201.75pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss864\"><div><div class=\"ps81 ss64\"><span class=\"f charStyle-93f9a1a0 ps7\">Osa-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps12 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Konsolidointi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7416 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vallan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7417 ss868\"><div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7419 ss869\"><div><div class=\"ps7418 ss865\"><span class=\"f charStyle-42d14346 ps7\">Myyntituottojen arvostaminen ja kirjaaminen,</span></div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">omaperusteinen asuntorakentaminen Suomessa</span></div></div></div></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps4921 ss68\"><div><div class=\"ps7245 ss64\"><span class=\"f charStyle-42d14346 ps7\">Liikearvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7421 ss870\"><div><div class=\"ps7420 ss865\"><span class=\"f charStyle-42d14346 ps7\">Arvonalennustestauksissa k\u00e4ytetyt arviot ja<span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss865\"><span class=\"f charStyle-42d14346 ps7\">olettamukset<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1531 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Liiketoimintojen myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7422 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Ehdollisen vastikkeen arvioiminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1536 ss868\"><div><div class=\"ps7418 ss64\"><span class=\"f charStyle-42d14346 ps7\">Laskennalliset verosaamiset <span class=\"f ps104\"> </span></span></div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7423 ss869\"><div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyys<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1987 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7424 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusten arvostaminen ja kirjaaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7425 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuuden arvostaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3955 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kevelvoitteet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7426 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3202 ss868\"><div><div class=\"ps7418 ss64\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoiset <span class=\"f ps104\"> </span></span></div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">sijoitukset</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7427 ss869\"><div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3963 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7428 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Varausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KONSOLIDOINTIPERIAATTEET</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">TYT\u00c4RYRITYKSET</span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernitilinp\u00e4\u00e4t\u00f6s sis\u00e4lt\u00e4\u00e4 emoyhti\u00f6 YIT Oyj:n sek\u00e4 kaikki tyt\u00e4ryhti\u00f6t, joissa konsernilla </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4r\u00e4ysvalta. Konsernilla on m\u00e4\u00e4r\u00e4ysvalta yrityksess\u00e4, kun sill\u00e4 on \u00e4\u00e4nim\u00e4\u00e4r\u00e4st\u00e4 joko </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoraan tai v\u00e4lillisesti enemm\u00e4n kuin 50 % tai sill\u00e4 on muutoin m\u00e4\u00e4r\u00e4ysvalta. </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4ysvallalla tarkoitetaan sit\u00e4, ett\u00e4 YIT olemalla osallisena sijoituskohteessa altistuu </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muuttuvalle tuotolle tai on oikeutettu muuttuvaan tuottoon ja YIT pystyy vaikuttamaan </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 valtaansa. Tyt\u00e4ryritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisuudessaan siit\u00e4 p\u00e4iv\u00e4st\u00e4 lukien, jona konserni saa niihin m\u00e4\u00e4r\u00e4ysvallan. </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhdistely lopetetaan, kun m\u00e4\u00e4r\u00e4ysvalta lakkaa. Hankintaan v\u00e4litt\u00f6m\u00e4sti liittyv\u00e4t menot </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan kuluksi toteutuessaan.</span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin sis\u00e4iset liiketapahtumat, sis\u00e4iset katteet, sis\u00e4iset saamiset ja velat sek\u00e4 </span></div><div class=\"ps5381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4inen osingonjako on eliminoitu konsernitilinp\u00e4\u00e4t\u00f6ksen yhdistelyss\u00e4. Tilikauden voiton </span></div><div class=\"ps5382 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuminen emoyhti\u00f6n omistajille ja m\u00e4\u00e4r\u00e4ysvallattomille omistajille esitet\u00e4\u00e4n </span></div><div class=\"ps5383 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmassa.</span></div><div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps5504 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Yhteiset toiminnot</span></div><div class=\"ps2393 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n tyypillisi\u00e4 yhteisi\u00e4 toimintoja ovat ty\u00f6yhteenliittym\u00e4t ja konsortiot. Ty\u00f6yhteenliittym\u00e4 </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ei ole riippumaton juridinen entiteetti, vaan sen osapuolena olevalla yhti\u00f6ll\u00e4 on </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen mukainen suora vastuu sen toiminnasta ja velvoitteista. Konsortio ei ole </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">juridinen entiteetti. Sopimusoikeudellisesti konsortion osapuolet ovat yhteisvastuullisesti </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastuussa asiakkaaseen n\u00e4hden. My\u00f6s keskin\u00e4iset kiinteist\u00f6osakeyhti\u00f6t, joista YIT </span></div><div class=\"ps2398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omistaa alle 100 %, k\u00e4sitell\u00e4\u00e4n yhteisin\u00e4 toimintoina. YIT sis\u00e4llytt\u00e4\u00e4 </span></div><div class=\"ps2399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">konsernitilinp\u00e4\u00e4t\u00f6kseen osuutensa yhteisten toimintojen tuotoista, kuluista, varoista ja </span></div><div class=\"ps2400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">veloista sek\u00e4 rahavirroista.</span></div><div class=\"ps7454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">V</span><span class=\"f charStyle-37f3c1a8 ps7456\">allan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4</span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT toteuttaa omaperusteisten hankkeiden lis\u00e4ksi hankkeita my\u00f6s yhdess\u00e4 muiden </span></div><div class=\"ps7459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osapuolien kanssa ty\u00f6yhteenliittym\u00e4n, yhti\u00f6n tai muun yhteisen j\u00e4rjestelyn kautta. </span></div><div class=\"ps6197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">M\u00e4\u00e4ritell\u00e4kseen kirjanpidollisen k\u00e4sittelytavan (tyt\u00e4ryhti\u00f6, yhteisyritys, yhteinen toiminto, </span></div><div class=\"ps6198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuusyritys vai oman p\u00e4\u00e4oman ehtoinen sijoitus), YIT:n johto k\u00e4ytt\u00e4\u00e4 harkintaa </span></div><div class=\"ps6199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidessaan keskeisi\u00e4 vallan elementtej\u00e4 (muun muassa yhti\u00f6n </span></div><div class=\"ps6200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4t\u00f6ksentekomekanismeja, juridista rakennetta sek\u00e4 j\u00e4rjestelyjen rahoitusta) ja niiden </span></div><div class=\"ps6201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vaikutusta konsolidointiin.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">ULKOMAAN RAHAN M\u00c4\u00c4R\u00c4ISET </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LIIKETAPAHTUMAT</span></div><div class=\"ps2316 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaan rahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on kirjattu toimintavaluutan m\u00e4\u00e4r\u00e4isin\u00e4 </span></div><div class=\"ps2317 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia, tai jos er\u00e4t on arvostettu uudelleen, arvostusp\u00e4iv\u00e4n </span></div><div class=\"ps2320 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kurssia. Kurssivoitot ja -tappiot, jotka syntyv\u00e4t liiketapahtumiin liittyvist\u00e4 maksuista ja </span></div><div class=\"ps2321 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ulkomaan rahan m\u00e4\u00e4r\u00e4isten varojen ja velkojen muuttamisesta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n kurssiin, </span></div><div class=\"ps2322 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">merkit\u00e4\u00e4n tuloslaskelmaan. Tavanomaisesta liiketoiminnasta aiheutuvat valuuttakurssierot </span></div><div class=\"ps1332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan niit\u00e4 vastaaviin eriin liikevoiton yl\u00e4puolelle, ja rahoitustransaktioista johtuvat </span></div><div class=\"ps1333 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuuttakurssierot esitet\u00e4\u00e4n tuloslaskelmassa omana er\u00e4n\u00e4\u00e4n rahoitustuotoissa ja </span></div><div class=\"ps1334 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-kuluissa. Ei-monetaariset er\u00e4t arvostetaan p\u00e4\u00e4asiassa tapahtumap\u00e4iv\u00e4n kurssiin. </span></div><div class=\"ps7489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">ULKOMAISTEN KONSERNIYRITYSTEN TILINP\u00c4\u00c4T\u00d6STEN </span></div><div class=\"ps7490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">MUUNTAMINEN</span></div><div class=\"ps7491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisten konserniyritysten tuloslaskelmat on muunnettu euroiksi k\u00e4ytt\u00e4en </span></div><div class=\"ps7492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raportointijakson kuukausittaisten keskikurssien keskiarvokurssia. Taseet muunnetaan </span></div><div class=\"ps7493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">euroiksi tilikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n kursseja k\u00e4ytt\u00e4en. Tilikauden tuloksen muuntaminen </span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">eri kursseilla tuloslaskelmassa ja taseessa aiheuttaa muuntoeron, joka kirjataan oman </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4oman muuntoeroihin.</span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin yksik\u00f6iden tulosta ja taloudellista asemaa koskevat luvut m\u00e4\u00e4ritet\u00e4\u00e4n siin\u00e4 </span></div><div class=\"ps7498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuutassa, joka on kunkin yksik\u00f6n p\u00e4\u00e4asiallisen toimintaymp\u00e4rist\u00f6n valuutta </span></div><div class=\"ps290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">(toimintavaluutta). </span></div><div class=\"ps292 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisiin yksik\u00f6ihin tehtyjen nettosijoitusten ja niiden kaltaisiksi luokiteltujen erien </span></div><div class=\"ps293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muuntamisesta ja t\u00e4llaisten nettosijoitusten suojaamiseksi m\u00e4\u00e4ritetyist\u00e4 instrumenteista </span></div><div class=\"ps294 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">syntyv\u00e4t kurssierot kirjataan oman p\u00e4\u00e4oman muuntoeroihin. Kun liiketoiminnasta </span></div><div class=\"ps297 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutaan, kertyneet muuntoerot kirjataan tuloslaskelmaan osana myyntivoittoa tai </span></div><div class=\"ps298 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-tappiota.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">Vuositilinp\u00e4\u00e4t\u00f6ksen laadinnassa k\u00e4ytetyt olennaisimmat </span></div><div class=\"ps5462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">valuuttakurssit</span></div><div class=\"ps7523 ss0\"><div class=\"ss20 ws0 ps1411\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:47.25pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7502 ss873\"><div><div class=\"ps234 ss872\"><span class=\"f charStyle-93f9a1a0 ps7501\">Keskikurssit<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7504 ss873\"><div><div class=\"ps234 ss872\"><span class=\"f charStyle-93f9a1a0 ps7503\">Tasekurssit<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7506 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7505\">1\u201312/25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7507 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7505\">1\u201312/24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7509 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7508\">12/25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7510 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7508\">12/24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1702 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7\">1 EUR =<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7511 ss875\"><div><div class=\"ps234 ss542\"><span class=\"f charStyle-42d14346 ps7\">CZK<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7513 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">24,6879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7514 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">25,1171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7515 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">24,2370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7516 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">25,1850<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7517 ss875\"><div><div class=\"ps234 ss542\"><span class=\"f charStyle-42d14346 ps7\">PLN<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7519 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2397<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7520 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,3055<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7521 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2210<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7522 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2750<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-365": {
   "value": "<div class=\"ps7367 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KONSERNIN PERUSTIEDOT</span></div><div class=\"ps7368 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on suurin suomalainen rakennusalan palveluja tarjoava yhti\u00f6. YIT kehitt\u00e4\u00e4 ja rakentaa </span></div><div class=\"ps7369 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntoja ja asumisen palveluja, toimitiloja ja kokonaisia alueita. Lis\u00e4ksi YIT on vaativan </span></div><div class=\"ps7373 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">infrarakentamisen erikoisosaaja.</span><span class=\"f charStyle-42d14346 ps7370\"> Jatkuvien toimintojen markkina-alueita ovat </span><span class=\"f charStyle-42d14346 ps7371\">Suomi</span><span class=\"f charStyle-42d14346 ps7372\">, Viro, </span></div><div class=\"ps7376 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liettua, Latvia, T\u0161ekki, Slovakia j</span><span class=\"f charStyle-b821a44d ps7374\"><span style=\"background-color:inherit\">a Puola. </span></span><span class=\"f charStyle-42d14346 ps7375\">YIT kertoi tammikuussa 2024 Ruotsin </span></div><div class=\"ps7377 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan alasajosta. K\u00e4ynniss\u00e4 olevat projektit arvioidaan saatavan p\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7378 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuoteen 2027 menness\u00e4.</span></div><div class=\"ps7380 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps94\"><span style=\"background-color:inherit\">Vuoden 2025 ensimm\u00e4isest\u00e4 nelj\u00e4nneksest\u00e4 alkaen YIT:ll\u00e4 on nelj\u00e4 raportoitavaa </span></span></div><div class=\"ps7381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps94\"><span style=\"background-color:inherit\">segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus (ent. Toimitilat) ja Infra. </span></span></div><div class=\"ps7386 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin emoyhti\u00f6 on </span><span class=\"f charStyle-42d14346 ps2788\">YIT Oyj</span><span class=\"f charStyle-42d14346 ps7383\">. Emoyhti\u00f6n kotipaikka on Helsinki (</span><span class=\"f charStyle-42d14346 ps7384\">Suomi</span><span class=\"f charStyle-42d14346 ps7385\">) ja sen </span></div><div class=\"ps7391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rekister\u00f6ity osoite on </span><span class=\"f charStyle-42d14346 ps7387\">Panuntie 11, 00620 Helsinki, Suomi</span><span class=\"f charStyle-42d14346 ps7388\">. Emoyhti\u00f6 </span><span class=\"f charStyle-42d14346 ps7389\">YIT Oyj</span><span class=\"f charStyle-42d14346 ps7390\">:n osakkeet </span></div><div class=\"ps7392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on listattu Nasdaq OMX Helsinki Oy Helsingin p\u00f6rssiss\u00e4. </span></div><div class=\"ps7397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT </span><span class=\"f charStyle-42d14346 ps4595\">Oyj</span><span class=\"f charStyle-42d14346 ps7394\">:n hallitus on hyv\u00e4ksynyt kokouksessaan </span><span class=\"f charStyle-2e3de9c0 ps7395\">25. helmikuuta 2026</span><span class=\"f charStyle-42d14346 ps7396\"> t\u00e4m\u00e4n </span></div><div class=\"ps7398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konsernitilinp\u00e4\u00e4t\u00f6ksen julkaistavaksi. J\u00e4ljenn\u00f6s konsernitilinp\u00e4\u00e4t\u00f6ksest\u00e4 on saatavissa </span></div><div class=\"ps7402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhti\u00f6n </span><span class=\"f charStyle-42d14346 ps7399\">verkkosivuilta viikosta </span><span class=\"f charStyle-2e3de9c0 ps7400\">9/2026</span><span class=\"f charStyle-42d14346 ps7401\"> alkaen.</span></div><div class=\"ps7405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LAATIMISPERUSTA</span></div><div class=\"ps1263 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa k\u00e4ytt\u00f6\u00f6n hyv\u00e4ksyttyjen </span></div><div class=\"ps1264 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kansainv\u00e4listen tilinp\u00e4\u00e4t\u00f6sstandardien (IFRS-tilinp\u00e4\u00e4t\u00f6sstandardit) mukaisesti. </span></div><div class=\"ps1265 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kansainv\u00e4lisill\u00e4 tilinp\u00e4\u00e4t\u00f6sstandardeilla tarkoitetaan Suomen kirjanpitolaissa ja sen nojalla </span></div><div class=\"ps1266 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">annetuissa s\u00e4\u00e4nn\u00f6ksiss\u00e4 EU:n asetuksessa n:o 1606/2002 s\u00e4\u00e4detyn menettelyn </span></div><div class=\"ps1267 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti EU:ssa sovellettaviksi hyv\u00e4ksyttyj\u00e4 tilinp\u00e4\u00e4t\u00f6sstandardeja ja niist\u00e4 annettuja </span></div><div class=\"ps1268 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulkintoja. Konsernitilinp\u00e4\u00e4t\u00f6ksen liitetiedot ovat my\u00f6s suomalaisten, IFRS-</span></div><div class=\"ps1269 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6sstandardeja t\u00e4ydent\u00e4vien kirjanpito- ja yhteis\u00f6lains\u00e4\u00e4d\u00e4nn\u00f6n vaatimusten </span></div><div class=\"ps1270 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaiset. Liitetiedot muodostavat olennaisen osan tilinp\u00e4\u00e4t\u00f6st\u00e4. Konsernitilinp\u00e4\u00e4t\u00f6s </span></div><div class=\"ps7406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">esitet\u00e4\u00e4n euroissa, joka on konsernin emoyhti\u00f6n toiminta- ja esitt\u00e4misvaluutta. </span></div><div class=\"ps7407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 tiedot esitet\u00e4\u00e4n miljoonina euroina, mutta tietoja esitet\u00e4\u00e4n tarvittaessa </span></div><div class=\"ps7408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tarkemmin, jos oikean kuvan antaminen sit\u00e4 edellytt\u00e4\u00e4. Tilinp\u00e4\u00e4t\u00f6s on laadittu </span></div><div class=\"ps7409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">alkuper\u00e4isiin hankintamenoihin perustuen lukuun ottamatta j\u00e4ljemp\u00e4n\u00e4 esitettyj\u00e4 eri\u00e4, </span></div><div class=\"ps7410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">jotka on sovellettavien standardien mukaisesti arvostettu k\u00e4yp\u00e4\u00e4n arvoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-366": {
   "value": "YIT on suurin suomalainen rakennusalan palveluja tarjoava yhti\u00f6. YIT kehitt\u00e4\u00e4 ja rakentaa asuntoja ja asumisen palveluja, toimitiloja ja kokonaisia alueita. Lis\u00e4ksi YIT on vaativan infrarakentamisen erikoisosaaja.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-367": {
   "value": "YIT Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-368": {
   "value": "YIT Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-369": {
   "value": "Suomi",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-370": {
   "value": "Suomi",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-371": {
   "value": "Panuntie 11, 00620 Helsinki, Suomi",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-372": {
   "value": "YIT Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-373": {
   "value": "<div class=\"ps7397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT </span><span class=\"f charStyle-42d14346 ps4595\">Oyj</span><span class=\"f charStyle-42d14346 ps7394\">:n hallitus on hyv\u00e4ksynyt kokouksessaan </span><span class=\"f charStyle-2e3de9c0 ps7395\">25. helmikuuta 2026</span><span class=\"f charStyle-42d14346 ps7396\"> t\u00e4m\u00e4n </span></div><div class=\"ps7398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konsernitilinp\u00e4\u00e4t\u00f6ksen julkaistavaksi. J\u00e4ljenn\u00f6s konsernitilinp\u00e4\u00e4t\u00f6ksest\u00e4 on saatavissa </span></div><div class=\"ps7402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhti\u00f6n </span><span class=\"f charStyle-42d14346 ps7399\">verkkosivuilta viikosta </span><span class=\"f charStyle-2e3de9c0 ps7400\">9/2026</span><span class=\"f charStyle-42d14346 ps7401\"> alkaen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-374": {
   "value": "Oyj",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-375": {
   "value": "<div class=\"ps7405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LAATIMISPERUSTA</span></div><div class=\"ps1263 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernitilinp\u00e4\u00e4t\u00f6s on laadittu Euroopan unionissa k\u00e4ytt\u00f6\u00f6n hyv\u00e4ksyttyjen </span></div><div class=\"ps1264 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kansainv\u00e4listen tilinp\u00e4\u00e4t\u00f6sstandardien (IFRS-tilinp\u00e4\u00e4t\u00f6sstandardit) mukaisesti. </span></div><div class=\"ps1265 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kansainv\u00e4lisill\u00e4 tilinp\u00e4\u00e4t\u00f6sstandardeilla tarkoitetaan Suomen kirjanpitolaissa ja sen nojalla </span></div><div class=\"ps1266 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">annetuissa s\u00e4\u00e4nn\u00f6ksiss\u00e4 EU:n asetuksessa n:o 1606/2002 s\u00e4\u00e4detyn menettelyn </span></div><div class=\"ps1267 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti EU:ssa sovellettaviksi hyv\u00e4ksyttyj\u00e4 tilinp\u00e4\u00e4t\u00f6sstandardeja ja niist\u00e4 annettuja </span></div><div class=\"ps1268 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulkintoja. Konsernitilinp\u00e4\u00e4t\u00f6ksen liitetiedot ovat my\u00f6s suomalaisten, IFRS-</span></div><div class=\"ps1269 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6sstandardeja t\u00e4ydent\u00e4vien kirjanpito- ja yhteis\u00f6lains\u00e4\u00e4d\u00e4nn\u00f6n vaatimusten </span></div><div class=\"ps1270 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaiset. Liitetiedot muodostavat olennaisen osan tilinp\u00e4\u00e4t\u00f6st\u00e4. Konsernitilinp\u00e4\u00e4t\u00f6s </span></div><div class=\"ps7406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">esitet\u00e4\u00e4n euroissa, joka on konsernin emoyhti\u00f6n toiminta- ja esitt\u00e4misvaluutta. </span></div><div class=\"ps7407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Tilinp\u00e4\u00e4t\u00f6ksess\u00e4 tiedot esitet\u00e4\u00e4n miljoonina euroina, mutta tietoja esitet\u00e4\u00e4n tarvittaessa </span></div><div class=\"ps7408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tarkemmin, jos oikean kuvan antaminen sit\u00e4 edellytt\u00e4\u00e4. Tilinp\u00e4\u00e4t\u00f6s on laadittu </span></div><div class=\"ps7409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">alkuper\u00e4isiin hankintamenoihin perustuen lukuun ottamatta j\u00e4ljemp\u00e4n\u00e4 esitettyj\u00e4 eri\u00e4, </span></div><div class=\"ps7410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">jotka on sovellettavien standardien mukaisesti arvostettu k\u00e4yp\u00e4\u00e4n arvoon.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-377": {
   "value": "<div class=\"ps7405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">TILINP\u00c4\u00c4T\u00d6KSEN LAATIMISPERIAATTEIDEN </span></div><div class=\"ps7413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SOVELTAMISEEN LIITTYV\u00c4 JOHDON HARKINTA </span></div><div class=\"ps7414 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SEK\u00c4 KESKEISET KIRJANPIDOLLISET ARVIOT JA </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">OLETUKSET</span></div><div class=\"ps5469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa johto on joutunut tekem\u00e4\u00e4n tulevaisuuteen kohdistuvia </span></div><div class=\"ps5470 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjanpidollisia arvioita ja oletuksia sek\u00e4 harkintaan perustuvia p\u00e4\u00e4t\u00f6ksi\u00e4 tilinp\u00e4\u00e4t\u00f6ksen </span></div><div class=\"ps5471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">laatimisperiaatteiden soveltamisessa. N\u00e4m\u00e4 arviot ja p\u00e4\u00e4t\u00f6kset voivat vaikuttaa </span></div><div class=\"ps5472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointikaudella kirjattavien varojen, velkojen, tuottojen ja kulujen m\u00e4\u00e4riin sek\u00e4 </span></div><div class=\"ps5473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitettyihin ehdollisiin eriin. Arviot ja oletukset perustuvat historialliseen </span><span class=\"f charStyle-42d14346 ps7415\">kokemukseen, </span></div><div class=\"ps5474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">k\u00e4sitykseen markkinatilanteesta</span><span class=\"f charStyle-42d14346 ps6110\"> ja muihin perusteltavissa oleviin oletuksiin, joiden </span></div><div class=\"ps5475 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">katsotaan olevan j\u00e4rkevi\u00e4 tilinp\u00e4\u00e4t\u00f6ksen laatimishetkell\u00e4. On mahdollista, ett\u00e4 toteumat </span></div><div class=\"ps5476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">poikkeavat tilinp\u00e4\u00e4t\u00f6ksess\u00e4 k\u00e4ytetyist\u00e4 arvioista ja oletuksista niihin liittyv\u00e4n </span></div><div class=\"ps5477 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ep\u00e4varmuuden vuoksi siit\u00e4 huolimatta, ett\u00e4 ne perustuvat parhaaseen tiet\u00e4mykseen sek\u00e4 </span></div><div class=\"ps5478 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ajantasaiseen tietoon. Tilinp\u00e4\u00e4t\u00f6ksen osa-alueet, joihin sis\u00e4ltyy tavanomaista </span></div><div class=\"ps5479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suuremmassa m\u00e4\u00e4rin harkintaa, tai joihin liittyv\u00e4t olettamukset ja arviot ovat </span></div><div class=\"ps5480 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">konsernitilinp\u00e4\u00e4t\u00f6ksen kannalta merkitt\u00e4vi\u00e4, ovat alla kuvatut. Johdon k\u00e4ytt\u00e4m\u00e4\u00e4 </span></div><div class=\"ps5481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">harkintaa, arvioita ja olettamuksia on kuvattu tarkemmin osana siihen kuuluvaa liitetietoa.</span></div><div class=\"ps7429 ss0\"><div class=\"ss62 ws0 ps1411\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:201.75pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss864\"><div><div class=\"ps81 ss64\"><span class=\"f charStyle-93f9a1a0 ps7\">Osa-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps12 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Konsolidointi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7416 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vallan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7417 ss868\"><div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7419 ss869\"><div><div class=\"ps7418 ss865\"><span class=\"f charStyle-42d14346 ps7\">Myyntituottojen arvostaminen ja kirjaaminen,</span></div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">omaperusteinen asuntorakentaminen Suomessa</span></div></div></div></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps4921 ss68\"><div><div class=\"ps7245 ss64\"><span class=\"f charStyle-42d14346 ps7\">Liikearvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7421 ss870\"><div><div class=\"ps7420 ss865\"><span class=\"f charStyle-42d14346 ps7\">Arvonalennustestauksissa k\u00e4ytetyt arviot ja<span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss865\"><span class=\"f charStyle-42d14346 ps7\">olettamukset<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1531 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Liiketoimintojen myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7422 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Ehdollisen vastikkeen arvioiminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1536 ss868\"><div><div class=\"ps7418 ss64\"><span class=\"f charStyle-42d14346 ps7\">Laskennalliset verosaamiset <span class=\"f ps104\"> </span></span></div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7423 ss869\"><div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyys<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1987 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7424 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusten arvostaminen ja kirjaaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7425 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuuden arvostaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3955 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kevelvoitteet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7426 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3202 ss868\"><div><div class=\"ps7418 ss64\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoiset <span class=\"f ps104\"> </span></span></div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">sijoitukset</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7427 ss869\"><div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3963 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7428 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Varausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KONSOLIDOINTIPERIAATTEET</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">TYT\u00c4RYRITYKSET</span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernitilinp\u00e4\u00e4t\u00f6s sis\u00e4lt\u00e4\u00e4 emoyhti\u00f6 YIT Oyj:n sek\u00e4 kaikki tyt\u00e4ryhti\u00f6t, joissa konsernilla </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4r\u00e4ysvalta. Konsernilla on m\u00e4\u00e4r\u00e4ysvalta yrityksess\u00e4, kun sill\u00e4 on \u00e4\u00e4nim\u00e4\u00e4r\u00e4st\u00e4 joko </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoraan tai v\u00e4lillisesti enemm\u00e4n kuin 50 % tai sill\u00e4 on muutoin m\u00e4\u00e4r\u00e4ysvalta. </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4ysvallalla tarkoitetaan sit\u00e4, ett\u00e4 YIT olemalla osallisena sijoituskohteessa altistuu </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muuttuvalle tuotolle tai on oikeutettu muuttuvaan tuottoon ja YIT pystyy vaikuttamaan </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 valtaansa. Tyt\u00e4ryritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisuudessaan siit\u00e4 p\u00e4iv\u00e4st\u00e4 lukien, jona konserni saa niihin m\u00e4\u00e4r\u00e4ysvallan. </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhdistely lopetetaan, kun m\u00e4\u00e4r\u00e4ysvalta lakkaa. Hankintaan v\u00e4litt\u00f6m\u00e4sti liittyv\u00e4t menot </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan kuluksi toteutuessaan.</span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin sis\u00e4iset liiketapahtumat, sis\u00e4iset katteet, sis\u00e4iset saamiset ja velat sek\u00e4 </span></div><div class=\"ps5381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4inen osingonjako on eliminoitu konsernitilinp\u00e4\u00e4t\u00f6ksen yhdistelyss\u00e4. Tilikauden voiton </span></div><div class=\"ps5382 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuminen emoyhti\u00f6n omistajille ja m\u00e4\u00e4r\u00e4ysvallattomille omistajille esitet\u00e4\u00e4n </span></div><div class=\"ps5383 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmassa.</span></div><div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps5504 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Yhteiset toiminnot</span></div><div class=\"ps2393 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n tyypillisi\u00e4 yhteisi\u00e4 toimintoja ovat ty\u00f6yhteenliittym\u00e4t ja konsortiot. Ty\u00f6yhteenliittym\u00e4 </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ei ole riippumaton juridinen entiteetti, vaan sen osapuolena olevalla yhti\u00f6ll\u00e4 on </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen mukainen suora vastuu sen toiminnasta ja velvoitteista. Konsortio ei ole </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">juridinen entiteetti. Sopimusoikeudellisesti konsortion osapuolet ovat yhteisvastuullisesti </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastuussa asiakkaaseen n\u00e4hden. My\u00f6s keskin\u00e4iset kiinteist\u00f6osakeyhti\u00f6t, joista YIT </span></div><div class=\"ps2398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omistaa alle 100 %, k\u00e4sitell\u00e4\u00e4n yhteisin\u00e4 toimintoina. YIT sis\u00e4llytt\u00e4\u00e4 </span></div><div class=\"ps2399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">konsernitilinp\u00e4\u00e4t\u00f6kseen osuutensa yhteisten toimintojen tuotoista, kuluista, varoista ja </span></div><div class=\"ps2400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">veloista sek\u00e4 rahavirroista.</span></div><div class=\"ps7454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">V</span><span class=\"f charStyle-37f3c1a8 ps7456\">allan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4</span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT toteuttaa omaperusteisten hankkeiden lis\u00e4ksi hankkeita my\u00f6s yhdess\u00e4 muiden </span></div><div class=\"ps7459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osapuolien kanssa ty\u00f6yhteenliittym\u00e4n, yhti\u00f6n tai muun yhteisen j\u00e4rjestelyn kautta. </span></div><div class=\"ps6197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">M\u00e4\u00e4ritell\u00e4kseen kirjanpidollisen k\u00e4sittelytavan (tyt\u00e4ryhti\u00f6, yhteisyritys, yhteinen toiminto, </span></div><div class=\"ps6198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuusyritys vai oman p\u00e4\u00e4oman ehtoinen sijoitus), YIT:n johto k\u00e4ytt\u00e4\u00e4 harkintaa </span></div><div class=\"ps6199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidessaan keskeisi\u00e4 vallan elementtej\u00e4 (muun muassa yhti\u00f6n </span></div><div class=\"ps6200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4t\u00f6ksentekomekanismeja, juridista rakennetta sek\u00e4 j\u00e4rjestelyjen rahoitusta) ja niiden </span></div><div class=\"ps6201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vaikutusta konsolidointiin.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">ILMASTONMUUTOKSEN VAIKUTUKSET</span></div><div class=\"ps7462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">TAUSTOITUS</span><span class=\"f charStyle-94ac4a4d ps7461\"> </span></div><div class=\"ps2317 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rakentamisella ja rakennetun ymp\u00e4rist\u00f6n k\u00e4yt\u00f6ll\u00e4 on merkitt\u00e4vi\u00e4 ilmastovaikutuksia. </span></div><div class=\"ps2320 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rakennuksen elinkaarip\u00e4\u00e4st\u00f6t muodostuvat rakennuksessa k\u00e4ytett\u00e4vist\u00e4 materiaaleista, </span></div><div class=\"ps2321 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">itse rakentamisesta, rakennuksen k\u00e4ytt\u00f6vaiheesta sek\u00e4 sen korjaamisesta, purkamisesta </span></div><div class=\"ps2322 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tai muuntamisesta. K\u00e4ytt\u00f6vaiheen energiankulutus vastaa YIT:n arvioon perustuen noin </span></div><div class=\"ps1332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">53 % koko asuinrakennuksen elinkaaren p\u00e4\u00e4st\u00f6ist\u00e4 ja rakennusmateriaalien osuus on </span></div><div class=\"ps1333 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noin </span><span class=\"f charStyle-42d14346 ps7463\">37 %. </span></div><div class=\"ps7464 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">SITOUMUKSET</span></div><div class=\"ps7465 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT sitoutui marraskuussa 2021 Science Based Targets -aloitteeseen (SBTi) rajoittaa </span></div><div class=\"ps7466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ilmaston l\u00e4mpenemisen 1,5 asteeseen Pariisin ilmastosopimuksen mukaisesti. </span></div><div class=\"ps7467 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Kes\u00e4kuussa 2023 SBTi validoi YIT:n p\u00e4\u00e4st\u00f6v\u00e4hennystavoitteet. YIT:n tavoitteena on </span></div><div class=\"ps7468 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">v\u00e4hent\u00e4\u00e4 oman toiminnan (Scope 1 ja 2) p\u00e4\u00e4st\u00f6j\u00e4 90 % vuoteen 2030 menness\u00e4 ja </span></div><div class=\"ps7469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvoketjun p\u00e4\u00e4st\u00f6j\u00e4 (Scope 3) 30 % vertailuvuoteen 2019 n\u00e4hden. YIT on julkaissut </span></div><div class=\"ps7470 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">hiilitiekartan, jonka tavoitteena on ohjata toimintaa ja yksil\u00f6id\u00e4 t\u00e4rkeimm\u00e4t toimenpiteet, </span></div><div class=\"ps7471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">mill\u00e4 tavoitteet saavutetaan. P\u00e4\u00e4st\u00f6sitoumuksen osalta ei ole kirjattu varauksia, koska </span></div><div class=\"ps7472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjaamisen kriteerit eiv\u00e4t t\u00e4yty. </span></div><div class=\"ps7474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">RISKIT</span></div><div class=\"ps7475 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT on tunnistanut ilmastonmuutoksen yhdeksi strategiseksi riskiksi. Ilmastonmuutos voi </span></div><div class=\"ps7476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">aiheuttaa sek\u00e4 fyysisi\u00e4 ett\u00e4 siirtym\u00e4riskej\u00e4 YIT:lle. Fyysiset riskit kuten sadannan </span></div><div class=\"ps7477 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lis\u00e4\u00e4ntyminen, tulvat ja pidentyneet hellejaksot voivat aiheuttaa hankkeiden viiv\u00e4stymist\u00e4 </span></div><div class=\"ps7478 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja kasvattaa kustannuksia. Siirtyminen v\u00e4h\u00e4hiilisyyteen puolestaan voi aiheuttaa teknisi\u00e4, </span></div><div class=\"ps7479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taloudellisia, markkina ja maineriskej\u00e4 YIT:lle. On mahdollista, ett\u00e4 lains\u00e4\u00e4d\u00e4nn\u00f6n ja </span></div><div class=\"ps7480 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asiakkaiden vaatimukset rakentamisessa muuttuvat nopeasti.</span></div><div class=\"ps7482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Riskej\u00e4 ja niiden hallintaa on kuvattu tarkemmin hallituksen toimintakertomuksessa </span></div><div class=\"ps7483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kohdassa Riskit ja riskienhallinta.</span></div><div class=\"ps7485 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">RISKIEN VAIKUTUS TILINP\u00c4\u00c4T\u00d6KSEEN</span></div><div class=\"ps4891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Yll\u00e4 kuvatuilla riskeill\u00e4 voi toteutuessaan olla taloudellisia vaikutuksia. YIT on tunnistanut </span></div><div class=\"ps4892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavia tilinp\u00e4\u00e4t\u00f6ksen osa-alueita, joihin riskeill\u00e4 voisi olla vaikutusta: vaihto-omaisuus, </span></div><div class=\"ps4893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">liikearvo ja projektilaskenta.</span><span class=\"f charStyle-42d14346 ps7486\"> N\u00e4iden lis\u00e4ksi YIT:ll\u00e4 on oman p\u00e4\u00e4oman ehtoinen sijoitus </span></div><div class=\"ps4894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tripla Mall Ky:\u00f6\u00f6n</span><span class=\"f charStyle-42d14346 ps7487\">, joka on yksitt\u00e4inen merkitt\u00e4v\u00e4 kiinteist\u00f6sijoitus YIT:n taseessa. YIT:n </span></div><div class=\"ps4895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">n\u00e4kemyksen mukaan sijoitukseen ei liity fyysisi\u00e4 tai siirtym\u00e4riskej\u00e4, koska Mall of Tripla on </span></div><div class=\"ps4898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vuonna 2019 valmistunut LEED Platinum sertifioitu kohde, jolla on B energialuokka. </span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n vaihto-omaisuus koostuu p\u00e4\u00e4osin asumiseen liittyv\u00e4st\u00e4 tonttivarannosta, rakenteilla </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevista kohteista sek\u00e4 valmiista huoneistoista ja kiinteist\u00f6ist\u00e4. Vaihto-omaisuuden </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollista arvonalentumista arvioidaan s\u00e4\u00e4nn\u00f6llisesti vertaamalla hankintamenoa </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettorealisointiarvoon. YIT arvioi rakentamiseen k\u00e4ytett\u00e4vien tonttien nettorealisointiarvoa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ensisijaisesti osana rakentamisprojektia. Rakentamisprojektien nettorealisointiarvoon voi </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaikuttaa tekij\u00f6it\u00e4, kuten esimerkiksi p\u00e4\u00e4st\u00f6rajoitusvaatimukset rakennusluvan saamiseksi </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai tulvat. Mainituilla riskeill\u00e4 voi olla vaikutusta yksitt\u00e4isten rakentamisprojektien </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kannattavuuteen. Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ei tehty arvonalentumiskirjauksia </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ilmastonmuutokseen liittyvien riskien takia. </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liikearvon arvonalentumistestauksessa k\u00e4ytetyiss\u00e4 rahavirtaennusteissa keskeiset </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olettamukset liittyv\u00e4t erityisesti yll\u00e4 kuvattuihin asuntorakentamisen yksitt\u00e4isten projektien </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kannattavuuteen vaikuttaviin seikkoihin sek\u00e4 YIT:n omiin p\u00e4\u00e4st\u00f6v\u00e4hennyksiin liittyviin </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimenpiteisiin. Asuinrakentamisen omaperusteisten hankkeiden suunnittelussa </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomioidaan hankekohtaisesti hiilitiekartan toimenpiteit\u00e4, kuten v\u00e4h\u00e4hiiliset </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennusmateriaalit sek\u00e4 energiatehokkaat ratkaisut. </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n liiketoiminta on projektiluonteista ja projektien kustannusennusteita p\u00e4ivitet\u00e4\u00e4n </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">s\u00e4\u00e4nn\u00f6llisesti reflektoiden riskej\u00e4. Monet ilmastonmuutokseen liittyvist\u00e4 riskeist\u00e4 ovat </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">projektitason riskej\u00e4, jotka ovat riippuvaisia muun muassa alueen maantieteellisist\u00e4 </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ominaispiirteist\u00e4 ja ymp\u00e4r\u00f6iv\u00e4st\u00e4 ymp\u00e4rist\u00f6st\u00e4. </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">ULKOMAAN RAHAN M\u00c4\u00c4R\u00c4ISET </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LIIKETAPAHTUMAT</span></div><div class=\"ps2316 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaan rahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on kirjattu toimintavaluutan m\u00e4\u00e4r\u00e4isin\u00e4 </span></div><div class=\"ps2317 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia, tai jos er\u00e4t on arvostettu uudelleen, arvostusp\u00e4iv\u00e4n </span></div><div class=\"ps2320 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kurssia. Kurssivoitot ja -tappiot, jotka syntyv\u00e4t liiketapahtumiin liittyvist\u00e4 maksuista ja </span></div><div class=\"ps2321 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ulkomaan rahan m\u00e4\u00e4r\u00e4isten varojen ja velkojen muuttamisesta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n kurssiin, </span></div><div class=\"ps2322 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">merkit\u00e4\u00e4n tuloslaskelmaan. Tavanomaisesta liiketoiminnasta aiheutuvat valuuttakurssierot </span></div><div class=\"ps1332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan niit\u00e4 vastaaviin eriin liikevoiton yl\u00e4puolelle, ja rahoitustransaktioista johtuvat </span></div><div class=\"ps1333 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuuttakurssierot esitet\u00e4\u00e4n tuloslaskelmassa omana er\u00e4n\u00e4\u00e4n rahoitustuotoissa ja </span></div><div class=\"ps1334 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-kuluissa. Ei-monetaariset er\u00e4t arvostetaan p\u00e4\u00e4asiassa tapahtumap\u00e4iv\u00e4n kurssiin. </span></div><div class=\"ps7489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">ULKOMAISTEN KONSERNIYRITYSTEN TILINP\u00c4\u00c4T\u00d6STEN </span></div><div class=\"ps7490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">MUUNTAMINEN</span></div><div class=\"ps7491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisten konserniyritysten tuloslaskelmat on muunnettu euroiksi k\u00e4ytt\u00e4en </span></div><div class=\"ps7492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raportointijakson kuukausittaisten keskikurssien keskiarvokurssia. Taseet muunnetaan </span></div><div class=\"ps7493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">euroiksi tilikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n kursseja k\u00e4ytt\u00e4en. Tilikauden tuloksen muuntaminen </span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">eri kursseilla tuloslaskelmassa ja taseessa aiheuttaa muuntoeron, joka kirjataan oman </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4oman muuntoeroihin.</span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin yksik\u00f6iden tulosta ja taloudellista asemaa koskevat luvut m\u00e4\u00e4ritet\u00e4\u00e4n siin\u00e4 </span></div><div class=\"ps7498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuutassa, joka on kunkin yksik\u00f6n p\u00e4\u00e4asiallisen toimintaymp\u00e4rist\u00f6n valuutta </span></div><div class=\"ps290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">(toimintavaluutta). </span></div><div class=\"ps292 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisiin yksik\u00f6ihin tehtyjen nettosijoitusten ja niiden kaltaisiksi luokiteltujen erien </span></div><div class=\"ps293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muuntamisesta ja t\u00e4llaisten nettosijoitusten suojaamiseksi m\u00e4\u00e4ritetyist\u00e4 instrumenteista </span></div><div class=\"ps294 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">syntyv\u00e4t kurssierot kirjataan oman p\u00e4\u00e4oman muuntoeroihin. Kun liiketoiminnasta </span></div><div class=\"ps297 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutaan, kertyneet muuntoerot kirjataan tuloslaskelmaan osana myyntivoittoa tai </span></div><div class=\"ps298 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-tappiota.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(ent. Toimitilat) ja Infra. YIT esitt\u00e4\u00e4 segmenttitiedot tavalla, joka on yhtenev\u00e4inen konsernin </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtoryhm\u00e4lle raportoidun sis\u00e4isen raportoinnin kanssa. Konsernin johtoryhm\u00e4 on YIT:n </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ylin operatiivinen p\u00e4\u00e4t\u00f6ksentekij\u00e4, joka vastaa resurssien kohdentamisesta liiketoiminta-</span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alueille ja niiden tuloksen arvioimisesta. </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konserni- ja segmenttiraportointi laaditaan IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin johtoryhm\u00e4lle raportoidaan s\u00e4\u00e4nn\u00f6llisesti segmenttikohtainen liikevaihto, </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistot ja arvonalentumiset sek\u00e4 liikevoitto ja oikaistu liikevoitto. Lis\u00e4ksi raportoidaan </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">segmentti</span><span class=\"f charStyle-42d14346 ps7544\">kohtainen</span><span class=\"f charStyle-42d14346 ps7545\"> sitoutunut p\u00e4\u00e4oma, johon sis\u00e4ltyv\u00e4t aineelliset ja aineettomat </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hy\u00f6dykkeet, osuudet osakkuus- ja yhteisyrityksiss\u00e4, sijoitukset, vaihto-omaisuus, </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntisaamiset ja muut korottomat liiketoimintaan liittyv\u00e4t saamiset, varaukset, saadut </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ennakkomaksut asiakassopimuksiin perustuviin velkoihin liittyen, muut </span></div><div class=\"ps7550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat ja muut korottomat velat lukuun ottamatta veroihin, </span></div><div class=\"ps7551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voitonjakoon ja rahoitukseen liittyvi\u00e4 eri\u00e4.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Myyntituottojen esitt\u00e4minen ja arvostaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">YIT esitt\u00e4\u00e4 liikevaihdossa asiakassopimuksista saadut myyntituotot, joista on v\u00e4hennetty </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">v\u00e4lilliset verot ja alennukset. Asiakkaalta saatavaksi odotettu transaktiohinta, joka sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">muuttuvat osuudet kuten mahdolliset sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">arvioidaan sopimuksen alkaessa. Muuttuvan transaktiohinnan m\u00e4\u00e4r\u00e4 tai osa siit\u00e4 </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">huomioidaan myyntituottojen tuloutuksessa kuitenkin vain siihen asti kuin on </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">todenn\u00e4k\u00f6ist\u00e4, ettei kirjattujen myyntituottojen m\u00e4\u00e4r\u00e4\u00e4n jouduta tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">peruutusta, kun muuttuvaan transaktiohintaan liittyv\u00e4 ep\u00e4varmuustekij\u00e4 my\u00f6hemmin </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">poistuu. Arvioitu transaktiohinta p\u00e4ivitet\u00e4\u00e4n jokaisen raportointikauden lopussa. Kulut, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">jotka syntyv\u00e4t ennen sopimuksen saamista ja jotka eiv\u00e4t ole aktivointikelpoisia muiden </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">standardien mukaan, kirjataan kuluksi. YIT aktivoi sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menot, jotka t\u00e4ytt\u00e4v\u00e4t aktivointikriteerit, ja jaksottaa ne kuluksi t\u00e4ytt\u00e4misasteen mukaisesti. </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat YIT:ll\u00e4 tyypillisesti tontteihin liittyvi\u00e4 </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menoja rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">suoritevelvoitteen. Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot esitet\u00e4\u00e4n taseen Vaihto-</span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">omaisuus-er\u00e4ss\u00e4. Joissakin asiakassopimuksissa asiakkaan suorittaman maksun ja yhti\u00f6n </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovuttamisen v\u00e4liss\u00e4 on ajallisesti merkitt\u00e4v\u00e4 ero. YIT soveltaa k\u00e4yt\u00e4nn\u00f6n </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">apukeinoa eik\u00e4 oikaise luvattua vastikem\u00e4\u00e4r\u00e4\u00e4 rahoituskomponentin vaikutuksilla, kun </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovutuksen ja maksun v\u00e4liss\u00e4 odotetaan olevan enint\u00e4\u00e4n vuoden pituinen </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">aika. Merkitt\u00e4v\u00e4 rahoituskomponentti kirjataan, jos 12 kuukauden rahoituspositio ylittyy ja </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">vuoden keskim\u00e4\u00e4r\u00e4inen rahoituskorko on sopimuksen kannalta merkitt\u00e4v\u00e4.</span><span class=\"f charStyle-a8efee87 ps7733\"> </span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Suoritevelvoitteet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Transaktiohinta kohdennetaan suoritevelvoitteille erillismyyntihintoihin perustuen, jos </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimukseen liittyy enemm\u00e4n kuin yksi suoritevelvoite. P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti rakentamisessa </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on kyse yhden integroidun kokonaisuuden toimittamisesta, jolloin sopimuksessa on yksi </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoite. Erityispiirteit\u00e4 suoritevelvoitteiden osalta on kuvattu j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Lains\u00e4\u00e4d\u00e4nn\u00f6st\u00e4 tai yleisist\u00e4 ehdoista tulevat takuut eiv\u00e4t vaikuta liikevaihdon </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulouttamiseen, koska ne ovat varauksina k\u00e4sitelt\u00e4vi\u00e4 varmennustyyppisi\u00e4 takuita. Mik\u00e4li </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT on sitoutunut lakia tai yleisi\u00e4 ehtoja pidempiin takuuaikoihin, tavanomaisen takuun </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4v\u00e4 osuus erotetaan tuloutuksessa omaksi suoritevelvoitteeksi ja siihen liittyv\u00e4 osuus </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta tuloutetaan vasta palvelun toteutuessa. Tyypilliset sopimusmuutokset </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ovat lis\u00e4- ja muutost\u00f6it\u00e4, jotka useimmiten eiv\u00e4t lis\u00e4\u00e4 erotettavissa olevia palveluita ja/tai </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuotteita, ja ne k\u00e4sitell\u00e4\u00e4n n\u00e4in ollen osana alkuper\u00e4ist\u00e4 sopimusta. Mik\u00e4li lis\u00e4- ja/tai </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutosty\u00f6 t\u00e4ytt\u00e4isi erillisen suoritevelvoitteen kriteerit, k\u00e4sitell\u00e4\u00e4n se erikseen vain mik\u00e4li </span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">se on YIT:n m\u00e4\u00e4ritt\u00e4m\u00e4n olennaisuusrajan perusteella olennainen.</span></div><div class=\"ps7737 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntituottojen tuloutus tapahtuu kunkin suoritevelvoitteen osalta erikseen sen mukaan, </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuinka m\u00e4\u00e4r\u00e4ysvalta tavaran tai palvelun osalta asiakkaalle siirtyy. YIT:ll\u00e4 on sek\u00e4 ajan </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluessa ett\u00e4 yhten\u00e4 ajankohtana tuloutettavia myyntituottoja, joita kuvataan tarkemmin </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">j\u00e4ljemp\u00e4n\u00e4. </span><span class=\"f charStyle-42d14346 ps7738\">A</span><span class=\"f charStyle-42d14346 ps7739\">jan kuluessa tuloutettavien myyntituottojen m\u00e4\u00e4ritt\u00e4minen perustuu </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">panokseen perustuvaan t\u00e4ytt\u00e4misasteesee</span><span class=\"f charStyle-42d14346 ps7740\">n.</span><span class=\"f charStyle-42d14346 ps7741\"> Joissakin olosuhteissa esimerkiksi </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen varhaisissa vaiheissa YIT ei mahdollisesti pysty kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputulemaa, mutta se odottaa saavansa suoritevelvoitteen </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">t\u00e4ytt\u00e4miseksi syntyneet menot katetuiksi. N\u00e4iss\u00e4 olosuhteissa YIT kirjaa myyntituottoja </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vain syntyneiden menojen m\u00e4\u00e4r\u00e4\u00e4n asti, kunnes se pystyy kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputuleman. Mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valmiiksi saamiseen tarvittavat kokonaiskustannukset ylitt\u00e4v\u00e4t asiakassopimuksesta </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">saatavan transaktiohinnan, odotettavissa oleva ennakoitu tappio kirjataan varauksena </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluksi.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t ja -velat</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Jos sopimuksen laskutus on raportointihetkell\u00e4 pienempi kuin t\u00e4ytt\u00e4misasteen perusteella </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjatut myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana omaisuuser\u00e4n\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseen Myyntisaamiset ja muut saamiset -er\u00e4ss\u00e4. Jos sopimuksen laskutus on </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointihetkell\u00e4 suurempi kuin sopimuksen t\u00e4ytt\u00e4misasteen perusteella kirjatut </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana velkana taseen </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lyhytaikaisissa veloissa Asiakassopimuksiin perustuvat velat, saadut ennakot -er\u00e4ss\u00e4. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 esitet\u00e4\u00e4n Suomen tulouttamattomiin </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t taloyhti\u00f6lainaosuudet ja </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tonttivuokrasopimusvelat.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Tulouttamisen erityispiirteet</span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Omaperusteinen asuntorakentaminen Suomessa</span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Omaperusteiset asuinrakennushankkeet ovat YIT:n itse kehitt\u00e4mi\u00e4 hankkeita, joita ei ole </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyty rakentamisen alkaessa ja joista myyd\u00e4\u00e4n yksitt\u00e4isi\u00e4 asuinhuoneistoja rakentamisen </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">aikana kokonaisen rakennuksen sijaan. YIT urakoi perustamalleen asunto-osakeyhti\u00f6lle </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakennuksen. YIT myy rakentamansa asuinrakennuksen huoneistot myym\u00e4ll\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuluttajalle huoneiston hallintaan oikeuttavat osakkeet. Omaperusteisessa </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla suojataan </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n liittyv\u00e4t </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">osakeyhti\u00f6 ei harjoita liiketoimintaa, ja p\u00e4\u00e4t\u00f6kset tehd\u00e4\u00e4n edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">mukaisesti. YIT kirjaa asunto-osakkeiden myyntituotot IFRS 15 -standardin mukaan. IFRS </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">15:n mukaan k\u00e4sittely kuvastaa parhaiten liiketoimen taloudellista substanssia.</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Kun asiakas ja YIT allekirjoittavat kauppakirjan, syntyy YIT:lle IFRS 15:n mukainen sitova </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimus. Vaikka asiakkaalla on lakis\u00e4\u00e4teinen oikeus perua kauppa, YIT katsoo </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksen perumisesta aiheutuvan vahingonkorvauksen olevan asiakkaalle merkitt\u00e4v\u00e4 </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja sopimuksen t\u00e4ytt\u00e4v\u00e4n n\u00e4in ollen IFRS 15:n kriteerit sitovuudesta. YIT soveltaa </span></div><div class=\"ps576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimukseen IFRS 15:n viisivaiheista mallia. </span></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Transaktiohinta ja tuloutusajankohta</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omaperusteisessa asuntorakentamisessa yksitt\u00e4iset asuinhuoneistot ovat erillisi\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteita. YIT saa ennakkomaksuja rakentamisen aikana myydyist\u00e4 asunnoista, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joista osa tapahtuu yli 12 kuukautta ennen asuinrakennuskohteen luovuttamista. YIT ei </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjaa n\u00e4ille maksuille rahan aika-arvoa, koska johdon n\u00e4kemys on, ett\u00e4 yksitt\u00e4isen </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimuksen kannalta rahoituskomponentti ei ole merkitt\u00e4v\u00e4. Omaperusteisten </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntorakentamisprojektien transaktiohinta sis\u00e4lt\u00e4\u00e4 muuttuvia elementtej\u00e4 kuten </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">my\u00f6h\u00e4stymissakkoja. Lis\u00e4ksi yksitt\u00e4isen myydyn asuinhuoneiston transaktiohinta sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myytyyn asuntoon kohdistuvan taloyhti\u00f6lainaosuuden, jonka takaisinmaksusta vastaa </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huoneiston ostaja. Suomalaisissa omaperusteisissa asuinrakennushankkeissa on </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillist\u00e4, ett\u00e4 osa rakentamisen kustannuksista katetaan yhti\u00f6lainoilla, jonka asunto-</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeyhti\u00f6 nostaa nimiss\u00e4\u00e4n. YIT:n asuinhuoneistojen myynnist\u00e4 saamat </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskauppahinnat eli transaktiohinnat sis\u00e4lt\u00e4v\u00e4t sek\u00e4 asiakkaiden maksamat </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppahinnat ett\u00e4 huoneistoihin kohdistuvat lainaosuudet. Keskener\u00e4isten </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisten asuinrakennushankkeiden osalta taloyhti\u00f6lainat esitet\u00e4\u00e4n konsernin </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">taseessa joko korollisena velkana (myym\u00e4tt\u00f6m\u00e4t huoneistot) tai muuna </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimukseen perustuvana velkana (myydyt huoneistot). Hankkeen valmistuttua </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat kirjataan tuotoksi liikevaihtoon. Liikevaihto </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana kohteen </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmistuessa, kun asuinhuoneiston m\u00e4\u00e4r\u00e4ysvalta siirtyy asiakkaalle. Suomessa </span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntokauppalain mukaisen peruutusoikeuden takia ajan kuluessa tuloutuksen kriteerit </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">eiv\u00e4t t\u00e4yty.</span></div><div class=\"ps7757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omaperusteinen asuntorakentaminen</span><span class=\"f charStyle-37f3c1a8 ps7754\"> It\u00e4isen Keski-Euroopa</span><span class=\"f charStyle-37f3c1a8 ps7755\">n</span><span class=\"f charStyle-37f3c1a8 ps7756\"> ja </span></div><div class=\"ps7758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Baltian maissa</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tuloutusajankohta</span></div><div class=\"ps7759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liikevaihto omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana </span></div><div class=\"ps7760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">viranomaisluvan saannin j\u00e4lkeen, kun YIT katsoo tosiasiallisesti t\u00e4ytt\u00e4neens\u00e4 </span></div><div class=\"ps7761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteensa.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Omaperusteinen toimitilarakentaminen</span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sovittu ty\u00f6n laajuus m\u00e4\u00e4ritt\u00e4\u00e4 suoritevelvoitteen. Jos sopimus sis\u00e4lt\u00e4\u00e4 useamman kuin </span></div><div class=\"ps7763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhden rakennuksen rakentamisen, jokainen rakennus on erillinen suoritevelvoite. </span></div><div class=\"ps7764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimukset, joissa YIT myy sek\u00e4 tontin ett\u00e4 rakentamispalvelun, k\u00e4sitell\u00e4\u00e4n yhten\u00e4 </span></div><div class=\"ps3565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps3567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua. Vuokrausvelvoitteen </span></div><div class=\"ps3569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t hankkeet eli ns. vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelun kanssa. N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovitulla tavalla rakennettu tai perusparannettu ja vuokrattu kohde eli johdon n\u00e4kemyksen </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan kokonaislupaus asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erillisen rakennuspalvelun ja vuokrauspalvelun sijaan. </span></div><div class=\"ps3578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimusten transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4 kuten mahdollisia </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viiv\u00e4styssakkoja, suoritukseen liittyvi\u00e4 palkkioita, laatusakkoja sek\u00e4 liikekohteiden </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mahdolliset vuokravastuuvelvoitteet. Vuokrattujen neli\u00f6iden ja neli\u00f6hintojen perusteella </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4r\u00e4ytyv\u00e4 kauppahinnan osuus k\u00e4sitell\u00e4\u00e4n muuttuvana vastikkeena osana </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohintaa. Vuokravastuuvelvoitteiden m\u00e4\u00e4r\u00e4\u00e4 ja todenn\u00e4k\u00f6isyytt\u00e4 arvioidaan </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hankkeen edetess\u00e4.</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Omaperusteisissa toimitilahankkeissa ajan kuluessa tulouttamisen kriteerien t\u00e4yttyminen </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan sopimusehtojen perusteella sopimuskohtaisesti. Omaperusteiset </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitilahankkeet, joissa ajan kuluessa tulouttamisen kriteerit eiv\u00e4t t\u00e4yty, tuloutetaan </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhten\u00e4 ajankohtana m\u00e4\u00e4r\u00e4ysvallan siirtyess\u00e4 asiakkaalle eli kohteen valmistuttua </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle luovuttamisen hetkell\u00e4. </span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n rakentamispalvelun tarkasteluhetkeen menness\u00e4 suoritetusta </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ty\u00f6st\u00e4 johtuvien menojen osuutena hankkeen arvioiduista kokonaismenoista.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat tontteihin liittyvi\u00e4 menoja </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suoritevelvoitteen. </span></div><div class=\"ps7773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Urakkarakentaminen</span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Suoritevelvoitteet ja transaktiohinnan m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4 riippuu sopimuksesta, ja se analysoidaan aina </span></div><div class=\"ps7775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti. Useimmissa tapauksissa kyse on kuitenkin integroidun </span></div><div class=\"ps7776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kokonaisuuden toimittamisesta, joka muodostaa yhden suoritevelvoitteen. </span></div><div class=\"ps7777 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4, kuten mahdollisia viiv\u00e4styssakkoja </span></div><div class=\"ps7778 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sek\u00e4 bonuksia. Erityisesti allianssihankkeissa bonukset saattavat olla merkitt\u00e4vi\u00e4.</span></div><div class=\"ps7780 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7781 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Ajan kuluessa tulouttamisen kriteerit t\u00e4yttyv\u00e4t p\u00e4\u00e4osassa urakoinnin asiakassopimuksia, </span></div><div class=\"ps7782 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">koska ty\u00f6 tehd\u00e4\u00e4n useimmiten asiakkaan maa-alueelle. Toisin sanoen asiakkaalla on </span></div><div class=\"ps7783 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">m\u00e4\u00e4r\u00e4ysvalta omaisuuser\u00e4\u00e4n, johon ty\u00f6 suoritetaan. YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps7785 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamispalvelun tarkasteluhetkeen menness\u00e4 realisoituneiden kustannusten osuutena </span></div><div class=\"ps7786 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">hankkeen arvioiduista kokonaiskustannuksista.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Elinkaari- ja PPP-hankkeet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikissa elinkaari- ja PPP-hankkeissa on maksuperusteena kohteen k\u00e4ytett\u00e4vyys tai </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">laatu, jolloin taseeseen kirjattavaa aineetonta oikeutta ei synny. </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki ne hankkeet, joissa YIT on suorana sopimusosapuolena asiakkaaseen n\u00e4hden, </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat asiakkaan rahoittamia. N\u00e4iss\u00e4 hankkeissa rakentamis- tai </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusparantamispalveluista ja yll\u00e4pitovaiheista saamansa myyntituotot YIT tulouttaa ajan </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa erillisin\u00e4 suoritevelvoitteina. YIT saa maksut rakentamisaikana rakentamisen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edistymiseen perustuen. Palvelujaksolla YIT saa maksut kuukausittain, mik\u00e4 vastaa </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotettuja palveluita. Elinkaari- ja PPP-hankkeissa on k\u00e4ytett\u00e4vyysv\u00e4hennyksi\u00e4, jotka </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4sitell\u00e4\u00e4n muuttuvina vastikkeina. Rakentamisvaiheen vastike on sidottu </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuskustannusindeksiin ja palvelujaksot yll\u00e4pidon indeksiin. Indeksit tarkistetaan </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuosittain. YIT:ll\u00e4 ei ole kohteisiin liittyv\u00e4\u00e4 merkitt\u00e4v\u00e4\u00e4 oheisk\u00e4ytt\u00f6oikeutta. </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankkeet, joissa sopimusosapuolena asiakkaaseen n\u00e4hden on YIT:n ja toisen osapuolen </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustama yhteisyritys, on toteutettu mallilla, jossa rahoituksesta vastaa yhteisyritys. YIT </span></div><div class=\"ps2391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimii urakoitsijana ja palveluntuottajana yhteisyritykselle ja kirjaa myyntituotot </span></div><div class=\"ps2392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aikaisemmin kuvatulla tavalla. </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on my\u00f6s osapuolena konsortioissa, jotka ovat asiakkaaseen n\u00e4hden </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusosapuolena. YIT vastaa n\u00e4iss\u00e4 hankkeissa kohteen rakentamisesta. YIT saa </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksut rakentamisaikana rakentamisen edistymiseen perustuen ja tulouttaa ajan </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa rakentamispalvelut.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">M</span><span class=\"f charStyle-37f3c1a8 ps7790\">yyntituottojen arvostaminen ja kirjaaminen</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suurin osa YIT:n liiketoiminnasta on projektiluontoista, ja projektit saattavat jakaantua </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">usealle eri vuodelle. Projektien tuloutus ajan kuluessa perustuu ennustettuihin tuottoihin ja </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kustannuksiin sek\u00e4 projektin luotettavaan t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen. N\u00e4m\u00e4 </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin johdon arvioita, joita kuvataan tarkemmin j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Johdon merkitt\u00e4v\u00e4\u00e4n harkintaan perustuvat ratkaisut myyntituottojen arvostamisessa ja </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjaamisessa liittyv\u00e4t suoritevelvoitteiden m\u00e4\u00e4r\u00e4\u00e4n, arvioihin sopimuksen </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta eli toteutuvista myyntituotoista, t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen, </span></div><div class=\"ps7800 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloutuksen ajoittumiseen omaperusteisissa asuinrakennushankkeissa sek\u00e4 Suomen </span></div><div class=\"ps7801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaperusteisiin asuinrakennushankkeisiin.</span></div><div class=\"ps2883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4</span></div><div class=\"ps2610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suoritevelvoitteita tunnistaessaan YIT:n johto arvioi muun muassa eri teht\u00e4vien ja </span></div><div class=\"ps2611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palveluiden v\u00e4list\u00e4 yhteytt\u00e4 ja sit\u00e4, voiko asiakas hy\u00f6ty\u00e4 niist\u00e4 erikseen. Merkitt\u00e4v\u00e4 johdon </span></div><div class=\"ps2612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">harkinta suoritevelvoitteiden tunnistamisessa liittyy rakentamispalvelun ohessa </span></div><div class=\"ps2613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitettaviin suoritteisiin. Johdon harkintaan perustuva ratkaisu on k\u00e4sitell\u00e4 </span></div><div class=\"ps2614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelu ja asiakassopimukseen sis\u00e4ltyv\u00e4 tontin luovutus yhten\u00e4 </span></div><div class=\"ps2615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps2481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps2482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua.</span><span class=\"f charStyle-42d14346 ps7802\"> </span><span class=\"f charStyle-42d14346 ps7803\">YIT:n johdon harkinnan </span></div><div class=\"ps2483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan joihinkin toimitilahankkeisiin liittyv\u00e4 vuokrausvelvoite eli niin sanottu </span></div><div class=\"ps2484 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen rakentamispalvelun kanssa. </span></div><div class=\"ps2485 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa sovitulla tavalla rakennettu tai </span></div><div class=\"ps2486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusparannettu ja vuokrattu kohde, eli johdon n\u00e4kemyksen mukaan kokonaislupaus </span></div><div class=\"ps2487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina erillisen </span></div><div class=\"ps2488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakennuspalvelun ja vuokrauspalvelun sijaan.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Myyntituottojen m\u00e4\u00e4ritt\u00e4miseksi johto joutuu arvioimaan asiakkaalta saatavaksi </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">odotettuun transaktiohintaan vaikuttavia tekij\u00f6it\u00e4, jotka sis\u00e4lt\u00e4v\u00e4t muuttuvat osuudet </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot. YIT sis\u00e4llytt\u00e4\u00e4 transaktiohintaan </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvat vastikkeet kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, joiden osalta </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 kirjattuihin myyntituottoihin ei jouduta my\u00f6hemmin</span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 peruutusta, kun muuttuvaan vastikkeeseen liittyv\u00e4 ep\u00e4varmuus </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ratkeaa. YIT arvioi alkuper\u00e4isen transaktiohinnan sopimuskohtaisesti. YIT solmii vain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksia, jotka sen arvion mukaan todenn\u00e4k\u00f6isesti toteutetaan sovitun mukaisesti. </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">T\u00e4m\u00e4n takia alkuper\u00e4isess\u00e4 transaktiohinnassa ei tyypillisesti arvioida sakkoja </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuviksi. Muuttuvat vastikkeet arvioidaan uudelleen jokaisella raportointihetkell\u00e4 </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti.</span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4v\u00e4t bonukset liittyv\u00e4t p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti infra-allianssihankkeisiin, joissa kaikki </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin osapuolet vaikuttavat bonusten toteutumiseen. Koska bonusten toteutuminen </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ei ole yksinomaan YIT:n suorituksen onnistumisesta johtuvaa, YIT rajoittaa muuttuvan </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vastikkeen tuloutusta eik\u00e4 sis\u00e4llyt\u00e4 vain oman suorituksensa perusteella bonuksia </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">transaktiohintaan. Bonusten toteutumisen todenn\u00e4k\u00f6isyytt\u00e4 arvioitaessa huomioidaan </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin kaikkien osapuolien suoriutuminen yhten\u00e4 kokonaisuutena.</span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4vi\u00e4 muuttuvia vastikkeita liittyy joihinkin asiakassopimuksiin </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vuokravastuuvelvoitteina. T\u00e4ll\u00f6in YIT:n saama vastike muuttuu kohteen vuokrauksen </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">onnistumisen perusteella eli toteutuneiden vuokrausasteiden ja -hintojen perusteella. YIT </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rajoittaa n\u00e4iss\u00e4 sopimuksissa muuttuvan vastikkeen tuloutusta eik\u00e4 tulouta sellaista </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvan vastikkeen osuutta, jonka toteutuminen ei ole eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4. Johto </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekee arvion eritt\u00e4in todenn\u00e4k\u00f6iseksi arvioidun muuttuvan vastikkeen m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps7807 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kohdekohtaisesti historiatiedon ja kohdekohtaisen aineiston perusteella.</span></div><div class=\"ps7809 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Joissakin tapauksissa YIT:ll\u00e4 ja asiakkaalla saattaa ilmet\u00e4 erimielisyyksi\u00e4 YIT:n asiakkaalle </span></div><div class=\"ps7810 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat esimerkiksi johtua lis\u00e4- </span></div><div class=\"ps7811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista </span></div><div class=\"ps7812 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa YIT arvioi juridisen asemansa ja soveltaa IFRS 15 </span></div><div class=\"ps7813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimusmuutokset -ohjeistusta.</span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">T\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rakennushankkeissa YIT k\u00e4ytt\u00e4\u00e4 t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen panokseen perustuvaa </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4\u00e4. Johdon harkinnan mukaan kertyneiden kustannusten eli raaka-aineiden, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6panoksen ja muiden hanketta kohti valmistumista edist\u00e4vien toimenpiteiden </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kerrytt\u00e4mien kustannusten suhteuttaminen ennustettuihin kokonaiskustannuksiin kuvaa </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenmukaisimmin rakennushankkeen etenemist\u00e4 kohti valmistumista. Vastaavasti </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutumatta olevat kustannukset suhteessa ennustettuihin kokonaiskustannuksiin </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuvaavat t\u00e4ytt\u00e4m\u00e4tt\u00e4 olevan suoritteen m\u00e4\u00e4r\u00e4\u00e4 eli YIT:n velvoitetta t\u00e4ytt\u00e4\u00e4 osittain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luovuttamattoman suoritevelvoitteen osuutta.</span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Panoksiin perustuvissa t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4mismenetelmiss\u00e4 luotettavan arvion </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tekemiseksi sopimuksen toteuttamiseksi arvioidut kustannukset m\u00e4\u00e4ritell\u00e4\u00e4n ja </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksil\u00f6id\u00e4\u00e4n mahdollisimman tarkasti. Asiakassopimusten kokonaistuloksen laskenta </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4lt\u00e4\u00e4 arvioita my\u00f6s sopimuksen loppuunsaattamiseksi tarvittavien </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskustannusten kehittymisest\u00e4. Kokonaiskustannusennuste saattaa sis\u00e4lt\u00e4\u00e4 my\u00f6s </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioita kiistanalaisiin aliurakoitsijoiden kustannuksiin liittyen. N\u00e4iden vaikutusta </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannusennusteeseen arvioidessaan YIT:n johto arvioi niiden tilanteen sen hetkiseen </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">parhaaseen tietoon perustuen. Yhti\u00f6n johdon tekem\u00e4st\u00e4 huolellisesta arviosta huolimatta </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopputulema voi erota arviosta. Sopimusten tulouttamiseen liittyvi\u00e4 arvioita p\u00e4ivitet\u00e4\u00e4n </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">s\u00e4\u00e4nn\u00f6llisesti ja luotettavasti.</span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li arviot ajan kuluessa tuloutettavan asiakassopimuksen lopputulemasta muuttuvat, </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutettua myynti\u00e4 ja voittoa muutetaan sill\u00e4 raportointikaudella, jolla muutos on ensi </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertaa tiedossa ja arvioitavissa. Kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen valmiiksi </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saamiseen tarvittavat kokonaismenot ylitt\u00e4v\u00e4t asiakassopimuksesta saatavat </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaistulot, odotettavissa oleva tappio kirjataan kuluksi v\u00e4litt\u00f6m\u00e4sti. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutuksen ajoittuminen omaperusteisissa asuinrakennushankkeissa</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n johto tekee maakohtaista harkintaa suoritevelvoitteiden t\u00e4yttymisen ajoittumisesta. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Harkintaa tehdess\u00e4\u00e4n johto tarkastelee muun muassa paikallista lains\u00e4\u00e4d\u00e4nt\u00f6\u00e4 ja </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimusten ehtoja arvioidessaan m\u00e4\u00e4r\u00e4ysvallan siirtymisen kriteereit\u00e4. </span><span class=\"f charStyle-42d14346 ps7814\">Arvioinnin </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskeisi\u00e4 seikkoja ovat, ett\u00e4 YIT on t\u00e4ytt\u00e4nyt sopimuksen mukaisen suoritevelvoitteensa, </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viranomainen on hyv\u00e4ksynyt kohteen k\u00e4ytt\u00f6\u00f6notettavaksi ja YIT:ll\u00e4 on oikeus maksuun </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalta. </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suomen omaperusteiset asuinrakennushankkeet</span></div><div class=\"ps5053 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomessa asuntojen myynti on yhti\u00f6kuorena toimivan asunto-osakeyhti\u00f6n osakkeiden </span></div><div class=\"ps5054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myynti\u00e4. Omaperusteisessa asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla </span></div><div class=\"ps5055 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojataan rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n </span></div><div class=\"ps5057 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liittyv\u00e4t rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps5059 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakeyhti\u00f6 ei harjoita liiketoimintaa ja p\u00e4\u00e4t\u00f6kset tapahtuvat edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps5060 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. Transaktion todellisen luonteen perusteella myynti k\u00e4sitell\u00e4\u00e4n IFRS 15:n </span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisena myyntituottona.</span></div></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintoja myydess\u00e4 kauppahintaan voi liitty\u00e4 sek\u00e4 kiinteit\u00e4 ett\u00e4 muuttuvia osuuksia. Muuttuva kauppahinta voi olla sidottu esimerkiksi </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myydyn liiketoiminnan tuottoon YIT:n m\u00e4\u00e4r\u00e4ysvallan p\u00e4\u00e4ttymisen j\u00e4lkeen. Muuttuvan kauppahinnan luonteen vuoksi on n\u00e4in ollen </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollista, ett\u00e4 m\u00e4\u00e4r\u00e4ysvallan p\u00e4\u00e4ttymisen hetkell\u00e4 kirjattu arvioitu muuttuva kauppahinta viel\u00e4 my\u00f6hemmill\u00e4 kausilla muuttuu. Muuttuvan </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppahinnan arvioinnissa k\u00e4ytet\u00e4\u00e4n ensisijaisesti markkinoilta sek\u00e4 ostajalta saatavissa olevaa tietoa myytyyn liiketoimintaan liittyen</span><span class=\"f charStyle-42d14346 ps8115\">.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lopetettuihin toimintoihin liittyv\u00e4t omaisuuser\u00e4t ja velat esitet\u00e4\u00e4n erikseen omilla riveill\u00e4\u00e4n taseessa myyt\u00e4vin\u00e4 oleviksi luokiteltuina </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuserin\u00e4 aina myyntiin asti. Lopetettujen toimintojen tulos raportoidaan erill\u00e4\u00e4n jatkuvien toimintojen tuotoista ja kuluista </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konsernituloslaskelmassa. Konsernin sis\u00e4iset tuotot ja kulut jatkuvien ja lopetettujen toimintojen v\u00e4lill\u00e4 on eliminoitu lukuun ottamatta </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuottoja ja kuluja, joiden katsotaan jatkuvan lopetettujen toimintojen myymisen j\u00e4lkeen.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoiminnan muissa tuotoissa esitet\u00e4\u00e4n tyypillisesti varsinaiseen liiketoimintaan kuulumatto</span><span class=\"f charStyle-42d14346 ps8207\">mia tuo</span><span class=\"f charStyle-42d14346 ps8208\">ttoja, kuten vuokratuotot sek\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aineellisten ja aineettomien hy\u00f6dykkeiden luovutuksista syntyv\u00e4t voitot. Vuokratuotot liittyv\u00e4t p\u00e4\u00e4asiallisesti edelleen vuokrattuihin </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6oikeusomaisuuseriin. Vuokrasopimuksiin liittyv\u00e4\u00e4 laatimisperiaatetta on kuvattu tarkemmin liitetiedossa Vuokrasopimukset.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan muissa kuluissa esitet\u00e4\u00e4n muun muassa aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot, lyhytaikaisten ja arvoltaan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4h\u00e4isten vuokrasopimusten kulut, IT-kulut sek\u00e4 muita liiketoiminnan kuluja. </span><span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">sakeperusteiset maksut</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Palkkion suoritustavasta riippuen osakepalkkioj\u00e4rjestelm\u00e4t kirjataan joko omana p\u00e4\u00e4omana tai rahana maksettavina osakeperusteisina </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimina. Mik\u00e4li osakeperusteisesti maksettavaan liiketoimeen sis\u00e4ltyy l\u00e4hdeverovelvoitteiden nettom\u00e4\u00e4r\u00e4ist\u00e4 suorittamista koskeva </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ominaisuus, luokitellaan liiketoimi kokonaan omana p\u00e4\u00e4omana maksettavaksi.</span><span class=\"f charStyle-42d14346 ps8257\"> YIT:n osakepalkkioj\u00e4rjestelm\u00e4t ovat </span><span class=\"f charStyle-42d14346 ps8258\">kokonaan omana </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omana maksettavia ohjelmia.</span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo perustuu YIT Oyj:n osakkeen markkinahintaan my\u00f6nt\u00e4misp\u00e4iv\u00e4n\u00e4, josta on </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4hennetty odotettavissa olevien osinkojen nykyarvo. Lis\u00e4ksi etuuden my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4 huomioidaan </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaperusteisten ehtojen (Total Shareholder Return, TSR) vaikutus. My\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenn\u00e4k\u00f6isyyksill\u00e4 painotettuihin arvoihin perustuvaa mallia, jotta otetaan huomioon todenn\u00e4k\u00f6isyys sille, ett\u00e4 markkinaperusteinen ehto </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4 t\u00e4yttym\u00e4tt\u00e4. Kulu kirjataan riippumatta siit\u00e4, onko markkinaperusteinen ehto t\u00e4yttynyt. Ei-markkinaperusteisia ehtoja ja ty\u00f6n suorittamista </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">koskevaa ehtoa ei oteta huomioon my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4, vaan ne otetaan huomioon niiden osakkeiden m\u00e4\u00e4riss\u00e4, </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joihin oletetaan syntyv\u00e4n oikeus ansaintajakson lopussa. Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo jaksotetaan kuluksi </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">henkil\u00f6st\u00f6kuluihin ja omaan p\u00e4\u00e4omaan oikeuden syntymisajanjaksolle. </span></div><div class=\"ps8260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">I</span><span class=\"f charStyle-37f3c1a8 ps8259\">rtisanomisen yhteydess\u00e4 suoritettavat etuudet</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Irtisanomisen yhteydess\u00e4 suoritettavalla velvoitteella tarkoitetaan sellaista kulua, josta yhti\u00f6 ei saa vastaavaa ty\u00f6suoritusta. Irtisanomisen </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 suoritettavat etuudet kirjataan kuluksi, kun konserni on sitoutunut peruuttamattomasti lopettamaan ty\u00f6ntekij\u00f6iden ty\u00f6suhteen </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksityiskohtaisen, asianmukaisen suunnitelman mukaisesti. Lis\u00e4ksi kuluksi kirjataan etuudet, joita konserni on tarjonnut irtisanomisten </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 mahdollisesti vapaaehtoisten irtisanoutumisten edist\u00e4miseksi. Irtisanottujen henkil\u00f6iden etuuksiin liittyv\u00e4t erilaisten s\u00e4\u00e4nn\u00f6st\u00f6jen </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella todenn\u00e4k\u00f6isesti syntyv\u00e4t muut velat on arvioitu tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ja kirjattu kuluksi ja velaksi.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tuloslaskelman tuloveroihin kirjataan konserniyhti\u00f6iden tilikauden verotettavan tuloksen perusteella lasketut suoriteperusteiset verot, </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">aikaisempien tilikausien verojen oikaisut sek\u00e4 laskennallisen verovelan ja -saamisen muutos. Suoraan omaan p\u00e4\u00e4omaan tai muun laajan </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuloksen eriin liittyv\u00e4 verovaikutus kirjataan vastaavasti omaan p\u00e4\u00e4omaan tai muuhun laajaan tulokseen. Tilikauden verotettavaan tuloon </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuva vero lasketaan verotettavasta tulosta kunkin maan tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4\u00e4n menness\u00e4 vahvistettujen verokantojen perusteella. YIT on </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">soveltanut IAS 12:88A mukaista v\u00e4liaikaista poikkeusta laskennallisten verojen k\u00e4sittelyyn, jota sovellettaessa yhti\u00f6 ei kirjaa </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">minimiveros\u00e4\u00e4ntelyyn liittyvist\u00e4 v\u00e4liaikaisista eroista laskennallisia veroja, eik\u00e4 esit\u00e4 niist\u00e4 tietoja tilinp\u00e4\u00e4t\u00f6ksell\u00e4.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laimentamaton osakekohtainen tulos lasketaan jakamalla emoyhti\u00f6n osakkeenomistajille kuuluva tilikauden tulos tilikauden aikana ulkona </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevien osakkeiden lukum\u00e4\u00e4r\u00e4n painotetulla keskiarvolla. Osakekohtaista tulosta laskettaessa tuloksesta oikaistaan veroilla v\u00e4hennettyn\u00e4 </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainan korot riippumatta niiden maksup\u00e4iv\u00e4st\u00e4. Laimennusvaikutuksella oikaistua osakekohtaista tulosta laskettaessa osakkeiden </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lukum\u00e4\u00e4r\u00e4n painotetussa keskiarvossa otetaan huomioon kaikkien laimentavien potentiaalisten kantaosakkeiden osakkeiksi muuttamisesta </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtuva laimentava vaikutus. Laimennusvaikutuksella oikaistu osakekohtainen tulos on laskettu oikaisemalla ulkona olevien osakkeiden </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeantioikaistua painotettua keskim\u00e4\u00e4r\u00e4ist\u00e4 lukum\u00e4\u00e4r\u00e4\u00e4 olettaen, ett\u00e4 vaihdettavissa olevat instrumentit vaihdetaan. Laskelman tulosta </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oikaistaan instrumenttiin liittyv\u00e4ll\u00e4, kaudella kirjatulla korkokululla, josta on v\u00e4hennetty verovaikutus. Potentiaaliset kantaosakkeet ovat </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuitenkin laimentavia ainoastaan silloin, kun oikaisuista aiheutuu osakekohtaisen tuloksen heikkeneminen.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvostaminen ja kirjaaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Aineelliset hy\u00f6dykkeet on arvostettu alkuper\u00e4iseen hankintamenoon, josta on v\u00e4hennetty poistot ja arvonalentumiset. Aineellisista </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot arvioidun taloudellisen vaikutusajan kuluessa, siit\u00e4 alkaen kun ne ovat valmiita k\u00e4ytett\u00e4v\u00e4ksi. Maa-alueista </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ei tehd\u00e4 poistoja. Hy\u00f6dykkeiden j\u00e4\u00e4nn\u00f6sarvo ja taloudellinen vaikutusaika tarkistetaan jokaisessa tilinp\u00e4\u00e4t\u00f6ksess\u00e4. Ne oikaistaan </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tarvittaessa kuvastamaan taloudellisen hy\u00f6dyn odotuksissa tapahtuneita muutoksia.</span><span class=\"f charStyle-42d14346 ps8677\"> </span><span class=\"f charStyle-42d14346 ps8678\">Aineellisten hy\u00f6dykkeiden k\u00e4yt\u00f6st\u00e4 poistamisesta ja </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">luovutuksista syntyv\u00e4t myyntivoitot ja -tappiot sis\u00e4ltyv\u00e4t liiketoiminnan muihin tuottoihin tai liiketoiminnan muihin kuluihin.</span><span class=\"f charStyle-42d14346 ps8679\"> Normaalit </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kunnossapito- ja korjauskustannukset kirjataan kuluksi niiden syntymishetkell\u00e4. </span><span class=\"f charStyle-42d14346 ps8680\">Merkitt\u00e4v\u00e4t parannus- tai lis\u00e4investoinnit kirjataan osaksi </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuser\u00e4n hankintamenoa ja poistetaan p\u00e4\u00e4hy\u00f6dykkeen j\u00e4ljell\u00e4 olevana taloudellisena vaikutusaikana, mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">investointiin liittyv\u00e4 vastainen taloudellinen hy\u00f6ty koituu YIT:n hyv\u00e4ksi.</span><span class=\"f charStyle-42d14346 ps8681\"> </span><span class=\"f charStyle-42d14346 ps8682\">YIT kirjaa aineellisten hy\u00f6dykkeiden hankintojen korkomenot kuluksi, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ellei kyseess\u00e4 ole vieraan p\u00e4\u00e4oman aktivoinnin ehdot t\u00e4ytt\u00e4v\u00e4 omaisuuser\u00e4, jolloin ne aktivoidaan osaksi hankintamenoa.</span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps2327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Maa-alueet, ei poistoja</span></div><div class=\"ps2328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Rakennukset ja rakennelmat<span style=\"display:inline-block;height:5.71pt;width:10.88pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta</span></span></div><div class=\"ps2329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Koneet ja kalusto<span style=\"display:inline-block;height:5.71pt;width:12.8pt\"></span></span><span class=\"ps8685\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">\u00a0 3\u201315 vuotta</span></span></div><div class=\"ps2330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Muut aineelliset hy\u00f6dykkeet<span style=\"display:inline-block;height:5.71pt;width:13.57pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta </span></span></div><div class=\"ps8686 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvonalentuminen</span></div><div class=\"ps8687 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo on alentunut. Jos viitteit\u00e4 arvonalentumisesta </span></div><div class=\"ps8688 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ilmenee, arvioidaan kyseisest\u00e4 omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien </span></div><div class=\"ps8689 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yksik\u00f6iden tasolla. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty luovutuksesta aiheutuvat menot tai </span></div><div class=\"ps8690 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa diskonttauskoroilla, jotka </span></div><div class=\"ps8691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 erityisriskej\u00e4.</span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti tuloslaskelmaan. Kirjattu arvonalentumistappio perutaan, jos olosuhteissa on tapahtunut muutos </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja hy\u00f6dykkeen kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on kasvanut arvonalentumistappion kirjaamisajankohdasta. Arvonalentumistappiota ei </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuitenkaan peruta enemp\u00e4\u00e4 kuin mik\u00e4 johtaisi kirjanpitoarvoon, joka hy\u00f6dykkeell\u00e4 olisi ilman arvonalentumistappioita.</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">M</span><span class=\"f charStyle-37f3c1a8 ps8886\">uut aineettomat hy\u00f6dykkeet </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineeton hy\u00f6dyke merkit\u00e4\u00e4n taseeseen alun perin hankintamenoon, kun hankintameno </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4ritett\u00e4viss\u00e4 luotettavasti ja on odotettavissa, ett\u00e4 aineettomasta hy\u00f6dykkeest\u00e4 </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertyy taloudellista hy\u00f6ty\u00e4 konsernille. </span><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span></div><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps5442\"> </span><span class=\"f charStyle-42d14346 ps8895\">Yrityshankintojen </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 hankitut muut aineettomat hy\u00f6dykkeet kirjataan taseeseen, mik\u00e4li ne </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ytt\u00e4v\u00e4t aineettoman hy\u00f6dykkeen m\u00e4\u00e4ritelm\u00e4n: niihin liittyy vastainen tuotto-odotus, ne </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat eritelt\u00e4viss\u00e4 tai perustuvat sopimuksiin tai laillisiin oikeuksiin. Yrityshankintojen </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 kirjatut muut aineettomat hy\u00f6dykkeet koostuvat muun muassa </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotemerkeist\u00e4, asiakassopimuksista ja asiakassuhteiden arvosta. Hankitut </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoj\u00e4rjestelm\u00e4lisenssit aktivoidaan hankintamenoon. </span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span></div><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Liikearvo</span><span class=\"f charStyle-37f3c1a8 ps8912\"> </span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvo on m\u00e4\u00e4r\u00e4, jolla luovutettu vastike, m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuus ja </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiemmin omistettu osuus yhteenlaskettuna ylitt\u00e4v\u00e4t hankitun yrityksen yksil\u00f6it\u00e4viss\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olevan nettovarallisuuden k\u00e4yv\u00e4n arvon hankinta-ajankohtana. Liikearvo testataan </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuosittain arvonalentumisen varalta. T\u00e4t\u00e4 tarkoitusta varten liikearvo on kohdistettu </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottaville yksik\u00f6ille. Liikearvo arvostetaan alkuper\u00e4iseen hankintamenoon, </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">josta on v\u00e4hennetty arvonalentumiset. Arvonalennukset kirjataan tuloslaskelmaan kuluksi. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvosta kirjattua arvonalentumistappiota ei peruuteta my\u00f6hemm\u00e4ll\u00e4 tilikaudella. </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Luovutettuun yhti\u00f6\u00f6n tai liiketoimintaan kohdistuvan liikearvon kirjanpitoarvo kohdistetaan </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osaksi myyntivoittoa tai -tappiota.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9000 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">YIT </span><span class=\"f charStyle-37f3c1a8 ps8999\">vuokralle ottajana </span></div><div class=\"ps9001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin merkitt\u00e4vimm\u00e4t vuokrasopimukset sis\u00e4lt\u00e4v\u00e4t Suomen omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset, </span></div><div class=\"ps9002 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuksiin ja rakennelmiin liittyv\u00e4t vuokrasopimukset sek\u00e4 koneiden ja kaluston vuokrasopimukset. Jos sopimus tai sen osa on luokiteltu </span></div><div class=\"ps9003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimukseksi, vuokrasopimusvelka ja k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan sopimuksen alkamisp\u00e4iv\u00e4n\u00e4. Alkamisp\u00e4iv\u00e4ksi katsotaan </span></div><div class=\"ps9004 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4iv\u00e4, jolloin kohdeomaisuuser\u00e4 on vuokralle ottajan k\u00e4ytett\u00e4viss\u00e4. Konserni kirjaa lyhytaikaisiin vuokrasopimuksiin, joiden vuokra-aika on </span></div><div class=\"ps9005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">12 kuukautta tai v\u00e4hemm\u00e4n, ja vuokrasopimuksiin, joissa kohdeomaisuuser\u00e4 on arvoltaan v\u00e4h\u00e4inen, liittyv\u00e4t maksut vaikutusaikanaan </span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tasaerin\u00e4 kuluksi tuloslaskelmaan. </span></div><div class=\"ps5692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Vuokrasopimusvelan arvostaminen ja esitt\u00e4minen </span></div><div class=\"ps9006 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrasopimusvelka arvostetaan diskonttaamalla odotettavissa olevat vuokramaksut nykyarvoon. Vuokramaksuiksi luetaan kiinte\u00e4t </span></div><div class=\"ps9007 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokramaksut mukaan lukien tosiasiallisesti kiinte\u00e4t maksut, odotettavissa olevat maksut, jotka liittyv\u00e4t j\u00e4\u00e4nn\u00f6sarvotakuisiin, ja mahdollinen </span></div><div class=\"ps9008 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osto-option toteutushinta, jos p\u00e4\u00e4t\u00f6s k\u00e4ytt\u00e4\u00e4 osto-optiota on kohtuullisen varma. Jos konserni k\u00e4ytt\u00e4\u00e4 kohtuullisen varmasti </span></div><div class=\"ps9009 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4tt\u00e4misoptiota, mahdollinen p\u00e4\u00e4tt\u00e4mismaksu lis\u00e4t\u00e4\u00e4n vuokrasopimusvelkaan. Vuokra-aika on p\u00e4\u00e4tt\u00e4misoptioiden kattaman </span></div><div class=\"ps9010 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen ei-purettavissa oleva jakso, jos p\u00e4\u00e4tt\u00e4minen ei ole kohtuullisen varmaa. Mahdolliset jatko-optiot lis\u00e4t\u00e4\u00e4n vuokra-aikaan, </span></div><div class=\"ps9011 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jos on kohtuullisen varmaa, ett\u00e4 konserni k\u00e4ytt\u00e4\u00e4 n\u00e4it\u00e4 optioita. Vuokramaksut diskontataan k\u00e4ytt\u00e4en vuokrasopimuksen sis\u00e4ist\u00e4 korkoa, </span></div><div class=\"ps9012 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jos korko on helposti m\u00e4\u00e4ritett\u00e4viss\u00e4. Jos vuokrasopimuksen sis\u00e4ist\u00e4 korkoa ei voida helposti m\u00e4\u00e4ritt\u00e4\u00e4, konserni k\u00e4ytt\u00e4\u00e4 lis\u00e4luoton korkoa </span></div><div class=\"ps9013 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskorkona.</span></div><div class=\"ps9015 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrasopimusvelka arvostetaan my\u00f6hemmin efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en, ja konserni arvioi kirjanpitoarvon uudelleen </span></div><div class=\"ps9016 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vastaamaan mahdollisia uudelleenarviointeja tai vuokrasopimusten muutoksia. Vuokrasopimusvelka arvioidaan uudelleen, jos </span></div><div class=\"ps9017 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen alkuper\u00e4isten ehtojen mukainen rahavirta muuttuu, esimerkiksi jos vuokra-aika muuttuu tai jos vuokramaksut muuttuvat </span></div><div class=\"ps9018 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksin tai vaihtuvan koron perusteella. Monet konsernin merkitt\u00e4vist\u00e4 vuokrasopimuksista sis\u00e4lt\u00e4v\u00e4t vuokramaksuja, jotka on sidottu </span></div><div class=\"ps9019 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksiin. Vuokrasopimusvelka arvostetaan alun perin vuokrasopimuksen alkamisp\u00e4iv\u00e4n indeksi\u00e4 k\u00e4ytt\u00e4en. Tulevat indeksimuutokset </span></div><div class=\"ps9020 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomioidaan arvostuksessa, kun muutos n\u00e4kyy rahavirrassa. Jatko ja p\u00e4\u00e4tt\u00e4misoptiot arvioidaan uudelleen vain, jos konsernin hallinnassa </span></div><div class=\"ps9021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevissa olosuhteissa tapahtuu merkitt\u00e4v\u00e4 muutos tai tapahtuma, joka vaikuttaa merkitt\u00e4v\u00e4ll\u00e4 tavalla siihen, ett\u00e4 option k\u00e4ytt\u00e4minen on </span></div><div class=\"ps9022 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohtuullisen varmaa. Uudelleenarvioinnissa k\u00e4ytetty diskonttauskorko vaihtelee uudelleenarvioinnin luonteen mukaan. Esimerkiksi </span></div><div class=\"ps9023 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksimuutoksen vuoksi tehty uudelleenarviointi tehd\u00e4\u00e4n alkuper\u00e4isen diskonttauskoron perusteella ja vuokra-aikamuutoksista johtuvat </span></div><div class=\"ps9024 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">uudelleenarvioinnit tehd\u00e4\u00e4n oikaistua diskonttauskorkoa k\u00e4ytt\u00e4en. Vuokrasopimusvelka esitet\u00e4\u00e4n taseessa omalla rivill\u00e4\u00e4n jaoteltuna </span></div><div class=\"ps9025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lyhytaikaiseen ja pitk\u00e4aikaiseen osuuteen.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4n arvostaminen ja esitt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t arvostetaan hankintamenoon, ja ne perustuvat vuokrasopimusvelan alkuper\u00e4isen arvostuksen m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4n hankintamenoon sis\u00e4llytet\u00e4\u00e4n my\u00f6s alkuvaiheen v\u00e4litt\u00f6m\u00e4t menot, ennallistamiskulut tai sopimuksen </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">alkamisajankohtaan menness\u00e4 maksetut vuokrat, joista on v\u00e4hennetty mahdolliset vuokrasopimukseen liittyv\u00e4t kannustimet. </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan, pois lukien tonttivuokrasopimukset, vuokra-ajan tai vaikutusaikansa kuluessa, sen mukaan kumpi on </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lyhyempi ajanjakso, ellei tapahdu omistusoikeuden siirtoa tai ole osto-optiota, jonka k\u00e4ytt\u00e4minen on kohtuullisen varmaa vuokra-ajan </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lopussa. T\u00e4ss\u00e4 tapauksessa k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 poistetaan kohdeomaisuuser\u00e4n vaikutusajan kuluessa.</span><span class=\"f charStyle-42d14346 ps9026\"> </span><span class=\"f charStyle-42d14346 ps9027\">Muiden </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuserien kuin vaihto-omaisuus vuokratonttien arvonalentumista arvioitaessa sovelletaan samoja laatimisperiaatteita kuin </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muiden aineettomien hy\u00f6dykkeiden arvostuksessa. Mik\u00e4li k\u00e4ytt\u00f6omaisuusoikeuser\u00e4st\u00e4 k\u00e4yt\u00f6st\u00e4 luovutaan vuokra-aikana kokonaan tai </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osittain, konserni kirjaa silt\u00e4 osin arvonalentumisen.</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokrasopimusvelan uudelleenarvostus k\u00e4sitell\u00e4\u00e4n k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n vastaavina oikaisuina. Aineellisiin hy\u00f6dykkeisiin liittyv\u00e4t </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t esitet\u00e4\u00e4n taseessa omalla rivill\u00e4\u00e4n Aineelliset hy\u00f6dykkeet, vuokratut. Tonttivuokrasopimuksiin liittyv\u00e4t </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t esitet\u00e4\u00e4n taseessa omalla Vaihto-omaisuus, vuokrattu -rivill\u00e4\u00e4n. </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Omaperusteiseen rakentamistoimintaan liittyvien tonttivuokrasopimusten k\u00e4sittely</span></div><div class=\"ps5062 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernilla on olennaisia m\u00e4\u00e4ri\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia vain Suomessa. </span></div><div class=\"ps5063 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tonttivuokrasopimukset esitet\u00e4\u00e4n taseessa ja tuloslaskelmassa samaan tapaan kuin konsernin omistamat vaihto-omaisuustontit. </span></div><div class=\"ps5064 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomessa konsernin omaperusteisissa rakennushankkeissa rakennetaan tyypillisesti asuinrakennuksia joko omistetulle tai vuokratontille. </span></div><div class=\"ps5065 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratonttien vuokrasopimukset ovat tyypillisesti pitk\u00e4aikaisia, useimmiten 20\u201350 vuotta. Omaperusteisiin asuinrakennushankkeisiin </span></div><div class=\"ps8118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t vuokratontit ja konsernin omistamat vaihto-omaisuustontit muodostavat osan tuloutusperiaatteiden mukaista suoritevelvoitetta </span></div><div class=\"ps8119 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyd\u00e4 asuntoja asiakkaille. Omaperusteisiin asuinrakennushankkeisiin liittyv\u00e4t vuokratontit arvostetaan alun perin IFRS 16 -standardin </span></div><div class=\"ps8120 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvostamisvaatimuksien mukaan. </span></div><div class=\"ps9029 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kun konserni tekee Suomessa omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimuksen eik\u00e4 rakennushanke ole </span></div><div class=\"ps9030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">viel\u00e4 alkanut, tontin vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vaihto-omaisuuteen ja vuokrasopimusvelka taseeseen. </span></div><div class=\"ps9031 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimus kirjataan vaihto-omaisuudesta kuluksi vaihto-omaisuuden </span></div><div class=\"ps9033 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muutoksena, kun myyntituotot on kirjattu konsernin tuloutusperiaatteiden mukaisesti. </span><span class=\"f charStyle-42d14346 ps9032\">Keskener\u00e4isten Suomen omaperusteisten </span></div><div class=\"ps9034 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asuinrakennushankkeiden vuokratonttien vuokrasopimusvelka esitet\u00e4\u00e4n konsernin taseessa joko vuokrasopimusvelkana tai Muut </span></div><div class=\"ps9035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 hankkeen myyntiasteen mukaan. Keskener\u00e4isten omaperusteisten asuinrakennushankkeiden </span></div><div class=\"ps9036 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta myym\u00e4tt\u00f6mien huoneistojen osuus velasta esitet\u00e4\u00e4n taseessa vuokrasopimusvelkana. Keskener\u00e4isten asuinrakennushankkeiden </span></div><div class=\"ps9037 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myytyihin huoneistoihin kohdistuva velka on asiakkaan vastattavaksi siirtyv\u00e4 velka, joka esitet\u00e4\u00e4n liiketoimen perusluonteen mukaisesti </span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">taseen Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4. </span><span class=\"f charStyle-42d14346 ps9038\">Hankkeen tuloutushetkell\u00e4 myytyihin huoneistoihin kohdistuva </span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimusvelka kirjataan tuotoksi tuloslaskelmaan. Valmiisiin myym\u00e4tt\u00f6miin huoneistoihin kohdistuva vuokrasopimusvelka esitet\u00e4\u00e4n </span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">taseessa vuokrasopimusveloissa.</span></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Myynti- ja takaisinvuokraus </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Myynti- ja takaisinvuokraustilanteissa YIT arvioi ensin, t\u00e4yttyv\u00e4tk\u00f6 IFRS 15:n mukaiset vaatimukset, joiden mukaan luovutus olisi k\u00e4sitelt\u00e4v\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntin\u00e4. Jos omaisuuser\u00e4n luovutus on myynti, kirjataan k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n arvoksi se osuus alkuper\u00e4isen omaisuuser\u00e4n </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjanpitoarvosta, joka vastaa YIT:lle j\u00e4\u00e4nytt\u00e4 k\u00e4ytt\u00f6oikeuden arvoa. Myyntivoittona tai -tappiona esitet\u00e4\u00e4n ainoastaan se osuus </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4n myyntituloksesta, joka vastaa ostajalle siirrettyj\u00e4 oikeuksia. Jos omaisuuser\u00e4n myynnist\u00e4 suoritettava vastike tai </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen vuokrat eiv\u00e4t vastaa k\u00e4ypi\u00e4 arvoja, erotus huomioidaan omaisuuser\u00e4n myyntituottojen oikaisuna. Markkinaehtoja </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huonommat ehdot k\u00e4sitell\u00e4\u00e4n ennakkoon maksettuina vuokrina ja markkinaehtoja paremmat ehdot rahoitusvelkana. Jos IFRS 15:n </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaiset myynnin kriteerit eiv\u00e4t t\u00e4yty, luovutetun omaisuuser\u00e4n raportointia taseessa jatketaan ja luovutushinta esitet\u00e4\u00e4n rahoitusvelkana. </span></div><div class=\"ps9043 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">YIT </span><span class=\"f charStyle-37f3c1a8 ps8999\">vuokralle antajana </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konserni on vuokrannut edelleen itse kolmansilta osapuolilta vuokraamiaan toimitiloja, ja ne k\u00e4sitell\u00e4\u00e4n muina vuokrasopimuksina </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusleasingsopimusten sijaan. Luokittelu tehd\u00e4\u00e4n alkuper\u00e4isen vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n perusteella. Vuokratuotot </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan tuloslaskelmaan tuotoksi vuokra-ajan kuluessa. Konsernin toiminta vuokralle antajana on v\u00e4h\u00e4ist\u00e4.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">uokrasopimusten arvostaminen ja kirjaaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokra-ajan arvioinnilla ja </span><span class=\"f charStyle-42d14346 ps9046\">lis\u00e4luoton korolla</span><span class=\"f charStyle-42d14346 ps9047\"> on merkitt\u00e4v\u00e4 vaikutus vuokrasopimusvelkojen ja k\u00e4ytt\u00f6oikeusomaisuuserien arvostukseen. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvioidessaan vuokra-aikaa YIT sis\u00e4llytt\u00e4\u00e4 jatko-optioiden ja p\u00e4\u00e4tt\u00e4misoptioiden kattamat ajanjaksot sen mukaan, onko kyseisten optioiden </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00e4minen kohtuullisen varmaa vai ei. Johto arvioi esimerkiksi optioajanjaksojen sopimusehtoja tai vuokrasopimuksen p\u00e4\u00e4tt\u00e4miseen ja </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">uuden sopimuksen solmimiseen liittyvi\u00e4 kuluja. Kaiken kaikkiaan johto huomioi aina, kuinka t\u00e4rke\u00e4 tietty omaisuuser\u00e4 on sen toiminnoille. </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset ovat konsernin omistuksessa tyypillisesti vain lyhyen ajan. Kun </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">huomioidaan, miten YIT k\u00e4ytt\u00e4\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia, voidaan olettaa, ettei konserni </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4yt\u00e4 mahdollisia p\u00e4\u00e4tt\u00e4mis-, osto- tai jatko-optioita. Toimitilasopimusten osalta johto arvioi tehtyjen perusparannusten merkityst\u00e4 ja </span></div><div class=\"ps2432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollisia muuttokuluja.\u00a0  </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Jos vuokra-aikaa ei ole m\u00e4\u00e4ritelty tietyn pituiseksi, johto arvioi ajanjaksoa, jona sopimus on t\u00e4yt\u00e4nt\u00f6\u00f6npanokelpoinen, jotta se voi </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4ritt\u00e4\u00e4, mik\u00e4 on varhaisin ajankohta, jolloin molemmat osapuolet (vuokralle ottaja ja vuokralle antaja) voivat p\u00e4\u00e4tt\u00e4\u00e4 sopimuksen ja </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sen sopimusvelvoitteet vain v\u00e4h\u00e4isin sanktioin. Merkitt\u00e4vin\u00e4 sanktioina YIT huomioi suoraan vuokralle antajalle maksettujen sanktioiden </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lis\u00e4ksi my\u00f6s molemmille osapuolille muodostuvat ep\u00e4suorat ja taloudelliset seuraamukset. YIT huomioi n\u00e4m\u00e4 tosiseikat ja olosuhteet, </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaan lukien vuokratun omaisuuser\u00e4n luonne suhteessa vastaavaan liiketoimintasuunnitelmaan, arvioidessaan ajankohtaa, jolloin </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen p\u00e4\u00e4tt\u00e4misen katsotaan olevan kohtuullisen varmaa. Vuokra-aikaa arvioidaan vastaavalla tavalla. YIT:n toistaiseksi </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevat vuokrasopimukset liittyv\u00e4t tyypillisesti rakennuksiin, koneisiin ja kalustoon. </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lis\u00e4luoton korkoa m\u00e4\u00e4ritt\u00e4ess\u00e4\u00e4n YIT ottaa huomioon vuokratun omaisuuser\u00e4n luonteen, konsernin riskitekij\u00e4t ja maantieteellisen </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sijainnin, valuutan ja sopimuksen keston.</span></div></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laatimisperiaatetta sek\u00e4 johdon harkintaa ja arvioita on kuvattu tarkemmin liitetiedossa Rahoitusvarojen ja -velkojen luokittelu </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostusryhmitt\u00e4in.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskennallinen vero lasketaan kirjanpitoarvon ja verotuksellisen arvon v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista k\u00e4ytt\u00e4en joko tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevaa verokantaa tai my\u00f6hemmin voimaantulevaa mutta tiedossa olevaa vahvistettua verokantaa. Laskennallista verovelkaa ei </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjata, kun kyseess\u00e4 on alun perin kirjanpitoon kirjattava omaisuuser\u00e4 tai velka, joka ei ole syntynyt liiketoimintojen yhdist\u00e4misest\u00e4 eik\u00e4 sen </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjaaminen vaikuta kirjanpidon tulokseen eik\u00e4 verotettavaan tuloon liiketoimen toteutumisajankohtana. Laskennallinen verosaaminen </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjataan vain siihen m\u00e4\u00e4r\u00e4\u00e4n asti kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan v\u00e4liaikainen ero </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voidaan hy\u00f6dynt\u00e4\u00e4. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksessa v\u00e4hennyskelpoiset tappiot on otettu huomioon laskennallisena verosaamisena siin\u00e4 m\u00e4\u00e4rin kuin YIT pystyy niit\u00e4 </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">todenn\u00e4k\u00f6isesti hy\u00f6dynt\u00e4m\u00e4\u00e4n l\u00e4hitulevaisuudessa. Tyt\u00e4ryhti\u00f6iden jakamattomista voittovaroista kirjataan laskennallinen verovelka vain </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">silloin kun veronmaksun voidaan katsoa realisoituvan ennakoitavissa olevassa tulevaisuudessa. </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskennalliset verosaamiset ja -velat v\u00e4hennet\u00e4\u00e4n toisistaan silloin, kun konsernilla on laillisesti toimeenpantavissa oleva oikeus kuitata </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kauden verotettavaan tuloon perustuvat verosaamiset ja -velat kesken\u00e4\u00e4n ja kun laskennalliset verot liittyv\u00e4t saman veronsaajan perimiin </span></div><div class=\"ps7550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuloveroihin joko samalta verovelvolliselta tai eri verovelvollisilta, kun saaminen ja velka on tarkoitus realisoida nettom\u00e4\u00e4r\u00e4isesti.</span></div><div class=\"ps9473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">L</span><span class=\"f charStyle-37f3c1a8 ps9475\">askennallisten verosaamisten hy\u00f6dynnett\u00e4vyys </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksellisista tappioista kirjatut laskennalliset verosaamiset sis\u00e4lt\u00e4v\u00e4t ep\u00e4varmuutta niiden hy\u00f6dynnett\u00e4vyydest\u00e4. Laskennalliset </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">verosaamiset verotuksellisista tappioista kirjataan siihen m\u00e4\u00e4r\u00e4\u00e4n, jonka johto arvioi pitk\u00e4n aikav\u00e4lin ennusteidensa perusteella olevan </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dynnett\u00e4viss\u00e4 tulevaisuudessa. Johdon arvio ei ota huomioon ennustejakson j\u00e4lkeisi\u00e4 vuosia, vaikka verotappioiden k\u00e4ytett\u00e4vyysaika on </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">10 vuotta. Lis\u00e4ksi huomioidaan verotappioiden vanhentumisaika. Johto huomioi my\u00f6s tappioiden uusiutumisen todenn\u00e4k\u00f6isyytt\u00e4 </span></div><div class=\"ps7735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvioitaessa, mist\u00e4 syyst\u00e4 tappiot ovat syntyneet. Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyytt\u00e4 arvioidaan s\u00e4\u00e4nn\u00f6llisesti</span><span class=\"f charStyle-42d14346 ps9477\">.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Aineiden ja tarvikkeiden</span><span class=\"f charStyle-42d14346 ps9655\"> arvo m\u00e4\u00e4ritell\u00e4\u00e4n FIFO-menetelm\u00e4\u00e4 (first-in, first-out) k\u00e4ytt\u00e4en.</span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tonttivaranto </span><span class=\"f charStyle-42d14346 ps9656\">-er\u00e4ss\u00e4 esitet\u00e4\u00e4n aloittamattomien rakennusprojektien tonttien alkuper\u00e4iset ostomenot sek\u00e4 tonttien arvoa nostavat </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannukset kuten maanparantamiseen, vesi- ja s\u00e4hk\u00f6liittymiin ja rakennuslupiin liittyv\u00e4t kustannukset. YIT hankkii tontteja rakentaakseen </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ne myyt\u00e4viksi asunnoiksi tai kiinteist\u00f6iksi. Hankinta voi tapahtua hankkimalla tontti suoraan tai ostamalla sit\u00e4 hallinnoiva yhti\u00f6. Kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennusprojekti saa aloitusluvan, siirret\u00e4\u00e4n siihen mahdollisesti kohdistuva tontti hankintamenoineen vaihto-omaisuuden Keskener\u00e4iset </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6t -er\u00e4\u00e4n. YIT myy lis\u00e4ksi tontteja ja niit\u00e4 hallinnoivia yhti\u00f6it\u00e4 rakentamattomina.</span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Keskener\u00e4iset ty\u00f6t</span><span class=\"f charStyle-42d14346 ps9657\"> -er\u00e4 sis\u00e4lt\u00e4\u00e4 mahdollisen tontin hankintamenon lis\u00e4ksi my\u00f6s rakennusprojektien rakentamiskustannukset silt\u00e4 osin </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuin niit\u00e4 ei ole kirjattu kuluksi. Rakentamiskustannukset sis\u00e4lt\u00e4v\u00e4t raaka-ainekustannukset, omaisuuser\u00e4\u00e4 parantavat suunnittelumenot, </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4litt\u00f6mist\u00e4 ty\u00f6suorituksista johtuvat menot, muut v\u00e4litt\u00f6m\u00e4t menot sek\u00e4 osuuden tuotannon muuttuvista ja kiinteist\u00e4 yleismenoista. Yli 12 </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuukautta rakentamisajaltaan kest\u00e4vien ajan hetkell\u00e4 tuloutettavien omaperusteisten rakennusprojektien keskener\u00e4isen ty\u00f6n arvoon </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistetaan lis\u00e4ksi rahoituksen kustannuksia.</span></div><div class=\"ps7551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valmistuneiden rakennusprojektien myym\u00e4tt\u00e4 j\u00e4\u00e4neet huoneistot ja kiinteist\u00f6t esitet\u00e4\u00e4n er\u00e4ss\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9658\">Valmiit huoneistot ja kiinteist\u00f6t</span><span class=\"f charStyle-42d14346 ps9659\">.</span></div><div class=\"ps9662 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Ennakkomaksut </span><span class=\"f charStyle-42d14346 ps9661\">-er\u00e4 sis\u00e4lt\u00e4\u00e4 p\u00e4\u00e4asiallisesti tonttien hankintaan liittyvi\u00e4 ennakoita.</span></div><div class=\"ps9664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihto-omaisuus arvostetaan hankintamenoon tai sit\u00e4 alhaisempaan nettorealisointiarvoon. Nettorealisointiarvo on tavanomaisessa </span></div><div class=\"ps9665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnassa saatava arvioitu myyntihinta, josta on v\u00e4hennetty arvioidut valmiiksi saattamiseen tarvittavat menot ja myynnist\u00e4 johtuvat </span></div><div class=\"ps9666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menot. Arvioitaessa valmiiden huoneistojen ja kiinteist\u00f6jen nettorealisointiarvoa huomioidaan lis\u00e4ksi markkinoilta saatavissa oleva tieto. </span></div><div class=\"ps9667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tonttien nettorealisointiarvoa tarkasteltaessa otetaan huomioon niiden k\u00e4ytt\u00f6tarkoitus. Rakentamiseen k\u00e4ytett\u00e4v\u00e4t tontit arvioidaan osana </span></div><div class=\"ps9668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakentamisprojekteja. Tonttien kirjanpitoarvoa pienennet\u00e4\u00e4n, kun rakennettavia huoneistoja tai kiinteist\u00f6j\u00e4 arvioidaan myyt\u00e4v\u00e4n </span></div><div class=\"ps9669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoa alhaisempaan hintaan. Muiden kuin rakentamistarkoitukseen k\u00e4ytett\u00e4vien tonttien nettorealisointiarvo perustuu niiden </span></div><div class=\"ps9670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinahintaan.</span></div><div class=\"ps9672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT toteuttaa rakentamisprojekteja my\u00f6s vuokratuille tonteille, jotka esitet\u00e4\u00e4n osana vaihto-omaisuutta, mutta jotka arvostetaan IFRS 16-</span></div><div class=\"ps9673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">standardin mukaan. Vuokratontteihin liittyv\u00e4\u00e4 laskentaperiaatetta on kuvattu tarkemmin kohdassa Vuokrasopimukset.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">aihto-omaisuuden arvostaminen</span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihto-omaisuuden mahdollista arvonalentumista arvioidaan s\u00e4\u00e4nn\u00f6llisesti vertaamalla hankintamenoa nettorealisointiarvoon. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Nettorealisointiarvo on johdon tekem\u00e4 arvio, joka perustuu luotettavimpaan saatavilla olevaan tietoon. Arvioiden tekeminen edellytt\u00e4\u00e4 </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johdolta arviota realisointiarvosta markkinoilla. Arvonalentumista ei kirjata, mik\u00e4li valmiit tuotteet, joihin arvioitavat vaihto-</span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuushy\u00f6dykkeet tulevat sis\u00e4ltym\u00e4\u00e4n, arvioidaan myyt\u00e4v\u00e4n arvioitavan hy\u00f6dykkeen hankintamenoa vastaavaan tai sen ylitt\u00e4v\u00e4\u00e4n </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hintaan.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span><span class=\"f charStyle-42d14346 ps9754\">.</span></div><div class=\"ps9000 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto</span></div><div class=\"ps9001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto sis\u00e4lt\u00e4\u00e4 osakkeiden merkint\u00e4hinnan silt\u00e4 osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan </span></div><div class=\"ps9002 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div><div class=\"ps9755 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Muuntoerot</span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Muuntoerot sis\u00e4lt\u00e4v\u00e4t ulkomaisten yksikk\u00f6jen tilinp\u00e4\u00e4t\u00f6sten muuntamisesta syntyneet valuuttakurssierot. </span></div><div class=\"ps9756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Arvonmuutosrahasto</span></div><div class=\"ps9757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Arvonmuutosrahasto sis\u00e4lt\u00e4\u00e4 muun laajan tuloksen kautta k\u00e4yp\u00e4\u00e4n arvoon arvostettavien oman p\u00e4\u00e4oman ehtoisten sijoitusten ja rahavirran </span></div><div class=\"ps9758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauksessa k\u00e4ytett\u00e4vien johdannaisinstrumenttien k\u00e4ypien arvojen muutokset.</span></div><div class=\"ps9760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omat osakkeet</span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li konsernin emoyhti\u00f6 tai sen tyt\u00e4ryhti\u00f6t hankkivat emoyhti\u00f6n omia osakkeita, v\u00e4hennet\u00e4\u00e4n emoyhti\u00f6n omistajille kuuluvaa omaa </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaa m\u00e4\u00e4r\u00e4ll\u00e4, joka muodostuu maksetusta vastikkeesta lis\u00e4ttyn\u00e4 transaktiomenoilla. Jos ostetut omat osakkeet myyd\u00e4\u00e4n edelleen tai </span></div><div class=\"ps7496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lasketaan uudelleen liikkeelle, saatu vastike merkit\u00e4\u00e4n omaan p\u00e4\u00e4omaan. Yhti\u00f6n omien oman p\u00e4\u00e4oman ehtoisten instrumenttien ostosta, </span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myynnist\u00e4,liikkeeseenlaskusta tai mit\u00e4t\u00f6innist\u00e4 ei kirjata voittoa tai tappiota tuloslaskelmaan.</span></div><div class=\"ps9761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Hybridilainat</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat kirjataan omaan p\u00e4\u00e4omaan omistajille kuuluvan oman p\u00e4\u00e4oman j\u00e4lkeen. Hybridilainojen velkakirjoilla ei ole osakkeenomistajille </span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuuluvia oikeuksia eiv\u00e4tk\u00e4 ne laimenna yhti\u00f6n osakkeenomistajien omistusta. YIT:ll\u00e4 ei ole lainojen p\u00e4\u00e4omaan liittyv\u00e4\u00e4 </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisinmaksuvelvoitetta. YIT voi my\u00f6s viiv\u00e4stytt\u00e4\u00e4 korkojen maksua, jos se ei maksa osinkoa tai muuta hyvityst\u00e4 osakep\u00e4\u00e4omalle. </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat merkit\u00e4\u00e4n alun perin kirjanpitoon k\u00e4yp\u00e4\u00e4n arvoon transaktiokustannuksilla v\u00e4hennettyn\u00e4. My\u00f6hemmin lainat arvostetaan </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon. Hybridilainojen korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna kun ne maksetaan tai </span></div><div class=\"ps9767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainojen kertyneet korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna ja korkovelkana, kun velvoite </span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojen maksuun on syntynyt.</span></div><div class=\"ps9770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Vaihtovelkakirjalaina</span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihtovelkakirjalainat luokitellaan yhdistelm\u00e4instrumenteiksi, joiden sis\u00e4lt\u00e4m\u00e4t komponentit m\u00e4\u00e4ritet\u00e4\u00e4n j\u00e4rjestelyn sis\u00e4ll\u00f6n</span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella vieraaksi ja omaksi p\u00e4\u00e4omaksi. Vieraan p\u00e4\u00e4oman osuus kirjataan alun perin vastaavanlaisen vaihto-oikeudettoman</span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velan k\u00e4yp\u00e4\u00e4n arvoon. Oman p\u00e4\u00e4oman osuus kirjataan alun perin koko instrumentin ja vieraan p\u00e4\u00e4oman osuuden k\u00e4ypien</span></div><div class=\"ps9042 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvojen erotuksena. Transaktiomenot kohdistetaan vieraan ja oman p\u00e4\u00e4oman osuuksille niiden alkuper\u00e4isten kirjanpitoarvojen</span></div><div class=\"ps9771 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suhteessa. Vaihto-oikeuden arvo sis\u00e4ltyy k\u00e4yp\u00e4\u00e4n arvoon. T\u00e4m\u00e4n j\u00e4lkeen vieraan p\u00e4\u00e4oman osuus arvostetaan jaksotettuun</span></div><div class=\"ps9772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon efektiivisen koron menetelm\u00e4ll\u00e4. Oman p\u00e4\u00e4oman osuus luokitellaan uudelleen oman p\u00e4\u00e4oman erien v\u00e4lill\u00e4, kun</span></div><div class=\"ps9773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkakirjoja vaihdetaan osakkeisiin, tai niiden voimassaolo lakkaa.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin el\u00e4kej\u00e4rjestelyt ovat p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti maksupohjaisia j\u00e4rjestelyit\u00e4. Maksupohjaisten el\u00e4kej\u00e4rjestelyiden suoritukset kirjataan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sill\u00e4 tilikaudella, jota veloitus koskee, eik\u00e4 konsernilla ole t\u00e4m\u00e4n j\u00e4lkeen en\u00e4\u00e4 kyseiseen vuoteen kohdistuvia muita </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoitteita tai maksuja. </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernilla on Suomessa my\u00f6s etuuspohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Riippumattomat aktuaarit laskevat konsernin etuuspohjaisten </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">el\u00e4kej\u00e4rjestelyjen velvoitteet kustakin j\u00e4rjestelyst\u00e4 erikseen. El\u00e4kevelvoitteen nykyarvoa laskettaessa k\u00e4ytet\u00e4\u00e4n diskonttauskorkona yritysten </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liikkeelle laskemien korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa. K\u00e4ytetyn viitekoron </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Etuuspohjaisista el\u00e4kej\u00e4rjestelyist\u00e4 merkit\u00e4\u00e4n taseeseen velaksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoitteen raportointikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n nykyarvo, josta v\u00e4hennet\u00e4\u00e4n j\u00e4rjestelyyn kuuluvien varojen k\u00e4yp\u00e4 arvo. Etuuspohjainen </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">el\u00e4kekulu koostuu ty\u00f6suoritukseen perustuvasta menosta sek\u00e4 nettokorosta, jotka kirjataan henkil\u00f6st\u00f6kuluihin. Vakuutusmatemaattiset </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voitot ja tappiot kirjataan muiden laajan tuloksen erien kautta taseessa olevan el\u00e4kevelvoitteen muutokseksi.</span></div><div class=\"ps9823 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9826 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">E</span><span class=\"f charStyle-37f3c1a8 ps9825\">l\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset</span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">El\u00e4kevelvoitteiden nykyarvo riippuu useista eri vakuutusmatemaattisista tekij\u00f6ist\u00e4 sek\u00e4 k\u00e4ytetyst\u00e4 diskonttauskorosta. Oletusten ja </span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskoron muutokset vaikuttavat el\u00e4kevelvoitteiden kirjanpitoarvoon. Diskonttauskorkona on k\u00e4ytetty yritysten liikkeeseen laskemien </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa sille valuutalle, jossa etuudet toteutuvat. </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">K\u00e4ytetty viitekoron maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Muut oletukset perustuvat </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vakuutusmatemaattisiin tilastoihin ja vallitseviin markkinaolosuhteisiin.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varaus kirjataan, kun konsernilla on aikaisemman tapahtuman seurauksena oikeudellinen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai tosiasiallinen velvoite, maksuvelvoitteen toteutuminen on todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suuruus on arvioitavissa luotettavasti. Varaukset arvostetaan velvoitteen kattamiseksi </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavien menojen nykyarvoon. Jos osasta velvoitetta on mahdollista saada korvaus </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joltakin kolmannelta osapuolelta, korvaus kirjataan erilliseksi omaisuuser\u00e4ksi, kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korvauksen saaminen on k\u00e4yt\u00e4nn\u00f6ss\u00e4 varmaa. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tappiollisista sopimuksista</span><span class=\"f charStyle-42d14346 ps9862\"> kirjataan varaus, kun velvoitteiden t\u00e4ytt\u00e4miseksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavat v\u00e4ist\u00e4m\u00e4tt\u00f6m\u00e4t menot ylitt\u00e4v\u00e4t sopimuksesta saatavat hy\u00f6dyt. </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">V\u00e4ist\u00e4m\u00e4tt\u00f6miin menoihin luetaan sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat kustannukset tai </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sit\u00e4 alemmat sopimuksen purkamisesta aiheutuvat kustannukset. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomen asunto- ja liikekohteiden rakentamiseen liittyv\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9863\">10-vuotisvastuuvaraus </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritet\u00e4\u00e4n kokonaisuutena kaikista 10-vuotisvastuita sis\u00e4lt\u00e4vist\u00e4 hankkeista. T\u00e4ll\u00f6in </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4iseen hankkeeseen liittyv\u00e4 vastaisen taloudellisen menetyksen todenn\u00e4k\u00f6isyys voi </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olla pieni, vaikka kokonaisuuden katsotaan aiheuttavan taloudellisten voimavarojen </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">siirtymist\u00e4 pois yhti\u00f6st\u00e4.</span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Takuuvaraus</span><span class=\"f charStyle-42d14346 ps9864\"> k\u00e4sitt\u00e4\u00e4 rakennusprojektin valmistumisen j\u00e4lkeiset takuuvelvoitteen alaiset </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korjauskulut. Takuuvaraukset lasketaan takuukulujen aikaisempina tilikausina toteutuneen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tason perusteella. Mik\u00e4li konserni saa sopimuksen perusteella aliurakoitsijalta tai </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">materiaalin toimittajalta hyvityksen kuluista, joihin on varauduttu, kirjataan tulevasta </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korvauksesta saaminen silloin, kun saamisen katsotaan olevan varma. Takuuvarausten </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6aika on p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti 1\u20132 vuotta.</span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Uudelleenj\u00e4rjestelyvaraus </span><span class=\"f charStyle-42d14346 ps9865\">kirjataan, kun konserni on laatinut yksityiskohtaisen </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">uudelleenj\u00e4rjestelysuunnitelman ja aloittanut suunnitelman toimeenpanon tai tiedottanut </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiasta. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT kirjaa </span><span class=\"f charStyle-93f9a1a0 ps9866\">oikeudenk\u00e4ynneist\u00e4</span><span class=\"f charStyle-42d14346 ps9867\"> sek\u00e4 potentiaalisista oikeudenk\u00e4ynteihin johtavista </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kiistoista varauksen, mik\u00e4li yhti\u00f6n johto arvioi taloudellisten voimavarojen siirtymisen pois </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yhti\u00f6st\u00e4 olevan todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen m\u00e4\u00e4r\u00e4 on arvioitavissa luotettavasti.</span></div><div class=\"ps5616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps2428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">V</span><span class=\"f charStyle-37f3c1a8 ps9868\">arausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Varausten kirjaamiseen liittyy arvioita todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4. Arvio toteutuvien </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kustannusten todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4 perustuu aiempiin samankaltaisiin </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tapahtumiin ja kokemusper\u00e4iseen tietoon.</span></div><div class=\"ps2434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">10-vuotisvastuuvaraus, joka liittyy p\u00e4\u00e4osin Suomen asuntorakentamiseen, m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskontattuna arvona, joka perustuu yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4isiin vuotuisiin </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuneisiin korjauskustannuksiin. Yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4iset vuotuiset </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">korjauskustannukset kerrotaan vastuuajanjaksolle kohdistuvien asuntojen lukum\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">huomioiden j\u00e4ljell\u00e4 oleva vastuuaika</span><span class=\"f charStyle-42d14346 ps9869\">.</span><span class=\"f charStyle-42d14346 ps9870\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdolliset varat johtuvat suunnittelemattomista tai muista odottamattomista tapahtumista, joiden perusteella tulee mahdolliseksi, ett\u00e4 yhti\u00f6n </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hyv\u00e4ksi koituu taloudellista hy\u00f6ty\u00e4. Ehdollista varaa ei merkit\u00e4 tilinp\u00e4\u00e4t\u00f6kseen vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ostositoumukset ovat p\u00e4\u00e4asiassa tonttien hankintaan liittyvi\u00e4 esisopimuksia, joiden toteutuminen tyypillisesti riippuu kaavoituksen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteutumisesta. Tonttien ostositoumusten arvo on arvio</span><span class=\"f charStyle-42d14346 ps10716\">, joka on riippuvainen kaavoituksesta, rakennusoikeuden m\u00e4\u00e4r\u00e4st\u00e4 sek\u00e4</span><span class=\"f charStyle-42d14346 ps4239\"> </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kustannusindeksien muutoksista. Lis\u00e4ksi liitetiedoissa esitetty m\u00e4\u00e4r\u00e4 perustuu tontin arvioituun hankinta-arvoon huolimatta sopimuksen </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ehdollisuudesta tai mahdollisesta pur</span><span class=\"f charStyle-42d14346 ps10717\">kulausekkeesta.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">33. L\u00c4HIPIIRITAPAHTUMAT</span></div><div class=\"ps500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin l\u00e4hipiiriin kuuluvat osakkuusyhti\u00f6t, yhteisyritykset sek\u00e4 johdon avainhenkil\u00f6t l\u00e4hipiireineen. Johdon avainhenkil\u00f6ihin luetaan yhti\u00f6n </span></div><div class=\"ps501 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallituksen j\u00e4senet, toimitusjohtaja sek\u00e4 konsernin johtoryhm\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-376": {
   "value": "<div class=\"ps7405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">TILINP\u00c4\u00c4T\u00d6KSEN LAATIMISPERIAATTEIDEN </span></div><div class=\"ps7413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SOVELTAMISEEN LIITTYV\u00c4 JOHDON HARKINTA </span></div><div class=\"ps7414 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SEK\u00c4 KESKEISET KIRJANPIDOLLISET ARVIOT JA </span></div><div class=\"ps1341 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">OLETUKSET</span></div><div class=\"ps5469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa johto on joutunut tekem\u00e4\u00e4n tulevaisuuteen kohdistuvia </span></div><div class=\"ps5470 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjanpidollisia arvioita ja oletuksia sek\u00e4 harkintaan perustuvia p\u00e4\u00e4t\u00f6ksi\u00e4 tilinp\u00e4\u00e4t\u00f6ksen </span></div><div class=\"ps5471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">laatimisperiaatteiden soveltamisessa. N\u00e4m\u00e4 arviot ja p\u00e4\u00e4t\u00f6kset voivat vaikuttaa </span></div><div class=\"ps5472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointikaudella kirjattavien varojen, velkojen, tuottojen ja kulujen m\u00e4\u00e4riin sek\u00e4 </span></div><div class=\"ps5473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitettyihin ehdollisiin eriin. Arviot ja oletukset perustuvat historialliseen </span><span class=\"f charStyle-42d14346 ps7415\">kokemukseen, </span></div><div class=\"ps5474 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">k\u00e4sitykseen markkinatilanteesta</span><span class=\"f charStyle-42d14346 ps6110\"> ja muihin perusteltavissa oleviin oletuksiin, joiden </span></div><div class=\"ps5475 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">katsotaan olevan j\u00e4rkevi\u00e4 tilinp\u00e4\u00e4t\u00f6ksen laatimishetkell\u00e4. On mahdollista, ett\u00e4 toteumat </span></div><div class=\"ps5476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">poikkeavat tilinp\u00e4\u00e4t\u00f6ksess\u00e4 k\u00e4ytetyist\u00e4 arvioista ja oletuksista niihin liittyv\u00e4n </span></div><div class=\"ps5477 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ep\u00e4varmuuden vuoksi siit\u00e4 huolimatta, ett\u00e4 ne perustuvat parhaaseen tiet\u00e4mykseen sek\u00e4 </span></div><div class=\"ps5478 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ajantasaiseen tietoon. Tilinp\u00e4\u00e4t\u00f6ksen osa-alueet, joihin sis\u00e4ltyy tavanomaista </span></div><div class=\"ps5479 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suuremmassa m\u00e4\u00e4rin harkintaa, tai joihin liittyv\u00e4t olettamukset ja arviot ovat </span></div><div class=\"ps5480 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">konsernitilinp\u00e4\u00e4t\u00f6ksen kannalta merkitt\u00e4vi\u00e4, ovat alla kuvatut. Johdon k\u00e4ytt\u00e4m\u00e4\u00e4 </span></div><div class=\"ps5481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">harkintaa, arvioita ja olettamuksia on kuvattu tarkemmin osana siihen kuuluvaa liitetietoa.</span></div><div class=\"ps7429 ss0\"><div class=\"ss62 ws0 ps1411\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:201.75pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss864\"><div><div class=\"ps81 ss64\"><span class=\"f charStyle-93f9a1a0 ps7\">Osa-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps12 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Konsolidointi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7416 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vallan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7417 ss868\"><div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7419 ss869\"><div><div class=\"ps7418 ss865\"><span class=\"f charStyle-42d14346 ps7\">Myyntituottojen arvostaminen ja kirjaaminen,</span></div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">omaperusteinen asuntorakentaminen Suomessa</span></div></div></div></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps4921 ss68\"><div><div class=\"ps7245 ss64\"><span class=\"f charStyle-42d14346 ps7\">Liikearvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7421 ss870\"><div><div class=\"ps7420 ss865\"><span class=\"f charStyle-42d14346 ps7\">Arvonalennustestauksissa k\u00e4ytetyt arviot ja<span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss865\"><span class=\"f charStyle-42d14346 ps7\">olettamukset<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1531 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Liiketoimintojen myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7422 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Ehdollisen vastikkeen arvioiminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1536 ss868\"><div><div class=\"ps7418 ss64\"><span class=\"f charStyle-42d14346 ps7\">Laskennalliset verosaamiset <span class=\"f ps104\"> </span></span></div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7423 ss869\"><div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyys<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1987 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7424 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusten arvostaminen ja kirjaaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7425 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuuden arvostaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3955 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kevelvoitteet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7426 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:24pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3202 ss868\"><div><div class=\"ps7418 ss64\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoiset <span class=\"f ps104\"> </span></span></div><div class=\"ps3347 ss64\"><span class=\"f charStyle-42d14346 ps7\">sijoitukset</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7427 ss869\"><div><div class=\"ps3347 ss865\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3963 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps7\">Varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7428 ss867\"><div><div class=\"ps234 ss865\"><span class=\"f charStyle-42d14346 ps7\">Varausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">V</span><span class=\"f charStyle-37f3c1a8 ps7456\">allan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4</span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT toteuttaa omaperusteisten hankkeiden lis\u00e4ksi hankkeita my\u00f6s yhdess\u00e4 muiden </span></div><div class=\"ps7459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osapuolien kanssa ty\u00f6yhteenliittym\u00e4n, yhti\u00f6n tai muun yhteisen j\u00e4rjestelyn kautta. </span></div><div class=\"ps6197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">M\u00e4\u00e4ritell\u00e4kseen kirjanpidollisen k\u00e4sittelytavan (tyt\u00e4ryhti\u00f6, yhteisyritys, yhteinen toiminto, </span></div><div class=\"ps6198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuusyritys vai oman p\u00e4\u00e4oman ehtoinen sijoitus), YIT:n johto k\u00e4ytt\u00e4\u00e4 harkintaa </span></div><div class=\"ps6199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidessaan keskeisi\u00e4 vallan elementtej\u00e4 (muun muassa yhti\u00f6n </span></div><div class=\"ps6200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4t\u00f6ksentekomekanismeja, juridista rakennetta sek\u00e4 j\u00e4rjestelyjen rahoitusta) ja niiden </span></div><div class=\"ps6201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vaikutusta konsolidointiin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">M</span><span class=\"f charStyle-37f3c1a8 ps7790\">yyntituottojen arvostaminen ja kirjaaminen</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suurin osa YIT:n liiketoiminnasta on projektiluontoista, ja projektit saattavat jakaantua </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">usealle eri vuodelle. Projektien tuloutus ajan kuluessa perustuu ennustettuihin tuottoihin ja </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kustannuksiin sek\u00e4 projektin luotettavaan t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen. N\u00e4m\u00e4 </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin johdon arvioita, joita kuvataan tarkemmin j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Johdon merkitt\u00e4v\u00e4\u00e4n harkintaan perustuvat ratkaisut myyntituottojen arvostamisessa ja </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjaamisessa liittyv\u00e4t suoritevelvoitteiden m\u00e4\u00e4r\u00e4\u00e4n, arvioihin sopimuksen </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta eli toteutuvista myyntituotoista, t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen, </span></div><div class=\"ps7800 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloutuksen ajoittumiseen omaperusteisissa asuinrakennushankkeissa sek\u00e4 Suomen </span></div><div class=\"ps7801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaperusteisiin asuinrakennushankkeisiin.</span></div><div class=\"ps2883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4</span></div><div class=\"ps2610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suoritevelvoitteita tunnistaessaan YIT:n johto arvioi muun muassa eri teht\u00e4vien ja </span></div><div class=\"ps2611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palveluiden v\u00e4list\u00e4 yhteytt\u00e4 ja sit\u00e4, voiko asiakas hy\u00f6ty\u00e4 niist\u00e4 erikseen. Merkitt\u00e4v\u00e4 johdon </span></div><div class=\"ps2612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">harkinta suoritevelvoitteiden tunnistamisessa liittyy rakentamispalvelun ohessa </span></div><div class=\"ps2613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitettaviin suoritteisiin. Johdon harkintaan perustuva ratkaisu on k\u00e4sitell\u00e4 </span></div><div class=\"ps2614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelu ja asiakassopimukseen sis\u00e4ltyv\u00e4 tontin luovutus yhten\u00e4 </span></div><div class=\"ps2615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps2481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps2482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua.</span><span class=\"f charStyle-42d14346 ps7802\"> </span><span class=\"f charStyle-42d14346 ps7803\">YIT:n johdon harkinnan </span></div><div class=\"ps2483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan joihinkin toimitilahankkeisiin liittyv\u00e4 vuokrausvelvoite eli niin sanottu </span></div><div class=\"ps2484 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen rakentamispalvelun kanssa. </span></div><div class=\"ps2485 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa sovitulla tavalla rakennettu tai </span></div><div class=\"ps2486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusparannettu ja vuokrattu kohde, eli johdon n\u00e4kemyksen mukaan kokonaislupaus </span></div><div class=\"ps2487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina erillisen </span></div><div class=\"ps2488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakennuspalvelun ja vuokrauspalvelun sijaan.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Myyntituottojen m\u00e4\u00e4ritt\u00e4miseksi johto joutuu arvioimaan asiakkaalta saatavaksi </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">odotettuun transaktiohintaan vaikuttavia tekij\u00f6it\u00e4, jotka sis\u00e4lt\u00e4v\u00e4t muuttuvat osuudet </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot. YIT sis\u00e4llytt\u00e4\u00e4 transaktiohintaan </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvat vastikkeet kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, joiden osalta </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 kirjattuihin myyntituottoihin ei jouduta my\u00f6hemmin</span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 peruutusta, kun muuttuvaan vastikkeeseen liittyv\u00e4 ep\u00e4varmuus </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ratkeaa. YIT arvioi alkuper\u00e4isen transaktiohinnan sopimuskohtaisesti. YIT solmii vain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksia, jotka sen arvion mukaan todenn\u00e4k\u00f6isesti toteutetaan sovitun mukaisesti. </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">T\u00e4m\u00e4n takia alkuper\u00e4isess\u00e4 transaktiohinnassa ei tyypillisesti arvioida sakkoja </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuviksi. Muuttuvat vastikkeet arvioidaan uudelleen jokaisella raportointihetkell\u00e4 </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti.</span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4v\u00e4t bonukset liittyv\u00e4t p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti infra-allianssihankkeisiin, joissa kaikki </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin osapuolet vaikuttavat bonusten toteutumiseen. Koska bonusten toteutuminen </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ei ole yksinomaan YIT:n suorituksen onnistumisesta johtuvaa, YIT rajoittaa muuttuvan </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vastikkeen tuloutusta eik\u00e4 sis\u00e4llyt\u00e4 vain oman suorituksensa perusteella bonuksia </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">transaktiohintaan. Bonusten toteutumisen todenn\u00e4k\u00f6isyytt\u00e4 arvioitaessa huomioidaan </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin kaikkien osapuolien suoriutuminen yhten\u00e4 kokonaisuutena.</span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4vi\u00e4 muuttuvia vastikkeita liittyy joihinkin asiakassopimuksiin </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vuokravastuuvelvoitteina. T\u00e4ll\u00f6in YIT:n saama vastike muuttuu kohteen vuokrauksen </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">onnistumisen perusteella eli toteutuneiden vuokrausasteiden ja -hintojen perusteella. YIT </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rajoittaa n\u00e4iss\u00e4 sopimuksissa muuttuvan vastikkeen tuloutusta eik\u00e4 tulouta sellaista </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvan vastikkeen osuutta, jonka toteutuminen ei ole eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4. Johto </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekee arvion eritt\u00e4in todenn\u00e4k\u00f6iseksi arvioidun muuttuvan vastikkeen m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps7807 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kohdekohtaisesti historiatiedon ja kohdekohtaisen aineiston perusteella.</span></div><div class=\"ps7809 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Joissakin tapauksissa YIT:ll\u00e4 ja asiakkaalla saattaa ilmet\u00e4 erimielisyyksi\u00e4 YIT:n asiakkaalle </span></div><div class=\"ps7810 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat esimerkiksi johtua lis\u00e4- </span></div><div class=\"ps7811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista </span></div><div class=\"ps7812 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa YIT arvioi juridisen asemansa ja soveltaa IFRS 15 </span></div><div class=\"ps7813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimusmuutokset -ohjeistusta.</span></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">T\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rakennushankkeissa YIT k\u00e4ytt\u00e4\u00e4 t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen panokseen perustuvaa </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4\u00e4. Johdon harkinnan mukaan kertyneiden kustannusten eli raaka-aineiden, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6panoksen ja muiden hanketta kohti valmistumista edist\u00e4vien toimenpiteiden </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kerrytt\u00e4mien kustannusten suhteuttaminen ennustettuihin kokonaiskustannuksiin kuvaa </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenmukaisimmin rakennushankkeen etenemist\u00e4 kohti valmistumista. Vastaavasti </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutumatta olevat kustannukset suhteessa ennustettuihin kokonaiskustannuksiin </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuvaavat t\u00e4ytt\u00e4m\u00e4tt\u00e4 olevan suoritteen m\u00e4\u00e4r\u00e4\u00e4 eli YIT:n velvoitetta t\u00e4ytt\u00e4\u00e4 osittain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luovuttamattoman suoritevelvoitteen osuutta.</span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Panoksiin perustuvissa t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4mismenetelmiss\u00e4 luotettavan arvion </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tekemiseksi sopimuksen toteuttamiseksi arvioidut kustannukset m\u00e4\u00e4ritell\u00e4\u00e4n ja </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksil\u00f6id\u00e4\u00e4n mahdollisimman tarkasti. Asiakassopimusten kokonaistuloksen laskenta </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4lt\u00e4\u00e4 arvioita my\u00f6s sopimuksen loppuunsaattamiseksi tarvittavien </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskustannusten kehittymisest\u00e4. Kokonaiskustannusennuste saattaa sis\u00e4lt\u00e4\u00e4 my\u00f6s </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioita kiistanalaisiin aliurakoitsijoiden kustannuksiin liittyen. N\u00e4iden vaikutusta </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannusennusteeseen arvioidessaan YIT:n johto arvioi niiden tilanteen sen hetkiseen </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">parhaaseen tietoon perustuen. Yhti\u00f6n johdon tekem\u00e4st\u00e4 huolellisesta arviosta huolimatta </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopputulema voi erota arviosta. Sopimusten tulouttamiseen liittyvi\u00e4 arvioita p\u00e4ivitet\u00e4\u00e4n </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">s\u00e4\u00e4nn\u00f6llisesti ja luotettavasti.</span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li arviot ajan kuluessa tuloutettavan asiakassopimuksen lopputulemasta muuttuvat, </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutettua myynti\u00e4 ja voittoa muutetaan sill\u00e4 raportointikaudella, jolla muutos on ensi </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertaa tiedossa ja arvioitavissa. Kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen valmiiksi </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saamiseen tarvittavat kokonaismenot ylitt\u00e4v\u00e4t asiakassopimuksesta saatavat </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaistulot, odotettavissa oleva tappio kirjataan kuluksi v\u00e4litt\u00f6m\u00e4sti. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutuksen ajoittuminen omaperusteisissa asuinrakennushankkeissa</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n johto tekee maakohtaista harkintaa suoritevelvoitteiden t\u00e4yttymisen ajoittumisesta. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Harkintaa tehdess\u00e4\u00e4n johto tarkastelee muun muassa paikallista lains\u00e4\u00e4d\u00e4nt\u00f6\u00e4 ja </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimusten ehtoja arvioidessaan m\u00e4\u00e4r\u00e4ysvallan siirtymisen kriteereit\u00e4. </span><span class=\"f charStyle-42d14346 ps7814\">Arvioinnin </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskeisi\u00e4 seikkoja ovat, ett\u00e4 YIT on t\u00e4ytt\u00e4nyt sopimuksen mukaisen suoritevelvoitteensa, </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viranomainen on hyv\u00e4ksynyt kohteen k\u00e4ytt\u00f6\u00f6notettavaksi ja YIT:ll\u00e4 on oikeus maksuun </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalta. </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suomen omaperusteiset asuinrakennushankkeet</span></div><div class=\"ps5053 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomessa asuntojen myynti on yhti\u00f6kuorena toimivan asunto-osakeyhti\u00f6n osakkeiden </span></div><div class=\"ps5054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myynti\u00e4. Omaperusteisessa asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla </span></div><div class=\"ps5055 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojataan rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n </span></div><div class=\"ps5057 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liittyv\u00e4t rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps5059 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakeyhti\u00f6 ei harjoita liiketoimintaa ja p\u00e4\u00e4t\u00f6kset tapahtuvat edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps5060 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. Transaktion todellisen luonteen perusteella myynti k\u00e4sitell\u00e4\u00e4n IFRS 15:n </span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisena myyntituottona.</span></div></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintoja myydess\u00e4 kauppahintaan voi liitty\u00e4 sek\u00e4 kiinteit\u00e4 ett\u00e4 muuttuvia osuuksia. Muuttuva kauppahinta voi olla sidottu esimerkiksi </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myydyn liiketoiminnan tuottoon YIT:n m\u00e4\u00e4r\u00e4ysvallan p\u00e4\u00e4ttymisen j\u00e4lkeen. Muuttuvan kauppahinnan luonteen vuoksi on n\u00e4in ollen </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollista, ett\u00e4 m\u00e4\u00e4r\u00e4ysvallan p\u00e4\u00e4ttymisen hetkell\u00e4 kirjattu arvioitu muuttuva kauppahinta viel\u00e4 my\u00f6hemmill\u00e4 kausilla muuttuu. Muuttuvan </span></div><span class=\"f charStyle-42d14346 ps94\">kauppahinnan arvioinnissa k\u00e4ytet\u00e4\u00e4n ensisijaisesti markkinoilta sek\u00e4 ostajalta saatavissa olevaa tietoa myytyyn liiketoimintaan liittyen</span><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">uokrasopimusten arvostaminen ja kirjaaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokra-ajan arvioinnilla ja </span><span class=\"f charStyle-42d14346 ps9046\">lis\u00e4luoton korolla</span><span class=\"f charStyle-42d14346 ps9047\"> on merkitt\u00e4v\u00e4 vaikutus vuokrasopimusvelkojen ja k\u00e4ytt\u00f6oikeusomaisuuserien arvostukseen. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvioidessaan vuokra-aikaa YIT sis\u00e4llytt\u00e4\u00e4 jatko-optioiden ja p\u00e4\u00e4tt\u00e4misoptioiden kattamat ajanjaksot sen mukaan, onko kyseisten optioiden </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00e4minen kohtuullisen varmaa vai ei. Johto arvioi esimerkiksi optioajanjaksojen sopimusehtoja tai vuokrasopimuksen p\u00e4\u00e4tt\u00e4miseen ja </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">uuden sopimuksen solmimiseen liittyvi\u00e4 kuluja. Kaiken kaikkiaan johto huomioi aina, kuinka t\u00e4rke\u00e4 tietty omaisuuser\u00e4 on sen toiminnoille. </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset ovat konsernin omistuksessa tyypillisesti vain lyhyen ajan. Kun </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">huomioidaan, miten YIT k\u00e4ytt\u00e4\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia, voidaan olettaa, ettei konserni </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4yt\u00e4 mahdollisia p\u00e4\u00e4tt\u00e4mis-, osto- tai jatko-optioita. Toimitilasopimusten osalta johto arvioi tehtyjen perusparannusten merkityst\u00e4 ja </span></div><div class=\"ps2432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollisia muuttokuluja.\u00a0  </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Jos vuokra-aikaa ei ole m\u00e4\u00e4ritelty tietyn pituiseksi, johto arvioi ajanjaksoa, jona sopimus on t\u00e4yt\u00e4nt\u00f6\u00f6npanokelpoinen, jotta se voi </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4ritt\u00e4\u00e4, mik\u00e4 on varhaisin ajankohta, jolloin molemmat osapuolet (vuokralle ottaja ja vuokralle antaja) voivat p\u00e4\u00e4tt\u00e4\u00e4 sopimuksen ja </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sen sopimusvelvoitteet vain v\u00e4h\u00e4isin sanktioin. Merkitt\u00e4vin\u00e4 sanktioina YIT huomioi suoraan vuokralle antajalle maksettujen sanktioiden </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lis\u00e4ksi my\u00f6s molemmille osapuolille muodostuvat ep\u00e4suorat ja taloudelliset seuraamukset. YIT huomioi n\u00e4m\u00e4 tosiseikat ja olosuhteet, </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaan lukien vuokratun omaisuuser\u00e4n luonne suhteessa vastaavaan liiketoimintasuunnitelmaan, arvioidessaan ajankohtaa, jolloin </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen p\u00e4\u00e4tt\u00e4misen katsotaan olevan kohtuullisen varmaa. Vuokra-aikaa arvioidaan vastaavalla tavalla. YIT:n toistaiseksi </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevat vuokrasopimukset liittyv\u00e4t tyypillisesti rakennuksiin, koneisiin ja kalustoon. </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lis\u00e4luoton korkoa m\u00e4\u00e4ritt\u00e4ess\u00e4\u00e4n YIT ottaa huomioon vuokratun omaisuuser\u00e4n luonteen, konsernin riskitekij\u00e4t ja maantieteellisen </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sijainnin, valuutan ja sopimuksen keston.</span></div><div class=\"ps9473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">L</span><span class=\"f charStyle-37f3c1a8 ps9475\">askennallisten verosaamisten hy\u00f6dynnett\u00e4vyys </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksellisista tappioista kirjatut laskennalliset verosaamiset sis\u00e4lt\u00e4v\u00e4t ep\u00e4varmuutta niiden hy\u00f6dynnett\u00e4vyydest\u00e4. Laskennalliset </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">verosaamiset verotuksellisista tappioista kirjataan siihen m\u00e4\u00e4r\u00e4\u00e4n, jonka johto arvioi pitk\u00e4n aikav\u00e4lin ennusteidensa perusteella olevan </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dynnett\u00e4viss\u00e4 tulevaisuudessa. Johdon arvio ei ota huomioon ennustejakson j\u00e4lkeisi\u00e4 vuosia, vaikka verotappioiden k\u00e4ytett\u00e4vyysaika on </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">10 vuotta. Lis\u00e4ksi huomioidaan verotappioiden vanhentumisaika. Johto huomioi my\u00f6s tappioiden uusiutumisen todenn\u00e4k\u00f6isyytt\u00e4 </span></div><span class=\"f charStyle-42d14346 ps622\">arvioitaessa, mist\u00e4 syyst\u00e4 tappiot ovat syntyneet. Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyytt\u00e4 arvioidaan s\u00e4\u00e4nn\u00f6llisesti</span><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">aihto-omaisuuden arvostaminen</span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihto-omaisuuden mahdollista arvonalentumista arvioidaan s\u00e4\u00e4nn\u00f6llisesti vertaamalla hankintamenoa nettorealisointiarvoon. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Nettorealisointiarvo on johdon tekem\u00e4 arvio, joka perustuu luotettavimpaan saatavilla olevaan tietoon. Arvioiden tekeminen edellytt\u00e4\u00e4 </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johdolta arviota realisointiarvosta markkinoilla. Arvonalentumista ei kirjata, mik\u00e4li valmiit tuotteet, joihin arvioitavat vaihto-</span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuushy\u00f6dykkeet tulevat sis\u00e4ltym\u00e4\u00e4n, arvioidaan myyt\u00e4v\u00e4n arvioitavan hy\u00f6dykkeen hankintamenoa vastaavaan tai sen ylitt\u00e4v\u00e4\u00e4n </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hintaan.</span></div><div class=\"ps9823 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9826 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">E</span><span class=\"f charStyle-37f3c1a8 ps9825\">l\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset</span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">El\u00e4kevelvoitteiden nykyarvo riippuu useista eri vakuutusmatemaattisista tekij\u00f6ist\u00e4 sek\u00e4 k\u00e4ytetyst\u00e4 diskonttauskorosta. Oletusten ja </span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskoron muutokset vaikuttavat el\u00e4kevelvoitteiden kirjanpitoarvoon. Diskonttauskorkona on k\u00e4ytetty yritysten liikkeeseen laskemien </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa sille valuutalle, jossa etuudet toteutuvat. </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">K\u00e4ytetty viitekoron maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Muut oletukset perustuvat </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vakuutusmatemaattisiin tilastoihin ja vallitseviin markkinaolosuhteisiin.</span></div><div class=\"ps5616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps2428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">V</span><span class=\"f charStyle-37f3c1a8 ps9868\">arausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Varausten kirjaamiseen liittyy arvioita todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4. Arvio toteutuvien </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kustannusten todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4 perustuu aiempiin samankaltaisiin </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tapahtumiin ja kokemusper\u00e4iseen tietoon.</span></div><div class=\"ps2434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">10-vuotisvastuuvaraus, joka liittyy p\u00e4\u00e4osin Suomen asuntorakentamiseen, m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskontattuna arvona, joka perustuu yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4isiin vuotuisiin </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuneisiin korjauskustannuksiin. Yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4iset vuotuiset </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">korjauskustannukset kerrotaan vastuuajanjaksolle kohdistuvien asuntojen lukum\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">huomioiden j\u00e4ljell\u00e4 oleva vastuuaika</span><span class=\"f charStyle-42d14346 ps9869\">.</span><span class=\"f charStyle-42d14346 ps9870\"> </span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-378": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KONSOLIDOINTIPERIAATTEET</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">TYT\u00c4RYRITYKSET</span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernitilinp\u00e4\u00e4t\u00f6s sis\u00e4lt\u00e4\u00e4 emoyhti\u00f6 YIT Oyj:n sek\u00e4 kaikki tyt\u00e4ryhti\u00f6t, joissa konsernilla </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4r\u00e4ysvalta. Konsernilla on m\u00e4\u00e4r\u00e4ysvalta yrityksess\u00e4, kun sill\u00e4 on \u00e4\u00e4nim\u00e4\u00e4r\u00e4st\u00e4 joko </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoraan tai v\u00e4lillisesti enemm\u00e4n kuin 50 % tai sill\u00e4 on muutoin m\u00e4\u00e4r\u00e4ysvalta. </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4ysvallalla tarkoitetaan sit\u00e4, ett\u00e4 YIT olemalla osallisena sijoituskohteessa altistuu </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muuttuvalle tuotolle tai on oikeutettu muuttuvaan tuottoon ja YIT pystyy vaikuttamaan </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 valtaansa. Tyt\u00e4ryritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisuudessaan siit\u00e4 p\u00e4iv\u00e4st\u00e4 lukien, jona konserni saa niihin m\u00e4\u00e4r\u00e4ysvallan. </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhdistely lopetetaan, kun m\u00e4\u00e4r\u00e4ysvalta lakkaa. Hankintaan v\u00e4litt\u00f6m\u00e4sti liittyv\u00e4t menot </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan kuluksi toteutuessaan.</span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin sis\u00e4iset liiketapahtumat, sis\u00e4iset katteet, sis\u00e4iset saamiset ja velat sek\u00e4 </span></div><div class=\"ps5381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4inen osingonjako on eliminoitu konsernitilinp\u00e4\u00e4t\u00f6ksen yhdistelyss\u00e4. Tilikauden voiton </span></div><div class=\"ps5382 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuminen emoyhti\u00f6n omistajille ja m\u00e4\u00e4r\u00e4ysvallattomille omistajille esitet\u00e4\u00e4n </span></div><div class=\"ps5383 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmassa.</span></div><div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps5504 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Yhteiset toiminnot</span></div><div class=\"ps2393 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n tyypillisi\u00e4 yhteisi\u00e4 toimintoja ovat ty\u00f6yhteenliittym\u00e4t ja konsortiot. Ty\u00f6yhteenliittym\u00e4 </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ei ole riippumaton juridinen entiteetti, vaan sen osapuolena olevalla yhti\u00f6ll\u00e4 on </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen mukainen suora vastuu sen toiminnasta ja velvoitteista. Konsortio ei ole </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">juridinen entiteetti. Sopimusoikeudellisesti konsortion osapuolet ovat yhteisvastuullisesti </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastuussa asiakkaaseen n\u00e4hden. My\u00f6s keskin\u00e4iset kiinteist\u00f6osakeyhti\u00f6t, joista YIT </span></div><div class=\"ps2398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omistaa alle 100 %, k\u00e4sitell\u00e4\u00e4n yhteisin\u00e4 toimintoina. YIT sis\u00e4llytt\u00e4\u00e4 </span></div><div class=\"ps2399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">konsernitilinp\u00e4\u00e4t\u00f6kseen osuutensa yhteisten toimintojen tuotoista, kuluista, varoista ja </span></div><div class=\"ps2400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">veloista sek\u00e4 rahavirroista.</span></div><div class=\"ps7454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7457 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">V</span><span class=\"f charStyle-37f3c1a8 ps7456\">allan arviointi konsolidointip\u00e4\u00e4t\u00f6ksi\u00e4 teht\u00e4ess\u00e4</span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT toteuttaa omaperusteisten hankkeiden lis\u00e4ksi hankkeita my\u00f6s yhdess\u00e4 muiden </span></div><div class=\"ps7459 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osapuolien kanssa ty\u00f6yhteenliittym\u00e4n, yhti\u00f6n tai muun yhteisen j\u00e4rjestelyn kautta. </span></div><div class=\"ps6197 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">M\u00e4\u00e4ritell\u00e4kseen kirjanpidollisen k\u00e4sittelytavan (tyt\u00e4ryhti\u00f6, yhteisyritys, yhteinen toiminto, </span></div><div class=\"ps6198 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuusyritys vai oman p\u00e4\u00e4oman ehtoinen sijoitus), YIT:n johto k\u00e4ytt\u00e4\u00e4 harkintaa </span></div><div class=\"ps6199 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidessaan keskeisi\u00e4 vallan elementtej\u00e4 (muun muassa yhti\u00f6n </span></div><div class=\"ps6200 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4t\u00f6ksentekomekanismeja, juridista rakennetta sek\u00e4 j\u00e4rjestelyjen rahoitusta) ja niiden </span></div><div class=\"ps6201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vaikutusta konsolidointiin.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">ULKOMAAN RAHAN M\u00c4\u00c4R\u00c4ISET </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LIIKETAPAHTUMAT</span></div><div class=\"ps2316 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaan rahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on kirjattu toimintavaluutan m\u00e4\u00e4r\u00e4isin\u00e4 </span></div><div class=\"ps2317 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia, tai jos er\u00e4t on arvostettu uudelleen, arvostusp\u00e4iv\u00e4n </span></div><div class=\"ps2320 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kurssia. Kurssivoitot ja -tappiot, jotka syntyv\u00e4t liiketapahtumiin liittyvist\u00e4 maksuista ja </span></div><div class=\"ps2321 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ulkomaan rahan m\u00e4\u00e4r\u00e4isten varojen ja velkojen muuttamisesta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n kurssiin, </span></div><div class=\"ps2322 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">merkit\u00e4\u00e4n tuloslaskelmaan. Tavanomaisesta liiketoiminnasta aiheutuvat valuuttakurssierot </span></div><div class=\"ps1332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan niit\u00e4 vastaaviin eriin liikevoiton yl\u00e4puolelle, ja rahoitustransaktioista johtuvat </span></div><div class=\"ps1333 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuuttakurssierot esitet\u00e4\u00e4n tuloslaskelmassa omana er\u00e4n\u00e4\u00e4n rahoitustuotoissa ja </span></div><div class=\"ps1334 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-kuluissa. Ei-monetaariset er\u00e4t arvostetaan p\u00e4\u00e4asiassa tapahtumap\u00e4iv\u00e4n kurssiin. </span></div><div class=\"ps7489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">ULKOMAISTEN KONSERNIYRITYSTEN TILINP\u00c4\u00c4T\u00d6STEN </span></div><div class=\"ps7490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">MUUNTAMINEN</span></div><div class=\"ps7491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisten konserniyritysten tuloslaskelmat on muunnettu euroiksi k\u00e4ytt\u00e4en </span></div><div class=\"ps7492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raportointijakson kuukausittaisten keskikurssien keskiarvokurssia. Taseet muunnetaan </span></div><div class=\"ps7493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">euroiksi tilikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n kursseja k\u00e4ytt\u00e4en. Tilikauden tuloksen muuntaminen </span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">eri kursseilla tuloslaskelmassa ja taseessa aiheuttaa muuntoeron, joka kirjataan oman </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4oman muuntoeroihin.</span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin yksik\u00f6iden tulosta ja taloudellista asemaa koskevat luvut m\u00e4\u00e4ritet\u00e4\u00e4n siin\u00e4 </span></div><div class=\"ps7498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuutassa, joka on kunkin yksik\u00f6n p\u00e4\u00e4asiallisen toimintaymp\u00e4rist\u00f6n valuutta </span></div><div class=\"ps290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">(toimintavaluutta). </span></div><div class=\"ps292 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisiin yksik\u00f6ihin tehtyjen nettosijoitusten ja niiden kaltaisiksi luokiteltujen erien </span></div><div class=\"ps293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muuntamisesta ja t\u00e4llaisten nettosijoitusten suojaamiseksi m\u00e4\u00e4ritetyist\u00e4 instrumenteista </span></div><div class=\"ps294 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">syntyv\u00e4t kurssierot kirjataan oman p\u00e4\u00e4oman muuntoeroihin. Kun liiketoiminnasta </span></div><div class=\"ps297 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutaan, kertyneet muuntoerot kirjataan tuloslaskelmaan osana myyntivoittoa tai </span></div><div class=\"ps298 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-tappiota.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">Vuositilinp\u00e4\u00e4t\u00f6ksen laadinnassa k\u00e4ytetyt olennaisimmat </span></div><div class=\"ps5462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">valuuttakurssit</span></div><div class=\"ps7523 ss0\"><div class=\"ss20 ws0 ps1411\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:47.25pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7502 ss873\"><div><div class=\"ps234 ss872\"><span class=\"f charStyle-93f9a1a0 ps7501\">Keskikurssit<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7504 ss873\"><div><div class=\"ps234 ss872\"><span class=\"f charStyle-93f9a1a0 ps7503\">Tasekurssit<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7506 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7505\">1\u201312/25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7507 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7505\">1\u201312/24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7509 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7508\">12/25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7510 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7508\">12/24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1702 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7\">1 EUR =<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7511 ss875\"><div><div class=\"ps234 ss542\"><span class=\"f charStyle-42d14346 ps7\">CZK<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7513 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">24,6879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7514 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">25,1171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7515 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">24,2370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7516 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">25,1850<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7517 ss875\"><div><div class=\"ps234 ss542\"><span class=\"f charStyle-42d14346 ps7\">PLN<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7519 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2397<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7520 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,3055<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7521 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2210<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7522 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2750<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-381": {
   "value": "<div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">TYT\u00c4RYRITYKSET</span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernitilinp\u00e4\u00e4t\u00f6s sis\u00e4lt\u00e4\u00e4 emoyhti\u00f6 YIT Oyj:n sek\u00e4 kaikki tyt\u00e4ryhti\u00f6t, joissa konsernilla </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4r\u00e4ysvalta. Konsernilla on m\u00e4\u00e4r\u00e4ysvalta yrityksess\u00e4, kun sill\u00e4 on \u00e4\u00e4nim\u00e4\u00e4r\u00e4st\u00e4 joko </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoraan tai v\u00e4lillisesti enemm\u00e4n kuin 50 % tai sill\u00e4 on muutoin m\u00e4\u00e4r\u00e4ysvalta. </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4ysvallalla tarkoitetaan sit\u00e4, ett\u00e4 YIT olemalla osallisena sijoituskohteessa altistuu </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muuttuvalle tuotolle tai on oikeutettu muuttuvaan tuottoon ja YIT pystyy vaikuttamaan </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 valtaansa. Tyt\u00e4ryritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisuudessaan siit\u00e4 p\u00e4iv\u00e4st\u00e4 lukien, jona konserni saa niihin m\u00e4\u00e4r\u00e4ysvallan. </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhdistely lopetetaan, kun m\u00e4\u00e4r\u00e4ysvalta lakkaa. Hankintaan v\u00e4litt\u00f6m\u00e4sti liittyv\u00e4t menot </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan kuluksi toteutuessaan.</span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin sis\u00e4iset liiketapahtumat, sis\u00e4iset katteet, sis\u00e4iset saamiset ja velat sek\u00e4 </span></div><div class=\"ps5381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4inen osingonjako on eliminoitu konsernitilinp\u00e4\u00e4t\u00f6ksen yhdistelyss\u00e4. Tilikauden voiton </span></div><div class=\"ps5382 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuminen emoyhti\u00f6n omistajille ja m\u00e4\u00e4r\u00e4ysvallattomille omistajille esitet\u00e4\u00e4n </span></div><div class=\"ps5383 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmassa.</span></div><div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_531\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">17. OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4 JA YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4</span></div><div class=\"ps8566 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7923 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9170\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9172 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9171\">Toimiala<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9174 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9173\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9175 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2025, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9177 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9178 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2024, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9179 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">\u00c5landsbanken Lunastustontti I Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9181 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9183 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9185 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9187 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9189 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9190 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9191 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">\u00c5B Kodit I Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9193 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9194 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9195 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">40,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9197 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9198 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">40,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9199 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">Nuuka Solutions Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9200\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9203 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9202\">Palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9204 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9205 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">15,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9206 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9207 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">15,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9209 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9208\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakkuusyhti\u00f6t yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9210 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9211 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukossa ei ole lueteltu osakkuusyhti\u00f6iden omistamia asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 eik\u00e4 asunto- ja kiinteist\u00f6rakentamisen projektiyhti\u00f6it\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSUUDET YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps4013 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2745 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7923 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9170\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9172 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9171\">Toimiala<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9174 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9173\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9175 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2025, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9177 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9178 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2024, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9179 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">FinCap Asunnot Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9181 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9183 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9185 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9187 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">49,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9189 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9188\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9190 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">49,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9191 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9188\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Nuppu Housing s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9193 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9194 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9195 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9197 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9198 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9199 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Zwirn area s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9203 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9204 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9205 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9206 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9207 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9209 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Mlyn\u00e1rka area s.r.o. <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9218 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9219 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9220 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9210 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9221 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9211 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YIT Residential Development s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9223 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9224 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9225 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9226 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9227 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9228 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9229 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9230 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9231 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9232 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9233 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding Alfa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9234 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9235 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9236 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9237 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9238 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">KAISTA Holding s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9239 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9240 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9241 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9242 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9243 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding LT UAB<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9245 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9247 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9246\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9248 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9249 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9250 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9251 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding Latvia SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9253 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9255 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9254\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9256 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9257 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9258 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9259 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Regenero Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9261 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9262 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9263 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9264 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9265 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9266 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9267 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Campus Marian Kehitys Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9269 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9270 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9271 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9272 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9273 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9274 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9275 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kumppanuuskoulut Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9276 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9278 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9277\">PPP-projektiyhti\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9279 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9280 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9281 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9282 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9283 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Keilaniemen Kiinteist\u00f6kehitys Strike Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9284 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9285 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9286 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9287 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9288 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9289 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9290 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Keilaniemen Kiinteist\u00f6kehitys GP Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9292 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9293 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9294 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9295 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9296 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9297 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9298 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps6670 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YIT Zwirn Office s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9299 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9300 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9301 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9302 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9303 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9304 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9305 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps2102 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteisyritykset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps9306 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps9307 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukossa ei ole lueteltu yhteisyritysten omistamia asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 eik\u00e4 asunto- ja kiinteist\u00f6rakentamisen projektiyhti\u00f6it\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUTOKSET KIRJANPITOARVOISSA</span></div><div class=\"ps4013 ss0\"><div class=\"ss393 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss993\"><div><div class=\"ps2041 ss259\"><span class=\"f charStyle-93f9a1a0 ps9310\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9312 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9314 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9316 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9317 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9318 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7924 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps1834\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9320 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9321 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9322 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9323 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9324 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">77<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9326 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9327 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9328 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9329 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Osuus tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9332 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9333 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9334 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9336 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9337 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9338 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9339 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9340 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9341 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9342 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9343\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9344 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9345 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9346 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9347 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9348 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Siirrot oman p\u00e4\u00e4oman ehtoisiin sijoituksiin*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9349 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9350 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9351 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Tilikauden aikana saadut osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9352 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9353 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9354 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9355 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9234 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-93f9a1a0 ps1834\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9356 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9357 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9358 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9359 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9360 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9361 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 vuonna 2024 Fidus Villa Ky:n uudelleenluokittelun oman p\u00e4\u00e4oman ehtoisiin sijoituksiin huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4.</span></div><div class=\"ps9363 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEENVETO OSAKKUUSYHTI\u00d6IDEN JA YHTEISYRITYSTEN TALOUDELLISISTA TIEDOISTA</span></div><div class=\"ps9416 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9364 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9365 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2967 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9366 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9367 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhennetty tase<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9369 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9370 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9371 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9372 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Muut pitk\u00e4aikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">102<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9373 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">252<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9374 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">354<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9375 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">108<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9376 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">266<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9377 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">374<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9378 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9379 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">268<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9380 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9381 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">291<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9382 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">293<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9383 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">495<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9384 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">546<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9385 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9386 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">529<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9387 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">581<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9388 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">112<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9389 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">114<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9390 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9391 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">118<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9392 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">120<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Nettovarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9227 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9393 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9394 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">140<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9395 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9396 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">97<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9397 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelma<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9398 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">98<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9399 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9400 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9401 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">173<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9402 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">179<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kauden tulos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9403 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9404 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9405 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9406 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9407 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps1762\">josta sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9408 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9409 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9410 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9411 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:n saamat osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9412 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9413 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9414 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9415 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SITOUMUKSET</span></div><div class=\"ps9423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on oman p\u00e4\u00e4oman ehtoisia sek\u00e4 velkasijoitussitoumuksia koskien nykyisi\u00e4 ja tulevia osakkuusyhti\u00f6it\u00e4 ja yhteisyrityksi\u00e4 yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9419\">121</span><span class=\"f charStyle-42d14346 ps9420\"> (</span><span class=\"f charStyle-42d14346 ps9421\">107</span><span class=\"f charStyle-42d14346 ps9422\">) milj. euroa.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavissa taulukoissa esitetyt summat ovat t\u00e4ysim\u00e4\u00e4r\u00e4isesti yhteisyrityksen ja osakkuusyhti\u00f6n taloudellisesta raportoinnista.</span></div><div class=\"ps9439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6jen k\u00e4yp\u00e4 arvo</span></div><div class=\"ps9440 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-31a5ee52 ps7\"> 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">332<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps1892 ss147\"><span class=\"f charStyle-17dab886 ps7\">V\u00e4hennykset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-138<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Voitot tai tappiot k\u00e4yp\u00e4\u00e4n arvoon arvostamisesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tilikaudella 2024 v\u00e4hennykset liittyiv\u00e4t p\u00e4\u00e4osin Fidus Villa Ky:n uudelleenluokitteluun oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi.</span></div><div class=\"ps9443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6t arvostusmenetelmitt\u00e4in</span></div><div class=\"ps9463 ss0\"><div class=\"ss1003 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:299.25pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9446 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9447 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1000\"><div><div class=\"ps1419 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9449 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9451 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9452 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9453 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-42d14346 ps7\">Markkinaperusteisen arvon perusteella arvostetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9455 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9456 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9457 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9458 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1446 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9459 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9460 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9461 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9462 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">32. </span><span class=\"f charStyle-a50e2afc ps8610\">TYT\u00c4RYHTI\u00d6T</span></div><div class=\"ps1880 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:207pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:24.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1073\"><div><div class=\"ps3386 ss1072\"><span class=\"f charStyle-93f9a1a0 ps7\">Nimi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9781 ss1074\"><div><div class=\"ps3386 ss149\"><span class=\"f charStyle-93f9a1a0 ps5812\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1074\"><div><div class=\"ps8934 ss149\"><span class=\"f charStyle-93f9a1a0 ps10719\">Emoyrityksen\u00a0 <span class=\"f ps104\"> </span></span></div><div class=\"ps3386 ss149\"><span class=\"f charStyle-93f9a1a0 ps4407\">omistusosuus, %</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss1074\"><div><div class=\"ps8934 ss149\"><span class=\"f charStyle-93f9a1a0 ps10720\">Konsernin <span class=\"f ps104\"> </span></span></div><div class=\"ps3386 ss149\"><span class=\"f charStyle-93f9a1a0 ps10721\">omistusosuus %</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4253 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Housing Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10723 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10724 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10725 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3187 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Road Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10726 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10727 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10728 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1446 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Infra Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10729 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10730 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10731 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps185 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Rakennus Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10732 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10733 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10734 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7287 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Ventures Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10735 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10736 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10737 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10738 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Finn-Stroi Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10739 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10740 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Lemcon HR Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9803 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9805 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT International Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10741 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8176 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Talon Tekniikka Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10742 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6646 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Eesti AS<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10744 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10743\">Viro<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10745 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3679 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Infra Latvija SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10747 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10746\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10748 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10749 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Latvija SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10750 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10746\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10751 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10752 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Lemminkainen Pilnsabiedr\u012bba<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10753 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10746\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10754 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10755 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">UAB \"YIT Lietuva\"<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10757 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10756\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10758 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1967 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">UAB \"YIT namai\"<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10759 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10756\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10760 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10761 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">UAB \"YIT Lietuva bustas\"<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10762 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10756\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10763 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Infra Norge AS<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10764 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps702\">Norja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10765 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Development Sp. z.o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10767 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10768 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4520 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10769 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10770 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4480 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Construction Sp. z.o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10771 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10772 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Post\u0119p Property Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10773 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10774 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Gda\u0144sk Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10775 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10776 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10777 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT \u017burawie Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10778 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10779 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10780 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Sverige AB<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10782 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10781\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10783 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6690 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Slovakia a.s.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10784\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10786 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10787 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT SPV 2 s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10788 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10784\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10789 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10790 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Stavo s.r.o<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10791 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10792 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1977 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Wassermannova Development s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10794 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5287 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">TELLUS spol. s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10795 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10796 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10797 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT PORTTI Kladno a.s.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10798 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukko ei sis\u00e4ll\u00e4 asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 Suomessa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-380": {
   "value": "<div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">TYT\u00c4RYRITYKSET</span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernitilinp\u00e4\u00e4t\u00f6s sis\u00e4lt\u00e4\u00e4 emoyhti\u00f6 YIT Oyj:n sek\u00e4 kaikki tyt\u00e4ryhti\u00f6t, joissa konsernilla </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4r\u00e4ysvalta. Konsernilla on m\u00e4\u00e4r\u00e4ysvalta yrityksess\u00e4, kun sill\u00e4 on \u00e4\u00e4nim\u00e4\u00e4r\u00e4st\u00e4 joko </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoraan tai v\u00e4lillisesti enemm\u00e4n kuin 50 % tai sill\u00e4 on muutoin m\u00e4\u00e4r\u00e4ysvalta. </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4ysvallalla tarkoitetaan sit\u00e4, ett\u00e4 YIT olemalla osallisena sijoituskohteessa altistuu </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muuttuvalle tuotolle tai on oikeutettu muuttuvaan tuottoon ja YIT pystyy vaikuttamaan </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 valtaansa. Tyt\u00e4ryritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisuudessaan siit\u00e4 p\u00e4iv\u00e4st\u00e4 lukien, jona konserni saa niihin m\u00e4\u00e4r\u00e4ysvallan. </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhdistely lopetetaan, kun m\u00e4\u00e4r\u00e4ysvalta lakkaa. Hankintaan v\u00e4litt\u00f6m\u00e4sti liittyv\u00e4t menot </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan kuluksi toteutuessaan.</span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin sis\u00e4iset liiketapahtumat, sis\u00e4iset katteet, sis\u00e4iset saamiset ja velat sek\u00e4 </span></div><div class=\"ps5381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4inen osingonjako on eliminoitu konsernitilinp\u00e4\u00e4t\u00f6ksen yhdistelyss\u00e4. Tilikauden voiton </span></div><div class=\"ps5382 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuminen emoyhti\u00f6n omistajille ja m\u00e4\u00e4r\u00e4ysvallattomille omistajille esitet\u00e4\u00e4n </span></div><div class=\"ps5383 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmassa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-379": {
   "value": "<div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">TYT\u00c4RYRITYKSET</span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernitilinp\u00e4\u00e4t\u00f6s sis\u00e4lt\u00e4\u00e4 emoyhti\u00f6 YIT Oyj:n sek\u00e4 kaikki tyt\u00e4ryhti\u00f6t, joissa konsernilla </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4r\u00e4ysvalta. Konsernilla on m\u00e4\u00e4r\u00e4ysvalta yrityksess\u00e4, kun sill\u00e4 on \u00e4\u00e4nim\u00e4\u00e4r\u00e4st\u00e4 joko </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoraan tai v\u00e4lillisesti enemm\u00e4n kuin 50 % tai sill\u00e4 on muutoin m\u00e4\u00e4r\u00e4ysvalta. </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4ysvallalla tarkoitetaan sit\u00e4, ett\u00e4 YIT olemalla osallisena sijoituskohteessa altistuu </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muuttuvalle tuotolle tai on oikeutettu muuttuvaan tuottoon ja YIT pystyy vaikuttamaan </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4h\u00e4n tuottoon k\u00e4ytt\u00e4m\u00e4ll\u00e4 valtaansa. Tyt\u00e4ryritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6kseen </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisuudessaan siit\u00e4 p\u00e4iv\u00e4st\u00e4 lukien, jona konserni saa niihin m\u00e4\u00e4r\u00e4ysvallan. </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhdistely lopetetaan, kun m\u00e4\u00e4r\u00e4ysvalta lakkaa. Hankintaan v\u00e4litt\u00f6m\u00e4sti liittyv\u00e4t menot </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan kuluksi toteutuessaan.</span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin sis\u00e4iset liiketapahtumat, sis\u00e4iset katteet, sis\u00e4iset saamiset ja velat sek\u00e4 </span></div><div class=\"ps5381 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4inen osingonjako on eliminoitu konsernitilinp\u00e4\u00e4t\u00f6ksen yhdistelyss\u00e4. Tilikauden voiton </span></div><div class=\"ps5382 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuminen emoyhti\u00f6n omistajille ja m\u00e4\u00e4r\u00e4ysvallattomille omistajille esitet\u00e4\u00e4n </span></div><div class=\"ps5383 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmassa.</span></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">32. </span><span class=\"f charStyle-a50e2afc ps8610\">TYT\u00c4RYHTI\u00d6T</span></div><div class=\"ps1880 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:207pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:24.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1073\"><div><div class=\"ps3386 ss1072\"><span class=\"f charStyle-93f9a1a0 ps7\">Nimi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9781 ss1074\"><div><div class=\"ps3386 ss149\"><span class=\"f charStyle-93f9a1a0 ps5812\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1074\"><div><div class=\"ps8934 ss149\"><span class=\"f charStyle-93f9a1a0 ps10719\">Emoyrityksen\u00a0 <span class=\"f ps104\"> </span></span></div><div class=\"ps3386 ss149\"><span class=\"f charStyle-93f9a1a0 ps4407\">omistusosuus, %</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss1074\"><div><div class=\"ps8934 ss149\"><span class=\"f charStyle-93f9a1a0 ps10720\">Konsernin <span class=\"f ps104\"> </span></span></div><div class=\"ps3386 ss149\"><span class=\"f charStyle-93f9a1a0 ps10721\">omistusosuus %</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4253 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Housing Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10723 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10724 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10725 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3187 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Road Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10726 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10727 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10728 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1446 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Infra Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10729 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10730 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10731 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps185 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Rakennus Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10732 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10733 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10734 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7287 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Ventures Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10735 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10736 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10737 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10738 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Finn-Stroi Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10739 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10740 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Lemcon HR Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9803 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9805 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT International Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10741 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8176 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Talon Tekniikka Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10742 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6646 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Eesti AS<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10744 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10743\">Viro<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10745 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3679 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Infra Latvija SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10747 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10746\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10748 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10749 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Latvija SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10750 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10746\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10751 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10752 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Lemminkainen Pilnsabiedr\u012bba<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10753 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10746\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10754 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10755 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">UAB \"YIT Lietuva\"<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10757 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10756\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10758 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1967 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">UAB \"YIT namai\"<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10759 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10756\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10760 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10761 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">UAB \"YIT Lietuva bustas\"<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10762 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10756\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10763 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Infra Norge AS<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10764 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps702\">Norja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10765 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Development Sp. z.o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10767 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10768 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4520 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10769 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10770 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4480 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Construction Sp. z.o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10771 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10772 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Post\u0119p Property Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10773 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10774 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Gda\u0144sk Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10775 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10776 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10777 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT \u017burawie Sp. z o.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10778 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10766\">Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10779 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10780 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Sverige AB<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10782 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10781\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10783 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6690 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Slovakia a.s.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10784\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10786 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10787 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT SPV 2 s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10788 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10784\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10789 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10790 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT Stavo s.r.o<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10791 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10792 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1977 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">Wassermannova Development s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10794 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5287 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">TELLUS spol. s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10795 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10796 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10797 ss1075\"><div><div class=\"ps2745 ss1072\"><span class=\"f charStyle-42d14346 ps7\">YIT PORTTI Kladno a.s.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10798 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps10722\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukko ei sis\u00e4ll\u00e4 asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 Suomessa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-387": {
   "value": "<div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_531\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">17. OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4 JA YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4</span></div><div class=\"ps8566 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7923 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9170\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9172 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9171\">Toimiala<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9174 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9173\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9175 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2025, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9177 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9178 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2024, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9179 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">\u00c5landsbanken Lunastustontti I Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9181 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9183 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9185 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9187 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9189 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9190 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9191 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">\u00c5B Kodit I Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9193 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9194 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9195 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">40,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9197 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9198 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">40,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9199 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">Nuuka Solutions Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9200\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9203 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9202\">Palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9204 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9205 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">15,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9206 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9207 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">15,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9209 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9208\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakkuusyhti\u00f6t yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9210 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9211 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukossa ei ole lueteltu osakkuusyhti\u00f6iden omistamia asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 eik\u00e4 asunto- ja kiinteist\u00f6rakentamisen projektiyhti\u00f6it\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSUUDET YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps4013 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2745 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7923 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9170\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9172 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9171\">Toimiala<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9174 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9173\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9175 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2025, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9177 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9178 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2024, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9179 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">FinCap Asunnot Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9181 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9183 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9185 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9187 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">49,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9189 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9188\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9190 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">49,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9191 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9188\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Nuppu Housing s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9193 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9194 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9195 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9197 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9198 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9199 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Zwirn area s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9203 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9204 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9205 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9206 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9207 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9209 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Mlyn\u00e1rka area s.r.o. <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9218 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9219 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9220 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9210 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9221 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9211 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YIT Residential Development s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9223 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9224 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9225 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9226 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9227 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9228 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9229 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9230 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9231 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9232 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9233 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding Alfa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9234 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9235 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9236 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9237 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9238 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">KAISTA Holding s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9239 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9240 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9241 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9242 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9243 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding LT UAB<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9245 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9247 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9246\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9248 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9249 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9250 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9251 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding Latvia SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9253 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9255 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9254\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9256 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9257 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9258 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9259 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Regenero Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9261 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9262 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9263 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9264 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9265 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9266 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9267 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Campus Marian Kehitys Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9269 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9270 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9271 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9272 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9273 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9274 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9275 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kumppanuuskoulut Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9276 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9278 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9277\">PPP-projektiyhti\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9279 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9280 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9281 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9282 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9283 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Keilaniemen Kiinteist\u00f6kehitys Strike Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9284 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9285 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9286 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9287 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9288 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9289 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9290 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Keilaniemen Kiinteist\u00f6kehitys GP Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9292 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9293 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9294 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9295 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9296 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9297 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9298 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps6670 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YIT Zwirn Office s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9299 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9300 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9301 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9302 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9303 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9304 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9305 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps2102 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteisyritykset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps9306 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps9307 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukossa ei ole lueteltu yhteisyritysten omistamia asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 eik\u00e4 asunto- ja kiinteist\u00f6rakentamisen projektiyhti\u00f6it\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUTOKSET KIRJANPITOARVOISSA</span></div><div class=\"ps4013 ss0\"><div class=\"ss393 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss993\"><div><div class=\"ps2041 ss259\"><span class=\"f charStyle-93f9a1a0 ps9310\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9312 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9314 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9316 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9317 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9318 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7924 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps1834\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9320 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9321 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9322 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9323 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9324 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">77<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9326 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9327 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9328 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9329 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Osuus tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9332 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9333 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9334 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9336 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9337 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9338 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9339 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9340 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9341 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9342 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9343\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9344 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9345 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9346 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9347 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9348 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Siirrot oman p\u00e4\u00e4oman ehtoisiin sijoituksiin*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9349 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9350 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9351 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Tilikauden aikana saadut osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9352 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9353 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9354 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9355 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9234 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-93f9a1a0 ps1834\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9356 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9357 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9358 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9359 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9360 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9361 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 vuonna 2024 Fidus Villa Ky:n uudelleenluokittelun oman p\u00e4\u00e4oman ehtoisiin sijoituksiin huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4.</span></div><div class=\"ps9363 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEENVETO OSAKKUUSYHTI\u00d6IDEN JA YHTEISYRITYSTEN TALOUDELLISISTA TIEDOISTA</span></div><div class=\"ps9416 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9364 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9365 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2967 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9366 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9367 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhennetty tase<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9369 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9370 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9371 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9372 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Muut pitk\u00e4aikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">102<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9373 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">252<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9374 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">354<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9375 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">108<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9376 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">266<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9377 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">374<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9378 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9379 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">268<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9380 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9381 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">291<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9382 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">293<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9383 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">495<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9384 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">546<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9385 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9386 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">529<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9387 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">581<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9388 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">112<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9389 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">114<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9390 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9391 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">118<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9392 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">120<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Nettovarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9227 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9393 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9394 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">140<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9395 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9396 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">97<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9397 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelma<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9398 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">98<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9399 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9400 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9401 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">173<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9402 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">179<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kauden tulos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9403 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9404 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9405 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9406 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9407 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps1762\">josta sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9408 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9409 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9410 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9411 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:n saamat osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9412 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9413 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9414 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9415 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SITOUMUKSET</span></div><div class=\"ps9423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on oman p\u00e4\u00e4oman ehtoisia sek\u00e4 velkasijoitussitoumuksia koskien nykyisi\u00e4 ja tulevia osakkuusyhti\u00f6it\u00e4 ja yhteisyrityksi\u00e4 yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9419\">121</span><span class=\"f charStyle-42d14346 ps9420\"> (</span><span class=\"f charStyle-42d14346 ps9421\">107</span><span class=\"f charStyle-42d14346 ps9422\">) milj. euroa.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavissa taulukoissa esitetyt summat ovat t\u00e4ysim\u00e4\u00e4r\u00e4isesti yhteisyrityksen ja osakkuusyhti\u00f6n taloudellisesta raportoinnista.</span></div><div class=\"ps9439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6jen k\u00e4yp\u00e4 arvo</span></div><div class=\"ps9440 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-31a5ee52 ps7\"> 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">332<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps1892 ss147\"><span class=\"f charStyle-17dab886 ps7\">V\u00e4hennykset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-138<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Voitot tai tappiot k\u00e4yp\u00e4\u00e4n arvoon arvostamisesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tilikaudella 2024 v\u00e4hennykset liittyiv\u00e4t p\u00e4\u00e4osin Fidus Villa Ky:n uudelleenluokitteluun oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi.</span></div><div class=\"ps9443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6t arvostusmenetelmitt\u00e4in</span></div><div class=\"ps9463 ss0\"><div class=\"ss1003 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:299.25pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9446 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9447 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1000\"><div><div class=\"ps1419 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9449 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9451 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9452 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9453 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-42d14346 ps7\">Markkinaperusteisen arvon perusteella arvostetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9455 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9456 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9457 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9458 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1446 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9459 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9460 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9461 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9462 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-386": {
   "value": "<div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">17. OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4 JA YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSUUDET YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps4013 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2745 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7923 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9170\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9172 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9171\">Toimiala<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9174 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9173\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9175 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2025, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9177 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9178 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2024, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9179 ss990\"><div><div class=\"ps2745 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">FinCap Asunnot Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9181 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9183 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9185 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9187 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">49,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9189 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9188\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9190 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">49,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9191 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9188\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Nuppu Housing s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9193 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9194 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9195 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9197 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9198 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9199 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Zwirn area s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9203 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9204 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9205 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9206 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9207 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9209 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Mlyn\u00e1rka area s.r.o. <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9218 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9219 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9220 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9210 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9221 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9211 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YIT Residential Development s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9223 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9224 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9225 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9226 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9227 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9228 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9229 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9230 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9231 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9232 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9233 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding Alfa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9234 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9235 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9236 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9237 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9238 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">KAISTA Holding s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9239 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9240 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9241 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">T\u0161ekki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9242 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9243 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding LT UAB<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9245 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9247 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9246\">Liettua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9248 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9249 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9250 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9251 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YR Holding Latvia SIA<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9214\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9253 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9255 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9254\">Latvia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9256 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9257 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9258 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9259 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Regenero Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9261 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9262 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9263 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9264 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9265 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9266 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9267 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Campus Marian Kehitys Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9269 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9270 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9271 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9272 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9273 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9274 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9275 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kumppanuuskoulut Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9276 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9278 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9277\">PPP-projektiyhti\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9279 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9280 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9281 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9282 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9283 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Keilaniemen Kiinteist\u00f6kehitys Strike Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9284 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9285 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9286 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9287 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9288 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9289 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9290 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Keilaniemen Kiinteist\u00f6kehitys GP Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9292 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9293 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9294 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9295 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9296 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9297 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">33,33</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9298 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps6670 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">YIT Zwirn Office s.r.o.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9299 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9260\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9300 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9215\">Hankekehitys<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9301 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9216\">Slovakia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9302 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9303 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9304 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">50,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9305 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-42d14346 ps9208\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps2102 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteisyritykset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps9306 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps9307 ss992\"><div><div class=\"ps1512 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukossa ei ole lueteltu yhteisyritysten omistamia asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 eik\u00e4 asunto- ja kiinteist\u00f6rakentamisen projektiyhti\u00f6it\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUTOKSET KIRJANPITOARVOISSA</span></div><div class=\"ps4013 ss0\"><div class=\"ss393 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss993\"><div><div class=\"ps2041 ss259\"><span class=\"f charStyle-93f9a1a0 ps9310\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9312 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9314 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9316 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9317 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9318 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7924 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps1834\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9320 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9321 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9322 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9323 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9324 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">77<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9326 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9327 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9328 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9329 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Osuus tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9332 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9333 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9334 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9336 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9337 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9338 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9339 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9340 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9341 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9342 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9343\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9344 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9345 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9346 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9347 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9348 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Siirrot oman p\u00e4\u00e4oman ehtoisiin sijoituksiin*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9349 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9350 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9351 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Tilikauden aikana saadut osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9352 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9353 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9354 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9355 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9234 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-93f9a1a0 ps1834\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9356 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9357 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9358 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9359 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9360 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9361 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 vuonna 2024 Fidus Villa Ky:n uudelleenluokittelun oman p\u00e4\u00e4oman ehtoisiin sijoituksiin huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4.</span></div><div class=\"ps9363 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEENVETO OSAKKUUSYHTI\u00d6IDEN JA YHTEISYRITYSTEN TALOUDELLISISTA TIEDOISTA</span></div><div class=\"ps9416 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9364 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9365 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2967 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9366 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9367 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhennetty tase<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9369 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9370 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9371 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9372 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Muut pitk\u00e4aikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">102<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9373 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">252<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9374 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">354<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9375 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">108<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9376 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">266<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9377 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">374<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9378 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9379 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">268<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9380 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9381 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">291<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9382 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">293<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9383 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">495<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9384 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">546<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9385 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9386 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">529<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9387 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">581<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9388 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">112<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9389 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">114<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9390 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9391 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">118<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9392 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">120<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Nettovarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9227 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9393 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9394 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">140<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9395 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9396 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">97<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9397 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelma<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9398 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">98<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9399 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9400 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9401 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">173<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9402 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">179<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kauden tulos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9403 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9404 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9405 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9406 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9407 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps1762\">josta sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9408 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9409 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9410 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9411 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:n saamat osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9412 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9413 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9414 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9415 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SITOUMUKSET</span></div><div class=\"ps9423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on oman p\u00e4\u00e4oman ehtoisia sek\u00e4 velkasijoitussitoumuksia koskien nykyisi\u00e4 ja tulevia osakkuusyhti\u00f6it\u00e4 ja yhteisyrityksi\u00e4 yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9419\">121</span><span class=\"f charStyle-42d14346 ps9420\"> (</span><span class=\"f charStyle-42d14346 ps9421\">107</span><span class=\"f charStyle-42d14346 ps9422\">) milj. euroa.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavissa taulukoissa esitetyt summat ovat t\u00e4ysim\u00e4\u00e4r\u00e4isesti yhteisyrityksen ja osakkuusyhti\u00f6n taloudellisesta raportoinnista.</span></div><div class=\"ps9439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6jen k\u00e4yp\u00e4 arvo</span></div><div class=\"ps9440 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-31a5ee52 ps7\"> 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">332<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps1892 ss147\"><span class=\"f charStyle-17dab886 ps7\">V\u00e4hennykset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-138<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Voitot tai tappiot k\u00e4yp\u00e4\u00e4n arvoon arvostamisesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tilikaudella 2024 v\u00e4hennykset liittyiv\u00e4t p\u00e4\u00e4osin Fidus Villa Ky:n uudelleenluokitteluun oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi.</span></div><div class=\"ps9443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6t arvostusmenetelmitt\u00e4in</span></div><div class=\"ps9463 ss0\"><div class=\"ss1003 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:299.25pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9446 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9447 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1000\"><div><div class=\"ps1419 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9449 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9451 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9452 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9453 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-42d14346 ps7\">Markkinaperusteisen arvon perusteella arvostetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9455 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9456 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9457 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9458 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1446 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9459 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9460 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9461 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9462 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfJointVenturesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-385": {
   "value": "<div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_531\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">17. OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4 JA YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSUUDET OSAKKUUSYHTI\u00d6ISS\u00c4</span></div><div class=\"ps8566 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td><td style=\"padding:0;width:99pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps7923 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9170\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9172 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9171\">Toimiala<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9174 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9173\">Kotipaikka<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9175 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2025, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9177 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9178 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps4350\">Omistus 2024, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;padding:0\"><div class=\"ps9179 ss990\"><div><div class=\"ps2041 ss989\"><span class=\"f charStyle-93f9a1a0 ps9176\">Kirjanpitoarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">\u00c5landsbanken Lunastustontti I Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9181 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9183 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9185 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9187 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9189 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9190 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">20,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9191 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">\u00c5B Kodit I Ky<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9180\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9193 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9182\">Kiinteist\u00f6sijoittaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9194 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9195 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">40,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9197 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9198 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">40,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9199 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-42d14346 ps7\">Nuuka Solutions Oy<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9200\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9203 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9202\">Palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9204 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9184\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9205 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">15,00</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9206 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9196\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9207 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346\"><span class=\"ps9186\"></span><span class=\"ps9186\">15,00</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9209 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-42d14346 ps9208\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps234 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakkuusyhti\u00f6t yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9210 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9211 ss992\"><div><div class=\"ps234 ss989\"><span class=\"f charStyle-93f9a1a0 ps9188\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Taulukossa ei ole lueteltu osakkuusyhti\u00f6iden omistamia asunto- ja kiinteist\u00f6osakeyhti\u00f6it\u00e4 eik\u00e4 asunto- ja kiinteist\u00f6rakentamisen projektiyhti\u00f6it\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUTOKSET KIRJANPITOARVOISSA</span></div><div class=\"ps4013 ss0\"><div class=\"ss393 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:116.25pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss993\"><div><div class=\"ps2041 ss259\"><span class=\"f charStyle-93f9a1a0 ps9310\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9312 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9314 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9316 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9317 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9318 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7924 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps1834\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9320 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9321 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9322 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9323 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9324 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">77<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9326 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9327 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9328 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9329 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Osuus tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9332 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9333 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9334 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9336 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9337 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9330\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9338 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9339 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9340 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9341 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9342 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-42d14346 ps9343\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9344 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9345 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9346 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9347 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9348 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Siirrot oman p\u00e4\u00e4oman ehtoisiin sijoituksiin*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9349 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9325\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9350 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9351 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Tilikauden aikana saadut osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9352 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9353 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9354 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9355 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps3062 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9234 ss912\"><div><div class=\"ps1512 ss259\"><span class=\"f charStyle-93f9a1a0 ps1834\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9356 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">41<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9357 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9358 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9359 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9360 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">59<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9361 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 vuonna 2024 Fidus Villa Ky:n uudelleenluokittelun oman p\u00e4\u00e4oman ehtoisiin sijoituksiin huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4.</span></div><div class=\"ps9363 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEENVETO OSAKKUUSYHTI\u00d6IDEN JA YHTEISYRITYSTEN TALOUDELLISISTA TIEDOISTA</span></div><div class=\"ps9416 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td><td style=\"padding:0;width:115.5pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7923 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9364 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9365 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2967 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9315\">Osakkuusyhti\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9366 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9311\">Yhteisyritykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9367 ss995\"><div><div class=\"ps2041 ss994\"><span class=\"f charStyle-93f9a1a0 ps9313\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhennetty tase<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9369 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9370 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9371 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9372 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Muut pitk\u00e4aikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9192 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">102<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9373 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">252<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9374 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">354<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9375 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">108<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9376 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">266<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9377 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">374<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset varat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9201 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9378 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9379 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">268<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9380 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9381 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">291<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9382 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">293<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9217 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9383 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">495<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9384 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">546<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9385 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9386 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">529<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9387 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">581<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9222 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9388 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">112<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9389 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">114<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9390 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9391 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">118<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9392 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">120<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8230 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Nettovarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9227 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9393 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9394 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">140<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9395 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9396 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9319\">97<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9397 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9368\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelma<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9244 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9398 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9319\">98<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9399 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9400 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9401 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">173<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9402 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9368\">179<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps7\">Kauden tulos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9252 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9403 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9404 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9405 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9406 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9407 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9335\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-42d14346 ps1762\">josta sijoituskiinteist\u00f6jen k\u00e4yv\u00e4n arvon muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9408 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9409 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9410 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9411 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-42d14346 ps9331\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss991\"><div><div class=\"ps1512 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:n saamat osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9412 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9413 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9414 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9415 ss996\"><div><div class=\"ps1512 ss994\"><span class=\"f charStyle-93f9a1a0 ps9335\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SITOUMUKSET</span></div><div class=\"ps9423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on oman p\u00e4\u00e4oman ehtoisia sek\u00e4 velkasijoitussitoumuksia koskien nykyisi\u00e4 ja tulevia osakkuusyhti\u00f6it\u00e4 ja yhteisyrityksi\u00e4 yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9419\">121</span><span class=\"f charStyle-42d14346 ps9420\"> (</span><span class=\"f charStyle-42d14346 ps9421\">107</span><span class=\"f charStyle-42d14346 ps9422\">) milj. euroa.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavissa taulukoissa esitetyt summat ovat t\u00e4ysim\u00e4\u00e4r\u00e4isesti yhteisyrityksen ja osakkuusyhti\u00f6n taloudellisesta raportoinnista.</span></div><div class=\"ps9439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6jen k\u00e4yp\u00e4 arvo</span></div><div class=\"ps9440 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-31a5ee52 ps7\"> 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">332<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps1892 ss147\"><span class=\"f charStyle-17dab886 ps7\">V\u00e4hennykset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-138<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Voitot tai tappiot k\u00e4yp\u00e4\u00e4n arvoon arvostamisesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tilikaudella 2024 v\u00e4hennykset liittyiv\u00e4t p\u00e4\u00e4osin Fidus Villa Ky:n uudelleenluokitteluun oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi.</span></div><div class=\"ps9443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6t arvostusmenetelmitt\u00e4in</span></div><div class=\"ps9463 ss0\"><div class=\"ss1003 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:299.25pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9446 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9447 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1000\"><div><div class=\"ps1419 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9449 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9451 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9452 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9453 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-42d14346 ps7\">Markkinaperusteisen arvon perusteella arvostetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9455 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9456 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9457 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9458 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1446 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9459 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9460 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9461 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9462 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-384": {
   "value": "<div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsInJointVentures",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-383": {
   "value": "<div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-382": {
   "value": "<div class=\"ps7442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Osakkuus- ja yhteisyritykset</span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6t ovat yhti\u00f6it\u00e4, joissa konsernilla on huomattava vaikutusvalta, muttei </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvaltaa tai yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. Huomattava vaikutusvalta on oikeus osallistua </span></div><div class=\"ps7445 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskohteen talouden ja toiminnan periaatteita koskevaan p\u00e4\u00e4t\u00f6ksentekoon, mutta se </span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ei ole kyseisi\u00e4 periaatteita koskevaa m\u00e4\u00e4r\u00e4ysvaltaa eik\u00e4 yhteist\u00e4 m\u00e4\u00e4r\u00e4ysvaltaa. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tyypillisesti huomattavan vaikutusvallan katsotaan syntyv\u00e4n silloin kun konsernilla on\u00a0 \u00a0  </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">20 % tai enemm\u00e4n yrityksen \u00e4\u00e4nivallasta, mutta ei m\u00e4\u00e4r\u00e4ysvaltaa. My\u00f6s YIT:n </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa voi tuottaa </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattavaa vaikutusvaltaa. Mik\u00e4li YIT:ll\u00e4 on olennaisen liiketoiminnallisen suhteen kautta </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomattava vaikutusvalta sijoituskohteessa, huomattava vaikutusvalta p\u00e4\u00e4ttyy, kun YIT:n </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallinen suhde (esimerkiksi rakentaminen) sijoituskohteen kanssa p\u00e4\u00e4ttyy.</span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yhteisyrityksiksi luokitellaan yritykset, joissa konsernilla on yhteinen m\u00e4\u00e4r\u00e4ysvalta toisen </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osapuolen tai useamman osapuolen kanssa, ja merkityksellisi\u00e4 toimintoja koskevat </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kset vaativat kaikkien hyv\u00e4ksynn\u00e4n. Luokittelua tehdess\u00e4\u00e4n yhti\u00f6n johto arvioi </span></div><div class=\"ps5409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4rjestelyn tosiasiallisen p\u00e4\u00e4t\u00f6sluonteen sek\u00e4 sopimukseen perustuvat oikeudet ja </span></div><div class=\"ps5410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvollisuudet.</span></div><div class=\"ps5412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuus- ja yhteisyritykset yhdistell\u00e4\u00e4n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps5413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaosuusmenetelm\u00e4\u00e4 k\u00e4ytt\u00e4en. P\u00e4\u00e4omaosuusmenetelm\u00e4ss\u00e4 konsernin </span></div><div class=\"ps5612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sis\u00e4llytet\u00e4\u00e4n konsernin omistusosuutta vastaava osuus osakkuus- ja </span></div><div class=\"ps5613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteisyritysten tuloksesta. Vastaavasti taseessa esitet\u00e4\u00e4n osakkeiden arvona osuus </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakkuus- ja yhteisyritysten omista p\u00e4\u00e4omista mukaan lukien niiden hankinnasta </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiheutuneet liikearvot. Mik\u00e4li konsernin osuus osakkuus- ja yhteisyrityksen tappioista </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4\u00e4 sijoituksen kirjanpitoarvon, sijoitus merkit\u00e4\u00e4n taseeseen nolla-arvoon eik\u00e4 sen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4vi\u00e4 tappio-osuuksia huomioida, ellei konsernilla ole velvoitteita osakkuus- ja </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhteisyritykseen liittyen.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuvat </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4iset voitot eliminoidaan konsernin omistusosuutta vastaavasti ja ne realisoituvat </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, kun palvelu tai tuote siirtyy pois konsernin vaikutusvallasta, sijoituskohde </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myyd\u00e4\u00e4n tai se luokitellaan oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi esimerkiksi </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin ja sen osakkuus- ja yhteisyritysten v\u00e4lisist\u00e4 transaktioista aiheutuvia </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">realisoitumattomia tappioita ei eliminoida. Osakkuus- ja yhteisyritysten noudattamat </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteet on tarvittaessa muutettu vastaamaan konsernin </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">noudattamia periaatteita.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osakkuusyhti\u00f6ihin ja yhteisyrityksiin liittyvi\u00e4 konsolidointiperiaatteita on kuvattu kohdassa Konsolidointiperiaatteet.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-388": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">ULKOMAAN RAHAN M\u00c4\u00c4R\u00c4ISET </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LIIKETAPAHTUMAT</span></div><div class=\"ps2316 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaan rahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on kirjattu toimintavaluutan m\u00e4\u00e4r\u00e4isin\u00e4 </span></div><div class=\"ps2317 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia, tai jos er\u00e4t on arvostettu uudelleen, arvostusp\u00e4iv\u00e4n </span></div><div class=\"ps2320 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kurssia. Kurssivoitot ja -tappiot, jotka syntyv\u00e4t liiketapahtumiin liittyvist\u00e4 maksuista ja </span></div><div class=\"ps2321 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ulkomaan rahan m\u00e4\u00e4r\u00e4isten varojen ja velkojen muuttamisesta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n kurssiin, </span></div><div class=\"ps2322 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">merkit\u00e4\u00e4n tuloslaskelmaan. Tavanomaisesta liiketoiminnasta aiheutuvat valuuttakurssierot </span></div><div class=\"ps1332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan niit\u00e4 vastaaviin eriin liikevoiton yl\u00e4puolelle, ja rahoitustransaktioista johtuvat </span></div><div class=\"ps1333 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuuttakurssierot esitet\u00e4\u00e4n tuloslaskelmassa omana er\u00e4n\u00e4\u00e4n rahoitustuotoissa ja </span></div><div class=\"ps1334 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-kuluissa. Ei-monetaariset er\u00e4t arvostetaan p\u00e4\u00e4asiassa tapahtumap\u00e4iv\u00e4n kurssiin. </span></div><div class=\"ps7489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">ULKOMAISTEN KONSERNIYRITYSTEN TILINP\u00c4\u00c4T\u00d6STEN </span></div><div class=\"ps7490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">MUUNTAMINEN</span></div><div class=\"ps7491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisten konserniyritysten tuloslaskelmat on muunnettu euroiksi k\u00e4ytt\u00e4en </span></div><div class=\"ps7492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raportointijakson kuukausittaisten keskikurssien keskiarvokurssia. Taseet muunnetaan </span></div><div class=\"ps7493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">euroiksi tilikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n kursseja k\u00e4ytt\u00e4en. Tilikauden tuloksen muuntaminen </span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">eri kursseilla tuloslaskelmassa ja taseessa aiheuttaa muuntoeron, joka kirjataan oman </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4oman muuntoeroihin.</span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin yksik\u00f6iden tulosta ja taloudellista asemaa koskevat luvut m\u00e4\u00e4ritet\u00e4\u00e4n siin\u00e4 </span></div><div class=\"ps7498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuutassa, joka on kunkin yksik\u00f6n p\u00e4\u00e4asiallisen toimintaymp\u00e4rist\u00f6n valuutta </span></div><div class=\"ps290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">(toimintavaluutta). </span></div><div class=\"ps292 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisiin yksik\u00f6ihin tehtyjen nettosijoitusten ja niiden kaltaisiksi luokiteltujen erien </span></div><div class=\"ps293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muuntamisesta ja t\u00e4llaisten nettosijoitusten suojaamiseksi m\u00e4\u00e4ritetyist\u00e4 instrumenteista </span></div><div class=\"ps294 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">syntyv\u00e4t kurssierot kirjataan oman p\u00e4\u00e4oman muuntoeroihin. Kun liiketoiminnasta </span></div><div class=\"ps297 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutaan, kertyneet muuntoerot kirjataan tuloslaskelmaan osana myyntivoittoa tai </span></div><div class=\"ps298 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-tappiota.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">Vuositilinp\u00e4\u00e4t\u00f6ksen laadinnassa k\u00e4ytetyt olennaisimmat </span></div><div class=\"ps5462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">valuuttakurssit</span></div><div class=\"ps7523 ss0\"><div class=\"ss20 ws0 ps1411\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:47.25pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td><td style=\"padding:0;width:51pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7502 ss873\"><div><div class=\"ps234 ss872\"><span class=\"f charStyle-93f9a1a0 ps7501\">Keskikurssit<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7504 ss873\"><div><div class=\"ps234 ss872\"><span class=\"f charStyle-93f9a1a0 ps7503\">Tasekurssit<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7506 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7505\">1\u201312/25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7507 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7505\">1\u201312/24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7509 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7508\">12/25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7510 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-93f9a1a0 ps7508\">12/24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1702 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7\">1 EUR =<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7511 ss875\"><div><div class=\"ps234 ss542\"><span class=\"f charStyle-42d14346 ps7\">CZK<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7513 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">24,6879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7514 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">25,1171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7515 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">24,2370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7516 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7512\">25,1850<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7517 ss875\"><div><div class=\"ps234 ss542\"><span class=\"f charStyle-42d14346 ps7\">PLN<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7519 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2397<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7520 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,3055<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7521 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2210<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7522 ss874\"><div><div class=\"ps234 ss871\"><span class=\"f charStyle-42d14346 ps7518\">4,2750<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-389": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">ULKOMAAN RAHAN M\u00c4\u00c4R\u00c4ISET </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps413\">LIIKETAPAHTUMAT</span></div><div class=\"ps2316 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaan rahan m\u00e4\u00e4r\u00e4iset liiketapahtumat on kirjattu toimintavaluutan m\u00e4\u00e4r\u00e4isin\u00e4 </span></div><div class=\"ps2317 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00e4en tapahtumap\u00e4iv\u00e4n kurssia, tai jos er\u00e4t on arvostettu uudelleen, arvostusp\u00e4iv\u00e4n </span></div><div class=\"ps2320 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kurssia. Kurssivoitot ja -tappiot, jotka syntyv\u00e4t liiketapahtumiin liittyvist\u00e4 maksuista ja </span></div><div class=\"ps2321 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ulkomaan rahan m\u00e4\u00e4r\u00e4isten varojen ja velkojen muuttamisesta tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n kurssiin, </span></div><div class=\"ps2322 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">merkit\u00e4\u00e4n tuloslaskelmaan. Tavanomaisesta liiketoiminnasta aiheutuvat valuuttakurssierot </span></div><div class=\"ps1332 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan niit\u00e4 vastaaviin eriin liikevoiton yl\u00e4puolelle, ja rahoitustransaktioista johtuvat </span></div><div class=\"ps1333 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuuttakurssierot esitet\u00e4\u00e4n tuloslaskelmassa omana er\u00e4n\u00e4\u00e4n rahoitustuotoissa ja </span></div><div class=\"ps1334 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-kuluissa. Ei-monetaariset er\u00e4t arvostetaan p\u00e4\u00e4asiassa tapahtumap\u00e4iv\u00e4n kurssiin. </span></div><div class=\"ps7489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">ULKOMAISTEN KONSERNIYRITYSTEN TILINP\u00c4\u00c4T\u00d6STEN </span></div><div class=\"ps7490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps413\">MUUNTAMINEN</span></div><div class=\"ps7491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisten konserniyritysten tuloslaskelmat on muunnettu euroiksi k\u00e4ytt\u00e4en </span></div><div class=\"ps7492 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raportointijakson kuukausittaisten keskikurssien keskiarvokurssia. Taseet muunnetaan </span></div><div class=\"ps7493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">euroiksi tilikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n kursseja k\u00e4ytt\u00e4en. Tilikauden tuloksen muuntaminen </span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">eri kursseilla tuloslaskelmassa ja taseessa aiheuttaa muuntoeron, joka kirjataan oman </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4oman muuntoeroihin.</span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernin yksik\u00f6iden tulosta ja taloudellista asemaa koskevat luvut m\u00e4\u00e4ritet\u00e4\u00e4n siin\u00e4 </span></div><div class=\"ps7498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valuutassa, joka on kunkin yksik\u00f6n p\u00e4\u00e4asiallisen toimintaymp\u00e4rist\u00f6n valuutta </span></div><div class=\"ps290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">(toimintavaluutta). </span></div><div class=\"ps292 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Ulkomaisiin yksik\u00f6ihin tehtyjen nettosijoitusten ja niiden kaltaisiksi luokiteltujen erien </span></div><div class=\"ps293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muuntamisesta ja t\u00e4llaisten nettosijoitusten suojaamiseksi m\u00e4\u00e4ritetyist\u00e4 instrumenteista </span></div><div class=\"ps294 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">syntyv\u00e4t kurssierot kirjataan oman p\u00e4\u00e4oman muuntoeroihin. Kun liiketoiminnasta </span></div><div class=\"ps297 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutaan, kertyneet muuntoerot kirjataan tuloslaskelmaan osana myyntivoittoa tai </span></div><div class=\"ps298 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">-tappiota.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-390": {
   "value": "<div class=\"ps7525 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">UUSIEN STANDARDIEN, STANDARDIEN </span></div><div class=\"ps7526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">MUUTOSTEN TAI TULKINTOJEN SOVELTAMINEN </span></div><div class=\"ps7527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">1.1.2025 ALKAEN</span></div><div class=\"ps7528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">1.1.2025 voimaan tulleilla muutoksilla ei ollut olennaista vaikutusta </span></div><div class=\"ps7529 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">konsernitilinp\u00e4\u00e4t\u00f6kseen.</span></div><div class=\"ps7532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps461\">2. AIKAISEMPIEN KAUSIEN OIKAISUT</span></div><div class=\"ps2356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps461\"><span style=\"background-color:inherit\">Tilikaudella 2025 YIT:ll\u00e4 ei ollut aikaisempiin kausiin kohdistuneita oikaisuja.</span></span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">34. MY\u00d6HEMMIN VOIMAAN TULEVAT IFRS-</span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">TILINP\u00c4\u00c4T\u00d6SSTANDARDIT, TULKINNAT JA IFRS-</span></div><div class=\"ps10886 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">TILINP\u00c4\u00c4T\u00d6SSTANDARDEIHIN TEHDYT MUUTOKSET</span></div><div class=\"ps10889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">T\u00e4</span><span class=\"f charStyle-42d14346 ps10888\">t\u00e4 tilinp\u00e4\u00e4t\u00f6st\u00e4 laadittaessa ei ole sovellettu IFRS-tilinp\u00e4\u00e4t\u00f6sstandardeja, IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien muutoksia tai tulkintoja, jotka </span></div><div class=\"ps10890 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulevat voimaan vasta 1.1.2025 alkaneen tilikauden j\u00e4lkeen. IASB on julkaissut seuraavat uudet tai uudistetut standardit ja tulkinnat, joita </span></div><div class=\"ps10891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konserni ei ole viel\u00e4 soveltanut tai joita EU:n komissio ei ole vahvistanut tilinp\u00e4\u00e4t\u00f6ksen hyv\u00e4ksymisp\u00e4iv\u00e4\u00e4n menness\u00e4. Konserni ottaa ne </span></div><div class=\"ps10892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n ensimm\u00e4isen kerran vuoden 2027 tilinp\u00e4\u00e4t\u00f6ksess\u00e4\u00e4n tai my\u00f6hemmin.</span></div><div class=\"ps2349 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">IFRS 18 Tilinp\u00e4\u00e4t\u00f6ksen esitt\u00e4mistapa ja tilinp\u00e4\u00e4t\u00f6ksess\u00e4 esitett\u00e4v\u00e4t tiedot </span></div><div class=\"ps10894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IFRS 18 sis\u00e4lt\u00e4\u00e4 vaatimukset kaikille IFRS:\u00e4\u00e4 soveltaville yhteis\u00f6ille tietojen esitt\u00e4misest\u00e4 ja julkistamisesta tilinp\u00e4\u00e4t\u00f6ksiss\u00e4, ja se korvaa </span></div><div class=\"ps10895 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nykyisen standardin IAS 1 Tilinp\u00e4\u00e4t\u00f6ksen esitt\u00e4minen. IFRS 18 julkaistiin huhtikuussa 2024 ja se koskee tilikausia, jotka alkavat 1. </span></div><div class=\"ps9006 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tammikuuta 2027 tai sen j\u00e4lkeen. Uutta standardia edellytet\u00e4\u00e4n sovellettavan takautuvasti. </span></div><div class=\"ps9008 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IFRS 18 tuo mukanaan uusia vaatimuksia tuloslaskelman esitt\u00e4miseen, mukaan lukien tietyt pakolliset m\u00e4\u00e4ritetyt v\u00e4li- ja kokonaissummat. </span></div><div class=\"ps9009 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lis\u00e4ksi yhti\u00f6n on luokiteltava kaikki tulot ja kulut tuloslaskelmassa viiteen ryhm\u00e4\u00e4n: liiketoiminta, investoinnit, rahoitus, tuloverot ja lopetetut </span></div><div class=\"ps9010 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toiminnot. Standardi edellytt\u00e4\u00e4 uusien, johdon m\u00e4\u00e4rittelemien tulosmittareiden esitt\u00e4mist\u00e4, sek\u00e4 tuottojen ja kulujen v\u00e4lisummia. Lis\u00e4ksi </span></div><div class=\"ps9011 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">standardi tuo uusia vaatimuksia taloudellisen informaation yhdist\u00e4miseen ja erittelemiseen perustuen ensisijaisten tilinp\u00e4\u00e4t\u00f6serien ja </span></div><div class=\"ps9012 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liitetietojen m\u00e4\u00e4riteltyihin rooleihin.</span></div><div class=\"ps9014 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Standardin k\u00e4ytt\u00f6\u00f6noton keskeisimm\u00e4n vaikutuksen YIT:n tilinp\u00e4\u00e4t\u00f6ksess\u00e4 arvioidaan liittyv\u00e4n tuloslaskelman esitt\u00e4miseen, jonka my\u00f6t\u00e4 </span></div><div class=\"ps9015 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">esimerkiksi osakkuus- ja yhteisyritysten tulos sek\u00e4 soveltuvin osin rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset esitet\u00e4\u00e4n jatkossa investoinnit-</span></div><div class=\"ps9016 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ryhm\u00e4ss\u00e4, eiv\u00e4tk\u00e4 ne jatkossa siten en\u00e4\u00e4 sis\u00e4ltyisi liiketulokseen. Vastaavasti tietyt rahoitustuotot ja kulut esitet\u00e4\u00e4n k\u00e4ytt\u00f6\u00f6noton my\u00f6t\u00e4 </span></div><div class=\"ps9017 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">investointien ja liiketoiminnan ryhmiss\u00e4</span><span class=\"f charStyle-42d14346 ps10896\">. Standardin k\u00e4ytt\u00f6\u00f6notolla arvioidaan olevan vaikutusta my\u00f6s rahavirtalaskelman esitt\u00e4miseen. </span></div><div class=\"ps9018 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Standardi edellytt\u00e4\u00e4 rahavirtalaskelman l\u00e4ht\u00f6tiedoksi ep\u00e4suorassa esitt\u00e4mismallissa liiketulosta. </span></div><div class=\"ps9019 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\"> </span></div><div class=\"ps9020 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mill\u00e4\u00e4n muulla julkaistulla, muttei viel\u00e4 voimassa olevalla IFRS-tilinp\u00e4\u00e4t\u00f6sstandardilla, IFRIC-tulkinnalla tai IFRS-tilinp\u00e4\u00e4t\u00f6sstandardeihin </span></div>teht\u00e4v\u00e4ll\u00e4 vuosittaisella parannuksella tai muutoksella ei odoteta olevan olennaista vaikutusta konsernitilinp\u00e4\u00e4t\u00f6kseen.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-391": {
   "value": "<div class=\"ps7532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps461\">2. AIKAISEMPIEN KAUSIEN OIKAISUT</span></div><div class=\"ps2356 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps461\"><span style=\"background-color:inherit\">Tilikaudella 2025 YIT:ll\u00e4 ei ollut aikaisempiin kausiin kohdistuneita oikaisuja.</span></span></div><div class=\"ps7562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">MUUTOKSET</span></div><div class=\"ps7563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">SEGMENTTIRAKENTEEN MUUTOS </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT julkaisi uuden strategian vuosille 2025-2029 marraskuussa 2024. 1.1.2025 alkaen </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT:ll\u00e4 on uuden strategian mukaisesti nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Asuminen CEE, Rakennus (entinen Toimitilat) ja Infra. Asuminen-segmentti jaettiin </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kahteen erilliseen liiketoimintasegmenttiin toiminnan fokusoimiseksi, l\u00e4pin\u00e4kyvyyden </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lis\u00e4\u00e4miseksi ja strategian toimeenpanon vauhdittamiseksi. Segmenttien uudet nimet ovat </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Asuminen Suomi ja Asuminen CEE. Osana segmenttirakenteen muutosta, vertailukauden </span></div><div class=\"ps7441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taloudellisia tietoja vuodelta 2024 on oikaistu.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReclassificationsOrChangesInPresentationExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-392": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_685\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">3. SEGMENTTITIEDOT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(ent. Toimitilat) ja Infra. YIT esitt\u00e4\u00e4 segmenttitiedot tavalla, joka on yhtenev\u00e4inen konsernin </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtoryhm\u00e4lle raportoidun sis\u00e4isen raportoinnin kanssa. Konsernin johtoryhm\u00e4 on YIT:n </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ylin operatiivinen p\u00e4\u00e4t\u00f6ksentekij\u00e4, joka vastaa resurssien kohdentamisesta liiketoiminta-</span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alueille ja niiden tuloksen arvioimisesta. </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konserni- ja segmenttiraportointi laaditaan IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin johtoryhm\u00e4lle raportoidaan s\u00e4\u00e4nn\u00f6llisesti segmenttikohtainen liikevaihto, </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistot ja arvonalentumiset sek\u00e4 liikevoitto ja oikaistu liikevoitto. Lis\u00e4ksi raportoidaan </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">segmentti</span><span class=\"f charStyle-42d14346 ps7544\">kohtainen</span><span class=\"f charStyle-42d14346 ps7545\"> sitoutunut p\u00e4\u00e4oma, johon sis\u00e4ltyv\u00e4t aineelliset ja aineettomat </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hy\u00f6dykkeet, osuudet osakkuus- ja yhteisyrityksiss\u00e4, sijoitukset, vaihto-omaisuus, </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntisaamiset ja muut korottomat liiketoimintaan liittyv\u00e4t saamiset, varaukset, saadut </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ennakkomaksut asiakassopimuksiin perustuviin velkoihin liittyen, muut </span></div><div class=\"ps7550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat ja muut korottomat velat lukuun ottamatta veroihin, </span></div><div class=\"ps7551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voitonjakoon ja rahoitukseen liittyvi\u00e4 eri\u00e4.</span></div><div class=\"ps5066 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SEGMENTTIEN KUVAUKSET</span></div><div class=\"ps5482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Asuminen Suomi -segmentin </span><span class=\"f charStyle-42d14346 ps7553\">liiketoiminta koostuu ensisijaisesti asuntojen ja </span></div><div class=\"ps5483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisten asuinalueiden hankekehitt\u00e4misest\u00e4 ja rakentamisesta Suomessa. N\u00e4iden </span></div><div class=\"ps6187 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakasl\u00e4ht\u00f6isyyden ja tuottavuuden parantamiseksi yhti\u00f6 kehitt\u00e4\u00e4 erilaisia asumisen </span></div><div class=\"ps3746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konsepteja. Asuntorakentamisen projektit ovat p\u00e4\u00e4asiassa omaperusteisia ja </span></div><div class=\"ps6188 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisvastuurakentamisurakoita, jotka ovat p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti uudisrakentamista. Lis\u00e4ksi </span></div><div class=\"ps6160 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">segmentti toteuttaa my\u00f6s kilpailu-urakoita. Asiakkaat ovat joko yksityisi\u00e4 kuluttajia tai </span></div><div class=\"ps3629 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoittajia. Yksityiset kuluttajat ostavat asunnon omaperusteisesta asuntorakentamisesta </span></div><div class=\"ps3630 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joko omaksi kodikseen tai sijoitusk\u00e4ytt\u00f6\u00f6n, kun taas sijoittajat ostavat useita asuntoja, </span></div><div class=\"ps3631 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaisen asuinrakennuksen tai asuntohankeportfolion. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Asuminen CEE -segmentin</span><span class=\"f charStyle-31a5ee52 ps7554\"> </span><span class=\"f charStyle-42d14346 ps7555\">liiketoiminta koostuu ensisijaisesti asuintalojen ja </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asuinalueiden hankekehitt\u00e4misest\u00e4 sek\u00e4 rakennuttamisesta Puolassa, T\u0161ekiss\u00e4, </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Slovakiassa, Liettuassa, Latviassa ja Virossa. Asuntorakentamisen projektit ovat </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4asiassa omaperusteisia uudisrakennuskohteita, mutta osa hankkeista toteutetaan </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhdess\u00e4 investointikumppanin kanssa yhteisyrityksi\u00e4 hy\u00f6dynt\u00e4en. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rakennus-segmentti </span><span class=\"f charStyle-42d14346 ps7556\">toteuttaa toimitilojen uudisrakentamis- ja korjausurakoita sek\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaa elinkaarikohteidensa k\u00e4ytett\u00e4vyydest\u00e4, energiatehokkuudesta ja yll\u00e4pidosta </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palvelujaksojen aikana. Hankkeet ovat mm. teollisuus-, datakeskus-, logistiikka-, </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kauppa-, urheilu-, hotelli-, liike- ja toimistohankkeita sek\u00e4 julkisia kiinteist\u00f6j\u00e4, kuten </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sairaaloita, terveys- ja hyvinvointikeskuksia, p\u00e4iv\u00e4koteja, kouluja ja monitoimitaloja.\u00a0 </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Asiakkaita ovat sijoittajat, omistajak\u00e4ytt\u00e4j\u00e4t ja julkiset tilaajat. Korjausrakentamisen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palvelut vaihtelevat rakennusten kokonaisvaltaisista uudistamisista taloyhti\u00f6iden </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">linjasaneerauksiin ja energiaremontteihin. P\u00e4\u00e4osa projekteista on yhteistoiminnallisia </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">projektinjohtourakoita, kokonaisvastuurakentamisen (KVR) -urakoita, alliansseja, elinkaari- </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai Public Private Partnership (PPP) -hankkeita. Lis\u00e4ksi segmentti suunnittelee ja toteuttaa </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hybridihankkeita. Segmentin liiketoiminnoista suurin osa on Suomessa. Slovakiassa </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">segmentti toimii kiinteist\u00f6kehitt\u00e4j\u00e4n\u00e4, Virossa ja Liettuassa my\u00f6s urakoitsijana sek\u00e4 </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitila- ett\u00e4 infrarakentamisen hankkeissa. Liettuassa segmentti toimii my\u00f6s </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">p\u00e4\u00e4llystysliiketoiminnassa.</span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Infra-segmentti</span><span class=\"f charStyle-42d14346 ps2868\"> kehitt\u00e4\u00e4 ja rakentaa asiakkailleen v\u00e4yli\u00e4, teollisuuskohteita ja muuta </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">infrastruktuuria puhtaan siirtym\u00e4n edist\u00e4minen tavoitteenaan. Segmentin palveluihin </span></div><div class=\"ps1177 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluu raitioteiden, radan ja v\u00e4ylien rakentamista ja kunnossapitoa, energia-, datakeskus- </span></div><div class=\"ps1178 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ja muuta teollisuusrakentamista, siltojen rakentamista ja korjaamista, perustusten </span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamista ja muita maat\u00f6it\u00e4, vesi- ja rantarakentamista, maanalaista rakentamista, </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuten louhintaa ja rakennusteknisi\u00e4 t\u00f6it\u00e4, vesihuollon rakentamista ja urheilutilojen ja </span></div><div class=\"ps1181 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pys\u00e4k\u00f6intiratkaisujen toteuttamista. P\u00e4\u00e4osa projekteista on alliansseja, projektinjohto-</span></div><div class=\"ps1201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">urakoita, KVR-urakoita ja maanteiden hoitourakoita. Infrapalveluita tarjotaan sek\u00e4 julkisen </span></div><div class=\"ps1204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sektorin asiakkaille ett\u00e4 monenlaisille yrityksille, kuten teollisuudelle. Infrapalveluiden </span></div><div class=\"ps1205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaana on sek\u00e4 julkinen sektori ett\u00e4 erilaiset yritykset esimerkiksi teollisuudessa. </span></div><div class=\"ps1206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Segmentti toimii Suomessa ja Ruotsissa.</span></div><div class=\"ps1208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Muut er\u00e4t</span><span class=\"f charStyle-42d14346 ps7557\"> sis\u00e4lt\u00e4v\u00e4t muun muassa konsernin sis\u00e4isi\u00e4 palveluita, vuokratuottoja</span><span class=\"f charStyle-b821a44d ps7558\"><span style=\"background-color:inherit\">, </span></span></div><div class=\"ps1209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps413\"><span style=\"background-color:inherit\">konsernitason kohdistamattomia kustannuksia sek\u00e4 konsernin tyt\u00e4ryhti\u00f6iden ja sen </span></span></div><div class=\"ps1210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps413\"><span style=\"background-color:inherit\">osakkuus- ja yhteisyrityksen v\u00e4lisist\u00e4 liiketapahtumista aiheutuneita </span></span><span class=\"f charStyle-b821a44d ps7559\"><span style=\"background-color:inherit\">sis\u00e4isten katteiden </span></span></div><div class=\"ps1211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps413\"><span style=\"background-color:inherit\">eliminointeja. </span></span><span class=\"f charStyle-b821a44d ps7560\"><span style=\"background-color:inherit\">Jos osakkuus- tai yhteisyrityksen omistus raportoidaan toisella kuin </span></span></div><div class=\"ps1212 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps413\"><span style=\"background-color:inherit\">kohdetta tai kohteita rakentavalla segmentill\u00e4, eliminoidaan YIT:n omistusosuutta </span></span></div><div class=\"ps1213 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps413\"><span style=\"background-color:inherit\">vastaava liikevaihto ja kustannukset Muut er\u00e4t -segmentille. </span></span><span class=\"f charStyle-42d14346 ps7561\">Vuoden 2018 sulautumiseen </span></div><div class=\"ps1214 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liittyvi\u00e4 k\u00e4yv\u00e4n arvon kohdistuksia ja liikearvoa ei ole kohdistettu segmenttien </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sitoutuneeseen p\u00e4\u00e4omaan, vaan ne raportoidaan segmenttien tasolla kohdassa Muut </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">er\u00e4t.</span></div><div class=\"ps7562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">MUUTOKSET</span></div><div class=\"ps7563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps461\">SEGMENTTIRAKENTEEN MUUTOS </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT julkaisi uuden strategian vuosille 2025-2029 marraskuussa 2024. 1.1.2025 alkaen </span></div><div class=\"ps7436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT:ll\u00e4 on uuden strategian mukaisesti nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Asuminen CEE, Rakennus (entinen Toimitilat) ja Infra. Asuminen-segmentti jaettiin </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kahteen erilliseen liiketoimintasegmenttiin toiminnan fokusoimiseksi, l\u00e4pin\u00e4kyvyyden </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lis\u00e4\u00e4miseksi ja strategian toimeenpanon vauhdittamiseksi. Segmenttien uudet nimet ovat </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Asuminen Suomi ja Asuminen CEE. Osana segmenttirakenteen muutosta, vertailukauden </span></div><div class=\"ps7441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taloudellisia tietoja vuodelta 2024 on oikaistu.</span></div><div class=\"ps7564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">VAIHTOEHTOISET TUNNUSLUVUT </span></div><div class=\"ps7565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps461\">SEGMENTTIRAPORTOINNISSA</span></div><div class=\"ps3582 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT k\u00e4ytt\u00e4\u00e4 vaihtoehtoisia tunnuslukuja sis\u00e4isess\u00e4 liiketoiminnan ja kannattavuuden </span></div><div class=\"ps3583 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kehityst\u00e4 koskevassa raportoinnissa ylimm\u00e4lle operatiiviselle p\u00e4\u00e4t\u00f6ksentekij\u00e4lle eli </span></div><div class=\"ps3584 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">konsernin johtoryhm\u00e4lle. Vaihtoehtoisia tunnuslukuja tulee tarkastella yhdess\u00e4 IFRS-</span></div><div class=\"ps3585 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tilinp\u00e4\u00e4t\u00f6kseen perustuvien tunnuslukujen kanssa. Lis\u00e4tietoja vaihtoehtoisten </span></div><div class=\"ps3586 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tunnuslukujen laskentakaavoista sek\u00e4 t\u00e4sm\u00e4ytyslaskelmat IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps3587 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">mukaisesti laadittuun konsernituloslaskelmaan ja -taseeseen l\u00f6ytyv\u00e4t hallituksen </span></div><div class=\"ps3588 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toimintakertomuksesta kohdasta Tunnusluvut ja laskentakaavat sek\u00e4 </span></div><div class=\"ps3590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">T\u00e4sm\u00e4ytyslaskelmat tietyist\u00e4 avainluvuista.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKETOIMINTASEGMENTTIEN TALOUDELLISET TIEDOT</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7579 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">317<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7580 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7581 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">649<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7582 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">517<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7584 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7586 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto ulkoisilta asiakkailta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">296<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">646<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">511<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Konsernin sis\u00e4inen liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Aineiden ja tarvikkeiden k\u00e4ytt\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-80<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-76<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-62<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-33<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-301<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ulkopuoliset palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-113<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-188<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-398<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-292<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-992<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7619 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7620 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7621 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7622 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7623 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Osuus osakkuus- ja yhteisyritysten tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto-%<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">9,9</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">3,3</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">2,6</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4956 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Oikaisuer\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5945 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liiketoimintojen myynneist\u00e4 syntyneet myyntivoitot ja -tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4442 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Ydinliiketoimintoihin kuulumattomat er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7654 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7655 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4454 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liikevoitto alasajettavista liiketoiminnoista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4457 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Hankintahinnan kohdistamiseen liittyv\u00e4t PPA-poistot ja arvonalentumiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7659 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4460 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">22<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4471 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto- %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7668 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">9,9</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7669 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7670 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">4,3</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7671 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">3,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*PPA viittaa sulautumiseen liittyviin k\u00e4yv\u00e4n arvon oikaisuihin.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7579 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">427<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7580 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7581 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7582 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">393<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7584 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7586 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto ulkoisilta asiakkailta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">399<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">732<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">385<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Konsernin sis\u00e4inen liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Aineiden ja tarvikkeiden k\u00e4ytt\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-71<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-96<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-73<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-271<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ulkopuoliset palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-141<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-430<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-222<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-909<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7619 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7620 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7621 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7622 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7623 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Osuus osakkuus- ja yhteisyritysten tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-55<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto-%<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-4,7</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7673\"></span><span class=\"ps7673\">12,1</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">0,4</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-3,2</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-3,0</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4956 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Oikaisuer\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">86<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5945 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liiketoimintojen myynneist\u00e4 syntyneet myyntivoitot ja -tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4442 ss883\"><div><div class=\"ps1505 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Uudelleenj\u00e4rjestely- ja sopeuttamistoimista aiheutuvat menot sek\u00e4 konsernin johtoryhm\u00e4n sopimuksista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss876\"><span class=\"f charStyle-42d14346 ps1762\">aiheutuvat kertaluonteiset menot</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7674 ss788\"><div><div class=\"ps1502 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7654 ss788\"><div><div class=\"ps1502 ss776\"><span class=\"f charStyle-42d14346 ps7595\">55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7655 ss788\"><div><div class=\"ps1502 ss776\"><span class=\"f charStyle-42d14346 ps7595\">56<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7675 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liikevoitto alasajettavista liiketoiminnoista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7676 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7677 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7678 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7679 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3834 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Hankintahinnan kohdistamiseen liittyv\u00e4t PPA-poistot ja arvonalentumiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7680 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7681 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3983 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7682 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7683 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7684 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7685 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7686 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7687 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">32<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7688 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto- %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7689 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-4,7</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7690 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7673\"></span><span class=\"ps7673\">12,1</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7691 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">0,4</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7692 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">4,3</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7693 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">1,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*PPA viittaa sulautumiseen liittyviin k\u00e4yv\u00e4n arvon oikaisuihin.</span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sitoutunut p\u00e4\u00e4oma segmenteitt\u00e4in</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">644<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">650<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">313<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">343<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">245<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-85<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-65<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">227<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Sitoutunut p\u00e4\u00e4oma yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2022\">1\u00a0302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2022\">1\u00a0401<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7700 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MAANTIETEELLISET TIEDOT</span></div><div class=\"ps7701 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liikevaihto maantieteellisesti jaoteltuna esitet\u00e4\u00e4n liitetiedossa Asiakassopimukset. Pitk\u00e4aikaiset varat esitet\u00e4\u00e4n alla olevassa taulukossa </span></div><div class=\"ps7702 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojen sijainnin mukaan.</span></div><div class=\"ps7704 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Pitk\u00e4aikaiset varat ilman pitk\u00e4aikaisia saamisia ja oman p\u00e4\u00e4oman ehtoisia </span></div><div class=\"ps7705 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">sijoituksia</span></div><div class=\"ps7710 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">331<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">339<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Baltian maat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">T\u0161ekki, Slovakia ja Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Skandinavia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1743 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Konserni yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">357<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">369<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-393": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 on nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(ent. Toimitilat) ja Infra. YIT esitt\u00e4\u00e4 segmenttitiedot tavalla, joka on yhtenev\u00e4inen konsernin </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtoryhm\u00e4lle raportoidun sis\u00e4isen raportoinnin kanssa. Konsernin johtoryhm\u00e4 on YIT:n </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ylin operatiivinen p\u00e4\u00e4t\u00f6ksentekij\u00e4, joka vastaa resurssien kohdentamisesta liiketoiminta-</span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alueille ja niiden tuloksen arvioimisesta. </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konserni- ja segmenttiraportointi laaditaan IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisesti. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin johtoryhm\u00e4lle raportoidaan s\u00e4\u00e4nn\u00f6llisesti segmenttikohtainen liikevaihto, </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistot ja arvonalentumiset sek\u00e4 liikevoitto ja oikaistu liikevoitto. Lis\u00e4ksi raportoidaan </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">segmentti</span><span class=\"f charStyle-42d14346 ps7544\">kohtainen</span><span class=\"f charStyle-42d14346 ps7545\"> sitoutunut p\u00e4\u00e4oma, johon sis\u00e4ltyv\u00e4t aineelliset ja aineettomat </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hy\u00f6dykkeet, osuudet osakkuus- ja yhteisyrityksiss\u00e4, sijoitukset, vaihto-omaisuus, </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntisaamiset ja muut korottomat liiketoimintaan liittyv\u00e4t saamiset, varaukset, saadut </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ennakkomaksut asiakassopimuksiin perustuviin velkoihin liittyen, muut </span></div><div class=\"ps7550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat ja muut korottomat velat lukuun ottamatta veroihin, </span></div><div class=\"ps7551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voitonjakoon ja rahoitukseen liittyvi\u00e4 eri\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-394": {
   "value": "<div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKETOIMINTASEGMENTTIEN TALOUDELLISET TIEDOT</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7579 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">317<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7580 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7581 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">649<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7582 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">517<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7584 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7586 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto ulkoisilta asiakkailta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">296<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">646<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">511<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Konsernin sis\u00e4inen liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Aineiden ja tarvikkeiden k\u00e4ytt\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-80<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-76<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-62<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-33<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-301<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ulkopuoliset palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-113<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-188<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-398<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-292<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-992<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7619 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7620 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7621 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7622 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7623 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Osuus osakkuus- ja yhteisyritysten tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto-%<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">9,9</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">3,3</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">2,6</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4956 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Oikaisuer\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5945 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liiketoimintojen myynneist\u00e4 syntyneet myyntivoitot ja -tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4442 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Ydinliiketoimintoihin kuulumattomat er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7654 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7655 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4454 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liikevoitto alasajettavista liiketoiminnoista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4457 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Hankintahinnan kohdistamiseen liittyv\u00e4t PPA-poistot ja arvonalentumiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7659 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4460 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">22<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4471 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto- %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7668 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">9,9</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7669 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">2,5</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7670 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">4,3</span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7671 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">3,1</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*PPA viittaa sulautumiseen liittyviin k\u00e4yv\u00e4n arvon oikaisuihin.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7579 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">427<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7580 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7581 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7582 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">393<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7584 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7586 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Liikevaihto ulkoisilta asiakkailta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">399<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">732<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7578\">385<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-31a5ee52 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Konsernin sis\u00e4inen liikevaihto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Aineiden ja tarvikkeiden k\u00e4ytt\u00f6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-71<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-96<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-73<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-271<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ulkopuoliset palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-141<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-430<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-222<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-909<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7619 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7620 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7621 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7622 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7623 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Osuus osakkuus- ja yhteisyritysten tuloksesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-55<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevoitto-%<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-4,7</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7673\"></span><span class=\"ps7673\">12,1</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">0,4</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-3,2</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-3,0</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4956 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Oikaisuer\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">86<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5945 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liiketoimintojen myynneist\u00e4 syntyneet myyntivoitot ja -tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4442 ss883\"><div><div class=\"ps1505 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Uudelleenj\u00e4rjestely- ja sopeuttamistoimista aiheutuvat menot sek\u00e4 konsernin johtoryhm\u00e4n sopimuksista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss876\"><span class=\"f charStyle-42d14346 ps1762\">aiheutuvat kertaluonteiset menot</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7674 ss788\"><div><div class=\"ps1502 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7654 ss788\"><div><div class=\"ps1502 ss776\"><span class=\"f charStyle-42d14346 ps7595\">55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7655 ss788\"><div><div class=\"ps1502 ss776\"><span class=\"f charStyle-42d14346 ps7595\">56<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7675 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Liikevoitto alasajettavista liiketoiminnoista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7676 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7677 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7678 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7679 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3834 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Hankintahinnan kohdistamiseen liittyv\u00e4t PPA-poistot ja arvonalentumiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7680 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7681 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3983 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7682 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7683 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7684 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7685 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7686 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7631\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7687 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">32<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7688 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikaistu liikevoitto- %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7689 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7639\"></span><span class=\"ps7639\">-4,7</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7690 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7673\"></span><span class=\"ps7673\">12,1</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7691 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">0,4</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7692 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">4,3</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7693 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0\"><span class=\"ps7641\"></span><span class=\"ps7641\">1,7</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*PPA viittaa sulautumiseen liittyviin k\u00e4yv\u00e4n arvon oikaisuihin.</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProfitLossFromOperatingActivitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-396": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_254\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">4. </span><span class=\"f charStyle-a50e2afc ps7712\">ASIAKASSOPIMU</span><span class=\"f charStyle-a50e2afc ps7713\">KSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Myyntituottojen esitt\u00e4minen ja arvostaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">YIT esitt\u00e4\u00e4 liikevaihdossa asiakassopimuksista saadut myyntituotot, joista on v\u00e4hennetty </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">v\u00e4lilliset verot ja alennukset. Asiakkaalta saatavaksi odotettu transaktiohinta, joka sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">muuttuvat osuudet kuten mahdolliset sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">arvioidaan sopimuksen alkaessa. Muuttuvan transaktiohinnan m\u00e4\u00e4r\u00e4 tai osa siit\u00e4 </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">huomioidaan myyntituottojen tuloutuksessa kuitenkin vain siihen asti kuin on </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">todenn\u00e4k\u00f6ist\u00e4, ettei kirjattujen myyntituottojen m\u00e4\u00e4r\u00e4\u00e4n jouduta tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">peruutusta, kun muuttuvaan transaktiohintaan liittyv\u00e4 ep\u00e4varmuustekij\u00e4 my\u00f6hemmin </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">poistuu. Arvioitu transaktiohinta p\u00e4ivitet\u00e4\u00e4n jokaisen raportointikauden lopussa. Kulut, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">jotka syntyv\u00e4t ennen sopimuksen saamista ja jotka eiv\u00e4t ole aktivointikelpoisia muiden </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">standardien mukaan, kirjataan kuluksi. YIT aktivoi sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menot, jotka t\u00e4ytt\u00e4v\u00e4t aktivointikriteerit, ja jaksottaa ne kuluksi t\u00e4ytt\u00e4misasteen mukaisesti. </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat YIT:ll\u00e4 tyypillisesti tontteihin liittyvi\u00e4 </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menoja rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">suoritevelvoitteen. Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot esitet\u00e4\u00e4n taseen Vaihto-</span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">omaisuus-er\u00e4ss\u00e4. Joissakin asiakassopimuksissa asiakkaan suorittaman maksun ja yhti\u00f6n </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovuttamisen v\u00e4liss\u00e4 on ajallisesti merkitt\u00e4v\u00e4 ero. YIT soveltaa k\u00e4yt\u00e4nn\u00f6n </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">apukeinoa eik\u00e4 oikaise luvattua vastikem\u00e4\u00e4r\u00e4\u00e4 rahoituskomponentin vaikutuksilla, kun </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovutuksen ja maksun v\u00e4liss\u00e4 odotetaan olevan enint\u00e4\u00e4n vuoden pituinen </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">aika. Merkitt\u00e4v\u00e4 rahoituskomponentti kirjataan, jos 12 kuukauden rahoituspositio ylittyy ja </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">vuoden keskim\u00e4\u00e4r\u00e4inen rahoituskorko on sopimuksen kannalta merkitt\u00e4v\u00e4.</span><span class=\"f charStyle-a8efee87 ps7733\"> </span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Suoritevelvoitteet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Transaktiohinta kohdennetaan suoritevelvoitteille erillismyyntihintoihin perustuen, jos </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimukseen liittyy enemm\u00e4n kuin yksi suoritevelvoite. P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti rakentamisessa </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on kyse yhden integroidun kokonaisuuden toimittamisesta, jolloin sopimuksessa on yksi </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoite. Erityispiirteit\u00e4 suoritevelvoitteiden osalta on kuvattu j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Lains\u00e4\u00e4d\u00e4nn\u00f6st\u00e4 tai yleisist\u00e4 ehdoista tulevat takuut eiv\u00e4t vaikuta liikevaihdon </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulouttamiseen, koska ne ovat varauksina k\u00e4sitelt\u00e4vi\u00e4 varmennustyyppisi\u00e4 takuita. Mik\u00e4li </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT on sitoutunut lakia tai yleisi\u00e4 ehtoja pidempiin takuuaikoihin, tavanomaisen takuun </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4v\u00e4 osuus erotetaan tuloutuksessa omaksi suoritevelvoitteeksi ja siihen liittyv\u00e4 osuus </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta tuloutetaan vasta palvelun toteutuessa. Tyypilliset sopimusmuutokset </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ovat lis\u00e4- ja muutost\u00f6it\u00e4, jotka useimmiten eiv\u00e4t lis\u00e4\u00e4 erotettavissa olevia palveluita ja/tai </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuotteita, ja ne k\u00e4sitell\u00e4\u00e4n n\u00e4in ollen osana alkuper\u00e4ist\u00e4 sopimusta. Mik\u00e4li lis\u00e4- ja/tai </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutosty\u00f6 t\u00e4ytt\u00e4isi erillisen suoritevelvoitteen kriteerit, k\u00e4sitell\u00e4\u00e4n se erikseen vain mik\u00e4li </span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">se on YIT:n m\u00e4\u00e4ritt\u00e4m\u00e4n olennaisuusrajan perusteella olennainen.</span></div><div class=\"ps7737 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntituottojen tuloutus tapahtuu kunkin suoritevelvoitteen osalta erikseen sen mukaan, </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuinka m\u00e4\u00e4r\u00e4ysvalta tavaran tai palvelun osalta asiakkaalle siirtyy. YIT:ll\u00e4 on sek\u00e4 ajan </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluessa ett\u00e4 yhten\u00e4 ajankohtana tuloutettavia myyntituottoja, joita kuvataan tarkemmin </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">j\u00e4ljemp\u00e4n\u00e4. </span><span class=\"f charStyle-42d14346 ps7738\">A</span><span class=\"f charStyle-42d14346 ps7739\">jan kuluessa tuloutettavien myyntituottojen m\u00e4\u00e4ritt\u00e4minen perustuu </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">panokseen perustuvaan t\u00e4ytt\u00e4misasteesee</span><span class=\"f charStyle-42d14346 ps7740\">n.</span><span class=\"f charStyle-42d14346 ps7741\"> Joissakin olosuhteissa esimerkiksi </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen varhaisissa vaiheissa YIT ei mahdollisesti pysty kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputulemaa, mutta se odottaa saavansa suoritevelvoitteen </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">t\u00e4ytt\u00e4miseksi syntyneet menot katetuiksi. N\u00e4iss\u00e4 olosuhteissa YIT kirjaa myyntituottoja </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vain syntyneiden menojen m\u00e4\u00e4r\u00e4\u00e4n asti, kunnes se pystyy kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputuleman. Mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valmiiksi saamiseen tarvittavat kokonaiskustannukset ylitt\u00e4v\u00e4t asiakassopimuksesta </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">saatavan transaktiohinnan, odotettavissa oleva ennakoitu tappio kirjataan varauksena </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluksi.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t ja -velat</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Jos sopimuksen laskutus on raportointihetkell\u00e4 pienempi kuin t\u00e4ytt\u00e4misasteen perusteella </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjatut myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana omaisuuser\u00e4n\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseen Myyntisaamiset ja muut saamiset -er\u00e4ss\u00e4. Jos sopimuksen laskutus on </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointihetkell\u00e4 suurempi kuin sopimuksen t\u00e4ytt\u00e4misasteen perusteella kirjatut </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana velkana taseen </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lyhytaikaisissa veloissa Asiakassopimuksiin perustuvat velat, saadut ennakot -er\u00e4ss\u00e4. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 esitet\u00e4\u00e4n Suomen tulouttamattomiin </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t taloyhti\u00f6lainaosuudet ja </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tonttivuokrasopimusvelat.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Tulouttamisen erityispiirteet</span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Omaperusteinen asuntorakentaminen Suomessa</span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Omaperusteiset asuinrakennushankkeet ovat YIT:n itse kehitt\u00e4mi\u00e4 hankkeita, joita ei ole </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyty rakentamisen alkaessa ja joista myyd\u00e4\u00e4n yksitt\u00e4isi\u00e4 asuinhuoneistoja rakentamisen </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">aikana kokonaisen rakennuksen sijaan. YIT urakoi perustamalleen asunto-osakeyhti\u00f6lle </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakennuksen. YIT myy rakentamansa asuinrakennuksen huoneistot myym\u00e4ll\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuluttajalle huoneiston hallintaan oikeuttavat osakkeet. Omaperusteisessa </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla suojataan </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n liittyv\u00e4t </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">osakeyhti\u00f6 ei harjoita liiketoimintaa, ja p\u00e4\u00e4t\u00f6kset tehd\u00e4\u00e4n edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">mukaisesti. YIT kirjaa asunto-osakkeiden myyntituotot IFRS 15 -standardin mukaan. IFRS </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">15:n mukaan k\u00e4sittely kuvastaa parhaiten liiketoimen taloudellista substanssia.</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Kun asiakas ja YIT allekirjoittavat kauppakirjan, syntyy YIT:lle IFRS 15:n mukainen sitova </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimus. Vaikka asiakkaalla on lakis\u00e4\u00e4teinen oikeus perua kauppa, YIT katsoo </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksen perumisesta aiheutuvan vahingonkorvauksen olevan asiakkaalle merkitt\u00e4v\u00e4 </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja sopimuksen t\u00e4ytt\u00e4v\u00e4n n\u00e4in ollen IFRS 15:n kriteerit sitovuudesta. YIT soveltaa </span></div><div class=\"ps576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimukseen IFRS 15:n viisivaiheista mallia. </span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Transaktiohinta ja tuloutusajankohta</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omaperusteisessa asuntorakentamisessa yksitt\u00e4iset asuinhuoneistot ovat erillisi\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteita. YIT saa ennakkomaksuja rakentamisen aikana myydyist\u00e4 asunnoista, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joista osa tapahtuu yli 12 kuukautta ennen asuinrakennuskohteen luovuttamista. YIT ei </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjaa n\u00e4ille maksuille rahan aika-arvoa, koska johdon n\u00e4kemys on, ett\u00e4 yksitt\u00e4isen </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimuksen kannalta rahoituskomponentti ei ole merkitt\u00e4v\u00e4. Omaperusteisten </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntorakentamisprojektien transaktiohinta sis\u00e4lt\u00e4\u00e4 muuttuvia elementtej\u00e4 kuten </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">my\u00f6h\u00e4stymissakkoja. Lis\u00e4ksi yksitt\u00e4isen myydyn asuinhuoneiston transaktiohinta sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myytyyn asuntoon kohdistuvan taloyhti\u00f6lainaosuuden, jonka takaisinmaksusta vastaa </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huoneiston ostaja. Suomalaisissa omaperusteisissa asuinrakennushankkeissa on </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillist\u00e4, ett\u00e4 osa rakentamisen kustannuksista katetaan yhti\u00f6lainoilla, jonka asunto-</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeyhti\u00f6 nostaa nimiss\u00e4\u00e4n. YIT:n asuinhuoneistojen myynnist\u00e4 saamat </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskauppahinnat eli transaktiohinnat sis\u00e4lt\u00e4v\u00e4t sek\u00e4 asiakkaiden maksamat </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppahinnat ett\u00e4 huoneistoihin kohdistuvat lainaosuudet. Keskener\u00e4isten </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisten asuinrakennushankkeiden osalta taloyhti\u00f6lainat esitet\u00e4\u00e4n konsernin </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">taseessa joko korollisena velkana (myym\u00e4tt\u00f6m\u00e4t huoneistot) tai muuna </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimukseen perustuvana velkana (myydyt huoneistot). Hankkeen valmistuttua </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat kirjataan tuotoksi liikevaihtoon. Liikevaihto </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana kohteen </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmistuessa, kun asuinhuoneiston m\u00e4\u00e4r\u00e4ysvalta siirtyy asiakkaalle. Suomessa </span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntokauppalain mukaisen peruutusoikeuden takia ajan kuluessa tuloutuksen kriteerit </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">eiv\u00e4t t\u00e4yty.</span></div><div class=\"ps7757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omaperusteinen asuntorakentaminen</span><span class=\"f charStyle-37f3c1a8 ps7754\"> It\u00e4isen Keski-Euroopa</span><span class=\"f charStyle-37f3c1a8 ps7755\">n</span><span class=\"f charStyle-37f3c1a8 ps7756\"> ja </span></div><div class=\"ps7758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Baltian maissa</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tuloutusajankohta</span></div><div class=\"ps7759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liikevaihto omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana </span></div><div class=\"ps7760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">viranomaisluvan saannin j\u00e4lkeen, kun YIT katsoo tosiasiallisesti t\u00e4ytt\u00e4neens\u00e4 </span></div><div class=\"ps7761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteensa.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Omaperusteinen toimitilarakentaminen</span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sovittu ty\u00f6n laajuus m\u00e4\u00e4ritt\u00e4\u00e4 suoritevelvoitteen. Jos sopimus sis\u00e4lt\u00e4\u00e4 useamman kuin </span></div><div class=\"ps7763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhden rakennuksen rakentamisen, jokainen rakennus on erillinen suoritevelvoite. </span></div><div class=\"ps7764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimukset, joissa YIT myy sek\u00e4 tontin ett\u00e4 rakentamispalvelun, k\u00e4sitell\u00e4\u00e4n yhten\u00e4 </span></div><div class=\"ps3565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps3567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua. Vuokrausvelvoitteen </span></div><div class=\"ps3569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t hankkeet eli ns. vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelun kanssa. N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovitulla tavalla rakennettu tai perusparannettu ja vuokrattu kohde eli johdon n\u00e4kemyksen </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan kokonaislupaus asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erillisen rakennuspalvelun ja vuokrauspalvelun sijaan. </span></div><div class=\"ps3578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimusten transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4 kuten mahdollisia </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viiv\u00e4styssakkoja, suoritukseen liittyvi\u00e4 palkkioita, laatusakkoja sek\u00e4 liikekohteiden </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mahdolliset vuokravastuuvelvoitteet. Vuokrattujen neli\u00f6iden ja neli\u00f6hintojen perusteella </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4r\u00e4ytyv\u00e4 kauppahinnan osuus k\u00e4sitell\u00e4\u00e4n muuttuvana vastikkeena osana </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohintaa. Vuokravastuuvelvoitteiden m\u00e4\u00e4r\u00e4\u00e4 ja todenn\u00e4k\u00f6isyytt\u00e4 arvioidaan </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hankkeen edetess\u00e4.</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Omaperusteisissa toimitilahankkeissa ajan kuluessa tulouttamisen kriteerien t\u00e4yttyminen </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan sopimusehtojen perusteella sopimuskohtaisesti. Omaperusteiset </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitilahankkeet, joissa ajan kuluessa tulouttamisen kriteerit eiv\u00e4t t\u00e4yty, tuloutetaan </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhten\u00e4 ajankohtana m\u00e4\u00e4r\u00e4ysvallan siirtyess\u00e4 asiakkaalle eli kohteen valmistuttua </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle luovuttamisen hetkell\u00e4. </span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n rakentamispalvelun tarkasteluhetkeen menness\u00e4 suoritetusta </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ty\u00f6st\u00e4 johtuvien menojen osuutena hankkeen arvioiduista kokonaismenoista.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat tontteihin liittyvi\u00e4 menoja </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suoritevelvoitteen. </span></div><div class=\"ps7773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Urakkarakentaminen</span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Suoritevelvoitteet ja transaktiohinnan m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4 riippuu sopimuksesta, ja se analysoidaan aina </span></div><div class=\"ps7775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti. Useimmissa tapauksissa kyse on kuitenkin integroidun </span></div><div class=\"ps7776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kokonaisuuden toimittamisesta, joka muodostaa yhden suoritevelvoitteen. </span></div><div class=\"ps7777 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4, kuten mahdollisia viiv\u00e4styssakkoja </span></div><div class=\"ps7778 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sek\u00e4 bonuksia. Erityisesti allianssihankkeissa bonukset saattavat olla merkitt\u00e4vi\u00e4.</span></div><div class=\"ps7780 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7781 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Ajan kuluessa tulouttamisen kriteerit t\u00e4yttyv\u00e4t p\u00e4\u00e4osassa urakoinnin asiakassopimuksia, </span></div><div class=\"ps7782 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">koska ty\u00f6 tehd\u00e4\u00e4n useimmiten asiakkaan maa-alueelle. Toisin sanoen asiakkaalla on </span></div><div class=\"ps7783 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">m\u00e4\u00e4r\u00e4ysvalta omaisuuser\u00e4\u00e4n, johon ty\u00f6 suoritetaan. YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps7785 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamispalvelun tarkasteluhetkeen menness\u00e4 realisoituneiden kustannusten osuutena </span></div><div class=\"ps7786 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">hankkeen arvioiduista kokonaiskustannuksista.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Elinkaari- ja PPP-hankkeet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikissa elinkaari- ja PPP-hankkeissa on maksuperusteena kohteen k\u00e4ytett\u00e4vyys tai </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">laatu, jolloin taseeseen kirjattavaa aineetonta oikeutta ei synny. </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki ne hankkeet, joissa YIT on suorana sopimusosapuolena asiakkaaseen n\u00e4hden, </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat asiakkaan rahoittamia. N\u00e4iss\u00e4 hankkeissa rakentamis- tai </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusparantamispalveluista ja yll\u00e4pitovaiheista saamansa myyntituotot YIT tulouttaa ajan </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa erillisin\u00e4 suoritevelvoitteina. YIT saa maksut rakentamisaikana rakentamisen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edistymiseen perustuen. Palvelujaksolla YIT saa maksut kuukausittain, mik\u00e4 vastaa </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotettuja palveluita. Elinkaari- ja PPP-hankkeissa on k\u00e4ytett\u00e4vyysv\u00e4hennyksi\u00e4, jotka </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4sitell\u00e4\u00e4n muuttuvina vastikkeina. Rakentamisvaiheen vastike on sidottu </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuskustannusindeksiin ja palvelujaksot yll\u00e4pidon indeksiin. Indeksit tarkistetaan </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuosittain. YIT:ll\u00e4 ei ole kohteisiin liittyv\u00e4\u00e4 merkitt\u00e4v\u00e4\u00e4 oheisk\u00e4ytt\u00f6oikeutta. </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankkeet, joissa sopimusosapuolena asiakkaaseen n\u00e4hden on YIT:n ja toisen osapuolen </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustama yhteisyritys, on toteutettu mallilla, jossa rahoituksesta vastaa yhteisyritys. YIT </span></div><div class=\"ps2391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimii urakoitsijana ja palveluntuottajana yhteisyritykselle ja kirjaa myyntituotot </span></div><div class=\"ps2392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aikaisemmin kuvatulla tavalla. </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on my\u00f6s osapuolena konsortioissa, jotka ovat asiakkaaseen n\u00e4hden </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusosapuolena. YIT vastaa n\u00e4iss\u00e4 hankkeissa kohteen rakentamisesta. YIT saa </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksut rakentamisaikana rakentamisen edistymiseen perustuen ja tulouttaa ajan </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa rakentamispalvelut.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">M</span><span class=\"f charStyle-37f3c1a8 ps7790\">yyntituottojen arvostaminen ja kirjaaminen</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suurin osa YIT:n liiketoiminnasta on projektiluontoista, ja projektit saattavat jakaantua </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">usealle eri vuodelle. Projektien tuloutus ajan kuluessa perustuu ennustettuihin tuottoihin ja </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kustannuksiin sek\u00e4 projektin luotettavaan t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen. N\u00e4m\u00e4 </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin johdon arvioita, joita kuvataan tarkemmin j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Johdon merkitt\u00e4v\u00e4\u00e4n harkintaan perustuvat ratkaisut myyntituottojen arvostamisessa ja </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjaamisessa liittyv\u00e4t suoritevelvoitteiden m\u00e4\u00e4r\u00e4\u00e4n, arvioihin sopimuksen </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta eli toteutuvista myyntituotoista, t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen, </span></div><div class=\"ps7800 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloutuksen ajoittumiseen omaperusteisissa asuinrakennushankkeissa sek\u00e4 Suomen </span></div><div class=\"ps7801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaperusteisiin asuinrakennushankkeisiin.</span></div><div class=\"ps2883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4</span></div><div class=\"ps2610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suoritevelvoitteita tunnistaessaan YIT:n johto arvioi muun muassa eri teht\u00e4vien ja </span></div><div class=\"ps2611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palveluiden v\u00e4list\u00e4 yhteytt\u00e4 ja sit\u00e4, voiko asiakas hy\u00f6ty\u00e4 niist\u00e4 erikseen. Merkitt\u00e4v\u00e4 johdon </span></div><div class=\"ps2612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">harkinta suoritevelvoitteiden tunnistamisessa liittyy rakentamispalvelun ohessa </span></div><div class=\"ps2613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitettaviin suoritteisiin. Johdon harkintaan perustuva ratkaisu on k\u00e4sitell\u00e4 </span></div><div class=\"ps2614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelu ja asiakassopimukseen sis\u00e4ltyv\u00e4 tontin luovutus yhten\u00e4 </span></div><div class=\"ps2615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps2481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps2482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua.</span><span class=\"f charStyle-42d14346 ps7802\"> </span><span class=\"f charStyle-42d14346 ps7803\">YIT:n johdon harkinnan </span></div><div class=\"ps2483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan joihinkin toimitilahankkeisiin liittyv\u00e4 vuokrausvelvoite eli niin sanottu </span></div><div class=\"ps2484 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen rakentamispalvelun kanssa. </span></div><div class=\"ps2485 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa sovitulla tavalla rakennettu tai </span></div><div class=\"ps2486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusparannettu ja vuokrattu kohde, eli johdon n\u00e4kemyksen mukaan kokonaislupaus </span></div><div class=\"ps2487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina erillisen </span></div><div class=\"ps2488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakennuspalvelun ja vuokrauspalvelun sijaan.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Myyntituottojen m\u00e4\u00e4ritt\u00e4miseksi johto joutuu arvioimaan asiakkaalta saatavaksi </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">odotettuun transaktiohintaan vaikuttavia tekij\u00f6it\u00e4, jotka sis\u00e4lt\u00e4v\u00e4t muuttuvat osuudet </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot. YIT sis\u00e4llytt\u00e4\u00e4 transaktiohintaan </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvat vastikkeet kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, joiden osalta </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 kirjattuihin myyntituottoihin ei jouduta my\u00f6hemmin</span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 peruutusta, kun muuttuvaan vastikkeeseen liittyv\u00e4 ep\u00e4varmuus </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ratkeaa. YIT arvioi alkuper\u00e4isen transaktiohinnan sopimuskohtaisesti. YIT solmii vain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksia, jotka sen arvion mukaan todenn\u00e4k\u00f6isesti toteutetaan sovitun mukaisesti. </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">T\u00e4m\u00e4n takia alkuper\u00e4isess\u00e4 transaktiohinnassa ei tyypillisesti arvioida sakkoja </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuviksi. Muuttuvat vastikkeet arvioidaan uudelleen jokaisella raportointihetkell\u00e4 </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti.</span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4v\u00e4t bonukset liittyv\u00e4t p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti infra-allianssihankkeisiin, joissa kaikki </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin osapuolet vaikuttavat bonusten toteutumiseen. Koska bonusten toteutuminen </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ei ole yksinomaan YIT:n suorituksen onnistumisesta johtuvaa, YIT rajoittaa muuttuvan </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vastikkeen tuloutusta eik\u00e4 sis\u00e4llyt\u00e4 vain oman suorituksensa perusteella bonuksia </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">transaktiohintaan. Bonusten toteutumisen todenn\u00e4k\u00f6isyytt\u00e4 arvioitaessa huomioidaan </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin kaikkien osapuolien suoriutuminen yhten\u00e4 kokonaisuutena.</span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4vi\u00e4 muuttuvia vastikkeita liittyy joihinkin asiakassopimuksiin </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vuokravastuuvelvoitteina. T\u00e4ll\u00f6in YIT:n saama vastike muuttuu kohteen vuokrauksen </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">onnistumisen perusteella eli toteutuneiden vuokrausasteiden ja -hintojen perusteella. YIT </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rajoittaa n\u00e4iss\u00e4 sopimuksissa muuttuvan vastikkeen tuloutusta eik\u00e4 tulouta sellaista </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvan vastikkeen osuutta, jonka toteutuminen ei ole eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4. Johto </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekee arvion eritt\u00e4in todenn\u00e4k\u00f6iseksi arvioidun muuttuvan vastikkeen m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps7807 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kohdekohtaisesti historiatiedon ja kohdekohtaisen aineiston perusteella.</span></div><div class=\"ps7809 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Joissakin tapauksissa YIT:ll\u00e4 ja asiakkaalla saattaa ilmet\u00e4 erimielisyyksi\u00e4 YIT:n asiakkaalle </span></div><div class=\"ps7810 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat esimerkiksi johtua lis\u00e4- </span></div><div class=\"ps7811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista </span></div><div class=\"ps7812 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa YIT arvioi juridisen asemansa ja soveltaa IFRS 15 </span></div><div class=\"ps7813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimusmuutokset -ohjeistusta.</span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">T\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rakennushankkeissa YIT k\u00e4ytt\u00e4\u00e4 t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen panokseen perustuvaa </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4\u00e4. Johdon harkinnan mukaan kertyneiden kustannusten eli raaka-aineiden, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6panoksen ja muiden hanketta kohti valmistumista edist\u00e4vien toimenpiteiden </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kerrytt\u00e4mien kustannusten suhteuttaminen ennustettuihin kokonaiskustannuksiin kuvaa </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenmukaisimmin rakennushankkeen etenemist\u00e4 kohti valmistumista. Vastaavasti </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutumatta olevat kustannukset suhteessa ennustettuihin kokonaiskustannuksiin </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuvaavat t\u00e4ytt\u00e4m\u00e4tt\u00e4 olevan suoritteen m\u00e4\u00e4r\u00e4\u00e4 eli YIT:n velvoitetta t\u00e4ytt\u00e4\u00e4 osittain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luovuttamattoman suoritevelvoitteen osuutta.</span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Panoksiin perustuvissa t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4mismenetelmiss\u00e4 luotettavan arvion </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tekemiseksi sopimuksen toteuttamiseksi arvioidut kustannukset m\u00e4\u00e4ritell\u00e4\u00e4n ja </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksil\u00f6id\u00e4\u00e4n mahdollisimman tarkasti. Asiakassopimusten kokonaistuloksen laskenta </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4lt\u00e4\u00e4 arvioita my\u00f6s sopimuksen loppuunsaattamiseksi tarvittavien </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskustannusten kehittymisest\u00e4. Kokonaiskustannusennuste saattaa sis\u00e4lt\u00e4\u00e4 my\u00f6s </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioita kiistanalaisiin aliurakoitsijoiden kustannuksiin liittyen. N\u00e4iden vaikutusta </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannusennusteeseen arvioidessaan YIT:n johto arvioi niiden tilanteen sen hetkiseen </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">parhaaseen tietoon perustuen. Yhti\u00f6n johdon tekem\u00e4st\u00e4 huolellisesta arviosta huolimatta </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopputulema voi erota arviosta. Sopimusten tulouttamiseen liittyvi\u00e4 arvioita p\u00e4ivitet\u00e4\u00e4n </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">s\u00e4\u00e4nn\u00f6llisesti ja luotettavasti.</span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li arviot ajan kuluessa tuloutettavan asiakassopimuksen lopputulemasta muuttuvat, </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutettua myynti\u00e4 ja voittoa muutetaan sill\u00e4 raportointikaudella, jolla muutos on ensi </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertaa tiedossa ja arvioitavissa. Kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen valmiiksi </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saamiseen tarvittavat kokonaismenot ylitt\u00e4v\u00e4t asiakassopimuksesta saatavat </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaistulot, odotettavissa oleva tappio kirjataan kuluksi v\u00e4litt\u00f6m\u00e4sti. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutuksen ajoittuminen omaperusteisissa asuinrakennushankkeissa</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n johto tekee maakohtaista harkintaa suoritevelvoitteiden t\u00e4yttymisen ajoittumisesta. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Harkintaa tehdess\u00e4\u00e4n johto tarkastelee muun muassa paikallista lains\u00e4\u00e4d\u00e4nt\u00f6\u00e4 ja </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimusten ehtoja arvioidessaan m\u00e4\u00e4r\u00e4ysvallan siirtymisen kriteereit\u00e4. </span><span class=\"f charStyle-42d14346 ps7814\">Arvioinnin </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskeisi\u00e4 seikkoja ovat, ett\u00e4 YIT on t\u00e4ytt\u00e4nyt sopimuksen mukaisen suoritevelvoitteensa, </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viranomainen on hyv\u00e4ksynyt kohteen k\u00e4ytt\u00f6\u00f6notettavaksi ja YIT:ll\u00e4 on oikeus maksuun </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalta. </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suomen omaperusteiset asuinrakennushankkeet</span></div><div class=\"ps5053 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomessa asuntojen myynti on yhti\u00f6kuorena toimivan asunto-osakeyhti\u00f6n osakkeiden </span></div><div class=\"ps5054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myynti\u00e4. Omaperusteisessa asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla </span></div><div class=\"ps5055 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojataan rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n </span></div><div class=\"ps5057 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liittyv\u00e4t rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps5059 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakeyhti\u00f6 ei harjoita liiketoimintaa ja p\u00e4\u00e4t\u00f6kset tapahtuvat edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps5060 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. Transaktion todellisen luonteen perusteella myynti k\u00e4sitell\u00e4\u00e4n IFRS 15:n </span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisena myyntituottona.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKEVAIHDON JAOTTELU</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin liikevaihto koostuu myyntituotoista asiakassopimuksista. YIT:n tarjoamia palveluita ja tuotteita kuvataan Segmenttitiedot-liitetiedossa. Muun tyyppisi\u00e4 tuottoja kuvataan liitetiedossa Liiketoiminnan muut tuotot.</span></div><div class=\"ps7818 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Markkina-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">296<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">509<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0266<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7816 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">443<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Baltian maat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">73<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">126<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">199<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">T\u0161ekki, Slovakia, Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">244<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Skandinavia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7619 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7620 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7621 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7622 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7623 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Norja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7817 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4956 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7646 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">317<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7647 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7648 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">649<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7649 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">517<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7650 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7651 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7820 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihdon tuloutusajankohta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">133<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">619<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">511<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0297<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Yhten\u00e4 ajankohtana<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">163<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">271<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7816 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">460<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7611 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7612 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">317<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7613 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7614 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">649<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7615 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">517<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7616 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7617 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7822 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7823 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7824 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7825 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7826 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7827 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3454 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Markkina-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7828 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">399<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7829 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7830 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">550<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7831 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">361<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7832 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7833 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0309<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7834 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7835 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7836 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7837 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7838 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7839 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">486<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Baltian maat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7841 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7842 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7843 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">173<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7844 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7845 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7846 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">256<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">T\u0161ekki, Slovakia, Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7847 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7848 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">222<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7849 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7850 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7851 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7852 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">231<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Skandinavia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7853 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7854 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7855 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7856 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7857 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7858 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1963 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7859 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7860 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7861 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7862 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7863 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7864 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4948 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Norja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7865 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7866 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7867 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7868 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7869 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7870 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps45 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7871 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7872 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7873 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7874 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7875 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7877 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7878 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">427<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7879 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7880 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7881 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">393<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7882 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7883 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7919 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7886 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7887 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7888 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7889 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7890 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7891 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihdon tuloutusajankohta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7893 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">148<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7894 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7895 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">711<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7896 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">385<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7897 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7898 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0287<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Yhten\u00e4 ajankohtana<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7900 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7901 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">261<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7902 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7903 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7904 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7905 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">533<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7907 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7908 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7909 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7910 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7911 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7912 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3321 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7913 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">427<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7914 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7915 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7916 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">393<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7917 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7918 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">ASIAKASSOPIMUKSIIN PERUSTUVAT OMAISUUSER\u00c4T JA </span><span class=\"f charStyle-8e57c0e9 ps7920\">VELAT</span></div><div class=\"ps7931 ss0\"><div class=\"ss889 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps7923 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps6904 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #25414d;padding:0\"><div class=\"ps2044 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #25414d;padding:0\"><div class=\"ps7924 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt solid #25414d;padding:0\"><div class=\"ps6910 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Pitk\u00e4aikaiset asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7925 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6923 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Lyhytaikaiset asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7926 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">192<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6925 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">199<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat velat, saadut ennakot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7927 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6928 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">204<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2066 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut asiakassopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Myytyjen huoneistojen taloyhti\u00f6lainaosuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7928 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6941 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2074 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Myytyjen huoneistojen vuokratonttien vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7929 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6945 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut asiakassopimuksiin perustuvat velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7930 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6949 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7933 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Asiakassopimuksiin perustuvat velat, saadut ennakot sis\u00e4lt\u00e4v\u00e4t ajan kuluessa tuloutettavien hankkeiden ty\u00f6netenem\u00e4n ylitt\u00e4v\u00e4t </span></div><div class=\"ps7934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassuoritukset sek\u00e4 tulouttamattomiin myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t asiakassuoritukset. Lyhytaikaiset saadut ennakot </span></div><div class=\"ps7935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutuvat seuraavan vuoden aikana.</span></div><div class=\"ps7937 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Asiakassopimuksiin liittyv\u00e4t takuuvaraukset sek\u00e4 10-vuotisvastuuvaraukset esitet\u00e4\u00e4n liitetiedossa 25 Varaukset.</span></div><div class=\"ps7939 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SUORITEVELVOITTEET</span></div><div class=\"ps7940 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osittain t\u00e4ytetyille tai kokonaan t\u00e4ytt\u00e4m\u00e4tt\u00e4 oleville suoritevelvoitteille kohdistettu transaktiohinta liittyy myytyihin hankkeisiin.</span></div><div class=\"ps7952 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:295.5pt\"></td><td style=\"padding:0;width:90.75pt\"></td><td style=\"padding:0;width:90.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7943 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7942\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7944 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7942\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Tulouttamaton transaktiohinta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7946 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7945\">2\u00a0223<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7947 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7945\">2\u00a0318<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-42d14346 ps1762\">Seuraavana vuonna tuloutettava<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7948 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0160<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7949 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0170<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-42d14346 ps1762\">My\u00f6hemmin tuloutettava<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7950 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0062<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7951 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0149<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">YHTEISET TOIMINNOT</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n tyypillisi\u00e4 yhteisi\u00e4 toimintoja ovat ty\u00f6yhteenliittym\u00e4t ja konsortiot. Konsortiot on lueteltu elinkaari- ja PPP-hankkeet taulukossa. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ty\u00f6yhteenliittym\u00e4 ei ole erillinen oikeushenkil\u00f6, ja se perustetaan vain yhden projektin toteuttamista varten, mink\u00e4 j\u00e4lkeen se puretaan. </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ty\u00f6yhteenliittym\u00e4 tekee yhteisen tarjouksen ja sopimuksen, josta ty\u00f6yhteenliittym\u00e4n osapuolet vastaavat yhteisvastuullisesti asiakkaaseen ja </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kolmansiin n\u00e4hden.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Alla olevassa taulukossa luetellaan merkitt\u00e4vimpi\u00e4 ty\u00f6yhteenliittymi\u00e4.</span></div><div class=\"ps7978 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:159.75pt\"></td><td style=\"padding:0;width:105.75pt\"></td><td style=\"padding:0;width:105.75pt\"></td><td style=\"padding:0;width:105.75pt\"></td></tr><tr style=\"height:36.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps9 ss893\"><div><div class=\"ps7956 ss892\"><span class=\"f charStyle-93f9a1a0 ps7\">Hanke<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7958 ss895\"><div><div class=\"ps7956 ss894\"><span class=\"f charStyle-93f9a1a0 ps7957\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7960 ss895\"><div><div class=\"ps7956 ss894\"><span class=\"f charStyle-93f9a1a0 ps7959\">Sopimusp\u00e4iv\u00e4m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7966 ss895\"><div><div class=\"ps2041 ss894\"><span class=\"f charStyle-93f9a1a0 ps7961\">Sopimuksen <span class=\"f ps104\"> </span></span></div><div class=\"ps7963 ss894\"><span class=\"f charStyle-93f9a1a0 ps7962\">kokonaisarvo </span></div><div class=\"ps7964 ss894\"><span class=\"f charStyle-93f9a1a0 ps4087\">ty\u00f6yhteenliittym\u00e4lle, </span></div><div class=\"ps7956 ss894\"><span class=\"f charStyle-93f9a1a0 ps7965\">milj. eur*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #294754;padding:0\"><div class=\"ps7061 ss896\"><div><div class=\"ps234 ss892\"><span class=\"f charStyle-42d14346 ps7\">Kruunusillat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7968 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7967\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #294754;padding:0\"><div class=\"ps7970 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7969\">09/2021<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #294754;padding:0\"><div class=\"ps7972 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7971\">126<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss896\"><div><div class=\"ps234 ss892\"><span class=\"f charStyle-42d14346 ps7\">Espoon kaupunkirata AU2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7974 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7973\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7975 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7969\">02/2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7977 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7976\">36<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7979 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Perustuu arvioon sopimuksen kokonaisarvosta sopimuksen tekohetkell\u00e4. </span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">ELINKAARI- JA PPP-HANKKEE</span><span class=\"f charStyle-8e57c0e9 ps7980\">T</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Elinkaari- ja PPP-hankkeissa (Public Private Partnership) palveluntuottaja suunnittelee ja rakentaa tai perusparantaa palvelujen </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuottamisessa k\u00e4ytett\u00e4v\u00e4n kohteen, kuten koulun tai tiest\u00f6n, ja yll\u00e4pit\u00e4\u00e4 sit\u00e4 sopimuskauden ajan. Yll\u00e4pidon sopimuskausi on tyypillisesti </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">pitk\u00e4, 20\u201325 vuotta. Elinkaari- ja PPP-hankkeita k\u00e4ytet\u00e4\u00e4n suurissa julkisissa rakentamis- ja korjausrakentamisprojekteissa, asiakkaana on </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillisesti julkinen sektori. YIT:ll\u00e4 on hankkeita, joissa se itse vastaa asiakkaaseen n\u00e4hden kaikista sopimusvelvoitteista, sek\u00e4 hankkeita, </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jotka on toteutettu yhteisyrityksen tai konsortion kautta yhdess\u00e4 toisen osapuolen kanssa.</span></div><div class=\"ps7978 ss0\"><div class=\"ss905 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:165.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:18.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps9 ss899\"><div><div class=\"ps4420 ss898\"><span class=\"f charStyle-93f9a1a0 ps7\">Hanke<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7983 ss900\"><div><div class=\"ps4420 ss776\"><span class=\"f charStyle-93f9a1a0 ps7982\">Sopimusp\u00e4iv\u00e4m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7960 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7984\">Rakennusvaihe<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7986 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7985\">Palvelujakso<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7990 ss501\"><div><div class=\"ps7988 ss445\"><span class=\"f charStyle-93f9a1a0 ps7987\">Kokonaisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps4420 ss445\"><span class=\"f charStyle-93f9a1a0 ps7989\">milj. eur*</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7991 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Oulu, Kastellin monitoimitalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7993 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2006<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7995 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7997 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7999 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">86<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps16 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, kouluja ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8000 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2009<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8001 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8002 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2036<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8003 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">94<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8004 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Jyv\u00e4skyl\u00e4, Huhtasuon koulukeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8005 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2012<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8006 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8008 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8009 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps1716 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, Lintuvaaran koulu ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8010 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">01/2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8011 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8012 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8013 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps2764 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Pudasj\u00e4rvi, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8014 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8015 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8016 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2041<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8017 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8018 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, P\u00e4iv\u00e4nkehr\u00e4n koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8019 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8020 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8021 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8022 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps6522 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kokkola, Torkinm\u00e4en koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8023 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">04/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8024 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8025 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8027 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8028 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Hollola, Heinsuo ja Kalliolan koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8029 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8030 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8031 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2037<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8032 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8033 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">E18 Hamina- Vaalimaa (PPP-hanke)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8034 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8035 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8036 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2034<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8037 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps3979\">378<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5937 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Pudasj\u00e4rvi, palvelutalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8038 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">11/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8039 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8040 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2036<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8041 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8042 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Porvoo, kouluja ja p\u00e4iv\u00e4koteja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8043 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8044 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8045 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2038<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8046 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3399 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Jynk\u00e4n ja Karttulan koulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8047 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2016<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8048 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8049 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2038<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8050 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7877 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">H\u00e4meenlinna, Nummikeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8051 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2016<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8052 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8053 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8054 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4439 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Parkano, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8055 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8056 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8057 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8058 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">25<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4442 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Sodankyl\u00e4 hyvinvointikeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8059 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8060 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8061 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8062 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">31<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4454 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kirstin koulu ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8063 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8064 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8065 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8066 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8067 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Hiltulanlahden koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8068 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8069 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8070 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8071 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8072 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Kuntolaakso<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8073 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8074 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8075 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8076 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8077 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Imatra, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8078 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">05/2018<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8079 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8080 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2040<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8081 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">55<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5957 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Juva, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8082 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">01/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8083 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8084 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2040<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8085 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3412 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Helsinki, Vuosaaren lukio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8086 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">08/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8087 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8088 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8089 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">20<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7196 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Pudasj\u00e4rvi, Hyv\u00e4n olon keskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8090 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8091 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8092 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2041<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8093 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">36<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps82 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Lappeenranta, Lauritsalan koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8094 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">11/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8095 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8096 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2041<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8097 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">32<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8098 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Viherlaakson koulu ja lukio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8099 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2016<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8100 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8101 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8102 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3213 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, Tuomarilan koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8103 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8104 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8105 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8106 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps7978 ss0\"><div class=\"ss905 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:165.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:18.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps9 ss899\"><div><div class=\"ps4420 ss898\"><span class=\"f charStyle-93f9a1a0 ps7\">Hanke<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7983 ss900\"><div><div class=\"ps4420 ss776\"><span class=\"f charStyle-93f9a1a0 ps7982\">Sopimusp\u00e4iv\u00e4m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7960 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7984\">Rakennusvaihe<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7986 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7985\">Palvelujakso<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7990 ss501\"><div><div class=\"ps7988 ss445\"><span class=\"f charStyle-93f9a1a0 ps7987\">Kokonaisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps4420 ss445\"><span class=\"f charStyle-93f9a1a0 ps7989\">milj. eur*</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7991 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Sodankyl\u00e4 monitoimitalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7993 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">08/2020<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7995 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7997 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2042<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7999 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">35<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps16 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Rajalan koulun laajennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8000 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2020<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8001 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8002 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2036<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8003 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8004 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Hiltulanlahden koulun laajennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8005 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8006 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8008 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8009 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps1716 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, Laajalahden koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8010 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8011 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8012 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8013 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps2764 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Etel\u00e4-Nummelan koulu ja p\u00e4iv\u00e4kotikeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8014 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">04/2021<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8015 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8016 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2043<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8017 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8018 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Valkealan monitoimitalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8019 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2021<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8020 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8021 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2043<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8022 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">38<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps6522 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, kouluja (PPP-hanke)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8023 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2020<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8024 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8025 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2042<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8027 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps3979\">300<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8028 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4\u00e4ksyn yhteiskoulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8029 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">02/2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8030 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8031 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2044<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8032 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8033 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Gesterbyn koulukeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8034 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8035 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8036 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2045<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8037 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5937 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Jynk\u00e4n koulun laajennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8038 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">05/2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8039 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8040 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2037<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8041 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8042 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Siilinj\u00e4rvi, Siilinlahden koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8043 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">07/2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8044 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8045 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2045<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8046 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3399 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Siilinj\u00e4rvi, Ahmon koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8047 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">07/2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8048 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8049 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2047<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8050 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7877 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Melkinlaiturin peruskoulu ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8051 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">08/2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8052 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8053 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2047<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8054 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">44<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4439 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Turku p\u00e4iv\u00e4kodit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8055 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8056 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8057 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2048<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8058 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">72<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8110 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Perustuu arvioon sopimuksen kokonaisarvosta sopimuksen tekohetkell\u00e4. Konsortioiden osalta ilmoitettu YIT:n osuus. PPP-hankkeiden osalta on </span></div><div class=\"ps8111 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">ilmoitettu koko hankkeen arvo.</span></div><span class=\"f charStyle-c6f424d9 ps622\">**Elinkaarihanke toteutettu konsortiona (yhteinen toiminto), jossa YIT vastaa rakentamisesta ja konsortion toinen osapuoli vastaa yll\u00e4pidosta</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-395": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_254\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">4. </span><span class=\"f charStyle-a50e2afc ps7712\">ASIAKASSOPIMU</span><span class=\"f charStyle-a50e2afc ps7713\">KSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Myyntituottojen esitt\u00e4minen ja arvostaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">YIT esitt\u00e4\u00e4 liikevaihdossa asiakassopimuksista saadut myyntituotot, joista on v\u00e4hennetty </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">v\u00e4lilliset verot ja alennukset. Asiakkaalta saatavaksi odotettu transaktiohinta, joka sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">muuttuvat osuudet kuten mahdolliset sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">arvioidaan sopimuksen alkaessa. Muuttuvan transaktiohinnan m\u00e4\u00e4r\u00e4 tai osa siit\u00e4 </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">huomioidaan myyntituottojen tuloutuksessa kuitenkin vain siihen asti kuin on </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">todenn\u00e4k\u00f6ist\u00e4, ettei kirjattujen myyntituottojen m\u00e4\u00e4r\u00e4\u00e4n jouduta tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">peruutusta, kun muuttuvaan transaktiohintaan liittyv\u00e4 ep\u00e4varmuustekij\u00e4 my\u00f6hemmin </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">poistuu. Arvioitu transaktiohinta p\u00e4ivitet\u00e4\u00e4n jokaisen raportointikauden lopussa. Kulut, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">jotka syntyv\u00e4t ennen sopimuksen saamista ja jotka eiv\u00e4t ole aktivointikelpoisia muiden </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">standardien mukaan, kirjataan kuluksi. YIT aktivoi sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menot, jotka t\u00e4ytt\u00e4v\u00e4t aktivointikriteerit, ja jaksottaa ne kuluksi t\u00e4ytt\u00e4misasteen mukaisesti. </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat YIT:ll\u00e4 tyypillisesti tontteihin liittyvi\u00e4 </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menoja rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">suoritevelvoitteen. Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot esitet\u00e4\u00e4n taseen Vaihto-</span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">omaisuus-er\u00e4ss\u00e4. Joissakin asiakassopimuksissa asiakkaan suorittaman maksun ja yhti\u00f6n </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovuttamisen v\u00e4liss\u00e4 on ajallisesti merkitt\u00e4v\u00e4 ero. YIT soveltaa k\u00e4yt\u00e4nn\u00f6n </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">apukeinoa eik\u00e4 oikaise luvattua vastikem\u00e4\u00e4r\u00e4\u00e4 rahoituskomponentin vaikutuksilla, kun </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovutuksen ja maksun v\u00e4liss\u00e4 odotetaan olevan enint\u00e4\u00e4n vuoden pituinen </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">aika. Merkitt\u00e4v\u00e4 rahoituskomponentti kirjataan, jos 12 kuukauden rahoituspositio ylittyy ja </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">vuoden keskim\u00e4\u00e4r\u00e4inen rahoituskorko on sopimuksen kannalta merkitt\u00e4v\u00e4.</span><span class=\"f charStyle-a8efee87 ps7733\"> </span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Suoritevelvoitteet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Transaktiohinta kohdennetaan suoritevelvoitteille erillismyyntihintoihin perustuen, jos </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimukseen liittyy enemm\u00e4n kuin yksi suoritevelvoite. P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti rakentamisessa </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on kyse yhden integroidun kokonaisuuden toimittamisesta, jolloin sopimuksessa on yksi </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoite. Erityispiirteit\u00e4 suoritevelvoitteiden osalta on kuvattu j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Lains\u00e4\u00e4d\u00e4nn\u00f6st\u00e4 tai yleisist\u00e4 ehdoista tulevat takuut eiv\u00e4t vaikuta liikevaihdon </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulouttamiseen, koska ne ovat varauksina k\u00e4sitelt\u00e4vi\u00e4 varmennustyyppisi\u00e4 takuita. Mik\u00e4li </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT on sitoutunut lakia tai yleisi\u00e4 ehtoja pidempiin takuuaikoihin, tavanomaisen takuun </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4v\u00e4 osuus erotetaan tuloutuksessa omaksi suoritevelvoitteeksi ja siihen liittyv\u00e4 osuus </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta tuloutetaan vasta palvelun toteutuessa. Tyypilliset sopimusmuutokset </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ovat lis\u00e4- ja muutost\u00f6it\u00e4, jotka useimmiten eiv\u00e4t lis\u00e4\u00e4 erotettavissa olevia palveluita ja/tai </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuotteita, ja ne k\u00e4sitell\u00e4\u00e4n n\u00e4in ollen osana alkuper\u00e4ist\u00e4 sopimusta. Mik\u00e4li lis\u00e4- ja/tai </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutosty\u00f6 t\u00e4ytt\u00e4isi erillisen suoritevelvoitteen kriteerit, k\u00e4sitell\u00e4\u00e4n se erikseen vain mik\u00e4li </span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">se on YIT:n m\u00e4\u00e4ritt\u00e4m\u00e4n olennaisuusrajan perusteella olennainen.</span></div><div class=\"ps7737 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntituottojen tuloutus tapahtuu kunkin suoritevelvoitteen osalta erikseen sen mukaan, </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuinka m\u00e4\u00e4r\u00e4ysvalta tavaran tai palvelun osalta asiakkaalle siirtyy. YIT:ll\u00e4 on sek\u00e4 ajan </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluessa ett\u00e4 yhten\u00e4 ajankohtana tuloutettavia myyntituottoja, joita kuvataan tarkemmin </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">j\u00e4ljemp\u00e4n\u00e4. </span><span class=\"f charStyle-42d14346 ps7738\">A</span><span class=\"f charStyle-42d14346 ps7739\">jan kuluessa tuloutettavien myyntituottojen m\u00e4\u00e4ritt\u00e4minen perustuu </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">panokseen perustuvaan t\u00e4ytt\u00e4misasteesee</span><span class=\"f charStyle-42d14346 ps7740\">n.</span><span class=\"f charStyle-42d14346 ps7741\"> Joissakin olosuhteissa esimerkiksi </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen varhaisissa vaiheissa YIT ei mahdollisesti pysty kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputulemaa, mutta se odottaa saavansa suoritevelvoitteen </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">t\u00e4ytt\u00e4miseksi syntyneet menot katetuiksi. N\u00e4iss\u00e4 olosuhteissa YIT kirjaa myyntituottoja </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vain syntyneiden menojen m\u00e4\u00e4r\u00e4\u00e4n asti, kunnes se pystyy kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputuleman. Mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valmiiksi saamiseen tarvittavat kokonaiskustannukset ylitt\u00e4v\u00e4t asiakassopimuksesta </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">saatavan transaktiohinnan, odotettavissa oleva ennakoitu tappio kirjataan varauksena </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluksi.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t ja -velat</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Jos sopimuksen laskutus on raportointihetkell\u00e4 pienempi kuin t\u00e4ytt\u00e4misasteen perusteella </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjatut myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana omaisuuser\u00e4n\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseen Myyntisaamiset ja muut saamiset -er\u00e4ss\u00e4. Jos sopimuksen laskutus on </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointihetkell\u00e4 suurempi kuin sopimuksen t\u00e4ytt\u00e4misasteen perusteella kirjatut </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana velkana taseen </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lyhytaikaisissa veloissa Asiakassopimuksiin perustuvat velat, saadut ennakot -er\u00e4ss\u00e4. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 esitet\u00e4\u00e4n Suomen tulouttamattomiin </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t taloyhti\u00f6lainaosuudet ja </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tonttivuokrasopimusvelat.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Tulouttamisen erityispiirteet</span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Omaperusteinen asuntorakentaminen Suomessa</span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Omaperusteiset asuinrakennushankkeet ovat YIT:n itse kehitt\u00e4mi\u00e4 hankkeita, joita ei ole </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyty rakentamisen alkaessa ja joista myyd\u00e4\u00e4n yksitt\u00e4isi\u00e4 asuinhuoneistoja rakentamisen </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">aikana kokonaisen rakennuksen sijaan. YIT urakoi perustamalleen asunto-osakeyhti\u00f6lle </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakennuksen. YIT myy rakentamansa asuinrakennuksen huoneistot myym\u00e4ll\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuluttajalle huoneiston hallintaan oikeuttavat osakkeet. Omaperusteisessa </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla suojataan </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n liittyv\u00e4t </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">osakeyhti\u00f6 ei harjoita liiketoimintaa, ja p\u00e4\u00e4t\u00f6kset tehd\u00e4\u00e4n edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">mukaisesti. YIT kirjaa asunto-osakkeiden myyntituotot IFRS 15 -standardin mukaan. IFRS </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">15:n mukaan k\u00e4sittely kuvastaa parhaiten liiketoimen taloudellista substanssia.</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Kun asiakas ja YIT allekirjoittavat kauppakirjan, syntyy YIT:lle IFRS 15:n mukainen sitova </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimus. Vaikka asiakkaalla on lakis\u00e4\u00e4teinen oikeus perua kauppa, YIT katsoo </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksen perumisesta aiheutuvan vahingonkorvauksen olevan asiakkaalle merkitt\u00e4v\u00e4 </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja sopimuksen t\u00e4ytt\u00e4v\u00e4n n\u00e4in ollen IFRS 15:n kriteerit sitovuudesta. YIT soveltaa </span></div><div class=\"ps576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimukseen IFRS 15:n viisivaiheista mallia. </span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Transaktiohinta ja tuloutusajankohta</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omaperusteisessa asuntorakentamisessa yksitt\u00e4iset asuinhuoneistot ovat erillisi\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteita. YIT saa ennakkomaksuja rakentamisen aikana myydyist\u00e4 asunnoista, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joista osa tapahtuu yli 12 kuukautta ennen asuinrakennuskohteen luovuttamista. YIT ei </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjaa n\u00e4ille maksuille rahan aika-arvoa, koska johdon n\u00e4kemys on, ett\u00e4 yksitt\u00e4isen </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimuksen kannalta rahoituskomponentti ei ole merkitt\u00e4v\u00e4. Omaperusteisten </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntorakentamisprojektien transaktiohinta sis\u00e4lt\u00e4\u00e4 muuttuvia elementtej\u00e4 kuten </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">my\u00f6h\u00e4stymissakkoja. Lis\u00e4ksi yksitt\u00e4isen myydyn asuinhuoneiston transaktiohinta sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myytyyn asuntoon kohdistuvan taloyhti\u00f6lainaosuuden, jonka takaisinmaksusta vastaa </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huoneiston ostaja. Suomalaisissa omaperusteisissa asuinrakennushankkeissa on </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillist\u00e4, ett\u00e4 osa rakentamisen kustannuksista katetaan yhti\u00f6lainoilla, jonka asunto-</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeyhti\u00f6 nostaa nimiss\u00e4\u00e4n. YIT:n asuinhuoneistojen myynnist\u00e4 saamat </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskauppahinnat eli transaktiohinnat sis\u00e4lt\u00e4v\u00e4t sek\u00e4 asiakkaiden maksamat </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppahinnat ett\u00e4 huoneistoihin kohdistuvat lainaosuudet. Keskener\u00e4isten </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisten asuinrakennushankkeiden osalta taloyhti\u00f6lainat esitet\u00e4\u00e4n konsernin </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">taseessa joko korollisena velkana (myym\u00e4tt\u00f6m\u00e4t huoneistot) tai muuna </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimukseen perustuvana velkana (myydyt huoneistot). Hankkeen valmistuttua </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat kirjataan tuotoksi liikevaihtoon. Liikevaihto </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana kohteen </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmistuessa, kun asuinhuoneiston m\u00e4\u00e4r\u00e4ysvalta siirtyy asiakkaalle. Suomessa </span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntokauppalain mukaisen peruutusoikeuden takia ajan kuluessa tuloutuksen kriteerit </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">eiv\u00e4t t\u00e4yty.</span></div><div class=\"ps7757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omaperusteinen asuntorakentaminen</span><span class=\"f charStyle-37f3c1a8 ps7754\"> It\u00e4isen Keski-Euroopa</span><span class=\"f charStyle-37f3c1a8 ps7755\">n</span><span class=\"f charStyle-37f3c1a8 ps7756\"> ja </span></div><div class=\"ps7758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Baltian maissa</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tuloutusajankohta</span></div><div class=\"ps7759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liikevaihto omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana </span></div><div class=\"ps7760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">viranomaisluvan saannin j\u00e4lkeen, kun YIT katsoo tosiasiallisesti t\u00e4ytt\u00e4neens\u00e4 </span></div><div class=\"ps7761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteensa.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Omaperusteinen toimitilarakentaminen</span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sovittu ty\u00f6n laajuus m\u00e4\u00e4ritt\u00e4\u00e4 suoritevelvoitteen. Jos sopimus sis\u00e4lt\u00e4\u00e4 useamman kuin </span></div><div class=\"ps7763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhden rakennuksen rakentamisen, jokainen rakennus on erillinen suoritevelvoite. </span></div><div class=\"ps7764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimukset, joissa YIT myy sek\u00e4 tontin ett\u00e4 rakentamispalvelun, k\u00e4sitell\u00e4\u00e4n yhten\u00e4 </span></div><div class=\"ps3565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps3567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua. Vuokrausvelvoitteen </span></div><div class=\"ps3569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t hankkeet eli ns. vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelun kanssa. N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovitulla tavalla rakennettu tai perusparannettu ja vuokrattu kohde eli johdon n\u00e4kemyksen </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan kokonaislupaus asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erillisen rakennuspalvelun ja vuokrauspalvelun sijaan. </span></div><div class=\"ps3578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimusten transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4 kuten mahdollisia </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viiv\u00e4styssakkoja, suoritukseen liittyvi\u00e4 palkkioita, laatusakkoja sek\u00e4 liikekohteiden </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mahdolliset vuokravastuuvelvoitteet. Vuokrattujen neli\u00f6iden ja neli\u00f6hintojen perusteella </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4r\u00e4ytyv\u00e4 kauppahinnan osuus k\u00e4sitell\u00e4\u00e4n muuttuvana vastikkeena osana </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohintaa. Vuokravastuuvelvoitteiden m\u00e4\u00e4r\u00e4\u00e4 ja todenn\u00e4k\u00f6isyytt\u00e4 arvioidaan </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hankkeen edetess\u00e4.</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Omaperusteisissa toimitilahankkeissa ajan kuluessa tulouttamisen kriteerien t\u00e4yttyminen </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan sopimusehtojen perusteella sopimuskohtaisesti. Omaperusteiset </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitilahankkeet, joissa ajan kuluessa tulouttamisen kriteerit eiv\u00e4t t\u00e4yty, tuloutetaan </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhten\u00e4 ajankohtana m\u00e4\u00e4r\u00e4ysvallan siirtyess\u00e4 asiakkaalle eli kohteen valmistuttua </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle luovuttamisen hetkell\u00e4. </span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n rakentamispalvelun tarkasteluhetkeen menness\u00e4 suoritetusta </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ty\u00f6st\u00e4 johtuvien menojen osuutena hankkeen arvioiduista kokonaismenoista.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat tontteihin liittyvi\u00e4 menoja </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suoritevelvoitteen. </span></div><div class=\"ps7773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Urakkarakentaminen</span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Suoritevelvoitteet ja transaktiohinnan m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4 riippuu sopimuksesta, ja se analysoidaan aina </span></div><div class=\"ps7775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti. Useimmissa tapauksissa kyse on kuitenkin integroidun </span></div><div class=\"ps7776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kokonaisuuden toimittamisesta, joka muodostaa yhden suoritevelvoitteen. </span></div><div class=\"ps7777 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4, kuten mahdollisia viiv\u00e4styssakkoja </span></div><div class=\"ps7778 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sek\u00e4 bonuksia. Erityisesti allianssihankkeissa bonukset saattavat olla merkitt\u00e4vi\u00e4.</span></div><div class=\"ps7780 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7781 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Ajan kuluessa tulouttamisen kriteerit t\u00e4yttyv\u00e4t p\u00e4\u00e4osassa urakoinnin asiakassopimuksia, </span></div><div class=\"ps7782 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">koska ty\u00f6 tehd\u00e4\u00e4n useimmiten asiakkaan maa-alueelle. Toisin sanoen asiakkaalla on </span></div><div class=\"ps7783 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">m\u00e4\u00e4r\u00e4ysvalta omaisuuser\u00e4\u00e4n, johon ty\u00f6 suoritetaan. YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps7785 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamispalvelun tarkasteluhetkeen menness\u00e4 realisoituneiden kustannusten osuutena </span></div><div class=\"ps7786 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">hankkeen arvioiduista kokonaiskustannuksista.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Elinkaari- ja PPP-hankkeet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikissa elinkaari- ja PPP-hankkeissa on maksuperusteena kohteen k\u00e4ytett\u00e4vyys tai </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">laatu, jolloin taseeseen kirjattavaa aineetonta oikeutta ei synny. </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki ne hankkeet, joissa YIT on suorana sopimusosapuolena asiakkaaseen n\u00e4hden, </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat asiakkaan rahoittamia. N\u00e4iss\u00e4 hankkeissa rakentamis- tai </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusparantamispalveluista ja yll\u00e4pitovaiheista saamansa myyntituotot YIT tulouttaa ajan </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa erillisin\u00e4 suoritevelvoitteina. YIT saa maksut rakentamisaikana rakentamisen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edistymiseen perustuen. Palvelujaksolla YIT saa maksut kuukausittain, mik\u00e4 vastaa </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotettuja palveluita. Elinkaari- ja PPP-hankkeissa on k\u00e4ytett\u00e4vyysv\u00e4hennyksi\u00e4, jotka </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4sitell\u00e4\u00e4n muuttuvina vastikkeina. Rakentamisvaiheen vastike on sidottu </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuskustannusindeksiin ja palvelujaksot yll\u00e4pidon indeksiin. Indeksit tarkistetaan </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuosittain. YIT:ll\u00e4 ei ole kohteisiin liittyv\u00e4\u00e4 merkitt\u00e4v\u00e4\u00e4 oheisk\u00e4ytt\u00f6oikeutta. </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankkeet, joissa sopimusosapuolena asiakkaaseen n\u00e4hden on YIT:n ja toisen osapuolen </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustama yhteisyritys, on toteutettu mallilla, jossa rahoituksesta vastaa yhteisyritys. YIT </span></div><div class=\"ps2391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimii urakoitsijana ja palveluntuottajana yhteisyritykselle ja kirjaa myyntituotot </span></div><div class=\"ps2392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aikaisemmin kuvatulla tavalla. </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on my\u00f6s osapuolena konsortioissa, jotka ovat asiakkaaseen n\u00e4hden </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusosapuolena. YIT vastaa n\u00e4iss\u00e4 hankkeissa kohteen rakentamisesta. YIT saa </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksut rakentamisaikana rakentamisen edistymiseen perustuen ja tulouttaa ajan </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa rakentamispalvelut.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">M</span><span class=\"f charStyle-37f3c1a8 ps7790\">yyntituottojen arvostaminen ja kirjaaminen</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suurin osa YIT:n liiketoiminnasta on projektiluontoista, ja projektit saattavat jakaantua </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">usealle eri vuodelle. Projektien tuloutus ajan kuluessa perustuu ennustettuihin tuottoihin ja </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kustannuksiin sek\u00e4 projektin luotettavaan t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen. N\u00e4m\u00e4 </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin johdon arvioita, joita kuvataan tarkemmin j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Johdon merkitt\u00e4v\u00e4\u00e4n harkintaan perustuvat ratkaisut myyntituottojen arvostamisessa ja </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjaamisessa liittyv\u00e4t suoritevelvoitteiden m\u00e4\u00e4r\u00e4\u00e4n, arvioihin sopimuksen </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta eli toteutuvista myyntituotoista, t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen, </span></div><div class=\"ps7800 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloutuksen ajoittumiseen omaperusteisissa asuinrakennushankkeissa sek\u00e4 Suomen </span></div><div class=\"ps7801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaperusteisiin asuinrakennushankkeisiin.</span></div><div class=\"ps2883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4</span></div><div class=\"ps2610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suoritevelvoitteita tunnistaessaan YIT:n johto arvioi muun muassa eri teht\u00e4vien ja </span></div><div class=\"ps2611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palveluiden v\u00e4list\u00e4 yhteytt\u00e4 ja sit\u00e4, voiko asiakas hy\u00f6ty\u00e4 niist\u00e4 erikseen. Merkitt\u00e4v\u00e4 johdon </span></div><div class=\"ps2612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">harkinta suoritevelvoitteiden tunnistamisessa liittyy rakentamispalvelun ohessa </span></div><div class=\"ps2613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitettaviin suoritteisiin. Johdon harkintaan perustuva ratkaisu on k\u00e4sitell\u00e4 </span></div><div class=\"ps2614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelu ja asiakassopimukseen sis\u00e4ltyv\u00e4 tontin luovutus yhten\u00e4 </span></div><div class=\"ps2615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps2481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps2482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua.</span><span class=\"f charStyle-42d14346 ps7802\"> </span><span class=\"f charStyle-42d14346 ps7803\">YIT:n johdon harkinnan </span></div><div class=\"ps2483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan joihinkin toimitilahankkeisiin liittyv\u00e4 vuokrausvelvoite eli niin sanottu </span></div><div class=\"ps2484 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen rakentamispalvelun kanssa. </span></div><div class=\"ps2485 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa sovitulla tavalla rakennettu tai </span></div><div class=\"ps2486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusparannettu ja vuokrattu kohde, eli johdon n\u00e4kemyksen mukaan kokonaislupaus </span></div><div class=\"ps2487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina erillisen </span></div><div class=\"ps2488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakennuspalvelun ja vuokrauspalvelun sijaan.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Myyntituottojen m\u00e4\u00e4ritt\u00e4miseksi johto joutuu arvioimaan asiakkaalta saatavaksi </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">odotettuun transaktiohintaan vaikuttavia tekij\u00f6it\u00e4, jotka sis\u00e4lt\u00e4v\u00e4t muuttuvat osuudet </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot. YIT sis\u00e4llytt\u00e4\u00e4 transaktiohintaan </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvat vastikkeet kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, joiden osalta </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 kirjattuihin myyntituottoihin ei jouduta my\u00f6hemmin</span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 peruutusta, kun muuttuvaan vastikkeeseen liittyv\u00e4 ep\u00e4varmuus </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ratkeaa. YIT arvioi alkuper\u00e4isen transaktiohinnan sopimuskohtaisesti. YIT solmii vain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksia, jotka sen arvion mukaan todenn\u00e4k\u00f6isesti toteutetaan sovitun mukaisesti. </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">T\u00e4m\u00e4n takia alkuper\u00e4isess\u00e4 transaktiohinnassa ei tyypillisesti arvioida sakkoja </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuviksi. Muuttuvat vastikkeet arvioidaan uudelleen jokaisella raportointihetkell\u00e4 </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti.</span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4v\u00e4t bonukset liittyv\u00e4t p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti infra-allianssihankkeisiin, joissa kaikki </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin osapuolet vaikuttavat bonusten toteutumiseen. Koska bonusten toteutuminen </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ei ole yksinomaan YIT:n suorituksen onnistumisesta johtuvaa, YIT rajoittaa muuttuvan </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vastikkeen tuloutusta eik\u00e4 sis\u00e4llyt\u00e4 vain oman suorituksensa perusteella bonuksia </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">transaktiohintaan. Bonusten toteutumisen todenn\u00e4k\u00f6isyytt\u00e4 arvioitaessa huomioidaan </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin kaikkien osapuolien suoriutuminen yhten\u00e4 kokonaisuutena.</span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4vi\u00e4 muuttuvia vastikkeita liittyy joihinkin asiakassopimuksiin </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vuokravastuuvelvoitteina. T\u00e4ll\u00f6in YIT:n saama vastike muuttuu kohteen vuokrauksen </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">onnistumisen perusteella eli toteutuneiden vuokrausasteiden ja -hintojen perusteella. YIT </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rajoittaa n\u00e4iss\u00e4 sopimuksissa muuttuvan vastikkeen tuloutusta eik\u00e4 tulouta sellaista </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvan vastikkeen osuutta, jonka toteutuminen ei ole eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4. Johto </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekee arvion eritt\u00e4in todenn\u00e4k\u00f6iseksi arvioidun muuttuvan vastikkeen m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps7807 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kohdekohtaisesti historiatiedon ja kohdekohtaisen aineiston perusteella.</span></div><div class=\"ps7809 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Joissakin tapauksissa YIT:ll\u00e4 ja asiakkaalla saattaa ilmet\u00e4 erimielisyyksi\u00e4 YIT:n asiakkaalle </span></div><div class=\"ps7810 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat esimerkiksi johtua lis\u00e4- </span></div><div class=\"ps7811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista </span></div><div class=\"ps7812 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa YIT arvioi juridisen asemansa ja soveltaa IFRS 15 </span></div><div class=\"ps7813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimusmuutokset -ohjeistusta.</span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">T\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rakennushankkeissa YIT k\u00e4ytt\u00e4\u00e4 t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen panokseen perustuvaa </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4\u00e4. Johdon harkinnan mukaan kertyneiden kustannusten eli raaka-aineiden, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6panoksen ja muiden hanketta kohti valmistumista edist\u00e4vien toimenpiteiden </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kerrytt\u00e4mien kustannusten suhteuttaminen ennustettuihin kokonaiskustannuksiin kuvaa </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenmukaisimmin rakennushankkeen etenemist\u00e4 kohti valmistumista. Vastaavasti </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutumatta olevat kustannukset suhteessa ennustettuihin kokonaiskustannuksiin </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuvaavat t\u00e4ytt\u00e4m\u00e4tt\u00e4 olevan suoritteen m\u00e4\u00e4r\u00e4\u00e4 eli YIT:n velvoitetta t\u00e4ytt\u00e4\u00e4 osittain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luovuttamattoman suoritevelvoitteen osuutta.</span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Panoksiin perustuvissa t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4mismenetelmiss\u00e4 luotettavan arvion </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tekemiseksi sopimuksen toteuttamiseksi arvioidut kustannukset m\u00e4\u00e4ritell\u00e4\u00e4n ja </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksil\u00f6id\u00e4\u00e4n mahdollisimman tarkasti. Asiakassopimusten kokonaistuloksen laskenta </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4lt\u00e4\u00e4 arvioita my\u00f6s sopimuksen loppuunsaattamiseksi tarvittavien </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskustannusten kehittymisest\u00e4. Kokonaiskustannusennuste saattaa sis\u00e4lt\u00e4\u00e4 my\u00f6s </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioita kiistanalaisiin aliurakoitsijoiden kustannuksiin liittyen. N\u00e4iden vaikutusta </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannusennusteeseen arvioidessaan YIT:n johto arvioi niiden tilanteen sen hetkiseen </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">parhaaseen tietoon perustuen. Yhti\u00f6n johdon tekem\u00e4st\u00e4 huolellisesta arviosta huolimatta </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopputulema voi erota arviosta. Sopimusten tulouttamiseen liittyvi\u00e4 arvioita p\u00e4ivitet\u00e4\u00e4n </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">s\u00e4\u00e4nn\u00f6llisesti ja luotettavasti.</span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li arviot ajan kuluessa tuloutettavan asiakassopimuksen lopputulemasta muuttuvat, </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutettua myynti\u00e4 ja voittoa muutetaan sill\u00e4 raportointikaudella, jolla muutos on ensi </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertaa tiedossa ja arvioitavissa. Kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen valmiiksi </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saamiseen tarvittavat kokonaismenot ylitt\u00e4v\u00e4t asiakassopimuksesta saatavat </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaistulot, odotettavissa oleva tappio kirjataan kuluksi v\u00e4litt\u00f6m\u00e4sti. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutuksen ajoittuminen omaperusteisissa asuinrakennushankkeissa</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n johto tekee maakohtaista harkintaa suoritevelvoitteiden t\u00e4yttymisen ajoittumisesta. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Harkintaa tehdess\u00e4\u00e4n johto tarkastelee muun muassa paikallista lains\u00e4\u00e4d\u00e4nt\u00f6\u00e4 ja </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimusten ehtoja arvioidessaan m\u00e4\u00e4r\u00e4ysvallan siirtymisen kriteereit\u00e4. </span><span class=\"f charStyle-42d14346 ps7814\">Arvioinnin </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskeisi\u00e4 seikkoja ovat, ett\u00e4 YIT on t\u00e4ytt\u00e4nyt sopimuksen mukaisen suoritevelvoitteensa, </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viranomainen on hyv\u00e4ksynyt kohteen k\u00e4ytt\u00f6\u00f6notettavaksi ja YIT:ll\u00e4 on oikeus maksuun </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalta. </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suomen omaperusteiset asuinrakennushankkeet</span></div><div class=\"ps5053 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomessa asuntojen myynti on yhti\u00f6kuorena toimivan asunto-osakeyhti\u00f6n osakkeiden </span></div><div class=\"ps5054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myynti\u00e4. Omaperusteisessa asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla </span></div><div class=\"ps5055 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojataan rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n </span></div><div class=\"ps5057 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liittyv\u00e4t rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps5059 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakeyhti\u00f6 ei harjoita liiketoimintaa ja p\u00e4\u00e4t\u00f6kset tapahtuvat edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps5060 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. Transaktion todellisen luonteen perusteella myynti k\u00e4sitell\u00e4\u00e4n IFRS 15:n </span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisena myyntituottona.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKEVAIHDON JAOTTELU</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin liikevaihto koostuu myyntituotoista asiakassopimuksista. YIT:n tarjoamia palveluita ja tuotteita kuvataan Segmenttitiedot-liitetiedossa. Muun tyyppisi\u00e4 tuottoja kuvataan liitetiedossa Liiketoiminnan muut tuotot.</span></div><div class=\"ps7818 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Markkina-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">296<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">509<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0266<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7816 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">443<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Baltian maat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">73<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">126<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">199<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">T\u0161ekki, Slovakia, Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">244<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Skandinavia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7619 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7620 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7621 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7622 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7623 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Norja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7817 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4956 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7646 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">317<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7647 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7648 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">649<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7649 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">517<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7650 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7651 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7820 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss877\"><div><div class=\"ps2041 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7567 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7568 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7570 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7572 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7574 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7576 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7577 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihdon tuloutusajankohta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">133<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">619<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">511<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0297<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Yhten\u00e4 ajankohtana<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">163<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">271<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7816 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">460<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7611 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7612 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">317<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7613 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">306<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7614 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">649<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7615 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">517<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7616 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7617 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0757<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7822 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7823 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7824 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7825 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7826 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7827 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3454 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Markkina-alue<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7828 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">399<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7829 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7830 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">550<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7831 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">361<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7832 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7833 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0309<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7834 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7835 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7836 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7837 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7838 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7839 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">486<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Baltian maat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7841 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7842 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7843 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">173<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7844 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7845 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7846 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">256<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">T\u0161ekki, Slovakia, Puola<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7847 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7848 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">222<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7849 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7850 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7851 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7852 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">231<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Skandinavia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7853 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7854 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7855 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7856 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7857 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7858 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1963 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Ruotsi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7859 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7860 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7861 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7862 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7863 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7864 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4948 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps1762\">Norja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7865 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7866 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7867 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7868 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7869 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7870 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps45 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7871 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7872 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7873 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7874 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7875 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7877 ss884\"><div><div class=\"ps81 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7878 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">427<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7879 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7880 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7881 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">393<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7882 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7883 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7919 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss878\"><div><div class=\"ps5245 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7886 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7566\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7887 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps5883\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7888 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7569\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7889 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7571\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7890 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7573\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7891 ss879\"><div><div class=\"ps5245 ss776\"><span class=\"f charStyle-93f9a1a0 ps7575\">Konserni<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikevaihdon tuloutusajankohta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7893 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">148<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7894 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7895 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">711<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7896 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">385<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7897 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7898 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7585\">1\u00a0287<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Yhten\u00e4 ajankohtana<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7900 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7901 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">261<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7902 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7903 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7904 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7905 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">533<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Segmenttien v\u00e4linen myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7907 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7908 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7909 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7910 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7911 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7912 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3321 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7913 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">427<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7914 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">304<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7915 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7916 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">393<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7917 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7583\">-38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7918 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0820<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">ASIAKASSOPIMUKSIIN PERUSTUVAT OMAISUUSER\u00c4T JA </span><span class=\"f charStyle-8e57c0e9 ps7920\">VELAT</span></div><div class=\"ps7931 ss0\"><div class=\"ss889 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps7923 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps6904 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #25414d;padding:0\"><div class=\"ps2044 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #25414d;padding:0\"><div class=\"ps7924 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt solid #25414d;padding:0\"><div class=\"ps6910 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Pitk\u00e4aikaiset asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7925 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6923 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Lyhytaikaiset asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7926 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">192<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6925 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">199<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat velat, saadut ennakot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7927 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6928 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">204<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2066 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut asiakassopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Myytyjen huoneistojen taloyhti\u00f6lainaosuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7928 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6941 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2074 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Myytyjen huoneistojen vuokratonttien vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7929 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6945 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut asiakassopimuksiin perustuvat velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7930 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6949 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7933 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Asiakassopimuksiin perustuvat velat, saadut ennakot sis\u00e4lt\u00e4v\u00e4t ajan kuluessa tuloutettavien hankkeiden ty\u00f6netenem\u00e4n ylitt\u00e4v\u00e4t </span></div><div class=\"ps7934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassuoritukset sek\u00e4 tulouttamattomiin myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t asiakassuoritukset. Lyhytaikaiset saadut ennakot </span></div><div class=\"ps7935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutuvat seuraavan vuoden aikana.</span></div><div class=\"ps7937 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Asiakassopimuksiin liittyv\u00e4t takuuvaraukset sek\u00e4 10-vuotisvastuuvaraukset esitet\u00e4\u00e4n liitetiedossa 25 Varaukset.</span></div><div class=\"ps7939 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SUORITEVELVOITTEET</span></div><div class=\"ps7940 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Osittain t\u00e4ytetyille tai kokonaan t\u00e4ytt\u00e4m\u00e4tt\u00e4 oleville suoritevelvoitteille kohdistettu transaktiohinta liittyy myytyihin hankkeisiin.</span></div><div class=\"ps7952 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:295.5pt\"></td><td style=\"padding:0;width:90.75pt\"></td><td style=\"padding:0;width:90.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7943 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7942\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7944 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7942\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Tulouttamaton transaktiohinta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7946 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7945\">2\u00a0223<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7947 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps7945\">2\u00a0318<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-42d14346 ps1762\">Seuraavana vuonna tuloutettava<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7948 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0160<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7949 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0170<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-42d14346 ps1762\">My\u00f6hemmin tuloutettava<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7950 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0062<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7951 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-42d14346 ps7945\">1\u00a0149<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">YHTEISET TOIMINNOT</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n tyypillisi\u00e4 yhteisi\u00e4 toimintoja ovat ty\u00f6yhteenliittym\u00e4t ja konsortiot. Konsortiot on lueteltu elinkaari- ja PPP-hankkeet taulukossa. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ty\u00f6yhteenliittym\u00e4 ei ole erillinen oikeushenkil\u00f6, ja se perustetaan vain yhden projektin toteuttamista varten, mink\u00e4 j\u00e4lkeen se puretaan. </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ty\u00f6yhteenliittym\u00e4 tekee yhteisen tarjouksen ja sopimuksen, josta ty\u00f6yhteenliittym\u00e4n osapuolet vastaavat yhteisvastuullisesti asiakkaaseen ja </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kolmansiin n\u00e4hden.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Alla olevassa taulukossa luetellaan merkitt\u00e4vimpi\u00e4 ty\u00f6yhteenliittymi\u00e4.</span></div><div class=\"ps7978 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:159.75pt\"></td><td style=\"padding:0;width:105.75pt\"></td><td style=\"padding:0;width:105.75pt\"></td><td style=\"padding:0;width:105.75pt\"></td></tr><tr style=\"height:36.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps9 ss893\"><div><div class=\"ps7956 ss892\"><span class=\"f charStyle-93f9a1a0 ps7\">Hanke<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7958 ss895\"><div><div class=\"ps7956 ss894\"><span class=\"f charStyle-93f9a1a0 ps7957\">Segmentti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7960 ss895\"><div><div class=\"ps7956 ss894\"><span class=\"f charStyle-93f9a1a0 ps7959\">Sopimusp\u00e4iv\u00e4m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7966 ss895\"><div><div class=\"ps2041 ss894\"><span class=\"f charStyle-93f9a1a0 ps7961\">Sopimuksen <span class=\"f ps104\"> </span></span></div><div class=\"ps7963 ss894\"><span class=\"f charStyle-93f9a1a0 ps7962\">kokonaisarvo </span></div><div class=\"ps7964 ss894\"><span class=\"f charStyle-93f9a1a0 ps4087\">ty\u00f6yhteenliittym\u00e4lle, </span></div><div class=\"ps7956 ss894\"><span class=\"f charStyle-93f9a1a0 ps7965\">milj. eur*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #294754;padding:0\"><div class=\"ps7061 ss896\"><div><div class=\"ps234 ss892\"><span class=\"f charStyle-42d14346 ps7\">Kruunusillat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7968 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7967\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #294754;padding:0\"><div class=\"ps7970 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7969\">09/2021<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #294754;padding:0\"><div class=\"ps7972 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7971\">126<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss896\"><div><div class=\"ps234 ss892\"><span class=\"f charStyle-42d14346 ps7\">Espoon kaupunkirata AU2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7974 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7973\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7975 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7969\">02/2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7977 ss897\"><div><div class=\"ps234 ss894\"><span class=\"f charStyle-42d14346 ps7976\">36<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7979 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Perustuu arvioon sopimuksen kokonaisarvosta sopimuksen tekohetkell\u00e4. </span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">ELINKAARI- JA PPP-HANKKEE</span><span class=\"f charStyle-8e57c0e9 ps7980\">T</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Elinkaari- ja PPP-hankkeissa (Public Private Partnership) palveluntuottaja suunnittelee ja rakentaa tai perusparantaa palvelujen </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuottamisessa k\u00e4ytett\u00e4v\u00e4n kohteen, kuten koulun tai tiest\u00f6n, ja yll\u00e4pit\u00e4\u00e4 sit\u00e4 sopimuskauden ajan. Yll\u00e4pidon sopimuskausi on tyypillisesti </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">pitk\u00e4, 20\u201325 vuotta. Elinkaari- ja PPP-hankkeita k\u00e4ytet\u00e4\u00e4n suurissa julkisissa rakentamis- ja korjausrakentamisprojekteissa, asiakkaana on </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillisesti julkinen sektori. YIT:ll\u00e4 on hankkeita, joissa se itse vastaa asiakkaaseen n\u00e4hden kaikista sopimusvelvoitteista, sek\u00e4 hankkeita, </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jotka on toteutettu yhteisyrityksen tai konsortion kautta yhdess\u00e4 toisen osapuolen kanssa.</span></div><div class=\"ps7978 ss0\"><div class=\"ss905 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:165.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:18.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps9 ss899\"><div><div class=\"ps4420 ss898\"><span class=\"f charStyle-93f9a1a0 ps7\">Hanke<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7983 ss900\"><div><div class=\"ps4420 ss776\"><span class=\"f charStyle-93f9a1a0 ps7982\">Sopimusp\u00e4iv\u00e4m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7960 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7984\">Rakennusvaihe<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7986 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7985\">Palvelujakso<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7990 ss501\"><div><div class=\"ps7988 ss445\"><span class=\"f charStyle-93f9a1a0 ps7987\">Kokonaisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps4420 ss445\"><span class=\"f charStyle-93f9a1a0 ps7989\">milj. eur*</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7991 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Oulu, Kastellin monitoimitalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7993 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2006<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7995 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7997 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7999 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">86<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps16 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, kouluja ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8000 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2009<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8001 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8002 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2036<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8003 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">94<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8004 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Jyv\u00e4skyl\u00e4, Huhtasuon koulukeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8005 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2012<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8006 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8008 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8009 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps1716 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, Lintuvaaran koulu ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8010 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">01/2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8011 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8012 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8013 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps2764 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Pudasj\u00e4rvi, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8014 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8015 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8016 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2041<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8017 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8018 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, P\u00e4iv\u00e4nkehr\u00e4n koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8019 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8020 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8021 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8022 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps6522 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kokkola, Torkinm\u00e4en koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8023 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">04/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8024 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8025 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8027 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8028 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Hollola, Heinsuo ja Kalliolan koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8029 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8030 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8031 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2037<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8032 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8033 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">E18 Hamina- Vaalimaa (PPP-hanke)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8034 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8035 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8036 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2034<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8037 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps3979\">378<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5937 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Pudasj\u00e4rvi, palvelutalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8038 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">11/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8039 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8040 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2036<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8041 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8042 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Porvoo, kouluja ja p\u00e4iv\u00e4koteja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8043 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2015<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8044 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8045 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2038<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8046 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3399 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Jynk\u00e4n ja Karttulan koulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8047 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2016<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8048 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8049 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2038<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8050 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7877 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">H\u00e4meenlinna, Nummikeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8051 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2016<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8052 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8053 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8054 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4439 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Parkano, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8055 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">03/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8056 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8057 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8058 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">25<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4442 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Sodankyl\u00e4 hyvinvointikeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8059 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8060 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8061 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8062 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">31<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4454 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kirstin koulu ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8063 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8064 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8065 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8066 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8067 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Hiltulanlahden koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8068 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8069 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8070 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8071 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8072 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Kuntolaakso<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8073 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8074 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8075 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8076 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8077 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Imatra, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8078 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">05/2018<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8079 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8080 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2040<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8081 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">55<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5957 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Juva, koulukampus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8082 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">01/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8083 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8084 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2040<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8085 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3412 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Helsinki, Vuosaaren lukio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8086 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">08/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8087 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8088 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8089 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">20<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7196 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Pudasj\u00e4rvi, Hyv\u00e4n olon keskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8090 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8091 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8092 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2041<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8093 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">36<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps82 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Lappeenranta, Lauritsalan koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8094 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">11/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8095 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8096 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2041<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8097 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">32<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8098 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Viherlaakson koulu ja lukio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8099 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2016<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8100 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8101 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8102 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3213 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, Tuomarilan koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8103 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8104 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8105 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8106 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-top:1pt dotted #294754;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps7978 ss0\"><div class=\"ss905 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:165.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:18.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps9 ss899\"><div><div class=\"ps4420 ss898\"><span class=\"f charStyle-93f9a1a0 ps7\">Hanke<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7983 ss900\"><div><div class=\"ps4420 ss776\"><span class=\"f charStyle-93f9a1a0 ps7982\">Sopimusp\u00e4iv\u00e4m\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7960 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7984\">Rakennusvaihe<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7986 ss902\"><div><div class=\"ps4420 ss901\"><span class=\"f charStyle-93f9a1a0 ps7985\">Palvelujakso<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;padding:0\"><div class=\"ps7990 ss501\"><div><div class=\"ps7988 ss445\"><span class=\"f charStyle-93f9a1a0 ps7987\">Kokonaisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps4420 ss445\"><span class=\"f charStyle-93f9a1a0 ps7989\">milj. eur*</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7991 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Sodankyl\u00e4 monitoimitalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7993 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">08/2020<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7995 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7997 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2042<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps7999 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">35<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps16 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Rajalan koulun laajennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8000 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2020<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8001 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8002 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2036<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8003 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8004 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Hiltulanlahden koulun laajennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8005 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">12/2017<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8006 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8008 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2039<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8009 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps1716 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, Laajalahden koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8010 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2019<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8011 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8012 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps8007\">-**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8013 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps2764 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Etel\u00e4-Nummelan koulu ja p\u00e4iv\u00e4kotikeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8014 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">04/2021<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8015 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8016 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2043<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8017 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8018 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Valkealan monitoimitalo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8019 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2021<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8020 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8021 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2043<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8022 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">38<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps6522 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Espoo, kouluja (PPP-hanke)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8023 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2020<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8024 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8025 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2042<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8027 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps3979\">300<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8028 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4\u00e4ksyn yhteiskoulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8029 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">02/2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8030 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8031 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2044<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8032 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8033 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Gesterbyn koulukeskus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8034 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">10/2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8035 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8036 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2045<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8037 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5937 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Kuopio, Jynk\u00e4n koulun laajennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8038 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">05/2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8039 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8040 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2037<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8041 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8042 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Siilinj\u00e4rvi, Siilinlahden koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8043 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">07/2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8044 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7994\">p\u00e4\u00e4ttynyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8045 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2045<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8046 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3399 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Siilinj\u00e4rvi, Ahmon koulu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8047 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">07/2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8048 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8049 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2047<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8050 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7877 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Melkinlaiturin peruskoulu ja p\u00e4iv\u00e4koti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8051 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">08/2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8052 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8053 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2047<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8054 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">44<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps4439 ss903\"><div><div class=\"ps2041 ss898\"><span class=\"f charStyle-42d14346 ps7\">Turku p\u00e4iv\u00e4kodit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8055 ss882\"><div><div class=\"ps2041 ss776\"><span class=\"f charStyle-42d14346 ps7992\">06/2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8056 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8057 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps7996\">p\u00e4\u00e4ttyy 2048<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8058 ss450\"><div><div class=\"ps2041 ss445\"><span class=\"f charStyle-42d14346 ps7998\">72<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8110 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Perustuu arvioon sopimuksen kokonaisarvosta sopimuksen tekohetkell\u00e4. Konsortioiden osalta ilmoitettu YIT:n osuus. PPP-hankkeiden osalta on </span></div><div class=\"ps8111 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">ilmoitettu koko hankkeen arvo.</span></div><span class=\"f charStyle-c6f424d9 ps622\">**Elinkaarihanke toteutettu konsortiona (yhteinen toiminto), jossa YIT vastaa rakentamisesta ja konsortion toinen osapuoli vastaa yll\u00e4pidosta</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-397": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Myyntituottojen esitt\u00e4minen ja arvostaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">YIT esitt\u00e4\u00e4 liikevaihdossa asiakassopimuksista saadut myyntituotot, joista on v\u00e4hennetty </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">v\u00e4lilliset verot ja alennukset. Asiakkaalta saatavaksi odotettu transaktiohinta, joka sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">muuttuvat osuudet kuten mahdolliset sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">arvioidaan sopimuksen alkaessa. Muuttuvan transaktiohinnan m\u00e4\u00e4r\u00e4 tai osa siit\u00e4 </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">huomioidaan myyntituottojen tuloutuksessa kuitenkin vain siihen asti kuin on </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">todenn\u00e4k\u00f6ist\u00e4, ettei kirjattujen myyntituottojen m\u00e4\u00e4r\u00e4\u00e4n jouduta tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">peruutusta, kun muuttuvaan transaktiohintaan liittyv\u00e4 ep\u00e4varmuustekij\u00e4 my\u00f6hemmin </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">poistuu. Arvioitu transaktiohinta p\u00e4ivitet\u00e4\u00e4n jokaisen raportointikauden lopussa. Kulut, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">jotka syntyv\u00e4t ennen sopimuksen saamista ja jotka eiv\u00e4t ole aktivointikelpoisia muiden </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">standardien mukaan, kirjataan kuluksi. YIT aktivoi sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menot, jotka t\u00e4ytt\u00e4v\u00e4t aktivointikriteerit, ja jaksottaa ne kuluksi t\u00e4ytt\u00e4misasteen mukaisesti. </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat YIT:ll\u00e4 tyypillisesti tontteihin liittyvi\u00e4 </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">menoja rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">suoritevelvoitteen. Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot esitet\u00e4\u00e4n taseen Vaihto-</span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">omaisuus-er\u00e4ss\u00e4. Joissakin asiakassopimuksissa asiakkaan suorittaman maksun ja yhti\u00f6n </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovuttamisen v\u00e4liss\u00e4 on ajallisesti merkitt\u00e4v\u00e4 ero. YIT soveltaa k\u00e4yt\u00e4nn\u00f6n </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">apukeinoa eik\u00e4 oikaise luvattua vastikem\u00e4\u00e4r\u00e4\u00e4 rahoituskomponentin vaikutuksilla, kun </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">ty\u00f6suoritteen luovutuksen ja maksun v\u00e4liss\u00e4 odotetaan olevan enint\u00e4\u00e4n vuoden pituinen </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">aika. Merkitt\u00e4v\u00e4 rahoituskomponentti kirjataan, jos 12 kuukauden rahoituspositio ylittyy ja </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps94\">vuoden keskim\u00e4\u00e4r\u00e4inen rahoituskorko on sopimuksen kannalta merkitt\u00e4v\u00e4.</span><span class=\"f charStyle-a8efee87 ps7733\"> </span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Suoritevelvoitteet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Transaktiohinta kohdennetaan suoritevelvoitteille erillismyyntihintoihin perustuen, jos </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimukseen liittyy enemm\u00e4n kuin yksi suoritevelvoite. P\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti rakentamisessa </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on kyse yhden integroidun kokonaisuuden toimittamisesta, jolloin sopimuksessa on yksi </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoite. Erityispiirteit\u00e4 suoritevelvoitteiden osalta on kuvattu j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Lains\u00e4\u00e4d\u00e4nn\u00f6st\u00e4 tai yleisist\u00e4 ehdoista tulevat takuut eiv\u00e4t vaikuta liikevaihdon </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tulouttamiseen, koska ne ovat varauksina k\u00e4sitelt\u00e4vi\u00e4 varmennustyyppisi\u00e4 takuita. Mik\u00e4li </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT on sitoutunut lakia tai yleisi\u00e4 ehtoja pidempiin takuuaikoihin, tavanomaisen takuun </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ylitt\u00e4v\u00e4 osuus erotetaan tuloutuksessa omaksi suoritevelvoitteeksi ja siihen liittyv\u00e4 osuus </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta tuloutetaan vasta palvelun toteutuessa. Tyypilliset sopimusmuutokset </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ovat lis\u00e4- ja muutost\u00f6it\u00e4, jotka useimmiten eiv\u00e4t lis\u00e4\u00e4 erotettavissa olevia palveluita ja/tai </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuotteita, ja ne k\u00e4sitell\u00e4\u00e4n n\u00e4in ollen osana alkuper\u00e4ist\u00e4 sopimusta. Mik\u00e4li lis\u00e4- ja/tai </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutosty\u00f6 t\u00e4ytt\u00e4isi erillisen suoritevelvoitteen kriteerit, k\u00e4sitell\u00e4\u00e4n se erikseen vain mik\u00e4li </span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">se on YIT:n m\u00e4\u00e4ritt\u00e4m\u00e4n olennaisuusrajan perusteella olennainen.</span></div><div class=\"ps7737 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntituottojen tuloutus tapahtuu kunkin suoritevelvoitteen osalta erikseen sen mukaan, </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuinka m\u00e4\u00e4r\u00e4ysvalta tavaran tai palvelun osalta asiakkaalle siirtyy. YIT:ll\u00e4 on sek\u00e4 ajan </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluessa ett\u00e4 yhten\u00e4 ajankohtana tuloutettavia myyntituottoja, joita kuvataan tarkemmin </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">j\u00e4ljemp\u00e4n\u00e4. </span><span class=\"f charStyle-42d14346 ps7738\">A</span><span class=\"f charStyle-42d14346 ps7739\">jan kuluessa tuloutettavien myyntituottojen m\u00e4\u00e4ritt\u00e4minen perustuu </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">panokseen perustuvaan t\u00e4ytt\u00e4misasteesee</span><span class=\"f charStyle-42d14346 ps7740\">n.</span><span class=\"f charStyle-42d14346 ps7741\"> Joissakin olosuhteissa esimerkiksi </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sopimuksen varhaisissa vaiheissa YIT ei mahdollisesti pysty kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputulemaa, mutta se odottaa saavansa suoritevelvoitteen </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">t\u00e4ytt\u00e4miseksi syntyneet menot katetuiksi. N\u00e4iss\u00e4 olosuhteissa YIT kirjaa myyntituottoja </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vain syntyneiden menojen m\u00e4\u00e4r\u00e4\u00e4n asti, kunnes se pystyy kohtuudella m\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteen lopputuleman. Mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">valmiiksi saamiseen tarvittavat kokonaiskustannukset ylitt\u00e4v\u00e4t asiakassopimuksesta </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">saatavan transaktiohinnan, odotettavissa oleva ennakoitu tappio kirjataan varauksena </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluksi.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t ja -velat</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Jos sopimuksen laskutus on raportointihetkell\u00e4 pienempi kuin t\u00e4ytt\u00e4misasteen perusteella </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjatut myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana omaisuuser\u00e4n\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseen Myyntisaamiset ja muut saamiset -er\u00e4ss\u00e4. Jos sopimuksen laskutus on </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointihetkell\u00e4 suurempi kuin sopimuksen t\u00e4ytt\u00e4misasteen perusteella kirjatut </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana velkana taseen </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lyhytaikaisissa veloissa Asiakassopimuksiin perustuvat velat, saadut ennakot -er\u00e4ss\u00e4. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 esitet\u00e4\u00e4n Suomen tulouttamattomiin </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t taloyhti\u00f6lainaosuudet ja </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tonttivuokrasopimusvelat.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Tulouttamisen erityispiirteet</span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Omaperusteinen asuntorakentaminen Suomessa</span></div><div class=\"ps558 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Omaperusteiset asuinrakennushankkeet ovat YIT:n itse kehitt\u00e4mi\u00e4 hankkeita, joita ei ole </span></div><div class=\"ps559 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyty rakentamisen alkaessa ja joista myyd\u00e4\u00e4n yksitt\u00e4isi\u00e4 asuinhuoneistoja rakentamisen </span></div><div class=\"ps560 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">aikana kokonaisen rakennuksen sijaan. YIT urakoi perustamalleen asunto-osakeyhti\u00f6lle </span></div><div class=\"ps561 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakennuksen. YIT myy rakentamansa asuinrakennuksen huoneistot myym\u00e4ll\u00e4 </span></div><div class=\"ps562 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuluttajalle huoneiston hallintaan oikeuttavat osakkeet. Omaperusteisessa </span></div><div class=\"ps563 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla suojataan </span></div><div class=\"ps564 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n liittyv\u00e4t </span></div><div class=\"ps565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">osakeyhti\u00f6 ei harjoita liiketoimintaa, ja p\u00e4\u00e4t\u00f6kset tehd\u00e4\u00e4n edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">mukaisesti. YIT kirjaa asunto-osakkeiden myyntituotot IFRS 15 -standardin mukaan. IFRS </span></div><div class=\"ps570 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">15:n mukaan k\u00e4sittely kuvastaa parhaiten liiketoimen taloudellista substanssia.</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Kun asiakas ja YIT allekirjoittavat kauppakirjan, syntyy YIT:lle IFRS 15:n mukainen sitova </span></div><div class=\"ps573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimus. Vaikka asiakkaalla on lakis\u00e4\u00e4teinen oikeus perua kauppa, YIT katsoo </span></div><div class=\"ps574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksen perumisesta aiheutuvan vahingonkorvauksen olevan asiakkaalle merkitt\u00e4v\u00e4 </span></div><div class=\"ps575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja sopimuksen t\u00e4ytt\u00e4v\u00e4n n\u00e4in ollen IFRS 15:n kriteerit sitovuudesta. YIT soveltaa </span></div><div class=\"ps576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntisopimukseen IFRS 15:n viisivaiheista mallia. </span></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Transaktiohinta ja tuloutusajankohta</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omaperusteisessa asuntorakentamisessa yksitt\u00e4iset asuinhuoneistot ovat erillisi\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteita. YIT saa ennakkomaksuja rakentamisen aikana myydyist\u00e4 asunnoista, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joista osa tapahtuu yli 12 kuukautta ennen asuinrakennuskohteen luovuttamista. YIT ei </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjaa n\u00e4ille maksuille rahan aika-arvoa, koska johdon n\u00e4kemys on, ett\u00e4 yksitt\u00e4isen </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimuksen kannalta rahoituskomponentti ei ole merkitt\u00e4v\u00e4. Omaperusteisten </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntorakentamisprojektien transaktiohinta sis\u00e4lt\u00e4\u00e4 muuttuvia elementtej\u00e4 kuten </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">my\u00f6h\u00e4stymissakkoja. Lis\u00e4ksi yksitt\u00e4isen myydyn asuinhuoneiston transaktiohinta sis\u00e4lt\u00e4\u00e4 </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myytyyn asuntoon kohdistuvan taloyhti\u00f6lainaosuuden, jonka takaisinmaksusta vastaa </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huoneiston ostaja. Suomalaisissa omaperusteisissa asuinrakennushankkeissa on </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillist\u00e4, ett\u00e4 osa rakentamisen kustannuksista katetaan yhti\u00f6lainoilla, jonka asunto-</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeyhti\u00f6 nostaa nimiss\u00e4\u00e4n. YIT:n asuinhuoneistojen myynnist\u00e4 saamat </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskauppahinnat eli transaktiohinnat sis\u00e4lt\u00e4v\u00e4t sek\u00e4 asiakkaiden maksamat </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppahinnat ett\u00e4 huoneistoihin kohdistuvat lainaosuudet. Keskener\u00e4isten </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisten asuinrakennushankkeiden osalta taloyhti\u00f6lainat esitet\u00e4\u00e4n konsernin </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">taseessa joko korollisena velkana (myym\u00e4tt\u00f6m\u00e4t huoneistot) tai muuna </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimukseen perustuvana velkana (myydyt huoneistot). Hankkeen valmistuttua </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassopimuksiin perustuvat velat kirjataan tuotoksi liikevaihtoon. Liikevaihto </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana kohteen </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmistuessa, kun asuinhuoneiston m\u00e4\u00e4r\u00e4ysvalta siirtyy asiakkaalle. Suomessa </span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asuntokauppalain mukaisen peruutusoikeuden takia ajan kuluessa tuloutuksen kriteerit </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">eiv\u00e4t t\u00e4yty.</span></div><div class=\"ps7757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omaperusteinen asuntorakentaminen</span><span class=\"f charStyle-37f3c1a8 ps7754\"> It\u00e4isen Keski-Euroopa</span><span class=\"f charStyle-37f3c1a8 ps7755\">n</span><span class=\"f charStyle-37f3c1a8 ps7756\"> ja </span></div><div class=\"ps7758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Baltian maissa</span></div><div class=\"ps572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tuloutusajankohta</span></div><div class=\"ps7759 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liikevaihto omaperusteisesta asuntorakentamisesta tuloutetaan yhten\u00e4 ajankohtana </span></div><div class=\"ps7760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">viranomaisluvan saannin j\u00e4lkeen, kun YIT katsoo tosiasiallisesti t\u00e4ytt\u00e4neens\u00e4 </span></div><div class=\"ps7761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suoritevelvoitteensa.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Omaperusteinen toimitilarakentaminen</span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sovittu ty\u00f6n laajuus m\u00e4\u00e4ritt\u00e4\u00e4 suoritevelvoitteen. Jos sopimus sis\u00e4lt\u00e4\u00e4 useamman kuin </span></div><div class=\"ps7763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhden rakennuksen rakentamisen, jokainen rakennus on erillinen suoritevelvoite. </span></div><div class=\"ps7764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimukset, joissa YIT myy sek\u00e4 tontin ett\u00e4 rakentamispalvelun, k\u00e4sitell\u00e4\u00e4n yhten\u00e4 </span></div><div class=\"ps3565 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps3567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua. Vuokrausvelvoitteen </span></div><div class=\"ps3569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t hankkeet eli ns. vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelun kanssa. N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovitulla tavalla rakennettu tai perusparannettu ja vuokrattu kohde eli johdon n\u00e4kemyksen </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan kokonaislupaus asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erillisen rakennuspalvelun ja vuokrauspalvelun sijaan. </span></div><div class=\"ps3578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps7765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sopimusten transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4 kuten mahdollisia </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viiv\u00e4styssakkoja, suoritukseen liittyvi\u00e4 palkkioita, laatusakkoja sek\u00e4 liikekohteiden </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mahdolliset vuokravastuuvelvoitteet. Vuokrattujen neli\u00f6iden ja neli\u00f6hintojen perusteella </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4r\u00e4ytyv\u00e4 kauppahinnan osuus k\u00e4sitell\u00e4\u00e4n muuttuvana vastikkeena osana </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohintaa. Vuokravastuuvelvoitteiden m\u00e4\u00e4r\u00e4\u00e4 ja todenn\u00e4k\u00f6isyytt\u00e4 arvioidaan </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hankkeen edetess\u00e4.</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Omaperusteisissa toimitilahankkeissa ajan kuluessa tulouttamisen kriteerien t\u00e4yttyminen </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan sopimusehtojen perusteella sopimuskohtaisesti. Omaperusteiset </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitilahankkeet, joissa ajan kuluessa tulouttamisen kriteerit eiv\u00e4t t\u00e4yty, tuloutetaan </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yhten\u00e4 ajankohtana m\u00e4\u00e4r\u00e4ysvallan siirtyess\u00e4 asiakkaalle eli kohteen valmistuttua </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle luovuttamisen hetkell\u00e4. </span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n rakentamispalvelun tarkasteluhetkeen menness\u00e4 suoritetusta </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ty\u00f6st\u00e4 johtuvien menojen osuutena hankkeen arvioiduista kokonaismenoista.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat menot ovat tontteihin liittyvi\u00e4 menoja </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamishankkeissa, joissa tontti ja rakentamispalvelu muodostavat yhden </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">suoritevelvoitteen. </span></div><div class=\"ps7773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Urakkarakentaminen</span></div><div class=\"ps3566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Suoritevelvoitteet ja transaktiohinnan m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7774 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4 riippuu sopimuksesta, ja se analysoidaan aina </span></div><div class=\"ps7775 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti. Useimmissa tapauksissa kyse on kuitenkin integroidun </span></div><div class=\"ps7776 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kokonaisuuden toimittamisesta, joka muodostaa yhden suoritevelvoitteen. </span></div><div class=\"ps7777 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Transaktiohinnat sis\u00e4lt\u00e4v\u00e4t muuttuvia elementtej\u00e4, kuten mahdollisia viiv\u00e4styssakkoja </span></div><div class=\"ps7778 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sek\u00e4 bonuksia. Erityisesti allianssihankkeissa bonukset saattavat olla merkitt\u00e4vi\u00e4.</span></div><div class=\"ps7780 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Tuloutusajankohta ja t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps7781 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Ajan kuluessa tulouttamisen kriteerit t\u00e4yttyv\u00e4t p\u00e4\u00e4osassa urakoinnin asiakassopimuksia, </span></div><div class=\"ps7782 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">koska ty\u00f6 tehd\u00e4\u00e4n useimmiten asiakkaan maa-alueelle. Toisin sanoen asiakkaalla on </span></div><div class=\"ps7783 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">m\u00e4\u00e4r\u00e4ysvalta omaisuuser\u00e4\u00e4n, johon ty\u00f6 suoritetaan. YIT k\u00e4ytt\u00e4\u00e4 panokseen perustuvaa </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">menetelm\u00e4\u00e4 t\u00e4ytt\u00e4misasteen mittaamisessa. T\u00e4ytt\u00e4misaste m\u00e4\u00e4ritell\u00e4\u00e4n </span></div><div class=\"ps7785 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rakentamispalvelun tarkasteluhetkeen menness\u00e4 realisoituneiden kustannusten osuutena </span></div><div class=\"ps7786 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">hankkeen arvioiduista kokonaiskustannuksista.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Elinkaari- ja PPP-hankkeet</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikissa elinkaari- ja PPP-hankkeissa on maksuperusteena kohteen k\u00e4ytett\u00e4vyys tai </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">laatu, jolloin taseeseen kirjattavaa aineetonta oikeutta ei synny. </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki ne hankkeet, joissa YIT on suorana sopimusosapuolena asiakkaaseen n\u00e4hden, </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat asiakkaan rahoittamia. N\u00e4iss\u00e4 hankkeissa rakentamis- tai </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusparantamispalveluista ja yll\u00e4pitovaiheista saamansa myyntituotot YIT tulouttaa ajan </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa erillisin\u00e4 suoritevelvoitteina. YIT saa maksut rakentamisaikana rakentamisen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edistymiseen perustuen. Palvelujaksolla YIT saa maksut kuukausittain, mik\u00e4 vastaa </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotettuja palveluita. Elinkaari- ja PPP-hankkeissa on k\u00e4ytett\u00e4vyysv\u00e4hennyksi\u00e4, jotka </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4sitell\u00e4\u00e4n muuttuvina vastikkeina. Rakentamisvaiheen vastike on sidottu </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuskustannusindeksiin ja palvelujaksot yll\u00e4pidon indeksiin. Indeksit tarkistetaan </span></div><div class=\"ps2385 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuosittain. YIT:ll\u00e4 ei ole kohteisiin liittyv\u00e4\u00e4 merkitt\u00e4v\u00e4\u00e4 oheisk\u00e4ytt\u00f6oikeutta. </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankkeet, joissa sopimusosapuolena asiakkaaseen n\u00e4hden on YIT:n ja toisen osapuolen </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustama yhteisyritys, on toteutettu mallilla, jossa rahoituksesta vastaa yhteisyritys. YIT </span></div><div class=\"ps2391 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimii urakoitsijana ja palveluntuottajana yhteisyritykselle ja kirjaa myyntituotot </span></div><div class=\"ps2392 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aikaisemmin kuvatulla tavalla. </span></div><div class=\"ps2394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on my\u00f6s osapuolena konsortioissa, jotka ovat asiakkaaseen n\u00e4hden </span></div><div class=\"ps2395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusosapuolena. YIT vastaa n\u00e4iss\u00e4 hankkeissa kohteen rakentamisesta. YIT saa </span></div><div class=\"ps2396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksut rakentamisaikana rakentamisen edistymiseen perustuen ja tulouttaa ajan </span></div><div class=\"ps2397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluessa rakentamispalvelut.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">M</span><span class=\"f charStyle-37f3c1a8 ps7790\">yyntituottojen arvostaminen ja kirjaaminen</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suurin osa YIT:n liiketoiminnasta on projektiluontoista, ja projektit saattavat jakaantua </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">usealle eri vuodelle. Projektien tuloutus ajan kuluessa perustuu ennustettuihin tuottoihin ja </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kustannuksiin sek\u00e4 projektin luotettavaan t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen. N\u00e4m\u00e4 </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sis\u00e4lt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin johdon arvioita, joita kuvataan tarkemmin j\u00e4ljemp\u00e4n\u00e4. </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Johdon merkitt\u00e4v\u00e4\u00e4n harkintaan perustuvat ratkaisut myyntituottojen arvostamisessa ja </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjaamisessa liittyv\u00e4t suoritevelvoitteiden m\u00e4\u00e4r\u00e4\u00e4n, arvioihin sopimuksen </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">transaktiohinnasta eli toteutuvista myyntituotoista, t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen, </span></div><div class=\"ps7800 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloutuksen ajoittumiseen omaperusteisissa asuinrakennushankkeissa sek\u00e4 Suomen </span></div><div class=\"ps7801 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaperusteisiin asuinrakennushankkeisiin.</span></div><div class=\"ps2883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suoritevelvoitteiden m\u00e4\u00e4r\u00e4</span></div><div class=\"ps2610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suoritevelvoitteita tunnistaessaan YIT:n johto arvioi muun muassa eri teht\u00e4vien ja </span></div><div class=\"ps2611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">palveluiden v\u00e4list\u00e4 yhteytt\u00e4 ja sit\u00e4, voiko asiakas hy\u00f6ty\u00e4 niist\u00e4 erikseen. Merkitt\u00e4v\u00e4 johdon </span></div><div class=\"ps2612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">harkinta suoritevelvoitteiden tunnistamisessa liittyy rakentamispalvelun ohessa </span></div><div class=\"ps2613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimitettaviin suoritteisiin. Johdon harkintaan perustuva ratkaisu on k\u00e4sitell\u00e4 </span></div><div class=\"ps2614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakentamispalvelu ja asiakassopimukseen sis\u00e4ltyv\u00e4 tontin luovutus yhten\u00e4 </span></div><div class=\"ps2615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suoritevelvoitteena, koska rakentamispalvelun lopputuotos eli rakennus on merkitt\u00e4v\u00e4sti </span></div><div class=\"ps2481 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">integroitunut tontin kanssa, rakennusta ei my\u00f6hemmin voi erottaa tontista eik\u00e4 tonttia </span></div><div class=\"ps2482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voida k\u00e4ytt\u00e4\u00e4 muihin tarkoituksiin en\u00e4\u00e4 rakennuksen valmistuttua.</span><span class=\"f charStyle-42d14346 ps7802\"> </span><span class=\"f charStyle-42d14346 ps7803\">YIT:n johdon harkinnan </span></div><div class=\"ps2483 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaan joihinkin toimitilahankkeisiin liittyv\u00e4 vuokrausvelvoite eli niin sanottu </span></div><div class=\"ps2484 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuokravastuuvelvoite muodostaa yhden suoritevelvoitteen rakentamispalvelun kanssa. </span></div><div class=\"ps2485 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4iss\u00e4 hankkeissa YIT:n lupaus asiakkaalle on toimittaa sovitulla tavalla rakennettu tai </span></div><div class=\"ps2486 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusparannettu ja vuokrattu kohde, eli johdon n\u00e4kemyksen mukaan kokonaislupaus </span></div><div class=\"ps2487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalle on sovittu m\u00e4\u00e4r\u00e4 rahavirtaa kohteen vuokratuottoina erillisen </span></div><div class=\"ps2488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rakennuspalvelun ja vuokrauspalvelun sijaan.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Transaktiohinnan m\u00e4\u00e4ritt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Myyntituottojen m\u00e4\u00e4ritt\u00e4miseksi johto joutuu arvioimaan asiakkaalta saatavaksi </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">odotettuun transaktiohintaan vaikuttavia tekij\u00f6it\u00e4, jotka sis\u00e4lt\u00e4v\u00e4t muuttuvat osuudet </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot. YIT sis\u00e4llytt\u00e4\u00e4 transaktiohintaan </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvat vastikkeet kuten sakot ja ty\u00f6suoritteisiin perustuvat lis\u00e4palkkiot, joiden osalta </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 kirjattuihin myyntituottoihin ei jouduta my\u00f6hemmin</span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekem\u00e4\u00e4n merkitt\u00e4v\u00e4\u00e4 peruutusta, kun muuttuvaan vastikkeeseen liittyv\u00e4 ep\u00e4varmuus </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ratkeaa. YIT arvioi alkuper\u00e4isen transaktiohinnan sopimuskohtaisesti. YIT solmii vain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuksia, jotka sen arvion mukaan todenn\u00e4k\u00f6isesti toteutetaan sovitun mukaisesti. </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">T\u00e4m\u00e4n takia alkuper\u00e4isess\u00e4 transaktiohinnassa ei tyypillisesti arvioida sakkoja </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuviksi. Muuttuvat vastikkeet arvioidaan uudelleen jokaisella raportointihetkell\u00e4 </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimuskohtaisesti.</span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4v\u00e4t bonukset liittyv\u00e4t p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti infra-allianssihankkeisiin, joissa kaikki </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin osapuolet vaikuttavat bonusten toteutumiseen. Koska bonusten toteutuminen </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ei ole yksinomaan YIT:n suorituksen onnistumisesta johtuvaa, YIT rajoittaa muuttuvan </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vastikkeen tuloutusta eik\u00e4 sis\u00e4llyt\u00e4 vain oman suorituksensa perusteella bonuksia </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">transaktiohintaan. Bonusten toteutumisen todenn\u00e4k\u00f6isyytt\u00e4 arvioitaessa huomioidaan </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">allianssin kaikkien osapuolien suoriutuminen yhten\u00e4 kokonaisuutena.</span></div><div class=\"ps7751 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Merkitt\u00e4vi\u00e4 muuttuvia vastikkeita liittyy joihinkin asiakassopimuksiin </span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">vuokravastuuvelvoitteina. T\u00e4ll\u00f6in YIT:n saama vastike muuttuu kohteen vuokrauksen </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">onnistumisen perusteella eli toteutuneiden vuokrausasteiden ja -hintojen perusteella. YIT </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rajoittaa n\u00e4iss\u00e4 sopimuksissa muuttuvan vastikkeen tuloutusta eik\u00e4 tulouta sellaista </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">muuttuvan vastikkeen osuutta, jonka toteutuminen ei ole eritt\u00e4in todenn\u00e4k\u00f6ist\u00e4. Johto </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tekee arvion eritt\u00e4in todenn\u00e4k\u00f6iseksi arvioidun muuttuvan vastikkeen m\u00e4\u00e4r\u00e4st\u00e4 </span></div><div class=\"ps7807 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kohdekohtaisesti historiatiedon ja kohdekohtaisen aineiston perusteella.</span></div><div class=\"ps7809 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Joissakin tapauksissa YIT:ll\u00e4 ja asiakkaalla saattaa ilmet\u00e4 erimielisyyksi\u00e4 YIT:n asiakkaalle </span></div><div class=\"ps7810 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat esimerkiksi johtua lis\u00e4- </span></div><div class=\"ps7811 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista </span></div><div class=\"ps7812 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa YIT arvioi juridisen asemansa ja soveltaa IFRS 15 </span></div><div class=\"ps7813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sopimusmuutokset -ohjeistusta.</span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">T\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rakennushankkeissa YIT k\u00e4ytt\u00e4\u00e4 t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4miseen panokseen perustuvaa </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4\u00e4. Johdon harkinnan mukaan kertyneiden kustannusten eli raaka-aineiden, </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6panoksen ja muiden hanketta kohti valmistumista edist\u00e4vien toimenpiteiden </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kerrytt\u00e4mien kustannusten suhteuttaminen ennustettuihin kokonaiskustannuksiin kuvaa </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenmukaisimmin rakennushankkeen etenemist\u00e4 kohti valmistumista. Vastaavasti </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutumatta olevat kustannukset suhteessa ennustettuihin kokonaiskustannuksiin </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuvaavat t\u00e4ytt\u00e4m\u00e4tt\u00e4 olevan suoritteen m\u00e4\u00e4r\u00e4\u00e4 eli YIT:n velvoitetta t\u00e4ytt\u00e4\u00e4 osittain </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luovuttamattoman suoritevelvoitteen osuutta.</span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Panoksiin perustuvissa t\u00e4ytt\u00e4misasteen m\u00e4\u00e4ritt\u00e4mismenetelmiss\u00e4 luotettavan arvion </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tekemiseksi sopimuksen toteuttamiseksi arvioidut kustannukset m\u00e4\u00e4ritell\u00e4\u00e4n ja </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksil\u00f6id\u00e4\u00e4n mahdollisimman tarkasti. Asiakassopimusten kokonaistuloksen laskenta </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sis\u00e4lt\u00e4\u00e4 arvioita my\u00f6s sopimuksen loppuunsaattamiseksi tarvittavien </span></div><div class=\"ps7745 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaiskustannusten kehittymisest\u00e4. Kokonaiskustannusennuste saattaa sis\u00e4lt\u00e4\u00e4 my\u00f6s </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioita kiistanalaisiin aliurakoitsijoiden kustannuksiin liittyen. N\u00e4iden vaikutusta </span></div><div class=\"ps7747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannusennusteeseen arvioidessaan YIT:n johto arvioi niiden tilanteen sen hetkiseen </span></div><div class=\"ps7748 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">parhaaseen tietoon perustuen. Yhti\u00f6n johdon tekem\u00e4st\u00e4 huolellisesta arviosta huolimatta </span></div><div class=\"ps7749 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopputulema voi erota arviosta. Sopimusten tulouttamiseen liittyvi\u00e4 arvioita p\u00e4ivitet\u00e4\u00e4n </span></div><div class=\"ps7750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">s\u00e4\u00e4nn\u00f6llisesti ja luotettavasti.</span></div><div class=\"ps7752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li arviot ajan kuluessa tuloutettavan asiakassopimuksen lopputulemasta muuttuvat, </span></div><div class=\"ps7753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutettua myynti\u00e4 ja voittoa muutetaan sill\u00e4 raportointikaudella, jolla muutos on ensi </span></div><div class=\"ps7804 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertaa tiedossa ja arvioitavissa. Kun on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 asiakassopimuksen valmiiksi </span></div><div class=\"ps7805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saamiseen tarvittavat kokonaismenot ylitt\u00e4v\u00e4t asiakassopimuksesta saatavat </span></div><div class=\"ps7806 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kokonaistulot, odotettavissa oleva tappio kirjataan kuluksi v\u00e4litt\u00f6m\u00e4sti. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Tuloutuksen ajoittuminen omaperusteisissa asuinrakennushankkeissa</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT:n johto tekee maakohtaista harkintaa suoritevelvoitteiden t\u00e4yttymisen ajoittumisesta. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Harkintaa tehdess\u00e4\u00e4n johto tarkastelee muun muassa paikallista lains\u00e4\u00e4d\u00e4nt\u00f6\u00e4 ja </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimusten ehtoja arvioidessaan m\u00e4\u00e4r\u00e4ysvallan siirtymisen kriteereit\u00e4. </span><span class=\"f charStyle-42d14346 ps7814\">Arvioinnin </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskeisi\u00e4 seikkoja ovat, ett\u00e4 YIT on t\u00e4ytt\u00e4nyt sopimuksen mukaisen suoritevelvoitteensa, </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">viranomainen on hyv\u00e4ksynyt kohteen k\u00e4ytt\u00f6\u00f6notettavaksi ja YIT:ll\u00e4 on oikeus maksuun </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakkaalta. </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Suomen omaperusteiset asuinrakennushankkeet</span></div><div class=\"ps5053 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomessa asuntojen myynti on yhti\u00f6kuorena toimivan asunto-osakeyhti\u00f6n osakkeiden </span></div><div class=\"ps5054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">myynti\u00e4. Omaperusteisessa asuinrakentamisessa sovelletaan RS-turvaj\u00e4rjestelm\u00e4\u00e4, jolla </span></div><div class=\"ps5055 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojataan rakentamisvaiheessa ostajan oikeudet. Omaperusteiseen asunto-osakeyhti\u00f6\u00f6n </span></div><div class=\"ps5057 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liittyv\u00e4t rakentamisvaiheen p\u00e4\u00e4t\u00f6kset on m\u00e4\u00e4ritelty etuk\u00e4teen RS-asiakirjoissa. Asunto-</span></div><div class=\"ps5059 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osakeyhti\u00f6 ei harjoita liiketoimintaa ja p\u00e4\u00e4t\u00f6kset tapahtuvat edell\u00e4 mainittujen asiakirjojen </span></div><div class=\"ps5060 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. Transaktion todellisen luonteen perusteella myynti k\u00e4sitell\u00e4\u00e4n IFRS 15:n </span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisena myyntituottona.</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-398": {
   "value": "<div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t ja -velat</span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Jos sopimuksen laskutus on raportointihetkell\u00e4 pienempi kuin t\u00e4ytt\u00e4misasteen perusteella </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kirjatut myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana omaisuuser\u00e4n\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseen Myyntisaamiset ja muut saamiset -er\u00e4ss\u00e4. Jos sopimuksen laskutus on </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">raportointihetkell\u00e4 suurempi kuin sopimuksen t\u00e4ytt\u00e4misasteen perusteella kirjatut </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myyntituotot, esitet\u00e4\u00e4n erotus asiakassopimukseen perustuvana velkana taseen </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lyhytaikaisissa veloissa Asiakassopimuksiin perustuvat velat, saadut ennakot -er\u00e4ss\u00e4. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 esitet\u00e4\u00e4n Suomen tulouttamattomiin </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t taloyhti\u00f6lainaosuudet ja </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tonttivuokrasopimusvelat.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">ASIAKASSOPIMUKSIIN PERUSTUVAT OMAISUUSER\u00c4T JA </span><span class=\"f charStyle-8e57c0e9 ps7920\">VELAT</span></div><div class=\"ps7931 ss0\"><div class=\"ss889 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:294.75pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps9 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps7923 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #25414d;padding:0\"><div class=\"ps6904 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #25414d;padding:0\"><div class=\"ps2044 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #25414d;padding:0\"><div class=\"ps7924 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt solid #25414d;padding:0\"><div class=\"ps6910 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Pitk\u00e4aikaiset asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7925 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6923 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Lyhytaikaiset asiakassopimuksiin perustuvat velat, saadut ennakot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7926 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">192<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6925 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">199<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat velat, saadut ennakot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7927 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6928 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">204<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2066 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut asiakassopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Myytyjen huoneistojen taloyhti\u00f6lainaosuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7928 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6941 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2074 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-42d14346 ps1762\">Myytyjen huoneistojen vuokratonttien vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7929 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6945 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss887\"><div><div class=\"ps2041 ss886\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut asiakassopimuksiin perustuvat velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7930 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6949 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7933 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Asiakassopimuksiin perustuvat velat, saadut ennakot sis\u00e4lt\u00e4v\u00e4t ajan kuluessa tuloutettavien hankkeiden ty\u00f6netenem\u00e4n ylitt\u00e4v\u00e4t </span></div><div class=\"ps7934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">asiakassuoritukset sek\u00e4 tulouttamattomiin myytyihin omaperusteisiin hankkeisiin liittyv\u00e4t asiakassuoritukset. Lyhytaikaiset saadut ennakot </span></div><div class=\"ps7935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloutuvat seuraavan vuoden aikana.</span></div><div class=\"ps7937 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Asiakassopimuksiin liittyv\u00e4t takuuvaraukset sek\u00e4 10-vuotisvastuuvaraukset esitet\u00e4\u00e4n liitetiedossa 25 Varaukset.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-399": {
   "value": "<div class=\"ps8117 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MYYDYT </span><span class=\"f charStyle-8e57c0e9 ps8116\">LIIKETOIMINNOT</span></div><div class=\"ps5054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tilikaudella 2025 ei ollut olennaisia liiketoimintamyyntej\u00e4.</span></div><div class=\"ps5057 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT ilmoitti 9.1.2024 sopineensa yhti\u00f6n sis\u00e4isi\u00e4 kalustopalveluita tuottavan tyt\u00e4ryhti\u00f6n, YIT Kalusto Oy:n, koko osakekannan myynnist\u00e4 </span></div><div class=\"ps5059 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kalustovuokrausliiketoimintaa harjoittavalle Renta Oy:lle. Osana j\u00e4rjestely\u00e4 YIT ja Renta solmivat pitk\u00e4aikaisen yhteisty\u00f6sopimuksen </span></div><div class=\"ps5060 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kalustopalveluiden toimittamisesta YIT:lle Suomessa. Osakekaupan lis\u00e4ksi YIT myi Rentalle YIT Kalusto Oy:n k\u00e4yt\u00f6ss\u00e4 olevan, Urjalassa </span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijaitsevan kiinteist\u00f6ns\u00e4. Ennen osakekaupan toteuttamista YIT:n infraliiketoimintaan liittyv\u00e4 erikoiskalusto ja sen parissa ty\u00f6skentelev\u00e4 </span></div><div class=\"ps5062 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">henkil\u00f6st\u00f6 siirtyiv\u00e4t konsernin sis\u00e4isell\u00e4 liiketoimintakaupalla YIT Infra Oy:lle. Myynti saatiin p\u00e4\u00e4t\u00f6kseen 29.2.2024. YIT Kalusto Oy kuului </span></div><div class=\"ps5063 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Infra-segmenttiin. </span></div><div class=\"ps5065 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT kirjasi kaupasta myyntivoiton 19 miljoonaa euroa vuoden 2024 ensimm\u00e4iselle vuosinelj\u00e4nnekselle. Myynnin velaton kauppahinta oli </span></div><div class=\"ps8118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 37 miljoonaa euroa, ja myynnin rahavirta 34 miljoonaa euroa. YIT lunasti vuokratut k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t YIT Kalusto Oy:lle, </span></div><div class=\"ps8119 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joka oli kaupan toteuttamisen ehtona. T\u00e4st\u00e4 johtuen j\u00e4rjestelyn nettorahavirtavaikutus oli 28 miljoonaa euroa.</span></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">6. MYYT\u00c4V\u00c4N\u00c4 OLEVAT OMAISUUSER\u00c4T JA </span><span class=\"f charStyle-a50e2afc ps3045\">LOPETETUT TOIMINNOT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lopetettuihin toimintoihin liittyv\u00e4t omaisuuser\u00e4t ja velat esitet\u00e4\u00e4n erikseen omilla riveill\u00e4\u00e4n taseessa myyt\u00e4vin\u00e4 oleviksi luokiteltuina </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuserin\u00e4 aina myyntiin asti. Lopetettujen toimintojen tulos raportoidaan erill\u00e4\u00e4n jatkuvien toimintojen tuotoista ja kuluista </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konsernituloslaskelmassa. Konsernin sis\u00e4iset tuotot ja kulut jatkuvien ja lopetettujen toimintojen v\u00e4lill\u00e4 on eliminoitu lukuun ottamatta </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuottoja ja kuluja, joiden katsotaan jatkuvan lopetettujen toimintojen myymisen j\u00e4lkeen.</span></div><div class=\"ps8123 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">MYYT\u00c4V\u00c4N\u00c4 OLEVAT OMAISUUSER\u00c4T</span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tilikaude</span><span class=\"f charStyle-42d14346 ps8124\">n 2025 ja 202</span><span class=\"f charStyle-42d14346 ps8125\">4 lopussa konsernilla ei ollut myyt\u00e4v\u00e4n\u00e4 olevia omaisuuseri\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-400": {
   "value": "<div class=\"ps8121 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">HANKITUT LIIKETOIMINNOT</span></div><div class=\"ps3746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tilikaudella 2025 ja 2024 konsernilla ei ollut liiketoimintahankintoja.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-402": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">6. MYYT\u00c4V\u00c4N\u00c4 OLEVAT OMAISUUSER\u00c4T JA </span><span class=\"f charStyle-a50e2afc ps3045\">LOPETETUT TOIMINNOT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lopetettuihin toimintoihin liittyv\u00e4t omaisuuser\u00e4t ja velat esitet\u00e4\u00e4n erikseen omilla riveill\u00e4\u00e4n taseessa myyt\u00e4vin\u00e4 oleviksi luokiteltuina </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuserin\u00e4 aina myyntiin asti. Lopetettujen toimintojen tulos raportoidaan erill\u00e4\u00e4n jatkuvien toimintojen tuotoista ja kuluista </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konsernituloslaskelmassa. Konsernin sis\u00e4iset tuotot ja kulut jatkuvien ja lopetettujen toimintojen v\u00e4lill\u00e4 on eliminoitu lukuun ottamatta </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuottoja ja kuluja, joiden katsotaan jatkuvan lopetettujen toimintojen myymisen j\u00e4lkeen.</span></div><div class=\"ps8123 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">MYYT\u00c4V\u00c4N\u00c4 OLEVAT OMAISUUSER\u00c4T</span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tilikaude</span><span class=\"f charStyle-42d14346 ps8124\">n 2025 ja 202</span><span class=\"f charStyle-42d14346 ps8125\">4 lopussa konsernilla ei ollut myyt\u00e4v\u00e4n\u00e4 olevia omaisuuseri\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-401": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">6. MYYT\u00c4V\u00c4N\u00c4 OLEVAT OMAISUUSER\u00c4T JA </span><span class=\"f charStyle-a50e2afc ps3045\">LOPETETUT TOIMINNOT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div><div class=\"ps8123 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">MYYT\u00c4V\u00c4N\u00c4 OLEVAT OMAISUUSER\u00c4T</span></div><div class=\"ps5061 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tilikaude</span><span class=\"f charStyle-42d14346 ps8124\">n 2025 ja 202</span><span class=\"f charStyle-42d14346 ps8125\">4 lopussa konsernilla ei ollut myyt\u00e4v\u00e4n\u00e4 olevia omaisuuseri\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-405": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lopetettuihin toimintoihin liittyv\u00e4t omaisuuser\u00e4t ja velat esitet\u00e4\u00e4n erikseen omilla riveill\u00e4\u00e4n taseessa myyt\u00e4vin\u00e4 oleviksi luokiteltuina </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuserin\u00e4 aina myyntiin asti. Lopetettujen toimintojen tulos raportoidaan erill\u00e4\u00e4n jatkuvien toimintojen tuotoista ja kuluista </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konsernituloslaskelmassa. Konsernin sis\u00e4iset tuotot ja kulut jatkuvien ja lopetettujen toimintojen v\u00e4lill\u00e4 on eliminoitu lukuun ottamatta </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuottoja ja kuluja, joiden katsotaan jatkuvan lopetettujen toimintojen myymisen j\u00e4lkeen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDiscontinuedOperationsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-404": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lopetettuihin toimintoihin liittyv\u00e4t omaisuuser\u00e4t ja velat esitet\u00e4\u00e4n erikseen omilla riveill\u00e4\u00e4n taseessa myyt\u00e4vin\u00e4 oleviksi luokiteltuina </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuserin\u00e4 aina myyntiin asti. Lopetettujen toimintojen tulos raportoidaan erill\u00e4\u00e4n jatkuvien toimintojen tuotoista ja kuluista </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konsernituloslaskelmassa. Konsernin sis\u00e4iset tuotot ja kulut jatkuvien ja lopetettujen toimintojen v\u00e4lill\u00e4 on eliminoitu lukuun ottamatta </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuottoja ja kuluja, joiden katsotaan jatkuvan lopetettujen toimintojen myymisen j\u00e4lkeen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperationsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-403": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Pitk\u00e4aikaiset omaisuuser\u00e4t tai luovutettavien erien ryhm\u00e4t luokitellaan myyt\u00e4vin\u00e4 oleviksi, kun niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kertym\u00e4\u00e4n p\u00e4\u00e4asiassa niiden myynnist\u00e4 ja myynti on eritt\u00e4in todenn\u00e4k\u00f6inen. Jos niiden kirjanpitoarvoa vastaava m\u00e4\u00e4r\u00e4 tulee kertym\u00e4\u00e4n </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa niiden myynnist\u00e4 sen sijaan, ett\u00e4 se kertyisi niiden jatkuvasta k\u00e4yt\u00f6st\u00e4, ne esitet\u00e4\u00e4n kirjanpitoarvoonsa tai k\u00e4yp\u00e4\u00e4n arvoon, josta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on v\u00e4hennetty myynnist\u00e4 aiheutuvat menot sen mukaan, kumpi n\u00e4ist\u00e4 on pienempi.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-406": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">7. LIIKETOIMINNAN</span><span class=\"f charStyle-a50e2afc ps8206\"> MUUT TUOTOT </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoiminnan muissa tuotoissa esitet\u00e4\u00e4n tyypillisesti varsinaiseen liiketoimintaan kuulumatto</span><span class=\"f charStyle-42d14346 ps8207\">mia tuo</span><span class=\"f charStyle-42d14346 ps8208\">ttoja, kuten vuokratuotot sek\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aineellisten ja aineettomien hy\u00f6dykkeiden luovutuksista syntyv\u00e4t voitot. Vuokratuotot liittyv\u00e4t p\u00e4\u00e4asiallisesti edelleen vuokrattuihin </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6oikeusomaisuuseriin. Vuokrasopimuksiin liittyv\u00e4\u00e4 laatimisperiaatetta on kuvattu tarkemmin liitetiedossa Vuokrasopimukset.</span></div><div class=\"ps285 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKETOIMINNAN MUUT TUOTOT</span></div><div class=\"ps8221 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Aineellisten hy\u00f6dykkeiden myyntivoitot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8209\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Sijoitusten myyntivoitot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8213\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vuokratuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8209\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut tuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8209\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8213\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Vuoden 2024 myyntivoitot sis\u00e4lt\u00e4v\u00e4t yhti\u00f6n sis\u00e4isi\u00e4 kalustopalveluita tuottavan tyt\u00e4ryhti\u00f6n, YIT Kalusto Oy:n, myyntivoiton yhteens\u00e4 </span><span class=\"f charStyle-c6f424d9 ps8222\">19</span><span class=\"f charStyle-c6f424d9 ps8223\"> miljoonaa </span></div><div class=\"ps8225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">euroa. </span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps622\">8. LIIKETOIMINNAN MUUT KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan muissa kuluissa esitet\u00e4\u00e4n muun muassa aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot, lyhytaikaisten ja arvoltaan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4h\u00e4isten vuokrasopimusten kulut, IT-kulut sek\u00e4 muita liiketoiminnan kuluja. </span><span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div><div class=\"ps8117 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LIIKETOIMINNAN MUUT KULUT</span></div><div class=\"ps8239 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaisten ja arvoltaan v\u00e4h\u00e4isten vuokrasopimusten kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-43<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vapaaehtoiset henkil\u00f6sivukulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Matkakulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">IT-kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kiinteist\u00f6jen hoitokulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimuksiin kohdistuvat muut kulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-66<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut kulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-59<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-217<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Oikaisu vertailukauden rivien v\u00e4lill\u00e4</span></div><div class=\"ps8242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin kuluksi kirjatut tutkimus- ja kehitt\u00e4mismenot olivat 13 miljoonaa euroa (15).</span></div><div class=\"ps8246 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tilintarkastajille maksetut pal</span><span class=\"f charStyle-8e57c0e9 ps8244\">kkio</span><span class=\"f charStyle-8e57c0e9 ps8245\">t</span></div><div class=\"ps8253 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps8247 ss147\"><span class=\"f charStyle-802ab45f ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps7\">Ernst &amp; Young<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Lakis\u00e4\u00e4teinen tilintarkastus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Tilintarkastuslain 1.1,2 \u00a7:ss\u00e4 tarkoitetut toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Kest\u00e4vyysraportoinnin varmentaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Muut em. lainkohdan tarkoittamat toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Veroneuvonta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Muut palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-802ab45f ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,6<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-407": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">7. LIIKETOIMINNAN</span><span class=\"f charStyle-a50e2afc ps8206\"> MUUT TUOTOT </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoiminnan muissa tuotoissa esitet\u00e4\u00e4n tyypillisesti varsinaiseen liiketoimintaan kuulumatto</span><span class=\"f charStyle-42d14346 ps8207\">mia tuo</span><span class=\"f charStyle-42d14346 ps8208\">ttoja, kuten vuokratuotot sek\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">aineellisten ja aineettomien hy\u00f6dykkeiden luovutuksista syntyv\u00e4t voitot. Vuokratuotot liittyv\u00e4t p\u00e4\u00e4asiallisesti edelleen vuokrattuihin </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6oikeusomaisuuseriin. Vuokrasopimuksiin liittyv\u00e4\u00e4 laatimisperiaatetta on kuvattu tarkemmin liitetiedossa Vuokrasopimukset.</span></div><div class=\"ps285 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKETOIMINNAN MUUT TUOTOT</span></div><div class=\"ps8221 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Aineellisten hy\u00f6dykkeiden myyntivoitot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8209\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Sijoitusten myyntivoitot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8213\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vuokratuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8209\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut tuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps8209\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8213\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Vuoden 2024 myyntivoitot sis\u00e4lt\u00e4v\u00e4t yhti\u00f6n sis\u00e4isi\u00e4 kalustopalveluita tuottavan tyt\u00e4ryhti\u00f6n, YIT Kalusto Oy:n, myyntivoiton yhteens\u00e4 </span><span class=\"f charStyle-c6f424d9 ps8222\">19</span><span class=\"f charStyle-c6f424d9 ps8223\"> miljoonaa </span></div>euroa.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-409": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps622\">8. LIIKETOIMINNAN MUUT KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan muissa kuluissa esitet\u00e4\u00e4n muun muassa aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot, lyhytaikaisten ja arvoltaan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4h\u00e4isten vuokrasopimusten kulut, IT-kulut sek\u00e4 muita liiketoiminnan kuluja. </span><span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div><div class=\"ps8117 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LIIKETOIMINNAN MUUT KULUT</span></div><div class=\"ps8239 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaisten ja arvoltaan v\u00e4h\u00e4isten vuokrasopimusten kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-43<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vapaaehtoiset henkil\u00f6sivukulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Matkakulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">IT-kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kiinteist\u00f6jen hoitokulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimuksiin kohdistuvat muut kulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-66<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut kulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-59<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-217<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Oikaisu vertailukauden rivien v\u00e4lill\u00e4</span></div><div class=\"ps8242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin kuluksi kirjatut tutkimus- ja kehitt\u00e4mismenot olivat 13 miljoonaa euroa (15).</span></div><div class=\"ps8246 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tilintarkastajille maksetut pal</span><span class=\"f charStyle-8e57c0e9 ps8244\">kkio</span><span class=\"f charStyle-8e57c0e9 ps8245\">t</span></div><div class=\"ps8253 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps8247 ss147\"><span class=\"f charStyle-802ab45f ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps7\">Ernst &amp; Young<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Lakis\u00e4\u00e4teinen tilintarkastus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Tilintarkastuslain 1.1,2 \u00a7:ss\u00e4 tarkoitetut toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Kest\u00e4vyysraportoinnin varmentaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Muut em. lainkohdan tarkoittamat toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Veroneuvonta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Muut palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-802ab45f ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,6<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_238\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">9</span><span class=\"f charStyle-a50e2afc ps7365\">. </span><span class=\"f charStyle-a50e2afc ps7712\">TY\u00d6SUHDE-ETUUDET</span><span class=\"f charStyle-a50e2afc ps8254\"> JA HENKIL\u00d6ST\u00d6M\u00c4\u00c4R</span><span class=\"f charStyle-a50e2afc ps8255\">\u00c4</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">sakeperusteiset maksut</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Palkkion suoritustavasta riippuen osakepalkkioj\u00e4rjestelm\u00e4t kirjataan joko omana p\u00e4\u00e4omana tai rahana maksettavina osakeperusteisina </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimina. Mik\u00e4li osakeperusteisesti maksettavaan liiketoimeen sis\u00e4ltyy l\u00e4hdeverovelvoitteiden nettom\u00e4\u00e4r\u00e4ist\u00e4 suorittamista koskeva </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ominaisuus, luokitellaan liiketoimi kokonaan omana p\u00e4\u00e4omana maksettavaksi.</span><span class=\"f charStyle-42d14346 ps8257\"> YIT:n osakepalkkioj\u00e4rjestelm\u00e4t ovat </span><span class=\"f charStyle-42d14346 ps8258\">kokonaan omana </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omana maksettavia ohjelmia.</span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo perustuu YIT Oyj:n osakkeen markkinahintaan my\u00f6nt\u00e4misp\u00e4iv\u00e4n\u00e4, josta on </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4hennetty odotettavissa olevien osinkojen nykyarvo. Lis\u00e4ksi etuuden my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4 huomioidaan </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaperusteisten ehtojen (Total Shareholder Return, TSR) vaikutus. My\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenn\u00e4k\u00f6isyyksill\u00e4 painotettuihin arvoihin perustuvaa mallia, jotta otetaan huomioon todenn\u00e4k\u00f6isyys sille, ett\u00e4 markkinaperusteinen ehto </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4 t\u00e4yttym\u00e4tt\u00e4. Kulu kirjataan riippumatta siit\u00e4, onko markkinaperusteinen ehto t\u00e4yttynyt. Ei-markkinaperusteisia ehtoja ja ty\u00f6n suorittamista </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">koskevaa ehtoa ei oteta huomioon my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4, vaan ne otetaan huomioon niiden osakkeiden m\u00e4\u00e4riss\u00e4, </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joihin oletetaan syntyv\u00e4n oikeus ansaintajakson lopussa. Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo jaksotetaan kuluksi </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">henkil\u00f6st\u00f6kuluihin ja omaan p\u00e4\u00e4omaan oikeuden syntymisajanjaksolle. </span></div><div class=\"ps8260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">I</span><span class=\"f charStyle-37f3c1a8 ps8259\">rtisanomisen yhteydess\u00e4 suoritettavat etuudet</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Irtisanomisen yhteydess\u00e4 suoritettavalla velvoitteella tarkoitetaan sellaista kulua, josta yhti\u00f6 ei saa vastaavaa ty\u00f6suoritusta. Irtisanomisen </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 suoritettavat etuudet kirjataan kuluksi, kun konserni on sitoutunut peruuttamattomasti lopettamaan ty\u00f6ntekij\u00f6iden ty\u00f6suhteen </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksityiskohtaisen, asianmukaisen suunnitelman mukaisesti. Lis\u00e4ksi kuluksi kirjataan etuudet, joita konserni on tarjonnut irtisanomisten </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 mahdollisesti vapaaehtoisten irtisanoutumisten edist\u00e4miseksi. Irtisanottujen henkil\u00f6iden etuuksiin liittyv\u00e4t erilaisten s\u00e4\u00e4nn\u00f6st\u00f6jen </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella todenn\u00e4k\u00f6isesti syntyv\u00e4t muut velat on arvioitu tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ja kirjattu kuluksi ja velaksi.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">HENKIL\u00d6ST\u00d6KULUT JA -M\u00c4\u00c4R\u00c4</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Palkat ja palkkiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-219<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kekulut, maksupohjaiset j\u00e4rjestelyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-30<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kekulut, etuuspohjaiset j\u00e4rjestelyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Osakeperusteinen palkitseminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut henkil\u00f6sivukulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2058 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8266 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-254<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8267 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-264<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8273 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Henkil\u00f6st\u00f6n lukum\u00e4\u00e4r\u00e4 oli tilikauden aikana keskim\u00e4\u00e4rin </span><span class=\"f charStyle-42d14346 ps8269\">4\u00a0052</span><span class=\"f charStyle-42d14346 ps8270\"> (</span><span class=\"f charStyle-42d14346 ps8271\">4\u00a0396</span><span class=\"f charStyle-42d14346 ps8272\">).</span></div><div class=\"ps8275 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSAKEPERUSTEISET MAKSUT</span></div><div class=\"ps6327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 on k\u00e4yt\u00f6ss\u00e4 pitk\u00e4n aikav\u00e4lin osakepohjainen kannustinj\u00e4rjestelm\u00e4 strategisen muutoksen ja pitk\u00e4n aikav\u00e4lin tuloksellisuuden </span></div><div class=\"ps6328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tukemiseksi. Lis\u00e4ksi se t\u00e4ydent\u00e4\u00e4 k\u00e4yt\u00f6ss\u00e4 olevia muita palkitsemisen v\u00e4lineit\u00e4. J\u00e4rjestelm\u00e4n tavoitteena on kannustaa avainhenkil\u00f6it\u00e4 </span></div><div class=\"ps6329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitehakuisuuteen, palkita erinomaisista suorituksista sek\u00e4 sitouttaa pitk\u00e4aikaiseen ty\u00f6skentelyyn YIT:n palveluksessa. YIT:n hallituksen </span></div><div class=\"ps6330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4senet eiv\u00e4t kuulu t\u00e4m\u00e4n osakepohjaisen kannustinj\u00e4rjestelm\u00e4n piiriin.</span></div><div class=\"ps8276 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Osakeohjelmat 2023\u20132025, 2024\u20132026 ja 2025\u20132027</span></div><div class=\"ps6306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT Oyj:n hallitus p\u00e4\u00e4tti 16.3.2020 k\u00e4ynnist\u00e4\u00e4 uuden avainhenkil\u00f6iden osakepohjaisen kannustinj\u00e4rjestelm\u00e4n. Kannustinohjelma muodostuu </span></div><div class=\"ps6307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kolmen vuoden ansaintajaksoista</span><span class=\"f charStyle-42d14346 ps8277\">. Mahdollinen palkkio m\u00e4\u00e4r\u00e4ytyy YIT Oyj:n hallituksen vuosittain kullekin ansaintajaksolle p\u00e4\u00e4tt\u00e4mien </span></div><div class=\"ps6308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mittareiden ja niille asetettujen tavoitetasojen perusteella. Nelj\u00e4s ansaintajakso on p\u00e4\u00e4tetty vuosille 2023\u20132025, ja sen mittareina ovat </span></div><div class=\"ps6309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">absoluuttinen osakkeenomistajien kokonaistuotto (TSR, Total Shareholder Return) ja vastuullisuus (p\u00e4\u00e4st\u00f6v\u00e4hennys). Viides ansaintajakso </span></div><div class=\"ps6310 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on p\u00e4\u00e4tetty vuosille 2024\u20132026, ja sen mittareina ovat absoluuttinen osakkeenomistajien kokonaistuotto (TSR, Total Shareholder Return) ja </span></div><div class=\"ps6311 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastuullisuus (p\u00e4\u00e4st\u00f6v\u00e4hennys). Kuudes ansaintajakso on p\u00e4\u00e4tetty vuosille 2025-2027, ja sen mittareina ovat sijoitetun p\u00e4\u00e4oman tuotto </span></div><div class=\"ps6312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">(ROCE), absoluuttinen osakkeenomistajien kokonaistuotto (TSR, Total Shareholder Return) ja vastuullisuus (p\u00e4\u00e4st\u00f6v\u00e4hennys). </span></div><div class=\"ps6313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">P\u00e4\u00e4st\u00f6v\u00e4hennystavoite on m\u00e4\u00e4ritetty ansaintajaksolle 2023\u20132025 Science Based Targets initiativen S</span><span class=\"f charStyle-42d14346 ps8278\">cope</span><span class=\"f charStyle-42d14346 ps8279\"> 1 ja Scope 2 ehtojen </span></div><div class=\"ps6314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaisesti, ja ansaintajaksoille 2024\u20132026 ja 2025\u20132027 Science Based Targets initiativen Scope 1, 2 ja 3 ehtojen mukaisesti.</span><span class=\"f charStyle-42d14346 ps8280\"> Hallitus </span></div><div class=\"ps8281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4tt\u00e4\u00e4 kullekin uudelle ansaintajaksolle my\u00f6s palkitsemisohjelman piiriin kuuluvat noin 135 avainhenkil\u00f6\u00e4 YIT:n eri toimintamaista. </span></div><div class=\"ps8283 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kolmen vuoden ansaintajakson j\u00e4lkeen osakkeet luovutetaan ty\u00f6- tai toimisuhteessa olevalle avainhenkil\u00f6lle kolmannen ansaintavuoden </span></div><div class=\"ps8284 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tilinp\u00e4\u00e4t\u00f6ksen vahvistamisen j\u00e4lkeen. Vuosittain voidaan jakaa ansaintajaksosta riippuen yhteens\u00e4 enint\u00e4\u00e4n 1 999 000\u20132 184 000 brutto-</span></div><div class=\"ps8285 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osaketta. Lis\u00e4ksi hallitus suosittelee, ett\u00e4 johtoryhm\u00e4n j\u00e4senet pyrkiv\u00e4t omistamaan pitk\u00e4n aikav\u00e4lin kannustinj\u00e4rjestelm\u00e4n my\u00f6t\u00e4 YIT:n </span></div><div class=\"ps8286 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osakkeita arvolla, joka vastaa v\u00e4hint\u00e4\u00e4n puolta vuosipalkasta ja toimitusjohtaja vuosipalkkansa verran ollessaan johtoryhm\u00e4n j\u00e4senin\u00e4. </span></div><div class=\"ps8287 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Hallituksella on kaikissa tilanteissa mahdollisuus palkkioiden tarkentamiseen.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">M\u00e4\u00e4r\u00e4aikainen strateginen kannustinohjelma 2025\u20132029</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT Oyj:n hallitus p\u00e4\u00e4tti 30.4.2025 uuden m\u00e4\u00e4r\u00e4aikaisen strategisen kannustinohjelman perustamisesta YIT-konsernin ylimm\u00e4lle johdolle. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ohjelman tarkoituksena on yhdist\u00e4\u00e4 yhti\u00f6n omistajien ja johdon tavoitteet yhti\u00f6n arvon nostamiseksi pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4, sitouttaa johto </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteuttamaan yhti\u00f6n vuonna 2024 julkistamaa strategiaa ja sen tavoitteita vuosille 2025\u20132029 sek\u00e4 luoda vahva yhteys pitk\u00e4n aikav\u00e4lin </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">strategisten tavoitteiden ja johdon palkitsemisrakenteiden v\u00e4lille. </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4aikaisessa strategisessa kannustinohjelmassa 2025\u20132029 on yksi ansaintajakso, joka kattaa tilikaudet 2025\u20132029. Ohjelmassa </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohderyhm\u00e4ll\u00e4 on mahdollisuus ansaita YIT Oyj:n osakkeita suoriutumisen perusteella. J\u00e4rjestelm\u00e4n ansaintakriteerit on sidottu vuoden </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">2029 liikevaihtoon, oikaistuun liikevoittoon, sitoutuneen p\u00e4\u00e4oman tuottoon ja eri v\u00e4litavoitekriteereihin, jotka liittyv\u00e4t YIT Oyj:n strategisiin </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tavoitteisiin. Ohjelman mahdolliset palkkiot maksetaan viiden kuukauden kuluessa ansaintajakson p\u00e4\u00e4ttymisest\u00e4. Ohjelman perusteella </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksettavien palkkioiden arvo vastaa yhteens\u00e4 enint\u00e4\u00e4n 2 900 000 YIT Oyj:n osaketta sis\u00e4lt\u00e4en my\u00f6s rahana maksettavan osuuden. </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kohderyhm\u00e4\u00e4n kuuluu noin 10 avainhenkil\u00f6\u00e4, mukaan lukien YIT:n johtoryhm\u00e4n j\u00e4senet ja toimitusjohtaja.</span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mahdollinen palkkio maksetaan osittain YIT Oyj:n osakkeina ja osittain rahana. Palkkion rahaosuudella on tarkoitus kattaa palkkiosta </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">avainhenkil\u00f6lle aiheutuvat verot ja lakis\u00e4\u00e4teiset sosiaalivakuutusmaksut. Jos avainhenkil\u00f6n ty\u00f6- tai johtajasopimus p\u00e4\u00e4ttyy ennen palkkion </span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksamista, palkkiota ei p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti makseta.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Osakepalkkio-ohjelmien tiedot </span></div><div class=\"ps4365 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:320.25pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-right:1pt solid #000;padding:0\"></td><td colspan=\"4\" style=\"background-color:#FFFFFF;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps5860 ss922\"><div><div class=\"ps1419 ss921\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4n aikav\u00e4lin kannustinj\u00e4rjestelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-left:1pt solid #000;border-right:1pt solid #ffffff;padding:0\"><div class=\"ps8290 ss924\"><div><div class=\"ps8289 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">M\u00e4\u00e4r\u00e4aikainen strateginen <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">kannustinohjelma</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-right:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8293 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8294 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2024-2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8295 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2023-2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8296 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2022-2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0\"><div class=\"ps8297 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2029<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1438 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">My\u00f6nt\u00e4misp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8299 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">28.3.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8301 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">8.5.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8302 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">2.5.2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8303 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">19.4.2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8304 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1.10.2025<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Annettavat maksimiosakkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8305 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0100\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8306 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0999\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8307 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0184\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8308 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0326\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8309 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0900\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Ansaintajakson alkamisp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8310 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8311 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8312 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8313 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8314 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Ansaintajakson p\u00e4\u00e4ttymisp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8316 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8317 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8318 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8319 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8320 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2029<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Sitouttamisjakson p\u00e4\u00e4ttymisp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8321 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8322 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8323 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8324 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.05.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8325 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2030<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:45pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss927\"><div><div class=\"ps1892 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikeuden syntymisehdot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8332 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8326\">Sijoitetun p\u00e4\u00e4oman tuotto (ROCE), <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8327\">osakkeen kokonaistuotto (TSR) ja </span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8329\">kest\u00e4v\u00e4 kehitys (p\u00e4\u00e4st\u00f6v\u00e4hennys) ja </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps1619\">ty\u00f6suhteen voimassaolo</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8337 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8333\">Absoluuttinen osakkeenomistajien <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8334\">kokonaistuotto (TSR), vastuullisuus <span class=\"f ps104\"> </span></span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8335\">(p\u00e4\u00e4st\u00f6v\u00e4hennys) ja ty\u00f6suhteen </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps8336\">voimassaolo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8338 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8333\">Absoluuttinen osakkeenomistajien <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8334\">kokonaistuotto (TSR), vastuullisuus <span class=\"f ps104\"> </span></span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8335\">(p\u00e4\u00e4st\u00f6v\u00e4hennys) ja ty\u00f6suhteen </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps8336\">voimassaolo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8343 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8339\">Absoluuttinen osakkeenomistajien <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8340\">kokonaistuotto (TSR), vastuullisuus <span class=\"f ps104\"> </span></span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8341\">(p\u00e4\u00e4st\u00f6v\u00e4hennys) ja ty\u00f6suhteen </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps8342\">voimassaolo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8347 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8344\">Liikevaihto, oikaistu liikevoitto, <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8345\">sitoutuneen p\u00e4\u00e4oman tuotto (ROCE) </span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8346\">ja eri v\u00e4litavoitekriteerit sek\u00e4 </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps1619\">ty\u00f6suhteen voimassaolo</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5903 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Toteutustapa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5904 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8348\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8349 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8348\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8351 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8350\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8352 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8348\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8353 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8350\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps45 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakem\u00e4\u00e4r\u00e4n kuvaus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8355 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8354\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8356 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8354\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8358 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8357\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8359 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8354\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8361 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8360\">Brutto-osake<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">J\u00e4rjestelyn piiriin kuuluvien henkil\u00f6iden lukum\u00e4\u00e4r\u00e4 raportointikauden lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8363 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8362\">108<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8364 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8362\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8365 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8362\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8367 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8366\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8368 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8366\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8369 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Ilmoitettujen brutto-osakkeiden m\u00e4\u00e4r\u00e4 merkityill\u00e4 ansaintajaksoilla edustaa osakem\u00e4\u00e4r\u00e4\u00e4 ennen osakkeen kokonaistuottoon perustuvaa lis\u00e4ansaintamahdollisuutta. Lopullinen ansainta voidaan kertoa 1,5 kertoimella, mik\u00e4li m\u00e4\u00e4ritetty TSR-taso saavutetaan.</span></div><div class=\"ps8371 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muutokset osakem\u00e4\u00e4riss\u00e4</span></div><div class=\"ps8398 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:320.25pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td></tr><tr style=\"height:18pt\"><td style=\"border-right:1pt solid #000;padding:0\"></td><td colspan=\"4\" style=\"background-color:#FFFFFF;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps5860 ss930\"><div><div class=\"ps8372 ss921\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4n aikav\u00e4lin kannustinj\u00e4rjestelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-left:1pt solid #000;padding:0\"><div class=\"ps8290 ss931\"><div><div class=\"ps8373 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">M\u00e4\u00e4r\u00e4aikainen strateginen <span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">kannustinohjelma</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-right:1pt solid #25414d;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #25414d;border-right:1pt solid #000;padding:0\"><div class=\"ps8374 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8375 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2024-2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8376 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2023-2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8377 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2022-2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0\"><div class=\"ps8378 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2029<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt solid #000;padding:0\"><div class=\"ps3776 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">1.1.2025 ulkona olevat osakkeet, kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8379 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0990\u00a0032<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8380 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0811\u00a0031<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8381 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0240\u00a0531<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5211 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella my\u00f6nnetyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8382 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0127\u00a0500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8383 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0196\u00a0278<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella menetetyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8385 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8384\">99\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8387 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">198\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8388 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">229\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8389 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">329\u00a0888<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella toteutetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8390 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">121\u00a0553<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella rauenneet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8391 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0118\u00a0978<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8392 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025 ulkona olevat osakkeet, kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8393 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0028\u00a0500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8394 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0792\u00a0032<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8395 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0582\u00a0031<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8396 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8366\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8397 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0866\u00a0390<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00e4yv\u00e4n arvon laskentaa koskevat tiedot</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">My\u00f6nnettyjen osakkeiden k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritet\u00e4\u00e4n my\u00f6nt\u00e4mishetkell\u00e4 ja jaksotetaan osakkeiden vapautumiseen asti. Markkinaperusteisen kriteerin laskennassa on k\u00e4ytetty Monte Carlo -simulaatiota. K\u00e4yp\u00e4 arvo yhteens\u00e4 perustuu yhti\u00f6n </span><span class=\"f charStyle-42d14346 ps8399\">31.12.2025</span><span class=\"f charStyle-42d14346 ps8400\"> tehtyyn arviointiin IFRS 2 -kulujen </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4st\u00e4. Tilikaudella my\u00f6nnettyjen osakepalkkioiden k\u00e4yv\u00e4n arvon keskeiset parametrit on esitetty alla olevassa taulukossa. </span></div><div class=\"ps8450 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:587.25pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:134.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8402 ss934\"><div><div class=\"ps234 ss933\"><span class=\"f charStyle-2f4a018f ps8401\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8403 ss934\"><div><div class=\"ps234 ss933\"><span class=\"f charStyle-2f4a018f ps8401\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0\"><div class=\"ps8404 ss934\"><div><div class=\"ps234 ss933\"><span class=\"f charStyle-2f4a018f ps8401\">2023<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1692 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">My\u00f6nt\u00e4misp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8406 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8405\">28.3.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8408 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8407\">8.5.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8409 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8407\">2.5.2023<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8211 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakekurssi my\u00f6nt\u00e4mishetkell\u00e4, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8411 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">2,63<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8412 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">2,01<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8413 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">2,22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8414 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakekurssi tilikauden lopussa, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8415 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">3,12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8416 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">3,12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8417 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">3,12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8418 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Odotetut osingot, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8420 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8419\">0,0 %**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8422 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8421\">0,2 %**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8423 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">0,30<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8424 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmalli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8426 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8425\">Monte Carlo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8427 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8425\">Monte Carlo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8428 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8425\">Monte Carlo<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8429 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Riskit\u00f6n korko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8431 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8430\"></span><span class=\"ps8430\">2,1</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8432 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8430\"></span><span class=\"ps8430\">3,0</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8434 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8433\"></span><span class=\"ps8433\">2,6<span style=\"display:inline-block;height:5.71pt;width:1.92pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7166 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Odotettu keskim\u00e4\u00e4r\u00e4inen volatiliteetti, %*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8436 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8435\"></span><span class=\"ps8435\">35</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8437 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8435\"></span><span class=\"ps8435\">34</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8439 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8438\"></span><span class=\"ps8438\">31<span style=\"display:inline-block;height:5.71pt;width:1.92pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8440 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Maturiteetti, vuosia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8442 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8441\">3,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8443 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8441\">3,0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8444 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8441\">2,9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8445 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo, milj. euroa 31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8447 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8446\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8448 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8446\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8449 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8446\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Osakkeen odotettu keskim\u00e4\u00e4r\u00e4inen volatiliteetti on m\u00e4\u00e4ritetty laskemalla osakkeen historiallinen volatiliteetti j\u00e4ljell\u00e4 olevaa voimassaoloaikaa vastaavalle ajanjaksolle k\u00e4ytt\u00e4en p\u00e4iv\u00e4havaintoja.</span></div><div class=\"ps8452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">**Vuotuinen osinkotuotto</span></div><div class=\"ps8454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Osakepalkkio-ohjelmien vaikutus tilikauden tulokseen ja taseeseen</span></div><div class=\"ps8457 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tilikaudella kirjattu kokonaiskulu osakeperusteisiin liiketoimiin liittyen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tilikaudella kirjattu kulu osakkeina k\u00e4sitelt\u00e4viin liiketoimiin liittyen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8414 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Velka osakepalkkio-ohjelmiin liittyen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8455 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8456 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT arvioi tulevaisuudessa veroviranomaisille osakepalkkio-ohjelmiin liittyvien maksettavien maksujen oleva</span><span class=\"f charStyle-42d14346 ps8459\">n 4,8 </span><span class=\"f charStyle-42d14346 ps8460\">miljoonaa euroa. Todellisten </span></div><div class=\"ps8462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksujen m\u00e4\u00e4r\u00e4 voi poiketa arvioidusta.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Muut korko- ja rahoituskulut sis\u00e4lt\u00e4\u00e4 korkojohdannaisten k\u00e4yv\u00e4n arvon muutosta -0 (-2) miljoonaa euroa</span><span class=\"f charStyle-c6f424d9 ps8567\">. </span></div><span class=\"f charStyle-c6f424d9 ps94\">**Korkokulujen aktivoinnissa k\u00e4ytetty korko on ollut v\u00e4lill\u00e4 5,1</span><span class=\"f charStyle-c6f424d9 ps8569\">\u20137,3% (4,2\u20136,6%</span><span class=\"f charStyle-c6f424d9 ps8570\">)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-408": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps622\">8. LIIKETOIMINNAN MUUT KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan muissa kuluissa esitet\u00e4\u00e4n muun muassa aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot, lyhytaikaisten ja arvoltaan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4h\u00e4isten vuokrasopimusten kulut, IT-kulut sek\u00e4 muita liiketoiminnan kuluja. </span><span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div><div class=\"ps8117 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LIIKETOIMINNAN MUUT KULUT</span></div><div class=\"ps8239 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaisten ja arvoltaan v\u00e4h\u00e4isten vuokrasopimusten kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-43<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vapaaehtoiset henkil\u00f6sivukulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Matkakulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">IT-kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kiinteist\u00f6jen hoitokulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimuksiin kohdistuvat muut kulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-66<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut kulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-59<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-217<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8240 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Oikaisu vertailukauden rivien v\u00e4lill\u00e4</span></div><div class=\"ps8242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin kuluksi kirjatut tutkimus- ja kehitt\u00e4mismenot olivat 13 miljoonaa euroa (15).</span></div><div class=\"ps8246 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tilintarkastajille maksetut pal</span><span class=\"f charStyle-8e57c0e9 ps8244\">kkio</span><span class=\"f charStyle-8e57c0e9 ps8245\">t</span></div><div class=\"ps8253 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps8247 ss147\"><span class=\"f charStyle-802ab45f ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps7\">Ernst &amp; Young<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Lakis\u00e4\u00e4teinen tilintarkastus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Tilintarkastuslain 1.1,2 \u00a7:ss\u00e4 tarkoitetut toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Kest\u00e4vyysraportoinnin varmentaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Muut em. lainkohdan tarkoittamat toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Veroneuvonta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Muut palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-802ab45f ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,6<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-410": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan muissa kuluissa esitet\u00e4\u00e4n muun muassa aineellisten ja aineettomien hy\u00f6dykkeiden myyntitappiot, lyhytaikaisten ja arvoltaan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4h\u00e4isten vuokrasopimusten kulut, IT-kulut sek\u00e4 muita liiketoiminnan kuluja. </span><span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">sakeperusteiset maksut</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Palkkion suoritustavasta riippuen osakepalkkioj\u00e4rjestelm\u00e4t kirjataan joko omana p\u00e4\u00e4omana tai rahana maksettavina osakeperusteisina </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimina. Mik\u00e4li osakeperusteisesti maksettavaan liiketoimeen sis\u00e4ltyy l\u00e4hdeverovelvoitteiden nettom\u00e4\u00e4r\u00e4ist\u00e4 suorittamista koskeva </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ominaisuus, luokitellaan liiketoimi kokonaan omana p\u00e4\u00e4omana maksettavaksi.</span><span class=\"f charStyle-42d14346 ps8257\"> YIT:n osakepalkkioj\u00e4rjestelm\u00e4t ovat </span><span class=\"f charStyle-42d14346 ps8258\">kokonaan omana </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omana maksettavia ohjelmia.</span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo perustuu YIT Oyj:n osakkeen markkinahintaan my\u00f6nt\u00e4misp\u00e4iv\u00e4n\u00e4, josta on </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4hennetty odotettavissa olevien osinkojen nykyarvo. Lis\u00e4ksi etuuden my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4 huomioidaan </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaperusteisten ehtojen (Total Shareholder Return, TSR) vaikutus. My\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenn\u00e4k\u00f6isyyksill\u00e4 painotettuihin arvoihin perustuvaa mallia, jotta otetaan huomioon todenn\u00e4k\u00f6isyys sille, ett\u00e4 markkinaperusteinen ehto </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4 t\u00e4yttym\u00e4tt\u00e4. Kulu kirjataan riippumatta siit\u00e4, onko markkinaperusteinen ehto t\u00e4yttynyt. Ei-markkinaperusteisia ehtoja ja ty\u00f6n suorittamista </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">koskevaa ehtoa ei oteta huomioon my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4, vaan ne otetaan huomioon niiden osakkeiden m\u00e4\u00e4riss\u00e4, </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joihin oletetaan syntyv\u00e4n oikeus ansaintajakson lopussa. Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo jaksotetaan kuluksi </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">henkil\u00f6st\u00f6kuluihin ja omaan p\u00e4\u00e4omaan oikeuden syntymisajanjaksolle. </span></div><div class=\"ps8260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">I</span><span class=\"f charStyle-37f3c1a8 ps8259\">rtisanomisen yhteydess\u00e4 suoritettavat etuudet</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Irtisanomisen yhteydess\u00e4 suoritettavalla velvoitteella tarkoitetaan sellaista kulua, josta yhti\u00f6 ei saa vastaavaa ty\u00f6suoritusta. Irtisanomisen </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 suoritettavat etuudet kirjataan kuluksi, kun konserni on sitoutunut peruuttamattomasti lopettamaan ty\u00f6ntekij\u00f6iden ty\u00f6suhteen </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksityiskohtaisen, asianmukaisen suunnitelman mukaisesti. Lis\u00e4ksi kuluksi kirjataan etuudet, joita konserni on tarjonnut irtisanomisten </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 mahdollisesti vapaaehtoisten irtisanoutumisten edist\u00e4miseksi. Irtisanottujen henkil\u00f6iden etuuksiin liittyv\u00e4t erilaisten s\u00e4\u00e4nn\u00f6st\u00f6jen </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella todenn\u00e4k\u00f6isesti syntyv\u00e4t muut velat on arvioitu tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ja kirjattu kuluksi ja velaksi.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-412": {
   "value": "<span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-411": {
   "value": "<span class=\"f charStyle-42d14346 ps8228\">Tutkimusmenot kirjataan kuluksi toteutuessaan. </span><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kehitt\u00e4mismenot aktivoidaan, mik\u00e4li IAS 38 -standardin aktivointiedellytykset t\u00e4yttyv\u00e4t. Toistaiseksi konsernin kehitt\u00e4mismenot eiv\u00e4t ole </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ytt\u00e4neet aktivoinnin perusteita.</span></div><div class=\"ps8242 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin kuluksi kirjatut tutkimus- ja kehitt\u00e4mismenot olivat 13 miljoonaa euroa (15).</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfResearchAndDevelopmentExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-413": {
   "value": "<div class=\"ps8246 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tilintarkastajille maksetut pal</span><span class=\"f charStyle-8e57c0e9 ps8244\">kkio</span><span class=\"f charStyle-8e57c0e9 ps8245\">t</span></div><div class=\"ps8253 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps8247 ss147\"><span class=\"f charStyle-802ab45f ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps8247 ss149\"><span class=\"f charStyle-802ab45f ps8248\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps7\">Ernst &amp; Young<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Lakis\u00e4\u00e4teinen tilintarkastus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-1,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Tilintarkastuslain 1.1,2 \u00a7:ss\u00e4 tarkoitetut toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Kest\u00e4vyysraportoinnin varmentaminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">\u00a0 \u00a0  Muut em. lainkohdan tarkoittamat toimeksiannot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Veroneuvonta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-c6f424d9 ps1762\">Muut palvelut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8251\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-c6f424d9 ps8250\">-0,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps8249 ss147\"><span class=\"f charStyle-802ab45f ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps8249 ss149\"><span class=\"f charStyle-802ab45f ps8252\">-1,6<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-415": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">sakeperusteiset maksut</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Palkkion suoritustavasta riippuen osakepalkkioj\u00e4rjestelm\u00e4t kirjataan joko omana p\u00e4\u00e4omana tai rahana maksettavina osakeperusteisina </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimina. Mik\u00e4li osakeperusteisesti maksettavaan liiketoimeen sis\u00e4ltyy l\u00e4hdeverovelvoitteiden nettom\u00e4\u00e4r\u00e4ist\u00e4 suorittamista koskeva </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ominaisuus, luokitellaan liiketoimi kokonaan omana p\u00e4\u00e4omana maksettavaksi.</span><span class=\"f charStyle-42d14346 ps8257\"> YIT:n osakepalkkioj\u00e4rjestelm\u00e4t ovat </span><span class=\"f charStyle-42d14346 ps8258\">kokonaan omana </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omana maksettavia ohjelmia.</span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo perustuu YIT Oyj:n osakkeen markkinahintaan my\u00f6nt\u00e4misp\u00e4iv\u00e4n\u00e4, josta on </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4hennetty odotettavissa olevien osinkojen nykyarvo. Lis\u00e4ksi etuuden my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4 huomioidaan </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaperusteisten ehtojen (Total Shareholder Return, TSR) vaikutus. My\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenn\u00e4k\u00f6isyyksill\u00e4 painotettuihin arvoihin perustuvaa mallia, jotta otetaan huomioon todenn\u00e4k\u00f6isyys sille, ett\u00e4 markkinaperusteinen ehto </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4 t\u00e4yttym\u00e4tt\u00e4. Kulu kirjataan riippumatta siit\u00e4, onko markkinaperusteinen ehto t\u00e4yttynyt. Ei-markkinaperusteisia ehtoja ja ty\u00f6n suorittamista </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">koskevaa ehtoa ei oteta huomioon my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4, vaan ne otetaan huomioon niiden osakkeiden m\u00e4\u00e4riss\u00e4, </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joihin oletetaan syntyv\u00e4n oikeus ansaintajakson lopussa. Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo jaksotetaan kuluksi </span></div><div class=\"ps7726 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">henkil\u00f6st\u00f6kuluihin ja omaan p\u00e4\u00e4omaan oikeuden syntymisajanjaksolle. </span></div><div class=\"ps8275 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSAKEPERUSTEISET MAKSUT</span></div><div class=\"ps6327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 on k\u00e4yt\u00f6ss\u00e4 pitk\u00e4n aikav\u00e4lin osakepohjainen kannustinj\u00e4rjestelm\u00e4 strategisen muutoksen ja pitk\u00e4n aikav\u00e4lin tuloksellisuuden </span></div><div class=\"ps6328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tukemiseksi. Lis\u00e4ksi se t\u00e4ydent\u00e4\u00e4 k\u00e4yt\u00f6ss\u00e4 olevia muita palkitsemisen v\u00e4lineit\u00e4. J\u00e4rjestelm\u00e4n tavoitteena on kannustaa avainhenkil\u00f6it\u00e4 </span></div><div class=\"ps6329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitehakuisuuteen, palkita erinomaisista suorituksista sek\u00e4 sitouttaa pitk\u00e4aikaiseen ty\u00f6skentelyyn YIT:n palveluksessa. YIT:n hallituksen </span></div><div class=\"ps6330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4senet eiv\u00e4t kuulu t\u00e4m\u00e4n osakepohjaisen kannustinj\u00e4rjestelm\u00e4n piiriin.</span></div><div class=\"ps8276 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Osakeohjelmat 2023\u20132025, 2024\u20132026 ja 2025\u20132027</span></div><div class=\"ps6306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT Oyj:n hallitus p\u00e4\u00e4tti 16.3.2020 k\u00e4ynnist\u00e4\u00e4 uuden avainhenkil\u00f6iden osakepohjaisen kannustinj\u00e4rjestelm\u00e4n. Kannustinohjelma muodostuu </span></div><div class=\"ps6307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kolmen vuoden ansaintajaksoista</span><span class=\"f charStyle-42d14346 ps8277\">. Mahdollinen palkkio m\u00e4\u00e4r\u00e4ytyy YIT Oyj:n hallituksen vuosittain kullekin ansaintajaksolle p\u00e4\u00e4tt\u00e4mien </span></div><div class=\"ps6308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mittareiden ja niille asetettujen tavoitetasojen perusteella. Nelj\u00e4s ansaintajakso on p\u00e4\u00e4tetty vuosille 2023\u20132025, ja sen mittareina ovat </span></div><div class=\"ps6309 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">absoluuttinen osakkeenomistajien kokonaistuotto (TSR, Total Shareholder Return) ja vastuullisuus (p\u00e4\u00e4st\u00f6v\u00e4hennys). Viides ansaintajakso </span></div><div class=\"ps6310 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">on p\u00e4\u00e4tetty vuosille 2024\u20132026, ja sen mittareina ovat absoluuttinen osakkeenomistajien kokonaistuotto (TSR, Total Shareholder Return) ja </span></div><div class=\"ps6311 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastuullisuus (p\u00e4\u00e4st\u00f6v\u00e4hennys). Kuudes ansaintajakso on p\u00e4\u00e4tetty vuosille 2025-2027, ja sen mittareina ovat sijoitetun p\u00e4\u00e4oman tuotto </span></div><div class=\"ps6312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">(ROCE), absoluuttinen osakkeenomistajien kokonaistuotto (TSR, Total Shareholder Return) ja vastuullisuus (p\u00e4\u00e4st\u00f6v\u00e4hennys). </span></div><div class=\"ps6313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">P\u00e4\u00e4st\u00f6v\u00e4hennystavoite on m\u00e4\u00e4ritetty ansaintajaksolle 2023\u20132025 Science Based Targets initiativen S</span><span class=\"f charStyle-42d14346 ps8278\">cope</span><span class=\"f charStyle-42d14346 ps8279\"> 1 ja Scope 2 ehtojen </span></div><div class=\"ps6314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaisesti, ja ansaintajaksoille 2024\u20132026 ja 2025\u20132027 Science Based Targets initiativen Scope 1, 2 ja 3 ehtojen mukaisesti.</span><span class=\"f charStyle-42d14346 ps8280\"> Hallitus </span></div><div class=\"ps8281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4tt\u00e4\u00e4 kullekin uudelle ansaintajaksolle my\u00f6s palkitsemisohjelman piiriin kuuluvat noin 135 avainhenkil\u00f6\u00e4 YIT:n eri toimintamaista. </span></div><div class=\"ps8283 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kolmen vuoden ansaintajakson j\u00e4lkeen osakkeet luovutetaan ty\u00f6- tai toimisuhteessa olevalle avainhenkil\u00f6lle kolmannen ansaintavuoden </span></div><div class=\"ps8284 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tilinp\u00e4\u00e4t\u00f6ksen vahvistamisen j\u00e4lkeen. Vuosittain voidaan jakaa ansaintajaksosta riippuen yhteens\u00e4 enint\u00e4\u00e4n 1 999 000\u20132 184 000 brutto-</span></div><div class=\"ps8285 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osaketta. Lis\u00e4ksi hallitus suosittelee, ett\u00e4 johtoryhm\u00e4n j\u00e4senet pyrkiv\u00e4t omistamaan pitk\u00e4n aikav\u00e4lin kannustinj\u00e4rjestelm\u00e4n my\u00f6t\u00e4 YIT:n </span></div><div class=\"ps8286 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osakkeita arvolla, joka vastaa v\u00e4hint\u00e4\u00e4n puolta vuosipalkasta ja toimitusjohtaja vuosipalkkansa verran ollessaan johtoryhm\u00e4n j\u00e4senin\u00e4. </span></div><div class=\"ps8287 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Hallituksella on kaikissa tilanteissa mahdollisuus palkkioiden tarkentamiseen.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">M\u00e4\u00e4r\u00e4aikainen strateginen kannustinohjelma 2025\u20132029</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT Oyj:n hallitus p\u00e4\u00e4tti 30.4.2025 uuden m\u00e4\u00e4r\u00e4aikaisen strategisen kannustinohjelman perustamisesta YIT-konsernin ylimm\u00e4lle johdolle. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ohjelman tarkoituksena on yhdist\u00e4\u00e4 yhti\u00f6n omistajien ja johdon tavoitteet yhti\u00f6n arvon nostamiseksi pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4, sitouttaa johto </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteuttamaan yhti\u00f6n vuonna 2024 julkistamaa strategiaa ja sen tavoitteita vuosille 2025\u20132029 sek\u00e4 luoda vahva yhteys pitk\u00e4n aikav\u00e4lin </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">strategisten tavoitteiden ja johdon palkitsemisrakenteiden v\u00e4lille. </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">M\u00e4\u00e4r\u00e4aikaisessa strategisessa kannustinohjelmassa 2025\u20132029 on yksi ansaintajakso, joka kattaa tilikaudet 2025\u20132029. Ohjelmassa </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohderyhm\u00e4ll\u00e4 on mahdollisuus ansaita YIT Oyj:n osakkeita suoriutumisen perusteella. J\u00e4rjestelm\u00e4n ansaintakriteerit on sidottu vuoden </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">2029 liikevaihtoon, oikaistuun liikevoittoon, sitoutuneen p\u00e4\u00e4oman tuottoon ja eri v\u00e4litavoitekriteereihin, jotka liittyv\u00e4t YIT Oyj:n strategisiin </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tavoitteisiin. Ohjelman mahdolliset palkkiot maksetaan viiden kuukauden kuluessa ansaintajakson p\u00e4\u00e4ttymisest\u00e4. Ohjelman perusteella </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksettavien palkkioiden arvo vastaa yhteens\u00e4 enint\u00e4\u00e4n 2 900 000 YIT Oyj:n osaketta sis\u00e4lt\u00e4en my\u00f6s rahana maksettavan osuuden. </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kohderyhm\u00e4\u00e4n kuuluu noin 10 avainhenkil\u00f6\u00e4, mukaan lukien YIT:n johtoryhm\u00e4n j\u00e4senet ja toimitusjohtaja.</span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mahdollinen palkkio maksetaan osittain YIT Oyj:n osakkeina ja osittain rahana. Palkkion rahaosuudella on tarkoitus kattaa palkkiosta </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">avainhenkil\u00f6lle aiheutuvat verot ja lakis\u00e4\u00e4teiset sosiaalivakuutusmaksut. Jos avainhenkil\u00f6n ty\u00f6- tai johtajasopimus p\u00e4\u00e4ttyy ennen palkkion </span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksamista, palkkiota ei p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti makseta.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Osakepalkkio-ohjelmien tiedot </span></div><div class=\"ps4365 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:320.25pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-right:1pt solid #000;padding:0\"></td><td colspan=\"4\" style=\"background-color:#FFFFFF;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps5860 ss922\"><div><div class=\"ps1419 ss921\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4n aikav\u00e4lin kannustinj\u00e4rjestelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-left:1pt solid #000;border-right:1pt solid #ffffff;padding:0\"><div class=\"ps8290 ss924\"><div><div class=\"ps8289 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">M\u00e4\u00e4r\u00e4aikainen strateginen <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">kannustinohjelma</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-right:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8293 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8294 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2024-2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8295 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2023-2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8296 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2022-2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0\"><div class=\"ps8297 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2029<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1438 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">My\u00f6nt\u00e4misp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8299 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">28.3.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8301 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">8.5.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8302 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">2.5.2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8303 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">19.4.2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8304 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1.10.2025<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Annettavat maksimiosakkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8305 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0100\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8306 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0999\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8307 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0184\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8308 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0326\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8309 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0900\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Ansaintajakson alkamisp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8310 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8311 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8312 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2023<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8313 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2022<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8314 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8300\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Ansaintajakson p\u00e4\u00e4ttymisp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8316 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8317 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8318 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8319 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8320 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.12.2029<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Sitouttamisjakson p\u00e4\u00e4ttymisp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8321 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8322 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8323 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8324 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8315\">31.05.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8325 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8298\">31.5.2030<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:45pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss927\"><div><div class=\"ps1892 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Oikeuden syntymisehdot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8332 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8326\">Sijoitetun p\u00e4\u00e4oman tuotto (ROCE), <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8327\">osakkeen kokonaistuotto (TSR) ja </span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8329\">kest\u00e4v\u00e4 kehitys (p\u00e4\u00e4st\u00f6v\u00e4hennys) ja </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps1619\">ty\u00f6suhteen voimassaolo</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8337 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8333\">Absoluuttinen osakkeenomistajien <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8334\">kokonaistuotto (TSR), vastuullisuus <span class=\"f ps104\"> </span></span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8335\">(p\u00e4\u00e4st\u00f6v\u00e4hennys) ja ty\u00f6suhteen </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps8336\">voimassaolo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8338 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8333\">Absoluuttinen osakkeenomistajien <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8334\">kokonaistuotto (TSR), vastuullisuus <span class=\"f ps104\"> </span></span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8335\">(p\u00e4\u00e4st\u00f6v\u00e4hennys) ja ty\u00f6suhteen </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps8336\">voimassaolo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8343 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8339\">Absoluuttinen osakkeenomistajien <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8340\">kokonaistuotto (TSR), vastuullisuus <span class=\"f ps104\"> </span></span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8341\">(p\u00e4\u00e4st\u00f6v\u00e4hennys) ja ty\u00f6suhteen </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps8342\">voimassaolo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8347 ss928\"><div><div class=\"ps5347 ss923\"><span class=\"f charStyle-42d14346 ps8344\">Liikevaihto, oikaistu liikevoitto, <span class=\"f ps104\"> </span></span></div><div class=\"ps8328 ss923\"><span class=\"f charStyle-42d14346 ps8345\">sitoutuneen p\u00e4\u00e4oman tuotto (ROCE) </span></div><div class=\"ps8330 ss923\"><span class=\"f charStyle-42d14346 ps8346\">ja eri v\u00e4litavoitekriteerit sek\u00e4 </span></div><div class=\"ps8331 ss923\"><span class=\"f charStyle-42d14346 ps1619\">ty\u00f6suhteen voimassaolo</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5903 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Toteutustapa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5904 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8348\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8349 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8348\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8351 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8350\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8352 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8348\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8353 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8350\">K\u00e4teinen ja osake<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps45 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakem\u00e4\u00e4r\u00e4n kuvaus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8355 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8354\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8356 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8354\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8358 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8357\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8359 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8354\">Brutto-osake*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8361 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8360\">Brutto-osake<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">J\u00e4rjestelyn piiriin kuuluvien henkil\u00f6iden lukum\u00e4\u00e4r\u00e4 raportointikauden lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8363 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8362\">108<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8364 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8362\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8365 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8362\">104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8367 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8366\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8368 ss926\"><div><div class=\"ps2041 ss923\"><span class=\"f charStyle-42d14346 ps8366\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8369 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Ilmoitettujen brutto-osakkeiden m\u00e4\u00e4r\u00e4 merkityill\u00e4 ansaintajaksoilla edustaa osakem\u00e4\u00e4r\u00e4\u00e4 ennen osakkeen kokonaistuottoon perustuvaa lis\u00e4ansaintamahdollisuutta. Lopullinen ansainta voidaan kertoa 1,5 kertoimella, mik\u00e4li m\u00e4\u00e4ritetty TSR-taso saavutetaan.</span></div><div class=\"ps8371 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muutokset osakem\u00e4\u00e4riss\u00e4</span></div><div class=\"ps8398 ss0\"><div class=\"ss929 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:320.25pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td><td style=\"padding:0;width:133.5pt\"></td></tr><tr style=\"height:18pt\"><td style=\"border-right:1pt solid #000;padding:0\"></td><td colspan=\"4\" style=\"background-color:#FFFFFF;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps5860 ss930\"><div><div class=\"ps8372 ss921\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4n aikav\u00e4lin kannustinj\u00e4rjestelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-left:1pt solid #000;padding:0\"><div class=\"ps8290 ss931\"><div><div class=\"ps8373 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">M\u00e4\u00e4r\u00e4aikainen strateginen <span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss923\"><span class=\"f charStyle-93f9a1a0 ps7\">kannustinohjelma</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-right:1pt solid #25414d;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #25414d;border-right:1pt solid #000;padding:0\"><div class=\"ps8374 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8375 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2024-2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8376 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2023-2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8377 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2022-2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0\"><div class=\"ps8378 ss925\"><div><div class=\"ps234 ss923\"><span class=\"f charStyle-93f9a1a0 ps8292\">Ansaintajakso 2025-2029<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt solid #000;padding:0\"><div class=\"ps3776 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">1.1.2025 ulkona olevat osakkeet, kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8379 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0990\u00a0032<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8380 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0811\u00a0031<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8381 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0240\u00a0531<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5211 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella my\u00f6nnetyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8382 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0127\u00a0500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8383 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0196\u00a0278<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella menetetyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8385 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8384\">99\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8387 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">198\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8388 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">229\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8389 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">329\u00a0888<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella toteutetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8390 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8386\">121\u00a0553<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">Kaudella rauenneet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8391 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0118\u00a0978<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #25414d;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8392 ss708\"><div><div class=\"ps2745 ss696\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025 ulkona olevat osakkeet, kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #25414d;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8393 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">2\u00a0028\u00a0500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8394 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0792\u00a0032<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8395 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0582\u00a0031<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8396 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8366\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8397 ss926\"><div><div class=\"ps2745 ss923\"><span class=\"f charStyle-42d14346 ps8298\">1\u00a0866\u00a0390<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00e4yv\u00e4n arvon laskentaa koskevat tiedot</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">My\u00f6nnettyjen osakkeiden k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritet\u00e4\u00e4n my\u00f6nt\u00e4mishetkell\u00e4 ja jaksotetaan osakkeiden vapautumiseen asti. Markkinaperusteisen kriteerin laskennassa on k\u00e4ytetty Monte Carlo -simulaatiota. K\u00e4yp\u00e4 arvo yhteens\u00e4 perustuu yhti\u00f6n </span><span class=\"f charStyle-42d14346 ps8399\">31.12.2025</span><span class=\"f charStyle-42d14346 ps8400\"> tehtyyn arviointiin IFRS 2 -kulujen </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4st\u00e4. Tilikaudella my\u00f6nnettyjen osakepalkkioiden k\u00e4yv\u00e4n arvon keskeiset parametrit on esitetty alla olevassa taulukossa. </span></div><div class=\"ps8450 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:587.25pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:134.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8402 ss934\"><div><div class=\"ps234 ss933\"><span class=\"f charStyle-2f4a018f ps8401\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;padding:0\"><div class=\"ps8403 ss934\"><div><div class=\"ps234 ss933\"><span class=\"f charStyle-2f4a018f ps8401\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-left:1pt solid #000;padding:0\"><div class=\"ps8404 ss934\"><div><div class=\"ps234 ss933\"><span class=\"f charStyle-2f4a018f ps8401\">2023<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps1692 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">My\u00f6nt\u00e4misp\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8406 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8405\">28.3.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8408 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8407\">8.5.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8409 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8407\">2.5.2023<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8211 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakekurssi my\u00f6nt\u00e4mishetkell\u00e4, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8411 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">2,63<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8412 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">2,01<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8413 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">2,22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8414 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakekurssi tilikauden lopussa, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8415 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">3,12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8416 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">3,12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8417 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">3,12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8418 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Odotetut osingot, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8420 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8419\">0,0 %**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8422 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8421\">0,2 %**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8423 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8410\">0,30<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8424 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmalli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8426 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8425\">Monte Carlo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8427 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8425\">Monte Carlo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8428 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8425\">Monte Carlo<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8429 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Riskit\u00f6n korko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8431 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8430\"></span><span class=\"ps8430\">2,1</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8432 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8430\"></span><span class=\"ps8430\">3,0</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8434 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8433\"></span><span class=\"ps8433\">2,6<span style=\"display:inline-block;height:5.71pt;width:1.92pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7166 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Odotettu keskim\u00e4\u00e4r\u00e4inen volatiliteetti, %*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8436 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8435\"></span><span class=\"ps8435\">35</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8437 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8435\"></span><span class=\"ps8435\">34</span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8439 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886\"><span class=\"ps8438\"></span><span class=\"ps8438\">31<span style=\"display:inline-block;height:5.71pt;width:1.92pt\"></span></span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8440 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">Maturiteetti, vuosia<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8442 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8441\">3,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8443 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8441\">3,0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8444 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8441\">2,9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8445 ss935\"><div><div class=\"ps2041 ss932\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo, milj. euroa 31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8447 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8446\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8448 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8446\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8449 ss936\"><div><div class=\"ps2041 ss933\"><span class=\"f charStyle-17dab886 ps8446\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Osakkeen odotettu keskim\u00e4\u00e4r\u00e4inen volatiliteetti on m\u00e4\u00e4ritetty laskemalla osakkeen historiallinen volatiliteetti j\u00e4ljell\u00e4 olevaa voimassaoloaikaa vastaavalle ajanjaksolle k\u00e4ytt\u00e4en p\u00e4iv\u00e4havaintoja.</span></div><div class=\"ps8452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">**Vuotuinen osinkotuotto</span></div><div class=\"ps8454 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Osakepalkkio-ohjelmien vaikutus tilikauden tulokseen ja taseeseen</span></div><div class=\"ps8457 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tilikaudella kirjattu kokonaiskulu osakeperusteisiin liiketoimiin liittyen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tilikaudella kirjattu kulu osakkeina k\u00e4sitelt\u00e4viin liiketoimiin liittyen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8414 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Velka osakepalkkio-ohjelmiin liittyen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8455 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8456 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8461 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT arvioi tulevaisuudessa veroviranomaisille osakepalkkio-ohjelmiin liittyvien maksettavien maksujen oleva</span><span class=\"f charStyle-42d14346 ps8459\">n 4,8 </span><span class=\"f charStyle-42d14346 ps8460\">miljoonaa euroa. Todellisten </span></div><div class=\"ps8462 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksujen m\u00e4\u00e4r\u00e4 voi poiketa arvioidusta.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-414": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">sakeperusteiset maksut</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Palkkion suoritustavasta riippuen osakepalkkioj\u00e4rjestelm\u00e4t kirjataan joko omana p\u00e4\u00e4omana tai rahana maksettavina osakeperusteisina </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimina. Mik\u00e4li osakeperusteisesti maksettavaan liiketoimeen sis\u00e4ltyy l\u00e4hdeverovelvoitteiden nettom\u00e4\u00e4r\u00e4ist\u00e4 suorittamista koskeva </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ominaisuus, luokitellaan liiketoimi kokonaan omana p\u00e4\u00e4omana maksettavaksi.</span><span class=\"f charStyle-42d14346 ps8257\"> YIT:n osakepalkkioj\u00e4rjestelm\u00e4t ovat </span><span class=\"f charStyle-42d14346 ps8258\">kokonaan omana </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omana maksettavia ohjelmia.</span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo perustuu YIT Oyj:n osakkeen markkinahintaan my\u00f6nt\u00e4misp\u00e4iv\u00e4n\u00e4, josta on </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4hennetty odotettavissa olevien osinkojen nykyarvo. Lis\u00e4ksi etuuden my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4 huomioidaan </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaperusteisten ehtojen (Total Shareholder Return, TSR) vaikutus. My\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">todenn\u00e4k\u00f6isyyksill\u00e4 painotettuihin arvoihin perustuvaa mallia, jotta otetaan huomioon todenn\u00e4k\u00f6isyys sille, ett\u00e4 markkinaperusteinen ehto </span></div><div class=\"ps7723 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4 t\u00e4yttym\u00e4tt\u00e4. Kulu kirjataan riippumatta siit\u00e4, onko markkinaperusteinen ehto t\u00e4yttynyt. Ei-markkinaperusteisia ehtoja ja ty\u00f6n suorittamista </span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">koskevaa ehtoa ei oteta huomioon my\u00f6nt\u00e4misp\u00e4iv\u00e4n k\u00e4yv\u00e4n arvon m\u00e4\u00e4rittelyss\u00e4, vaan ne otetaan huomioon niiden osakkeiden m\u00e4\u00e4riss\u00e4, </span></div><div class=\"ps7725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joihin oletetaan syntyv\u00e4n oikeus ansaintajakson lopussa. Omana p\u00e4\u00e4omana maksettavan etuuden k\u00e4yp\u00e4 arvo jaksotetaan kuluksi </span></div>henkil\u00f6st\u00f6kuluihin ja omaan p\u00e4\u00e4omaan oikeuden syntymisajanjaksolle.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-418": {
   "value": "<div class=\"ps8260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">I</span><span class=\"f charStyle-37f3c1a8 ps8259\">rtisanomisen yhteydess\u00e4 suoritettavat etuudet</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Irtisanomisen yhteydess\u00e4 suoritettavalla velvoitteella tarkoitetaan sellaista kulua, josta yhti\u00f6 ei saa vastaavaa ty\u00f6suoritusta. Irtisanomisen </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 suoritettavat etuudet kirjataan kuluksi, kun konserni on sitoutunut peruuttamattomasti lopettamaan ty\u00f6ntekij\u00f6iden ty\u00f6suhteen </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksityiskohtaisen, asianmukaisen suunnitelman mukaisesti. Lis\u00e4ksi kuluksi kirjataan etuudet, joita konserni on tarjonnut irtisanomisten </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 mahdollisesti vapaaehtoisten irtisanoutumisten edist\u00e4miseksi. Irtisanottujen henkil\u00f6iden etuuksiin liittyv\u00e4t erilaisten s\u00e4\u00e4nn\u00f6st\u00f6jen </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella todenn\u00e4k\u00f6isesti syntyv\u00e4t muut velat on arvioitu tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ja kirjattu kuluksi ja velaksi.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">HENKIL\u00d6ST\u00d6KULUT JA -M\u00c4\u00c4R\u00c4</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Palkat ja palkkiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-219<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kekulut, maksupohjaiset j\u00e4rjestelyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-30<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kekulut, etuuspohjaiset j\u00e4rjestelyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Osakeperusteinen palkitseminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut henkil\u00f6sivukulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2058 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8266 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-254<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8267 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-264<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><span class=\"f charStyle-42d14346 ps8467\"> Hallitus puolestaan p\u00e4\u00e4tt\u00e4\u00e4 toimitusjohtajan ja muiden konsernin </span><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">avainhenkil\u00f6iden, kuten johtoryhm\u00e4n j\u00e4senten palkasta ja palkkioista ja muista toimisuhteen ehdoista. Lis\u00e4ksi hallitus p\u00e4\u00e4tt\u00e4\u00e4 vuosittain </span></div><div class=\"ps2278 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimitusjohtajan ja johtoryhm\u00e4n lyhyen ja pitk\u00e4n aikav\u00e4lin palkitsemisen mittarit ja niiden tavoitearvot, joilla pyrit\u00e4\u00e4n tukemaan strategisten </span></div><div class=\"ps2281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tavoitteiden saavuttamista. Hallitus p\u00e4\u00e4tt\u00e4\u00e4 toimitusjohtajan esityksen pohjalta my\u00f6s mittareiden mukaisten tavoitteiden saavuttamisesta </span></div><div class=\"ps2283 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sek\u00e4 palkkioiden m\u00e4\u00e4r\u00e4n.</span></div><div class=\"ps2289 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Henkil\u00f6st\u00f6valiokunnan teht\u00e4v\u00e4n\u00e4 on avustaa hallitusta konsernin avainhenkil\u00f6iden nimitt\u00e4miseen ja palkitsemiseen liittyviss\u00e4 asioissa. Sen </span></div><div class=\"ps2290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">teht\u00e4viin kuuluu muun muassa seurata ja ohjata ehdotusten valmistelua yrityskulttuurin, henkil\u00f6st\u00f6politiikan, palkkaus- ja </span></div><div class=\"ps2291 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kannustinj\u00e4rjestelmien kehitt\u00e4miseksi ja valvoa tulospalkkios\u00e4\u00e4nt\u00f6jen ja johdon tulospalkkioiden k\u00e4sittely\u00e4. Valiokunta valvoo my\u00f6s kykyjen </span></div><div class=\"ps2293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnistamista, avainhenkil\u00f6st\u00f6n kehitt\u00e4mist\u00e4 ja johdon seuraajasuunnittelua sek\u00e4 valmistelee palkitsemispolitiikan ja toimielinten </span></div><span class=\"f charStyle-42d14346 ps94\">palkitsemisraportin hallituksen hyv\u00e4ksytt\u00e4v\u00e4ksi</span><div class=\"ps6375 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">JOHTOON KUULUVIEN AVAINHENKIL\u00d6IDEN PALKITSEMINEN </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Toimitusjohtajan ja konsernin johtoryhm\u00e4n palkitseminen koostuu kiinte\u00e4st\u00e4 peruspalkasta, luontoiseduista, muista eduista, lyhyen aikav\u00e4lin </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kannustinj\u00e4rjestelm\u00e4st\u00e4, m\u00e4\u00e4r\u00e4aikaisesta strategisesta kannustinohjelmasta sek\u00e4 pitk\u00e4n aikav\u00e4lin osakepalkkioj\u00e4rjestelm\u00e4st\u00e4 ja </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maksuperusteisesta lis\u00e4el\u00e4kkeest\u00e4. </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Alla olevassa taulukossa esitet\u00e4\u00e4n toimitusjohtajan ja konsernin johtoryhm\u00e4\u00e4n kuuluvien henkil\u00f6iden palkitsemiseen liittyv\u00e4t kulut. </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Palkkioista, palkoista ja muista ty\u00f6suhde-etuuksista konserni kirjasi vuonna 2025 sosiaaliturvakulua </span><span class=\"f charStyle-42d14346 ps8504\">0,5</span><span class=\"f charStyle-42d14346 ps8505\"> miljoonaa euroa (</span><span class=\"f charStyle-42d14346 ps8506\">0,4</span><span class=\"f charStyle-42d14346 ps8507\"> miljoonaa </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">euroa). Sosiaaliturvakulut eiv\u00e4t sis\u00e4lly alla olevassa taulukossa esitettyihin kuluihin. Taulukossa esitetyt summat ovat suoriteperusteisia, ja </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">siihen sis\u00e4ltyv\u00e4t tulos- ja osakepalkkiot perustuvat vuoden lopussa tehtyyn arvioon niiden toteumasta.</span></div><div class=\"ps801 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss937\"><div><div class=\"ps81 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps12 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset ty\u00f6suhde-etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8509 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8510 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Toimitusjohtaja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4925 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps1762\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8511 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8512 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4929 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Toimitusjohtaja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8513 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8514 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4933 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8515 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8516 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ty\u00f6suhteen p\u00e4\u00e4tt\u00e4miseen liittyv\u00e4t etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8517 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8518 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-31a5ee52 ps8508\">0,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4944 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8519 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8520 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakeperusteiset maksut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8521 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8522 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-31a5ee52 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4956 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Toimitusjohtaja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8523 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8524 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3338 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8525 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8526 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Konsernin johtoryhm\u00e4n palkitseminen yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8527 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8508\">3,9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8528 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8508\">4,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LYHYTAIKAISET TY\u00d6SUHDE-ETUUDET</span><span class=\"f charStyle-42d14346 ps8531\"> </span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lyhytaikaiset ty\u00f6suhde-etuudet sis\u00e4lt\u00e4v\u00e4t kiinte\u00e4n rahapalkan, joka m\u00e4\u00e4r\u00e4ytyy teht\u00e4v\u00e4n vaativuuden sek\u00e4 teht\u00e4v\u00e4\u00e4 hoitavan henkil\u00f6n </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kokemuksen ja suoriutumisen mukaan. Lis\u00e4ksi er\u00e4\u00e4n sis\u00e4ltyy autoetu, matkapuhelinetu, ravintoetu sek\u00e4 vapaa-ajan tapaturmavakuutus ja </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">henkivakuutus. Maksettavien tulospalkkioiden suuruus m\u00e4\u00e4r\u00e4ytyy henkil\u00f6kohtaisen suorituksen ohella koko konsernin taloudellisen tuloksen </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja henkil\u00f6n oman organisaation kannattavuus-, kasvu- ja kehitt\u00e4mistavoitteiden toteutumisen perusteella. Suorituksen johtamiseen kuuluvat </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">oleellisena osana tavoite- ja kehityskeskustelut. Niiss\u00e4 ty\u00f6ntekij\u00e4 ja esihenkil\u00f6 sopivat tulosmittarit, niiden painoarvot ja tavoitetasot sek\u00e4 </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4yv\u00e4t l\u00e4pi edelliselle kaudelle sovittujen tulosmittareiden toteumat. Tulosmittareiden toteutumista seurataan s\u00e4\u00e4nn\u00f6llisesti konsernin </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johtoryhm\u00e4ss\u00e4. Toimitusjohtajan maksimitulospalkkio vuodelta 2025 oli 90 prosenttia ja johtoryhm\u00e4n muiden j\u00e4senten 50 prosenttia </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuotuisesta kokonaispalkasta (rahapalkka ja luontoisedut). </span></div><div class=\"ps8532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">STRATEGISEEN MUUTOSOHJELMAAN LIITTYV\u00c4 KANNUSTINOHJELMA</span></div><div class=\"ps1336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n hallitus p\u00e4\u00e4tti 9.2.2023 ja 19.12.2023 avainhenkil\u00f6ille suunnatusta m\u00e4\u00e4r\u00e4aikaisesta kannustinohjelmasta, joka oli voimassa vuosina </span></div><div class=\"ps2323 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">2023 ja 2024. Kannustinohjelman tarkoitus oli vauhdittaa strategisen muutosohjelman tavoitteiden toteutumista. </span><span class=\"f charStyle-b821a44d ps8533\"><span style=\"background-color:inherit\">Strategisen </span></span></div><div class=\"ps2324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps622\"><span style=\"background-color:inherit\">muutosohjelman avulla YIT tehosti toimintaansa ja paransi kilpailukyky\u00e4\u00e4n.</span></span><span class=\"f charStyle-42d14346 ps8534\"> Ohjelman piiriin kuuluivat toimitusjohtaja, konsernin johtoryhm\u00e4n </span></div><div class=\"ps2325 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4senet sek\u00e4 muut muutosohjelman avainhenkil\u00f6t. Toimitusjohtajan maksimipalkkio vuodelta 2024 oli 50 % ja muiden johtoryhm\u00e4n j\u00e4senten </span></div><div class=\"ps2326 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">30 % vuotuisesta kokonaispalkasta (rahapalkka ja luontoisedut).</span></div><div class=\"ps8535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">TY\u00d6SUHTEEN P\u00c4\u00c4TTYMISEN J\u00c4LKEISET ETUUDET </span></div><div class=\"ps3011 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Johtoryhm\u00e4n j\u00e4senten lis\u00e4el\u00e4kej\u00e4rjestelyt pohjautuvat maksuperusteiseen k\u00e4yt\u00e4nt\u00f6\u00f6n sek\u00e4 vapaakirjan ansaitsemiseen. Maksun suuruus on </span></div><div class=\"ps3012 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">20 prosenttia kiinte\u00e4st\u00e4 vuosipalkasta. Henkil\u00f6ill\u00e4 on oikeus siirty\u00e4 el\u00e4kkeelle 63 vuotta t\u00e4ytetty\u00e4\u00e4n. </span></div><div class=\"ps8536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">MUUT PITK\u00c4AIKAISET ETUUDET </span></div><div class=\"ps8537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Muita pitk\u00e4aikaisia etuuksia ei ole. </span></div><div class=\"ps8539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">IRTISANOMISEN YHTEYDESS\u00c4 SUORITETTAVAT ETUUDET </span></div><div class=\"ps8540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Toimitusjohtajan irtisanomisaika on 6 kuukautta. Mik\u00e4li yhti\u00f6 irtisanoo sopimuksen, toimitusjohtajalle maksetaan lis\u00e4ksi 6 kuukauden </span></div><div class=\"ps8541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">palkkaa vastaava erillinen korvaus. Johtoryhm\u00e4n muilla j\u00e4senill\u00e4 irtisanomisaika on 6\u201312 kuukautta. Lis\u00e4ksi osan kanssa on ennalta sovittu </span></div><div class=\"ps8542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maksettavaksi kuuden kuukauden palkkaa vastaava erillinen korvaus, mik\u00e4li yhti\u00f6 irtisanoo sopimuksen.</span></div><div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">24. </span><span class=\"f charStyle-a50e2afc ps8610\">EL\u00c4KEVELVOITTEET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin el\u00e4kej\u00e4rjestelyt ovat p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti maksupohjaisia j\u00e4rjestelyit\u00e4. Maksupohjaisten el\u00e4kej\u00e4rjestelyiden suoritukset kirjataan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sill\u00e4 tilikaudella, jota veloitus koskee, eik\u00e4 konsernilla ole t\u00e4m\u00e4n j\u00e4lkeen en\u00e4\u00e4 kyseiseen vuoteen kohdistuvia muita </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoitteita tai maksuja. </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernilla on Suomessa my\u00f6s etuuspohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Riippumattomat aktuaarit laskevat konsernin etuuspohjaisten </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">el\u00e4kej\u00e4rjestelyjen velvoitteet kustakin j\u00e4rjestelyst\u00e4 erikseen. El\u00e4kevelvoitteen nykyarvoa laskettaessa k\u00e4ytet\u00e4\u00e4n diskonttauskorkona yritysten </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liikkeelle laskemien korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa. K\u00e4ytetyn viitekoron </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Etuuspohjaisista el\u00e4kej\u00e4rjestelyist\u00e4 merkit\u00e4\u00e4n taseeseen velaksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoitteen raportointikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n nykyarvo, josta v\u00e4hennet\u00e4\u00e4n j\u00e4rjestelyyn kuuluvien varojen k\u00e4yp\u00e4 arvo. Etuuspohjainen </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">el\u00e4kekulu koostuu ty\u00f6suoritukseen perustuvasta menosta sek\u00e4 nettokorosta, jotka kirjataan henkil\u00f6st\u00f6kuluihin. Vakuutusmatemaattiset </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voitot ja tappiot kirjataan muiden laajan tuloksen erien kautta taseessa olevan el\u00e4kevelvoitteen muutokseksi.</span></div><div class=\"ps9823 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9826 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">E</span><span class=\"f charStyle-37f3c1a8 ps9825\">l\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset</span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">El\u00e4kevelvoitteiden nykyarvo riippuu useista eri vakuutusmatemaattisista tekij\u00f6ist\u00e4 sek\u00e4 k\u00e4ytetyst\u00e4 diskonttauskorosta. Oletusten ja </span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskoron muutokset vaikuttavat el\u00e4kevelvoitteiden kirjanpitoarvoon. Diskonttauskorkona on k\u00e4ytetty yritysten liikkeeseen laskemien </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa sille valuutalle, jossa etuudet toteutuvat. </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">K\u00e4ytetty viitekoron maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Muut oletukset perustuvat </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vakuutusmatemaattisiin tilastoihin ja vallitseviin markkinaolosuhteisiin.</span></div><div class=\"ps9828 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">EL\u00c4KEVELVOITTEET</span></div><div class=\"ps9830 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:295.5pt\"></td><td style=\"padding:0;width:90.75pt\"></td><td style=\"padding:0;width:90.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7943 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps8575\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7944 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps8575\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss939\"><div><div class=\"ps234 ss890\"><span class=\"f charStyle-42d14346 ps7\">Etuuspohjaiset el\u00e4kevelat (netto) taseessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7946 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8580\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7947 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8580\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss939\"><div><div class=\"ps234 ss890\"><span class=\"f charStyle-42d14346 ps7\">Etuuspohjaisista el\u00e4kevelvoitteista aiheutuneet kulut tuloslaskelmassa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8579 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8578\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8581 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8578\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9832 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuosina 2025 ja 2024 konsernilla oli Suomessa lis\u00e4el\u00e4kevakuutuksista aiheutuvia etuuspohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. El\u00e4ke-etuuden suuruus </span></div><div class=\"ps4080 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ytyy muun muassa palkan ja ty\u00f6ss\u00e4olovuosien perusteella. El\u00e4ke-etuudet on hoidettu vakuutusyhti\u00f6iss\u00e4, ja niit\u00e4 hallinnoidaan </span></div><div class=\"ps9833 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">paikalliseen lains\u00e4\u00e4d\u00e4nt\u00f6\u00f6n perustuen.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">ETUUSPOHJAISTEN EL\u00c4KEVELVOITTEIDEN </span><span class=\"f charStyle-8e57c0e9 ps9835\">M\u00c4\u00c4RITTELY</span></div><div class=\"ps7931 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Rahastoitujen velvoitteiden nykyarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Varojen k\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">El\u00e4kevastuu, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9837 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Velvoitteen nykyarvon muutokset</span></div><div class=\"ps9839 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Velvoite 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkomenot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-17dab886 ps7\">Tyt\u00e4ryhti\u00f6n myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vakuutusmatemaattiset voitot/tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Maksetut etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4744 ss937\"><div><div class=\"ps81 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Velvoite 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5819 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8229 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9841 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">J\u00e4rjestelyn varojen k\u00e4ypien arvojen muutokset</span></div><div class=\"ps9843 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Varat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Varojen odotettu tuotto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tyt\u00e4ryhti\u00f6n myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vakuutusmatemaattiset voitot/tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ty\u00f6nantajan suorittamat maksut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Maksetut etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Varat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00e4ytetyt vakuutusmatemaattiset oletukset</span></div><div class=\"ps9848 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Diskonttauskorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346\"><span class=\"ps9846\"></span><span class=\"ps9846\">3,4</span><span class=\"ps9847\"> %</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346\"><span class=\"ps9846\"></span><span class=\"ps9846\">3,2</span><span class=\"ps9847\"> %</span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuleva el\u00e4kkeiden korotusolettama<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346\"><span class=\"ps9846\"></span><span class=\"ps9846\">2,2</span><span class=\"ps9847\"> %</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346\"><span class=\"ps9846\"></span><span class=\"ps9846\">2,2</span><span class=\"ps9847\"> %</span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Tulevat maksut</span></div><div class=\"ps9851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavassa taulukossa esitet\u00e4\u00e4n tulevat maksut, jotka ovat olleet el\u00e4kevelvoitelaskelmien perustana.</span></div><div class=\"ps9855 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Er\u00e4\u00e4ntyminen alle vuoden kuluessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">1-5 vuodessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">5-10 vuodessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">10-15 vuodessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">15-20 vuodessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">20-25 vuodessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">25-30 vuodessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">yli 30 vuoden kuluttua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9853 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8176 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9857 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Herkkyysanalyysi</span></div><div class=\"ps9858 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavassa taulukossa esitet\u00e4\u00e4n diskonttauskoron muutoksen vaikutusta velvoitteeseen.</span></div><div class=\"ps9860 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Koron nousu 0,5 % -yksikk\u00f6\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Koron lasku 0,5 % -yksikk\u00f6\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-417": {
   "value": "<div class=\"ps8260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">I</span><span class=\"f charStyle-37f3c1a8 ps8259\">rtisanomisen yhteydess\u00e4 suoritettavat etuudet</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Irtisanomisen yhteydess\u00e4 suoritettavalla velvoitteella tarkoitetaan sellaista kulua, josta yhti\u00f6 ei saa vastaavaa ty\u00f6suoritusta. Irtisanomisen </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 suoritettavat etuudet kirjataan kuluksi, kun konserni on sitoutunut peruuttamattomasti lopettamaan ty\u00f6ntekij\u00f6iden ty\u00f6suhteen </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksityiskohtaisen, asianmukaisen suunnitelman mukaisesti. Lis\u00e4ksi kuluksi kirjataan etuudet, joita konserni on tarjonnut irtisanomisten </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 mahdollisesti vapaaehtoisten irtisanoutumisten edist\u00e4miseksi. Irtisanottujen henkil\u00f6iden etuuksiin liittyv\u00e4t erilaisten s\u00e4\u00e4nn\u00f6st\u00f6jen </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella todenn\u00e4k\u00f6isesti syntyv\u00e4t muut velat on arvioitu tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ja kirjattu kuluksi ja velaksi.</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin el\u00e4kej\u00e4rjestelyt ovat p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti maksupohjaisia j\u00e4rjestelyit\u00e4. Maksupohjaisten el\u00e4kej\u00e4rjestelyiden suoritukset kirjataan </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuloslaskelmaan sill\u00e4 tilikaudella, jota veloitus koskee, eik\u00e4 konsernilla ole t\u00e4m\u00e4n j\u00e4lkeen en\u00e4\u00e4 kyseiseen vuoteen kohdistuvia muita </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoitteita tai maksuja. </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernilla on Suomessa my\u00f6s etuuspohjaisia el\u00e4kej\u00e4rjestelyj\u00e4. Riippumattomat aktuaarit laskevat konsernin etuuspohjaisten </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">el\u00e4kej\u00e4rjestelyjen velvoitteet kustakin j\u00e4rjestelyst\u00e4 erikseen. El\u00e4kevelvoitteen nykyarvoa laskettaessa k\u00e4ytet\u00e4\u00e4n diskonttauskorkona yritysten </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liikkeelle laskemien korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa. K\u00e4ytetyn viitekoron </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Etuuspohjaisista el\u00e4kej\u00e4rjestelyist\u00e4 merkit\u00e4\u00e4n taseeseen velaksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoitteen raportointikauden p\u00e4\u00e4ttymisp\u00e4iv\u00e4n nykyarvo, josta v\u00e4hennet\u00e4\u00e4n j\u00e4rjestelyyn kuuluvien varojen k\u00e4yp\u00e4 arvo. Etuuspohjainen </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">el\u00e4kekulu koostuu ty\u00f6suoritukseen perustuvasta menosta sek\u00e4 nettokorosta, jotka kirjataan henkil\u00f6st\u00f6kuluihin. Vakuutusmatemaattiset </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voitot ja tappiot kirjataan muiden laajan tuloksen erien kautta taseessa olevan el\u00e4kevelvoitteen muutokseksi.</span></div><div class=\"ps9823 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9826 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">E</span><span class=\"f charStyle-37f3c1a8 ps9825\">l\u00e4ke-etuuksien laskennassa k\u00e4ytetyt olettamukset</span></div><div class=\"ps7727 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">El\u00e4kevelvoitteiden nykyarvo riippuu useista eri vakuutusmatemaattisista tekij\u00f6ist\u00e4 sek\u00e4 k\u00e4ytetyst\u00e4 diskonttauskorosta. Oletusten ja </span></div><div class=\"ps7728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskoron muutokset vaikuttavat el\u00e4kevelvoitteiden kirjanpitoarvoon. Diskonttauskorkona on k\u00e4ytetty yritysten liikkeeseen laskemien </span></div><div class=\"ps7729 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkealaatuisten joukkovelkakirjalainojen markkinatuottoa tai valtion velkasitoumusten korkoa sille valuutalle, jossa etuudet toteutuvat. </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">K\u00e4ytetty viitekoron maturiteetti vastaa olennaisilta osin laskettavan el\u00e4kevastuun maturiteettia. Muut oletukset perustuvat </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vakuutusmatemaattisiin tilastoihin ja vallitseviin markkinaolosuhteisiin.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-416": {
   "value": "<div class=\"ps8260 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">I</span><span class=\"f charStyle-37f3c1a8 ps8259\">rtisanomisen yhteydess\u00e4 suoritettavat etuudet</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Irtisanomisen yhteydess\u00e4 suoritettavalla velvoitteella tarkoitetaan sellaista kulua, josta yhti\u00f6 ei saa vastaavaa ty\u00f6suoritusta. Irtisanomisen </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 suoritettavat etuudet kirjataan kuluksi, kun konserni on sitoutunut peruuttamattomasti lopettamaan ty\u00f6ntekij\u00f6iden ty\u00f6suhteen </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksityiskohtaisen, asianmukaisen suunnitelman mukaisesti. Lis\u00e4ksi kuluksi kirjataan etuudet, joita konserni on tarjonnut irtisanomisten </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 mahdollisesti vapaaehtoisten irtisanoutumisten edist\u00e4miseksi. Irtisanottujen henkil\u00f6iden etuuksiin liittyv\u00e4t erilaisten s\u00e4\u00e4nn\u00f6st\u00f6jen </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella todenn\u00e4k\u00f6isesti syntyv\u00e4t muut velat on arvioitu tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 ja kirjattu kuluksi ja velaksi.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTerminationBenefits",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-419": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">HENKIL\u00d6ST\u00d6KULUT JA -M\u00c4\u00c4R\u00c4</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Palkat ja palkkiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-219<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kekulut, maksupohjaiset j\u00e4rjestelyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-30<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4kekulut, etuuspohjaiset j\u00e4rjestelyt<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Osakeperusteinen palkitseminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut henkil\u00f6sivukulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2058 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8266 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-254<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8267 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-264<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8273 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Henkil\u00f6st\u00f6n lukum\u00e4\u00e4r\u00e4 oli tilikauden aikana keskim\u00e4\u00e4rin </span><span class=\"f charStyle-42d14346 ps8269\">4\u00a0052</span><span class=\"f charStyle-42d14346 ps8270\"> (</span><span class=\"f charStyle-42d14346 ps8271\">4\u00a0396</span><span class=\"f charStyle-42d14346 ps8272\">).</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-420": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_496\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">10</span><span class=\"f charStyle-a50e2afc ps7712\">. JOHDON PALKAT JA PALKKIOT</span></div><div class=\"ps500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdon avainhenkil\u00f6ihin</span><span class=\"f charStyle-42d14346 ps8463\"> kuuluvat yhti\u00f6n hallituksen j\u00e4senet, toimitusjohtaja ja konsernin johtoryhm\u00e4n j\u00e4senet. YIT:n palkitsemisj\u00e4rjestelmien </span></div><div class=\"ps501 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tavoitteena on palkita hyvist\u00e4 suorituksista, lis\u00e4t\u00e4 </span><span class=\"f charStyle-42d14346 ps8464\">henkil\u00f6st\u00f6n motivaatiota sek\u00e4 sitouttaa yhti\u00f6n johto ja muu henkil\u00f6st\u00f6 p</span><span class=\"f charStyle-42d14346 ps8465\">itk\u00e4j\u00e4nteisesti </span></div><div class=\"ps502 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhti\u00f6n tavoitteisiin. </span></div><div class=\"ps8466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">PALKITSEMISEN P\u00c4\u00c4T\u00d6KSENTEKOJ\u00c4RJESTYS</span></div><div class=\"ps8468 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT Oyj:n yhti\u00f6kokous p\u00e4\u00e4tt\u00e4\u00e4 yhti\u00f6n hallituksen palkkioista.</span><span class=\"f charStyle-42d14346 ps8467\"> Hallitus puolestaan p\u00e4\u00e4tt\u00e4\u00e4 toimitusjohtajan ja muiden konsernin </span></div><div class=\"ps2277 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">avainhenkil\u00f6iden, kuten johtoryhm\u00e4n j\u00e4senten palkasta ja palkkioista ja muista toimisuhteen ehdoista. Lis\u00e4ksi hallitus p\u00e4\u00e4tt\u00e4\u00e4 vuosittain </span></div><div class=\"ps2278 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toimitusjohtajan ja johtoryhm\u00e4n lyhyen ja pitk\u00e4n aikav\u00e4lin palkitsemisen mittarit ja niiden tavoitearvot, joilla pyrit\u00e4\u00e4n tukemaan strategisten </span></div><div class=\"ps2281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tavoitteiden saavuttamista. Hallitus p\u00e4\u00e4tt\u00e4\u00e4 toimitusjohtajan esityksen pohjalta my\u00f6s mittareiden mukaisten tavoitteiden saavuttamisesta </span></div><div class=\"ps2283 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sek\u00e4 palkkioiden m\u00e4\u00e4r\u00e4n.</span></div><div class=\"ps2289 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Henkil\u00f6st\u00f6valiokunnan teht\u00e4v\u00e4n\u00e4 on avustaa hallitusta konsernin avainhenkil\u00f6iden nimitt\u00e4miseen ja palkitsemiseen liittyviss\u00e4 asioissa. Sen </span></div><div class=\"ps2290 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">teht\u00e4viin kuuluu muun muassa seurata ja ohjata ehdotusten valmistelua yrityskulttuurin, henkil\u00f6st\u00f6politiikan, palkkaus- ja </span></div><div class=\"ps2291 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kannustinj\u00e4rjestelmien kehitt\u00e4miseksi ja valvoa tulospalkkios\u00e4\u00e4nt\u00f6jen ja johdon tulospalkkioiden k\u00e4sittely\u00e4. Valiokunta valvoo my\u00f6s kykyjen </span></div><div class=\"ps2293 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnistamista, avainhenkil\u00f6st\u00f6n kehitt\u00e4mist\u00e4 ja johdon seuraajasuunnittelua sek\u00e4 valmistelee palkitsemispolitiikan ja toimielinten </span></div><div class=\"ps2295 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">palkitsemisraportin hallituksen hyv\u00e4ksytt\u00e4v\u00e4ksi</span><span class=\"f charStyle-42d14346 ps8469\"> Osakkeenomistajien nimitystoimikunta valmistelee hallituksen j\u00e4seni\u00e4 ja hallituspalkkioita </span></div><div class=\"ps2296 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">koskevat ehdotukset yhti\u00f6kokoukselle. </span></div><div class=\"ps8471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">HALLITUKSEN PALKITSEMINEN</span></div><div class=\"ps8472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuoden 2025 varsinainen yhti\u00f6kokous p\u00e4\u00e4tti hallituksen j\u00e4senille kiinte\u00e4n vuosipalkkion toimikaudelta, joka p\u00e4\u00e4ttyy seuraavan varsinaisen </span></div><div class=\"ps8477 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhti\u00f6kokouksen p\u00e4\u00e4ttyess\u00e4. Hallituksen puheenjohtajan palkkio on </span><span class=\"f charStyle-42d14346 ps8473\">105\u00a0000</span><span class=\"f charStyle-42d14346 ps8474\"> euroa vuodessa (</span><span class=\"f charStyle-42d14346 ps8475\">105\u00a0000</span><span class=\"f charStyle-42d14346 ps8476\"> euroa), hallituksen </span></div><div class=\"ps8482 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varapuheenjohtajan ja pysyvien valiokuntien puheenjohtajan palkkio on </span><span class=\"f charStyle-42d14346 ps8478\">73\u00a0500</span><span class=\"f charStyle-42d14346 ps8479\"> euroa vuodessa (hallituksen varapuheenjohtaja </span><span class=\"f charStyle-42d14346 ps8480\">73\u00a0500</span><span class=\"f charStyle-42d14346 ps8481\"> </span></div><div class=\"ps8488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">euroa ja tarkastusvaliokunnan puheenjohtaja </span><span class=\"f charStyle-42d14346 ps8483\">73\u00a0500</span><span class=\"f charStyle-42d14346 ps793\"> euroa) ja hallituksen j\u00e4senen palkkio on </span><span class=\"f charStyle-42d14346 ps8484\">52\u00a0500</span><span class=\"f charStyle-42d14346 ps8485\"> euroa vuodessa (</span><span class=\"f charStyle-42d14346 ps8486\">52\u00a0500</span><span class=\"f charStyle-42d14346 ps8487\"> euroa).</span></div><div class=\"ps8489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\"> </span></div><div class=\"ps8490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kiinte\u00e4n vuosipalkkion saamisen ja maksamisen edellytyksen\u00e4 on, ett\u00e4 hallituksen j\u00e4sen sitoutuu hankkimaan suoraan yhti\u00f6kokouksen </span></div><div class=\"ps8491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4t\u00f6kseen perustuen 40 %:lla kiinte\u00e4st\u00e4 vuosipalkkiostaan YIT Oyj:n osakkeita s\u00e4\u00e4nnellyll\u00e4 markkinalla (Nasdaq Helsinki Oy) julkisessa </span></div><div class=\"ps8493 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4ynniss\u00e4 muodostuvaan hintaan ja ett\u00e4 osakkeet hankitaan suoraan hallituksen j\u00e4senten lukuun. Osakkeet on hankittu</span><span class=\"f charStyle-17dab886 ps8492\"> kahden </span></div><div class=\"ps8494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-17dab886 ps94\">viikon kuluessa vuoden 2025 ensimm\u00e4isen vuosinelj\u00e4nneksen osavuosikatsauksen julkistamisesta. </span></div><div class=\"ps8496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-17dab886 ps94\">Lis\u00e4ksi Suomessa asuvalle hallituksen j\u00e4senelle on maksettu 800 euron kokouspalkkio jokaista hallituksen kokousta kohden. Samat </span></div><div class=\"ps8497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-17dab886 ps94\">kokouspalkkiot on maksettu my\u00f6s hallituksen perustamien valiokuntien kokousten yhteydess\u00e4 valiokuntien j\u00e4senille. Yhti\u00f6kokouksen </span></div><div class=\"ps8498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-17dab886 ps94\">p\u00e4\u00e4t\u00f6ksen mukaisesti samat palkkiot on maksettu my\u00f6s s\u00e4hk\u00f6isten et\u00e4yhteyksien v\u00e4lityksell\u00e4 tai puhelimitse pidetyilt\u00e4 hallituksen ja sen </span></div><div class=\"ps8499 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-17dab886 ps94\">valiokuntien kokouksilta. Hallituksen puheenjohtajalle sek\u00e4 pysyvien ja tilap\u00e4isesti asetettujen valiokuntien puheenjohtajille on maksettu </span></div><div class=\"ps8500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-17dab886 ps94\">kokouspalkkiona 1\u202f600 euroa kokoukselta. </span></div><div class=\"ps8502 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Matkakulut kotimaassa ja ulkomailla sek\u00e4 p\u00e4iv\u00e4rahat on suoritettu YIT:n matkustusohjes\u00e4\u00e4nn\u00f6n ja verottajan ohjeiden mukaisesti.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Osakkeenomistajien nimitystoimikunnan j\u00e4senille mukaan lukien asiantuntijaj\u00e4sen on maksettu kokouspalkkiona 800 euroa toimikunnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kokoukselta ja nimitystoimikunnan puheenjohtajalle 1 600 euroa toimikunnan kokoukselta. </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Hallituksen kokonaispalkitsemisesta on p\u00e4\u00e4tetty yhti\u00f6kokouksessa 3.4.2025. </span></div><div class=\"ps6375 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">JOHTOON KUULUVIEN AVAINHENKIL\u00d6IDEN PALKITSEMINEN </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Toimitusjohtajan ja konsernin johtoryhm\u00e4n palkitseminen koostuu kiinte\u00e4st\u00e4 peruspalkasta, luontoiseduista, muista eduista, lyhyen aikav\u00e4lin </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kannustinj\u00e4rjestelm\u00e4st\u00e4, m\u00e4\u00e4r\u00e4aikaisesta strategisesta kannustinohjelmasta sek\u00e4 pitk\u00e4n aikav\u00e4lin osakepalkkioj\u00e4rjestelm\u00e4st\u00e4 ja </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maksuperusteisesta lis\u00e4el\u00e4kkeest\u00e4. </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Alla olevassa taulukossa esitet\u00e4\u00e4n toimitusjohtajan ja konsernin johtoryhm\u00e4\u00e4n kuuluvien henkil\u00f6iden palkitsemiseen liittyv\u00e4t kulut. </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Palkkioista, palkoista ja muista ty\u00f6suhde-etuuksista konserni kirjasi vuonna 2025 sosiaaliturvakulua </span><span class=\"f charStyle-42d14346 ps8504\">0,5</span><span class=\"f charStyle-42d14346 ps8505\"> miljoonaa euroa (</span><span class=\"f charStyle-42d14346 ps8506\">0,4</span><span class=\"f charStyle-42d14346 ps8507\"> miljoonaa </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">euroa). Sosiaaliturvakulut eiv\u00e4t sis\u00e4lly alla olevassa taulukossa esitettyihin kuluihin. Taulukossa esitetyt summat ovat suoriteperusteisia, ja </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">siihen sis\u00e4ltyv\u00e4t tulos- ja osakepalkkiot perustuvat vuoden lopussa tehtyyn arvioon niiden toteumasta.</span></div></div><div class=\"ps801 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss937\"><div><div class=\"ps81 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps12 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset ty\u00f6suhde-etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8509 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8510 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Toimitusjohtaja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">2,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4925 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps1762\">Ty\u00f6suhteen p\u00e4\u00e4ttymisen j\u00e4lkeiset etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8511 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8512 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4929 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Toimitusjohtaja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8513 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8514 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4933 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8515 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8516 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ty\u00f6suhteen p\u00e4\u00e4tt\u00e4miseen liittyv\u00e4t etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8517 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8518 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-31a5ee52 ps8508\">0,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4944 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8519 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8520 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakeperusteiset maksut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8521 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8522 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-31a5ee52 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4956 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Toimitusjohtaja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8523 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8524 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3338 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Muu johtoryhm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8525 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8526 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps8508\">0,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Konsernin johtoryhm\u00e4n palkitseminen yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8527 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8508\">3,9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8528 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps8508\">4,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LYHYTAIKAISET TY\u00d6SUHDE-ETUUDET</span><span class=\"f charStyle-42d14346 ps8531\"> </span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lyhytaikaiset ty\u00f6suhde-etuudet sis\u00e4lt\u00e4v\u00e4t kiinte\u00e4n rahapalkan, joka m\u00e4\u00e4r\u00e4ytyy teht\u00e4v\u00e4n vaativuuden sek\u00e4 teht\u00e4v\u00e4\u00e4 hoitavan henkil\u00f6n </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kokemuksen ja suoriutumisen mukaan. Lis\u00e4ksi er\u00e4\u00e4n sis\u00e4ltyy autoetu, matkapuhelinetu, ravintoetu sek\u00e4 vapaa-ajan tapaturmavakuutus ja </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">henkivakuutus. Maksettavien tulospalkkioiden suuruus m\u00e4\u00e4r\u00e4ytyy henkil\u00f6kohtaisen suorituksen ohella koko konsernin taloudellisen tuloksen </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja henkil\u00f6n oman organisaation kannattavuus-, kasvu- ja kehitt\u00e4mistavoitteiden toteutumisen perusteella. Suorituksen johtamiseen kuuluvat </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">oleellisena osana tavoite- ja kehityskeskustelut. Niiss\u00e4 ty\u00f6ntekij\u00e4 ja esihenkil\u00f6 sopivat tulosmittarit, niiden painoarvot ja tavoitetasot sek\u00e4 </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4yv\u00e4t l\u00e4pi edelliselle kaudelle sovittujen tulosmittareiden toteumat. Tulosmittareiden toteutumista seurataan s\u00e4\u00e4nn\u00f6llisesti konsernin </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johtoryhm\u00e4ss\u00e4. Toimitusjohtajan maksimitulospalkkio vuodelta 2025 oli 90 prosenttia ja johtoryhm\u00e4n muiden j\u00e4senten 50 prosenttia </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuotuisesta kokonaispalkasta (rahapalkka ja luontoisedut). </span></div><div class=\"ps8532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">STRATEGISEEN MUUTOSOHJELMAAN LIITTYV\u00c4 KANNUSTINOHJELMA</span></div><div class=\"ps1336 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n hallitus p\u00e4\u00e4tti 9.2.2023 ja 19.12.2023 avainhenkil\u00f6ille suunnatusta m\u00e4\u00e4r\u00e4aikaisesta kannustinohjelmasta, joka oli voimassa vuosina </span></div><div class=\"ps2323 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">2023 ja 2024. Kannustinohjelman tarkoitus oli vauhdittaa strategisen muutosohjelman tavoitteiden toteutumista. </span><span class=\"f charStyle-b821a44d ps8533\"><span style=\"background-color:inherit\">Strategisen </span></span></div><div class=\"ps2324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps622\"><span style=\"background-color:inherit\">muutosohjelman avulla YIT tehosti toimintaansa ja paransi kilpailukyky\u00e4\u00e4n.</span></span><span class=\"f charStyle-42d14346 ps8534\"> Ohjelman piiriin kuuluivat toimitusjohtaja, konsernin johtoryhm\u00e4n </span></div><div class=\"ps2325 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4senet sek\u00e4 muut muutosohjelman avainhenkil\u00f6t. Toimitusjohtajan maksimipalkkio vuodelta 2024 oli 50 % ja muiden johtoryhm\u00e4n j\u00e4senten </span></div><div class=\"ps2326 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">30 % vuotuisesta kokonaispalkasta (rahapalkka ja luontoisedut).</span></div><div class=\"ps8535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">TY\u00d6SUHTEEN P\u00c4\u00c4TTYMISEN J\u00c4LKEISET ETUUDET </span></div><div class=\"ps3011 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Johtoryhm\u00e4n j\u00e4senten lis\u00e4el\u00e4kej\u00e4rjestelyt pohjautuvat maksuperusteiseen k\u00e4yt\u00e4nt\u00f6\u00f6n sek\u00e4 vapaakirjan ansaitsemiseen. Maksun suuruus on </span></div><div class=\"ps3012 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">20 prosenttia kiinte\u00e4st\u00e4 vuosipalkasta. Henkil\u00f6ill\u00e4 on oikeus siirty\u00e4 el\u00e4kkeelle 63 vuotta t\u00e4ytetty\u00e4\u00e4n. </span></div><div class=\"ps8536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">MUUT PITK\u00c4AIKAISET ETUUDET </span></div><div class=\"ps8537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Muita pitk\u00e4aikaisia etuuksia ei ole. </span></div><div class=\"ps8539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">IRTISANOMISEN YHTEYDESS\u00c4 SUORITETTAVAT ETUUDET </span></div><div class=\"ps8540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Toimitusjohtajan irtisanomisaika on 6 kuukautta. Mik\u00e4li yhti\u00f6 irtisanoo sopimuksen, toimitusjohtajalle maksetaan lis\u00e4ksi 6 kuukauden </span></div><div class=\"ps8541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">palkkaa vastaava erillinen korvaus. Johtoryhm\u00e4n muilla j\u00e4senill\u00e4 irtisanomisaika on 6\u201312 kuukautta. Lis\u00e4ksi osan kanssa on ennalta sovittu </span></div><div class=\"ps8542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maksettavaksi kuuden kuukauden palkkaa vastaava erillinen korvaus, mik\u00e4li yhti\u00f6 irtisanoo sopimuksen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-425": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Muut korko- ja rahoituskulut sis\u00e4lt\u00e4\u00e4 korkojohdannaisten k\u00e4yv\u00e4n arvon muutosta -0 (-2) miljoonaa euroa</span><span class=\"f charStyle-c6f424d9 ps8567\">. </span></div><span class=\"f charStyle-c6f424d9 ps94\">**Korkokulujen aktivoinnissa k\u00e4ytetty korko on ollut v\u00e4lill\u00e4 5,1</span><span class=\"f charStyle-c6f424d9 ps8569\">\u20137,3% (4,2\u20136,6%</span><span class=\"f charStyle-c6f424d9 ps8570\">)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-424": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Muut korko- ja rahoituskulut sis\u00e4lt\u00e4\u00e4 korkojohdannaisten k\u00e4yv\u00e4n arvon muutosta -0 (-2) miljoonaa euroa</span><span class=\"f charStyle-c6f424d9 ps8567\">. </span></div><span class=\"f charStyle-c6f424d9 ps94\">**Korkokulujen aktivoinnissa k\u00e4ytetty korko on ollut v\u00e4lill\u00e4 5,1</span><span class=\"f charStyle-c6f424d9 ps8569\">\u20137,3% (4,2\u20136,6%</span><span class=\"f charStyle-c6f424d9 ps8570\">)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-423": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Muut korko- ja rahoituskulut sis\u00e4lt\u00e4\u00e4 korkojohdannaisten k\u00e4yv\u00e4n arvon muutosta -0 (-2) miljoonaa euroa</span><span class=\"f charStyle-c6f424d9 ps8567\">. </span></div><span class=\"f charStyle-c6f424d9 ps94\">**Korkokulujen aktivoinnissa k\u00e4ytetty korko on ollut v\u00e4lill\u00e4 5,1</span><span class=\"f charStyle-c6f424d9 ps8569\">\u20137,3% (4,2\u20136,6%</span><span class=\"f charStyle-c6f424d9 ps8570\">)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-422": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Muut korko- ja rahoituskulut sis\u00e4lt\u00e4\u00e4 korkojohdannaisten k\u00e4yv\u00e4n arvon muutosta -0 (-2) miljoonaa euroa</span><span class=\"f charStyle-c6f424d9 ps8567\">. </span></div><span class=\"f charStyle-c6f424d9 ps94\">**Korkokulujen aktivoinnissa k\u00e4ytetty korko on ollut v\u00e4lill\u00e4 5,1</span><span class=\"f charStyle-c6f424d9 ps8569\">\u20137,3% (4,2\u20136,6%</span><span class=\"f charStyle-c6f424d9 ps8570\">)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-421": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Muut korko- ja rahoituskulut sis\u00e4lt\u00e4\u00e4 korkojohdannaisten k\u00e4yv\u00e4n arvon muutosta -0 (-2) miljoonaa euroa</span><span class=\"f charStyle-c6f424d9 ps8567\">. </span></div><span class=\"f charStyle-c6f424d9 ps94\">**Korkokulujen aktivoinnissa k\u00e4ytetty korko on ollut v\u00e4lill\u00e4 5,1</span><span class=\"f charStyle-c6f424d9 ps8569\">\u20137,3% (4,2\u20136,6%</span><span class=\"f charStyle-c6f424d9 ps8570\">)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingCostsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-427": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-426": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">11. RAHOITUSTUOTOT JA -KULUT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div><div class=\"ps8544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">RAHOITUSTUOTOT JA -KULUT </span></div><div class=\"ps8566 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot lainoista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut rahoitustuotot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut jaksotettuun hankintamenoon kirjatuista rahoitusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-48<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkokulut vuokrasopimusveloista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkotuotot ja -kulut korkojohdannaisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korko- ja rahoituskulut*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ehdot t\u00e4ytt\u00e4vien omaisuuserien korkokulujen aktivointi**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoituskulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-68<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8552 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8553 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8554 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitustuotot ja -kulut yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8556 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8557 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-64<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloslaskelmaan kirjatut valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2102 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot liiketoiminnan tuotoissa ja kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8558 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8559 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8560 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot rahoitustuotoissa ja -kuluissa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8561 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8562 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Valuuttakurssierot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8564 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8565 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-431": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingCostsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-430": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-429": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-428": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotuotot ja -kulut on kirjattu efektiivisen koron menetelm\u00e4ll\u00e4 ja osinkotuotot silloin, kun oikeus osinkoon on syntynyt.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-432": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps622\">12. TULOVEROT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tuloslaskelman tuloveroihin kirjataan konserniyhti\u00f6iden tilikauden verotettavan tuloksen perusteella lasketut suoriteperusteiset verot, </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">aikaisempien tilikausien verojen oikaisut sek\u00e4 laskennallisen verovelan ja -saamisen muutos. Suoraan omaan p\u00e4\u00e4omaan tai muun laajan </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuloksen eriin liittyv\u00e4 verovaikutus kirjataan vastaavasti omaan p\u00e4\u00e4omaan tai muuhun laajaan tulokseen. Tilikauden verotettavaan tuloon </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuva vero lasketaan verotettavasta tulosta kunkin maan tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4\u00e4n menness\u00e4 vahvistettujen verokantojen perusteella. YIT on </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">soveltanut IAS 12:88A mukaista v\u00e4liaikaista poikkeusta laskennallisten verojen k\u00e4sittelyyn, jota sovellettaessa yhti\u00f6 ei kirjaa </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">minimiveros\u00e4\u00e4ntelyyn liittyvist\u00e4 v\u00e4liaikaisista eroista laskennallisia veroja, eik\u00e4 esit\u00e4 niist\u00e4 tietoja tilinp\u00e4\u00e4t\u00f6ksell\u00e4.</span></div><div class=\"ps8574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">TULOVEROT TULOSLASKELMASSA</span></div><div class=\"ps8588 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:295.5pt\"></td><td style=\"padding:0;width:90.75pt\"></td><td style=\"padding:0;width:90.75pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7943 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps8575\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7944 ss510\"><div><div class=\"ps2041 ss499\"><span class=\"f charStyle-93f9a1a0 ps8575\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss939\"><div><div class=\"ps234 ss890\"><span class=\"f charStyle-42d14346 ps7\">Tilikauden verotettavaan tuloon perustuva vero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7946 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8576\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7947 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8577\">-11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss939\"><div><div class=\"ps234 ss890\"><span class=\"f charStyle-42d14346 ps7\">Edellisten tilikausien verot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8579 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8578\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8581 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8580\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss939\"><div><div class=\"ps234 ss890\"><span class=\"f charStyle-42d14346 ps7\">Laskennalliset verot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8582 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8577\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8584 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-42d14346 ps8583\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss939\"><div><div class=\"ps234 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Tuloverot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8586 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-93f9a1a0 ps8585\">-14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8587 ss512\"><div><div class=\"ps234 ss499\"><span class=\"f charStyle-93f9a1a0 ps8580\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LASKENNALLISET VEROT MUISSA LAAJAN TULOKSEN ERISS\u00c4</span></div><div class=\"ps8598 ss0\"><div class=\"ss463 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:296.25pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss508\"><div><div class=\"ps2041 ss490\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4369 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7944 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss508\"><div><div class=\"ps2041 ss490\"><span class=\"f charStyle-42d14346 ps7\">Rahavirran suojaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8592 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7947 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss508\"><div><div class=\"ps2041 ss490\"><span class=\"f charStyle-42d14346 ps7\">Etuuspohjaisten el\u00e4kkeiden arvonmuutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8593 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7949 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss940\"><div><div class=\"ps8594 ss490\"><span class=\"f charStyle-42d14346 ps7\">K\u00e4yv\u00e4n arvon muutos muiden laajan tuloksen erien kautta arvostettavista <span class=\"f ps104\"> </span></span></div><div class=\"ps5347 ss490\"><span class=\"f charStyle-42d14346 ps7\">rahoitusvaroista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8595 ss941\"><div><div class=\"ps5347 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7951 ss941\"><div><div class=\"ps5347 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5320 ss506\"><div><div class=\"ps234 ss490\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verot muissa laajan tuloksen eriss\u00e4 yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8596 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8597 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8600 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LASKENNALLISET VEROT OMASSA P\u00c4\u00c4OMASSA</span></div><div class=\"ps8604 ss0\"><div class=\"ss463 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:296.25pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss508\"><div><div class=\"ps2041 ss490\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4369 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7944 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss506\"><div><div class=\"ps234 ss490\"><span class=\"f charStyle-42d14346 ps7\">Vaihtovelkakirjalaina<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7947 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss506\"><div><div class=\"ps234 ss490\"><span class=\"f charStyle-42d14346 ps7\">Osakeanti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8581 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss506\"><div><div class=\"ps234 ss490\"><span class=\"f charStyle-42d14346 ps7\">Hybridilainan korot ja kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8602 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss506\"><div><div class=\"ps234 ss490\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verot omassa p\u00e4\u00e4omassa yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8603 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8587 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">VEROT\u00c4SM\u00c4YTYS</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tulos ennen veroja<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8236\">-118<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Verot laskettuna Suomen verokannalla 20 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ulkomaisten tyt\u00e4ryritysten poikkeavat verokannat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Verovapaat tuotot ja v\u00e4hennyskelvottomat kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Osakkuus- ja yhteisyritysten tulos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tilikauden tappioista kirjaamattomat verot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Edellisin\u00e4 vuosina muodostettujen laskennallisten verojen oikaisut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Edellisten tilikausien verot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8233 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8234 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Verokantojen muutosten vaikutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Verot tuloslaskelmassa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tilikauden tappioista kirjaamattomat laskennalliset verosaamiset 14 miljoonaa euroa liittyv\u00e4t Suomen ja Ruotsin yhti\u00f6ihin. </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">PILLAR TWO -V\u00c4HIMM\u00c4ISVEROTUS </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">OECD julkaisi joulukuussa 2021 maailmanlaajuiset veropohjan rapautumisen est\u00e4mist\u00e4 koskevat GloBE -mallis\u00e4\u00e4nn\u00f6t (Global Anti-Base </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Erosion Rules). Mallis\u00e4\u00e4nt\u00f6jen\u00a0tarkoituksena on varmistaa, ett\u00e4 isot monikansalliset yritykset, joiden liikevaihto ylitt\u00e4\u00e4 750 miljoonaa euroa, </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maksavat 15 %:n mukaista v\u00e4himm\u00e4isveroa toimintavaltioissa saamistaan voitoistaan nk. Pillar Two -s\u00e4\u00e4ntelyn nojalla. EU-tasolla </span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4himm\u00e4isveros\u00e4\u00e4nn\u00f6st\u00f6st\u00e4 annettiin joulukuussa 2022 Pillar Two -direktiivi (EU 2022/2523), joka piti implementoida EU-j\u00e4senvaltioiden </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kansallisiin lakeihin p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti 31.12.2023 menness\u00e4. S\u00e4\u00e4ntelyn piiriss\u00e4 olevat valtiot voivat my\u00f6s ottaa k\u00e4ytt\u00f6\u00f6n omat kansalliset </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">t\u00e4ydennysveros\u00e4\u00e4nt\u00f6ns\u00e4 (\"QDMTT\", Qualified Domestic Minimum Tax). Suomessa Pillar Two -direktiivin implementoiva laki suurten </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konsernien v\u00e4himm\u00e4isverosta tuli voimaan 1. tammikuuta 2024 ja YIT-konserni on kuulunut s\u00e4\u00e4nn\u00f6sten soveltamisalaan tilikaudesta 2024 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">alkaen. </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">OECD on ottanut k\u00e4ytt\u00f6\u00f6n tilap\u00e4iset olettamas\u00e4\u00e4nn\u00f6kset (Transitional Safe Harbour Frameworks) helpottaakseen yritysten PillarTwo -</span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">veroraportointia ja hallinnollista ty\u00f6taakkaa tilikausien 2024\u20132027 aikana. OECD on my\u00f6s julkaissut uusia pysyvi\u00e4 olettamas\u00e4\u00e4nn\u00f6ksi\u00e4 </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">(Permanent Safe Harbours) koskevia ohjeita, joita sovelletaan p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti tilikaudesta 2027 alkaen. </span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT-konsernin vuosittainen liikevaihto ylitt\u00e4\u00e4 750 miljoonaa euroa, joten konserni on velvollinen soveltamaan Pillar Two-s\u00e4\u00e4nn\u00f6ksi\u00e4. T\u00e4m\u00e4n </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">seurauksena YIT on ryhtynyt toimenpiteisiin arvioidakseen Pillar Two -s\u00e4\u00e4ntelyn mahdollisia v\u00e4himm\u00e4isverovaikutuksia.</span><span class=\"f charStyle-42d14346 ps8608\"> YIT ei ole kirjannut </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4himm\u00e4isveroja konsernin tuloslaskelman tuloverokuluihin tilikaudella 2025</span><span class=\"f charStyle-42d14346 ps8609\">, koska konsernille ei odoteta muodostuvan olennaisia </span></div>v\u00e4himm\u00e4isverovastuita tilikaudelta 2025. YIT jatkaa Pillar Two -s\u00e4\u00e4ntelyn vaikutusten arviointia taloudellisen toimintansa osalta.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-433": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tuloslaskelman tuloveroihin kirjataan konserniyhti\u00f6iden tilikauden verotettavan tuloksen perusteella lasketut suoriteperusteiset verot, </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">aikaisempien tilikausien verojen oikaisut sek\u00e4 laskennallisen verovelan ja -saamisen muutos. Suoraan omaan p\u00e4\u00e4omaan tai muun laajan </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuloksen eriin liittyv\u00e4 verovaikutus kirjataan vastaavasti omaan p\u00e4\u00e4omaan tai muuhun laajaan tulokseen. Tilikauden verotettavaan tuloon </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuva vero lasketaan verotettavasta tulosta kunkin maan tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4\u00e4n menness\u00e4 vahvistettujen verokantojen perusteella. YIT on </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">soveltanut IAS 12:88A mukaista v\u00e4liaikaista poikkeusta laskennallisten verojen k\u00e4sittelyyn, jota sovellettaessa yhti\u00f6 ei kirjaa </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">minimiveros\u00e4\u00e4ntelyyn liittyvist\u00e4 v\u00e4liaikaisista eroista laskennallisia veroja, eik\u00e4 esit\u00e4 niist\u00e4 tietoja tilinp\u00e4\u00e4t\u00f6ksell\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-434": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">13. </span><span class=\"f charStyle-a50e2afc ps8610\">OSAKEKOHTAINEN</span><span class=\"f charStyle-a50e2afc ps8611\"> TULOS</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laimentamaton osakekohtainen tulos lasketaan jakamalla emoyhti\u00f6n osakkeenomistajille kuuluva tilikauden tulos tilikauden aikana ulkona </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevien osakkeiden lukum\u00e4\u00e4r\u00e4n painotetulla keskiarvolla. Osakekohtaista tulosta laskettaessa tuloksesta oikaistaan veroilla v\u00e4hennettyn\u00e4 </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainan korot riippumatta niiden maksup\u00e4iv\u00e4st\u00e4. Laimennusvaikutuksella oikaistua osakekohtaista tulosta laskettaessa osakkeiden </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lukum\u00e4\u00e4r\u00e4n painotetussa keskiarvossa otetaan huomioon kaikkien laimentavien potentiaalisten kantaosakkeiden osakkeiksi muuttamisesta </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtuva laimentava vaikutus. Laimennusvaikutuksella oikaistu osakekohtainen tulos on laskettu oikaisemalla ulkona olevien osakkeiden </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeantioikaistua painotettua keskim\u00e4\u00e4r\u00e4ist\u00e4 lukum\u00e4\u00e4r\u00e4\u00e4 olettaen, ett\u00e4 vaihdettavissa olevat instrumentit vaihdetaan. Laskelman tulosta </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oikaistaan instrumenttiin liittyv\u00e4ll\u00e4, kaudella kirjatulla korkokululla, josta on v\u00e4hennetty verovaikutus. Potentiaaliset kantaosakkeet ovat </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuitenkin laimentavia ainoastaan silloin, kun oikaisuista aiheutuu osakekohtaisen tuloksen heikkeneminen.</span></div><div class=\"ps8613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OSAKEKOHTAINEN TULOS</span></div><div class=\"ps8671 ss0\"><div class=\"ss953 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:51.75pt\"></td><td style=\"padding:0;width:51.75pt\"></td><td style=\"padding:0;width:50.25pt\"></td><td style=\"padding:0;width:50.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss944\"><div><div class=\"ps234 ss943\"><span class=\"f charStyle-93f9a1a0 ps7262\">Laimentamaton<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8617 ss579\"><div><div class=\"ps234 ss578\"><span class=\"f charStyle-93f9a1a0 ps8616\">Laimennettu<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8619 ss946\"><div><div class=\"ps234 ss945\"><span class=\"f charStyle-93f9a1a0 ps8618\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8620 ss946\"><div><div class=\"ps234 ss945\"><span class=\"f charStyle-93f9a1a0 ps8618\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8622 ss15\"><div><div class=\"ps234 ss3\"><span class=\"f charStyle-93f9a1a0 ps8621\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps8623 ss15\"><div><div class=\"ps234 ss3\"><span class=\"f charStyle-93f9a1a0 ps8621\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1702 ss947\"><div><div class=\"ps2745 ss942\"><span class=\"f charStyle-42d14346 ps7\">Emoyhti\u00f6n omistajille kuuluva tilikauden tulos, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8625 ss948\"><div><div class=\"ps2041 ss945\"><span class=\"f charStyle-42d14346 ps8624\">-24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8627 ss948\"><div><div class=\"ps2041 ss945\"><span class=\"f charStyle-42d14346 ps8626\">-112<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8629 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8628\">-24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8631 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8630\">-112<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss950\"><div><div class=\"ps8632 ss942\"><span class=\"f charStyle-42d14346 ps7\">Hybridilainan kaudelle kohdistuvat korot ja kulut veroilla v\u00e4hennettyn\u00e4, milj. <span class=\"f ps104\"> </span></span></div><div class=\"ps8633 ss942\"><span class=\"f charStyle-42d14346 ps7\">euroa</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8635 ss951\"><div><div class=\"ps1502 ss945\"><span class=\"f charStyle-42d14346 ps8634\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8636 ss951\"><div><div class=\"ps1502 ss945\"><span class=\"f charStyle-42d14346 ps8634\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8638 ss952\"><div><div class=\"ps1502 ss3\"><span class=\"f charStyle-42d14346 ps8637\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8639 ss952\"><div><div class=\"ps1502 ss3\"><span class=\"f charStyle-42d14346 ps8637\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss947\"><div><div class=\"ps2745 ss942\"><span class=\"f charStyle-42d14346 ps7\">Vaihtovelkakirjalainan korkokulut veroilla v\u00e4hennettyn\u00e4, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8641 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-93f9a1a0 ps8640\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8642 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-2168efc5 ps8640\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5932 ss950\"><div><div class=\"ps8632 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Osakekohtaisen tuloksen laskennassa k\u00e4ytetty tilikauden tulos,\u00a0 <span class=\"f ps104\"> </span></span></div><div class=\"ps8633 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">milj. euroa</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8644 ss951\"><div><div class=\"ps1502 ss945\"><span class=\"f charStyle-93f9a1a0 ps8643\">-32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8646 ss951\"><div><div class=\"ps1502 ss945\"><span class=\"f charStyle-93f9a1a0 ps8645\">-117<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8648 ss952\"><div><div class=\"ps1502 ss3\"><span class=\"f charStyle-93f9a1a0 ps8647\">-30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8650 ss952\"><div><div class=\"ps1502 ss3\"><span class=\"f charStyle-93f9a1a0 ps8649\">-115<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss947\"><div><div class=\"ps2745 ss942\"><span class=\"f charStyle-42d14346 ps7\">Ulkona olevien osakkeiden painotettu keskiarvo tilikaudella, milj. kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8652 ss948\"><div><div class=\"ps2041 ss945\"><span class=\"f charStyle-42d14346 ps8651\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8653 ss948\"><div><div class=\"ps2041 ss945\"><span class=\"f charStyle-42d14346 ps8651\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8655 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8654\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8656 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8654\">226<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1544 ss947\"><div><div class=\"ps2745 ss942\"><span class=\"f charStyle-42d14346 ps7\">Osakepalkkioj\u00e4rjestelm\u00e4n ehdollisten osakkeiden laimennusvaikutus, milj. kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8658 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8657\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8659 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8657\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss947\"><div><div class=\"ps2745 ss942\"><span class=\"f charStyle-42d14346 ps7\">Vaihtovelkakirjalainan vaihdettavien osakkeiden laimennusvaikutus, milj. kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8661 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8660\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8662 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8660\">16<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8663 ss950\"><div><div class=\"ps8632 ss942\"><span class=\"f charStyle-42d14346 ps7\">Ulkona olevien osakkeiden laimennusvaikutuksella oikaistu painotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps8633 ss942\"><span class=\"f charStyle-42d14346 ps7\">keskiarvo tilikaudella, milj. kpl</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8664 ss952\"><div><div class=\"ps1502 ss3\"><span class=\"f charStyle-42d14346 ps8654\">247<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8665 ss952\"><div><div class=\"ps1502 ss3\"><span class=\"f charStyle-42d14346 ps8654\">243<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss947\"><div><div class=\"ps2745 ss942\"><span class=\"f charStyle-42d14346 ps7\">Osakekohtainen tulos, euroa/osake<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8666 ss948\"><div><div class=\"ps2041 ss945\"><span class=\"f charStyle-42d14346 ps1424\">-0,14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8667 ss948\"><div><div class=\"ps2041 ss945\"><span class=\"f charStyle-42d14346 ps1424\">-0,51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8669 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8668\">-0,14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8670 ss949\"><div><div class=\"ps2041 ss3\"><span class=\"f charStyle-42d14346 ps8668\">-0,51<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-435": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laimentamaton osakekohtainen tulos lasketaan jakamalla emoyhti\u00f6n osakkeenomistajille kuuluva tilikauden tulos tilikauden aikana ulkona </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevien osakkeiden lukum\u00e4\u00e4r\u00e4n painotetulla keskiarvolla. Osakekohtaista tulosta laskettaessa tuloksesta oikaistaan veroilla v\u00e4hennettyn\u00e4 </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainan korot riippumatta niiden maksup\u00e4iv\u00e4st\u00e4. Laimennusvaikutuksella oikaistua osakekohtaista tulosta laskettaessa osakkeiden </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lukum\u00e4\u00e4r\u00e4n painotetussa keskiarvossa otetaan huomioon kaikkien laimentavien potentiaalisten kantaosakkeiden osakkeiksi muuttamisesta </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtuva laimentava vaikutus. Laimennusvaikutuksella oikaistu osakekohtainen tulos on laskettu oikaisemalla ulkona olevien osakkeiden </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osakeantioikaistua painotettua keskim\u00e4\u00e4r\u00e4ist\u00e4 lukum\u00e4\u00e4r\u00e4\u00e4 olettaen, ett\u00e4 vaihdettavissa olevat instrumentit vaihdetaan. Laskelman tulosta </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oikaistaan instrumenttiin liittyv\u00e4ll\u00e4, kaudella kirjatulla korkokululla, josta on v\u00e4hennetty verovaikutus. Potentiaaliset kantaosakkeet ovat </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuitenkin laimentavia ainoastaan silloin, kun oikaisuista aiheutuu osakekohtaisen tuloksen heikkeneminen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-436": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">14. </span><span class=\"f charStyle-a50e2afc ps8673\">AINEELLISET</span><span class=\"f charStyle-a50e2afc ps8674\"> HY\u00d6DYKK</span><span class=\"f charStyle-a50e2afc ps8675\">EET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvostaminen ja kirjaaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Aineelliset hy\u00f6dykkeet on arvostettu alkuper\u00e4iseen hankintamenoon, josta on v\u00e4hennetty poistot ja arvonalentumiset. Aineellisista </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot arvioidun taloudellisen vaikutusajan kuluessa, siit\u00e4 alkaen kun ne ovat valmiita k\u00e4ytett\u00e4v\u00e4ksi. Maa-alueista </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ei tehd\u00e4 poistoja. Hy\u00f6dykkeiden j\u00e4\u00e4nn\u00f6sarvo ja taloudellinen vaikutusaika tarkistetaan jokaisessa tilinp\u00e4\u00e4t\u00f6ksess\u00e4. Ne oikaistaan </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tarvittaessa kuvastamaan taloudellisen hy\u00f6dyn odotuksissa tapahtuneita muutoksia.</span><span class=\"f charStyle-42d14346 ps8677\"> </span><span class=\"f charStyle-42d14346 ps8678\">Aineellisten hy\u00f6dykkeiden k\u00e4yt\u00f6st\u00e4 poistamisesta ja </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">luovutuksista syntyv\u00e4t myyntivoitot ja -tappiot sis\u00e4ltyv\u00e4t liiketoiminnan muihin tuottoihin tai liiketoiminnan muihin kuluihin.</span><span class=\"f charStyle-42d14346 ps8679\"> Normaalit </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kunnossapito- ja korjauskustannukset kirjataan kuluksi niiden syntymishetkell\u00e4. </span><span class=\"f charStyle-42d14346 ps8680\">Merkitt\u00e4v\u00e4t parannus- tai lis\u00e4investoinnit kirjataan osaksi </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuser\u00e4n hankintamenoa ja poistetaan p\u00e4\u00e4hy\u00f6dykkeen j\u00e4ljell\u00e4 olevana taloudellisena vaikutusaikana, mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">investointiin liittyv\u00e4 vastainen taloudellinen hy\u00f6ty koituu YIT:n hyv\u00e4ksi.</span><span class=\"f charStyle-42d14346 ps8681\"> </span><span class=\"f charStyle-42d14346 ps8682\">YIT kirjaa aineellisten hy\u00f6dykkeiden hankintojen korkomenot kuluksi, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ellei kyseess\u00e4 ole vieraan p\u00e4\u00e4oman aktivoinnin ehdot t\u00e4ytt\u00e4v\u00e4 omaisuuser\u00e4, jolloin ne aktivoidaan osaksi hankintamenoa.</span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps2327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Maa-alueet, ei poistoja</span></div><div class=\"ps2328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Rakennukset ja rakennelmat<span style=\"display:inline-block;height:5.71pt;width:10.88pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta</span></span></div><div class=\"ps2329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Koneet ja kalusto<span style=\"display:inline-block;height:5.71pt;width:12.8pt\"></span></span><span class=\"ps8685\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">\u00a0 3\u201315 vuotta</span></span></div><div class=\"ps2330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Muut aineelliset hy\u00f6dykkeet<span style=\"display:inline-block;height:5.71pt;width:13.57pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta </span></span></div><div class=\"ps8686 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvonalentuminen</span></div><div class=\"ps8687 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo on alentunut. Jos viitteit\u00e4 arvonalentumisesta </span></div><div class=\"ps8688 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ilmenee, arvioidaan kyseisest\u00e4 omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien </span></div><div class=\"ps8689 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yksik\u00f6iden tasolla. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty luovutuksesta aiheutuvat menot tai </span></div><div class=\"ps8690 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa diskonttauskoroilla, jotka </span></div><div class=\"ps8691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 erityisriskej\u00e4.</span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti tuloslaskelmaan. Kirjattu arvonalentumistappio perutaan, jos olosuhteissa on tapahtunut muutos </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja hy\u00f6dykkeen kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on kasvanut arvonalentumistappion kirjaamisajankohdasta. Arvonalentumistappiota ei </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuitenkaan peruta enemp\u00e4\u00e4 kuin mik\u00e4 johtaisi kirjanpitoarvoon, joka hy\u00f6dykkeell\u00e4 olisi ilman arvonalentumistappioita.</span></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:278.25pt\"></td><td style=\"padding:0;width:119.25pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss955\"><div><div class=\"ps1892 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss957\"><div><div class=\"ps5245 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8699 ss958\"><div><div class=\"ps5245 ss73\"><span class=\"f charStyle-93f9a1a0 ps8698\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8701 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8700\">Rakennukset ja rakennelmat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8703 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8702\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8705 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8704\">Muut aineelliset hy\u00f6dykkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8709 ss959\"><div><div class=\"ps8707 ss956\"><span class=\"f charStyle-93f9a1a0 ps8706\">Ennakkomaksut ja <span class=\"f ps104\"> </span></span></div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8708\">keskener\u00e4iset hankinnat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8711 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8710\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8712 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8714 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8715 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8716 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8718 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8719 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8720 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8722 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8723 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8724 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8725 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8726 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8727 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8728 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8729 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8730 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8731 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8732 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8733 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8735 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8736 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8737 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8738 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8739 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3321 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirrot muiden omaisuuserien v\u00e4lill\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8740 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8741 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8742 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8743 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8744 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8745 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4567 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8746 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1832\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8747 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8748 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8749 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8750 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8751 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps41 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8752 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1860\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8753 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8755 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8756 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8757 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8758 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8759 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8760 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8761 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8762 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8763 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8764 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8765 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8766 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8767 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8768 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8769 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8770 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8771 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8772 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8773 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8774 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8775 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4504 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirtojen ja v\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8776 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8777 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8778 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8779 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8780 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8781 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8782 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8784 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps8783\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8786 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8788 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8789 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8790 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8791 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-44<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8792 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8793 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8794 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8795 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8796 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8797 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8798 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8799 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8800 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8801 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8802 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8803 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8804 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:278.25pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:119.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss957\"><div><div class=\"ps5245 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8699 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8806\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8807 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8700\">Rakennukset ja rakennelmat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8808 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8702\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8809 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8704\">Muut aineelliset hy\u00f6dykkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8810 ss959\"><div><div class=\"ps8707 ss956\"><span class=\"f charStyle-93f9a1a0 ps8706\">Ennakkomaksut ja <span class=\"f ps104\"> </span></span></div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8708\">keskener\u00e4iset hankinnat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8812 ss958\"><div><div class=\"ps5245 ss73\"><span class=\"f charStyle-93f9a1a0 ps8811\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8712 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8813 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8814 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8815 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8816 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8817 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">85<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8720 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8818 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8819 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8820 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8821 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8822 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8727 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8823 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8824 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8825 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8826 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8827 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8733 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8828 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8829 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8830 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8831 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8832 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1828\">-26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3321 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirrot muiden omaisuuserien v\u00e4lill\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8740 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8833 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8834 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8835 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8836 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8837 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4567 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8746 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8838 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8839 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8840 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8841 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8842 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1827\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps41 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8752 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8843 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8844 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8845 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8846 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8847 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1828\">-63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8759 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8848 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8849 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8850 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8851 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8852 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8765 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8853 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8854 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8855 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8856 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8857 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1860\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8858 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8859 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8860 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8861 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8862 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4504 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirtojen ja v\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8776 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8863 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8864 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8865 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8866 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8867 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8782 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8784 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8868 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8869 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8870 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8871 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8873 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps8872\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8792 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8874 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8875 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8876 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8877 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8878 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8798 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8799 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8879 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8880 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8881 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8882 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8883 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1827\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-439": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvostaminen ja kirjaaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Aineelliset hy\u00f6dykkeet on arvostettu alkuper\u00e4iseen hankintamenoon, josta on v\u00e4hennetty poistot ja arvonalentumiset. Aineellisista </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot arvioidun taloudellisen vaikutusajan kuluessa, siit\u00e4 alkaen kun ne ovat valmiita k\u00e4ytett\u00e4v\u00e4ksi. Maa-alueista </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ei tehd\u00e4 poistoja. Hy\u00f6dykkeiden j\u00e4\u00e4nn\u00f6sarvo ja taloudellinen vaikutusaika tarkistetaan jokaisessa tilinp\u00e4\u00e4t\u00f6ksess\u00e4. Ne oikaistaan </span></div><div class=\"ps7719 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tarvittaessa kuvastamaan taloudellisen hy\u00f6dyn odotuksissa tapahtuneita muutoksia.</span><span class=\"f charStyle-42d14346 ps8677\"> </span><span class=\"f charStyle-42d14346 ps8678\">Aineellisten hy\u00f6dykkeiden k\u00e4yt\u00f6st\u00e4 poistamisesta ja </span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">luovutuksista syntyv\u00e4t myyntivoitot ja -tappiot sis\u00e4ltyv\u00e4t liiketoiminnan muihin tuottoihin tai liiketoiminnan muihin kuluihin.</span><span class=\"f charStyle-42d14346 ps8679\"> Normaalit </span></div><div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kunnossapito- ja korjauskustannukset kirjataan kuluksi niiden syntymishetkell\u00e4. </span><span class=\"f charStyle-42d14346 ps8680\">Merkitt\u00e4v\u00e4t parannus- tai lis\u00e4investoinnit kirjataan osaksi </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuser\u00e4n hankintamenoa ja poistetaan p\u00e4\u00e4hy\u00f6dykkeen j\u00e4ljell\u00e4 olevana taloudellisena vaikutusaikana, mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><div class=\"ps3076 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">investointiin liittyv\u00e4 vastainen taloudellinen hy\u00f6ty koituu YIT:n hyv\u00e4ksi.</span><span class=\"f charStyle-42d14346 ps8681\"> </span><span class=\"f charStyle-42d14346 ps8682\">YIT kirjaa aineellisten hy\u00f6dykkeiden hankintojen korkomenot kuluksi, </span></div><div class=\"ps7722 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ellei kyseess\u00e4 ole vieraan p\u00e4\u00e4oman aktivoinnin ehdot t\u00e4ytt\u00e4v\u00e4 omaisuuser\u00e4, jolloin ne aktivoidaan osaksi hankintamenoa.</span></div><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps2327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Maa-alueet, ei poistoja</span></div><div class=\"ps2328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Rakennukset ja rakennelmat<span style=\"display:inline-block;height:5.71pt;width:10.88pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta</span></span></div><div class=\"ps2329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Koneet ja kalusto<span style=\"display:inline-block;height:5.71pt;width:12.8pt\"></span></span><span class=\"ps8685\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">\u00a0 3\u201315 vuotta</span></span></div><div class=\"ps2330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Muut aineelliset hy\u00f6dykkeet<span style=\"display:inline-block;height:5.71pt;width:13.57pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta </span></span></div><div class=\"ps8686 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvonalentuminen</span></div><div class=\"ps8687 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo on alentunut. Jos viitteit\u00e4 arvonalentumisesta </span></div><div class=\"ps8688 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ilmenee, arvioidaan kyseisest\u00e4 omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien </span></div><div class=\"ps8689 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yksik\u00f6iden tasolla. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty luovutuksesta aiheutuvat menot tai </span></div><div class=\"ps8690 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa diskonttauskoroilla, jotka </span></div><div class=\"ps8691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 erityisriskej\u00e4.</span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti tuloslaskelmaan. Kirjattu arvonalentumistappio perutaan, jos olosuhteissa on tapahtunut muutos </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja hy\u00f6dykkeen kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on kasvanut arvonalentumistappion kirjaamisajankohdasta. Arvonalentumistappiota ei </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuitenkaan peruta enemp\u00e4\u00e4 kuin mik\u00e4 johtaisi kirjanpitoarvoon, joka hy\u00f6dykkeell\u00e4 olisi ilman arvonalentumistappioita.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-438": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvostaminen ja kirjaaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Aineelliset hy\u00f6dykkeet on arvostettu alkuper\u00e4iseen hankintamenoon, josta on v\u00e4hennetty poistot ja arvonalentumiset. Aineellisista </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot arvioidun taloudellisen vaikutusajan kuluessa, siit\u00e4 alkaen kun ne ovat valmiita k\u00e4ytett\u00e4v\u00e4ksi. Maa-alueista </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ei tehd\u00e4 poistoja. Hy\u00f6dykkeiden j\u00e4\u00e4nn\u00f6sarvo ja taloudellinen vaikutusaika tarkistetaan jokaisessa tilinp\u00e4\u00e4t\u00f6ksess\u00e4. Ne oikaistaan </span></div><span class=\"f charStyle-42d14346 ps622\">tarvittaessa kuvastamaan taloudellisen hy\u00f6dyn odotuksissa tapahtuneita muutoksia.</span><span class=\"f charStyle-42d14346 ps8680\">Merkitt\u00e4v\u00e4t parannus- tai lis\u00e4investoinnit kirjataan osaksi </span><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuser\u00e4n hankintamenoa ja poistetaan p\u00e4\u00e4hy\u00f6dykkeen j\u00e4ljell\u00e4 olevana taloudellisena vaikutusaikana, mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><span class=\"f charStyle-42d14346 ps622\">investointiin liittyv\u00e4 vastainen taloudellinen hy\u00f6ty koituu YIT:n hyv\u00e4ksi.</span><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps2327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Maa-alueet, ei poistoja</span></div><div class=\"ps2328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Rakennukset ja rakennelmat<span style=\"display:inline-block;height:5.71pt;width:10.88pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta</span></span></div><div class=\"ps2329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Koneet ja kalusto<span style=\"display:inline-block;height:5.71pt;width:12.8pt\"></span></span><span class=\"ps8685\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">\u00a0 3\u201315 vuotta</span></span></div><div class=\"ps2330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Muut aineelliset hy\u00f6dykkeet<span style=\"display:inline-block;height:5.71pt;width:13.57pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta </span></span></div><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps5442\"> </span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan, pois lukien tonttivuokrasopimukset, vuokra-ajan tai vaikutusaikansa kuluessa, sen mukaan kumpi on </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lyhyempi ajanjakso, ellei tapahdu omistusoikeuden siirtoa tai ole osto-optiota, jonka k\u00e4ytt\u00e4minen on kohtuullisen varmaa vuokra-ajan </span></div><span class=\"f charStyle-42d14346 ps622\">lopussa. T\u00e4ss\u00e4 tapauksessa k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 poistetaan kohdeomaisuuser\u00e4n vaikutusajan kuluessa.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-437": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7715 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvostaminen ja kirjaaminen</span></div><div class=\"ps7716 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Aineelliset hy\u00f6dykkeet on arvostettu alkuper\u00e4iseen hankintamenoon, josta on v\u00e4hennetty poistot ja arvonalentumiset. Aineellisista </span></div><div class=\"ps7717 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dykkeist\u00e4 tehd\u00e4\u00e4n tasapoistot arvioidun taloudellisen vaikutusajan kuluessa, siit\u00e4 alkaen kun ne ovat valmiita k\u00e4ytett\u00e4v\u00e4ksi. Maa-alueista </span></div><div class=\"ps7718 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ei tehd\u00e4 poistoja. Hy\u00f6dykkeiden j\u00e4\u00e4nn\u00f6sarvo ja taloudellinen vaikutusaika tarkistetaan jokaisessa tilinp\u00e4\u00e4t\u00f6ksess\u00e4. Ne oikaistaan </span></div><span class=\"f charStyle-42d14346 ps622\">tarvittaessa kuvastamaan taloudellisen hy\u00f6dyn odotuksissa tapahtuneita muutoksia.</span><span class=\"f charStyle-42d14346 ps8677\"> </span><span class=\"f charStyle-42d14346 ps8680\">Merkitt\u00e4v\u00e4t parannus- tai lis\u00e4investoinnit kirjataan osaksi </span><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuser\u00e4n hankintamenoa ja poistetaan p\u00e4\u00e4hy\u00f6dykkeen j\u00e4ljell\u00e4 olevana taloudellisena vaikutusaikana, mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><span class=\"f charStyle-42d14346 ps622\">investointiin liittyv\u00e4 vastainen taloudellinen hy\u00f6ty koituu YIT:n hyv\u00e4ksi.</span><span class=\"f charStyle-42d14346 ps8681\"> </span><div class=\"ps7724 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps2327 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Maa-alueet, ei poistoja</span></div><div class=\"ps2328 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Rakennukset ja rakennelmat<span style=\"display:inline-block;height:5.71pt;width:10.88pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta</span></span></div><div class=\"ps2329 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Koneet ja kalusto<span style=\"display:inline-block;height:5.71pt;width:12.8pt\"></span></span><span class=\"ps8685\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">\u00a0 3\u201315 vuotta</span></span></div><div class=\"ps2330 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps622\">Muut aineelliset hy\u00f6dykkeet<span style=\"display:inline-block;height:5.71pt;width:13.57pt\"></span></span><span class=\"ps8683\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8684\">10\u201340 vuotta </span></span></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:278.25pt\"></td><td style=\"padding:0;width:119.25pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss955\"><div><div class=\"ps1892 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss957\"><div><div class=\"ps5245 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8699 ss958\"><div><div class=\"ps5245 ss73\"><span class=\"f charStyle-93f9a1a0 ps8698\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8701 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8700\">Rakennukset ja rakennelmat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8703 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8702\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8705 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8704\">Muut aineelliset hy\u00f6dykkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8709 ss959\"><div><div class=\"ps8707 ss956\"><span class=\"f charStyle-93f9a1a0 ps8706\">Ennakkomaksut ja <span class=\"f ps104\"> </span></span></div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8708\">keskener\u00e4iset hankinnat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8711 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8710\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8712 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8714 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8715 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8716 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8718 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8719 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8720 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8722 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8723 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8724 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8725 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8726 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8727 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8728 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8729 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8730 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8731 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8732 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8733 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8735 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8736 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8737 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8738 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8739 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3321 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirrot muiden omaisuuserien v\u00e4lill\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8740 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8741 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8742 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8743 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8744 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8745 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4567 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8746 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1832\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8747 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8748 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8749 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8750 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8751 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps41 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8752 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1860\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8753 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8755 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8756 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8757 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8758 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8759 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8760 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8761 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8762 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8763 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8764 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8765 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8766 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8767 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8768 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8769 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8770 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8771 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8772 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8773 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8774 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8775 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4504 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirtojen ja v\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8776 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8777 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8778 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8779 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8780 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8781 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8782 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8784 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps8783\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8786 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8788 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8789 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8790 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8791 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-44<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8792 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8793 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8794 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8795 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8796 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8797 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8798 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8799 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8800 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8801 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8802 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8803 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8804 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:278.25pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:119.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss957\"><div><div class=\"ps5245 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8699 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8806\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8807 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8700\">Rakennukset ja rakennelmat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8808 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8702\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8809 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8704\">Muut aineelliset hy\u00f6dykkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8810 ss959\"><div><div class=\"ps8707 ss956\"><span class=\"f charStyle-93f9a1a0 ps8706\">Ennakkomaksut ja <span class=\"f ps104\"> </span></span></div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8708\">keskener\u00e4iset hankinnat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8812 ss958\"><div><div class=\"ps5245 ss73\"><span class=\"f charStyle-93f9a1a0 ps8811\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8712 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8813 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8814 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8815 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8816 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8817 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">85<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8720 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8818 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8819 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8820 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8821 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8822 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8727 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8823 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8824 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8825 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8826 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8827 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8733 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8828 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8829 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8830 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8831 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8832 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1828\">-26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3321 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirrot muiden omaisuuserien v\u00e4lill\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8740 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8833 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8834 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8835 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8836 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8837 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4567 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8746 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8838 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8839 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8840 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8841 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8842 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1827\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps41 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8752 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8843 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8844 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8845 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8846 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8847 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1828\">-63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8759 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8848 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8849 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8850 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8851 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8852 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8765 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8853 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8854 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8855 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8856 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8857 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1860\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8858 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8859 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8860 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8861 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8862 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4504 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirtojen ja v\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8776 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8863 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8864 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8865 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8866 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8867 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8782 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8784 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8868 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8869 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8870 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8871 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8873 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps8872\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8792 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8874 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8875 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8876 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8877 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8878 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8798 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8799 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8879 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8880 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8881 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8882 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8883 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1827\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUT AINEETTOMAT HY\u00d6DYKKEET</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4933 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8515 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8516 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3198 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8914 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8915 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8517 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8518 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4944 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8519 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8520 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4948 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8916 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8917 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-36<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7877 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8918 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8919 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4439 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8920 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8921 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan, pois lukien tonttivuokrasopimukset, vuokra-ajan tai vaikutusaikansa kuluessa, sen mukaan kumpi on </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lyhyempi ajanjakso, ellei tapahdu omistusoikeuden siirtoa tai ole osto-optiota, jonka k\u00e4ytt\u00e4minen on kohtuullisen varmaa vuokra-ajan </span></div><span class=\"f charStyle-42d14346 ps622\">lopussa. T\u00e4ss\u00e4 tapauksessa k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 poistetaan kohdeomaisuuser\u00e4n vaikutusajan kuluessa.</span><div class=\"ps4554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">Aineelliset hy\u00f6dykkeet, vuokratut</span></div><div class=\"ps9090 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss973\"><div><div class=\"ps234 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss974\"><div><div class=\"ps1419 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9057 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps9056\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9059 ss975\"><div><div class=\"ps8289 ss901\"><span class=\"f charStyle-93f9a1a0 ps9058\">Rakennukset ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps2737\">rakennelmat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8196 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps9060\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9061 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps222\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt solid #000000;padding:0\"><div class=\"ps9063 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt solid #000000;padding:0\"><div class=\"ps9065 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9066 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9067 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9069 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9070 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9071 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9072 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9073 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9074 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9075 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9076 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9077 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9079 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9080 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9081 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9082 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9083 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9084 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9085 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps6787\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1743 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9086 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9062\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9087 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9088 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9089 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">38<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9139 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:180pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:78pt\"></td><td style=\"padding:0;width:78.75pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss978\"><div><div class=\"ps234 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss980\"><div><div class=\"ps1419 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9094 ss981\"><div><div class=\"ps8289 ss497\"><span class=\"f charStyle-93f9a1a0 ps9092\">Maa- ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss497\"><span class=\"f charStyle-93f9a1a0 ps9093\">vesialueet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9097 ss982\"><div><div class=\"ps8289 ss692\"><span class=\"f charStyle-93f9a1a0 ps9095\">Rakennukset ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss692\"><span class=\"f charStyle-93f9a1a0 ps9096\">rakennelmat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9099 ss983\"><div><div class=\"ps1419 ss72\"><span class=\"f charStyle-93f9a1a0 ps9098\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9101 ss984\"><div><div class=\"ps1419 ss979\"><span class=\"f charStyle-93f9a1a0 ps9100\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9103 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9105 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9104\">46<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9107 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9106\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9109 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-3f796ed8 ps9108\">60<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9111 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9112 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps2029\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9114 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9113\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9116 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9115\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9117 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9119 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9118\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9121 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9120\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9122 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9108\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9123 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9124 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps2029\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9126 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9125\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9128 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9127\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9129 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9131 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9130\">-21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9132 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9125\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9134 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9133\">-27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1743 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9135 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-93f9a1a0 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9136 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-93f9a1a0 ps9104\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9137 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-93f9a1a0 ps9106\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9138 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-2f4a018f ps9108\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-440": {
   "value": "Normaalit <div class=\"ps7721 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kunnossapito- ja korjauskustannukset kirjataan kuluksi niiden syntymishetkell\u00e4. </span><span class=\"f charStyle-42d14346 ps8680\">Merkitt\u00e4v\u00e4t parannus- tai lis\u00e4investoinnit kirjataan osaksi </span></div><div class=\"ps3075 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuuser\u00e4n hankintamenoa ja poistetaan p\u00e4\u00e4hy\u00f6dykkeen j\u00e4ljell\u00e4 olevana taloudellisena vaikutusaikana, mik\u00e4li on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 </span></div><span class=\"f charStyle-42d14346 ps622\">investointiin liittyv\u00e4 vastainen taloudellinen hy\u00f6ty koituu YIT:n hyv\u00e4ksi.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRepairsAndMaintenanceExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-443": {
   "value": "<div class=\"ps8686 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvonalentuminen</span></div><div class=\"ps8687 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo on alentunut. Jos viitteit\u00e4 arvonalentumisesta </span></div><div class=\"ps8688 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ilmenee, arvioidaan kyseisest\u00e4 omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien </span></div><div class=\"ps8689 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yksik\u00f6iden tasolla. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty luovutuksesta aiheutuvat menot tai </span></div><div class=\"ps8690 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa diskonttauskoroilla, jotka </span></div><div class=\"ps8691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 erityisriskej\u00e4.</span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti tuloslaskelmaan. Kirjattu arvonalentumistappio perutaan, jos olosuhteissa on tapahtunut muutos </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja hy\u00f6dykkeen kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on kasvanut arvonalentumistappion kirjaamisajankohdasta. Arvonalentumistappiota ei </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuitenkaan peruta enemp\u00e4\u00e4 kuin mik\u00e4 johtaisi kirjanpitoarvoon, joka hy\u00f6dykkeell\u00e4 olisi ilman arvonalentumistappioita.</span></div><div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:278.25pt\"></td><td style=\"padding:0;width:119.25pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss955\"><div><div class=\"ps1892 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss957\"><div><div class=\"ps5245 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8699 ss958\"><div><div class=\"ps5245 ss73\"><span class=\"f charStyle-93f9a1a0 ps8698\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8701 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8700\">Rakennukset ja rakennelmat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8703 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8702\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8705 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8704\">Muut aineelliset hy\u00f6dykkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8709 ss959\"><div><div class=\"ps8707 ss956\"><span class=\"f charStyle-93f9a1a0 ps8706\">Ennakkomaksut ja <span class=\"f ps104\"> </span></span></div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8708\">keskener\u00e4iset hankinnat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8711 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8710\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8712 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8714 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8715 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8716 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8718 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8719 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8720 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8722 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8723 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8724 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8725 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8726 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8727 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8728 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8729 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8730 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8731 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8732 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8733 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8735 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8736 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8737 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8738 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8739 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3321 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirrot muiden omaisuuserien v\u00e4lill\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8740 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8741 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8742 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8743 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8744 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8745 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4567 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8746 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1832\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8747 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8748 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8749 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8750 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8751 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps41 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8752 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1860\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8753 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8755 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8756 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8757 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8758 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8759 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8760 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8761 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8762 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8763 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8764 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8765 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8766 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8767 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8768 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8769 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8770 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8771 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8772 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8773 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8774 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8775 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4504 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirtojen ja v\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8776 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8777 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8778 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8779 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8780 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8781 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8782 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8784 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps8783\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8786 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8788 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8789 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8790 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8791 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-44<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8792 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8793 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8794 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8795 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8796 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8797 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8798 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8799 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8800 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8801 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8802 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8803 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8804 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps801 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:278.25pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:118.5pt\"></td><td style=\"padding:0;width:119.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss957\"><div><div class=\"ps5245 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8699 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8806\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8807 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8700\">Rakennukset ja rakennelmat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8808 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8702\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8809 ss959\"><div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8704\">Muut aineelliset hy\u00f6dykkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8810 ss959\"><div><div class=\"ps8707 ss956\"><span class=\"f charStyle-93f9a1a0 ps8706\">Ennakkomaksut ja <span class=\"f ps104\"> </span></span></div><div class=\"ps5245 ss956\"><span class=\"f charStyle-93f9a1a0 ps8708\">keskener\u00e4iset hankinnat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8812 ss958\"><div><div class=\"ps5245 ss73\"><span class=\"f charStyle-93f9a1a0 ps8811\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3907 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8712 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8813 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8814 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8815 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8816 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8817 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">85<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8720 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8818 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8819 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8820 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8821 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8822 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7899 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8727 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8823 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8824 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8825 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8826 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8827 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1832\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7906 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8733 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8828 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8829 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8830 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8831 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8832 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1828\">-26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3321 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirrot muiden omaisuuserien v\u00e4lill\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8740 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8833 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8834 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8835 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8836 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8837 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4567 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8746 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8838 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8839 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">30<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8840 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8841 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8842 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1827\">61<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps41 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8752 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8843 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8844 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8845 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8754\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8846 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8847 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1828\">-63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4952 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8759 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8848 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8849 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8850 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8851 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8852 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4436 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8765 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8853 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8854 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8855 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8734\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8856 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8857 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1860\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8858 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8859 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8860 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8861 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8862 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1863\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4504 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Siirtojen ja v\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8776 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8863 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8864 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8865 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8866 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8721\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8867 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8782 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8784 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8868 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8785\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8869 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8870 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8787\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8871 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8873 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps8872\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5269 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8792 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8874 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8875 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8713\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8876 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8877 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-42d14346 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8878 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-42d14346 ps1827\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8798 ss955\"><div><div class=\"ps234 ss954\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8799 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8879 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8880 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8713\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8881 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8882 ss960\"><div><div class=\"ps234 ss956\"><span class=\"f charStyle-93f9a1a0 ps8717\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8883 ss74\"><div><div class=\"ps234 ss73\"><span class=\"f charStyle-93f9a1a0 ps1827\">19<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div><div class=\"ps8968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Liikearvojen arvonalentumistestaus</span></div><div class=\"ps8970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps622\"><span style=\"background-color:inherit\">Vuosittaisessa arvonalentumistestauksessa</span></span><span class=\"f charStyle-42d14346 ps8969\"> rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. </span></div><div class=\"ps8973 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskelmissa k\u00e4ytetyt</span><span class=\"f charStyle-42d14346 ps8971\"> viiden vuoden rahavirtaennusteet</span><span class=\"f charStyle-42d14346 ps8972\"> perustuvat johdon hyv\u00e4ksymiin strategia- ja vuositavoitteisiin. YIT k\u00e4ytt\u00e4\u00e4 </span></div><div class=\"ps8974 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">testauksessa todenn\u00e4k\u00f6isyyksill\u00e4 painotettuja rahavirtaennusteita, jotka perustuvat kahteen eri ennusteskenaarioon, perus- ja matalaan </span></div><div class=\"ps8975 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">skenaarioon. Perusskenaario perustuu nykyiseen ennusteeseen, kun taas matalassa skenaariossa otetaan erityisesti huomioon kysynt\u00e4\u00e4n </span></div><div class=\"ps8977 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t ep\u00e4varmuustekij\u00e4t. </span><span class=\"f charStyle-42d14346 ps8976\">Asuminen Suomi-segmentin ennuste perustuu kysynn\u00e4n ja liiketoimintavolyymin vaiheittaiseen elpymiseen </span></div><div class=\"ps8978 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennustejakson aikana, ja se pohjautuu rakentamisen toimialaj\u00e4rjest\u00f6n markkinan\u00e4kemykseen tulevaisuuden kehityksest\u00e4 sek\u00e4 historialliseen </span></div><div class=\"ps8979 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">markkinainformaatioon. </span></div><div class=\"ps8981 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ennustekausien j\u00e4lkeiset rahavirrat ekstrapoloidaan k\u00e4ytt\u00e4en kasvuolettamaprosenttia. Kaikille rahavirtaa tuottaville yksik\u00f6ille on k\u00e4ytetty 2,0 </span></div><div class=\"ps8982 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">prosentin (2,0 %) kasvuolettamaa, joka vastaa Euroopan keskuspankin keskipitk\u00e4n aikav\u00e4lin inflaatiotavoitetta. Liikearvotestaukset eiv\u00e4t </span></div><div class=\"ps8983 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">aiheuttaneet arvonalentumiskirjauksia vuosina 2025 ja 2024.</span></div><div class=\"ps8985 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT laatii vuosittain herkkyysanalyysin niiden testattujen yksik\u00f6iden osalta, joissa jokseenkin mahdollinen muutos rahavirtaennusteen </span></div><div class=\"ps8987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">keskeisiss\u00e4 oletuksissa voisi vaikuttaa omaisuuser\u00e4n kirjanpitoarvoon. </span><span class=\"f charStyle-42d14346 ps8986\">Vuoden 2025 arvonalentumistestauksen perusteella jokseenkin </span></div><div class=\"ps8988 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollinen muutos diskonttauskorossa tai k\u00e4ytt\u00f6katteessa voisi johtaa arvonalentumiseen Asuminen Suomi-segmentiss\u00e4. Asuminen </span></div><div class=\"ps8989 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomi-segmentin kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 ylitt\u00e4\u00e4 sen kirjanpitoarvon 17 miljoonalla eurolla. Asuminen Suomi-segmenttiin kohdistuisi </span></div><div class=\"ps8994 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvonalentuminen, mik\u00e4li diskonttauskor</span><span class=\"f charStyle-42d14346 ps8990\">ko kasvais</span><span class=\"f charStyle-42d14346 ps8991\">i yli 0,2 prosenttiyksikk\u00f6\u00e4 tai k\u00e4ytt\u00f6kate pienenisi kaikilla ennustekausilla yli 2 prosenttia</span><span class=\"f charStyle-42d14346 ps8992\">.</span><span class=\"f charStyle-42d14346 ps8993\"> </span></div><div class=\"ps8995 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuoden 2024 arvonalentumistestauksen perusteella jokseenkin mahdollinen muutos diskonttauskorossa tai k\u00e4ytt\u00f6katteessa voisi johtaa </span></div><div class=\"ps8996 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvonalentumiseen silloisessa Asuminen-segmentiss\u00e4. Asuminen-segmenttiin kohdistuisi arvonalentuminen, mik\u00e4li diskonttauskorko </span></div><div class=\"ps8997 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kasvaisi yli 0,8 prosenttiyksikk\u00f6\u00e4 tai k\u00e4ytt\u00f6kate pienenisi kaikilla ennustekausilla yli 10 prosenttia. Asuminen-segmentin kerrytett\u00e4viss\u00e4 oleva </span></div><div class=\"ps8998 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">raham\u00e4\u00e4r\u00e4 ylitti sen kirjanpitoarvon 144 miljoonalla eurolla. </span></div><span class=\"f charStyle-42d14346 ps9027\">Muiden </span><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuserien kuin vaihto-omaisuus vuokratonttien arvonalentumista arvioitaessa sovelletaan samoja laatimisperiaatteita kuin </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muiden aineettomien hy\u00f6dykkeiden arvostuksessa. Mik\u00e4li k\u00e4ytt\u00f6omaisuusoikeuser\u00e4st\u00e4 k\u00e4yt\u00f6st\u00e4 luovutaan vuokra-aikana kokonaan tai </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osittain, konserni kirjaa silt\u00e4 osin arvonalentumisen.</span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div><div class=\"ps4554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">Aineelliset hy\u00f6dykkeet, vuokratut</span></div><div class=\"ps9090 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss973\"><div><div class=\"ps234 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss974\"><div><div class=\"ps1419 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9057 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps9056\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9059 ss975\"><div><div class=\"ps8289 ss901\"><span class=\"f charStyle-93f9a1a0 ps9058\">Rakennukset ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps2737\">rakennelmat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8196 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps9060\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9061 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps222\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt solid #000000;padding:0\"><div class=\"ps9063 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt solid #000000;padding:0\"><div class=\"ps9065 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9066 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9067 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9069 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9070 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9071 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9072 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9073 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9074 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9075 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9076 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9077 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9079 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9080 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9081 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9082 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9083 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9084 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9085 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps6787\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1743 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9086 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9062\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9087 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9088 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9089 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">38<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9139 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:180pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:78pt\"></td><td style=\"padding:0;width:78.75pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss978\"><div><div class=\"ps234 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss980\"><div><div class=\"ps1419 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9094 ss981\"><div><div class=\"ps8289 ss497\"><span class=\"f charStyle-93f9a1a0 ps9092\">Maa- ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss497\"><span class=\"f charStyle-93f9a1a0 ps9093\">vesialueet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9097 ss982\"><div><div class=\"ps8289 ss692\"><span class=\"f charStyle-93f9a1a0 ps9095\">Rakennukset ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss692\"><span class=\"f charStyle-93f9a1a0 ps9096\">rakennelmat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9099 ss983\"><div><div class=\"ps1419 ss72\"><span class=\"f charStyle-93f9a1a0 ps9098\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9101 ss984\"><div><div class=\"ps1419 ss979\"><span class=\"f charStyle-93f9a1a0 ps9100\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9103 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9105 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9104\">46<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9107 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9106\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9109 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-3f796ed8 ps9108\">60<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9111 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9112 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps2029\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9114 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9113\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9116 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9115\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9117 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9119 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9118\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9121 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9120\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9122 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9108\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9123 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9124 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps2029\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9126 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9125\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9128 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9127\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9129 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9131 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9130\">-21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9132 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9125\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9134 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9133\">-27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1743 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9135 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-93f9a1a0 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9136 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-93f9a1a0 ps9104\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9137 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-93f9a1a0 ps9106\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9138 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-2f4a018f ps9108\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-442": {
   "value": "<div class=\"ps8686 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvonalentuminen</span></div><div class=\"ps8687 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo on alentunut. Jos viitteit\u00e4 arvonalentumisesta </span></div><div class=\"ps8688 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ilmenee, arvioidaan kyseisest\u00e4 omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien </span></div><div class=\"ps8689 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yksik\u00f6iden tasolla. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty luovutuksesta aiheutuvat menot tai </span></div><div class=\"ps8690 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa diskonttauskoroilla, jotka </span></div><div class=\"ps8691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 erityisriskej\u00e4.</span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti tuloslaskelmaan. Kirjattu arvonalentumistappio perutaan, jos olosuhteissa on tapahtunut muutos </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja hy\u00f6dykkeen kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on kasvanut arvonalentumistappion kirjaamisajankohdasta. Arvonalentumistappiota ei </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuitenkaan peruta enemp\u00e4\u00e4 kuin mik\u00e4 johtaisi kirjanpitoarvoon, joka hy\u00f6dykkeell\u00e4 olisi ilman arvonalentumistappioita.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div><span class=\"f charStyle-42d14346 ps9027\">Muiden </span><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuserien kuin vaihto-omaisuus vuokratonttien arvonalentumista arvioitaessa sovelletaan samoja laatimisperiaatteita kuin </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muiden aineettomien hy\u00f6dykkeiden arvostuksessa. Mik\u00e4li k\u00e4ytt\u00f6omaisuusoikeuser\u00e4st\u00e4 k\u00e4yt\u00f6st\u00e4 luovutaan vuokra-aikana kokonaan tai </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osittain, konserni kirjaa silt\u00e4 osin arvonalentumisen.</span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-441": {
   "value": "<div class=\"ps8686 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">A</span><span class=\"f charStyle-37f3c1a8 ps8676\">rvonalentuminen</span></div><div class=\"ps8687 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo on alentunut. Jos viitteit\u00e4 arvonalentumisesta </span></div><div class=\"ps8688 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ilmenee, arvioidaan kyseisest\u00e4 omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien </span></div><div class=\"ps8689 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yksik\u00f6iden tasolla. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty luovutuksesta aiheutuvat menot tai </span></div><div class=\"ps8690 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa diskonttauskoroilla, jotka </span></div><div class=\"ps8691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 erityisriskej\u00e4.</span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti tuloslaskelmaan. Kirjattu arvonalentumistappio perutaan, jos olosuhteissa on tapahtunut muutos </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja hy\u00f6dykkeen kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on kasvanut arvonalentumistappion kirjaamisajankohdasta. Arvonalentumistappiota ei </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kuitenkaan peruta enemp\u00e4\u00e4 kuin mik\u00e4 johtaisi kirjanpitoarvoon, joka hy\u00f6dykkeell\u00e4 olisi ilman arvonalentumistappioita.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div><span class=\"f charStyle-42d14346 ps9027\">Muiden </span><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuserien kuin vaihto-omaisuus vuokratonttien arvonalentumista arvioitaessa sovelletaan samoja laatimisperiaatteita kuin </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muiden aineettomien hy\u00f6dykkeiden arvostuksessa. Mik\u00e4li k\u00e4ytt\u00f6omaisuusoikeuser\u00e4st\u00e4 k\u00e4yt\u00f6st\u00e4 luovutaan vuokra-aikana kokonaan tai </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osittain, konserni kirjaa silt\u00e4 osin arvonalentumisen.</span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-445": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_507\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">15. MUUT AINEETTOMAT HY\u00d6DYKKEET JA </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LIIKEARVO</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">M</span><span class=\"f charStyle-37f3c1a8 ps8886\">uut aineettomat hy\u00f6dykkeet </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineeton hy\u00f6dyke merkit\u00e4\u00e4n taseeseen alun perin hankintamenoon, kun hankintameno </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4ritett\u00e4viss\u00e4 luotettavasti ja on odotettavissa, ett\u00e4 aineettomasta hy\u00f6dykkeest\u00e4 </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertyy taloudellista hy\u00f6ty\u00e4 konsernille. </span><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span></div><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps5442\"> </span><span class=\"f charStyle-42d14346 ps8895\">Yrityshankintojen </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 hankitut muut aineettomat hy\u00f6dykkeet kirjataan taseeseen, mik\u00e4li ne </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ytt\u00e4v\u00e4t aineettoman hy\u00f6dykkeen m\u00e4\u00e4ritelm\u00e4n: niihin liittyy vastainen tuotto-odotus, ne </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat eritelt\u00e4viss\u00e4 tai perustuvat sopimuksiin tai laillisiin oikeuksiin. Yrityshankintojen </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 kirjatut muut aineettomat hy\u00f6dykkeet koostuvat muun muassa </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotemerkeist\u00e4, asiakassopimuksista ja asiakassuhteiden arvosta. Hankitut </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoj\u00e4rjestelm\u00e4lisenssit aktivoidaan hankintamenoon. </span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span></div><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Liikearvo</span><span class=\"f charStyle-37f3c1a8 ps8912\"> </span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvo on m\u00e4\u00e4r\u00e4, jolla luovutettu vastike, m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuus ja </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiemmin omistettu osuus yhteenlaskettuna ylitt\u00e4v\u00e4t hankitun yrityksen yksil\u00f6it\u00e4viss\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olevan nettovarallisuuden k\u00e4yv\u00e4n arvon hankinta-ajankohtana. Liikearvo testataan </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuosittain arvonalentumisen varalta. T\u00e4t\u00e4 tarkoitusta varten liikearvo on kohdistettu </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottaville yksik\u00f6ille. Liikearvo arvostetaan alkuper\u00e4iseen hankintamenoon, </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">josta on v\u00e4hennetty arvonalentumiset. Arvonalennukset kirjataan tuloslaskelmaan kuluksi. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvosta kirjattua arvonalentumistappiota ei peruuteta my\u00f6hemm\u00e4ll\u00e4 tilikaudella. </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Luovutettuun yhti\u00f6\u00f6n tai liiketoimintaan kohdistuvan liikearvon kirjanpitoarvo kohdistetaan </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osaksi myyntivoittoa tai -tappiota.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUT AINEETTOMAT HY\u00d6DYKKEET</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4933 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8515 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8516 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3198 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8914 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8915 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8517 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8518 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4944 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8519 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8520 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4948 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8916 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8917 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-36<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7877 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8918 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8919 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4439 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8920 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8921 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKEARVO</span></div><div class=\"ps8924 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8926 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on m\u00e4\u00e4ritellyt rahavirtaa tuottavat yksik\u00f6t raportoitavien segmenttien tasolle.</span></div><div class=\"ps1080 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Liikearvojen kohdistuminen segmenteille</span></div><div class=\"ps1081 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">1.1.2025 alkaen YIT:ll\u00e4 on uuden strategian mukaisesti nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus </span></div><div class=\"ps1082 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(entinen Toimitilat) ja Infra. Asuminen-segmentti jaettiin kahteen erilliseen liiketoimintasegmenttiin, jonka seurauksena Asuminen-segmentille </span></div><div class=\"ps1083 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistettu liikearvo, yhteens\u00e4 105 milj. euroa, kohdistettiin uudelleen Asuminen Suomi ja Asuminen CEE-segmenteille. </span></div><div class=\"ps8928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-31a5ee52 ps94\">Uudelleenallokoinnin seurauksena Asuminen Suomi-segmenttiin kohdistuu yhteens\u00e4 65 milj. euroa liikearvoa ja Asuminen CEE-segmenttiin </span></div><div class=\"ps8929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-31a5ee52 ps94\">yhteens\u00e4 39 milj. euroa liikearvoa.</span></div><div class=\"ps4365 ss0\"><div class=\"ss968 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:267.75pt\"></td><td style=\"padding:0;width:93.75pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:24.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss961\"><div><div class=\"ps3386 ss429\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8932 ss963\"><div><div class=\"ps3386 ss962\"><span class=\"f charStyle-93f9a1a0 ps8702\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8936 ss964\"><div><div class=\"ps8934 ss64\"><span class=\"f charStyle-93f9a1a0 ps8933\">Diskonttauskorko, %<span class=\"f ps104\"> </span></span></div><div class=\"ps3386 ss64\"><span class=\"f charStyle-93f9a1a0 ps8935\">(WACC ennen veroja)</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4253 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8938 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">65<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8940 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8939\">10,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3187 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8941 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8942 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8939\">11,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1446 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8943 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8944 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8939\">10,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps185 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8945 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8947 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8946\">9,9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7287 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikearvot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8949 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-93f9a1a0 ps8948\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps8966 ss0\"><div class=\"ss968 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:269.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td><td style=\"padding:0;width:101.25pt\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss970\"><div><div class=\"ps1502 ss969\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8952 ss160\"><div><div class=\"ps1502 ss120\"><span class=\"f charStyle-2f4a018f ps8951\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3768 ss667\"><div><div class=\"ps1505 ss666\"><span class=\"f charStyle-93f9a1a0 ps8953\">Diskonttauskorko, %<span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss666\"><span class=\"f charStyle-93f9a1a0 ps8954\">(WACC ennen veroja)</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1513 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-42d14346 ps7\">Asuminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8956 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-42d14346 ps8955\">105<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8958 ss669\"><div><div class=\"ps2041 ss666\"><span class=\"f charStyle-42d14346 ps8957\">10,7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2213 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-42d14346 ps7\">Toimitilat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8960 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-42d14346 ps8959\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8961 ss669\"><div><div class=\"ps2041 ss666\"><span class=\"f charStyle-42d14346 ps8957\">10,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4733 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-42d14346 ps7\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8962 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-42d14346 ps8959\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8964 ss669\"><div><div class=\"ps2041 ss666\"><span class=\"f charStyle-42d14346 ps8963\">9,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4737 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikearvot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8965 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-93f9a1a0 ps8955\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps8968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Liikearvojen arvonalentumistestaus</span></div><div class=\"ps8970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps622\"><span style=\"background-color:inherit\">Vuosittaisessa arvonalentumistestauksessa</span></span><span class=\"f charStyle-42d14346 ps8969\"> rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. </span></div><div class=\"ps8973 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskelmissa k\u00e4ytetyt</span><span class=\"f charStyle-42d14346 ps8971\"> viiden vuoden rahavirtaennusteet</span><span class=\"f charStyle-42d14346 ps8972\"> perustuvat johdon hyv\u00e4ksymiin strategia- ja vuositavoitteisiin. YIT k\u00e4ytt\u00e4\u00e4 </span></div><div class=\"ps8974 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">testauksessa todenn\u00e4k\u00f6isyyksill\u00e4 painotettuja rahavirtaennusteita, jotka perustuvat kahteen eri ennusteskenaarioon, perus- ja matalaan </span></div><div class=\"ps8975 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">skenaarioon. Perusskenaario perustuu nykyiseen ennusteeseen, kun taas matalassa skenaariossa otetaan erityisesti huomioon kysynt\u00e4\u00e4n </span></div><div class=\"ps8977 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t ep\u00e4varmuustekij\u00e4t. </span><span class=\"f charStyle-42d14346 ps8976\">Asuminen Suomi-segmentin ennuste perustuu kysynn\u00e4n ja liiketoimintavolyymin vaiheittaiseen elpymiseen </span></div><div class=\"ps8978 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennustejakson aikana, ja se pohjautuu rakentamisen toimialaj\u00e4rjest\u00f6n markkinan\u00e4kemykseen tulevaisuuden kehityksest\u00e4 sek\u00e4 historialliseen </span></div><div class=\"ps8979 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">markkinainformaatioon. </span></div><div class=\"ps8981 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ennustekausien j\u00e4lkeiset rahavirrat ekstrapoloidaan k\u00e4ytt\u00e4en kasvuolettamaprosenttia. Kaikille rahavirtaa tuottaville yksik\u00f6ille on k\u00e4ytetty 2,0 </span></div><div class=\"ps8982 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">prosentin (2,0 %) kasvuolettamaa, joka vastaa Euroopan keskuspankin keskipitk\u00e4n aikav\u00e4lin inflaatiotavoitetta. Liikearvotestaukset eiv\u00e4t </span></div><div class=\"ps8983 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">aiheuttaneet arvonalentumiskirjauksia vuosina 2025 ja 2024.</span></div><div class=\"ps8985 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT laatii vuosittain herkkyysanalyysin niiden testattujen yksik\u00f6iden osalta, joissa jokseenkin mahdollinen muutos rahavirtaennusteen </span></div><div class=\"ps8987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">keskeisiss\u00e4 oletuksissa voisi vaikuttaa omaisuuser\u00e4n kirjanpitoarvoon. </span><span class=\"f charStyle-42d14346 ps8986\">Vuoden 2025 arvonalentumistestauksen perusteella jokseenkin </span></div><div class=\"ps8988 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollinen muutos diskonttauskorossa tai k\u00e4ytt\u00f6katteessa voisi johtaa arvonalentumiseen Asuminen Suomi-segmentiss\u00e4. Asuminen </span></div><div class=\"ps8989 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomi-segmentin kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 ylitt\u00e4\u00e4 sen kirjanpitoarvon 17 miljoonalla eurolla. Asuminen Suomi-segmenttiin kohdistuisi </span></div><div class=\"ps8994 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvonalentuminen, mik\u00e4li diskonttauskor</span><span class=\"f charStyle-42d14346 ps8990\">ko kasvais</span><span class=\"f charStyle-42d14346 ps8991\">i yli 0,2 prosenttiyksikk\u00f6\u00e4 tai k\u00e4ytt\u00f6kate pienenisi kaikilla ennustekausilla yli 2 prosenttia</span><span class=\"f charStyle-42d14346 ps8992\">.</span><span class=\"f charStyle-42d14346 ps8993\"> </span></div><div class=\"ps8995 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuoden 2024 arvonalentumistestauksen perusteella jokseenkin mahdollinen muutos diskonttauskorossa tai k\u00e4ytt\u00f6katteessa voisi johtaa </span></div><div class=\"ps8996 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvonalentumiseen silloisessa Asuminen-segmentiss\u00e4. Asuminen-segmenttiin kohdistuisi arvonalentuminen, mik\u00e4li diskonttauskorko </span></div><div class=\"ps8997 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kasvaisi yli 0,8 prosenttiyksikk\u00f6\u00e4 tai k\u00e4ytt\u00f6kate pienenisi kaikilla ennustekausilla yli 10 prosenttia. Asuminen-segmentin kerrytett\u00e4viss\u00e4 oleva </span></div>raham\u00e4\u00e4r\u00e4 ylitti sen kirjanpitoarvon 144 miljoonalla eurolla.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-444": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">15. MUUT AINEETTOMAT HY\u00d6DYKKEET JA </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LIIKEARVO</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">M</span><span class=\"f charStyle-37f3c1a8 ps8886\">uut aineettomat hy\u00f6dykkeet </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineeton hy\u00f6dyke merkit\u00e4\u00e4n taseeseen alun perin hankintamenoon, kun hankintameno </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4ritett\u00e4viss\u00e4 luotettavasti ja on odotettavissa, ett\u00e4 aineettomasta hy\u00f6dykkeest\u00e4 </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertyy taloudellista hy\u00f6ty\u00e4 konsernille. </span><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span></div><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps5442\"> </span><span class=\"f charStyle-42d14346 ps8895\">Yrityshankintojen </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 hankitut muut aineettomat hy\u00f6dykkeet kirjataan taseeseen, mik\u00e4li ne </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ytt\u00e4v\u00e4t aineettoman hy\u00f6dykkeen m\u00e4\u00e4ritelm\u00e4n: niihin liittyy vastainen tuotto-odotus, ne </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat eritelt\u00e4viss\u00e4 tai perustuvat sopimuksiin tai laillisiin oikeuksiin. Yrityshankintojen </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 kirjatut muut aineettomat hy\u00f6dykkeet koostuvat muun muassa </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotemerkeist\u00e4, asiakassopimuksista ja asiakassuhteiden arvosta. Hankitut </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoj\u00e4rjestelm\u00e4lisenssit aktivoidaan hankintamenoon. </span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span></div><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MUUT AINEETTOMAT HY\u00d6DYKKEET</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Hankintameno 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Hankintameno 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4933 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistot ja arvonalentumiset 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8515 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8516 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-35<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3198 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8914 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8915 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8517 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8518 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4944 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennysten kertyneet poistot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8519 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8520 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4948 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kertyneet poistot ja arvonalentumiset 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8916 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8917 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1994\">-36<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7877 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8918 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8919 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4439 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8920 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8921 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-446": {
   "value": "<div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">M</span><span class=\"f charStyle-37f3c1a8 ps8886\">uut aineettomat hy\u00f6dykkeet </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineeton hy\u00f6dyke merkit\u00e4\u00e4n taseeseen alun perin hankintamenoon, kun hankintameno </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4ritett\u00e4viss\u00e4 luotettavasti ja on odotettavissa, ett\u00e4 aineettomasta hy\u00f6dykkeest\u00e4 </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertyy taloudellista hy\u00f6ty\u00e4 konsernille. </span><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span></div><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps5442\"> </span><span class=\"f charStyle-42d14346 ps8895\">Yrityshankintojen </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 hankitut muut aineettomat hy\u00f6dykkeet kirjataan taseeseen, mik\u00e4li ne </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ytt\u00e4v\u00e4t aineettoman hy\u00f6dykkeen m\u00e4\u00e4ritelm\u00e4n: niihin liittyy vastainen tuotto-odotus, ne </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat eritelt\u00e4viss\u00e4 tai perustuvat sopimuksiin tai laillisiin oikeuksiin. Yrityshankintojen </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 kirjatut muut aineettomat hy\u00f6dykkeet koostuvat muun muassa </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotemerkeist\u00e4, asiakassopimuksista ja asiakassuhteiden arvosta. Hankitut </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoj\u00e4rjestelm\u00e4lisenssit aktivoidaan hankintamenoon. </span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span></div><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Liikearvo</span><span class=\"f charStyle-37f3c1a8 ps8912\"> </span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvo on m\u00e4\u00e4r\u00e4, jolla luovutettu vastike, m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuus ja </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiemmin omistettu osuus yhteenlaskettuna ylitt\u00e4v\u00e4t hankitun yrityksen yksil\u00f6it\u00e4viss\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olevan nettovarallisuuden k\u00e4yv\u00e4n arvon hankinta-ajankohtana. Liikearvo testataan </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuosittain arvonalentumisen varalta. T\u00e4t\u00e4 tarkoitusta varten liikearvo on kohdistettu </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottaville yksik\u00f6ille. Liikearvo arvostetaan alkuper\u00e4iseen hankintamenoon, </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">josta on v\u00e4hennetty arvonalentumiset. Arvonalennukset kirjataan tuloslaskelmaan kuluksi. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvosta kirjattua arvonalentumistappiota ei peruuteta my\u00f6hemm\u00e4ll\u00e4 tilikaudella. </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Luovutettuun yhti\u00f6\u00f6n tai liiketoimintaan kohdistuvan liikearvon kirjanpitoarvo kohdistetaan </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osaksi myyntivoittoa tai -tappiota.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-447": {
   "value": "<div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">M</span><span class=\"f charStyle-37f3c1a8 ps8886\">uut aineettomat hy\u00f6dykkeet </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineeton hy\u00f6dyke merkit\u00e4\u00e4n taseeseen alun perin hankintamenoon, kun hankintameno </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on m\u00e4\u00e4ritett\u00e4viss\u00e4 luotettavasti ja on odotettavissa, ett\u00e4 aineettomasta hy\u00f6dykkeest\u00e4 </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kertyy taloudellista hy\u00f6ty\u00e4 konsernille. </span><span class=\"f charStyle-42d14346 ps8890\">Aineettomat hy\u00f6dykkeet, joilla on tunnettu tai </span></div><div class=\"ps8892 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioitu rajallinen taloudellinen vaikutusaika, poistetaan vaikutusaikanaan tasapoistoina </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuluksi tuloslaskelmaan. Poistot aloitetaan, kun hy\u00f6dyke on valmis k\u00e4ytett\u00e4v\u00e4ksi. </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Aineettomista hy\u00f6dykkeist\u00e4, joilla on rajoittamaton taloudellinen vaikutusaika, ei kirjata </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">poistoja, vaan ne testataan vuosittain arvonalentumisen varalta.</span><span class=\"f charStyle-42d14346 ps5442\"> </span><span class=\"f charStyle-42d14346 ps8895\">Yrityshankintojen </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 hankitut muut aineettomat hy\u00f6dykkeet kirjataan taseeseen, mik\u00e4li ne </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ytt\u00e4v\u00e4t aineettoman hy\u00f6dykkeen m\u00e4\u00e4ritelm\u00e4n: niihin liittyy vastainen tuotto-odotus, ne </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ovat eritelt\u00e4viss\u00e4 tai perustuvat sopimuksiin tai laillisiin oikeuksiin. Yrityshankintojen </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteydess\u00e4 kirjatut muut aineettomat hy\u00f6dykkeet koostuvat muun muassa </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tuotemerkeist\u00e4, asiakassopimuksista ja asiakassuhteiden arvosta. Hankitut </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoj\u00e4rjestelm\u00e4lisenssit aktivoidaan hankintamenoon. </span><span class=\"f charStyle-42d14346 ps8902\">Tietoj\u00e4rjestelmien k\u00e4ytt\u00f6\u00f6n </span></div><div class=\"ps6030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ottamisesta aiheutuvia menoja arvioidaan olennaisuus huomioiden ja ne aktivoidaan, </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mik\u00e4li aktivointikriteerit t\u00e4yttyv\u00e4t. Hankintameno poistetaan tasapoistoina lisenssien </span></div><div class=\"ps5645 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioituna taloudellisena pitoaikana.</span></div><div class=\"ps5647 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Arvioitu taloudellinen vaikutusaika</span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Asiakassuhteet ja sopimuskannat <span style=\"display:inline-block;height:5.71pt;width:27.39pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Tuotemerkit <span style=\"display:inline-block;height:5.71pt;width:28.93pt\"></span></span><span class=\"ps8905\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">15 vuotta</span></span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">IT-ohjelmistot ja muut <span style=\"display:inline-block;height:5.71pt;width:31.96pt\"></span></span><span class=\"ps8906\"><span style=\"display:inline-block;height:5.71pt;width:36pt\"></span></span><span class=\"ps8904\">2\u20135 vuotta</span></span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346\"><span class=\"ps94\">Patentoimaton teknologiaosaaminen <span style=\"display:inline-block;height:5.71pt;width:16.71pt\"></span></span><span class=\"ps8904\">3\u20135 vuotta</span></span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-450": {
   "value": "<div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Liikearvo</span><span class=\"f charStyle-37f3c1a8 ps8912\"> </span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvo on m\u00e4\u00e4r\u00e4, jolla luovutettu vastike, m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuus ja </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiemmin omistettu osuus yhteenlaskettuna ylitt\u00e4v\u00e4t hankitun yrityksen yksil\u00f6it\u00e4viss\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olevan nettovarallisuuden k\u00e4yv\u00e4n arvon hankinta-ajankohtana. Liikearvo testataan </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuosittain arvonalentumisen varalta. T\u00e4t\u00e4 tarkoitusta varten liikearvo on kohdistettu </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottaville yksik\u00f6ille. Liikearvo arvostetaan alkuper\u00e4iseen hankintamenoon, </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">josta on v\u00e4hennetty arvonalentumiset. Arvonalennukset kirjataan tuloslaskelmaan kuluksi. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvosta kirjattua arvonalentumistappiota ei peruuteta my\u00f6hemm\u00e4ll\u00e4 tilikaudella. </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Luovutettuun yhti\u00f6\u00f6n tai liiketoimintaan kohdistuvan liikearvon kirjanpitoarvo kohdistetaan </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osaksi myyntivoittoa tai -tappiota.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div><div class=\"ps8923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LIIKEARVO</span></div><div class=\"ps8924 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps8926 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on m\u00e4\u00e4ritellyt rahavirtaa tuottavat yksik\u00f6t raportoitavien segmenttien tasolle.</span></div><div class=\"ps1080 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Liikearvojen kohdistuminen segmenteille</span></div><div class=\"ps1081 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">1.1.2025 alkaen YIT:ll\u00e4 on uuden strategian mukaisesti nelj\u00e4 raportoitavaa segmentti\u00e4: Asuminen Suomi, Asuminen CEE, Rakennus </span></div><div class=\"ps1082 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(entinen Toimitilat) ja Infra. Asuminen-segmentti jaettiin kahteen erilliseen liiketoimintasegmenttiin, jonka seurauksena Asuminen-segmentille </span></div><div class=\"ps1083 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistettu liikearvo, yhteens\u00e4 105 milj. euroa, kohdistettiin uudelleen Asuminen Suomi ja Asuminen CEE-segmenteille. </span></div><div class=\"ps8928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-31a5ee52 ps94\">Uudelleenallokoinnin seurauksena Asuminen Suomi-segmenttiin kohdistuu yhteens\u00e4 65 milj. euroa liikearvoa ja Asuminen CEE-segmenttiin </span></div><div class=\"ps8929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-31a5ee52 ps94\">yhteens\u00e4 39 milj. euroa liikearvoa.</span></div><div class=\"ps4365 ss0\"><div class=\"ss968 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:267.75pt\"></td><td style=\"padding:0;width:93.75pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:24.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss961\"><div><div class=\"ps3386 ss429\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8932 ss963\"><div><div class=\"ps3386 ss962\"><span class=\"f charStyle-93f9a1a0 ps8702\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8936 ss964\"><div><div class=\"ps8934 ss64\"><span class=\"f charStyle-93f9a1a0 ps8933\">Diskonttauskorko, %<span class=\"f ps104\"> </span></span></div><div class=\"ps3386 ss64\"><span class=\"f charStyle-93f9a1a0 ps8935\">(WACC ennen veroja)</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4253 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Asuminen Suomi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8938 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">65<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8940 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8939\">10,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3187 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Asuminen CEE<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8941 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8942 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8939\">11,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1446 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Rakennus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8943 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8944 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8939\">10,1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps185 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-42d14346 ps7\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8945 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-42d14346 ps8937\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8947 ss967\"><div><div class=\"ps2041 ss64\"><span class=\"f charStyle-42d14346 ps8946\">9,9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7287 ss965\"><div><div class=\"ps2041 ss429\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikearvot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8949 ss966\"><div><div class=\"ps2041 ss962\"><span class=\"f charStyle-93f9a1a0 ps8948\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps8966 ss0\"><div class=\"ss968 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:269.25pt\"></td><td style=\"padding:0;width:95.25pt\"></td><td style=\"padding:0;width:101.25pt\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss970\"><div><div class=\"ps1502 ss969\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8952 ss160\"><div><div class=\"ps1502 ss120\"><span class=\"f charStyle-2f4a018f ps8951\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3768 ss667\"><div><div class=\"ps1505 ss666\"><span class=\"f charStyle-93f9a1a0 ps8953\">Diskonttauskorko, %<span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss666\"><span class=\"f charStyle-93f9a1a0 ps8954\">(WACC ennen veroja)</span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1513 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-42d14346 ps7\">Asuminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8956 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-42d14346 ps8955\">105<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8958 ss669\"><div><div class=\"ps2041 ss666\"><span class=\"f charStyle-42d14346 ps8957\">10,7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2213 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-42d14346 ps7\">Toimitilat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8960 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-42d14346 ps8959\">87<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8961 ss669\"><div><div class=\"ps2041 ss666\"><span class=\"f charStyle-42d14346 ps8957\">10,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4733 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-42d14346 ps7\">Infra<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8962 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-42d14346 ps8959\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8964 ss669\"><div><div class=\"ps2041 ss666\"><span class=\"f charStyle-42d14346 ps8963\">9,8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4737 ss971\"><div><div class=\"ps2041 ss969\"><span class=\"f charStyle-93f9a1a0 ps7\">Liikearvot yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8965 ss154\"><div><div class=\"ps2041 ss120\"><span class=\"f charStyle-93f9a1a0 ps8955\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps8968 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Liikearvojen arvonalentumistestaus</span></div><div class=\"ps8970 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-b821a44d ps622\"><span style=\"background-color:inherit\">Vuosittaisessa arvonalentumistestauksessa</span></span><span class=\"f charStyle-42d14346 ps8969\"> rahavirtaa tuottavan yksik\u00f6n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. </span></div><div class=\"ps8973 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskelmissa k\u00e4ytetyt</span><span class=\"f charStyle-42d14346 ps8971\"> viiden vuoden rahavirtaennusteet</span><span class=\"f charStyle-42d14346 ps8972\"> perustuvat johdon hyv\u00e4ksymiin strategia- ja vuositavoitteisiin. YIT k\u00e4ytt\u00e4\u00e4 </span></div><div class=\"ps8974 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">testauksessa todenn\u00e4k\u00f6isyyksill\u00e4 painotettuja rahavirtaennusteita, jotka perustuvat kahteen eri ennusteskenaarioon, perus- ja matalaan </span></div><div class=\"ps8975 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">skenaarioon. Perusskenaario perustuu nykyiseen ennusteeseen, kun taas matalassa skenaariossa otetaan erityisesti huomioon kysynt\u00e4\u00e4n </span></div><div class=\"ps8977 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t ep\u00e4varmuustekij\u00e4t. </span><span class=\"f charStyle-42d14346 ps8976\">Asuminen Suomi-segmentin ennuste perustuu kysynn\u00e4n ja liiketoimintavolyymin vaiheittaiseen elpymiseen </span></div><div class=\"ps8978 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennustejakson aikana, ja se pohjautuu rakentamisen toimialaj\u00e4rjest\u00f6n markkinan\u00e4kemykseen tulevaisuuden kehityksest\u00e4 sek\u00e4 historialliseen </span></div><div class=\"ps8979 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">markkinainformaatioon. </span></div><div class=\"ps8981 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ennustekausien j\u00e4lkeiset rahavirrat ekstrapoloidaan k\u00e4ytt\u00e4en kasvuolettamaprosenttia. Kaikille rahavirtaa tuottaville yksik\u00f6ille on k\u00e4ytetty 2,0 </span></div><div class=\"ps8982 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">prosentin (2,0 %) kasvuolettamaa, joka vastaa Euroopan keskuspankin keskipitk\u00e4n aikav\u00e4lin inflaatiotavoitetta. Liikearvotestaukset eiv\u00e4t </span></div><div class=\"ps8983 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">aiheuttaneet arvonalentumiskirjauksia vuosina 2025 ja 2024.</span></div><div class=\"ps8985 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT laatii vuosittain herkkyysanalyysin niiden testattujen yksik\u00f6iden osalta, joissa jokseenkin mahdollinen muutos rahavirtaennusteen </span></div><div class=\"ps8987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">keskeisiss\u00e4 oletuksissa voisi vaikuttaa omaisuuser\u00e4n kirjanpitoarvoon. </span><span class=\"f charStyle-42d14346 ps8986\">Vuoden 2025 arvonalentumistestauksen perusteella jokseenkin </span></div><div class=\"ps8988 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollinen muutos diskonttauskorossa tai k\u00e4ytt\u00f6katteessa voisi johtaa arvonalentumiseen Asuminen Suomi-segmentiss\u00e4. Asuminen </span></div><div class=\"ps8989 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomi-segmentin kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 ylitt\u00e4\u00e4 sen kirjanpitoarvon 17 miljoonalla eurolla. Asuminen Suomi-segmenttiin kohdistuisi </span></div><div class=\"ps8994 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvonalentuminen, mik\u00e4li diskonttauskor</span><span class=\"f charStyle-42d14346 ps8990\">ko kasvais</span><span class=\"f charStyle-42d14346 ps8991\">i yli 0,2 prosenttiyksikk\u00f6\u00e4 tai k\u00e4ytt\u00f6kate pienenisi kaikilla ennustekausilla yli 2 prosenttia</span><span class=\"f charStyle-42d14346 ps8992\">.</span><span class=\"f charStyle-42d14346 ps8993\"> </span></div><div class=\"ps8995 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuoden 2024 arvonalentumistestauksen perusteella jokseenkin mahdollinen muutos diskonttauskorossa tai k\u00e4ytt\u00f6katteessa voisi johtaa </span></div><div class=\"ps8996 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvonalentumiseen silloisessa Asuminen-segmentiss\u00e4. Asuminen-segmenttiin kohdistuisi arvonalentuminen, mik\u00e4li diskonttauskorko </span></div><div class=\"ps8997 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kasvaisi yli 0,8 prosenttiyksikk\u00f6\u00e4 tai k\u00e4ytt\u00f6kate pienenisi kaikilla ennustekausilla yli 10 prosenttia. Asuminen-segmentin kerrytett\u00e4viss\u00e4 oleva </span></div>raham\u00e4\u00e4r\u00e4 ylitti sen kirjanpitoarvon 144 miljoonalla eurolla.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-449": {
   "value": "<div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Liikearvo</span><span class=\"f charStyle-37f3c1a8 ps8912\"> </span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvo on m\u00e4\u00e4r\u00e4, jolla luovutettu vastike, m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuus ja </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiemmin omistettu osuus yhteenlaskettuna ylitt\u00e4v\u00e4t hankitun yrityksen yksil\u00f6it\u00e4viss\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olevan nettovarallisuuden k\u00e4yv\u00e4n arvon hankinta-ajankohtana. Liikearvo testataan </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuosittain arvonalentumisen varalta. T\u00e4t\u00e4 tarkoitusta varten liikearvo on kohdistettu </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottaville yksik\u00f6ille. Liikearvo arvostetaan alkuper\u00e4iseen hankintamenoon, </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">josta on v\u00e4hennetty arvonalentumiset. Arvonalennukset kirjataan tuloslaskelmaan kuluksi. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvosta kirjattua arvonalentumistappiota ei peruuteta my\u00f6hemm\u00e4ll\u00e4 tilikaudella. </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Luovutettuun yhti\u00f6\u00f6n tai liiketoimintaan kohdistuvan liikearvon kirjanpitoarvo kohdistetaan </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osaksi myyntivoittoa tai -tappiota.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-448": {
   "value": "<div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Liikearvo</span><span class=\"f charStyle-37f3c1a8 ps8912\"> </span></div><div class=\"ps2847 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvo on m\u00e4\u00e4r\u00e4, jolla luovutettu vastike, m\u00e4\u00e4r\u00e4ysvallattomien omistajien osuus ja </span></div><div class=\"ps2848 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">aiemmin omistettu osuus yhteenlaskettuna ylitt\u00e4v\u00e4t hankitun yrityksen yksil\u00f6it\u00e4viss\u00e4 </span></div><div class=\"ps2849 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olevan nettovarallisuuden k\u00e4yv\u00e4n arvon hankinta-ajankohtana. Liikearvo testataan </span></div><div class=\"ps2850 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vuosittain arvonalentumisen varalta. T\u00e4t\u00e4 tarkoitusta varten liikearvo on kohdistettu </span></div><div class=\"ps2851 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottaville yksik\u00f6ille. Liikearvo arvostetaan alkuper\u00e4iseen hankintamenoon, </span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">josta on v\u00e4hennetty arvonalentumiset. Arvonalennukset kirjataan tuloslaskelmaan kuluksi. </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Liikearvosta kirjattua arvonalentumistappiota ei peruuteta my\u00f6hemm\u00e4ll\u00e4 tilikaudella. </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Luovutettuun yhti\u00f6\u00f6n tai liiketoimintaan kohdistuvan liikearvon kirjanpitoarvo kohdistetaan </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">osaksi myyntivoittoa tai -tappiota.</span></div><div class=\"ps7742 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Arvonalentuminen</span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">YIT arvioi jokaisena tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko viitteit\u00e4 siit\u00e4, ett\u00e4 jonkin omaisuuser\u00e4n arvo </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">on alentunut. Jos viitteit\u00e4 arvonalentumisesta ilmenee, arvioidaan kyseisest\u00e4 </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">omaisuuser\u00e4st\u00e4 kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvioidaan lis\u00e4ksi vuosittain seuraavista omaisuuserist\u00e4 riippumatta siit\u00e4, onko </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvonalentumisesta viitteit\u00e4: liikearvo, aineettomat hy\u00f6dykkeet, joilla on rajoittamaton </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taloudellinen vaikutusaika, sek\u00e4 keskener\u00e4iset aineettomat hy\u00f6dykkeet. </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistarvetta tarkastellaan rahavirtaa tuottavien yksik\u00f6iden tasolla. </span></div><div class=\"ps2528 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 on omaisuuser\u00e4n k\u00e4yp\u00e4 arvo, josta on v\u00e4hennetty </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">luovutuksesta aiheutuvat menot tai sit\u00e4 korkeampi k\u00e4ytt\u00f6arvo. </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4ytt\u00f6arvoa m\u00e4\u00e4ritett\u00e4ess\u00e4 arvioidut vastaiset rahavirrat diskontataan nykyarvoonsa </span></div><div class=\"ps2533 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskonttauskoroilla, jotka kuvastavat rahan aika-arvoa ja omaisuuser\u00e4\u00e4n liittyvi\u00e4 </span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">erityisriskej\u00e4. Diskonttaustekij\u00e4n\u00e4 k\u00e4ytet\u00e4\u00e4n oman ja vieraan p\u00e4\u00e4oman painotettua </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">keskim\u00e4\u00e4r\u00e4ist\u00e4 kustannusta (WACC, Weighted Average Cost of Capital), jossa </span></div><div class=\"ps2542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioidaan riskit\u00f6n korkotaso, ep\u00e4likvidisyyspreemio, markkinoiden tuotto-odotus, </span></div><div class=\"ps2543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">toimialakohtainen beta-arvo, maariski ja vieraan p\u00e4\u00e4oman korkotaso korkomarginaali </span></div><div class=\"ps2544 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. N\u00e4it\u00e4 tekij\u00f6it\u00e4 painotetaan diskonttauskoron m\u00e4\u00e4rittelyss\u00e4 toimialan </span></div><div class=\"ps1312 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikevaihdon mukaan. Mik\u00e4li kerrytett\u00e4vi\u00e4 vastaisia rahavirtoja ei kyet\u00e4 laskemaan </span></div><div class=\"ps1313 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4isen omaisuuser\u00e4n osalta, m\u00e4\u00e4ritet\u00e4\u00e4n kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 sille </span></div><div class=\"ps1314 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahavirtaa tuottavalle yksik\u00f6lle, johon kyseinen omaisuuser\u00e4 kuuluu.</span></div><div class=\"ps2549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Arvonalentumistappio kirjataan, kun omaisuuser\u00e4n kirjanpitoarvo on suurempi kuin siit\u00e4 </span></div><div class=\"ps2551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4. Arvonalentumistappio kirjataan v\u00e4litt\u00f6m\u00e4sti </span></div><div class=\"ps2553 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloslaskelmaan, ja se kohdistetaan ensin rahavirtaa tuottavalle yksik\u00f6lle kohdistettuun </span></div><div class=\"ps2554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">liikearvoon ja t\u00e4m\u00e4n j\u00e4lkeen muihin omaisuuseriin tasasuhteisesti.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps7791 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">L</span><span class=\"f charStyle-37f3c1a8 ps8913\">iikearvon arvonalentumistestauksissa k\u00e4ytetyt arviot ja olettamukset</span></div><div class=\"ps7792 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Liikearvot testataan vuosittain mahdollisten arvonalentumisten varalta sek\u00e4 aina, jos </span></div><div class=\"ps7793 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">viitteit\u00e4 arvonalentumisesta ilmenee. Rahavirtaa tuottavan yksik\u00f6n liiketoiminnasta </span></div><div class=\"ps7794 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4 perustuu k\u00e4ytt\u00f6arvolaskelmiin. N\u00e4m\u00e4 laskelmat </span></div><div class=\"ps7795 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">edellytt\u00e4v\u00e4t merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin arvioiden ja olettamusten k\u00e4ytt\u00e4mist\u00e4. Ennustettujen </span></div><div class=\"ps7796 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahavirtojen perustana ovat YIT:n johdon vahvistamat tietyn aikajakson kattavat </span></div><div class=\"ps7797 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tulossuunnitelmat sek\u00e4 muut perusteltavissa olevat arviot toimialan ja rahavirtaa tuottavan </span></div><div class=\"ps7798 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yksik\u00f6n tulevaisuudenn\u00e4kymist\u00e4. Keskeiset olettamat k\u00e4ytt\u00f6arvolaskelmissa ovat </span></div><div class=\"ps7799 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskonttauskorkokanta sek\u00e4 k\u00e4ytt\u00f6kateprosentti.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-451": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_752\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">16. VUOKRASOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9000 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">YIT </span><span class=\"f charStyle-37f3c1a8 ps8999\">vuokralle ottajana </span></div><div class=\"ps9001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin merkitt\u00e4vimm\u00e4t vuokrasopimukset sis\u00e4lt\u00e4v\u00e4t Suomen omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset, </span></div><div class=\"ps9002 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuksiin ja rakennelmiin liittyv\u00e4t vuokrasopimukset sek\u00e4 koneiden ja kaluston vuokrasopimukset. Jos sopimus tai sen osa on luokiteltu </span></div><div class=\"ps9003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimukseksi, vuokrasopimusvelka ja k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan sopimuksen alkamisp\u00e4iv\u00e4n\u00e4. Alkamisp\u00e4iv\u00e4ksi katsotaan </span></div><div class=\"ps9004 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4iv\u00e4, jolloin kohdeomaisuuser\u00e4 on vuokralle ottajan k\u00e4ytett\u00e4viss\u00e4. Konserni kirjaa lyhytaikaisiin vuokrasopimuksiin, joiden vuokra-aika on </span></div><div class=\"ps9005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">12 kuukautta tai v\u00e4hemm\u00e4n, ja vuokrasopimuksiin, joissa kohdeomaisuuser\u00e4 on arvoltaan v\u00e4h\u00e4inen, liittyv\u00e4t maksut vaikutusaikanaan </span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tasaerin\u00e4 kuluksi tuloslaskelmaan. </span></div><div class=\"ps5692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Vuokrasopimusvelan arvostaminen ja esitt\u00e4minen </span></div><div class=\"ps9006 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrasopimusvelka arvostetaan diskonttaamalla odotettavissa olevat vuokramaksut nykyarvoon. Vuokramaksuiksi luetaan kiinte\u00e4t </span></div><div class=\"ps9007 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokramaksut mukaan lukien tosiasiallisesti kiinte\u00e4t maksut, odotettavissa olevat maksut, jotka liittyv\u00e4t j\u00e4\u00e4nn\u00f6sarvotakuisiin, ja mahdollinen </span></div><div class=\"ps9008 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osto-option toteutushinta, jos p\u00e4\u00e4t\u00f6s k\u00e4ytt\u00e4\u00e4 osto-optiota on kohtuullisen varma. Jos konserni k\u00e4ytt\u00e4\u00e4 kohtuullisen varmasti </span></div><div class=\"ps9009 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4tt\u00e4misoptiota, mahdollinen p\u00e4\u00e4tt\u00e4mismaksu lis\u00e4t\u00e4\u00e4n vuokrasopimusvelkaan. Vuokra-aika on p\u00e4\u00e4tt\u00e4misoptioiden kattaman </span></div><div class=\"ps9010 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen ei-purettavissa oleva jakso, jos p\u00e4\u00e4tt\u00e4minen ei ole kohtuullisen varmaa. Mahdolliset jatko-optiot lis\u00e4t\u00e4\u00e4n vuokra-aikaan, </span></div><div class=\"ps9011 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jos on kohtuullisen varmaa, ett\u00e4 konserni k\u00e4ytt\u00e4\u00e4 n\u00e4it\u00e4 optioita. Vuokramaksut diskontataan k\u00e4ytt\u00e4en vuokrasopimuksen sis\u00e4ist\u00e4 korkoa, </span></div><div class=\"ps9012 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jos korko on helposti m\u00e4\u00e4ritett\u00e4viss\u00e4. Jos vuokrasopimuksen sis\u00e4ist\u00e4 korkoa ei voida helposti m\u00e4\u00e4ritt\u00e4\u00e4, konserni k\u00e4ytt\u00e4\u00e4 lis\u00e4luoton korkoa </span></div><div class=\"ps9013 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskorkona.</span></div><div class=\"ps9015 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrasopimusvelka arvostetaan my\u00f6hemmin efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en, ja konserni arvioi kirjanpitoarvon uudelleen </span></div><div class=\"ps9016 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vastaamaan mahdollisia uudelleenarviointeja tai vuokrasopimusten muutoksia. Vuokrasopimusvelka arvioidaan uudelleen, jos </span></div><div class=\"ps9017 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen alkuper\u00e4isten ehtojen mukainen rahavirta muuttuu, esimerkiksi jos vuokra-aika muuttuu tai jos vuokramaksut muuttuvat </span></div><div class=\"ps9018 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksin tai vaihtuvan koron perusteella. Monet konsernin merkitt\u00e4vist\u00e4 vuokrasopimuksista sis\u00e4lt\u00e4v\u00e4t vuokramaksuja, jotka on sidottu </span></div><div class=\"ps9019 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksiin. Vuokrasopimusvelka arvostetaan alun perin vuokrasopimuksen alkamisp\u00e4iv\u00e4n indeksi\u00e4 k\u00e4ytt\u00e4en. Tulevat indeksimuutokset </span></div><div class=\"ps9020 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomioidaan arvostuksessa, kun muutos n\u00e4kyy rahavirrassa. Jatko ja p\u00e4\u00e4tt\u00e4misoptiot arvioidaan uudelleen vain, jos konsernin hallinnassa </span></div><div class=\"ps9021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevissa olosuhteissa tapahtuu merkitt\u00e4v\u00e4 muutos tai tapahtuma, joka vaikuttaa merkitt\u00e4v\u00e4ll\u00e4 tavalla siihen, ett\u00e4 option k\u00e4ytt\u00e4minen on </span></div><div class=\"ps9022 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohtuullisen varmaa. Uudelleenarvioinnissa k\u00e4ytetty diskonttauskorko vaihtelee uudelleenarvioinnin luonteen mukaan. Esimerkiksi </span></div><div class=\"ps9023 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksimuutoksen vuoksi tehty uudelleenarviointi tehd\u00e4\u00e4n alkuper\u00e4isen diskonttauskoron perusteella ja vuokra-aikamuutoksista johtuvat </span></div><div class=\"ps9024 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">uudelleenarvioinnit tehd\u00e4\u00e4n oikaistua diskonttauskorkoa k\u00e4ytt\u00e4en. Vuokrasopimusvelka esitet\u00e4\u00e4n taseessa omalla rivill\u00e4\u00e4n jaoteltuna </span></div><div class=\"ps9025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lyhytaikaiseen ja pitk\u00e4aikaiseen osuuteen.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4n arvostaminen ja esitt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t arvostetaan hankintamenoon, ja ne perustuvat vuokrasopimusvelan alkuper\u00e4isen arvostuksen m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4n hankintamenoon sis\u00e4llytet\u00e4\u00e4n my\u00f6s alkuvaiheen v\u00e4litt\u00f6m\u00e4t menot, ennallistamiskulut tai sopimuksen </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">alkamisajankohtaan menness\u00e4 maksetut vuokrat, joista on v\u00e4hennetty mahdolliset vuokrasopimukseen liittyv\u00e4t kannustimet. </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan, pois lukien tonttivuokrasopimukset, vuokra-ajan tai vaikutusaikansa kuluessa, sen mukaan kumpi on </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lyhyempi ajanjakso, ellei tapahdu omistusoikeuden siirtoa tai ole osto-optiota, jonka k\u00e4ytt\u00e4minen on kohtuullisen varmaa vuokra-ajan </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lopussa. T\u00e4ss\u00e4 tapauksessa k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 poistetaan kohdeomaisuuser\u00e4n vaikutusajan kuluessa.</span><span class=\"f charStyle-42d14346 ps9026\"> </span><span class=\"f charStyle-42d14346 ps9027\">Muiden </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuserien kuin vaihto-omaisuus vuokratonttien arvonalentumista arvioitaessa sovelletaan samoja laatimisperiaatteita kuin </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muiden aineettomien hy\u00f6dykkeiden arvostuksessa. Mik\u00e4li k\u00e4ytt\u00f6omaisuusoikeuser\u00e4st\u00e4 k\u00e4yt\u00f6st\u00e4 luovutaan vuokra-aikana kokonaan tai </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osittain, konserni kirjaa silt\u00e4 osin arvonalentumisen.</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokrasopimusvelan uudelleenarvostus k\u00e4sitell\u00e4\u00e4n k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n vastaavina oikaisuina. Aineellisiin hy\u00f6dykkeisiin liittyv\u00e4t </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t esitet\u00e4\u00e4n taseessa omalla rivill\u00e4\u00e4n Aineelliset hy\u00f6dykkeet, vuokratut. Tonttivuokrasopimuksiin liittyv\u00e4t </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t esitet\u00e4\u00e4n taseessa omalla Vaihto-omaisuus, vuokrattu -rivill\u00e4\u00e4n. </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Omaperusteiseen rakentamistoimintaan liittyvien tonttivuokrasopimusten k\u00e4sittely</span></div><div class=\"ps5062 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernilla on olennaisia m\u00e4\u00e4ri\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia vain Suomessa. </span></div><div class=\"ps5063 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tonttivuokrasopimukset esitet\u00e4\u00e4n taseessa ja tuloslaskelmassa samaan tapaan kuin konsernin omistamat vaihto-omaisuustontit. </span></div><div class=\"ps5064 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomessa konsernin omaperusteisissa rakennushankkeissa rakennetaan tyypillisesti asuinrakennuksia joko omistetulle tai vuokratontille. </span></div><div class=\"ps5065 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratonttien vuokrasopimukset ovat tyypillisesti pitk\u00e4aikaisia, useimmiten 20\u201350 vuotta. Omaperusteisiin asuinrakennushankkeisiin </span></div><div class=\"ps8118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t vuokratontit ja konsernin omistamat vaihto-omaisuustontit muodostavat osan tuloutusperiaatteiden mukaista suoritevelvoitetta </span></div><div class=\"ps8119 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyd\u00e4 asuntoja asiakkaille. Omaperusteisiin asuinrakennushankkeisiin liittyv\u00e4t vuokratontit arvostetaan alun perin IFRS 16 -standardin </span></div><div class=\"ps8120 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvostamisvaatimuksien mukaan. </span></div><div class=\"ps9029 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kun konserni tekee Suomessa omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimuksen eik\u00e4 rakennushanke ole </span></div><div class=\"ps9030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">viel\u00e4 alkanut, tontin vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vaihto-omaisuuteen ja vuokrasopimusvelka taseeseen. </span></div><div class=\"ps9031 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimus kirjataan vaihto-omaisuudesta kuluksi vaihto-omaisuuden </span></div><div class=\"ps9033 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muutoksena, kun myyntituotot on kirjattu konsernin tuloutusperiaatteiden mukaisesti. </span><span class=\"f charStyle-42d14346 ps9032\">Keskener\u00e4isten Suomen omaperusteisten </span></div><div class=\"ps9034 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asuinrakennushankkeiden vuokratonttien vuokrasopimusvelka esitet\u00e4\u00e4n konsernin taseessa joko vuokrasopimusvelkana tai Muut </span></div><div class=\"ps9035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 hankkeen myyntiasteen mukaan. Keskener\u00e4isten omaperusteisten asuinrakennushankkeiden </span></div><div class=\"ps9036 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta myym\u00e4tt\u00f6mien huoneistojen osuus velasta esitet\u00e4\u00e4n taseessa vuokrasopimusvelkana. Keskener\u00e4isten asuinrakennushankkeiden </span></div><div class=\"ps9037 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myytyihin huoneistoihin kohdistuva velka on asiakkaan vastattavaksi siirtyv\u00e4 velka, joka esitet\u00e4\u00e4n liiketoimen perusluonteen mukaisesti </span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">taseen Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4. </span><span class=\"f charStyle-42d14346 ps9038\">Hankkeen tuloutushetkell\u00e4 myytyihin huoneistoihin kohdistuva </span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimusvelka kirjataan tuotoksi tuloslaskelmaan. Valmiisiin myym\u00e4tt\u00f6miin huoneistoihin kohdistuva vuokrasopimusvelka esitet\u00e4\u00e4n </span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">taseessa vuokrasopimusveloissa.</span></div></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Myynti- ja takaisinvuokraus </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Myynti- ja takaisinvuokraustilanteissa YIT arvioi ensin, t\u00e4yttyv\u00e4tk\u00f6 IFRS 15:n mukaiset vaatimukset, joiden mukaan luovutus olisi k\u00e4sitelt\u00e4v\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntin\u00e4. Jos omaisuuser\u00e4n luovutus on myynti, kirjataan k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n arvoksi se osuus alkuper\u00e4isen omaisuuser\u00e4n </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjanpitoarvosta, joka vastaa YIT:lle j\u00e4\u00e4nytt\u00e4 k\u00e4ytt\u00f6oikeuden arvoa. Myyntivoittona tai -tappiona esitet\u00e4\u00e4n ainoastaan se osuus </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4n myyntituloksesta, joka vastaa ostajalle siirrettyj\u00e4 oikeuksia. Jos omaisuuser\u00e4n myynnist\u00e4 suoritettava vastike tai </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen vuokrat eiv\u00e4t vastaa k\u00e4ypi\u00e4 arvoja, erotus huomioidaan omaisuuser\u00e4n myyntituottojen oikaisuna. Markkinaehtoja </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huonommat ehdot k\u00e4sitell\u00e4\u00e4n ennakkoon maksettuina vuokrina ja markkinaehtoja paremmat ehdot rahoitusvelkana. Jos IFRS 15:n </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaiset myynnin kriteerit eiv\u00e4t t\u00e4yty, luovutetun omaisuuser\u00e4n raportointia taseessa jatketaan ja luovutushinta esitet\u00e4\u00e4n rahoitusvelkana. </span></div><div class=\"ps9043 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">YIT </span><span class=\"f charStyle-37f3c1a8 ps8999\">vuokralle antajana </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konserni on vuokrannut edelleen itse kolmansilta osapuolilta vuokraamiaan toimitiloja, ja ne k\u00e4sitell\u00e4\u00e4n muina vuokrasopimuksina </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusleasingsopimusten sijaan. Luokittelu tehd\u00e4\u00e4n alkuper\u00e4isen vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n perusteella. Vuokratuotot </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan tuloslaskelmaan tuotoksi vuokra-ajan kuluessa. Konsernin toiminta vuokralle antajana on v\u00e4h\u00e4ist\u00e4.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">uokrasopimusten arvostaminen ja kirjaaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokra-ajan arvioinnilla ja </span><span class=\"f charStyle-42d14346 ps9046\">lis\u00e4luoton korolla</span><span class=\"f charStyle-42d14346 ps9047\"> on merkitt\u00e4v\u00e4 vaikutus vuokrasopimusvelkojen ja k\u00e4ytt\u00f6oikeusomaisuuserien arvostukseen. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvioidessaan vuokra-aikaa YIT sis\u00e4llytt\u00e4\u00e4 jatko-optioiden ja p\u00e4\u00e4tt\u00e4misoptioiden kattamat ajanjaksot sen mukaan, onko kyseisten optioiden </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00e4minen kohtuullisen varmaa vai ei. Johto arvioi esimerkiksi optioajanjaksojen sopimusehtoja tai vuokrasopimuksen p\u00e4\u00e4tt\u00e4miseen ja </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">uuden sopimuksen solmimiseen liittyvi\u00e4 kuluja. Kaiken kaikkiaan johto huomioi aina, kuinka t\u00e4rke\u00e4 tietty omaisuuser\u00e4 on sen toiminnoille. </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset ovat konsernin omistuksessa tyypillisesti vain lyhyen ajan. Kun </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">huomioidaan, miten YIT k\u00e4ytt\u00e4\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia, voidaan olettaa, ettei konserni </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4yt\u00e4 mahdollisia p\u00e4\u00e4tt\u00e4mis-, osto- tai jatko-optioita. Toimitilasopimusten osalta johto arvioi tehtyjen perusparannusten merkityst\u00e4 ja </span></div><div class=\"ps2432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollisia muuttokuluja.\u00a0  </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Jos vuokra-aikaa ei ole m\u00e4\u00e4ritelty tietyn pituiseksi, johto arvioi ajanjaksoa, jona sopimus on t\u00e4yt\u00e4nt\u00f6\u00f6npanokelpoinen, jotta se voi </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4ritt\u00e4\u00e4, mik\u00e4 on varhaisin ajankohta, jolloin molemmat osapuolet (vuokralle ottaja ja vuokralle antaja) voivat p\u00e4\u00e4tt\u00e4\u00e4 sopimuksen ja </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sen sopimusvelvoitteet vain v\u00e4h\u00e4isin sanktioin. Merkitt\u00e4vin\u00e4 sanktioina YIT huomioi suoraan vuokralle antajalle maksettujen sanktioiden </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lis\u00e4ksi my\u00f6s molemmille osapuolille muodostuvat ep\u00e4suorat ja taloudelliset seuraamukset. YIT huomioi n\u00e4m\u00e4 tosiseikat ja olosuhteet, </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaan lukien vuokratun omaisuuser\u00e4n luonne suhteessa vastaavaan liiketoimintasuunnitelmaan, arvioidessaan ajankohtaa, jolloin </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen p\u00e4\u00e4tt\u00e4misen katsotaan olevan kohtuullisen varmaa. Vuokra-aikaa arvioidaan vastaavalla tavalla. YIT:n toistaiseksi </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevat vuokrasopimukset liittyv\u00e4t tyypillisesti rakennuksiin, koneisiin ja kalustoon. </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lis\u00e4luoton korkoa m\u00e4\u00e4ritt\u00e4ess\u00e4\u00e4n YIT ottaa huomioon vuokratun omaisuuser\u00e4n luonteen, konsernin riskitekij\u00e4t ja maantieteellisen </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sijainnin, valuutan ja sopimuksen keston.</span></div></div><div><div class=\"ps9054 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YIT VUOKRALLE OTTAJANA</span><span class=\"f charStyle-b97109ae ps9053\"> </span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">Kuvaus vuokrasopimuksista </span></div><div class=\"ps7432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n vuokratut aineelliset hy\u00f6dykkeet sis\u00e4lt\u00e4v\u00e4t muun muassa kiinteist\u00f6j\u00e4, ty\u00f6suhdeautoja sek\u00e4 muuta liiketoiminnassa k\u00e4ytett\u00e4v\u00e4\u00e4 </span></div><div class=\"ps7433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kalustoa. Vuokrattujen aineellisten hy\u00f6dykkeiden painotettu keskim\u00e4\u00e4r\u00e4inen vuokra-aika on noin kolme vuotta, josta kiinteist\u00f6t ovat </span></div><div class=\"ps7434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillisesti keskiarvoa pidempi\u00e4 ja muut vuokratut aineelliset hy\u00f6dykkeet tyypillisesti keskiarvoa lyhyempi\u00e4. Osaan aineellisten hy\u00f6dykkeiden </span></div><div class=\"ps7435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksista liittyy indeksikorotusehtoja, jotka on tyypillisesti sidottu elinkustannusindeksiin tai kuluttajahintaindeksiin. </span></div><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrattu vaihto-omaisuus sis\u00e4lt\u00e4\u00e4 YIT:n vuokraamia vaihto-omaisuustontteja, joita k\u00e4ytet\u00e4\u00e4n omaperusteisessa rakentamisessa. </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokratut vaihto-omaisuustontit ovat luonteeltaan pitk\u00e4aikaisia, painotetulla keskiarvolla noin 40 vuoden pituisia vuokrasopimuksia, joista </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT tulee luopumaan p\u00e4\u00e4osin myym\u00e4ll\u00e4 huoneistoja omaperusteisen asuntorakentamisen hankkeista. Tonttivuokrasopimuksiin liittyy </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillisesti indeksikorotusehtoja, jotka on sidottu Suomen elinkustannusindeksiin. Tonttivuokrasopimusten vuokranmaksut huomioidaan </span></div><div class=\"ps7441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ysim\u00e4\u00e4r\u00e4isin\u00e4 velan m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa. Lyhytkestoiset ja arvoltaan v\u00e4h\u00e4iset sopimukset ovat tyypillisesti ty\u00f6maalla k\u00e4ytett\u00e4v\u00e4\u00e4 kalustoa </span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ja ICT-laitteistoa.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">K\u00c4YTT\u00d6OIKEUSOMAISUUSER\u00c4T</span></div><div class=\"ps4554 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">Aineelliset hy\u00f6dykkeet, vuokratut</span></div><div class=\"ps9090 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:177pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td><td style=\"padding:0;width:75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss973\"><div><div class=\"ps234 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss974\"><div><div class=\"ps1419 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9057 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps9056\">Maa- ja vesialueet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9059 ss975\"><div><div class=\"ps8289 ss901\"><span class=\"f charStyle-93f9a1a0 ps9058\">Rakennukset ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps2737\">rakennelmat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8196 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps9060\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9061 ss975\"><div><div class=\"ps1419 ss901\"><span class=\"f charStyle-93f9a1a0 ps222\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt solid #000000;padding:0\"><div class=\"ps9063 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt solid #000000;padding:0\"><div class=\"ps9065 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9066 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9067 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9069 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9070 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9071 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9072 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9073 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9074 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9075 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9062\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9076 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9064\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9077 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9079 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9080 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9081 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9082 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9068\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9083 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9084 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps9078\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9085 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-42d14346 ps6787\">-13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1743 ss976\"><div><div class=\"ps2041 ss972\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9086 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9062\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9087 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9088 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9089 ss904\"><div><div class=\"ps2041 ss901\"><span class=\"f charStyle-93f9a1a0 ps9064\">38<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9139 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:180pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:78pt\"></td><td style=\"padding:0;width:78.75pt\"></td><td style=\"padding:0;width:67.5pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss978\"><div><div class=\"ps234 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss980\"><div><div class=\"ps1419 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9094 ss981\"><div><div class=\"ps8289 ss497\"><span class=\"f charStyle-93f9a1a0 ps9092\">Maa- ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss497\"><span class=\"f charStyle-93f9a1a0 ps9093\">vesialueet</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9097 ss982\"><div><div class=\"ps8289 ss692\"><span class=\"f charStyle-93f9a1a0 ps9095\">Rakennukset ja <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss692\"><span class=\"f charStyle-93f9a1a0 ps9096\">rakennelmat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9099 ss983\"><div><div class=\"ps1419 ss72\"><span class=\"f charStyle-93f9a1a0 ps9098\">Koneet ja kalusto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9101 ss984\"><div><div class=\"ps1419 ss979\"><span class=\"f charStyle-93f9a1a0 ps9100\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9103 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9105 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9104\">46<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9107 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9106\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9109 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-3f796ed8 ps9108\">60<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1524 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssierot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9111 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9112 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps2029\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9114 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9113\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9116 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9115\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3234 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9117 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9119 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9118\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9121 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9120\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9122 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9108\">11<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5932 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9123 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9124 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps2029\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9126 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9125\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9128 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9127\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9129 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-42d14346 ps9110\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9131 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-42d14346 ps9130\">-21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9132 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-42d14346 ps9125\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9134 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-17dab886 ps9133\">-27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1743 ss985\"><div><div class=\"ps2041 ss977\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9135 ss986\"><div><div class=\"ps2041 ss497\"><span class=\"f charStyle-93f9a1a0 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9136 ss695\"><div><div class=\"ps2041 ss692\"><span class=\"f charStyle-93f9a1a0 ps9104\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9137 ss987\"><div><div class=\"ps2041 ss72\"><span class=\"f charStyle-93f9a1a0 ps9106\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9138 ss988\"><div><div class=\"ps2041 ss979\"><span class=\"f charStyle-2f4a018f ps9108\">41<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">Vaihto-omaisuus, </span><span class=\"f charStyle-ef9bb8b0 ps9142\">vuokrattu</span></div><div class=\"ps1494 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps9143\">Tontit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps9143\">Tontit<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">218<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">192<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">59<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentuminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8266 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8267 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2062 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9144 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9145 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">218<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">VUOKRASOPIMUSVELAT</span></div><div class=\"ps9148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">Maturiteettianalyysi sopimusperusteisista diskonttaamattomista rahavirroista</span></div><div class=\"ps9149 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-2f4a018f ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-2f4a018f ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Alle vuoden<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">32<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">1-3 vuotta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">56<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">3-5 vuotta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">45<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">5-10 vuotta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">71<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">83<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yli 10 vuotta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">367<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">403<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2058 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Diskonttaamattomat vuokrasopimusvelat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8266 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">556<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8267 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">619<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9151 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">TULOSLASKELMAAN KIRJATUT ER\u00c4T</span></div><div class=\"ps9153 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valmiiden ja keskener\u00e4isten tuotteiden varastojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-20<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaisten ja arvoltaan v\u00e4h\u00e4isten vuokrasopimusten kulut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-43<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Poistot ja arvonalentumiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen korot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-15<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Myynti- ja takaisinvuokraussopimuksilla ei ollut tulosvaikutusta vuosina 2025 ja 2024. </span><span class=\"f charStyle-42d14346 ps9154\">Vuokrasopimusten</span><span class=\"f charStyle-42d14346 ps9155\"> rahavirtavaikutus oli </span><span class=\"f charStyle-42d14346 ps9156\">-70</span><span class=\"f charStyle-42d14346 ps9157\"> miljoonaa </span></div><div class=\"ps9042 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">euroa (</span><span class=\"f charStyle-42d14346 ps701\">-77</span><span class=\"f charStyle-42d14346 ps9158\">).</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">YIT VUOKRALLE ANTAJANA</span><span class=\"f charStyle-42d14346 ps9159\"> </span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on p\u00e4\u00e4asiassa vuokrannut edelleen itse vuokraamiaan toimitiloja. Toimitilasopimusten indeksi-, uudistamis- ja muut ehdot poikkeavat </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toisistaan. Toimitilojen vuokrasopimukset kest\u00e4v\u00e4t enimmill\u00e4\u00e4n kahdeksan vuotta. Useimmiten sopimuksiin sis\u00e4ltyy mahdollisuus jatkaa </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sopimusta alkuper\u00e4isen p\u00e4\u00e4ttymisp\u00e4iv\u00e4n j\u00e4lkeen. V\u00e4himm\u00e4isvuokrien m\u00e4\u00e4r\u00e4 on laskettu ensimm\u00e4iseen mahdolliseen </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">irtisanomisajankohtaan</span><span class=\"f charStyle-42d14346 ps9160\"> asti. </span></div><div class=\"ps9162 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">Ei-purettavissa olevien muiden vuokrasopimusten perusteella saatavat v\u00e4himm\u00e4isvuokrat</span></div><div class=\"ps9163 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-2f4a018f ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-2f4a018f ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yhden vuoden kuluessa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yli vuoden ja enint\u00e4\u00e4n viiden vuoden kuluttua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yli viiden vuoden kuluttua<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratuotot k\u00e4ytt\u00f6oikeusomaisuuserien edelleenvuokraamisesta olivat </span><span class=\"f charStyle-42d14346 ps9165\">3</span><span class=\"f charStyle-42d14346 ps9166\"> miljoonaa euroa (</span><span class=\"f charStyle-42d14346 ps9167\">3</span><span class=\"f charStyle-42d14346 ps9168\">).</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Vuokrasopimusvelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">240<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Vuokrasopimusvelat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">276<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Korollisten rahoitusvelkojen t\u00e4sm\u00e4ytys</span></div><div class=\"ps10021 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps4768\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-91<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-104<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10012 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">764<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10024 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">414<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">328<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">256<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">998<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps3979\">110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-131<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Myytyjen huoneistojen velkaosuudet siirtyv\u00e4t keskener\u00e4isten asuinrakennuskohteiden osalta taseen Muut asiakassopimuksiin perustuvat velat -</span></div><div class=\"ps10026 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">er\u00e4\u00e4n. Kohteen valmistuessa myytyjen huoneistojen taloyhti\u00f6lainaosuus ja vuokrasopimusvelkaosuus siirret\u00e4\u00e4n edelleen liikevaihtoon. N\u00e4m\u00e4 siirrot </span></div><div class=\"ps10027 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">on esitetty rahoituksen rahavirrassa lyhytaikaisten lainojen takaisinmaksuna ja vuokrasopimusvelkojen maksuna. </span></div><span class=\"f charStyle-c6f424d9 ps94\">*</span>*Muut muutokset, joihin ei liity maksua sis\u00e4lt\u00e4\u00e4 my\u00f6s valuuttakurssierot.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-452": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9000 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">YIT </span><span class=\"f charStyle-37f3c1a8 ps8999\">vuokralle ottajana </span></div><div class=\"ps9001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin merkitt\u00e4vimm\u00e4t vuokrasopimukset sis\u00e4lt\u00e4v\u00e4t Suomen omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset, </span></div><div class=\"ps9002 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennuksiin ja rakennelmiin liittyv\u00e4t vuokrasopimukset sek\u00e4 koneiden ja kaluston vuokrasopimukset. Jos sopimus tai sen osa on luokiteltu </span></div><div class=\"ps9003 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimukseksi, vuokrasopimusvelka ja k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan sopimuksen alkamisp\u00e4iv\u00e4n\u00e4. Alkamisp\u00e4iv\u00e4ksi katsotaan </span></div><div class=\"ps9004 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4iv\u00e4, jolloin kohdeomaisuuser\u00e4 on vuokralle ottajan k\u00e4ytett\u00e4viss\u00e4. Konserni kirjaa lyhytaikaisiin vuokrasopimuksiin, joiden vuokra-aika on </span></div><div class=\"ps9005 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">12 kuukautta tai v\u00e4hemm\u00e4n, ja vuokrasopimuksiin, joissa kohdeomaisuuser\u00e4 on arvoltaan v\u00e4h\u00e4inen, liittyv\u00e4t maksut vaikutusaikanaan </span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tasaerin\u00e4 kuluksi tuloslaskelmaan. </span></div><div class=\"ps5692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Vuokrasopimusvelan arvostaminen ja esitt\u00e4minen </span></div><div class=\"ps9006 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrasopimusvelka arvostetaan diskonttaamalla odotettavissa olevat vuokramaksut nykyarvoon. Vuokramaksuiksi luetaan kiinte\u00e4t </span></div><div class=\"ps9007 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokramaksut mukaan lukien tosiasiallisesti kiinte\u00e4t maksut, odotettavissa olevat maksut, jotka liittyv\u00e4t j\u00e4\u00e4nn\u00f6sarvotakuisiin, ja mahdollinen </span></div><div class=\"ps9008 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osto-option toteutushinta, jos p\u00e4\u00e4t\u00f6s k\u00e4ytt\u00e4\u00e4 osto-optiota on kohtuullisen varma. Jos konserni k\u00e4ytt\u00e4\u00e4 kohtuullisen varmasti </span></div><div class=\"ps9009 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4tt\u00e4misoptiota, mahdollinen p\u00e4\u00e4tt\u00e4mismaksu lis\u00e4t\u00e4\u00e4n vuokrasopimusvelkaan. Vuokra-aika on p\u00e4\u00e4tt\u00e4misoptioiden kattaman </span></div><div class=\"ps9010 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen ei-purettavissa oleva jakso, jos p\u00e4\u00e4tt\u00e4minen ei ole kohtuullisen varmaa. Mahdolliset jatko-optiot lis\u00e4t\u00e4\u00e4n vuokra-aikaan, </span></div><div class=\"ps9011 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jos on kohtuullisen varmaa, ett\u00e4 konserni k\u00e4ytt\u00e4\u00e4 n\u00e4it\u00e4 optioita. Vuokramaksut diskontataan k\u00e4ytt\u00e4en vuokrasopimuksen sis\u00e4ist\u00e4 korkoa, </span></div><div class=\"ps9012 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jos korko on helposti m\u00e4\u00e4ritett\u00e4viss\u00e4. Jos vuokrasopimuksen sis\u00e4ist\u00e4 korkoa ei voida helposti m\u00e4\u00e4ritt\u00e4\u00e4, konserni k\u00e4ytt\u00e4\u00e4 lis\u00e4luoton korkoa </span></div><div class=\"ps9013 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">diskonttauskorkona.</span></div><div class=\"ps9015 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrasopimusvelka arvostetaan my\u00f6hemmin efektiivisen koron menetelm\u00e4\u00e4 k\u00e4ytt\u00e4en, ja konserni arvioi kirjanpitoarvon uudelleen </span></div><div class=\"ps9016 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vastaamaan mahdollisia uudelleenarviointeja tai vuokrasopimusten muutoksia. Vuokrasopimusvelka arvioidaan uudelleen, jos </span></div><div class=\"ps9017 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen alkuper\u00e4isten ehtojen mukainen rahavirta muuttuu, esimerkiksi jos vuokra-aika muuttuu tai jos vuokramaksut muuttuvat </span></div><div class=\"ps9018 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksin tai vaihtuvan koron perusteella. Monet konsernin merkitt\u00e4vist\u00e4 vuokrasopimuksista sis\u00e4lt\u00e4v\u00e4t vuokramaksuja, jotka on sidottu </span></div><div class=\"ps9019 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksiin. Vuokrasopimusvelka arvostetaan alun perin vuokrasopimuksen alkamisp\u00e4iv\u00e4n indeksi\u00e4 k\u00e4ytt\u00e4en. Tulevat indeksimuutokset </span></div><div class=\"ps9020 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huomioidaan arvostuksessa, kun muutos n\u00e4kyy rahavirrassa. Jatko ja p\u00e4\u00e4tt\u00e4misoptiot arvioidaan uudelleen vain, jos konsernin hallinnassa </span></div><div class=\"ps9021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">olevissa olosuhteissa tapahtuu merkitt\u00e4v\u00e4 muutos tai tapahtuma, joka vaikuttaa merkitt\u00e4v\u00e4ll\u00e4 tavalla siihen, ett\u00e4 option k\u00e4ytt\u00e4minen on </span></div><div class=\"ps9022 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohtuullisen varmaa. Uudelleenarvioinnissa k\u00e4ytetty diskonttauskorko vaihtelee uudelleenarvioinnin luonteen mukaan. Esimerkiksi </span></div><div class=\"ps9023 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">indeksimuutoksen vuoksi tehty uudelleenarviointi tehd\u00e4\u00e4n alkuper\u00e4isen diskonttauskoron perusteella ja vuokra-aikamuutoksista johtuvat </span></div><div class=\"ps9024 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">uudelleenarvioinnit tehd\u00e4\u00e4n oikaistua diskonttauskorkoa k\u00e4ytt\u00e4en. Vuokrasopimusvelka esitet\u00e4\u00e4n taseessa omalla rivill\u00e4\u00e4n jaoteltuna </span></div><div class=\"ps9025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lyhytaikaiseen ja pitk\u00e4aikaiseen osuuteen.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4n arvostaminen ja esitt\u00e4minen </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t arvostetaan hankintamenoon, ja ne perustuvat vuokrasopimusvelan alkuper\u00e4isen arvostuksen m\u00e4\u00e4r\u00e4\u00e4n. </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4n hankintamenoon sis\u00e4llytet\u00e4\u00e4n my\u00f6s alkuvaiheen v\u00e4litt\u00f6m\u00e4t menot, ennallistamiskulut tai sopimuksen </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">alkamisajankohtaan menness\u00e4 maksetut vuokrat, joista on v\u00e4hennetty mahdolliset vuokrasopimukseen liittyv\u00e4t kannustimet. </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">K\u00e4ytt\u00f6oikeusomaisuuser\u00e4t poistetaan, pois lukien tonttivuokrasopimukset, vuokra-ajan tai vaikutusaikansa kuluessa, sen mukaan kumpi on </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lyhyempi ajanjakso, ellei tapahdu omistusoikeuden siirtoa tai ole osto-optiota, jonka k\u00e4ytt\u00e4minen on kohtuullisen varmaa vuokra-ajan </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lopussa. T\u00e4ss\u00e4 tapauksessa k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 poistetaan kohdeomaisuuser\u00e4n vaikutusajan kuluessa.</span><span class=\"f charStyle-42d14346 ps9026\"> </span><span class=\"f charStyle-42d14346 ps9027\">Muiden </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuserien kuin vaihto-omaisuus vuokratonttien arvonalentumista arvioitaessa sovelletaan samoja laatimisperiaatteita kuin </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muiden aineettomien hy\u00f6dykkeiden arvostuksessa. Mik\u00e4li k\u00e4ytt\u00f6omaisuusoikeuser\u00e4st\u00e4 k\u00e4yt\u00f6st\u00e4 luovutaan vuokra-aikana kokonaan tai </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osittain, konserni kirjaa silt\u00e4 osin arvonalentumisen.</span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokrasopimusvelan uudelleenarvostus k\u00e4sitell\u00e4\u00e4n k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n vastaavina oikaisuina. Aineellisiin hy\u00f6dykkeisiin liittyv\u00e4t </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t esitet\u00e4\u00e4n taseessa omalla rivill\u00e4\u00e4n Aineelliset hy\u00f6dykkeet, vuokratut. Tonttivuokrasopimuksiin liittyv\u00e4t </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00f6oikeusomaisuuser\u00e4t esitet\u00e4\u00e4n taseessa omalla Vaihto-omaisuus, vuokrattu -rivill\u00e4\u00e4n. </span></div><div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Omaperusteiseen rakentamistoimintaan liittyvien tonttivuokrasopimusten k\u00e4sittely</span></div><div class=\"ps5062 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernilla on olennaisia m\u00e4\u00e4ri\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia vain Suomessa. </span></div><div class=\"ps5063 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tonttivuokrasopimukset esitet\u00e4\u00e4n taseessa ja tuloslaskelmassa samaan tapaan kuin konsernin omistamat vaihto-omaisuustontit. </span></div><div class=\"ps5064 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomessa konsernin omaperusteisissa rakennushankkeissa rakennetaan tyypillisesti asuinrakennuksia joko omistetulle tai vuokratontille. </span></div><div class=\"ps5065 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratonttien vuokrasopimukset ovat tyypillisesti pitk\u00e4aikaisia, useimmiten 20\u201350 vuotta. Omaperusteisiin asuinrakennushankkeisiin </span></div><div class=\"ps8118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t vuokratontit ja konsernin omistamat vaihto-omaisuustontit muodostavat osan tuloutusperiaatteiden mukaista suoritevelvoitetta </span></div><div class=\"ps8119 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyd\u00e4 asuntoja asiakkaille. Omaperusteisiin asuinrakennushankkeisiin liittyv\u00e4t vuokratontit arvostetaan alun perin IFRS 16 -standardin </span></div><div class=\"ps8120 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvostamisvaatimuksien mukaan. </span></div><div class=\"ps9029 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kun konserni tekee Suomessa omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimuksen eik\u00e4 rakennushanke ole </span></div><div class=\"ps9030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">viel\u00e4 alkanut, tontin vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vaihto-omaisuuteen ja vuokrasopimusvelka taseeseen. </span></div><div class=\"ps9031 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimus kirjataan vaihto-omaisuudesta kuluksi vaihto-omaisuuden </span></div><div class=\"ps9033 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muutoksena, kun myyntituotot on kirjattu konsernin tuloutusperiaatteiden mukaisesti. </span><span class=\"f charStyle-42d14346 ps9032\">Keskener\u00e4isten Suomen omaperusteisten </span></div><div class=\"ps9034 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asuinrakennushankkeiden vuokratonttien vuokrasopimusvelka esitet\u00e4\u00e4n konsernin taseessa joko vuokrasopimusvelkana tai Muut </span></div><div class=\"ps9035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 hankkeen myyntiasteen mukaan. Keskener\u00e4isten omaperusteisten asuinrakennushankkeiden </span></div><div class=\"ps9036 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta myym\u00e4tt\u00f6mien huoneistojen osuus velasta esitet\u00e4\u00e4n taseessa vuokrasopimusvelkana. Keskener\u00e4isten asuinrakennushankkeiden </span></div><div class=\"ps9037 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myytyihin huoneistoihin kohdistuva velka on asiakkaan vastattavaksi siirtyv\u00e4 velka, joka esitet\u00e4\u00e4n liiketoimen perusluonteen mukaisesti </span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">taseen Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4. </span><span class=\"f charStyle-42d14346 ps9038\">Hankkeen tuloutushetkell\u00e4 myytyihin huoneistoihin kohdistuva </span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimusvelka kirjataan tuotoksi tuloslaskelmaan. Valmiisiin myym\u00e4tt\u00f6miin huoneistoihin kohdistuva vuokrasopimusvelka esitet\u00e4\u00e4n </span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">taseessa vuokrasopimusveloissa.</span></div><div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Myynti- ja takaisinvuokraus </span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Myynti- ja takaisinvuokraustilanteissa YIT arvioi ensin, t\u00e4yttyv\u00e4tk\u00f6 IFRS 15:n mukaiset vaatimukset, joiden mukaan luovutus olisi k\u00e4sitelt\u00e4v\u00e4 </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntin\u00e4. Jos omaisuuser\u00e4n luovutus on myynti, kirjataan k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n arvoksi se osuus alkuper\u00e4isen omaisuuser\u00e4n </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjanpitoarvosta, joka vastaa YIT:lle j\u00e4\u00e4nytt\u00e4 k\u00e4ytt\u00f6oikeuden arvoa. Myyntivoittona tai -tappiona esitet\u00e4\u00e4n ainoastaan se osuus </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4n myyntituloksesta, joka vastaa ostajalle siirrettyj\u00e4 oikeuksia. Jos omaisuuser\u00e4n myynnist\u00e4 suoritettava vastike tai </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokrasopimuksen vuokrat eiv\u00e4t vastaa k\u00e4ypi\u00e4 arvoja, erotus huomioidaan omaisuuser\u00e4n myyntituottojen oikaisuna. Markkinaehtoja </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">huonommat ehdot k\u00e4sitell\u00e4\u00e4n ennakkoon maksettuina vuokrina ja markkinaehtoja paremmat ehdot rahoitusvelkana. Jos IFRS 15:n </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaiset myynnin kriteerit eiv\u00e4t t\u00e4yty, luovutetun omaisuuser\u00e4n raportointia taseessa jatketaan ja luovutushinta esitet\u00e4\u00e4n rahoitusvelkana. </span></div><div class=\"ps9043 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">YIT </span><span class=\"f charStyle-37f3c1a8 ps8999\">vuokralle antajana </span></div><div class=\"ps3571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konserni on vuokrannut edelleen itse kolmansilta osapuolilta vuokraamiaan toimitiloja, ja ne k\u00e4sitell\u00e4\u00e4n muina vuokrasopimuksina </span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusleasingsopimusten sijaan. Luokittelu tehd\u00e4\u00e4n alkuper\u00e4isen vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4n perusteella. Vuokratuotot </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kirjataan tuloslaskelmaan tuotoksi vuokra-ajan kuluessa. Konsernin toiminta vuokralle antajana on v\u00e4h\u00e4ist\u00e4.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">uokrasopimusten arvostaminen ja kirjaaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokra-ajan arvioinnilla ja </span><span class=\"f charStyle-42d14346 ps9046\">lis\u00e4luoton korolla</span><span class=\"f charStyle-42d14346 ps9047\"> on merkitt\u00e4v\u00e4 vaikutus vuokrasopimusvelkojen ja k\u00e4ytt\u00f6oikeusomaisuuserien arvostukseen. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvioidessaan vuokra-aikaa YIT sis\u00e4llytt\u00e4\u00e4 jatko-optioiden ja p\u00e4\u00e4tt\u00e4misoptioiden kattamat ajanjaksot sen mukaan, onko kyseisten optioiden </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4ytt\u00e4minen kohtuullisen varmaa vai ei. Johto arvioi esimerkiksi optioajanjaksojen sopimusehtoja tai vuokrasopimuksen p\u00e4\u00e4tt\u00e4miseen ja </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">uuden sopimuksen solmimiseen liittyvi\u00e4 kuluja. Kaiken kaikkiaan johto huomioi aina, kuinka t\u00e4rke\u00e4 tietty omaisuuser\u00e4 on sen toiminnoille. </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen rakentamistoimintaan liittyv\u00e4t tonttivuokrasopimukset ovat konsernin omistuksessa tyypillisesti vain lyhyen ajan. Kun </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">huomioidaan, miten YIT k\u00e4ytt\u00e4\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia, voidaan olettaa, ettei konserni </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">k\u00e4yt\u00e4 mahdollisia p\u00e4\u00e4tt\u00e4mis-, osto- tai jatko-optioita. Toimitilasopimusten osalta johto arvioi tehtyjen perusparannusten merkityst\u00e4 ja </span></div><div class=\"ps2432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mahdollisia muuttokuluja.\u00a0  </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Jos vuokra-aikaa ei ole m\u00e4\u00e4ritelty tietyn pituiseksi, johto arvioi ajanjaksoa, jona sopimus on t\u00e4yt\u00e4nt\u00f6\u00f6npanokelpoinen, jotta se voi </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4ritt\u00e4\u00e4, mik\u00e4 on varhaisin ajankohta, jolloin molemmat osapuolet (vuokralle ottaja ja vuokralle antaja) voivat p\u00e4\u00e4tt\u00e4\u00e4 sopimuksen ja </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sen sopimusvelvoitteet vain v\u00e4h\u00e4isin sanktioin. Merkitt\u00e4vin\u00e4 sanktioina YIT huomioi suoraan vuokralle antajalle maksettujen sanktioiden </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lis\u00e4ksi my\u00f6s molemmille osapuolille muodostuvat ep\u00e4suorat ja taloudelliset seuraamukset. YIT huomioi n\u00e4m\u00e4 tosiseikat ja olosuhteet, </span></div><div class=\"ps2523 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaan lukien vuokratun omaisuuser\u00e4n luonne suhteessa vastaavaan liiketoimintasuunnitelmaan, arvioidessaan ajankohtaa, jolloin </span></div><div class=\"ps2526 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen p\u00e4\u00e4tt\u00e4misen katsotaan olevan kohtuullisen varmaa. Vuokra-aikaa arvioidaan vastaavalla tavalla. YIT:n toistaiseksi </span></div><div class=\"ps2527 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevat vuokrasopimukset liittyv\u00e4t tyypillisesti rakennuksiin, koneisiin ja kalustoon. </span></div><div class=\"ps2530 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Mik\u00e4li YIT luopuu k\u00e4ytt\u00f6omaisuusoikeuser\u00e4n k\u00e4yt\u00f6st\u00e4 vuokra-aikana kokonaan tai osittain, YIT kirjaa silt\u00e4 osin arvonalentumisen. </span></div><div class=\"ps2531 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Arvonalentumisen m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa YIT arvioi </span><span class=\"f charStyle-42d14346 ps9051\">omaisuuser\u00e4n m\u00e4\u00e4r\u00e4llist\u00e4</span><span class=\"f charStyle-42d14346 ps9052\"> sek\u00e4 ajallista hy\u00f6dynt\u00e4mist\u00e4 vuokrasopimusaikana, </span></div><div class=\"ps2532 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vuokrasopimuksen mahdolliset optiot vuokra-ajan lyhent\u00e4miseksi sek\u00e4 mahdollisuudet omaisuuser\u00e4n edelleen vuokraukseen.</span></div><div class=\"ps2536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Lis\u00e4luoton korkoa m\u00e4\u00e4ritt\u00e4ess\u00e4\u00e4n YIT ottaa huomioon vuokratun omaisuuser\u00e4n luonteen, konsernin riskitekij\u00e4t ja maantieteellisen </span></div><div class=\"ps2540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">sijainnin, valuutan ja sopimuksen keston.</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-454": {
   "value": "<div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Omaperusteiseen rakentamistoimintaan liittyvien tonttivuokrasopimusten k\u00e4sittely</span></div><div class=\"ps5062 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernilla on olennaisia m\u00e4\u00e4ri\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia vain Suomessa. </span></div><div class=\"ps5063 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tonttivuokrasopimukset esitet\u00e4\u00e4n taseessa ja tuloslaskelmassa samaan tapaan kuin konsernin omistamat vaihto-omaisuustontit. </span></div><div class=\"ps5064 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomessa konsernin omaperusteisissa rakennushankkeissa rakennetaan tyypillisesti asuinrakennuksia joko omistetulle tai vuokratontille. </span></div><div class=\"ps5065 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratonttien vuokrasopimukset ovat tyypillisesti pitk\u00e4aikaisia, useimmiten 20\u201350 vuotta. Omaperusteisiin asuinrakennushankkeisiin </span></div><div class=\"ps8118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t vuokratontit ja konsernin omistamat vaihto-omaisuustontit muodostavat osan tuloutusperiaatteiden mukaista suoritevelvoitetta </span></div><div class=\"ps8119 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyd\u00e4 asuntoja asiakkaille. Omaperusteisiin asuinrakennushankkeisiin liittyv\u00e4t vuokratontit arvostetaan alun perin IFRS 16 -standardin </span></div><div class=\"ps8120 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvostamisvaatimuksien mukaan. </span></div><div class=\"ps9029 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kun konserni tekee Suomessa omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimuksen eik\u00e4 rakennushanke ole </span></div><div class=\"ps9030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">viel\u00e4 alkanut, tontin vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vaihto-omaisuuteen ja vuokrasopimusvelka taseeseen. </span></div><div class=\"ps9031 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimus kirjataan vaihto-omaisuudesta kuluksi vaihto-omaisuuden </span></div><span class=\"f charStyle-42d14346 ps622\">muutoksena, kun myyntituotot on kirjattu konsernin tuloutusperiaatteiden mukaisesti. </span><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Aineiden ja tarvikkeiden</span><span class=\"f charStyle-42d14346 ps9655\"> arvo m\u00e4\u00e4ritell\u00e4\u00e4n FIFO-menetelm\u00e4\u00e4 (first-in, first-out) k\u00e4ytt\u00e4en.</span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tonttivaranto </span><span class=\"f charStyle-42d14346 ps9656\">-er\u00e4ss\u00e4 esitet\u00e4\u00e4n aloittamattomien rakennusprojektien tonttien alkuper\u00e4iset ostomenot sek\u00e4 tonttien arvoa nostavat </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannukset kuten maanparantamiseen, vesi- ja s\u00e4hk\u00f6liittymiin ja rakennuslupiin liittyv\u00e4t kustannukset. YIT hankkii tontteja rakentaakseen </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ne myyt\u00e4viksi asunnoiksi tai kiinteist\u00f6iksi. Hankinta voi tapahtua hankkimalla tontti suoraan tai ostamalla sit\u00e4 hallinnoiva yhti\u00f6. Kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennusprojekti saa aloitusluvan, siirret\u00e4\u00e4n siihen mahdollisesti kohdistuva tontti hankintamenoineen vaihto-omaisuuden Keskener\u00e4iset </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6t -er\u00e4\u00e4n. YIT myy lis\u00e4ksi tontteja ja niit\u00e4 hallinnoivia yhti\u00f6it\u00e4 rakentamattomina.</span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Keskener\u00e4iset ty\u00f6t</span><span class=\"f charStyle-42d14346 ps9657\"> -er\u00e4 sis\u00e4lt\u00e4\u00e4 mahdollisen tontin hankintamenon lis\u00e4ksi my\u00f6s rakennusprojektien rakentamiskustannukset silt\u00e4 osin </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuin niit\u00e4 ei ole kirjattu kuluksi. Rakentamiskustannukset sis\u00e4lt\u00e4v\u00e4t raaka-ainekustannukset, omaisuuser\u00e4\u00e4 parantavat suunnittelumenot, </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4litt\u00f6mist\u00e4 ty\u00f6suorituksista johtuvat menot, muut v\u00e4litt\u00f6m\u00e4t menot sek\u00e4 osuuden tuotannon muuttuvista ja kiinteist\u00e4 yleismenoista. Yli 12 </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuukautta rakentamisajaltaan kest\u00e4vien ajan hetkell\u00e4 tuloutettavien omaperusteisten rakennusprojektien keskener\u00e4isen ty\u00f6n arvoon </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistetaan lis\u00e4ksi rahoituksen kustannuksia.</span></div><div class=\"ps7551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valmistuneiden rakennusprojektien myym\u00e4tt\u00e4 j\u00e4\u00e4neet huoneistot ja kiinteist\u00f6t esitet\u00e4\u00e4n er\u00e4ss\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9658\">Valmiit huoneistot ja kiinteist\u00f6t</span><span class=\"f charStyle-42d14346 ps9659\">.</span></div><div class=\"ps9662 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Ennakkomaksut </span><span class=\"f charStyle-42d14346 ps9661\">-er\u00e4 sis\u00e4lt\u00e4\u00e4 p\u00e4\u00e4asiallisesti tonttien hankintaan liittyvi\u00e4 ennakoita.</span></div><div class=\"ps9664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihto-omaisuus arvostetaan hankintamenoon tai sit\u00e4 alhaisempaan nettorealisointiarvoon. Nettorealisointiarvo on tavanomaisessa </span></div><div class=\"ps9665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnassa saatava arvioitu myyntihinta, josta on v\u00e4hennetty arvioidut valmiiksi saattamiseen tarvittavat menot ja myynnist\u00e4 johtuvat </span></div><div class=\"ps9666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menot. Arvioitaessa valmiiden huoneistojen ja kiinteist\u00f6jen nettorealisointiarvoa huomioidaan lis\u00e4ksi markkinoilta saatavissa oleva tieto. </span></div><div class=\"ps9667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tonttien nettorealisointiarvoa tarkasteltaessa otetaan huomioon niiden k\u00e4ytt\u00f6tarkoitus. Rakentamiseen k\u00e4ytett\u00e4v\u00e4t tontit arvioidaan osana </span></div><div class=\"ps9668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakentamisprojekteja. Tonttien kirjanpitoarvoa pienennet\u00e4\u00e4n, kun rakennettavia huoneistoja tai kiinteist\u00f6j\u00e4 arvioidaan myyt\u00e4v\u00e4n </span></div><div class=\"ps9669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoa alhaisempaan hintaan. Muiden kuin rakentamistarkoitukseen k\u00e4ytett\u00e4vien tonttien nettorealisointiarvo perustuu niiden </span></div><div class=\"ps9670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinahintaan.</span></div><div class=\"ps9672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT toteuttaa rakentamisprojekteja my\u00f6s vuokratuille tonteille, jotka esitet\u00e4\u00e4n osana vaihto-omaisuutta, mutta jotka arvostetaan IFRS 16-</span></div><div class=\"ps9673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">standardin mukaan. Vuokratontteihin liittyv\u00e4\u00e4 laskentaperiaatetta on kuvattu tarkemmin kohdassa Vuokrasopimukset.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">aihto-omaisuuden arvostaminen</span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihto-omaisuuden mahdollista arvonalentumista arvioidaan s\u00e4\u00e4nn\u00f6llisesti vertaamalla hankintamenoa nettorealisointiarvoon. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Nettorealisointiarvo on johdon tekem\u00e4 arvio, joka perustuu luotettavimpaan saatavilla olevaan tietoon. Arvioiden tekeminen edellytt\u00e4\u00e4 </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johdolta arviota realisointiarvosta markkinoilla. Arvonalentumista ei kirjata, mik\u00e4li valmiit tuotteet, joihin arvioitavat vaihto-</span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuushy\u00f6dykkeet tulevat sis\u00e4ltym\u00e4\u00e4n, arvioidaan myyt\u00e4v\u00e4n arvioitavan hy\u00f6dykkeen hankintamenoa vastaavaan tai sen ylitt\u00e4v\u00e4\u00e4n </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hintaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForMeasuringInventories",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-453": {
   "value": "<div class=\"ps7746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps622\">Omaperusteiseen rakentamistoimintaan liittyvien tonttivuokrasopimusten k\u00e4sittely</span></div><div class=\"ps5062 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernilla on olennaisia m\u00e4\u00e4ri\u00e4 omaperusteiseen rakentamistoimintaan liittyvi\u00e4 tonttivuokrasopimuksia vain Suomessa. </span></div><div class=\"ps5063 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Tonttivuokrasopimukset esitet\u00e4\u00e4n taseessa ja tuloslaskelmassa samaan tapaan kuin konsernin omistamat vaihto-omaisuustontit. </span></div><div class=\"ps5064 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Suomessa konsernin omaperusteisissa rakennushankkeissa rakennetaan tyypillisesti asuinrakennuksia joko omistetulle tai vuokratontille. </span></div><div class=\"ps5065 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratonttien vuokrasopimukset ovat tyypillisesti pitk\u00e4aikaisia, useimmiten 20\u201350 vuotta. Omaperusteisiin asuinrakennushankkeisiin </span></div><div class=\"ps8118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liittyv\u00e4t vuokratontit ja konsernin omistamat vaihto-omaisuustontit muodostavat osan tuloutusperiaatteiden mukaista suoritevelvoitetta </span></div><div class=\"ps8119 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyd\u00e4 asuntoja asiakkaille. Omaperusteisiin asuinrakennushankkeisiin liittyv\u00e4t vuokratontit arvostetaan alun perin IFRS 16 -standardin </span></div><div class=\"ps8120 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvostamisvaatimuksien mukaan. </span></div><div class=\"ps9029 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kun konserni tekee Suomessa omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimuksen eik\u00e4 rakennushanke ole </span></div><div class=\"ps9030 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">viel\u00e4 alkanut, tontin vuokrasopimuksen k\u00e4ytt\u00f6oikeusomaisuuser\u00e4 kirjataan vaihto-omaisuuteen ja vuokrasopimusvelka taseeseen. </span></div><div class=\"ps9031 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Omaperusteiseen asuinrakennushankkeeseen liittyv\u00e4n tontin vuokrasopimus kirjataan vaihto-omaisuudesta kuluksi vaihto-omaisuuden </span></div><span class=\"f charStyle-42d14346 ps622\">muutoksena, kun myyntituotot on kirjattu konsernin tuloutusperiaatteiden mukaisesti. </span><div class=\"ps7437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokrattu vaihto-omaisuus sis\u00e4lt\u00e4\u00e4 YIT:n vuokraamia vaihto-omaisuustontteja, joita k\u00e4ytet\u00e4\u00e4n omaperusteisessa rakentamisessa. </span></div><div class=\"ps7438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuokratut vaihto-omaisuustontit ovat luonteeltaan pitk\u00e4aikaisia, painotetulla keskiarvolla noin 40 vuoden pituisia vuokrasopimuksia, joista </span></div><div class=\"ps7439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT tulee luopumaan p\u00e4\u00e4osin myym\u00e4ll\u00e4 huoneistoja omaperusteisen asuntorakentamisen hankkeista. Tonttivuokrasopimuksiin liittyy </span></div><div class=\"ps7440 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyypillisesti indeksikorotusehtoja, jotka on sidottu Suomen elinkustannusindeksiin. Tonttivuokrasopimusten vuokranmaksut huomioidaan </span></div><div class=\"ps7441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">t\u00e4ysim\u00e4\u00e4r\u00e4isin\u00e4 velan m\u00e4\u00e4r\u00e4\u00e4 arvioitaessa. Lyhytkestoiset ja arvoltaan v\u00e4h\u00e4iset sopimukset ovat tyypillisesti ty\u00f6maalla k\u00e4ytett\u00e4v\u00e4\u00e4 kalustoa </span></div><div class=\"ps6021 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ja ICT-laitteistoa.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">Vaihto-omaisuus, </span><span class=\"f charStyle-ef9bb8b0 ps9142\">vuokrattu</span></div><div class=\"ps1494 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps2044 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps5785 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps9143\">Tontit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8210 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps9143\">Tontit<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2045 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5793 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">218<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8262 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2023\">192<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5799 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8263 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-right:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset, sis\u00e4lt\u00e4en indeksimuutosten vaikutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #D9D9D9;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5806 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8264 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1992\">59<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5813 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8265 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Arvonalentuminen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8266 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8267 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2062 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9144 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9145 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">218<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">20. VAIHTO-OMAISUUS</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Aineiden ja tarvikkeiden</span><span class=\"f charStyle-42d14346 ps9655\"> arvo m\u00e4\u00e4ritell\u00e4\u00e4n FIFO-menetelm\u00e4\u00e4 (first-in, first-out) k\u00e4ytt\u00e4en.</span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tonttivaranto </span><span class=\"f charStyle-42d14346 ps9656\">-er\u00e4ss\u00e4 esitet\u00e4\u00e4n aloittamattomien rakennusprojektien tonttien alkuper\u00e4iset ostomenot sek\u00e4 tonttien arvoa nostavat </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kustannukset kuten maanparantamiseen, vesi- ja s\u00e4hk\u00f6liittymiin ja rakennuslupiin liittyv\u00e4t kustannukset. YIT hankkii tontteja rakentaakseen </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ne myyt\u00e4viksi asunnoiksi tai kiinteist\u00f6iksi. Hankinta voi tapahtua hankkimalla tontti suoraan tai ostamalla sit\u00e4 hallinnoiva yhti\u00f6. Kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakennusprojekti saa aloitusluvan, siirret\u00e4\u00e4n siihen mahdollisesti kohdistuva tontti hankintamenoineen vaihto-omaisuuden Keskener\u00e4iset </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ty\u00f6t -er\u00e4\u00e4n. YIT myy lis\u00e4ksi tontteja ja niit\u00e4 hallinnoivia yhti\u00f6it\u00e4 rakentamattomina.</span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Keskener\u00e4iset ty\u00f6t</span><span class=\"f charStyle-42d14346 ps9657\"> -er\u00e4 sis\u00e4lt\u00e4\u00e4 mahdollisen tontin hankintamenon lis\u00e4ksi my\u00f6s rakennusprojektien rakentamiskustannukset silt\u00e4 osin </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuin niit\u00e4 ei ole kirjattu kuluksi. Rakentamiskustannukset sis\u00e4lt\u00e4v\u00e4t raaka-ainekustannukset, omaisuuser\u00e4\u00e4 parantavat suunnittelumenot, </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4litt\u00f6mist\u00e4 ty\u00f6suorituksista johtuvat menot, muut v\u00e4litt\u00f6m\u00e4t menot sek\u00e4 osuuden tuotannon muuttuvista ja kiinteist\u00e4 yleismenoista. Yli 12 </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuukautta rakentamisajaltaan kest\u00e4vien ajan hetkell\u00e4 tuloutettavien omaperusteisten rakennusprojektien keskener\u00e4isen ty\u00f6n arvoon </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistetaan lis\u00e4ksi rahoituksen kustannuksia.</span></div><div class=\"ps7551 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valmistuneiden rakennusprojektien myym\u00e4tt\u00e4 j\u00e4\u00e4neet huoneistot ja kiinteist\u00f6t esitet\u00e4\u00e4n er\u00e4ss\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9658\">Valmiit huoneistot ja kiinteist\u00f6t</span><span class=\"f charStyle-42d14346 ps9659\">.</span></div><div class=\"ps9662 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Ennakkomaksut </span><span class=\"f charStyle-42d14346 ps9661\">-er\u00e4 sis\u00e4lt\u00e4\u00e4 p\u00e4\u00e4asiallisesti tonttien hankintaan liittyvi\u00e4 ennakoita.</span></div><div class=\"ps9664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihto-omaisuus arvostetaan hankintamenoon tai sit\u00e4 alhaisempaan nettorealisointiarvoon. Nettorealisointiarvo on tavanomaisessa </span></div><div class=\"ps9665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnassa saatava arvioitu myyntihinta, josta on v\u00e4hennetty arvioidut valmiiksi saattamiseen tarvittavat menot ja myynnist\u00e4 johtuvat </span></div><div class=\"ps9666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menot. Arvioitaessa valmiiden huoneistojen ja kiinteist\u00f6jen nettorealisointiarvoa huomioidaan lis\u00e4ksi markkinoilta saatavissa oleva tieto. </span></div><div class=\"ps9667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tonttien nettorealisointiarvoa tarkasteltaessa otetaan huomioon niiden k\u00e4ytt\u00f6tarkoitus. Rakentamiseen k\u00e4ytett\u00e4v\u00e4t tontit arvioidaan osana </span></div><div class=\"ps9668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakentamisprojekteja. Tonttien kirjanpitoarvoa pienennet\u00e4\u00e4n, kun rakennettavia huoneistoja tai kiinteist\u00f6j\u00e4 arvioidaan myyt\u00e4v\u00e4n </span></div><div class=\"ps9669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoa alhaisempaan hintaan. Muiden kuin rakentamistarkoitukseen k\u00e4ytett\u00e4vien tonttien nettorealisointiarvo perustuu niiden </span></div><div class=\"ps9670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinahintaan.</span></div><div class=\"ps9672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT toteuttaa rakentamisprojekteja my\u00f6s vuokratuille tonteille, jotka esitet\u00e4\u00e4n osana vaihto-omaisuutta, mutta jotka arvostetaan IFRS 16-</span></div><div class=\"ps9673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">standardin mukaan. Vuokratontteihin liittyv\u00e4\u00e4 laskentaperiaatetta on kuvattu tarkemmin kohdassa Vuokrasopimukset.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">aihto-omaisuuden arvostaminen</span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihto-omaisuuden mahdollista arvonalentumista arvioidaan s\u00e4\u00e4nn\u00f6llisesti vertaamalla hankintamenoa nettorealisointiarvoon. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Nettorealisointiarvo on johdon tekem\u00e4 arvio, joka perustuu luotettavimpaan saatavilla olevaan tietoon. Arvioiden tekeminen edellytt\u00e4\u00e4 </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johdolta arviota realisointiarvosta markkinoilla. Arvonalentumista ei kirjata, mik\u00e4li valmiit tuotteet, joihin arvioitavat vaihto-</span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuushy\u00f6dykkeet tulevat sis\u00e4ltym\u00e4\u00e4n, arvioidaan myyt\u00e4v\u00e4n arvioitavan hy\u00f6dykkeen hankintamenoa vastaavaan tai sen ylitt\u00e4v\u00e4\u00e4n </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hintaan.</span></div><div class=\"ps9675 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">VAIHTO-OMAISUUS</span></div><div class=\"ps9696 ss0\"><div class=\"ss1014 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:295.5pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9 ss891\"><div><div class=\"ps2041 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7943 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7010 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps2044 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Aineet ja tarvikkeet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps7946 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9678 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Keskener\u00e4iset ty\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8579 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">240<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9679 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">196<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Tonttivaranto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8582 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">549<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9680 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">610<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Valmiit huoneistot ja kiinteist\u00f6t*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8586 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">293<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9681 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">360<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Ennakkomaksut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9682 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9683 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Muu vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9684 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9685 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8230 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9686 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2022\">1\u00a0100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9687 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2022\">1\u00a0185<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Tonttivaranto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9688 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">163<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9689 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Tontit, keskener\u00e4iset ty\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9690 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9691 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-42d14346 ps7\">Tontit, valmiit huoneistot ja kiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9692 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9693 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">34<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps3962 ss939\"><div><div class=\"ps1512 ss890\"><span class=\"f charStyle-93f9a1a0 ps7\">Vaihto-omaisuus, vuokrattu<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9694 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9695 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">218<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Valmiiden huoneistojen ja kiinteist\u00f6jen osuus Suomessa 233 miljoonaa euroa (294).</span></div><div class=\"ps9699 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuokratun vaihto-omaisuuden erittely l\u00f6ytyy liitetiedosta Vuokrasopimukset. </span></div><div class=\"ps9701 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vuonna 2025 YIT teki Asuminen Suomi -segmenttiin kohdistuvia vaihto-omaisuuden alaskirjauksia yhteens\u00e4 2 miljoonaa euroa ja </span></div><div class=\"ps9702 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Rakennus-segmenttiin kohdistuvia alaskirjauksia yhteens\u00e4 1 miljoonaa euroa. Vuonna 2024 YIT teki Asuminen Suomi -segmenttiin </span></div><div class=\"ps9703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kohdistuvia vaihto-omaisuuden alaskirjauksia yhteens\u00e4 10 miljoonaa euroa, Asuminen CEE -segmenttiin kohdistuvia alaskirjauksia yhteens\u00e4 </span></div>1 miljoonaa euroa ja Rakennus-segmenttiin kohdistuvia alaskirjauksia yhteens\u00e4 4 miljoonaa euroa.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInventoriesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-455": {
   "value": "<span class=\"f charStyle-42d14346 ps9032\">Keskener\u00e4isten Suomen omaperusteisten </span><div class=\"ps9034 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asuinrakennushankkeiden vuokratonttien vuokrasopimusvelka esitet\u00e4\u00e4n konsernin taseessa joko vuokrasopimusvelkana tai Muut </span></div><div class=\"ps9035 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4 hankkeen myyntiasteen mukaan. Keskener\u00e4isten omaperusteisten asuinrakennushankkeiden </span></div><div class=\"ps9036 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta myym\u00e4tt\u00f6mien huoneistojen osuus velasta esitet\u00e4\u00e4n taseessa vuokrasopimusvelkana. Keskener\u00e4isten asuinrakennushankkeiden </span></div><div class=\"ps9037 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myytyihin huoneistoihin kohdistuva velka on asiakkaan vastattavaksi siirtyv\u00e4 velka, joka esitet\u00e4\u00e4n liiketoimen perusluonteen mukaisesti </span></div><span class=\"f charStyle-42d14346 ps622\">taseen Muut asiakassopimuksiin perustuvat velat -er\u00e4ss\u00e4. </span><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Keskener\u00e4iset ty\u00f6t</span><span class=\"f charStyle-42d14346 ps9657\"> -er\u00e4 sis\u00e4lt\u00e4\u00e4 mahdollisen tontin hankintamenon lis\u00e4ksi my\u00f6s rakennusprojektien rakentamiskustannukset silt\u00e4 osin </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuin niit\u00e4 ei ole kirjattu kuluksi. Rakentamiskustannukset sis\u00e4lt\u00e4v\u00e4t raaka-ainekustannukset, omaisuuser\u00e4\u00e4 parantavat suunnittelumenot, </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">v\u00e4litt\u00f6mist\u00e4 ty\u00f6suorituksista johtuvat menot, muut v\u00e4litt\u00f6m\u00e4t menot sek\u00e4 osuuden tuotannon muuttuvista ja kiinteist\u00e4 yleismenoista. Yli 12 </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuukautta rakentamisajaltaan kest\u00e4vien ajan hetkell\u00e4 tuloutettavien omaperusteisten rakennusprojektien keskener\u00e4isen ty\u00f6n arvoon </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistetaan lis\u00e4ksi rahoituksen kustannuksia.</span></div><div class=\"ps9664 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihto-omaisuus arvostetaan hankintamenoon tai sit\u00e4 alhaisempaan nettorealisointiarvoon. Nettorealisointiarvo on tavanomaisessa </span></div><div class=\"ps9665 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnassa saatava arvioitu myyntihinta, josta on v\u00e4hennetty arvioidut valmiiksi saattamiseen tarvittavat menot ja myynnist\u00e4 johtuvat </span></div><div class=\"ps9666 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menot. Arvioitaessa valmiiden huoneistojen ja kiinteist\u00f6jen nettorealisointiarvoa huomioidaan lis\u00e4ksi markkinoilta saatavissa oleva tieto. </span></div><div class=\"ps9667 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tonttien nettorealisointiarvoa tarkasteltaessa otetaan huomioon niiden k\u00e4ytt\u00f6tarkoitus. Rakentamiseen k\u00e4ytett\u00e4v\u00e4t tontit arvioidaan osana </span></div><div class=\"ps9668 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakentamisprojekteja. Tonttien kirjanpitoarvoa pienennet\u00e4\u00e4n, kun rakennettavia huoneistoja tai kiinteist\u00f6j\u00e4 arvioidaan myyt\u00e4v\u00e4n </span></div><div class=\"ps9669 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoa alhaisempaan hintaan. Muiden kuin rakentamistarkoitukseen k\u00e4ytett\u00e4vien tonttien nettorealisointiarvo perustuu niiden </span></div><div class=\"ps9670 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinahintaan.</span></div><div class=\"ps9672 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT toteuttaa rakentamisprojekteja my\u00f6s vuokratuille tonteille, jotka esitet\u00e4\u00e4n osana vaihto-omaisuutta, mutta jotka arvostetaan IFRS 16-</span></div><div class=\"ps9673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">standardin mukaan. Vuokratontteihin liittyv\u00e4\u00e4 laskentaperiaatetta on kuvattu tarkemmin kohdassa Vuokrasopimukset.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">V</span><span class=\"f charStyle-37f3c1a8 ps9044\">aihto-omaisuuden arvostaminen</span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihto-omaisuuden mahdollista arvonalentumista arvioidaan s\u00e4\u00e4nn\u00f6llisesti vertaamalla hankintamenoa nettorealisointiarvoon. </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Nettorealisointiarvo on johdon tekem\u00e4 arvio, joka perustuu luotettavimpaan saatavilla olevaan tietoon. Arvioiden tekeminen edellytt\u00e4\u00e4 </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">johdolta arviota realisointiarvosta markkinoilla. Arvonalentumista ei kirjata, mik\u00e4li valmiit tuotteet, joihin arvioitavat vaihto-</span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omaisuushy\u00f6dykkeet tulevat sis\u00e4ltym\u00e4\u00e4n, arvioidaan myyt\u00e4v\u00e4n arvioitavan hy\u00f6dykkeen hankintamenoa vastaavaan tai sen ylitt\u00e4v\u00e4\u00e4n </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hintaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForConstructionInProgressExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-457": {
   "value": "<div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Seuraavissa taulukoissa esitetyt summat ovat t\u00e4ysim\u00e4\u00e4r\u00e4isesti yhteisyrityksen ja osakkuusyhti\u00f6n taloudellisesta raportoinnista.</span></div><div class=\"ps9439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6jen k\u00e4yp\u00e4 arvo</span></div><div class=\"ps9440 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-31a5ee52 ps7\"> 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">332<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps1892 ss147\"><span class=\"f charStyle-17dab886 ps7\">V\u00e4hennykset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2030\">-138<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Voitot tai tappiot k\u00e4yp\u00e4\u00e4n arvoon arvostamisesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tilikaudella 2024 v\u00e4hennykset liittyiv\u00e4t p\u00e4\u00e4osin Fidus Villa Ky:n uudelleenluokitteluun oman p\u00e4\u00e4oman ehtoiseksi sijoitukseksi.</span></div><div class=\"ps9443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Sijoituskiinteist\u00f6t arvostusmenetelmitt\u00e4in</span></div><div class=\"ps9463 ss0\"><div class=\"ss1003 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:299.25pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td><td style=\"padding:0;width:114.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9446 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9447 ss999\"><div><div class=\"ps234 ss998\"><span class=\"f charStyle-93f9a1a0 ps9445\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:21.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1000\"><div><div class=\"ps1419 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9449 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9451 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9452 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9448\">Valmiit sijoituskiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9453 ss1001\"><div><div class=\"ps1419 ss998\"><span class=\"f charStyle-93f9a1a0 ps9450\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-42d14346 ps7\">Markkinaperusteisen arvon perusteella arvostetut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9455 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9456 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9457 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9458 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-42d14346 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1446 ss1002\"><div><div class=\"ps1512 ss997\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9459 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9460 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9461 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9462 ss999\"><div><div class=\"ps1512 ss998\"><span class=\"f charStyle-93f9a1a0 ps9454\">186<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-456": {
   "value": "<div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">SIJOITUSKIINTEIST\u00d6T OSAKKUUSYHTI\u00d6ISS\u00c4 JA </span></div><div class=\"ps2315 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">YHTEISYRITYKSISS\u00c4</span></div><div class=\"ps9424 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps9427 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">S</span><span class=\"f charStyle-37f3c1a8 ps9426\">ijoituskiinteist\u00f6t</span></div><div class=\"ps9428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoituskiinteist\u00f6t ovat kiinteist\u00f6j\u00e4 tai maa-alueita, joita YIT pit\u00e4\u00e4 hallussaan hankkiakseen </span></div><div class=\"ps9429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vuokratuottoa tai omaisuuden arvonnousua tai n\u00e4it\u00e4 molempia ja jotka eiv\u00e4t ole YIT:n </span></div><div class=\"ps9430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4ytt\u00f6\u00f6n tai toiminnoille varattuja eiv\u00e4tk\u00e4 ole tarkoitettu myyt\u00e4v\u00e4ksi tavanomaisen </span></div><div class=\"ps9431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnan aikana. YIT:n konsernitilinp\u00e4\u00e4t\u00f6kseen p\u00e4\u00e4omaosuusmenetelm\u00e4ll\u00e4 </span></div><div class=\"ps9432 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhdistelt\u00e4vill\u00e4 kiinteist\u00f6sijoitustoimintaa harjoittavilla osakkuusyhti\u00f6ill\u00e4 ja yhteisyrityksill\u00e4 on </span></div><div class=\"ps9433 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">IAS 40 Sijoituskiinteist\u00f6t -standardin mukaisia sijoituskiinteist\u00f6j\u00e4, jotka koostuvat </span></div><div class=\"ps9434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rakenteilla olevista ja valmiista vuokra-asunnoista. YIT:n emoyhti\u00f6 tai tyt\u00e4ryritykset eiv\u00e4t </span></div><div class=\"ps9435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omista sijoituskiinteist\u00f6iksi luokiteltavia omaisuuseri\u00e4. YIT:n konsernitilinp\u00e4\u00e4t\u00f6ksess\u00e4 </span></div><div class=\"ps9436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoituskiinteist\u00f6t sis\u00e4ltyv\u00e4t osana osakkuus- tai yhteisyrityksen sijoituksen kirjanpitoarvoa. </span></div><div class=\"ps9438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Kirjaamis- ja arvostamisperiaatteet</span></div><div class=\"ps4201 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hankintahetkell\u00e4 sijoituskiinteist\u00f6t kirjataan (osakkuus- tai yhteisyrityksess\u00e4) </span></div><div class=\"ps4202 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alkuper\u00e4iseen hankintamenoon, johon on sis\u00e4llytetty transaktiomenot. My\u00f6hemmin ne </span></div><div class=\"ps4203 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostetaan k\u00e4yp\u00e4\u00e4n arvoon IFRS 13 K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4minen -standardin </span></div><div class=\"ps4204 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Voitot ja tappiot, jotka syntyv\u00e4t k\u00e4yv\u00e4n arvon muutoksista, kirjataan </span></div><div class=\"ps4205 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti kaudelle, jona ne syntyv\u00e4t. K\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misen tavoitteena on </span></div><div class=\"ps4206 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioida hinta, johon tavanmukainen liiketoimi omaisuuser\u00e4n myymiseksi</span></div><div class=\"ps4207 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">toteutuisi markkinaosapuolten v\u00e4lill\u00e4 arvostusp\u00e4iv\u00e4n\u00e4 tarkasteluhetken </span></div><div class=\"ps4208 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinaolosuhteiden vallitessa. YIT luokittelee kaikki sijoituskiinteist\u00f6t k\u00e4yv\u00e4n arvon </span></div><div class=\"ps4209 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hierarkiatasolle 3. Hierarkiatason 3 erien k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4misess\u00e4 on k\u00e4ytetty </span></div><div class=\"ps4210 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaisuuser\u00e4\u00e4 koskevia sy\u00f6tt\u00f6tietoja, jotka eiv\u00e4t perustu havainnoitavissa olevaan </span></div><div class=\"ps4211 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">markkinatietoon. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Valmiiden vuokra-asuntojen k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n tuottoihin perustuvalla tai </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinaperusteisella arvostusmenetelm\u00e4ll\u00e4. Markkinoihin perustuvaa l\u00e4hestymistapaa </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sovellettaessa k\u00e4ytet\u00e4\u00e4n hintoja ja muuta merkityksellist\u00e4 tietoa, joka syntyy t\u00e4ysin </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">samanlaisia tai vertailukelpoisia (ts. vastaavanlaisia) varoja tai varojen ryhm\u00e4\u00e4 koskevissa </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">markkinatransaktioissa. Tuottoihin perustuvan l\u00e4hestymistavan mukaan vastaiset </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">raham\u00e4\u00e4r\u00e4t (esim. rahavirrat tai tuotot ja kulut) muutetaan yhdeksi nykyhetken (ts. </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">diskontatuksi) raham\u00e4\u00e4r\u00e4ksi. Tuottoihin perustuvaa l\u00e4hestymistapaa k\u00e4ytett\u00e4ess\u00e4 k\u00e4yp\u00e4 </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvo kuvastaa markkinoilla tarkasteluhetkell\u00e4 vallitsevia odotuksia, jotka koskevat n\u00e4it\u00e4 </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">vastaisia rahavirtoja. Rakenteilla olevat kohteet arvostetaan k\u00e4yp\u00e4\u00e4n arvoon, kun k\u00e4yv\u00e4n </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvon arvio pystyt\u00e4\u00e4n tekem\u00e4\u00e4n luotettavasti, muutoin rakenteilla olevat kohteet </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan hankintamenoon. Osakkuus- ja yhteisyritys k\u00e4ytt\u00e4\u00e4 ulkopuolista</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">riippumatonta arvioitsijaa k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Sijoituskiinteist\u00f6 kirjataan pois taseesta, kun se myyd\u00e4\u00e4n tai poistetaan k\u00e4yt\u00f6st\u00e4 </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">pysyv\u00e4sti eik\u00e4 sen luovuttamisesta ole odotettavissa vastaista taloudellista hy\u00f6ty\u00e4. Voitot </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tai tappiot sijoituskiinteist\u00f6n k\u00e4yt\u00f6st\u00e4 poistamisesta tai luovutuksesta m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">nettom\u00e4\u00e4r\u00e4isen luovutustulon ja omaisuuser\u00e4n kirjanpitoarvon v\u00e4lisen\u00e4 erotuksena ja </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan tulosvaikutteisesti. Sijoituskiinteist\u00f6n taseesta pois kirjaamisesta johtuvaan </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voittoon tai tappioon sis\u00e4llytett\u00e4v\u00e4 vastikem\u00e4\u00e4r\u00e4 m\u00e4\u00e4ritet\u00e4\u00e4n IFRS 15:n transaktiohinnan </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4mist\u00e4 koskevien s\u00e4\u00e4nn\u00f6sten mukaisesti. Myyt\u00e4v\u00e4n\u00e4 olevat sijoituskiinteist\u00f6t </span></div><div class=\"ps1174 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostetaan edelleen k\u00e4yp\u00e4\u00e4n arvoon. Kiinteist\u00f6 siirret\u00e4\u00e4n toisista varojen ryhmist\u00e4 </span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskiinteist\u00f6ihin tai sijoituskiinteist\u00f6ist\u00e4 toisiin varojen ryhmiin, kun kyseess\u00e4 on </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen muutos.</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-458": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">18. OMAN P\u00c4\u00c4OMAN EHTOISET</span><span class=\"f charStyle-a50e2afc ps9464\"> SIJOITUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laatimisperiaatetta sek\u00e4 johdon harkintaa ja arvioita on kuvattu tarkemmin liitetiedossa Rahoitusvarojen ja -velkojen luokittelu </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostusryhmitt\u00e4in.</span></div><div class=\"ps9466 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">OMAN P\u00c4\u00c4OMAN EHTOISET SIJOITUKSET</span></div><div class=\"ps9467 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2745 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2745 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2745 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Kirjanpitoarvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">V\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps1512 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Kirjanpitoarvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">213<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9469 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Merkitt\u00e4vin yksitt\u00e4inen oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka arvo oli 136 milj. euroa (184). Tilikauden 2025 realisoituneet </span></div><div class=\"ps9470 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yv\u00e4n arvon muutokset koostuvat voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4. Tilikauden 2024 lis\u00e4ykset sis\u00e4lt\u00e4v\u00e4t </span></div><div class=\"ps9471 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Fidus Villa Ky:n uudelleenluokittelun osakkuusyhti\u00f6st\u00e4 oman p\u00e4\u00e4oman ehtoisiin sijoituksiin huomattavan vaikutusvallan p\u00e4\u00e4tytty\u00e4. Lis\u00e4tietoa </span></div><div class=\"ps9472 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yv\u00e4n arvon arvostukseen liittyen annetaan liitetiedossa Rahoitusvarojen ja -velkojen luokittelu arvostusryhmitt\u00e4in. </span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-459": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laatimisperiaatetta sek\u00e4 johdon harkintaa ja arvioita on kuvattu tarkemmin liitetiedossa Rahoitusvarojen ja -velkojen luokittelu </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostusryhmitt\u00e4in.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-460": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps622\">19. LASKENNALLISET VEROSAAMISET JA -VELAT</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskennallinen vero lasketaan kirjanpitoarvon ja verotuksellisen arvon v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista k\u00e4ytt\u00e4en joko tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevaa verokantaa tai my\u00f6hemmin voimaantulevaa mutta tiedossa olevaa vahvistettua verokantaa. Laskennallista verovelkaa ei </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjata, kun kyseess\u00e4 on alun perin kirjanpitoon kirjattava omaisuuser\u00e4 tai velka, joka ei ole syntynyt liiketoimintojen yhdist\u00e4misest\u00e4 eik\u00e4 sen </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjaaminen vaikuta kirjanpidon tulokseen eik\u00e4 verotettavaan tuloon liiketoimen toteutumisajankohtana. Laskennallinen verosaaminen </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjataan vain siihen m\u00e4\u00e4r\u00e4\u00e4n asti kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan v\u00e4liaikainen ero </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voidaan hy\u00f6dynt\u00e4\u00e4. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksessa v\u00e4hennyskelpoiset tappiot on otettu huomioon laskennallisena verosaamisena siin\u00e4 m\u00e4\u00e4rin kuin YIT pystyy niit\u00e4 </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">todenn\u00e4k\u00f6isesti hy\u00f6dynt\u00e4m\u00e4\u00e4n l\u00e4hitulevaisuudessa. Tyt\u00e4ryhti\u00f6iden jakamattomista voittovaroista kirjataan laskennallinen verovelka vain </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">silloin kun veronmaksun voidaan katsoa realisoituvan ennakoitavissa olevassa tulevaisuudessa. </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskennalliset verosaamiset ja -velat v\u00e4hennet\u00e4\u00e4n toisistaan silloin, kun konsernilla on laillisesti toimeenpantavissa oleva oikeus kuitata </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kauden verotettavaan tuloon perustuvat verosaamiset ja -velat kesken\u00e4\u00e4n ja kun laskennalliset verot liittyv\u00e4t saman veronsaajan perimiin </span></div><div class=\"ps7550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuloveroihin joko samalta verovelvolliselta tai eri verovelvollisilta, kun saaminen ja velka on tarkoitus realisoida nettom\u00e4\u00e4r\u00e4isesti.</span></div><div class=\"ps9473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">L</span><span class=\"f charStyle-37f3c1a8 ps9475\">askennallisten verosaamisten hy\u00f6dynnett\u00e4vyys </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksellisista tappioista kirjatut laskennalliset verosaamiset sis\u00e4lt\u00e4v\u00e4t ep\u00e4varmuutta niiden hy\u00f6dynnett\u00e4vyydest\u00e4. Laskennalliset </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">verosaamiset verotuksellisista tappioista kirjataan siihen m\u00e4\u00e4r\u00e4\u00e4n, jonka johto arvioi pitk\u00e4n aikav\u00e4lin ennusteidensa perusteella olevan </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dynnett\u00e4viss\u00e4 tulevaisuudessa. Johdon arvio ei ota huomioon ennustejakson j\u00e4lkeisi\u00e4 vuosia, vaikka verotappioiden k\u00e4ytett\u00e4vyysaika on </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">10 vuotta. Lis\u00e4ksi huomioidaan verotappioiden vanhentumisaika. Johto huomioi my\u00f6s tappioiden uusiutumisen todenn\u00e4k\u00f6isyytt\u00e4 </span></div><div class=\"ps7735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvioitaessa, mist\u00e4 syyst\u00e4 tappiot ovat syntyneet. Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyytt\u00e4 arvioidaan s\u00e4\u00e4nn\u00f6llisesti</span><span class=\"f charStyle-42d14346 ps9477\">.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LASKENNALLISTEN VEROSAAMISTEN JA -VELKOJEN MUUTOS</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:390pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"><div class=\"ps9 ss1005\"><div><div class=\"ps2041 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2044 ss1006\"><div><div class=\"ps5245 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9479 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9478\">1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9480 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9215\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9482 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9481\">Kirjattu tuloslaskelmaan<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9487 ss1007\"><div><div class=\"ps9484 ss551\"><span class=\"f charStyle-93f9a1a0 ps9483\">Kirjattu laajaan <span class=\"f ps104\"> </span></span></div><div class=\"ps8707 ss551\"><span class=\"f charStyle-93f9a1a0 ps9485\">tuloslaskelmaan/omaan </span></div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9486\">p\u00e4\u00e4omaan</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9489 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9488\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps7577 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verosaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9491 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9493 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9495 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9496 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Vahvistetut tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9497 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">33<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9498 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9500 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9501 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4ke-etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9502 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9503 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9504 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9505 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa tuloutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9506 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9507 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9508 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9509 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9510 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9511 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9512 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">55<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9513 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9514 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9515 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">51<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9516 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9517 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9518 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9519 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9520 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verojen netotus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9522 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-74<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9523 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9524 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-72<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4956 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9525 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">62<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9526 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9528 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9527\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9529 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9530 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4442 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4507 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistoerot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9531 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9532 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9533 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3287 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa tuloutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9534 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9535 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9536 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9537 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3288 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9538 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4518 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9539 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9540 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4520 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9541 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">51<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9542 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9543 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9544 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3688 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9545 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9546 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9547 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9548 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9549 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9550 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9551 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9552 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9553 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3993 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verojen netotus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9554 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-74<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9555 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9556 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-72<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9557 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9558 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9559 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9560 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9561 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9527\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9562 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps6748 ss1008\"><div><div class=\"ps234 ss1004\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9563 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">49<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps4703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Laskennallista verosaamista on j\u00e4tetty kirjaamatta kertyneist\u00e4 ja osittain verotuksessa vahvistamattomista tappioista 52 miljoonaa euroa </span><span class=\"f charStyle-42d14346 ps9564\">(35).</span><span class=\"f charStyle-42d14346 ps9565\"> </span><span class=\"f charStyle-42d14346 ps9566\">Kirjaamattomia laskennallisia verosaamisia tappioista oli Suomen </span><span class=\"f charStyle-42d14346 ps9567\">konserniyhti\u00f6ist\u00e4 yhteens\u00e4 20 miljoonaa euro</span><span class=\"f charStyle-42d14346 ps9568\">a sek\u00e4 Norjan ja Ruotsin </span></div><div class=\"ps4704 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konserniyhti\u00f6ist\u00e4 yhteens\u00e4 31 miljoonaa euroa. Suomessa vahvistettuja verotappioita voidaan v\u00e4hent\u00e4\u00e4 elinkeinotoiminnan verotettavasta tuloksesta seuraavien 10 vuoden aikana. Norjassa ja Ruotsissa vahvistettujen verotappioiden k\u00e4ytt\u00f6aikaa ei ole verotuksessa rajoitettu.</span></div><div class=\"ps5568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Viron ja Latvian veroj\u00e4rjestelmien</span><span class=\"f charStyle-42d14346 ps9569\"> mukaan yrityksen tuloa verotetaan vasta, kun varoja nostetaan yrityksest\u00e4. </span><span class=\"f charStyle-42d14346 ps9570\">N\u00e4iden osalta YIT pystyy m\u00e4\u00e4r\u00e4\u00e4m\u00e4\u00e4n v\u00e4liaikaisen eron purkautumisajankohdan,</span><span class=\"f charStyle-42d14346 ps9571\"> eik\u00e4 laskennallista veroa ole kyseisist\u00e4 maista toistaiseksi kirjattu.</span></div></div><div class=\"ps801 ss0\"><div class=\"ss1013 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:266.25pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td><td style=\"padding:0;width:120pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"><div class=\"ps9 ss1010\"><div><div class=\"ps2041 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:27.75pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps2044 ss1011\"><div><div class=\"ps5245 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9573 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9478\">1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps7947 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9215\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9575 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9574\">Liiketoimintojen myynnit<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9577 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9576\">Kirjattu tuloslaskelmaan<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9578 ss1007\"><div><div class=\"ps9484 ss551\"><span class=\"f charStyle-93f9a1a0 ps9483\">Kirjattu laajaan <span class=\"f ps104\"> </span></span></div><div class=\"ps8707 ss551\"><span class=\"f charStyle-93f9a1a0 ps9485\">tuloslaskelmaan/omaan </span></div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9486\">p\u00e4\u00e4omaan</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9579 ss1007\"><div><div class=\"ps5245 ss551\"><span class=\"f charStyle-93f9a1a0 ps9488\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps7577 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verosaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9580 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9581 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9582 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9583 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Vahvistetut tappiot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9584 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9585 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9586 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9587 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">33<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">El\u00e4ke-etuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9588 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9589 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9590 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9591 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7611 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa tuloutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9592 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9593 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9594 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4797 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9595 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9596 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9597 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9598 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9599 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9600 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9601 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9602 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">55<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9603 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9604 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9605 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9606 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9607 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7638 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verojen netotus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9608 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-69<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9609 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9610 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-74<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4956 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9611 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9612 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9613 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9614 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9615 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9616 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">62<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4442 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4507 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Kertyneet poistoerot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9617 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9618 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9619 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9620 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3287 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Ajan kuluessa tuloutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9621 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9622 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9623 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9624 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3288 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Vaihto-omaisuus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9625 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9626 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9627 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9628 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4520 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9629 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9630 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9631 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9632 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9633 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">51<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3688 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9634 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9635 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9636 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9490\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9548 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Muut er\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9637 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9638 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9639 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9492\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9640 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9641 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9642 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9499\">8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3993 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-42d14346 ps7\">Laskennallisten verojen netotus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9643 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-69<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9644 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9494\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9645 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-42d14346 ps9521\">-74<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9557 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9646 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9647 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9648 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9527\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9649 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9527\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9650 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9651 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9499\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6748 ss1012\"><div><div class=\"ps234 ss1009\"><span class=\"f charStyle-93f9a1a0 ps7\">Laskennalliset verot, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9652 ss593\"><div><div class=\"ps234 ss551\"><span class=\"f charStyle-93f9a1a0 ps9490\">60<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-461": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskennallinen vero lasketaan kirjanpitoarvon ja verotuksellisen arvon v\u00e4lisist\u00e4 v\u00e4liaikaisista eroista k\u00e4ytt\u00e4en joko tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olevaa verokantaa tai my\u00f6hemmin voimaantulevaa mutta tiedossa olevaa vahvistettua verokantaa. Laskennallista verovelkaa ei </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjata, kun kyseess\u00e4 on alun perin kirjanpitoon kirjattava omaisuuser\u00e4 tai velka, joka ei ole syntynyt liiketoimintojen yhdist\u00e4misest\u00e4 eik\u00e4 sen </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjaaminen vaikuta kirjanpidon tulokseen eik\u00e4 verotettavaan tuloon liiketoimen toteutumisajankohtana. Laskennallinen verosaaminen </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kirjataan vain siihen m\u00e4\u00e4r\u00e4\u00e4n asti kuin on todenn\u00e4k\u00f6ist\u00e4, ett\u00e4 tulevaisuudessa syntyy verotettavaa tuloa, jota vastaan v\u00e4liaikainen ero </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voidaan hy\u00f6dynt\u00e4\u00e4. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksessa v\u00e4hennyskelpoiset tappiot on otettu huomioon laskennallisena verosaamisena siin\u00e4 m\u00e4\u00e4rin kuin YIT pystyy niit\u00e4 </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">todenn\u00e4k\u00f6isesti hy\u00f6dynt\u00e4m\u00e4\u00e4n l\u00e4hitulevaisuudessa. Tyt\u00e4ryhti\u00f6iden jakamattomista voittovaroista kirjataan laskennallinen verovelka vain </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">silloin kun veronmaksun voidaan katsoa realisoituvan ennakoitavissa olevassa tulevaisuudessa. </span></div><div class=\"ps7548 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Laskennalliset verosaamiset ja -velat v\u00e4hennet\u00e4\u00e4n toisistaan silloin, kun konsernilla on laillisesti toimeenpantavissa oleva oikeus kuitata </span></div><div class=\"ps7549 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kauden verotettavaan tuloon perustuvat verosaamiset ja -velat kesken\u00e4\u00e4n ja kun laskennalliset verot liittyv\u00e4t saman veronsaajan perimiin </span></div><div class=\"ps7550 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuloveroihin joko samalta verovelvolliselta tai eri verovelvollisilta, kun saaminen ja velka on tarkoitus realisoida nettom\u00e4\u00e4r\u00e4isesti.</span></div><div class=\"ps9473 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9476 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">L</span><span class=\"f charStyle-37f3c1a8 ps9475\">askennallisten verosaamisten hy\u00f6dynnett\u00e4vyys </span></div><div class=\"ps7730 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Verotuksellisista tappioista kirjatut laskennalliset verosaamiset sis\u00e4lt\u00e4v\u00e4t ep\u00e4varmuutta niiden hy\u00f6dynnett\u00e4vyydest\u00e4. Laskennalliset </span></div><div class=\"ps7731 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">verosaamiset verotuksellisista tappioista kirjataan siihen m\u00e4\u00e4r\u00e4\u00e4n, jonka johto arvioi pitk\u00e4n aikav\u00e4lin ennusteidensa perusteella olevan </span></div><div class=\"ps7732 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hy\u00f6dynnett\u00e4viss\u00e4 tulevaisuudessa. Johdon arvio ei ota huomioon ennustejakson j\u00e4lkeisi\u00e4 vuosia, vaikka verotappioiden k\u00e4ytett\u00e4vyysaika on </span></div><div class=\"ps7734 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">10 vuotta. Lis\u00e4ksi huomioidaan verotappioiden vanhentumisaika. Johto huomioi my\u00f6s tappioiden uusiutumisen todenn\u00e4k\u00f6isyytt\u00e4 </span></div><div class=\"ps7735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvioitaessa, mist\u00e4 syyst\u00e4 tappiot ovat syntyneet. Laskennallisten verosaamisten hy\u00f6dynnett\u00e4vyytt\u00e4 arvioidaan s\u00e4\u00e4nn\u00f6llisesti</span><span class=\"f charStyle-42d14346 ps9477\">.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-462": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">21</span><span class=\"f charStyle-a50e2afc ps7712\">. MYYNTISAAMISET</span><span class=\"f charStyle-a50e2afc ps9705\"> JA MUUT SAAMISET</span></div><div class=\"ps1934 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:298.5pt\"></td><td style=\"padding:0;width:89.25pt\"></td><td style=\"padding:0;width:89.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1016\"><div><div class=\"ps2041 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9707 ss329\"><div><div class=\"ps2041 ss327\"><span class=\"f charStyle-93f9a1a0 ps9706\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9708 ss329\"><div><div class=\"ps2041 ss327\"><span class=\"f charStyle-93f9a1a0 ps9706\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9710 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9711 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9712 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9713 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">63<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9714 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">22<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9715 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2764 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset, korolliset saamiset ja muut saamiset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9716 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9709\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9717 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9709\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9719 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9718\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9721 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9720\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Muut ennakkomaksut ja siirtosaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9722 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9720\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9723 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9720\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3062 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset saamiset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9724 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9709\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9725 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9709\">97<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9726 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">67<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9727 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">93<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9728 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">38<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9729 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">12<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9730 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">28<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9731 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">31<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8552 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset, korolliset saamiset ja muut saamiset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9733 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9732\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9734 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9732\">136<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9735 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9736 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Siirtosaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9737 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9709\">11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9738 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9720\">6<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9739 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9718\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9740 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-42d14346 ps9718\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2102 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset saamiset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9741 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9732\">206<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9742 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9732\">193<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps79 ss1017\"><div><div class=\"ps234 ss1015\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset ja lyhytaikaiset saamiset yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9743 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9732\">290<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9744 ss328\"><div><div class=\"ps234 ss327\"><span class=\"f charStyle-93f9a1a0 ps9732\">290<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-top:1pt dotted #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9746 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*</span><span class=\"f charStyle-c6f424d9 ps9745\">Vuoden 2025 pitk\u00e4aikaiset muut saamiset sis\u00e4lt\u00e4\u00e4 19 milj. euroa (21) kauppahintasaatavaa YIT:n uusiutuvan energian liiketoiminnan, YIT Energy </span></div><div class=\"ps9747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">Oy:n myyntiin liittyen. YIT myi liiketoiminnan vuonna 2023 Eolus Vind AB:lle.</span></div><div class=\"ps1121 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tiedot odotetuista luottotappioista l\u00f6ytyv\u00e4t liitetiedosta Rahoitusriskien hallinta.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Odotettavissa olevat </span><span class=\"f charStyle-8e57c0e9 ps10601\">luottotappiot</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div><div class=\"ps10668 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:32.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1067\"><div><div class=\"ps10618 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7886 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7887 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7888 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7889 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7890 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7891 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1982 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps5216 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Er\u00e4\u00e4ntym\u00e4tt\u00f6m\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">67<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7068 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">1-60 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10631 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">61-90 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10638 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10639 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10641 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8440 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">91-180 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">yli 181 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10654 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3815 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10655 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">79<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">106<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10659 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps53 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-463": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps622\">22. RAHAVARAT</span></div><div class=\"ps1934 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">K\u00e4teinen raha ja pankkitalletukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Rahavarat koostuvat k\u00e4teisest\u00e4 rahasta ja vakavaraisiin yhteisty\u00f6pankkeihin tehdyist\u00e4 pankkitalletuksista mukaan lukien muun muassa </span></div><span class=\"f charStyle-42d14346 ps622\">omaperusteiseen asuinrakentamiseen</span><span class=\"f charStyle-42d14346 ps9751\"> liittyvist\u00e4 sulkutileist\u00e4, joiden maturiteetti tai vapautuminen on enint\u00e4\u00e4n kolme kuukautta talletuksesta.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-464": {
   "value": "<div class=\"ps9750 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Rahavarat koostuvat k\u00e4teisest\u00e4 rahasta ja vakavaraisiin yhteisty\u00f6pankkeihin tehdyist\u00e4 pankkitalletuksista mukaan lukien muun muassa </span></div><span class=\"f charStyle-42d14346 ps622\">omaperusteiseen asuinrakentamiseen</span><span class=\"f charStyle-42d14346 ps9751\"> liittyvist\u00e4 sulkutileist\u00e4, joiden maturiteetti tai vapautuminen on enint\u00e4\u00e4n kolme kuukautta talletuksesta.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-465": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">23. </span><span class=\"f charStyle-a50e2afc ps8610\">O</span><span class=\"f charStyle-a50e2afc ps9753\">MA P\u00c4\u00c4OMA</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span><span class=\"f charStyle-42d14346 ps9754\">.</span></div><div class=\"ps9000 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto</span></div><div class=\"ps9001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto sis\u00e4lt\u00e4\u00e4 osakkeiden merkint\u00e4hinnan silt\u00e4 osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan </span></div><div class=\"ps9002 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div><div class=\"ps9755 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Muuntoerot</span></div><div class=\"ps7720 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Muuntoerot sis\u00e4lt\u00e4v\u00e4t ulkomaisten yksikk\u00f6jen tilinp\u00e4\u00e4t\u00f6sten muuntamisesta syntyneet valuuttakurssierot. </span></div><div class=\"ps9756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Arvonmuutosrahasto</span></div><div class=\"ps9757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Arvonmuutosrahasto sis\u00e4lt\u00e4\u00e4 muun laajan tuloksen kautta k\u00e4yp\u00e4\u00e4n arvoon arvostettavien oman p\u00e4\u00e4oman ehtoisten sijoitusten ja rahavirran </span></div><div class=\"ps9758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauksessa k\u00e4ytett\u00e4vien johdannaisinstrumenttien k\u00e4ypien arvojen muutokset.</span></div><div class=\"ps9760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omat osakkeet</span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li konsernin emoyhti\u00f6 tai sen tyt\u00e4ryhti\u00f6t hankkivat emoyhti\u00f6n omia osakkeita, v\u00e4hennet\u00e4\u00e4n emoyhti\u00f6n omistajille kuuluvaa omaa </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaa m\u00e4\u00e4r\u00e4ll\u00e4, joka muodostuu maksetusta vastikkeesta lis\u00e4ttyn\u00e4 transaktiomenoilla. Jos ostetut omat osakkeet myyd\u00e4\u00e4n edelleen tai </span></div><div class=\"ps7496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lasketaan uudelleen liikkeelle, saatu vastike merkit\u00e4\u00e4n omaan p\u00e4\u00e4omaan. Yhti\u00f6n omien oman p\u00e4\u00e4oman ehtoisten instrumenttien ostosta, </span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myynnist\u00e4,liikkeeseenlaskusta tai mit\u00e4t\u00f6innist\u00e4 ei kirjata voittoa tai tappiota tuloslaskelmaan.</span></div><div class=\"ps9761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Hybridilainat</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat kirjataan omaan p\u00e4\u00e4omaan omistajille kuuluvan oman p\u00e4\u00e4oman j\u00e4lkeen. Hybridilainojen velkakirjoilla ei ole osakkeenomistajille </span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuuluvia oikeuksia eiv\u00e4tk\u00e4 ne laimenna yhti\u00f6n osakkeenomistajien omistusta. YIT:ll\u00e4 ei ole lainojen p\u00e4\u00e4omaan liittyv\u00e4\u00e4 </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisinmaksuvelvoitetta. YIT voi my\u00f6s viiv\u00e4stytt\u00e4\u00e4 korkojen maksua, jos se ei maksa osinkoa tai muuta hyvityst\u00e4 osakep\u00e4\u00e4omalle. </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat merkit\u00e4\u00e4n alun perin kirjanpitoon k\u00e4yp\u00e4\u00e4n arvoon transaktiokustannuksilla v\u00e4hennettyn\u00e4. My\u00f6hemmin lainat arvostetaan </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon. Hybridilainojen korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna kun ne maksetaan tai </span></div><div class=\"ps9767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainojen kertyneet korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna ja korkovelkana, kun velvoite </span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojen maksuun on syntynyt.</span></div><div class=\"ps9770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Vaihtovelkakirjalaina</span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihtovelkakirjalainat luokitellaan yhdistelm\u00e4instrumenteiksi, joiden sis\u00e4lt\u00e4m\u00e4t komponentit m\u00e4\u00e4ritet\u00e4\u00e4n j\u00e4rjestelyn sis\u00e4ll\u00f6n</span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella vieraaksi ja omaksi p\u00e4\u00e4omaksi. Vieraan p\u00e4\u00e4oman osuus kirjataan alun perin vastaavanlaisen vaihto-oikeudettoman</span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velan k\u00e4yp\u00e4\u00e4n arvoon. Oman p\u00e4\u00e4oman osuus kirjataan alun perin koko instrumentin ja vieraan p\u00e4\u00e4oman osuuden k\u00e4ypien</span></div><div class=\"ps9042 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvojen erotuksena. Transaktiomenot kohdistetaan vieraan ja oman p\u00e4\u00e4oman osuuksille niiden alkuper\u00e4isten kirjanpitoarvojen</span></div><div class=\"ps9771 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suhteessa. Vaihto-oikeuden arvo sis\u00e4ltyy k\u00e4yp\u00e4\u00e4n arvoon. T\u00e4m\u00e4n j\u00e4lkeen vieraan p\u00e4\u00e4oman osuus arvostetaan jaksotettuun</span></div><div class=\"ps9772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon efektiivisen koron menetelm\u00e4ll\u00e4. Oman p\u00e4\u00e4oman osuus luokitellaan uudelleen oman p\u00e4\u00e4oman erien v\u00e4lill\u00e4, kun</span></div><div class=\"ps9773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkakirjoja vaihdetaan osakkeisiin, tai niiden voimassaolo lakkaa.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSAKEP\u00c4\u00c4OMA JA OMAT OSAKKEET</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:117pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:30pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4614 ss1018\"><div><div class=\"ps9775 ss149\"><span class=\"f charStyle-93f9a1a0 ps9774\">Ulkona olevien <span class=\"f ps104\"> </span></span></div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9776\">osakkeiden </span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9778\">lukum\u00e4\u00e4r\u00e4, kpl</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9781 ss1018\"><div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9780\">Omat osakkeet,\u00a0 kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1018\"><div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9782\">Osakep\u00e4\u00e4oma, <span class=\"f ps104\"> </span></span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9783\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss1018\"><div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9784\">Omat osakkeet, <span class=\"f ps104\"> </span></span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9783\">milj. euroa</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7417 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">1.1.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9786 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9785\">209\u00a0547\u00a0734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9788 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9787\">1\u00a0552\u00a0119<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9789 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9790 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8004 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Osakeanti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9791 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7695\">20\u00a0960\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Omien osakkeiden luovutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9793 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9792\">66\u00a0370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9795 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9794\">-66\u00a0370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9796 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5752 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9797 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9785\">230\u00a0574\u00a0104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9798 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9787\">1\u00a0485\u00a0749<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9799 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9800 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9802 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9785\">230\u00a0574\u00a0104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9803 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9787\">1\u00a0485\u00a0749<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9804 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9805 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Omien osakkeiden luovutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9806 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9792\">71\u00a0957<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9807 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9794\">-71\u00a0957<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9808 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2231 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9809 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9785\">230\u00a0646\u00a0061<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9810 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9787\">1\u00a0413\u00a0792<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9811 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9812 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kaikki liikkeeseen lasketut osakkeet on maksettu t\u00e4ysim\u00e4\u00e4r\u00e4isesti, eik\u00e4 osakkeilla ole nimellisarvoa. YIT:n hallussa olevien omien </span></div><div class=\"ps1345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osakkeiden maksettu hankintahinta on yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9814\">7</span><span class=\"f charStyle-b821a44d ps9815\"><span style=\"background-color:inherit\"> m</span></span><span class=\"f charStyle-42d14346 ps9816\">iljoonaa euroa, ja se esitet\u00e4\u00e4n erillisen\u00e4 oman p\u00e4\u00e4oman er\u00e4n\u00e4. Osakkeista maksettu </span></div><div class=\"ps1346 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4r\u00e4 pienent\u00e4\u00e4 emoyhti\u00f6n jakokelpoisia varoja. Osakkeet ovat yhti\u00f6n hallussa omina osakkeina, ja ne on oikeus laskea uudelleen </span></div><div class=\"ps1347 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liikkeeseen tulevaisuudessa.</span></div><div class=\"ps9818 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSINGOT</span></div><div class=\"ps9820 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Maksetut ja ehdotetut osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Maksettu osinko tilikauden aikana<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edelliselt\u00e4 vuodelta/osake, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edelliselt\u00e4 vuodelta yhteens\u00e4, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Hallituksen esitys varsinaisen yhti\u00f6kokouksen hyv\u00e4ksytt\u00e4v\u00e4ksi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Tilikaudelta/osake, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Tilikaudelta yhteens\u00e4, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-466": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">23. </span><span class=\"f charStyle-a50e2afc ps8610\">O</span><span class=\"f charStyle-a50e2afc ps9753\">MA P\u00c4\u00c4OMA</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span><span class=\"f charStyle-42d14346 ps9754\">.</span></div><div class=\"ps9000 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto</span></div><div class=\"ps9001 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Sijoitetun vapaan oman p\u00e4\u00e4oman rahasto sis\u00e4lt\u00e4\u00e4 osakkeiden merkint\u00e4hinnan silt\u00e4 osin, kun sit\u00e4 ei nimenomaisen p\u00e4\u00e4t\u00f6ksen mukaan </span></div><div class=\"ps9002 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkit\u00e4 osakep\u00e4\u00e4omaan.</span></div><div class=\"ps9756 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Arvonmuutosrahasto</span></div><div class=\"ps9757 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Arvonmuutosrahasto sis\u00e4lt\u00e4\u00e4 muun laajan tuloksen kautta k\u00e4yp\u00e4\u00e4n arvoon arvostettavien oman p\u00e4\u00e4oman ehtoisten sijoitusten ja rahavirran </span></div><div class=\"ps9758 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauksessa k\u00e4ytett\u00e4vien johdannaisinstrumenttien k\u00e4ypien arvojen muutokset.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-468": {
   "value": "<div class=\"ps9760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omat osakkeet</span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li konsernin emoyhti\u00f6 tai sen tyt\u00e4ryhti\u00f6t hankkivat emoyhti\u00f6n omia osakkeita, v\u00e4hennet\u00e4\u00e4n emoyhti\u00f6n omistajille kuuluvaa omaa </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaa m\u00e4\u00e4r\u00e4ll\u00e4, joka muodostuu maksetusta vastikkeesta lis\u00e4ttyn\u00e4 transaktiomenoilla. Jos ostetut omat osakkeet myyd\u00e4\u00e4n edelleen tai </span></div><div class=\"ps7496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lasketaan uudelleen liikkeelle, saatu vastike merkit\u00e4\u00e4n omaan p\u00e4\u00e4omaan. Yhti\u00f6n omien oman p\u00e4\u00e4oman ehtoisten instrumenttien ostosta, </span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myynnist\u00e4,liikkeeseenlaskusta tai mit\u00e4t\u00f6innist\u00e4 ei kirjata voittoa tai tappiota tuloslaskelmaan.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSAKEP\u00c4\u00c4OMA JA OMAT OSAKKEET</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:117pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:30pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4614 ss1018\"><div><div class=\"ps9775 ss149\"><span class=\"f charStyle-93f9a1a0 ps9774\">Ulkona olevien <span class=\"f ps104\"> </span></span></div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9776\">osakkeiden </span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9778\">lukum\u00e4\u00e4r\u00e4, kpl</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9781 ss1018\"><div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9780\">Omat osakkeet,\u00a0 kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1018\"><div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9782\">Osakep\u00e4\u00e4oma, <span class=\"f ps104\"> </span></span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9783\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss1018\"><div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9784\">Omat osakkeet, <span class=\"f ps104\"> </span></span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9783\">milj. euroa</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7417 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">1.1.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9786 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9785\">209\u00a0547\u00a0734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9788 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9787\">1\u00a0552\u00a0119<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9789 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9790 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8004 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Osakeanti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9791 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7695\">20\u00a0960\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Omien osakkeiden luovutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9793 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9792\">66\u00a0370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9795 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9794\">-66\u00a0370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9796 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5752 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9797 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9785\">230\u00a0574\u00a0104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9798 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9787\">1\u00a0485\u00a0749<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9799 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9800 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9802 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9785\">230\u00a0574\u00a0104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9803 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9787\">1\u00a0485\u00a0749<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9804 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9805 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Omien osakkeiden luovutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9806 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9792\">71\u00a0957<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9807 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9794\">-71\u00a0957<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9808 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2231 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9809 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9785\">230\u00a0646\u00a0061<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9810 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9787\">1\u00a0413\u00a0792<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9811 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9812 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kaikki liikkeeseen lasketut osakkeet on maksettu t\u00e4ysim\u00e4\u00e4r\u00e4isesti, eik\u00e4 osakkeilla ole nimellisarvoa. YIT:n hallussa olevien omien </span></div><div class=\"ps1345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osakkeiden maksettu hankintahinta on yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9814\">7</span><span class=\"f charStyle-b821a44d ps9815\"><span style=\"background-color:inherit\"> m</span></span><span class=\"f charStyle-42d14346 ps9816\">iljoonaa euroa, ja se esitet\u00e4\u00e4n erillisen\u00e4 oman p\u00e4\u00e4oman er\u00e4n\u00e4. Osakkeista maksettu </span></div><div class=\"ps1346 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4r\u00e4 pienent\u00e4\u00e4 emoyhti\u00f6n jakokelpoisia varoja. Osakkeet ovat yhti\u00f6n hallussa omina osakkeina, ja ne on oikeus laskea uudelleen </span></div><div class=\"ps1347 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liikkeeseen tulevaisuudessa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-467": {
   "value": "<div class=\"ps9760 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Omat osakkeet</span></div><div class=\"ps7494 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Mik\u00e4li konsernin emoyhti\u00f6 tai sen tyt\u00e4ryhti\u00f6t hankkivat emoyhti\u00f6n omia osakkeita, v\u00e4hennet\u00e4\u00e4n emoyhti\u00f6n omistajille kuuluvaa omaa </span></div><div class=\"ps7495 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">p\u00e4\u00e4omaa m\u00e4\u00e4r\u00e4ll\u00e4, joka muodostuu maksetusta vastikkeesta lis\u00e4ttyn\u00e4 transaktiomenoilla. Jos ostetut omat osakkeet myyd\u00e4\u00e4n edelleen tai </span></div><div class=\"ps7496 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lasketaan uudelleen liikkeelle, saatu vastike merkit\u00e4\u00e4n omaan p\u00e4\u00e4omaan. Yhti\u00f6n omien oman p\u00e4\u00e4oman ehtoisten instrumenttien ostosta, </span></div><div class=\"ps7497 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myynnist\u00e4,liikkeeseenlaskusta tai mit\u00e4t\u00f6innist\u00e4 ei kirjata voittoa tai tappiota tuloslaskelmaan.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-470": {
   "value": "<div class=\"ps9761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Hybridilainat</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat kirjataan omaan p\u00e4\u00e4omaan omistajille kuuluvan oman p\u00e4\u00e4oman j\u00e4lkeen. Hybridilainojen velkakirjoilla ei ole osakkeenomistajille </span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuuluvia oikeuksia eiv\u00e4tk\u00e4 ne laimenna yhti\u00f6n osakkeenomistajien omistusta. YIT:ll\u00e4 ei ole lainojen p\u00e4\u00e4omaan liittyv\u00e4\u00e4 </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisinmaksuvelvoitetta. YIT voi my\u00f6s viiv\u00e4stytt\u00e4\u00e4 korkojen maksua, jos se ei maksa osinkoa tai muuta hyvityst\u00e4 osakep\u00e4\u00e4omalle. </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat merkit\u00e4\u00e4n alun perin kirjanpitoon k\u00e4yp\u00e4\u00e4n arvoon transaktiokustannuksilla v\u00e4hennettyn\u00e4. My\u00f6hemmin lainat arvostetaan </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon. Hybridilainojen korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna kun ne maksetaan tai </span></div><div class=\"ps9767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainojen kertyneet korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna ja korkovelkana, kun velvoite </span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojen maksuun on syntynyt.</span></div><div class=\"ps9770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Vaihtovelkakirjalaina</span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihtovelkakirjalainat luokitellaan yhdistelm\u00e4instrumenteiksi, joiden sis\u00e4lt\u00e4m\u00e4t komponentit m\u00e4\u00e4ritet\u00e4\u00e4n j\u00e4rjestelyn sis\u00e4ll\u00f6n</span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella vieraaksi ja omaksi p\u00e4\u00e4omaksi. Vieraan p\u00e4\u00e4oman osuus kirjataan alun perin vastaavanlaisen vaihto-oikeudettoman</span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velan k\u00e4yp\u00e4\u00e4n arvoon. Oman p\u00e4\u00e4oman osuus kirjataan alun perin koko instrumentin ja vieraan p\u00e4\u00e4oman osuuden k\u00e4ypien</span></div><div class=\"ps9042 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvojen erotuksena. Transaktiomenot kohdistetaan vieraan ja oman p\u00e4\u00e4oman osuuksille niiden alkuper\u00e4isten kirjanpitoarvojen</span></div><div class=\"ps9771 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suhteessa. Vaihto-oikeuden arvo sis\u00e4ltyy k\u00e4yp\u00e4\u00e4n arvoon. T\u00e4m\u00e4n j\u00e4lkeen vieraan p\u00e4\u00e4oman osuus arvostetaan jaksotettuun</span></div><div class=\"ps9772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon efektiivisen koron menetelm\u00e4ll\u00e4. Oman p\u00e4\u00e4oman osuus luokitellaan uudelleen oman p\u00e4\u00e4oman erien v\u00e4lill\u00e4, kun</span></div><div class=\"ps9773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkakirjoja vaihdetaan osakkeisiin, tai niiden voimassaolo lakkaa.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSAKEP\u00c4\u00c4OMA JA OMAT OSAKKEET</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:117pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:30pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps4614 ss1018\"><div><div class=\"ps9775 ss149\"><span class=\"f charStyle-93f9a1a0 ps9774\">Ulkona olevien <span class=\"f ps104\"> </span></span></div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9776\">osakkeiden </span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9778\">lukum\u00e4\u00e4r\u00e4, kpl</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9781 ss1018\"><div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9780\">Omat osakkeet,\u00a0 kpl<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1018\"><div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9782\">Osakep\u00e4\u00e4oma, <span class=\"f ps104\"> </span></span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9783\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss1018\"><div><div class=\"ps9777 ss149\"><span class=\"f charStyle-93f9a1a0 ps9784\">Omat osakkeet, <span class=\"f ps104\"> </span></span></div><div class=\"ps9779 ss149\"><span class=\"f charStyle-93f9a1a0 ps9783\">milj. euroa</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7417 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">1.1.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9786 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9785\">209\u00a0547\u00a0734<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9788 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9787\">1\u00a0552\u00a0119<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9789 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9790 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8004 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Osakeanti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9791 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7695\">20\u00a0960\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Omien osakkeiden luovutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9793 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9792\">66\u00a0370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9795 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9794\">-66\u00a0370<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9796 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5752 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9797 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9785\">230\u00a0574\u00a0104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9798 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9787\">1\u00a0485\u00a0749<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9799 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9800 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">1.1.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9802 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9785\">230\u00a0574\u00a0104<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9803 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9787\">1\u00a0485\u00a0749<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9804 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9805 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-42d14346 ps7\">Omien osakkeiden luovutus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9806 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9792\">71\u00a0957<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9807 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9794\">-71\u00a0957<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9808 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2231 ss1019\"><div><div class=\"ps234 ss540\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9809 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9785\">230\u00a0646\u00a0061<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9810 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps9787\">1\u00a0413\u00a0792<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9811 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">150<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9812 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-7<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9813 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Kaikki liikkeeseen lasketut osakkeet on maksettu t\u00e4ysim\u00e4\u00e4r\u00e4isesti, eik\u00e4 osakkeilla ole nimellisarvoa. YIT:n hallussa olevien omien </span></div><div class=\"ps1345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osakkeiden maksettu hankintahinta on yhteens\u00e4 </span><span class=\"f charStyle-42d14346 ps9814\">7</span><span class=\"f charStyle-b821a44d ps9815\"><span style=\"background-color:inherit\"> m</span></span><span class=\"f charStyle-42d14346 ps9816\">iljoonaa euroa, ja se esitet\u00e4\u00e4n erillisen\u00e4 oman p\u00e4\u00e4oman er\u00e4n\u00e4. Osakkeista maksettu </span></div><div class=\"ps1346 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">m\u00e4\u00e4r\u00e4 pienent\u00e4\u00e4 emoyhti\u00f6n jakokelpoisia varoja. Osakkeet ovat yhti\u00f6n hallussa omina osakkeina, ja ne on oikeus laskea uudelleen </span></div><div class=\"ps1347 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liikkeeseen tulevaisuudessa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-469": {
   "value": "<div class=\"ps9761 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Hybridilainat</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat kirjataan omaan p\u00e4\u00e4omaan omistajille kuuluvan oman p\u00e4\u00e4oman j\u00e4lkeen. Hybridilainojen velkakirjoilla ei ole osakkeenomistajille </span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuuluvia oikeuksia eiv\u00e4tk\u00e4 ne laimenna yhti\u00f6n osakkeenomistajien omistusta. YIT:ll\u00e4 ei ole lainojen p\u00e4\u00e4omaan liittyv\u00e4\u00e4 </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisinmaksuvelvoitetta. YIT voi my\u00f6s viiv\u00e4stytt\u00e4\u00e4 korkojen maksua, jos se ei maksa osinkoa tai muuta hyvityst\u00e4 osakep\u00e4\u00e4omalle. </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Hybridilainat merkit\u00e4\u00e4n alun perin kirjanpitoon k\u00e4yp\u00e4\u00e4n arvoon transaktiokustannuksilla v\u00e4hennettyn\u00e4. My\u00f6hemmin lainat arvostetaan </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon. Hybridilainojen korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna kun ne maksetaan tai </span></div><div class=\"ps9767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hybridilainojen kertyneet korot kirjataan suoraan kertyneist\u00e4 voittovaroista verovaikutuksella oikaistuna ja korkovelkana, kun velvoite </span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojen maksuun on syntynyt.</span></div><div class=\"ps9770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Vaihtovelkakirjalaina</span></div><div class=\"ps9039 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vaihtovelkakirjalainat luokitellaan yhdistelm\u00e4instrumenteiksi, joiden sis\u00e4lt\u00e4m\u00e4t komponentit m\u00e4\u00e4ritet\u00e4\u00e4n j\u00e4rjestelyn sis\u00e4ll\u00f6n</span></div><div class=\"ps9040 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteella vieraaksi ja omaksi p\u00e4\u00e4omaksi. Vieraan p\u00e4\u00e4oman osuus kirjataan alun perin vastaavanlaisen vaihto-oikeudettoman</span></div><div class=\"ps9041 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velan k\u00e4yp\u00e4\u00e4n arvoon. Oman p\u00e4\u00e4oman osuus kirjataan alun perin koko instrumentin ja vieraan p\u00e4\u00e4oman osuuden k\u00e4ypien</span></div><div class=\"ps9042 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvojen erotuksena. Transaktiomenot kohdistetaan vieraan ja oman p\u00e4\u00e4oman osuuksille niiden alkuper\u00e4isten kirjanpitoarvojen</span></div><div class=\"ps9771 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suhteessa. Vaihto-oikeuden arvo sis\u00e4ltyy k\u00e4yp\u00e4\u00e4n arvoon. T\u00e4m\u00e4n j\u00e4lkeen vieraan p\u00e4\u00e4oman osuus arvostetaan jaksotettuun</span></div><div class=\"ps9772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankintamenoon efektiivisen koron menetelm\u00e4ll\u00e4. Oman p\u00e4\u00e4oman osuus luokitellaan uudelleen oman p\u00e4\u00e4oman erien v\u00e4lill\u00e4, kun</span></div><div class=\"ps9773 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkakirjoja vaihdetaan osakkeisiin, tai niiden voimassaolo lakkaa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-471": {
   "value": "<div class=\"ps9818 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">OSINGOT</span></div><div class=\"ps9820 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Maksetut ja ehdotetut osingot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Maksettu osinko tilikauden aikana<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edelliselt\u00e4 vuodelta/osake, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edelliselt\u00e4 vuodelta yhteens\u00e4, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Hallituksen esitys varsinaisen yhti\u00f6kokouksen hyv\u00e4ksytt\u00e4v\u00e4ksi<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Tilikaudelta/osake, euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,00<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Tilikaudelta yhteens\u00e4, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-472": {
   "value": "0.0",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "f-473": {
   "value": "0.0",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "f-474": {
   "value": "0.0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  },
  "f-475": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">25. VARAUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varaus kirjataan, kun konsernilla on aikaisemman tapahtuman seurauksena oikeudellinen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai tosiasiallinen velvoite, maksuvelvoitteen toteutuminen on todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suuruus on arvioitavissa luotettavasti. Varaukset arvostetaan velvoitteen kattamiseksi </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavien menojen nykyarvoon. Jos osasta velvoitetta on mahdollista saada korvaus </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joltakin kolmannelta osapuolelta, korvaus kirjataan erilliseksi omaisuuser\u00e4ksi, kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korvauksen saaminen on k\u00e4yt\u00e4nn\u00f6ss\u00e4 varmaa. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tappiollisista sopimuksista</span><span class=\"f charStyle-42d14346 ps9862\"> kirjataan varaus, kun velvoitteiden t\u00e4ytt\u00e4miseksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavat v\u00e4ist\u00e4m\u00e4tt\u00f6m\u00e4t menot ylitt\u00e4v\u00e4t sopimuksesta saatavat hy\u00f6dyt. </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">V\u00e4ist\u00e4m\u00e4tt\u00f6miin menoihin luetaan sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat kustannukset tai </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sit\u00e4 alemmat sopimuksen purkamisesta aiheutuvat kustannukset. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomen asunto- ja liikekohteiden rakentamiseen liittyv\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9863\">10-vuotisvastuuvaraus </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritet\u00e4\u00e4n kokonaisuutena kaikista 10-vuotisvastuita sis\u00e4lt\u00e4vist\u00e4 hankkeista. T\u00e4ll\u00f6in </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4iseen hankkeeseen liittyv\u00e4 vastaisen taloudellisen menetyksen todenn\u00e4k\u00f6isyys voi </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olla pieni, vaikka kokonaisuuden katsotaan aiheuttavan taloudellisten voimavarojen </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">siirtymist\u00e4 pois yhti\u00f6st\u00e4.</span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Takuuvaraus</span><span class=\"f charStyle-42d14346 ps9864\"> k\u00e4sitt\u00e4\u00e4 rakennusprojektin valmistumisen j\u00e4lkeiset takuuvelvoitteen alaiset </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korjauskulut. Takuuvaraukset lasketaan takuukulujen aikaisempina tilikausina toteutuneen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tason perusteella. Mik\u00e4li konserni saa sopimuksen perusteella aliurakoitsijalta tai </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">materiaalin toimittajalta hyvityksen kuluista, joihin on varauduttu, kirjataan tulevasta </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korvauksesta saaminen silloin, kun saamisen katsotaan olevan varma. Takuuvarausten </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6aika on p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti 1\u20132 vuotta.</span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Uudelleenj\u00e4rjestelyvaraus </span><span class=\"f charStyle-42d14346 ps9865\">kirjataan, kun konserni on laatinut yksityiskohtaisen </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">uudelleenj\u00e4rjestelysuunnitelman ja aloittanut suunnitelman toimeenpanon tai tiedottanut </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiasta. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT kirjaa </span><span class=\"f charStyle-93f9a1a0 ps9866\">oikeudenk\u00e4ynneist\u00e4</span><span class=\"f charStyle-42d14346 ps9867\"> sek\u00e4 potentiaalisista oikeudenk\u00e4ynteihin johtavista </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kiistoista varauksen, mik\u00e4li yhti\u00f6n johto arvioi taloudellisten voimavarojen siirtymisen pois </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yhti\u00f6st\u00e4 olevan todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen m\u00e4\u00e4r\u00e4 on arvioitavissa luotettavasti.</span></div><div class=\"ps5616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps2428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">V</span><span class=\"f charStyle-37f3c1a8 ps9868\">arausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Varausten kirjaamiseen liittyy arvioita todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4. Arvio toteutuvien </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kustannusten todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4 perustuu aiempiin samankaltaisiin </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tapahtumiin ja kokemusper\u00e4iseen tietoon.</span></div><div class=\"ps2434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">10-vuotisvastuuvaraus, joka liittyy p\u00e4\u00e4osin Suomen asuntorakentamiseen, m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskontattuna arvona, joka perustuu yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4isiin vuotuisiin </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuneisiin korjauskustannuksiin. Yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4iset vuotuiset </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">korjauskustannukset kerrotaan vastuuajanjaksolle kohdistuvien asuntojen lukum\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">huomioiden j\u00e4ljell\u00e4 oleva vastuuaika</span><span class=\"f charStyle-42d14346 ps9869\">.</span><span class=\"f charStyle-42d14346 ps9870\"> </span></div><div class=\"ps9900 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:26.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1021\"><div><div class=\"ps2728 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9872 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9871\">Takuuvaraukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9874 ss1022\"><div><div class=\"ps2727 ss776\"><span class=\"f charStyle-93f9a1a0 ps9873\">10-vuotis-<span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps4725\">vastuuvaraukset*</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9875\">Tappiolliset sopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9879 ss1022\"><div><div class=\"ps2727 ss776\"><span class=\"f charStyle-93f9a1a0 ps9877\">Oikeudenk\u00e4ynti-<span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9878\">varaukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9177 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9880\">Muut varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9881\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9883 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9881\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2742 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9884 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9885 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9886 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9887 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9888 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9889 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9890 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">141<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7577 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9891 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7579 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7580 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7581 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7582 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7584 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7586 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Varausten lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9892 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">22<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">34<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">K\u00e4ytetyt varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9893 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-40<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7816 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-23<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">K\u00e4ytt\u00e4m\u00e4tt\u00f6mien varausten peruutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9894 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7611 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9895 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">63<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9897 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">66<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">78<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9898 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">58<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7638 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9899 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">63<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7817 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">*</span><span class=\"f charStyle-42d14346 ps9901\">Varauksen pieneneminen johtui p\u00e4\u00e4osin vastuuajanjaksolla olevien asuntojen m\u00e4\u00e4r\u00e4n v\u00e4henemisest\u00e4.</span><span class=\"f charStyle-42d14346 ps9902\"> </span></div><div class=\"ps9907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Diskonttauksen vaikutus varausten kokon</span><span class=\"f charStyle-42d14346 ps9904\">aism\u00e4\u00e4r\u00e4</span><span class=\"f charStyle-42d14346 ps9905\">\u00e4n oli 5 miljoonaa euroa (6)</span><span class=\"f charStyle-42d14346 ps9906\">.</span></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">31</span><span class=\"f charStyle-a50e2afc ps7712\">. EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdolliset varat johtuvat suunnittelemattomista tai muista odottamattomista tapahtumista, joiden perusteella tulee mahdolliseksi, ett\u00e4 yhti\u00f6n </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hyv\u00e4ksi koituu taloudellista hy\u00f6ty\u00e4. Ehdollista varaa ei merkit\u00e4 tilinp\u00e4\u00e4t\u00f6kseen vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps10703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUM</span><span class=\"f charStyle-8e57c0e9 ps10702\">UKSET</span></div><div class=\"ps10712 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut takaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset muiden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset ty\u00f6yhteenliittymien puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset emon ja muiden konserniyhti\u00f6iden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">835<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">727<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Vakuudellisen rahoitusvelan nimellism\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">299<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">359<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edell\u00e4 mainittuihin rahoitusvelkoihin liittyv\u00e4t vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Vaihto-omaisuuden tontit ja kiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">159<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">161<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">136<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">184<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6osakkeet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1989\">1468<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2022\">1\u00a0481<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6lainasaamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10706 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">101<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10707 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">223<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut vastuusitoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Investointisitoumukset**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">107<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Ostositoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10710 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">225<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10711 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">291<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tyt\u00e4ryhti\u00f6osakkeiden kirjanpitoarvot omistavan erillisyhti\u00f6n taseessa ja tyt\u00e4ryhti\u00f6lainasaamiset lainanantajan taseessa.</span></div><div class=\"ps10714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">** Investointisitoumusten kasvu vertailukauteen verrattuna johtui p\u00e4\u00e4osin Tripla Mall Ky:n p\u00e4\u00e4omanpalautuksesta.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut takaukset ovat rakennusyhti\u00f6lle tyypillisi\u00e4, liiketoimintaan liittyvi\u00e4 takauksia sis\u00e4lt\u00e4en esimerkiksi rakennusaikaisia ja takuuaikaisia </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">takauksia</span><span class=\"f charStyle-42d14346 ps10715\">.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut vakuudet ovat YIT:n rahoitusvelkojen vakuudeksi annettuja p\u00e4\u00e4osin osake-, yhti\u00f6osuus- tai kiinteist\u00f6panttauksia. Panttausehdot </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat markkinak\u00e4yt\u00e4nn\u00f6n mukaisia tavanomaisia panttausehtoja.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 on 30.6.2013 rekister\u00f6idyn osittaisjakautumisen seurauksena toissijainen vastuu Caverion Oyj:lle siirtyneist\u00e4 takauksista, joiden </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yhteenlaskettu m\u00e4\u00e4r\u00e4 oli 31.12.2025 enint\u00e4\u00e4n 1 miljoona euroa (1).</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointisitoumukset liittyv\u00e4t osakkuus- ja yhteisyrityksiin sek\u00e4 oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ostositoumukset ovat p\u00e4\u00e4asiassa tonttien hankintaan liittyvi\u00e4 esisopimuksia, joiden toteutuminen tyypillisesti riippuu kaavoituksen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteutumisesta. Tonttien ostositoumusten arvo on arvio</span><span class=\"f charStyle-42d14346 ps10716\">, joka on riippuvainen kaavoituksesta, rakennusoikeuden m\u00e4\u00e4r\u00e4st\u00e4 sek\u00e4</span><span class=\"f charStyle-42d14346 ps4239\"> </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kustannusindeksien muutoksista. Lis\u00e4ksi liitetiedoissa esitetty m\u00e4\u00e4r\u00e4 perustuu tontin arvioituun hankinta-arvoon huolimatta sopimuksen </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ehdollisuudesta tai mahdollisesta pur</span><span class=\"f charStyle-42d14346 ps10717\">kulausekkeesta.</span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 oli raportointikauden lopussa hybridilainaan liittyvi\u00e4 kertyneit\u00e4 korkoja 7 miljoonaa euroa (4), joita ei oltu kirjattu taseeseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-476": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">25. VARAUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varaus kirjataan, kun konsernilla on aikaisemman tapahtuman seurauksena oikeudellinen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai tosiasiallinen velvoite, maksuvelvoitteen toteutuminen on todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suuruus on arvioitavissa luotettavasti. Varaukset arvostetaan velvoitteen kattamiseksi </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavien menojen nykyarvoon. Jos osasta velvoitetta on mahdollista saada korvaus </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joltakin kolmannelta osapuolelta, korvaus kirjataan erilliseksi omaisuuser\u00e4ksi, kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korvauksen saaminen on k\u00e4yt\u00e4nn\u00f6ss\u00e4 varmaa. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tappiollisista sopimuksista</span><span class=\"f charStyle-42d14346 ps9862\"> kirjataan varaus, kun velvoitteiden t\u00e4ytt\u00e4miseksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavat v\u00e4ist\u00e4m\u00e4tt\u00f6m\u00e4t menot ylitt\u00e4v\u00e4t sopimuksesta saatavat hy\u00f6dyt. </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">V\u00e4ist\u00e4m\u00e4tt\u00f6miin menoihin luetaan sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat kustannukset tai </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sit\u00e4 alemmat sopimuksen purkamisesta aiheutuvat kustannukset. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomen asunto- ja liikekohteiden rakentamiseen liittyv\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9863\">10-vuotisvastuuvaraus </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritet\u00e4\u00e4n kokonaisuutena kaikista 10-vuotisvastuita sis\u00e4lt\u00e4vist\u00e4 hankkeista. T\u00e4ll\u00f6in </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4iseen hankkeeseen liittyv\u00e4 vastaisen taloudellisen menetyksen todenn\u00e4k\u00f6isyys voi </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olla pieni, vaikka kokonaisuuden katsotaan aiheuttavan taloudellisten voimavarojen </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">siirtymist\u00e4 pois yhti\u00f6st\u00e4.</span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Takuuvaraus</span><span class=\"f charStyle-42d14346 ps9864\"> k\u00e4sitt\u00e4\u00e4 rakennusprojektin valmistumisen j\u00e4lkeiset takuuvelvoitteen alaiset </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korjauskulut. Takuuvaraukset lasketaan takuukulujen aikaisempina tilikausina toteutuneen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tason perusteella. Mik\u00e4li konserni saa sopimuksen perusteella aliurakoitsijalta tai </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">materiaalin toimittajalta hyvityksen kuluista, joihin on varauduttu, kirjataan tulevasta </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korvauksesta saaminen silloin, kun saamisen katsotaan olevan varma. Takuuvarausten </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6aika on p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti 1\u20132 vuotta.</span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Uudelleenj\u00e4rjestelyvaraus </span><span class=\"f charStyle-42d14346 ps9865\">kirjataan, kun konserni on laatinut yksityiskohtaisen </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">uudelleenj\u00e4rjestelysuunnitelman ja aloittanut suunnitelman toimeenpanon tai tiedottanut </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiasta. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT kirjaa </span><span class=\"f charStyle-93f9a1a0 ps9866\">oikeudenk\u00e4ynneist\u00e4</span><span class=\"f charStyle-42d14346 ps9867\"> sek\u00e4 potentiaalisista oikeudenk\u00e4ynteihin johtavista </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kiistoista varauksen, mik\u00e4li yhti\u00f6n johto arvioi taloudellisten voimavarojen siirtymisen pois </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yhti\u00f6st\u00e4 olevan todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen m\u00e4\u00e4r\u00e4 on arvioitavissa luotettavasti.</span></div><div class=\"ps5616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps2428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">V</span><span class=\"f charStyle-37f3c1a8 ps9868\">arausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Varausten kirjaamiseen liittyy arvioita todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4. Arvio toteutuvien </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kustannusten todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4 perustuu aiempiin samankaltaisiin </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tapahtumiin ja kokemusper\u00e4iseen tietoon.</span></div><div class=\"ps2434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">10-vuotisvastuuvaraus, joka liittyy p\u00e4\u00e4osin Suomen asuntorakentamiseen, m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskontattuna arvona, joka perustuu yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4isiin vuotuisiin </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuneisiin korjauskustannuksiin. Yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4iset vuotuiset </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">korjauskustannukset kerrotaan vastuuajanjaksolle kohdistuvien asuntojen lukum\u00e4\u00e4r\u00e4ll\u00e4 </span></div><div class=\"ps2443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">huomioiden j\u00e4ljell\u00e4 oleva vastuuaika</span><span class=\"f charStyle-42d14346 ps9869\">.</span><span class=\"f charStyle-42d14346 ps9870\"> </span></div><div class=\"ps9900 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:26.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1021\"><div><div class=\"ps2728 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9872 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9871\">Takuuvaraukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9874 ss1022\"><div><div class=\"ps2727 ss776\"><span class=\"f charStyle-93f9a1a0 ps9873\">10-vuotis-<span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps4725\">vastuuvaraukset*</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9875\">Tappiolliset sopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9879 ss1022\"><div><div class=\"ps2727 ss776\"><span class=\"f charStyle-93f9a1a0 ps9877\">Oikeudenk\u00e4ynti-<span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9878\">varaukset</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9177 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9880\">Muut varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9881\">Yhteens\u00e4 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9883 ss1022\"><div><div class=\"ps2728 ss776\"><span class=\"f charStyle-93f9a1a0 ps9881\">Yhteens\u00e4 2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2742 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9884 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9885 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9886 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9887 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9888 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9889 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9890 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">141<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7577 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttakurssiero<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9891 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7579 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7580 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7581 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7582 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7584 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7586 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3910 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Varausten lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9892 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">22<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7587 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7588 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7589 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7590 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7592 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">34<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7593 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">39<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7594 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">K\u00e4ytetyt varaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9893 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7596 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7597 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7599 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7600 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7602 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-40<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7816 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-23<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7603 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">K\u00e4ytt\u00e4m\u00e4tt\u00f6mien varausten peruutukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9894 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7604 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7605 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7606 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7607 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7608 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7610 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7601\">-19<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7611 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9895 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7612 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">63<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7613 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7614 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7615 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7616 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7617 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps37 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9897 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7625 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">49<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7626 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7627 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7628 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7629 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">66<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7630 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">78<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2078 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9898 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7632 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7633 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7634 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7635 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7636 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">56<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7637 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">58<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7638 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9899 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">63<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7817 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">122<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">*</span><span class=\"f charStyle-42d14346 ps9901\">Varauksen pieneneminen johtui p\u00e4\u00e4osin vastuuajanjaksolla olevien asuntojen m\u00e4\u00e4r\u00e4n v\u00e4henemisest\u00e4.</span><span class=\"f charStyle-42d14346 ps9902\"> </span></div><span class=\"f charStyle-42d14346 ps94\">Diskonttauksen vaikutus varausten kokon</span><span class=\"f charStyle-42d14346 ps9904\">aism\u00e4\u00e4r\u00e4</span><span class=\"f charStyle-42d14346 ps9905\">\u00e4n oli 5 miljoonaa euroa (6)</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-477": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varaus kirjataan, kun konsernilla on aikaisemman tapahtuman seurauksena oikeudellinen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai tosiasiallinen velvoite, maksuvelvoitteen toteutuminen on todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suuruus on arvioitavissa luotettavasti. Varaukset arvostetaan velvoitteen kattamiseksi </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavien menojen nykyarvoon. Jos osasta velvoitetta on mahdollista saada korvaus </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joltakin kolmannelta osapuolelta, korvaus kirjataan erilliseksi omaisuuser\u00e4ksi, kun </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korvauksen saaminen on k\u00e4yt\u00e4nn\u00f6ss\u00e4 varmaa. </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Tappiollisista sopimuksista</span><span class=\"f charStyle-42d14346 ps9862\"> kirjataan varaus, kun velvoitteiden t\u00e4ytt\u00e4miseksi </span></div><div class=\"ps7543 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaadittavat v\u00e4ist\u00e4m\u00e4tt\u00f6m\u00e4t menot ylitt\u00e4v\u00e4t sopimuksesta saatavat hy\u00f6dyt. </span></div><div class=\"ps7546 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">V\u00e4ist\u00e4m\u00e4tt\u00f6miin menoihin luetaan sopimuksen t\u00e4ytt\u00e4misest\u00e4 aiheutuvat kustannukset tai </span></div><div class=\"ps7547 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sit\u00e4 alemmat sopimuksen purkamisesta aiheutuvat kustannukset. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Suomen asunto- ja liikekohteiden rakentamiseen liittyv\u00e4 </span><span class=\"f charStyle-93f9a1a0 ps9863\">10-vuotisvastuuvaraus </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritet\u00e4\u00e4n kokonaisuutena kaikista 10-vuotisvastuita sis\u00e4lt\u00e4vist\u00e4 hankkeista. T\u00e4ll\u00f6in </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yksitt\u00e4iseen hankkeeseen liittyv\u00e4 vastaisen taloudellisen menetyksen todenn\u00e4k\u00f6isyys voi </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">olla pieni, vaikka kokonaisuuden katsotaan aiheuttavan taloudellisten voimavarojen </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">siirtymist\u00e4 pois yhti\u00f6st\u00e4.</span></div><div class=\"ps2852 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Takuuvaraus</span><span class=\"f charStyle-42d14346 ps9864\"> k\u00e4sitt\u00e4\u00e4 rakennusprojektin valmistumisen j\u00e4lkeiset takuuvelvoitteen alaiset </span></div><div class=\"ps2856 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korjauskulut. Takuuvaraukset lasketaan takuukulujen aikaisempina tilikausina toteutuneen </span></div><div class=\"ps2860 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tason perusteella. Mik\u00e4li konserni saa sopimuksen perusteella aliurakoitsijalta tai </span></div><div class=\"ps2861 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">materiaalin toimittajalta hyvityksen kuluista, joihin on varauduttu, kirjataan tulevasta </span></div><div class=\"ps2417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">korvauksesta saaminen silloin, kun saamisen katsotaan olevan varma. Takuuvarausten </span></div><div class=\"ps2418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6aika on p\u00e4\u00e4s\u00e4\u00e4nt\u00f6isesti 1\u20132 vuotta.</span></div><div class=\"ps2388 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Uudelleenj\u00e4rjestelyvaraus </span><span class=\"f charStyle-42d14346 ps9865\">kirjataan, kun konserni on laatinut yksityiskohtaisen </span></div><div class=\"ps2389 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">uudelleenj\u00e4rjestelysuunnitelman ja aloittanut suunnitelman toimeenpanon tai tiedottanut </span></div><div class=\"ps2390 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiasta. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT kirjaa </span><span class=\"f charStyle-93f9a1a0 ps9866\">oikeudenk\u00e4ynneist\u00e4</span><span class=\"f charStyle-42d14346 ps9867\"> sek\u00e4 potentiaalisista oikeudenk\u00e4ynteihin johtavista </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kiistoista varauksen, mik\u00e4li yhti\u00f6n johto arvioi taloudellisten voimavarojen siirtymisen pois </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">yhti\u00f6st\u00e4 olevan todenn\u00e4k\u00f6ist\u00e4 ja velvoitteen m\u00e4\u00e4r\u00e4 on arvioitavissa luotettavasti.</span></div><div class=\"ps5616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps2428 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">V</span><span class=\"f charStyle-37f3c1a8 ps9868\">arausten todenn\u00e4k\u00f6isyys ja m\u00e4\u00e4r\u00e4 </span></div><div class=\"ps2429 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Varausten kirjaamiseen liittyy arvioita todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4. Arvio toteutuvien </span></div><div class=\"ps2430 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">kustannusten todenn\u00e4k\u00f6isyydest\u00e4 ja m\u00e4\u00e4r\u00e4st\u00e4 perustuu aiempiin samankaltaisiin </span></div><div class=\"ps2431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">tapahtumiin ja kokemusper\u00e4iseen tietoon.</span></div><div class=\"ps2434 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">10-vuotisvastuuvaraus, joka liittyy p\u00e4\u00e4osin Suomen asuntorakentamiseen, m\u00e4\u00e4ritet\u00e4\u00e4n </span></div><div class=\"ps2437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">diskontattuna arvona, joka perustuu yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4isiin vuotuisiin </span></div><div class=\"ps2438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">toteutuneisiin korjauskustannuksiin. Yksitt\u00e4isen asunnon keskim\u00e4\u00e4r\u00e4iset vuotuiset </span></div><div class=\"ps2442 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">korjauskustannukset kerrotaan vastuuajanjaksolle kohdistuvien asuntojen lukum\u00e4\u00e4r\u00e4ll\u00e4 </span></div><span class=\"f charStyle-42d14346 ps461\">huomioiden j\u00e4ljell\u00e4 oleva vastuuaika</span><span class=\"f charStyle-42d14346 ps9869\">.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-480": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_860\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">26. KOROLLISET RAHOITUSVELAT</span></div><div class=\"ps1261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">PITK\u00c4AIKAISET RAHOITUSVELAT</span></div><div class=\"ps2011 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">226<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lainat rahoituslaitoksilta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">143<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">34<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">403<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LYHYTAIKAISET RAHOITUSVELAT</span></div><div class=\"ps9911 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lainat rahoituslaitoksilta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yritystodistukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Taloyhti\u00f6lainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">178<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lainat rahoituslaitoksilta 31.12.2025, yhteens\u00e4 70 miljoonaa euroa (158), olivat pankeilta otettuja lainoja, joiden ehtoihin sis\u00e4ltyy erilaisia </span></div><div class=\"ps5488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnuslukukovenantteja liittyen velkaantumisasteeseen, k\u00e4ytt\u00f6katteeseen ja likviditeettiin. Lainat rahoituslaitoksilta ovat vakuudellisia. </span></div><div class=\"ps5489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lis\u00e4tietoja annetuista vakuuksista on liitteess\u00e4 Ehdolliset velat ja varat sek\u00e4 vastuusitoumukset. Rahoitusveloissa esitetyt taloyhti\u00f6lainat </span></div><div class=\"ps5490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liittyv\u00e4t omaperusteisten kohteiden myym\u00e4tt\u00f6mien asuntojen lainaosuuksiin ja ne koostuvat laina-ajaltaan pitkist\u00e4 lainoista. </span></div><div class=\"ps5491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Joukkovelkakirjalainojen tiedot on esitetty tarkemmin seuraavassa taulukossa.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Joukkovelkakirjalainojen </span><span class=\"f charStyle-8e57c0e9 ps9912\">tiedot</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:66.75pt\"></td><td style=\"padding:0;width:75.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"><div class=\"ps9 ss561\"><div><div class=\"ps2041 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9916 ss557\"><div><div class=\"ps1505 ss556\"><span class=\"f charStyle-93f9a1a0 ps9914\">Nimellisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss556\"><span class=\"f charStyle-93f9a1a0 ps9915\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9917 ss1024\"><div><div class=\"ps1502 ss473\"><span class=\"f charStyle-93f9a1a0 ps8626\">Er\u00e4p\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9919 ss789\"><div><div class=\"ps1502 ss781\"><span class=\"f charStyle-93f9a1a0 ps9918\">Kuponkikorko %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9921 ss210\"><div><div class=\"ps1502 ss209\"><span class=\"f charStyle-93f9a1a0 ps9920\">Kovenantit*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2213 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000496302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9922 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9923 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-42d14346 ps4731\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9925 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">15.01.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9927 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">3,250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9929 ss1027\"><div><div class=\"ps234 ss209\"><span class=\"f charStyle-42d14346 ps9928\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps20 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000571278<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9930 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9932 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9933 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">18.06.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9935 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9934\">3kk Euribor + 7,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9937 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3234 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000586383<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9938 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9939 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">120<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9940 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">20.03.2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9942 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9941\">3kk Euribor + 4,75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9943 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7287 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000570262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9944 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">vaihtovelkakirja, vakuudeton<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9946 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9945\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9947 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">19.03.2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9948 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">8,000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4092 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9949 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps9931\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9951 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Senioriehtoiset joukkovelkakirjalainat ovat lunastettavissa ennen niiden er\u00e4\u00e4ntymisp\u00e4iv\u00e4\u00e4. Lainojen vakuuksista on lis\u00e4tietoja liitteess\u00e4 </span></div><div class=\"ps9952 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ehdolliset velat ja varat sek\u00e4 vastuusitoumukset. </span></div><div class=\"ps9954 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihtovelkakirjan velkakirjanhaltijoilla on oikeus vaihtaa velkakirjat yhti\u00f6n osakkeiksi velkakirjan ehtojen mukaisesti. Vaihtohinta on 2,25 </span></div><div class=\"ps9955 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">euroa osakkeelta sen ollen alisteinen tietyille mahdollisille oikaisuille. Mik\u00e4li kaikki velkakirjat vaihdetaan yhti\u00f6n osakkeisiin alkuper\u00e4isell\u00e4 </span></div><div class=\"ps9956 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">merkint\u00e4hinnalla, yhti\u00f6n annissa liikkeeseen laskemat osakkeet edustaisivat noin 6,5 prosenttia kaikista yhti\u00f6n osakkeista velkakirjojen </span></div><div class=\"ps9957 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konversion j\u00e4lkeen. Velkakirjat laskettiin liikkeeseen 100 prosentilla nimellisarvosta, ja jollei niit\u00e4 ole aikaisemmin vaihdettu, lunastettu tai </span></div><div class=\"ps9958 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ostettu ja mit\u00e4t\u00f6ity, ne lunastetaan 100 prosentilla nimellisarvosta er\u00e4p\u00e4iv\u00e4n\u00e4. </span></div><div class=\"ps9978 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:66.75pt\"></td><td style=\"padding:0;width:75.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9960 ss557\"><div><div class=\"ps1505 ss556\"><span class=\"f charStyle-93f9a1a0 ps9914\">Nimellisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss556\"><span class=\"f charStyle-93f9a1a0 ps9915\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9961 ss1024\"><div><div class=\"ps1502 ss473\"><span class=\"f charStyle-93f9a1a0 ps8626\">Er\u00e4p\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9962 ss789\"><div><div class=\"ps1502 ss781\"><span class=\"f charStyle-93f9a1a0 ps9918\">Kuponkikorko %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8807 ss210\"><div><div class=\"ps1502 ss209\"><span class=\"f charStyle-93f9a1a0 ps9920\">Kovenantit*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1519 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000496302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9963 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9964 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9965 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">15.01.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9966 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">3,250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9967 ss1027\"><div><div class=\"ps234 ss209\"><span class=\"f charStyle-42d14346 ps9928\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1524 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000571278<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9968 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9969 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9970 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">18.06.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9971 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9934\">3kk Euribor + 7,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9972 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps185 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000570262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9973 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">vaihtovelkakirja, vakuudeton<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9974 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9945\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9975 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">19.03.2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9976 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">8,000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1531 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9977 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps9931\">236<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9980 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Omavaraisuusastekovenantin lis\u00e4ksi senioriehtoisten joukkovelkakirjalainojen ehdoissa on tapahtumaperusteinen korkokatekovenantti.</span></div><div class=\"ps9984 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Yhti\u00f6ll\u00e4 on lis\u00e4ksi oman p\u00e4\u00e4oman ehtoisia</span><span class=\"f charStyle-42d14346 ps9982\"> </span><span class=\"f charStyle-42d14346 ps9983\">hybridilainoja, josta on kerrottu tarkemmin liitetiedossa Rahoitusriskien hallinta.</span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Vuokrasopimusvelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">240<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Vuokrasopimusvelat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">276<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Korollisten rahoitusvelkojen t\u00e4sm\u00e4ytys</span></div><div class=\"ps10021 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps4768\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-91<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-104<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10012 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">764<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10024 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">414<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">328<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">256<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">998<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps3979\">110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-131<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Myytyjen huoneistojen velkaosuudet siirtyv\u00e4t keskener\u00e4isten asuinrakennuskohteiden osalta taseen Muut asiakassopimuksiin perustuvat velat -</span></div><div class=\"ps10026 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">er\u00e4\u00e4n. Kohteen valmistuessa myytyjen huoneistojen taloyhti\u00f6lainaosuus ja vuokrasopimusvelkaosuus siirret\u00e4\u00e4n edelleen liikevaihtoon. N\u00e4m\u00e4 siirrot </span></div><div class=\"ps10027 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">on esitetty rahoituksen rahavirrassa lyhytaikaisten lainojen takaisinmaksuna ja vuokrasopimusvelkojen maksuna. </span></div><div class=\"ps10028 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*</span><span class=\"f charStyle-c6f424d9 ps9745\">*Muut muutokset, joihin ei liity maksua sis\u00e4lt\u00e4\u00e4 my\u00f6s valuuttakurssierot. </span></div><div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">2</span><span class=\"f charStyle-a50e2afc ps10029\">7.</span><span class=\"f charStyle-a50e2afc ps10030\"> </span><span class=\"f charStyle-a50e2afc ps8673\">OSTOVELAT JA MUUT VELAT</span><span class=\"f charStyle-a50e2afc ps10031\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10042 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10033 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8178 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">233<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1777 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut siirtovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10035 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10036 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Projektien kulujaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10037 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10038 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">102<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1847 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10040 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">395<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8181 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">432<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">411<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">459<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10046 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">*Ostovelat sis\u00e4lt\u00e4\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10043\">23</span><span class=\"f charStyle-c6f424d9 ps10044\"> (17) miljoonaa euroa laskuja, jotka</span><span class=\"f charStyle-c6f424d9 ps10045\"> liittyv\u00e4t toimittajarahoitusj\u00e4rjestelyyn, ja joista toimittaja on jo saanut suorituksen </span></div><div class=\"ps10051 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">rahoittajalta. Maksuehdot toimittajarahoitusj\u00e4rjestelyjen piiriin kuuluville avoimille ostoveloille vaihtelivat </span><span class=\"f charStyle-c6f424d9 ps10047\">21</span><span class=\"f charStyle-c6f424d9 ps10048\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10049\">270</span><span class=\"f charStyle-c6f424d9 ps10050\">:een (60:st\u00e4 180:een) p\u00e4iv\u00e4\u00e4n, kun </span></div><div class=\"ps10056 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">muiden vertailukelpoisten ostovelkojen maksuehtojen vaihteluv\u00e4li oli p\u00e4\u00e4osin </span><span class=\"f charStyle-c6f424d9 ps10052\">7</span><span class=\"f charStyle-c6f424d9 ps10053\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10054\">365</span><span class=\"f charStyle-c6f424d9 ps10055\">:een (10:st\u00e4 365:een) p\u00e4iv\u00e4\u00e4n.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muut siirtovelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Henkil\u00f6st\u00f6kulujen jaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_887\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10435 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4. </span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_917\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">30. RAHOITUSRISKIEN HALLINTA</span></div><div class=\"ps500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT altistuu liiketoiminnassaan useille rahoitusriskeille. Merkitt\u00e4vimm\u00e4t rahoitusriskit ovat rahoituksen hankinta-, likviditeetti- ja luottoriski </span></div><div class=\"ps501 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sek\u00e4 markkinariskit, kuten valuutta- ja korkoriski. YIT:n rahoitusriskien hallinnan tavoitteena on pienent\u00e4\u00e4 sit\u00e4 ep\u00e4varmuutta, jota </span></div><div class=\"ps502 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusmarkkinoilla tapahtuvat muutokset mahdollisesti aiheuttavat YIT:n tulokseen, kassavirtoihin ja arvoon.</span></div><div class=\"ps504 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusriskien hallinta perustuu hallituksen hyv\u00e4ksym\u00e4n rahoituspolitiikan periaatteisiin. Rahoituspolitiikka m\u00e4\u00e4ritt\u00e4\u00e4 rahoitusriskien </span></div><div class=\"ps505 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnan ja rahoitustoimien toimintaperiaatteet ja vastuunjaot. Politiikkaa arvioidaan ja tarvittaessa p\u00e4ivitet\u00e4\u00e4n v\u00e4hint\u00e4\u00e4n vuosittain.</span></div><div class=\"ps507 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituspolitiikan k\u00e4yt\u00e4nn\u00f6n toteutuksesta vastaa konsernin rahoitusosasto, joka p\u00e4\u00e4asiallisesti vastaa rahoitusriskien hallinnasta ja johon </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konsernin rahoitustoimet on p\u00e4\u00e4asiassa keskitetty. Konsernin rahoituspolitiikassa m\u00e4\u00e4ritell\u00e4\u00e4n teht\u00e4v\u00e4alueittain vastuunjako </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusosaston ja liiketoimintayksik\u00f6iden v\u00e4lill\u00e4. Liiketoimintayksik\u00f6n vastuulla on toimittaa rahoitusosastolle ajantasaista ja t\u00e4sm\u00e4llist\u00e4 </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoa liiketoimintansa rahoitukseen ja rahoitusriskeihin liittyvist\u00e4 asioista. Konsernin rahoitusyksikk\u00f6 toimii konsernin sis\u00e4isen\u00e4 pankkina </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sek\u00e4 hallinnoi, ohjeistaa ja tukee liiketoimintaa rahoitusasioissa siten, ett\u00e4 konsernin rahoitustarpeet tulevat tyydytetty\u00e4 ja rahoitusriskej\u00e4 </span></div><div class=\"ps516 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoidaan rahoituspolitiikan mukaisesti tehokkaalla tavalla.</span></div><div class=\"ps10436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MAKSUVALMIUSRISKI</span></div><div class=\"ps7411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n pyrkimyksen\u00e4 on turvata rahoituksen saatavuus, optimoida likvidien varojen k\u00e4ytt\u00f6 liiketoimintojen rahoittamisessa sek\u00e4 minimoida </span></div><div class=\"ps10437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korko- ja muut rahoituskustannukset. Konsernirahoitus vastaa konsernin kokonaislikviditeetin hallinnasta sek\u00e4 huolehtii, ett\u00e4 k\u00e4ytett\u00e4viss\u00e4 </span></div><div class=\"ps10438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on riitt\u00e4v\u00e4t rahoituslimiitit ja riitt\u00e4v\u00e4 m\u00e4\u00e4r\u00e4 eri rahoitusl\u00e4hteit\u00e4. Lis\u00e4ksi se varmistaa, ett\u00e4 konsernin velkojen ja luottolimiittien er\u00e4\u00e4ntymisprofiili </span></div><div class=\"ps10439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuu riitt\u00e4v\u00e4n tasaisesti eri vuosille rahoituspolitiikan mukaisesti.</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituksen saatavuus riippuu kulloinkin vallitsevasta rahoitusmarkkinoiden ja rakennussektorin tilanteesta sek\u00e4 yhti\u00f6n kannattavuuden ja/</span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai taloudellisen tilanteen kehityksest\u00e4. YIT:n kannattavuuden ja taloudellisten tunnuslukujen negatiivinen kehitys saattaisi johtaa rahoituksen </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saatavuuden heikkenemiseen ja/tai rahoituskustannusten kasvuun. My\u00f6s pankkien ja rahoittajien halu rajoittaa omaa rakennusalaan </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistuvaa riskipositiotaan voi heikent\u00e4\u00e4 rahoituksen saatavuutta tai pienent\u00e4\u00e4 sitomattomien rahoituslimiittien m\u00e4\u00e4r\u00e4\u00e4 ja vaikeuttaa uusien </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankkeiden aloittamista tai niihin osallistumista.</span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituspolitiikan mukaisesti konsernin likviditeetin tulee kaikkina aikoina vastata konsernin kokonaislikviditeettitarvetta. Rahoitustarpeen </span></div><div class=\"ps9769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioiminen perustuu rahavirtaennusteisiin. Rahoitusosasto hoitaa keskitetysti konsernin kassanhallinnan ja varainhankinnan. </span></div><div class=\"ps10441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusosastolle keskitetyll\u00e4 kassanhallinnalla optimoidaan likvidien varojen k\u00e4ytt\u00f6 konsernin eri yksik\u00f6iden v\u00e4lill\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">YIT:n likviditeetti muodostuu likvideist\u00e4 varoista, yritystodistusohjelmasta, luotollisista tileist\u00e4 ja sitovista rahoituslimiiteist\u00e4. YIT:n likvidien </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">varojen m\u00e4\u00e4r\u00e4 vuoden 2025 lopussa oli 116 miljoonaa euroa (137). YIT:n yritystodistusohjelman koko on 400 miljoonaa euroa (400). </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 yritystodistuksia oli liikkeeseenlaskettuna yhteens\u00e4 13 miljoonaa euroa (14).</span><span class=\"f charStyle-753f1002 ps10444\"> Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 YIT:ll\u00e4 oli </span><span class=\"f charStyle-753f1002 ps10445\">200 miljoonan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">euron (249) sitova valmiusluottolimiitti, josta oli k\u00e4ytt\u00e4m\u00e4tt\u00e4 160 miljoonaa euroa (189),</span><span class=\"f charStyle-753f1002 ps10446\"> sek\u00e4 13 miljoonaa euroa tililimiittisopimuksia (13). </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">Sitova valmiusluottolimiittisopimus on voimassa joulukuuhun 2028 asti.</span><span class=\"f charStyle-753f1002 ps10447\"> </span><span class=\"f charStyle-753f1002 ps10448\">Lis\u00e4ksi asuntokohteisiin liittyvi\u00e4 nostamattomia</span><span class=\"f charStyle-753f1002 ps10449\"> ja sitovia </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">taloyhti\u00f6lainalimiittej\u00e4</span><span class=\"f charStyle-753f1002 ps10450\"> oli vuoden lopussa 53 miljoonaa euroa (27). Yhti\u00f6n rahoitussopimuksiin sis\u00e4ltyy erilaisia tunnuslukukovenantteja liittyen </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">omavaraisuuteen, velkaantumisasteeseen, </span><span class=\"f charStyle-753f1002 ps10451\">k\u00e4ytt\u00f6katteeseen ja likviditeettiin. </span><span class=\"f charStyle-753f1002 ps10452\">Kovenanttien t\u00e4yttymiselle on olennaista, ett\u00e4 YIT:n tunnusluvut </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">pysyv\u00e4t riitt\u00e4v\u00e4ll\u00e4 tasolla.</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Asunto-osakeyhti\u00f6 rahoittaa asuntokohteen rakentamisen rahoitusmallilla, jossa taloyhti\u00f6lainaa nostetaan kohteen valmistusasteen mukaan </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja sill\u00e4 rahoitetaan kohteen rakentamista. Rahoitusveloissa korollisena velkana esitetyt taloyhti\u00f6lainat liittyv\u00e4t omaperusteisten kohteiden </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myym\u00e4tt\u00f6mien huoneistojen lainaosuuksiin, ja niiden m\u00e4\u00e4r\u00e4 tilikauden lopussa oli 130 miljoonaa euroa (178). Myym\u00e4tt\u00f6mien asuntojen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta taloyhti\u00f6lainat maksetaan rahoitusvastikkeena pitk\u00e4n laina-ajan kuluessa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Seuraava taulukko kuvaa rahoitusvelkojen ja niihin liittyvien korkojen ja muiden kustannusten sopimuksiin perustuvaa er\u00e4\u00e4ntymist\u00e4. Luvut </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat diskonttaamattomia. Vaihtuvakorkoisten velkojen ja korkojohdannaisten tulevat korkovirrat perustuvat niiden 31.12.2025 (31.12.2024) </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olleeseen korkoon. Valuuttam\u00e4\u00e4r\u00e4isten velkojen rahavirrat on k\u00e4\u00e4nnetty euroiksi tilinp\u00e4\u00e4t\u00f6skursseihin. Valuuttajohdannaisten </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">valuuttam\u00e4\u00e4r\u00e4iset rahavirrat on k\u00e4\u00e4nnetty euroiksi termiinikurssien mukaisesti.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Rahoitusvelkojen ja johdannaisten sopimuksiin perustuvat rahavirrat</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps8291 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2030<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2031-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1709 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10465 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">236*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10466 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">132<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10467 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10468 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10469 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10470 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10471 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">338<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10472 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10473 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10474 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10475 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10476 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10477 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10478 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">556<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10479 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">234<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10480 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10481 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10482 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10483 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10484 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10485 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1732 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10486 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10487 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10488 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10489 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10490 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10491 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10492 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10493 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1763 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10494 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">504<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10495 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10496 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10497 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10498 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10499 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10500 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0146<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10539 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps10502 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2030-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8004 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10503 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">243*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10504 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">293<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10505 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">105<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10506 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10508 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10507\">36**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10509 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">677<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10510 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10511 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10512 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10513 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10514 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10515 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">486<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10516 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">619<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5752 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10517 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10518 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10519 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10520 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10521 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10522 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10523 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">257<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10524 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10525 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10526 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10527 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10528 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10529 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2231 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10530 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10531 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3955 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10532 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">508<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10533 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">339<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10534 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10535 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10536 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10537 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">487<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10538 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0552<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 taloyhti\u00f6iden myym\u00e4tt\u00f6miin huoneistoihin kohdistuvat yhti\u00f6lainat 130 miljoonaa euroa (178). </span></div><div class=\"ps10541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">**Vertailutietoa on oikaistu</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KORKORISKI</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n korkoriskin hallinnan tavoitteena on minimoida korkojen vaihtelun aiheuttamat muutokset YIT:n tulokseen, kassavirtoihin ja arvoon. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin rahoitusosasto hallinnoi ja valvoo korkoriskipositiota. YIT:n korkoriski muodostuu p\u00e4\u00e4asiassa liiketoiminnan rahoittamiseen </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liittyvist\u00e4 kiinte\u00e4- ja vaihtuvakorkoisista velkasopimuksista, korollisista rahoitusvaroista sek\u00e4 korkojohdannaisista. Korkotason muutokset </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaikuttavat tuloslaskelma- ja tase-eriin sek\u00e4 kassavirtaan.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n korkoriski\u00e4 hallinnoidaan pyrkim\u00e4ll\u00e4 asettamaan konsernin velkojen keskim\u00e4\u00e4r\u00e4inen korkosidonnaisuusaika l\u00e4helle liiketoiminnan </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoherkkyytt\u00e4. YIT:n liiketoiminnan korkoherkkyyden on arvioitu olevan noin 2 vuotta. Konsernin rahoitusosasto seuraa velkojen </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskim\u00e4\u00e4r\u00e4ist\u00e4 korkosidonnaisuusaikaa ja kiinte\u00e4korkoisten ja vaihtuvakorkoisten velkojen suhdetta. Lis\u00e4ksi tehd\u00e4\u00e4n konsernin korkoriskin </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">herkkyysanalyysej\u00e4.</span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT voi ottaa pitk\u00e4aikaista velkaa sek\u00e4 vaihtuva- ett\u00e4 kiinte\u00e4korkoisena. Vaihtuva- ja kiinte\u00e4korkoisten velkojen suhdetta voidaan muuttaa </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojohdannaisilla. YIT on k\u00e4ytt\u00e4nyt koronvaihtosopimuksia korkoriskins\u00e4 hallinnassa. Osaan johdannaisista on sovellettu rahavirran </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa, joka on ollut tehokasta. Korollisista rahoitusveloista, vuokrasopimusveloista ja korkojohdannaisista muodostuvasta </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkosalkusta kiinte\u00e4\u00e4n korkoon on tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 sidottu </span><span class=\"f charStyle-42d14346 ps10542\">87</span><span class=\"f charStyle-42d14346 ps10543\"> prosenttia (</span><span class=\"f charStyle-42d14346 ps10544\">83</span><span class=\"f charStyle-42d14346 ps10545\">). </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Alla esitetty korkoriskin herkkyysanalyysi havainnollistaa markkinakorkojen yhden prosenttiyksik\u00f6n muutoksen vaikutusta </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettorahoituskuluihin ennen veroja ja muun laajan tuloksen eriin verovaikutuksella oikaistuna</span><span class=\"f charStyle-42d14346 ps10546\">. Herkkyysanalyysiin sis\u00e4ltyy taseen vuoden </span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopun korolliseen nettovelkaan sis\u00e4ltyv\u00e4t vaihtuvakorkoiset er\u00e4t, sek\u00e4 korkojohdannaiset. </span></div><div class=\"ps10564 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:186pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps5779 ss1061\"><div><div class=\"ps7245 ss24\"><span class=\"f charStyle-93f9a1a0 ps10547\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10548 ss1061\"><div><div class=\"ps7245 ss24\"><span class=\"f charStyle-93f9a1a0 ps10547\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3183 ss1062\"><div><div class=\"ps7245 ss437\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10551 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps10550\">nousu koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10552 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps4373\">lasku koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10553 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps10550\">nousu koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10554 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps4373\">lasku koroissa</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1982 ss1064\"><div><div class=\"ps234 ss437\"><span class=\"f charStyle-42d14346 ps7\">Nettorahoituskulut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10555 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10557 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10558 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10559 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5216 ss1065\"><div><div class=\"ps6364 ss437\"><span class=\"f charStyle-42d14346 ps7\">Muun laajan tuloksen er\u00e4t <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10560 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps9102\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10561 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10562 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps9102\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10563 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Herkkyysanalyysin perustana ovat vallitsevat markkinakorot raportointikauden lopussa, kuten esimerkiksi kolmen kuukauden Euribor, joka </span></div><div class=\"ps10567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oli 2,026% kauden lopussa (2,714%). Markkinakorot laskivat vuoden aikana ja mainittu kolmen kuukauden Euribor oli raportointikaudella </span></div><div class=\"ps10568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskim\u00e4\u00e4rin 2,178%. Muuttuvassa korkoymp\u00e4rist\u00f6ss\u00e4 vaikutus nettorahoituskuluihin tulee viiveell\u00e4, n\u00e4in ollen herkkyysanalyysin tulosta ei </span></div><div class=\"ps10569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voi suoraan verrata raportointikauden toteutuneisiin nettorahoituskuluihin.</span></div><div class=\"ps10571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotason muutoksilla on vaikutusta parametreihin, joilla YIT:n tase-erien k\u00e4yp\u00e4\u00e4n arvoon arvostamista tehd\u00e4\u00e4n sek\u00e4 saattaa olla </span></div><div class=\"ps10573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaikutusta YIT:n tuotteiden ja palveluiden kysynt\u00e4\u00e4n.</span><span class=\"f charStyle-42d14346 ps10572\"> </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LUOTTO- JA VASTAPUOLIRISKI</span></div><div class=\"ps10574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n luottoriski liittyy vastapuoliin, joilta on avoimia saatavia tai joiden kanssa on solmittu pitk\u00e4aikaisia sopimuksia. YIT altistuu luottoriskille </span></div><div class=\"ps10575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa konsernin myyntisaatavien, korollisten saamisten, rahavarojen ja johdannaisiin liittyvien saamisten kautta. Luottoriskin </span></div><div class=\"ps10576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">enimm\u00e4ism\u00e4\u00e4r\u00e4 on edell\u00e4 mainittujen erien yhteenlaskettu kirjanpitoarvo.</span></div><div class=\"ps10578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 toteutuneiden luottotappioiden m\u00e4\u00e4r\u00e4 on ollut historiallisesti pieni. Merkitt\u00e4vimm\u00e4t er\u00e4\u00e4ntyneet saatavat liittyv\u00e4t tapauksiin, joissa </span></div><div class=\"ps10579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 ja asiakkaalla on ilmennyt erimielisyyksi\u00e4 YIT:n asiakkaalle esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat </span></div><div class=\"ps10580 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">esimerkiksi johtua lis\u00e4- ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa </span></div><div class=\"ps10581 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi juridisen asemansa ja soveltaa IFRS 15 sopimusmuutokset -ohjeistusta. Asiakassopimuksen tuloutukseen tehty\u00e4 muutosta ei </span></div><div class=\"ps10582 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">n\u00e4in ollen k\u00e4sitell\u00e4 luottotappiona eik\u00e4 se vaikuta odotettuun luottotappioasteeseen.</span></div><div class=\"ps10584 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan eriin, kuten myyntisaamisiin sek\u00e4 liiketoiminnan yhteydess\u00e4 hankittuihin korollisiin saamisiin liittyv\u00e4st\u00e4 luottoriskist\u00e4 vastaavat </span></div><div class=\"ps10585 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liiketoimintayksik\u00f6t. Asiakaskunta ja sopimusten luonne konsernin eri toimialoilla on erilainen, ja asiakaskohtaista luottoriski\u00e4 hallinnoivat </span></div><div class=\"ps10586 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimialojen talousosastot yhdess\u00e4 liiketoimintayksik\u00f6idens\u00e4 kanssa. Liiketoiminnan luottoriskin hallinnan v\u00e4linein\u00e4 ovat esimerkiksi </span></div><div class=\"ps10587 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">projektikohteiden omistusoikeuden s\u00e4ilyminen konsernilla, kunnes maksusuoritus on saatu, ennakkomaksujen vastaanotto ja projektien </span></div><div class=\"ps10588 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">etupainotteiset maksuohjelmat, maksuntakaukset, kohdekohtaiset kiinnitykset ja luottoriskin vakuuttaminen sek\u00e4 asiakkaiden ja </span></div><div class=\"ps10589 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastapuolien taustatietojen perusteellinen selvitys. Uusien asiakkaiden ja vastapuolien taustat selvitet\u00e4\u00e4n perusteellisesti muun muassa </span></div><div class=\"ps10590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hankkimalla luottotiedot. Lis\u00e4ksi saamisten myynti\u00e4 rahoituslaitoksille k\u00e4ytet\u00e4\u00e4n liiketoiminnan luottoriskin hallinnassa. Muun muassa niiden </span></div><div class=\"ps10591 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimitila- ja muiden sijoittajakauppojen, joissa maksu tapahtuu vasta kohteen luovutuksen yhteydess\u00e4, myyntisaamiset ja niihin liittyv\u00e4 </span></div><div class=\"ps10592 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastapuolen maksukyvytt\u00f6myysriski tyypillisesti siirret\u00e4\u00e4n rahoittajille saamisten myyntisopimuksen ehdoissa. Siirrot t\u00e4ytt\u00e4v\u00e4t IFRS 9:n </span></div><div class=\"ps10593 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaiset taseesta poiskirjaamisen ehdot. Konsernilla ei ole merkitt\u00e4vi\u00e4 luottoriskikeskittymi\u00e4, koska asiakaskunta on laaja ja </span></div><div class=\"ps10594 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maantieteellisesti konsernin toimintamaihin jakautunut. Liiketoimintayksik\u00f6t eiv\u00e4t odota taseen k\u00e4yp\u00e4\u00e4n arvoon arvostettavien </span></div><div class=\"ps10595 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lainasaamisten, liiketoiminnan yhteydess\u00e4 hankittujen korollisten saamisten, myynti- tai muiden saamisten vastapuolista aiheutuvan </span></div><div class=\"ps10596 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">normaalista poikkeavaa luottoriski\u00e4.</span></div><div class=\"ps10598 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin rahoitusosasto vastaa YIT:n rahavarojen, johdannaissopimusten ja muiden rahoitustransaktioiden vastapuoli- ja luottoriskin </span></div><div class=\"ps10599 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hallinnasta. Rahoituspolitiikka m\u00e4\u00e4ritt\u00e4\u00e4 hyv\u00e4ksytyt vastapuolet ja niiden kriteerit. Rahavaroista, johdannaisista tai muista </span></div><div class=\"ps10600 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">rahoitustransaktioista ei ole tilikaudella syntynyt luottotappioita. Raportointikauden lopussa n\u00e4iden erien vastapuoliriski\u00e4 pidettiin pienen\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Odotettavissa olevat </span><span class=\"f charStyle-8e57c0e9 ps10601\">luottotappiot</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div><div class=\"ps10668 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:32.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1067\"><div><div class=\"ps10618 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7886 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7887 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7888 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7889 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7890 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7891 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1982 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps5216 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Er\u00e4\u00e4ntym\u00e4tt\u00f6m\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">67<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7068 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">1-60 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10631 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">61-90 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10638 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10639 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10641 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8440 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">91-180 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">yli 181 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10654 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3815 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10655 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">79<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">106<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10659 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps53 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">VALUUTTAKURSSIRISKI</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuuttakurssiriskien hallinnan tavoitteena on v\u00e4hent\u00e4\u00e4 ep\u00e4varmuutta, jota valuuttakurssimuutokset aiheuttavat kassavirtojen, </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallisten saamisten ja velkojen sek\u00e4 muiden tase-erien tuleviin arvoihin. Valuuttakurssiriski koostuu p\u00e4\u00e4asiassa translaatioriskist\u00e4 ja </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktioriskist\u00e4.</span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Translaatioriski k\u00e4sitt\u00e4\u00e4 ulkomaisten konserniyhti\u00f6iden tuloslaskelmien ja taseiden muunnosta konsernin kotivaluuttaan aiheutuvat </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuuttakurssiriskit. Kirjanpitoon kirjattavaa valuuttakurssieroa translaatioriskist\u00e4 aiheuttavat ulkomaisiin tyt\u00e4ryhti\u00f6ihin tehdyt oman p\u00e4\u00e4oman </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoitukset ja kertyneet voittovarat, joiden vaikutukset n\u00e4kyv\u00e4t oman p\u00e4\u00e4oman muuntoeroissa. Translaatioriski\u00e4 pyrit\u00e4\u00e4n hallinnoimaan </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">optimoimalla konserniyhti\u00f6iden p\u00e4\u00e4omarakennetta. Ulkomaisiin tyt\u00e4ryhti\u00f6ihin tehtyj\u00e4 nettosijoituksia ei ole suojattu valuuttakurssien </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muutoksilta. Valuuttakurssien muutokset suurensivat (pienensiv\u00e4t) nettosijoitusten arvoa ja muuntoerojen muutos kasvatti (pienensi) YIT:n </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaa p\u00e4\u00e4omaa 4 miljoonaa euroa (0) verrattuna edellisen vuoden loppuun. Puolan zlotyn </span><span class=\"f charStyle-42d14346 ps10671\">muuntoerojen muutos oli 1 miljoonaa euroa (-1) ja </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tsekin korunan 3 miljoonaa euroa (1) konsernin muuntoerojen kokonaismuutoksen ollessa 4 miljoonaa euroa (0)</span><span class=\"f charStyle-42d14346 ps10672\">. Euron kurssin kymmenen </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">prosentin heikentyminen tai vahvistuminen suhteessa suurimman translaatioriskiposition muodostavaan Puolan zlotyyn olisi </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 vaikuttanut konsernin muuntoeroihin 11 miljoonaa euroa (10).</span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Transaktioriski muodostuu liike- ja rahoitustoiminnan valuuttam\u00e4\u00e4r\u00e4isist\u00e4 transaktioista, kun ne tehd\u00e4\u00e4n muussa kuin yhti\u00f6n toiminnallisessa </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuutassa. Liiketoimintayksik\u00f6iden kaupallisista sopimuksista aiheutuu YIT:lle valuuttakurssiriski\u00e4, joskin sopimukset tehd\u00e4\u00e4n p\u00e4\u00e4asiassa </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksik\u00f6iden omassa toimintavaluutassa. Liiketoiminnan valuuttakurssiriskej\u00e4 pyrit\u00e4\u00e4n suojaamaan ensisijaisesti operatiivisin keinoin ja j\u00e4ljelle </span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4v\u00e4 osa transaktioriskist\u00e4 suojataan k\u00e4ytt\u00e4m\u00e4ll\u00e4 muun muassa valuuttajohdannaisia. Liiketoimintayksik\u00f6t vastaavat valuuttakurssiriskins\u00e4 </span></div><div class=\"ps2922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnistamisesta, raportoinnista, ennustamisesta sek\u00e4 transaktioriskiposition suojaamisesta sis\u00e4isill\u00e4 transaktioilla konsernin rahoitusosaston </span></div><div class=\"ps2923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kanssa. Rahoitusosasto on vastuussa konsernin nettopositioiden suojaamisesta ulkoisina transaktioina rahoituspolitiikan mukaisesti. </span></div><div class=\"ps2924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuonna 2025 kaupallisiin sopimuksiin ei liittynyt merkitt\u00e4vi\u00e4 avoimia valuuttakurssiriskej\u00e4.</span></div><div class=\"ps2928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Emoyhti\u00f6n keskitetyss\u00e4 rahoitustoiminnossa nostetut luotot ovat p\u00e4\u00e4osin eurom\u00e4\u00e4r\u00e4isi\u00e4, mutta konsernin sis\u00e4iset lainat annetaan </span></div><div class=\"ps2929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">l\u00e4ht\u00f6kohtaisesti kunkin tyt\u00e4ryhti\u00f6n toimintavaluutassa. Emoyhti\u00f6 suojautuu n\u00e4in syntyv\u00e4lt\u00e4 valuuttakurssiriskilt\u00e4 muun muassa </span></div><div class=\"ps2930 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuuttajohdannaisilla. Herkkyysanalyysin mukaan euron heikentymisell\u00e4 tai vahvistumisella ei olisi ollut olennaista vaikutusta YIT:n </span></div><div class=\"ps2931 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulokseen. Herkkyysanalyysiss\u00e4 on otettu huomioon sis\u00e4iset ja ulkoiset lainat ja saamiset sek\u00e4 n\u00e4ihin liittyv\u00e4t kurssiriskin suojaamiseksi </span></div><div class=\"ps2932 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tehdyt valuuttajohdannaiset, jotka netottavat valuuttakurssimuutosten vaikutuksia.</span></div><div class=\"ps2934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT ei ole raportointikaudella soveltanut suojauslaskentaa valuuttariskien suojaukseen, joten johdannaisten arvonmuutokset kirjataan </span></div><div class=\"ps2935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteiden mukaisesti konsernin tuloslaskelmaan.</span></div><div class=\"ps10673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">HY\u00d6DYKEHINTARISKI</span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintayksik\u00f6t ovat vastuussa hy\u00f6dykkeiden hintariskin tunnistamisesta. Hy\u00f6dykkeiden hintariskilt\u00e4 voidaan suojautua muun muassa </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntisopimusten hintaklausuulein, kiintein ostohinnoin ja johdannaisin.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">P\u00c4\u00c4OMAN JA P\u00c4\u00c4OMARAKENTEEN HALLINT</span><span class=\"f charStyle-8e57c0e9 ps10675\">A</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">P\u00e4\u00e4omalla tarkoitetaan YIT-konsernin taseen osoittamaa omaa p\u00e4\u00e4omaa ja korollista vierasta p\u00e4\u00e4omaa. YIT:n p\u00e4\u00e4oman hallinnalla pyrit\u00e4\u00e4n </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">varmistamaan kustannustehokkaasti konsernin liiketoiminta-alueiden toimintaedellytykset kilpailukykyisell\u00e4 tasolla kaikissa </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">suhdannetilanteissa, riitt\u00e4v\u00e4 riskinkantokyky muun muassa rakennusurakoinnissa sek\u00e4 hyv\u00e4 velanhoito- ja osingonmaksukyky ja omistaja-</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvon kasvattaminen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointivaltaisimmissa liiketoiminnoissa, kuten asuntojen perustajaurakoinnissa ja kiinteist\u00f6kehityshankkeissa, keskeist\u00e4 on sopeuttaa </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4omapanostukset markkinatilanteen mukaisiksi v\u00e4hent\u00e4m\u00e4ll\u00e4 tai lis\u00e4\u00e4m\u00e4ll\u00e4 tontti-investointeja ja hankealoituksia. Lis\u00e4ksi pyrit\u00e4\u00e4n </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tehokkaaseen nettok\u00e4ytt\u00f6p\u00e4\u00e4oman kiertoon kaikilla liiketoiminta-alueilla. P\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4 ja rakennetta hallitaan my\u00f6s s\u00e4\u00e4telem\u00e4ll\u00e4 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osingonjaon m\u00e4\u00e4r\u00e4\u00e4, omien osakkeiden hankinnoilla, laskemalla liikkeeseen uusia osakkeita tai myym\u00e4ll\u00e4 omaisuuseri\u00e4 velkojen </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4hent\u00e4miseksi. Mik\u00e4li yhti\u00f6 ei onnistu sitoutuneen p\u00e4\u00e4oman hallinnassa, saattaa se johtaa rahoituskustannuksien kasvuun sek\u00e4 </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muodostaa riskin rahoitussopimusten tunnuslukukovenanttien t\u00e4ytt\u00e4m\u00e4tt\u00e4 j\u00e4tt\u00e4miseen.</span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n korollisen vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n vaikuttavat muun muassa liiketoiminnan laajuus ja rahavirta, yritysostot, investoinnit </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuotantokalustoon, -rakennuksiin ja rakennusmaahan tai n\u00e4iden myynnit sek\u00e4 mahdolliset oman p\u00e4\u00e4oman ehtoiset j\u00e4rjestelyt. YIT:n omaan </span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4omaan vaikuttavat lis\u00e4ksi arvonmuutokset k\u00e4yp\u00e4\u00e4n arvoon arvostetuista sijoituksista, joiden arvo saattaa muuttua eri tekij\u00f6iden </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">seurauksena.</span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT seuraa jatkuvasti erityisesti velan m\u00e4\u00e4r\u00e4\u00e4, korollisen nettovelan suhdetta k\u00e4ytt\u00f6katteeseen, velkaantumisastetta sek\u00e4 </span></div><div class=\"ps2922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omavaraisuusastetta. Yhti\u00f6 seuraa p\u00e4\u00e4oman kehityst\u00e4 my\u00f6s sijoitetun p\u00e4\u00e4oman tuottoasteella. </span><span class=\"f charStyle-42d14346 ps10676\">YIT on m\u00e4\u00e4ritt\u00e4nyt konsernin taloudelliset </span></div><div class=\"ps2923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitteet, jotka on m\u00e4\u00e4r\u00e4 saavuttaa vuoden 2029 loppuun menness\u00e4: oikaistu liikevoittoprosentti v\u00e4hint\u00e4\u00e4n 7 prosenttia, sitoutuneen </span></div><div class=\"ps2924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4oman tuotto v\u00e4hint\u00e4\u00e4n 15 prosenttia, ja liikevaihdon kasvu v\u00e4hint\u00e4\u00e4n 5 prosenttia (yhdistetty vuotuinen kasvuvauhti (CAGR) </span></div><div class=\"ps2925 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">pohjavuotena 2024). YIT on lis\u00e4ksi m\u00e4\u00e4ritt\u00e4nyt taloudellisen viitekehyksen strategiakaudelle 2025\u20132029, jonka mukaan osinkoa maksetaan </span></div><div class=\"ps2928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4hint\u00e4\u00e4n 50 prosenttia nettotuloksesta edellytt\u00e4en tiettyjen ehtojen t\u00e4yttymist\u00e4 nykyisiss\u00e4 rahoitussopimuksissa, ja nettovelan tulisi olla </span></div><div class=\"ps2929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">30\u201370 prosenttia suhteessa oman p\u00e4\u00e4omaan kaikissa markkinaolosuhteissa.</span></div><div class=\"ps2931 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT saattaa ajoittain pyrki\u00e4 ostamaan j\u00e4ljell\u00e4 olevaa velkaansa takaisin k\u00e4teisostoilla ja/tai oman p\u00e4\u00e4oman ehtoisia arvopapereita </span></div><div class=\"ps2932 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vaihtamalla, avoimilla markkinoilla tehdyill\u00e4 ostoilla, yksityisesti neuvotelluilla transaktioilla tai muulla tavalla. Summat saattavat olla </span></div><div class=\"ps2933 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">merkitt\u00e4vi\u00e4. YIT saattaa p\u00e4\u00e4tt\u00e4\u00e4 s\u00e4ilytt\u00e4\u00e4, kuolettaa tai myyd\u00e4 takaisinostetun velan. Mahdollinen my\u00f6hempi takaisinostetun velan </span></div><div class=\"ps2934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyminen voidaan tehd\u00e4 k\u00e4teist\u00e4 tai muuta korvausta tai oman p\u00e4\u00e4oman ehtoisia arvopapereita vastaan, ja kyseinen myynti voidaan </span></div><div class=\"ps2935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteuttaa avoimilla markkinoilla teht\u00e4vin\u00e4 tarjouksina, yksityisesti neuvoteltuina transaktioina tai muulla tavalla. Mahdolliset j\u00e4ljell\u00e4 olevan </span></div><div class=\"ps2936 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">velan takaisinostot tai vaihdot tai mahdolliset my\u00f6hemm\u00e4t takaisinostetun velan myynnit tai vaihdot riippuvat vallitsevista </span></div><div class=\"ps2937 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">markkinaolosuhteista, likviditeettitarpeesta, sopimusrajoitteista ja muista tekij\u00f6ist\u00e4.</span></div><div class=\"ps3706 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on julkistanut vihre\u00e4n rahoituksen viitekehykset vuosina 2021 ja 2024 tukemaan investointeja, jotka edist\u00e4v\u00e4t yhti\u00f6n kest\u00e4vyyden </span></div><div class=\"ps2904 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitteita. Vihre\u00e4n rahoituksen viitekehyksien puitteissa YIT voi laskea liikkeeseen vihreit\u00e4 joukkovelkakirjalainoja ja muita vihreit\u00e4 </span></div><div class=\"ps2907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">rahoitusinstrumentteja viitekehyksen vaatimukset t\u00e4ytt\u00e4vien hankkeiden rahoittamiseksi. Varojen kohdistamisesta raportoidaan vuosittain. </span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on j\u00e4rjestellyt velkasalkkuaan ja rahoitusl\u00e4hteit\u00e4\u00e4n raportointikauden aikana seuraavasti:</span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Maaliskuussa 2025 YIT laski liikkeeseen uuden 120 miljoonan euron vihre\u00e4n vaihtuvakorkoisen senioriehtoisen vakuudellisen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joukkovelkakirjalainan. Velkakirjojen laina- aika on 3 vuotta ja ne er\u00e4\u00e4ntyv\u00e4t 20.3.2028. Lis\u00e4ksi YIT tiedotti ostavansa takaisin 91 miljoonan </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">euron edest\u00e4 vakuudellista vihre\u00e4\u00e4 senioriehtoista joukkovelkakirjalainaansa, joka er\u00e4\u00e4ntyy 15.1.2026, ja ett\u00e4 se on k\u00e4ytt\u00e4nyt ehdollisen </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jatko- option valmiusluottolimiittisopimuksen ja m\u00e4\u00e4r\u00e4aikaislainasopimuksen voimassaoloajan pident\u00e4miseksi yhdell\u00e4 vuodella vuoteen 2027 </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saakka. </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT tiedotti toukokuussa 2025 laskeneensa onnistuneesti liikkeeseen uuden 100 miljoonan euron vihre\u00e4n hybridilainan sek\u00e4 ostavansa </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisin 54 miljoonalla eurolla sen vuonna 2021 liikkeeseen laskemaa alun perin 100 miljoonan euron suuruista vihre\u00e4\u00e4 hybridilainaa. YIT:n </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaan p\u00e4\u00e4omaan sis\u00e4ltyv\u00e4n uuden hybridilainan vuosittain maksettava kiinte\u00e4 korko on 8,5 prosenttia vuodessa tarkistusp\u00e4iv\u00e4\u00e4n </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">30.5.2028 saakka. Tarkistusp\u00e4iv\u00e4st\u00e4 alkaen korko on vaihtuva uuden hybridilainan ehtojen mukaisesti. Yhti\u00f6 voi lyk\u00e4t\u00e4 koronmaksua tietyin </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edellytyksin. Uudella hybridilainalla ei ole er\u00e4p\u00e4iv\u00e4\u00e4, mutta YIT:ll\u00e4 on oikeus lunastaa uusi hybridilaina takaisin nimellisarvostaan </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tarkistusp\u00e4iv\u00e4n\u00e4 ja sen j\u00e4lkeen kunakin koronmaksup\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Joulukuussa 2025 YIT allekirjoitti uuden 200 miljoonan euron suuruisen vastuullisuustavoitteisiin sidotun valmiusluottolimiittisopimuksen </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskeisten velkarahoittajiensa kanssa aiemman valmiusluottolimiittins\u00e4 uudelleenrahoittamiseksi ja muutossopimuksen </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">pankkilainasopimukseensa, jonka avoinna oleva p\u00e4\u00e4oma oli 30 miljoonaa euroa, sen keskeisten ehtojen linjaamiseksi uuden </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmiusluottolimiittisopimuksen kanssa. Uusi valmiusluottolimiitti er\u00e4\u00e4ntyy joulukuussa 2028 sis\u00e4lt\u00e4en jatko-option pident\u00e4\u00e4 </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voimassaoloaikaa joulukuuhun 2029 ja pankkilaina er\u00e4\u00e4ntyy tammikuussa 2027.</span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n rahoitussopimuksiin sis\u00e4ltyy nelj\u00e4nnesvuosittain tai kuukausittain tarkasteltavia tunnuslukukovenantteja, joita ovat omavaraisuusaste, </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkaantumisaste,</span><span class=\"f charStyle-42d14346 ps10677\"> k\u00e4ytt\u00f6kate ja</span><span class=\"f charStyle-42d14346 ps10678\"> likviditeetti. YIT on t\u00e4ytt\u00e4nyt tunnuslukukovenanttinsa. Mik\u00e4li YIT:n kannattavuus ja tunnusluvut kehittyisiv\u00e4t </span></div><div class=\"ps1177 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ep\u00e4suotuisasti, saattaisi se aiheuttaa riskin, ett\u00e4 kovenantit eiv\u00e4t t\u00e4yttyisi, ja johtaa kovenanttirajoitusten voimaan astumiseen. T\u00e4m\u00e4 voi </span></div><div class=\"ps1178 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtaa lainojen ennenaikaiseen er\u00e4\u00e4ntymiseen. Lis\u00e4ksi YIT:n joukkovelkakirjalainoissa on my\u00f6s tapahtumaperusteinen korkokatekovenantti, </span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joka saattaisi rajoittaa YIT:n kyky\u00e4 nostaa tietyntyyppist\u00e4 rahoitusta, mik\u00e4li kovenanttiehto ei testaushetkell\u00e4 t\u00e4yttyisi. Lis\u00e4ksi YIT:n </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitussopimuksiin sis\u00e4ltyy tiettyj\u00e4 taloudellisiin mittareihin perustuvia rajoituksia voitonjaolle.</span></div><div class=\"ps10698 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:310.5pt\"></td><td style=\"padding:0;width:83.25pt\"></td><td style=\"padding:0;width:83.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-93f9a1a0 ps7\">Tunnusluvut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10680 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-93f9a1a0 ps10679\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9172 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-93f9a1a0 ps10679\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10682 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">764<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10683 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korolliset saamiset, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10685 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10684\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10686 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10684\">75<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Rahavarat, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10687 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10688 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korollinen nettovelka, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10689 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">560<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10690 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">680<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Oma p\u00e4\u00e4oma, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10691 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">792<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10692 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">770<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Omavaraisuusaste, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10694 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">38</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10695 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">34</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Velkaantumisaste, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10696 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">71</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10697 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">88</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-479": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_860\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">26. KOROLLISET RAHOITUSVELAT</span></div><div class=\"ps1261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">PITK\u00c4AIKAISET RAHOITUSVELAT</span></div><div class=\"ps2011 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">226<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lainat rahoituslaitoksilta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">143<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">34<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">403<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LYHYTAIKAISET RAHOITUSVELAT</span></div><div class=\"ps9911 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lainat rahoituslaitoksilta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yritystodistukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Taloyhti\u00f6lainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">178<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lainat rahoituslaitoksilta 31.12.2025, yhteens\u00e4 70 miljoonaa euroa (158), olivat pankeilta otettuja lainoja, joiden ehtoihin sis\u00e4ltyy erilaisia </span></div><div class=\"ps5488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnuslukukovenantteja liittyen velkaantumisasteeseen, k\u00e4ytt\u00f6katteeseen ja likviditeettiin. Lainat rahoituslaitoksilta ovat vakuudellisia. </span></div><div class=\"ps5489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lis\u00e4tietoja annetuista vakuuksista on liitteess\u00e4 Ehdolliset velat ja varat sek\u00e4 vastuusitoumukset. Rahoitusveloissa esitetyt taloyhti\u00f6lainat </span></div><div class=\"ps5490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liittyv\u00e4t omaperusteisten kohteiden myym\u00e4tt\u00f6mien asuntojen lainaosuuksiin ja ne koostuvat laina-ajaltaan pitkist\u00e4 lainoista. </span></div><div class=\"ps5491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Joukkovelkakirjalainojen tiedot on esitetty tarkemmin seuraavassa taulukossa.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Joukkovelkakirjalainojen </span><span class=\"f charStyle-8e57c0e9 ps9912\">tiedot</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:66.75pt\"></td><td style=\"padding:0;width:75.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"><div class=\"ps9 ss561\"><div><div class=\"ps2041 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9916 ss557\"><div><div class=\"ps1505 ss556\"><span class=\"f charStyle-93f9a1a0 ps9914\">Nimellisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss556\"><span class=\"f charStyle-93f9a1a0 ps9915\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9917 ss1024\"><div><div class=\"ps1502 ss473\"><span class=\"f charStyle-93f9a1a0 ps8626\">Er\u00e4p\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9919 ss789\"><div><div class=\"ps1502 ss781\"><span class=\"f charStyle-93f9a1a0 ps9918\">Kuponkikorko %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9921 ss210\"><div><div class=\"ps1502 ss209\"><span class=\"f charStyle-93f9a1a0 ps9920\">Kovenantit*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2213 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000496302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9922 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9923 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-42d14346 ps4731\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9925 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">15.01.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9927 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">3,250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9929 ss1027\"><div><div class=\"ps234 ss209\"><span class=\"f charStyle-42d14346 ps9928\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps20 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000571278<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9930 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9932 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9933 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">18.06.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9935 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9934\">3kk Euribor + 7,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9937 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3234 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000586383<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9938 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9939 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">120<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9940 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">20.03.2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9942 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9941\">3kk Euribor + 4,75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9943 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7287 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000570262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9944 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">vaihtovelkakirja, vakuudeton<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9946 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9945\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9947 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">19.03.2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9948 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">8,000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4092 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9949 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps9931\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9951 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Senioriehtoiset joukkovelkakirjalainat ovat lunastettavissa ennen niiden er\u00e4\u00e4ntymisp\u00e4iv\u00e4\u00e4. Lainojen vakuuksista on lis\u00e4tietoja liitteess\u00e4 </span></div><div class=\"ps9952 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ehdolliset velat ja varat sek\u00e4 vastuusitoumukset. </span></div><div class=\"ps9954 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihtovelkakirjan velkakirjanhaltijoilla on oikeus vaihtaa velkakirjat yhti\u00f6n osakkeiksi velkakirjan ehtojen mukaisesti. Vaihtohinta on 2,25 </span></div><div class=\"ps9955 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">euroa osakkeelta sen ollen alisteinen tietyille mahdollisille oikaisuille. Mik\u00e4li kaikki velkakirjat vaihdetaan yhti\u00f6n osakkeisiin alkuper\u00e4isell\u00e4 </span></div><div class=\"ps9956 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">merkint\u00e4hinnalla, yhti\u00f6n annissa liikkeeseen laskemat osakkeet edustaisivat noin 6,5 prosenttia kaikista yhti\u00f6n osakkeista velkakirjojen </span></div><div class=\"ps9957 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konversion j\u00e4lkeen. Velkakirjat laskettiin liikkeeseen 100 prosentilla nimellisarvosta, ja jollei niit\u00e4 ole aikaisemmin vaihdettu, lunastettu tai </span></div><div class=\"ps9958 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ostettu ja mit\u00e4t\u00f6ity, ne lunastetaan 100 prosentilla nimellisarvosta er\u00e4p\u00e4iv\u00e4n\u00e4. </span></div><div class=\"ps9978 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:66.75pt\"></td><td style=\"padding:0;width:75.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9960 ss557\"><div><div class=\"ps1505 ss556\"><span class=\"f charStyle-93f9a1a0 ps9914\">Nimellisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss556\"><span class=\"f charStyle-93f9a1a0 ps9915\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9961 ss1024\"><div><div class=\"ps1502 ss473\"><span class=\"f charStyle-93f9a1a0 ps8626\">Er\u00e4p\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9962 ss789\"><div><div class=\"ps1502 ss781\"><span class=\"f charStyle-93f9a1a0 ps9918\">Kuponkikorko %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8807 ss210\"><div><div class=\"ps1502 ss209\"><span class=\"f charStyle-93f9a1a0 ps9920\">Kovenantit*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1519 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000496302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9963 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9964 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9965 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">15.01.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9966 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">3,250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9967 ss1027\"><div><div class=\"ps234 ss209\"><span class=\"f charStyle-42d14346 ps9928\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1524 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000571278<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9968 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9969 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9970 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">18.06.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9971 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9934\">3kk Euribor + 7,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9972 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps185 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000570262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9973 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">vaihtovelkakirja, vakuudeton<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9974 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9945\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9975 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">19.03.2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9976 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">8,000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1531 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9977 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps9931\">236<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9980 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Omavaraisuusastekovenantin lis\u00e4ksi senioriehtoisten joukkovelkakirjalainojen ehdoissa on tapahtumaperusteinen korkokatekovenantti.</span></div><div class=\"ps9984 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Yhti\u00f6ll\u00e4 on lis\u00e4ksi oman p\u00e4\u00e4oman ehtoisia</span><span class=\"f charStyle-42d14346 ps9982\"> </span><span class=\"f charStyle-42d14346 ps9983\">hybridilainoja, josta on kerrottu tarkemmin liitetiedossa Rahoitusriskien hallinta.</span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Vuokrasopimusvelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">240<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Vuokrasopimusvelat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">276<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Korollisten rahoitusvelkojen t\u00e4sm\u00e4ytys</span></div><div class=\"ps10021 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps4768\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-91<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-104<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10012 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">764<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10024 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">414<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">328<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">256<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">998<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps3979\">110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-131<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Myytyjen huoneistojen velkaosuudet siirtyv\u00e4t keskener\u00e4isten asuinrakennuskohteiden osalta taseen Muut asiakassopimuksiin perustuvat velat -</span></div><div class=\"ps10026 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">er\u00e4\u00e4n. Kohteen valmistuessa myytyjen huoneistojen taloyhti\u00f6lainaosuus ja vuokrasopimusvelkaosuus siirret\u00e4\u00e4n edelleen liikevaihtoon. N\u00e4m\u00e4 siirrot </span></div><div class=\"ps10027 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">on esitetty rahoituksen rahavirrassa lyhytaikaisten lainojen takaisinmaksuna ja vuokrasopimusvelkojen maksuna. </span></div><span class=\"f charStyle-c6f424d9 ps94\">*</span>*Muut muutokset, joihin ei liity maksua sis\u00e4lt\u00e4\u00e4 my\u00f6s valuuttakurssierot.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-478": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_860\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">26. KOROLLISET RAHOITUSVELAT</span></div><div class=\"ps1261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">PITK\u00c4AIKAISET RAHOITUSVELAT</span></div><div class=\"ps2011 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">226<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lainat rahoituslaitoksilta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">143<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">34<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">403<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">LYHYTAIKAISET RAHOITUSVELAT</span></div><div class=\"ps9911 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lainat rahoituslaitoksilta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Yritystodistukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Taloyhti\u00f6lainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">178<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2764 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8219 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8220 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5819 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8229 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps5487 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lainat rahoituslaitoksilta 31.12.2025, yhteens\u00e4 70 miljoonaa euroa (158), olivat pankeilta otettuja lainoja, joiden ehtoihin sis\u00e4ltyy erilaisia </span></div><div class=\"ps5488 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnuslukukovenantteja liittyen velkaantumisasteeseen, k\u00e4ytt\u00f6katteeseen ja likviditeettiin. Lainat rahoituslaitoksilta ovat vakuudellisia. </span></div><div class=\"ps5489 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Lis\u00e4tietoja annetuista vakuuksista on liitteess\u00e4 Ehdolliset velat ja varat sek\u00e4 vastuusitoumukset. Rahoitusveloissa esitetyt taloyhti\u00f6lainat </span></div><div class=\"ps5490 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liittyv\u00e4t omaperusteisten kohteiden myym\u00e4tt\u00f6mien asuntojen lainaosuuksiin ja ne koostuvat laina-ajaltaan pitkist\u00e4 lainoista. </span></div><div class=\"ps5491 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Joukkovelkakirjalainojen tiedot on esitetty tarkemmin seuraavassa taulukossa.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Joukkovelkakirjalainojen </span><span class=\"f charStyle-8e57c0e9 ps9912\">tiedot</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:66.75pt\"></td><td style=\"padding:0;width:75.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"padding:0\"><div class=\"ps9 ss561\"><div><div class=\"ps2041 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9916 ss557\"><div><div class=\"ps1505 ss556\"><span class=\"f charStyle-93f9a1a0 ps9914\">Nimellisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss556\"><span class=\"f charStyle-93f9a1a0 ps9915\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9917 ss1024\"><div><div class=\"ps1502 ss473\"><span class=\"f charStyle-93f9a1a0 ps8626\">Er\u00e4p\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9919 ss789\"><div><div class=\"ps1502 ss781\"><span class=\"f charStyle-93f9a1a0 ps9918\">Kuponkikorko %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9921 ss210\"><div><div class=\"ps1502 ss209\"><span class=\"f charStyle-93f9a1a0 ps9920\">Kovenantit*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2213 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000496302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9922 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9923 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-42d14346 ps4731\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9925 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">15.01.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9927 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">3,250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9929 ss1027\"><div><div class=\"ps234 ss209\"><span class=\"f charStyle-42d14346 ps9928\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps20 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000571278<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9930 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9932 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9933 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">18.06.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9935 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9934\">3kk Euribor + 7,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9937 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3234 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000586383<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9938 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9939 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">120<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9940 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">20.03.2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9942 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9941\">3kk Euribor + 4,75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9943 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps7287 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000570262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9944 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">vaihtovelkakirja, vakuudeton<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9946 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9945\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9947 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">19.03.2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9948 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">8,000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps4092 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9949 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps9931\">265<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9951 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Senioriehtoiset joukkovelkakirjalainat ovat lunastettavissa ennen niiden er\u00e4\u00e4ntymisp\u00e4iv\u00e4\u00e4. Lainojen vakuuksista on lis\u00e4tietoja liitteess\u00e4 </span></div><div class=\"ps9952 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ehdolliset velat ja varat sek\u00e4 vastuusitoumukset. </span></div><div class=\"ps9954 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Vaihtovelkakirjan velkakirjanhaltijoilla on oikeus vaihtaa velkakirjat yhti\u00f6n osakkeiksi velkakirjan ehtojen mukaisesti. Vaihtohinta on 2,25 </span></div><div class=\"ps9955 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">euroa osakkeelta sen ollen alisteinen tietyille mahdollisille oikaisuille. Mik\u00e4li kaikki velkakirjat vaihdetaan yhti\u00f6n osakkeisiin alkuper\u00e4isell\u00e4 </span></div><div class=\"ps9956 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">merkint\u00e4hinnalla, yhti\u00f6n annissa liikkeeseen laskemat osakkeet edustaisivat noin 6,5 prosenttia kaikista yhti\u00f6n osakkeista velkakirjojen </span></div><div class=\"ps9957 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">konversion j\u00e4lkeen. Velkakirjat laskettiin liikkeeseen 100 prosentilla nimellisarvosta, ja jollei niit\u00e4 ole aikaisemmin vaihdettu, lunastettu tai </span></div><div class=\"ps9958 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ostettu ja mit\u00e4t\u00f6ity, ne lunastetaan 100 prosentilla nimellisarvosta er\u00e4p\u00e4iv\u00e4n\u00e4. </span></div><div class=\"ps9978 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:134.25pt\"></td><td style=\"padding:0;width:60pt\"></td><td style=\"padding:0;width:66.75pt\"></td><td style=\"padding:0;width:75.75pt\"></td><td style=\"padding:0;width:80.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9960 ss557\"><div><div class=\"ps1505 ss556\"><span class=\"f charStyle-93f9a1a0 ps9914\">Nimellisarvo, <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss556\"><span class=\"f charStyle-93f9a1a0 ps9915\">milj. euroa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9961 ss1024\"><div><div class=\"ps1502 ss473\"><span class=\"f charStyle-93f9a1a0 ps8626\">Er\u00e4p\u00e4iv\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9962 ss789\"><div><div class=\"ps1502 ss781\"><span class=\"f charStyle-93f9a1a0 ps9918\">Kuponkikorko %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps8807 ss210\"><div><div class=\"ps1502 ss209\"><span class=\"f charStyle-93f9a1a0 ps9920\">Kovenantit*<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1519 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000496302<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9963 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9964 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9965 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">15.01.2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9966 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">3,250<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9967 ss1027\"><div><div class=\"ps234 ss209\"><span class=\"f charStyle-42d14346 ps9928\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps1524 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000571278<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9968 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">senioriehtoinen, vakuudellinen, vihre\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9969 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9931\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9970 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">18.06.2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9971 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9934\">3kk Euribor + 7,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9972 ss1027\"><div><div class=\"ps1512 ss209\"><span class=\"f charStyle-42d14346 ps9936\">Omavaraisuusaste<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps185 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-31a5ee52 ps7\">FI4000570262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9973 ss934\"><div><div class=\"ps1512 ss933\"><span class=\"f charStyle-31a5ee52 ps7\">vaihtovelkakirja, vakuudeton<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9974 ss1025\"><div><div class=\"ps1512 ss556\"><span class=\"f charStyle-42d14346 ps9945\">36<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9975 ss483\"><div><div class=\"ps1512 ss473\"><span class=\"f charStyle-42d14346 ps9924\">19.03.2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps9976 ss1026\"><div><div class=\"ps1512 ss781\"><span class=\"f charStyle-42d14346 ps9926\">8,000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1531 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps9977 ss1025\"><div><div class=\"ps234 ss556\"><span class=\"f charStyle-93f9a1a0 ps9931\">236<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps9980 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">*Omavaraisuusastekovenantin lis\u00e4ksi senioriehtoisten joukkovelkakirjalainojen ehdoissa on tapahtumaperusteinen korkokatekovenantti.</span></div><div class=\"ps9984 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Yhti\u00f6ll\u00e4 on lis\u00e4ksi oman p\u00e4\u00e4oman ehtoisia</span><span class=\"f charStyle-42d14346 ps9982\"> </span><span class=\"f charStyle-42d14346 ps9983\">hybridilainoja, josta on kerrottu tarkemmin liitetiedossa Rahoitusriskien hallinta.</span></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Vuokrasopimusvelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">240<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lyhytaikaiset vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-42d14346 ps1992\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Vuokrasopimusvelat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps1512 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">276<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps9987 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Korollisten rahoitusvelkojen t\u00e4sm\u00e4ytys</span></div><div class=\"ps10021 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">35<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-60<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-18<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps4768\">-42<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-91<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-104<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">13<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10012 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps8026\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-64<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">208<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">298<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">258<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">764<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10024 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:198pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td><td style=\"padding:0;width:69.75pt\"></td></tr><tr style=\"height:11.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1028\"><div><div class=\"ps7057 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:18pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps7058 ss1029\"><div><div class=\"ps8372 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9990 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9989\">Lyhytaikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9991 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps1433\">Pitk\u00e4aikaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9994 ss1030\"><div><div class=\"ps8373 ss445\"><span class=\"f charStyle-93f9a1a0 ps9992\">Vuokrasopimus-<span class=\"f ps104\"> </span></span></div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9993\">velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9996 ss1030\"><div><div class=\"ps8372 ss445\"><span class=\"f charStyle-93f9a1a0 ps9995\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3450 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9997 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">414<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9998 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">328<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9999 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">256<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10000 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">998<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t alussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10001 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10002 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps3979\">110<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3455 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6794 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10003 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-11<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10004 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10005 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps8026\">8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4563 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Myytyjen huoneistojen velkaosuudet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10006 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10008\">-127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10007 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10009 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10008\">-131<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7840 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelkojen muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10010 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10011 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps7998\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2769 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Muut muutokset joihin ei liity maksua**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10013 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-42d14346 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10014 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-31a5ee52 ps10023\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2070 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-42d14346 ps7\">Pitk\u00e4aikaisten velkojen lyhennyser\u00e4t lopussa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10015 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps7998\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10016 ss507\"><div><div class=\"ps1512 ss445\"><span class=\"f charStyle-42d14346 ps4768\">-15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1963 ss1031\"><div><div class=\"ps234 ss814\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset rahoitusvelat 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10017 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10018 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">403<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10019 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">276<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10020 ss507\"><div><div class=\"ps234 ss445\"><span class=\"f charStyle-93f9a1a0 ps3979\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10025 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Myytyjen huoneistojen velkaosuudet siirtyv\u00e4t keskener\u00e4isten asuinrakennuskohteiden osalta taseen Muut asiakassopimuksiin perustuvat velat -</span></div><div class=\"ps10026 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">er\u00e4\u00e4n. Kohteen valmistuessa myytyjen huoneistojen taloyhti\u00f6lainaosuus ja vuokrasopimusvelkaosuus siirret\u00e4\u00e4n edelleen liikevaihtoon. N\u00e4m\u00e4 siirrot </span></div><div class=\"ps10027 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">on esitetty rahoituksen rahavirrassa lyhytaikaisten lainojen takaisinmaksuna ja vuokrasopimusvelkojen maksuna. </span></div><div class=\"ps10028 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*</span><span class=\"f charStyle-c6f424d9 ps9745\">*Muut muutokset, joihin ei liity maksua sis\u00e4lt\u00e4\u00e4 my\u00f6s valuuttakurssierot. </span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Rahoitusvelkojen ja johdannaisten sopimuksiin perustuvat rahavirrat</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps8291 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2030<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2031-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1709 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10465 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">236*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10466 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">132<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10467 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10468 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10469 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10470 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10471 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">338<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10472 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10473 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10474 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10475 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10476 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10477 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10478 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">556<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10479 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">234<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10480 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10481 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10482 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10483 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10484 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10485 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1732 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10486 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10487 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10488 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10489 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10490 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10491 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10492 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10493 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1763 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10494 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">504<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10495 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10496 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10497 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10498 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10499 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10500 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0146<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10539 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps10502 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2030-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8004 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10503 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">243*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10504 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">293<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10505 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">105<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10506 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10508 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10507\">36**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10509 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">677<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10510 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10511 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10512 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10513 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10514 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10515 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">486<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10516 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">619<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5752 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10517 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10518 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10519 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10520 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10521 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10522 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10523 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">257<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10524 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10525 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10526 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10527 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10528 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10529 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2231 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10530 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10531 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3955 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10532 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">508<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10533 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">339<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10534 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10535 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10536 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10537 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">487<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10538 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0552<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 taloyhti\u00f6iden myym\u00e4tt\u00f6miin huoneistoihin kohdistuvat yhti\u00f6lainat 130 miljoonaa euroa (178). </span></div><div class=\"ps10541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">**Vertailutietoa on oikaistu</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-485": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">2</span><span class=\"f charStyle-a50e2afc ps10029\">7.</span><span class=\"f charStyle-a50e2afc ps10030\"> </span><span class=\"f charStyle-a50e2afc ps8673\">OSTOVELAT JA MUUT VELAT</span><span class=\"f charStyle-a50e2afc ps10031\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10042 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10033 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8178 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">233<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1777 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut siirtovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10035 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10036 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Projektien kulujaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10037 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10038 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">102<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1847 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10040 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">395<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8181 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">432<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">411<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">459<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10046 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">*Ostovelat sis\u00e4lt\u00e4\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10043\">23</span><span class=\"f charStyle-c6f424d9 ps10044\"> (17) miljoonaa euroa laskuja, jotka</span><span class=\"f charStyle-c6f424d9 ps10045\"> liittyv\u00e4t toimittajarahoitusj\u00e4rjestelyyn, ja joista toimittaja on jo saanut suorituksen </span></div><div class=\"ps10051 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">rahoittajalta. Maksuehdot toimittajarahoitusj\u00e4rjestelyjen piiriin kuuluville avoimille ostoveloille vaihtelivat </span><span class=\"f charStyle-c6f424d9 ps10047\">21</span><span class=\"f charStyle-c6f424d9 ps10048\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10049\">270</span><span class=\"f charStyle-c6f424d9 ps10050\">:een (60:st\u00e4 180:een) p\u00e4iv\u00e4\u00e4n, kun </span></div><div class=\"ps10056 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">muiden vertailukelpoisten ostovelkojen maksuehtojen vaihteluv\u00e4li oli p\u00e4\u00e4osin </span><span class=\"f charStyle-c6f424d9 ps10052\">7</span><span class=\"f charStyle-c6f424d9 ps10053\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10054\">365</span><span class=\"f charStyle-c6f424d9 ps10055\">:een (10:st\u00e4 365:een) p\u00e4iv\u00e4\u00e4n.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muut siirtovelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Henkil\u00f6st\u00f6kulujen jaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-484": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">2</span><span class=\"f charStyle-a50e2afc ps10029\">7.</span><span class=\"f charStyle-a50e2afc ps10030\"> </span><span class=\"f charStyle-a50e2afc ps8673\">OSTOVELAT JA MUUT VELAT</span><span class=\"f charStyle-a50e2afc ps10031\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10042 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10033 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8178 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">233<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1777 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut siirtovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10035 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10036 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Projektien kulujaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10037 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10038 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">102<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1847 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10040 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">395<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8181 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">432<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">411<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">459<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10046 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">*Ostovelat sis\u00e4lt\u00e4\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10043\">23</span><span class=\"f charStyle-c6f424d9 ps10044\"> (17) miljoonaa euroa laskuja, jotka</span><span class=\"f charStyle-c6f424d9 ps10045\"> liittyv\u00e4t toimittajarahoitusj\u00e4rjestelyyn, ja joista toimittaja on jo saanut suorituksen </span></div><div class=\"ps10051 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">rahoittajalta. Maksuehdot toimittajarahoitusj\u00e4rjestelyjen piiriin kuuluville avoimille ostoveloille vaihtelivat </span><span class=\"f charStyle-c6f424d9 ps10047\">21</span><span class=\"f charStyle-c6f424d9 ps10048\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10049\">270</span><span class=\"f charStyle-c6f424d9 ps10050\">:een (60:st\u00e4 180:een) p\u00e4iv\u00e4\u00e4n, kun </span></div><div class=\"ps10056 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">muiden vertailukelpoisten ostovelkojen maksuehtojen vaihteluv\u00e4li oli p\u00e4\u00e4osin </span><span class=\"f charStyle-c6f424d9 ps10052\">7</span><span class=\"f charStyle-c6f424d9 ps10053\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10054\">365</span><span class=\"f charStyle-c6f424d9 ps10055\">:een (10:st\u00e4 365:een) p\u00e4iv\u00e4\u00e4n.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muut siirtovelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Henkil\u00f6st\u00f6kulujen jaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-483": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">2</span><span class=\"f charStyle-a50e2afc ps10029\">7.</span><span class=\"f charStyle-a50e2afc ps10030\"> </span><span class=\"f charStyle-a50e2afc ps8673\">OSTOVELAT JA MUUT VELAT</span><span class=\"f charStyle-a50e2afc ps10031\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10042 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10033 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8178 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">233<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1777 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut siirtovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10035 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10036 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Projektien kulujaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10037 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10038 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">102<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1847 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10040 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">395<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8181 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">432<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">411<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">459<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10046 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">*Ostovelat sis\u00e4lt\u00e4\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10043\">23</span><span class=\"f charStyle-c6f424d9 ps10044\"> (17) miljoonaa euroa laskuja, jotka</span><span class=\"f charStyle-c6f424d9 ps10045\"> liittyv\u00e4t toimittajarahoitusj\u00e4rjestelyyn, ja joista toimittaja on jo saanut suorituksen </span></div><div class=\"ps10051 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">rahoittajalta. Maksuehdot toimittajarahoitusj\u00e4rjestelyjen piiriin kuuluville avoimille ostoveloille vaihtelivat </span><span class=\"f charStyle-c6f424d9 ps10047\">21</span><span class=\"f charStyle-c6f424d9 ps10048\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10049\">270</span><span class=\"f charStyle-c6f424d9 ps10050\">:een (60:st\u00e4 180:een) p\u00e4iv\u00e4\u00e4n, kun </span></div><div class=\"ps10056 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">muiden vertailukelpoisten ostovelkojen maksuehtojen vaihteluv\u00e4li oli p\u00e4\u00e4osin </span><span class=\"f charStyle-c6f424d9 ps10052\">7</span><span class=\"f charStyle-c6f424d9 ps10053\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10054\">365</span><span class=\"f charStyle-c6f424d9 ps10055\">:een (10:st\u00e4 365:een) p\u00e4iv\u00e4\u00e4n.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muut siirtovelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Henkil\u00f6st\u00f6kulujen jaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-481": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">2</span><span class=\"f charStyle-a50e2afc ps10029\">7.</span><span class=\"f charStyle-a50e2afc ps10030\"> </span><span class=\"f charStyle-a50e2afc ps8673\">OSTOVELAT JA MUUT VELAT</span><span class=\"f charStyle-a50e2afc ps10031\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10042 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10033 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8178 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">233<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1777 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut siirtovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10035 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10036 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Projektien kulujaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10037 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10038 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">102<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1847 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10040 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">395<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8181 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">432<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">411<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">459<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10046 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">*Ostovelat sis\u00e4lt\u00e4\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10043\">23</span><span class=\"f charStyle-c6f424d9 ps10044\"> (17) miljoonaa euroa laskuja, jotka</span><span class=\"f charStyle-c6f424d9 ps10045\"> liittyv\u00e4t toimittajarahoitusj\u00e4rjestelyyn, ja joista toimittaja on jo saanut suorituksen </span></div><div class=\"ps10051 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">rahoittajalta. Maksuehdot toimittajarahoitusj\u00e4rjestelyjen piiriin kuuluville avoimille ostoveloille vaihtelivat </span><span class=\"f charStyle-c6f424d9 ps10047\">21</span><span class=\"f charStyle-c6f424d9 ps10048\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10049\">270</span><span class=\"f charStyle-c6f424d9 ps10050\">:een (60:st\u00e4 180:een) p\u00e4iv\u00e4\u00e4n, kun </span></div><div class=\"ps10056 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">muiden vertailukelpoisten ostovelkojen maksuehtojen vaihteluv\u00e4li oli p\u00e4\u00e4osin </span><span class=\"f charStyle-c6f424d9 ps10052\">7</span><span class=\"f charStyle-c6f424d9 ps10053\">:st\u00e4 </span><span class=\"f charStyle-c6f424d9 ps10054\">365</span><span class=\"f charStyle-c6f424d9 ps10055\">:een (10:st\u00e4 365:een) p\u00e4iv\u00e4\u00e4n.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Muut siirtovelat</span></div><div class=\"ps4013 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Henkil\u00f6st\u00f6kulujen jaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps5785 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8210 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">54<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Korkovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">45<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div>taseen ostovelat ja muut velat.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-482": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps622\">2</span><span class=\"f charStyle-a50e2afc ps10029\">7.</span><span class=\"f charStyle-a50e2afc ps10030\"> </span><span class=\"f charStyle-a50e2afc ps8673\">OSTOVELAT JA MUUT VELAT</span><span class=\"f charStyle-a50e2afc ps10031\"> </span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10042 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">10<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">15<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">9<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">24<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1732 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7697 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7698 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9854 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">182<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8177 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">183<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10033 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">53<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8178 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">50<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">233<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1777 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muut siirtovelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10035 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">99<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10036 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">96<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Projektien kulujaksotukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10037 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10038 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">102<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Johdannaissopimuksiin perustuvat velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1847 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10040 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">395<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8181 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">432<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">411<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">459<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherNoncurrentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-486": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on ottanut k\u00e4ytt\u00f6\u00f6n tiettyj\u00e4 toimittajarahoitusj\u00e4rjestelyj\u00e4, joita tarjotaan joillekin YIT:n toimittajille eri toimintamaissa. Osallistuminen </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">j\u00e4rjestelyyn on toimittajien oman harkinnan varassa. Toimittajat, jotka osallistuvat toimittajarahoitusj\u00e4rjestelyyn, saavat laskuista maksun </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ennen er\u00e4p\u00e4iv\u00e4\u00e4 ulkoiselta rahoittajalta ja maksavat rahoittajalle t\u00e4st\u00e4 korvauksen. Laskun tulee olla YIT:n hyv\u00e4ksym\u00e4 ennen kuin rahoittaja </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voi maksaa sen toimittajalle. YIT maksaa laskun rahoittajalle alkuper\u00e4isen laskun er\u00e4p\u00e4iv\u00e4n mukaisesti. YIT on antanut emoyhti\u00f6takauksia </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">operatiivisten konserniyhti\u00f6idens\u00e4 puolesta joillekin n\u00e4ist\u00e4 j\u00e4rjestelyist\u00e4.</span></div><div class=\"ps10032 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps622\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps5684 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Niiden ostovelkojen ehdot, jotka kuuluvat toimittajarahoitusj\u00e4rjestelyihin, eiv\u00e4t merkitt\u00e4v\u00e4sti eroa YIT:n muiden ostovelkojen ehdoista. Kaikki </span></div><div class=\"ps5691 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimittajarahoitusj\u00e4rjestelyihin kuuluvat ostovelat esitet\u00e4\u00e4n Ostovelat ja muut velat- er\u00e4ss\u00e4 konsernin taseessa.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div>taseen ostovelat ja muut velat.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherPayablesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-494": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-493": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-492": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-491": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialAssetsHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-490": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-489": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_887\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-488": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_887\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div></div><div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">K\u00c4YV\u00c4T ARVOT (TASO 3), JOIDEN M\u00c4\u00c4RITT\u00c4MISEEN K\u00c4YTET\u00c4\u00c4N MERKITT\u00c4VI\u00c4 MUITA KUIN HAVAINNOITAVISSA OLEVIA SY\u00d6TT\u00d6TIETOJA</span></div><div class=\"ps4013 ss0\"><div class=\"ss1055 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:156pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:131.25pt\"></td><td style=\"padding:0;width:141pt\"></td><td style=\"padding:0;width:141pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10352 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Arvostusmenetelm\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut kuin havainnoitavissa olevat <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">merkitt\u00e4v\u00e4t sy\u00f6tt\u00f6tiedot</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10354 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps3228 ss1046\"><div><div class=\"ps7245 ss547\"><span class=\"f charStyle-93f9a1a0 ps7\">Perusarvo 2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps6 ss1045\"><div><div class=\"ps10353 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yv\u00e4n arvon herkkyys muuttujalle <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">YIT:lle</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10355 ss1045\"><div><div class=\"ps7245 ss1044\"><span class=\"f charStyle-93f9a1a0 ps7\">Lis\u00e4tietoa muuttujasta<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:75pt\"><td style=\"background-color:#FFFFFF;border-top:1pt solid #000000;padding:0\"><div class=\"ps3183 ss1047\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Tripla Mall Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3671 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">10 vuoden diskontattujen rahavirtojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10356 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Toiminnan nettotuoton (NOI) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">vuosittainen kasvuvauhti (CAGR)</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10357 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">3,02 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3230 ss1049\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4,31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10358 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 19 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (19 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10360 ss1048\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttujan arvon muutos on toteutettu <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">k\u00e4ytt\u00e4m\u00e4ll\u00e4 kerrointa, joka kasvattaa / </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">laskee vuosittaisen nettotuoton (NOI) </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuvauhtia symmetrisesti, kuvaten </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4in tilannetta, jossa liiketilan ja </span></div><div class=\"ps2973 ss1044\"><span class=\"f charStyle-42d14346 ps7\">pys\u00e4k\u00f6innin NOI:n kasvu noudattaa </span></div><div class=\"ps1914 ss1044\"><span class=\"f charStyle-42d14346 ps7\">joko korkeampaa / alempaa kasvu-</span></div><div class=\"ps10359 ss1044\"><span class=\"f charStyle-42d14346 ps7\">uraa.</span></div></div></div></td></tr><tr style=\"height:42pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Tuottovaatimus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10361 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10362 ss1051\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">6,00 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10363 ss1050\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) k\u00e4ytettyjen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaateiden arvossa johtaa 12 </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">miljoonan euron laskuun (12 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps2078 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, OP Vuokrakoti Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10364 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10365 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10366 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 744 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10367 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 797 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10368 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10369 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4439 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">sijoitukset, Fidus Villa Ky</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10370 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Vertailukelpoisten transaktioiden <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">menetelm\u00e4 sek\u00e4 diskontattujen </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8920 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10371 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 423 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10372 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">4 031 \u20ac / m\u00b2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10373 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">keskineli\u00f6hinnassa johtaa 2 miljoonan </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10374 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Keskineli\u00f6hinnan m\u00e4\u00e4ritt\u00e4misess\u00e4 on <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">otettu huomioon sek\u00e4 vertailukelpoiset </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">transaktiot ett\u00e4 diskontattujen </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen menetelm\u00e4.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10375 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat muut saamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10376 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Todenn\u00e4k\u00f6isyyspainotettujen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">rahavirtojen malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10377 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Hankkeen keskim\u00e4\u00e4r\u00e4inen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">todenn\u00e4k\u00f6isyys toteutua</span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10378 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">31 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10379 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">30 %</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10380 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">hankkeiden toteutumistoden-<span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">n\u00e4k\u00f6isyyksiss\u00e4 johtaa 1 miljoonan </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1970 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon<span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">tuloksen kautta</span></div><div class=\"ps2733 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat</span></div><div class=\"ps2971 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">lainasaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10381 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskontattujen rahavirtojen malli<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10382 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Diskonttokorko<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10383 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5,076 % - 5,463 %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10384 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">1 prosenttiyksik\u00f6n kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">muuttujan arvossa johtaa 0 miljoonan <span class=\"f ps104\"> </span></span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">euron laskuun (0 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun) omaisuuser\u00e4n arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10385 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Muuttuja kuvastaa sjoittajan <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tuottovaatimusta.</span></div></div></div></td></tr><tr style=\"height:44.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5371 ss1052\"><div><div class=\"ps1892 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss404\"><span class=\"f charStyle-93f9a1a0 ps7\">kirjattavat myyntisaamiset</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10386 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Asuntojen markkina-arvoon perustuva <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">malli</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10387 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Neli\u00f6hinnan muutos<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10388 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 355 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10389 ss1054\"><div><div class=\"ps1892 ss547\"><span class=\"f charStyle-42d14346 ps7\">5 491 \u20ac / m2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10390 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">5 prosentin kasvu (lasku) <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvonm\u00e4\u00e4rityksen antamissa markkina-</span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvoissa johtaa 2 miljoonan euron </span></div><div class=\"ps2971 ss1044\"><span class=\"f charStyle-42d14346 ps7\">kasvuun (laskuun) omaisuuser\u00e4n </span></div><div class=\"ps2972 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvossa.</span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10391 ss1053\"><div><div class=\"ps1892 ss1044\"><span class=\"f charStyle-42d14346 ps7\">Markkina-arvo perustuu ulkopuolisen <span class=\"f ps104\"> </span></span></div><div class=\"ps2731 ss1044\"><span class=\"f charStyle-42d14346 ps7\">arvioitsijan kaksi kertaa vuodessa </span></div><div class=\"ps2733 ss1044\"><span class=\"f charStyle-42d14346 ps7\">tekem\u00e4\u00e4n arvioon.</span></div></div></div></td></tr></tbody></table></div></div></div></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Kuvaus k\u00e4ytetyist\u00e4 arvostusmenetelmist\u00e4</span></div><div class=\"ps7431 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat oman p\u00e4\u00e4oman ehtoiset sijoitukset</span></div><div class=\"ps10394 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Tripla Mall Ky</span></div><div class=\"ps10395 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo Tripla Mall Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 kiinteist\u00f6n k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n </span></div><div class=\"ps10396 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6n k\u00e4yp\u00e4 arvo perustuu 10 vuoden diskontattujen rahavirtojen sek\u00e4 </span></div><div class=\"ps10397 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">loppuarvon (terminal value) nykyarvon summaan. Ulkopuolinen riippumaton arvioitsija (CBRE) on auditoinut YIT:n k\u00e4ytt\u00e4m\u00e4n arvostusmallin </span></div><div class=\"ps10398 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaan lukien k\u00e4ytetyt oletukset ja todennut sen t\u00e4ytt\u00e4v\u00e4n IFRS:n ja IVSC:n (International Valuation Standards Council) vaatimukset. </span></div><div class=\"ps10399 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kauppakeskukselle ja pys\u00e4k\u00f6innille luotiin erilliset laskelmat. Sopimuspohjaisten tulojen osilta diskontattujen rahavirtojen mallissa k\u00e4ytet\u00e4\u00e4n </span></div><div class=\"ps10400 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yleisesti sopimusten vuokratasoa sopimuksen p\u00e4\u00e4ttymiseen asti, jonka j\u00e4lkeen vuokratasot palautuvat oletetulle markkinavuokrien tasolle. </span></div><div class=\"ps10401 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuaatio on toteutettu nettovuokraperusteisesti ja se k\u00e4ytt\u00e4\u00e4 pitk\u00e4n aikav\u00e4lin vajaak\u00e4ytt\u00f6astetta vuokrattaville tiloille. Sek\u00e4 </span></div><div class=\"ps10402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kauppakeskuksen ett\u00e4 pys\u00e4k\u00f6intilaitoksen osalta muut tulot, kuten mainostulot on lis\u00e4tty nettovuokratuloihin. Vastaavasti menot, kuten </span></div><div class=\"ps10403 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tyhjien tilojen yll\u00e4pitokustannukset sek\u00e4 hallintokulut on v\u00e4hennetty saatavista nettovuokratuloista. K\u00e4ytetyt diskonttauskorot pohjautuvat </span></div><div class=\"ps10404 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perusteltuihin markkinoiden tuottovaatimuksiin, joihin on lis\u00e4tty ennustettu vuosittainen inflaatio kymmenen vuoden arvostusperiodille. </span></div><div class=\"ps10405 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tuottovaatimuksia m\u00e4\u00e4ritt\u00e4ess\u00e4 on hy\u00f6dynnetty markkinadataa sek\u00e4 ulkopuolisen riippumattoman arvioitsijan (CBRE) markkinatuntemusta.</span></div><div class=\"ps10407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintajohto tekee Tripla Mall Ky:n arvonm\u00e4\u00e4rityksen YIT:n nelj\u00e4nnesvuosittaisen raportointirytmin mukaisesti. Ulkopuolinen </span></div><div class=\"ps10408 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riippumaton arvioitsija (CBRE) validoi arvonm\u00e4\u00e4rityksen IVS-standardien (International Valuation Standards) ja IFRS tilinp\u00e4\u00e4t\u00f6sstandardien </span></div><div class=\"ps7443 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mukaisesti. Konsernin toimitusjohtaja hyv\u00e4ksyy arvonm\u00e4\u00e4rityksen perustuen aktiiviseen keskusteluun arvonm\u00e4\u00e4rityksen laativan </span></div><div class=\"ps7444 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoimintajohdon kanssa.</span></div><div class=\"ps7446 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n omistaman Tripla Mall Ky:n osuuden arvoon vaikuttaa lis\u00e4ksi erillinen sopimus varojen jaosta Tripla Mall Ky:n osakkaiden kesken. </span></div><div class=\"ps7447 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vakioiduilla markkinaparametreilla (inflaatio ja irtautumishetken tuottovaatimus) lasketun sijoitetun oman p\u00e4\u00e4oman kertoimen ylitt\u00e4ess\u00e4 </span></div><div class=\"ps7448 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">(alittaessa) sopimuksessa m\u00e4\u00e4r\u00e4tyn tason saa YIT alkuper\u00e4ist\u00e4 omistusosuuttaan suuremman (pienemm\u00e4n) osuuden sijoituksen k\u00e4yv\u00e4st\u00e4 </span></div><div class=\"ps7449 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvosta, joko investoinnin myynnin tai varojenjakosopimuksen umpeutumisen yhteydess\u00e4 vuonna 2026. Oman p\u00e4\u00e4oman kertoimen </span></div><div class=\"ps7450 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">osuessa ennalta m\u00e4\u00e4r\u00e4tylle tavoitev\u00e4lille ei YIT:n osuus muutu alkuper\u00e4isest\u00e4. Oman p\u00e4\u00e4oman kerroin lasketaan suhteuttamalla k\u00e4yv\u00e4n </span></div><div class=\"ps7451 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvon mallissa ennustettu sijoituksen oman p\u00e4\u00e4oman arvo Tripla Mall Ky:\u00f6\u00f6n tehtyihin toteutuneisiin oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps7452 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Raportointihetkell\u00e4 varojenjakosopimuksen mallinnuksen tuloksella ei ole vaikutusta YIT:n omistusosuuden arvoon nykyiseen tasearvoon </span></div><div class=\"ps7453 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">verrattuna. Sopimuksessa tarkastellun oman p\u00e4\u00e4oman kertoimen kasvaessa 5 prosenttia varojenjakosopimuksen mallinnuksen tuloksella ei </span></div><div class=\"ps5402 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ole vaikutusta omaisuuser\u00e4n arvoon verrattuna nykyiseen tasearvoon. Oman p\u00e4\u00e4oman kertoimen pienentyess\u00e4 5 prosenttia </span></div><div class=\"ps5406 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">varojenjakosopimuksen mallinnuksen tulos johtaisi 14 miljoonan euron laskuun omaisuuser\u00e4n arvossa verrattuna nykyiseen tasearvoon. </span></div><div class=\"ps5407 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Varojenjakosopimuksesta aiheutuvat k\u00e4yv\u00e4n arvon muutokset kirjataan tuloslaskelmaan riville Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset.</span></div><div class=\"ps10410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">OP Vuokrakoti Ky ja </span><span class=\"f charStyle-37f3c1a8 ps10409\">Fidus Villa Ky</span></div><div class=\"ps1318 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n oman p\u00e4\u00e4oman ehtoisen sijoituksen k\u00e4yp\u00e4 arvo OP Vuokrakoti Ky:\u00f6\u00f6n ja Fidus Villa Ky:\u00f6\u00f6n on laskettu v\u00e4hent\u00e4m\u00e4ll\u00e4 yhti\u00f6n </span></div><div class=\"ps1319 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omistamien kiinteist\u00f6jen k\u00e4yv\u00e4st\u00e4 arvosta yhti\u00f6n nettovelat ja kertomalla summa YIT:n omistusosuudella. Kiinteist\u00f6jen k\u00e4yv\u00e4t arvot </span></div><div class=\"ps10411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">perustuvat ulkopuolisen riippumattoman arvonm\u00e4\u00e4ritt\u00e4j\u00e4n arvonm\u00e4\u00e4ritysraportteihin (IVS:n mukainen AKA-arvio). Arvonm\u00e4\u00e4ritys on tehty </span></div><div class=\"ps10412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jokaisesta kiinteist\u00f6st\u00e4 erikseen. Arvonm\u00e4\u00e4rityksess\u00e4 on k\u00e4ytetty sek\u00e4 vertailukelpoisten transaktioiden menetelm\u00e4\u00e4 ett\u00e4 diskontattujen </span></div><div class=\"ps10413 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtojen menetelm\u00e4\u00e4 ja n\u00e4it\u00e4 kahta menetelm\u00e4\u00e4 on painotettu lopullisessa arvonm\u00e4\u00e4rityksess\u00e4 arvioitsijan harkinnan mukaan.</span></div><div class=\"ps1417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-ef9bb8b0 ps622\">K\u00e4yp\u00e4\u00e4n arvoon tuloksen kautta kirjattavat lainasaamiset, myyntisaamiset ja muut saamise</span><span class=\"f charStyle-ef9bb8b0 ps10414\">t </span></div><div class=\"ps10415 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n lainasaamisten ja muiden saamisten k\u00e4yp\u00e4 arvo on laskettu diskonttaamalla odotetut kassavirrat ottaen huomioon n\u00e4ihin </span></div><div class=\"ps10416 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kassavirtoihin liittyv\u00e4 riski tietyn diskonttokoron avulla. Diskonttokorko perustuu keskim\u00e4\u00e4r\u00e4iseen maturiteettiin, markkinakorkoon kyseiselle </span></div><div class=\"ps10417 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maturiteetille ja riskipreemioon lainalle tai muulle saamiselle, jos riski\u00e4 ei ole otettu muuten huomioon. Myyntisaamiset on arvostettu </span></div><div class=\"ps10418 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">perustuen ulkopuolisen arvioijan tekem\u00e4\u00e4n arvioon asuntojen markkina-arvosta.</span></div><div class=\"ps10420 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Tason 3 t\u00e4sm\u00e4ytys</span></div><div class=\"ps10433 ss0\"><div class=\"ss92 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1692 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-31a5ee52 ps7\">K\u00e4yp\u00e4 arvo 1.1.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1993 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1995 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-31a5ee52 ps2023\">270<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss1056\"><div><div class=\"ps6364 ss147\"><span class=\"f charStyle-42d14346 ps7\">Lis\u00e4ykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2014 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">6<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2015 ss1057\"><div><div class=\"ps6364 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3454 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-42d14346 ps7\">Luokittelumuutokset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10422 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:21.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7892 ss1058\"><div><div class=\"ps8289 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman ehtoisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1419 ss147\"><span class=\"f charStyle-42d14346 ps7\">sijoituksista (Rahoitusvarojen k\u00e4yv\u00e4n arvon muutokset)</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10423 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps1996\">8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10424 ss1059\"><div><div class=\"ps1419 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8429 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Tuloslaskelmaan kirjatut k\u00e4yv\u00e4n arvon muutokset lainasaamisista, korollisista <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">saamisista ja muista saamisista<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10425 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10426 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss151\"><div><div class=\"ps1505 ss147\"><span class=\"f charStyle-42d14346 ps7\">Muihin laajan tuloksen eriin kirjatut k\u00e4yv\u00e4n arvon muutokset oman p\u00e4\u00e4oman <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss147\"><span class=\"f charStyle-42d14346 ps7\">ehtoisista sijoituksista</span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3943 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Realisoituneet k\u00e4yv\u00e4n arvon muutokset, voitonjako, p\u00e4\u00e4omanpalautukset ja korot*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10427 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1998\">-54<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10428 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7301 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">Myynnit/ v\u00e4hennykset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10429 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10430 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-8<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps7307 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">K\u00e4yp\u00e4 arvo 31.12.<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10431 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10432 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">262<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div>*Tilikauden 2025 summa koostuu p\u00e4\u00e4osin voittovarojen jaosta ja p\u00e4\u00e4oman palautuksista Tripla Mall Ky:st\u00e4.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-487": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">28. JOHDANNAISSOPIMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10104 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:270pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"padding:0\"></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps8615 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"4\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10059 ss1033\"><div><div class=\"ps81 ss1032\"><span class=\"f charStyle-93f9a1a0 ps10058\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:20.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss950\"><div><div class=\"ps1502 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10061 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10064 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10066 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10068 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10069 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10060\">Nimellisarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10070 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10062\">Positiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10071 ss152\"><div><div class=\"ps1505 ss149\"><span class=\"f charStyle-93f9a1a0 ps10065\">Negatiivinen k\u00e4yp\u00e4 <span class=\"f ps104\"> </span></span></div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10063\">arvo</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10072 ss152\"><div><div class=\"ps1502 ss149\"><span class=\"f charStyle-93f9a1a0 ps10067\">K\u00e4yp\u00e4 arvo, netto<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1438 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10073 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10074 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10075 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10076 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10077 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10078 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10079 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10080 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3188 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10081 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">220<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10082 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10083 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10084 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10085 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">100<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10086 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10087 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10088 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3923 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset (ei suojauslaskennassa)<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10089 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">115<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10090 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10091 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10092 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10093 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2023\">200<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10094 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10095 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps2016\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10096 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7603 ss1034\"><div><div class=\"ps81 ss942\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10097 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">462<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10098 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10099 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10100 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps9503 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">453<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10101 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10102 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10103 ss938\"><div><div class=\"ps81 ss149\"><span class=\"f charStyle-93f9a1a0 ps8563\">-4<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps1351 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Kaikki johdannaissopimukset on solmittu konsernin rahoituspolitiikan mukaisesti suojaustarkoituksessa, mutta IFRS 9:n mukaista suojauslaskentaa on sovellettu vain osaan korkojohdannaissopimuksista. Johdannaiset on tehty v\u00e4hent\u00e4m\u00e4\u00e4n liiketoiminnan riskej\u00e4, korkoriskej\u00e4 sek\u00e4 </span></div><div class=\"ps1352 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojaamaan valuuttam\u00e4\u00e4r\u00e4isi\u00e4 tase-eri\u00e4.</span></div><div class=\"ps1354 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Yll\u00e4 esitettyihin johdannaissopimuksiin liittyy joissain tilanteissa toimeenpantavissa oleva nettoutus- tai muu vastaava j\u00e4rjestely, jonka mukaan kyseiset johdannaisvarat ja -velat voidaan selvitt\u00e4\u00e4 nettom\u00e4\u00e4r\u00e4isen\u00e4. Nettoutusj\u00e4rjestelyt ovat toimeenpantavissa tavallisiin </span></div><div class=\"ps10105 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johdannaisyleissopimuksiin sis\u00e4ltyvien tyypillisten velvoitteiden laiminly\u00f6nti- ja muiden erityisten er\u00e4\u00e4nnytt\u00e4misperusteiden mukaan. Er\u00e4t, joihin tietyiss\u00e4 tilanteissa voitaisiin soveltaa nettoutusta, on esitetty taseessa bruttona, ja netottaminen olisi pienent\u00e4nyt yll\u00e4 esitettyj\u00e4 bruttolukuja </span></div><div class=\"ps10106 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yhteens\u00e4 0 miljoonaa euroa (1). </span></div><div class=\"ps7458 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:ll\u00e4 ei ollut katsauskauden (eik\u00e4 vertailukauden) lopussa johdannaissopimuksiin liittyvi\u00e4 maksettuja tai saatuja p\u00e4ivitt\u00e4isi\u00e4 suorituksia eli ns. variation margin / margin call -maksuja.</span></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">29. RAHOITUSVAROJEN JA -VELKOJEN </span></div><div class=\"ps545 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">LUOKITTELU ARVOSTUSRYHMITT\u00c4IN</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps10246 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:260.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1035\"><div><div class=\"ps10129 ss196\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps12 ss1036\"><div><div class=\"ps10130 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10137 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10140 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10144 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10146 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10148 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10151 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10153 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3188 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2218 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10155 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">165<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10157 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10158 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10159 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10161 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10163 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3928 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10164 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">39<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10165 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">44<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10166 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10167 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">84<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10168 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10169 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps31 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10171 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10172 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10173 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10174 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10175 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10176 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4098 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10177 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">130<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10178 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10179 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10180 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10181 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10182 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3394 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10183 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10184 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10185 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10186 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10187 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7084 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10188 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10189 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10190 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10191 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2086 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10192 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">285<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10193 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10194 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10195 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">500<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10196 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">501<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4963 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2247 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10197 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10198 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">248<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10199 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">262<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10200 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10201 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8067 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10202 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10203 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10204 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10205 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10206 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10207 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10208 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10209 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">14<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10210 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">12<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10211 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10212 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10213 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10214 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10215 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10216 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10217 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10218 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10219 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10220 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10221 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10222 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10223 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10224 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">9<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10225 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10226 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10227 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10228 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10229 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10230 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">199<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10231 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2167 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10232 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10233 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10234 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">235<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10235 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3994 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10236 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10237 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10238 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10239 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10240 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3417 ss197\"><div><div class=\"ps234 ss196\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10241 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">755<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10242 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10243 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10244 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">758<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10245 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">769<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div><div class=\"ps801 ss0\"><div class=\"ss1041 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:257.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td><td style=\"padding:0;width:104.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1039\"><div><div class=\"ps8291 ss1038\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:36pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1040\"><div><div class=\"ps10130 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10249 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10131\">Jaksotettuun <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10132\">hankintamenoon </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10250 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10138\">K\u00e4yp\u00e4\u00e4n arvoon <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10139\">tulosvaikutteisesti </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10134\">arvostettavat </span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10251 ss1037\"><div><div class=\"ps5931 ss64\"><span class=\"f charStyle-93f9a1a0 ps10141\">K\u00e4yp\u00e4\u00e4n arvoon muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10133 ss64\"><span class=\"f charStyle-93f9a1a0 ps10142\">laajan tuloksen erien </span></div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10143\">kautta arvostettavat <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10136\">rahoitusvarat ja -velat</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10252 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10145\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10253 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10147\">K\u00e4yp\u00e4 arvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;padding:0\"><div class=\"ps10254 ss1037\"><div><div class=\"ps10135 ss64\"><span class=\"f charStyle-93f9a1a0 ps10149\">K\u00e4yv\u00e4n arvon tason <span class=\"f ps104\"> </span></span></div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10150\">luokittelu</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;padding:0\"><div class=\"ps10255 ss1037\"><div><div class=\"ps10130 ss64\"><span class=\"f charStyle-93f9a1a0 ps10152\">Liite<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1446 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1452 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10256 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">211<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10257 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10258 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10259 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">213<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10260 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10261 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">18<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps26 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10262 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10263 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">47<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10264 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">43<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10265 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10266 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1463 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Lainasaamiset ja korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10267 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10268 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10269 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10270 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10271 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1469 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10272 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10273 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10274 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10275 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-2168efc5 ps6948\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10276 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1475 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1480 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Myyntisaamiset, korolliset saamiset ja muut saamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10277 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10278 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10279 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">131<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10280 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1487 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10281 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10282 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10283 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10284 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10285 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5259 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10286 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10287 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10288 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10170\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10289 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10290 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2090 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Rahavarat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10291 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10292 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10293 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">137<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10294 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">22<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10295 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvarat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10296 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">315<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10297 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">267<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10298 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10299 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">583<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10300 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">579<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2249 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Pitk\u00e4aikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8072 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-31a5ee52 ps1762\">Joukkovelkakirjalainat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10301 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10302 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">226<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10303 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">231<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10304 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10305 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10306 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat, muut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10307 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10308 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">177<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10309 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10310 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10311 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7192 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10312 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10313 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10314 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10315 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10316 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10317 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10318 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10319 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10320 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10321 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10322 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10323 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10324 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Lyhytaikaiset rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10325 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10326 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10327 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10328 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">214<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10329 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">26<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2171 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Ostovelat ja muut velat*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10330 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10331 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10332 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10154\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10333 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">27<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3995 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-42d14346 ps1762\">Johdannaissopimukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10334 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10335 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10336 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10156\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10337 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10160\">Taso 2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10338 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-42d14346 ps10162\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10339 ss1039\"><div><div class=\"ps234 ss1038\"><span class=\"f charStyle-93f9a1a0 ps7\">Rahoitusvelat arvostusryhmitt\u00e4in yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10340 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">874<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10341 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10342 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10156\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10343 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">879<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10344 ss866\"><div><div class=\"ps234 ss64\"><span class=\"f charStyle-93f9a1a0 ps10154\">873<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0\"></td></tr></tbody></table></div></div></div><div class=\"ps10345 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">* Eiv\u00e4t sis\u00e4ll\u00e4 jaksotuksia, lakis\u00e4\u00e4teisi\u00e4 velvoitteita eiv\u00e4tk\u00e4 ennakkomaksuja, koska n\u00e4it\u00e4 ei luokitella IFRS-tilinp\u00e4\u00e4t\u00f6sstandardien mukaisiksi rahoitusvaroiksi ja -veloiksi.</span></div><div class=\"ps10350 ss0\"><div class=\"ss1042 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:563.25pt\"></td></tr><tr style=\"height:50.25pt\"><td style=\"padding:0\"><div class=\"ps9 ss1043\"><div><div class=\"ps2727 ss1042\"><span class=\"f charStyle-42d14346 ps7\">Liikkeeseen laskettujen joukkovelkakirjalainojen k\u00e4yv\u00e4t arvot perustuvat tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n markkinahintoihin. Kaikkien muiden pitk\u00e4aikaisten rahoitusvarojen <span class=\"f ps104\"> </span></span></div><div class=\"ps2728 ss1042\"><span class=\"f charStyle-42d14346 ps7\">ja -velkojen k\u00e4yv\u00e4t arvot pohjautuvat diskontattuihin rahavirtoihin. Varojen ja velkojen diskonttauskorkona on k\u00e4ytetty korkoa, jolla YIT saisi vastaavaa ulkoista lainaa<span class=\"f ps104\"> </span></span></div><div class=\"ps10347 ss1042\"><span class=\"f charStyle-42d14346 ps7\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4, ja se muodostuu riskitt\u00f6m\u00e4st\u00e4 markkinakorosta, johon on lis\u00e4tty yrityskohtainen riskipreemio 3,30-4,94 % (4,08-6,96 %). Muiden <span class=\"f ps104\"> </span></span></div><div class=\"ps10348 ss1042\"><span class=\"f charStyle-42d14346 ps7\">lyhytaikaisten rahoitusvarojen ja -velkojen k\u00e4yv\u00e4t arvot vastaavat niiden tasearvoa.<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-499": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div>noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-498": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div>noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-496": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-495": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yv\u00e4n arvon muutokset johdannaisista, jotka eiv\u00e4t ole suojauslaskennassa, kirjataan </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuluihin tai rahoituseriin.</span></div><div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-497": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Johdannaiset kirjataan alun perin hankintahetkell\u00e4 k\u00e4yp\u00e4\u00e4n arvoon taseeseen, mink\u00e4 </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4lkeen ne arvostetaan k\u00e4yp\u00e4\u00e4n arvoon jokaisena raportointip\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on soveltanut IFRS 9:n mukaista suojauslaskentaa joidenkin vaihtuvakorkoisten </span></div><div class=\"ps7539 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainojen viitekoron muutoksilta suojautumiseen (rahavirran suojaus), mutta konserni arvioi </span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentatarpeet aina tapauskohtaisesti. Konserni dokumentoi suojaussuhteen </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">alussa kunkin suojausinstrumentin ja suojatun omaisuuser\u00e4n v\u00e4lisen suhteen sek\u00e4 </span></div><div class=\"ps7542 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">riskinhallintatavoitteen ja siihen sovelletun strategian. Suojattavan kohteen ja</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennassa olevan johdannaissopimuksen taloudellista suhdetta tarkastellaan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hint\u00e4\u00e4n jokaisena raportointip\u00e4iv\u00e4n\u00e4. Rahavirran suojauksen ehdot t\u00e4ytt\u00e4vien </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaisten tehokkaan osuuden k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tuloksen eriin ja esitet\u00e4\u00e4n oman p\u00e4\u00e4oman arvonmuutosrahastossa verovaikutus </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">huomioiden. Omaan p\u00e4\u00e4omaan kertyneet voitot ja tappiot siirret\u00e4\u00e4n tulokseen niill\u00e4 </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tilikausilla, joilla suojauskohde vaikuttaa tulokseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-501": {
   "value": "<div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-500": {
   "value": "<div class=\"ps8884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps8887 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">Rahoitusvarat</span><span class=\"f charStyle-37f3c1a8 ps10108\"> </span></div><div class=\"ps8888 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Konsernissa rahoitusvaroihin luetaan rahavarat, oman p\u00e4\u00e4oman ehtoiset </span></div><div class=\"ps8889 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sijoitukset, lainasaamiset, myyntisaamiset, korolliset saamiset, muut saamiset </span></div><div class=\"ps8891 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">sek\u00e4 johdannaissopimuksiin perustuvat saamiset. </span></div><div class=\"ps8893 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon. YIT luokittelee </span></div><div class=\"ps8894 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarat alkuper\u00e4isen kirjaamisen yhteydess\u00e4 seuraaviin arvostusryhmiin: </span></div><div class=\"ps8896 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jaksotettuun hankintamenoon arvostettavat rahoitusvarat, k\u00e4yp\u00e4\u00e4n arvoon </span></div><div class=\"ps8897 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulosvaikutteisesti arvostettavat rahoitusvarat ja muiden laajan tuloksen erien kautta </span></div><div class=\"ps8898 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">k\u00e4yp\u00e4\u00e4n arvoon arvostettavat rahoitusvarat. Luokittelu riippuu rahoitusvarojen </span></div><div class=\"ps8899 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoinnissa k\u00e4ytett\u00e4v\u00e4st\u00e4 liiketoimintamallista sek\u00e4 rahavirtoja koskevista </span></div><div class=\"ps8900 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sopimusehdoista. Rahoitusvarat kirjataan pois taseesta, kun oikeus sopimusperusteisiin </span></div><div class=\"ps8901 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavirtoihin on lakannut tai kun rahoitusvaraan liittyv\u00e4t olennaiset riskit ja edut ovat </span></div><div class=\"ps8903 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">siirtyneet konsernin ulkopuolelle. </span></div><div class=\"ps5644 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat</span></div><div class=\"ps1279 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Jaksotettuun hankintamenoon arvostettavat rahoitusvarat ovat johdannaisvaroihin </span></div><div class=\"ps1280 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kuulumattomia eri\u00e4, joita pidet\u00e4\u00e4n sopimukseen perustuvien rahavirtojen ker\u00e4\u00e4miseksi ja </span></div><div class=\"ps1281 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joiden rahavirrat ovat yksinomaan p\u00e4\u00e4oman ja koron maksua. T\u00e4h\u00e4n ryhm\u00e4\u00e4n sis\u00e4ltyv\u00e4t </span></div><div class=\"ps1324 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahavarat, konsernin taseen myyntisaamiset, korolliset saamiset ja muut saamiset. </span></div><div class=\"ps8907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ryhm\u00e4n rahoitusvarat kirjataan alunperin k\u00e4yp\u00e4\u00e4n arvoon, johon on lis\u00e4tty </span></div><div class=\"ps8908 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktiokulut, ja ne arvostetaan jaksotettuun hankintamenoon efektiivisen koron </span></div><div class=\"ps8909 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">menetelm\u00e4ll\u00e4. Voitto tai tappio jaksotettuun hankintamenoon arvostettavasta </span></div><div class=\"ps8910 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kirjataan tulosvaikutteisesti, kun omaisuuser\u00e4 kirjataan pois taseesta tai </span></div><div class=\"ps8911 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sen arvo alentuu. Rahavarat koostuvat k\u00e4teisvaroista, pankkitilien saldoista ja likvideist\u00e4 </span></div><div class=\"ps10109 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahamarkkinasijoituksista, joiden alkuper\u00e4inen maturiteetti on enint\u00e4\u00e4n kolme kuukautta.</span></div><div class=\"ps10112 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps94\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvarat</span><span class=\"f charStyle-93f9a1a0 ps10111\"> </span></div><div class=\"ps2409 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvaroihin kuuluvat kaikki </span></div><div class=\"ps2410 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kaupank\u00e4yntitarkoituksessa hankitut tai pidett\u00e4v\u00e4t, oman p\u00e4\u00e4oman ehtoiset sijoitukset, </span></div><div class=\"ps2411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lainasaamiset ja korolliset saamiset, joiden rahavirrat eiv\u00e4t ole yksinomaan p\u00e4\u00e4omaa ja </span></div><div class=\"ps2412 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoa,</span><span class=\"f charStyle-42d14346 ps10113\"> sek\u00e4 johdannaissopimuksiin perustuvat saamiset, joihin ei sovelleta </span></div><div class=\"ps2422 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa</span><span class=\"f charStyle-42d14346 ps10114\">. </span><span class=\"f charStyle-42d14346 ps10115\">Johdannaiset kirjataan k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps2423 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muutokset kirjataan johdannaisen k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">muihin tuottoihin ja kuluihin tai rahoituseriin.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvarat </span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin rahoitusvaroihin </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa olevat </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">johdannaissopimukset sek\u00e4 oman p\u00e4\u00e4oman ehtoiset sijoitukset, joita ei pidet\u00e4 </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kaupank\u00e4yntitarkoituksessa. N\u00e4iden oman p\u00e4\u00e4oman ehtoisten sijoitusten osalta yhti\u00f6 on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">peruuttamattomasti valinnut alkuper\u00e4isen kirjaamisen yhteydess\u00e4, ett\u00e4 my\u00f6hemm\u00e4t </span></div><div class=\"ps6257 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yv\u00e4n arvon muutokset kirjataan muihin laajan tuloksen eriin. YIT:ll\u00e4 t\u00e4h\u00e4n kuuluvat tietyt </span></div><div class=\"ps6258 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoitukset kiinteist\u00f6- ja asunto-osakkeisiin sek\u00e4 muihin osakkeisiin. Kun t\u00e4m\u00e4 valinta on </span></div><div class=\"ps6259 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tehty, laajan tuloksen muissa eriss\u00e4 esitettyj\u00e4 m\u00e4\u00e4ri\u00e4 ei siirret\u00e4 my\u00f6hemmin tulokseen. </span></div><div class=\"ps7743 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">N\u00e4ille sijoituksille saatavat osingot kirjataan tulosvaikutteisesti. Valinta tehd\u00e4\u00e4n </span></div><div class=\"ps7744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">sijoituskohtaisen arvioinnin perusteella.</span></div><div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div><div class=\"ps2846 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">JOHDON HARKINTA JA ARVIOT</span></div><div class=\"ps9045 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">O</span><span class=\"f charStyle-37f3c1a8 ps8256\">man p\u00e4\u00e4oman ehtoisten sijoitusten arvostaminen </span></div><div class=\"ps9048 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n merkitt\u00e4vin oman p\u00e4\u00e4oman ehtoinen sijoitus on Tripla Mall Ky, jonka k\u00e4yv\u00e4n arvon arvostus pohjautuu merkitt\u00e4viss\u00e4 m\u00e4\u00e4rin kiinteist\u00f6n </span></div><div class=\"ps9049 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen. Keskeisimpi\u00e4 k\u00e4yv\u00e4n arvon muuttujia kiinteist\u00f6n osalta ovat tuottovaatimus, vajaak\u00e4ytt\u00f6aste sek\u00e4 toiminnan nettotuoton </span></div><div class=\"ps9050 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kasvuvauhti, joiden m\u00e4\u00e4ritt\u00e4misess\u00e4 YIT:n johto joutuu k\u00e4ytt\u00e4m\u00e4\u00e4n harkintaa ja arvioita. YIT:n johto seuraa jatkuvasti oman p\u00e4\u00e4oman </span></div><div class=\"ps5641 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ehtoisten sijoitusten k\u00e4yv\u00e4n arvon arvostukseen liittyvi\u00e4 indikaattoreita ja niiden kehityst\u00e4.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-503": {
   "value": "<div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-502": {
   "value": "<div class=\"ps10116 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps413\">Rahoitusvelat</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Rahoitusvelkoihin luetaan joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat ja muut korolliset velat </span></div><div class=\"ps7784 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">sek\u00e4 ostovelat, muut velat ja johdannaissopimuksiin perustuvat velat. </span></div><div class=\"ps10118 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Jaksotettuun hankintamenoon arvostettavat rahoitusvelat</span></div><div class=\"ps8261 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Rahoitusvelat kirjataan kirjanpitoon kaupantekop\u00e4iv\u00e4n k\u00e4yp\u00e4\u00e4n arvoon, josta on </span></div><div class=\"ps1305 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">v\u00e4hennetty transaktiokustannukset.</span><span class=\"f charStyle-42d14346 ps10119\"> </span><span class=\"f charStyle-42d14346 ps10120\">Konsernissa jaksotettuun hankintamenoon </span></div><div class=\"ps1306 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">arvostettavia rahoitusvelkoja ovat joukkovelkakirjalainat, lainat rahoituslaitoksilta, </span></div><div class=\"ps1307 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">yritystodistukset, taloyhti\u00f6lainat, vuokrasopimusvelat, muut korolliset velat, konsernin </span></div><div class=\"ps1308 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">taseen ostovelat ja muut velat. </span></div><div class=\"ps1339 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">K\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti arvostettavat rahoitusvelat</span></div><div class=\"ps8692 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon tulosvaikutteisesti kirjattaviin rahoitusvelkoihin kuuluvat </span></div><div class=\"ps8693 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">suojauslaskennan ulkopuolella olevat johdannaissopimukset. Johdannaiset kirjataan </span></div><div class=\"ps8694 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4yp\u00e4\u00e4n arvoon, joka perustuu markkinoilla noteerattuihin hintoihin ja yleisesti </span></div><div class=\"ps8695 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">hyv\u00e4ksyttyihin arvostusmalleihin. K\u00e4yv\u00e4n arvon muutokset kirjataan johdannaisen </span></div><div class=\"ps8696 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">k\u00e4ytt\u00f6tarkoituksen mukaisesti joko liiketoiminnan muihin tuottoihin ja kuluihin tai </span></div><div class=\"ps8697 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">rahoituseriin. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">K\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettavat rahoitusvelat</span></div><div class=\"ps6247 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konsernissa k\u00e4yp\u00e4\u00e4n arvoon muiden laajan tuloksen erien kautta arvostettaviin </span></div><div class=\"ps6248 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoihin kuuluvat rahavirran suojauksen ehdot t\u00e4ytt\u00e4v\u00e4t, suojauslaskennassa </span></div><div class=\"ps6249 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">olevat johdannaiset.</span></div><div class=\"ps6252 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Rahoituslimiittien j\u00e4rjestelypalkkiot kirjataan ennakkomaksuksi maksuvalmiuspalvelusta ja </span></div><div class=\"ps6253 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">jaksotetaan kuluksi limiitin voimassaoloajalle. Konsernilla on sek\u00e4 pitk\u00e4- ett\u00e4 lyhytaikaisia </span></div><div class=\"ps6254 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">rahoitusvelkoja, ja ne voivat olla korollisia tai korottomia. Rahoitusvelat kirjataan pois </span></div><div class=\"ps6255 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">taseesta, kun niihin liittyv\u00e4t velvoitteet ovat t\u00e4yttyneet, kumottu tai niiden voimassaolo on </span></div><div class=\"ps6256 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">lakannut.</span></div><div class=\"ps10124 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps461\">K</span><span class=\"f charStyle-37f3c1a8 ps10123\">\u00e4ypien arvojen m\u00e4\u00e4ritt\u00e4minen</span></div><div class=\"ps3572 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Konserni luokittelee k\u00e4yp\u00e4\u00e4n arvoon kirjattavat rahoitusinstrumentit k\u00e4ytt\u00e4en k\u00e4ypien </span></div><div class=\"ps3573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">arvojen kolmitasoista hierarkiaa. Taseessa k\u00e4yp\u00e4\u00e4n arvoon kirjatut rahoitusinstrumentit </span></div><div class=\"ps3576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on luokiteltu k\u00e4yv\u00e4n arvon m\u00e4\u00e4ritt\u00e4miseen perustuvien hierarkiatasojen mukaan </span></div><div class=\"ps3577 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">seuraavasti:</span></div><div class=\"ps3579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 1</span></div><div class=\"ps7766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">K\u00e4yv\u00e4n arvon hierarkian tasolle 1 m\u00e4\u00e4ritet\u00e4\u00e4n kaikki sellaiset rahoitusinstrumentit, joihin </span></div><div class=\"ps7767 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">on toimivilta markkinoilta saatavissa hintanoteeraukset. Kyseiset markkinahinnat ovat </span></div><div class=\"ps7768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa p\u00f6rssist\u00e4, v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps7769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta. N\u00e4it\u00e4 hintoja </span></div><div class=\"ps7770 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">sovelletaan oikaisemattomina arvon m\u00e4\u00e4ritt\u00e4miseen. </span></div><div class=\"ps7772 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 2</span></div><div class=\"ps1241 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 2 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo m\u00e4\u00e4ritell\u00e4\u00e4n arvostusmenetelmien avulla. </span></div><div class=\"ps3139 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">N\u00e4iss\u00e4 menetelmiss\u00e4 k\u00e4ytet\u00e4\u00e4n sy\u00f6tt\u00f6tietona muita kuin tason 1 </span></div><div class=\"ps3140 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahintanoteerattuja hintoja, jotka ovat helposti ja s\u00e4\u00e4nn\u00f6llisesti saatavissa </span></div><div class=\"ps3143 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">p\u00f6rssist\u00e4 tai vastaavasta rahoitusinstrumentteja v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, </span></div><div class=\"ps3144 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinahinnoittelun palveluntuottajalta tai valvontaviranomaiselta.</span></div><div class=\"ps3146 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">YIT arvostaa OTC-johdannaiset tason 2 v\u00e4litt\u00e4v\u00e4lt\u00e4 instituutiolta, markkinahinnoittelun </span></div><div class=\"ps3147 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">palveluntuottajalta tai valvontaviranomaiselta k\u00e4yp\u00e4\u00e4n arvoon perustuen markkinoilla </span></div><div class=\"ps3148 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">noteerattuihin hintoihin ja yleisesti hyv\u00e4ksyttyihin arvostusmalleihin. </span></div><div class=\"ps3152 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps461\">Taso 3</span></div><div class=\"ps10125 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">Tason 3 rahoitusinstrumenttien k\u00e4yp\u00e4 arvo ei perustu todennettavissa oleviin </span></div><div class=\"ps10126 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps461\">markkinanoteerauksiin tai markkinahintoihin.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-504": {
   "value": "<div><div id=\"i5ecd4dcf27b74d20b0dc9eb86c44f971_917\" style=\"position:absolute;top:70.87pt\"></div><div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">30. RAHOITUSRISKIEN HALLINTA</span></div><div class=\"ps500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT altistuu liiketoiminnassaan useille rahoitusriskeille. Merkitt\u00e4vimm\u00e4t rahoitusriskit ovat rahoituksen hankinta-, likviditeetti- ja luottoriski </span></div><div class=\"ps501 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sek\u00e4 markkinariskit, kuten valuutta- ja korkoriski. YIT:n rahoitusriskien hallinnan tavoitteena on pienent\u00e4\u00e4 sit\u00e4 ep\u00e4varmuutta, jota </span></div><div class=\"ps502 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusmarkkinoilla tapahtuvat muutokset mahdollisesti aiheuttavat YIT:n tulokseen, kassavirtoihin ja arvoon.</span></div><div class=\"ps504 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusriskien hallinta perustuu hallituksen hyv\u00e4ksym\u00e4n rahoituspolitiikan periaatteisiin. Rahoituspolitiikka m\u00e4\u00e4ritt\u00e4\u00e4 rahoitusriskien </span></div><div class=\"ps505 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnan ja rahoitustoimien toimintaperiaatteet ja vastuunjaot. Politiikkaa arvioidaan ja tarvittaessa p\u00e4ivitet\u00e4\u00e4n v\u00e4hint\u00e4\u00e4n vuosittain.</span></div><div class=\"ps507 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituspolitiikan k\u00e4yt\u00e4nn\u00f6n toteutuksesta vastaa konsernin rahoitusosasto, joka p\u00e4\u00e4asiallisesti vastaa rahoitusriskien hallinnasta ja johon </span></div><div class=\"ps512 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">konsernin rahoitustoimet on p\u00e4\u00e4asiassa keskitetty. Konsernin rahoituspolitiikassa m\u00e4\u00e4ritell\u00e4\u00e4n teht\u00e4v\u00e4alueittain vastuunjako </span></div><div class=\"ps513 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusosaston ja liiketoimintayksik\u00f6iden v\u00e4lill\u00e4. Liiketoimintayksik\u00f6n vastuulla on toimittaa rahoitusosastolle ajantasaista ja t\u00e4sm\u00e4llist\u00e4 </span></div><div class=\"ps514 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tietoa liiketoimintansa rahoitukseen ja rahoitusriskeihin liittyvist\u00e4 asioista. Konsernin rahoitusyksikk\u00f6 toimii konsernin sis\u00e4isen\u00e4 pankkina </span></div><div class=\"ps515 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sek\u00e4 hallinnoi, ohjeistaa ja tukee liiketoimintaa rahoitusasioissa siten, ett\u00e4 konsernin rahoitustarpeet tulevat tyydytetty\u00e4 ja rahoitusriskej\u00e4 </span></div><div class=\"ps516 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallinnoidaan rahoituspolitiikan mukaisesti tehokkaalla tavalla.</span></div><div class=\"ps10436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MAKSUVALMIUSRISKI</span></div><div class=\"ps7411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n pyrkimyksen\u00e4 on turvata rahoituksen saatavuus, optimoida likvidien varojen k\u00e4ytt\u00f6 liiketoimintojen rahoittamisessa sek\u00e4 minimoida </span></div><div class=\"ps10437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korko- ja muut rahoituskustannukset. Konsernirahoitus vastaa konsernin kokonaislikviditeetin hallinnasta sek\u00e4 huolehtii, ett\u00e4 k\u00e4ytett\u00e4viss\u00e4 </span></div><div class=\"ps10438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on riitt\u00e4v\u00e4t rahoituslimiitit ja riitt\u00e4v\u00e4 m\u00e4\u00e4r\u00e4 eri rahoitusl\u00e4hteit\u00e4. Lis\u00e4ksi se varmistaa, ett\u00e4 konsernin velkojen ja luottolimiittien er\u00e4\u00e4ntymisprofiili </span></div><div class=\"ps10439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuu riitt\u00e4v\u00e4n tasaisesti eri vuosille rahoituspolitiikan mukaisesti.</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituksen saatavuus riippuu kulloinkin vallitsevasta rahoitusmarkkinoiden ja rakennussektorin tilanteesta sek\u00e4 yhti\u00f6n kannattavuuden ja/</span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai taloudellisen tilanteen kehityksest\u00e4. YIT:n kannattavuuden ja taloudellisten tunnuslukujen negatiivinen kehitys saattaisi johtaa rahoituksen </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saatavuuden heikkenemiseen ja/tai rahoituskustannusten kasvuun. My\u00f6s pankkien ja rahoittajien halu rajoittaa omaa rakennusalaan </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistuvaa riskipositiotaan voi heikent\u00e4\u00e4 rahoituksen saatavuutta tai pienent\u00e4\u00e4 sitomattomien rahoituslimiittien m\u00e4\u00e4r\u00e4\u00e4 ja vaikeuttaa uusien </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankkeiden aloittamista tai niihin osallistumista.</span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituspolitiikan mukaisesti konsernin likviditeetin tulee kaikkina aikoina vastata konsernin kokonaislikviditeettitarvetta. Rahoitustarpeen </span></div><div class=\"ps9769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioiminen perustuu rahavirtaennusteisiin. Rahoitusosasto hoitaa keskitetysti konsernin kassanhallinnan ja varainhankinnan. </span></div><div class=\"ps10441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusosastolle keskitetyll\u00e4 kassanhallinnalla optimoidaan likvidien varojen k\u00e4ytt\u00f6 konsernin eri yksik\u00f6iden v\u00e4lill\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">YIT:n likviditeetti muodostuu likvideist\u00e4 varoista, yritystodistusohjelmasta, luotollisista tileist\u00e4 ja sitovista rahoituslimiiteist\u00e4. YIT:n likvidien </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">varojen m\u00e4\u00e4r\u00e4 vuoden 2025 lopussa oli 116 miljoonaa euroa (137). YIT:n yritystodistusohjelman koko on 400 miljoonaa euroa (400). </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 yritystodistuksia oli liikkeeseenlaskettuna yhteens\u00e4 13 miljoonaa euroa (14).</span><span class=\"f charStyle-753f1002 ps10444\"> Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 YIT:ll\u00e4 oli </span><span class=\"f charStyle-753f1002 ps10445\">200 miljoonan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">euron (249) sitova valmiusluottolimiitti, josta oli k\u00e4ytt\u00e4m\u00e4tt\u00e4 160 miljoonaa euroa (189),</span><span class=\"f charStyle-753f1002 ps10446\"> sek\u00e4 13 miljoonaa euroa tililimiittisopimuksia (13). </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">Sitova valmiusluottolimiittisopimus on voimassa joulukuuhun 2028 asti.</span><span class=\"f charStyle-753f1002 ps10447\"> </span><span class=\"f charStyle-753f1002 ps10448\">Lis\u00e4ksi asuntokohteisiin liittyvi\u00e4 nostamattomia</span><span class=\"f charStyle-753f1002 ps10449\"> ja sitovia </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">taloyhti\u00f6lainalimiittej\u00e4</span><span class=\"f charStyle-753f1002 ps10450\"> oli vuoden lopussa 53 miljoonaa euroa (27). Yhti\u00f6n rahoitussopimuksiin sis\u00e4ltyy erilaisia tunnuslukukovenantteja liittyen </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">omavaraisuuteen, velkaantumisasteeseen, </span><span class=\"f charStyle-753f1002 ps10451\">k\u00e4ytt\u00f6katteeseen ja likviditeettiin. </span><span class=\"f charStyle-753f1002 ps10452\">Kovenanttien t\u00e4yttymiselle on olennaista, ett\u00e4 YIT:n tunnusluvut </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">pysyv\u00e4t riitt\u00e4v\u00e4ll\u00e4 tasolla.</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Asunto-osakeyhti\u00f6 rahoittaa asuntokohteen rakentamisen rahoitusmallilla, jossa taloyhti\u00f6lainaa nostetaan kohteen valmistusasteen mukaan </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja sill\u00e4 rahoitetaan kohteen rakentamista. Rahoitusveloissa korollisena velkana esitetyt taloyhti\u00f6lainat liittyv\u00e4t omaperusteisten kohteiden </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myym\u00e4tt\u00f6mien huoneistojen lainaosuuksiin, ja niiden m\u00e4\u00e4r\u00e4 tilikauden lopussa oli 130 miljoonaa euroa (178). Myym\u00e4tt\u00f6mien asuntojen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta taloyhti\u00f6lainat maksetaan rahoitusvastikkeena pitk\u00e4n laina-ajan kuluessa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Seuraava taulukko kuvaa rahoitusvelkojen ja niihin liittyvien korkojen ja muiden kustannusten sopimuksiin perustuvaa er\u00e4\u00e4ntymist\u00e4. Luvut </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat diskonttaamattomia. Vaihtuvakorkoisten velkojen ja korkojohdannaisten tulevat korkovirrat perustuvat niiden 31.12.2025 (31.12.2024) </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olleeseen korkoon. Valuuttam\u00e4\u00e4r\u00e4isten velkojen rahavirrat on k\u00e4\u00e4nnetty euroiksi tilinp\u00e4\u00e4t\u00f6skursseihin. Valuuttajohdannaisten </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">valuuttam\u00e4\u00e4r\u00e4iset rahavirrat on k\u00e4\u00e4nnetty euroiksi termiinikurssien mukaisesti.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Rahoitusvelkojen ja johdannaisten sopimuksiin perustuvat rahavirrat</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps8291 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2030<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2031-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1709 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10465 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">236*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10466 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">132<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10467 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10468 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10469 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10470 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10471 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">338<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10472 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10473 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10474 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10475 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10476 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10477 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10478 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">556<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10479 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">234<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10480 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10481 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10482 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10483 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10484 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10485 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1732 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10486 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10487 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10488 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10489 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10490 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10491 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10492 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10493 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1763 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10494 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">504<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10495 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10496 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10497 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10498 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10499 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10500 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0146<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10539 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps10502 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2030-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8004 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10503 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">243*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10504 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">293<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10505 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">105<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10506 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10508 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10507\">36**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10509 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">677<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10510 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10511 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10512 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10513 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10514 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10515 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">486<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10516 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">619<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5752 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10517 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10518 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10519 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10520 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10521 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10522 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10523 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">257<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10524 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10525 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10526 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10527 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10528 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10529 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2231 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10530 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10531 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3955 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10532 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">508<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10533 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">339<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10534 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10535 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10536 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10537 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">487<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10538 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0552<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 taloyhti\u00f6iden myym\u00e4tt\u00f6miin huoneistoihin kohdistuvat yhti\u00f6lainat 130 miljoonaa euroa (178). </span></div><div class=\"ps10541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">**Vertailutietoa on oikaistu</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KORKORISKI</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n korkoriskin hallinnan tavoitteena on minimoida korkojen vaihtelun aiheuttamat muutokset YIT:n tulokseen, kassavirtoihin ja arvoon. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin rahoitusosasto hallinnoi ja valvoo korkoriskipositiota. YIT:n korkoriski muodostuu p\u00e4\u00e4asiassa liiketoiminnan rahoittamiseen </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liittyvist\u00e4 kiinte\u00e4- ja vaihtuvakorkoisista velkasopimuksista, korollisista rahoitusvaroista sek\u00e4 korkojohdannaisista. Korkotason muutokset </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaikuttavat tuloslaskelma- ja tase-eriin sek\u00e4 kassavirtaan.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n korkoriski\u00e4 hallinnoidaan pyrkim\u00e4ll\u00e4 asettamaan konsernin velkojen keskim\u00e4\u00e4r\u00e4inen korkosidonnaisuusaika l\u00e4helle liiketoiminnan </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoherkkyytt\u00e4. YIT:n liiketoiminnan korkoherkkyyden on arvioitu olevan noin 2 vuotta. Konsernin rahoitusosasto seuraa velkojen </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskim\u00e4\u00e4r\u00e4ist\u00e4 korkosidonnaisuusaikaa ja kiinte\u00e4korkoisten ja vaihtuvakorkoisten velkojen suhdetta. Lis\u00e4ksi tehd\u00e4\u00e4n konsernin korkoriskin </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">herkkyysanalyysej\u00e4.</span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT voi ottaa pitk\u00e4aikaista velkaa sek\u00e4 vaihtuva- ett\u00e4 kiinte\u00e4korkoisena. Vaihtuva- ja kiinte\u00e4korkoisten velkojen suhdetta voidaan muuttaa </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojohdannaisilla. YIT on k\u00e4ytt\u00e4nyt koronvaihtosopimuksia korkoriskins\u00e4 hallinnassa. Osaan johdannaisista on sovellettu rahavirran </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa, joka on ollut tehokasta. Korollisista rahoitusveloista, vuokrasopimusveloista ja korkojohdannaisista muodostuvasta </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkosalkusta kiinte\u00e4\u00e4n korkoon on tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 sidottu </span><span class=\"f charStyle-42d14346 ps10542\">87</span><span class=\"f charStyle-42d14346 ps10543\"> prosenttia (</span><span class=\"f charStyle-42d14346 ps10544\">83</span><span class=\"f charStyle-42d14346 ps10545\">). </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Alla esitetty korkoriskin herkkyysanalyysi havainnollistaa markkinakorkojen yhden prosenttiyksik\u00f6n muutoksen vaikutusta </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettorahoituskuluihin ennen veroja ja muun laajan tuloksen eriin verovaikutuksella oikaistuna</span><span class=\"f charStyle-42d14346 ps10546\">. Herkkyysanalyysiin sis\u00e4ltyy taseen vuoden </span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopun korolliseen nettovelkaan sis\u00e4ltyv\u00e4t vaihtuvakorkoiset er\u00e4t, sek\u00e4 korkojohdannaiset. </span></div><div class=\"ps10564 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:186pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps5779 ss1061\"><div><div class=\"ps7245 ss24\"><span class=\"f charStyle-93f9a1a0 ps10547\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10548 ss1061\"><div><div class=\"ps7245 ss24\"><span class=\"f charStyle-93f9a1a0 ps10547\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3183 ss1062\"><div><div class=\"ps7245 ss437\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10551 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps10550\">nousu koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10552 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps4373\">lasku koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10553 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps10550\">nousu koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10554 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps4373\">lasku koroissa</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1982 ss1064\"><div><div class=\"ps234 ss437\"><span class=\"f charStyle-42d14346 ps7\">Nettorahoituskulut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10555 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10557 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10558 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10559 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5216 ss1065\"><div><div class=\"ps6364 ss437\"><span class=\"f charStyle-42d14346 ps7\">Muun laajan tuloksen er\u00e4t <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10560 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps9102\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10561 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10562 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps9102\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10563 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Herkkyysanalyysin perustana ovat vallitsevat markkinakorot raportointikauden lopussa, kuten esimerkiksi kolmen kuukauden Euribor, joka </span></div><div class=\"ps10567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oli 2,026% kauden lopussa (2,714%). Markkinakorot laskivat vuoden aikana ja mainittu kolmen kuukauden Euribor oli raportointikaudella </span></div><div class=\"ps10568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskim\u00e4\u00e4rin 2,178%. Muuttuvassa korkoymp\u00e4rist\u00f6ss\u00e4 vaikutus nettorahoituskuluihin tulee viiveell\u00e4, n\u00e4in ollen herkkyysanalyysin tulosta ei </span></div><div class=\"ps10569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voi suoraan verrata raportointikauden toteutuneisiin nettorahoituskuluihin.</span></div><div class=\"ps10571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotason muutoksilla on vaikutusta parametreihin, joilla YIT:n tase-erien k\u00e4yp\u00e4\u00e4n arvoon arvostamista tehd\u00e4\u00e4n sek\u00e4 saattaa olla </span></div><div class=\"ps10573 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaikutusta YIT:n tuotteiden ja palveluiden kysynt\u00e4\u00e4n.</span><span class=\"f charStyle-42d14346 ps10572\"> </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LUOTTO- JA VASTAPUOLIRISKI</span></div><div class=\"ps10574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n luottoriski liittyy vastapuoliin, joilta on avoimia saatavia tai joiden kanssa on solmittu pitk\u00e4aikaisia sopimuksia. YIT altistuu luottoriskille </span></div><div class=\"ps10575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa konsernin myyntisaatavien, korollisten saamisten, rahavarojen ja johdannaisiin liittyvien saamisten kautta. Luottoriskin </span></div><div class=\"ps10576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">enimm\u00e4ism\u00e4\u00e4r\u00e4 on edell\u00e4 mainittujen erien yhteenlaskettu kirjanpitoarvo.</span></div><div class=\"ps10578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 toteutuneiden luottotappioiden m\u00e4\u00e4r\u00e4 on ollut historiallisesti pieni. Merkitt\u00e4vimm\u00e4t er\u00e4\u00e4ntyneet saatavat liittyv\u00e4t tapauksiin, joissa </span></div><div class=\"ps10579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 ja asiakkaalla on ilmennyt erimielisyyksi\u00e4 YIT:n asiakkaalle esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat </span></div><div class=\"ps10580 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">esimerkiksi johtua lis\u00e4- ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa </span></div><div class=\"ps10581 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi juridisen asemansa ja soveltaa IFRS 15 sopimusmuutokset -ohjeistusta. Asiakassopimuksen tuloutukseen tehty\u00e4 muutosta ei </span></div><div class=\"ps10582 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">n\u00e4in ollen k\u00e4sitell\u00e4 luottotappiona eik\u00e4 se vaikuta odotettuun luottotappioasteeseen.</span></div><div class=\"ps10584 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan eriin, kuten myyntisaamisiin sek\u00e4 liiketoiminnan yhteydess\u00e4 hankittuihin korollisiin saamisiin liittyv\u00e4st\u00e4 luottoriskist\u00e4 vastaavat </span></div><div class=\"ps10585 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liiketoimintayksik\u00f6t. Asiakaskunta ja sopimusten luonne konsernin eri toimialoilla on erilainen, ja asiakaskohtaista luottoriski\u00e4 hallinnoivat </span></div><div class=\"ps10586 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimialojen talousosastot yhdess\u00e4 liiketoimintayksik\u00f6idens\u00e4 kanssa. Liiketoiminnan luottoriskin hallinnan v\u00e4linein\u00e4 ovat esimerkiksi </span></div><div class=\"ps10587 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">projektikohteiden omistusoikeuden s\u00e4ilyminen konsernilla, kunnes maksusuoritus on saatu, ennakkomaksujen vastaanotto ja projektien </span></div><div class=\"ps10588 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">etupainotteiset maksuohjelmat, maksuntakaukset, kohdekohtaiset kiinnitykset ja luottoriskin vakuuttaminen sek\u00e4 asiakkaiden ja </span></div><div class=\"ps10589 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastapuolien taustatietojen perusteellinen selvitys. Uusien asiakkaiden ja vastapuolien taustat selvitet\u00e4\u00e4n perusteellisesti muun muassa </span></div><div class=\"ps10590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hankkimalla luottotiedot. Lis\u00e4ksi saamisten myynti\u00e4 rahoituslaitoksille k\u00e4ytet\u00e4\u00e4n liiketoiminnan luottoriskin hallinnassa. Muun muassa niiden </span></div><div class=\"ps10591 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimitila- ja muiden sijoittajakauppojen, joissa maksu tapahtuu vasta kohteen luovutuksen yhteydess\u00e4, myyntisaamiset ja niihin liittyv\u00e4 </span></div><div class=\"ps10592 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastapuolen maksukyvytt\u00f6myysriski tyypillisesti siirret\u00e4\u00e4n rahoittajille saamisten myyntisopimuksen ehdoissa. Siirrot t\u00e4ytt\u00e4v\u00e4t IFRS 9:n </span></div><div class=\"ps10593 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaiset taseesta poiskirjaamisen ehdot. Konsernilla ei ole merkitt\u00e4vi\u00e4 luottoriskikeskittymi\u00e4, koska asiakaskunta on laaja ja </span></div><div class=\"ps10594 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maantieteellisesti konsernin toimintamaihin jakautunut. Liiketoimintayksik\u00f6t eiv\u00e4t odota taseen k\u00e4yp\u00e4\u00e4n arvoon arvostettavien </span></div><div class=\"ps10595 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lainasaamisten, liiketoiminnan yhteydess\u00e4 hankittujen korollisten saamisten, myynti- tai muiden saamisten vastapuolista aiheutuvan </span></div><div class=\"ps10596 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">normaalista poikkeavaa luottoriski\u00e4.</span></div><div class=\"ps10598 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin rahoitusosasto vastaa YIT:n rahavarojen, johdannaissopimusten ja muiden rahoitustransaktioiden vastapuoli- ja luottoriskin </span></div><div class=\"ps10599 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hallinnasta. Rahoituspolitiikka m\u00e4\u00e4ritt\u00e4\u00e4 hyv\u00e4ksytyt vastapuolet ja niiden kriteerit. Rahavaroista, johdannaisista tai muista </span></div><div class=\"ps10600 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">rahoitustransaktioista ei ole tilikaudella syntynyt luottotappioita. Raportointikauden lopussa n\u00e4iden erien vastapuoliriski\u00e4 pidettiin pienen\u00e4.</span></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Odotettavissa olevat </span><span class=\"f charStyle-8e57c0e9 ps10601\">luottotappiot</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div><div class=\"ps10668 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:32.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1067\"><div><div class=\"ps10618 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7886 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7887 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7888 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7889 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7890 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7891 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1982 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps5216 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Er\u00e4\u00e4ntym\u00e4tt\u00f6m\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">67<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7068 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">1-60 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10631 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">61-90 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10638 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10639 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10641 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8440 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">91-180 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">yli 181 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10654 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3815 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10655 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">79<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">106<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10659 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps53 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td></tr></tbody></table></div></div></div></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">VALUUTTAKURSSIRISKI</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuuttakurssiriskien hallinnan tavoitteena on v\u00e4hent\u00e4\u00e4 ep\u00e4varmuutta, jota valuuttakurssimuutokset aiheuttavat kassavirtojen, </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallisten saamisten ja velkojen sek\u00e4 muiden tase-erien tuleviin arvoihin. Valuuttakurssiriski koostuu p\u00e4\u00e4asiassa translaatioriskist\u00e4 ja </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktioriskist\u00e4.</span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Translaatioriski k\u00e4sitt\u00e4\u00e4 ulkomaisten konserniyhti\u00f6iden tuloslaskelmien ja taseiden muunnosta konsernin kotivaluuttaan aiheutuvat </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuuttakurssiriskit. Kirjanpitoon kirjattavaa valuuttakurssieroa translaatioriskist\u00e4 aiheuttavat ulkomaisiin tyt\u00e4ryhti\u00f6ihin tehdyt oman p\u00e4\u00e4oman </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoitukset ja kertyneet voittovarat, joiden vaikutukset n\u00e4kyv\u00e4t oman p\u00e4\u00e4oman muuntoeroissa. Translaatioriski\u00e4 pyrit\u00e4\u00e4n hallinnoimaan </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">optimoimalla konserniyhti\u00f6iden p\u00e4\u00e4omarakennetta. Ulkomaisiin tyt\u00e4ryhti\u00f6ihin tehtyj\u00e4 nettosijoituksia ei ole suojattu valuuttakurssien </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muutoksilta. Valuuttakurssien muutokset suurensivat (pienensiv\u00e4t) nettosijoitusten arvoa ja muuntoerojen muutos kasvatti (pienensi) YIT:n </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaa p\u00e4\u00e4omaa 4 miljoonaa euroa (0) verrattuna edellisen vuoden loppuun. Puolan zlotyn </span><span class=\"f charStyle-42d14346 ps10671\">muuntoerojen muutos oli 1 miljoonaa euroa (-1) ja </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tsekin korunan 3 miljoonaa euroa (1) konsernin muuntoerojen kokonaismuutoksen ollessa 4 miljoonaa euroa (0)</span><span class=\"f charStyle-42d14346 ps10672\">. Euron kurssin kymmenen </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">prosentin heikentyminen tai vahvistuminen suhteessa suurimman translaatioriskiposition muodostavaan Puolan zlotyyn olisi </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 vaikuttanut konsernin muuntoeroihin 11 miljoonaa euroa (10).</span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Transaktioriski muodostuu liike- ja rahoitustoiminnan valuuttam\u00e4\u00e4r\u00e4isist\u00e4 transaktioista, kun ne tehd\u00e4\u00e4n muussa kuin yhti\u00f6n toiminnallisessa </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuutassa. Liiketoimintayksik\u00f6iden kaupallisista sopimuksista aiheutuu YIT:lle valuuttakurssiriski\u00e4, joskin sopimukset tehd\u00e4\u00e4n p\u00e4\u00e4asiassa </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksik\u00f6iden omassa toimintavaluutassa. Liiketoiminnan valuuttakurssiriskej\u00e4 pyrit\u00e4\u00e4n suojaamaan ensisijaisesti operatiivisin keinoin ja j\u00e4ljelle </span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4v\u00e4 osa transaktioriskist\u00e4 suojataan k\u00e4ytt\u00e4m\u00e4ll\u00e4 muun muassa valuuttajohdannaisia. Liiketoimintayksik\u00f6t vastaavat valuuttakurssiriskins\u00e4 </span></div><div class=\"ps2922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnistamisesta, raportoinnista, ennustamisesta sek\u00e4 transaktioriskiposition suojaamisesta sis\u00e4isill\u00e4 transaktioilla konsernin rahoitusosaston </span></div><div class=\"ps2923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kanssa. Rahoitusosasto on vastuussa konsernin nettopositioiden suojaamisesta ulkoisina transaktioina rahoituspolitiikan mukaisesti. </span></div><div class=\"ps2924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuonna 2025 kaupallisiin sopimuksiin ei liittynyt merkitt\u00e4vi\u00e4 avoimia valuuttakurssiriskej\u00e4.</span></div><div class=\"ps2928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Emoyhti\u00f6n keskitetyss\u00e4 rahoitustoiminnossa nostetut luotot ovat p\u00e4\u00e4osin eurom\u00e4\u00e4r\u00e4isi\u00e4, mutta konsernin sis\u00e4iset lainat annetaan </span></div><div class=\"ps2929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">l\u00e4ht\u00f6kohtaisesti kunkin tyt\u00e4ryhti\u00f6n toimintavaluutassa. Emoyhti\u00f6 suojautuu n\u00e4in syntyv\u00e4lt\u00e4 valuuttakurssiriskilt\u00e4 muun muassa </span></div><div class=\"ps2930 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuuttajohdannaisilla. Herkkyysanalyysin mukaan euron heikentymisell\u00e4 tai vahvistumisella ei olisi ollut olennaista vaikutusta YIT:n </span></div><div class=\"ps2931 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulokseen. Herkkyysanalyysiss\u00e4 on otettu huomioon sis\u00e4iset ja ulkoiset lainat ja saamiset sek\u00e4 n\u00e4ihin liittyv\u00e4t kurssiriskin suojaamiseksi </span></div><div class=\"ps2932 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tehdyt valuuttajohdannaiset, jotka netottavat valuuttakurssimuutosten vaikutuksia.</span></div><div class=\"ps2934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT ei ole raportointikaudella soveltanut suojauslaskentaa valuuttariskien suojaukseen, joten johdannaisten arvonmuutokset kirjataan </span></div><div class=\"ps2935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteiden mukaisesti konsernin tuloslaskelmaan.</span></div><div class=\"ps10673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">HY\u00d6DYKEHINTARISKI</span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintayksik\u00f6t ovat vastuussa hy\u00f6dykkeiden hintariskin tunnistamisesta. Hy\u00f6dykkeiden hintariskilt\u00e4 voidaan suojautua muun muassa </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntisopimusten hintaklausuulein, kiintein ostohinnoin ja johdannaisin.</span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">P\u00c4\u00c4OMAN JA P\u00c4\u00c4OMARAKENTEEN HALLINT</span><span class=\"f charStyle-8e57c0e9 ps10675\">A</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">P\u00e4\u00e4omalla tarkoitetaan YIT-konsernin taseen osoittamaa omaa p\u00e4\u00e4omaa ja korollista vierasta p\u00e4\u00e4omaa. YIT:n p\u00e4\u00e4oman hallinnalla pyrit\u00e4\u00e4n </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">varmistamaan kustannustehokkaasti konsernin liiketoiminta-alueiden toimintaedellytykset kilpailukykyisell\u00e4 tasolla kaikissa </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">suhdannetilanteissa, riitt\u00e4v\u00e4 riskinkantokyky muun muassa rakennusurakoinnissa sek\u00e4 hyv\u00e4 velanhoito- ja osingonmaksukyky ja omistaja-</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvon kasvattaminen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointivaltaisimmissa liiketoiminnoissa, kuten asuntojen perustajaurakoinnissa ja kiinteist\u00f6kehityshankkeissa, keskeist\u00e4 on sopeuttaa </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4omapanostukset markkinatilanteen mukaisiksi v\u00e4hent\u00e4m\u00e4ll\u00e4 tai lis\u00e4\u00e4m\u00e4ll\u00e4 tontti-investointeja ja hankealoituksia. Lis\u00e4ksi pyrit\u00e4\u00e4n </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tehokkaaseen nettok\u00e4ytt\u00f6p\u00e4\u00e4oman kiertoon kaikilla liiketoiminta-alueilla. P\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4 ja rakennetta hallitaan my\u00f6s s\u00e4\u00e4telem\u00e4ll\u00e4 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osingonjaon m\u00e4\u00e4r\u00e4\u00e4, omien osakkeiden hankinnoilla, laskemalla liikkeeseen uusia osakkeita tai myym\u00e4ll\u00e4 omaisuuseri\u00e4 velkojen </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4hent\u00e4miseksi. Mik\u00e4li yhti\u00f6 ei onnistu sitoutuneen p\u00e4\u00e4oman hallinnassa, saattaa se johtaa rahoituskustannuksien kasvuun sek\u00e4 </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muodostaa riskin rahoitussopimusten tunnuslukukovenanttien t\u00e4ytt\u00e4m\u00e4tt\u00e4 j\u00e4tt\u00e4miseen.</span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n korollisen vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n vaikuttavat muun muassa liiketoiminnan laajuus ja rahavirta, yritysostot, investoinnit </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuotantokalustoon, -rakennuksiin ja rakennusmaahan tai n\u00e4iden myynnit sek\u00e4 mahdolliset oman p\u00e4\u00e4oman ehtoiset j\u00e4rjestelyt. YIT:n omaan </span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4omaan vaikuttavat lis\u00e4ksi arvonmuutokset k\u00e4yp\u00e4\u00e4n arvoon arvostetuista sijoituksista, joiden arvo saattaa muuttua eri tekij\u00f6iden </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">seurauksena.</span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT seuraa jatkuvasti erityisesti velan m\u00e4\u00e4r\u00e4\u00e4, korollisen nettovelan suhdetta k\u00e4ytt\u00f6katteeseen, velkaantumisastetta sek\u00e4 </span></div><div class=\"ps2922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omavaraisuusastetta. Yhti\u00f6 seuraa p\u00e4\u00e4oman kehityst\u00e4 my\u00f6s sijoitetun p\u00e4\u00e4oman tuottoasteella. </span><span class=\"f charStyle-42d14346 ps10676\">YIT on m\u00e4\u00e4ritt\u00e4nyt konsernin taloudelliset </span></div><div class=\"ps2923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitteet, jotka on m\u00e4\u00e4r\u00e4 saavuttaa vuoden 2029 loppuun menness\u00e4: oikaistu liikevoittoprosentti v\u00e4hint\u00e4\u00e4n 7 prosenttia, sitoutuneen </span></div><div class=\"ps2924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4oman tuotto v\u00e4hint\u00e4\u00e4n 15 prosenttia, ja liikevaihdon kasvu v\u00e4hint\u00e4\u00e4n 5 prosenttia (yhdistetty vuotuinen kasvuvauhti (CAGR) </span></div><div class=\"ps2925 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">pohjavuotena 2024). YIT on lis\u00e4ksi m\u00e4\u00e4ritt\u00e4nyt taloudellisen viitekehyksen strategiakaudelle 2025\u20132029, jonka mukaan osinkoa maksetaan </span></div><div class=\"ps2928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4hint\u00e4\u00e4n 50 prosenttia nettotuloksesta edellytt\u00e4en tiettyjen ehtojen t\u00e4yttymist\u00e4 nykyisiss\u00e4 rahoitussopimuksissa, ja nettovelan tulisi olla </span></div><div class=\"ps2929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">30\u201370 prosenttia suhteessa oman p\u00e4\u00e4omaan kaikissa markkinaolosuhteissa.</span></div><div class=\"ps2931 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT saattaa ajoittain pyrki\u00e4 ostamaan j\u00e4ljell\u00e4 olevaa velkaansa takaisin k\u00e4teisostoilla ja/tai oman p\u00e4\u00e4oman ehtoisia arvopapereita </span></div><div class=\"ps2932 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vaihtamalla, avoimilla markkinoilla tehdyill\u00e4 ostoilla, yksityisesti neuvotelluilla transaktioilla tai muulla tavalla. Summat saattavat olla </span></div><div class=\"ps2933 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">merkitt\u00e4vi\u00e4. YIT saattaa p\u00e4\u00e4tt\u00e4\u00e4 s\u00e4ilytt\u00e4\u00e4, kuolettaa tai myyd\u00e4 takaisinostetun velan. Mahdollinen my\u00f6hempi takaisinostetun velan </span></div><div class=\"ps2934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyminen voidaan tehd\u00e4 k\u00e4teist\u00e4 tai muuta korvausta tai oman p\u00e4\u00e4oman ehtoisia arvopapereita vastaan, ja kyseinen myynti voidaan </span></div><div class=\"ps2935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteuttaa avoimilla markkinoilla teht\u00e4vin\u00e4 tarjouksina, yksityisesti neuvoteltuina transaktioina tai muulla tavalla. Mahdolliset j\u00e4ljell\u00e4 olevan </span></div><div class=\"ps2936 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">velan takaisinostot tai vaihdot tai mahdolliset my\u00f6hemm\u00e4t takaisinostetun velan myynnit tai vaihdot riippuvat vallitsevista </span></div><div class=\"ps2937 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">markkinaolosuhteista, likviditeettitarpeesta, sopimusrajoitteista ja muista tekij\u00f6ist\u00e4.</span></div><div class=\"ps3706 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on julkistanut vihre\u00e4n rahoituksen viitekehykset vuosina 2021 ja 2024 tukemaan investointeja, jotka edist\u00e4v\u00e4t yhti\u00f6n kest\u00e4vyyden </span></div><div class=\"ps2904 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitteita. Vihre\u00e4n rahoituksen viitekehyksien puitteissa YIT voi laskea liikkeeseen vihreit\u00e4 joukkovelkakirjalainoja ja muita vihreit\u00e4 </span></div><div class=\"ps2907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">rahoitusinstrumentteja viitekehyksen vaatimukset t\u00e4ytt\u00e4vien hankkeiden rahoittamiseksi. Varojen kohdistamisesta raportoidaan vuosittain. </span></div></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on j\u00e4rjestellyt velkasalkkuaan ja rahoitusl\u00e4hteit\u00e4\u00e4n raportointikauden aikana seuraavasti:</span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Maaliskuussa 2025 YIT laski liikkeeseen uuden 120 miljoonan euron vihre\u00e4n vaihtuvakorkoisen senioriehtoisen vakuudellisen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joukkovelkakirjalainan. Velkakirjojen laina- aika on 3 vuotta ja ne er\u00e4\u00e4ntyv\u00e4t 20.3.2028. Lis\u00e4ksi YIT tiedotti ostavansa takaisin 91 miljoonan </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">euron edest\u00e4 vakuudellista vihre\u00e4\u00e4 senioriehtoista joukkovelkakirjalainaansa, joka er\u00e4\u00e4ntyy 15.1.2026, ja ett\u00e4 se on k\u00e4ytt\u00e4nyt ehdollisen </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jatko- option valmiusluottolimiittisopimuksen ja m\u00e4\u00e4r\u00e4aikaislainasopimuksen voimassaoloajan pident\u00e4miseksi yhdell\u00e4 vuodella vuoteen 2027 </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saakka. </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT tiedotti toukokuussa 2025 laskeneensa onnistuneesti liikkeeseen uuden 100 miljoonan euron vihre\u00e4n hybridilainan sek\u00e4 ostavansa </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisin 54 miljoonalla eurolla sen vuonna 2021 liikkeeseen laskemaa alun perin 100 miljoonan euron suuruista vihre\u00e4\u00e4 hybridilainaa. YIT:n </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaan p\u00e4\u00e4omaan sis\u00e4ltyv\u00e4n uuden hybridilainan vuosittain maksettava kiinte\u00e4 korko on 8,5 prosenttia vuodessa tarkistusp\u00e4iv\u00e4\u00e4n </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">30.5.2028 saakka. Tarkistusp\u00e4iv\u00e4st\u00e4 alkaen korko on vaihtuva uuden hybridilainan ehtojen mukaisesti. Yhti\u00f6 voi lyk\u00e4t\u00e4 koronmaksua tietyin </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edellytyksin. Uudella hybridilainalla ei ole er\u00e4p\u00e4iv\u00e4\u00e4, mutta YIT:ll\u00e4 on oikeus lunastaa uusi hybridilaina takaisin nimellisarvostaan </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tarkistusp\u00e4iv\u00e4n\u00e4 ja sen j\u00e4lkeen kunakin koronmaksup\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Joulukuussa 2025 YIT allekirjoitti uuden 200 miljoonan euron suuruisen vastuullisuustavoitteisiin sidotun valmiusluottolimiittisopimuksen </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskeisten velkarahoittajiensa kanssa aiemman valmiusluottolimiittins\u00e4 uudelleenrahoittamiseksi ja muutossopimuksen </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">pankkilainasopimukseensa, jonka avoinna oleva p\u00e4\u00e4oma oli 30 miljoonaa euroa, sen keskeisten ehtojen linjaamiseksi uuden </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmiusluottolimiittisopimuksen kanssa. Uusi valmiusluottolimiitti er\u00e4\u00e4ntyy joulukuussa 2028 sis\u00e4lt\u00e4en jatko-option pident\u00e4\u00e4 </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voimassaoloaikaa joulukuuhun 2029 ja pankkilaina er\u00e4\u00e4ntyy tammikuussa 2027.</span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n rahoitussopimuksiin sis\u00e4ltyy nelj\u00e4nnesvuosittain tai kuukausittain tarkasteltavia tunnuslukukovenantteja, joita ovat omavaraisuusaste, </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkaantumisaste,</span><span class=\"f charStyle-42d14346 ps10677\"> k\u00e4ytt\u00f6kate ja</span><span class=\"f charStyle-42d14346 ps10678\"> likviditeetti. YIT on t\u00e4ytt\u00e4nyt tunnuslukukovenanttinsa. Mik\u00e4li YIT:n kannattavuus ja tunnusluvut kehittyisiv\u00e4t </span></div><div class=\"ps1177 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ep\u00e4suotuisasti, saattaisi se aiheuttaa riskin, ett\u00e4 kovenantit eiv\u00e4t t\u00e4yttyisi, ja johtaa kovenanttirajoitusten voimaan astumiseen. T\u00e4m\u00e4 voi </span></div><div class=\"ps1178 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtaa lainojen ennenaikaiseen er\u00e4\u00e4ntymiseen. Lis\u00e4ksi YIT:n joukkovelkakirjalainoissa on my\u00f6s tapahtumaperusteinen korkokatekovenantti, </span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joka saattaisi rajoittaa YIT:n kyky\u00e4 nostaa tietyntyyppist\u00e4 rahoitusta, mik\u00e4li kovenanttiehto ei testaushetkell\u00e4 t\u00e4yttyisi. Lis\u00e4ksi YIT:n </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitussopimuksiin sis\u00e4ltyy tiettyj\u00e4 taloudellisiin mittareihin perustuvia rajoituksia voitonjaolle.</span></div><div class=\"ps10698 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:310.5pt\"></td><td style=\"padding:0;width:83.25pt\"></td><td style=\"padding:0;width:83.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-93f9a1a0 ps7\">Tunnusluvut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10680 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-93f9a1a0 ps10679\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9172 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-93f9a1a0 ps10679\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10682 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">764<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10683 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korolliset saamiset, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10685 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10684\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10686 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10684\">75<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Rahavarat, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10687 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10688 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korollinen nettovelka, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10689 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">560<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10690 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">680<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Oma p\u00e4\u00e4oma, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10691 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">792<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10692 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">770<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Omavaraisuusaste, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10694 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">38</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10695 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">34</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Velkaantumisaste, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10696 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">71</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10697 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">88</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-505": {
   "value": "<div class=\"ps10436 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">MAKSUVALMIUSRISKI</span></div><div class=\"ps7411 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n pyrkimyksen\u00e4 on turvata rahoituksen saatavuus, optimoida likvidien varojen k\u00e4ytt\u00f6 liiketoimintojen rahoittamisessa sek\u00e4 minimoida </span></div><div class=\"ps10437 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korko- ja muut rahoituskustannukset. Konsernirahoitus vastaa konsernin kokonaislikviditeetin hallinnasta sek\u00e4 huolehtii, ett\u00e4 k\u00e4ytett\u00e4viss\u00e4 </span></div><div class=\"ps10438 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">on riitt\u00e4v\u00e4t rahoituslimiitit ja riitt\u00e4v\u00e4 m\u00e4\u00e4r\u00e4 eri rahoitusl\u00e4hteit\u00e4. Lis\u00e4ksi se varmistaa, ett\u00e4 konsernin velkojen ja luottolimiittien er\u00e4\u00e4ntymisprofiili </span></div><div class=\"ps10439 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jakautuu riitt\u00e4v\u00e4n tasaisesti eri vuosille rahoituspolitiikan mukaisesti.</span></div><div class=\"ps9762 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituksen saatavuus riippuu kulloinkin vallitsevasta rahoitusmarkkinoiden ja rakennussektorin tilanteesta sek\u00e4 yhti\u00f6n kannattavuuden ja/</span></div><div class=\"ps9763 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tai taloudellisen tilanteen kehityksest\u00e4. YIT:n kannattavuuden ja taloudellisten tunnuslukujen negatiivinen kehitys saattaisi johtaa rahoituksen </span></div><div class=\"ps9764 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saatavuuden heikkenemiseen ja/tai rahoituskustannusten kasvuun. My\u00f6s pankkien ja rahoittajien halu rajoittaa omaa rakennusalaan </span></div><div class=\"ps9765 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kohdistuvaa riskipositiotaan voi heikent\u00e4\u00e4 rahoituksen saatavuutta tai pienent\u00e4\u00e4 sitomattomien rahoituslimiittien m\u00e4\u00e4r\u00e4\u00e4 ja vaikeuttaa uusien </span></div><div class=\"ps9766 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hankkeiden aloittamista tai niihin osallistumista.</span></div><div class=\"ps9768 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoituspolitiikan mukaisesti konsernin likviditeetin tulee kaikkina aikoina vastata konsernin kokonaislikviditeettitarvetta. Rahoitustarpeen </span></div><div class=\"ps9769 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvioiminen perustuu rahavirtaennusteisiin. Rahoitusosasto hoitaa keskitetysti konsernin kassanhallinnan ja varainhankinnan. </span></div><div class=\"ps10441 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusosastolle keskitetyll\u00e4 kassanhallinnalla optimoidaan likvidien varojen k\u00e4ytt\u00f6 konsernin eri yksik\u00f6iden v\u00e4lill\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">YIT:n likviditeetti muodostuu likvideist\u00e4 varoista, yritystodistusohjelmasta, luotollisista tileist\u00e4 ja sitovista rahoituslimiiteist\u00e4. YIT:n likvidien </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">varojen m\u00e4\u00e4r\u00e4 vuoden 2025 lopussa oli 116 miljoonaa euroa (137). YIT:n yritystodistusohjelman koko on 400 miljoonaa euroa (400). </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 yritystodistuksia oli liikkeeseenlaskettuna yhteens\u00e4 13 miljoonaa euroa (14).</span><span class=\"f charStyle-753f1002 ps10444\"> Tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 YIT:ll\u00e4 oli </span><span class=\"f charStyle-753f1002 ps10445\">200 miljoonan </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">euron (249) sitova valmiusluottolimiitti, josta oli k\u00e4ytt\u00e4m\u00e4tt\u00e4 160 miljoonaa euroa (189),</span><span class=\"f charStyle-753f1002 ps10446\"> sek\u00e4 13 miljoonaa euroa tililimiittisopimuksia (13). </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">Sitova valmiusluottolimiittisopimus on voimassa joulukuuhun 2028 asti.</span><span class=\"f charStyle-753f1002 ps10447\"> </span><span class=\"f charStyle-753f1002 ps10448\">Lis\u00e4ksi asuntokohteisiin liittyvi\u00e4 nostamattomia</span><span class=\"f charStyle-753f1002 ps10449\"> ja sitovia </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">taloyhti\u00f6lainalimiittej\u00e4</span><span class=\"f charStyle-753f1002 ps10450\"> oli vuoden lopussa 53 miljoonaa euroa (27). Yhti\u00f6n rahoitussopimuksiin sis\u00e4ltyy erilaisia tunnuslukukovenantteja liittyen </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">omavaraisuuteen, velkaantumisasteeseen, </span><span class=\"f charStyle-753f1002 ps10451\">k\u00e4ytt\u00f6katteeseen ja likviditeettiin. </span><span class=\"f charStyle-753f1002 ps10452\">Kovenanttien t\u00e4yttymiselle on olennaista, ett\u00e4 YIT:n tunnusluvut </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-753f1002 ps622\">pysyv\u00e4t riitt\u00e4v\u00e4ll\u00e4 tasolla.</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Asunto-osakeyhti\u00f6 rahoittaa asuntokohteen rakentamisen rahoitusmallilla, jossa taloyhti\u00f6lainaa nostetaan kohteen valmistusasteen mukaan </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ja sill\u00e4 rahoitetaan kohteen rakentamista. Rahoitusveloissa korollisena velkana esitetyt taloyhti\u00f6lainat liittyv\u00e4t omaperusteisten kohteiden </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myym\u00e4tt\u00f6mien huoneistojen lainaosuuksiin, ja niiden m\u00e4\u00e4r\u00e4 tilikauden lopussa oli 130 miljoonaa euroa (178). Myym\u00e4tt\u00f6mien asuntojen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osalta taloyhti\u00f6lainat maksetaan rahoitusvastikkeena pitk\u00e4n laina-ajan kuluessa.</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Seuraava taulukko kuvaa rahoitusvelkojen ja niihin liittyvien korkojen ja muiden kustannusten sopimuksiin perustuvaa er\u00e4\u00e4ntymist\u00e4. Luvut </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat diskonttaamattomia. Vaihtuvakorkoisten velkojen ja korkojohdannaisten tulevat korkovirrat perustuvat niiden 31.12.2025 (31.12.2024) </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">voimassa olleeseen korkoon. Valuuttam\u00e4\u00e4r\u00e4isten velkojen rahavirrat on k\u00e4\u00e4nnetty euroiksi tilinp\u00e4\u00e4t\u00f6skursseihin. Valuuttajohdannaisten </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">valuuttam\u00e4\u00e4r\u00e4iset rahavirrat on k\u00e4\u00e4nnetty euroiksi termiinikurssien mukaisesti.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Rahoitusvelkojen ja johdannaisten sopimuksiin perustuvat rahavirrat</span></div><div class=\"ps4013 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps8291 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2030<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2031-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1709 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10465 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">236*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10466 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">132<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10467 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">170<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10468 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">37<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10469 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10470 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10471 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">338<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10472 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">31<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10473 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10474 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">23<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10475 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">19<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10476 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10477 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10478 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">556<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1725 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10479 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">234<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10480 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10481 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10482 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10483 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10484 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10485 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">248<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1732 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10486 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10487 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10488 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10489 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10490 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10491 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">127<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1761 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10492 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10493 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-126<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1763 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10494 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">504<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10495 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">167<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10496 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">198<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10497 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10498 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">16<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10499 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">438<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10500 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0146<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10539 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:291.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"><div class=\"ps9 ss1023\"><div><div class=\"ps10502 ss1020\"><span class=\"f charStyle-ef9bb8b0 ps7\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td><td style=\"background-color:#FFFFFF;padding:0\"></td></tr><tr style=\"height:15.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1702 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10455 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10456 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2026<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10457 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2027<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10458 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2028<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10459 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2029<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10461 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10460\">2030-<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps10463 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps10462\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps8004 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10503 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10464\">243*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10504 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">293<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10505 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">105<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10506 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10508 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps10507\">36**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10509 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">677<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4737 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Vuokrasopimusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10510 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">32<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10511 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10512 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">27<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10513 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">24<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10514 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7595\">21<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10515 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">486<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10516 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">619<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5752 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Ostovelat ja muut rahoitusvelat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10517 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">233<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10518 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">17<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10519 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10520 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10521 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10522 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10523 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">257<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5247 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Korkojohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10524 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10525 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10526 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10527 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7618\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9801 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps7\">Valuuttajohdannaiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1987 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">suoritettavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10528 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10529 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7609\">-152<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2231 ss1023\"><div><div class=\"ps234 ss1020\"><span class=\"f charStyle-42d14346 ps1762\">saatavat rahavirrat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10530 ss881\"><div><div class=\"ps1512 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10531 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7578\">153<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3955 ss1060\"><div><div class=\"ps81 ss1020\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10532 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">508<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10533 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">339<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10534 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">134<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10535 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">25<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10536 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">59<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10537 ss885\"><div><div class=\"ps4363 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">487<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10538 ss885\"><div><div class=\"ps81 ss776\"><span class=\"f charStyle-93f9a1a0 ps7585\">1\u00a0552<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Sis\u00e4lt\u00e4\u00e4 taloyhti\u00f6iden myym\u00e4tt\u00f6miin huoneistoihin kohdistuvat yhti\u00f6lainat 130 miljoonaa euroa (178). </span></div><div class=\"ps10541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">**Vertailutietoa on oikaistu</span></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-506": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">KORKORISKI</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n korkoriskin hallinnan tavoitteena on minimoida korkojen vaihtelun aiheuttamat muutokset YIT:n tulokseen, kassavirtoihin ja arvoon. </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin rahoitusosasto hallinnoi ja valvoo korkoriskipositiota. YIT:n korkoriski muodostuu p\u00e4\u00e4asiassa liiketoiminnan rahoittamiseen </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liittyvist\u00e4 kiinte\u00e4- ja vaihtuvakorkoisista velkasopimuksista, korollisista rahoitusvaroista sek\u00e4 korkojohdannaisista. Korkotason muutokset </span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">vaikuttavat tuloslaskelma- ja tase-eriin sek\u00e4 kassavirtaan.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n korkoriski\u00e4 hallinnoidaan pyrkim\u00e4ll\u00e4 asettamaan konsernin velkojen keskim\u00e4\u00e4r\u00e4inen korkosidonnaisuusaika l\u00e4helle liiketoiminnan </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkoherkkyytt\u00e4. YIT:n liiketoiminnan korkoherkkyyden on arvioitu olevan noin 2 vuotta. Konsernin rahoitusosasto seuraa velkojen </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskim\u00e4\u00e4r\u00e4ist\u00e4 korkosidonnaisuusaikaa ja kiinte\u00e4korkoisten ja vaihtuvakorkoisten velkojen suhdetta. Lis\u00e4ksi tehd\u00e4\u00e4n konsernin korkoriskin </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">herkkyysanalyysej\u00e4.</span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT voi ottaa pitk\u00e4aikaista velkaa sek\u00e4 vaihtuva- ett\u00e4 kiinte\u00e4korkoisena. Vaihtuva- ja kiinte\u00e4korkoisten velkojen suhdetta voidaan muuttaa </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkojohdannaisilla. YIT on k\u00e4ytt\u00e4nyt koronvaihtosopimuksia korkoriskins\u00e4 hallinnassa. Osaan johdannaisista on sovellettu rahavirran </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">suojauslaskentaa, joka on ollut tehokasta. Korollisista rahoitusveloista, vuokrasopimusveloista ja korkojohdannaisista muodostuvasta </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">korkosalkusta kiinte\u00e4\u00e4n korkoon on tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 sidottu </span><span class=\"f charStyle-42d14346 ps10542\">87</span><span class=\"f charStyle-42d14346 ps10543\"> prosenttia (</span><span class=\"f charStyle-42d14346 ps10544\">83</span><span class=\"f charStyle-42d14346 ps10545\">). </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Alla esitetty korkoriskin herkkyysanalyysi havainnollistaa markkinakorkojen yhden prosenttiyksik\u00f6n muutoksen vaikutusta </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">nettorahoituskuluihin ennen veroja ja muun laajan tuloksen eriin verovaikutuksella oikaistuna</span><span class=\"f charStyle-42d14346 ps10546\">. Herkkyysanalyysiin sis\u00e4ltyy taseen vuoden </span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">lopun korolliseen nettovelkaan sis\u00e4ltyv\u00e4t vaihtuvakorkoiset er\u00e4t, sek\u00e4 korkojohdannaiset. </span></div><div class=\"ps10564 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:186pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td><td style=\"padding:0;width:72.75pt\"></td></tr><tr style=\"height:23.25pt\"><td style=\"padding:0\"></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps5779 ss1061\"><div><div class=\"ps7245 ss24\"><span class=\"f charStyle-93f9a1a0 ps10547\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td colspan=\"2\" style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10548 ss1061\"><div><div class=\"ps7245 ss24\"><span class=\"f charStyle-93f9a1a0 ps10547\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:23.25pt\"><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps3183 ss1062\"><div><div class=\"ps7245 ss437\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10551 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps10550\">nousu koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10552 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps4373\">lasku koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10553 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps10550\">nousu koroissa</span></div></div></div></td><td style=\"border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0\"><div class=\"ps10554 ss1063\"><div><div class=\"ps10353 ss497\"><span class=\"f charStyle-93f9a1a0 ps10549\">1 %-yksik\u00f6n <span class=\"f ps104\"> </span></span></div><div class=\"ps7245 ss497\"><span class=\"f charStyle-93f9a1a0 ps4373\">lasku koroissa</span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps1982 ss1064\"><div><div class=\"ps234 ss437\"><span class=\"f charStyle-42d14346 ps7\">Nettorahoituskulut <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10555 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10557 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10558 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps9102\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10559 ss513\"><div><div class=\"ps234 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-1<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:15pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps5216 ss1065\"><div><div class=\"ps6364 ss437\"><span class=\"f charStyle-42d14346 ps7\">Muun laajan tuloksen er\u00e4t <span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10560 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps9102\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10561 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10562 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps9102\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10563 ss1066\"><div><div class=\"ps6364 ss497\"><span class=\"f charStyle-42d14346 ps10556\">-2<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10566 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Herkkyysanalyysin perustana ovat vallitsevat markkinakorot raportointikauden lopussa, kuten esimerkiksi kolmen kuukauden Euribor, joka </span></div><div class=\"ps10567 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">oli 2,026% kauden lopussa (2,714%). Markkinakorot laskivat vuoden aikana ja mainittu kolmen kuukauden Euribor oli raportointikaudella </span></div><div class=\"ps10568 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskim\u00e4\u00e4rin 2,178%. Muuttuvassa korkoymp\u00e4rist\u00f6ss\u00e4 vaikutus nettorahoituskuluihin tulee viiveell\u00e4, n\u00e4in ollen herkkyysanalyysin tulosta ei </span></div><div class=\"ps10569 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voi suoraan verrata raportointikauden toteutuneisiin nettorahoituskuluihin.</span></div><div class=\"ps10571 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Korkotason muutoksilla on vaikutusta parametreihin, joilla YIT:n tase-erien k\u00e4yp\u00e4\u00e4n arvoon arvostamista tehd\u00e4\u00e4n sek\u00e4 saattaa olla </span></div><span class=\"f charStyle-42d14346 ps94\">vaikutusta YIT:n tuotteiden ja palveluiden kysynt\u00e4\u00e4n.</span><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">VALUUTTAKURSSIRISKI</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Valuuttakurssiriskien hallinnan tavoitteena on v\u00e4hent\u00e4\u00e4 ep\u00e4varmuutta, jota valuuttakurssimuutokset aiheuttavat kassavirtojen, </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">liiketoiminnallisten saamisten ja velkojen sek\u00e4 muiden tase-erien tuleviin arvoihin. Valuuttakurssiriski koostuu p\u00e4\u00e4asiassa translaatioriskist\u00e4 ja </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">transaktioriskist\u00e4.</span></div><div class=\"ps1223 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Translaatioriski k\u00e4sitt\u00e4\u00e4 ulkomaisten konserniyhti\u00f6iden tuloslaskelmien ja taseiden muunnosta konsernin kotivaluuttaan aiheutuvat </span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuuttakurssiriskit. Kirjanpitoon kirjattavaa valuuttakurssieroa translaatioriskist\u00e4 aiheuttavat ulkomaisiin tyt\u00e4ryhti\u00f6ihin tehdyt oman p\u00e4\u00e4oman </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">sijoitukset ja kertyneet voittovarat, joiden vaikutukset n\u00e4kyv\u00e4t oman p\u00e4\u00e4oman muuntoeroissa. Translaatioriski\u00e4 pyrit\u00e4\u00e4n hallinnoimaan </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">optimoimalla konserniyhti\u00f6iden p\u00e4\u00e4omarakennetta. Ulkomaisiin tyt\u00e4ryhti\u00f6ihin tehtyj\u00e4 nettosijoituksia ei ole suojattu valuuttakurssien </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">muutoksilta. Valuuttakurssien muutokset suurensivat (pienensiv\u00e4t) nettosijoitusten arvoa ja muuntoerojen muutos kasvatti (pienensi) YIT:n </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaa p\u00e4\u00e4omaa 4 miljoonaa euroa (0) verrattuna edellisen vuoden loppuun. Puolan zlotyn </span><span class=\"f charStyle-42d14346 ps10671\">muuntoerojen muutos oli 1 miljoonaa euroa (-1) ja </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Tsekin korunan 3 miljoonaa euroa (1) konsernin muuntoerojen kokonaismuutoksen ollessa 4 miljoonaa euroa (0)</span><span class=\"f charStyle-42d14346 ps10672\">. Euron kurssin kymmenen </span></div><div class=\"ps1231 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">prosentin heikentyminen tai vahvistuminen suhteessa suurimman translaatioriskiposition muodostavaan Puolan zlotyyn olisi </span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6shetkell\u00e4 vaikuttanut konsernin muuntoeroihin 11 miljoonaa euroa (10).</span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Transaktioriski muodostuu liike- ja rahoitustoiminnan valuuttam\u00e4\u00e4r\u00e4isist\u00e4 transaktioista, kun ne tehd\u00e4\u00e4n muussa kuin yhti\u00f6n toiminnallisessa </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuutassa. Liiketoimintayksik\u00f6iden kaupallisista sopimuksista aiheutuu YIT:lle valuuttakurssiriski\u00e4, joskin sopimukset tehd\u00e4\u00e4n p\u00e4\u00e4asiassa </span></div><div class=\"ps1236 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">yksik\u00f6iden omassa toimintavaluutassa. Liiketoiminnan valuuttakurssiriskej\u00e4 pyrit\u00e4\u00e4n suojaamaan ensisijaisesti operatiivisin keinoin ja j\u00e4ljelle </span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">j\u00e4\u00e4v\u00e4 osa transaktioriskist\u00e4 suojataan k\u00e4ytt\u00e4m\u00e4ll\u00e4 muun muassa valuuttajohdannaisia. Liiketoimintayksik\u00f6t vastaavat valuuttakurssiriskins\u00e4 </span></div><div class=\"ps2922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tunnistamisesta, raportoinnista, ennustamisesta sek\u00e4 transaktioriskiposition suojaamisesta sis\u00e4isill\u00e4 transaktioilla konsernin rahoitusosaston </span></div><div class=\"ps2923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">kanssa. Rahoitusosasto on vastuussa konsernin nettopositioiden suojaamisesta ulkoisina transaktioina rahoituspolitiikan mukaisesti. </span></div><div class=\"ps2924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Vuonna 2025 kaupallisiin sopimuksiin ei liittynyt merkitt\u00e4vi\u00e4 avoimia valuuttakurssiriskej\u00e4.</span></div><div class=\"ps2928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Emoyhti\u00f6n keskitetyss\u00e4 rahoitustoiminnossa nostetut luotot ovat p\u00e4\u00e4osin eurom\u00e4\u00e4r\u00e4isi\u00e4, mutta konsernin sis\u00e4iset lainat annetaan </span></div><div class=\"ps2929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">l\u00e4ht\u00f6kohtaisesti kunkin tyt\u00e4ryhti\u00f6n toimintavaluutassa. Emoyhti\u00f6 suojautuu n\u00e4in syntyv\u00e4lt\u00e4 valuuttakurssiriskilt\u00e4 muun muassa </span></div><div class=\"ps2930 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valuuttajohdannaisilla. Herkkyysanalyysin mukaan euron heikentymisell\u00e4 tai vahvistumisella ei olisi ollut olennaista vaikutusta YIT:n </span></div><div class=\"ps2931 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tulokseen. Herkkyysanalyysiss\u00e4 on otettu huomioon sis\u00e4iset ja ulkoiset lainat ja saamiset sek\u00e4 n\u00e4ihin liittyv\u00e4t kurssiriskin suojaamiseksi </span></div><div class=\"ps2932 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tehdyt valuuttajohdannaiset, jotka netottavat valuuttakurssimuutosten vaikutuksia.</span></div><div class=\"ps2934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT ei ole raportointikaudella soveltanut suojauslaskentaa valuuttariskien suojaukseen, joten johdannaisten arvonmuutokset kirjataan </span></div><div class=\"ps2935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6ksen laatimisperiaatteiden mukaisesti konsernin tuloslaskelmaan.</span></div><div class=\"ps10673 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">HY\u00d6DYKEHINTARISKI</span></div><div class=\"ps1189 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Liiketoimintayksik\u00f6t ovat vastuussa hy\u00f6dykkeiden hintariskin tunnistamisesta. Hy\u00f6dykkeiden hintariskilt\u00e4 voidaan suojautua muun muassa </span></div><div class=\"ps1190 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">myyntisopimusten hintaklausuulein, kiintein ostohinnoin ja johdannaisin.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-507": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">LUOTTO- JA VASTAPUOLIRISKI</span></div><div class=\"ps10574 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n luottoriski liittyy vastapuoliin, joilta on avoimia saatavia tai joiden kanssa on solmittu pitk\u00e4aikaisia sopimuksia. YIT altistuu luottoriskille </span></div><div class=\"ps10575 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4asiassa konsernin myyntisaatavien, korollisten saamisten, rahavarojen ja johdannaisiin liittyvien saamisten kautta. Luottoriskin </span></div><div class=\"ps10576 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">enimm\u00e4ism\u00e4\u00e4r\u00e4 on edell\u00e4 mainittujen erien yhteenlaskettu kirjanpitoarvo.</span></div><div class=\"ps10578 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 toteutuneiden luottotappioiden m\u00e4\u00e4r\u00e4 on ollut historiallisesti pieni. Merkitt\u00e4vimm\u00e4t er\u00e4\u00e4ntyneet saatavat liittyv\u00e4t tapauksiin, joissa </span></div><div class=\"ps10579 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 ja asiakkaalla on ilmennyt erimielisyyksi\u00e4 YIT:n asiakkaalle esitt\u00e4mien erilaisten vaatimusten suhteen. Erimielisyydet saattavat </span></div><div class=\"ps10580 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">esimerkiksi johtua lis\u00e4- ja muutost\u00f6ist\u00e4, puutteista suunnitelmissa sek\u00e4 hankkeen aikatauluun vaikuttavista h\u00e4iri\u00f6ist\u00e4. N\u00e4iss\u00e4 tapauksissa </span></div><div class=\"ps10581 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT arvioi juridisen asemansa ja soveltaa IFRS 15 sopimusmuutokset -ohjeistusta. Asiakassopimuksen tuloutukseen tehty\u00e4 muutosta ei </span></div><div class=\"ps10582 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">n\u00e4in ollen k\u00e4sitell\u00e4 luottotappiona eik\u00e4 se vaikuta odotettuun luottotappioasteeseen.</span></div><div class=\"ps10584 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Liiketoiminnan eriin, kuten myyntisaamisiin sek\u00e4 liiketoiminnan yhteydess\u00e4 hankittuihin korollisiin saamisiin liittyv\u00e4st\u00e4 luottoriskist\u00e4 vastaavat </span></div><div class=\"ps10585 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">liiketoimintayksik\u00f6t. Asiakaskunta ja sopimusten luonne konsernin eri toimialoilla on erilainen, ja asiakaskohtaista luottoriski\u00e4 hallinnoivat </span></div><div class=\"ps10586 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimialojen talousosastot yhdess\u00e4 liiketoimintayksik\u00f6idens\u00e4 kanssa. Liiketoiminnan luottoriskin hallinnan v\u00e4linein\u00e4 ovat esimerkiksi </span></div><div class=\"ps10587 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">projektikohteiden omistusoikeuden s\u00e4ilyminen konsernilla, kunnes maksusuoritus on saatu, ennakkomaksujen vastaanotto ja projektien </span></div><div class=\"ps10588 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">etupainotteiset maksuohjelmat, maksuntakaukset, kohdekohtaiset kiinnitykset ja luottoriskin vakuuttaminen sek\u00e4 asiakkaiden ja </span></div><div class=\"ps10589 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastapuolien taustatietojen perusteellinen selvitys. Uusien asiakkaiden ja vastapuolien taustat selvitet\u00e4\u00e4n perusteellisesti muun muassa </span></div><div class=\"ps10590 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hankkimalla luottotiedot. Lis\u00e4ksi saamisten myynti\u00e4 rahoituslaitoksille k\u00e4ytet\u00e4\u00e4n liiketoiminnan luottoriskin hallinnassa. Muun muassa niiden </span></div><div class=\"ps10591 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toimitila- ja muiden sijoittajakauppojen, joissa maksu tapahtuu vasta kohteen luovutuksen yhteydess\u00e4, myyntisaamiset ja niihin liittyv\u00e4 </span></div><div class=\"ps10592 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vastapuolen maksukyvytt\u00f6myysriski tyypillisesti siirret\u00e4\u00e4n rahoittajille saamisten myyntisopimuksen ehdoissa. Siirrot t\u00e4ytt\u00e4v\u00e4t IFRS 9:n </span></div><div class=\"ps10593 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">mukaiset taseesta poiskirjaamisen ehdot. Konsernilla ei ole merkitt\u00e4vi\u00e4 luottoriskikeskittymi\u00e4, koska asiakaskunta on laaja ja </span></div><div class=\"ps10594 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">maantieteellisesti konsernin toimintamaihin jakautunut. Liiketoimintayksik\u00f6t eiv\u00e4t odota taseen k\u00e4yp\u00e4\u00e4n arvoon arvostettavien </span></div><div class=\"ps10595 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">lainasaamisten, liiketoiminnan yhteydess\u00e4 hankittujen korollisten saamisten, myynti- tai muiden saamisten vastapuolista aiheutuvan </span></div><div class=\"ps10596 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">normaalista poikkeavaa luottoriski\u00e4.</span></div><div class=\"ps10598 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Konsernin rahoitusosasto vastaa YIT:n rahavarojen, johdannaissopimusten ja muiden rahoitustransaktioiden vastapuoli- ja luottoriskin </span></div><div class=\"ps10599 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">hallinnasta. Rahoituspolitiikka m\u00e4\u00e4ritt\u00e4\u00e4 hyv\u00e4ksytyt vastapuolet ja niiden kriteerit. Rahavaroista, johdannaisista tai muista </span></div><div class=\"ps10600 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">rahoitustransaktioista ei ole tilikaudella syntynyt luottotappioita. Raportointikauden lopussa n\u00e4iden erien vastapuoliriski\u00e4 pidettiin pienen\u00e4.</span></div><div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Odotettavissa olevat </span><span class=\"f charStyle-8e57c0e9 ps10601\">luottotappiot</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div><div class=\"ps10668 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:32.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1067\"><div><div class=\"ps10618 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7886 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7887 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7888 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7889 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7890 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7891 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1982 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps5216 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Er\u00e4\u00e4ntym\u00e4tt\u00f6m\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">67<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7068 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">1-60 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10631 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">61-90 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10638 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10639 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10641 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8440 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">91-180 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">yli 181 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10654 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3815 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10655 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">79<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">106<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10659 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps53 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-508": {
   "value": "<div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">Odotettavissa olevat </span><span class=\"f charStyle-8e57c0e9 ps10601\">luottotappiot</span></div><div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div><div class=\"ps10668 ss0\"><div class=\"ss164 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:391.5pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:99.75pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9876 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9882 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10454\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:32.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1692 ss1067\"><div><div class=\"ps10618 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7886 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7887 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7888 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7889 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10619\">Kirjanpitoarvo<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7890 ss1068\"><div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10620\">Odotettu luottotappio<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7891 ss1068\"><div><div class=\"ps10622 ss776\"><span class=\"f charStyle-93f9a1a0 ps10621\">Odotettu <span class=\"f ps104\"> </span></span></div><div class=\"ps10618 ss776\"><span class=\"f charStyle-93f9a1a0 ps10623\">luottotappioaste, % </span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1982 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps5216 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">Er\u00e4\u00e4ntym\u00e4tt\u00f6m\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10624 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">67<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10625 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10627 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10628 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">82<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10629 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10630 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps7068 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">1-60 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10631 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10632 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10633 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10634 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7595\">15<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10635 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10636 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">61-90 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10637 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10638 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10639 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10640 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">2<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10641 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10642 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8440 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">91-180 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10643 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10644 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10645 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10646 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10647 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10648 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">0,5<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4940 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-42d14346 ps7\">yli 181 p\u00e4iv\u00e4\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10649 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10650 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10651 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,8<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10652 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7598\">7<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10653 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10654 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-42d14346 ps10626\">2,2<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps3815 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10655 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">79<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10656 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10657 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7578\">106<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10658 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7598\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10659 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Asiakassopimuksiin perustuvat omaisuuser\u00e4t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10660 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">61<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10661 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10662 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10663 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">50<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10664 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7591\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10665 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps10626\">0,3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #294754;border-top:1pt dotted #294754;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps53 ss880\"><div><div class=\"ps234 ss876\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10666 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10667 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-93f9a1a0 ps7595\">75<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td></tr></tbody></table></div></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-509": {
   "value": "<div class=\"ps10602 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps10605 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">R</span><span class=\"f charStyle-37f3c1a8 ps10604\">ahoitusvarojen arvonalentuminen</span></div><div class=\"ps10606 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Rahoitusvarojen arvonalentumismalli perustuu IFRS 9:n mukaisiin odotettavissa oleviin </span></div><div class=\"ps10607 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luottotappioihin. Odotettavissa olevat luottotappiot vaikuttavat sellaisten rahoitusvarojen </span></div><div class=\"ps10608 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvostukseen, jotka on luokiteltu jaksotettuun hankintamenoon. YIT arvioi jokaisena </span></div><div class=\"ps10609 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4n\u00e4, onko jonkin rahoitusvaroihin kuuluvan er\u00e4n luottoriski lis\u00e4\u00e4ntynyt </span></div><div class=\"ps10610 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4sti. Mik\u00e4li luottoriskin havaitaan lis\u00e4\u00e4ntyneen merkitt\u00e4v\u00e4sti, arvioidaan </span></div><div class=\"ps10611 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitusvarasta kerrytett\u00e4viss\u00e4 oleva raham\u00e4\u00e4r\u00e4, joka on er\u00e4n k\u00e4yp\u00e4 arvo, ja kirjataan </span></div><div class=\"ps10612 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">arvonalentumistappio silt\u00e4 osin kuin kirjanpitoarvo ylitt\u00e4\u00e4 kerrytett\u00e4viss\u00e4 olevan </span></div><div class=\"ps10613 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">raham\u00e4\u00e4r\u00e4n. Arvonalentumistappiot kirjataan kuluksi tuloslaskelmaan rahoitusvaran </span></div><div class=\"ps10614 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">luonteen mukaisesti joko liiketoiminnan muihin kuluihin tai rahoituskuluihin. Velallisen </span></div><div class=\"ps10615 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">merkitt\u00e4v\u00e4t taloudelliset vaikeudet, konkurssin todenn\u00e4k\u00f6isyys, maksujen laiminly\u00f6nti tai </span></div><div class=\"ps10616 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">maksusuorituksen viiv\u00e4styminen yli 90 p\u00e4iv\u00e4\u00e4 ovat n\u00e4ytt\u00f6\u00e4 rahoitusvaran maksun </span></div><div class=\"ps10617 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">mahdollisesta laiminly\u00f6nnist\u00e4.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Korolliset saamiset</span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Korollisten saamisten arvonalentuminen lasketaan sen luottotappion perusteella, jonka </span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">odotetaan aiheutuvan 12 kuukauden aikana, ellei alkuper\u00e4isen kirjaamisen j\u00e4lkeen ole </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapahtunut merkitt\u00e4v\u00e4\u00e4 luottoriskin lis\u00e4\u00e4ntymist\u00e4, jolloin varaus lasketaan siin\u00e4 </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">tapauksessa varan koko voimassaoloajan aikana odotettavissa olevan luottotappion </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">perusteella.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-510": {
   "value": "<div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-93f9a1a0 ps413\">Myyntisaamiset ja asiakassopimuksiin perustuvat omaisuuser\u00e4t </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Myyntisaamisten ja asiakassopimuksiin perustuvien omaisuuserien arvostamiseen YIT </span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">soveltaa IFRS 9:n mukaista yksinkertaistettua mallia, jonka mukaan luottotappiovarausta </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">kirjataan myyntisaamisen tai asiakassopimuksiin perustuvan omaisuuser\u00e4n koko </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">voimassaoloajalta odotettavissa olevien luottotappioiden perusteella. Myyntisaamiset ja </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">asiakassopimuksiin perustuvat omaisuuser\u00e4t on tarkasteltu maakohtaisesti. YIT on </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">m\u00e4\u00e4ritt\u00e4nyt odotetut luottotappioprosentit eri maturiteetin myyntisaamisille ik\u00e4jakauman </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">mukaisesti. </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">Odotettavissa olevan luottotappion m\u00e4\u00e4r\u00e4 perustuu johdon parhaaseen arvioon </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">ennakoitavista luottotappioista. Luottotappiomalli huomioi asiakkaiden aikaisemman </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps413\">maksuk\u00e4ytt\u00e4ytymisen sek\u00e4 k\u00e4ytett\u00e4viss\u00e4 olevat tulevaisuuden ennusteet.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-511": {
   "value": "<div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">P\u00c4\u00c4OMAN JA P\u00c4\u00c4OMARAKENTEEN HALLINT</span><span class=\"f charStyle-8e57c0e9 ps10675\">A</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">P\u00e4\u00e4omalla tarkoitetaan YIT-konsernin taseen osoittamaa omaa p\u00e4\u00e4omaa ja korollista vierasta p\u00e4\u00e4omaa. YIT:n p\u00e4\u00e4oman hallinnalla pyrit\u00e4\u00e4n </span></div><div class=\"ps1220 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">varmistamaan kustannustehokkaasti konsernin liiketoiminta-alueiden toimintaedellytykset kilpailukykyisell\u00e4 tasolla kaikissa </span></div><div class=\"ps1221 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">suhdannetilanteissa, riitt\u00e4v\u00e4 riskinkantokyky muun muassa rakennusurakoinnissa sek\u00e4 hyv\u00e4 velanhoito- ja osingonmaksukyky ja omistaja-</span></div><div class=\"ps1222 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">arvon kasvattaminen.</span></div><div class=\"ps1224 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointivaltaisimmissa liiketoiminnoissa, kuten asuntojen perustajaurakoinnissa ja kiinteist\u00f6kehityshankkeissa, keskeist\u00e4 on sopeuttaa </span></div><div class=\"ps1225 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4omapanostukset markkinatilanteen mukaisiksi v\u00e4hent\u00e4m\u00e4ll\u00e4 tai lis\u00e4\u00e4m\u00e4ll\u00e4 tontti-investointeja ja hankealoituksia. Lis\u00e4ksi pyrit\u00e4\u00e4n </span></div><div class=\"ps1227 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tehokkaaseen nettok\u00e4ytt\u00f6p\u00e4\u00e4oman kiertoon kaikilla liiketoiminta-alueilla. P\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4 ja rakennetta hallitaan my\u00f6s s\u00e4\u00e4telem\u00e4ll\u00e4 </span></div><div class=\"ps1228 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">osingonjaon m\u00e4\u00e4r\u00e4\u00e4, omien osakkeiden hankinnoilla, laskemalla liikkeeseen uusia osakkeita tai myym\u00e4ll\u00e4 omaisuuseri\u00e4 velkojen </span></div><div class=\"ps1229 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4hent\u00e4miseksi. Mik\u00e4li yhti\u00f6 ei onnistu sitoutuneen p\u00e4\u00e4oman hallinnassa, saattaa se johtaa rahoituskustannuksien kasvuun sek\u00e4 </span></div><div class=\"ps1230 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">muodostaa riskin rahoitussopimusten tunnuslukukovenanttien t\u00e4ytt\u00e4m\u00e4tt\u00e4 j\u00e4tt\u00e4miseen.</span></div><div class=\"ps1232 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:n korollisen vieraan p\u00e4\u00e4oman m\u00e4\u00e4r\u00e4\u00e4n vaikuttavat muun muassa liiketoiminnan laajuus ja rahavirta, yritysostot, investoinnit </span></div><div class=\"ps1233 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tuotantokalustoon, -rakennuksiin ja rakennusmaahan tai n\u00e4iden myynnit sek\u00e4 mahdolliset oman p\u00e4\u00e4oman ehtoiset j\u00e4rjestelyt. YIT:n omaan </span></div><div class=\"ps1234 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4omaan vaikuttavat lis\u00e4ksi arvonmuutokset k\u00e4yp\u00e4\u00e4n arvoon arvostetuista sijoituksista, joiden arvo saattaa muuttua eri tekij\u00f6iden </span></div><div class=\"ps1235 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">seurauksena.</span></div><div class=\"ps2921 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT seuraa jatkuvasti erityisesti velan m\u00e4\u00e4r\u00e4\u00e4, korollisen nettovelan suhdetta k\u00e4ytt\u00f6katteeseen, velkaantumisastetta sek\u00e4 </span></div><div class=\"ps2922 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">omavaraisuusastetta. Yhti\u00f6 seuraa p\u00e4\u00e4oman kehityst\u00e4 my\u00f6s sijoitetun p\u00e4\u00e4oman tuottoasteella. </span><span class=\"f charStyle-42d14346 ps10676\">YIT on m\u00e4\u00e4ritt\u00e4nyt konsernin taloudelliset </span></div><div class=\"ps2923 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitteet, jotka on m\u00e4\u00e4r\u00e4 saavuttaa vuoden 2029 loppuun menness\u00e4: oikaistu liikevoittoprosentti v\u00e4hint\u00e4\u00e4n 7 prosenttia, sitoutuneen </span></div><div class=\"ps2924 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">p\u00e4\u00e4oman tuotto v\u00e4hint\u00e4\u00e4n 15 prosenttia, ja liikevaihdon kasvu v\u00e4hint\u00e4\u00e4n 5 prosenttia (yhdistetty vuotuinen kasvuvauhti (CAGR) </span></div><div class=\"ps2925 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">pohjavuotena 2024). YIT on lis\u00e4ksi m\u00e4\u00e4ritt\u00e4nyt taloudellisen viitekehyksen strategiakaudelle 2025\u20132029, jonka mukaan osinkoa maksetaan </span></div><div class=\"ps2928 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">v\u00e4hint\u00e4\u00e4n 50 prosenttia nettotuloksesta edellytt\u00e4en tiettyjen ehtojen t\u00e4yttymist\u00e4 nykyisiss\u00e4 rahoitussopimuksissa, ja nettovelan tulisi olla </span></div><div class=\"ps2929 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">30\u201370 prosenttia suhteessa oman p\u00e4\u00e4omaan kaikissa markkinaolosuhteissa.</span></div><div class=\"ps2931 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT saattaa ajoittain pyrki\u00e4 ostamaan j\u00e4ljell\u00e4 olevaa velkaansa takaisin k\u00e4teisostoilla ja/tai oman p\u00e4\u00e4oman ehtoisia arvopapereita </span></div><div class=\"ps2932 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">vaihtamalla, avoimilla markkinoilla tehdyill\u00e4 ostoilla, yksityisesti neuvotelluilla transaktioilla tai muulla tavalla. Summat saattavat olla </span></div><div class=\"ps2933 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">merkitt\u00e4vi\u00e4. YIT saattaa p\u00e4\u00e4tt\u00e4\u00e4 s\u00e4ilytt\u00e4\u00e4, kuolettaa tai myyd\u00e4 takaisinostetun velan. Mahdollinen my\u00f6hempi takaisinostetun velan </span></div><div class=\"ps2934 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">myyminen voidaan tehd\u00e4 k\u00e4teist\u00e4 tai muuta korvausta tai oman p\u00e4\u00e4oman ehtoisia arvopapereita vastaan, ja kyseinen myynti voidaan </span></div><div class=\"ps2935 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteuttaa avoimilla markkinoilla teht\u00e4vin\u00e4 tarjouksina, yksityisesti neuvoteltuina transaktioina tai muulla tavalla. Mahdolliset j\u00e4ljell\u00e4 olevan </span></div><div class=\"ps2936 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">velan takaisinostot tai vaihdot tai mahdolliset my\u00f6hemm\u00e4t takaisinostetun velan myynnit tai vaihdot riippuvat vallitsevista </span></div><div class=\"ps2937 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">markkinaolosuhteista, likviditeettitarpeesta, sopimusrajoitteista ja muista tekij\u00f6ist\u00e4.</span></div><div class=\"ps3706 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT on julkistanut vihre\u00e4n rahoituksen viitekehykset vuosina 2021 ja 2024 tukemaan investointeja, jotka edist\u00e4v\u00e4t yhti\u00f6n kest\u00e4vyyden </span></div><div class=\"ps2904 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">tavoitteita. Vihre\u00e4n rahoituksen viitekehyksien puitteissa YIT voi laskea liikkeeseen vihreit\u00e4 joukkovelkakirjalainoja ja muita vihreit\u00e4 </span></div><div class=\"ps2907 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">rahoitusinstrumentteja viitekehyksen vaatimukset t\u00e4ytt\u00e4vien hankkeiden rahoittamiseksi. Varojen kohdistamisesta raportoidaan vuosittain. </span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT on j\u00e4rjestellyt velkasalkkuaan ja rahoitusl\u00e4hteit\u00e4\u00e4n raportointikauden aikana seuraavasti:</span></div><div class=\"ps2 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Maaliskuussa 2025 YIT laski liikkeeseen uuden 120 miljoonan euron vihre\u00e4n vaihtuvakorkoisen senioriehtoisen vakuudellisen </span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joukkovelkakirjalainan. Velkakirjojen laina- aika on 3 vuotta ja ne er\u00e4\u00e4ntyv\u00e4t 20.3.2028. Lis\u00e4ksi YIT tiedotti ostavansa takaisin 91 miljoonan </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">euron edest\u00e4 vakuudellista vihre\u00e4\u00e4 senioriehtoista joukkovelkakirjalainaansa, joka er\u00e4\u00e4ntyy 15.1.2026, ja ett\u00e4 se on k\u00e4ytt\u00e4nyt ehdollisen </span></div><div class=\"ps735 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">jatko- option valmiusluottolimiittisopimuksen ja m\u00e4\u00e4r\u00e4aikaislainasopimuksen voimassaoloajan pident\u00e4miseksi yhdell\u00e4 vuodella vuoteen 2027 </span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">saakka. </span></div><div class=\"ps744 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT tiedotti toukokuussa 2025 laskeneensa onnistuneesti liikkeeseen uuden 100 miljoonan euron vihre\u00e4n hybridilainan sek\u00e4 ostavansa </span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">takaisin 54 miljoonalla eurolla sen vuonna 2021 liikkeeseen laskemaa alun perin 100 miljoonan euron suuruista vihre\u00e4\u00e4 hybridilainaa. YIT:n </span></div><div class=\"ps752 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">omaan p\u00e4\u00e4omaan sis\u00e4ltyv\u00e4n uuden hybridilainan vuosittain maksettava kiinte\u00e4 korko on 8,5 prosenttia vuodessa tarkistusp\u00e4iv\u00e4\u00e4n </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">30.5.2028 saakka. Tarkistusp\u00e4iv\u00e4st\u00e4 alkaen korko on vaihtuva uuden hybridilainan ehtojen mukaisesti. Yhti\u00f6 voi lyk\u00e4t\u00e4 koronmaksua tietyin </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">edellytyksin. Uudella hybridilainalla ei ole er\u00e4p\u00e4iv\u00e4\u00e4, mutta YIT:ll\u00e4 on oikeus lunastaa uusi hybridilaina takaisin nimellisarvostaan </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">tarkistusp\u00e4iv\u00e4n\u00e4 ja sen j\u00e4lkeen kunakin koronmaksup\u00e4iv\u00e4n\u00e4.</span></div><div class=\"ps1169 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Joulukuussa 2025 YIT allekirjoitti uuden 200 miljoonan euron suuruisen vastuullisuustavoitteisiin sidotun valmiusluottolimiittisopimuksen </span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">keskeisten velkarahoittajiensa kanssa aiemman valmiusluottolimiittins\u00e4 uudelleenrahoittamiseksi ja muutossopimuksen </span></div><div class=\"ps1171 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">pankkilainasopimukseensa, jonka avoinna oleva p\u00e4\u00e4oma oli 30 miljoonaa euroa, sen keskeisten ehtojen linjaamiseksi uuden </span></div><div class=\"ps1172 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">valmiusluottolimiittisopimuksen kanssa. Uusi valmiusluottolimiitti er\u00e4\u00e4ntyy joulukuussa 2028 sis\u00e4lt\u00e4en jatko-option pident\u00e4\u00e4 </span></div><div class=\"ps1173 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">voimassaoloaikaa joulukuuhun 2029 ja pankkilaina er\u00e4\u00e4ntyy tammikuussa 2027.</span></div><div class=\"ps1175 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n rahoitussopimuksiin sis\u00e4ltyy nelj\u00e4nnesvuosittain tai kuukausittain tarkasteltavia tunnuslukukovenantteja, joita ovat omavaraisuusaste, </span></div><div class=\"ps1176 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velkaantumisaste,</span><span class=\"f charStyle-42d14346 ps10677\"> k\u00e4ytt\u00f6kate ja</span><span class=\"f charStyle-42d14346 ps10678\"> likviditeetti. YIT on t\u00e4ytt\u00e4nyt tunnuslukukovenanttinsa. Mik\u00e4li YIT:n kannattavuus ja tunnusluvut kehittyisiv\u00e4t </span></div><div class=\"ps1177 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">ep\u00e4suotuisasti, saattaisi se aiheuttaa riskin, ett\u00e4 kovenantit eiv\u00e4t t\u00e4yttyisi, ja johtaa kovenanttirajoitusten voimaan astumiseen. T\u00e4m\u00e4 voi </span></div><div class=\"ps1178 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">johtaa lainojen ennenaikaiseen er\u00e4\u00e4ntymiseen. Lis\u00e4ksi YIT:n joukkovelkakirjalainoissa on my\u00f6s tapahtumaperusteinen korkokatekovenantti, </span></div><div class=\"ps1179 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">joka saattaisi rajoittaa YIT:n kyky\u00e4 nostaa tietyntyyppist\u00e4 rahoitusta, mik\u00e4li kovenanttiehto ei testaushetkell\u00e4 t\u00e4yttyisi. Lis\u00e4ksi YIT:n </span></div><div class=\"ps1180 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">rahoitussopimuksiin sis\u00e4ltyy tiettyj\u00e4 taloudellisiin mittareihin perustuvia rajoituksia voitonjaolle.</span></div><div class=\"ps10698 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:310.5pt\"></td><td style=\"padding:0;width:83.25pt\"></td><td style=\"padding:0;width:83.25pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-93f9a1a0 ps7\">Tunnusluvut<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps10680 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-93f9a1a0 ps10679\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000;padding:0\"><div class=\"ps9172 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-93f9a1a0 ps10679\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korolliset velat, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10682 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">764<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000;padding:0\"><div class=\"ps10683 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">893<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2045 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korolliset saamiset, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10685 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10684\">88<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10686 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10684\">75<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2046 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Rahavarat, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10687 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">116<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10688 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">137<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2050 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Korollinen nettovelka, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10689 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">560<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10690 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">680<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2054 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Oma p\u00e4\u00e4oma, milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10691 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">792<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10692 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346 ps10681\">770<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2058 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Omavaraisuusaste, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10694 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">38</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10695 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">34</span></span></div></div></div></td></tr><tr style=\"height:12.75pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2062 ss1070\"><div><div class=\"ps2041 ss1069\"><span class=\"f charStyle-42d14346 ps7\">Velkaantumisaste, %<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10696 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">71</span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10697 ss1071\"><div><div class=\"ps2041 ss211\"><span class=\"f charStyle-42d14346\"><span class=\"ps10693\"></span><span class=\"ps10693\">88</span></span></div></div></div></td></tr></tbody></table></div></div></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-514": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">31</span><span class=\"f charStyle-a50e2afc ps7712\">. EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdolliset varat johtuvat suunnittelemattomista tai muista odottamattomista tapahtumista, joiden perusteella tulee mahdolliseksi, ett\u00e4 yhti\u00f6n </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hyv\u00e4ksi koituu taloudellista hy\u00f6ty\u00e4. Ehdollista varaa ei merkit\u00e4 tilinp\u00e4\u00e4t\u00f6kseen vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps10703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUM</span><span class=\"f charStyle-8e57c0e9 ps10702\">UKSET</span></div><div class=\"ps10712 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut takaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset muiden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset ty\u00f6yhteenliittymien puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset emon ja muiden konserniyhti\u00f6iden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">835<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">727<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Vakuudellisen rahoitusvelan nimellism\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">299<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">359<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edell\u00e4 mainittuihin rahoitusvelkoihin liittyv\u00e4t vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Vaihto-omaisuuden tontit ja kiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">159<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">161<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">136<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">184<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6osakkeet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1989\">1468<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2022\">1\u00a0481<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6lainasaamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10706 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">101<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10707 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">223<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut vastuusitoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Investointisitoumukset**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">107<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Ostositoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10710 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">225<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10711 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">291<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tyt\u00e4ryhti\u00f6osakkeiden kirjanpitoarvot omistavan erillisyhti\u00f6n taseessa ja tyt\u00e4ryhti\u00f6lainasaamiset lainanantajan taseessa.</span></div><div class=\"ps10714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">** Investointisitoumusten kasvu vertailukauteen verrattuna johtui p\u00e4\u00e4osin Tripla Mall Ky:n p\u00e4\u00e4omanpalautuksesta.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut takaukset ovat rakennusyhti\u00f6lle tyypillisi\u00e4, liiketoimintaan liittyvi\u00e4 takauksia sis\u00e4lt\u00e4en esimerkiksi rakennusaikaisia ja takuuaikaisia </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">takauksia</span><span class=\"f charStyle-42d14346 ps10715\">.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut vakuudet ovat YIT:n rahoitusvelkojen vakuudeksi annettuja p\u00e4\u00e4osin osake-, yhti\u00f6osuus- tai kiinteist\u00f6panttauksia. Panttausehdot </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat markkinak\u00e4yt\u00e4nn\u00f6n mukaisia tavanomaisia panttausehtoja.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 on 30.6.2013 rekister\u00f6idyn osittaisjakautumisen seurauksena toissijainen vastuu Caverion Oyj:lle siirtyneist\u00e4 takauksista, joiden </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yhteenlaskettu m\u00e4\u00e4r\u00e4 oli 31.12.2025 enint\u00e4\u00e4n 1 miljoona euroa (1).</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointisitoumukset liittyv\u00e4t osakkuus- ja yhteisyrityksiin sek\u00e4 oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ostositoumukset ovat p\u00e4\u00e4asiassa tonttien hankintaan liittyvi\u00e4 esisopimuksia, joiden toteutuminen tyypillisesti riippuu kaavoituksen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteutumisesta. Tonttien ostositoumusten arvo on arvio</span><span class=\"f charStyle-42d14346 ps10716\">, joka on riippuvainen kaavoituksesta, rakennusoikeuden m\u00e4\u00e4r\u00e4st\u00e4 sek\u00e4</span><span class=\"f charStyle-42d14346 ps4239\"> </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kustannusindeksien muutoksista. Lis\u00e4ksi liitetiedoissa esitetty m\u00e4\u00e4r\u00e4 perustuu tontin arvioituun hankinta-arvoon huolimatta sopimuksen </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ehdollisuudesta tai mahdollisesta pur</span><span class=\"f charStyle-42d14346 ps10717\">kulausekkeesta.</span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 oli raportointikauden lopussa hybridilainaan liittyvi\u00e4 kertyneit\u00e4 korkoja 7 miljoonaa euroa (4), joita ei oltu kirjattu taseeseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-513": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">31</span><span class=\"f charStyle-a50e2afc ps7712\">. EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdolliset varat johtuvat suunnittelemattomista tai muista odottamattomista tapahtumista, joiden perusteella tulee mahdolliseksi, ett\u00e4 yhti\u00f6n </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hyv\u00e4ksi koituu taloudellista hy\u00f6ty\u00e4. Ehdollista varaa ei merkit\u00e4 tilinp\u00e4\u00e4t\u00f6kseen vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps10703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUM</span><span class=\"f charStyle-8e57c0e9 ps10702\">UKSET</span></div><div class=\"ps10712 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut takaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset muiden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset ty\u00f6yhteenliittymien puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset emon ja muiden konserniyhti\u00f6iden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">835<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">727<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Vakuudellisen rahoitusvelan nimellism\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">299<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">359<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edell\u00e4 mainittuihin rahoitusvelkoihin liittyv\u00e4t vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Vaihto-omaisuuden tontit ja kiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">159<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">161<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">136<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">184<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6osakkeet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1989\">1468<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2022\">1\u00a0481<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6lainasaamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10706 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">101<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10707 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">223<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut vastuusitoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Investointisitoumukset**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">107<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Ostositoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10710 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">225<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10711 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">291<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tyt\u00e4ryhti\u00f6osakkeiden kirjanpitoarvot omistavan erillisyhti\u00f6n taseessa ja tyt\u00e4ryhti\u00f6lainasaamiset lainanantajan taseessa.</span></div><div class=\"ps10714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">** Investointisitoumusten kasvu vertailukauteen verrattuna johtui p\u00e4\u00e4osin Tripla Mall Ky:n p\u00e4\u00e4omanpalautuksesta.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut takaukset ovat rakennusyhti\u00f6lle tyypillisi\u00e4, liiketoimintaan liittyvi\u00e4 takauksia sis\u00e4lt\u00e4en esimerkiksi rakennusaikaisia ja takuuaikaisia </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">takauksia</span><span class=\"f charStyle-42d14346 ps10715\">.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut vakuudet ovat YIT:n rahoitusvelkojen vakuudeksi annettuja p\u00e4\u00e4osin osake-, yhti\u00f6osuus- tai kiinteist\u00f6panttauksia. Panttausehdot </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat markkinak\u00e4yt\u00e4nn\u00f6n mukaisia tavanomaisia panttausehtoja.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 on 30.6.2013 rekister\u00f6idyn osittaisjakautumisen seurauksena toissijainen vastuu Caverion Oyj:lle siirtyneist\u00e4 takauksista, joiden </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yhteenlaskettu m\u00e4\u00e4r\u00e4 oli 31.12.2025 enint\u00e4\u00e4n 1 miljoona euroa (1).</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointisitoumukset liittyv\u00e4t osakkuus- ja yhteisyrityksiin sek\u00e4 oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ostositoumukset ovat p\u00e4\u00e4asiassa tonttien hankintaan liittyvi\u00e4 esisopimuksia, joiden toteutuminen tyypillisesti riippuu kaavoituksen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteutumisesta. Tonttien ostositoumusten arvo on arvio</span><span class=\"f charStyle-42d14346 ps10716\">, joka on riippuvainen kaavoituksesta, rakennusoikeuden m\u00e4\u00e4r\u00e4st\u00e4 sek\u00e4</span><span class=\"f charStyle-42d14346 ps4239\"> </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kustannusindeksien muutoksista. Lis\u00e4ksi liitetiedoissa esitetty m\u00e4\u00e4r\u00e4 perustuu tontin arvioituun hankinta-arvoon huolimatta sopimuksen </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ehdollisuudesta tai mahdollisesta pur</span><span class=\"f charStyle-42d14346 ps10717\">kulausekkeesta.</span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 oli raportointikauden lopussa hybridilainaan liittyvi\u00e4 kertyneit\u00e4 korkoja 7 miljoonaa euroa (4), joita ei oltu kirjattu taseeseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-512": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:14pt\"><span class=\"f charStyle-a50e2afc ps94\">31</span><span class=\"f charStyle-a50e2afc ps7712\">. EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUMUKSET</span></div><div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdolliset varat johtuvat suunnittelemattomista tai muista odottamattomista tapahtumista, joiden perusteella tulee mahdolliseksi, ett\u00e4 yhti\u00f6n </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hyv\u00e4ksi koituu taloudellista hy\u00f6ty\u00e4. Ehdollista varaa ei merkit\u00e4 tilinp\u00e4\u00e4t\u00f6kseen vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps10703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUM</span><span class=\"f charStyle-8e57c0e9 ps10702\">UKSET</span></div><div class=\"ps10712 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut takaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset muiden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset ty\u00f6yhteenliittymien puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset emon ja muiden konserniyhti\u00f6iden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">835<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">727<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Vakuudellisen rahoitusvelan nimellism\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">299<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">359<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edell\u00e4 mainittuihin rahoitusvelkoihin liittyv\u00e4t vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Vaihto-omaisuuden tontit ja kiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">159<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">161<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">136<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">184<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6osakkeet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1989\">1468<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2022\">1\u00a0481<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6lainasaamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10706 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">101<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10707 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">223<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut vastuusitoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Investointisitoumukset**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">107<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Ostositoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10710 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">225<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10711 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">291<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tyt\u00e4ryhti\u00f6osakkeiden kirjanpitoarvot omistavan erillisyhti\u00f6n taseessa ja tyt\u00e4ryhti\u00f6lainasaamiset lainanantajan taseessa.</span></div><div class=\"ps10714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">** Investointisitoumusten kasvu vertailukauteen verrattuna johtui p\u00e4\u00e4osin Tripla Mall Ky:n p\u00e4\u00e4omanpalautuksesta.</span></div><div class=\"ps0 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut takaukset ovat rakennusyhti\u00f6lle tyypillisi\u00e4, liiketoimintaan liittyvi\u00e4 takauksia sis\u00e4lt\u00e4en esimerkiksi rakennusaikaisia ja takuuaikaisia </span></div><div class=\"ps1 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">takauksia</span><span class=\"f charStyle-42d14346 ps10715\">.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut vakuudet ovat YIT:n rahoitusvelkojen vakuudeksi annettuja p\u00e4\u00e4osin osake-, yhti\u00f6osuus- tai kiinteist\u00f6panttauksia. Panttausehdot </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat markkinak\u00e4yt\u00e4nn\u00f6n mukaisia tavanomaisia panttausehtoja.</span></div><div class=\"ps736 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 on 30.6.2013 rekister\u00f6idyn osittaisjakautumisen seurauksena toissijainen vastuu Caverion Oyj:lle siirtyneist\u00e4 takauksista, joiden </span></div><div class=\"ps741 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">yhteenlaskettu m\u00e4\u00e4r\u00e4 oli 31.12.2025 enint\u00e4\u00e4n 1 miljoona euroa (1).</span></div><div class=\"ps747 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Investointisitoumukset liittyv\u00e4t osakkuus- ja yhteisyrityksiin sek\u00e4 oman p\u00e4\u00e4oman ehtoisiin sijoituksiin. </span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ostositoumukset ovat p\u00e4\u00e4asiassa tonttien hankintaan liittyvi\u00e4 esisopimuksia, joiden toteutuminen tyypillisesti riippuu kaavoituksen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteutumisesta. Tonttien ostositoumusten arvo on arvio</span><span class=\"f charStyle-42d14346 ps10716\">, joka on riippuvainen kaavoituksesta, rakennusoikeuden m\u00e4\u00e4r\u00e4st\u00e4 sek\u00e4</span><span class=\"f charStyle-42d14346 ps4239\"> </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kustannusindeksien muutoksista. Lis\u00e4ksi liitetiedoissa esitetty m\u00e4\u00e4r\u00e4 perustuu tontin arvioituun hankinta-arvoon huolimatta sopimuksen </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ehdollisuudesta tai mahdollisesta pur</span><span class=\"f charStyle-42d14346 ps10717\">kulausekkeesta.</span></div><div class=\"ps1170 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">YIT:ll\u00e4 oli raportointikauden lopussa hybridilainaan liittyvi\u00e4 kertyneit\u00e4 korkoja 7 miljoonaa euroa (4), joita ei oltu kirjattu taseeseen.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-516": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps7540 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdolliset varat johtuvat suunnittelemattomista tai muista odottamattomista tapahtumista, joiden perusteella tulee mahdolliseksi, ett\u00e4 yhti\u00f6n </span></div><div class=\"ps7541 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hyv\u00e4ksi koituu taloudellista hy\u00f6ty\u00e4. Ehdollista varaa ei merkit\u00e4 tilinp\u00e4\u00e4t\u00f6kseen vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div><div class=\"ps753 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Ostositoumukset ovat p\u00e4\u00e4asiassa tonttien hankintaan liittyvi\u00e4 esisopimuksia, joiden toteutuminen tyypillisesti riippuu kaavoituksen </span></div><div class=\"ps1166 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">toteutumisesta. Tonttien ostositoumusten arvo on arvio</span><span class=\"f charStyle-42d14346 ps10716\">, joka on riippuvainen kaavoituksesta, rakennusoikeuden m\u00e4\u00e4r\u00e4st\u00e4 sek\u00e4</span><span class=\"f charStyle-42d14346 ps4239\"> </span></div><div class=\"ps1167 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">kustannusindeksien muutoksista. Lis\u00e4ksi liitetiedoissa esitetty m\u00e4\u00e4r\u00e4 perustuu tontin arvioituun hankinta-arvoon huolimatta sopimuksen </span></div><div class=\"ps1168 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ehdollisuudesta tai mahdollisesta pur</span><span class=\"f charStyle-42d14346 ps10717\">kulausekkeesta.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-515": {
   "value": "<div class=\"ps7534 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-37f3c1a8 ps94\">LAATIMISPERIAATE</span></div><div class=\"ps7535 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Ehdollinen velka on aikaisempien tapahtumien seurauksena syntynyt mahdollinen velvoite, jonka olemassaolo varmistuu vasta konsernin </span></div><div class=\"ps7536 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">m\u00e4\u00e4r\u00e4ysvallan ulkopuolella olevan ep\u00e4varman tapahtuman realisoituessa. Ehdolliseksi velaksi katsotaan my\u00f6s sellainen olemassa oleva </span></div><div class=\"ps7537 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velvoite, joka ei todenn\u00e4k\u00f6isesti edellyt\u00e4 maksuvelvoitteen t\u00e4ytt\u00e4mist\u00e4 tai jonka suuruutta ei voida m\u00e4\u00e4ritt\u00e4\u00e4 luotettavasti. Ehdollisesta </span></div><div class=\"ps7538 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">velasta ei kirjata varausta vaan se esitet\u00e4\u00e4n tilinp\u00e4\u00e4t\u00f6ksen liitetiedoissa.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-517": {
   "value": "<div class=\"ps10703 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps94\">EHDOLLISET VELAT JA VARAT SEK\u00c4 VASTUUSITOUM</span><span class=\"f charStyle-8e57c0e9 ps10702\">UKSET</span></div><div class=\"ps10712 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:12.75pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss920\"><div><div class=\"ps2041 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss888\"><div><div class=\"ps2041 ss149\"><span class=\"f charStyle-93f9a1a0 ps7695\">31.12.2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2044 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut takaukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8211 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset muiden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8212 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8214 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4917 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset ty\u00f6yhteenliittymien puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8215 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8216 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">3<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6983 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Annetut takaukset emon ja muiden konserniyhti\u00f6iden puolesta<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8217 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">835<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8218 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">727<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4744 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Annetut vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8230 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Vakuudellisen rahoitusvelan nimellism\u00e4\u00e4r\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8231 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">299<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8232 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">359<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3062 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Edell\u00e4 mainittuihin rahoitusvelkoihin liittyv\u00e4t vakuudet<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8235 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Vaihto-omaisuuden tontit ja kiinteist\u00f6t<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8237 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">159<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8238 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">161<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps4334 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Oman p\u00e4\u00e4oman ehtoiset sijoitukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8546 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">136<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8547 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">184<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2238 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8548 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8549 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps3962 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6osakkeet*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8550 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1989\">1468<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8551 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2022\">1\u00a0481<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9268 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps10705\">Tyt\u00e4ryhti\u00f6lainasaamiset*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10706 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">101<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10707 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">223<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8555 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Muut vastuusitoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9291 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Investointisitoumukset**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10708 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">171<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10709 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">107<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps6670 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Ostositoumukset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10710 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">225<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10711 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">291<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10713 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">*Tyt\u00e4ryhti\u00f6osakkeiden kirjanpitoarvot omistavan erillisyhti\u00f6n taseessa ja tyt\u00e4ryhti\u00f6lainasaamiset lainanantajan taseessa.</span></div><div class=\"ps10714 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps94\">** Investointisitoumusten kasvu vertailukauteen verrattuna johtui p\u00e4\u00e4osin Tripla Mall Ky:n p\u00e4\u00e4omanpalautuksesta.</span></div><div class=\"ps725 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Annetut vakuudet ovat YIT:n rahoitusvelkojen vakuudeksi annettuja p\u00e4\u00e4osin osake-, yhti\u00f6osuus- tai kiinteist\u00f6panttauksia. Panttausehdot </span></div><div class=\"ps728 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">ovat markkinak\u00e4yt\u00e4nn\u00f6n mukaisia tavanomaisia panttausehtoja.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "f-519": {
   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">33. L\u00c4HIPIIRITAPAHTUMAT</span></div><div class=\"ps500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin l\u00e4hipiiriin kuuluvat osakkuusyhti\u00f6t, yhteisyritykset sek\u00e4 johdon avainhenkil\u00f6t l\u00e4hipiireineen. Johdon avainhenkil\u00f6ihin luetaan yhti\u00f6n </span></div><div class=\"ps501 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallituksen j\u00e4senet, toimitusjohtaja sek\u00e4 konsernin johtoryhm\u00e4.</span></div><div class=\"ps10803 ss0\"><div class=\"ss92 ws0 ps313\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:297pt\"></td><td style=\"padding:0;width:90pt\"></td><td style=\"padding:0;width:90pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps9 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Milj. euroa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1990 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;padding:0\"><div class=\"ps1991 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1989\">2024<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1702 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tavaroiden ja palveluiden myynti<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1709 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Johdon avainhenkil\u00f6ille<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1997 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,20<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1999 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps9819\">0,36<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1716 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps7\">\u00a0  Osakkuus- ja yhteisyrityksille<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2000 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">92<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt solid #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps2017 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps2023\">105<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps1725 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps7696 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps1992\">92<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt solid #000000;padding:0\"><div class=\"ps2001 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-93f9a1a0 ps2023\">105<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#ffffff;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1743 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Tavaroiden ja palveluiden ostot<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1751 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Osakkuus- ja yhteisyrityksilt\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps9853 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8176 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1763 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Myyntisaamiset ja muut saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1770 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Osakkuus- ja yhteisyrityksilt\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10034 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">29<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8179 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">28<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1784 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset saamiset<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1791 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Osakkuus- ja yhteisyrityksilt\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10039 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">52<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8180 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1992\">37<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1800 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Ostovelat ja muut velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1809 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Osakkuus- ja yhteisyrityksille<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10041 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8183 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps7707\">\u2014<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"></td><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1858 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-93f9a1a0 ps7\">Korolliset velat<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000000;border-top:1pt dotted #000000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps1868 ss148\"><div><div class=\"ps234 ss147\"><span class=\"f charStyle-42d14346 ps1762\">Osakkuus- ja yhteisyrityksille<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#ced9e0;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps10802 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">1<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#FFFFFF;border-bottom:1pt dotted #000;border-top:1pt dotted #000000;padding:0\"><div class=\"ps8186 ss150\"><div><div class=\"ps234 ss149\"><span class=\"f charStyle-42d14346 ps1996\">7<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps10805 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">YIT:n muut kuin taulukossa esitetyt l\u00e4hipiiriliiketoimet johtoon kuuluvien avainhenkil\u00f6iden ja hallituksen j\u00e4senten kanssa koostuivat </span></div><div class=\"ps10808 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">normaaleista palkoista ja palkkios</span><span class=\"f charStyle-42d14346 ps10806\">ta. YIT:n kaikki transaktiot l\u00e4hipiirin kanssa tapahtuvat markkinaehtoisesti.</span><span class=\"f charStyle-31a5ee52 ps10807\"> </span></div><div class=\"ps1218 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-8e57c0e9 ps622\">Hallituksen ja johdon j\u00e4senten osakeomistu</span><span class=\"f charStyle-8e57c0e9 ps10809\">kset 31.12.</span></div><div class=\"ps1219 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\">Sis\u00e4lt\u00e4\u00e4 niiden yhteis\u00f6jen omistukset, joissa henkil\u00f6ill\u00e4 on m\u00e4\u00e4r\u00e4ysvalta</span></div><div class=\"ps8450 ss0\"><div class=\"ss1078 ws0 ps684\"><div><table style=\"border-collapse:collapse;display:inline-table;font-size:initial;padding:0;table-layout:fixed;width:100%\"><tbody><tr style=\"height:0\"><td style=\"padding:0;width:99.75pt\"></td><td style=\"padding:0;width:62.25pt\"></td><td style=\"padding:0;width:62.25pt\"></td><td style=\"padding:0;width:62.25pt\"></td><td style=\"padding:0;width:62.25pt\"></td><td style=\"padding:0;width:62.25pt\"></td><td style=\"padding:0;width:62.25pt\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-right:1pt solid #000;padding:0\"></td><td style=\"border-left:1pt solid #000;padding:0\"><div class=\"ps10811 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-93f9a1a0 ps7\">2025<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"border-right:1pt solid #000;padding:0\"></td><td style=\"border-left:1pt solid #000;padding:0\"><div class=\"ps10812 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-93f9a1a0 ps7\">2024<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"padding:0\"></td><td style=\"padding:0\"></td></tr><tr style=\"height:30.75pt\"><td style=\"border-bottom:1pt solid #294754;border-right:1pt solid #000;padding:0\"></td><td style=\"border-bottom:1pt solid #294754;border-left:1pt solid #000;padding:0\"><div class=\"ps10816 ss1077\"><div><div class=\"ps10813 ss554\"><span class=\"f charStyle-2f4a018f ps7\">Henkil\u00f6-<span class=\"f ps104\"> </span></span></div><div class=\"ps10814 ss554\"><span class=\"f charStyle-2f4a018f ps7\">kohtainen <span class=\"f ps104\"> </span></span></div><div class=\"ps10815 ss554\"><span class=\"f charStyle-2f4a018f ps7\">omistus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #294754;padding:0\"><div class=\"ps10817 ss1077\"><div><div class=\"ps10813 ss554\"><span class=\"f charStyle-2f4a018f ps7\">M\u00e4\u00e4r\u00e4ysvalta-<span class=\"f ps104\"> </span></span></div><div class=\"ps10814 ss554\"><span class=\"f charStyle-2f4a018f ps7\">yhteis\u00f6jen <span class=\"f ps104\"> </span></span></div><div class=\"ps10815 ss554\"><span class=\"f charStyle-2f4a018f ps7\">omistus</span></div></div></div></td><td style=\"border-bottom:1pt solid #000000;border-right:1pt solid #000;padding:0\"><div class=\"ps10819 ss1077\"><div><div class=\"ps10815 ss554\"><span class=\"f charStyle-93f9a1a0 ps10818\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #294754;border-left:1pt solid #000;padding:0\"><div class=\"ps10820 ss1077\"><div><div class=\"ps10813 ss554\"><span class=\"f charStyle-2f4a018f ps7\">Henkil\u00f6-<span class=\"f ps104\"> </span></span></div><div class=\"ps10814 ss554\"><span class=\"f charStyle-2f4a018f ps7\">kohtainen <span class=\"f ps104\"> </span></span></div><div class=\"ps10815 ss554\"><span class=\"f charStyle-2f4a018f ps7\">omistus<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt solid #294754;padding:0\"><div class=\"ps8132 ss1077\"><div><div class=\"ps10813 ss554\"><span class=\"f charStyle-2f4a018f ps7\">M\u00e4\u00e4r\u00e4ysvalta-<span class=\"f ps104\"> </span></span></div><div class=\"ps10814 ss554\"><span class=\"f charStyle-2f4a018f ps7\">yhteis\u00f6jen <span class=\"f ps104\"> </span></span></div><div class=\"ps10815 ss554\"><span class=\"f charStyle-2f4a018f ps7\">omistus</span></div></div></div></td><td style=\"border-bottom:1pt solid #294754;padding:0\"><div class=\"ps10821 ss1077\"><div><div class=\"ps10815 ss554\"><span class=\"f charStyle-2f4a018f ps7\">Yhteens\u00e4<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt solid #294754;padding:0\"><div class=\"ps5211 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Heikki Vuorenmaa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10822 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">60\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt solid #000000;padding:0\"><div class=\"ps10823 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">60\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10824 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">60\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt solid #294754;padding:0\"><div class=\"ps10825 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">60\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps5320 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Justyna Filipczak**<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10826 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4729\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10827 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4729\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps10828 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Peter Forssell<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10829 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">20\u00a0788<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10830 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">20\u00a0788<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10831 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">19\u00a0300<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10832 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">19\u00a0300<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7071 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Jennie Haasmaa<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10833 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4729\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10834 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4729\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10835 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4729\">0<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10836 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4729\">0<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps2066 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Antti Inkil\u00e4*<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10837 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">50\u00a0926<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10838 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">50\u00a0926<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps8445 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Juha Kostiainen<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10839 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">36\u00a0754<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10840 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">36\u00a0754<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10841 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">31\u00a0924<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10842 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">31\u00a0924<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps4944 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Aleksi Laine<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10843 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">12\u00a0410<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10844 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">12\u00a0410<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10846 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps10845\">9\u00a0534<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10847 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps10845\">9\u00a0534<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps5903 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Markus Pietik\u00e4inen***<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10848 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">29\u00a0042<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10849 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">29\u00a0042<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps3399 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Tuomas M\u00e4kipeska***<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10850 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">14\u00a0664<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10851 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">14\u00a0664<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps7178 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Jyri Luomakoski<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10852 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">59\u00a0474<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10853 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">59\u00a0474<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10854 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">43\u00a0271<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10855 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">43\u00a0271<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #000;padding:0\"><div class=\"ps4113 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Casimir Lindholm<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10856 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">43\u00a0238<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10857 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">43\u00a0238<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10858 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">31\u00a0896<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10859 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">31\u00a0896<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10761 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Anders Dahlblom<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10860 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">18\u00a0727<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10862 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps10861\">250\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10863 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps10861\">268\u00a0727<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10864 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">10\u00a0626<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10865 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps10861\">250\u00a0000<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10866 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps10861\">260\u00a0626<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10867 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Sami Laine<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10868 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">30\u00a0413<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10869 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">30\u00a0413<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10870 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">22\u00a0312<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10871 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">22\u00a0312<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10872 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Kerttu Tuomas<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #000;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10873 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">45\u00a0885<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10874 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">45\u00a0885<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10875 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">34\u00a0543<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10876 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">34\u00a0543<span class=\"f ps104\"> </span></span></div></div></div></td></tr><tr style=\"height:14.25pt\"><td style=\"border-bottom:1pt dotted #000;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps3984 ss881\"><div><div class=\"ps234 ss776\"><span class=\"f charStyle-17dab886 ps7\">Leena Vainiom\u00e4ki<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #000;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #000;padding:0\"><div class=\"ps10877 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">18\u00a0727<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"background-color:#d0d9e0;border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt solid #000;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10878 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">18\u00a0727<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt solid #000;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10879 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">10\u00a0626<span class=\"f ps104\"> </span></span></div></div></div></td><td style=\"border-bottom:1pt dotted #294754;border-left:1pt dotted #294754;border-right:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"></td><td style=\"border-bottom:1pt dotted #000;border-left:1pt dotted #294754;border-top:1pt dotted #294754;padding:0\"><div class=\"ps10880 ss1076\"><div><div class=\"ps234 ss554\"><span class=\"f charStyle-42d14346 ps4723\">10\u00a0626<span class=\"f ps104\"> </span></span></div></div></div></td></tr></tbody></table></div></div></div><div class=\"ps136 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps622\"> </span><span class=\"f charStyle-c6f424d9 ps10881\">*Antti Inkil\u00e4, Asuminen-segmentin johtaja ja toimitusjohtajan sijainen 31.12.2024 saakka.</span></div><div class=\"ps10882 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">**Justyna Filipczak on toiminut Asuminen CEE -segmentin johtajana 4.8.2025 l\u00e4htien.</span></div><div class=\"ps10883 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">***Markus Pietik\u00e4inen on toiminut v\u00e4liaikaisena talousjohtajana 1.11.2025 l\u00e4htien. Tuomas M\u00e4kipeska toimi talousjohtajana ja toimitusjohtajan </span></div><div class=\"ps10884 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-c6f424d9 ps622\">sijaisena 1.11.2025 saakka.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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   "value": "<div class=\"ps498 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-a50e2afc ps94\">33. L\u00c4HIPIIRITAPAHTUMAT</span></div><div class=\"ps500 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">Konsernin l\u00e4hipiiriin kuuluvat osakkuusyhti\u00f6t, yhteisyritykset sek\u00e4 johdon avainhenkil\u00f6t l\u00e4hipiireineen. Johdon avainhenkil\u00f6ihin luetaan yhti\u00f6n </span></div><div class=\"ps501 ss0\" style=\"font-size:12pt\"><span class=\"f charStyle-42d14346 ps94\">hallituksen j\u00e4senet, toimitusjohtaja sek\u00e4 konsernin johtoryhm\u00e4.</span></div>",
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    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory",
    "language": "fi",
    "entity": "scheme:529900M13GM4VSTE6W80",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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