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Uppgif<span class=\"_ _2\"></span>ter ino<span class=\"_ _2\"></span>m parentes av<span class=\"_ _1\"></span>ser </div><div class=\"t m0 h5 ff2 fs3 fc4 sc0 ls8 ws10 gs4\">f\u00f6reg\u00e5ende \u00e5r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span></div>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>redov<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>ing o<span class=\"_ _2\"></span>ch \u00e5<span class=\"_ _2\"></span>rsre<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng f\u00f6r T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk AB f\u00f6<span class=\"_ _2\"></span>r r\u00e4<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span>kap<span class=\"_ _2\"></span>s\u00e5re<span class=\"_ _2\"></span>t 2023<span class=\"_ _2e9\"> </span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls1 ws1 gsc\">Allm\u00e4n information<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c 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  "fact-280": {
   "value": "Dotterf\u00f6re<span class=\"_ _1\"></span>tag<span class=\"_ _2e9\"> </span>Av<span class=\"_ _1\"></span>arda AB <span class=\"_ _11c\"> </span><span class=\"ff5 ws1\">559310-4967<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>arda <span class=\"_ _1\"></span>AB, filial<span class=\"_ _1\"></span> Finland <span class=\"_ _119\"> </span>3362665-9<span class=\"_ _2e9\"> </span>Av<span class=\"_ _1\"></span>arda A<span class=\"_ _1\"></span>S <span class=\"_ _170\"> </span><span class=\"ff5 ws1\">931 481 169<span class=\"_ _2e9\"> </span></span>TFB Service U<span class=\"_ _1\"></span>AB <span class=\"_ _d2\"> </span><span class=\"ff5\">304785170<span class=\"_ _2e9\"> </span></span>TFB Service GmbH <span class=\"_ _171\"> </span><span class=\"ff5\">HRB 208869 B<span class=\"_ _2e9\"> </span></span>TFBN Services S.L.<span class=\"_ _b7\"> </span><span class=\"ff5\">B10781<span class=\"_ _1\"></span>789<span class=\"_ _2e9\"> </span></span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>terb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag \u00e4<span class=\"_ _2\"></span>gs ti<span class=\"_ _2\"></span>ll 100 %<span class=\"_ _2e9\"> </span>NOT 23<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Aktier i dotterf\u00f6retag<span class=\"_ _2e9\"> </span></span>Avarda AB - konc<span class=\"_ _1\"></span>ernen<span class=\"_ _40\"> </span><span class=\"ls1 ws1\">TFB Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice UAB<span class=\"_ _266\"> </span>TFB Service SIA<span class=\"_ _28b\"> </span>TFB Service GmbH<span class=\"_ _172\"> </span>TFB<span class=\"_ _2\"></span>N Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces S<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>L.<span class=\"_ _2e9\"> </span></span>Registrerings- och v<span class=\"_ _1\"></span>erksam<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>hetsland<span class=\"_ _17f\"> </span><span class=\"ls1 ws1\">Sv<span class=\"_ _1\"></span>erige<span class=\"_ _70\"> </span>Litauen<span class=\"_ _63\"> </span>Lettland<span class=\"_ _7f\"> </span>T<span class=\"_ _1\"></span>yskland<span class=\"_ _62\"> </span>Spanien<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>erksamhe<span class=\"_ _1\"></span>t<span class=\"_ _222\"> </span><span class=\"ls1 ws1\">Finansiell<span class=\"_ _60\"> </span>Administration<span class=\"_ _88\"> </span>Administration<span class=\"_ _60\"> </span>Administration<span class=\"_ _88\"> </span>Administration<span class=\"_ _2e9\"> </span></span>Antal aktier<span class=\"_ _28c\"> </span><span class=\"ff5 ls1 ws1\">522 972 398<span class=\"_ _28d\"> </span><span class=\"ff4\">1<span class=\"_ _28d\"> </span>-<span class=\"_ _b1\"> </span></span>25 000<span class=\"_ _1ed\"> </span>3 000<span class=\"_ _2e9\"> </span></span>An<span class=\"_ _2\"></span>del a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m \u00e4gs av TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>, %<span class=\"_ _1b9\"> </span><span class=\"ff4\">100<span class=\"_ _91\"> </span>100<span class=\"_ _28d\"> </span>-<span class=\"_ _91\"> </span>100<span class=\"_ _91\"> </span>100<span class=\"_ _2e9\"> </span></span>Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>at v\u00e4<span class=\"_ _2\"></span>rde pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-12-31<span class=\"_ _7f\"> </span>1 614 238<span class=\"_ _118\"> </span>25<span class=\"_ _28d\"> </span><span class=\"ff4\">-<span class=\"_ _91\"> </span></span>264<span class=\"_ _28e\"> </span>31<span class=\"_ _2e9\"> </span>R\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>sei<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter 202<span class=\"_ _2\"></span>3<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">111 638<span class=\"_ _224\"> </span>11 041<span class=\"_ _28d\"> </span><span class=\"ff4\">-<span class=\"_ _b9\"> </span></span>14 334<span class=\"_ _223\"> </span>6 489<span class=\"_ _2e9\"> </span></span>Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at f\u00f6re sk<span class=\"_ _2\"></span>att 2023<span class=\"_ _87\"> </span>18 492<span class=\"_ _28e\"> </span>13<span class=\"_ _22\"> </span><span class=\"ls7c ws8c\">-42<span class=\"_ _91\"> </span><span class=\"ls92 ws9f\">793<span class=\"_ _bf\"> </span></span></span><span class=\"ff4\">222<span class=\"_ _2e9\"> </span></span>Ska<span class=\"_ _2\"></span>tt p\u00e5 re<span class=\"_ _2\"></span>sul<span class=\"_ _2\"></span>tatet 202<span class=\"_ _2\"></span>3<span class=\"_ _28f\"> </span><span class=\"ff4\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _12d\"> </span></span>-249<span class=\"_ _c1\"> </span>-51<span class=\"_ _2e9\"> </span>Me<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l ans<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>llda 2<span class=\"_ _2\"></span>023<span class=\"_ _290\"> </span><span class=\"ff4\">21<span class=\"_ _291\"> </span>21<span class=\"_ _8c\"> </span>0<span class=\"_ _26e\"> </span>11<span class=\"_ _1c\"> </span></span>5<span class=\"_ _2e9\"> </span>Avarda AB - konc<span class=\"_ _1\"></span>ernen<span class=\"_ _40\"> </span><span class=\"ls1 ws1\">TFB Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice UAB<span class=\"_ _266\"> </span>TFB Service SIA<span class=\"_ _28b\"> </span>TFB Service GmbH<span class=\"_ _172\"> </span>TFB<span class=\"_ _2\"></span>N Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces S<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>L.<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2022-01-01<span class=\"_ _203\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _bd\"> </span>26<span class=\"_ _292\"> </span>264<span class=\"_ _28d\"> </span>-<span class=\"_ _2e9\"> </span></span>Nyemission<span class=\"_ _1ba\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _293\"> </span>-<span class=\"_ _28e\"> </span><span class=\"ff5\">31<span class=\"_ _2e9\"> </span></span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2022-12-31<span class=\"_ _a4\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _a4\"> </span>26<span class=\"_ _294\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2023-01-01<span class=\"_ _203\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _bd\"> </span>26<span class=\"_ _292\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span>Nyemission<span class=\"_ _273\"> </span><span class=\"ff5\">1 614 213<span class=\"_ _293\"> </span></span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _293\"> </span>-<span class=\"_ _2e9\"> </span>Likvidation<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _bf\"> </span><span class=\"ff5 ls47 ws50\">-26<span class=\"_ _293\"> </span></span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2023-12-31<span class=\"_ _47\"> </span><span class=\"ls1\">1 614 238<span class=\"_ _a4\"> </span>25<span class=\"_ _28d\"> </span>-<span class=\"_ _292\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-4": {
   "value": "Sv<span class=\"_ _1\"></span>enska<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>onor <span class=\"_ _1\"></span>(SEK) \u00e4<span class=\"_ _1\"></span>r k<span class=\"_ _1\"></span>oncernens<span class=\"_ _1\"></span> pr<span class=\"_ _1\"></span>esenta<span class=\"_ _1\"></span>tionsval<span class=\"_ _1\"></span>uta, v<span class=\"_ _1\"></span>ilken<span class=\"_ _1\"></span> \u00e4r<span class=\"_ _1\"></span> TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B:s f<span class=\"_ _2\"></span>unk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nel<span class=\"_ _2\"></span>la v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a oc<span class=\"_ _2\"></span>h pres<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sval<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-341": {
   "value": "De viktigas<span class=\"_ _2\"></span>te<span class=\"_ _1\"></span> redovisningsprinciperna som till\u00e4mpats n\u00e4r denna \u00e5rsredovisning<span class=\"_ _1\"></span> uppr\u00e4ttats anges nedan<span class=\"_ _2\"></span>. Dessa principer har til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s konse<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vent f\u00f6<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a pre<span class=\"_ _2\"></span>sen<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>de \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, om inte an<span class=\"_ _2\"></span>nat anges.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>redov<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en f\u00f6<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk A<span class=\"_ _2\"></span>B-<span class=\"_ _2\"></span>konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar up<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s i enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed I<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nal Fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nci<span class=\"_ _2\"></span>al Re<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g Sta<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ards (I<span class=\"_ _2\"></span>FRS) oc<span class=\"_ _2\"></span>h tolk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r av des<span class=\"_ _2\"></span>sa s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>arde<span class=\"_ _2\"></span>r som a<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>agi<span class=\"_ _2\"></span>ts av Euro<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a Uni<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>en (EU<span class=\"_ _2\"></span>). D\u00e4r<span class=\"_ _2\"></span>ut\u00f6ver ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>\u00e4mp<span class=\"_ _2\"></span>as d<span class=\"_ _2\"></span>e til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>gg so<span class=\"_ _2\"></span>m f\u00f6l<span class=\"_ _2\"></span>jer av l<span class=\"_ _2\"></span>ag (19<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>5:1<span class=\"_ _2\"></span>55<span class=\"_ _2\"></span>9) om \u00e5<span class=\"_ _2\"></span>rsre<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itut o<span class=\"_ _2\"></span>ch v\u00e4<span class=\"_ _2\"></span>rdep<span class=\"_ _2\"></span>app<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>s<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g, RFR 1 Kom<span class=\"_ _2\"></span>ple<span class=\"_ _2\"></span>tter<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>regle<span class=\"_ _2\"></span>r f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, utgi<span class=\"_ _2\"></span>ven av R\u00e5d<span class=\"_ _2\"></span>et f\u00f6r fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell r<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, s<span class=\"_ _2\"></span>amt Fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>pek<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ns f\u00f6re<span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ter (<span class=\"_ _2\"></span>FFFS 200<span class=\"_ _2\"></span>8:2<span class=\"_ _2\"></span>5<span class=\"_ _2e9\"> </span>Uppska<span class=\"_ _1\"></span>ttningar<span class=\"_ _1\"></span> och bed\u00f6mni<span class=\"_ _1\"></span>ngar<span class=\"_ _2e9\"> </span>Att u<span class=\"_ _2\"></span>ppr<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>ta ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter i \u00f6ve<span class=\"_ _2\"></span>rens<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d IFR<span class=\"_ _2\"></span>S kr\u00e4ve<span class=\"_ _2\"></span>r anv\u00e4ndning<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> en del<span class=\"_ _1\"></span> viktiga uppskattningar f<span class=\"_ _1\"></span>\u00f6r r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isnings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>\u00e4ndam\u00e5l. Uppskattningar och<span class=\"_ _1\"></span> bed\u00f6mningar utv\u00e4r<span class=\"_ _1\"></span>deras l\u00f6pande<span class=\"_ _1\"></span> oc<span class=\"_ _2\"></span>h bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>sk e<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>are<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra fa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>torer, inklu<span class=\"_ _2\"></span>sive f\u00f6rv\u00e4ntningar p\u00e5<span class=\"_ _1\"></span> framtida<span class=\"_ _1\"></span> h\u00e4ndelser som anses rim<span class=\"_ _1\"></span>liga under r\u00e5dande f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden. Banken g\u00f6r<span class=\"_ _1\"></span> uppskattningar och<span class=\"_ _1\"></span> antagan<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>den om f<span class=\"_ _1\"></span>ramtiden. De uppska<span class=\"_ _1\"></span>ttningar f\u00f6r<span class=\"_ _1\"></span> r<span class=\"_ _1\"></span>edovisnings\u00e4ndam\u00e5l<span class=\"_ _1\"></span> som <span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ir f\u00f6l<span class=\"_ _2\"></span>jd<span class=\"_ _2\"></span>en av d<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa ko<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, defi<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>m\u00e4s<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>gt, <span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara d<span class=\"_ _2\"></span>et ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ga res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>atet<span class=\"_ _2\"></span>. De o<span class=\"_ _2\"></span>mr\u00e5<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n som i<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>efat<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>r en h<span class=\"_ _2\"></span>\u00f6g gr<span class=\"_ _2\"></span>ad av b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, \u00e4r komp<span class=\"_ _2\"></span>lexa el<span class=\"_ _2\"></span>ler d<span class=\"_ _2\"></span>\u00e4r an<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar \u00e4r av v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>lig b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ydel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>e f\u00f6r \u00e5r<span class=\"_ _2\"></span>sred<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n har T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>t som f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mf\u00f6r al<span class=\"_ _2\"></span>lt rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6r f<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>a kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h nedskrivningspr\u00f6vning a<span class=\"_ _1\"></span>vseende goodwill.<span class=\"_ _2e9\"> </span>F\u00f6rv\u00e4ntade fram<span class=\"_ _1\"></span>tida kr<span class=\"_ _1\"></span>editf\u00f6rlu<span class=\"_ _1\"></span>ster<span class=\"_ _2e9\"> </span>TF Bank har<span class=\"_ _1\"></span> en fram\u00e5tblickande<span class=\"_ _1\"></span> modell f<span class=\"_ _1\"></span>\u00f6r nedskrivningar<span class=\"_ _1\"></span> enligt IFRS 9<span class=\"_ _2\"></span>, d\u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter p\u00e5 fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s reda<span class=\"_ _2\"></span>n vi<span class=\"_ _2\"></span>d f\u00f6rs<span class=\"_ _2\"></span>ta re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>llf<span class=\"_ _2\"></span>\u00e4lle<span class=\"_ _2\"></span>t. En f\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v redov<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>as f\u00f6r all<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r som v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll upp<span class=\"_ _2\"></span>lup<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>t anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde. Ber\u00e4kning<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntande kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster sker g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om av ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n fra<span class=\"_ _2\"></span>mta<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>a meto<span class=\"_ _2\"></span>der o<span class=\"_ _2\"></span>ch m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ka sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga k<span class=\"_ _2\"></span>\u00e4nn<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>as av an<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n om fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>n, t<span class=\"_ _2\"></span>.ex<span class=\"_ _2\"></span>. hur his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a er<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>renh<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>r komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t ut<span class=\"_ _2\"></span>veck<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>ig i fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>en gi<span class=\"_ _2\"></span>vet antaganden om olika<span class=\"_ _1\"></span> makro<span class=\"_ _1\"></span>scenariers utv<span class=\"_ _1\"></span>eckling. Betr\u00e4ff<span class=\"_ _2\"></span>ande rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar \u00f6ver f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter k<span class=\"_ _2\"></span>r\u00e4vs de<span class=\"_ _2\"></span>t nog<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>ann<span class=\"_ _2\"></span>a an<span class=\"_ _2\"></span>alyser av t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>ata f\u00f6<span class=\"_ _2\"></span>r att g<span class=\"_ _2\"></span>\u00f6r<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lf\u00f6rl<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar om framtiden.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>ste i<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ata<span class=\"_ _2\"></span>n som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r at<span class=\"_ _2\"></span>t v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tad<span class=\"_ _2\"></span>e kreditf<span class=\"_ _1\"></span>\u00f6rluster<span class=\"_ _1\"></span> \u00e4r:<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et f\u00f6r fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang (<span class=\"_ _2\"></span>PD)<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>f\u00f6rlu<span class=\"_ _2\"></span>st v<span class=\"_ _2\"></span>id fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng (LGD)<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r vid f<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g (E<span class=\"_ _2\"></span>AD)<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id Ber\u00e4kningarna h\u00e4rleds<span class=\"_ _1\"></span> fr\u00e5n utv<span class=\"_ _1\"></span>ecklade statistiska modeller<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>PD f\u00f6r 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch PD f\u00f6<span class=\"_ _2\"></span>r \u00e5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6p<span class=\"_ _2\"></span>tid b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 d<span class=\"_ _2\"></span>e f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n som ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>r p\u00e5 b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. PD<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a \u00e4r baserade<span class=\"_ _1\"></span> p\u00e5 homogena<span class=\"_ _1\"></span> grupper<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> den<span class=\"_ _1\"></span> totala<span class=\"_ _1\"></span> l\u00e5neportf\u00f6ljen,<span class=\"_ _1\"></span> dvs<span class=\"_ _2\"></span>. ge<span class=\"_ _2\"></span>ogr<span class=\"_ _2\"></span>afi<span class=\"_ _2\"></span>sk ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad o<span class=\"_ _2\"></span>ch se<span class=\"_ _2\"></span>gm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. Framt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>nom ex<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tbe<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar f\u00f6r re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve homogen grup<span class=\"_ _1\"></span>p. Bank<span class=\"_ _1\"></span>ens<span class=\"_ _1\"></span> metod<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt estimera<span class=\"_ _1\"></span> sannolikhe<span class=\"_ _1\"></span>ten<span class=\"_ _1\"></span> f\u00f6r fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>r \u00e4ven out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter f\u00f6<span class=\"_ _2\"></span>r revolveran<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. LGD mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>n vid f<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ma<span class=\"_ _2\"></span>ng oc<span class=\"_ _2\"></span>h ta<span class=\"_ _2\"></span>r h\u00e4n<span class=\"_ _2\"></span>sy<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l ant<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en om f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da di<span class=\"_ _2\"></span>skonte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en el<span class=\"_ _2\"></span>ler d<span class=\"_ _2\"></span>e avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor s<span class=\"_ _2\"></span>om g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r vid f\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g til<span class=\"_ _2\"></span>l ink<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sob<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s utgiv<span class=\"_ _2\"></span>na kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ter so<span class=\"_ _2\"></span>m f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>lli<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l be<span class=\"_ _2\"></span>tal<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>g ut<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t regle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s av g\u00e4ld<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>\u00e4ren s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>js for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l inka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>o-<span class=\"_ _2e9\"> </span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g i de ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er d\u00e4<span class=\"_ _2\"></span>r pr<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>iv\u00e5n \u00e4<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n att s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>me<span class=\"_ _2\"></span>r det gy<span class=\"_ _2\"></span>nns<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t f\u00f6r ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h ris<span class=\"_ _2\"></span>kpro<span class=\"_ _2\"></span>fil<span class=\"_ _2\"></span>. Un<span class=\"_ _2\"></span>der slute<span class=\"_ _2\"></span>t av \u00e5ret ha<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken va<span class=\"_ _2\"></span>lt at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na fo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r i balansr\u00e4kningen. EAD inneb\u00e4r en ber\u00e4knad<span class=\"_ _1\"></span> kredit<span class=\"_ _1\"></span>exponering vid framtida<span class=\"_ _1\"></span> tidpunkt f\u00f6r<span class=\"_ _1\"></span> fallissemang med h\u00e4nsyn<span class=\"_ _1\"></span> till f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade f\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar i<span class=\"_ _1\"></span> kredit<span class=\"_ _1\"></span>ex<span class=\"_ _1\"></span>poneringen p\u00e5<span class=\"_ _1\"></span> balansdagen. Bank<span class=\"_ _1\"></span>ens meto<span class=\"_ _2\"></span>d f\u00f6r b<span class=\"_ _2\"></span>er\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av E<span class=\"_ _2\"></span>AD m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>sva<span class=\"_ _2\"></span>rar n<span class=\"_ _2\"></span>uva<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>de avt<span class=\"_ _2\"></span>als<span class=\"_ _2\"></span>villkor f\u00f6r \u00e5te<span class=\"_ _2\"></span>rbe<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>, r\u00e4<span class=\"_ _2\"></span>nta o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>allo<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>. <span class=\"_ _2\"></span>F\u00f6r <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da l\u00f6p<span class=\"_ _2\"></span>tid u<span class=\"_ _2\"></span>tg\u00e5r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken fr<span class=\"_ _2\"></span>\u00e5n de<span class=\"_ _2\"></span>n ur<span class=\"_ _2\"></span>spr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>gli<span class=\"_ _2\"></span>ga av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s-<span class=\"_ _2e9\"> </span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och t<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an h\u00e4ns<span class=\"_ _2\"></span>yn till historiska beteendem<span class=\"_ _2\"></span>\u00f6nster f\u00f6r bankens olika segmen<span class=\"_ _2\"></span>t och m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r f\u00f6r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>a de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de l\u00f6pt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>en<span class=\"_ _2e9\"> </span>F\u00f6r me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>rad i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on o<span class=\"_ _2\"></span>m ne<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pr\u00f6vni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker se avs<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tet Ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar i de<span class=\"_ _2\"></span>nna n<span class=\"_ _2\"></span>ot, avs<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>t om K<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r i not 3 s<span class=\"_ _2\"></span>amt n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6vning a<span class=\"_ _1\"></span>vseende goodwill<span class=\"_ _2e9\"> </span>Nedskrivningspr<span class=\"_ _1\"></span>\u00f6vni<span class=\"_ _1\"></span>ng a<span class=\"_ _1\"></span>v goodwill<span class=\"_ _1\"></span> omfattas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> m\u00e5nga olika<span class=\"_ _1\"></span> upp<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>skattningar och<span class=\"_ _1\"></span> bed\u00f6mningar av<span class=\"_ _1\"></span> framtiden. TF<span class=\"_ _1\"></span> Bank unders\u00f6k<span class=\"_ _1\"></span>er \u00e5rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>m det f\u00f6re<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er et<span class=\"_ _2\"></span>t ne<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov av go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill f\u00f6r<span class=\"_ _1\"></span> den k<span class=\"_ _1\"></span>assagenererande<span class=\"_ _1\"></span> enhet<span class=\"_ _1\"></span>en. Ber\u00e4kningarna<span class=\"_ _1\"></span> by<span class=\"_ _1\"></span>gger p\u00e5<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade f<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>a kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m \u00e4r ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e p\u00e5 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r go<span class=\"_ _2\"></span>dk\u00e4<span class=\"_ _2\"></span>nda av f\u00f6re<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>sle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a antaganden<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> utf<span class=\"_ _1\"></span>\u00f6rd<span class=\"_ _1\"></span>a pr<span class=\"_ _1\"></span>ognoser<span class=\"_ _1\"></span> omfa<span class=\"_ _1\"></span>ttar genomsni<span class=\"_ _1\"></span>ttlig kreditstock, n<span class=\"_ _1\"></span>yutl\u00e5ning, mar<span class=\"_ _1\"></span>ginaler<span class=\"_ _1\"></span> samt bed\u00f6mningar om<span class=\"_ _1\"></span> framti<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>da ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>. F\u00f6r me<span class=\"_ _2\"></span>r info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n se avsn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>t Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na n<span class=\"_ _2\"></span>ot sa<span class=\"_ _2\"></span>mt not 1<span class=\"_ _2\"></span>4<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Nya<span class=\"_ _1\"></span> och \u00e4ndrad<span class=\"_ _1\"></span>e standarder<span class=\"_ _1\"></span> samt t<span class=\"_ _1\"></span>olkningar som<span class=\"_ _1\"></span> till\u00e4mpas <span class=\"ls1 ws1\"> </span>av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2e9\"> </span>\u00c4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i I<span class=\"_ _2\"></span>AS <span class=\"_ _2\"></span>1 Utfo<span class=\"_ _2\"></span>rmn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter <span class=\"_ _2\"></span>som <span class=\"_ _2\"></span>har tr<span class=\"_ _2\"></span>\u00e4tt i <span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>ft <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n 1 j<span class=\"_ _2\"></span>anu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>i 2023 h<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>bu<span class=\"_ _2\"></span>rit <span class=\"_ _2\"></span>att u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>lysni<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r g\u00e4llande redovisningsprinciper har f\u00f6r\u00e4ndrats till a<span class=\"_ _1\"></span>tt bolagen endast ska redo<span class=\"_ _1\"></span>visa v\u00e4sentliga redo<span class=\"_ _1\"></span>visningsprinciper<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>f<span class=\"_ _2\"></span>fekten p\u00e5 TF<span class=\"_ _1\"></span> Banks \u00e5rsredo<span class=\"_ _1\"></span>visning<span class=\"_ _1\"></span> har inneburit a<span class=\"_ _1\"></span>tt allm\u00e4n in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion om re<span class=\"_ _2\"></span>gelver<span class=\"_ _2\"></span>ket ha<span class=\"_ _2\"></span>r ta<span class=\"_ _2\"></span>git<span class=\"_ _2\"></span>s bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t och fo<span class=\"_ _2\"></span>kus \u00e4<span class=\"_ _2\"></span>r is<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>llet p<span class=\"_ _2\"></span>\u00e5 att b<span class=\"_ _2\"></span>esk<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>a de pr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>er d<span class=\"_ _2\"></span>\u00e4r TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har g<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t e<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>rsk<span class=\"_ _2\"></span>ild to<span class=\"_ _2\"></span>lkn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g elle<span class=\"_ _2\"></span>r sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik<span class=\"_ _2\"></span>a val <span class=\"_ _2\"></span>enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t kr<span class=\"_ _2\"></span>aven i d<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lda s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>arde<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. \u00d6vriga \u00e4ndringar<span class=\"_ _1\"></span> och f<span class=\"_ _1\"></span>\u00f6rb\u00e4ttringar a<span class=\"_ _1\"></span>v IF<span class=\"_ _1\"></span>RS-standarder som<span class=\"_ _1\"></span> tr<span class=\"_ _2\"></span>\u00e4tt i k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h nya IFR<span class=\"_ _2\"></span>S IS Ag<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>a De<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns s<span class=\"_ _2\"></span>om pu<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e r\u00e4<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span>ka<span class=\"_ _2\"></span>ps\u00e5<span class=\"_ _2\"></span>ret 2023 <span class=\"_ _2\"></span>har <span class=\"_ _2\"></span>inte h<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>t n\u00e5<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>n v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>g p\u00e5ver<span class=\"_ _2\"></span>kan p<span class=\"_ _2\"></span>\u00e5 TF <span class=\"_ _2\"></span>Ba<span class=\"_ _2\"></span>nks <span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter. Det s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ma g<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ler f\u00f6r<span class=\"_ _1\"></span> motsvarande<span class=\"_ _1\"></span> f\u00f6r\u00e4<span class=\"_ _1\"></span>ndringar a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> svensk<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>egelv<span class=\"_ _1\"></span>erk.<span class=\"_ _2e9\"> </span>Utl\u00e4ndska<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>lialer<span class=\"_ _2e9\"> </span>F\u00f6r po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som s<span class=\"_ _2\"></span>es s<span class=\"_ _2\"></span>om me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>havan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n me<span class=\"_ _2\"></span>d de utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka fil<span class=\"_ _2\"></span>iale<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a redov<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>a o<span class=\"_ _2\"></span>mr\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar \u00f6ver n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>lta<span class=\"_ _2\"></span>tet av fina<span class=\"_ _2\"></span>n<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>siella transaktion<span class=\"_ _2\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l och j<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar av verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er v<span class=\"_ _2\"></span>id f\u00f6rv\u00e4rv av<span class=\"_ _1\"></span> en utlandsv<span class=\"_ _1\"></span>erksamhet behandlas som till<span class=\"_ _1\"></span>g\u00e5ngar och sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r i det ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>ka b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t om om<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsd<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>ens kur<span class=\"_ _2\"></span>s. Valu<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>dif<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>eren<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r vi<span class=\"_ _2\"></span>d f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i \u00f6vrigt t<span class=\"_ _1\"></span>otalresultat<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Segmentredo<span class=\"_ _1\"></span>visning<span class=\"_ _2e9\"> </span>R\u00f6re<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s p\u00e5 et<span class=\"_ _2\"></span>t s\u00e4<span class=\"_ _2\"></span>tt so<span class=\"_ _2\"></span>m \u00e4r f\u00f6re<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>igt m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>e interna<span class=\"_ _1\"></span> rapporter som l\u00e4mnas till<span class=\"_ _1\"></span> den funktion som an<span class=\"_ _1\"></span>svarar f<span class=\"_ _1\"></span>\u00f6r till<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>delning av r<span class=\"_ _1\"></span>esurser och u<span class=\"_ _1\"></span>tv\u00e4rderar r<span class=\"_ _1\"></span>esultaten a<span class=\"_ _1\"></span>v r<span class=\"_ _1\"></span>\u00f6relsesegment. I ba<span class=\"_ _2\"></span>nken ha<span class=\"_ _2\"></span>r den<span class=\"_ _2\"></span>na fu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m VD.<span class=\"_ _2e9\"> </span>Materiel<span class=\"_ _1\"></span>la tillg\u00e5nga<span class=\"_ _1\"></span>r F\u00f6r<span class=\"_ _1\"></span> koncernens<span class=\"_ _1\"></span> materiella till<span class=\"_ _1\"></span>g\u00e5ngar an<span class=\"_ _1\"></span>v\u00e4nds linj\u00e4r<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>skrivnings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>metod<span class=\"_ _1\"></span> med f<span class=\"_ _1\"></span>\u00f6ljand<span class=\"_ _1\"></span>e a<span class=\"_ _1\"></span>vskr<span class=\"_ _1\"></span>ivningstider:<span class=\"_ _2e9\"> </span>IT<span class=\"_ _0\"></span>-utrustning <span class=\"_ _b3\"> </span>36 m\u00e5nader<span class=\"_ _2e9\"> </span>\u00d6vr<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a invent<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er <span class=\"_ _5f\"> </span>6<span class=\"_ _2\"></span>0 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _2e9\"> </span>Leasingskul<span class=\"_ _1\"></span>der v<span class=\"_ _1\"></span>\u00e4rd<span class=\"_ _1\"></span>eras till<span class=\"_ _1\"></span> nuv\u00e4r<span class=\"_ _1\"></span>det<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v \u00e5t<span class=\"_ _1\"></span>erst\u00e5ende<span class=\"_ _1\"></span> leasingbe<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d hj<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>p av den m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r\u00e4nt<span class=\"_ _2\"></span>an v<span class=\"_ _2\"></span>id de<span class=\"_ _2\"></span>n f\u00f6rs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Lea<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>gav<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id o<span class=\"_ _2\"></span>m tolv m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er ell<span class=\"_ _2\"></span>er mi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>re har i<span class=\"_ _2\"></span>nte ink<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, ej h<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r lea<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ngav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r v<span class=\"_ _2\"></span>ilke<span class=\"_ _2\"></span>n den underliggande<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span>g\u00e5ngen har<span class=\"_ _1\"></span> ett<span class=\"_ _1\"></span> mindre<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s imma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>het av ut<span class=\"_ _2\"></span>veck<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>li<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kost<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om \u00e4<span class=\"_ _2\"></span>r dire<span class=\"_ _2\"></span>kt h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>ga t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>tve<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>ing o<span class=\"_ _2\"></span>ch te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av<span class=\"_ _1\"></span> identifierbara <span class=\"_ _1\"></span>och <span class=\"_ _1\"></span>unika <span class=\"_ _1\"></span>program<span class=\"_ _1\"></span>varuprodukter<span class=\"_ _1\"></span> som<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>troll<span class=\"_ _1\"></span>eras av<span class=\"_ _1\"></span> banken.<span class=\"_ _2e9\"> </span>De immat<span class=\"_ _1\"></span>eriella tillg\u00e5ngarna skriv<span class=\"_ _1\"></span>s a<span class=\"_ _1\"></span>v linj\u00e4rt \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er nyttjandetiden, do<span class=\"_ _2\"></span>ck h\u00f6<span class=\"_ _2\"></span>gst 6<span class=\"_ _2\"></span>0 m\u00e5n<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, fr\u00e5n d<span class=\"_ _2\"></span>en ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t d\u00e5 ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00e4<span class=\"_ _2\"></span>rdi<span class=\"_ _2\"></span>g att an<span class=\"_ _1\"></span>v\u00e4ndas<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Goodwill<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>ten s<span class=\"_ _2\"></span>om re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll fus<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n som g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>omf\u00f6<span class=\"_ _2\"></span>rdes i in<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av 2020 me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB oc<span class=\"_ _2\"></span>h det t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>re dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et BB B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AS<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>. Pos<span class=\"_ _2\"></span>ten g<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g i f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet av d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>get 20<span class=\"_ _2\"></span>15<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a inst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent \u2013 kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>, redovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng och v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g<span class=\"_ _2e9\"> </span>I not 1<span class=\"_ _2\"></span>8 \u201dK<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r\u201d fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r hu<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>at fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>Upplupet anskaffn<span class=\"_ _2\"></span>ingsv\u00e4rde<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skulder<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>derade till<span class=\"_ _1\"></span> upplupet ansk<span class=\"_ _1\"></span>af<span class=\"_ _2\"></span>f<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _1\"></span> redo<span class=\"_ _1\"></span>visas initial<span class=\"_ _1\"></span>t i<span class=\"_ _1\"></span> balansr\u00e4kningen till v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de,<span class=\"_ _1\"></span> inklusive<span class=\"_ _1\"></span> transak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>fter f<span class=\"_ _1\"></span>\u00f6rsta redovisningstillf\u00e4llet<span class=\"_ _1\"></span> v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>entet i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>upe<span class=\"_ _2\"></span>t ans<span class=\"_ _2\"></span>kaf<span class=\"_ _3\"></span>f-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>v\u00e4rde m<span class=\"_ _2\"></span>ed h<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>lp av ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n min<span class=\"_ _2\"></span>us kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r-<span class=\"_ _2e9\"> </span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v f\u00f6r fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>kens l\u00e5nefor<span class=\"_ _1\"></span>dringar och<span class=\"_ _1\"></span> kundf<span class=\"_ _1\"></span>ordri<span class=\"_ _1\"></span>ngar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tb<span class=\"_ _2\"></span>ok<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en p\u00e5 a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>, vil<span class=\"_ _2\"></span>ket \u00e4r d<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>g d\u00e5 av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l ing<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, f\u00f6ru<span class=\"_ _2\"></span>tom fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e so<span class=\"_ _2\"></span>m v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l upplupet anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde vilka<span class=\"_ _1\"></span> redov<span class=\"_ _1\"></span>isas p\u00e5 likviddage<span class=\"_ _2\"></span>n. Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> n\u00e4r r\u00e4tt<span class=\"_ _1\"></span>en a<span class=\"_ _1\"></span>tt erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n fr<span class=\"_ _2\"></span>\u00e5n i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet h<span class=\"_ _2\"></span>ar l\u00f6<span class=\"_ _2\"></span>pt ut <span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>f\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s och b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>t i sto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t set<span class=\"_ _2\"></span>t all<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner som <span class=\"_ _2\"></span>\u00e4r f\u00f6<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ipp<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d \u00e4g<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l an<span class=\"_ _2\"></span>nan <span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. En fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>ld k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s o<span class=\"_ _2\"></span>ch re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t nettobel<span class=\"_ _1\"></span>opp i<span class=\"_ _1\"></span> balansr\u00e4kningen end<span class=\"_ _1\"></span>ast n\u00e4r d<span class=\"_ _1\"></span>et f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>eligger en<span class=\"_ _1\"></span> leg<span class=\"_ _2\"></span>al r\u00e4<span class=\"_ _2\"></span>tt at<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta b<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>amt at<span class=\"_ _2\"></span>t det f\u00f6<span class=\"_ _2\"></span>reli<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er avs<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att regl<span class=\"_ _2\"></span>era p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t net<span class=\"_ _2\"></span>tob<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>gt rea<span class=\"_ _2\"></span>li<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>se<span class=\"_ _2\"></span>ra t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gen <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>lera <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>n. N<span class=\"_ _2\"></span>\u00e4r e<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>\u00e4r m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat <span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>n b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av om m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r i b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>gande fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _1\"></span> Ett l\u00e5<span class=\"_ _2\"></span>n ans<span class=\"_ _2\"></span>es var<span class=\"_ _2\"></span>a mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at n\u00e4r de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor och b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om st<span class=\"_ _2\"></span>yr ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>as j\u00e4<span class=\"_ _2\"></span>mf\u00f6r<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d det urs<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>ung<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga avt<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l exem<span class=\"_ _2\"></span>pel p<span class=\"_ _2\"></span>\u00e5 gr<span class=\"_ _2\"></span>und av l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n, \u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer so<span class=\"_ _2\"></span>m inte \u00e4<span class=\"_ _2\"></span>r rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade t<span class=\"_ _2\"></span>ill e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>res f\u00f6r<span class=\"_ _2\"></span>s\u00e4m<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>\u00e5n ta<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>t fr<span class=\"_ _2\"></span>\u00e5n ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och ett ny<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen n<span class=\"_ _2\"></span>\u00e4r det b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t s\u00e4g<span class=\"_ _2\"></span>s upp oc<span class=\"_ _2\"></span>h ett ny<span class=\"_ _2\"></span>tt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d v\u00e4s<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ann<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>a vil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r om<span class=\"_ _2\"></span> vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n i ett be<span class=\"_ _2\"></span>fintl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t avt<span class=\"_ _2\"></span>al mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt. En<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r p\u00e5 gru<span class=\"_ _2\"></span>nd av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>v\u00e5ri<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter h<span class=\"_ _2\"></span>os l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare<span class=\"_ _2\"></span>n, in<span class=\"_ _2\"></span>klus<span class=\"_ _2\"></span>ive att l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor ha<span class=\"_ _2\"></span>r l\u00e4<span class=\"_ _2\"></span>mna<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>ses i<span class=\"_ _2\"></span>nte var<span class=\"_ _2\"></span>a v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga p\u00e5<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. Om et<span class=\"_ _2\"></span>t l\u00e5n ha<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s fr\u00e5n<span class=\"_ _2\"></span> ste<span class=\"_ _2\"></span>g 1 till a<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ste<span class=\"_ _2\"></span>g 2 eller 3 s\u00e5 kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>ta inte at<span class=\"_ _2\"></span>t flyt<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s tillbaka under l\u00e5nets l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _2e9\"> </span>Finansiella sk<span class=\"_ _1\"></span>ulder<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> d\u00e5 skul<span class=\"_ _1\"></span>den<span class=\"_ _1\"></span> ut<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet fu<span class=\"_ _2\"></span>llg<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ulle<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s e<span class=\"_ _2\"></span>ller u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>h\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. L\u00e5<span class=\"_ _2\"></span>nefo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>ivs bort fr\u00e5n balansr\u00e4kningen n\u00e4r bank<span class=\"_ _1\"></span>en int<span class=\"_ _1\"></span>e har<span class=\"_ _1\"></span> n\u00e5gra rimliga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>tt \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na en fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r av den<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n har i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>gon r<span class=\"_ _2\"></span>iml<span class=\"_ _2\"></span>ig f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>an p<span class=\"_ _2\"></span>\u00e5 att \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na fordr<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>ser f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ten v<span class=\"_ _2\"></span>ara ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d n\u00e4r e<span class=\"_ _2\"></span>n ku<span class=\"_ _2\"></span>nd avl<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>t, avslut<span class=\"_ _2\"></span>at sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>san<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r n\u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>\u00e5lt<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll t<span class=\"_ _2\"></span>redj<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>Efte<span class=\"_ _2\"></span>r bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i<span class=\"_ _2\"></span>nte l\u00e4<span class=\"_ _2\"></span>ngre i b<span class=\"_ _2\"></span>a-<span class=\"_ _2e9\"> </span>lansr\u00e4kningen. \u00c5tervinning a<span class=\"_ _1\"></span>v tidigar<span class=\"_ _1\"></span>e r<span class=\"_ _1\"></span>edovisade<span class=\"_ _1\"></span> bort<span class=\"_ _2\"></span>skrivningar redovisas<span class=\"_ _1\"></span> som en minskning a<span class=\"_ _1\"></span>v kreditf<span class=\"_ _1\"></span>\u00f6rluster p\u00e5 r<span class=\"_ _1\"></span>esultatraden Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to.<span class=\"_ _2e9\"> </span>Nedskrivning a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ad m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll f\u00f6r b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver s<span class=\"_ _2\"></span>om utg<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e5n e<span class=\"_ _2\"></span>n v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>luster<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>ompletteras<span class=\"_ _1\"></span> med riskparametrar<span class=\"_ _0\"></span>. Riskparametrarna up<span class=\"_ _2\"></span>pda<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lt ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>le f\u00f6r at<span class=\"_ _2\"></span>t ta h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ti<span class=\"_ _2\"></span>ll fram\u00e5tblickande in<span class=\"_ _1\"></span>formation.<span class=\"_ _1\"></span> Banken segment<span class=\"_ _1\"></span>erar ut<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> m\u00e5nads utgi<span class=\"_ _2\"></span>vna l<span class=\"_ _2\"></span>\u00e5n f\u00f6<span class=\"_ _2\"></span>r att a<span class=\"_ _2\"></span>nalyse<span class=\"_ _2\"></span>ra a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tuel<span class=\"_ _2\"></span>la b<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de i f\u00f6rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>ill h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>to<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ris<span class=\"_ _2\"></span>ka be<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det<span class=\"_ _2\"></span>ta k<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>brer<span class=\"_ _2\"></span>a mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>r att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I de fa<span class=\"_ _2\"></span>ll ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten av releva<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer inte<span class=\"_ _2\"></span> f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s av ris<span class=\"_ _2\"></span>km<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g ban<span class=\"_ _2\"></span>ken av exp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter inkluderar f<span class=\"_ _1\"></span>ram\u00e5tblickande makr<span class=\"_ _1\"></span>oekonomisk in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion som ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 tre ol<span class=\"_ _2\"></span>ika s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier, ett ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o, et<span class=\"_ _2\"></span>t pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>o oc<span class=\"_ _2\"></span>h ett n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o. D<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er h<span class=\"_ _2\"></span>ar se<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s in i modellen<span class=\"_ _1\"></span> utif<span class=\"_ _1\"></span>r\u00e5n k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span>s bed\u00f6mning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio s<span class=\"_ _2\"></span>ka int<span class=\"_ _2\"></span>r\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. In<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>a som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n de<span class=\"_ _2\"></span>n Europ<span class=\"_ _2\"></span>eis<span class=\"_ _2\"></span>ka Ce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s (ECB) p<span class=\"_ _2\"></span>rogn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ink<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r uppskattningar a<span class=\"_ _1\"></span>v makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variabler<span class=\"_ _1\"></span> som bland anna<span class=\"_ _1\"></span>t BN<span class=\"_ _2\"></span>P<span class=\"_ _0\"></span>, in<span class=\"_ _2\"></span>fla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sl\u00f6s<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>iot b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s p\u00e5 ECB<span class=\"_ _2\"></span>:s s\u00e5 ka<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f p<span class=\"_ _2\"></span>roje<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s\u201d som p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as i s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d att nya r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>slut o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. Det p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga ut<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt kon<span class=\"_ _2\"></span>fide<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>inter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>n i ECB:<span class=\"_ _2\"></span>s \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns\u201d so<span class=\"_ _2\"></span>m en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t sku<span class=\"_ _2\"></span>lle inneb\u00e4ra <span class=\"_ _1\"></span>en min<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av <span class=\"_ _1\"></span>rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g f\u00f6r f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>d<span class=\"_ _2\"></span> 10<span class=\"_ _2\"></span> %<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span> Det n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ot utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n ECB<span class=\"_ _2\"></span>:s st<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>stes<span class=\"_ _2\"></span>t av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker o<span class=\"_ _2\"></span>ch ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 en k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>vag<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av den m<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>roeko<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nomiska<span class=\"_ _1\"></span> utv<span class=\"_ _1\"></span>ecklingen u<span class=\"_ _1\"></span>nder en<span class=\"_ _1\"></span> tre<span class=\"_ _1\"></span>\u00e5rsperiod. De<span class=\"_ _1\"></span>tta scenar<span class=\"_ _1\"></span>io sku<span class=\"_ _2\"></span>lle i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>ra e<span class=\"_ _2\"></span>n \u00f6kn<span class=\"_ _2\"></span>ing av b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter me<span class=\"_ _2\"></span>d 50 %<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar va<span class=\"_ _2\"></span>lt des<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>a sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r d\u00e5 ba<span class=\"_ _2\"></span>nken i<span class=\"_ _2\"></span>nte hit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t n\u00e5g<span class=\"_ _2\"></span>ot di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>amb<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d n\u00e5g<span class=\"_ _2\"></span>on e<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ild m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>eter. De val<span class=\"_ _2\"></span>da sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 ECB\u2019s an<span class=\"_ _2\"></span>alys av ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ska ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter f\u00f6r o<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>\u00e5de<span class=\"_ _2\"></span>n d\u00e4<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>ken \u00e4r ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>F\u00f6r ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n och k<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>alys se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nv\u00e4nd<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va dat<span class=\"_ _2\"></span>a f\u00f6r at<span class=\"_ _2\"></span>t avg\u00f6r<span class=\"_ _2\"></span>a hu<span class=\"_ _2\"></span>ru<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vid<span class=\"_ _2\"></span>a en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig \u00f6k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r sket<span class=\"_ _2\"></span>t f\u00f6r att k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ra de fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a i de t<span class=\"_ _2\"></span>re oli<span class=\"_ _2\"></span>ka kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. Kvali<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iva dat<span class=\"_ _2\"></span>a anv\u00e4<span class=\"_ _2\"></span>nds i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>rh\u00e5<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r inte<span class=\"_ _2\"></span>rn info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ti<span class=\"_ _2\"></span>on om a<span class=\"_ _2\"></span>tt en k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 3 s<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>ed skillnaden mella<span class=\"_ _2\"></span>n tillg\u00e5ngens r<span class=\"_ _1\"></span>edovisade v\u00e4r<span class=\"_ _1\"></span>de och nu<span class=\"_ _1\"></span>v\u00e4rdet<span class=\"_ _1\"></span> av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den d<span class=\"_ _2\"></span>isko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ade m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. Det f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>det bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 ber\u00e4kningar som tar h\u00e4nsyn<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> historiska<span class=\"_ _1\"></span> \u00e5terbetalningsniv\u00e5<span class=\"_ _1\"></span>er som appliceras p\u00e5<span class=\"_ _1\"></span> varje generation<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> l\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av l\u00f6p<span class=\"_ _2\"></span>tid f\u00f6<span class=\"_ _2\"></span>r kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>kor<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra revolver<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r s\u00e5 v\u00e4<span class=\"_ _2\"></span>l so<span class=\"_ _2\"></span>m rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 prediktiva modeller om det<span class=\"_ _1\"></span> framtida limitutn<span class=\"_ _1\"></span>yttjandet och statistiska<span class=\"_ _2\"></span> \u00e5ter<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>r. <span class=\"_ _1\"></span>Mod<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a by<span class=\"_ _1\"></span>gg<span class=\"_ _2\"></span>er p\u00e5 inter<span class=\"_ _2\"></span>na his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a data<span class=\"_ _2\"></span>, d\u00e4r olik<span class=\"_ _1\"></span>a model<span class=\"_ _1\"></span>ler<span class=\"_ _1\"></span> anv<span class=\"_ _1\"></span>\u00e4nds f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> homogena g<span class=\"_ _1\"></span>rupper a<span class=\"_ _1\"></span>v k<span class=\"_ _1\"></span>redit<span class=\"_ _1\"></span>er med likartade f\u00f6rklaringsvariabl<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>. De<span class=\"_ _2\"></span>fini<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n p\u00e5 fall<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ang o<span class=\"_ _2\"></span>ch os<span class=\"_ _2\"></span>\u00e4kra ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken utl\u00f6<span class=\"_ _2\"></span>ses f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive os<span class=\"_ _2\"></span>\u00e4ker fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n om n\u00e5g<span class=\"_ _2\"></span>ot av f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de i<span class=\"_ _2\"></span>ntr\u00e4<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>r; e<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare h<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ald<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4ldre \u00e4<span class=\"_ _2\"></span>n 90 d<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, har avl<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>it el<span class=\"_ _2\"></span>ler f\u00f6<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s i konk<span class=\"_ _2\"></span>urs e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r li<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e, l\u00e5<span class=\"_ _2\"></span>net h<span class=\"_ _2\"></span>ar id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>r\u00e4g<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>i elle<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s elle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>ats t<span class=\"_ _2\"></span>ill ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>byr\u00e5<span class=\"_ _2\"></span>, Vi<span class=\"_ _2\"></span>d be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av om de<span class=\"_ _2\"></span>t \u00e4r osa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>re komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a s<span class=\"_ _2\"></span>ina l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ef\u00f6r<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>telser tar bank<span class=\"_ _1\"></span>en h\u00e4nsyn<span class=\"_ _1\"></span> till b\u00e5de<span class=\"_ _1\"></span> kvalitativa och<span class=\"_ _1\"></span> kvantitativa fak<span class=\"_ _0\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>torer i<span class=\"_ _2\"></span>nkl<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>ve, men i<span class=\"_ _2\"></span>nte be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>sat t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s p\u00e5 f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>, uteb<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>vna bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor, f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d konk<span class=\"_ _2\"></span>urs ell<span class=\"_ _2\"></span>er brot<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ko<span class=\"_ _2e9\"> </span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Fastst<span class=\"_ _1\"></span>\u00e4ll<span class=\"_ _1\"></span>a betydande<span class=\"_ _1\"></span> \u00f6kning av<span class=\"_ _1\"></span> kreditris<span class=\"_ _1\"></span>k sedan<span class=\"_ _1\"></span> f\u00f6rst<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>is<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningstillf\u00e4l<span class=\"_ _1\"></span>let<span class=\"_ _1\"></span> Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>da e<span class=\"_ _2\"></span>n komb<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>llek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h sp<span class=\"_ _2\"></span>egl<span class=\"_ _2\"></span>ar \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k p\u00e5 in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntn<span class=\"_ _2\"></span>iv\u00e5 s<span class=\"_ _2\"></span>\u00e5 l\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>t det \u00e4<span class=\"_ _2\"></span>r m\u00f6jligt.<span class=\"_ _1\"></span> Den fram\u00e5<span class=\"_ _1\"></span>triktade sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r fal<span class=\"_ _1\"></span>lissemang un<span class=\"_ _1\"></span>der \u00e5ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>d komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t inf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>va ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>r b\u00e5<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>\u00e5n hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>riska h\u00e4ndelser och prognostiserade ekonomiska f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden<span class=\"_ _2\"></span>. K<span class=\"_ _1\"></span>vant<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer \u00e4<span class=\"_ _2\"></span>r den v<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ste de<span class=\"_ _2\"></span>len f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an f\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lf\u00e4l<span class=\"_ _2\"></span>let o<span class=\"_ _2\"></span>ch en \u00f6<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k intr<span class=\"_ _2\"></span>\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ar n\u00e4<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>len 3<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar el<span class=\"_ _2\"></span>ler me<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>neb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t en t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as fr<span class=\"_ _2\"></span>\u00e5n s<span class=\"_ _2\"></span>teg 1 t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 2<span class=\"_ _2\"></span>. Om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iten \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>len 9<span class=\"_ _2\"></span>0 da<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>r s\u00e5 f\u00f6<span class=\"_ _2\"></span>rfly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>en t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 3<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g g\u00f6r<span class=\"_ _2\"></span>s p\u00e5 p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>. Kvalit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>niv\u00e5 b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ock<span class=\"_ _2\"></span>s\u00e5 v<span class=\"_ _2\"></span>id pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng i d<span class=\"_ _2\"></span>e oli<span class=\"_ _2\"></span>ka ste<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n, ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l om l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>aren \u00f6ve<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vaka<span class=\"_ _2\"></span>s p\u00e5 b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ta ell<span class=\"_ _2\"></span>er ha<span class=\"_ _2\"></span>r bev<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>koren a<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>ler ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n om at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>heter<span class=\"_ _1\"></span> s\u00e5 so<span class=\"_ _1\"></span>m skul<span class=\"_ _1\"></span>dsanerings\u00e4r<span class=\"_ _1\"></span>enden<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> betalningsuppg\u00f6r<span class=\"_ _1\"></span>elser<span class=\"_ _0\"></span>. Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d l<span class=\"_ _2\"></span>\u00e5g kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk p\u00e5 ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sda<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n inte an<span class=\"_ _2\"></span>ses h<span class=\"_ _2\"></span>a var<span class=\"_ _2\"></span>it ut<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a f\u00f6r en v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6ka<span class=\"_ _2\"></span>d kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, vi<span class=\"_ _2\"></span>lket avs<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> bel\u00e5nings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>bara statsskuldsf\u00f6rbindelser samt<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. E<span class=\"_ _1\"></span>tt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s inte l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ha va<span class=\"_ _2\"></span>rit u<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>att f\u00f6<span class=\"_ _2\"></span>r en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6<span class=\"_ _2\"></span>kad kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k n\u00e4<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>dik<span class=\"_ _2\"></span>atore<span class=\"_ _2\"></span>r inte l<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>re \u00e4r up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>lda<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Derivat<span class=\"_ _1\"></span>instrumen<span class=\"_ _1\"></span>t och<span class=\"_ _1\"></span> s\u00e4kringsredo<span class=\"_ _1\"></span>visni<span class=\"_ _1\"></span>ng<span class=\"_ _2e9\"> </span>Derivatinstrument r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isas i balansr\u00e4kningen p\u00e5<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>trakt<span class=\"_ _2\"></span>sdagen och v\u00e4r<span class=\"_ _1\"></span>deras till<span class=\"_ _1\"></span> verkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de via<span class=\"_ _1\"></span> resul<span class=\"_ _1\"></span>tatr\u00e4kningen, b\u00e5de ini<span class=\"_ _1\"></span>tialt och vid efterf\u00f6ljande omv<span class=\"_ _1\"></span>\u00e4rderingar<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Bankens derivatinstrument omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>as av r<span class=\"_ _2\"></span>amav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r k<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h i not 3 fr<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ten av de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a, I r<span class=\"_ _2\"></span>app<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n \u00f6ver fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s end<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t bru<span class=\"_ _2\"></span>tto<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lopp<span class=\"_ _2\"></span>. Meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n f\u00f6r at<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t som up<span class=\"_ _2\"></span>pkom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r vid o<span class=\"_ _2\"></span>mv\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ror p<span class=\"_ _2\"></span>\u00e5 om de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>atet id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ts som e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt, o<span class=\"_ _2\"></span>ch, o<span class=\"_ _2\"></span>m s\u00e5 \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>, kar<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ren h<span class=\"_ _2\"></span>os de<span class=\"_ _2\"></span>n pos<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m s\u00e4k<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. D\u00e5 transaktionen ing\u00e5s, dokumenterar<span class=\"_ _1\"></span> banken f<span class=\"_ _1\"></span>\u00f6rh\u00e5llandet<span class=\"_ _1\"></span> mellan s\u00e4kringsinstrumentet<span class=\"_ _1\"></span> och den s\u00e4krade<span class=\"_ _1\"></span> posten, liksom<span class=\"_ _1\"></span> \u00e4v<span class=\"_ _1\"></span>en bank<span class=\"_ _1\"></span>ens m\u00e5l<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> riskhant<span class=\"_ _1\"></span>eringen och riskhan<span class=\"_ _1\"></span>teringsstrat<span class=\"_ _1\"></span>egin avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. TF Ba<span class=\"_ _2\"></span>nk d<span class=\"_ _2\"></span>oku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>\u00e5de n<span class=\"_ _2\"></span>\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>\u00e5s o<span class=\"_ _2\"></span>ch for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde, av h<span class=\"_ _2\"></span>uru<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a de derivatinstrument<span class=\"_ _1\"></span> som an<span class=\"_ _1\"></span>v\u00e4nds i<span class=\"_ _1\"></span> s\u00e4kringstransaktione<span class=\"_ _2\"></span>r \u00e4r<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>fek<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>tiv<span class=\"_ _2\"></span>a n\u00e4r d<span class=\"_ _2\"></span>et g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r att m<span class=\"_ _2\"></span>otve<span class=\"_ _2\"></span>rka f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde el<span class=\"_ _2\"></span>ler kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en so<span class=\"_ _2\"></span>m \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga ti<span class=\"_ _2\"></span>ll de s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toinve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>isk n<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at anv\u00e4<span class=\"_ _2\"></span>nds s<span class=\"_ _2\"></span>om s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt oc<span class=\"_ _2\"></span>h i \u00f6vrig<span class=\"_ _2\"></span>a fa<span class=\"_ _2\"></span>ll \u00e4r d<span class=\"_ _2\"></span>et net<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>inves<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>pot-ri<span class=\"_ _2\"></span>sk so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sken<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ett<span class=\"_ _2\"></span>a inneb\u00e4r f\u00f6r deriva<span class=\"_ _1\"></span>t att hela marknadsv\u00e4rdesf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringen redovisas i s\u00e4kringsreserven.<span class=\"_ _2e9\"> </span>He<span class=\"_ _2\"></span>la d<span class=\"_ _2\"></span>et verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga v\u00e4<span class=\"_ _2\"></span>rdet p<span class=\"_ _2\"></span>\u00e5 ett d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m \u00f6vrig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r n\u00e4r den s\u00e4krad<span class=\"_ _1\"></span>e post<span class=\"_ _1\"></span>ens \u00e5<span class=\"_ _1\"></span>ter<span class=\"_ _1\"></span>st\u00e5ende l<span class=\"_ _1\"></span>\u00f6ptid<span class=\"_ _1\"></span> understiger<span class=\"_ _1\"></span> tol<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> m\u00e5nader<span class=\"_ _0\"></span>. De<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>neh<span class=\"_ _2\"></span>as f\u00f6r ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>el kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as al<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>d som \u00f6vr<span class=\"_ _1\"></span>iga till<span class=\"_ _1\"></span>g\u00e5ngar ell<span class=\"_ _1\"></span>er \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skul<span class=\"_ _1\"></span>der<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva de<span class=\"_ _2\"></span>len av f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 e<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>vati<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av net<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n f\u00f6r s\u00e4kringsredovisning, r<span class=\"_ _1\"></span>edovisas i \u00f6<span class=\"_ _1\"></span>vrigt t<span class=\"_ _1\"></span>otalresultat. Den andel av vin<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t p\u00e5 e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>s som en ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rlu<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>om h\u00e4<span class=\"_ _2\"></span>nf\u00f6r s<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill d<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>iva d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>n redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i resu<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>tat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Acku<span class=\"_ _2\"></span>mul<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al redo<span class=\"_ _1\"></span>visas i r<span class=\"_ _1\"></span>esul<span class=\"_ _1\"></span>tatr\u00e4kningen n\u00e4r ut<span class=\"_ _1\"></span>landsverksamheten<span class=\"_ _1\"></span> avyttras he<span class=\"_ _2\"></span>lt el<span class=\"_ _2\"></span>ler de<span class=\"_ _2\"></span>lvis<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>nste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 f\u00f6r\u00e4<span class=\"_ _2\"></span>nd-<span class=\"_ _2e9\"> </span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i det ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4rde avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m inte a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r s\u00e4kringsredovisning r<span class=\"_ _1\"></span>edovisas i r<span class=\"_ _1\"></span>esultatr\u00e4kningen i nettor<span class=\"_ _1\"></span>esultat fr\u00e5n finansiella transaktione<span class=\"_ _2e9\"> </span>Emitterad<span class=\"_ _1\"></span>e skul<span class=\"_ _1\"></span>d-<span class=\"_ _1\"></span> och eget<span class=\"_ _1\"></span> kapita<span class=\"_ _1\"></span>linstrument<span class=\"_ _2e9\"> </span>Ett fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ellt i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>t av TF Ba<span class=\"_ _2\"></span>nk kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>tin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m en fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r som e<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. Emit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld o<span class=\"_ _2\"></span>m avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>na in<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>b\u00e4r a<span class=\"_ _2\"></span>tt TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har e<span class=\"_ _2\"></span>n f\u00f6rp<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>se at<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en e<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>\u00e4gg<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>r el<span class=\"_ _2\"></span>ler a<span class=\"_ _2\"></span>nna<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>. Om s<span class=\"_ _2\"></span>\u00e5 inte \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let \u00e4r i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet van<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt<span class=\"_ _2\"></span>vis et<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent oc<span class=\"_ _2\"></span>h kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>, me<span class=\"_ _2\"></span>d avdra<span class=\"_ _2\"></span>g f\u00f6r tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>k<span class=\"_ _2\"></span>o<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>n<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>r.<span class=\"_ _2\"></span>  De em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent so<span class=\"_ _2\"></span>m kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats s<span class=\"_ _2\"></span>om fin<span class=\"_ _2\"></span>an<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>siella skul<span class=\"_ _1\"></span>der \u00e4<span class=\"_ _1\"></span>r obliga<span class=\"_ _1\"></span>tioner \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er tio<span class=\"_ _1\"></span> \u00e5r med<span class=\"_ _1\"></span> m\u00f6jlig<span class=\"_ _1\"></span> friv<span class=\"_ _1\"></span>illig in<span class=\"_ _1\"></span>l\u00f6sen<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>ter fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. R\u00e4ntev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kore<span class=\"_ _2\"></span>n \u00e4r Sti<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r plu<span class=\"_ _2\"></span>s marg<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l oc<span class=\"_ _2\"></span>h r\u00e4n<span class=\"_ _2\"></span>tan b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>et fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt som kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eget k<span class=\"_ _1\"></span>apital \u00e4r<span class=\"_ _1\"></span> obliga<span class=\"_ _1\"></span>tioner som<span class=\"_ _1\"></span> l\u00f6per<span class=\"_ _1\"></span> med e<span class=\"_ _1\"></span>vig<span class=\"_ _1\"></span> l\u00f6p<span class=\"_ _1\"></span>tid med<span class=\"_ _1\"></span> m\u00f6jlig fri<span class=\"_ _2\"></span>vil<span class=\"_ _2\"></span>lig i<span class=\"_ _2\"></span>nl\u00f6s<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r fem \u00e5r f<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n utgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>datum<span class=\"_ _2\"></span>. R\u00e4<span class=\"_ _2\"></span>ntevil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>ren \u00e4r Stib<span class=\"_ _2\"></span>or p<span class=\"_ _2\"></span>lus ma<span class=\"_ _2\"></span>rgin<span class=\"_ _2\"></span>al o<span class=\"_ _2\"></span>ch r\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>an be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. F\u00f6<span class=\"_ _2\"></span>r mer det<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>jer<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e vill<span class=\"_ _2\"></span>kor, se prosp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p<span class=\"_ _2\"></span>\u00e5 TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t fotno<span class=\"_ _2\"></span>t p\u00e5 si<span class=\"_ _2\"></span>da 28 o<span class=\"_ _2\"></span>ch n<span class=\"_ _2\"></span>ot 29<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>tor h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll sk<span class=\"_ _2\"></span>uld re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om r\u00e4<span class=\"_ _2\"></span>nteko<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nad o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4ntor f\u00f6<span class=\"_ _2\"></span>r fin<span class=\"_ _2\"></span>an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as \u00f6ver eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Ers\u00e4ttninga<span class=\"_ _2\"></span>r till anst\u00e4llda<span class=\"_ _2e9\"> </span>Pen<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsb<span class=\"_ _2\"></span>o<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>lag. TF Bank har<span class=\"_ _1\"></span> endast a<span class=\"_ _1\"></span>vgiftsbest\u00e4mda pensionsplan<span class=\"_ _2\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Aktierelaterad<span class=\"_ _1\"></span>e ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen h<span class=\"_ _1\"></span>ar aktier<span class=\"_ _1\"></span>elaterad<span class=\"_ _1\"></span>e inci<span class=\"_ _1\"></span>tamentsprogra<span class=\"_ _1\"></span>m, under<span class=\"_ _1\"></span> vilk<span class=\"_ _1\"></span>a aktieinstrument<span class=\"_ _1\"></span> i TF<span class=\"_ _1\"></span> Bank ti<span class=\"_ _1\"></span>lldelas<span class=\"_ _1\"></span> konc<span class=\"_ _1\"></span>ernens<span class=\"_ _1\"></span> anst\u00e4llda.<span class=\"_ _1\"></span> Aktiere<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>laterad<span class=\"_ _1\"></span>e inci<span class=\"_ _1\"></span>tamentsprogra<span class=\"_ _1\"></span>m som<span class=\"_ _1\"></span> regl<span class=\"_ _1\"></span>eras<span class=\"_ _1\"></span> med aktier ber\u00e4<span class=\"_ _1\"></span>ttigar de an<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>lda at<span class=\"_ _2\"></span>t f\u00e5 ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k. D<span class=\"_ _2\"></span>et ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ga v<span class=\"_ _2\"></span>\u00e4rdet av des<span class=\"_ _2\"></span>sa r<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r bes<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4ms g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t anv\u00e4<span class=\"_ _2\"></span>nda l<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4r-<span class=\"_ _2e9\"> </span>de<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsm<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ta v<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor oc<span class=\"_ _2\"></span>h f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n f\u00f6r ti<span class=\"_ _2\"></span>llde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen oc<span class=\"_ _2\"></span>h ban<span class=\"_ _2\"></span>kens b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av hur m<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga r\u00e4<span class=\"_ _2\"></span>tti<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter s<span class=\"_ _2\"></span>om s<span class=\"_ _2\"></span>lutl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en kommer<span class=\"_ _1\"></span> att in<span class=\"_ _1\"></span>tj\u00e4nas. Detta om<span class=\"_ _1\"></span>v\u00e4r<span class=\"_ _1\"></span>deras vid<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> rapporterings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>tillf\u00e4lle. Sociala kostnader redovisas \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er intj\u00e4nandeperioden och avs\u00e4tt<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n f\u00f6r so<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a kost<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>mv\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>til<span class=\"_ _2\"></span>lf\u00e4<span class=\"_ _2\"></span>lle f\u00f6r a<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>a at<span class=\"_ _2\"></span>t avs\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4<span class=\"_ _2\"></span>r bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ad p\u00e5 r<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>hete<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>as ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ga v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>d ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>let. Kos<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>n f\u00f6r aktierelat<span class=\"_ _1\"></span>erade i<span class=\"_ _1\"></span>ncitamentspr<span class=\"_ _1\"></span>ogram s<span class=\"_ _1\"></span>om r<span class=\"_ _1\"></span>egleras<span class=\"_ _1\"></span> med aktier<span class=\"_ _1\"></span> v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det ve<span class=\"_ _2\"></span>rkl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>t p\u00e5 ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nten d<span class=\"_ _2\"></span>en d<span class=\"_ _2\"></span>ag de b<span class=\"_ _2\"></span>evil<span class=\"_ _2\"></span>jat<span class=\"_ _2\"></span>s oc<span class=\"_ _2\"></span>h kost<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sf\u00f6<span class=\"_ _2\"></span>rs j\u00e4<span class=\"_ _2\"></span>mnt f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>at \u00f6ver in<span class=\"_ _2\"></span>tj\u00e4<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>perioden. In<span class=\"_ _1\"></span>tj\u00e4nandeperioden<span class=\"_ _1\"></span> \u00e4r<span class=\"_ _1\"></span> den period<span class=\"_ _1\"></span> de<span class=\"_ _1\"></span> anst\u00e4llda<span class=\"_ _1\"></span> m\u00e5st<span class=\"_ _1\"></span>e f\u00f6rb<span class=\"_ _2\"></span>li a<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>lda h<span class=\"_ _2\"></span>os konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en f\u00f6<span class=\"_ _2\"></span>r att d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as r\u00e4t<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter s<span class=\"_ _2\"></span>ka tj<span class=\"_ _2\"></span>\u00e4na<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>teint<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>sred<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>at \u00f6ver l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>den m<span class=\"_ _2\"></span>ed t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span><span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>ning a<span class=\"_ _1\"></span>v eff<span class=\"_ _2\"></span>ektivr\u00e4ntemetoden. T<span class=\"_ _11\"></span>ransak<span class=\"_ _2\"></span>tionskostnader i<span class=\"_ _1\"></span> samband me<span class=\"_ _2\"></span>d up<span class=\"_ _2\"></span>pta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de av l<span class=\"_ _2\"></span>\u00e5n o<span class=\"_ _2\"></span>ch utgi<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>de av l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as d<span class=\"_ _2\"></span>\u00e4rm<span class=\"_ _2\"></span>ed som e<span class=\"_ _2\"></span>n del av l\u00e5<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>. Me<span class=\"_ _2\"></span>d tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>kost<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der avse<span class=\"_ _2\"></span>s f\u00f6rm<span class=\"_ _2\"></span>ed<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>lingsprovisioner<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> T<span class=\"_ _0\"></span>ransak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>, uppl\u00e4ggningsavgifter och avi<span class=\"_ _1\"></span>seringsa<span class=\"_ _1\"></span>vg<span class=\"_ _1\"></span>ifter per<span class=\"_ _1\"></span>iodiseras<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>er l\u00e5ne<span class=\"_ _1\"></span>ts f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _1\"></span> \u00c4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en fakturering<span class=\"_ _1\"></span>sav<span class=\"_ _1\"></span>gifter<span class=\"_ _1\"></span> ing\u00e5r under<span class=\"_ _1\"></span> r\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kter<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>TF Bank<span class=\"_ _1\"></span> g\u00f6r r<span class=\"_ _1\"></span>egelbundet<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>skrivninga<span class=\"_ _1\"></span>r a<span class=\"_ _1\"></span>v til<span class=\"_ _1\"></span>lgodo<span class=\"_ _1\"></span> och oplacerade<span class=\"_ _1\"></span> me<span class=\"_ _2\"></span>del s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n inte k<span class=\"_ _2\"></span>unn<span class=\"_ _2\"></span>at \u00e5te<span class=\"_ _2\"></span>rbe<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a e<span class=\"_ _2\"></span>ller lo<span class=\"_ _2\"></span>kal<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>era m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t f\u00f6r. De bok<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m r\u00e4nte<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r d\u00e5 de \u00e4<span class=\"_ _2\"></span>r dire<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t kopp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll b<span class=\"_ _2\"></span>an<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>kens<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Pro<span class=\"_ _1\"></span>visionsin<span class=\"_ _1\"></span>t\u00e4kter och<span class=\"_ _1\"></span> pro<span class=\"_ _1\"></span>visionsk<span class=\"_ _1\"></span>ostna<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span>I provis<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>ar T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk kr<span class=\"_ _2\"></span>avavgif<span class=\"_ _2\"></span>ter, ar<span class=\"_ _2\"></span>vode<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rs\u00e4kringspr<span class=\"_ _1\"></span>emier<span class=\"_ _1\"></span> samt<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>riga arv<span class=\"_ _1\"></span>oden. Pr<span class=\"_ _1\"></span>o<span class=\"_ _1\"></span>visionsin<span class=\"_ _1\"></span>t\u00e4kter int\u00e4kt<span class=\"_ _2\"></span>sredovisas i<span class=\"_ _1\"></span> den period de in<span class=\"_ _1\"></span>tj\u00e4nas. Provisionsk<span class=\"_ _1\"></span>ostnader \u00e4r kos<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m \u00e4r h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l tj<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch avgif<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r som r\u00f6<span class=\"_ _2\"></span>r intj\u00e4nandet<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> arvoden f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> f\u00f6rs\u00e4kri<span class=\"_ _1\"></span>ngspremier<span class=\"_ _2e9\"> </span><span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>Nettore<span class=\"_ _1\"></span>sulta<span class=\"_ _1\"></span>t fr\u00e5n<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella transaktioner<span class=\"_ _2e9\"> </span>Pos<span class=\"_ _2\"></span>ten avse<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>omv\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing av t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt f\u00f6r<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e p\u00e5 de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at i utl\u00e4n<span class=\"_ _2\"></span>dsk valuta<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Kassafl\u00f6de<span class=\"_ _2\"></span>sanalys<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ana<span class=\"_ _2\"></span>lysen u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ind<span class=\"_ _2\"></span>irek<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>etod<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>et red<span class=\"_ _2\"></span>o<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vis<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kas<span class=\"_ _2\"></span>safl<span class=\"_ _2\"></span>\u00f6de<span class=\"_ _2\"></span>t omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m me<span class=\"_ _2\"></span>df\u00f6r in- e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r utb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar. I lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>oha<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vanden ho<span class=\"_ _1\"></span>s cen<span class=\"_ _1\"></span>tralbank<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>, Bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser m.m. samt Utl\u00e5ning til<span class=\"_ _1\"></span>l kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _2e9\"> </span>Utdelning<span class=\"_ _2e9\"> </span>Utde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nks a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4g<span class=\"_ _2\"></span>are red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om sk<span class=\"_ _2\"></span>uld i b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter i de<span class=\"_ _2\"></span>n pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>od d\u00e5 u<span class=\"_ _2\"></span>tdel<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n go<span class=\"_ _2\"></span>dk\u00e4<span class=\"_ _2\"></span>nns av TF Banks aktie\u00e4gare<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k ut<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m si<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ksa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>et f\u00f6r <span class=\"_ _2\"></span>fler<span class=\"_ _2\"></span>a ol<span class=\"_ _2\"></span>ika <span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker<span class=\"_ _2\"></span>: kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, <span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k (omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sk o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>), och likviditetsrisk<span class=\"_ _1\"></span> men ocks\u00e5 operat<span class=\"_ _1\"></span>iv risk<span class=\"_ _1\"></span> och \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> verksamhetsrisk<span class=\"_ _1\"></span>er s\u00e5som<span class=\"_ _1\"></span> aff<span class=\"_ _2\"></span>\u00e4rsrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>junkturella ri<span class=\"_ _1\"></span>sker<span class=\"_ _1\"></span> samt ryktesrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ut<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>at en ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruk<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t s\u00e4ke<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>la e<span class=\"_ _2\"></span>n go<span class=\"_ _2\"></span>d ris<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g. D<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>skp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy<span class=\"_ _2\"></span>n utg\u00f6<span class=\"_ _2\"></span>r st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s och f\u00f6r<span class=\"_ _1\"></span>etagsledningens grundl\u00e4ggan<span class=\"_ _2\"></span>de styrdokument a<span class=\"_ _1\"></span>vseende riskhantering<span class=\"_ _1\"></span> och syf<span class=\"_ _2\"></span>tar till att<span class=\"_ _1\"></span> minimera potentiella ogynnsamma ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ter p<span class=\"_ _2\"></span>\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>. St<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>rif<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ys avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>\u00e5v\u00e4l d<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n s<span class=\"_ _2\"></span>om f\u00f6r s<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ka o<span class=\"_ _2\"></span>mr\u00e5<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span>Kreditrisk<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k \u00e4r r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att e<span class=\"_ _2\"></span>n mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt o<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>aka<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t gen<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t inte u<span class=\"_ _2\"></span>ppf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a sin<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a \u00e5t<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>mot banken. Omr\u00e5det<span class=\"_ _1\"></span> inkluderar<span class=\"_ _1\"></span> kreditrisk<span class=\"_ _1\"></span>er h\u00e4nf<span class=\"_ _1\"></span>\u00f6rliga till<span class=\"_ _1\"></span> l\u00e5neport<span class=\"_ _2\"></span>f\u00f6ljen,<span class=\"_ _1\"></span> kreditr<span class=\"_ _1\"></span>elaterade k<span class=\"_ _1\"></span>oncentrationsri<span class=\"_ _1\"></span>sker och<span class=\"_ _1\"></span> motpartsrisker<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e4m<span class=\"_ _2\"></span>st g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>nh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch \u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>t\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>ken i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k. V<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>re fin<span class=\"_ _2\"></span>ns kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker i fo<span class=\"_ _2\"></span>rm av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r av lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. K<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk f\u00f6l<span class=\"_ _2\"></span>js n<span class=\"_ _2\"></span>oga av a<span class=\"_ _2\"></span>nsv<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>ga f<span class=\"_ _2\"></span>unk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch d\u00e4<span class=\"_ _2\"></span>r slu<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar det \u00f6ve<span class=\"_ _2\"></span>rgri<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>pande ansvar<span class=\"_ _1\"></span>et. Styr<span class=\"_ _1\"></span>elsen har i<span class=\"_ _1\"></span> s\u00e4rskild kr<span class=\"_ _1\"></span>editpolicy fastslagit ramarna f<span class=\"_ _1\"></span>\u00f6r bank<span class=\"_ _1\"></span>ens kr<span class=\"_ _1\"></span>editgivning.<span class=\"_ _1\"></span> En kr<span class=\"_ _1\"></span>editkommitt<span class=\"_ _1\"></span>\u00e9 f<span class=\"_ _1\"></span>\u00f6ljer k<span class=\"_ _1\"></span>ontinuerligt<span class=\"_ _1\"></span> utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kred<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>s ris<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>v\u00e5 oc<span class=\"_ _2\"></span>h be<span class=\"_ _2\"></span>slut<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>mf\u00f6r f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ino<span class=\"_ _2\"></span>m de<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>lda po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cyn s<span class=\"_ _2\"></span>amt f\u00f6re<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5r \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Ut<span class=\"_ _2\"></span>veck<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>as p\u00e5 v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e ordi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rie s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>m\u00f6te<span class=\"_ _2\"></span>. I kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ing<span class=\"_ _2\"></span>\u00e5r \u00e4ven ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sker re<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>lje<span class=\"_ _2\"></span>n. Ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>\u00e4ts u<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>r\u00e5n s<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>leken p<span class=\"_ _2\"></span>\u00e5 exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar mo<span class=\"_ _2\"></span>t ens<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>da mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, bra<span class=\"_ _2\"></span>nsc<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>r ell<span class=\"_ _2\"></span>er reg<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Konce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker f<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>as o<span class=\"_ _2\"></span>cks<span class=\"_ _2\"></span>\u00e5 up<span class=\"_ _2\"></span>p i ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>krav f\u00f6r k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h i de st<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>ter s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>rs i de<span class=\"_ _2\"></span>n inte<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en oc<span class=\"_ _2\"></span>h so<span class=\"_ _2\"></span>m en de<span class=\"_ _2\"></span>l av upp<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av ban<span class=\"_ _2\"></span>kens r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d kred<span class=\"_ _2\"></span>itgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>ker en r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ens k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itv<span class=\"_ _2\"></span>\u00e4rdi<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>et d\u00e4<span class=\"_ _2\"></span>r den<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>, lik<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m exte<span class=\"_ _2\"></span>rn i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>, sco<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, \u00e5te<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5g<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt ti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>re his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>k hos b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ind<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>due<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>skl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rat p<span class=\"_ _2\"></span>\u00e5 inter<span class=\"_ _2\"></span>na oc<span class=\"_ _2\"></span>h/<span class=\"_ _0\"></span>e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r exte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>e li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>ts av s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r f\u00f6r ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>n<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>hete<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>gr\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ad o<span class=\"_ _2\"></span>ch kont<span class=\"_ _2\"></span>rolle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s reg<span class=\"_ _2\"></span>elb<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>det<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank k<span class=\"_ _2\"></span>an in<span class=\"_ _2\"></span>te uta<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>esl<span class=\"_ _2\"></span>ut ing<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d jur<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>sk p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>on i vil<span class=\"_ _2\"></span>ken n<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter ha<span class=\"_ _2\"></span>r ett b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ydan<span class=\"_ _2\"></span>de e<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t int<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>e. TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s kre<span class=\"_ _2\"></span>ditg<span class=\"_ _2\"></span>ivn<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>as av h\u00f6<span class=\"_ _2\"></span>gt up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>lda m<span class=\"_ _2\"></span>\u00e5l me<span class=\"_ _2\"></span>d avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de p<span class=\"_ _2\"></span>\u00e5 etik<span class=\"_ _2\"></span>, k<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itet o<span class=\"_ _2\"></span>ch kon<span class=\"_ _2\"></span>trol<span class=\"_ _2\"></span>l. T<span class=\"_ _1\"></span>rots a<span class=\"_ _2\"></span>tt kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sken u<span class=\"_ _2\"></span>tg\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span> st\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ver f\u00f6r kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l utes<span class=\"_ _2\"></span>t\u00e5e<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>volym j\u00e4m<span class=\"_ _2\"></span>f\u00f6rel<span class=\"_ _2\"></span>sev<span class=\"_ _2\"></span>is sm\u00e5 (s<span class=\"_ _2\"></span>e not 22<span class=\"_ _2\"></span>). Det be<span class=\"_ _2\"></span>ror p\u00e5<span class=\"_ _2\"></span> att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jer f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4r p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g och ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>profil<span class=\"_ _2\"></span>. F\u00f6r<span class=\"_ _2\"></span>s\u00e4l<span class=\"_ _2\"></span>jn<span class=\"_ _2\"></span>ing av f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ske<span class=\"_ _2\"></span>r m\u00e5n<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>vis ti<span class=\"_ _2\"></span>ll ol<span class=\"_ _2\"></span>ika mo<span class=\"_ _2\"></span>tpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter p\u00e5 res<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad d\u00e4<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken \u00e4<span class=\"_ _2\"></span>r ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _1\"></span>. I pra<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tike<span class=\"_ _2\"></span>n inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>t att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de rea<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om f\u00f6rs<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jni<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>f\u00f6l<span class=\"_ _2\"></span>jen fi<span class=\"_ _2\"></span>nns e<span class=\"_ _2\"></span>n beg<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>d and<span class=\"_ _2\"></span>el l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3 och d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>nom<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4r rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l<span class=\"_ _2\"></span>\u00e5gt oc<span class=\"_ _2\"></span>h l\u00e5<span class=\"_ _2\"></span>nep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>en \u00e4r v\u00e4<span class=\"_ _2\"></span>ldive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad m<span class=\"_ _2\"></span>ed et<span class=\"_ _2\"></span>t stor<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>al ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>a produ<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter p\u00e5 fle<span class=\"_ _2\"></span>ra ol<span class=\"_ _2\"></span>ika ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span> marknader varf\u00f6r<span class=\"_ _1\"></span> koncen<span class=\"_ _1\"></span>trationsrisken<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> banken<span class=\"_ _1\"></span> \u00e4r r<span class=\"_ _1\"></span>elativt l\u00e5g.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n krav- o<span class=\"_ _2\"></span>ch in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>gru<span class=\"_ _2\"></span>pp s<span class=\"_ _2\"></span>om ar<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ar m<span class=\"_ _2\"></span>ed re<span class=\"_ _2\"></span>dan b<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>iga k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om f<span class=\"_ _2\"></span>\u00e5r be<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>spro<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>m. D<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns \u00e4ven e<span class=\"_ _2\"></span>n kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>av<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>del<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>r utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av ti<span class=\"_ _2\"></span>llt<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>a ku<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt g\u00f6<span class=\"_ _2\"></span>r l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h kred<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4lld<span class=\"_ _2\"></span>a av st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s rut<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>r f\u00f6r \u00f6ver<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch o<span class=\"_ _2\"></span>regle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sy<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tar t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l att m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ra kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en tidig uppt\u00e4ckt a<span class=\"_ _1\"></span>v betalningsprobl<span class=\"_ _1\"></span>em hos<span class=\"_ _1\"></span> kredittagarna och<span class=\"_ _1\"></span> en \u00e5tf<span class=\"_ _1\"></span>\u00f6ljande snabb hand<span class=\"_ _1\"></span>l\u00e4ggning av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>ekommande<span class=\"_ _1\"></span> krav<span class=\"_ _1\"></span>\u00e4renden. \u00d6v<span class=\"_ _1\"></span>ervak<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ske<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d st\u00f6<span class=\"_ _2\"></span>d av ett s<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>t kravs<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m som m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>utom<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>k beva<span class=\"_ _2\"></span>kar o<span class=\"_ _2\"></span>ch p<span class=\"_ _2\"></span>\u00e5mi<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>r om n<span class=\"_ _2\"></span>\u00e4r k<span class=\"_ _2\"></span>rav\u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r \u00e4r e<span class=\"_ _2\"></span>rfo<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>m\u00e4n<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>ten be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r t<span class=\"_ _2\"></span>ill \u00f6ve<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e del av b<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nco<span class=\"_ _2\"></span>kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r och av d<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nled<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n g\u00f6<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g \u00f6ver kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>som d<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns f\u00e5 s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rhe<span class=\"_ _2\"></span>ter. Banke<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4var e<span class=\"_ _2\"></span>n v\u00e4ld<span class=\"_ _2\"></span>iver<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ad kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tpo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>j me<span class=\"_ _2\"></span>d pr<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en bre<span class=\"_ _2\"></span>d ba<span class=\"_ _2\"></span>s av kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>devi<span class=\"_ _2\"></span>s l\u00e5<span class=\"_ _2\"></span>ga exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sbe<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p pe<span class=\"_ _2\"></span>r ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. F\u00f6r att u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en v<span class=\"_ _2\"></span>\u00e4l-<span class=\"_ _2e9\"> </span>dive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj m<span class=\"_ _2\"></span>ed e<span class=\"_ _2\"></span>n bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kprofi<span class=\"_ _2\"></span>l sa<span class=\"_ _2\"></span>mt at<span class=\"_ _2\"></span>t ha en g<span class=\"_ _2\"></span>od b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>k oc<span class=\"_ _2\"></span>h avkas<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d att f\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s f\u00f6ru<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kon<span class=\"_ _2\"></span>omi<span class=\"_ _2\"></span>ska f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar so<span class=\"_ _2\"></span>m eventu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t kan p<span class=\"_ _2\"></span>\u00e5verka r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>profi<span class=\"_ _2\"></span>len<span class=\"_ _2\"></span>. Kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tk<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itete<span class=\"_ _2\"></span>n f\u00f6r f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de br<span class=\"_ _2\"></span>utt<span class=\"_ _2\"></span>ofordr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 och k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 2 (se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>) ha<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mt<span class=\"_ _2\"></span>s utif<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n en m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>g, m<span class=\"_ _2\"></span>ede<span class=\"_ _2\"></span>l el<span class=\"_ _2\"></span>ler h<span class=\"_ _2\"></span>\u00f6g ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. Kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n gru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g pri<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rt p<span class=\"_ _2\"></span>\u00e5 ant<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t eventue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a p\u00e5<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om ha<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kun<span class=\"_ _2\"></span>d, a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>let m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar haf<span class=\"_ _2\"></span>t e<span class=\"_ _2\"></span>tt ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>n i ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>amt k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>are<span class=\"_ _2\"></span>ns in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atus vi<span class=\"_ _2\"></span>d utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>f\u00e4l<span class=\"_ _2\"></span>let, be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>de me<span class=\"_ _2\"></span>d h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ta<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l b\u00e5d<span class=\"_ _2\"></span>e inte<span class=\"_ _2\"></span>rna o<span class=\"_ _2\"></span>ch ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>\u00e4llo<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ris<span class=\"_ _2\"></span>kb<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>\u00f6rs \u00e4ve<span class=\"_ _2\"></span>n me<span class=\"_ _2\"></span>d h\u00e4n<span class=\"_ _2\"></span>syn t<span class=\"_ _2\"></span>ill o<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ka pa<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>met<span class=\"_ _2\"></span>rar s<span class=\"_ _2\"></span>om be<span class=\"_ _2\"></span>ror p\u00e5 p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g (se<span class=\"_ _2\"></span>gm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>) o<span class=\"_ _2\"></span>ch l<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>, d\u00e4<span class=\"_ _2\"></span>r bl<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>a. h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n h\u00e4<span class=\"_ _2\"></span>mta<span class=\"_ _2\"></span>d fr\u00e5<span class=\"_ _2\"></span>n ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bas b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s<span class=\"_ _2e9\"> <span class=\"_ _2e9\"> </span></span><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls47 ws32 gsef\">TF Bank an<span class=\"_ _1\"></span>v\u00e4nder<span class=\"_ _1\"></span> schablonmet<span class=\"_ _1\"></span>oden f<span class=\"_ _1\"></span>\u00f6r ber\u00e4kning a<span class=\"_ _1\"></span>v kapitalkra<span class=\"_ _1\"></span>v f<span class=\"_ _1\"></span>\u00f6r kr<span class=\"_ _1\"></span>editrisk och<span class=\"_ _1\"></span> har ingen egen i<span class=\"_ _1\"></span>ntern<span class=\"_ _1\"></span> modell som ber\u00e4knar<span class=\"_ _1\"></span> kapita<span class=\"_ _2\"></span>lk<span class=\"_ _2\"></span>ravet<span class=\"_ _2\"></span>. </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsf0\">F\u00f6r be<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter i re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en utg<span class=\"_ _2\"></span>\u00e5r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n fr\u00e5<span class=\"_ _2\"></span>n his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e ris<span class=\"_ _2\"></span>k f\u00f6r fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang (<span class=\"_ _2\"></span>PD), f\u00f6rlu<span class=\"_ _2\"></span>st </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsf1\">givet f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g (LGD) o<span class=\"_ _2\"></span>ch exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng v<span class=\"_ _2\"></span>id fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang (<span class=\"_ _2\"></span>EA<span class=\"_ _2\"></span>D). Avsee<span class=\"_ _2\"></span>nde a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n om m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>etr<span class=\"_ _2\"></span>ars u<span class=\"_ _2\"></span>tve<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>ing i f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>den </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsf2\">utg\u00f6<span class=\"_ _2\"></span>r des<span class=\"_ _2\"></span>sa i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>n del i b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk u<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>as en<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>st i re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gsf3\">\u00c5lde<span class=\"_ _2\"></span>rsf\u00f6<span class=\"_ _2\"></span>rdel<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en av utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g til<span class=\"_ _2\"></span>l all<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>ten s<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>r i al<span class=\"_ _2\"></span>lt v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t \u00f6veren<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d de ol<span class=\"_ _2\"></span>ika k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>, d\u00e4r l<span class=\"_ _2\"></span>\u00e5n i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 1 \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>na </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gsf4\">min<span class=\"_ _2\"></span>dre \u00e4n 3<span class=\"_ _2\"></span>0 daga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, l\u00e5n i kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 2 \u00e4r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a mer \u00e4<span class=\"_ _2\"></span>n 30 dag<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>n min<span class=\"_ _2\"></span>dre \u00e4n 9<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar och l<span class=\"_ _2\"></span>\u00e5n kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3 \u00e4r f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>lln<span class=\"_ _2\"></span>a i mer \u00e4n 9<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar,<span class=\"_ _2e9\"> </span></div>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r \u00e4ven ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m pla<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ing av li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a med<span class=\"_ _2\"></span>el oc<span class=\"_ _2\"></span>h der<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent me<span class=\"_ _2\"></span>d pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t v\u00e4rde<span class=\"_ _2\"></span>. Gen<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>xim<span class=\"_ _2\"></span>al ex<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>po<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g till va<span class=\"_ _2\"></span>rje m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>gr\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>as kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ken i li<span class=\"_ _2\"></span>kv<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a med<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>. Enl<span class=\"_ _2\"></span>igt ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y \u00e4r ma<span class=\"_ _2\"></span>xim<span class=\"_ _2\"></span>al pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng ho<span class=\"_ _2\"></span>s TF Ban<span class=\"_ _2\"></span>ks ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>\u00e5tn<span class=\"_ _2\"></span>a mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>r 25 % av prim<span class=\"_ _2\"></span>\u00e4rk<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let, me<span class=\"_ _2\"></span>d un<span class=\"_ _2\"></span>dant<span class=\"_ _2\"></span>ag f\u00f6r i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>itut so<span class=\"_ _2\"></span>m kan up<span class=\"_ _2\"></span>pg<span class=\"_ _2\"></span>\u00e5 til<span class=\"_ _2\"></span>l 85 % av <span class=\"_ _1\"></span>pri<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alet<span class=\"_ _2\"></span>. Sta<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>uldv\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar, stat<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h til<span class=\"_ _2\"></span>lgo<span class=\"_ _2\"></span>doh<span class=\"_ _2\"></span>avan<span class=\"_ _2\"></span>den p<span class=\"_ _2\"></span>\u00e5 cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng mo<span class=\"_ _2\"></span>t dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag \u00e4<span class=\"_ _2\"></span>r und<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>na fr<span class=\"_ _2\"></span>\u00e5n de b<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>a gr\u00e4<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a.<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itete<span class=\"_ _2\"></span>n f\u00f6r lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da me<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>l enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t Stan<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>rd &amp; Poor\u2019s ra<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g \u201dloc<span class=\"_ _2\"></span>al sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t term<span class=\"_ _2\"></span>s\u201d spe<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s ned<span class=\"_ _2\"></span>an<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt b<span class=\"_ _2\"></span>en\u00e4<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>s som m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r och avs<span class=\"_ _2\"></span>er ri<span class=\"_ _2\"></span>sken f\u00f6<span class=\"_ _2\"></span>r att e<span class=\"_ _2\"></span>n mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t inte ka<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>yll<span class=\"_ _2\"></span>a si<span class=\"_ _2\"></span>na \u00e5ta<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt av<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>, el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>e v\u00e4l<span class=\"_ _2\"></span>jer a<span class=\"_ _2\"></span>tt in<span class=\"_ _2\"></span>te uppf<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a sin<span class=\"_ _2\"></span>a \u00e5t<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en i fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>n p\u00e5 s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ma el<span class=\"_ _2\"></span>ler l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor. TF Ban<span class=\"_ _2\"></span>k ing<span class=\"_ _2\"></span>\u00e5r valu<span class=\"_ _2\"></span>tad<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat i for<span class=\"_ _2\"></span>m av swa<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h term<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll f\u00f6l<span class=\"_ _2\"></span>jd av at<span class=\"_ _2\"></span>t utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>ker i a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a valu<span class=\"_ _2\"></span>tor \u00e4n S<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>. Mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker utg<span class=\"_ _2\"></span>\u00f6r de<span class=\"_ _2\"></span>n kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k mo<span class=\"_ _2\"></span>t an<span class=\"_ _2\"></span>dra b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ker so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mer t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l f\u00f6lj<span class=\"_ _2\"></span>d av tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ars<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k redu<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om ut<span class=\"_ _2\"></span>byte av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n par<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>Operativ<span class=\"_ _1\"></span> risk<span class=\"_ _2e9\"> </span>Op<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ativ r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k \u00e4r ri<span class=\"_ _2\"></span>sken f\u00f6<span class=\"_ _2\"></span>r f\u00f6rlu<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ill f\u00f6l<span class=\"_ _2\"></span>jd av ot<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a elle<span class=\"_ _2\"></span>r mi<span class=\"_ _2\"></span>sslyck<span class=\"_ _2\"></span>ade i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>na pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, ruti<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r och s<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m, m<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ga fe<span class=\"_ _2\"></span>l elle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a h\u00e4<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser. Ope<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>iv ri<span class=\"_ _2\"></span>sk i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rar i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s-, komm<span class=\"_ _2\"></span>uni<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>s- oc<span class=\"_ _2\"></span>h s\u00e4<span class=\"_ _2\"></span>kerh<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>ske<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, lega<span class=\"_ _2\"></span>l ris<span class=\"_ _2\"></span>k sa<span class=\"_ _2\"></span>mt reg<span class=\"_ _2\"></span>elef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>levna<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k oc<span class=\"_ _2\"></span>h kan le<span class=\"_ _2\"></span>da ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ p<span class=\"_ _2\"></span>\u00e5verk<span class=\"_ _2\"></span>an p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ans<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e och<span class=\"_ _2\"></span>/<span class=\"_ _0\"></span>el<span class=\"_ _2\"></span>ler re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra i s<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>De o<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>iva ri<span class=\"_ _2\"></span>sker<span class=\"_ _2\"></span>na \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>finn<span class=\"_ _2\"></span>s i all ve<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>sam<span class=\"_ _2\"></span>het o<span class=\"_ _2\"></span>ch d<span class=\"_ _2\"></span>et \u00e4r va<span class=\"_ _2\"></span>rken m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ell<span class=\"_ _2\"></span>er kos<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>t att f\u00f6<span class=\"_ _2\"></span>rs\u00f6<span class=\"_ _2\"></span>ka el<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ra al<span class=\"_ _2\"></span>la o<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>iva ris<span class=\"_ _2\"></span>ker. TF Ban<span class=\"_ _2\"></span>k arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ar f\u00f6r at<span class=\"_ _2\"></span>t mi<span class=\"_ _2\"></span>nim<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>a de o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ri<span class=\"_ _2\"></span>sker<span class=\"_ _2\"></span>na ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att s<span class=\"_ _2\"></span>kap<span class=\"_ _2\"></span>a ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>iva p<span class=\"_ _2\"></span>roce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, sys<span class=\"_ _2\"></span>tem oc<span class=\"_ _2\"></span>h rut<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>er s<span class=\"_ _2\"></span>amt h\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a en g<span class=\"_ _2\"></span>od inte<span class=\"_ _2\"></span>rn kont<span class=\"_ _2\"></span>roll<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken ut<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ar reg<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>bun<span class=\"_ _2\"></span>det s<span class=\"_ _2\"></span>ina o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ris<span class=\"_ _2\"></span>ker oc<span class=\"_ _2\"></span>h kva<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rar d<span class=\"_ _2\"></span>em uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n en mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>l f\u00f6r san<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>khe<span class=\"_ _2\"></span>t och kons<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. F\u00f6r at<span class=\"_ _2\"></span>t redu<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>a kons<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>rna av d<span class=\"_ _2\"></span>e op<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>tiva r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r sig T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk av kont<span class=\"_ _2\"></span>roll<span class=\"_ _2\"></span>pu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>ter i a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rs- oc<span class=\"_ _2\"></span>h st\u00f6<span class=\"_ _2\"></span>dp<span class=\"_ _2\"></span>roce<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a, in<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>de<span class=\"_ _2\"></span>ntra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g sam<span class=\"_ _2\"></span>t en pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>s f\u00f6r g<span class=\"_ _2\"></span>odk<span class=\"_ _2\"></span>\u00e4nn<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de av nya pro<span class=\"_ _2\"></span>duk<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, tj\u00e4n<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, mar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, IT<span class=\"_ _0\"></span>-<span class=\"_ _2\"></span>sys<span class=\"_ _2\"></span>tem etc<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar \u00e4ven b<span class=\"_ _2\"></span>ere<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>aps<span class=\"_ _2\"></span>-, kontinui<span class=\"_ _1\"></span>tets-<span class=\"_ _1\"></span> och \u00e5t<span class=\"_ _1\"></span>erst\u00e4llningsplaner.<span class=\"_ _1\"></span> \u00d6vriga<span class=\"_ _1\"></span> verksam<span class=\"_ _1\"></span>hetsrisk<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>\u00d6vr<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker so<span class=\"_ _2\"></span>m TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>tifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at \u00e4r af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sker, konju<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>ture<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>ker s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>yk<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sker. Af<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk ka<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5 p\u00e5 gru<span class=\"_ _2\"></span>nd av f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>torer i d<span class=\"_ _2\"></span>en ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsm<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>\u00f6n s<span class=\"_ _2\"></span>om ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l f\u00f6r\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i ko<span class=\"_ _2\"></span>nku<span class=\"_ _2\"></span>rre<span class=\"_ _2\"></span>nss<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on el<span class=\"_ _2\"></span>ler k<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>bete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n. Kon<span class=\"_ _2\"></span>jun<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>turel<span class=\"_ _2\"></span>la ris<span class=\"_ _2\"></span>ker ka<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5 n\u00e4<span class=\"_ _2\"></span>r det s<span class=\"_ _2\"></span>ker f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r i det e<span class=\"_ _2\"></span>kon<span class=\"_ _2\"></span>omi<span class=\"_ _2\"></span>ska t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t p\u00e5 m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>om p\u00e5ve<span class=\"_ _2\"></span>rka<span class=\"_ _2\"></span>r kun<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>fr<span class=\"_ _2\"></span>\u00e5ga<span class=\"_ _2\"></span>n p\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns prod<span class=\"_ _2\"></span>uk<span class=\"_ _2\"></span>ter. TF Ba<span class=\"_ _2\"></span>nk g<span class=\"_ _2\"></span>\u00f6r kont<span class=\"_ _2\"></span>inu<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch f\u00f6l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>r upp eve<span class=\"_ _2\"></span>ntue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a avv<span class=\"_ _2\"></span>ikel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>er f\u00f6r at<span class=\"_ _2\"></span>t mi<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>a de ri<span class=\"_ _2\"></span>sker s<span class=\"_ _2\"></span>om ka<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5 oc<span class=\"_ _2\"></span>h ban<span class=\"_ _2\"></span>kens ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het \u00e4<span class=\"_ _2\"></span>r v\u00e4l d<span class=\"_ _2\"></span>iver<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Ry<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk d<span class=\"_ _2\"></span>efin<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ras s<span class=\"_ _2\"></span>om f\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter s<span class=\"_ _2\"></span>om ka<span class=\"_ _2\"></span>n ors<span class=\"_ _2\"></span>aka<span class=\"_ _2\"></span>s av kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s, m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s, ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>as oc<span class=\"_ _2\"></span>h mynd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s ne<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>iva u<span class=\"_ _2\"></span>ppfa<span class=\"_ _2\"></span>tt<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>g av TF B<span class=\"_ _2\"></span>ank o<span class=\"_ _2\"></span>ch n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a r<span class=\"_ _2\"></span>yk<span class=\"_ _2\"></span>ten ka<span class=\"_ _2\"></span>n v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t ska<span class=\"_ _2\"></span>da et<span class=\"_ _2\"></span>t f\u00f6ret<span class=\"_ _2\"></span>ags v<span class=\"_ _2\"></span>aru<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rke oc<span class=\"_ _2\"></span>h verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>t. Al<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s kred<span class=\"_ _2\"></span>itgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>ker un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r kont<span class=\"_ _2\"></span>rolle<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e form<span class=\"_ _2\"></span>er d<span class=\"_ _2\"></span>\u00e4r ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>as in<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>lvarat<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r \u00e4ven h\u00f6<span class=\"_ _2\"></span>ga inte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alm<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>, ut\u00f6ver d<span class=\"_ _2\"></span>e leg<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a, f\u00f6r at<span class=\"_ _2\"></span>t h\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a en s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>rk kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>tuati<span class=\"_ _2\"></span>on o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bil fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span>Ers\u00e4ttningar<span class=\"_ _1\"></span> till l<span class=\"_ _1\"></span>edande befa<span class=\"_ _1\"></span>ttningsha<span class=\"_ _1\"></span>vare<span class=\"_ _2e9\"> </span>I enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>lysni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>aven i FFFS 201<span class=\"_ _2\"></span>1:1 p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on kr<span class=\"_ _2\"></span>ing b<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>.a<span class=\"_ _2\"></span>. e<span class=\"_ _2\"></span>rs\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m p\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns web<span class=\"_ _2\"></span>bp<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>s w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com<span class=\"_ _2\"></span>. L\u00f6n<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t\u00f6r o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a led<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e bef<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>hava<span class=\"_ _2\"></span>re utg\u00f6r<span class=\"_ _2\"></span>s av fas<span class=\"_ _2\"></span>t l\u00f6n<span class=\"_ _2\"></span>, r\u00f6r<span class=\"_ _1\"></span>lig ers\u00e4tt<span class=\"_ _1\"></span>ning, pr<span class=\"_ _1\"></span>o<span class=\"_ _1\"></span>visionsb<span class=\"_ _1\"></span>aserad er<span class=\"_ _1\"></span>s\u00e4ttning,<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>riga f<span class=\"_ _1\"></span>\u00f6rm\u00e5ner<span class=\"_ _1\"></span> samt<span class=\"_ _1\"></span> pension.<span class=\"_ _2e9\"> </span>Pro<span class=\"_ _1\"></span>visionsbasera<span class=\"_ _1\"></span>de ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _2e9\"> </span>De p<span class=\"_ _2\"></span>rovisi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a ha<span class=\"_ _2\"></span>r und<span class=\"_ _2\"></span>er \u00e5<span class=\"_ _2\"></span>ret up<span class=\"_ _2\"></span>pg\u00e5<span class=\"_ _2\"></span>tt ti<span class=\"_ _2\"></span>ll 0 (<span class=\"_ _2\"></span>30<span class=\"_ _2\"></span>0) TSEK<span class=\"_ _2\"></span>. Sto<span class=\"_ _2\"></span>rle<span class=\"_ _2\"></span>ken p\u00e5 d<span class=\"_ _2\"></span>e provi<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade e<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna \u00e4<span class=\"_ _2\"></span>r re<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>d til<span class=\"_ _2\"></span>l up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>da fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a m\u00e5<span class=\"_ _2\"></span>l f\u00f6r r\u00e4<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span>kap<span class=\"_ _2\"></span>s\u00e5<span class=\"_ _2\"></span>ret. T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t att s<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga m\u00e5<span class=\"_ _2\"></span>l avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e r\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6r r<span class=\"_ _2\"></span>\u00e4ken<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>\u00e5ret g\u00e5<span class=\"_ _2\"></span>r at<span class=\"_ _2\"></span>t m\u00e4t<span class=\"_ _2\"></span>a p\u00e5 et<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>lf\u00f6r<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt s\u00e4<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>. De p<span class=\"_ _2\"></span>rovisi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a utg\u00e5<span class=\"_ _2\"></span>r ti<span class=\"_ _2\"></span>ll led<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>efat<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s-<span class=\"_ _2e9\"> </span>hava<span class=\"_ _2\"></span>re ino<span class=\"_ _2\"></span>m ban<span class=\"_ _2\"></span>ken o<span class=\"_ _2\"></span>ch \u00e4r i<span class=\"_ _2\"></span>nte pe<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>sgr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>de.<span class=\"_ _2e9\"> </span>Pensioner<span class=\"_ _2e9\"> </span>Bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get<span class=\"_ _2\"></span>s p<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>\u00e5ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n t\u00e4c<span class=\"_ _2\"></span>ks g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l ITP-<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. VD:<span class=\"_ _2\"></span>s sa<span class=\"_ _2\"></span>mt vis<span class=\"_ _2\"></span>sa l<span class=\"_ _2\"></span>eda<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e bef<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>havare h<span class=\"_ _2\"></span>ar r<span class=\"_ _2\"></span>\u00e4tt at<span class=\"_ _2\"></span>t avg\u00e5 me<span class=\"_ _2\"></span>d pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on vi<span class=\"_ _2\"></span>d 65\u2013<span class=\"_ _2\"></span>67 \u00e5r<span class=\"_ _2\"></span>s \u00e5lder b<span class=\"_ _2\"></span>ero<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e p\u00e5 ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk he<span class=\"_ _2\"></span>mvis<span class=\"_ _2\"></span>t. Pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner, inklu<span class=\"_ _2\"></span>sive sj<span class=\"_ _2\"></span>uk<span class=\"_ _2\"></span>f\u00f6rs<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, ska va<span class=\"_ _2\"></span>ra pre<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ebe<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>, i den m\u00e5n befattning<span class=\"_ _1\"></span>shava<span class=\"_ _1\"></span>ren<span class=\"_ _1\"></span> inte<span class=\"_ _1\"></span> omfattas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5nsbest\u00e4md pension enligt<span class=\"_ _1\"></span> tvingande k<span class=\"_ _1\"></span>ollektiva<span class=\"_ _1\"></span>vtalsb<span class=\"_ _2\"></span>est\u00e4mmelser<span class=\"_ _1\"></span>. Pensionspr<span class=\"_ _1\"></span>emierna f<span class=\"_ _1\"></span>\u00f6r prem<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>d pen<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>n f\u00e5r u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5 til<span class=\"_ _2\"></span>l h\u00f6g<span class=\"_ _2\"></span>st 25 % av den p<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nsg<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>nde i<span class=\"_ _2\"></span>nkom<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>skos<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>d avser de<span class=\"_ _2\"></span>n kost<span class=\"_ _2\"></span>nad s<span class=\"_ _2\"></span>om p\u00e5ver<span class=\"_ _2\"></span>kat \u00e5ret<span class=\"_ _2\"></span>s re<span class=\"_ _2\"></span>su<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>at.<span class=\"_ _2e9\"> </span>Upps\u00e4gningstid<span class=\"_ _1\"></span>er och<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vg\u00e5ngsv<span class=\"_ _1\"></span>ederlag<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB o<span class=\"_ _2\"></span>ch VD u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>\u00e4g<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>den t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>ex m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er (1<span class=\"_ _2\"></span>2 m<span class=\"_ _2\"></span>\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>\u00e4gn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen s<span class=\"_ _2\"></span>ker fr<span class=\"_ _2\"></span>\u00e5n b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s si<span class=\"_ _2\"></span>da). O<span class=\"_ _2\"></span>m up<span class=\"_ _2\"></span>ps\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ier<span class=\"_ _2\"></span>as av b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r gru<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>l\u00f6n un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r upp<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sti<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, do<span class=\"_ _2\"></span>ck ut<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>as i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en r\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>g ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng om s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an \u00e4r \u00f6vere<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s. Avg\u00e5<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ved<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et s\u00e4<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s ne<span class=\"_ _2\"></span>d mot ny l\u00f6<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m VD er<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>ler f<span class=\"_ _2\"></span>r\u00e5n ny \u00f6vere<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>en arbetsgivare<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Ers\u00e4ttningar<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> styrelsen<span class=\"_ _2e9\"> </span>Ers<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r f\u00f6r st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>om red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ova<span class=\"_ _2\"></span>n \u00e4r b<span class=\"_ _2\"></span>eslu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de av \u00e5rs<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>rna o<span class=\"_ _2\"></span>ch avse<span class=\"_ _2\"></span>r \u00e5rs<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>vo<span class=\"_ _2\"></span>det fr<span class=\"_ _2\"></span>\u00e5n \u00e5<span class=\"_ _2\"></span>rss<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l \u00e5rs<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>ma f\u00f6r resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive \u00e5r. Ers\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en ti<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n bes<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av en f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t ers<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng f\u00f6r s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>arb<span class=\"_ _2\"></span>ete s<span class=\"_ _2\"></span>amt e<span class=\"_ _2\"></span>n fas<span class=\"_ _2\"></span>t er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing f\u00f6<span class=\"_ _2\"></span>r arb<span class=\"_ _2\"></span>ete i res<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ive ut-<span class=\"_ _2e9\"> </span>skot<span class=\"_ _2\"></span>t. St<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t tre ut<span class=\"_ _2\"></span>skot<span class=\"_ _2\"></span>t: revi<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>skot<span class=\"_ _2\"></span>tet, e<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>ttn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsu<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kottet s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>isk- oc<span class=\"_ _2\"></span>h com<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ian<span class=\"_ _2\"></span>ceu<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kotte<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n ha<span class=\"_ _2\"></span>r inte n\u00e5<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>a pensionsutf\u00e4st<span class=\"_ _1\"></span>elser f<span class=\"_ _1\"></span>\u00f6r styr<span class=\"_ _1\"></span>elseledam\u00f6<span class=\"_ _1\"></span>te<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l upps<span class=\"_ _2\"></span>tod i oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d f\u00f6rv<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>vet av det no<span class=\"_ _2\"></span>rska d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t BB Ba<span class=\"_ _2\"></span>nk AS<span class=\"_ _2\"></span>A som i inle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en av 2020 omb<span class=\"_ _2\"></span>ild<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l fili<span class=\"_ _2\"></span>al via f<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>d TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6<span class=\"_ _1\"></span>vning a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> goodwill f<span class=\"_ _1\"></span>\u00f6r den<span class=\"_ _1\"></span> kassagenererande enhet<span class=\"_ _1\"></span>en har u<span class=\"_ _1\"></span>tf\u00f6rts inf\u00f6r<span class=\"_ _1\"></span> \u00e5rsbokslut<span class=\"_ _1\"></span>et. Ber\u00e4kningar ut<span class=\"_ _1\"></span>g\u00e5r fr\u00e5n<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kass<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n efte<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at p\u00e5 fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er so<span class=\"_ _2\"></span>m god<span class=\"_ _2\"></span>k\u00e4nt<span class=\"_ _2\"></span>s av f\u00f6reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och so<span class=\"_ _2\"></span>m t\u00e4c<span class=\"_ _2\"></span>ker en tre\u00e5<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d, vi<span class=\"_ _2\"></span>lket \u00e4<span class=\"_ _2\"></span>r i lin<span class=\"_ _2\"></span>je m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n. V<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e utf\u00f6<span class=\"_ _2\"></span>rda pro<span class=\"_ _2\"></span>gno<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r omfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k, nyutl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ler. Den g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>iga t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>na pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>m fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g. F\u00f6r p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>ter pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>osp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lv\u00e4x<span class=\"_ _2\"></span>ten u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara R<span class=\"_ _2\"></span>iks<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sm\u00e5<span class=\"_ _2\"></span>l. E<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en har d<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>konter<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d en r<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a so<span class=\"_ _2\"></span>m bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ri r\u00e4<span class=\"_ _2\"></span>nta s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>msn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ga avk<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av<span class=\"_ _1\"></span>. Ber\u00e4kningen av<span class=\"_ _1\"></span> \u00e5tervinningsv\u00e4r<span class=\"_ _1\"></span>det baseras<span class=\"_ _1\"></span> p\u00e5 n<span class=\"_ _1\"></span>yttjandev\u00e4rdet.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d en f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing av g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orda a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h disko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a med +<span class=\"_ _1\"></span>/<span class=\"_ _0\"></span>- 1 proce<span class=\"_ _2\"></span>nten<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>\u00e5 skul<span class=\"_ _2\"></span>le det inte up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span> n\u00e5g<span class=\"_ _2\"></span>ot ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov. Det \u00e4r d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d TF Ban<span class=\"_ _2\"></span>ks b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns utr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>mme f\u00f6r e<span class=\"_ _2\"></span>n riml<span class=\"_ _2\"></span>ig f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng av b\u00e5d<span class=\"_ _2\"></span>e tillv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t och disk<span class=\"_ _1\"></span>ont<span class=\"_ _1\"></span>eringsfaktorn<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-278": {
   "value": "Uppska<span class=\"_ _1\"></span>ttningar<span class=\"_ _1\"></span> och bed\u00f6mni<span class=\"_ _1\"></span>ngar<span class=\"_ _2e9\"> </span>Att u<span class=\"_ _2\"></span>ppr<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>ta ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter i \u00f6ve<span class=\"_ _2\"></span>rens<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d IFR<span class=\"_ _2\"></span>S kr\u00e4ve<span class=\"_ _2\"></span>r anv\u00e4ndning<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> en del<span class=\"_ _1\"></span> viktiga uppskattningar f<span class=\"_ _1\"></span>\u00f6r r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isnings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>\u00e4ndam\u00e5l. Uppskattningar och<span class=\"_ _1\"></span> bed\u00f6mningar utv\u00e4r<span class=\"_ _1\"></span>deras l\u00f6pande<span class=\"_ _1\"></span> oc<span class=\"_ _2\"></span>h bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>sk e<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>are<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra fa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>torer, inklu<span class=\"_ _2\"></span>sive f\u00f6rv\u00e4ntningar p\u00e5<span class=\"_ _1\"></span> framtida<span class=\"_ _1\"></span> h\u00e4ndelser som anses rim<span class=\"_ _1\"></span>liga under r\u00e5dande f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden. Banken g\u00f6r<span class=\"_ _1\"></span> uppskattningar och<span class=\"_ _1\"></span> antagan<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>den om f<span class=\"_ _1\"></span>ramtiden. De uppska<span class=\"_ _1\"></span>ttningar f\u00f6r<span class=\"_ _1\"></span> r<span class=\"_ _1\"></span>edovisnings\u00e4ndam\u00e5l<span class=\"_ _1\"></span> som <span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ir f\u00f6l<span class=\"_ _2\"></span>jd<span class=\"_ _2\"></span>en av d<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa ko<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, defi<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>m\u00e4s<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>gt, <span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara d<span class=\"_ _2\"></span>et ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ga res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>atet<span class=\"_ _2\"></span>. De o<span class=\"_ _2\"></span>mr\u00e5<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n som i<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>efat<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>r en h<span class=\"_ _2\"></span>\u00f6g gr<span class=\"_ _2\"></span>ad av b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, \u00e4r komp<span class=\"_ _2\"></span>lexa el<span class=\"_ _2\"></span>ler d<span class=\"_ _2\"></span>\u00e4r an<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar \u00e4r av v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>lig b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ydel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>e f\u00f6r \u00e5r<span class=\"_ _2\"></span>sred<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n har T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>t som f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mf\u00f6r al<span class=\"_ _2\"></span>lt rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6r f<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>a kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h nedskrivningspr\u00f6vning a<span class=\"_ _1\"></span>vseende goodwill.<span class=\"_ _2e9\"> </span>F\u00f6rv\u00e4ntade fram<span class=\"_ _1\"></span>tida kr<span class=\"_ _1\"></span>editf\u00f6rlu<span class=\"_ _1\"></span>ster<span class=\"_ _2e9\"> </span>TF Bank har<span class=\"_ _1\"></span> en fram\u00e5tblickande<span class=\"_ _1\"></span> modell f<span class=\"_ _1\"></span>\u00f6r nedskrivningar<span class=\"_ _1\"></span> enligt IFRS 9<span class=\"_ _2\"></span>, d\u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter p\u00e5 fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s reda<span class=\"_ _2\"></span>n vi<span class=\"_ _2\"></span>d f\u00f6rs<span class=\"_ _2\"></span>ta re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>llf<span class=\"_ _2\"></span>\u00e4lle<span class=\"_ _2\"></span>t. En f\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v redov<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>as f\u00f6r all<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r som v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll upp<span class=\"_ _2\"></span>lup<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>t anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde. Ber\u00e4kning<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntande kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster sker g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om av ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n fra<span class=\"_ _2\"></span>mta<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>a meto<span class=\"_ _2\"></span>der o<span class=\"_ _2\"></span>ch m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ka sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga k<span class=\"_ _2\"></span>\u00e4nn<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>as av an<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n om fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>n, t<span class=\"_ _2\"></span>.ex<span class=\"_ _2\"></span>. hur his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a er<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>renh<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>r komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t ut<span class=\"_ _2\"></span>veck<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>ig i fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>en gi<span class=\"_ _2\"></span>vet antaganden om olika<span class=\"_ _1\"></span> makro<span class=\"_ _1\"></span>scenariers utv<span class=\"_ _1\"></span>eckling. Betr\u00e4ff<span class=\"_ _2\"></span>ande rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar \u00f6ver f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter k<span class=\"_ _2\"></span>r\u00e4vs de<span class=\"_ _2\"></span>t nog<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>ann<span class=\"_ _2\"></span>a an<span class=\"_ _2\"></span>alyser av t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>ata f\u00f6<span class=\"_ _2\"></span>r att g<span class=\"_ _2\"></span>\u00f6r<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lf\u00f6rl<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar om framtiden.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>ste i<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ata<span class=\"_ _2\"></span>n som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r at<span class=\"_ _2\"></span>t v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tad<span class=\"_ _2\"></span>e kreditf<span class=\"_ _1\"></span>\u00f6rluster<span class=\"_ _1\"></span> \u00e4r:<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et f\u00f6r fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang (<span class=\"_ _2\"></span>PD)<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>f\u00f6rlu<span class=\"_ _2\"></span>st v<span class=\"_ _2\"></span>id fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng (LGD)<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r vid f<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g (E<span class=\"_ _2\"></span>AD)<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _172\"> </span>f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id Ber\u00e4kningarna h\u00e4rleds<span class=\"_ _1\"></span> fr\u00e5n utv<span class=\"_ _1\"></span>ecklade statistiska modeller<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>PD f\u00f6r 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch PD f\u00f6<span class=\"_ _2\"></span>r \u00e5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6p<span class=\"_ _2\"></span>tid b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 d<span class=\"_ _2\"></span>e f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n som ex<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>r p\u00e5 b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. PD<span class=\"_ _2\"></span>-m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a \u00e4r baserade<span class=\"_ _1\"></span> p\u00e5 homogena<span class=\"_ _1\"></span> grupper<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> den<span class=\"_ _1\"></span> totala<span class=\"_ _1\"></span> l\u00e5neportf\u00f6ljen,<span class=\"_ _1\"></span> dvs<span class=\"_ _2\"></span>. ge<span class=\"_ _2\"></span>ogr<span class=\"_ _2\"></span>afi<span class=\"_ _2\"></span>sk ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad o<span class=\"_ _2\"></span>ch se<span class=\"_ _2\"></span>gm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. Framt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>nom ex<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tbe<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar f\u00f6r re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve homogen grup<span class=\"_ _1\"></span>p. Bank<span class=\"_ _1\"></span>ens<span class=\"_ _1\"></span> metod<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt estimera<span class=\"_ _1\"></span> sannolikhe<span class=\"_ _1\"></span>ten<span class=\"_ _1\"></span> f\u00f6r fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>r \u00e4ven out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter f\u00f6<span class=\"_ _2\"></span>r revolveran<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. LGD mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>n vid f<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ma<span class=\"_ _2\"></span>ng oc<span class=\"_ _2\"></span>h ta<span class=\"_ _2\"></span>r h\u00e4n<span class=\"_ _2\"></span>sy<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l ant<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en om f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da di<span class=\"_ _2\"></span>skonte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en el<span class=\"_ _2\"></span>ler d<span class=\"_ _2\"></span>e avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor s<span class=\"_ _2\"></span>om g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r vid f\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g til<span class=\"_ _2\"></span>l ink<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sob<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s utgiv<span class=\"_ _2\"></span>na kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ter so<span class=\"_ _2\"></span>m f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>lli<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l be<span class=\"_ _2\"></span>tal<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>g ut<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t regle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s av g\u00e4ld<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>\u00e4ren s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>js for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l inka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>o-<span class=\"_ _2e9\"> </span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g i de ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er d\u00e4<span class=\"_ _2\"></span>r pr<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>iv\u00e5n \u00e4<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n att s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>me<span class=\"_ _2\"></span>r det gy<span class=\"_ _2\"></span>nns<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t f\u00f6r ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h ris<span class=\"_ _2\"></span>kpro<span class=\"_ _2\"></span>fil<span class=\"_ _2\"></span>. Un<span class=\"_ _2\"></span>der slute<span class=\"_ _2\"></span>t av \u00e5ret ha<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken va<span class=\"_ _2\"></span>lt at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na fo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r i balansr\u00e4kningen. EAD inneb\u00e4r en ber\u00e4knad<span class=\"_ _1\"></span> kredit<span class=\"_ _1\"></span>exponering vid framtida<span class=\"_ _1\"></span> tidpunkt f\u00f6r<span class=\"_ _1\"></span> fallissemang med h\u00e4nsyn<span class=\"_ _1\"></span> till f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade f\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar i<span class=\"_ _1\"></span> kredit<span class=\"_ _1\"></span>ex<span class=\"_ _1\"></span>poneringen p\u00e5<span class=\"_ _1\"></span> balansdagen. Bank<span class=\"_ _1\"></span>ens meto<span class=\"_ _2\"></span>d f\u00f6r b<span class=\"_ _2\"></span>er\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av E<span class=\"_ _2\"></span>AD m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>sva<span class=\"_ _2\"></span>rar n<span class=\"_ _2\"></span>uva<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>de avt<span class=\"_ _2\"></span>als<span class=\"_ _2\"></span>villkor f\u00f6r \u00e5te<span class=\"_ _2\"></span>rbe<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>, r\u00e4<span class=\"_ _2\"></span>nta o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>allo<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>. <span class=\"_ _2\"></span>F\u00f6r <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da l\u00f6p<span class=\"_ _2\"></span>tid u<span class=\"_ _2\"></span>tg\u00e5r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken fr<span class=\"_ _2\"></span>\u00e5n de<span class=\"_ _2\"></span>n ur<span class=\"_ _2\"></span>spr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>gli<span class=\"_ _2\"></span>ga av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s-<span class=\"_ _2e9\"> </span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och t<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an h\u00e4ns<span class=\"_ _2\"></span>yn till historiska beteendem<span class=\"_ _2\"></span>\u00f6nster f\u00f6r bankens olika segmen<span class=\"_ _2\"></span>t och m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r f\u00f6r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>a de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de l\u00f6pt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>en<span class=\"_ _2e9\"> </span>F\u00f6r me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>rad i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on o<span class=\"_ _2\"></span>m ne<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pr\u00f6vni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker se avs<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tet Ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar i de<span class=\"_ _2\"></span>nna n<span class=\"_ _2\"></span>ot, avs<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>t om K<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r i not 3 s<span class=\"_ _2\"></span>amt n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6vning a<span class=\"_ _1\"></span>vseende goodwill<span class=\"_ _2e9\"> </span>Nedskrivningspr<span class=\"_ _1\"></span>\u00f6vni<span class=\"_ _1\"></span>ng a<span class=\"_ _1\"></span>v goodwill<span class=\"_ _1\"></span> omfattas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> m\u00e5nga olika<span class=\"_ _1\"></span> upp<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>skattningar och<span class=\"_ _1\"></span> bed\u00f6mningar av<span class=\"_ _1\"></span> framtiden. TF<span class=\"_ _1\"></span> Bank unders\u00f6k<span class=\"_ _1\"></span>er \u00e5rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>m det f\u00f6re<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er et<span class=\"_ _2\"></span>t ne<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov av go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill f\u00f6r<span class=\"_ _1\"></span> den k<span class=\"_ _1\"></span>assagenererande<span class=\"_ _1\"></span> enhet<span class=\"_ _1\"></span>en. Ber\u00e4kningarna<span class=\"_ _1\"></span> by<span class=\"_ _1\"></span>gger p\u00e5<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade f<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>a kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m \u00e4r ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e p\u00e5 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r go<span class=\"_ _2\"></span>dk\u00e4<span class=\"_ _2\"></span>nda av f\u00f6re<span class=\"_ _2\"></span>tag<span class=\"_ _2\"></span>sle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a antaganden<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> utf<span class=\"_ _1\"></span>\u00f6rd<span class=\"_ _1\"></span>a pr<span class=\"_ _1\"></span>ognoser<span class=\"_ _1\"></span> omfa<span class=\"_ _1\"></span>ttar genomsni<span class=\"_ _1\"></span>ttlig kreditstock, n<span class=\"_ _1\"></span>yutl\u00e5ning, mar<span class=\"_ _1\"></span>ginaler<span class=\"_ _1\"></span> samt bed\u00f6mningar om<span class=\"_ _1\"></span> framti<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>da ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>. F\u00f6r me<span class=\"_ _2\"></span>r info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n se avsn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>t Go<span class=\"_ _2\"></span>odw<span class=\"_ _2\"></span>ill i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na n<span class=\"_ _2\"></span>ot sa<span class=\"_ _2\"></span>mt not 1<span class=\"_ _2\"></span>4<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-336": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs28\">Nya<span class=\"_ _1\"></span> och \u00e4ndrad<span class=\"_ _1\"></span>e standarder<span class=\"_ _1\"></span> samt t<span class=\"_ _1\"></span>olkningar som<span class=\"_ _1\"></span> till\u00e4mpas <span class=\"ls1 ws1\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls7c ws8c gs29\">av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs2a\">\u00c4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i I<span class=\"_ _2\"></span>AS <span class=\"_ _2\"></span>1 Utfo<span class=\"_ _2\"></span>rmn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter <span class=\"_ _2\"></span>som <span class=\"_ _2\"></span>har </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs2b\">tr<span class=\"_ _2\"></span>\u00e4tt i <span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>ft <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n 1 j<span class=\"_ _2\"></span>anu<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>i 2023 h<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>bu<span class=\"_ _2\"></span>rit <span class=\"_ _2\"></span>att u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>lysni<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7a ws19 gs2c\">g\u00e4llande redovisningsprinciper har f\u00f6r\u00e4ndrats till a<span class=\"_ _1\"></span>tt bolagen </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7a ws19 gs2d\">endast ska redo<span class=\"_ _1\"></span>visa v\u00e4sentliga redo<span class=\"_ _1\"></span>visningsprinciper<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>f<span class=\"_ _2\"></span>fekten </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls80 ws32 gs2e\">p\u00e5 TF<span class=\"_ _1\"></span> Banks \u00e5rsredo<span class=\"_ _1\"></span>visning<span class=\"_ _1\"></span> har inneburit a<span class=\"_ _1\"></span>tt allm\u00e4n in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2f\">om re<span class=\"_ _2\"></span>gelver<span class=\"_ _2\"></span>ket ha<span class=\"_ _2\"></span>r ta<span class=\"_ _2\"></span>git<span class=\"_ _2\"></span>s bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t och fo<span class=\"_ _2\"></span>kus \u00e4<span class=\"_ _2\"></span>r is<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>llet p<span class=\"_ _2\"></span>\u00e5 att b<span class=\"_ _2\"></span>esk<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs30\">de pr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>cip<span class=\"_ _2\"></span>er d<span class=\"_ _2\"></span>\u00e4r TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har g<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t e<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>rsk<span class=\"_ _2\"></span>ild to<span class=\"_ _2\"></span>lkn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g elle<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs31\">sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik<span class=\"_ _2\"></span>a val <span class=\"_ _2\"></span>enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t kr<span class=\"_ _2\"></span>aven i d<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lda s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>arde<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls80 ws32 gs32\">\u00d6vriga \u00e4ndringar<span class=\"_ _1\"></span> och f<span class=\"_ _1\"></span>\u00f6rb\u00e4ttringar a<span class=\"_ _1\"></span>v IF<span class=\"_ _1\"></span>RS-standarder som<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs33\">tr<span class=\"_ _2\"></span>\u00e4tt i k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h nya IFR<span class=\"_ _2\"></span>S IS Ag<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>a De<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns s<span class=\"_ _2\"></span>om pu<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs34\">avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e r\u00e4<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span>ka<span class=\"_ _2\"></span>ps\u00e5<span class=\"_ _2\"></span>ret 2023 <span class=\"_ _2\"></span>har <span class=\"_ _2\"></span>inte h<span class=\"_ _2\"></span>af<span class=\"_ _2\"></span>t n\u00e5<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>n v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>g </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs35\">p\u00e5ver<span class=\"_ _2\"></span>kan p<span class=\"_ _2\"></span>\u00e5 TF <span class=\"_ _2\"></span>Ba<span class=\"_ _2\"></span>nks <span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter. Det s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ma g<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ler </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls6a ws13 gs36\">f\u00f6r<span class=\"_ _1\"></span> motsvarande<span class=\"_ _1\"></span> f\u00f6r\u00e4<span class=\"_ _1\"></span>ndringar a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> svensk<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>egelv<span class=\"_ _1\"></span>erk.<span class=\"_ _2e9\"> </span><span class=\"_ _1\"></span> </div>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ad m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll f\u00f6r b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver s<span class=\"_ _2\"></span>om utg<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e5n e<span class=\"_ _2\"></span>n v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>luster<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>ompletteras<span class=\"_ _1\"></span> med riskparametrar<span class=\"_ _0\"></span>. Riskparametrarna up<span class=\"_ _2\"></span>pda<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lt ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>le f\u00f6r at<span class=\"_ _2\"></span>t ta h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ti<span class=\"_ _2\"></span>ll fram\u00e5tblickande in<span class=\"_ _1\"></span>formation.<span class=\"_ _1\"></span> Banken segment<span class=\"_ _1\"></span>erar ut<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> m\u00e5nads utgi<span class=\"_ _2\"></span>vna l<span class=\"_ _2\"></span>\u00e5n f\u00f6<span class=\"_ _2\"></span>r att a<span class=\"_ _2\"></span>nalyse<span class=\"_ _2\"></span>ra a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tuel<span class=\"_ _2\"></span>la b<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de i f\u00f6rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>ill h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>to<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ris<span class=\"_ _2\"></span>ka be<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det<span class=\"_ _2\"></span>ta k<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>brer<span class=\"_ _2\"></span>a mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>r att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I de fa<span class=\"_ _2\"></span>ll ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten av releva<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer inte<span class=\"_ _2\"></span> f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s av ris<span class=\"_ _2\"></span>km<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g ban<span class=\"_ _2\"></span>ken av exp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter inkluderar f<span class=\"_ _1\"></span>ram\u00e5tblickande makr<span class=\"_ _1\"></span>oekonomisk in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion som ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 tre ol<span class=\"_ _2\"></span>ika s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier, ett ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o, et<span class=\"_ _2\"></span>t pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>o oc<span class=\"_ _2\"></span>h ett n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o. D<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er h<span class=\"_ _2\"></span>ar se<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s in i modellen<span class=\"_ _1\"></span> utif<span class=\"_ _1\"></span>r\u00e5n k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span>s bed\u00f6mning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio s<span class=\"_ _2\"></span>ka int<span class=\"_ _2\"></span>r\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. In<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>a som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n de<span class=\"_ _2\"></span>n Europ<span class=\"_ _2\"></span>eis<span class=\"_ _2\"></span>ka Ce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s (ECB) p<span class=\"_ _2\"></span>rogn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ink<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r uppskattningar a<span class=\"_ _1\"></span>v makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variabler<span class=\"_ _1\"></span> som bland anna<span class=\"_ _1\"></span>t BN<span class=\"_ _2\"></span>P<span class=\"_ _0\"></span>, in<span class=\"_ _2\"></span>fla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sl\u00f6s<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>iot b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s p\u00e5 ECB<span class=\"_ _2\"></span>:s s\u00e5 ka<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f p<span class=\"_ _2\"></span>roje<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s\u201d som p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as i s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d att nya r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>slut o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. Det p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga ut<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt kon<span class=\"_ _2\"></span>fide<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>inter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>n i ECB:<span class=\"_ _2\"></span>s \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns\u201d so<span class=\"_ _2\"></span>m en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t sku<span class=\"_ _2\"></span>lle inneb\u00e4ra <span class=\"_ _1\"></span>en min<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av <span class=\"_ _1\"></span>rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g f\u00f6r f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>d<span class=\"_ _2\"></span> 10<span class=\"_ _2\"></span> %<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span> Det n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ot utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n ECB<span class=\"_ _2\"></span>:s st<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>stes<span class=\"_ _2\"></span>t av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker o<span class=\"_ _2\"></span>ch ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 en k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>vag<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av den m<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>roeko<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nomiska<span class=\"_ _1\"></span> utv<span class=\"_ _1\"></span>ecklingen u<span class=\"_ _1\"></span>nder en<span class=\"_ _1\"></span> tre<span class=\"_ _1\"></span>\u00e5rsperiod. De<span class=\"_ _1\"></span>tta scenar<span class=\"_ _1\"></span>io sku<span class=\"_ _2\"></span>lle i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>ra e<span class=\"_ _2\"></span>n \u00f6kn<span class=\"_ _2\"></span>ing av b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter me<span class=\"_ _2\"></span>d 50 %<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar va<span class=\"_ _2\"></span>lt des<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>a sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r d\u00e5 ba<span class=\"_ _2\"></span>nken i<span class=\"_ _2\"></span>nte hit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t n\u00e5g<span class=\"_ _2\"></span>ot di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>amb<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d n\u00e5g<span class=\"_ _2\"></span>on e<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ild m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>eter. De val<span class=\"_ _2\"></span>da sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 ECB\u2019s an<span class=\"_ _2\"></span>alys av ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ska ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter f\u00f6r o<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>\u00e5de<span class=\"_ _2\"></span>n d\u00e4<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>ken \u00e4r ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>F\u00f6r ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n och k<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>alys se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nv\u00e4nd<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va dat<span class=\"_ _2\"></span>a f\u00f6r at<span class=\"_ _2\"></span>t avg\u00f6r<span class=\"_ _2\"></span>a hu<span class=\"_ _2\"></span>ru<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vid<span class=\"_ _2\"></span>a en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig \u00f6k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r sket<span class=\"_ _2\"></span>t f\u00f6r att k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ra de fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a i de t<span class=\"_ _2\"></span>re oli<span class=\"_ _2\"></span>ka kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. Kvali<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iva dat<span class=\"_ _2\"></span>a anv\u00e4<span class=\"_ _2\"></span>nds i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>rh\u00e5<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r inte<span class=\"_ _2\"></span>rn info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ti<span class=\"_ _2\"></span>on om a<span class=\"_ _2\"></span>tt en k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 3 s<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>ed skillnaden mella<span class=\"_ _2\"></span>n tillg\u00e5ngens r<span class=\"_ _1\"></span>edovisade v\u00e4r<span class=\"_ _1\"></span>de och nu<span class=\"_ _1\"></span>v\u00e4rdet<span class=\"_ _1\"></span> av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den d<span class=\"_ _2\"></span>isko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ade m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. Det f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>det bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 ber\u00e4kningar som tar h\u00e4nsyn<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> historiska<span class=\"_ _1\"></span> \u00e5terbetalningsniv\u00e5<span class=\"_ _1\"></span>er som appliceras p\u00e5<span class=\"_ _1\"></span> varje generation<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> l\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av l\u00f6p<span class=\"_ _2\"></span>tid f\u00f6<span class=\"_ _2\"></span>r kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>kor<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra revolver<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r s\u00e5 v\u00e4<span class=\"_ _2\"></span>l so<span class=\"_ _2\"></span>m rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 prediktiva modeller om det<span class=\"_ _1\"></span> framtida limitutn<span class=\"_ _1\"></span>yttjandet och statistiska<span class=\"_ _2\"></span> \u00e5ter<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>r. <span class=\"_ _1\"></span>Mod<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a by<span class=\"_ _1\"></span>gg<span class=\"_ _2\"></span>er p\u00e5 inter<span class=\"_ _2\"></span>na his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a data<span class=\"_ _2\"></span>, d\u00e4r olik<span class=\"_ _1\"></span>a model<span class=\"_ _1\"></span>ler<span class=\"_ _1\"></span> anv<span class=\"_ _1\"></span>\u00e4nds f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> homogena g<span class=\"_ _1\"></span>rupper a<span class=\"_ _1\"></span>v k<span class=\"_ _1\"></span>redit<span class=\"_ _1\"></span>er med likartade f\u00f6rklaringsvariabl<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>. De<span class=\"_ _2\"></span>fini<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n p\u00e5 fall<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ang o<span class=\"_ _2\"></span>ch os<span class=\"_ _2\"></span>\u00e4kra ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken utl\u00f6<span class=\"_ _2\"></span>ses f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive os<span class=\"_ _2\"></span>\u00e4ker fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n om n\u00e5g<span class=\"_ _2\"></span>ot av f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de i<span class=\"_ _2\"></span>ntr\u00e4<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>r; e<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare h<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ald<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4ldre \u00e4<span class=\"_ _2\"></span>n 90 d<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, har avl<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>it el<span class=\"_ _2\"></span>ler f\u00f6<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s i konk<span class=\"_ _2\"></span>urs e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r li<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e, l\u00e5<span class=\"_ _2\"></span>net h<span class=\"_ _2\"></span>ar id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>r\u00e4g<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>i elle<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s elle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>ats t<span class=\"_ _2\"></span>ill ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>byr\u00e5<span class=\"_ _2\"></span>, Vi<span class=\"_ _2\"></span>d be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av om de<span class=\"_ _2\"></span>t \u00e4r osa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>re komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a s<span class=\"_ _2\"></span>ina l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ef\u00f6r<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>telser tar bank<span class=\"_ _1\"></span>en h\u00e4nsyn<span class=\"_ _1\"></span> till b\u00e5de<span class=\"_ _1\"></span> kvalitativa och<span class=\"_ _1\"></span> kvantitativa fak<span class=\"_ _0\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>torer i<span class=\"_ _2\"></span>nkl<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>ve, men i<span class=\"_ _2\"></span>nte be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>sat t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s p\u00e5 f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>, uteb<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>vna bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor, f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d konk<span class=\"_ _2\"></span>urs ell<span class=\"_ _2\"></span>er brot<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ko<span class=\"_ _2e9\"> </span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Fastst<span class=\"_ _1\"></span>\u00e4ll<span class=\"_ _1\"></span>a betydande<span class=\"_ _1\"></span> \u00f6kning av<span class=\"_ _1\"></span> kreditris<span class=\"_ _1\"></span>k sedan<span class=\"_ _1\"></span> f\u00f6rst<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>is<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningstillf\u00e4l<span class=\"_ _1\"></span>let<span class=\"_ _1\"></span> Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>da e<span class=\"_ _2\"></span>n komb<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>llek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h sp<span class=\"_ _2\"></span>egl<span class=\"_ _2\"></span>ar \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k p\u00e5 in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntn<span class=\"_ _2\"></span>iv\u00e5 s<span class=\"_ _2\"></span>\u00e5 l\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>t det \u00e4<span class=\"_ _2\"></span>r m\u00f6jligt.<span class=\"_ _1\"></span> Den fram\u00e5<span class=\"_ _1\"></span>triktade sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r fal<span class=\"_ _1\"></span>lissemang un<span class=\"_ _1\"></span>der \u00e5ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>d komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t inf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>va ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>r b\u00e5<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>\u00e5n hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>riska h\u00e4ndelser och prognostiserade ekonomiska f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden<span class=\"_ _2\"></span>. K<span class=\"_ _1\"></span>vant<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer \u00e4<span class=\"_ _2\"></span>r den v<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ste de<span class=\"_ _2\"></span>len f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an f\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lf\u00e4l<span class=\"_ _2\"></span>let o<span class=\"_ _2\"></span>ch en \u00f6<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k intr<span class=\"_ _2\"></span>\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ar n\u00e4<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>len 3<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar el<span class=\"_ _2\"></span>ler me<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>neb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t en t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as fr<span class=\"_ _2\"></span>\u00e5n s<span class=\"_ _2\"></span>teg 1 t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 2<span class=\"_ _2\"></span>. Om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iten \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>len 9<span class=\"_ _2\"></span>0 da<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>r s\u00e5 f\u00f6<span class=\"_ _2\"></span>rfly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>en t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 3<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g g\u00f6r<span class=\"_ _2\"></span>s p\u00e5 p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>. Kvalit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>niv\u00e5 b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ock<span class=\"_ _2\"></span>s\u00e5 v<span class=\"_ _2\"></span>id pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng i d<span class=\"_ _2\"></span>e oli<span class=\"_ _2\"></span>ka ste<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n, ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l om l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>aren \u00f6ve<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vaka<span class=\"_ _2\"></span>s p\u00e5 b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ta ell<span class=\"_ _2\"></span>er ha<span class=\"_ _2\"></span>r bev<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>koren a<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>ler ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n om at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>heter<span class=\"_ _1\"></span> s\u00e5 so<span class=\"_ _1\"></span>m skul<span class=\"_ _1\"></span>dsanerings\u00e4r<span class=\"_ _1\"></span>enden<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> betalningsuppg\u00f6r<span class=\"_ _1\"></span>elser<span class=\"_ _0\"></span>. Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d l<span class=\"_ _2\"></span>\u00e5g kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk p\u00e5 ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sda<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n inte an<span class=\"_ _2\"></span>ses h<span class=\"_ _2\"></span>a var<span class=\"_ _2\"></span>it ut<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a f\u00f6r en v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6ka<span class=\"_ _2\"></span>d kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, vi<span class=\"_ _2\"></span>lket avs<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> bel\u00e5nings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>bara statsskuldsf\u00f6rbindelser samt<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. E<span class=\"_ _1\"></span>tt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s inte l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ha va<span class=\"_ _2\"></span>rit u<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>att f\u00f6<span class=\"_ _2\"></span>r en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6<span class=\"_ _2\"></span>kad kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k n\u00e4<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>dik<span class=\"_ _2\"></span>atore<span class=\"_ _2\"></span>r inte l<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>re \u00e4r up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>lda<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-323": {
   "value": "F\u00f6r po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som s<span class=\"_ _2\"></span>es s<span class=\"_ _2\"></span>om me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>havan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n me<span class=\"_ _2\"></span>d de utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka fil<span class=\"_ _2\"></span>iale<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a redov<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>s all<span class=\"_ _2\"></span>a o<span class=\"_ _2\"></span>mr\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar \u00f6ver n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>lta<span class=\"_ _2\"></span>tet av fina<span class=\"_ _2\"></span>n<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>siella transaktion<span class=\"_ _2\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l och j<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar av verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er v<span class=\"_ _2\"></span>id f\u00f6rv\u00e4rv av<span class=\"_ _1\"></span> en utlandsv<span class=\"_ _1\"></span>erksamhet behandlas som till<span class=\"_ _1\"></span>g\u00e5ngar och sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r i det ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>ka b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t om om<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsd<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>ens kur<span class=\"_ _2\"></span>s. Valu<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>dif<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>eren<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r vi<span class=\"_ _2\"></span>d f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i \u00f6vrigt t<span class=\"_ _1\"></span>otalresultat<span class=\"_ _2e9\"> </span><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gsea\">Nettore<span class=\"_ _1\"></span>sulta<span class=\"_ _1\"></span>t fr\u00e5n<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella transaktioner<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gseb\">Pos<span class=\"_ _2\"></span>ten avse<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>omv\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing av t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er i </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gsec\">utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt f\u00f6r<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e p\u00e5 de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at i </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws5 gsed\">utl\u00e4n<span class=\"_ _2\"></span>dsk valuta<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-324": {
   "value": "Segmentredo<span class=\"_ _1\"></span>visning<span class=\"_ _2e9\"> </span>R\u00f6re<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>egm<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s p\u00e5 et<span class=\"_ _2\"></span>t s\u00e4<span class=\"_ _2\"></span>tt so<span class=\"_ _2\"></span>m \u00e4r f\u00f6re<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>igt m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>e interna<span class=\"_ _1\"></span> rapporter som l\u00e4mnas till<span class=\"_ _1\"></span> den funktion som an<span class=\"_ _1\"></span>svarar f<span class=\"_ _1\"></span>\u00f6r till<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>delning av r<span class=\"_ _1\"></span>esurser och u<span class=\"_ _1\"></span>tv\u00e4rderar r<span class=\"_ _1\"></span>esultaten a<span class=\"_ _1\"></span>v r<span class=\"_ _1\"></span>\u00f6relsesegment. I ba<span class=\"_ _2\"></span>nken ha<span class=\"_ _2\"></span>r den<span class=\"_ _2\"></span>na fu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m VD.<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-304": {
   "value": "Materiel<span class=\"_ _1\"></span>la tillg\u00e5nga<span class=\"_ _1\"></span>r F\u00f6r<span class=\"_ _1\"></span> koncernens<span class=\"_ _1\"></span> materiella till<span class=\"_ _1\"></span>g\u00e5ngar an<span class=\"_ _1\"></span>v\u00e4nds linj\u00e4r<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>skrivnings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>metod<span class=\"_ _1\"></span> med f<span class=\"_ _1\"></span>\u00f6ljand<span class=\"_ _1\"></span>e a<span class=\"_ _1\"></span>vskr<span class=\"_ _1\"></span>ivningstider:<span class=\"_ _2e9\"> </span>IT<span class=\"_ _0\"></span>-utrustning <span class=\"_ _b3\"> </span>36 m\u00e5nader<span class=\"_ _2e9\"> </span>\u00d6vr<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a invent<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er <span class=\"_ _5f\"> </span>6<span class=\"_ _2\"></span>0 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _2e9\"> </span>Leasingskul<span class=\"_ _1\"></span>der v<span class=\"_ _1\"></span>\u00e4rd<span class=\"_ _1\"></span>eras till<span class=\"_ _1\"></span> nuv\u00e4r<span class=\"_ _1\"></span>det<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v \u00e5t<span class=\"_ _1\"></span>erst\u00e5ende<span class=\"_ _1\"></span> leasingbe<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d hj<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>p av den m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r\u00e4nt<span class=\"_ _2\"></span>an v<span class=\"_ _2\"></span>id de<span class=\"_ _2\"></span>n f\u00f6rs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Lea<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>gav<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id o<span class=\"_ _2\"></span>m tolv m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er ell<span class=\"_ _2\"></span>er mi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>re har i<span class=\"_ _2\"></span>nte ink<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, ej h<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r lea<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ngav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r v<span class=\"_ _2\"></span>ilke<span class=\"_ _2\"></span>n den underliggande<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span>g\u00e5ngen har<span class=\"_ _1\"></span> ett<span class=\"_ _1\"></span> mindre<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-344": {
   "value": "<div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls10 ws32 gs38\">F\u00f6r<span class=\"_ _1\"></span> koncernens<span class=\"_ _1\"></span> materiella till<span class=\"_ _1\"></span>g\u00e5ngar an<span class=\"_ _1\"></span>v\u00e4nds linj\u00e4r<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>skrivnings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls49 ws2f gs39\">metod<span class=\"_ _1\"></span> med f<span class=\"_ _1\"></span>\u00f6ljand<span class=\"_ _1\"></span>e a<span class=\"_ _1\"></span>vskr<span class=\"_ _1\"></span>ivningstider:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs3a\">IT<span class=\"_ _0\"></span>-utrustning <span class=\"_ _b3\"> </span>36 m\u00e5nader<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3b\">\u00d6vr<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a invent<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er <span class=\"_ _5f\"> </span>6<span class=\"_ _2\"></span>0 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _2e9\"> </span></div>De immat<span class=\"_ _1\"></span>eriella tillg\u00e5ngarna skriv<span class=\"_ _1\"></span>s a<span class=\"_ _1\"></span>v linj\u00e4rt \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er nyttjandetiden, do<span class=\"_ _2\"></span>ck h\u00f6<span class=\"_ _2\"></span>gst 6<span class=\"_ _2\"></span>0 m\u00e5n<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, fr\u00e5n d<span class=\"_ _2\"></span>en ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t d\u00e5 ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00e4<span class=\"_ _2\"></span>rdi<span class=\"_ _2\"></span>g att an<span class=\"_ _1\"></span>v\u00e4ndas<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-283": {
   "value": "Leasingskul<span class=\"_ _1\"></span>der v<span class=\"_ _1\"></span>\u00e4rd<span class=\"_ _1\"></span>eras till<span class=\"_ _1\"></span> nuv\u00e4r<span class=\"_ _1\"></span>det<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v \u00e5t<span class=\"_ _1\"></span>erst\u00e5ende<span class=\"_ _1\"></span> leasingbe<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d hj<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>p av den m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r\u00e4nt<span class=\"_ _2\"></span>an v<span class=\"_ _2\"></span>id de<span class=\"_ _2\"></span>n f\u00f6rs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Lea<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>gav<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id o<span class=\"_ _2\"></span>m tolv m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er ell<span class=\"_ _2\"></span>er mi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>re har i<span class=\"_ _2\"></span>nte ink<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, ej h<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r lea<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ngav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r v<span class=\"_ _2\"></span>ilke<span class=\"_ _2\"></span>n den underliggande<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span>g\u00e5ngen har<span class=\"_ _1\"></span> ett<span class=\"_ _1\"></span> mindre<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-306": {
   "value": "Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s imma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>het av ut<span class=\"_ _2\"></span>veck<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>li<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kost<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om \u00e4<span class=\"_ _2\"></span>r dire<span class=\"_ _2\"></span>kt h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>ga t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>tve<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>ing o<span class=\"_ _2\"></span>ch te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av<span class=\"_ _1\"></span> identifierbara <span class=\"_ _1\"></span>och <span class=\"_ _1\"></span>unika <span class=\"_ _1\"></span>program<span class=\"_ _1\"></span>varuprodukter<span class=\"_ _1\"></span> som<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>troll<span class=\"_ _1\"></span>eras av<span class=\"_ _1\"></span> banken.<span class=\"_ _2e9\"> </span>De immat<span class=\"_ _1\"></span>eriella tillg\u00e5ngarna skriv<span class=\"_ _1\"></span>s a<span class=\"_ _1\"></span>v linj\u00e4rt \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er nyttjandetiden, do<span class=\"_ _2\"></span>ck h\u00f6<span class=\"_ _2\"></span>gst 6<span class=\"_ _2\"></span>0 m\u00e5n<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, fr\u00e5n d<span class=\"_ _2\"></span>en ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t d\u00e5 ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00e4<span class=\"_ _2\"></span>rdi<span class=\"_ _2\"></span>g att an<span class=\"_ _1\"></span>v\u00e4ndas<span class=\"_ _2e9\"> </span>Goodwill<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>ten s<span class=\"_ _2\"></span>om re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll fus<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n som g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>omf\u00f6<span class=\"_ _2\"></span>rdes i in<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av 2020 me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB oc<span class=\"_ _2\"></span>h det t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>re dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et BB B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AS<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>. Pos<span class=\"_ _2\"></span>ten g<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g i f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet av d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>get 20<span class=\"_ _2\"></span>15<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-331": {
   "value": "Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s imma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>het av ut<span class=\"_ _2\"></span>veck<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>li<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kost<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om \u00e4<span class=\"_ _2\"></span>r dire<span class=\"_ _2\"></span>kt h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>ga t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>tve<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>ing o<span class=\"_ _2\"></span>ch te<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av<span class=\"_ _1\"></span> identifierbara <span class=\"_ _1\"></span>och <span class=\"_ _1\"></span>unika <span class=\"_ _1\"></span>program<span class=\"_ _1\"></span>varuprodukter<span class=\"_ _1\"></span> som<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>troll<span class=\"_ _1\"></span>eras av<span class=\"_ _1\"></span> banken.<span class=\"_ _2e9\"> </span>De immat<span class=\"_ _1\"></span>eriella tillg\u00e5ngarna skriv<span class=\"_ _1\"></span>s a<span class=\"_ _1\"></span>v linj\u00e4rt \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er nyttjandetiden, do<span class=\"_ _2\"></span>ck h\u00f6<span class=\"_ _2\"></span>gst 6<span class=\"_ _2\"></span>0 m\u00e5n<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, fr\u00e5n d<span class=\"_ _2\"></span>en ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t d\u00e5 ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00e4<span class=\"_ _2\"></span>rdi<span class=\"_ _2\"></span>g att an<span class=\"_ _1\"></span>v\u00e4ndas<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-326": {
   "value": "Goodwill<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>ten s<span class=\"_ _2\"></span>om re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll fus<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n som g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>omf\u00f6<span class=\"_ _2\"></span>rdes i in<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av 2020 me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB oc<span class=\"_ _2\"></span>h det t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>re dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et BB B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AS<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>. Pos<span class=\"_ _2\"></span>ten g<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g i f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet av d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>get 20<span class=\"_ _2\"></span>15<span class=\"_ _2e9\"> </span>Nedskrivning a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ad m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll f\u00f6r b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver s<span class=\"_ _2\"></span>om utg<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e5n e<span class=\"_ _2\"></span>n v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>luster<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>ompletteras<span class=\"_ _1\"></span> med riskparametrar<span class=\"_ _0\"></span>. Riskparametrarna up<span class=\"_ _2\"></span>pda<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lt ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>le f\u00f6r at<span class=\"_ _2\"></span>t ta h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ti<span class=\"_ _2\"></span>ll fram\u00e5tblickande in<span class=\"_ _1\"></span>formation.<span class=\"_ _1\"></span> Banken segment<span class=\"_ _1\"></span>erar ut<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> m\u00e5nads utgi<span class=\"_ _2\"></span>vna l<span class=\"_ _2\"></span>\u00e5n f\u00f6<span class=\"_ _2\"></span>r att a<span class=\"_ _2\"></span>nalyse<span class=\"_ _2\"></span>ra a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tuel<span class=\"_ _2\"></span>la b<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de i f\u00f6rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>ill h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>to<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ris<span class=\"_ _2\"></span>ka be<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det<span class=\"_ _2\"></span>ta k<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>brer<span class=\"_ _2\"></span>a mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>r att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I de fa<span class=\"_ _2\"></span>ll ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten av releva<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer inte<span class=\"_ _2\"></span> f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s av ris<span class=\"_ _2\"></span>km<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g ban<span class=\"_ _2\"></span>ken av exp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter inkluderar f<span class=\"_ _1\"></span>ram\u00e5tblickande makr<span class=\"_ _1\"></span>oekonomisk in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion som ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 tre ol<span class=\"_ _2\"></span>ika s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier, ett ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o, et<span class=\"_ _2\"></span>t pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>o oc<span class=\"_ _2\"></span>h ett n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o. D<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er h<span class=\"_ _2\"></span>ar se<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s in i modellen<span class=\"_ _1\"></span> utif<span class=\"_ _1\"></span>r\u00e5n k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span>s bed\u00f6mning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio s<span class=\"_ _2\"></span>ka int<span class=\"_ _2\"></span>r\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. In<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>a som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n de<span class=\"_ _2\"></span>n Europ<span class=\"_ _2\"></span>eis<span class=\"_ _2\"></span>ka Ce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s (ECB) p<span class=\"_ _2\"></span>rogn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ink<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r uppskattningar a<span class=\"_ _1\"></span>v makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variabler<span class=\"_ _1\"></span> som bland anna<span class=\"_ _1\"></span>t BN<span class=\"_ _2\"></span>P<span class=\"_ _0\"></span>, in<span class=\"_ _2\"></span>fla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sl\u00f6s<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>iot b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s p\u00e5 ECB<span class=\"_ _2\"></span>:s s\u00e5 ka<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f p<span class=\"_ _2\"></span>roje<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s\u201d som p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as i s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d att nya r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>slut o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. Det p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga ut<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt kon<span class=\"_ _2\"></span>fide<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>inter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>n i ECB:<span class=\"_ _2\"></span>s \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns\u201d so<span class=\"_ _2\"></span>m en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t sku<span class=\"_ _2\"></span>lle inneb\u00e4ra <span class=\"_ _1\"></span>en min<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av <span class=\"_ _1\"></span>rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g f\u00f6r f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>d<span class=\"_ _2\"></span> 10<span class=\"_ _2\"></span> %<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span> Det n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ot utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n ECB<span class=\"_ _2\"></span>:s st<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>stes<span class=\"_ _2\"></span>t av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker o<span class=\"_ _2\"></span>ch ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 en k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>vag<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av den m<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>roeko<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nomiska<span class=\"_ _1\"></span> utv<span class=\"_ _1\"></span>ecklingen u<span class=\"_ _1\"></span>nder en<span class=\"_ _1\"></span> tre<span class=\"_ _1\"></span>\u00e5rsperiod. De<span class=\"_ _1\"></span>tta scenar<span class=\"_ _1\"></span>io sku<span class=\"_ _2\"></span>lle i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>ra e<span class=\"_ _2\"></span>n \u00f6kn<span class=\"_ _2\"></span>ing av b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter me<span class=\"_ _2\"></span>d 50 %<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar va<span class=\"_ _2\"></span>lt des<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>a sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r d\u00e5 ba<span class=\"_ _2\"></span>nken i<span class=\"_ _2\"></span>nte hit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t n\u00e5g<span class=\"_ _2\"></span>ot di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>amb<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d n\u00e5g<span class=\"_ _2\"></span>on e<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ild m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>eter. De val<span class=\"_ _2\"></span>da sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 ECB\u2019s an<span class=\"_ _2\"></span>alys av ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ska ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter f\u00f6r o<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>\u00e5de<span class=\"_ _2\"></span>n d\u00e4<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>ken \u00e4r ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>F\u00f6r ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n och k<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>alys se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nv\u00e4nd<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va dat<span class=\"_ _2\"></span>a f\u00f6r at<span class=\"_ _2\"></span>t avg\u00f6r<span class=\"_ _2\"></span>a hu<span class=\"_ _2\"></span>ru<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vid<span class=\"_ _2\"></span>a en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig \u00f6k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r sket<span class=\"_ _2\"></span>t f\u00f6r att k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ra de fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a i de t<span class=\"_ _2\"></span>re oli<span class=\"_ _2\"></span>ka kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. Kvali<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iva dat<span class=\"_ _2\"></span>a anv\u00e4<span class=\"_ _2\"></span>nds i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>rh\u00e5<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r inte<span class=\"_ _2\"></span>rn info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ti<span class=\"_ _2\"></span>on om a<span class=\"_ _2\"></span>tt en k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 3 s<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>ed skillnaden mella<span class=\"_ _2\"></span>n tillg\u00e5ngens r<span class=\"_ _1\"></span>edovisade v\u00e4r<span class=\"_ _1\"></span>de och nu<span class=\"_ _1\"></span>v\u00e4rdet<span class=\"_ _1\"></span> av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den d<span class=\"_ _2\"></span>isko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ade m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. Det f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>det bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 ber\u00e4kningar som tar h\u00e4nsyn<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> historiska<span class=\"_ _1\"></span> \u00e5terbetalningsniv\u00e5<span class=\"_ _1\"></span>er som appliceras p\u00e5<span class=\"_ _1\"></span> varje generation<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> l\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av l\u00f6p<span class=\"_ _2\"></span>tid f\u00f6<span class=\"_ _2\"></span>r kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>kor<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra revolver<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r s\u00e5 v\u00e4<span class=\"_ _2\"></span>l so<span class=\"_ _2\"></span>m rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 prediktiva modeller om det<span class=\"_ _1\"></span> framtida limitutn<span class=\"_ _1\"></span>yttjandet och statistiska<span class=\"_ _2\"></span> \u00e5ter<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>r. <span class=\"_ _1\"></span>Mod<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a by<span class=\"_ _1\"></span>gg<span class=\"_ _2\"></span>er p\u00e5 inter<span class=\"_ _2\"></span>na his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a data<span class=\"_ _2\"></span>, d\u00e4r olik<span class=\"_ _1\"></span>a model<span class=\"_ _1\"></span>ler<span class=\"_ _1\"></span> anv<span class=\"_ _1\"></span>\u00e4nds f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> homogena g<span class=\"_ _1\"></span>rupper a<span class=\"_ _1\"></span>v k<span class=\"_ _1\"></span>redit<span class=\"_ _1\"></span>er med likartade f\u00f6rklaringsvariabl<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>. De<span class=\"_ _2\"></span>fini<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n p\u00e5 fall<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ang o<span class=\"_ _2\"></span>ch os<span class=\"_ _2\"></span>\u00e4kra ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken utl\u00f6<span class=\"_ _2\"></span>ses f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive os<span class=\"_ _2\"></span>\u00e4ker fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n om n\u00e5g<span class=\"_ _2\"></span>ot av f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de i<span class=\"_ _2\"></span>ntr\u00e4<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>r; e<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare h<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ald<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4ldre \u00e4<span class=\"_ _2\"></span>n 90 d<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, har avl<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>it el<span class=\"_ _2\"></span>ler f\u00f6<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s i konk<span class=\"_ _2\"></span>urs e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r li<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e, l\u00e5<span class=\"_ _2\"></span>net h<span class=\"_ _2\"></span>ar id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>r\u00e4g<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>i elle<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s elle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>ats t<span class=\"_ _2\"></span>ill ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>byr\u00e5<span class=\"_ _2\"></span>, Vi<span class=\"_ _2\"></span>d be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av om de<span class=\"_ _2\"></span>t \u00e4r osa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>re komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a s<span class=\"_ _2\"></span>ina l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ef\u00f6r<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>telser tar bank<span class=\"_ _1\"></span>en h\u00e4nsyn<span class=\"_ _1\"></span> till b\u00e5de<span class=\"_ _1\"></span> kvalitativa och<span class=\"_ _1\"></span> kvantitativa fak<span class=\"_ _0\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>torer i<span class=\"_ _2\"></span>nkl<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>ve, men i<span class=\"_ _2\"></span>nte be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>sat t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s p\u00e5 f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>, uteb<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>vna bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor, f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d konk<span class=\"_ _2\"></span>urs ell<span class=\"_ _2\"></span>er brot<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ko<span class=\"_ _2e9\"> </span>Fastst<span class=\"_ _1\"></span>\u00e4ll<span class=\"_ _1\"></span>a betydande<span class=\"_ _1\"></span> \u00f6kning av<span class=\"_ _1\"></span> kreditris<span class=\"_ _1\"></span>k sedan<span class=\"_ _1\"></span> f\u00f6rst<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>is<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningstillf\u00e4l<span class=\"_ _1\"></span>let<span class=\"_ _1\"></span> Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>da e<span class=\"_ _2\"></span>n komb<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>llek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h sp<span class=\"_ _2\"></span>egl<span class=\"_ _2\"></span>ar \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k p\u00e5 in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntn<span class=\"_ _2\"></span>iv\u00e5 s<span class=\"_ _2\"></span>\u00e5 l\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>t det \u00e4<span class=\"_ _2\"></span>r m\u00f6jligt.<span class=\"_ _1\"></span> Den fram\u00e5<span class=\"_ _1\"></span>triktade sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r fal<span class=\"_ _1\"></span>lissemang un<span class=\"_ _1\"></span>der \u00e5ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>d komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t inf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>va ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>r b\u00e5<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>\u00e5n hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>riska h\u00e4ndelser och prognostiserade ekonomiska f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden<span class=\"_ _2\"></span>. K<span class=\"_ _1\"></span>vant<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer \u00e4<span class=\"_ _2\"></span>r den v<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ste de<span class=\"_ _2\"></span>len f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an f\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lf\u00e4l<span class=\"_ _2\"></span>let o<span class=\"_ _2\"></span>ch en \u00f6<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k intr<span class=\"_ _2\"></span>\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ar n\u00e4<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>len 3<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar el<span class=\"_ _2\"></span>ler me<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>neb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t en t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as fr<span class=\"_ _2\"></span>\u00e5n s<span class=\"_ _2\"></span>teg 1 t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 2<span class=\"_ _2\"></span>. Om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iten \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>len 9<span class=\"_ _2\"></span>0 da<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>r s\u00e5 f\u00f6<span class=\"_ _2\"></span>rfly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>en t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 3<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g g\u00f6r<span class=\"_ _2\"></span>s p\u00e5 p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>. Kvalit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>niv\u00e5 b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ock<span class=\"_ _2\"></span>s\u00e5 v<span class=\"_ _2\"></span>id pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng i d<span class=\"_ _2\"></span>e oli<span class=\"_ _2\"></span>ka ste<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n, ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l om l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>aren \u00f6ve<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vaka<span class=\"_ _2\"></span>s p\u00e5 b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ta ell<span class=\"_ _2\"></span>er ha<span class=\"_ _2\"></span>r bev<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>koren a<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>ler ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n om at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>heter<span class=\"_ _1\"></span> s\u00e5 so<span class=\"_ _1\"></span>m skul<span class=\"_ _1\"></span>dsanerings\u00e4r<span class=\"_ _1\"></span>enden<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> betalningsuppg\u00f6r<span class=\"_ _1\"></span>elser<span class=\"_ _0\"></span>. Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d l<span class=\"_ _2\"></span>\u00e5g kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk p\u00e5 ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sda<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n inte an<span class=\"_ _2\"></span>ses h<span class=\"_ _2\"></span>a var<span class=\"_ _2\"></span>it ut<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a f\u00f6r en v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6ka<span class=\"_ _2\"></span>d kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, vi<span class=\"_ _2\"></span>lket avs<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> bel\u00e5nings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>bara statsskuldsf\u00f6rbindelser samt<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. E<span class=\"_ _1\"></span>tt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s inte l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ha va<span class=\"_ _2\"></span>rit u<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>att f\u00f6<span class=\"_ _2\"></span>r en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6<span class=\"_ _2\"></span>kad kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k n\u00e4<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>dik<span class=\"_ _2\"></span>atore<span class=\"_ _2\"></span>r inte l<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>re \u00e4r up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>lda<span class=\"_ _2e9\"> </span>Goodwill<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l har e<span class=\"_ _2\"></span>n ob<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mba<span class=\"_ _2\"></span>r nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>ep<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>iod o<span class=\"_ _2\"></span>ch i R<span class=\"_ _2\"></span>FR 2 fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r det at<span class=\"_ _2\"></span>t s\u00e5d<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>a imma<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar sk<span class=\"_ _2\"></span>a skri<span class=\"_ _2\"></span>vas av en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t 4 kap. 4 \u00a7 \u00c5RL i juri<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>sk pe<span class=\"_ _2\"></span>rso<span class=\"_ _2\"></span>n. O<span class=\"_ _2\"></span>m nyt<span class=\"_ _2\"></span>tja<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>epe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n inte ka<span class=\"_ _2\"></span>n fas<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>as me<span class=\"_ _2\"></span>d en ri<span class=\"_ _2\"></span>ml<span class=\"_ _2\"></span>ig gr<span class=\"_ _2\"></span>ad av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>ka de<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>ses u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5 ti<span class=\"_ _2\"></span>ll fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng \u00e4r a<span class=\"_ _2\"></span>tt de<span class=\"_ _2\"></span>t mot b<span class=\"_ _2\"></span>akgr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d av ned<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>rivn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gs-<span class=\"_ _2e9\"> </span>pr\u00f6vn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>om g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orde<span class=\"_ _2\"></span>s i sa<span class=\"_ _2\"></span>mb<span class=\"_ _2\"></span>and m<span class=\"_ _2\"></span>ed f<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>en ka<span class=\"_ _2\"></span>n p\u00e5vi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntli<span class=\"_ _2\"></span>gt l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ny<span class=\"_ _2\"></span>ttj<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>dep<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d \u00e4n fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>at p\u00e5 d<span class=\"_ _2\"></span>et till\u00e4mpar TF Bank<span class=\"_ _1\"></span> en a<span class=\"_ _1\"></span>vskrivningstid p\u00e5<span class=\"_ _1\"></span> tio \u00e5r<span class=\"_ _1\"></span> i moderbolaget",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-8": {
   "value": "Goodwill<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>ten s<span class=\"_ _2\"></span>om re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll fus<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n som g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>omf\u00f6<span class=\"_ _2\"></span>rdes i in<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av 2020 me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB oc<span class=\"_ _2\"></span>h det t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>re dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et BB B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AS<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>. Pos<span class=\"_ _2\"></span>ten g<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g i f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet av d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>get 20<span class=\"_ _2\"></span>15<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-281": {
   "value": "Goodwill<span class=\"_ _2e9\"> </span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l pos<span class=\"_ _2\"></span>ten s<span class=\"_ _2\"></span>om re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll fus<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n som g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>omf\u00f6<span class=\"_ _2\"></span>rdes i in<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av 2020 me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB oc<span class=\"_ _2\"></span>h det t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>re dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et BB B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AS<span class=\"_ _2\"></span>A<span class=\"_ _2\"></span>. Pos<span class=\"_ _2\"></span>ten g<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g i f\u00f6r<span class=\"_ _2\"></span>v\u00e4r<span class=\"_ _2\"></span>vet av d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>get 20<span class=\"_ _2\"></span>15<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-282": {
   "value": "<div class=\"t m0 h9 ff7 fs5 fc5 sc0 ls3c ws43 gs3d\">Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a inst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent \u2013 kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>, redovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng och v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3e\">I not 1<span class=\"_ _2\"></span>8 \u201dK<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r\u201d </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3f\">fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r hu<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>at fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4a ff4 fs21 fc5 sc0 ls83 ws91 gs40\">Upplupet anskaffn<span class=\"_ _2\"></span>ingsv\u00e4rde<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs41\">Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skulder<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>derade till<span class=\"_ _1\"></span> upplupet ansk<span class=\"_ _1\"></span>af<span class=\"_ _2\"></span>f<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs42\">ningsv\u00e4rde<span class=\"_ _1\"></span> redo<span class=\"_ _1\"></span>visas initial<span class=\"_ _1\"></span>t i<span class=\"_ _1\"></span> balansr\u00e4kningen till v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de,<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs43\">inklusive<span class=\"_ _1\"></span> transak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>fter f<span class=\"_ _1\"></span>\u00f6rsta redovisningstillf\u00e4llet<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs44\">v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>entet i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>upe<span class=\"_ _2\"></span>t ans<span class=\"_ _2\"></span>kaf<span class=\"_ _3\"></span>f-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs45\">nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>v\u00e4rde m<span class=\"_ _2\"></span>ed h<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>lp av ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n min<span class=\"_ _2\"></span>us kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs46\">lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v f\u00f6r fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>kens </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs47\">l\u00e5nefor<span class=\"_ _1\"></span>dringar och<span class=\"_ _1\"></span> kundf<span class=\"_ _1\"></span>ordri<span class=\"_ _1\"></span>ngar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4a ff4 fs21 fc5 sc0 ls84 ws90 gs48\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs49\">Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs4a\">resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs4b\">kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs4c\">v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs4d\">dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsb ws13 gs4e\">sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs4f\">v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs50\">derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls29 ws2f gs51\">kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4a ff5 fs21 fc5 sc0 ls1 ws1 gs52\">Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tb<span class=\"_ _2\"></span>ok<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs53\">Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs54\">r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en p\u00e5 a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>, vil<span class=\"_ _2\"></span>ket \u00e4r d<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>g d\u00e5 av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l ing<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs55\">f\u00f6ru<span class=\"_ _2\"></span>tom fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e so<span class=\"_ _2\"></span>m v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7a ws19 gs56\">upplupet anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde vilka<span class=\"_ _1\"></span> redov<span class=\"_ _1\"></span>isas p\u00e5 likviddage<span class=\"_ _2\"></span>n. </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls6a ws13 gs57\">Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> n\u00e4r r\u00e4tt<span class=\"_ _1\"></span>en a<span class=\"_ _1\"></span>tt </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs58\">erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n fr<span class=\"_ _2\"></span>\u00e5n i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet h<span class=\"_ _2\"></span>ar l\u00f6<span class=\"_ _2\"></span>pt ut <span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs59\">f\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s och b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>t i sto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t set<span class=\"_ _2\"></span>t all<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs5a\">som <span class=\"_ _2\"></span>\u00e4r f\u00f6<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ipp<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d \u00e4g<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l an<span class=\"_ _2\"></span>nan <span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. En fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs5b\">til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>ld k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s o<span class=\"_ _2\"></span>ch re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls6a ws13 gs5c\">nettobel<span class=\"_ _1\"></span>opp i<span class=\"_ _1\"></span> balansr\u00e4kningen end<span class=\"_ _1\"></span>ast n\u00e4r d<span class=\"_ _1\"></span>et f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>eligger en<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs5d\">leg<span class=\"_ _2\"></span>al r\u00e4<span class=\"_ _2\"></span>tt at<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta b<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>amt at<span class=\"_ _2\"></span>t det f\u00f6<span class=\"_ _2\"></span>reli<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er avs<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs5e\">regl<span class=\"_ _2\"></span>era p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t net<span class=\"_ _2\"></span>tob<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>gt rea<span class=\"_ _2\"></span>li<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs5f\">se<span class=\"_ _2\"></span>ra t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gen <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>lera <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>n. N<span class=\"_ _2\"></span>\u00e4r e<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>\u00e4r m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat <span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs60\">ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>n b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av om m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r i b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls6a ws13 gs61\">gande fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs62\">Ett l\u00e5<span class=\"_ _2\"></span>n ans<span class=\"_ _2\"></span>es var<span class=\"_ _2\"></span>a mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at n\u00e4r de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor och b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs63\">st<span class=\"_ _2\"></span>yr ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>as j\u00e4<span class=\"_ _2\"></span>mf\u00f6r<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d det urs<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>ung<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga avt<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs64\">til<span class=\"_ _2\"></span>l exem<span class=\"_ _2\"></span>pel p<span class=\"_ _2\"></span>\u00e5 gr<span class=\"_ _2\"></span>und av l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs65\">ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n, \u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs66\">fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer so<span class=\"_ _2\"></span>m inte \u00e4<span class=\"_ _2\"></span>r rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade t<span class=\"_ _2\"></span>ill e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>res f\u00f6r<span class=\"_ _2\"></span>s\u00e4m<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs67\">kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>\u00e5n ta<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>t fr<span class=\"_ _2\"></span>\u00e5n ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs68\">ett ny<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen n<span class=\"_ _2\"></span>\u00e4r det b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t s\u00e4g<span class=\"_ _2\"></span>s upp </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs69\">oc<span class=\"_ _2\"></span>h ett ny<span class=\"_ _2\"></span>tt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d v\u00e4s<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ann<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>a vil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r om<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs6a\">vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n i ett be<span class=\"_ _2\"></span>fintl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t avt<span class=\"_ _2\"></span>al mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt. En<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs6b\">rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r p\u00e5 gru<span class=\"_ _2\"></span>nd av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>v\u00e5ri<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter h<span class=\"_ _2\"></span>os l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare<span class=\"_ _2\"></span>n, in<span class=\"_ _2\"></span>klus<span class=\"_ _2\"></span>ive </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs6c\">att l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor ha<span class=\"_ _2\"></span>r l\u00e4<span class=\"_ _2\"></span>mna<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>ses i<span class=\"_ _2\"></span>nte var<span class=\"_ _2\"></span>a v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga p\u00e5<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs6d\">eg<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. Om et<span class=\"_ _2\"></span>t l\u00e5n ha<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s fr\u00e5n<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs6e\">ste<span class=\"_ _2\"></span>g 1 till a<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ste<span class=\"_ _2\"></span>g 2 eller 3 s\u00e5 kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>ta inte at<span class=\"_ _2\"></span>t flyt<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls10 ws32 gs6f\">tillbaka under l\u00e5nets l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls6a ws13 gs70\">Finansiella sk<span class=\"_ _1\"></span>ulder<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> d\u00e5 skul<span class=\"_ _1\"></span>den<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs71\">ut<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet fu<span class=\"_ _2\"></span>llg<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ulle<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s e<span class=\"_ _2\"></span>ller u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>h\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs72\">L\u00e5<span class=\"_ _2\"></span>nefo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>ivs </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls80 ws32 gs73\">bort fr\u00e5n balansr\u00e4kningen n\u00e4r bank<span class=\"_ _1\"></span>en int<span class=\"_ _1\"></span>e har<span class=\"_ _1\"></span> n\u00e5gra rimliga<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs74\">f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>tt \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na en fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs75\">av den<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n har i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>gon r<span class=\"_ _2\"></span>iml<span class=\"_ _2\"></span>ig f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>an p<span class=\"_ _2\"></span>\u00e5 att \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs76\">fordr<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>ser f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ten v<span class=\"_ _2\"></span>ara ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d n\u00e4r e<span class=\"_ _2\"></span>n ku<span class=\"_ _2\"></span>nd avl<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>t, </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs77\">avslut<span class=\"_ _2\"></span>at sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>san<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r n\u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>\u00e5lt<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll t<span class=\"_ _2\"></span>redj<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>t<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs79\">Efte<span class=\"_ _2\"></span>r bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i<span class=\"_ _2\"></span>nte l\u00e4<span class=\"_ _2\"></span>ngre i b<span class=\"_ _2\"></span>a-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs7a\">lansr\u00e4kningen. \u00c5tervinning a<span class=\"_ _1\"></span>v tidigar<span class=\"_ _1\"></span>e r<span class=\"_ _1\"></span>edovisade<span class=\"_ _1\"></span> bort<span class=\"_ _2\"></span>skrivningar </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs7b\">redovisas<span class=\"_ _1\"></span> som en minskning a<span class=\"_ _1\"></span>v kreditf<span class=\"_ _1\"></span>\u00f6rluster p\u00e5 r<span class=\"_ _1\"></span>esultatraden </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs7c\">Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs7d\">Nedskrivning a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs7e\">TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ad m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll f\u00f6r b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs7f\">lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver s<span class=\"_ _2\"></span>om utg<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e5n e<span class=\"_ _2\"></span>n v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls47 ws32 gs80\">luster<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>ompletteras<span class=\"_ _1\"></span> med riskparametrar<span class=\"_ _0\"></span>. Riskparametrarna </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs81\">up<span class=\"_ _2\"></span>pda<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lt ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>le f\u00f6r at<span class=\"_ _2\"></span>t ta h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ti<span class=\"_ _2\"></span>ll </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls47 ws32 gs82\">fram\u00e5tblickande in<span class=\"_ _1\"></span>formation.<span class=\"_ _1\"></span> Banken segment<span class=\"_ _1\"></span>erar ut<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> m\u00e5nads </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws92 gs83\">utgi<span class=\"_ _2\"></span>vna l<span class=\"_ _2\"></span>\u00e5n f\u00f6<span class=\"_ _2\"></span>r att a<span class=\"_ _2\"></span>nalyse<span class=\"_ _2\"></span>ra a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tuel<span class=\"_ _2\"></span>la b<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de i f\u00f6rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>ill h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>to<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs84\">ris<span class=\"_ _2\"></span>ka be<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det<span class=\"_ _2\"></span>ta k<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>brer<span class=\"_ _2\"></span>a mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>r att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs85\">f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I de fa<span class=\"_ _2\"></span>ll ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten av releva<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer inte<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs86\">f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s av ris<span class=\"_ _2\"></span>km<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g ban<span class=\"_ _2\"></span>ken av exp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs87\">Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs88\">inkluderar f<span class=\"_ _1\"></span>ram\u00e5tblickande makr<span class=\"_ _1\"></span>oekonomisk in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion som </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs89\">ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 tre ol<span class=\"_ _2\"></span>ika s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier, ett ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o, et<span class=\"_ _2\"></span>t pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>o </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs8a\">oc<span class=\"_ _2\"></span>h ett n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o. D<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er h<span class=\"_ _2\"></span>ar se<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s in i </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs8b\">modellen<span class=\"_ _1\"></span> utif<span class=\"_ _1\"></span>r\u00e5n k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span>s bed\u00f6mning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws93 gs8c\">resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio s<span class=\"_ _2\"></span>ka int<span class=\"_ _2\"></span>r\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. In<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>a som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs8d\">de<span class=\"_ _2\"></span>n Europ<span class=\"_ _2\"></span>eis<span class=\"_ _2\"></span>ka Ce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s (ECB) p<span class=\"_ _2\"></span>rogn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ink<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs8e\">uppskattningar a<span class=\"_ _1\"></span>v makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variabler<span class=\"_ _1\"></span> som bland anna<span class=\"_ _1\"></span>t </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs8f\">BN<span class=\"_ _2\"></span>P<span class=\"_ _0\"></span>, in<span class=\"_ _2\"></span>fla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sl\u00f6s<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>iot b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s p\u00e5 ECB<span class=\"_ _2\"></span>:s </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs90\">s\u00e5 ka<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f p<span class=\"_ _2\"></span>roje<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s\u201d som p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as i s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs91\">att nya r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>slut o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. Det p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs92\">ifr<span class=\"_ _2\"></span>\u00e5n f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga ut<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt kon<span class=\"_ _2\"></span>fide<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>inter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>n i ECB:<span class=\"_ _2\"></span>s \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs93\">proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns\u201d so<span class=\"_ _2\"></span>m en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t sku<span class=\"_ _2\"></span>lle inneb\u00e4ra <span class=\"_ _1\"></span>en </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls3c ws43 gs94\">min<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av <span class=\"_ _1\"></span>rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g f\u00f6r f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>d<span class=\"_ _2\"></span> 10<span class=\"_ _2\"></span> %<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs95\">Det n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ot utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n ECB<span class=\"_ _2\"></span>:s st<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>stes<span class=\"_ _2\"></span>t av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs96\">ba<span class=\"_ _2\"></span>nker o<span class=\"_ _2\"></span>ch ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 en k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>vag<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av den m<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>roeko<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs97\">nomiska<span class=\"_ _1\"></span> utv<span class=\"_ _1\"></span>ecklingen u<span class=\"_ _1\"></span>nder en<span class=\"_ _1\"></span> tre<span class=\"_ _1\"></span>\u00e5rsperiod. De<span class=\"_ _1\"></span>tta scenar<span class=\"_ _1\"></span>io </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs98\">sku<span class=\"_ _2\"></span>lle i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>ra e<span class=\"_ _2\"></span>n \u00f6kn<span class=\"_ _2\"></span>ing av b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs99\">me<span class=\"_ _2\"></span>d 50 %<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar va<span class=\"_ _2\"></span>lt des<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>a sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r d\u00e5 ba<span class=\"_ _2\"></span>nken i<span class=\"_ _2\"></span>nte </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs9a\">hit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t n\u00e5g<span class=\"_ _2\"></span>ot di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>amb<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d n\u00e5g<span class=\"_ _2\"></span>on e<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ild m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs9b\">pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>eter. De val<span class=\"_ _2\"></span>da sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 ECB\u2019s an<span class=\"_ _2\"></span>alys av </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs9c\">ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ska ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter f\u00f6r o<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>\u00e5de<span class=\"_ _2\"></span>n d\u00e4<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>ken \u00e4r ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs9d\">F\u00f6r ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n och k<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>alys se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs9e\">Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nv\u00e4nd<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va dat<span class=\"_ _2\"></span>a f\u00f6r at<span class=\"_ _2\"></span>t avg\u00f6r<span class=\"_ _2\"></span>a hu<span class=\"_ _2\"></span>ru<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs9f\">vid<span class=\"_ _2\"></span>a en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig \u00f6k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r sket<span class=\"_ _2\"></span>t f\u00f6r att k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ra </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsa0\">de fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a i de t<span class=\"_ _2\"></span>re oli<span class=\"_ _2\"></span>ka kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. Kvali<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iva </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsa1\">dat<span class=\"_ _2\"></span>a anv\u00e4<span class=\"_ _2\"></span>nds i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>rh\u00e5<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r inte<span class=\"_ _2\"></span>rn info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsa2\">ti<span class=\"_ _2\"></span>on om a<span class=\"_ _2\"></span>tt en k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsa3\">Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 3 s<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gsa4\">skillnaden mella<span class=\"_ _2\"></span>n tillg\u00e5ngens r<span class=\"_ _1\"></span>edovisade v\u00e4r<span class=\"_ _1\"></span>de och nu<span class=\"_ _1\"></span>v\u00e4rdet<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsa5\">av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den d<span class=\"_ _2\"></span>isko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ade m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsa6\">ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. Det f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>det bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gsa7\">ber\u00e4kningar som tar h\u00e4nsyn<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> historiska<span class=\"_ _1\"></span> \u00e5terbetalningsniv\u00e5<span class=\"_ _1\"></span>er </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gsa8\">som appliceras p\u00e5<span class=\"_ _1\"></span> varje generation<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> l\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsa9\">Be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av l\u00f6p<span class=\"_ _2\"></span>tid f\u00f6<span class=\"_ _2\"></span>r kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>kor<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra revolver<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsaa\">s\u00e5 v\u00e4<span class=\"_ _2\"></span>l so<span class=\"_ _2\"></span>m rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls4a ws19 gsab\">prediktiva modeller om det<span class=\"_ _1\"></span> framtida limitutn<span class=\"_ _1\"></span>yttjandet och statistiska<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls3c ws43 gsac\">\u00e5ter<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>r. <span class=\"_ _1\"></span>Mod<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a by<span class=\"_ _1\"></span>gg<span class=\"_ _2\"></span>er p\u00e5 inter<span class=\"_ _2\"></span>na his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a data<span class=\"_ _2\"></span>, </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls46 ws2f gsad\">d\u00e4r olik<span class=\"_ _1\"></span>a model<span class=\"_ _1\"></span>ler<span class=\"_ _1\"></span> anv<span class=\"_ _1\"></span>\u00e4nds f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> homogena g<span class=\"_ _1\"></span>rupper a<span class=\"_ _1\"></span>v k<span class=\"_ _1\"></span>redit<span class=\"_ _1\"></span>er med </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls47 ws32 gsae\">likartade f\u00f6rklaringsvariabl<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>. </div><div class=\"t m0 h55 ff9 fs5 fc5 sc0 ls1 ws1 gsaf\">De<span class=\"_ _2\"></span>fini<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n p\u00e5 fall<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ang o<span class=\"_ _2\"></span>ch os<span class=\"_ _2\"></span>\u00e4kra ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb0\">Enl<span class=\"_ _2\"></span>igt b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken utl\u00f6<span class=\"_ _2\"></span>ses f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive os<span class=\"_ _2\"></span>\u00e4ker fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n om </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb1\">n\u00e5g<span class=\"_ _2\"></span>ot av f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de i<span class=\"_ _2\"></span>ntr\u00e4<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>r; e<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare h<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ald<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsb2\">be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4ldre \u00e4<span class=\"_ _2\"></span>n 90 d<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, har avl<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>it el<span class=\"_ _2\"></span>ler f\u00f6<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s i konk<span class=\"_ _2\"></span>urs e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsb3\">li<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e, l\u00e5<span class=\"_ _2\"></span>net h<span class=\"_ _2\"></span>ar id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>r\u00e4g<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>i elle<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s elle<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb4\">sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>ats t<span class=\"_ _2\"></span>ill ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>byr\u00e5<span class=\"_ _2\"></span>, Vi<span class=\"_ _2\"></span>d be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av om de<span class=\"_ _2\"></span>t \u00e4r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb5\">osa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>re komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a s<span class=\"_ _2\"></span>ina l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ef\u00f6r<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gsb6\">telser tar bank<span class=\"_ _1\"></span>en h\u00e4nsyn<span class=\"_ _1\"></span> till b\u00e5de<span class=\"_ _1\"></span> kvalitativa och<span class=\"_ _1\"></span> kvantitativa fak<span class=\"_ _0\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb7\">torer i<span class=\"_ _2\"></span>nkl<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>ve, men i<span class=\"_ _2\"></span>nte be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>sat t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s p\u00e5 f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>, uteb<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>vna </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb8\">bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor, f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d konk<span class=\"_ _2\"></span>urs </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsb9\">ell<span class=\"_ _2\"></span>er brot<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ko<span class=\"_ _2e9\"> </span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span></div>Fastst<span class=\"_ _1\"></span>\u00e4ll<span class=\"_ _1\"></span>a betydande<span class=\"_ _1\"></span> \u00f6kning av<span class=\"_ _1\"></span> kreditris<span class=\"_ _1\"></span>k sedan<span class=\"_ _1\"></span> f\u00f6rst<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>is<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningstillf\u00e4l<span class=\"_ _1\"></span>let<span class=\"_ _1\"></span> Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>da e<span class=\"_ _2\"></span>n komb<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>llek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h sp<span class=\"_ _2\"></span>egl<span class=\"_ _2\"></span>ar \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k p\u00e5 in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntn<span class=\"_ _2\"></span>iv\u00e5 s<span class=\"_ _2\"></span>\u00e5 l\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>t det \u00e4<span class=\"_ _2\"></span>r m\u00f6jligt.<span class=\"_ _1\"></span> Den fram\u00e5<span class=\"_ _1\"></span>triktade sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r fal<span class=\"_ _1\"></span>lissemang un<span class=\"_ _1\"></span>der \u00e5ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>d komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t inf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>va ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>r b\u00e5<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>\u00e5n hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>riska h\u00e4ndelser och prognostiserade ekonomiska f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden<span class=\"_ _2\"></span>. K<span class=\"_ _1\"></span>vant<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer \u00e4<span class=\"_ _2\"></span>r den v<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ste de<span class=\"_ _2\"></span>len f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an f\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lf\u00e4l<span class=\"_ _2\"></span>let o<span class=\"_ _2\"></span>ch en \u00f6<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k intr<span class=\"_ _2\"></span>\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ar n\u00e4<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>len 3<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar el<span class=\"_ _2\"></span>ler me<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>neb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t en t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as fr<span class=\"_ _2\"></span>\u00e5n s<span class=\"_ _2\"></span>teg 1 t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 2<span class=\"_ _2\"></span>. Om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iten \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>len 9<span class=\"_ _2\"></span>0 da<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>r s\u00e5 f\u00f6<span class=\"_ _2\"></span>rfly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>en t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 3<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g g\u00f6r<span class=\"_ _2\"></span>s p\u00e5 p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>. Kvalit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>niv\u00e5 b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ock<span class=\"_ _2\"></span>s\u00e5 v<span class=\"_ _2\"></span>id pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng i d<span class=\"_ _2\"></span>e oli<span class=\"_ _2\"></span>ka ste<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n, ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l om l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>aren \u00f6ve<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vaka<span class=\"_ _2\"></span>s p\u00e5 b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ta ell<span class=\"_ _2\"></span>er ha<span class=\"_ _2\"></span>r bev<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>koren a<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>ler ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n om at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>heter<span class=\"_ _1\"></span> s\u00e5 so<span class=\"_ _1\"></span>m skul<span class=\"_ _1\"></span>dsanerings\u00e4r<span class=\"_ _1\"></span>enden<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> betalningsuppg\u00f6r<span class=\"_ _1\"></span>elser<span class=\"_ _0\"></span>. Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d l<span class=\"_ _2\"></span>\u00e5g kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk p\u00e5 ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sda<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n inte an<span class=\"_ _2\"></span>ses h<span class=\"_ _2\"></span>a var<span class=\"_ _2\"></span>it ut<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a f\u00f6r en v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6ka<span class=\"_ _2\"></span>d kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, vi<span class=\"_ _2\"></span>lket avs<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> bel\u00e5nings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>bara statsskuldsf\u00f6rbindelser samt<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. E<span class=\"_ _1\"></span>tt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s inte l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ha va<span class=\"_ _2\"></span>rit u<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>att f\u00f6<span class=\"_ _2\"></span>r en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6<span class=\"_ _2\"></span>kad kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k n\u00e4<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>dik<span class=\"_ _2\"></span>atore<span class=\"_ _2\"></span>r inte l<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>re \u00e4r up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>lda<span class=\"_ _2e9\"> </span>Derivat<span class=\"_ _1\"></span>instrumen<span class=\"_ _1\"></span>t och<span class=\"_ _1\"></span> s\u00e4kringsredo<span class=\"_ _1\"></span>visni<span class=\"_ _1\"></span>ng<span class=\"_ _2e9\"> </span>Derivatinstrument r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isas i balansr\u00e4kningen p\u00e5<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>trakt<span class=\"_ _2\"></span>sdagen och v\u00e4r<span class=\"_ _1\"></span>deras till<span class=\"_ _1\"></span> verkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de via<span class=\"_ _1\"></span> resul<span class=\"_ _1\"></span>tatr\u00e4kningen, b\u00e5de ini<span class=\"_ _1\"></span>tialt och vid efterf\u00f6ljande omv<span class=\"_ _1\"></span>\u00e4rderingar<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Bankens derivatinstrument omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>as av r<span class=\"_ _2\"></span>amav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r k<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h i not 3 fr<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ten av de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a, I r<span class=\"_ _2\"></span>app<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n \u00f6ver fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s end<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t bru<span class=\"_ _2\"></span>tto<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lopp<span class=\"_ _2\"></span>. Meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n f\u00f6r at<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t som up<span class=\"_ _2\"></span>pkom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r vid o<span class=\"_ _2\"></span>mv\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ror p<span class=\"_ _2\"></span>\u00e5 om de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>atet id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ts som e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt, o<span class=\"_ _2\"></span>ch, o<span class=\"_ _2\"></span>m s\u00e5 \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>, kar<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ren h<span class=\"_ _2\"></span>os de<span class=\"_ _2\"></span>n pos<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m s\u00e4k<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. D\u00e5 transaktionen ing\u00e5s, dokumenterar<span class=\"_ _1\"></span> banken f<span class=\"_ _1\"></span>\u00f6rh\u00e5llandet<span class=\"_ _1\"></span> mellan s\u00e4kringsinstrumentet<span class=\"_ _1\"></span> och den s\u00e4krade<span class=\"_ _1\"></span> posten, liksom<span class=\"_ _1\"></span> \u00e4v<span class=\"_ _1\"></span>en bank<span class=\"_ _1\"></span>ens m\u00e5l<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> riskhant<span class=\"_ _1\"></span>eringen och riskhan<span class=\"_ _1\"></span>teringsstrat<span class=\"_ _1\"></span>egin avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. TF Ba<span class=\"_ _2\"></span>nk d<span class=\"_ _2\"></span>oku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>\u00e5de n<span class=\"_ _2\"></span>\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>\u00e5s o<span class=\"_ _2\"></span>ch for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde, av h<span class=\"_ _2\"></span>uru<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a de derivatinstrument<span class=\"_ _1\"></span> som an<span class=\"_ _1\"></span>v\u00e4nds i<span class=\"_ _1\"></span> s\u00e4kringstransaktione<span class=\"_ _2\"></span>r \u00e4r<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>fek<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>tiv<span class=\"_ _2\"></span>a n\u00e4r d<span class=\"_ _2\"></span>et g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r att m<span class=\"_ _2\"></span>otve<span class=\"_ _2\"></span>rka f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde el<span class=\"_ _2\"></span>ler kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en so<span class=\"_ _2\"></span>m \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga ti<span class=\"_ _2\"></span>ll de s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toinve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>isk n<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at anv\u00e4<span class=\"_ _2\"></span>nds s<span class=\"_ _2\"></span>om s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt oc<span class=\"_ _2\"></span>h i \u00f6vrig<span class=\"_ _2\"></span>a fa<span class=\"_ _2\"></span>ll \u00e4r d<span class=\"_ _2\"></span>et net<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>inves<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>pot-ri<span class=\"_ _2\"></span>sk so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sken<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ett<span class=\"_ _2\"></span>a inneb\u00e4r f\u00f6r deriva<span class=\"_ _1\"></span>t att hela marknadsv\u00e4rdesf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringen redovisas i s\u00e4kringsreserven.<span class=\"_ _2e9\"> </span>He<span class=\"_ _2\"></span>la d<span class=\"_ _2\"></span>et verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga v\u00e4<span class=\"_ _2\"></span>rdet p<span class=\"_ _2\"></span>\u00e5 ett d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m \u00f6vrig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r n\u00e4r den s\u00e4krad<span class=\"_ _1\"></span>e post<span class=\"_ _1\"></span>ens \u00e5<span class=\"_ _1\"></span>ter<span class=\"_ _1\"></span>st\u00e5ende l<span class=\"_ _1\"></span>\u00f6ptid<span class=\"_ _1\"></span> understiger<span class=\"_ _1\"></span> tol<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> m\u00e5nader<span class=\"_ _0\"></span>. De<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>neh<span class=\"_ _2\"></span>as f\u00f6r ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>el kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as al<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>d som \u00f6vr<span class=\"_ _1\"></span>iga till<span class=\"_ _1\"></span>g\u00e5ngar ell<span class=\"_ _1\"></span>er \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skul<span class=\"_ _1\"></span>der<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva de<span class=\"_ _2\"></span>len av f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 e<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>vati<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av net<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n f\u00f6r s\u00e4kringsredovisning, r<span class=\"_ _1\"></span>edovisas i \u00f6<span class=\"_ _1\"></span>vrigt t<span class=\"_ _1\"></span>otalresultat. Den andel av vin<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t p\u00e5 e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>s som en ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rlu<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>om h\u00e4<span class=\"_ _2\"></span>nf\u00f6r s<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill d<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>iva d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>n redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i resu<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>tat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Acku<span class=\"_ _2\"></span>mul<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al redo<span class=\"_ _1\"></span>visas i r<span class=\"_ _1\"></span>esul<span class=\"_ _1\"></span>tatr\u00e4kningen n\u00e4r ut<span class=\"_ _1\"></span>landsverksamheten<span class=\"_ _1\"></span> avyttras he<span class=\"_ _2\"></span>lt el<span class=\"_ _2\"></span>ler de<span class=\"_ _2\"></span>lvis<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>nste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 f\u00f6r\u00e4<span class=\"_ _2\"></span>nd-<span class=\"_ _2e9\"> </span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i det ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4rde avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m inte a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r s\u00e4kringsredovisning r<span class=\"_ _1\"></span>edovisas i r<span class=\"_ _1\"></span>esultatr\u00e4kningen i nettor<span class=\"_ _1\"></span>esultat fr\u00e5n finansiella transaktione<span class=\"_ _2e9\"> </span>r<span class=\"_ _2e9\"> </span>Emitterad<span class=\"_ _1\"></span>e skul<span class=\"_ _1\"></span>d-<span class=\"_ _1\"></span> och eget<span class=\"_ _1\"></span> kapita<span class=\"_ _1\"></span>linstrument<span class=\"_ _2e9\"> </span>Ett fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ellt i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>t av TF Ba<span class=\"_ _2\"></span>nk kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>tin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m en fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r som e<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. Emit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld o<span class=\"_ _2\"></span>m avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>na in<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>b\u00e4r a<span class=\"_ _2\"></span>tt TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har e<span class=\"_ _2\"></span>n f\u00f6rp<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>se at<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en e<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>\u00e4gg<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>r el<span class=\"_ _2\"></span>ler a<span class=\"_ _2\"></span>nna<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>. Om s<span class=\"_ _2\"></span>\u00e5 inte \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let \u00e4r i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet van<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt<span class=\"_ _2\"></span>vis et<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent oc<span class=\"_ _2\"></span>h kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>, me<span class=\"_ _2\"></span>d avdra<span class=\"_ _2\"></span>g f\u00f6r tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>k<span class=\"_ _2\"></span>o<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>n<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>r.<span class=\"_ _2\"></span>  De em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent so<span class=\"_ _2\"></span>m kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats s<span class=\"_ _2\"></span>om fin<span class=\"_ _2\"></span>an<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>siella skul<span class=\"_ _1\"></span>der \u00e4<span class=\"_ _1\"></span>r obliga<span class=\"_ _1\"></span>tioner \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er tio<span class=\"_ _1\"></span> \u00e5r med<span class=\"_ _1\"></span> m\u00f6jlig<span class=\"_ _1\"></span> friv<span class=\"_ _1\"></span>illig in<span class=\"_ _1\"></span>l\u00f6sen<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>ter fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. R\u00e4ntev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kore<span class=\"_ _2\"></span>n \u00e4r Sti<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r plu<span class=\"_ _2\"></span>s marg<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l oc<span class=\"_ _2\"></span>h r\u00e4n<span class=\"_ _2\"></span>tan b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>et fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt som kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eget k<span class=\"_ _1\"></span>apital \u00e4r<span class=\"_ _1\"></span> obliga<span class=\"_ _1\"></span>tioner som<span class=\"_ _1\"></span> l\u00f6per<span class=\"_ _1\"></span> med e<span class=\"_ _1\"></span>vig<span class=\"_ _1\"></span> l\u00f6p<span class=\"_ _1\"></span>tid med<span class=\"_ _1\"></span> m\u00f6jlig fri<span class=\"_ _2\"></span>vil<span class=\"_ _2\"></span>lig i<span class=\"_ _2\"></span>nl\u00f6s<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r fem \u00e5r f<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n utgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>datum<span class=\"_ _2\"></span>. R\u00e4<span class=\"_ _2\"></span>ntevil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>ren \u00e4r Stib<span class=\"_ _2\"></span>or p<span class=\"_ _2\"></span>lus ma<span class=\"_ _2\"></span>rgin<span class=\"_ _2\"></span>al o<span class=\"_ _2\"></span>ch r\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>an be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. F\u00f6<span class=\"_ _2\"></span>r mer det<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>jer<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e vill<span class=\"_ _2\"></span>kor, se prosp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p<span class=\"_ _2\"></span>\u00e5 TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t fotno<span class=\"_ _2\"></span>t p\u00e5 si<span class=\"_ _2\"></span>da 28 o<span class=\"_ _2\"></span>ch n<span class=\"_ _2\"></span>ot 29<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>tor h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll sk<span class=\"_ _2\"></span>uld re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om r\u00e4<span class=\"_ _2\"></span>nteko<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nad o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4ntor f\u00f6<span class=\"_ _2\"></span>r fin<span class=\"_ _2\"></span>an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as \u00f6ver eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-343": {
   "value": "Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a inst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent \u2013 kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>, redovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng och v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g<span class=\"_ _2e9\"> </span>I not 1<span class=\"_ _2\"></span>8 \u201dK<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r\u201d fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r hu<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>at fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>Upplupet anskaffn<span class=\"_ _2\"></span>ingsv\u00e4rde<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skulder<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>derade till<span class=\"_ _1\"></span> upplupet ansk<span class=\"_ _1\"></span>af<span class=\"_ _2\"></span>f<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _1\"></span> redo<span class=\"_ _1\"></span>visas initial<span class=\"_ _1\"></span>t i<span class=\"_ _1\"></span> balansr\u00e4kningen till v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de,<span class=\"_ _1\"></span> inklusive<span class=\"_ _1\"></span> transak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>fter f<span class=\"_ _1\"></span>\u00f6rsta redovisningstillf\u00e4llet<span class=\"_ _1\"></span> v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>entet i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>upe<span class=\"_ _2\"></span>t ans<span class=\"_ _2\"></span>kaf<span class=\"_ _3\"></span>f-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>v\u00e4rde m<span class=\"_ _2\"></span>ed h<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>lp av ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n min<span class=\"_ _2\"></span>us kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r-<span class=\"_ _2e9\"> </span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v f\u00f6r fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>kens l\u00e5nefor<span class=\"_ _1\"></span>dringar och<span class=\"_ _1\"></span> kundf<span class=\"_ _1\"></span>ordri<span class=\"_ _1\"></span>ngar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tb<span class=\"_ _2\"></span>ok<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en p\u00e5 a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>, vil<span class=\"_ _2\"></span>ket \u00e4r d<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>g d\u00e5 av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l ing<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, f\u00f6ru<span class=\"_ _2\"></span>tom fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e so<span class=\"_ _2\"></span>m v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l upplupet anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde vilka<span class=\"_ _1\"></span> redov<span class=\"_ _1\"></span>isas p\u00e5 likviddage<span class=\"_ _2\"></span>n. Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> n\u00e4r r\u00e4tt<span class=\"_ _1\"></span>en a<span class=\"_ _1\"></span>tt erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n fr<span class=\"_ _2\"></span>\u00e5n i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet h<span class=\"_ _2\"></span>ar l\u00f6<span class=\"_ _2\"></span>pt ut <span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>f\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s och b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>t i sto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t set<span class=\"_ _2\"></span>t all<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner som <span class=\"_ _2\"></span>\u00e4r f\u00f6<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ipp<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d \u00e4g<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l an<span class=\"_ _2\"></span>nan <span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. En fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>ld k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s o<span class=\"_ _2\"></span>ch re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t nettobel<span class=\"_ _1\"></span>opp i<span class=\"_ _1\"></span> balansr\u00e4kningen end<span class=\"_ _1\"></span>ast n\u00e4r d<span class=\"_ _1\"></span>et f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>eligger en<span class=\"_ _1\"></span> leg<span class=\"_ _2\"></span>al r\u00e4<span class=\"_ _2\"></span>tt at<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta b<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>amt at<span class=\"_ _2\"></span>t det f\u00f6<span class=\"_ _2\"></span>reli<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er avs<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att regl<span class=\"_ _2\"></span>era p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t net<span class=\"_ _2\"></span>tob<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>gt rea<span class=\"_ _2\"></span>li<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>se<span class=\"_ _2\"></span>ra t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gen <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>lera <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>n. N<span class=\"_ _2\"></span>\u00e4r e<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>\u00e4r m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat <span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>n b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av om m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r i b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>gande fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _1\"></span> Ett l\u00e5<span class=\"_ _2\"></span>n ans<span class=\"_ _2\"></span>es var<span class=\"_ _2\"></span>a mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at n\u00e4r de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor och b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om st<span class=\"_ _2\"></span>yr ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>as j\u00e4<span class=\"_ _2\"></span>mf\u00f6r<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d det urs<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>ung<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga avt<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l exem<span class=\"_ _2\"></span>pel p<span class=\"_ _2\"></span>\u00e5 gr<span class=\"_ _2\"></span>und av l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n, \u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer so<span class=\"_ _2\"></span>m inte \u00e4<span class=\"_ _2\"></span>r rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade t<span class=\"_ _2\"></span>ill e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>res f\u00f6r<span class=\"_ _2\"></span>s\u00e4m<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>\u00e5n ta<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>t fr<span class=\"_ _2\"></span>\u00e5n ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och ett ny<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen n<span class=\"_ _2\"></span>\u00e4r det b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t s\u00e4g<span class=\"_ _2\"></span>s upp oc<span class=\"_ _2\"></span>h ett ny<span class=\"_ _2\"></span>tt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d v\u00e4s<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ann<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>a vil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r om<span class=\"_ _2\"></span> vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n i ett be<span class=\"_ _2\"></span>fintl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t avt<span class=\"_ _2\"></span>al mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt. En<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r p\u00e5 gru<span class=\"_ _2\"></span>nd av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>v\u00e5ri<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter h<span class=\"_ _2\"></span>os l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare<span class=\"_ _2\"></span>n, in<span class=\"_ _2\"></span>klus<span class=\"_ _2\"></span>ive att l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor ha<span class=\"_ _2\"></span>r l\u00e4<span class=\"_ _2\"></span>mna<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>ses i<span class=\"_ _2\"></span>nte var<span class=\"_ _2\"></span>a v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga p\u00e5<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. Om et<span class=\"_ _2\"></span>t l\u00e5n ha<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s fr\u00e5n<span class=\"_ _2\"></span> ste<span class=\"_ _2\"></span>g 1 till a<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ste<span class=\"_ _2\"></span>g 2 eller 3 s\u00e5 kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>ta inte at<span class=\"_ _2\"></span>t flyt<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s tillbaka under l\u00e5nets l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _2e9\"> </span>Finansiella sk<span class=\"_ _1\"></span>ulder<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> d\u00e5 skul<span class=\"_ _1\"></span>den<span class=\"_ _1\"></span> ut<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet fu<span class=\"_ _2\"></span>llg<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ulle<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s e<span class=\"_ _2\"></span>ller u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>h\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. L\u00e5<span class=\"_ _2\"></span>nefo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>ivs bort fr\u00e5n balansr\u00e4kningen n\u00e4r bank<span class=\"_ _1\"></span>en int<span class=\"_ _1\"></span>e har<span class=\"_ _1\"></span> n\u00e5gra rimliga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>tt \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na en fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r av den<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n har i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>gon r<span class=\"_ _2\"></span>iml<span class=\"_ _2\"></span>ig f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>an p<span class=\"_ _2\"></span>\u00e5 att \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na fordr<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>ser f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ten v<span class=\"_ _2\"></span>ara ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d n\u00e4r e<span class=\"_ _2\"></span>n ku<span class=\"_ _2\"></span>nd avl<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>t, avslut<span class=\"_ _2\"></span>at sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>san<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r n\u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>\u00e5lt<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll t<span class=\"_ _2\"></span>redj<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>t<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Efte<span class=\"_ _2\"></span>r bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i<span class=\"_ _2\"></span>nte l\u00e4<span class=\"_ _2\"></span>ngre i b<span class=\"_ _2\"></span>a-<span class=\"_ _2e9\"> </span>lansr\u00e4kningen. \u00c5tervinning a<span class=\"_ _1\"></span>v tidigar<span class=\"_ _1\"></span>e r<span class=\"_ _1\"></span>edovisade<span class=\"_ _1\"></span> bort<span class=\"_ _2\"></span>skrivningar redovisas<span class=\"_ _1\"></span> som en minskning a<span class=\"_ _1\"></span>v kreditf<span class=\"_ _1\"></span>\u00f6rluster p\u00e5 r<span class=\"_ _1\"></span>esultatraden Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to.<span class=\"_ _2e9\"> </span>Nedskrivning a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ad m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll f\u00f6r b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver s<span class=\"_ _2\"></span>om utg<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e5n e<span class=\"_ _2\"></span>n v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>luster<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>ompletteras<span class=\"_ _1\"></span> med riskparametrar<span class=\"_ _0\"></span>. Riskparametrarna up<span class=\"_ _2\"></span>pda<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lt ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>le f\u00f6r at<span class=\"_ _2\"></span>t ta h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ti<span class=\"_ _2\"></span>ll fram\u00e5tblickande in<span class=\"_ _1\"></span>formation.<span class=\"_ _1\"></span> Banken segment<span class=\"_ _1\"></span>erar ut<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> m\u00e5nads utgi<span class=\"_ _2\"></span>vna l<span class=\"_ _2\"></span>\u00e5n f\u00f6<span class=\"_ _2\"></span>r att a<span class=\"_ _2\"></span>nalyse<span class=\"_ _2\"></span>ra a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tuel<span class=\"_ _2\"></span>la b<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de i f\u00f6rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>ill h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>to<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ris<span class=\"_ _2\"></span>ka be<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det<span class=\"_ _2\"></span>ta k<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>brer<span class=\"_ _2\"></span>a mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>r att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I de fa<span class=\"_ _2\"></span>ll ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten av releva<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer inte<span class=\"_ _2\"></span> f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s av ris<span class=\"_ _2\"></span>km<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g ban<span class=\"_ _2\"></span>ken av exp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter inkluderar f<span class=\"_ _1\"></span>ram\u00e5tblickande makr<span class=\"_ _1\"></span>oekonomisk in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion som ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 tre ol<span class=\"_ _2\"></span>ika s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier, ett ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o, et<span class=\"_ _2\"></span>t pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>o oc<span class=\"_ _2\"></span>h ett n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o. D<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er h<span class=\"_ _2\"></span>ar se<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s in i modellen<span class=\"_ _1\"></span> utif<span class=\"_ _1\"></span>r\u00e5n k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span>s bed\u00f6mning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio s<span class=\"_ _2\"></span>ka int<span class=\"_ _2\"></span>r\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. In<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>a som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n de<span class=\"_ _2\"></span>n Europ<span class=\"_ _2\"></span>eis<span class=\"_ _2\"></span>ka Ce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s (ECB) p<span class=\"_ _2\"></span>rogn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ink<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r uppskattningar a<span class=\"_ _1\"></span>v makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variabler<span class=\"_ _1\"></span> som bland anna<span class=\"_ _1\"></span>t BN<span class=\"_ _2\"></span>P<span class=\"_ _0\"></span>, in<span class=\"_ _2\"></span>fla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sl\u00f6s<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>iot b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s p\u00e5 ECB<span class=\"_ _2\"></span>:s s\u00e5 ka<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f p<span class=\"_ _2\"></span>roje<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s\u201d som p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as i s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d att nya r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>slut o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. Det p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga ut<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt kon<span class=\"_ _2\"></span>fide<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>inter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>n i ECB:<span class=\"_ _2\"></span>s \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns\u201d so<span class=\"_ _2\"></span>m en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t sku<span class=\"_ _2\"></span>lle inneb\u00e4ra <span class=\"_ _1\"></span>en min<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av <span class=\"_ _1\"></span>rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g f\u00f6r f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>d<span class=\"_ _2\"></span> 10<span class=\"_ _2\"></span> %<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span> Det n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ot utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n ECB<span class=\"_ _2\"></span>:s st<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>stes<span class=\"_ _2\"></span>t av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker o<span class=\"_ _2\"></span>ch ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 en k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>vag<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av den m<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>roeko<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nomiska<span class=\"_ _1\"></span> utv<span class=\"_ _1\"></span>ecklingen u<span class=\"_ _1\"></span>nder en<span class=\"_ _1\"></span> tre<span class=\"_ _1\"></span>\u00e5rsperiod. De<span class=\"_ _1\"></span>tta scenar<span class=\"_ _1\"></span>io sku<span class=\"_ _2\"></span>lle i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>ra e<span class=\"_ _2\"></span>n \u00f6kn<span class=\"_ _2\"></span>ing av b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter me<span class=\"_ _2\"></span>d 50 %<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar va<span class=\"_ _2\"></span>lt des<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>a sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r d\u00e5 ba<span class=\"_ _2\"></span>nken i<span class=\"_ _2\"></span>nte hit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t n\u00e5g<span class=\"_ _2\"></span>ot di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>amb<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d n\u00e5g<span class=\"_ _2\"></span>on e<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ild m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>eter. De val<span class=\"_ _2\"></span>da sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 ECB\u2019s an<span class=\"_ _2\"></span>alys av ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ska ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter f\u00f6r o<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>\u00e5de<span class=\"_ _2\"></span>n d\u00e4<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>ken \u00e4r ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>F\u00f6r ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n och k<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>alys se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nv\u00e4nd<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va dat<span class=\"_ _2\"></span>a f\u00f6r at<span class=\"_ _2\"></span>t avg\u00f6r<span class=\"_ _2\"></span>a hu<span class=\"_ _2\"></span>ru<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vid<span class=\"_ _2\"></span>a en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig \u00f6k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r sket<span class=\"_ _2\"></span>t f\u00f6r att k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ra de fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a i de t<span class=\"_ _2\"></span>re oli<span class=\"_ _2\"></span>ka kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. Kvali<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iva dat<span class=\"_ _2\"></span>a anv\u00e4<span class=\"_ _2\"></span>nds i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>rh\u00e5<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r inte<span class=\"_ _2\"></span>rn info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ti<span class=\"_ _2\"></span>on om a<span class=\"_ _2\"></span>tt en k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 3 s<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>ed skillnaden mella<span class=\"_ _2\"></span>n tillg\u00e5ngens r<span class=\"_ _1\"></span>edovisade v\u00e4r<span class=\"_ _1\"></span>de och nu<span class=\"_ _1\"></span>v\u00e4rdet<span class=\"_ _1\"></span> av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den d<span class=\"_ _2\"></span>isko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ade m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. Det f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>det bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 ber\u00e4kningar som tar h\u00e4nsyn<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> historiska<span class=\"_ _1\"></span> \u00e5terbetalningsniv\u00e5<span class=\"_ _1\"></span>er som appliceras p\u00e5<span class=\"_ _1\"></span> varje generation<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> l\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av l\u00f6p<span class=\"_ _2\"></span>tid f\u00f6<span class=\"_ _2\"></span>r kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>kor<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra revolver<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r s\u00e5 v\u00e4<span class=\"_ _2\"></span>l so<span class=\"_ _2\"></span>m rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 prediktiva modeller om det<span class=\"_ _1\"></span> framtida limitutn<span class=\"_ _1\"></span>yttjandet och statistiska<span class=\"_ _2\"></span> \u00e5ter<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>r. <span class=\"_ _1\"></span>Mod<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a by<span class=\"_ _1\"></span>gg<span class=\"_ _2\"></span>er p\u00e5 inter<span class=\"_ _2\"></span>na his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a data<span class=\"_ _2\"></span>, d\u00e4r olik<span class=\"_ _1\"></span>a model<span class=\"_ _1\"></span>ler<span class=\"_ _1\"></span> anv<span class=\"_ _1\"></span>\u00e4nds f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> homogena g<span class=\"_ _1\"></span>rupper a<span class=\"_ _1\"></span>v k<span class=\"_ _1\"></span>redit<span class=\"_ _1\"></span>er med likartade f\u00f6rklaringsvariabl<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>. De<span class=\"_ _2\"></span>fini<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n p\u00e5 fall<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ang o<span class=\"_ _2\"></span>ch os<span class=\"_ _2\"></span>\u00e4kra ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken utl\u00f6<span class=\"_ _2\"></span>ses f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive os<span class=\"_ _2\"></span>\u00e4ker fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n om n\u00e5g<span class=\"_ _2\"></span>ot av f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de i<span class=\"_ _2\"></span>ntr\u00e4<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>r; e<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare h<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ald<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4ldre \u00e4<span class=\"_ _2\"></span>n 90 d<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, har avl<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>it el<span class=\"_ _2\"></span>ler f\u00f6<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s i konk<span class=\"_ _2\"></span>urs e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r li<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e, l\u00e5<span class=\"_ _2\"></span>net h<span class=\"_ _2\"></span>ar id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>r\u00e4g<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>i elle<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s elle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>ats t<span class=\"_ _2\"></span>ill ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>byr\u00e5<span class=\"_ _2\"></span>, Vi<span class=\"_ _2\"></span>d be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av om de<span class=\"_ _2\"></span>t \u00e4r osa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>re komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a s<span class=\"_ _2\"></span>ina l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ef\u00f6r<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>telser tar bank<span class=\"_ _1\"></span>en h\u00e4nsyn<span class=\"_ _1\"></span> till b\u00e5de<span class=\"_ _1\"></span> kvalitativa och<span class=\"_ _1\"></span> kvantitativa fak<span class=\"_ _0\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>torer i<span class=\"_ _2\"></span>nkl<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>ve, men i<span class=\"_ _2\"></span>nte be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>sat t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s p\u00e5 f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>, uteb<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>vna bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor, f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d konk<span class=\"_ _2\"></span>urs ell<span class=\"_ _2\"></span>er brot<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ko<span class=\"_ _2e9\"> </span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Fastst<span class=\"_ _1\"></span>\u00e4ll<span class=\"_ _1\"></span>a betydande<span class=\"_ _1\"></span> \u00f6kning av<span class=\"_ _1\"></span> kreditris<span class=\"_ _1\"></span>k sedan<span class=\"_ _1\"></span> f\u00f6rst<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>is<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningstillf\u00e4l<span class=\"_ _1\"></span>let<span class=\"_ _1\"></span> Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>da e<span class=\"_ _2\"></span>n komb<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>llek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h sp<span class=\"_ _2\"></span>egl<span class=\"_ _2\"></span>ar \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k p\u00e5 in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntn<span class=\"_ _2\"></span>iv\u00e5 s<span class=\"_ _2\"></span>\u00e5 l\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>t det \u00e4<span class=\"_ _2\"></span>r m\u00f6jligt.<span class=\"_ _1\"></span> Den fram\u00e5<span class=\"_ _1\"></span>triktade sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r fal<span class=\"_ _1\"></span>lissemang un<span class=\"_ _1\"></span>der \u00e5ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>d komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t inf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>va ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>r b\u00e5<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>\u00e5n hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>riska h\u00e4ndelser och prognostiserade ekonomiska f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden<span class=\"_ _2\"></span>. K<span class=\"_ _1\"></span>vant<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer \u00e4<span class=\"_ _2\"></span>r den v<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ste de<span class=\"_ _2\"></span>len f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a \u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an f\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lf\u00e4l<span class=\"_ _2\"></span>let o<span class=\"_ _2\"></span>ch en \u00f6<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k intr<span class=\"_ _2\"></span>\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ar n\u00e4<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>len 3<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar el<span class=\"_ _2\"></span>ler me<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>neb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t en t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as fr<span class=\"_ _2\"></span>\u00e5n s<span class=\"_ _2\"></span>teg 1 t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 2<span class=\"_ _2\"></span>. Om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iten \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>len 9<span class=\"_ _2\"></span>0 da<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>r s\u00e5 f\u00f6<span class=\"_ _2\"></span>rfly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>en t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 3<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g g\u00f6r<span class=\"_ _2\"></span>s p\u00e5 p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>. Kvalit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>niv\u00e5 b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ock<span class=\"_ _2\"></span>s\u00e5 v<span class=\"_ _2\"></span>id pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng i d<span class=\"_ _2\"></span>e oli<span class=\"_ _2\"></span>ka ste<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n, ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l om l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>aren \u00f6ve<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vaka<span class=\"_ _2\"></span>s p\u00e5 b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ta ell<span class=\"_ _2\"></span>er ha<span class=\"_ _2\"></span>r bev<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>koren a<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>ler ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n om at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>heter<span class=\"_ _1\"></span> s\u00e5 so<span class=\"_ _1\"></span>m skul<span class=\"_ _1\"></span>dsanerings\u00e4r<span class=\"_ _1\"></span>enden<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> betalningsuppg\u00f6r<span class=\"_ _1\"></span>elser<span class=\"_ _0\"></span>. Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d l<span class=\"_ _2\"></span>\u00e5g kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk p\u00e5 ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sda<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n inte an<span class=\"_ _2\"></span>ses h<span class=\"_ _2\"></span>a var<span class=\"_ _2\"></span>it ut<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a f\u00f6r en v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6ka<span class=\"_ _2\"></span>d kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, vi<span class=\"_ _2\"></span>lket avs<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> bel\u00e5nings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>bara statsskuldsf\u00f6rbindelser samt<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. E<span class=\"_ _1\"></span>tt ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s inte l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ha va<span class=\"_ _2\"></span>rit u<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>att f\u00f6<span class=\"_ _2\"></span>r en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6<span class=\"_ _2\"></span>kad kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k n\u00e4<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>dik<span class=\"_ _2\"></span>atore<span class=\"_ _2\"></span>r inte l<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>re \u00e4r up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>lda<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Derivat<span class=\"_ _1\"></span>instrumen<span class=\"_ _1\"></span>t och<span class=\"_ _1\"></span> s\u00e4kringsredo<span class=\"_ _1\"></span>visni<span class=\"_ _1\"></span>ng<span class=\"_ _2e9\"> </span>Derivatinstrument r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isas i balansr\u00e4kningen p\u00e5<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>trakt<span class=\"_ _2\"></span>sdagen och v\u00e4r<span class=\"_ _1\"></span>deras till<span class=\"_ _1\"></span> verkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de via<span class=\"_ _1\"></span> resul<span class=\"_ _1\"></span>tatr\u00e4kningen, b\u00e5de ini<span class=\"_ _1\"></span>tialt och vid efterf\u00f6ljande omv<span class=\"_ _1\"></span>\u00e4rderingar<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Bankens derivatinstrument omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>as av r<span class=\"_ _2\"></span>amav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r k<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h i not 3 fr<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ten av de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a, I r<span class=\"_ _2\"></span>app<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n \u00f6ver fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s end<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t bru<span class=\"_ _2\"></span>tto<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lopp<span class=\"_ _2\"></span>. Meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n f\u00f6r at<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t som up<span class=\"_ _2\"></span>pkom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r vid o<span class=\"_ _2\"></span>mv\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ror p<span class=\"_ _2\"></span>\u00e5 om de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>atet id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ts som e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt, o<span class=\"_ _2\"></span>ch, o<span class=\"_ _2\"></span>m s\u00e5 \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>, kar<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ren h<span class=\"_ _2\"></span>os de<span class=\"_ _2\"></span>n pos<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m s\u00e4k<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. D\u00e5 transaktionen ing\u00e5s, dokumenterar<span class=\"_ _1\"></span> banken f<span class=\"_ _1\"></span>\u00f6rh\u00e5llandet<span class=\"_ _1\"></span> mellan s\u00e4kringsinstrumentet<span class=\"_ _1\"></span> och den s\u00e4krade<span class=\"_ _1\"></span> posten, liksom<span class=\"_ _1\"></span> \u00e4v<span class=\"_ _1\"></span>en bank<span class=\"_ _1\"></span>ens m\u00e5l<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> riskhant<span class=\"_ _1\"></span>eringen och riskhan<span class=\"_ _1\"></span>teringsstrat<span class=\"_ _1\"></span>egin avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. TF Ba<span class=\"_ _2\"></span>nk d<span class=\"_ _2\"></span>oku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>\u00e5de n<span class=\"_ _2\"></span>\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>\u00e5s o<span class=\"_ _2\"></span>ch for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde, av h<span class=\"_ _2\"></span>uru<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a de derivatinstrument<span class=\"_ _1\"></span> som an<span class=\"_ _1\"></span>v\u00e4nds i<span class=\"_ _1\"></span> s\u00e4kringstransaktione<span class=\"_ _2\"></span>r \u00e4r<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>fek<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>tiv<span class=\"_ _2\"></span>a n\u00e4r d<span class=\"_ _2\"></span>et g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r att m<span class=\"_ _2\"></span>otve<span class=\"_ _2\"></span>rka f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde el<span class=\"_ _2\"></span>ler kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en so<span class=\"_ _2\"></span>m \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga ti<span class=\"_ _2\"></span>ll de s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toinve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>isk n<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at anv\u00e4<span class=\"_ _2\"></span>nds s<span class=\"_ _2\"></span>om s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt oc<span class=\"_ _2\"></span>h i \u00f6vrig<span class=\"_ _2\"></span>a fa<span class=\"_ _2\"></span>ll \u00e4r d<span class=\"_ _2\"></span>et net<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>inves<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>pot-ri<span class=\"_ _2\"></span>sk so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sken<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ett<span class=\"_ _2\"></span>a inneb\u00e4r f\u00f6r deriva<span class=\"_ _1\"></span>t att hela marknadsv\u00e4rdesf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringen redovisas i s\u00e4kringsreserven.<span class=\"_ _2e9\"> </span>He<span class=\"_ _2\"></span>la d<span class=\"_ _2\"></span>et verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga v\u00e4<span class=\"_ _2\"></span>rdet p<span class=\"_ _2\"></span>\u00e5 ett d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m \u00f6vrig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r n\u00e4r den s\u00e4krad<span class=\"_ _1\"></span>e post<span class=\"_ _1\"></span>ens \u00e5<span class=\"_ _1\"></span>ter<span class=\"_ _1\"></span>st\u00e5ende l<span class=\"_ _1\"></span>\u00f6ptid<span class=\"_ _1\"></span> understiger<span class=\"_ _1\"></span> tol<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> m\u00e5nader<span class=\"_ _0\"></span>. De<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>neh<span class=\"_ _2\"></span>as f\u00f6r ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>el kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as al<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>d som \u00f6vr<span class=\"_ _1\"></span>iga till<span class=\"_ _1\"></span>g\u00e5ngar ell<span class=\"_ _1\"></span>er \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skul<span class=\"_ _1\"></span>der<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva de<span class=\"_ _2\"></span>len av f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 e<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>vati<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av net<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n f\u00f6r s\u00e4kringsredovisning, r<span class=\"_ _1\"></span>edovisas i \u00f6<span class=\"_ _1\"></span>vrigt t<span class=\"_ _1\"></span>otalresultat. Den andel av vin<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t p\u00e5 e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>s som en ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rlu<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>om h\u00e4<span class=\"_ _2\"></span>nf\u00f6r s<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill d<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>iva d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>n redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i resu<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>tat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Acku<span class=\"_ _2\"></span>mul<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al redo<span class=\"_ _1\"></span>visas i r<span class=\"_ _1\"></span>esul<span class=\"_ _1\"></span>tatr\u00e4kningen n\u00e4r ut<span class=\"_ _1\"></span>landsverksamheten<span class=\"_ _1\"></span> avyttras he<span class=\"_ _2\"></span>lt el<span class=\"_ _2\"></span>ler de<span class=\"_ _2\"></span>lvis<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>nste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 f\u00f6r\u00e4<span class=\"_ _2\"></span>nd-<span class=\"_ _2e9\"> </span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i det ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4rde avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m inte a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r s\u00e4kringsredovisning r<span class=\"_ _1\"></span>edovisas i r<span class=\"_ _1\"></span>esultatr\u00e4kningen i nettor<span class=\"_ _1\"></span>esultat fr\u00e5n finansiella transaktione<span class=\"_ _2e9\"> </span>r<span class=\"_ _2e9\"> </span><span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Emitterad<span class=\"_ _1\"></span>e skul<span class=\"_ _1\"></span>d-<span class=\"_ _1\"></span> och eget<span class=\"_ _1\"></span> kapita<span class=\"_ _1\"></span>linstrument<span class=\"_ _2e9\"> </span>Ett fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ellt i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>t av TF Ba<span class=\"_ _2\"></span>nk kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>tin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m en fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r som e<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. Emit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld o<span class=\"_ _2\"></span>m avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>na in<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>b\u00e4r a<span class=\"_ _2\"></span>tt TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har e<span class=\"_ _2\"></span>n f\u00f6rp<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>se at<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en e<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>\u00e4gg<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>r el<span class=\"_ _2\"></span>ler a<span class=\"_ _2\"></span>nna<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>. Om s<span class=\"_ _2\"></span>\u00e5 inte \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let \u00e4r i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet van<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt<span class=\"_ _2\"></span>vis et<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent oc<span class=\"_ _2\"></span>h kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>, me<span class=\"_ _2\"></span>d avdra<span class=\"_ _2\"></span>g f\u00f6r tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>k<span class=\"_ _2\"></span>o<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>n<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>r.<span class=\"_ _2\"></span>  De em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent so<span class=\"_ _2\"></span>m kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats s<span class=\"_ _2\"></span>om fin<span class=\"_ _2\"></span>an<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>siella skul<span class=\"_ _1\"></span>der \u00e4<span class=\"_ _1\"></span>r obliga<span class=\"_ _1\"></span>tioner \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er tio<span class=\"_ _1\"></span> \u00e5r med<span class=\"_ _1\"></span> m\u00f6jlig<span class=\"_ _1\"></span> friv<span class=\"_ _1\"></span>illig in<span class=\"_ _1\"></span>l\u00f6sen<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>ter fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. R\u00e4ntev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kore<span class=\"_ _2\"></span>n \u00e4r Sti<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r plu<span class=\"_ _2\"></span>s marg<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l oc<span class=\"_ _2\"></span>h r\u00e4n<span class=\"_ _2\"></span>tan b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>et fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt som kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eget k<span class=\"_ _1\"></span>apital \u00e4r<span class=\"_ _1\"></span> obliga<span class=\"_ _1\"></span>tioner som<span class=\"_ _1\"></span> l\u00f6per<span class=\"_ _1\"></span> med e<span class=\"_ _1\"></span>vig<span class=\"_ _1\"></span> l\u00f6p<span class=\"_ _1\"></span>tid med<span class=\"_ _1\"></span> m\u00f6jlig fri<span class=\"_ _2\"></span>vil<span class=\"_ _2\"></span>lig i<span class=\"_ _2\"></span>nl\u00f6s<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r fem \u00e5r f<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n utgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>datum<span class=\"_ _2\"></span>. R\u00e4<span class=\"_ _2\"></span>ntevil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>ren \u00e4r Stib<span class=\"_ _2\"></span>or p<span class=\"_ _2\"></span>lus ma<span class=\"_ _2\"></span>rgin<span class=\"_ _2\"></span>al o<span class=\"_ _2\"></span>ch r\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>an be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. F\u00f6<span class=\"_ _2\"></span>r mer det<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>jer<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e vill<span class=\"_ _2\"></span>kor, se prosp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p<span class=\"_ _2\"></span>\u00e5 TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t fotno<span class=\"_ _2\"></span>t p\u00e5 si<span class=\"_ _2\"></span>da 28 o<span class=\"_ _2\"></span>ch n<span class=\"_ _2\"></span>ot 29<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>tor h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll sk<span class=\"_ _2\"></span>uld re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om r\u00e4<span class=\"_ _2\"></span>nteko<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nad o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4ntor f\u00f6<span class=\"_ _2\"></span>r fin<span class=\"_ _2\"></span>an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as \u00f6ver eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-305": {
   "value": "Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a inst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent \u2013 kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>, redovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng och v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g<span class=\"_ _2e9\"> </span>I not 1<span class=\"_ _2\"></span>8 \u201dK<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r\u201d fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r hu<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>at fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>Upplupet anskaffn<span class=\"_ _2\"></span>ingsv\u00e4rde<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skulder<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>derade till<span class=\"_ _1\"></span> upplupet ansk<span class=\"_ _1\"></span>af<span class=\"_ _2\"></span>f<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _1\"></span> redo<span class=\"_ _1\"></span>visas initial<span class=\"_ _1\"></span>t i<span class=\"_ _1\"></span> balansr\u00e4kningen till v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de,<span class=\"_ _1\"></span> inklusive<span class=\"_ _1\"></span> transak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>fter f<span class=\"_ _1\"></span>\u00f6rsta redovisningstillf\u00e4llet<span class=\"_ _1\"></span> v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>entet i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>upe<span class=\"_ _2\"></span>t ans<span class=\"_ _2\"></span>kaf<span class=\"_ _3\"></span>f-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>v\u00e4rde m<span class=\"_ _2\"></span>ed h<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>lp av ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n min<span class=\"_ _2\"></span>us kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r-<span class=\"_ _2e9\"> </span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v f\u00f6r fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>kens l\u00e5nefor<span class=\"_ _1\"></span>dringar och<span class=\"_ _1\"></span> kundf<span class=\"_ _1\"></span>ordri<span class=\"_ _1\"></span>ngar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tb<span class=\"_ _2\"></span>ok<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en p\u00e5 a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>, vil<span class=\"_ _2\"></span>ket \u00e4r d<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>g d\u00e5 av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l ing<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, f\u00f6ru<span class=\"_ _2\"></span>tom fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e so<span class=\"_ _2\"></span>m v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l upplupet anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde vilka<span class=\"_ _1\"></span> redov<span class=\"_ _1\"></span>isas p\u00e5 likviddage<span class=\"_ _2\"></span>n. Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> n\u00e4r r\u00e4tt<span class=\"_ _1\"></span>en a<span class=\"_ _1\"></span>tt erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n fr<span class=\"_ _2\"></span>\u00e5n i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet h<span class=\"_ _2\"></span>ar l\u00f6<span class=\"_ _2\"></span>pt ut <span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>f\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s och b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>t i sto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t set<span class=\"_ _2\"></span>t all<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner som <span class=\"_ _2\"></span>\u00e4r f\u00f6<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ipp<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d \u00e4g<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l an<span class=\"_ _2\"></span>nan <span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. En fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>ld k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s o<span class=\"_ _2\"></span>ch re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t nettobel<span class=\"_ _1\"></span>opp i<span class=\"_ _1\"></span> balansr\u00e4kningen end<span class=\"_ _1\"></span>ast n\u00e4r d<span class=\"_ _1\"></span>et f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>eligger en<span class=\"_ _1\"></span> leg<span class=\"_ _2\"></span>al r\u00e4<span class=\"_ _2\"></span>tt at<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta b<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>amt at<span class=\"_ _2\"></span>t det f\u00f6<span class=\"_ _2\"></span>reli<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er avs<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att regl<span class=\"_ _2\"></span>era p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t net<span class=\"_ _2\"></span>tob<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>gt rea<span class=\"_ _2\"></span>li<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>se<span class=\"_ _2\"></span>ra t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gen <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>lera <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>n. N<span class=\"_ _2\"></span>\u00e4r e<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>\u00e4r m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat <span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>n b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av om m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r i b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>gande fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _1\"></span> Ett l\u00e5<span class=\"_ _2\"></span>n ans<span class=\"_ _2\"></span>es var<span class=\"_ _2\"></span>a mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at n\u00e4r de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor och b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om st<span class=\"_ _2\"></span>yr ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>as j\u00e4<span class=\"_ _2\"></span>mf\u00f6r<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d det urs<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>ung<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga avt<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l exem<span class=\"_ _2\"></span>pel p<span class=\"_ _2\"></span>\u00e5 gr<span class=\"_ _2\"></span>und av l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n, \u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer so<span class=\"_ _2\"></span>m inte \u00e4<span class=\"_ _2\"></span>r rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade t<span class=\"_ _2\"></span>ill e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>res f\u00f6r<span class=\"_ _2\"></span>s\u00e4m<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>\u00e5n ta<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>t fr<span class=\"_ _2\"></span>\u00e5n ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och ett ny<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen n<span class=\"_ _2\"></span>\u00e4r det b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t s\u00e4g<span class=\"_ _2\"></span>s upp oc<span class=\"_ _2\"></span>h ett ny<span class=\"_ _2\"></span>tt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d v\u00e4s<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ann<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>a vil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r om<span class=\"_ _2\"></span> vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n i ett be<span class=\"_ _2\"></span>fintl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t avt<span class=\"_ _2\"></span>al mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt. En<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r p\u00e5 gru<span class=\"_ _2\"></span>nd av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>v\u00e5ri<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter h<span class=\"_ _2\"></span>os l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare<span class=\"_ _2\"></span>n, in<span class=\"_ _2\"></span>klus<span class=\"_ _2\"></span>ive att l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor ha<span class=\"_ _2\"></span>r l\u00e4<span class=\"_ _2\"></span>mna<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>ses i<span class=\"_ _2\"></span>nte var<span class=\"_ _2\"></span>a v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga p\u00e5<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. Om et<span class=\"_ _2\"></span>t l\u00e5n ha<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s fr\u00e5n<span class=\"_ _2\"></span> ste<span class=\"_ _2\"></span>g 1 till a<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ste<span class=\"_ _2\"></span>g 2 eller 3 s\u00e5 kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>ta inte at<span class=\"_ _2\"></span>t flyt<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s tillbaka under l\u00e5nets l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _2e9\"> </span>Finansiella sk<span class=\"_ _1\"></span>ulder<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> d\u00e5 skul<span class=\"_ _1\"></span>den<span class=\"_ _1\"></span> ut<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet fu<span class=\"_ _2\"></span>llg<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ulle<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s e<span class=\"_ _2\"></span>ller u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>h\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. L\u00e5<span class=\"_ _2\"></span>nefo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>ivs bort fr\u00e5n balansr\u00e4kningen n\u00e4r bank<span class=\"_ _1\"></span>en int<span class=\"_ _1\"></span>e har<span class=\"_ _1\"></span> n\u00e5gra rimliga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>tt \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na en fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r av den<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n har i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>gon r<span class=\"_ _2\"></span>iml<span class=\"_ _2\"></span>ig f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>an p<span class=\"_ _2\"></span>\u00e5 att \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na fordr<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>ser f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ten v<span class=\"_ _2\"></span>ara ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d n\u00e4r e<span class=\"_ _2\"></span>n ku<span class=\"_ _2\"></span>nd avl<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>t, avslut<span class=\"_ _2\"></span>at sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>san<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r n\u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>\u00e5lt<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll t<span class=\"_ _2\"></span>redj<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>t<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Efte<span class=\"_ _2\"></span>r bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i<span class=\"_ _2\"></span>nte l\u00e4<span class=\"_ _2\"></span>ngre i b<span class=\"_ _2\"></span>a-<span class=\"_ _2e9\"> </span>lansr\u00e4kningen. \u00c5tervinning a<span class=\"_ _1\"></span>v tidigar<span class=\"_ _1\"></span>e r<span class=\"_ _1\"></span>edovisade<span class=\"_ _1\"></span> bort<span class=\"_ _2\"></span>skrivningar redovisas<span class=\"_ _1\"></span> som en minskning a<span class=\"_ _1\"></span>v kreditf<span class=\"_ _1\"></span>\u00f6rluster p\u00e5 r<span class=\"_ _1\"></span>esultatraden Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to.<span class=\"_ _2e9\"> </span>Nedskrivning a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n por<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ad m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll f\u00f6r b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver s<span class=\"_ _2\"></span>om utg<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e5n e<span class=\"_ _2\"></span>n v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>luster<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>ompletteras<span class=\"_ _1\"></span> med riskparametrar<span class=\"_ _0\"></span>. Riskparametrarna up<span class=\"_ _2\"></span>pda<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>s vid v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e en<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>lt ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>illf<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>le f\u00f6r at<span class=\"_ _2\"></span>t ta h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ti<span class=\"_ _2\"></span>ll fram\u00e5tblickande in<span class=\"_ _1\"></span>formation.<span class=\"_ _1\"></span> Banken segment<span class=\"_ _1\"></span>erar ut<span class=\"_ _1\"></span> varje<span class=\"_ _1\"></span> m\u00e5nads utgi<span class=\"_ _2\"></span>vna l<span class=\"_ _2\"></span>\u00e5n f\u00f6<span class=\"_ _2\"></span>r att a<span class=\"_ _2\"></span>nalyse<span class=\"_ _2\"></span>ra a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tuel<span class=\"_ _2\"></span>la b<span class=\"_ _2\"></span>ete<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de i f\u00f6rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>ill h<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>to<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ris<span class=\"_ _2\"></span>ka be<span class=\"_ _2\"></span>tee<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n det<span class=\"_ _2\"></span>ta k<span class=\"_ _2\"></span>ali<span class=\"_ _2\"></span>brer<span class=\"_ _2\"></span>a mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>r att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>a f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I de fa<span class=\"_ _2\"></span>ll ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten av releva<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer inte<span class=\"_ _2\"></span> f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s av ris<span class=\"_ _2\"></span>km<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r anv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g ban<span class=\"_ _2\"></span>ken av exp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter inkluderar f<span class=\"_ _1\"></span>ram\u00e5tblickande makr<span class=\"_ _1\"></span>oekonomisk in<span class=\"_ _1\"></span>forma<span class=\"_ _1\"></span>tion som ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 tre ol<span class=\"_ _2\"></span>ika s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier, ett ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o, et<span class=\"_ _2\"></span>t pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>o oc<span class=\"_ _2\"></span>h ett n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o. D<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>er h<span class=\"_ _2\"></span>ar se<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s in i modellen<span class=\"_ _1\"></span> utif<span class=\"_ _1\"></span>r\u00e5n k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span>s bed\u00f6mning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r a<span class=\"_ _1\"></span>tt resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio s<span class=\"_ _2\"></span>ka int<span class=\"_ _2\"></span>r\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. In<span class=\"_ _2\"></span>dat<span class=\"_ _2\"></span>a som a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n de<span class=\"_ _2\"></span>n Europ<span class=\"_ _2\"></span>eis<span class=\"_ _2\"></span>ka Ce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s (ECB) p<span class=\"_ _2\"></span>rogn<span class=\"_ _2\"></span>ose<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h ink<span class=\"_ _2\"></span>lude<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r uppskattningar a<span class=\"_ _1\"></span>v makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variabler<span class=\"_ _1\"></span> som bland anna<span class=\"_ _1\"></span>t BN<span class=\"_ _2\"></span>P<span class=\"_ _0\"></span>, in<span class=\"_ _2\"></span>fla<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h arb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>sl\u00f6s<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>iot b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s p\u00e5 ECB<span class=\"_ _2\"></span>:s s\u00e5 ka<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f p<span class=\"_ _2\"></span>roje<span class=\"_ _2\"></span>cti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>s\u201d som p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as i s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ban<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d att nya r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>slut o<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>. Det p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga ut<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt kon<span class=\"_ _2\"></span>fide<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>inter<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>alle<span class=\"_ _2\"></span>n i ECB:<span class=\"_ _2\"></span>s \u201dSt<span class=\"_ _2\"></span>af<span class=\"_ _3\"></span>f proj<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ns\u201d so<span class=\"_ _2\"></span>m en<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av bo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t sku<span class=\"_ _2\"></span>lle inneb\u00e4ra <span class=\"_ _1\"></span>en min<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av <span class=\"_ _1\"></span>rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g f\u00f6r f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>d<span class=\"_ _2\"></span> 10<span class=\"_ _2\"></span> %<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span> Det n<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ot utg\u00e5<span class=\"_ _2\"></span>r ifr<span class=\"_ _2\"></span>\u00e5n ECB<span class=\"_ _2\"></span>:s st<span class=\"_ _2\"></span>res<span class=\"_ _2\"></span>stes<span class=\"_ _2\"></span>t av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker o<span class=\"_ _2\"></span>ch ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 en k<span class=\"_ _2\"></span>raf<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ful<span class=\"_ _2\"></span>l f\u00f6rs<span class=\"_ _2\"></span>vag<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av den m<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>roeko<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nomiska<span class=\"_ _1\"></span> utv<span class=\"_ _1\"></span>ecklingen u<span class=\"_ _1\"></span>nder en<span class=\"_ _1\"></span> tre<span class=\"_ _1\"></span>\u00e5rsperiod. De<span class=\"_ _1\"></span>tta scenar<span class=\"_ _1\"></span>io sku<span class=\"_ _2\"></span>lle i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>ra e<span class=\"_ _2\"></span>n \u00f6kn<span class=\"_ _2\"></span>ing av b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ter me<span class=\"_ _2\"></span>d 50 %<span class=\"_ _2\"></span>. Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar va<span class=\"_ _2\"></span>lt des<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>a sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>r d\u00e5 ba<span class=\"_ _2\"></span>nken i<span class=\"_ _2\"></span>nte hit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t n\u00e5g<span class=\"_ _2\"></span>ot di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>amb<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d me<span class=\"_ _2\"></span>d n\u00e5g<span class=\"_ _2\"></span>on e<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ild m<span class=\"_ _2\"></span>akro<span class=\"_ _2\"></span>ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k pa<span class=\"_ _2\"></span>ram<span class=\"_ _2\"></span>eter. De val<span class=\"_ _2\"></span>da sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 ECB\u2019s an<span class=\"_ _2\"></span>alys av ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ska ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter f\u00f6r o<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>\u00e5de<span class=\"_ _2\"></span>n d\u00e4<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>ken \u00e4r ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>F\u00f6r ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n och k<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ghe<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>alys se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nv\u00e4nd<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>tit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va dat<span class=\"_ _2\"></span>a f\u00f6r at<span class=\"_ _2\"></span>t avg\u00f6r<span class=\"_ _2\"></span>a hu<span class=\"_ _2\"></span>ru<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vid<span class=\"_ _2\"></span>a en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig \u00f6k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r sket<span class=\"_ _2\"></span>t f\u00f6r att k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>ra de fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a i de t<span class=\"_ _2\"></span>re oli<span class=\"_ _2\"></span>ka kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>rie<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. Kvali<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>iva dat<span class=\"_ _2\"></span>a anv\u00e4<span class=\"_ _2\"></span>nds i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>rh\u00e5<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r ex<span class=\"_ _2\"></span>tern e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r inte<span class=\"_ _2\"></span>rn info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>ti<span class=\"_ _2\"></span>on om a<span class=\"_ _2\"></span>tt en k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>ori 3 s<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>ed skillnaden mella<span class=\"_ _2\"></span>n tillg\u00e5ngens r<span class=\"_ _1\"></span>edovisade v\u00e4r<span class=\"_ _1\"></span>de och nu<span class=\"_ _1\"></span>v\u00e4rdet<span class=\"_ _1\"></span> av fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den d<span class=\"_ _2\"></span>isko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ade m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. Det f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>det bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 ber\u00e4kningar som tar h\u00e4nsyn<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> historiska<span class=\"_ _1\"></span> \u00e5terbetalningsniv\u00e5<span class=\"_ _1\"></span>er som appliceras p\u00e5<span class=\"_ _1\"></span> varje generation<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> l\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av l\u00f6p<span class=\"_ _2\"></span>tid f\u00f6<span class=\"_ _2\"></span>r kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>kor<span class=\"_ _2\"></span>t och a<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ra revolver<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r s\u00e5 v\u00e4<span class=\"_ _2\"></span>l so<span class=\"_ _2\"></span>m rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av out<span class=\"_ _2\"></span>nyt<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter bygg<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 prediktiva modeller om det<span class=\"_ _1\"></span> framtida limitutn<span class=\"_ _1\"></span>yttjandet och statistiska<span class=\"_ _2\"></span> \u00e5ter<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ane<span class=\"_ _2\"></span>r. <span class=\"_ _1\"></span>Mod<span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a by<span class=\"_ _1\"></span>gg<span class=\"_ _2\"></span>er p\u00e5 inter<span class=\"_ _2\"></span>na his<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a data<span class=\"_ _2\"></span>, d\u00e4r olik<span class=\"_ _1\"></span>a model<span class=\"_ _1\"></span>ler<span class=\"_ _1\"></span> anv<span class=\"_ _1\"></span>\u00e4nds f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> homogena g<span class=\"_ _1\"></span>rupper a<span class=\"_ _1\"></span>v k<span class=\"_ _1\"></span>redit<span class=\"_ _1\"></span>er med likartade f\u00f6rklaringsvariabl<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>. De<span class=\"_ _2\"></span>fini<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n p\u00e5 fall<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>ang o<span class=\"_ _2\"></span>ch os<span class=\"_ _2\"></span>\u00e4kra ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken utl\u00f6<span class=\"_ _2\"></span>ses f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>man<span class=\"_ _2\"></span>g resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive os<span class=\"_ _2\"></span>\u00e4ker fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n om n\u00e5g<span class=\"_ _2\"></span>ot av f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de i<span class=\"_ _2\"></span>ntr\u00e4<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>r; e<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare h<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ald<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4ldre \u00e4<span class=\"_ _2\"></span>n 90 d<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, har avl<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>it el<span class=\"_ _2\"></span>ler f\u00f6<span class=\"_ _2\"></span>rsa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s i konk<span class=\"_ _2\"></span>urs e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r li<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e, l\u00e5<span class=\"_ _2\"></span>net h<span class=\"_ _2\"></span>ar id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>r\u00e4g<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>i elle<span class=\"_ _2\"></span>r s\u00e5<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>s elle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>ats t<span class=\"_ _2\"></span>ill ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>byr\u00e5<span class=\"_ _2\"></span>, Vi<span class=\"_ _2\"></span>d be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n av om de<span class=\"_ _2\"></span>t \u00e4r osa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>re komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a s<span class=\"_ _2\"></span>ina l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ef\u00f6r<span class=\"_ _2\"></span>pli<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span>telser tar bank<span class=\"_ _1\"></span>en h\u00e4nsyn<span class=\"_ _1\"></span> till b\u00e5de<span class=\"_ _1\"></span> kvalitativa och<span class=\"_ _1\"></span> kvantitativa fak<span class=\"_ _0\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>torer i<span class=\"_ _2\"></span>nkl<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>ve, men i<span class=\"_ _2\"></span>nte be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>sat t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>, st<span class=\"_ _2\"></span>atu<span class=\"_ _2\"></span>s p\u00e5 f\u00f6r<span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>, uteb<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>vna bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kor, f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d konk<span class=\"_ _2\"></span>urs ell<span class=\"_ _2\"></span>er brot<span class=\"_ _2\"></span>t mo<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>ko<span class=\"_ _2e9\"> </span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span><div class=\"t m0 h4c ff6 fs5 fc5 sc0 ls2b ws31 gsbb\">Fastst<span class=\"_ _1\"></span>\u00e4ll<span class=\"_ _1\"></span>a betydande<span class=\"_ _1\"></span> \u00f6kning av<span class=\"_ _1\"></span> kreditris<span class=\"_ _1\"></span>k sedan<span class=\"_ _1\"></span> f\u00f6rst<span class=\"_ _1\"></span>a r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>is<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h4c ff6 fs5 fc5 sc0 ls11 ws19 gsbc\">ningstillf\u00e4l<span class=\"_ _1\"></span>let<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsbd\">Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng i kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>da e<span class=\"_ _2\"></span>n </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsbe\">komb<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>llek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h sp<span class=\"_ _2\"></span>egl<span class=\"_ _2\"></span>ar </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsbf\">\u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>k p\u00e5 in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntn<span class=\"_ _2\"></span>iv\u00e5 s<span class=\"_ _2\"></span>\u00e5 l\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>t det \u00e4<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gsc0\">m\u00f6jligt.<span class=\"_ _1\"></span> Den fram\u00e5<span class=\"_ _1\"></span>triktade sannolik<span class=\"_ _1\"></span>heten<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6r fal<span class=\"_ _1\"></span>lissemang un<span class=\"_ _1\"></span>der </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsc1\">\u00e5ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>d komm<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t inf\u00f6<span class=\"_ _2\"></span>rli<span class=\"_ _2\"></span>va ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>r b\u00e5<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>\u00e5n hi<span class=\"_ _2\"></span>sto<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gsc2\">riska h\u00e4ndelser och prognostiserade ekonomiska f<span class=\"_ _1\"></span>\u00f6rh\u00e5llanden<span class=\"_ _2\"></span>. </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsc3\">K<span class=\"_ _1\"></span>vant<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ativ<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer \u00e4<span class=\"_ _2\"></span>r den v<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ste de<span class=\"_ _2\"></span>len f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsc4\">\u00f6kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>isk s<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an f\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lf\u00e4l<span class=\"_ _2\"></span>let o<span class=\"_ _2\"></span>ch en \u00f6<span class=\"_ _2\"></span>k-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsc5\">nin<span class=\"_ _2\"></span>g av kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k intr<span class=\"_ _2\"></span>\u00e4f<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ar n\u00e4<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en \u00e4r f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>len 3<span class=\"_ _2\"></span>0 dag<span class=\"_ _2\"></span>ar el<span class=\"_ _2\"></span>ler </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsc6\">me<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>ket in<span class=\"_ _2\"></span>neb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t en t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as fr<span class=\"_ _2\"></span>\u00e5n s<span class=\"_ _2\"></span>teg 1 t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 2<span class=\"_ _2\"></span>. </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsc7\">Om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iten \u00e4<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>len 9<span class=\"_ _2\"></span>0 da<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>r s\u00e5 f\u00f6<span class=\"_ _2\"></span>rfly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsc8\">en t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>teg 3<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g g\u00f6r<span class=\"_ _2\"></span>s p\u00e5 p<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>ljn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>. Kvalit<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsc9\">ind<span class=\"_ _2\"></span>ika<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>niv\u00e5 b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s ock<span class=\"_ _2\"></span>s\u00e5 v<span class=\"_ _2\"></span>id pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng i d<span class=\"_ _2\"></span>e oli<span class=\"_ _2\"></span>ka </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsca\">ste<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n, ti<span class=\"_ _2\"></span>ll exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>l om l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>aren \u00f6ve<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vaka<span class=\"_ _2\"></span>s p\u00e5 b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>ta </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gscb\">ell<span class=\"_ _2\"></span>er ha<span class=\"_ _2\"></span>r bev<span class=\"_ _2\"></span>ilj<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s l\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r i l<span class=\"_ _2\"></span>\u00e5nev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>koren a<span class=\"_ _2\"></span>lter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gscc\">erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>ler ex<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>n infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n om at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>v\u00e5r<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gscd\">heter<span class=\"_ _1\"></span> s\u00e5 so<span class=\"_ _1\"></span>m skul<span class=\"_ _1\"></span>dsanerings\u00e4r<span class=\"_ _1\"></span>enden<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> betalningsuppg\u00f6r<span class=\"_ _1\"></span>elser<span class=\"_ _0\"></span>. </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsce\">Ba<span class=\"_ _2\"></span>nken b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er at<span class=\"_ _2\"></span>t fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar me<span class=\"_ _2\"></span>d l<span class=\"_ _2\"></span>\u00e5g kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk p\u00e5 </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gscf\">ra<span class=\"_ _2\"></span>ppo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sda<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n inte an<span class=\"_ _2\"></span>ses h<span class=\"_ _2\"></span>a var<span class=\"_ _2\"></span>it ut<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a f\u00f6r en v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsd0\">\u00f6ka<span class=\"_ _2\"></span>d kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, vi<span class=\"_ _2\"></span>lket avs<span class=\"_ _2\"></span>er fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gsd1\">som kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> bel\u00e5nings<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gsd2\">bara statsskuldsf\u00f6rbindelser samt<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. E<span class=\"_ _1\"></span>tt </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsd3\">ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s inte l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>gre ha va<span class=\"_ _2\"></span>rit u<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>att f\u00f6<span class=\"_ _2\"></span>r en v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt \u00f6<span class=\"_ _2\"></span>kad </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsd4\">kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k n\u00e4<span class=\"_ _2\"></span>r all<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>dik<span class=\"_ _2\"></span>atore<span class=\"_ _2\"></span>r inte l<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>re \u00e4r up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>lda<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-325": {
   "value": "Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a inst<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent \u2013 kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>, redovi<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>ng och v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g<span class=\"_ _2e9\"> </span>I not 1<span class=\"_ _2\"></span>8 \u201dK<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng av fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r\u201d fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r hu<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>at fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>Upplupet anskaffn<span class=\"_ _2\"></span>ingsv\u00e4rde<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skulder<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>derade till<span class=\"_ _1\"></span> upplupet ansk<span class=\"_ _1\"></span>af<span class=\"_ _2\"></span>f<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _1\"></span> redo<span class=\"_ _1\"></span>visas initial<span class=\"_ _1\"></span>t i<span class=\"_ _1\"></span> balansr\u00e4kningen till v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de,<span class=\"_ _1\"></span> inklusive<span class=\"_ _1\"></span> transak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>. E<span class=\"_ _1\"></span>fter f<span class=\"_ _1\"></span>\u00f6rsta redovisningstillf\u00e4llet<span class=\"_ _1\"></span> v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>entet i d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri t<span class=\"_ _2\"></span>ill u<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>upe<span class=\"_ _2\"></span>t ans<span class=\"_ _2\"></span>kaf<span class=\"_ _3\"></span>f-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>v\u00e4rde m<span class=\"_ _2\"></span>ed h<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>lp av ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ivr<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n min<span class=\"_ _2\"></span>us kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r-<span class=\"_ _2e9\"> </span>lus<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v f\u00f6r fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den<span class=\"_ _2\"></span>na kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r ban<span class=\"_ _2\"></span>kens l\u00e5nefor<span class=\"_ _1\"></span>dringar och<span class=\"_ _1\"></span> kundf<span class=\"_ _1\"></span>ordri<span class=\"_ _1\"></span>ngar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tb<span class=\"_ _2\"></span>ok<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en p\u00e5 a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>, vil<span class=\"_ _2\"></span>ket \u00e4r d<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>g d\u00e5 av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l ing<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, f\u00f6ru<span class=\"_ _2\"></span>tom fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e so<span class=\"_ _2\"></span>m v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l upplupet anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde vilka<span class=\"_ _1\"></span> redov<span class=\"_ _1\"></span>isas p\u00e5 likviddage<span class=\"_ _2\"></span>n. Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> n\u00e4r r\u00e4tt<span class=\"_ _1\"></span>en a<span class=\"_ _1\"></span>tt erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n fr<span class=\"_ _2\"></span>\u00e5n i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet h<span class=\"_ _2\"></span>ar l\u00f6<span class=\"_ _2\"></span>pt ut <span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>f\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s och b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>t i sto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t set<span class=\"_ _2\"></span>t all<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner som <span class=\"_ _2\"></span>\u00e4r f\u00f6<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ipp<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d \u00e4g<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l an<span class=\"_ _2\"></span>nan <span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. En fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>ld k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s o<span class=\"_ _2\"></span>ch re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t nettobel<span class=\"_ _1\"></span>opp i<span class=\"_ _1\"></span> balansr\u00e4kningen end<span class=\"_ _1\"></span>ast n\u00e4r d<span class=\"_ _1\"></span>et f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>eligger en<span class=\"_ _1\"></span> leg<span class=\"_ _2\"></span>al r\u00e4<span class=\"_ _2\"></span>tt at<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta b<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>amt at<span class=\"_ _2\"></span>t det f\u00f6<span class=\"_ _2\"></span>reli<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er avs<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att regl<span class=\"_ _2\"></span>era p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t net<span class=\"_ _2\"></span>tob<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>gt rea<span class=\"_ _2\"></span>li<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>se<span class=\"_ _2\"></span>ra t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gen <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>lera <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>n. N<span class=\"_ _2\"></span>\u00e4r e<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>\u00e4r m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat <span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>n b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av om m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r i b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>gande fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _1\"></span> Ett l\u00e5<span class=\"_ _2\"></span>n ans<span class=\"_ _2\"></span>es var<span class=\"_ _2\"></span>a mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at n\u00e4r de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor och b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om st<span class=\"_ _2\"></span>yr ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>as j\u00e4<span class=\"_ _2\"></span>mf\u00f6r<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d det urs<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>ung<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga avt<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l exem<span class=\"_ _2\"></span>pel p<span class=\"_ _2\"></span>\u00e5 gr<span class=\"_ _2\"></span>und av l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n, \u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer so<span class=\"_ _2\"></span>m inte \u00e4<span class=\"_ _2\"></span>r rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade t<span class=\"_ _2\"></span>ill e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>res f\u00f6r<span class=\"_ _2\"></span>s\u00e4m<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>\u00e5n ta<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>t fr<span class=\"_ _2\"></span>\u00e5n ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och ett ny<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen n<span class=\"_ _2\"></span>\u00e4r det b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t s\u00e4g<span class=\"_ _2\"></span>s upp oc<span class=\"_ _2\"></span>h ett ny<span class=\"_ _2\"></span>tt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d v\u00e4s<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ann<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>a vil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r om<span class=\"_ _2\"></span> vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n i ett be<span class=\"_ _2\"></span>fintl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t avt<span class=\"_ _2\"></span>al mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt. En<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r p\u00e5 gru<span class=\"_ _2\"></span>nd av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>v\u00e5ri<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter h<span class=\"_ _2\"></span>os l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare<span class=\"_ _2\"></span>n, in<span class=\"_ _2\"></span>klus<span class=\"_ _2\"></span>ive att l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor ha<span class=\"_ _2\"></span>r l\u00e4<span class=\"_ _2\"></span>mna<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>ses i<span class=\"_ _2\"></span>nte var<span class=\"_ _2\"></span>a v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga p\u00e5<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. Om et<span class=\"_ _2\"></span>t l\u00e5n ha<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s fr\u00e5n<span class=\"_ _2\"></span> ste<span class=\"_ _2\"></span>g 1 till a<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ste<span class=\"_ _2\"></span>g 2 eller 3 s\u00e5 kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>ta inte at<span class=\"_ _2\"></span>t flyt<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s tillbaka under l\u00e5nets l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _2e9\"> </span>Finansiella sk<span class=\"_ _1\"></span>ulder<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> d\u00e5 skul<span class=\"_ _1\"></span>den<span class=\"_ _1\"></span> ut<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet fu<span class=\"_ _2\"></span>llg<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ulle<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s e<span class=\"_ _2\"></span>ller u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>h\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. L\u00e5<span class=\"_ _2\"></span>nefo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>ivs bort fr\u00e5n balansr\u00e4kningen n\u00e4r bank<span class=\"_ _1\"></span>en int<span class=\"_ _1\"></span>e har<span class=\"_ _1\"></span> n\u00e5gra rimliga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>tt \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na en fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r av den<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n har i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>gon r<span class=\"_ _2\"></span>iml<span class=\"_ _2\"></span>ig f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>an p<span class=\"_ _2\"></span>\u00e5 att \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na fordr<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>ser f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ten v<span class=\"_ _2\"></span>ara ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d n\u00e4r e<span class=\"_ _2\"></span>n ku<span class=\"_ _2\"></span>nd avl<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>t, avslut<span class=\"_ _2\"></span>at sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>san<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r n\u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>\u00e5lt<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll t<span class=\"_ _2\"></span>redj<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>t<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-347": {
   "value": "V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-337": {
   "value": "V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4rde<span class=\"_ _1\"></span> via r<span class=\"_ _1\"></span>esultatr\u00e4kningen<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r v\u00e4rde<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde vi<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en om d<span class=\"_ _2\"></span>e inte s<span class=\"_ _2\"></span>ka v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll n<span class=\"_ _2\"></span>\u00e5go<span class=\"_ _2\"></span>n av de an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>er v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>igt v\u00e4rde<span class=\"_ _1\"></span> exkl<span class=\"_ _1\"></span>usive<span class=\"_ _1\"></span> transaktionskostnader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Alla v\u00e4r<span class=\"_ _1\"></span>def<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i<span class=\"_ _1\"></span> dessa poster redo<span class=\"_ _1\"></span>visas direkt i r<span class=\"_ _1\"></span>esultatr\u00e4kningen under \u201dNettore<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>sultat<span class=\"_ _1\"></span> fr\u00e5n<span class=\"_ _1\"></span> finansiella tran<span class=\"_ _1\"></span>saktioner\u201d.<span class=\"_ _1\"></span> De <span class=\"_ _1\"></span>finansiella instrumen<span class=\"_ _1\"></span>t som<span class=\"_ _1\"></span> v\u00e4rderas<span class=\"_ _1\"></span> till v<span class=\"_ _1\"></span>erkligt v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _1\"></span> via TF<span class=\"_ _1\"></span> Banks re<span class=\"_ _1\"></span>sultatr\u00e4kning om<span class=\"_ _1\"></span>fattar derivatinstrument<span class=\"_ _1\"></span> som innehas i<span class=\"_ _1\"></span> handelssy<span class=\"_ _2\"></span>fte samt<span class=\"_ _1\"></span> aktier vars kassafl\u00f6den<span class=\"_ _1\"></span> in<span class=\"_ _1\"></span>te<span class=\"_ _1\"></span> uppfyller<span class=\"_ _1\"></span> kassafl<span class=\"_ _1\"></span>\u00f6deskrit<span class=\"_ _1\"></span>erierna<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-9": {
   "value": "Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tb<span class=\"_ _2\"></span>ok<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en p\u00e5 a<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>, vil<span class=\"_ _2\"></span>ket \u00e4r d<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>g d\u00e5 av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l ing<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, f\u00f6ru<span class=\"_ _2\"></span>tom fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e so<span class=\"_ _2\"></span>m v\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l upplupet anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde vilka<span class=\"_ _1\"></span> redov<span class=\"_ _1\"></span>isas p\u00e5 likviddage<span class=\"_ _2\"></span>n. Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> n\u00e4r r\u00e4tt<span class=\"_ _1\"></span>en a<span class=\"_ _1\"></span>tt erh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n fr<span class=\"_ _2\"></span>\u00e5n i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet h<span class=\"_ _2\"></span>ar l\u00f6<span class=\"_ _2\"></span>pt ut <span class=\"_ _2\"></span>elle<span class=\"_ _2\"></span>r ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>f\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s och b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>r \u00f6ver<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>t i sto<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t set<span class=\"_ _2\"></span>t all<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner som <span class=\"_ _2\"></span>\u00e4r f\u00f6<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ipp<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e me<span class=\"_ _2\"></span>d \u00e4g<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l an<span class=\"_ _2\"></span>nan <span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. En fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>ld k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s o<span class=\"_ _2\"></span>ch re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t nettobel<span class=\"_ _1\"></span>opp i<span class=\"_ _1\"></span> balansr\u00e4kningen end<span class=\"_ _1\"></span>ast n\u00e4r d<span class=\"_ _1\"></span>et f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>eligger en<span class=\"_ _1\"></span> leg<span class=\"_ _2\"></span>al r\u00e4<span class=\"_ _2\"></span>tt at<span class=\"_ _2\"></span>t k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>ta b<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>amt at<span class=\"_ _2\"></span>t det f\u00f6<span class=\"_ _2\"></span>reli<span class=\"_ _2\"></span>gg<span class=\"_ _2\"></span>er avs<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>t att regl<span class=\"_ _2\"></span>era p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a me<span class=\"_ _2\"></span>d et<span class=\"_ _2\"></span>t net<span class=\"_ _2\"></span>tob<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t sa<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>gt rea<span class=\"_ _2\"></span>li<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>se<span class=\"_ _2\"></span>ra t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gen <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h reg<span class=\"_ _2\"></span>lera <span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>n. N<span class=\"_ _2\"></span>\u00e4r e<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>\u00e4r m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>rat <span class=\"_ _2\"></span>g\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken e<span class=\"_ _2\"></span>n b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av om m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>sulte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r i b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>gande fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _1\"></span> Ett l\u00e5<span class=\"_ _2\"></span>n ans<span class=\"_ _2\"></span>es var<span class=\"_ _2\"></span>a mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at n\u00e4r de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor och b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mme<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om st<span class=\"_ _2\"></span>yr ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>as j\u00e4<span class=\"_ _2\"></span>mf\u00f6r<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d det urs<span class=\"_ _2\"></span>pr<span class=\"_ _2\"></span>ung<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga avt<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l exem<span class=\"_ _2\"></span>pel p<span class=\"_ _2\"></span>\u00e5 gr<span class=\"_ _2\"></span>und av l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n, \u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer so<span class=\"_ _2\"></span>m inte \u00e4<span class=\"_ _2\"></span>r rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade t<span class=\"_ _2\"></span>ill e<span class=\"_ _2\"></span>n l<span class=\"_ _2\"></span>\u00e5nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>res f\u00f6r<span class=\"_ _2\"></span>s\u00e4m<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade l<span class=\"_ _2\"></span>\u00e5n ta<span class=\"_ _2\"></span>s bor<span class=\"_ _2\"></span>t fr<span class=\"_ _2\"></span>\u00e5n ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och ett ny<span class=\"_ _2\"></span>tt l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen n<span class=\"_ _2\"></span>\u00e4r det b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t s\u00e4g<span class=\"_ _2\"></span>s upp oc<span class=\"_ _2\"></span>h ett ny<span class=\"_ _2\"></span>tt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d v\u00e4s<span class=\"_ _2\"></span>entl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ann<span class=\"_ _2\"></span>orl<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>a vil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r om<span class=\"_ _2\"></span> vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n i ett be<span class=\"_ _2\"></span>fintl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t avt<span class=\"_ _2\"></span>al mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt. En<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>odi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r p\u00e5 gru<span class=\"_ _2\"></span>nd av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>v\u00e5ri<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>eter h<span class=\"_ _2\"></span>os l\u00e5<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gare<span class=\"_ _2\"></span>n, in<span class=\"_ _2\"></span>klus<span class=\"_ _2\"></span>ive att l<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r i l\u00e5<span class=\"_ _2\"></span>nevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor ha<span class=\"_ _2\"></span>r l\u00e4<span class=\"_ _2\"></span>mna<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>, an<span class=\"_ _2\"></span>ses i<span class=\"_ _2\"></span>nte var<span class=\"_ _2\"></span>a v\u00e4s<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga p\u00e5<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. Om et<span class=\"_ _2\"></span>t l\u00e5n ha<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>difi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats o<span class=\"_ _2\"></span>ch f\u00f6r<span class=\"_ _2\"></span>fly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s fr\u00e5n<span class=\"_ _2\"></span> ste<span class=\"_ _2\"></span>g 1 till a<span class=\"_ _2\"></span>ntin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ste<span class=\"_ _2\"></span>g 2 eller 3 s\u00e5 kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det<span class=\"_ _2\"></span>ta inte at<span class=\"_ _2\"></span>t flyt<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s tillbaka under l\u00e5nets l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _2e9\"> </span>Finansiella sk<span class=\"_ _1\"></span>ulder<span class=\"_ _1\"></span> tas bort fr\u00e5n<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _1\"></span> d\u00e5 skul<span class=\"_ _1\"></span>den<span class=\"_ _1\"></span> ut<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m att av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet fu<span class=\"_ _2\"></span>llg<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s, a<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>ulle<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s e<span class=\"_ _2\"></span>ller u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>h\u00f6r<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. L\u00e5<span class=\"_ _2\"></span>nefo<span class=\"_ _2\"></span>rdri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itf\u00f6<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ade <span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>ivs bort fr\u00e5n balansr\u00e4kningen n\u00e4r bank<span class=\"_ _1\"></span>en int<span class=\"_ _1\"></span>e har<span class=\"_ _1\"></span> n\u00e5gra rimliga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>tt \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na en fo<span class=\"_ _2\"></span>rdra<span class=\"_ _2\"></span>n i si<span class=\"_ _2\"></span>n hel<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r av den<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n har i<span class=\"_ _2\"></span>nte n\u00e5<span class=\"_ _2\"></span>gon r<span class=\"_ _2\"></span>iml<span class=\"_ _2\"></span>ig f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>an p<span class=\"_ _2\"></span>\u00e5 att \u00e5te<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>na fordr<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>ser f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>ten v<span class=\"_ _2\"></span>ara ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tate<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d n\u00e4r e<span class=\"_ _2\"></span>n ku<span class=\"_ _2\"></span>nd avl<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>t, avslut<span class=\"_ _2\"></span>at sk<span class=\"_ _2\"></span>uld<span class=\"_ _2\"></span>san<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r n\u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>\u00e5lt<span class=\"_ _2\"></span>s ti<span class=\"_ _2\"></span>ll t<span class=\"_ _2\"></span>redj<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>t<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Efte<span class=\"_ _2\"></span>r bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>eford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i<span class=\"_ _2\"></span>nte l\u00e4<span class=\"_ _2\"></span>ngre i b<span class=\"_ _2\"></span>a-<span class=\"_ _2e9\"> </span>lansr\u00e4kningen. \u00c5tervinning a<span class=\"_ _1\"></span>v tidigar<span class=\"_ _1\"></span>e r<span class=\"_ _1\"></span>edovisade<span class=\"_ _1\"></span> bort<span class=\"_ _2\"></span>skrivningar redovisas<span class=\"_ _1\"></span> som en minskning a<span class=\"_ _1\"></span>v kreditf<span class=\"_ _1\"></span>\u00f6rluster p\u00e5 r<span class=\"_ _1\"></span>esultatraden Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to.<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-10": {
   "value": "Derivat<span class=\"_ _1\"></span>instrumen<span class=\"_ _1\"></span>t och<span class=\"_ _1\"></span> s\u00e4kringsredo<span class=\"_ _1\"></span>visni<span class=\"_ _1\"></span>ng<span class=\"_ _2e9\"> </span>Derivatinstrument r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isas i balansr\u00e4kningen p\u00e5<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>trakt<span class=\"_ _2\"></span>sdagen och v\u00e4r<span class=\"_ _1\"></span>deras till<span class=\"_ _1\"></span> verkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de via<span class=\"_ _1\"></span> resul<span class=\"_ _1\"></span>tatr\u00e4kningen, b\u00e5de ini<span class=\"_ _1\"></span>tialt och vid efterf\u00f6ljande omv<span class=\"_ _1\"></span>\u00e4rderingar<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Bankens derivatinstrument omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>as av r<span class=\"_ _2\"></span>amav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r k<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h i not 3 fr<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ten av de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a, I r<span class=\"_ _2\"></span>app<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n \u00f6ver fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s end<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t bru<span class=\"_ _2\"></span>tto<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lopp<span class=\"_ _2\"></span>. Meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n f\u00f6r at<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t som up<span class=\"_ _2\"></span>pkom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r vid o<span class=\"_ _2\"></span>mv\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ror p<span class=\"_ _2\"></span>\u00e5 om de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>atet id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ts som e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt, o<span class=\"_ _2\"></span>ch, o<span class=\"_ _2\"></span>m s\u00e5 \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>, kar<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ren h<span class=\"_ _2\"></span>os de<span class=\"_ _2\"></span>n pos<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m s\u00e4k<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. D\u00e5 transaktionen ing\u00e5s, dokumenterar<span class=\"_ _1\"></span> banken f<span class=\"_ _1\"></span>\u00f6rh\u00e5llandet<span class=\"_ _1\"></span> mellan s\u00e4kringsinstrumentet<span class=\"_ _1\"></span> och den s\u00e4krade<span class=\"_ _1\"></span> posten, liksom<span class=\"_ _1\"></span> \u00e4v<span class=\"_ _1\"></span>en bank<span class=\"_ _1\"></span>ens m\u00e5l<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> riskhant<span class=\"_ _1\"></span>eringen och riskhan<span class=\"_ _1\"></span>teringsstrat<span class=\"_ _1\"></span>egin avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. TF Ba<span class=\"_ _2\"></span>nk d<span class=\"_ _2\"></span>oku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>\u00e5de n<span class=\"_ _2\"></span>\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>\u00e5s o<span class=\"_ _2\"></span>ch for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde, av h<span class=\"_ _2\"></span>uru<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a de derivatinstrument<span class=\"_ _1\"></span> som an<span class=\"_ _1\"></span>v\u00e4nds i<span class=\"_ _1\"></span> s\u00e4kringstransaktione<span class=\"_ _2\"></span>r \u00e4r<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>fek<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>tiv<span class=\"_ _2\"></span>a n\u00e4r d<span class=\"_ _2\"></span>et g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r att m<span class=\"_ _2\"></span>otve<span class=\"_ _2\"></span>rka f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde el<span class=\"_ _2\"></span>ler kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en so<span class=\"_ _2\"></span>m \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga ti<span class=\"_ _2\"></span>ll de s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toinve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>isk n<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at anv\u00e4<span class=\"_ _2\"></span>nds s<span class=\"_ _2\"></span>om s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt oc<span class=\"_ _2\"></span>h i \u00f6vrig<span class=\"_ _2\"></span>a fa<span class=\"_ _2\"></span>ll \u00e4r d<span class=\"_ _2\"></span>et net<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>inves<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>pot-ri<span class=\"_ _2\"></span>sk so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sken<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ett<span class=\"_ _2\"></span>a inneb\u00e4r f\u00f6r deriva<span class=\"_ _1\"></span>t att hela marknadsv\u00e4rdesf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringen redovisas i s\u00e4kringsreserven.<span class=\"_ _2e9\"> </span>He<span class=\"_ _2\"></span>la d<span class=\"_ _2\"></span>et verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga v\u00e4<span class=\"_ _2\"></span>rdet p<span class=\"_ _2\"></span>\u00e5 ett d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m \u00f6vrig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r n\u00e4r den s\u00e4krad<span class=\"_ _1\"></span>e post<span class=\"_ _1\"></span>ens \u00e5<span class=\"_ _1\"></span>ter<span class=\"_ _1\"></span>st\u00e5ende l<span class=\"_ _1\"></span>\u00f6ptid<span class=\"_ _1\"></span> understiger<span class=\"_ _1\"></span> tol<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> m\u00e5nader<span class=\"_ _0\"></span>. De<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>neh<span class=\"_ _2\"></span>as f\u00f6r ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>el kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as al<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>d som \u00f6vr<span class=\"_ _1\"></span>iga till<span class=\"_ _1\"></span>g\u00e5ngar ell<span class=\"_ _1\"></span>er \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skul<span class=\"_ _1\"></span>der<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva de<span class=\"_ _2\"></span>len av f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 e<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>vati<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av net<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n f\u00f6r s\u00e4kringsredovisning, r<span class=\"_ _1\"></span>edovisas i \u00f6<span class=\"_ _1\"></span>vrigt t<span class=\"_ _1\"></span>otalresultat. Den andel av vin<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t p\u00e5 e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>s som en ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rlu<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>om h\u00e4<span class=\"_ _2\"></span>nf\u00f6r s<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill d<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>iva d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>n redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i resu<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>tat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Acku<span class=\"_ _2\"></span>mul<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al redo<span class=\"_ _1\"></span>visas i r<span class=\"_ _1\"></span>esul<span class=\"_ _1\"></span>tatr\u00e4kningen n\u00e4r ut<span class=\"_ _1\"></span>landsverksamheten<span class=\"_ _1\"></span> avyttras he<span class=\"_ _2\"></span>lt el<span class=\"_ _2\"></span>ler de<span class=\"_ _2\"></span>lvis<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>nste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 f\u00f6r\u00e4<span class=\"_ _2\"></span>nd-<span class=\"_ _2e9\"> </span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i det ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4rde avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m inte a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r s\u00e4kringsredovisning r<span class=\"_ _1\"></span>edovisas i r<span class=\"_ _1\"></span>esultatr\u00e4kningen i nettor<span class=\"_ _1\"></span>esultat fr\u00e5n finansiella transaktione<span class=\"_ _2e9\"> </span>r<span class=\"_ _2e9\"> </span><span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-332": {
   "value": "Derivat<span class=\"_ _1\"></span>instrumen<span class=\"_ _1\"></span>t och<span class=\"_ _1\"></span> s\u00e4kringsredo<span class=\"_ _1\"></span>visni<span class=\"_ _1\"></span>ng<span class=\"_ _2e9\"> </span>Derivatinstrument r<span class=\"_ _1\"></span>edov<span class=\"_ _1\"></span>isas i balansr\u00e4kningen p\u00e5<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>trakt<span class=\"_ _2\"></span>sdagen och v\u00e4r<span class=\"_ _1\"></span>deras till<span class=\"_ _1\"></span> verkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de via<span class=\"_ _1\"></span> resul<span class=\"_ _1\"></span>tatr\u00e4kningen, b\u00e5de ini<span class=\"_ _1\"></span>tialt och vid efterf\u00f6ljande omv<span class=\"_ _1\"></span>\u00e4rderingar<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Bankens derivatinstrument omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>as av r<span class=\"_ _2\"></span>amav<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al f\u00f6r k<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h i not 3 fr<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ten av de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a, I r<span class=\"_ _2\"></span>app<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n \u00f6ver fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s end<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t bru<span class=\"_ _2\"></span>tto<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lopp<span class=\"_ _2\"></span>. Meto<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n f\u00f6r at<span class=\"_ _2\"></span>t redovi<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t som up<span class=\"_ _2\"></span>pkom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r vid o<span class=\"_ _2\"></span>mv\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ror p<span class=\"_ _2\"></span>\u00e5 om de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>atet id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>ts som e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt, o<span class=\"_ _2\"></span>ch, o<span class=\"_ _2\"></span>m s\u00e5 \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let<span class=\"_ _2\"></span>, kar<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ren h<span class=\"_ _2\"></span>os de<span class=\"_ _2\"></span>n pos<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m s\u00e4k<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>. D\u00e5 transaktionen ing\u00e5s, dokumenterar<span class=\"_ _1\"></span> banken f<span class=\"_ _1\"></span>\u00f6rh\u00e5llandet<span class=\"_ _1\"></span> mellan s\u00e4kringsinstrumentet<span class=\"_ _1\"></span> och den s\u00e4krade<span class=\"_ _1\"></span> posten, liksom<span class=\"_ _1\"></span> \u00e4v<span class=\"_ _1\"></span>en bank<span class=\"_ _1\"></span>ens m\u00e5l<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> riskhant<span class=\"_ _1\"></span>eringen och riskhan<span class=\"_ _1\"></span>teringsstrat<span class=\"_ _1\"></span>egin avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. TF Ba<span class=\"_ _2\"></span>nk d<span class=\"_ _2\"></span>oku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>nin<span class=\"_ _2\"></span>g, b<span class=\"_ _2\"></span>\u00e5de n<span class=\"_ _2\"></span>\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>\u00e5s o<span class=\"_ _2\"></span>ch for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde, av h<span class=\"_ _2\"></span>uru<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a de derivatinstrument<span class=\"_ _1\"></span> som an<span class=\"_ _1\"></span>v\u00e4nds i<span class=\"_ _1\"></span> s\u00e4kringstransaktione<span class=\"_ _2\"></span>r \u00e4r<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>fek<span class=\"_ _1\"></span><span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>tiv<span class=\"_ _2\"></span>a n\u00e4r d<span class=\"_ _2\"></span>et g\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r att m<span class=\"_ _2\"></span>otve<span class=\"_ _2\"></span>rka f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde el<span class=\"_ _2\"></span>ler kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>en so<span class=\"_ _2\"></span>m \u00e4r h<span class=\"_ _2\"></span>\u00e4nf\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga ti<span class=\"_ _2\"></span>ll de s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de po<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>r net<span class=\"_ _2\"></span>toinve<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>isk n<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at anv\u00e4<span class=\"_ _2\"></span>nds s<span class=\"_ _2\"></span>om s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt oc<span class=\"_ _2\"></span>h i \u00f6vrig<span class=\"_ _2\"></span>a fa<span class=\"_ _2\"></span>ll \u00e4r d<span class=\"_ _2\"></span>et net<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>inves<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>pot-ri<span class=\"_ _2\"></span>sk so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kra<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sken<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>ett<span class=\"_ _2\"></span>a inneb\u00e4r f\u00f6r deriva<span class=\"_ _1\"></span>t att hela marknadsv\u00e4rdesf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringen redovisas i s\u00e4kringsreserven.<span class=\"_ _2e9\"> </span>He<span class=\"_ _2\"></span>la d<span class=\"_ _2\"></span>et verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga v\u00e4<span class=\"_ _2\"></span>rdet p<span class=\"_ _2\"></span>\u00e5 ett d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m \u00f6vrig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r n\u00e4r den s\u00e4krad<span class=\"_ _1\"></span>e post<span class=\"_ _1\"></span>ens \u00e5<span class=\"_ _1\"></span>ter<span class=\"_ _1\"></span>st\u00e5ende l<span class=\"_ _1\"></span>\u00f6ptid<span class=\"_ _1\"></span> understiger<span class=\"_ _1\"></span> tol<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> m\u00e5nader<span class=\"_ _0\"></span>. De<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>neh<span class=\"_ _2\"></span>as f\u00f6r ha<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>el kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as al<span class=\"_ _2\"></span>lti<span class=\"_ _2\"></span>d som \u00f6vr<span class=\"_ _1\"></span>iga till<span class=\"_ _1\"></span>g\u00e5ngar ell<span class=\"_ _1\"></span>er \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skul<span class=\"_ _1\"></span>der<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>De<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva de<span class=\"_ _2\"></span>len av f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 e<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>vati<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av net<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mhe<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>r vil<span class=\"_ _2\"></span>lkore<span class=\"_ _2\"></span>n f\u00f6r s\u00e4kringsredovisning, r<span class=\"_ _1\"></span>edovisas i \u00f6<span class=\"_ _1\"></span>vrigt t<span class=\"_ _1\"></span>otalresultat. Den andel av vin<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>ller f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t p\u00e5 e<span class=\"_ _2\"></span>tt s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt so<span class=\"_ _2\"></span>m be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>s som en ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as i \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>ltat<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>t elle<span class=\"_ _2\"></span>r f\u00f6rlu<span class=\"_ _2\"></span>st s<span class=\"_ _2\"></span>om h\u00e4<span class=\"_ _2\"></span>nf\u00f6r s<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill d<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>iva d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>n redovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i resu<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>tat<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Acku<span class=\"_ _2\"></span>mul<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al redo<span class=\"_ _1\"></span>visas i r<span class=\"_ _1\"></span>esul<span class=\"_ _1\"></span>tatr\u00e4kningen n\u00e4r ut<span class=\"_ _1\"></span>landsverksamheten<span class=\"_ _1\"></span> avyttras he<span class=\"_ _2\"></span>lt el<span class=\"_ _2\"></span>ler de<span class=\"_ _2\"></span>lvis<span class=\"_ _2\"></span>. Vi<span class=\"_ _2\"></span>nste<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>er p<span class=\"_ _2\"></span>\u00e5 f\u00f6r\u00e4<span class=\"_ _2\"></span>nd-<span class=\"_ _2e9\"> </span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i det ver<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4rde avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat so<span class=\"_ _2\"></span>m inte a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r s\u00e4kringsredovisning r<span class=\"_ _1\"></span>edovisas i r<span class=\"_ _1\"></span>esultatr\u00e4kningen i nettor<span class=\"_ _1\"></span>esultat fr\u00e5n finansiella transaktione<span class=\"_ _2e9\"> </span>r<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-307": {
   "value": "Derivatinstrument och s\u00e4kringsredovisning Derivatinstrument redovisas i balansr\u00e4kningen p\u00e5 kontraktsdagen och v\u00e4rderas till verkligt v\u00e4rde via resultatr\u00e4kningen, b\u00e5de initialt och vid efterf\u00f6ljande omv\u00e4rderingar. Bankens derivatinstrument omfattas av ramavtal f\u00f6r kvittning och i not 3 framg\u00e5r nettoeffek- ten av detta, I rapporten \u00f6ver finansiell st\u00e4llning redovisas endast bruttobelopp. Metoden f\u00f6r att redovisa den vinst eller f\u00f6rlust som uppkommer vid omv\u00e4rdering beror p\u00e5 om derivatet identifierats som ett s\u00e4kringsinstrument, och, om s\u00e5 \u00e4r fallet, karakt\u00e4ren hos den post som s\u00e4krats. D\u00e5 transaktionen ing\u00e5s, dokumenterar banken f\u00f6rh\u00e5llandet mellan s\u00e4kringsinstrumentet och den s\u00e4krade posten, liksom \u00e4ven bankens m\u00e5l f\u00f6r riskhanteringen och riskhanteringsstrategin avseende s\u00e4kringen. TF Bank dokumenterar ocks\u00e5 sin bed\u00f6m- ning, b\u00e5de n\u00e4r s\u00e4kringen ing\u00e5s och fortl\u00f6pande, av huruvida de derivatinstrument som anv\u00e4nds i s\u00e4kringstransaktioner \u00e4r effek- tiva n\u00e4r det g\u00e4ller att motverka f\u00f6r\u00e4ndringar i verkligt v\u00e4rde eller kassafl\u00f6den som \u00e4r h\u00e4nf\u00f6rliga till de s\u00e4krade posterna. Banken s\u00e4krar nettoinvesteringarnas terminskursrisk n\u00e4r derivat anv\u00e4nds som s\u00e4kringsinstrument och i \u00f6vriga fall \u00e4r det netto- investeringarnas spot-risk som utg\u00f6r den s\u00e4krade risken. Detta inneb\u00e4r f\u00f6r derivat att hela marknadsv\u00e4rdesf\u00f6r\u00e4ndringen redovisas i s\u00e4kringsreserven. Hela det verkliga v\u00e4rdet p\u00e5 ett derivat som utg\u00f6r s\u00e4kringsinstru- ment klassificeras som \u00f6vriga tillg\u00e5ngar eller \u00f6vriga skulder n\u00e4r den s\u00e4krade postens \u00e5terst\u00e5ende l\u00f6ptid understiger tolv m\u00e5nader. Derivatinstrument som innehas f\u00f6r handel klassificeras alltid som \u00f6vriga tillg\u00e5ngar eller \u00f6vriga skulder. Den effektiva delen av f\u00f6r\u00e4ndringar i verkligt v\u00e4rde p\u00e5 ett deri- vatinstrument som identifieras som s\u00e4kringen av nettoinveste- ringen i utl\u00e4ndska verksamheter och som uppfyller villkoren f\u00f6r s\u00e4kringsredovisning, redovisas i \u00f6vrigt totalresultat. Den andel av vinst eller f\u00f6rlust p\u00e5 ett s\u00e4kringsinstrument som bed\u00f6ms som en effektiv s\u00e4kring redovisas i \u00f6vrigt totalresultat. Den vinst eller f\u00f6rlust som h\u00e4nf\u00f6r sig till den ineffektiva delen redovisas i resul- tatr\u00e4kningen. Ackumulerade vinster och f\u00f6rluster i eget kapital redovisas i resultatr\u00e4kningen n\u00e4r utlandsverksamheten avyttras helt eller delvis. Vinster och f\u00f6rluster som uppkommer p\u00e5 f\u00f6r\u00e4nd- ringar i det verkliga v\u00e4rde avseende derivat som inte anv\u00e4nds f\u00f6r s\u00e4kringsredovisning redovisas i resultatr\u00e4kningen i nettoresultat fr\u00e5n finansiella transaktione r . ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-333": {
   "value": "Emitterad<span class=\"_ _1\"></span>e skul<span class=\"_ _1\"></span>d-<span class=\"_ _1\"></span> och eget<span class=\"_ _1\"></span> kapita<span class=\"_ _1\"></span>linstrument<span class=\"_ _2e9\"> </span>Ett fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ellt i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>t av TF Ba<span class=\"_ _2\"></span>nk kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>tin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m en fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r som e<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. Emit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>kuld o<span class=\"_ _2\"></span>m avt<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>na in<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>b\u00e4r a<span class=\"_ _2\"></span>tt TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har e<span class=\"_ _2\"></span>n f\u00f6rp<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>se at<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en e<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>\u00e4gg<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>r el<span class=\"_ _2\"></span>ler a<span class=\"_ _2\"></span>nna<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll ti<span class=\"_ _2\"></span>llg<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>. Om s<span class=\"_ _2\"></span>\u00e5 inte \u00e4<span class=\"_ _2\"></span>r fal<span class=\"_ _2\"></span>let \u00e4r i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet van<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt<span class=\"_ _2\"></span>vis et<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent oc<span class=\"_ _2\"></span>h kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>, me<span class=\"_ _2\"></span>d avdra<span class=\"_ _2\"></span>g f\u00f6r tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>k<span class=\"_ _2\"></span>o<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>n<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>r.<span class=\"_ _2\"></span>  De em<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent so<span class=\"_ _2\"></span>m kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ats s<span class=\"_ _2\"></span>om fin<span class=\"_ _2\"></span>an<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>siella skul<span class=\"_ _1\"></span>der \u00e4<span class=\"_ _1\"></span>r obliga<span class=\"_ _1\"></span>tioner \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er tio<span class=\"_ _1\"></span> \u00e5r med<span class=\"_ _1\"></span> m\u00f6jlig<span class=\"_ _1\"></span> friv<span class=\"_ _1\"></span>illig in<span class=\"_ _1\"></span>l\u00f6sen<span class=\"_ _1\"></span> ef<span class=\"_ _2\"></span>ter fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. R\u00e4ntev<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kore<span class=\"_ _2\"></span>n \u00e4r Sti<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r plu<span class=\"_ _2\"></span>s marg<span class=\"_ _2\"></span>ina<span class=\"_ _2\"></span>l oc<span class=\"_ _2\"></span>h r\u00e4n<span class=\"_ _2\"></span>tan b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>a<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. D<span class=\"_ _2\"></span>et fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tru<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt som kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eget k<span class=\"_ _1\"></span>apital \u00e4r<span class=\"_ _1\"></span> obliga<span class=\"_ _1\"></span>tioner som<span class=\"_ _1\"></span> l\u00f6per<span class=\"_ _1\"></span> med e<span class=\"_ _1\"></span>vig<span class=\"_ _1\"></span> l\u00f6p<span class=\"_ _1\"></span>tid med<span class=\"_ _1\"></span> m\u00f6jlig fri<span class=\"_ _2\"></span>vil<span class=\"_ _2\"></span>lig i<span class=\"_ _2\"></span>nl\u00f6s<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r fem \u00e5r f<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n utgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>datum<span class=\"_ _2\"></span>. R\u00e4<span class=\"_ _2\"></span>ntevil<span class=\"_ _2\"></span>lko<span class=\"_ _2\"></span>ren \u00e4r Stib<span class=\"_ _2\"></span>or p<span class=\"_ _2\"></span>lus ma<span class=\"_ _2\"></span>rgin<span class=\"_ _2\"></span>al o<span class=\"_ _2\"></span>ch r\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>an be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>svi<span class=\"_ _2\"></span>s. F\u00f6<span class=\"_ _2\"></span>r mer det<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>jer<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e vill<span class=\"_ _2\"></span>kor, se prosp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p<span class=\"_ _2\"></span>\u00e5 TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t fotno<span class=\"_ _2\"></span>t p\u00e5 si<span class=\"_ _2\"></span>da 28 o<span class=\"_ _2\"></span>ch n<span class=\"_ _2\"></span>ot 29<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>tor h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll sk<span class=\"_ _2\"></span>uld re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om r\u00e4<span class=\"_ _2\"></span>nteko<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nad o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4ntor f\u00f6<span class=\"_ _2\"></span>r fin<span class=\"_ _2\"></span>an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as \u00f6ver eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-11": {
   "value": "R\u00e4n<span class=\"_ _2\"></span>tor h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s som fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll sk<span class=\"_ _2\"></span>uld re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om r\u00e4<span class=\"_ _2\"></span>nteko<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>nad o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4ntor f\u00f6<span class=\"_ _2\"></span>r fin<span class=\"_ _2\"></span>an<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as \u00f6ver eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span>R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>teint<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>sred<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>at \u00f6ver l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>den m<span class=\"_ _2\"></span>ed t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span><span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>ning a<span class=\"_ _1\"></span>v eff<span class=\"_ _2\"></span>ektivr\u00e4ntemetoden. T<span class=\"_ _11\"></span>ransak<span class=\"_ _2\"></span>tionskostnader i<span class=\"_ _1\"></span> samband me<span class=\"_ _2\"></span>d up<span class=\"_ _2\"></span>pta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de av l<span class=\"_ _2\"></span>\u00e5n o<span class=\"_ _2\"></span>ch utgi<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>de av l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as d<span class=\"_ _2\"></span>\u00e4rm<span class=\"_ _2\"></span>ed som e<span class=\"_ _2\"></span>n del av l\u00e5<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>. Me<span class=\"_ _2\"></span>d tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>kost<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der avse<span class=\"_ _2\"></span>s f\u00f6rm<span class=\"_ _2\"></span>ed<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>lingsprovisioner<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> T<span class=\"_ _0\"></span>ransak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>, uppl\u00e4ggningsavgifter och avi<span class=\"_ _1\"></span>seringsa<span class=\"_ _1\"></span>vg<span class=\"_ _1\"></span>ifter per<span class=\"_ _1\"></span>iodiseras<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>er l\u00e5ne<span class=\"_ _1\"></span>ts f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _1\"></span> \u00c4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en fakturering<span class=\"_ _1\"></span>sav<span class=\"_ _1\"></span>gifter<span class=\"_ _1\"></span> ing\u00e5r under<span class=\"_ _1\"></span> r\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kter<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>TF Bank<span class=\"_ _1\"></span> g\u00f6r r<span class=\"_ _1\"></span>egelbundet<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>skrivninga<span class=\"_ _1\"></span>r a<span class=\"_ _1\"></span>v til<span class=\"_ _1\"></span>lgodo<span class=\"_ _1\"></span> och oplacerade<span class=\"_ _1\"></span> me<span class=\"_ _2\"></span>del s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n inte k<span class=\"_ _2\"></span>unn<span class=\"_ _2\"></span>at \u00e5te<span class=\"_ _2\"></span>rbe<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a e<span class=\"_ _2\"></span>ller lo<span class=\"_ _2\"></span>kal<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>era m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t f\u00f6r. De bok<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m r\u00e4nte<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r d\u00e5 de \u00e4<span class=\"_ _2\"></span>r dire<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t kopp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll b<span class=\"_ _2\"></span>an<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>kens<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span>Nettore<span class=\"_ _1\"></span>sulta<span class=\"_ _1\"></span>t fr\u00e5n<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella transaktioner<span class=\"_ _2e9\"> </span>Pos<span class=\"_ _2\"></span>ten avse<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>omv\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing av t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt f\u00f6r<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e p\u00e5 de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at i utl\u00e4n<span class=\"_ _2\"></span>dsk valuta<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-309": {
   "value": "R\u00e4ntor h\u00e4nf\u00f6rliga till finansiella instrument som klassificeras som finansiell skuld redovisas som r\u00e4ntekostnad och r\u00e4ntor f\u00f6r finan- siella instrument som klassificeras som eget kapital redovisas \u00f6ver eget kapita R\u00e4nteint\u00e4kter R\u00e4nteint\u00e4kter int\u00e4ktsredovisas f\u00f6rdelat \u00f6ver l\u00f6ptiden med till\u00e4mp- ning av effektivr\u00e4ntemetoden. Transaktionskostnader i samband med upptagande av l\u00e5n och utgivande av l\u00e5n redovisas d\u00e4rmed som en del av l\u00e5net. Med transaktionskostnader avses f\u00f6rmed- lingsprovisioner. Transaktionskostnader, uppl\u00e4ggningsavgifter och aviseringsavgifter periodiseras \u00f6ver l\u00e5nets f\u00f6rv\u00e4ntade l\u00f6ptid. \u00c4ven faktureringsavgifter ing\u00e5r under r\u00e4nteint\u00e4kter. TF Bank g\u00f6r regelbundet avskrivningar av tillgodo och oplacerade medel som banken inte kunnat \u00e5terbetala eller lokalisera motpart f\u00f6r. De bokf\u00f6rs som r\u00e4nteint\u00e4kter d\u00e5 de \u00e4r direkt kopplade till ban- kens utl\u00e5ning till allm\u00e4nheten ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-284": {
   "value": "Ers\u00e4ttningar till anst\u00e4llda Pensionsplaner finansieras genom betalningar till f\u00f6rs\u00e4kringsbo- lag. TF Bank har endast avgiftsbest\u00e4mda pensionsplaner",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-285": {
   "value": "Aktierelaterade ers\u00e4ttningar Koncernen har aktierelaterade incitamentsprogram, under vilka aktieinstrument i TF Bank tilldelas koncernens anst\u00e4llda. Aktiere- laterade incitamentsprogram som regleras med aktier ber\u00e4ttigar de anst\u00e4llda att f\u00e5 aktieinstrument i TF Bank. Det verkliga v\u00e4rdet av dessa r\u00e4ttigheter best\u00e4ms genom att anv\u00e4nda l\u00e4mpliga v\u00e4r- deringsmodeller, beakta villkor och f\u00f6rh\u00e5llanden f\u00f6r tilldelningen och bankens bed\u00f6mning av hur m\u00e5nga r\u00e4ttigheter som slutligen kommer att intj\u00e4nas. Detta omv\u00e4rderas vid varje rapporterings- tillf\u00e4lle. Sociala kostnader redovisas \u00f6ver intj\u00e4nandeperioden och avs\u00e4tt- ningen f\u00f6r sociala kostnader omv\u00e4rderas vid varje rapporterings- tillf\u00e4lle f\u00f6r att s\u00e4kerst\u00e4lla att avs\u00e4ttningen \u00e4r baserad p\u00e5 r\u00e4ttig- heternas verkliga v\u00e4rde vid rapporteringstillf\u00e4llet. Kostnaden f\u00f6r aktierelaterade incitamentsprogram som regleras med aktier v\u00e4rderas utifr\u00e5n det verkliga v\u00e4rdet p\u00e5 aktieinstrumenten den dag de beviljats och kostnadsf\u00f6rs j\u00e4mnt f\u00f6rdelat \u00f6ver intj\u00e4nande- perioden. Intj\u00e4nandeperioden \u00e4r den period de anst\u00e4llda m\u00e5ste f\u00f6rbli anst\u00e4llda hos koncernen f\u00f6r att deras r\u00e4ttigheter ska tj\u00e4nas in. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-338": {
   "value": "R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>teint<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>sred<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>at \u00f6ver l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>den m<span class=\"_ _2\"></span>ed t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span><span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>ning a<span class=\"_ _1\"></span>v eff<span class=\"_ _2\"></span>ektivr\u00e4ntemetoden. T<span class=\"_ _11\"></span>ransak<span class=\"_ _2\"></span>tionskostnader i<span class=\"_ _1\"></span> samband me<span class=\"_ _2\"></span>d up<span class=\"_ _2\"></span>pta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de av l<span class=\"_ _2\"></span>\u00e5n o<span class=\"_ _2\"></span>ch utgi<span class=\"_ _2\"></span>van<span class=\"_ _2\"></span>de av l<span class=\"_ _2\"></span>\u00e5n red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as d<span class=\"_ _2\"></span>\u00e4rm<span class=\"_ _2\"></span>ed som e<span class=\"_ _2\"></span>n del av l\u00e5<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>. Me<span class=\"_ _2\"></span>d tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>kost<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der avse<span class=\"_ _2\"></span>s f\u00f6rm<span class=\"_ _2\"></span>ed<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>lingsprovisioner<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> T<span class=\"_ _0\"></span>ransak<span class=\"_ _2\"></span>tionskostnader<span class=\"_ _1\"></span>, uppl\u00e4ggningsavgifter och avi<span class=\"_ _1\"></span>seringsa<span class=\"_ _1\"></span>vg<span class=\"_ _1\"></span>ifter per<span class=\"_ _1\"></span>iodiseras<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>er l\u00e5ne<span class=\"_ _1\"></span>ts f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade l<span class=\"_ _1\"></span>\u00f6ptid.<span class=\"_ _1\"></span> \u00c4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en fakturering<span class=\"_ _1\"></span>sav<span class=\"_ _1\"></span>gifter<span class=\"_ _1\"></span> ing\u00e5r under<span class=\"_ _1\"></span> r\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kter<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>TF Bank<span class=\"_ _1\"></span> g\u00f6r r<span class=\"_ _1\"></span>egelbundet<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>skrivninga<span class=\"_ _1\"></span>r a<span class=\"_ _1\"></span>v til<span class=\"_ _1\"></span>lgodo<span class=\"_ _1\"></span> och oplacerade<span class=\"_ _1\"></span> me<span class=\"_ _2\"></span>del s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n inte k<span class=\"_ _2\"></span>unn<span class=\"_ _2\"></span>at \u00e5te<span class=\"_ _2\"></span>rbe<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a e<span class=\"_ _2\"></span>ller lo<span class=\"_ _2\"></span>kal<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>era m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t f\u00f6r. De bok<span class=\"_ _2\"></span>f\u00f6r<span class=\"_ _2\"></span>s so<span class=\"_ _2\"></span>m r\u00e4nte<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r d\u00e5 de \u00e4<span class=\"_ _2\"></span>r dire<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t kopp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll b<span class=\"_ _2\"></span>an<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>kens<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Pro<span class=\"_ _1\"></span>visionsin<span class=\"_ _1\"></span>t\u00e4kter och<span class=\"_ _1\"></span> pro<span class=\"_ _1\"></span>visionsk<span class=\"_ _1\"></span>ostna<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span>I provis<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter re<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>ar T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk kr<span class=\"_ _2\"></span>avavgif<span class=\"_ _2\"></span>ter, ar<span class=\"_ _2\"></span>vode<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rs\u00e4kringspr<span class=\"_ _1\"></span>emier<span class=\"_ _1\"></span> samt<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>riga arv<span class=\"_ _1\"></span>oden. Pr<span class=\"_ _1\"></span>o<span class=\"_ _1\"></span>visionsin<span class=\"_ _1\"></span>t\u00e4kter int\u00e4kt<span class=\"_ _2\"></span>sredovisas i<span class=\"_ _1\"></span> den period de in<span class=\"_ _1\"></span>tj\u00e4nas. Provisionsk<span class=\"_ _1\"></span>ostnader \u00e4r kos<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m \u00e4r h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l tj<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch avgif<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r som r\u00f6<span class=\"_ _2\"></span>r intj\u00e4nandet<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> arvoden f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> f\u00f6rs\u00e4kri<span class=\"_ _1\"></span>ngspremier<span class=\"_ _2e9\"> </span>Nettore<span class=\"_ _1\"></span>sulta<span class=\"_ _1\"></span>t fr\u00e5n<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella transaktioner<span class=\"_ _2e9\"> </span>Pos<span class=\"_ _2\"></span>ten avse<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>omv\u00e4rd<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing av t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt f\u00f6r<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e p\u00e5 de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at i utl\u00e4n<span class=\"_ _2\"></span>dsk valuta<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-308": {
   "value": "Provisionsint\u00e4kter och provisionskostnader I provisionsint\u00e4kter redovisar TF Bank kravavgifter, arvoden f\u00f6r f\u00f6rs\u00e4kringspremier samt \u00f6vriga arvoden. Provisionsint\u00e4kter int\u00e4ktsredovisas i den period de intj\u00e4nas. Provisionskostnader \u00e4r kostnader som \u00e4r h\u00e4nf\u00f6rliga till tj\u00e4nster och avgifter som r\u00f6r intj\u00e4nandet av arvoden f\u00f6r f\u00f6rs\u00e4kringspremier ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-345": {
   "value": "Kassafl\u00f6de<span class=\"_ _2\"></span>sanalys<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>fl\u00f6d<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>ana<span class=\"_ _2\"></span>lysen u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ind<span class=\"_ _2\"></span>irek<span class=\"_ _2\"></span>t m<span class=\"_ _2\"></span>etod<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>et red<span class=\"_ _2\"></span>o<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vis<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kas<span class=\"_ _2\"></span>safl<span class=\"_ _2\"></span>\u00f6de<span class=\"_ _2\"></span>t omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>st t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m me<span class=\"_ _2\"></span>df\u00f6r in- e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r utb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar. I lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>oha<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vanden ho<span class=\"_ _1\"></span>s cen<span class=\"_ _1\"></span>tralbank<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>, Bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser m.m. samt Utl\u00e5ning til<span class=\"_ _1\"></span>l kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCashFlowsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-356": {
   "value": " I lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>oha<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vanden ho<span class=\"_ _1\"></span>s cen<span class=\"_ _1\"></span>tralbank<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>, Bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser m.m. samt Utl\u00e5ning til<span class=\"_ _1\"></span>l kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _2\"></span> 5<span class=\"_ _3c\"> </span><span class=\"ls10 ws18\">R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter ber\u00e4<span class=\"_ _1\"></span>knade enlig<span class=\"_ _1\"></span>t eff<span class=\"_ _2\"></span>ektivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _202\"> </span><span class=\"ff5\">2 224 623<span class=\"_ _23\"> </span>1 422 619<span class=\"_ _53\"> </span>2 137 869<span class=\"_ _21\"> </span>1 422 619<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _12\"> </span><span class=\"ff5\">68 448<span class=\"_ _6c\"> </span>8 333<span class=\"_ _48\"> </span>67 77<span class=\"_ _1\"></span>9<span class=\"_ _6c\"> </span>8 333<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _a\"> </span><span class=\"ff5\">28 570<span class=\"_ _62\"> </span>3 132<span class=\"_ _47\"> </span>44 313<span class=\"_ _74\"> </span>3 132<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade enligt effektivr\u00e4ntemetoden<span class=\"_ _203\"> </span><span class=\"ff5\">2 647<span class=\"_ _cc\"> </span>532<span class=\"_ _68\"> </span>2 643<span class=\"_ _cc\"> </span>532<span class=\"_ _2e9\"> </span></span>Summa r\u00e4n<span class=\"_ _1\"></span>teint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade<span class=\"_ _1\"></span> enligt<span class=\"_ _1\"></span> effek<span class=\"_ _2\"></span>tivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _23\"> </span><span class=\"ls1 ws1\">2 324 288<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _4d\"> </span>2 252 604<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 os\u00e4kra f<span class=\"_ _1\"></span>ordringar<span class=\"_ _6f\"> </span><span class=\"ff5\">30 765<span class=\"_ _56\"> </span>25 409<span class=\"_ _56\"> </span>29 692<span class=\"_ _56\"> </span>25 409<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _176\"> </span><span class=\"ff5\">13 865<span class=\"_ _ad\"> </span>12 954<span class=\"_ _c4\"> </span>10 975<span class=\"_ _ad\"> </span>12 954<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma \u00f6vriga r\u00e4<span class=\"_ _2\"></span>nteint\u00e4<span class=\"_ _2\"></span>kter<span class=\"_ _204\"> </span><span class=\"ls1 ws1\">44 630<span class=\"_ _78\"> </span>38 363<span class=\"_ _78\"> </span>40 667<span class=\"_ _78\"> </span>38 363<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979</span> <span class=\"_ _82\"></span>R\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span>  <span class=\"_ _10\"></span>f\u00f6rdelning:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _e2\"> </span><span class=\"ff5 ls1 ws1\">692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _97\"> </span>692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">440 828<span class=\"_ _9a\"> </span>354 843<span class=\"_ _19e\"> </span>428 707<span class=\"_ _19e\"> </span>354 843<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _206\"> </span><span class=\"ff5 ls1 ws1\">425 060<span class=\"_ _19e\"> </span>294 263<span class=\"_ _97\"> </span>372 827<span class=\"_ _9a\"> </span>294 263<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _207\"> </span><span class=\"ff5 ls1 ws1\">215 199<span class=\"_ _19e\"> </span>142 680<span class=\"_ _9f\"> </span>204 504<span class=\"_ _9a\"> </span>142 680<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _d0\"> </span><span class=\"ff5\">166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _9a\"> </span>166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _206\"> </span><span class=\"ff5\">156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _b3\"> </span>156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _cf\"> </span>110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _2e9\"> </span></span>Pole<span class=\"_ _2\"></span>n<span class=\"_ _146\"> </span><span class=\"ff5 ls1 ws1\">41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _ad\"> </span>41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _108\"> </span><span class=\"ff5\">40 035<span class=\"_ _57\"> </span>4 997<span class=\"_ _1a5\"> </span>40 035<span class=\"_ _68\"> </span>4 997<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _d0\"> </span><span class=\"ff5\">17 915<span class=\"_ _63\"> </span>6 128<span class=\"_ _7c\"> </span>17 317<span class=\"_ _72\"> </span>6 128<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _208\"> </span><span class=\"ff5\">13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">775<span class=\"_ _46\"> </span></span>13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">7<span class=\"_ _2\"></span>75<span class=\"_ _2e9\"> </span></span></span>Nederl\u00e4nderna<span class=\"_ _1d2\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _7f\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>\u00d6v<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ga Eu<span class=\"_ _2\"></span>rop<span class=\"_ _2\"></span>a<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _56\"> </span></span>45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 6<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">R\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader p\u00e5<span class=\"_ _1\"></span> inl\u00e5ning fr\u00e5n a<span class=\"_ _1\"></span>llm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ff5 ls1 ws1\">-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _25\"> </span>-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 efterst\u00e4llda skulder<span class=\"_ _1c3\"> </span><span class=\"ff5\">-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _cf\"> </span>-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _0\"></span>/Inl\u00e5ningsavgifter<span class=\"_ _1\"></span> till kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _f9\"> </span><span class=\"ls1 ws1\">-1 591<span class=\"_ _48\"> </span>-8 399<span class=\"_ _6b\"> </span>-1 591<span class=\"_ _c4\"> </span>-8 399<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 leasingskulder<span class=\"_ _20a\"> </span><span class=\"ff5\">-1 347<span class=\"_ _6e\"> </span><span class=\"ls7c ws8c\">-477<span class=\"_ _c6\"> </span></span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>\u00d6vriga fina<span class=\"_ _1\"></span>nsiella k<span class=\"_ _1\"></span>ostnader<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">-76 931<span class=\"_ _79\"> </span>-73 321<span class=\"_ _97\"> </span>-78 644<span class=\"_ _79\"> </span>-73 321<span class=\"_ _2e9\"> </span></span>Summa r\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">-547 605<span class=\"_ _a0\"> </span>-210 795<span class=\"_ _17b\"> </span>-547 971<span class=\"_ _1a\"> </span>-210 318<span class=\"_ _2e9\"> </span></span>- v<span class=\"_ _1\"></span>arav r<span class=\"_ _1\"></span>\u00e4ntekostnader<span class=\"_ _1\"></span> ber\u00e4knade enligt e<span class=\"_ _1\"></span>ff<span class=\"_ _2\"></span>ektivr\u00e4ntemet<span class=\"_ _1\"></span>oden<span class=\"_ _20b\"> </span>-513 160<span class=\"_ _119\"> </span>-185 495<span class=\"_ _9f\"> </span>-513 543<span class=\"_ _119\"> </span>-185 495<span class=\"_ _2e9\"> </span>- vara<span class=\"_ _1\"></span>v kostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> ins\u00e4ttningsgar<span class=\"_ _1\"></span>anti<span class=\"_ _1\"></span> och reso<span class=\"_ _1\"></span>lutionsav<span class=\"_ _1\"></span>gift<span class=\"_ _12d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _0\"></span>34 445<span class=\"_ _79\"> </span>-24 823<span class=\"_ _1cb\"> </span>-34 428<span class=\"_ _b3\"> </span>-24 823<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 12<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _36\"> </span>Moderbolage<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Internt utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span>P\u00e5g\u00e5ende utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span>Internt utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span>P\u00e5g\u00e5ende utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span>2023<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _22b\"> </span><span class=\"ff5\">160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _23\"> </span>160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">46 670<span class=\"_ _25\"> </span>46 670<span class=\"_ _224\"> </span></span>-<span class=\"_ _25\"> </span><span class=\"ff5\">40 058<span class=\"_ _17b\"> </span>40 058<span class=\"_ _2e9\"> </span></span>Omklassificering<span class=\"_ _23d\"> </span>55 756<span class=\"_ _55\"> </span>-55 756<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>55 311<span class=\"_ _25\"> </span>-55 311<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _15\"> </span><span class=\"ff5\">-106 453<span class=\"_ _1a\"> </span>-11 028<span class=\"_ _dc\"> </span>-117 481<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-1 449<span class=\"_ _198\"> </span>90<span class=\"_ _97\"> </span>-1 359<span class=\"_ _72\"> </span>724<span class=\"_ _6c\"> </span>368<span class=\"_ _78\"> </span>1 092<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _a2\"> </span><span class=\"ls1 ws1\">214 658<span class=\"_ _e0\"> </span>28 918<span class=\"_ _92\"> </span>243 576<span class=\"_ _92\"> </span>109 933<span class=\"_ _184\"> </span>12 001<span class=\"_ _4c\"> </span>121 934<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _bf\"> </span><span class=\"ff5 ls1 ws1\">-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _dc\"> </span>-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-40 293<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-40 293<span class=\"_ _55\"> </span>-<span class=\"_ _1\"></span>33 856<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _55\"> </span></span>-33 856<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _19c\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _1ca\"> </span><span class=\"ff5 ls1 ws1\">1 290<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _78\"> </span></span>1 290<span class=\"_ _47\"> </span>-228<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _47\"> </span></span>-228<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _c3\"> </span><span class=\"ls1 ws1\">-150 488<span class=\"_ _19c\"> </span>-<span class=\"_ _51\"> </span>-150 488<span class=\"_ _55\"> </span>-82 718<span class=\"_ _224\"> </span>-<span class=\"_ _55\"> </span>-82 718<span class=\"_ _2e9\"> </span></span>Redovisat v\u00e4rde<span class=\"_ _33\"> </span><span class=\"ls1 ws1\">64 170<span class=\"_ _e0\"> </span>28 918<span class=\"_ _17b\"> </span>93 088<span class=\"_ _184\"> </span>27 215<span class=\"_ _184\"> </span>12 001<span class=\"_ _e0\"> </span>39 216<span class=\"_ _2e9\"> </span></span>2022<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _6e\"> </span><span class=\"ff5\">128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _dc\"> </span>128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">45 004<span class=\"_ _e0\"> </span>45 004<span class=\"_ _224\"> </span></span>-<span class=\"_ _e0\"> </span><span class=\"ff5\">45 004<span class=\"_ _25\"> </span>45 004<span class=\"_ _2e9\"> </span></span>Omklassifi<span class=\"_ _2\"></span>cering<span class=\"_ _23e\"> </span><span class=\"ff5\">27 505<span class=\"_ _55\"> </span>-27 505<span class=\"_ _19c\"> </span></span>-<span class=\"_ _119\"> </span><span class=\"ff5\">27 505<span class=\"_ _23\"> </span>-27 505<span class=\"_ _224\"> </span></span>-<span class=\"_ _2e9\"> </span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _23f\"> </span><span class=\"ff5 ls1 ws1\">4 780<span class=\"_ _9f\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _b3\"> </span>4 780<span class=\"_ _19e\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _b3\"> </span><span class=\"ls1 ws1\">160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _53\"> </span>160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _c1\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _53\"> </span>-79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-28 827<span class=\"_ _19c\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _23\"> </span>-28 827<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _9a\"> </span>-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _223\"> </span><span class=\"ls1 ws1\">-111 485<span class=\"_ _19c\"> </span>-<span class=\"_ _19\"> </span>-111 485<span class=\"_ _19\"> </span>-111 485<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span>-111 485<span class=\"_ _2e9\"> </span></span>Redovisat v\u00e4rde<span class=\"_ _143\"> </span><span class=\"ls1 ws1\">48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _1a\"> </span>48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 13<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Materiella<span class=\"_ _1\"></span> tillg\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _240\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _2e9\"> </span>Nyttjander\u00e4tts-<span class=\"_ _2e9\"> </span>tillg\u00e5ngar<span class=\"_ _7f\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _5c\"> </span><span class=\"ls29 ws2f\">Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _7f\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span></span>2023<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _241\"> </span><span class=\"ff5\">14 496<span class=\"_ _46\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _c4\"> </span>13 603<span class=\"_ _c4\"> </span>13 603<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _133\"> </span><span class=\"ff5\">5 891<span class=\"_ _1a5\"> </span>48 207<span class=\"_ _1a5\"> </span>54 098<span class=\"_ _68\"> </span>5 370<span class=\"_ _68\"> </span>5 370<span class=\"_ _2e9\"> </span></span>Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _a1\"> </span>-<span class=\"_ _48\"> </span><span class=\"ff5\">-8 978<span class=\"_ _48\"> </span>-8 978<span class=\"_ _64\"> </span>-1 142<span class=\"_ _7f\"> </span>-1 142<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ls1 ws1\">120<span class=\"_ _c6\"> </span>-<span class=\"_ _bc\"> </span>120<span class=\"_ _bc\"> </span><span class=\"ff5\">155<span class=\"_ _bc\"> </span>155<span class=\"_ _2e9\"> </span></span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _83\"> </span><span class=\"ls1 ws1\">20 507<span class=\"_ _c4\"> </span>81 417<span class=\"_ _9a\"> </span>101 924<span class=\"_ _1a5\"> </span>17 986<span class=\"_ _56\"> </span>17 986<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _242\"> </span><span class=\"ff5 ls1 ws1\">-9 917<span class=\"_ _79\"> </span>-19 147<span class=\"_ _9a\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _c4\"> </span>-9 648<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _16\"> </span><span class=\"ff5\">-2 762<span class=\"_ _1cb\"> </span>-17 410<span class=\"_ _1cb\"> </span></span>-20 172<span class=\"_ _47\"> </span><span class=\"ff5\">-2 542<span class=\"_ _162\"> </span>-2 542<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _243\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _68\"> </span><span class=\"ff5\">7 385<span class=\"_ _6c\"> </span>7 385<span class=\"_ _22b\"> </span>800<span class=\"_ _124\"> </span>800<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ff5 ls1 ws1\">-58<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _bc\"> </span></span>-58<span class=\"_ _bc\"> </span>-82<span class=\"_ _cc\"> </span>-82<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _e8\"> </span><span class=\"ls1 ws1\">-12 737<span class=\"_ _cf\"> </span>-29 172<span class=\"_ _97\"> </span>-41 909<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">7 770<span class=\"_ _48\"> </span>52 245<span class=\"_ _78\"> </span>60 015<span class=\"_ _68\"> </span>6 514<span class=\"_ _6c\"> </span>6 514<span class=\"_ _2e9\"> </span></span>2022<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _16f\"> </span><span class=\"ff5\">13 203<span class=\"_ _48\"> </span>36 392<span class=\"_ _56\"> </span>49 595<span class=\"_ _69\"> </span></span>12 771<span class=\"_ _69\"> </span>12 771<span class=\"_ _2e9\"> </span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _1be\"> </span><span class=\"ff5\">3 231<span class=\"_ _7f\"> </span>11 315<span class=\"_ _46\"> </span>14 546<span class=\"_ _72\"> </span>2 818<span class=\"_ _63\"> </span>2 818<span class=\"_ _2e9\"> </span></span>Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _245\"> </span><span class=\"ff5\">-2 330<span class=\"_ _162\"> </span>-5 519<span class=\"_ _ad\"> </span>-<span class=\"_ _1\"></span>7 849<span class=\"_ _69\"> </span>-2 321<span class=\"_ _69\"> </span>-2 321<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _20\"> </span><span class=\"ff5 ls1 ws1\">392<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>392<span class=\"_ _b1\"> </span>335<span class=\"_ _cc\"> </span>335<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _246\"> </span><span class=\"ls1 ws1\">14 496<span class=\"_ _56\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _1a5\"> </span>13 603<span class=\"_ _56\"> </span>13 603<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _247\"> </span><span class=\"ff5 ls1 ws1\">-10 209<span class=\"_ _79\"> </span>-16 371<span class=\"_ _9a\"> </span>-26 580<span class=\"_ _15e\"> </span><span class=\"ff4\">-10 072<span class=\"_ _a2\"> </span>-10 072<span class=\"_ _2e9\"> </span></span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _248\"> </span><span class=\"ff5\">-1 7<span class=\"_ _1\"></span>49<span class=\"_ _c4\"> </span>-8 295<span class=\"_ _a2\"> </span>-10 044<span class=\"_ _47\"> </span>-1 626<span class=\"_ _47\"> </span>-1 626<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _249\"> </span><span class=\"ff5 ls1 ws1\">2 330<span class=\"_ _63\"> </span>5 519<span class=\"_ _57\"> </span>7 849<span class=\"_ _62\"> </span>2 321<span class=\"_ _62\"> </span>2 321<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _24a\"> </span><span class=\"ff5 ls1 ws1\">-289<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _71\"> </span></span>-289<span class=\"_ _171\"> </span><span class=\"ff4\">-271<span class=\"_ _70\"> </span>-271<span class=\"_ _2e9\"> </span></span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _24b\"> </span><span class=\"ls1 ws1\">-9 917<span class=\"_ _15e\"> </span>-19 147<span class=\"_ _9f\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _48\"> </span>-9 648<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">4 579<span class=\"_ _48\"> </span>23 041<span class=\"_ _78\"> </span>27 620<span class=\"_ _68\"> </span>3 955<span class=\"_ _68\"> </span>3 955<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 18<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Klassif<span class=\"_ _2\"></span>icering av<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">144<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _257\"> </span><span class=\"ff5\">1 197<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">1 258<span class=\"_ _74\"> </span></span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">329 409<span class=\"_ _59\"> </span>329 409<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _20a\"> </span><span class=\"ls1 ws1\">1 341<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span>23 614 750<span class=\"_ _dc\"> </span>1 258<span class=\"_ _5f\"> </span>329 409<span class=\"_ _259\"> </span>23 946 758<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _18d\"> </span><span class=\"ff5\">227 708<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">558 230<span class=\"_ _25a\"> </span>558 230<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _244\"> </span><span class=\"ls1 ws1\">227 708<span class=\"_ _63\"> </span>-<span class=\"_ _140\"> </span>20 999 906<span class=\"_ _63\"> </span>-<span class=\"_ _5f\"> </span>558 230<span class=\"_ _220\"> </span>21 785 844<span class=\"_ _2e9\"> </span></span>onc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">57 686<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5d\"> </span><span class=\"ff5\">57 686<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3d\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3a\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">154<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">11 387<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25d\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _60\"> </span><span class=\"ff5\">182 175<span class=\"_ _60\"> </span>182 175<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _fc\"> </span><span class=\"ls1 ws1\">11 541<span class=\"_ _74\"> </span>-<span class=\"_ _151\"> </span>18 182 741<span class=\"_ _74\"> </span>-<span class=\"_ _5b\"> </span>182 175<span class=\"_ _220\"> </span>18 376 457<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">198 660<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">198 660<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">21 991<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _92\"> </span><span class=\"ff5\">3 684<span class=\"_ _74\"> </span></span>-<span class=\"_ _51\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">305 392<span class=\"_ _27\"> </span>305 392<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _25e\"> </span><span class=\"ls1 ws1\">21 991<span class=\"_ _74\"> </span>-<span class=\"_ _25f\"> </span>16 306 790<span class=\"_ _4d\"> </span>3 684<span class=\"_ _59\"> </span>305 392<span class=\"_ _220\"> </span>16 637 857<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 20<span class=\"_ _259\"> </span><span class=\"lsa ws12\">Bel\u00e5ningsbara statsskuldsf\u00f6rbind<span class=\"_ _1\"></span>elser m.m.<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Bel\u00e5ningsbara statsskuldsv\u00e4xlar (E<span class=\"_ _1\"></span>U-kommi<span class=\"_ _1\"></span>ssionen)<span class=\"_ _f\"> </span><span class=\"ls1 ws1\">1 322 471<span class=\"_ _15e\"> </span>551 188<span class=\"_ _1a\"> </span>1 322 471<span class=\"_ _a2\"> </span>551 188<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (S<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>erige<span class=\"_ _1\"></span>)<span class=\"_ _273\"> </span><span class=\"ls1 ws1\">1 129 677<span class=\"_ _1a5\"> </span>24 908<span class=\"_ _92\"> </span>1 030 550<span class=\"_ _1a5\"> </span>24 908<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuldsv\u00e4xlar (Finland)<span class=\"_ _202\"> </span><span class=\"ls1 ws1\">495 926<span class=\"_ _19e\"> </span>497 297<span class=\"_ _9f\"> </span>495 926<span class=\"_ _19e\"> </span>497 297<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (Nederl\u00e4nderna)<span class=\"_ _21a\"> </span><span class=\"ls1 ws1\">440 823<span class=\"_ _184\"> </span>499 306<span class=\"_ _19e\"> </span>440 823<span class=\"_ _a7\"> </span>499 306<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsobli<span class=\"_ _2\"></span>gationer (Nor<span class=\"_ _1\"></span>ge)<span class=\"_ _274\"> </span><span class=\"ls1 ws1\">246 800<span class=\"_ _19e\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span>Summa bel\u00e5ningsbara sta<span class=\"_ _1\"></span>tsskuldsf\u00f6rbindelser mm<span class=\"_ _275\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _13c\"> </span>3 536 570<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 21<span class=\"_ _23b\"> </span><span class=\"ls2b ws31\">Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utest\u00e5ende for<span class=\"_ _1\"></span>dringar svensk v<span class=\"_ _1\"></span>aluta<span class=\"_ _276\"> </span><span class=\"ff5 ls1 ws1\">1 127 247<span class=\"_ _55\"> </span>1 093 134<span class=\"_ _dc\"> </span>2 330 601<span class=\"_ _21\"> </span>1 093 110<span class=\"_ _2e9\"> </span></span>Utest\u00e5ende for<span class=\"_ _1\"></span>dringar utl\u00e4ndsk valuta<span class=\"_ _277\"> </span><span class=\"ff5 ls1 ws1\">962 257<span class=\"_ _19e\"> </span>540 523<span class=\"_ _d6\"> </span>663 440<span class=\"_ _9a\"> </span>538 543<span class=\"_ _2e9\"> </span></span>Summa utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _23c\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashFlowStatementExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-286": {
   "value": "I lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>oha<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vanden ho<span class=\"_ _1\"></span>s cen<span class=\"_ _1\"></span>tralbank<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>, Bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser m.m. samt Utl\u00e5ning til<span class=\"_ _1\"></span>l kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-310": {
   "value": "I lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>oha<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>vanden ho<span class=\"_ _1\"></span>s cen<span class=\"_ _1\"></span>tralbank<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>, Bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser m.m. samt Utl\u00e5ning til<span class=\"_ _1\"></span>l kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _2e9\"> </span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs34b\">NOT<span class=\"_ _2\"></span> 20<span class=\"_ _259\"> </span><span class=\"lsa ws12\">Bel\u00e5ningsbara statsskuldsf\u00f6rbind<span class=\"_ _1\"></span>elser m.m.<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs34c\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs34d\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsa ws12 gs34e\">Bel\u00e5ningsbara statsskuldsv\u00e4xlar (E<span class=\"_ _1\"></span>U-kommi<span class=\"_ _1\"></span>ssionen)<span class=\"_ _f\"> </span><span class=\"ls1 ws1\">1 322 471<span class=\"_ _15e\"> </span>551 188<span class=\"_ _1a\"> </span>1 322 471<span class=\"_ _a2\"> </span>551 188<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsb ws13 gs34f\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (S<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>erige<span class=\"_ _1\"></span>)<span class=\"_ _273\"> </span><span class=\"ls1 ws1\">1 129 677<span class=\"_ _1a5\"> </span>24 908<span class=\"_ _92\"> </span>1 030 550<span class=\"_ _1a5\"> </span>24 908<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs350\">Bel\u00e5ningsbara statsskuldsv\u00e4xlar (Finland)<span class=\"_ _202\"> </span><span class=\"ls1 ws1\">495 926<span class=\"_ _19e\"> </span>497 297<span class=\"_ _9f\"> </span>495 926<span class=\"_ _19e\"> </span>497 297<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsb ws13 gs351\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (Nederl\u00e4nderna)<span class=\"_ _21a\"> </span><span class=\"ls1 ws1\">440 823<span class=\"_ _184\"> </span>499 306<span class=\"_ _19e\"> </span>440 823<span class=\"_ _a7\"> </span>499 306<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs352\">Bel\u00e5ningsbara statsobli<span class=\"_ _2\"></span>gationer (Nor<span class=\"_ _1\"></span>ge)<span class=\"_ _274\"> </span><span class=\"ls1 ws1\">246 800<span class=\"_ _19e\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs353\">Summa bel\u00e5ningsbara sta<span class=\"_ _1\"></span>tsskuldsf\u00f6rbindelser mm<span class=\"_ _275\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _13c\"> </span>3 536 570<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span></div>NOT<span class=\"_ _2\"></span> 21<span class=\"_ _23b\"> </span><span class=\"ls2b ws31\">Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utest\u00e5ende for<span class=\"_ _1\"></span>dringar svensk v<span class=\"_ _1\"></span>aluta<span class=\"_ _276\"> </span><span class=\"ff5 ls1 ws1\">1 127 247<span class=\"_ _55\"> </span>1 093 134<span class=\"_ _dc\"> </span>2 330 601<span class=\"_ _21\"> </span>1 093 110<span class=\"_ _2e9\"> </span></span>Utest\u00e5ende for<span class=\"_ _1\"></span>dringar utl\u00e4ndsk valuta<span class=\"_ _277\"> </span><span class=\"ff5 ls1 ws1\">962 257<span class=\"_ _19e\"> </span>540 523<span class=\"_ _d6\"> </span>663 440<span class=\"_ _9a\"> </span>538 543<span class=\"_ _2e9\"> </span></span>Summa utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _23c\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-311": {
   "value": "Utdelning<span class=\"_ _2e9\"> </span>Utde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nks a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4g<span class=\"_ _2\"></span>are red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as s<span class=\"_ _2\"></span>om sk<span class=\"_ _2\"></span>uld i b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter i de<span class=\"_ _2\"></span>n pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>od d\u00e5 u<span class=\"_ _2\"></span>tdel<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n go<span class=\"_ _2\"></span>dk\u00e4<span class=\"_ _2\"></span>nns av TF Banks aktie\u00e4gare<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-339": {
   "value": "NOT<span class=\"_ _2\"></span> 3<span class=\"_ _3c\"> </span><span class=\"lsb ws13\">Risk<span class=\"_ _1\"></span>er och<span class=\"_ _1\"></span> riskhan<span class=\"_ _1\"></span>tering<span class=\"_ _2e9\"> </span></span>TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k ut<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m si<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ksa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>et f\u00f6r <span class=\"_ _2\"></span>fler<span class=\"_ _2\"></span>a ol<span class=\"_ _2\"></span>ika <span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker<span class=\"_ _2\"></span>: kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, <span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k (omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sk o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>), och likviditetsrisk<span class=\"_ _1\"></span> men ocks\u00e5 operat<span class=\"_ _1\"></span>iv risk<span class=\"_ _1\"></span> och \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> verksamhetsrisk<span class=\"_ _1\"></span>er s\u00e5som<span class=\"_ _1\"></span> aff<span class=\"_ _2\"></span>\u00e4rsrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>junkturella ri<span class=\"_ _1\"></span>sker<span class=\"_ _1\"></span> samt ryktesrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ut<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>at en ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruk<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t s\u00e4ke<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>la e<span class=\"_ _2\"></span>n go<span class=\"_ _2\"></span>d ris<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g. D<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>skp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy<span class=\"_ _2\"></span>n utg\u00f6<span class=\"_ _2\"></span>r st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s och f\u00f6r<span class=\"_ _1\"></span>etagsledningens grundl\u00e4ggan<span class=\"_ _2\"></span>de styrdokument a<span class=\"_ _1\"></span>vseende riskhantering<span class=\"_ _1\"></span> och syf<span class=\"_ _2\"></span>tar till att<span class=\"_ _1\"></span> minimera potentiella ogynnsamma ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ter p<span class=\"_ _2\"></span>\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>. St<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>rif<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ys avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>\u00e5v\u00e4l d<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n s<span class=\"_ _2\"></span>om f\u00f6r s<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ka o<span class=\"_ _2\"></span>mr\u00e5<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span>Kreditrisk<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k \u00e4r r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att e<span class=\"_ _2\"></span>n mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt o<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>aka<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t gen<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t inte u<span class=\"_ _2\"></span>ppf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a sin<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a \u00e5t<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>mot banken. Omr\u00e5det<span class=\"_ _1\"></span> inkluderar<span class=\"_ _1\"></span> kreditrisk<span class=\"_ _1\"></span>er h\u00e4nf<span class=\"_ _1\"></span>\u00f6rliga till<span class=\"_ _1\"></span> l\u00e5neport<span class=\"_ _2\"></span>f\u00f6ljen,<span class=\"_ _1\"></span> kreditr<span class=\"_ _1\"></span>elaterade k<span class=\"_ _1\"></span>oncentrationsri<span class=\"_ _1\"></span>sker och<span class=\"_ _1\"></span> motpartsrisker<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e4m<span class=\"_ _2\"></span>st g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>nh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch \u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>t\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>ken i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k. V<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>re fin<span class=\"_ _2\"></span>ns kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker i fo<span class=\"_ _2\"></span>rm av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r av lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. K<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk f\u00f6l<span class=\"_ _2\"></span>js n<span class=\"_ _2\"></span>oga av a<span class=\"_ _2\"></span>nsv<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>ga f<span class=\"_ _2\"></span>unk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch d\u00e4<span class=\"_ _2\"></span>r slu<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar det \u00f6ve<span class=\"_ _2\"></span>rgri<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>pande ansvar<span class=\"_ _1\"></span>et. Styr<span class=\"_ _1\"></span>elsen har i<span class=\"_ _1\"></span> s\u00e4rskild kr<span class=\"_ _1\"></span>editpolicy fastslagit ramarna f<span class=\"_ _1\"></span>\u00f6r bank<span class=\"_ _1\"></span>ens kr<span class=\"_ _1\"></span>editgivning.<span class=\"_ _1\"></span> En kr<span class=\"_ _1\"></span>editkommitt<span class=\"_ _1\"></span>\u00e9 f<span class=\"_ _1\"></span>\u00f6ljer k<span class=\"_ _1\"></span>ontinuerligt<span class=\"_ _1\"></span> utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kred<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>s ris<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>v\u00e5 oc<span class=\"_ _2\"></span>h be<span class=\"_ _2\"></span>slut<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>mf\u00f6r f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ino<span class=\"_ _2\"></span>m de<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>lda po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cyn s<span class=\"_ _2\"></span>amt f\u00f6re<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5r \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Ut<span class=\"_ _2\"></span>veck<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>as p\u00e5 v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e ordi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rie s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>m\u00f6te<span class=\"_ _2\"></span>. I kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ing<span class=\"_ _2\"></span>\u00e5r \u00e4ven ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sker re<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>lje<span class=\"_ _2\"></span>n. Ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>\u00e4ts u<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>r\u00e5n s<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>leken p<span class=\"_ _2\"></span>\u00e5 exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar mo<span class=\"_ _2\"></span>t ens<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>da mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, bra<span class=\"_ _2\"></span>nsc<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>r ell<span class=\"_ _2\"></span>er reg<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Konce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker f<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>as o<span class=\"_ _2\"></span>cks<span class=\"_ _2\"></span>\u00e5 up<span class=\"_ _2\"></span>p i ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>krav f\u00f6r k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h i de st<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>ter s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>rs i de<span class=\"_ _2\"></span>n inte<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en oc<span class=\"_ _2\"></span>h so<span class=\"_ _2\"></span>m en de<span class=\"_ _2\"></span>l av upp<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av ban<span class=\"_ _2\"></span>kens r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d kred<span class=\"_ _2\"></span>itgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>ker en r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ens k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itv<span class=\"_ _2\"></span>\u00e4rdi<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>et d\u00e4<span class=\"_ _2\"></span>r den<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>, lik<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m exte<span class=\"_ _2\"></span>rn i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>, sco<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, \u00e5te<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5g<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt ti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>re his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>k hos b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ind<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>due<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>skl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rat p<span class=\"_ _2\"></span>\u00e5 inter<span class=\"_ _2\"></span>na oc<span class=\"_ _2\"></span>h/<span class=\"_ _0\"></span>e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r exte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>e li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>ts av s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r f\u00f6r ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>n<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>hete<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>gr\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ad o<span class=\"_ _2\"></span>ch kont<span class=\"_ _2\"></span>rolle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s reg<span class=\"_ _2\"></span>elb<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>det<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank k<span class=\"_ _2\"></span>an in<span class=\"_ _2\"></span>te uta<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>esl<span class=\"_ _2\"></span>ut ing<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d jur<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>sk p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>on i vil<span class=\"_ _2\"></span>ken n<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter ha<span class=\"_ _2\"></span>r ett b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ydan<span class=\"_ _2\"></span>de e<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t int<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>e. TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s kre<span class=\"_ _2\"></span>ditg<span class=\"_ _2\"></span>ivn<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>as av h\u00f6<span class=\"_ _2\"></span>gt up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>lda m<span class=\"_ _2\"></span>\u00e5l me<span class=\"_ _2\"></span>d avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de p<span class=\"_ _2\"></span>\u00e5 etik<span class=\"_ _2\"></span>, k<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itet o<span class=\"_ _2\"></span>ch kon<span class=\"_ _2\"></span>trol<span class=\"_ _2\"></span>l. T<span class=\"_ _1\"></span>rots a<span class=\"_ _2\"></span>tt kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sken u<span class=\"_ _2\"></span>tg\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span> st\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ver f\u00f6r kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l utes<span class=\"_ _2\"></span>t\u00e5e<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>volym j\u00e4m<span class=\"_ _2\"></span>f\u00f6rel<span class=\"_ _2\"></span>sev<span class=\"_ _2\"></span>is sm\u00e5 (s<span class=\"_ _2\"></span>e not 22<span class=\"_ _2\"></span>). Det be<span class=\"_ _2\"></span>ror p\u00e5<span class=\"_ _2\"></span> att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jer f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4r p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g och ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>profil<span class=\"_ _2\"></span>. F\u00f6r<span class=\"_ _2\"></span>s\u00e4l<span class=\"_ _2\"></span>jn<span class=\"_ _2\"></span>ing av f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ske<span class=\"_ _2\"></span>r m\u00e5n<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>vis ti<span class=\"_ _2\"></span>ll ol<span class=\"_ _2\"></span>ika mo<span class=\"_ _2\"></span>tpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter p\u00e5 res<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad d\u00e4<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken \u00e4<span class=\"_ _2\"></span>r ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _1\"></span>. I pra<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tike<span class=\"_ _2\"></span>n inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>t att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de rea<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om f\u00f6rs<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jni<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>f\u00f6l<span class=\"_ _2\"></span>jen fi<span class=\"_ _2\"></span>nns e<span class=\"_ _2\"></span>n beg<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>d and<span class=\"_ _2\"></span>el l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3 och d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>nom<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4r rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l<span class=\"_ _2\"></span>\u00e5gt oc<span class=\"_ _2\"></span>h l\u00e5<span class=\"_ _2\"></span>nep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>en \u00e4r v\u00e4<span class=\"_ _2\"></span>ldive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad m<span class=\"_ _2\"></span>ed et<span class=\"_ _2\"></span>t stor<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>al ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>a produ<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter p\u00e5 fle<span class=\"_ _2\"></span>ra ol<span class=\"_ _2\"></span>ika ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span> marknader varf\u00f6r<span class=\"_ _1\"></span> koncen<span class=\"_ _1\"></span>trationsrisken<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> banken<span class=\"_ _1\"></span> \u00e4r r<span class=\"_ _1\"></span>elativt l\u00e5g.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n krav- o<span class=\"_ _2\"></span>ch in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>gru<span class=\"_ _2\"></span>pp s<span class=\"_ _2\"></span>om ar<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ar m<span class=\"_ _2\"></span>ed re<span class=\"_ _2\"></span>dan b<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>iga k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om f<span class=\"_ _2\"></span>\u00e5r be<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>spro<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>m. D<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns \u00e4ven e<span class=\"_ _2\"></span>n kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>av<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>del<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>r utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av ti<span class=\"_ _2\"></span>llt<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>a ku<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt g\u00f6<span class=\"_ _2\"></span>r l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h kred<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4lld<span class=\"_ _2\"></span>a av st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s rut<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>r f\u00f6r \u00f6ver<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch o<span class=\"_ _2\"></span>regle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sy<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tar t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l att m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ra kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en tidig uppt\u00e4ckt a<span class=\"_ _1\"></span>v betalningsprobl<span class=\"_ _1\"></span>em hos<span class=\"_ _1\"></span> kredittagarna och<span class=\"_ _1\"></span> en \u00e5tf<span class=\"_ _1\"></span>\u00f6ljande snabb hand<span class=\"_ _1\"></span>l\u00e4ggning av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>ekommande<span class=\"_ _1\"></span> krav<span class=\"_ _1\"></span>\u00e4renden. \u00d6v<span class=\"_ _1\"></span>ervak<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ske<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d st\u00f6<span class=\"_ _2\"></span>d av ett s<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>t kravs<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m som m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>utom<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>k beva<span class=\"_ _2\"></span>kar o<span class=\"_ _2\"></span>ch p<span class=\"_ _2\"></span>\u00e5mi<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>r om n<span class=\"_ _2\"></span>\u00e4r k<span class=\"_ _2\"></span>rav\u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r \u00e4r e<span class=\"_ _2\"></span>rfo<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>m\u00e4n<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>ten be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r t<span class=\"_ _2\"></span>ill \u00f6ve<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e del av b<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nco<span class=\"_ _2\"></span>kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r och av d<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nled<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n g\u00f6<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g \u00f6ver kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>som d<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns f\u00e5 s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rhe<span class=\"_ _2\"></span>ter. Banke<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4var e<span class=\"_ _2\"></span>n v\u00e4ld<span class=\"_ _2\"></span>iver<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ad kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tpo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>j me<span class=\"_ _2\"></span>d pr<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en bre<span class=\"_ _2\"></span>d ba<span class=\"_ _2\"></span>s av kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>devi<span class=\"_ _2\"></span>s l\u00e5<span class=\"_ _2\"></span>ga exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sbe<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p pe<span class=\"_ _2\"></span>r ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. F\u00f6r att u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en v<span class=\"_ _2\"></span>\u00e4l-<span class=\"_ _2e9\"> </span>dive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj m<span class=\"_ _2\"></span>ed e<span class=\"_ _2\"></span>n bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kprofi<span class=\"_ _2\"></span>l sa<span class=\"_ _2\"></span>mt at<span class=\"_ _2\"></span>t ha en g<span class=\"_ _2\"></span>od b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>k oc<span class=\"_ _2\"></span>h avkas<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d att f\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s f\u00f6ru<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kon<span class=\"_ _2\"></span>omi<span class=\"_ _2\"></span>ska f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar so<span class=\"_ _2\"></span>m eventu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t kan p<span class=\"_ _2\"></span>\u00e5verka r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>profi<span class=\"_ _2\"></span>len<span class=\"_ _2\"></span>. Kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tk<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itete<span class=\"_ _2\"></span>n f\u00f6r f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de br<span class=\"_ _2\"></span>utt<span class=\"_ _2\"></span>ofordr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 och k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 2 (se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>) ha<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mt<span class=\"_ _2\"></span>s utif<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n en m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>g, m<span class=\"_ _2\"></span>ede<span class=\"_ _2\"></span>l el<span class=\"_ _2\"></span>ler h<span class=\"_ _2\"></span>\u00f6g ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. Kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n gru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g pri<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rt p<span class=\"_ _2\"></span>\u00e5 ant<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t eventue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a p\u00e5<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om ha<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kun<span class=\"_ _2\"></span>d, a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>let m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar haf<span class=\"_ _2\"></span>t e<span class=\"_ _2\"></span>tt ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>n i ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>amt k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>are<span class=\"_ _2\"></span>ns in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atus vi<span class=\"_ _2\"></span>d utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>f\u00e4l<span class=\"_ _2\"></span>let, be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>de me<span class=\"_ _2\"></span>d h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ta<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l b\u00e5d<span class=\"_ _2\"></span>e inte<span class=\"_ _2\"></span>rna o<span class=\"_ _2\"></span>ch ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>\u00e4llo<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ris<span class=\"_ _2\"></span>kb<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>\u00f6rs \u00e4ve<span class=\"_ _2\"></span>n me<span class=\"_ _2\"></span>d h\u00e4n<span class=\"_ _2\"></span>syn t<span class=\"_ _2\"></span>ill o<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ka pa<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>met<span class=\"_ _2\"></span>rar s<span class=\"_ _2\"></span>om be<span class=\"_ _2\"></span>ror p\u00e5 p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g (se<span class=\"_ _2\"></span>gm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>) o<span class=\"_ _2\"></span>ch l<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>, d\u00e4<span class=\"_ _2\"></span>r bl<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>a. h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n h\u00e4<span class=\"_ _2\"></span>mta<span class=\"_ _2\"></span>d fr\u00e5<span class=\"_ _2\"></span>n ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bas b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s<span class=\"_ _2e9\"> <span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 16<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Kred<span class=\"_ _2\"></span>itf\u00f6rluster<span class=\"_ _1\"></span>, netto<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>F\u00f6r\u00e4ndring<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v r<span class=\"_ _1\"></span>eserv f\u00f6r<span class=\"_ _1\"></span> s\u00e5lda<span class=\"_ _1\"></span> f\u00f6rfallna f<span class=\"_ _1\"></span>ordr<span class=\"_ _1\"></span>ingar<span class=\"_ _134\"> </span><span class=\"ff5 ls1 ws1\">-148 960<span class=\"_ _21\"> </span>-250 930<span class=\"_ _184\"> </span>-143 242<span class=\"_ _a0\"> </span>-250 930<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _1\"></span>onstat<span class=\"_ _1\"></span>era<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>red<span class=\"_ _1\"></span>itf<span class=\"_ _1\"></span>\u00f6rl<span class=\"_ _1\"></span>ust<span class=\"_ _1\"></span>er<span class=\"_ _24e\"> </span><span class=\"ls1 ws1\">-56 031<span class=\"_ _b3\"> </span>-3<span class=\"_ _1\"></span>7 477<span class=\"_ _cf\"> </span>-53 643<span class=\"_ _b3\"> </span>-3<span class=\"_ _1\"></span>7 477<span class=\"_ _2e9\"> </span></span>Infl<span class=\"_ _2\"></span>utet p\u00e5 t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>are kons<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter<span class=\"_ _c\"> </span><span class=\"ls28 ws2e\">337<span class=\"_ _b1\"> </span></span>239<span class=\"_ _24f\"> </span>310<span class=\"_ _b1\"> </span>239<span class=\"_ _2e9\"> </span>F\u00f6r\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av rese<span class=\"_ _2\"></span>rv f\u00f6<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ter<span class=\"_ _1\"></span>, kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 1 - 3<span class=\"_ _b3\"> </span>-452 197<span class=\"_ _15e\"> </span>-7<span class=\"_ _1\"></span>9 401<span class=\"_ _a0\"> </span>-434 656<span class=\"_ _15e\"> </span>-79 401<span class=\"_ _2e9\"> </span>Kreditf\u00f6<span class=\"_ _2\"></span>rluster<span class=\"_ _1\"></span>, netto<span class=\"_ _19a\"> </span><span class=\"ls1 ws1\">-656 851<span class=\"_ _23\"> </span>-367 569<span class=\"_ _17b\"> </span>-631 231<span class=\"_ _a0\"> </span>-<span class=\"_ _1\"></span>367 569<span class=\"_ _2e9\"> </span></span>Kreditf\u00f6rlust<span class=\"_ _1\"></span>er \u00e4r<span class=\"_ _1\"></span> h\u00e4nf<span class=\"_ _1\"></span>\u00f6rliga till U<span class=\"_ _1\"></span>tl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten och kategoriseras till<span class=\"_ _1\"></span> upplupet anskaffningsv\u00e4rde<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _2\"></span> 22<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utl\u00e5ning till hush\u00e5llssektorn<span class=\"_ _212\"> </span><span class=\"ff5 ls1 ws1\">17 766 169<span class=\"_ _17\"> </span>14 513 272<span class=\"_ _15\"> </span>15 319 795<span class=\"_ _4f\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>sek<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn 1<span class=\"_ _2e9\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>otal ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, brutto<span class=\"_ _ca\"> </span>16 505 116<span class=\"_ _51\"> </span>13 861 985<span class=\"_ _51\"> </span>14 267 850<span class=\"_ _175\"> </span>13 861 985<span class=\"_ _2e9\"> </span>Kategori 2, brutto<span class=\"_ _1a0\"> </span>711 193<span class=\"_ _9a\"> </span>495 257<span class=\"_ _d6\"> </span>548 807<span class=\"_ _97\"> </span>495 257<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, br<span class=\"_ _2\"></span>utto 2<span class=\"_ _2e9\"> </span>1 604 567<span class=\"_ _d6\"> </span>763 649<span class=\"_ _4c\"> </span>1 466 518<span class=\"_ _9f\"> </span>763 649<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, bru<span class=\"_ _1\"></span>tto<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">18 820 876<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _51\"> </span>16 283 175<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1<span class=\"_ _278\"> </span>-261 935<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _1a\"> </span>-235 989<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _2e9\"> </span>Kategori 2<span class=\"_ _279\"> </span>-115 109<span class=\"_ _b3\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _17b\"> </span>-104 258<span class=\"_ _1cb\"> </span>-77 47<span class=\"_ _0\"></span>4<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3 2<span class=\"_ _2e9\"> </span>-677 663<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>335 639<span class=\"_ _e0\"> </span>-623 133<span class=\"_ _1a\"> </span>-335 639<span class=\"_ _2e9\"> </span>Summa res<span class=\"_ _1\"></span>ervering<span class=\"_ _1\"></span> f\u00f6r f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade<span class=\"_ _1\"></span> kreditf\u00f6r<span class=\"_ _1\"></span>luster<span class=\"_ _0\"></span>, hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>-1 054 707<span class=\"_ _23\"> </span>-607 619<span class=\"_ _23\"> </span>-963 380<span class=\"_ _21\"> </span>-607 619<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, netto<span class=\"_ _176\"> </span>16 243 181<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _25d\"> </span>14 031 861<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _27a\"> </span>596 084<span class=\"_ _cf\"> </span>417 783<span class=\"_ _9a\"> </span>444 549<span class=\"_ _cf\"> </span>417 783<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>926 904<span class=\"_ _19e\"> </span>428 010<span class=\"_ _19e\"> </span>843 385<span class=\"_ _19e\"> </span>428 010<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, nett<span class=\"_ _1\"></span>o<span class=\"_ _247\"> </span><span class=\"ls1 ws1\">17 766 169<span class=\"_ _175\"> </span>14 513 272<span class=\"_ _51\"> </span>15 319 795<span class=\"_ _51\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>L\u00e5<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l f\u00f6r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>L\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>, brutto<span class=\"_ _27b\"> </span><span class=\"ff5 ls1 ws1\">104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27c\"> </span><span class=\"ls1 ws1\">104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _d6\"> </span>104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _2e9\"> </span></span>1  Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l en u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r inom E<span class=\"_ _1\"></span>commerce<span class=\"_ _1\"></span> Solutions.<span class=\"_ _2e9\"> </span>2  Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>lj<span class=\"_ _2\"></span>er fo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4<span class=\"_ _2\"></span>r pri<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kp<span class=\"_ _2\"></span>rofi<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>L\u00e5nefordringarnas geogra<span class=\"_ _1\"></span>fiska f\u00f6r<span class=\"_ _1\"></span>delning, ne<span class=\"_ _1\"></span>tto<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _16c\"> </span><span class=\"ff5 ls1 ws1\">4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _92\"> </span>4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">4 245 890<span class=\"_ _dc\"> </span>4 182 683<span class=\"_ _4c\"> </span>3 921 359<span class=\"_ _53\"> </span>4 182 683<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _f8\"> </span><span class=\"ff5 ls1 ws1\">3 478 514<span class=\"_ _13c\"> </span>3 246 939<span class=\"_ _13c\"> </span>2 287 004<span class=\"_ _92\"> </span>3 246 939<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _177\"> </span><span class=\"ff5 ls1 ws1\">1 485 643<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _9f\"> </span>562 596<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _a3\"> </span><span class=\"ff5 ls1 ws1\">1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _13c\"> </span>1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _103\"> </span><span class=\"ff5\">988 664<span class=\"_ _a7\"> </span>894 692<span class=\"_ _184\"> </span>988 664<span class=\"_ _d6\"> </span>894 692<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _19e\"> </span>885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _12a\"> </span><span class=\"ff5\">314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _cf\"> </span>314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _27d\"> </span><span class=\"ff5\">291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _a2\"> </span>291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _e2\"> </span><span class=\"ff5\">176 249<span class=\"_ _79\"> </span>69 090<span class=\"_ _9f\"> </span>168 963<span class=\"_ _1cb\"> </span>69 090<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _27e\"> </span><span class=\"ff5 ls1 ws1\">152 7<span class=\"_ _1\"></span>41<span class=\"_ _c4\"> </span>40 218<span class=\"_ _79\"> </span>152 741<span class=\"_ _48\"> </span>40 218<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27f\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>MAKROEK<span class=\"_ _1\"></span>ONOMISKA SCENA<span class=\"_ _1\"></span>RIER<span class=\"_ _2e9\"> </span>Nedan tabell<span class=\"_ _1\"></span> g\u00e4ll<span class=\"_ _1\"></span>er f<span class=\"_ _1\"></span>\u00f6r b\u00e5<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> moderbolaget<span class=\"_ _0\"></span> Scenarie<span class=\"_ _2e9\"> </span>Sannolikhet f\u00f6r<span class=\"_ _1\"></span> att intr\u00e4ffa<span class=\"_ _2e9\"> </span>Eff<span class=\"_ _2\"></span>ekt p\u00e5 reserve-<span class=\"_ _2e9\"> </span>ring (kategori 1)<span class=\"_ _2e9\"> </span>Sannolikhetsv\u00e4gt utfall<span class=\"_ _2e9\"> </span>Negativt<span class=\"_ _115\"> </span><span class=\"ff5\">1%<span class=\"_ _52\"> </span>50 % \u00f6kning<span class=\"_ _2e9\"> </span></span>98,5%<span class=\"_ _2e9\"> </span>Positivt<span class=\"_ _280\"> </span><span class=\"ff5\">20%<span class=\"_ _260\"> </span>10 % minskning<span class=\"_ _2e9\"> </span></span>Bas<span class=\"_ _98\"> </span><span class=\"ff5 ls92 ws9f\">79%<span class=\"_ _68\"> </span></span><span class=\"ls1 ws1\">neutral<span class=\"_ _2e9\"> </span></span>Effek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>er s<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt f\u00f6r fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ida f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i kateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 1<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _26c\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1d4\"> </span>2023-12-31<span class=\"_ _13c\"> </span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>Consumer L<span class=\"_ _1\"></span>ending<span class=\"_ _c5\"> </span><span class=\"ff5\">1 558<span class=\"_ _cc\"> </span>1 558<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _281\"> </span><span class=\"ff5\">1 394<span class=\"_ _cc\"> </span>1 394<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _d7\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _12\"> </span>55<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otal<span class=\"_ _282\"> </span>3 264<span class=\"_ _22b\"> </span>3 007<span class=\"_ _2e9\"> </span>K\u00e4nslighetsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span>: Den makroek<span class=\"_ _1\"></span>onomiska<span class=\"_ _1\"></span> komponent<span class=\"_ _1\"></span>en f<span class=\"_ _1\"></span>\u00f6r ber\u00e4kning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v framtida<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster g<span class=\"_ _1\"></span>rundar sig<span class=\"_ _1\"></span> p\u00e5 E<span class=\"_ _1\"></span>CB:s makr<span class=\"_ _1\"></span>oek<span class=\"_ _1\"></span>onomiska prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch EBA<span class=\"_ _2\"></span>:s s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>tf\u00f6rd<span class=\"_ _2\"></span>es av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er 2023<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn so<span class=\"_ _2\"></span>m p\u00e5ver<span class=\"_ _2\"></span>kar b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n \u00e4r infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n. B<span class=\"_ _2\"></span>etyd<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e av<span class=\"_ _2\"></span>vike<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ad oc<span class=\"_ _2\"></span>h f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, vid rea<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, att l<span class=\"_ _2\"></span>eda t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>eten f\u00f6r s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier o<span class=\"_ _2\"></span>ch d<span class=\"_ _2\"></span>en tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a v\u00e4g<span class=\"_ _2\"></span>da p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>n p\u00e5 f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t vi<span class=\"_ _2\"></span>d 100 % vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a: a. <span class=\"_ _85\"> </span>Positivt<span class=\"_ _1\"></span> scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en sk<span class=\"_ _2\"></span>ulle ti<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>eln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 1<span class=\"_ _1\"></span>00 % sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o leda t<span class=\"_ _2\"></span>ill at<span class=\"_ _2\"></span>t reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kategro<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 9<span class=\"_ _2\"></span>0 % (mins<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en me<span class=\"_ _2\"></span>d 21,7 mi<span class=\"_ _2\"></span>ljo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r SEK f\u00f6r konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>ch 20,1 mil<span class=\"_ _2\"></span>jo<span class=\"_ _2\"></span>ner S<span class=\"_ _2\"></span>EK f\u00f6r mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>b. Basscenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle ti<span class=\"_ _2\"></span>llde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 100 % sa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 10<span class=\"_ _2\"></span>0 % (in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n).<span class=\"_ _2e9\"> </span>c. <span class=\"_ _43\"> </span>Negativt scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>igt f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle til<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng av 100 % san<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>het ti<span class=\"_ _2\"></span>ll ne<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>io led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i kateg<span class=\"_ _2\"></span>ori 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 15<span class=\"_ _2\"></span>0 % (\u00f6kni<span class=\"_ _2\"></span>ng av reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n med 10<span class=\"_ _2\"></span>8,<span class=\"_ _2\"></span>8 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>n och 100<span class=\"_ _2\"></span>,3 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>1  Ma<span class=\"_ _2\"></span>kro<span class=\"_ _2\"></span>eko<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>ka p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ar h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sm<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>en fr<span class=\"_ _2\"></span>\u00e5n 20<span class=\"_ _2\"></span>23 va<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>r in<span class=\"_ _2\"></span>ga j<span class=\"_ _2\"></span>\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>al vi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>RESERV<span class=\"_ _1\"></span>ERINGAR<span class=\"_ _2e9\"> </span>Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>ts av fle<span class=\"_ _2\"></span>ra o<span class=\"_ _2\"></span>lik<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer<span class=\"_ _1\"></span>, so<span class=\"_ _2\"></span>m bes<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vs ne<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>n Ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori <span class=\"_ _2\"></span>1 o<span class=\"_ _2\"></span>ch <span class=\"_ _2\"></span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri <span class=\"_ _2\"></span>2 e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r 3 <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>roe<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p\u00e5 <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt <span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>r \u00f6<span class=\"_ _2\"></span>kat <span class=\"_ _2\"></span>(elle<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>) <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>det har g<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>t i fal<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och d<span class=\"_ _2\"></span>\u00e4ri<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m fly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s och l<span class=\"_ _2\"></span>ivs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>dsb<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av ECL.<span class=\"_ _2e9\"> </span>- N<span class=\"_ _2\"></span>ya l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mit <span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>\u00e4ven <span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>agn<span class=\"_ _2\"></span>a l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>ur <span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>n u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er <span class=\"_ _2\"></span>mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>. (\u00d6<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar <span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>d av utgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l f\u00f6<span class=\"_ _2\"></span>ljd <span class=\"_ _2\"></span>av b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>n \u00f6ve<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing)<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r i <span class=\"_ _2\"></span>form <span class=\"_ _2\"></span>av s<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n f\u00f6<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>g (P<span class=\"_ _2\"></span>D), exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>vid <span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang <span class=\"_ _2\"></span>(E<span class=\"_ _2\"></span>AD) <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t <span class=\"_ _2\"></span>givet fal<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>(LGD), s<span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r <span class=\"_ _2\"></span>d\u00e5 <span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>len <span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>pd<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d nya <span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. - F<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> antaganden baserat<span class=\"_ _1\"></span> p\u00e5 makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variablar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>- V<span class=\"_ _1\"></span>al<span class=\"_ _1\"></span>utakursf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar<span class=\"_ _2e9\"> </span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, ing<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>ns 2<span class=\"_ _2\"></span>023-<span class=\"_ _2\"></span>01-<span class=\"_ _2\"></span>01<span class=\"_ _6c\"> </span>14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _31\"> </span><span class=\"ff5 ls1 ws1\">22 046 078<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _26c\"> </span></span>22 046 078<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _283\"> </span><span class=\"ff5 ls1 ws1\">-17 331 432<span class=\"_ _21\"> </span>-53 641<span class=\"_ _4d\"> </span>-17<span class=\"_ _1\"></span>5 87<span class=\"_ _1\"></span>4<span class=\"_ _262\"> </span>-17 560 947<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _4f\"> </span><span class=\"ff5\">-417 532<span class=\"_ _d6\"> </span>-7 665<span class=\"_ _19\"> </span>-425 197<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _24e\"> </span><span class=\"ff5 ls1 ws1\">-1 794 117<span class=\"_ _dc\"> </span>710 697<span class=\"_ _4b\"> </span>1 083 420<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _150\"> </span><span class=\"ff5\">-923 385<span class=\"_ _53\"> </span>923 385<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _108\"> </span>-990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4d\"> </span></span>990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _158\"> </span><span class=\"ff5\">120 034<span class=\"_ _15\"> </span>-120 034<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-92 654<span class=\"_ _119\"> </span>92 654<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _284\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>314 035<span class=\"_ _55\"> </span>-23 589<span class=\"_ _53\"> </span>-58 962<span class=\"_ _175\"> </span>-<span class=\"_ _1\"></span>396 586<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, utg\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s 2023-<span class=\"_ _2\"></span>12-31<span class=\"_ _72\"> </span>16 609 580<span class=\"_ _23\"> </span>711 192<span class=\"_ _1d\"> </span>1 604 568<span class=\"_ _266\"> </span>18 925 340<span class=\"_ _2e9\"> </span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>02<span class=\"_ _1\"></span>3-01-01<span class=\"_ _4a\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _23\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _175\"> </span>-335 639<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-154 557<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-154 557<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _12a\"> </span><span class=\"ff5\">36 885<span class=\"_ _25\"> </span>38 650<span class=\"_ _a7\"> </span>16 794<span class=\"_ _184\"> </span>92 329<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _d6\"> </span><span class=\"ff5\">28 310<span class=\"_ _c4\"> </span>9534<span class=\"_ _184\"> </span>37 844<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">25 877<span class=\"_ _92\"> </span></span>-122 177<span class=\"_ _92\"> </span><span class=\"ff5\">-411 227<span class=\"_ _52\"> </span>-507 527<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _135\"> </span><span class=\"ff5\">17 617<span class=\"_ _4f\"> </span>-154 327<span class=\"_ _19c\"> </span></span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-136 710<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _146\"> </span>9 903<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4f\"> </span></span>-381 572<span class=\"_ _15\"> </span>-3<span class=\"_ _1\"></span>71 669<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _135\"> </span><span class=\"ff5\">-1 643<span class=\"_ _9f\"> </span>14 462<span class=\"_ _224\"> </span></span>-<span class=\"_ _19e\"> </span><span class=\"ff5\">12 819<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _119\"> </span></span>17 688<span class=\"_ _55\"> </span>-29 655<span class=\"_ _1a\"> </span>-11 967<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _1f2\"> </span><span class=\"ff5 ls1 ws1\">24 366<span class=\"_ _9f\"> </span>17 582<span class=\"_ _184\"> </span>42 875<span class=\"_ _119\"> </span>84 823<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>23-12<span class=\"_ _1\"></span>-<span class=\"_ _1\"></span>31<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-261 935<span class=\"_ _25d\"> </span>-115 109<span class=\"_ _4e\"> </span>-677 663<span class=\"_ _5f\"> </span>-1 054 707<span class=\"_ _2e9\"> </span></span><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3b7\">Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs3b8\">Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs3b9\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls45 ws4e gs3ba\">TSEK<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 wsa9 gs3bb\">12 <span class=\"_ _20d\"> </span>m\u00e5naders  </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3bc\">f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3bd\">kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3be\">F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3bf\">kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3c0\">ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3c1\">livsl\u00e4ngd<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3c2\">F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3c3\">kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3c4\">ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3c5\">livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs3c6\">Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 20<span class=\"_ _1\"></span>22-01-01<span class=\"_ _72\"> </span><span class=\"ls1 ws1\">10 404 166<span class=\"_ _53\"> </span>330 212<span class=\"_ _13c\"> </span>623 294<span class=\"_ _2a\"> </span>11 357 672<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs3c7\">Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _286\"> </span><span class=\"ff5 ls1 ws1\">16 318 310<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _5b\"> </span></span>16 318 310<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs3c8\">Amortering<span class=\"_ _279\"> </span><span class=\"ff5 ls1 ws1\">-11 689 672<span class=\"_ _25d\"> </span>-394 014<span class=\"_ _4a\"> </span>-356 750<span class=\"_ _262\"> </span>-12 440 436<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3c9\">Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _52\"> </span><span class=\"ff5\">-854 228<span class=\"_ _1a\"> </span>-10 812<span class=\"_ _1a8\"> </span>-865 040<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3ca\">\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _6\"> </span><span class=\"ff5 ls1 ws1\">-1 846 029<span class=\"_ _1a8\"> </span>1 384 614<span class=\"_ _a0\"> </span>461 415<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3cb\">- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _26d\"> </span><span class=\"ff5\">-1 588 951<span class=\"_ _1a8\"> </span>1 588 951<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3cc\">- fr\u00e5n 1 till 3<span class=\"_ _aa\"> </span>-<span class=\"_ _1\"></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _23\"> </span></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3cd\">- fr\u00e5n 2 till 1<span class=\"_ _147\"> </span><span class=\"ff5\">128 239<span class=\"_ _25d\"> </span>-128 239<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3ce\">- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _dc\"> </span></span>-76 098<span class=\"_ _17b\"> </span>76 098<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3cf\">- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3d0\">V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">816 311<span class=\"_ _119\"> </span>28 673<span class=\"_ _e0\"> </span>46 502<span class=\"_ _dc\"> </span>891 486<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs3d1\">Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende balans<span class=\"_ _1\"></span> 2022<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 <span class=\"_ _69\"> </span><span class=\"ls1 ws1\">14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8b ws13 gs3d2\">Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>022-01<span class=\"_ _1\"></span>-01<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-153 465<span class=\"_ _4c\"> </span>-41 982<span class=\"_ _4e\"> </span>-289 940<span class=\"_ _51\"> </span>-485 387<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs3d3\">F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3d4\">Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-134 263<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-134 263<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3d5\">Amortering<span class=\"_ _135\"> </span><span class=\"ff5\">91 724<span class=\"_ _184\"> </span>38 818<span class=\"_ _23\"> </span>105 148<span class=\"_ _92\"> </span>235 690<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3d6\">Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _119\"> </span><span class=\"ff5\">24 058<span class=\"_ _1cb\"> </span>8 570<span class=\"_ _119\"> </span>32 628<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3d7\">\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">14 076<span class=\"_ _23\"> </span>-87 774<span class=\"_ _15\"> </span>-138 035<span class=\"_ _92\"> </span>-211 733<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3d8\">- fr\u00e5n 1 till 2<span class=\"_ _1a9\"> </span><span class=\"ff5\">11 252<span class=\"_ _55\"> </span>-113 511<span class=\"_ _224\"> </span></span>-<span class=\"_ _19\"> </span><span class=\"ff5\">-102 259<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3d9\">- fr\u00e5n 1 till 3<span class=\"_ _288\"> </span>4 567<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-111 401<span class=\"_ _52\"> </span>-106 834<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3da\">- fr\u00e5n 2 till 1<span class=\"_ _14e\"> </span><span class=\"ff5\">-1 7<span class=\"_ _0\"></span>43<span class=\"_ _9a\"> </span>14 237<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _9f\"> </span></span>12 494<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3db\">- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _d6\"> </span></span>11 500<span class=\"_ _55\"> </span>-26 634<span class=\"_ _25\"> </span>-15 134<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3dc\">- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3dd\">V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">-12 578<span class=\"_ _23\"> </span>-10 594<span class=\"_ _a0\"> </span>-21 382<span class=\"_ _23\"> </span>-44 554<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8b ws13 gs3de\">Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>22-12-<span class=\"_ _0\"></span>31<span class=\"_ _15\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _55\"> </span>-77 474<span class=\"_ _175\"> </span>-335 6<span class=\"_ _1\"></span>39<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-354": {
   "value": "NOT<span class=\"_ _2\"></span> 3<span class=\"_ _3c\"> </span><span class=\"lsb ws13\">Risk<span class=\"_ _1\"></span>er och<span class=\"_ _1\"></span> riskhan<span class=\"_ _1\"></span>tering<span class=\"_ _2e9\"> </span></span>TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k ut<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m si<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ksa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>et f\u00f6r <span class=\"_ _2\"></span>fler<span class=\"_ _2\"></span>a ol<span class=\"_ _2\"></span>ika <span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker<span class=\"_ _2\"></span>: kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, <span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k (omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sk o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>), och likviditetsrisk<span class=\"_ _1\"></span> men ocks\u00e5 operat<span class=\"_ _1\"></span>iv risk<span class=\"_ _1\"></span> och \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> verksamhetsrisk<span class=\"_ _1\"></span>er s\u00e5som<span class=\"_ _1\"></span> aff<span class=\"_ _2\"></span>\u00e4rsrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>junkturella ri<span class=\"_ _1\"></span>sker<span class=\"_ _1\"></span> samt ryktesrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ut<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>at en ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruk<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t s\u00e4ke<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>la e<span class=\"_ _2\"></span>n go<span class=\"_ _2\"></span>d ris<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g. D<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>skp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy<span class=\"_ _2\"></span>n utg\u00f6<span class=\"_ _2\"></span>r st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s och f\u00f6r<span class=\"_ _1\"></span>etagsledningens grundl\u00e4ggan<span class=\"_ _2\"></span>de styrdokument a<span class=\"_ _1\"></span>vseende riskhantering<span class=\"_ _1\"></span> och syf<span class=\"_ _2\"></span>tar till att<span class=\"_ _1\"></span> minimera potentiella ogynnsamma ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ter p<span class=\"_ _2\"></span>\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>. St<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>rif<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ys avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>\u00e5v\u00e4l d<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n s<span class=\"_ _2\"></span>om f\u00f6r s<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ka o<span class=\"_ _2\"></span>mr\u00e5<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span>Kreditrisk<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k \u00e4r r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att e<span class=\"_ _2\"></span>n mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt o<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>aka<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t gen<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t inte u<span class=\"_ _2\"></span>ppf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a sin<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a \u00e5t<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>mot banken. Omr\u00e5det<span class=\"_ _1\"></span> inkluderar<span class=\"_ _1\"></span> kreditrisk<span class=\"_ _1\"></span>er h\u00e4nf<span class=\"_ _1\"></span>\u00f6rliga till<span class=\"_ _1\"></span> l\u00e5neport<span class=\"_ _2\"></span>f\u00f6ljen,<span class=\"_ _1\"></span> kreditr<span class=\"_ _1\"></span>elaterade k<span class=\"_ _1\"></span>oncentrationsri<span class=\"_ _1\"></span>sker och<span class=\"_ _1\"></span> motpartsrisker<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e4m<span class=\"_ _2\"></span>st g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>nh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch \u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>t\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>ken i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k. V<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>re fin<span class=\"_ _2\"></span>ns kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker i fo<span class=\"_ _2\"></span>rm av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r av lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. K<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk f\u00f6l<span class=\"_ _2\"></span>js n<span class=\"_ _2\"></span>oga av a<span class=\"_ _2\"></span>nsv<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>ga f<span class=\"_ _2\"></span>unk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch d\u00e4<span class=\"_ _2\"></span>r slu<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar det \u00f6ve<span class=\"_ _2\"></span>rgri<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>pande ansvar<span class=\"_ _1\"></span>et. Styr<span class=\"_ _1\"></span>elsen har i<span class=\"_ _1\"></span> s\u00e4rskild kr<span class=\"_ _1\"></span>editpolicy fastslagit ramarna f<span class=\"_ _1\"></span>\u00f6r bank<span class=\"_ _1\"></span>ens kr<span class=\"_ _1\"></span>editgivning.<span class=\"_ _1\"></span> En kr<span class=\"_ _1\"></span>editkommitt<span class=\"_ _1\"></span>\u00e9 f<span class=\"_ _1\"></span>\u00f6ljer k<span class=\"_ _1\"></span>ontinuerligt<span class=\"_ _1\"></span> utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kred<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>s ris<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>v\u00e5 oc<span class=\"_ _2\"></span>h be<span class=\"_ _2\"></span>slut<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>mf\u00f6r f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ino<span class=\"_ _2\"></span>m de<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>lda po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cyn s<span class=\"_ _2\"></span>amt f\u00f6re<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5r \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Ut<span class=\"_ _2\"></span>veck<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>as p\u00e5 v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e ordi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rie s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>m\u00f6te<span class=\"_ _2\"></span>. I kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ing<span class=\"_ _2\"></span>\u00e5r \u00e4ven ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sker re<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>lje<span class=\"_ _2\"></span>n. Ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>\u00e4ts u<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>r\u00e5n s<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>leken p<span class=\"_ _2\"></span>\u00e5 exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar mo<span class=\"_ _2\"></span>t ens<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>da mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, bra<span class=\"_ _2\"></span>nsc<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>r ell<span class=\"_ _2\"></span>er reg<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Konce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker f<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>as o<span class=\"_ _2\"></span>cks<span class=\"_ _2\"></span>\u00e5 up<span class=\"_ _2\"></span>p i ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>krav f\u00f6r k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h i de st<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>ter s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>rs i de<span class=\"_ _2\"></span>n inte<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en oc<span class=\"_ _2\"></span>h so<span class=\"_ _2\"></span>m en de<span class=\"_ _2\"></span>l av upp<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av ban<span class=\"_ _2\"></span>kens r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d kred<span class=\"_ _2\"></span>itgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>ker en r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ens k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itv<span class=\"_ _2\"></span>\u00e4rdi<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>et d\u00e4<span class=\"_ _2\"></span>r den<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>, lik<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m exte<span class=\"_ _2\"></span>rn i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>, sco<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, \u00e5te<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5g<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt ti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>re his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>k hos b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ind<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>due<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>skl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rat p<span class=\"_ _2\"></span>\u00e5 inter<span class=\"_ _2\"></span>na oc<span class=\"_ _2\"></span>h/<span class=\"_ _0\"></span>e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r exte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>e li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>ts av s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r f\u00f6r ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>n<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>hete<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>gr\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ad o<span class=\"_ _2\"></span>ch kont<span class=\"_ _2\"></span>rolle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s reg<span class=\"_ _2\"></span>elb<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>det<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank k<span class=\"_ _2\"></span>an in<span class=\"_ _2\"></span>te uta<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>esl<span class=\"_ _2\"></span>ut ing<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d jur<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>sk p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>on i vil<span class=\"_ _2\"></span>ken n<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter ha<span class=\"_ _2\"></span>r ett b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ydan<span class=\"_ _2\"></span>de e<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t int<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>e. TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s kre<span class=\"_ _2\"></span>ditg<span class=\"_ _2\"></span>ivn<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>as av h\u00f6<span class=\"_ _2\"></span>gt up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>lda m<span class=\"_ _2\"></span>\u00e5l me<span class=\"_ _2\"></span>d avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de p<span class=\"_ _2\"></span>\u00e5 etik<span class=\"_ _2\"></span>, k<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itet o<span class=\"_ _2\"></span>ch kon<span class=\"_ _2\"></span>trol<span class=\"_ _2\"></span>l. T<span class=\"_ _1\"></span>rots a<span class=\"_ _2\"></span>tt kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sken u<span class=\"_ _2\"></span>tg\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span> st\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ver f\u00f6r kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l utes<span class=\"_ _2\"></span>t\u00e5e<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>volym j\u00e4m<span class=\"_ _2\"></span>f\u00f6rel<span class=\"_ _2\"></span>sev<span class=\"_ _2\"></span>is sm\u00e5 (s<span class=\"_ _2\"></span>e not 22<span class=\"_ _2\"></span>). Det be<span class=\"_ _2\"></span>ror p\u00e5<span class=\"_ _2\"></span> att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jer f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4r p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g och ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>profil<span class=\"_ _2\"></span>. F\u00f6r<span class=\"_ _2\"></span>s\u00e4l<span class=\"_ _2\"></span>jn<span class=\"_ _2\"></span>ing av f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ske<span class=\"_ _2\"></span>r m\u00e5n<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>vis ti<span class=\"_ _2\"></span>ll ol<span class=\"_ _2\"></span>ika mo<span class=\"_ _2\"></span>tpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter p\u00e5 res<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad d\u00e4<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken \u00e4<span class=\"_ _2\"></span>r ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _1\"></span>. I pra<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tike<span class=\"_ _2\"></span>n inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>t att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de rea<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om f\u00f6rs<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jni<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>f\u00f6l<span class=\"_ _2\"></span>jen fi<span class=\"_ _2\"></span>nns e<span class=\"_ _2\"></span>n beg<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>d and<span class=\"_ _2\"></span>el l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3 och d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>nom<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4r rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l<span class=\"_ _2\"></span>\u00e5gt oc<span class=\"_ _2\"></span>h l\u00e5<span class=\"_ _2\"></span>nep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>en \u00e4r v\u00e4<span class=\"_ _2\"></span>ldive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad m<span class=\"_ _2\"></span>ed et<span class=\"_ _2\"></span>t stor<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>al ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>a produ<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter p\u00e5 fle<span class=\"_ _2\"></span>ra ol<span class=\"_ _2\"></span>ika ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span> marknader varf\u00f6r<span class=\"_ _1\"></span> koncen<span class=\"_ _1\"></span>trationsrisken<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> banken<span class=\"_ _1\"></span> \u00e4r r<span class=\"_ _1\"></span>elativt l\u00e5g.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n krav- o<span class=\"_ _2\"></span>ch in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>gru<span class=\"_ _2\"></span>pp s<span class=\"_ _2\"></span>om ar<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ar m<span class=\"_ _2\"></span>ed re<span class=\"_ _2\"></span>dan b<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>iga k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om f<span class=\"_ _2\"></span>\u00e5r be<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>spro<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>m. D<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns \u00e4ven e<span class=\"_ _2\"></span>n kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>av<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>del<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>r utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av ti<span class=\"_ _2\"></span>llt<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>a ku<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt g\u00f6<span class=\"_ _2\"></span>r l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h kred<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4lld<span class=\"_ _2\"></span>a av st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s rut<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>r f\u00f6r \u00f6ver<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch o<span class=\"_ _2\"></span>regle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sy<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tar t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l att m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ra kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en tidig uppt\u00e4ckt a<span class=\"_ _1\"></span>v betalningsprobl<span class=\"_ _1\"></span>em hos<span class=\"_ _1\"></span> kredittagarna och<span class=\"_ _1\"></span> en \u00e5tf<span class=\"_ _1\"></span>\u00f6ljande snabb hand<span class=\"_ _1\"></span>l\u00e4ggning av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>ekommande<span class=\"_ _1\"></span> krav<span class=\"_ _1\"></span>\u00e4renden. \u00d6v<span class=\"_ _1\"></span>ervak<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ske<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d st\u00f6<span class=\"_ _2\"></span>d av ett s<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>t kravs<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m som m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>utom<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>k beva<span class=\"_ _2\"></span>kar o<span class=\"_ _2\"></span>ch p<span class=\"_ _2\"></span>\u00e5mi<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>r om n<span class=\"_ _2\"></span>\u00e4r k<span class=\"_ _2\"></span>rav\u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r \u00e4r e<span class=\"_ _2\"></span>rfo<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>m\u00e4n<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>ten be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r t<span class=\"_ _2\"></span>ill \u00f6ve<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e del av b<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nco<span class=\"_ _2\"></span>kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r och av d<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nled<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n g\u00f6<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g \u00f6ver kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>som d<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns f\u00e5 s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rhe<span class=\"_ _2\"></span>ter. Banke<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4var e<span class=\"_ _2\"></span>n v\u00e4ld<span class=\"_ _2\"></span>iver<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ad kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tpo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>j me<span class=\"_ _2\"></span>d pr<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en bre<span class=\"_ _2\"></span>d ba<span class=\"_ _2\"></span>s av kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>devi<span class=\"_ _2\"></span>s l\u00e5<span class=\"_ _2\"></span>ga exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sbe<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p pe<span class=\"_ _2\"></span>r ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. F\u00f6r att u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en v<span class=\"_ _2\"></span>\u00e4l-<span class=\"_ _2e9\"> </span>dive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj m<span class=\"_ _2\"></span>ed e<span class=\"_ _2\"></span>n bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kprofi<span class=\"_ _2\"></span>l sa<span class=\"_ _2\"></span>mt at<span class=\"_ _2\"></span>t ha en g<span class=\"_ _2\"></span>od b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>k oc<span class=\"_ _2\"></span>h avkas<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d att f\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s f\u00f6ru<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kon<span class=\"_ _2\"></span>omi<span class=\"_ _2\"></span>ska f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar so<span class=\"_ _2\"></span>m eventu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t kan p<span class=\"_ _2\"></span>\u00e5verka r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>profi<span class=\"_ _2\"></span>len<span class=\"_ _2\"></span>. Kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tk<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itete<span class=\"_ _2\"></span>n f\u00f6r f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de br<span class=\"_ _2\"></span>utt<span class=\"_ _2\"></span>ofordr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 och k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 2 (se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>) ha<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mt<span class=\"_ _2\"></span>s utif<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n en m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>g, m<span class=\"_ _2\"></span>ede<span class=\"_ _2\"></span>l el<span class=\"_ _2\"></span>ler h<span class=\"_ _2\"></span>\u00f6g ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. Kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n gru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g pri<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rt p<span class=\"_ _2\"></span>\u00e5 ant<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t eventue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a p\u00e5<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om ha<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kun<span class=\"_ _2\"></span>d, a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>let m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar haf<span class=\"_ _2\"></span>t e<span class=\"_ _2\"></span>tt ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>n i ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>amt k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>are<span class=\"_ _2\"></span>ns in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atus vi<span class=\"_ _2\"></span>d utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>f\u00e4l<span class=\"_ _2\"></span>let, be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>de me<span class=\"_ _2\"></span>d h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ta<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l b\u00e5d<span class=\"_ _2\"></span>e inte<span class=\"_ _2\"></span>rna o<span class=\"_ _2\"></span>ch ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>\u00e4llo<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ris<span class=\"_ _2\"></span>kb<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>\u00f6rs \u00e4ve<span class=\"_ _2\"></span>n me<span class=\"_ _2\"></span>d h\u00e4n<span class=\"_ _2\"></span>syn t<span class=\"_ _2\"></span>ill o<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ka pa<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>met<span class=\"_ _2\"></span>rar s<span class=\"_ _2\"></span>om be<span class=\"_ _2\"></span>ror p\u00e5 p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g (se<span class=\"_ _2\"></span>gm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>) o<span class=\"_ _2\"></span>ch l<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>, d\u00e4<span class=\"_ _2\"></span>r bl<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>a. h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n h\u00e4<span class=\"_ _2\"></span>mta<span class=\"_ _2\"></span>d fr\u00e5<span class=\"_ _2\"></span>n ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bas b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s<span class=\"_ _2e9\"> <span class=\"_ _2e9\"> </span></span>Marknadsrisk<span class=\"_ _2e9\"> </span>Me<span class=\"_ _2\"></span>d ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k avses r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>, eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al el<span class=\"_ _2\"></span>ler t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s v\u00e4rd<span class=\"_ _2\"></span>e min<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>r p\u00e5 gr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d av f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>siella marknader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF Banks marknadsrisk<span class=\"_ _1\"></span>er \u00e4r<span class=\"_ _1\"></span> prim\u00e4rt valu<span class=\"_ _1\"></span>takursrisk och r\u00e4n<span class=\"_ _1\"></span>terisk.<span class=\"_ _2e9\"> </span>(i) V<span class=\"_ _1\"></span>alutari<span class=\"_ _2\"></span>sk<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank \u00e4<span class=\"_ _2\"></span>r exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rat f\u00f6<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s gen<span class=\"_ _2\"></span>om d<span class=\"_ _2\"></span>e mon<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>\u00e4ra t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r och s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>sk va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a som i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>s i de<span class=\"_ _2\"></span>n sven<span class=\"_ _2\"></span>ska verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s i form av de<span class=\"_ _2\"></span>n om<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r n\u00e4r n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i de u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>ska fi<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>mr\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll sven<span class=\"_ _2\"></span>ska k<span class=\"_ _2\"></span>ron<span class=\"_ _2\"></span>or. V<span class=\"_ _1\"></span>aluta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n finn<span class=\"_ _2\"></span>s f\u00f6r f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>luto<span class=\"_ _2\"></span>r: EUR<span class=\"_ _2\"></span>, NO<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K, P<span class=\"_ _2\"></span>LN oc<span class=\"_ _2\"></span>h USD o<span class=\"_ _2\"></span>ch T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>ks \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de m\u00e5<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing m<span class=\"_ _2\"></span>ed han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en av val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk \u00e4<span class=\"_ _2\"></span>r att h<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en s<span class=\"_ _2\"></span>\u00e5 l<span class=\"_ _2\"></span>\u00e5g val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g so<span class=\"_ _2\"></span>m m\u00f6j<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt me<span class=\"_ _2\"></span>d en m<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g att i<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>eha l<span class=\"_ _2\"></span>ika myc<span class=\"_ _2\"></span>ket til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r som s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve valut<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. Sty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>luta<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4va ef<span class=\"_ _2\"></span>ter at<span class=\"_ _2\"></span>t de tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a, i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>sive eve<span class=\"_ _2\"></span>ntue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a der<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>, i resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive valu<span class=\"_ _2\"></span>ta in<span class=\"_ _2\"></span>te ska av<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ka me<span class=\"_ _2\"></span>r \u00e4n +<span class=\"_ _1\"></span>/<span class=\"_ _11\"></span>- 2 % av d<span class=\"_ _2\"></span>e tota<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a. B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken v\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>ntj<span class=\"_ _2\"></span>\u00e4ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en i an<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n valut<span class=\"_ _2\"></span>a \u00e4n redov<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsva<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>an ti<span class=\"_ _2\"></span>ll S<span class=\"_ _2\"></span>EK l\u00f6pa<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e och a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>t i EU<span class=\"_ _2\"></span>R, N<span class=\"_ _2\"></span>OK<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, PLN o<span class=\"_ _2\"></span>ch US<span class=\"_ _2\"></span>D f\u00f6r at<span class=\"_ _2\"></span>t bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rna t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tive v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a. T<span class=\"_ _1\"></span>erm<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>skont<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>ns l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>der \u00e4<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1-1<span class=\"_ _2\"></span>2 m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r Pe<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>re 2 f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m at<span class=\"_ _2\"></span>t stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>a si<span class=\"_ _2\"></span>na ne<span class=\"_ _2\"></span>ttop<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er i ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>k valu<span class=\"_ _2\"></span>ta p<span class=\"_ _2\"></span>\u00e5 bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sd<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>r 2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 har TF B<span class=\"_ _2\"></span>ank va<span class=\"_ _2\"></span>lt en val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sr\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se p\u00e5 8,<span class=\"_ _2\"></span>4 % (10). Utf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>et f\u00f6r stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>tet per 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 inne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>r ett ti<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>m<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ma<span class=\"_ _2\"></span>nde ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk i Pel<span class=\"_ _2\"></span>are 2 om 2 MSEK ex<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>. skat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>AL<span class=\"_ _1\"></span>UT<span class=\"_ _11\"></span>AEXPONERING MOT<span class=\"_ _1\"></span> TF<span class=\"_ _1\"></span> BANKS<span class=\"_ _1\"></span> TRANS<span class=\"_ _1\"></span>AKTIONSV<span class=\"_ _0\"></span>ALUT<span class=\"_ _1\"></span>OR<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar i<span class=\"_ _1\"></span> EUR:<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _7\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _57\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _17f\"> </span><span class=\"ff5\">2 259 220<span class=\"_ _21\"> </span>1 547 791<span class=\"_ _dc\"> </span>2 259 220<span class=\"_ _a0\"> </span>1 547 791<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e\"> </span><span class=\"ff5 ls1 ws1\">1 039 972<span class=\"_ _55\"> </span>1 104 228<span class=\"_ _a0\"> </span>1 014 817<span class=\"_ _a0\"> </span>1 102 224<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">11 276 855<span class=\"_ _4f\"> </span>8 462 050<span class=\"_ _51\"> </span>10 095 167<span class=\"_ _4d\"> </span>8 462 050<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _181\"> </span><span class=\"ff5 ls1 ws1\">54 076<span class=\"_ _46\"> </span>39 318<span class=\"_ _48\"> </span>27 230<span class=\"_ _ad\"> </span>39 318<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _182\"> </span><span class=\"ls1 ws1\">14 637 786<span class=\"_ _51\"> </span>11 196 108<span class=\"_ _5c\"> </span>13 404 097<span class=\"_ _175\"> </span>11 194 104<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i EU<span class=\"_ _2\"></span>R:<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _13\"> </span><span class=\"ff5\">-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _1d\"> </span>-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-225 872<span class=\"_ _25\"> </span>-108 013<span class=\"_ _184\"> </span>-153 324<span class=\"_ _25\"> </span>-108 013<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _116\"> </span><span class=\"ls1 ws1\">-20 124 307<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _5b\"> </span>-20 051 759<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner<span class=\"_ _185\"> </span><span class=\"ff5 ls1 ws1\">5 472 008<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _17\"> </span>6 637 088<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _186\"> </span>-14 513<span class=\"_ _46\"> </span>-3 205<span class=\"_ _cf\"> </span>-10 574<span class=\"_ _48\"> </span>-5 209<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _187\"> </span>-1 223<span class=\"_ _171\"> </span>-<span class=\"_ _1\"></span>321<span class=\"_ _6e\"> </span>-891<span class=\"_ _70\"> </span>-521<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i NOK:<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _33\"> </span><span class=\"ff5\">246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _e1\"> </span><span class=\"ff5 ls1 ws1\">267 036<span class=\"_ _9a\"> </span>262 529<span class=\"_ _97\"> </span>579 178<span class=\"_ _9a\"> </span>262 529<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _188\"> </span><span class=\"ff5 ls1 ws1\">4 244 109<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _13c\"> </span>3 924 588<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _189\"> </span><span class=\"ff5 ls1 ws1\">13 400<span class=\"_ _7f\"> </span>8 899<span class=\"_ _7f\"> </span>6 856<span class=\"_ _7f\"> </span>8 899<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _18a\"> </span><span class=\"ls1 ws1\">4 771 345<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _92\"> </span>4 757 422<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span> NOK:<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _30\"> </span><span class=\"ff5\">-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _1a\"> </span>-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">-7<span class=\"_ _0\"></span>4 280<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _9f\"> </span>-62 698<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _18b\"> </span><span class=\"ls1 ws1\">-633 650<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _55\"> </span>-622 068<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _18c\"> </span><span class=\"ff5 ls1 ws1\">-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _15\"> </span>-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _18d\"> </span>1 7<span class=\"_ _1\"></span>46<span class=\"_ _7f\"> </span>6 346<span class=\"_ _66\"> </span>-595<span class=\"_ _7f\"> </span>6 346<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _18e\"> </span><span class=\"ls28 ws2e\">147<span class=\"_ _b1\"> </span></span>635<span class=\"_ _cc\"> </span>-50<span class=\"_ _18f\"> </span>635<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i PL<span class=\"_ _1\"></span>N:<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _80\"> </span>11 253<span class=\"_ _48\"> </span>14 965<span class=\"_ _69\"> </span>11 253<span class=\"_ _c4\"> </span>14 965<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _190\"> </span><span class=\"ff5 ls1 ws1\">16 525<span class=\"_ _56\"> </span>20 528<span class=\"_ _46\"> </span>16 439<span class=\"_ _48\"> </span>20 528<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _191\"> </span><span class=\"ff5 ls1 ws1\">314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _97\"> </span>314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _192\"> </span><span class=\"ff5 ls1 ws1\">3 709<span class=\"_ _6c\"> </span>2 383<span class=\"_ _57\"> </span>3 685<span class=\"_ _6c\"> </span>2 383<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _193\"> </span><span class=\"ls1 ws1\">345 987<span class=\"_ _a7\"> </span>469 953<span class=\"_ _9f\"> </span>345 877<span class=\"_ _a7\"> </span>469 953<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i PLN<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">-5 504<span class=\"_ _48\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _48\"> </span>-4 800<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-5 504<span class=\"_ _56\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _56\"> </span>-4 800<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _196\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>342 638<span class=\"_ _17b\"> </span>-465 324<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>342 638<span class=\"_ _1a\"> </span>-465 324<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _197\"> </span>-2 155<span class=\"_ _198\"> </span>-171<span class=\"_ _46\"> </span>-2 244<span class=\"_ _198\"> </span>-171<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _191\"> </span>-181<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _6e\"> </span></span>-188<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar i<span class=\"_ _1\"></span> DKK:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">25 351<span class=\"_ _ad\"> </span>31 847<span class=\"_ _c4\"> </span>31 676<span class=\"_ _ad\"> </span>31 847<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5 ls1 ws1\">171 057<span class=\"_ _48\"> </span>67 822<span class=\"_ _cf\"> </span>163 557<span class=\"_ _48\"> </span>67 822<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _19b\"> </span><span class=\"ls1 ws1\">1 710<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _c6\"> </span></span>-<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _19d\"> </span><span class=\"ls1 ws1\">198 118<span class=\"_ _56\"> </span>99 734<span class=\"_ _19e\"> </span>195 233<span class=\"_ _56\"> </span>99 734<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i DK<span class=\"_ _2\"></span>K:<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _19f\"> </span><span class=\"ff5 ls7c ws8c\">-4 707<span class=\"_ _c4\"> </span><span class=\"ls1 ws1\">-4 004<span class=\"_ _ad\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-4 707<span class=\"_ _48\"> </span>-4 004<span class=\"_ _48\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _1a0\"> </span><span class=\"ff5 ls1 ws1\">-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _e0\"> </span>-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a1\"> </span>-133<span class=\"_ _cc\"> </span>-46<span class=\"_ _71\"> </span>-297<span class=\"_ _cc\"> </span>-46<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _1a2\"> </span><span class=\"ff4 ls4a ws52\">-11<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _1a3\"> </span><span class=\"ls47 ws50\">-25<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i USD:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1a4\"> </span><span class=\"ff5 ls1 ws1\">96 582<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _1a5\"> </span>96 642<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _18c\"> </span><span class=\"ls1 ws1\">96 582<span class=\"_ _78\"> </span>20 368<span class=\"_ _79\"> </span>96 642<span class=\"_ _78\"> </span>20 368<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _cf\"> </span>-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a6\"> </span>1 187<span class=\"_ _19c\"> </span>47<span class=\"_ _72\"> </span>1 247<span class=\"_ _19c\"> </span>47<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10) <span class=\"_ _e1\"> </span><span class=\"ff4\">100<span class=\"_ _12d\"> </span></span>5<span class=\"_ _cc\"> </span>105<span class=\"_ _12d\"> </span>5<span class=\"_ _2e9\"> </span>N\u00e4<span class=\"_ _2\"></span>r det g\u00e4l<span class=\"_ _2\"></span>ler val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsri<span class=\"_ _2\"></span>ske<span class=\"_ _2\"></span>r som up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5r g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om omr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av netto<span class=\"_ _2\"></span>inves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a fili<span class=\"_ _2\"></span>aler \u00e4<span class=\"_ _2\"></span>r TF Ban<span class=\"_ _2\"></span>ks st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gi at<span class=\"_ _2\"></span>t hel<span class=\"_ _2\"></span>a det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alet so<span class=\"_ _2\"></span>m finn<span class=\"_ _2\"></span>s n\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s och so<span class=\"_ _2\"></span>m f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as fin<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar i slutet av s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>as i sin h<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t n\u00e4r e<span class=\"_ _2\"></span>n f\u00f6rl<span class=\"_ _2\"></span>ust f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as f\u00f6<span class=\"_ _2\"></span>r den ko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n s\u00e5 g<span class=\"_ _2\"></span>\u00f6rs e<span class=\"_ _2\"></span>tt avdr<span class=\"_ _2\"></span>ag fr<span class=\"_ _2\"></span>\u00e5n de<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alet v<span class=\"_ _2\"></span>id d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t f\u00f6r de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>n s\u00e5 a<span class=\"_ _2\"></span>tt de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ten bl<span class=\"_ _2\"></span>ir e<span class=\"_ _2\"></span>n n\u00e5<span class=\"_ _2\"></span>got m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av d<span class=\"_ _2\"></span>et eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t vid p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>s ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g. O<span class=\"_ _2\"></span>mv\u00e4nt g<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>er att i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l d\u00e5 de<span class=\"_ _2\"></span>n utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten f\u00f6<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>as h<span class=\"_ _2\"></span>a ett p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, s<span class=\"_ _2\"></span>\u00e5 r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s inte de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat i<span class=\"_ _2\"></span>n i det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t f\u00f6rr<span class=\"_ _2\"></span>\u00e4n vi<span class=\"_ _2\"></span>d ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l n\u00e4s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d. Fr\u00e5<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d maj 202<span class=\"_ _2\"></span>2 til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och h<span class=\"_ _2\"></span>ar f\u00f6l<span class=\"_ _2\"></span>ja<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span> s\u00e4krade nettoinv<span class=\"_ _1\"></span>esteringar i utlandsverksamhet och s\u00e4kringsinstrument per balansdagen<span class=\"_ _2e9\"> </span>:<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1a7\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>S\u00e4krade<span class=\"_ _1\"></span> netto<span class=\"_ _1\"></span>tillg\u00e5ngar<span class=\"_ _11\"></span>/<span class=\"_ _1\"></span>nett<span class=\"_ _1\"></span>oskulder<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r i EUR<span class=\"_ _108\"> </span>1 061 712<span class=\"_ _19e\"> </span>908 971<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het i N<span class=\"_ _2\"></span>OK<span class=\"_ _135\"> </span>387 143<span class=\"_ _a2\"> </span>291 872<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het i PL<span class=\"_ _2\"></span>N<span class=\"_ _1a9\"> </span>-96 448<span class=\"_ _9a\"> </span>-85 780<span class=\"_ _2e9\"> </span>Summa<span class=\"_ _1aa\"> </span>1 352 407<span class=\"_ _53\"> </span>1 115 063<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument<span class=\"_ _2e9\"> </span>Inl\u00e5ning fr\u00e5n allm\u00e4nheten i EUR f\u00f6r<span class=\"_ _1\"></span> s\u00e4krings\u00e4ndam\u00e5l<span class=\"_ _193\"> </span><span class=\"ff5\">-1 060 068<span class=\"_ _23\"> </span>-886 958<span class=\"_ _2e9\"> </span></span>\u00d6vr<span class=\"_ _2\"></span>igt t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>g/<span class=\"_ _1\"></span>skuld avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t i NO<span class=\"_ _2\"></span>K f\u00f6r s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>l (no<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>lopp)<span class=\"_ _184\"> </span>-3<span class=\"_ _1\"></span>7<span class=\"_ _1\"></span>4 068<span class=\"_ _e0\"> </span>-281 015<span class=\"_ _2e9\"> </span>\u00d6vrig till<span class=\"_ _1\"></span>g\u00e5ng i P<span class=\"_ _1\"></span>LN f<span class=\"_ _1\"></span>\u00f6r s\u00e4krings\u00e4ndam\u00e5l<span class=\"_ _1ab\"> </span><span class=\"ff5 ls1 ws1\">93 603<span class=\"_ _c4\"> </span>95 841<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _1ac\"> </span><span class=\"ls1 ws1\">-1 340 533<span class=\"_ _52\"> </span>-1 072 132<span class=\"_ _2e9\"> </span></span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a av s\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av valut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sker<span class=\"_ _2\"></span>s p\u00e5verk<span class=\"_ _2\"></span>an p\u00e5 kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a st\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at vis<span class=\"_ _2\"></span>as ne<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n:<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1ad\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _70\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>Derivatinstrument NOK<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _1ae\"> </span><span class=\"ff5\">1 292<span class=\"_ _c1\"> </span>-<span class=\"_ _1\"></span>3 684<span class=\"_ _2e9\"> </span></span>Nominellt belopp i <span class=\"_ _1\"></span>TNOK<span class=\"_ _1af\"> </span>-<span class=\"_ _1\"></span>378 956<span class=\"_ _1b0\"> </span>-265 811<span class=\"_ _2e9\"> </span>F\u00f6rf<span class=\"_ _1\"></span>allodag<span class=\"_ _1b1\"> </span><span class=\"ff5\">2024-01-02<span class=\"_ _66\"> </span>2023-01-19<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _11\"></span>erminskurs <span class=\"_ _1b2\"> </span><span class=\"ff5\">SEK 0,9494 : 1 NOK<span class=\"_ _27\"> </span>SEK 1,047<span class=\"_ _0\"></span>4 : 1 NOK<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument inl\u00e5ning EUR<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _8b\"> </span><span class=\"ff5\">-1 060 068<span class=\"_ _19c\"> </span>-886 958<span class=\"_ _2e9\"> </span></span>Nominellt belopp i <span class=\"_ _1\"></span>TEUR<span class=\"_ _1b5\"> </span><span class=\"ff5\">95 536<span class=\"_ _c6\"> </span>-79 703<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument \u00f6vrig for<span class=\"_ _1\"></span>dran PLN<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _1b6\"> </span><span class=\"ff5\">93 603<span class=\"_ _22\"> </span>95 841<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat belopp i TPLN<span class=\"_ _1b2\"> </span><span class=\"ff5\">36 607<span class=\"_ _1b7\"> </span>40 369<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s vid s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsre<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>ing f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>n m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>. S\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sv\u00e4<span class=\"_ _2\"></span>rde anv\u00e4<span class=\"_ _2\"></span>nds f\u00f6<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av s\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vitet<span class=\"_ _2\"></span>. K\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivite<span class=\"_ _2\"></span>t avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar \u00e4<span class=\"_ _2\"></span>r om det g\u00f6<span class=\"_ _2\"></span>rs f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i fili<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r en m\u00e5n<span class=\"_ _2\"></span>ad so<span class=\"_ _2\"></span>m inte f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s upp i s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Det ha<span class=\"_ _2\"></span>r inte f\u00f6reko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>it n\u00e5g<span class=\"_ _2\"></span>on s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>inef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itet u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r \u00e5re<span class=\"_ _2\"></span>n, om d<span class=\"_ _2\"></span>et up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s det i n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>lta<span class=\"_ _2\"></span>t av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>(ii) R<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r n\u00e4<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk ha<span class=\"_ _2\"></span>r oli<span class=\"_ _2\"></span>ka r\u00e4nte<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>er p\u00e5 t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Enli<span class=\"_ _2\"></span>gt ban<span class=\"_ _2\"></span>kens fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy sk<span class=\"_ _2\"></span>a r\u00e4nte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sken va<span class=\"_ _2\"></span>ra l\u00e5<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h huvu<span class=\"_ _2\"></span>dde<span class=\"_ _2\"></span>len av TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er l\u00f6<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r d\u00e4r<span class=\"_ _2\"></span>f\u00f6r m<span class=\"_ _2\"></span>ed ko<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t r\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>. En m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g l\u00f6p<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ed l\u00e4ngre r\u00e4nt<span class=\"_ _1\"></span>ebindningstid, vilk<span class=\"_ _1\"></span>et del<span class=\"_ _1\"></span>vis<span class=\"_ _1\"></span> matchas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> att T<span class=\"_ _1\"></span>F Bank erbju<span class=\"_ _1\"></span>der inl\u00e5ning med l\u00e4ngr<span class=\"_ _1\"></span>e r\u00e4nt<span class=\"_ _1\"></span>ebindstid. En f<span class=\"_ _1\"></span>\u00f6r\u00e4ndring a<span class=\"_ _1\"></span>v marknad<span class=\"_ _1\"></span>sr\u00e4ntan me<span class=\"_ _2\"></span>d 1 <span class=\"_ _1\"></span>proc<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>t \u00f6kar/<span class=\"_ _0\"></span>m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kar ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s r\u00e4nte<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>to f\u00f6r komma<span class=\"_ _2\"></span>nde 1<span class=\"_ _2\"></span>2 m\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r med 9 MSEK ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nat uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r\u00e4nte<span class=\"_ _2\"></span>b\u00e4r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r o<span class=\"_ _2\"></span>ch<span class=\"_ _2\"></span> skulder per balansdagen. TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov i Pel<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>re 2 f\u00f6r r\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>na de<span class=\"_ _2\"></span>t ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>t vid e<span class=\"_ _2\"></span>n pa<span class=\"_ _2\"></span>ral<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>f\u00f6rs<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng av av<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>van <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d 200 <span class=\"_ _2\"></span>pun<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter (<span class=\"_ _2\"></span>2 %). Pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck d<span class=\"_ _2\"></span>et t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hovet <span class=\"_ _2\"></span>f\u00f6r r\u00e4<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>i Pel<span class=\"_ _2\"></span>are 2 <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l 25 <span class=\"_ _2\"></span>MS<span class=\"_ _2\"></span>EK exkl<span class=\"_ _2\"></span>. s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>fek<span class=\"_ _2\"></span>t<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1b8\"> </span>18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _ad\"> </span>18 916<span class=\"_ _1a5\"> </span>57 686<span class=\"_ _2e9\"> </span>Kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden<span class=\"_ _1\"></span> hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _e9\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span>R\u00e4ntebindning om h\u00f6gst 3 m\u00e5nader<span class=\"_ _1b9\"> </span>2 837 868<span class=\"_ _15e\"> </span>522 412<span class=\"_ _23\"> </span>2 738 741<span class=\"_ _15e\"> </span>522 412<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>551 029<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _97\"> </span>551 029<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r<span class=\"_ _122\"> </span>246 800<span class=\"_ _9f\"> </span>264 326<span class=\"_ _a7\"> </span>246 800<span class=\"_ _19e\"> </span>264 326<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span>bindelser m.m.<span class=\"_ _1bb\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _13c\"> </span>3 536 570<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der 1<span class=\"_ _2e9\"> </span>2 089 504<span class=\"_ _53\"> </span>1 633 657<span class=\"_ _53\"> </span>2 994 041<span class=\"_ _55\"> </span>1 631 653<span class=\"_ _2e9\"> </span>Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1bc\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _a\"> </span>13 088 049<span class=\"_ _1a8\"> </span>10 269 824<span class=\"_ _175\"> </span>10 727 820<span class=\"_ _1a8\"> </span>10 269 824<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1bd\"> </span>2 549 786<span class=\"_ _a0\"> </span>2 812 142<span class=\"_ _53\"> </span>2 527 364<span class=\"_ _a0\"> </span>2 812 142<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _1be\"> </span><span class=\"ff4\">2 001 202<span class=\"_ _dc\"> </span></span>1 465 404<span class=\"_ _23\"> </span>1 957 146<span class=\"_ _dc\"> </span>1 465 404<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _1bf\"> </span>231 596<span class=\"_ _19e\"> </span>107 003<span class=\"_ _b3\"> </span>211 929<span class=\"_ _19e\"> </span>107 003<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _122\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c0\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _72\"> </span>2 455<span class=\"_ _7f\"> </span>8 688<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _1c1\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la tillg\u00e5ngar<span class=\"_ _1c2\"> </span><span class=\"ff1 ls1 ws1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _68\"> </span>2 455<span class=\"_ _46\"> </span>11 387<span class=\"_ _2e9\"> </span></span>R\u00e4ntebindning om h\u00f6gst 3 m\u00e5nader<span class=\"_ _1c3\"> </span>14 042 234<span class=\"_ _1a8\"> </span>12 094 830<span class=\"_ _52\"> </span>14 042 233<span class=\"_ _1a8\"> </span>12 094 830<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c4\"> </span>4 757 997<span class=\"_ _dc\"> </span>2 528 335<span class=\"_ _dc\"> </span>4 757 997<span class=\"_ _53\"> </span>2 528 335<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _1be\"> </span>1 852 766<span class=\"_ _dc\"> </span>1 484 965<span class=\"_ _dc\"> </span>1 852 766<span class=\"_ _dc\"> </span>1 484 965<span class=\"_ _2e9\"> </span>In- och<span class=\"_ _1\"></span> uppl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _7e\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _60\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c5\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skulder<span class=\"_ _160\"> </span><span class=\"ls1 ws1\">346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _119\"> </span>346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c6\"> </span>120 780<span class=\"_ _1a5\"> </span>20 807<span class=\"_ _19e\"> </span>120 780<span class=\"_ _1a5\"> </span>20 807<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _6a\"> </span>106 928<span class=\"_ _7f\"> </span>4 868<span class=\"_ _b3\"> </span>149 421<span class=\"_ _7f\"> </span>4 868<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la skulder<span class=\"_ _1c7\"> </span><span class=\"ff1 ls1 ws1\">227 708<span class=\"_ _56\"> </span>25 675<span class=\"_ _d6\"> </span>270 201<span class=\"_ _48\"> </span>25 67<span class=\"_ _1\"></span>5<span class=\"_ _2e9\"> </span></span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span>Likviditetsrisk<span class=\"_ _2e9\"> </span>Lik<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk utg<span class=\"_ _2\"></span>\u00f6rs f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mf\u00f6ra<span class=\"_ _2\"></span>llt av at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na m<span class=\"_ _2\"></span>\u00f6ta \u00e5<span class=\"_ _2\"></span>terb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av den i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har f<span class=\"_ _2\"></span>r\u00e5n h<span class=\"_ _2\"></span>ush<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>l. M<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n att g<span class=\"_ _2\"></span>\u00f6r<span class=\"_ _2\"></span>a utb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde nya k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iter a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s var<span class=\"_ _2\"></span>a en af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. F\u00f6r at<span class=\"_ _2\"></span>t s\u00e4<span class=\"_ _2\"></span>kers<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk inte h<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>nar i l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>is reg<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ar ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cy en m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>iv\u00e5 f\u00f6<span class=\"_ _2\"></span>r den t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>. F\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n f\u00f6lj<span class=\"_ _2\"></span>er l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>tuat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>et ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m rul<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>. Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y ska l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>- och fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sken v<span class=\"_ _2\"></span>ara l<span class=\"_ _2\"></span>\u00e5<span class=\"_ _2\"></span>g. Al<span class=\"_ _2\"></span>l fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>g ut\u00f6ver i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n al<span class=\"_ _2\"></span>lm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n sker g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>pap<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar \u00e4ven e<span class=\"_ _2\"></span>n v\u00e4l t<span class=\"_ _2\"></span>illt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>en l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v f\u00f6r at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>ra oj<span class=\"_ _2\"></span>\u00e4mn<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sfl<span class=\"_ _2\"></span>\u00f6de<span class=\"_ _2\"></span>n. P<span class=\"_ _2\"></span>er ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>k TF Ba<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e4<span class=\"_ _2\"></span>ngl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v t<span class=\"_ _2\"></span>ill 5 20<span class=\"_ _2\"></span>4 MSEK (<span class=\"_ _2\"></span>3 210) vi<span class=\"_ _2\"></span>lket m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>sva<span class=\"_ _2\"></span>rar 2<span class=\"_ _2\"></span>5 % (2<span class=\"_ _2\"></span>0) av ban<span class=\"_ _2\"></span>kens i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>t\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sg<span class=\"_ _2\"></span>rad u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>gic<span class=\"_ _2\"></span>k til<span class=\"_ _2\"></span>l 35<span class=\"_ _2\"></span>4 % (<span class=\"_ _2\"></span>29<span class=\"_ _2\"></span>0) och d<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>la n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>vote<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck t<span class=\"_ _2\"></span>ill 1<span class=\"_ _2\"></span>28 % (1<span class=\"_ _2\"></span>38<span class=\"_ _2e9\"> </span>). Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _1c8\"> </span><span class=\"ff5 ws1\">5 968<span class=\"_ _7f\"> </span>2 900<span class=\"_ _64\"> </span>5 968<span class=\"_ _7f\"> </span>2 900<span class=\"_ _2e9\"> </span></span>Utan l\u00f6p<span class=\"_ _1\"></span>tid<span class=\"_ _123\"> </span><span class=\"ff5 ls1 ws1\">12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _46\"> </span>12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _2e9\"> </span></span>Kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden<span class=\"_ _1\"></span> hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _e9\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader<span class=\"_ _77\"> </span>2 855 880<span class=\"_ _a2\"> </span>525 77<span class=\"_ _1\"></span>4<span class=\"_ _13c\"> </span>2 755 880<span class=\"_ _cf\"> </span>525 77<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c9\"> </span>554 800<span class=\"_ _55\"> </span>1 057 189<span class=\"_ _184\"> </span>554 800<span class=\"_ _55\"> </span>1 057 189<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r<span class=\"_ _6\"> </span>258 585<span class=\"_ _d6\"> </span>276 948<span class=\"_ _19e\"> </span>258 585<span class=\"_ _9f\"> </span>276 948<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span>bindelser m.m.<span class=\"_ _1ca\"> </span><span class=\"ls1 ws1\">3 669 265<span class=\"_ _53\"> </span>1 859 911<span class=\"_ _4d\"> </span>3 569 265<span class=\"_ _53\"> </span>1 859 911<span class=\"_ _2e9\"> </span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _190\"> </span><span class=\"ff5 ws1\">1 562 825<span class=\"_ _53\"> </span>1 407 546<span class=\"_ _21\"> </span>1 142 992<span class=\"_ _4c\"> </span>1 405 542<span class=\"_ _2e9\"> </span></span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>103 625<span class=\"_ _48\"> </span>75 370<span class=\"_ _97\"> </span>103 625<span class=\"_ _48\"> </span>75 370<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r 1<span class=\"_ _2e9\"> </span>-<span class=\"_ _b3\"> </span><span class=\"ff5\">150 741<span class=\"_ _4c\"> </span>1 324 370<span class=\"_ _1cb\"> </span>150 7<span class=\"_ _1\"></span>41<span class=\"_ _2e9\"> </span></span>Utan l\u00f6p<span class=\"_ _1\"></span>tid<span class=\"_ _1cc\"> </span><span class=\"ff5 ls1 ws1\">423 054<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _19e\"> </span></span>423 054<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1bc\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>\u00c5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>ptid o<span class=\"_ _2\"></span>m h\u00f6<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _5a\"> </span>6 214 827<span class=\"_ _53\"> </span>3 922 991<span class=\"_ _4c\"> </span>5 664 221<span class=\"_ _4c\"> </span>3 922 991<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>534 425<span class=\"_ _9f\"> </span>568 901<span class=\"_ _184\"> </span>504 699<span class=\"_ _9f\"> </span>568 901<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _2d\"> </span>9 152 681<span class=\"_ _13c\"> </span>8 377 064<span class=\"_ _92\"> </span>6 7<span class=\"_ _1\"></span>49 407<span class=\"_ _4d\"> </span>8 377 064<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _183\"> </span>6 127 413<span class=\"_ _17b\"> </span>5 315 117<span class=\"_ _55\"> </span>6 151 589<span class=\"_ _17b\"> </span>5 315 117<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en  <span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">22 029 346<span class=\"_ _5d\"> </span>18 184 073<span class=\"_ _5c\"> </span>19 069 916<span class=\"_ _1a8\"> </span>18 184 073<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader <span class=\"_ _1b9\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _72\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r <span class=\"_ _1cd\"> </span><span class=\"ff4\">-<span class=\"_ _57\"> </span></span>2 699<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la tillg\u00e5ngar<span class=\"_ _1c2\"> </span><span class=\"ff1 ls1 ws1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _68\"> </span>2 455<span class=\"_ _46\"> </span>11 387<span class=\"_ _2e9\"> </span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _1ce\"> </span><span class=\"ff5 ws1\">12 648 404<span class=\"_ _4e\"> </span>11 598 680<span class=\"_ _4e\"> </span>12 648 404<span class=\"_ _51\"> </span>11 598 680<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader<span class=\"_ _35\"> </span>1 399 057<span class=\"_ _d6\"> </span>496 336<span class=\"_ _dc\"> </span>1 399 057<span class=\"_ _9f\"> </span>496 336<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c3\"> </span>4 820 446<span class=\"_ _dc\"> </span>2 551 090<span class=\"_ _4d\"> </span>4 820 446<span class=\"_ _dc\"> </span>2 551 090<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _133\"> </span>1 968 563<span class=\"_ _21\"> </span>1 577 775<span class=\"_ _92\"> </span>1 968 563<span class=\"_ _23\"> </span>1 577 775<span class=\"_ _2e9\"> </span>In- och<span class=\"_ _1\"></span> uppl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _7b\"> </span><span class=\"ls1 ws1\">20 836 470<span class=\"_ _5c\"> </span>16 223 882<span class=\"_ _88\"> </span>20 836 470<span class=\"_ _5c\"> </span>16 223 882<span class=\"_ _2e9\"> </span></span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _1cf\"> </span>610 231<span class=\"_ _cf\"> </span>320 921<span class=\"_ _a2\"> </span>610 231<span class=\"_ _cf\"> </span>320 921<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skulder<span class=\"_ _12f\"> </span><span class=\"ls1 ws1\">610 231<span class=\"_ _d6\"> </span>320 921<span class=\"_ _9a\"> </span>610 231<span class=\"_ _9f\"> </span>320 921<span class=\"_ _2e9\"> </span></span>\u00c5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>ptid o<span class=\"_ _2\"></span>m h\u00f6<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _9\"> </span>120 780<span class=\"_ _79\"> </span>20 808<span class=\"_ _9a\"> </span>120 780<span class=\"_ _78\"> </span>20 808<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _6a\"> </span>106 928<span class=\"_ _7f\"> </span>4 868<span class=\"_ _b3\"> </span>149 421<span class=\"_ _7f\"> </span>4 868<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la skulder<span class=\"_ _1c7\"> </span><span class=\"ff1 ls1 ws1\">227 708<span class=\"_ _78\"> </span>25 676<span class=\"_ _9f\"> </span>270 201<span class=\"_ _78\"> </span>25 676<span class=\"_ _2e9\"> </span></span>Betalbar vid an<span class=\"_ _1\"></span>for<span class=\"_ _1\"></span>dran<span class=\"_ _1d0\"> </span><span class=\"ff5 ls1 ws1\">5 983 885<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _55\"> </span>6 659 511<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _2e9\"> </span></span>\u00c5taganden<span class=\"_ _76\"> </span>5 983 885<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _dc\"> </span>6 659 511<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _2e9\"> </span>De b<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>p som a<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s i tab<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>en \u00e4r av<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a, o<span class=\"_ _2\"></span>dis<span class=\"_ _2\"></span>konte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e kas<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar s\u00e5v<span class=\"_ _2\"></span>\u00e4l r\u00e4n<span class=\"_ _2\"></span>ta so<span class=\"_ _2\"></span>m amo<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r var<span class=\"_ _2\"></span>f\u00f6r be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>n ej direkt kan<span class=\"_ _1\"></span> kopplas till<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span>TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s de<span class=\"_ _2\"></span>rivat o<span class=\"_ _2\"></span>mfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as av av<span class=\"_ _2\"></span>tal f\u00f6<span class=\"_ _2\"></span>r k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>r des<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>rut<span class=\"_ _2\"></span>tobe<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p i ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n. S<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at i kon<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span>cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n \u00e4r mot sam<span class=\"_ _2\"></span>ma mot<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et har \u00e4ven ett valut<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat me<span class=\"_ _2\"></span>d dotte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get Avarda AB so<span class=\"_ _2\"></span>m motp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t om -42 493 TSEK (<span class=\"_ _1\"></span>-) <span class=\"_ _1\"></span>som<span class=\"_ _2\"></span> \u00e4r exk<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>t i ta<span class=\"_ _2\"></span>bel<span class=\"_ _2\"></span>len n<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. I ta<span class=\"_ _2\"></span>bel<span class=\"_ _2\"></span>len v<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken h<span class=\"_ _2\"></span>ur de<span class=\"_ _2\"></span>t had<span class=\"_ _2\"></span>e set<span class=\"_ _2\"></span>t ut om b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>de n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>redov<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>t der<span class=\"_ _2\"></span>ivate<span class=\"_ _2\"></span>n i bal<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Finansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _142\"> </span><span class=\"ff5 ls1 ws1\">2 455<span class=\"_ _162\"> </span>11 387<span class=\"_ _72\"> </span>2 455<span class=\"_ _162\"> </span>11 387<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>o<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6<span class=\"_ _2\"></span>r k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2f\"> </span><span class=\"ff1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _6c\"> </span>2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _2e9\"> </span></span>Finansiella skulder<span class=\"_ _2e9\"> </span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">-227 708<span class=\"_ _a2\"> </span>-25 675<span class=\"_ _1a\"> </span>-227 708<span class=\"_ _a2\"> </span>-25 675<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>o<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r f\u00f6r k<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ittn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g<span class=\"_ _1d1\"> </span><span class=\"ff1\">-227 708<span class=\"_ _97\"> </span>-25 675<span class=\"_ _21\"> </span>-227 708<span class=\"_ _97\"> </span>-25 675<span class=\"_ _2e9\"> </span></span>Betalda(-)/mo<span class=\"_ _1\"></span>ttagna(+) kon<span class=\"_ _1\"></span>tants\u00e4k<span class=\"_ _1\"></span>erheter<span class=\"_ _9\"> </span>27<span class=\"_ _0\"></span>4 151<span class=\"_ _48\"> </span>13 000<span class=\"_ _79\"> </span>27<span class=\"_ _1\"></span>4 151<span class=\"_ _56\"> </span>13 000<span class=\"_ _2e9\"> </span>Nettobelopp <span class=\"_ _1d2\"> </span>48 898<span class=\"_ _46\"> </span>-1 288<span class=\"_ _79\"> </span>48 898<span class=\"_ _ad\"> </span>-1 288<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _2\"></span> 18<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Klassif<span class=\"_ _2\"></span>icering av<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">144<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _257\"> </span><span class=\"ff5\">1 197<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">1 258<span class=\"_ _74\"> </span></span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">329 409<span class=\"_ _59\"> </span>329 409<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _20a\"> </span><span class=\"ls1 ws1\">1 341<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span>23 614 750<span class=\"_ _dc\"> </span>1 258<span class=\"_ _5f\"> </span>329 409<span class=\"_ _259\"> </span>23 946 758<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _18d\"> </span><span class=\"ff5\">227 708<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">558 230<span class=\"_ _25a\"> </span>558 230<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _244\"> </span><span class=\"ls1 ws1\">227 708<span class=\"_ _63\"> </span>-<span class=\"_ _140\"> </span>20 999 906<span class=\"_ _63\"> </span>-<span class=\"_ _5f\"> </span>558 230<span class=\"_ _220\"> </span>21 785 844<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _2e9\"> </span>onc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">57 686<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5d\"> </span><span class=\"ff5\">57 686<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3d\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3a\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">154<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">11 387<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25d\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _60\"> </span><span class=\"ff5\">182 175<span class=\"_ _60\"> </span>182 175<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _fc\"> </span><span class=\"ls1 ws1\">11 541<span class=\"_ _74\"> </span>-<span class=\"_ _151\"> </span>18 182 741<span class=\"_ _74\"> </span>-<span class=\"_ _5b\"> </span>182 175<span class=\"_ _220\"> </span>18 376 457<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">198 660<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">198 660<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">21 991<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _92\"> </span><span class=\"ff5\">3 684<span class=\"_ _74\"> </span></span>-<span class=\"_ _51\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">305 392<span class=\"_ _27\"> </span>305 392<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _25e\"> </span><span class=\"ls1 ws1\">21 991<span class=\"_ _74\"> </span>-<span class=\"_ _25f\"> </span>16 306 790<span class=\"_ _4d\"> </span>3 684<span class=\"_ _59\"> </span>305 392<span class=\"_ _220\"> </span>16 637 857<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 19<span class=\"_ _220\"> </span><span class=\"lsb ws13\">Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> skulders<span class=\"_ _1\"></span> v<span class=\"_ _1\"></span>erkliga v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _2e9\"> </span></span>F\u00f6r fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as t<span class=\"_ _2\"></span>ill ve<span class=\"_ _2\"></span>rkl<span class=\"_ _2\"></span>igt v<span class=\"_ _2\"></span>\u00e4rde i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en kr<span class=\"_ _2\"></span>\u00e4vs up<span class=\"_ _2\"></span>plysni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar om v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde pe<span class=\"_ _2\"></span>r ni<span class=\"_ _2\"></span>v\u00e5 i nedan verk<span class=\"_ _1\"></span>ligt v\u00e4r<span class=\"_ _1\"></span>de-hierarki: \u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">Note<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de pr<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>r (oju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e) p\u00e5 ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er f\u00f6r i<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ska t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r (niv<span class=\"_ _2\"></span>\u00e5 1).<span class=\"_ _2e9\"> </span></span>\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">An<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>verb<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a f\u00f6r tillg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r skuld<span class=\"_ _2\"></span>er \u00e4r n<span class=\"_ _2\"></span>oter<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>er ink<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de i niv<span class=\"_ _2\"></span>\u00e5 1, ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen d<span class=\"_ _2\"></span>irek<span class=\"_ _2\"></span>t (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. som p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r) </span>ell<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. h\u00e4<span class=\"_ _2\"></span>rled<span class=\"_ _2\"></span>da fr<span class=\"_ _2\"></span>\u00e5n p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r) (niv\u00e5 2<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">Dat<span class=\"_ _2\"></span>a f\u00f6r t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r som i<span class=\"_ _2\"></span>nte ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ras p<span class=\"_ _2\"></span>\u00e5 obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>r <span class=\"_ _82\"></span>bar<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>sdat<span class=\"_ _2\"></span>a (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. ej o<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>verb<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a) (n<span class=\"_ _2\"></span>iv\u00e5 3<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span></span>Banken l\u00e4mnar \u00e4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en inf<span class=\"_ _1\"></span>ormation om<span class=\"_ _1\"></span> v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de f<span class=\"_ _1\"></span>\u00f6r vi<span class=\"_ _1\"></span>ssa tillg\u00e5ngar f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> upply<span class=\"_ _1\"></span>snings\u00e4ndam\u00e5l.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _130\"> </span><span class=\"ff4 ls1 ws1\">N<span class=\"_ _2\"></span>iv\u00e5 1<span class=\"_ _9f\"> </span>Ni<span class=\"_ _2\"></span>v\u00e5 2<span class=\"_ _9f\"> </span><span class=\"ff5\">Niv\u00e5 3<span class=\"_ _92\"> </span></span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _30\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _9f\"> </span></span>18 916<span class=\"_ _d6\"> </span>18 916<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _263\"> </span><span class=\"ff5 ls1 ws1\">3 629 343<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _88\"> </span></span>3 629 343<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19f\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _1f\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _1f\"> </span>2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _76\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _2a\"> </span><span class=\"ff5\">19 630 373<span class=\"_ _2a\"> </span>19 630 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _aa\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _62\"> </span><span class=\"ff5\">144<span class=\"_ _224\"> </span></span>-<span class=\"_ _62\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _78\"> </span><span class=\"ff5\">2 455<span class=\"_ _19c\"> </span></span>-<span class=\"_ _78\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _264\"> </span><span class=\"ls1 ws1\">3 629 343<span class=\"_ _b3\"> </span>2 599<span class=\"_ _265\"> </span>21 738 793<span class=\"_ _29\"> </span>25 370 735<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _19a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _266\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _266\"> </span>20 652 997<span class=\"_ _2e9\"> </span></span>Efterst\u00e4llda skulder<span class=\"_ _23a\"> </span>-<span class=\"_ _13c\"> </span><span class=\"ff5\">346 909<span class=\"_ _19c\"> </span></span>-<span class=\"_ _4d\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _53\"> </span><span class=\"ff5\">227 708<span class=\"_ _19c\"> </span></span>-<span class=\"_ _dc\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _135\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _53\"> </span>57<span class=\"_ _1\"></span>4 617<span class=\"_ _14a\"> </span>20 652 997<span class=\"_ _265\"> </span>21 227 614<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _1\"></span> TSEK<span class=\"_ _130\"> </span><span class=\"ff4 ls1 ws1\">N<span class=\"_ _2\"></span>iv\u00e5 1<span class=\"_ _9f\"> </span>Ni<span class=\"_ _2\"></span>v\u00e5 2<span class=\"_ _9f\"> </span><span class=\"ff5\">Niv\u00e5 3<span class=\"_ _92\"> </span></span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _30\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _e0\"> </span></span>5<span class=\"_ _1\"></span>7 686<span class=\"_ _25\"> </span>57 686<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _267\"> </span><span class=\"ff5\">1 826 973<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _4b\"> </span><span class=\"ff5\">1 826 973<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _268\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _5c\"> </span>1 633 657<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _269\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">16 926 547<span class=\"_ _2a\"> </span>16 926 547<span class=\"_ _2e9\"> </span></span>Aktier och andelar<span class=\"_ _205\"> </span>-<span class=\"_ _62\"> </span><span class=\"ff5\">154<span class=\"_ _19c\"> </span></span>-<span class=\"_ _74\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _97\"> </span><span class=\"ff5\">11 387<span class=\"_ _224\"> </span></span>-<span class=\"_ _97\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _264\"> </span><span class=\"ls1 ws1\">1 826 973<span class=\"_ _19e\"> </span>11 541<span class=\"_ _266\"> </span>18 617 890<span class=\"_ _26a\"> </span>20 456 404<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _19a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _25a\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>Efterst\u00e4llda skulder<span class=\"_ _23a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _13c\"> </span><span class=\"ff5\">198 660<span class=\"_ _92\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _a7\"> </span><span class=\"ff5\">25 675<span class=\"_ _224\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>-<span class=\"_ _e0\"> </span>25 675<span class=\"_ _26a\"> </span>16 306 790<span class=\"_ _29\"> </span>16 332 465<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent i n<span class=\"_ _2\"></span>iv\u00e5 2<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t som i<span class=\"_ _2\"></span>nte ha<span class=\"_ _2\"></span>ndl<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 en a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad (t<span class=\"_ _2\"></span>.ex<span class=\"_ _2\"></span>. OT<span class=\"_ _1\"></span>C-d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>) fa<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d hj\u00e4<span class=\"_ _2\"></span>lp av v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>tek<span class=\"_ _2\"></span>nike<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I s\u00e5 s<span class=\"_ _2\"></span>tor ut<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>om m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>igt a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on om d<span class=\"_ _2\"></span>en fi<span class=\"_ _2\"></span>nns t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig me<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n f\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik i<span class=\"_ _2\"></span>nfor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion anv\u00e4<span class=\"_ _2\"></span>nds i s<span class=\"_ _2\"></span>\u00e5 li<span class=\"_ _2\"></span>ten ut<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tr\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g som m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t. O<span class=\"_ _2\"></span>m sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ata s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>r\u00e4vs f\u00f6r v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g til<span class=\"_ _2\"></span>l verkl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e av ett in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t \u00e4r obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ra \u00e5te<span class=\"_ _2\"></span>rfi<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>s ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntet i n<span class=\"_ _2\"></span>iv\u00e5 2<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>tek<span class=\"_ _2\"></span>nike<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m anv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r a<span class=\"_ _2\"></span>tt v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _40\"> </span><span class=\"lsb ws13\">Noterade<span class=\"_ _1\"></span> marknadspr<span class=\"_ _1\"></span>iser ell<span class=\"_ _1\"></span>er m\u00e4k<span class=\"_ _1\"></span>larnoteringa<span class=\"_ _1\"></span>r f<span class=\"_ _1\"></span>\u00f6r liknand<span class=\"_ _1\"></span>e instrumen<span class=\"_ _1\"></span>t.<span class=\"_ _2e9\"> </span></span>\u2022 <span class=\"_ _40\"> </span><span class=\"lsa ws12\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de f<span class=\"_ _1\"></span>\u00f6r va<span class=\"_ _1\"></span>lutaswapk<span class=\"_ _1\"></span>ontrakt fastst\u00e4lls genom anv<span class=\"_ _1\"></span>\u00e4ndning a<span class=\"_ _1\"></span>v t<span class=\"_ _1\"></span>erminskurser<span class=\"_ _1\"></span> p\u00e5 balansdagen.<span class=\"_ _2e9\"> </span></span>I de fa<span class=\"_ _2\"></span>ll et<span class=\"_ _2\"></span>t el<span class=\"_ _2\"></span>ler fle<span class=\"_ _2\"></span>ra v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntli<span class=\"_ _2\"></span>ga i<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>ta i<span class=\"_ _2\"></span>nte bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>bar m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>dsi<span class=\"_ _2\"></span>nfor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as de<span class=\"_ _2\"></span>t ber\u00f6<span class=\"_ _2\"></span>rda in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>t i niv<span class=\"_ _2\"></span>\u00e5 3<span class=\"_ _2\"></span>. F\u00f6r<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _1\"></span> har marknadsv\u00e4r<span class=\"_ _1\"></span>det<span class=\"_ _1\"></span> ber\u00e4knats som skillnaden mellan TF<span class=\"_ _1\"></span> Bank<span class=\"_ _1\"></span>-aktiens b\u00f6rsv\u00e4r<span class=\"_ _1\"></span>de p\u00e5 bokslu<span class=\"_ _1\"></span>tsdatum och<span class=\"_ _1\"></span> aktie\u00e4garnas egna k<span class=\"_ _1\"></span>apital ju<span class=\"_ _1\"></span>sterat<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> \u00f6<span class=\"_ _1\"></span>vriga \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>- och underv\u00e4rden<span class=\"_ _1\"></span> p\u00e5 ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der i<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _90\"> </span><span class=\"ff4 lsa ws12\">Bokf\u00f6rt v\u00e4rde<span class=\"_ _25a\"> </span><span class=\"ls29 ws2f\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span></span></span>\u00d6ver<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4rde (+<span class=\"_ _1\"></span>)<span class=\"_ _1\"></span>/ un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>rde (\u2013)<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _81\"> </span>18 916<span class=\"_ _9c\"> </span>18 916<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _37\"> </span><span class=\"ff5 ls1 ws1\">3 635 697<span class=\"_ _79\"> </span>3 629 343<span class=\"_ _9c\"> </span>-6 354<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19b\"> </span><span class=\"ff5 ls1 ws1\">2 089 504<span class=\"_ _15e\"> </span>2 089 504<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _19b\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _184\"> </span>19 630 373<span class=\"_ _1a5\"> </span>1 759 7<span class=\"_ _1\"></span>40<span class=\"_ _2e9\"> </span></span>Aktier och andelar<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">144<span class=\"_ _144\"> </span>144<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _dd\"> </span><span class=\"ff5 ls1 ws1\">2 455<span class=\"_ _c3\"> </span>2 455<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">23 617 349<span class=\"_ _25\"> </span>25 370 735<span class=\"_ _79\"> </span>1 753 386<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _e1\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _e0\"> </span>20 652 997<span class=\"_ _26e\"> </span></span>-<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _26f\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _7f\"> </span>346 909<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _1b5\"> </span><span class=\"ff5 ls1 ws1\">227 708<span class=\"_ _6c\"> </span>227 708<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _be\"> </span><span class=\"ls1 ws1\">21 227 614<span class=\"_ _184\"> </span>21 227 614<span class=\"_ _149\"> </span>-<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _1\"></span> TSEK<span class=\"_ _90\"> </span><span class=\"ff4 lsa ws12\">Bokf\u00f6rt v\u00e4rde<span class=\"_ _25a\"> </span><span class=\"ls29 ws2f\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span></span></span>\u00d6ver<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4rde (+<span class=\"_ _1\"></span>)<span class=\"_ _1\"></span>/ un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>rde (\u2013)<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _255\"> </span>57 686<span class=\"_ _198\"> </span>57 686<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _270\"> </span><span class=\"ff5 ls1 ws1\">1 837 025<span class=\"_ _78\"> </span>1 826 973<span class=\"_ _74\"> </span>-10 052<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _76\"> </span><span class=\"ff5 ls1 ws1\">1 633 657<span class=\"_ _78\"> </span>1 633 657<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _271\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _184\"> </span>16 926 547<span class=\"_ _46\"> </span>2 272 174<span class=\"_ _2e9\"> </span></span>Aktier och andelar<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">154<span class=\"_ _144\"> </span>154<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _272\"> </span><span class=\"ff5 ls1 ws1\">11 387<span class=\"_ _b1\"> </span>11 387<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">18 194 282<span class=\"_ _1a\"> </span>20 456 404<span class=\"_ _79\"> </span>2 262 122<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _19e\"> </span>16 108 130<span class=\"_ _26e\"> </span></span>-<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">198 660<span class=\"_ _64\"> </span>198 660<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _22e\"> </span><span class=\"ff5 ls1 ws1\">25 675<span class=\"_ _171\"> </span>25 675<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _205\"> </span><span class=\"ls1 ws1\">16 332 465<span class=\"_ _25\"> </span>16 332 465<span class=\"_ _149\"> </span>-<span class=\"_ _2e9\"> </span></span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs35c\">NOT<span class=\"_ _2\"></span> 22<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs35d\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs35e\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs35f\">Utl\u00e5ning till hush\u00e5llssektorn<span class=\"_ _212\"> </span><span class=\"ff5 ls1 ws1\">17 766 169<span class=\"_ _17\"> </span>14 513 272<span class=\"_ _15\"> </span>15 319 795<span class=\"_ _4f\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs360\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>sek<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn </div><div class=\"t m0 h28 ff4 fs13 fc5 sc0 ls1 ws1 gs361\">1<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs362\">104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs363\">T<span class=\"_ _0\"></span>otal ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs364\">Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs365\">Kategori 1, brutto<span class=\"_ _ca\"> </span>16 505 116<span class=\"_ _51\"> </span>13 861 985<span class=\"_ _51\"> </span>14 267 850<span class=\"_ _175\"> </span>13 861 985<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs366\">Kategori 2, brutto<span class=\"_ _1a0\"> </span>711 193<span class=\"_ _9a\"> </span>495 257<span class=\"_ _d6\"> </span>548 807<span class=\"_ _97\"> </span>495 257<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs367\">Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, br<span class=\"_ _2\"></span>utto </div><div class=\"t m0 h28 ff4 fs13 fc5 sc0 ls1 ws1 gs368\">2<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs369\">1 604 567<span class=\"_ _d6\"> </span>763 649<span class=\"_ _4c\"> </span>1 466 518<span class=\"_ _9f\"> </span>763 649<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs36a\">Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, bru<span class=\"_ _1\"></span>tto<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">18 820 876<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _51\"> </span>16 283 175<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs36b\">Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> hush\u00e5llssektorn<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs36c\">Kategori 1<span class=\"_ _278\"> </span>-261 935<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _1a\"> </span>-235 989<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs36d\">Kategori 2<span class=\"_ _279\"> </span>-115 109<span class=\"_ _b3\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _17b\"> </span>-104 258<span class=\"_ _1cb\"> </span>-77 47<span class=\"_ _0\"></span>4<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs36e\">Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3 </div><div class=\"t m0 h28 ff4 fs13 fc5 sc0 ls1 ws1 gs36f\">2<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs370\">-677 663<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>335 639<span class=\"_ _e0\"> </span>-623 133<span class=\"_ _1a\"> </span>-335 639<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs371\">Summa res<span class=\"_ _1\"></span>ervering<span class=\"_ _1\"></span> f\u00f6r f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade<span class=\"_ _1\"></span> kreditf\u00f6r<span class=\"_ _1\"></span>luster<span class=\"_ _0\"></span>, </div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2c ws32 gs372\">hush\u00e5llssektorn<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs373\">-1 054 707<span class=\"_ _23\"> </span>-607 619<span class=\"_ _23\"> </span>-963 380<span class=\"_ _21\"> </span>-607 619<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs374\">Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs375\">Kategori 1, netto<span class=\"_ _176\"> </span>16 243 181<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _25d\"> </span>14 031 861<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs376\">Kategori 2, netto<span class=\"_ _27a\"> </span>596 084<span class=\"_ _cf\"> </span>417 783<span class=\"_ _9a\"> </span>444 549<span class=\"_ _cf\"> </span>417 783<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs377\">Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to </div><div class=\"t m0 h28 ff4 fs13 fc5 sc0 ls1 ws1 gs378\">2<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs379\">926 904<span class=\"_ _19e\"> </span>428 010<span class=\"_ _19e\"> </span>843 385<span class=\"_ _19e\"> </span>428 010<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs37a\">Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, nett<span class=\"_ _1\"></span>o<span class=\"_ _247\"> </span><span class=\"ls1 ws1\">17 766 169<span class=\"_ _175\"> </span>14 513 272<span class=\"_ _51\"> </span>15 319 795<span class=\"_ _51\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs37b\">L\u00e5<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l f\u00f6r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs37c\">L\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>, brutto<span class=\"_ _27b\"> </span><span class=\"ff5 ls1 ws1\">104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2c ws32 gs37d\">Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27c\"> </span><span class=\"ls1 ws1\">104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _d6\"> </span>104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h2d ff4 fs8 fc5 sc0 ls1 ws1 gs37e\">1  </div><div class=\"t m0 h1b ff4 fsd fc5 sc0 ls1 ws1 gs37f\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l en u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r </div><div class=\"t m0 h1b ff4 fsd fc5 sc0 ls96 wsa6 gs380\">inom E<span class=\"_ _1\"></span>commerce<span class=\"_ _1\"></span> Solutions.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h2d ff4 fs8 fc5 sc0 ls1 ws1 gs381\">2  </div><div class=\"t m0 h1b ff5 fsd fc5 sc0 ls1 ws1 gs382\">Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>lj<span class=\"_ _2\"></span>er fo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4<span class=\"_ _2\"></span>r pri<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kp<span class=\"_ _2\"></span>rofi<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>L\u00e5nefordringarnas geogra<span class=\"_ _1\"></span>fiska f\u00f6r<span class=\"_ _1\"></span>delning, ne<span class=\"_ _1\"></span>tto<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _16c\"> </span><span class=\"ff5 ls1 ws1\">4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _92\"> </span>4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">4 245 890<span class=\"_ _dc\"> </span>4 182 683<span class=\"_ _4c\"> </span>3 921 359<span class=\"_ _53\"> </span>4 182 683<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _f8\"> </span><span class=\"ff5 ls1 ws1\">3 478 514<span class=\"_ _13c\"> </span>3 246 939<span class=\"_ _13c\"> </span>2 287 004<span class=\"_ _92\"> </span>3 246 939<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _177\"> </span><span class=\"ff5 ls1 ws1\">1 485 643<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _9f\"> </span>562 596<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _a3\"> </span><span class=\"ff5 ls1 ws1\">1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _13c\"> </span>1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _103\"> </span><span class=\"ff5\">988 664<span class=\"_ _a7\"> </span>894 692<span class=\"_ _184\"> </span>988 664<span class=\"_ _d6\"> </span>894 692<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _19e\"> </span>885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _12a\"> </span><span class=\"ff5\">314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _cf\"> </span>314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _27d\"> </span><span class=\"ff5\">291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _a2\"> </span>291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _e2\"> </span><span class=\"ff5\">176 249<span class=\"_ _79\"> </span>69 090<span class=\"_ _9f\"> </span>168 963<span class=\"_ _1cb\"> </span>69 090<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _27e\"> </span><span class=\"ff5 ls1 ws1\">152 7<span class=\"_ _1\"></span>41<span class=\"_ _c4\"> </span>40 218<span class=\"_ _79\"> </span>152 741<span class=\"_ _48\"> </span>40 218<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27f\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>MAKROEK<span class=\"_ _1\"></span>ONOMISKA SCENA<span class=\"_ _1\"></span>RIER<span class=\"_ _2e9\"> </span>Nedan tabell<span class=\"_ _1\"></span> g\u00e4ll<span class=\"_ _1\"></span>er f<span class=\"_ _1\"></span>\u00f6r b\u00e5<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> moderbolaget<span class=\"_ _0\"></span> Scenarie<span class=\"_ _2e9\"> </span>Sannolikhet f\u00f6r<span class=\"_ _1\"></span> att intr\u00e4ffa<span class=\"_ _2e9\"> </span>Eff<span class=\"_ _2\"></span>ekt p\u00e5 reserve-<span class=\"_ _2e9\"> </span>ring (kategori 1)<span class=\"_ _2e9\"> </span>Sannolikhetsv\u00e4gt utfall<span class=\"_ _2e9\"> </span>Negativt<span class=\"_ _115\"> </span><span class=\"ff5\">1%<span class=\"_ _52\"> </span>50 % \u00f6kning<span class=\"_ _2e9\"> </span></span>98,5%<span class=\"_ _2e9\"> </span>Positivt<span class=\"_ _280\"> </span><span class=\"ff5\">20%<span class=\"_ _260\"> </span>10 % minskning<span class=\"_ _2e9\"> </span></span>Bas<span class=\"_ _98\"> </span><span class=\"ff5 ls92 ws9f\">79%<span class=\"_ _68\"> </span></span><span class=\"ls1 ws1\">neutral<span class=\"_ _2e9\"> </span></span>Effek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>er s<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt f\u00f6r fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ida f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i kateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 1<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _26c\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1d4\"> </span>2023-12-31<span class=\"_ _13c\"> </span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>Consumer L<span class=\"_ _1\"></span>ending<span class=\"_ _c5\"> </span><span class=\"ff5\">1 558<span class=\"_ _cc\"> </span>1 558<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _281\"> </span><span class=\"ff5\">1 394<span class=\"_ _cc\"> </span>1 394<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _d7\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _12\"> </span>55<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otal<span class=\"_ _282\"> </span>3 264<span class=\"_ _22b\"> </span>3 007<span class=\"_ _2e9\"> </span>K\u00e4nslighetsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span>: Den makroek<span class=\"_ _1\"></span>onomiska<span class=\"_ _1\"></span> komponent<span class=\"_ _1\"></span>en f<span class=\"_ _1\"></span>\u00f6r ber\u00e4kning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v framtida<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster g<span class=\"_ _1\"></span>rundar sig<span class=\"_ _1\"></span> p\u00e5 E<span class=\"_ _1\"></span>CB:s makr<span class=\"_ _1\"></span>oek<span class=\"_ _1\"></span>onomiska prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch EBA<span class=\"_ _2\"></span>:s s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>tf\u00f6rd<span class=\"_ _2\"></span>es av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er 2023<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn so<span class=\"_ _2\"></span>m p\u00e5ver<span class=\"_ _2\"></span>kar b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n \u00e4r infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n. B<span class=\"_ _2\"></span>etyd<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e av<span class=\"_ _2\"></span>vike<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ad oc<span class=\"_ _2\"></span>h f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, vid rea<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, att l<span class=\"_ _2\"></span>eda t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>eten f\u00f6r s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier o<span class=\"_ _2\"></span>ch d<span class=\"_ _2\"></span>en tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a v\u00e4g<span class=\"_ _2\"></span>da p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>n p\u00e5 f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t vi<span class=\"_ _2\"></span>d 100 % vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a: a. <span class=\"_ _85\"> </span>Positivt<span class=\"_ _1\"></span> scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en sk<span class=\"_ _2\"></span>ulle ti<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>eln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 1<span class=\"_ _1\"></span>00 % sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o leda t<span class=\"_ _2\"></span>ill at<span class=\"_ _2\"></span>t reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kategro<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 9<span class=\"_ _2\"></span>0 % (mins<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en me<span class=\"_ _2\"></span>d 21,7 mi<span class=\"_ _2\"></span>ljo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r SEK f\u00f6r konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>ch 20,1 mil<span class=\"_ _2\"></span>jo<span class=\"_ _2\"></span>ner S<span class=\"_ _2\"></span>EK f\u00f6r mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>b. Basscenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle ti<span class=\"_ _2\"></span>llde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 100 % sa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 10<span class=\"_ _2\"></span>0 % (in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n).<span class=\"_ _2e9\"> </span>c. <span class=\"_ _43\"> </span>Negativt scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>igt f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle til<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng av 100 % san<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>het ti<span class=\"_ _2\"></span>ll ne<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>io led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i kateg<span class=\"_ _2\"></span>ori 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 15<span class=\"_ _2\"></span>0 % (\u00f6kni<span class=\"_ _2\"></span>ng av reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n med 10<span class=\"_ _2\"></span>8,<span class=\"_ _2\"></span>8 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>n och 100<span class=\"_ _2\"></span>,3 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>1  Ma<span class=\"_ _2\"></span>kro<span class=\"_ _2\"></span>eko<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>ka p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ar h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sm<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>en fr<span class=\"_ _2\"></span>\u00e5n 20<span class=\"_ _2\"></span>23 va<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>r in<span class=\"_ _2\"></span>ga j<span class=\"_ _2\"></span>\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>al vi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>RESERV<span class=\"_ _1\"></span>ERINGAR<span class=\"_ _2e9\"> </span>Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>ts av fle<span class=\"_ _2\"></span>ra o<span class=\"_ _2\"></span>lik<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer<span class=\"_ _1\"></span>, so<span class=\"_ _2\"></span>m bes<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vs ne<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>n Ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori <span class=\"_ _2\"></span>1 o<span class=\"_ _2\"></span>ch <span class=\"_ _2\"></span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri <span class=\"_ _2\"></span>2 e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r 3 <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>roe<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p\u00e5 <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt <span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>r \u00f6<span class=\"_ _2\"></span>kat <span class=\"_ _2\"></span>(elle<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>) <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>det har g<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>t i fal<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och d<span class=\"_ _2\"></span>\u00e4ri<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m fly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s och l<span class=\"_ _2\"></span>ivs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>dsb<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av ECL.<span class=\"_ _2e9\"> </span>- N<span class=\"_ _2\"></span>ya l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mit <span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>\u00e4ven <span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>agn<span class=\"_ _2\"></span>a l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>ur <span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>n u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er <span class=\"_ _2\"></span>mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>. (\u00d6<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar <span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>d av utgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l f\u00f6<span class=\"_ _2\"></span>ljd <span class=\"_ _2\"></span>av b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>n \u00f6ve<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing)<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r i <span class=\"_ _2\"></span>form <span class=\"_ _2\"></span>av s<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n f\u00f6<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>g (P<span class=\"_ _2\"></span>D), exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>vid <span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang <span class=\"_ _2\"></span>(E<span class=\"_ _2\"></span>AD) <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t <span class=\"_ _2\"></span>givet fal<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>(LGD), s<span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r <span class=\"_ _2\"></span>d\u00e5 <span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>len <span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>pd<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d nya <span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. - F<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> antaganden baserat<span class=\"_ _1\"></span> p\u00e5 makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variablar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>- V<span class=\"_ _1\"></span>al<span class=\"_ _1\"></span>utakursf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar<span class=\"_ _2e9\"> </span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, ing<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>ns 2<span class=\"_ _2\"></span>023-<span class=\"_ _2\"></span>01-<span class=\"_ _2\"></span>01<span class=\"_ _6c\"> </span>14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _31\"> </span><span class=\"ff5 ls1 ws1\">22 046 078<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _26c\"> </span></span>22 046 078<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _283\"> </span><span class=\"ff5 ls1 ws1\">-17 331 432<span class=\"_ _21\"> </span>-53 641<span class=\"_ _4d\"> </span>-17<span class=\"_ _1\"></span>5 87<span class=\"_ _1\"></span>4<span class=\"_ _262\"> </span>-17 560 947<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _4f\"> </span><span class=\"ff5\">-417 532<span class=\"_ _d6\"> </span>-7 665<span class=\"_ _19\"> </span>-425 197<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _24e\"> </span><span class=\"ff5 ls1 ws1\">-1 794 117<span class=\"_ _dc\"> </span>710 697<span class=\"_ _4b\"> </span>1 083 420<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _150\"> </span><span class=\"ff5\">-923 385<span class=\"_ _53\"> </span>923 385<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _108\"> </span>-990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4d\"> </span></span>990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _158\"> </span><span class=\"ff5\">120 034<span class=\"_ _15\"> </span>-120 034<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-92 654<span class=\"_ _119\"> </span>92 654<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _284\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>314 035<span class=\"_ _55\"> </span>-23 589<span class=\"_ _53\"> </span>-58 962<span class=\"_ _175\"> </span>-<span class=\"_ _1\"></span>396 586<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, utg\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s 2023-<span class=\"_ _2\"></span>12-31<span class=\"_ _72\"> </span>16 609 580<span class=\"_ _23\"> </span>711 192<span class=\"_ _1d\"> </span>1 604 568<span class=\"_ _266\"> </span>18 925 340<span class=\"_ _2e9\"> </span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>02<span class=\"_ _1\"></span>3-01-01<span class=\"_ _4a\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _23\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _175\"> </span>-335 639<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-154 557<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-154 557<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _12a\"> </span><span class=\"ff5\">36 885<span class=\"_ _25\"> </span>38 650<span class=\"_ _a7\"> </span>16 794<span class=\"_ _184\"> </span>92 329<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _d6\"> </span><span class=\"ff5\">28 310<span class=\"_ _c4\"> </span>9534<span class=\"_ _184\"> </span>37 844<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">25 877<span class=\"_ _92\"> </span></span>-122 177<span class=\"_ _92\"> </span><span class=\"ff5\">-411 227<span class=\"_ _52\"> </span>-507 527<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _135\"> </span><span class=\"ff5\">17 617<span class=\"_ _4f\"> </span>-154 327<span class=\"_ _19c\"> </span></span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-136 710<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _146\"> </span>9 903<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4f\"> </span></span>-381 572<span class=\"_ _15\"> </span>-3<span class=\"_ _1\"></span>71 669<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _135\"> </span><span class=\"ff5\">-1 643<span class=\"_ _9f\"> </span>14 462<span class=\"_ _224\"> </span></span>-<span class=\"_ _19e\"> </span><span class=\"ff5\">12 819<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _119\"> </span></span>17 688<span class=\"_ _55\"> </span>-29 655<span class=\"_ _1a\"> </span>-11 967<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _1f2\"> </span><span class=\"ff5 ls1 ws1\">24 366<span class=\"_ _9f\"> </span>17 582<span class=\"_ _184\"> </span>42 875<span class=\"_ _119\"> </span>84 823<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>23-12<span class=\"_ _1\"></span>-<span class=\"_ _1\"></span>31<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-261 935<span class=\"_ _25d\"> </span>-115 109<span class=\"_ _4e\"> </span>-677 663<span class=\"_ _5f\"> </span>-1 054 707<span class=\"_ _2e9\"> </span></span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 20<span class=\"_ _1\"></span>22-01-01<span class=\"_ _72\"> </span><span class=\"ls1 ws1\">10 404 166<span class=\"_ _53\"> </span>330 212<span class=\"_ _13c\"> </span>623 294<span class=\"_ _2a\"> </span>11 357 672<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _286\"> </span><span class=\"ff5 ls1 ws1\">16 318 310<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _5b\"> </span></span>16 318 310<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _279\"> </span><span class=\"ff5 ls1 ws1\">-11 689 672<span class=\"_ _25d\"> </span>-394 014<span class=\"_ _4a\"> </span>-356 750<span class=\"_ _262\"> </span>-12 440 436<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _52\"> </span><span class=\"ff5\">-854 228<span class=\"_ _1a\"> </span>-10 812<span class=\"_ _1a8\"> </span>-865 040<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _6\"> </span><span class=\"ff5 ls1 ws1\">-1 846 029<span class=\"_ _1a8\"> </span>1 384 614<span class=\"_ _a0\"> </span>461 415<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _26d\"> </span><span class=\"ff5\">-1 588 951<span class=\"_ _1a8\"> </span>1 588 951<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _aa\"> </span>-<span class=\"_ _1\"></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _23\"> </span></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _147\"> </span><span class=\"ff5\">128 239<span class=\"_ _25d\"> </span>-128 239<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _dc\"> </span></span>-76 098<span class=\"_ _17b\"> </span>76 098<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">816 311<span class=\"_ _119\"> </span>28 673<span class=\"_ _e0\"> </span>46 502<span class=\"_ _dc\"> </span>891 486<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende balans<span class=\"_ _1\"></span> 2022<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 <span class=\"_ _69\"> </span><span class=\"ls1 ws1\">14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>022-01<span class=\"_ _1\"></span>-01<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-153 465<span class=\"_ _4c\"> </span>-41 982<span class=\"_ _4e\"> </span>-289 940<span class=\"_ _51\"> </span>-485 387<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-134 263<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-134 263<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _135\"> </span><span class=\"ff5\">91 724<span class=\"_ _184\"> </span>38 818<span class=\"_ _23\"> </span>105 148<span class=\"_ _92\"> </span>235 690<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _119\"> </span><span class=\"ff5\">24 058<span class=\"_ _1cb\"> </span>8 570<span class=\"_ _119\"> </span>32 628<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">14 076<span class=\"_ _23\"> </span>-87 774<span class=\"_ _15\"> </span>-138 035<span class=\"_ _92\"> </span>-211 733<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _1a9\"> </span><span class=\"ff5\">11 252<span class=\"_ _55\"> </span>-113 511<span class=\"_ _224\"> </span></span>-<span class=\"_ _19\"> </span><span class=\"ff5\">-102 259<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _288\"> </span>4 567<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-111 401<span class=\"_ _52\"> </span>-106 834<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _14e\"> </span><span class=\"ff5\">-1 7<span class=\"_ _0\"></span>43<span class=\"_ _9a\"> </span>14 237<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _9f\"> </span></span>12 494<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _d6\"> </span></span>11 500<span class=\"_ _55\"> </span>-26 634<span class=\"_ _25\"> </span>-15 134<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">-12 578<span class=\"_ _23\"> </span>-10 594<span class=\"_ _a0\"> </span>-21 382<span class=\"_ _23\"> </span>-44 554<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>22-12-<span class=\"_ _0\"></span>31<span class=\"_ _15\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _55\"> </span>-77 474<span class=\"_ _175\"> </span>-335 6<span class=\"_ _1\"></span>39<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-12": {
   "value": "TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k ut<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m si<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ksa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>et f\u00f6r <span class=\"_ _2\"></span>fler<span class=\"_ _2\"></span>a ol<span class=\"_ _2\"></span>ika <span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la <span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker<span class=\"_ _2\"></span>: kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k, <span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k (omf<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sk o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>), och likviditetsrisk<span class=\"_ _1\"></span> men ocks\u00e5 operat<span class=\"_ _1\"></span>iv risk<span class=\"_ _1\"></span> och \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> verksamhetsrisk<span class=\"_ _1\"></span>er s\u00e5som<span class=\"_ _1\"></span> aff<span class=\"_ _2\"></span>\u00e4rsrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> kon<span class=\"_ _1\"></span>junkturella ri<span class=\"_ _1\"></span>sker<span class=\"_ _1\"></span> samt ryktesrisk<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar ut<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>at en ve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ruk<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t s\u00e4ke<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>la e<span class=\"_ _2\"></span>n go<span class=\"_ _2\"></span>d ris<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g. D<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>skp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy<span class=\"_ _2\"></span>n utg\u00f6<span class=\"_ _2\"></span>r st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s och f\u00f6r<span class=\"_ _1\"></span>etagsledningens grundl\u00e4ggan<span class=\"_ _2\"></span>de styrdokument a<span class=\"_ _1\"></span>vseende riskhantering<span class=\"_ _1\"></span> och syf<span class=\"_ _2\"></span>tar till att<span class=\"_ _1\"></span> minimera potentiella ogynnsamma ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ter p<span class=\"_ _2\"></span>\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>. St<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>rif<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>ys avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e s<span class=\"_ _2\"></span>\u00e5v\u00e4l d<span class=\"_ _2\"></span>en \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n s<span class=\"_ _2\"></span>om f\u00f6r s<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ka o<span class=\"_ _2\"></span>mr\u00e5<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span>Kreditrisk<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k \u00e4r r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att e<span class=\"_ _2\"></span>n mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt o<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>aka<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk e<span class=\"_ _2\"></span>n fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>t gen<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t inte u<span class=\"_ _2\"></span>ppf<span class=\"_ _2\"></span>yl<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>a sin<span class=\"_ _2\"></span>a kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a \u00e5t<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>mot banken. Omr\u00e5det<span class=\"_ _1\"></span> inkluderar<span class=\"_ _1\"></span> kreditrisk<span class=\"_ _1\"></span>er h\u00e4nf<span class=\"_ _1\"></span>\u00f6rliga till<span class=\"_ _1\"></span> l\u00e5neport<span class=\"_ _2\"></span>f\u00f6ljen,<span class=\"_ _1\"></span> kreditr<span class=\"_ _1\"></span>elaterade k<span class=\"_ _1\"></span>oncentrationsri<span class=\"_ _1\"></span>sker och<span class=\"_ _1\"></span> motpartsrisker<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r f<span class=\"_ _2\"></span>r\u00e4m<span class=\"_ _2\"></span>st g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>nh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch \u00e4<span class=\"_ _2\"></span>r den s<span class=\"_ _2\"></span>t\u00f6r<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>ken i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k. V<span class=\"_ _2\"></span>ida<span class=\"_ _2\"></span>re fin<span class=\"_ _2\"></span>ns kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker i fo<span class=\"_ _2\"></span>rm av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r av lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da m<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>el o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>riva<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>. K<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sk f\u00f6l<span class=\"_ _2\"></span>js n<span class=\"_ _2\"></span>oga av a<span class=\"_ _2\"></span>nsv<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>ga f<span class=\"_ _2\"></span>unk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch d\u00e4<span class=\"_ _2\"></span>r slu<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar det \u00f6ve<span class=\"_ _2\"></span>rgri<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>pande ansvar<span class=\"_ _1\"></span>et. Styr<span class=\"_ _1\"></span>elsen har i<span class=\"_ _1\"></span> s\u00e4rskild kr<span class=\"_ _1\"></span>editpolicy fastslagit ramarna f<span class=\"_ _1\"></span>\u00f6r bank<span class=\"_ _1\"></span>ens kr<span class=\"_ _1\"></span>editgivning.<span class=\"_ _1\"></span> En kr<span class=\"_ _1\"></span>editkommitt<span class=\"_ _1\"></span>\u00e9 f<span class=\"_ _1\"></span>\u00f6ljer k<span class=\"_ _1\"></span>ontinuerligt<span class=\"_ _1\"></span> utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kred<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>s ris<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>v\u00e5 oc<span class=\"_ _2\"></span>h be<span class=\"_ _2\"></span>slut<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>mf\u00f6r f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tgiv<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ino<span class=\"_ _2\"></span>m de<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>lda po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cyn s<span class=\"_ _2\"></span>amt f\u00f6re<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5r \u00e4n<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Ut<span class=\"_ _2\"></span>veck<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ra<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>as p\u00e5 v<span class=\"_ _2\"></span>arj<span class=\"_ _2\"></span>e ordi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>rie s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>m\u00f6te<span class=\"_ _2\"></span>. I kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ing<span class=\"_ _2\"></span>\u00e5r \u00e4ven ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sker re<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll l<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf\u00f6<span class=\"_ _2\"></span>lje<span class=\"_ _2\"></span>n. Ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker m<span class=\"_ _2\"></span>\u00e4ts u<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>r\u00e5n s<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>leken p<span class=\"_ _2\"></span>\u00e5 exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar mo<span class=\"_ _2\"></span>t ens<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>da mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, bra<span class=\"_ _2\"></span>nsc<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>r ell<span class=\"_ _2\"></span>er reg<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Konce<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker f<span class=\"_ _2\"></span>\u00e5ng<span class=\"_ _2\"></span>as o<span class=\"_ _2\"></span>cks<span class=\"_ _2\"></span>\u00e5 up<span class=\"_ _2\"></span>p i ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>krav f\u00f6r k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h i de st<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>ter s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>rs i de<span class=\"_ _2\"></span>n inte<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en oc<span class=\"_ _2\"></span>h so<span class=\"_ _2\"></span>m en de<span class=\"_ _2\"></span>l av upp<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av ban<span class=\"_ _2\"></span>kens r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d kred<span class=\"_ _2\"></span>itgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>ker en r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng av ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>ens k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itv<span class=\"_ _2\"></span>\u00e4rdi<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>et d\u00e4<span class=\"_ _2\"></span>r den<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>iel<span class=\"_ _2\"></span>la s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g be<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>, lik<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m exte<span class=\"_ _2\"></span>rn i<span class=\"_ _2\"></span>nform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>, sco<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, \u00e5te<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5g<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt ti<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>re his<span class=\"_ _2\"></span>tori<span class=\"_ _2\"></span>k hos b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ind<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>due<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>skl<span class=\"_ _2\"></span>imi<span class=\"_ _2\"></span>ter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>s ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rat p<span class=\"_ _2\"></span>\u00e5 inter<span class=\"_ _2\"></span>na oc<span class=\"_ _2\"></span>h/<span class=\"_ _0\"></span>e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r exte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>e li<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>ts av s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>mite<span class=\"_ _2\"></span>r f\u00f6r ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll al<span class=\"_ _2\"></span>lm\u00e4<span class=\"_ _2\"></span>n<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>hete<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4ng<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>gr\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ad o<span class=\"_ _2\"></span>ch kont<span class=\"_ _2\"></span>rolle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s reg<span class=\"_ _2\"></span>elb<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>det<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank k<span class=\"_ _2\"></span>an in<span class=\"_ _2\"></span>te uta<span class=\"_ _2\"></span>n st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>esl<span class=\"_ _2\"></span>ut ing<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l me<span class=\"_ _2\"></span>d jur<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>sk p<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>on i vil<span class=\"_ _2\"></span>ken n<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter ha<span class=\"_ _2\"></span>r ett b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>ydan<span class=\"_ _2\"></span>de e<span class=\"_ _2\"></span>kono<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t int<span class=\"_ _2\"></span>ress<span class=\"_ _2\"></span>e. TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s kre<span class=\"_ _2\"></span>ditg<span class=\"_ _2\"></span>ivn<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>as av h\u00f6<span class=\"_ _2\"></span>gt up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>lda m<span class=\"_ _2\"></span>\u00e5l me<span class=\"_ _2\"></span>d avse<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de p<span class=\"_ _2\"></span>\u00e5 etik<span class=\"_ _2\"></span>, k<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itet o<span class=\"_ _2\"></span>ch kon<span class=\"_ _2\"></span>trol<span class=\"_ _2\"></span>l. T<span class=\"_ _1\"></span>rots a<span class=\"_ _2\"></span>tt kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tri<span class=\"_ _2\"></span>sken u<span class=\"_ _2\"></span>tg\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span> st\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ver f\u00f6r kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r i f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l utes<span class=\"_ _2\"></span>t\u00e5e<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>volym j\u00e4m<span class=\"_ _2\"></span>f\u00f6rel<span class=\"_ _2\"></span>sev<span class=\"_ _2\"></span>is sm\u00e5 (s<span class=\"_ _2\"></span>e not 22<span class=\"_ _2\"></span>). Det be<span class=\"_ _2\"></span>ror p\u00e5<span class=\"_ _2\"></span> att b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken for<span class=\"_ _2\"></span>tl\u00f6<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>nde s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jer f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4r p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g och ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>profil<span class=\"_ _2\"></span>. F\u00f6r<span class=\"_ _2\"></span>s\u00e4l<span class=\"_ _2\"></span>jn<span class=\"_ _2\"></span>ing av f\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ske<span class=\"_ _2\"></span>r m\u00e5n<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>vis ti<span class=\"_ _2\"></span>ll ol<span class=\"_ _2\"></span>ika mo<span class=\"_ _2\"></span>tpa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ter p\u00e5 res<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad d\u00e4<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken \u00e4<span class=\"_ _2\"></span>r ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v<span class=\"_ _1\"></span>. I pra<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tike<span class=\"_ _2\"></span>n inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r de<span class=\"_ _2\"></span>t att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de rea<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ar f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om f\u00f6rs<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>jni<span class=\"_ _2\"></span>ng av f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I den b<span class=\"_ _2\"></span>efint<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>f\u00f6l<span class=\"_ _2\"></span>jen fi<span class=\"_ _2\"></span>nns e<span class=\"_ _2\"></span>n beg<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>d and<span class=\"_ _2\"></span>el l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>fordri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3 och d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d \u00e4r rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s ge<span class=\"_ _2\"></span>nom<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p \u00e4r rela<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t l<span class=\"_ _2\"></span>\u00e5gt oc<span class=\"_ _2\"></span>h l\u00e5<span class=\"_ _2\"></span>nep<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>en \u00e4r v\u00e4<span class=\"_ _2\"></span>ldive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad m<span class=\"_ _2\"></span>ed et<span class=\"_ _2\"></span>t stor<span class=\"_ _2\"></span>t ant<span class=\"_ _2\"></span>al ol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>a produ<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter p\u00e5 fle<span class=\"_ _2\"></span>ra ol<span class=\"_ _2\"></span>ika ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span> marknader varf\u00f6r<span class=\"_ _1\"></span> koncen<span class=\"_ _1\"></span>trationsrisken<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> banken<span class=\"_ _1\"></span> \u00e4r r<span class=\"_ _1\"></span>elativt l\u00e5g.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>n krav- o<span class=\"_ _2\"></span>ch in<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>gru<span class=\"_ _2\"></span>pp s<span class=\"_ _2\"></span>om ar<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>ar m<span class=\"_ _2\"></span>ed re<span class=\"_ _2\"></span>dan b<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>iga k<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om f<span class=\"_ _2\"></span>\u00e5r be<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>spro<span class=\"_ _2\"></span>ble<span class=\"_ _2\"></span>m. D<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns \u00e4ven e<span class=\"_ _2\"></span>n kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>av<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>del<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om g\u00f6<span class=\"_ _2\"></span>r utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av ti<span class=\"_ _2\"></span>llt<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>a ku<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt g\u00f6<span class=\"_ _2\"></span>r l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de utre<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h kred<span class=\"_ _2\"></span>itl<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4lld<span class=\"_ _2\"></span>a av st<span class=\"_ _2\"></span>yrel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n. Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s rut<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>r f\u00f6r \u00f6ver<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na b<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch o<span class=\"_ _2\"></span>regle<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sy<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>tar t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l att m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ra kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>tern<span class=\"_ _2\"></span>a ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en tidig uppt\u00e4ckt a<span class=\"_ _1\"></span>v betalningsprobl<span class=\"_ _1\"></span>em hos<span class=\"_ _1\"></span> kredittagarna och<span class=\"_ _1\"></span> en \u00e5tf<span class=\"_ _1\"></span>\u00f6ljande snabb hand<span class=\"_ _1\"></span>l\u00e4ggning av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>ekommande<span class=\"_ _1\"></span> krav<span class=\"_ _1\"></span>\u00e4renden. \u00d6v<span class=\"_ _1\"></span>ervak<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n ske<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d st\u00f6<span class=\"_ _2\"></span>d av ett s<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>kil<span class=\"_ _2\"></span>t kravs<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m som m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>utom<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>k beva<span class=\"_ _2\"></span>kar o<span class=\"_ _2\"></span>ch p<span class=\"_ _2\"></span>\u00e5mi<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>r om n<span class=\"_ _2\"></span>\u00e4r k<span class=\"_ _2\"></span>rav\u00e5tg<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>r \u00e4r e<span class=\"_ _2\"></span>rfo<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>m\u00e4n<span class=\"_ _2\"></span>he<span class=\"_ _2\"></span>ten be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r t<span class=\"_ _2\"></span>ill \u00f6ve<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e del av b<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nco<span class=\"_ _2\"></span>kre<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>r och av d<span class=\"_ _2\"></span>en a<span class=\"_ _2\"></span>nled<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n g\u00f6<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g \u00f6ver kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>som d<span class=\"_ _2\"></span>et fin<span class=\"_ _2\"></span>ns f\u00e5 s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rhe<span class=\"_ _2\"></span>ter. Banke<span class=\"_ _2\"></span>n ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4var e<span class=\"_ _2\"></span>n v\u00e4ld<span class=\"_ _2\"></span>iver<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ad kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tpo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>j me<span class=\"_ _2\"></span>d pr<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>kexpo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m en bre<span class=\"_ _2\"></span>d ba<span class=\"_ _2\"></span>s av kun<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d f\u00f6rh\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>devi<span class=\"_ _2\"></span>s l\u00e5<span class=\"_ _2\"></span>ga exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sbe<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p pe<span class=\"_ _2\"></span>r ku<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>. F\u00f6r att u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>th<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en v<span class=\"_ _2\"></span>\u00e4l-<span class=\"_ _2e9\"> </span>dive<span class=\"_ _2\"></span>rsi<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>rad k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itp<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>f\u00f6lj m<span class=\"_ _2\"></span>ed e<span class=\"_ _2\"></span>n bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kprofi<span class=\"_ _2\"></span>l sa<span class=\"_ _2\"></span>mt at<span class=\"_ _2\"></span>t ha en g<span class=\"_ _2\"></span>od b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n ris<span class=\"_ _2\"></span>k oc<span class=\"_ _2\"></span>h avkas<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t me<span class=\"_ _2\"></span>d att f\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e5 kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s f\u00f6ru<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h ma<span class=\"_ _2\"></span>kroe<span class=\"_ _2\"></span>kon<span class=\"_ _2\"></span>omi<span class=\"_ _2\"></span>ska f\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar so<span class=\"_ _2\"></span>m eventu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t kan p<span class=\"_ _2\"></span>\u00e5verka r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>profi<span class=\"_ _2\"></span>len<span class=\"_ _2\"></span>. Kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tk<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itete<span class=\"_ _2\"></span>n f\u00f6r f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>t fun<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de br<span class=\"_ _2\"></span>utt<span class=\"_ _2\"></span>ofordr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar i k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 och k<span class=\"_ _2\"></span>ateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 2 (se n<span class=\"_ _2\"></span>ot 22<span class=\"_ _2\"></span>) ha<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mt<span class=\"_ _2\"></span>s utif<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>n en m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>om kl<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>ssi<span class=\"_ _2\"></span>fic<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>s uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n l\u00e5<span class=\"_ _2\"></span>g, m<span class=\"_ _2\"></span>ede<span class=\"_ _2\"></span>l el<span class=\"_ _2\"></span>ler h<span class=\"_ _2\"></span>\u00f6g ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. Kl<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>sifi<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n gru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>r si<span class=\"_ _2\"></span>g pri<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rt p<span class=\"_ _2\"></span>\u00e5 ant<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t eventue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a p\u00e5<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om ha<span class=\"_ _2\"></span>r sk<span class=\"_ _2\"></span>ick<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve kun<span class=\"_ _2\"></span>d, a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>let m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar haf<span class=\"_ _2\"></span>t e<span class=\"_ _2\"></span>tt ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t l\u00e5<span class=\"_ _2\"></span>n i ba<span class=\"_ _2\"></span>nken s<span class=\"_ _2\"></span>amt k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>are<span class=\"_ _2\"></span>ns in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>atus vi<span class=\"_ _2\"></span>d utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gst<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>f\u00e4l<span class=\"_ _2\"></span>let, be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>de me<span class=\"_ _2\"></span>d h\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>yn ta<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l b\u00e5d<span class=\"_ _2\"></span>e inte<span class=\"_ _2\"></span>rna o<span class=\"_ _2\"></span>ch ex<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>\u00e4llo<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ris<span class=\"_ _2\"></span>kb<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en g<span class=\"_ _2\"></span>\u00f6rs \u00e4ve<span class=\"_ _2\"></span>n me<span class=\"_ _2\"></span>d h\u00e4n<span class=\"_ _2\"></span>syn t<span class=\"_ _2\"></span>ill o<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ka pa<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>met<span class=\"_ _2\"></span>rar s<span class=\"_ _2\"></span>om be<span class=\"_ _2\"></span>ror p\u00e5 p<span class=\"_ _2\"></span>rodu<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g (se<span class=\"_ _2\"></span>gm<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>) o<span class=\"_ _2\"></span>ch l<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>, d\u00e4<span class=\"_ _2\"></span>r bl<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>a. h<span class=\"_ _2\"></span>isto<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n h\u00e4<span class=\"_ _2\"></span>mta<span class=\"_ _2\"></span>d fr\u00e5<span class=\"_ _2\"></span>n ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>en da<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bas b<span class=\"_ _2\"></span>ea<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s<span class=\"_ _2e9\"> <span class=\"_ _2e9\"> </span></span>Marknadsrisk<span class=\"_ _2e9\"> </span>Me<span class=\"_ _2\"></span>d ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k avses r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>, eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al el<span class=\"_ _2\"></span>ler t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s v\u00e4rd<span class=\"_ _2\"></span>e min<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>r p\u00e5 gr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d av f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>siella marknader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF Banks marknadsrisk<span class=\"_ _1\"></span>er \u00e4r<span class=\"_ _1\"></span> prim\u00e4rt valu<span class=\"_ _1\"></span>takursrisk och r\u00e4n<span class=\"_ _1\"></span>terisk.<span class=\"_ _2e9\"> </span>(i) V<span class=\"_ _1\"></span>alutari<span class=\"_ _2\"></span>sk<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank \u00e4<span class=\"_ _2\"></span>r exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rat f\u00f6<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s gen<span class=\"_ _2\"></span>om d<span class=\"_ _2\"></span>e mon<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>\u00e4ra t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r och s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>sk va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a som i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>s i de<span class=\"_ _2\"></span>n sven<span class=\"_ _2\"></span>ska verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s i form av de<span class=\"_ _2\"></span>n om<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r n\u00e4r n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i de u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>ska fi<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>mr\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll sven<span class=\"_ _2\"></span>ska k<span class=\"_ _2\"></span>ron<span class=\"_ _2\"></span>or. V<span class=\"_ _1\"></span>aluta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n finn<span class=\"_ _2\"></span>s f\u00f6r f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>luto<span class=\"_ _2\"></span>r: EUR<span class=\"_ _2\"></span>, NO<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K, P<span class=\"_ _2\"></span>LN oc<span class=\"_ _2\"></span>h USD o<span class=\"_ _2\"></span>ch T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>ks \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de m\u00e5<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing m<span class=\"_ _2\"></span>ed han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en av val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk \u00e4<span class=\"_ _2\"></span>r att h<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en s<span class=\"_ _2\"></span>\u00e5 l<span class=\"_ _2\"></span>\u00e5g val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g so<span class=\"_ _2\"></span>m m\u00f6j<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt me<span class=\"_ _2\"></span>d en m<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g att i<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>eha l<span class=\"_ _2\"></span>ika myc<span class=\"_ _2\"></span>ket til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r som s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve valut<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. Sty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>luta<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4va ef<span class=\"_ _2\"></span>ter at<span class=\"_ _2\"></span>t de tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a, i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>sive eve<span class=\"_ _2\"></span>ntue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a der<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>, i resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive valu<span class=\"_ _2\"></span>ta in<span class=\"_ _2\"></span>te ska av<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ka me<span class=\"_ _2\"></span>r \u00e4n +<span class=\"_ _1\"></span>/<span class=\"_ _11\"></span>- 2 % av d<span class=\"_ _2\"></span>e tota<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a. B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken v\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>ntj<span class=\"_ _2\"></span>\u00e4ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en i an<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n valut<span class=\"_ _2\"></span>a \u00e4n redov<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsva<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>an ti<span class=\"_ _2\"></span>ll S<span class=\"_ _2\"></span>EK l\u00f6pa<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e och a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>t i EU<span class=\"_ _2\"></span>R, N<span class=\"_ _2\"></span>OK<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, PLN o<span class=\"_ _2\"></span>ch US<span class=\"_ _2\"></span>D f\u00f6r at<span class=\"_ _2\"></span>t bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rna t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tive v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a. T<span class=\"_ _1\"></span>erm<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>skont<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>ns l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>der \u00e4<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1-1<span class=\"_ _2\"></span>2 m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r Pe<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>re 2 f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m at<span class=\"_ _2\"></span>t stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>a si<span class=\"_ _2\"></span>na ne<span class=\"_ _2\"></span>ttop<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er i ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>k valu<span class=\"_ _2\"></span>ta p<span class=\"_ _2\"></span>\u00e5 bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sd<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>r 2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 har TF B<span class=\"_ _2\"></span>ank va<span class=\"_ _2\"></span>lt en val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sr\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se p\u00e5 8,<span class=\"_ _2\"></span>4 % (10). Utf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>et f\u00f6r stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>tet per 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 inne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>r ett ti<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>m<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ma<span class=\"_ _2\"></span>nde ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk i Pel<span class=\"_ _2\"></span>are 2 om 2 MSEK ex<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>. skat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>AL<span class=\"_ _1\"></span>UT<span class=\"_ _11\"></span>AEXPONERING MOT<span class=\"_ _1\"></span> TF<span class=\"_ _1\"></span> BANKS<span class=\"_ _1\"></span> TRANS<span class=\"_ _1\"></span>AKTIONSV<span class=\"_ _0\"></span>ALUT<span class=\"_ _1\"></span>OR<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar i<span class=\"_ _1\"></span> EUR:<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _7\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _57\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _17f\"> </span><span class=\"ff5\">2 259 220<span class=\"_ _21\"> </span>1 547 791<span class=\"_ _dc\"> </span>2 259 220<span class=\"_ _a0\"> </span>1 547 791<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e\"> </span><span class=\"ff5 ls1 ws1\">1 039 972<span class=\"_ _55\"> </span>1 104 228<span class=\"_ _a0\"> </span>1 014 817<span class=\"_ _a0\"> </span>1 102 224<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">11 276 855<span class=\"_ _4f\"> </span>8 462 050<span class=\"_ _51\"> </span>10 095 167<span class=\"_ _4d\"> </span>8 462 050<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _181\"> </span><span class=\"ff5 ls1 ws1\">54 076<span class=\"_ _46\"> </span>39 318<span class=\"_ _48\"> </span>27 230<span class=\"_ _ad\"> </span>39 318<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _182\"> </span><span class=\"ls1 ws1\">14 637 786<span class=\"_ _51\"> </span>11 196 108<span class=\"_ _5c\"> </span>13 404 097<span class=\"_ _175\"> </span>11 194 104<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i EU<span class=\"_ _2\"></span>R:<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _13\"> </span><span class=\"ff5\">-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _1d\"> </span>-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-225 872<span class=\"_ _25\"> </span>-108 013<span class=\"_ _184\"> </span>-153 324<span class=\"_ _25\"> </span>-108 013<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _116\"> </span><span class=\"ls1 ws1\">-20 124 307<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _5b\"> </span>-20 051 759<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner<span class=\"_ _185\"> </span><span class=\"ff5 ls1 ws1\">5 472 008<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _17\"> </span>6 637 088<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _186\"> </span>-14 513<span class=\"_ _46\"> </span>-3 205<span class=\"_ _cf\"> </span>-10 574<span class=\"_ _48\"> </span>-5 209<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _187\"> </span>-1 223<span class=\"_ _171\"> </span>-<span class=\"_ _1\"></span>321<span class=\"_ _6e\"> </span>-891<span class=\"_ _70\"> </span>-521<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i NOK:<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _33\"> </span><span class=\"ff5\">246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _e1\"> </span><span class=\"ff5 ls1 ws1\">267 036<span class=\"_ _9a\"> </span>262 529<span class=\"_ _97\"> </span>579 178<span class=\"_ _9a\"> </span>262 529<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _188\"> </span><span class=\"ff5 ls1 ws1\">4 244 109<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _13c\"> </span>3 924 588<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _189\"> </span><span class=\"ff5 ls1 ws1\">13 400<span class=\"_ _7f\"> </span>8 899<span class=\"_ _7f\"> </span>6 856<span class=\"_ _7f\"> </span>8 899<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _18a\"> </span><span class=\"ls1 ws1\">4 771 345<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _92\"> </span>4 757 422<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span> NOK:<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _30\"> </span><span class=\"ff5\">-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _1a\"> </span>-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">-7<span class=\"_ _0\"></span>4 280<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _9f\"> </span>-62 698<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _18b\"> </span><span class=\"ls1 ws1\">-633 650<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _55\"> </span>-622 068<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _18c\"> </span><span class=\"ff5 ls1 ws1\">-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _15\"> </span>-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _18d\"> </span>1 7<span class=\"_ _1\"></span>46<span class=\"_ _7f\"> </span>6 346<span class=\"_ _66\"> </span>-595<span class=\"_ _7f\"> </span>6 346<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _18e\"> </span><span class=\"ls28 ws2e\">147<span class=\"_ _b1\"> </span></span>635<span class=\"_ _cc\"> </span>-50<span class=\"_ _18f\"> </span>635<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i PL<span class=\"_ _1\"></span>N:<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _80\"> </span>11 253<span class=\"_ _48\"> </span>14 965<span class=\"_ _69\"> </span>11 253<span class=\"_ _c4\"> </span>14 965<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _190\"> </span><span class=\"ff5 ls1 ws1\">16 525<span class=\"_ _56\"> </span>20 528<span class=\"_ _46\"> </span>16 439<span class=\"_ _48\"> </span>20 528<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _191\"> </span><span class=\"ff5 ls1 ws1\">314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _97\"> </span>314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _192\"> </span><span class=\"ff5 ls1 ws1\">3 709<span class=\"_ _6c\"> </span>2 383<span class=\"_ _57\"> </span>3 685<span class=\"_ _6c\"> </span>2 383<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _193\"> </span><span class=\"ls1 ws1\">345 987<span class=\"_ _a7\"> </span>469 953<span class=\"_ _9f\"> </span>345 877<span class=\"_ _a7\"> </span>469 953<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i PLN<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">-5 504<span class=\"_ _48\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _48\"> </span>-4 800<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-5 504<span class=\"_ _56\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _56\"> </span>-4 800<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _196\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>342 638<span class=\"_ _17b\"> </span>-465 324<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>342 638<span class=\"_ _1a\"> </span>-465 324<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _197\"> </span>-2 155<span class=\"_ _198\"> </span>-171<span class=\"_ _46\"> </span>-2 244<span class=\"_ _198\"> </span>-171<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _191\"> </span>-181<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _6e\"> </span></span>-188<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar i<span class=\"_ _1\"></span> DKK:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">25 351<span class=\"_ _ad\"> </span>31 847<span class=\"_ _c4\"> </span>31 676<span class=\"_ _ad\"> </span>31 847<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5 ls1 ws1\">171 057<span class=\"_ _48\"> </span>67 822<span class=\"_ _cf\"> </span>163 557<span class=\"_ _48\"> </span>67 822<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _19b\"> </span><span class=\"ls1 ws1\">1 710<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _c6\"> </span></span>-<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _19d\"> </span><span class=\"ls1 ws1\">198 118<span class=\"_ _56\"> </span>99 734<span class=\"_ _19e\"> </span>195 233<span class=\"_ _56\"> </span>99 734<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i DK<span class=\"_ _2\"></span>K:<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _19f\"> </span><span class=\"ff5 ls7c ws8c\">-4 707<span class=\"_ _c4\"> </span><span class=\"ls1 ws1\">-4 004<span class=\"_ _ad\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-4 707<span class=\"_ _48\"> </span>-4 004<span class=\"_ _48\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _1a0\"> </span><span class=\"ff5 ls1 ws1\">-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _e0\"> </span>-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a1\"> </span>-133<span class=\"_ _cc\"> </span>-46<span class=\"_ _71\"> </span>-297<span class=\"_ _cc\"> </span>-46<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _1a2\"> </span><span class=\"ff4 ls4a ws52\">-11<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _1a3\"> </span><span class=\"ls47 ws50\">-25<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i USD:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1a4\"> </span><span class=\"ff5 ls1 ws1\">96 582<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _1a5\"> </span>96 642<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _18c\"> </span><span class=\"ls1 ws1\">96 582<span class=\"_ _78\"> </span>20 368<span class=\"_ _79\"> </span>96 642<span class=\"_ _78\"> </span>20 368<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _cf\"> </span>-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a6\"> </span>1 187<span class=\"_ _19c\"> </span>47<span class=\"_ _72\"> </span>1 247<span class=\"_ _19c\"> </span>47<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10) <span class=\"_ _e1\"> </span><span class=\"ff4\">100<span class=\"_ _12d\"> </span></span>5<span class=\"_ _cc\"> </span>105<span class=\"_ _12d\"> </span>5<span class=\"_ _2e9\"> </span>N\u00e4<span class=\"_ _2\"></span>r det g\u00e4l<span class=\"_ _2\"></span>ler val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsri<span class=\"_ _2\"></span>ske<span class=\"_ _2\"></span>r som up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5r g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om omr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av netto<span class=\"_ _2\"></span>inves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a fili<span class=\"_ _2\"></span>aler \u00e4<span class=\"_ _2\"></span>r TF Ban<span class=\"_ _2\"></span>ks st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gi at<span class=\"_ _2\"></span>t hel<span class=\"_ _2\"></span>a det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alet so<span class=\"_ _2\"></span>m finn<span class=\"_ _2\"></span>s n\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s och so<span class=\"_ _2\"></span>m f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as fin<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar i slutet av s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>as i sin h<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t n\u00e4r e<span class=\"_ _2\"></span>n f\u00f6rl<span class=\"_ _2\"></span>ust f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as f\u00f6<span class=\"_ _2\"></span>r den ko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n s\u00e5 g<span class=\"_ _2\"></span>\u00f6rs e<span class=\"_ _2\"></span>tt avdr<span class=\"_ _2\"></span>ag fr<span class=\"_ _2\"></span>\u00e5n de<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alet v<span class=\"_ _2\"></span>id d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t f\u00f6r de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>n s\u00e5 a<span class=\"_ _2\"></span>tt de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ten bl<span class=\"_ _2\"></span>ir e<span class=\"_ _2\"></span>n n\u00e5<span class=\"_ _2\"></span>got m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av d<span class=\"_ _2\"></span>et eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t vid p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>s ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g. O<span class=\"_ _2\"></span>mv\u00e4nt g<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>er att i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l d\u00e5 de<span class=\"_ _2\"></span>n utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten f\u00f6<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>as h<span class=\"_ _2\"></span>a ett p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, s<span class=\"_ _2\"></span>\u00e5 r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s inte de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat i<span class=\"_ _2\"></span>n i det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t f\u00f6rr<span class=\"_ _2\"></span>\u00e4n vi<span class=\"_ _2\"></span>d ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l n\u00e4s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d. Fr\u00e5<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d maj 202<span class=\"_ _2\"></span>2 til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och h<span class=\"_ _2\"></span>ar f\u00f6l<span class=\"_ _2\"></span>ja<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span> s\u00e4krade nettoinv<span class=\"_ _1\"></span>esteringar i utlandsverksamhet och s\u00e4kringsinstrument per balansdagen<span class=\"_ _2e9\"> </span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a av s\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av valut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sker<span class=\"_ _2\"></span>s p\u00e5verk<span class=\"_ _2\"></span>an p\u00e5 kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a st\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at vis<span class=\"_ _2\"></span>as ne<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n:<span class=\"_ _2e9\"> </span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s vid s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsre<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>ing f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>n m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>. S\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sv\u00e4<span class=\"_ _2\"></span>rde anv\u00e4<span class=\"_ _2\"></span>nds f\u00f6<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av s\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vitet<span class=\"_ _2\"></span>. K\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivite<span class=\"_ _2\"></span>t avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar \u00e4<span class=\"_ _2\"></span>r om det g\u00f6<span class=\"_ _2\"></span>rs f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i fili<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r en m\u00e5n<span class=\"_ _2\"></span>ad so<span class=\"_ _2\"></span>m inte f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s upp i s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Det ha<span class=\"_ _2\"></span>r inte f\u00f6reko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>it n\u00e5g<span class=\"_ _2\"></span>on s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>inef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itet u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r \u00e5re<span class=\"_ _2\"></span>n, om d<span class=\"_ _2\"></span>et up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s det i n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>lta<span class=\"_ _2\"></span>t av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span><span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>(ii) R<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r n\u00e4<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk ha<span class=\"_ _2\"></span>r oli<span class=\"_ _2\"></span>ka r\u00e4nte<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>er p\u00e5 t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Enli<span class=\"_ _2\"></span>gt ban<span class=\"_ _2\"></span>kens fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy sk<span class=\"_ _2\"></span>a r\u00e4nte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sken va<span class=\"_ _2\"></span>ra l\u00e5<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h huvu<span class=\"_ _2\"></span>dde<span class=\"_ _2\"></span>len av TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er l\u00f6<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r d\u00e4r<span class=\"_ _2\"></span>f\u00f6r m<span class=\"_ _2\"></span>ed ko<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t r\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>. En m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g l\u00f6p<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ed l\u00e4ngre r\u00e4nt<span class=\"_ _1\"></span>ebindningstid, vilk<span class=\"_ _1\"></span>et del<span class=\"_ _1\"></span>vis<span class=\"_ _1\"></span> matchas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> att T<span class=\"_ _1\"></span>F Bank erbju<span class=\"_ _1\"></span>der inl\u00e5ning med l\u00e4ngr<span class=\"_ _1\"></span>e r\u00e4nt<span class=\"_ _1\"></span>ebindstid. En f<span class=\"_ _1\"></span>\u00f6r\u00e4ndring a<span class=\"_ _1\"></span>v marknad<span class=\"_ _1\"></span>sr\u00e4ntan me<span class=\"_ _2\"></span>d 1 <span class=\"_ _1\"></span>proc<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>t \u00f6kar/<span class=\"_ _0\"></span>m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kar ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s r\u00e4nte<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>to f\u00f6r komma<span class=\"_ _2\"></span>nde 1<span class=\"_ _2\"></span>2 m\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r med 9 MSEK ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nat uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r\u00e4nte<span class=\"_ _2\"></span>b\u00e4r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r o<span class=\"_ _2\"></span>ch<span class=\"_ _2\"></span> skulder per balansdagen. TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov i Pel<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>re 2 f\u00f6r r\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>na de<span class=\"_ _2\"></span>t ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>t vid e<span class=\"_ _2\"></span>n pa<span class=\"_ _2\"></span>ral<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>f\u00f6rs<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng av av<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>van <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d 200 <span class=\"_ _2\"></span>pun<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter (<span class=\"_ _2\"></span>2 %). Pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck d<span class=\"_ _2\"></span>et t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hovet <span class=\"_ _2\"></span>f\u00f6r r\u00e4<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>i Pel<span class=\"_ _2\"></span>are 2 <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l 25 <span class=\"_ _2\"></span>MS<span class=\"_ _2\"></span>EK exkl<span class=\"_ _2\"></span>. s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>fek<span class=\"_ _2\"></span>t<span class=\"_ _2e9\"> </span>Likviditetsrisk<span class=\"_ _2e9\"> </span>Lik<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk utg<span class=\"_ _2\"></span>\u00f6rs f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mf\u00f6ra<span class=\"_ _2\"></span>llt av at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na m<span class=\"_ _2\"></span>\u00f6ta \u00e5<span class=\"_ _2\"></span>terb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av den i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har f<span class=\"_ _2\"></span>r\u00e5n h<span class=\"_ _2\"></span>ush<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>l. M<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n att g<span class=\"_ _2\"></span>\u00f6r<span class=\"_ _2\"></span>a utb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde nya k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iter a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s var<span class=\"_ _2\"></span>a en af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. F\u00f6r at<span class=\"_ _2\"></span>t s\u00e4<span class=\"_ _2\"></span>kers<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk inte h<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>nar i l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>is reg<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ar ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cy en m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>iv\u00e5 f\u00f6<span class=\"_ _2\"></span>r den t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>. F\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n f\u00f6lj<span class=\"_ _2\"></span>er l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>tuat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>et ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m rul<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>. Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y ska l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>- och fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sken v<span class=\"_ _2\"></span>ara l<span class=\"_ _2\"></span>\u00e5<span class=\"_ _2\"></span>g. Al<span class=\"_ _2\"></span>l fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>g ut\u00f6ver i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n al<span class=\"_ _2\"></span>lm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n sker g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>pap<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar \u00e4ven e<span class=\"_ _2\"></span>n v\u00e4l t<span class=\"_ _2\"></span>illt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>en l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v f\u00f6r at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>ra oj<span class=\"_ _2\"></span>\u00e4mn<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sfl<span class=\"_ _2\"></span>\u00f6de<span class=\"_ _2\"></span>n. P<span class=\"_ _2\"></span>er ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>k TF Ba<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e4<span class=\"_ _2\"></span>ngl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v t<span class=\"_ _2\"></span>ill 5 20<span class=\"_ _2\"></span>4 MSEK (<span class=\"_ _2\"></span>3 210) vi<span class=\"_ _2\"></span>lket m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>sva<span class=\"_ _2\"></span>rar 2<span class=\"_ _2\"></span>5 % (2<span class=\"_ _2\"></span>0) av ban<span class=\"_ _2\"></span>kens i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>t\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sg<span class=\"_ _2\"></span>rad u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>gic<span class=\"_ _2\"></span>k til<span class=\"_ _2\"></span>l 35<span class=\"_ _2\"></span>4 % (<span class=\"_ _2\"></span>29<span class=\"_ _2\"></span>0) och d<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>la n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>vote<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck t<span class=\"_ _2\"></span>ill 1<span class=\"_ _2\"></span>28 % (1<span class=\"_ _2\"></span>38<span class=\"_ _2e9\"> </span>De b<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>p som a<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s i tab<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>en \u00e4r av<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a, o<span class=\"_ _2\"></span>dis<span class=\"_ _2\"></span>konte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e kas<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar s\u00e5v<span class=\"_ _2\"></span>\u00e4l r\u00e4n<span class=\"_ _2\"></span>ta so<span class=\"_ _2\"></span>m amo<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r var<span class=\"_ _2\"></span>f\u00f6r be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>n ej direkt kan<span class=\"_ _1\"></span> kopplas till<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _1\"></span> 32<span class=\"_ _259\"> </span><span class=\"ls2b ws31\">Likviditetst\u00e4ckning<span class=\"_ _2e9\"> </span></span>Bakgrund<span class=\"_ _2e9\"> </span>Info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n <span class=\"_ _1\"></span>om ban<span class=\"_ _2\"></span>kens lik<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g i <span class=\"_ _1\"></span>dett<span class=\"_ _2\"></span>a doku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt a<span class=\"_ _1\"></span>vse<span class=\"_ _2\"></span>r <span class=\"_ _1\"></span>s\u00e5<span class=\"_ _2\"></span>dan infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n <span class=\"_ _1\"></span>som ska l\u00e4<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>as enl<span class=\"_ _2\"></span>igt 5 <span class=\"_ _1\"></span>kap<span class=\"_ _2\"></span>. <span class=\"_ _1\"></span>9 \u00a7 <span class=\"_ _1\"></span>Finan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>nsp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s f\u00f6res<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>fte<span class=\"_ _2\"></span>r och allm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>na r\u00e5d (FFFS 2010:7) om <span class=\"_ _1\"></span>of<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>g\u00f6r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de av <span class=\"_ _1\"></span>inform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on om lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ditet<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k. Infor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n <span class=\"_ _1\"></span>om regul<span class=\"_ _2\"></span>ato<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ka lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av <span class=\"_ _1\"></span>i det<span class=\"_ _2\"></span>ta dok<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent avser s\u00e5d<span class=\"_ _2\"></span>an inform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on som ang<span class=\"_ _2\"></span>es i <span class=\"_ _1\"></span>del sex av <span class=\"_ _1\"></span>F\u00f6rordn<span class=\"_ _2\"></span>ing (EU) nr 575/<span class=\"_ _1\"></span>2013<span class=\"_ _2\"></span>. Und<span class=\"_ _2\"></span>er f\u00f6rs<span class=\"_ _2\"></span>ta kva<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let 2023 <span class=\"_ _1\"></span>har TF Bank f\u00f6r\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span> be<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>meto<span class=\"_ _2\"></span>d f\u00f6r <span class=\"_ _1\"></span>inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing via inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsf\u00f6<span class=\"_ _2\"></span>rm<span class=\"_ _2\"></span>edl<span class=\"_ _2\"></span>are, vil<span class=\"_ _2\"></span>ket har medf\u00f6<span class=\"_ _2\"></span>rt l\u00e4<span class=\"_ _2\"></span>gre lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>vot oc<span class=\"_ _2\"></span>h <span class=\"_ _1\"></span>l\u00e4<span class=\"_ _2\"></span>gre sta<span class=\"_ _2\"></span>bil net<span class=\"_ _2\"></span>tofi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>vot.<span class=\"_ _2\"></span> Likvid<span class=\"_ _2\"></span>itetsreserv<span class=\"_ _2e9\"> </span>I enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed F<span class=\"_ _2\"></span>FFS 2010:7 \u00e4<span class=\"_ _2\"></span>r ett a<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>vari<span class=\"_ _2\"></span>gt in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itut s<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>yldi<span class=\"_ _2\"></span>gt at<span class=\"_ _2\"></span>t h\u00e5l<span class=\"_ _2\"></span>la e<span class=\"_ _2\"></span>n avsk<span class=\"_ _2\"></span>ild res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>v av h\u00f6<span class=\"_ _2\"></span>gk<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>va li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m kan a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>das<span class=\"_ _2\"></span> f\u00f6r att s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>a den kor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>f\u00f6rm<span class=\"_ _2\"></span>\u00e5g<span class=\"_ _2\"></span>an vid b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>tf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>l elle<span class=\"_ _2\"></span>r f\u00f6rs\u00e4<span class=\"_ _2\"></span>mr<span class=\"_ _2\"></span>ad til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng ti<span class=\"_ _2\"></span>ll van<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gtv<span class=\"_ _2\"></span>is til<span class=\"_ _2\"></span>lg\u00e4<span class=\"_ _2\"></span>ngl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>\u00e4llo<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. TF Ban<span class=\"_ _2\"></span>ks tillg\u00e4ngliga likviditetsreserv best\u00e5r a<span class=\"_ _1\"></span>v statsskuldsv\u00e4xlar<span class=\"_ _0\"></span>, statsobl<span class=\"_ _2\"></span>igationer<span class=\"_ _0\"></span>, kassa hos centralbank<span class=\"_ _1\"></span>er och<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t. Endast belopp s<span class=\"_ _1\"></span>om \u00e4r<span class=\"_ _1\"></span> tillg\u00e4ngliga<span class=\"_ _1\"></span> p\u00e5f<span class=\"_ _1\"></span>\u00f6ljande<span class=\"_ _1\"></span> dag r\u00e4knas<span class=\"_ _1\"></span> med i<span class=\"_ _1\"></span> den ti<span class=\"_ _1\"></span>llg\u00e4ngliga<span class=\"_ _1\"></span> likviditetsr<span class=\"_ _1\"></span>eserven.<span class=\"_ _2e9\"> </span>Finansieringsk\u00e4llor<span class=\"_ _2e9\"> </span>TF Bank<span class=\"_ _2\"></span>s <span class=\"_ _1\"></span>huv<span class=\"_ _2\"></span>uds<span class=\"_ _2\"></span>akl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a <span class=\"_ _1\"></span>fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>a \u00e4r <span class=\"_ _1\"></span>inl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr\u00e5n all<span class=\"_ _2\"></span>m\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n. Inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en sker enda<span class=\"_ _2\"></span>st ino<span class=\"_ _2\"></span>m <span class=\"_ _1\"></span>hus<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>torn och 98 % <span class=\"_ _0\"></span>(<span class=\"_ _2\"></span>98) t\u00e4c<span class=\"_ _2\"></span>ks av <span class=\"_ _0\"></span>e<span class=\"_ _2\"></span>n <span class=\"_ _1\"></span>st<span class=\"_ _2\"></span>atl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span> ins<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>ti. De \u00f6vriga fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ier<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>\u00e4llo<span class=\"_ _2\"></span>rna \u00e4r <span class=\"_ _1\"></span>ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>a <span class=\"_ _1\"></span>sku<span class=\"_ _2\"></span>lder, <span class=\"_ _1\"></span>prim<span class=\"_ _2\"></span>\u00e4rk<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>t <span class=\"_ _1\"></span>och eget kap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>l <span class=\"_ _1\"></span>h\u00e4n<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>igt till ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4g<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>LIKVIDITETSSI<span class=\"_ _1\"></span>TU<span class=\"_ _1\"></span>A<span class=\"_ _0\"></span>TION<span class=\"_ _1\"></span> Konc<span class=\"_ _1\"></span>ernen 1<span class=\"_ _2e9\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _142\"> </span><span class=\"ls16 ws1d\">2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _25a\"> </span><span class=\"ff5 ls6b ws7c\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _26a\"> </span></span>2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _25a\"> </span><span class=\"ff5 ls6b ws7c\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>Likvid<span class=\"_ _2\"></span>itetsreserv 2<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsv\u00e4xlar (E<span class=\"_ _1\"></span>U-kommi<span class=\"_ _1\"></span>ssionen) 3<span class=\"_ _2e9\"> </span>1 322 471<span class=\"_ _23\"> </span>551 188<span class=\"_ _4a\"> </span>1 322 471<span class=\"_ _21\"> </span>551 188<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>a st<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>sv\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar (Sve<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>e) 3<span class=\"_ _2e9\"> </span>1 129 677<span class=\"_ _25\"> </span>24 908<span class=\"_ _88\"> </span>1 030 550<span class=\"_ _e0\"> </span>24 908<span class=\"_ _2e9\"> </span>Be<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>bar<span class=\"_ _2\"></span>a st<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>sv\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar (<span class=\"_ _2\"></span>Finl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d) 3<span class=\"_ _2e9\"> </span>495 926<span class=\"_ _53\"> </span>497 297<span class=\"_ _92\"> </span>495 926<span class=\"_ _53\"> </span>497 297<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (Nederl\u00e4nderna)<span class=\"_ _1\"></span> 3<span class=\"_ _2e9\"> </span>440 823<span class=\"_ _4d\"> </span>499 306<span class=\"_ _dc\"> </span>440 823<span class=\"_ _13c\"> </span>499 306<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsobli<span class=\"_ _2\"></span>gationer (Nor<span class=\"_ _1\"></span>ge)<span class=\"_ _1\"></span> 3<span class=\"_ _2e9\"> </span>246 800<span class=\"_ _dc\"> </span>264 326<span class=\"_ _4d\"> </span>246 800<span class=\"_ _53\"> </span>264 326<span class=\"_ _2e9\"> </span>Summa likviditetsreserv 2<span class=\"_ _2e9\"> </span>3 635 697<span class=\"_ _60\"> </span>1 837 025<span class=\"_ _1f\"> </span>3 536 570<span class=\"_ _60\"> </span>1 837 025<span class=\"_ _2e9\"> </span>\u00d6vrig<span class=\"_ _1\"></span> tillg\u00e4nglig<span class=\"_ _1\"></span> likviditetsreserv<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r 4<span class=\"_ _2e9\"> </span>5 968<span class=\"_ _15e\"> </span>2 900<span class=\"_ _b3\"> </span>5 968<span class=\"_ _15e\"> </span>2 900<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t 4<span class=\"_ _2e9\"> </span>1 562 7<span class=\"_ _1\"></span>40<span class=\"_ _51\"> </span>1 370 161<span class=\"_ _1a8\"> </span>1 142 989<span class=\"_ _175\"> </span>1 370 161<span class=\"_ _2e9\"> </span>Summa \u00f6<span class=\"_ _1\"></span>vrig<span class=\"_ _1\"></span> tillg\u00e4nglig<span class=\"_ _1\"></span> likviditetsres<span class=\"_ _1\"></span>erv<span class=\"_ _a1\"> </span><span class=\"ls1 ws1\">1 568 708<span class=\"_ _4b\"> </span>1 373 061<span class=\"_ _4b\"> </span>1 148 957<span class=\"_ _88\"> </span>1 373 061<span class=\"_ _2e9\"> </span></span>Summa til<span class=\"_ _1\"></span>lg\u00e4nglig likvidite<span class=\"_ _1\"></span>tsreserv<span class=\"_ _210\"> </span><span class=\"ls1 ws1\">5 204 405<span class=\"_ _1d\"> </span>3 210 086<span class=\"_ _1f\"> </span>4 685 527<span class=\"_ _1f\"> </span>3 210 086<span class=\"_ _2e9\"> </span></span>Finansieringsk\u00e4llor<span class=\"_ _2e9\"> </span>Inl\u00e5ning fr\u00e5n allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _18e\"> </span><span class=\"ff5 ls1 ws1\">20 652 997<span class=\"_ _59\"> </span>16 108 130<span class=\"_ _26c\"> </span>20 652 996<span class=\"_ _25a\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _21b\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _92\"> </span>198 660<span class=\"_ _4d\"> </span>346 909<span class=\"_ _13c\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Prim\u00e4rkapitalinstrument<span class=\"_ _ca\"> </span><span class=\"ff5\">250 000<span class=\"_ _17\"> </span></span>200 000<span class=\"_ _4f\"> </span><span class=\"ff5\">250 000<span class=\"_ _17\"> </span></span>200 000<span class=\"_ _2e9\"> </span>Eget kapital<span class=\"_ _1\"></span> h\u00e4nf<span class=\"_ _1\"></span>\u00f6rligt till aktie\u00e4garna<span class=\"_ _270\"> </span><span class=\"ff5\">1 910 914<span class=\"_ _60\"> </span>1 538 600<span class=\"_ _88\"> </span>1 895 999<span class=\"_ _1a8\"> </span>1 534 778<span class=\"_ _2e9\"> </span></span>Summa finansieringsk\u00e4<span class=\"_ _1\"></span>llor<span class=\"_ _188\"> </span><span class=\"ff1 ls1 ws1\">23 160 820<span class=\"_ _26c\"> </span>18 045 390<span class=\"_ _29\"> </span>23 145 904<span class=\"_ _266\"> </span>18 041 568<span class=\"_ _2e9\"> </span></span>Nyck<span class=\"_ _1\"></span>eltal<span class=\"_ _2e9\"> </span>Tillg\u00e4nglig likviditetsreserv<span class=\"_ _1\"></span> / inl\u00e5ning fr\u00e5n allm\u00e4nhet<span class=\"_ _1\"></span>en, %<span class=\"_ _7d\"> </span>25<span class=\"_ _171\"> </span><span class=\"ff4\">20<span class=\"_ _22b\"> </span></span>23<span class=\"_ _171\"> </span><span class=\"ff4\">20<span class=\"_ _2e9\"> </span></span>Likviditetst\u00e4ckningskvo<span class=\"_ _1\"></span>t, %<span class=\"_ _28a\"> </span>354<span class=\"_ _68\"> </span>290<span class=\"_ _75\"> </span>231<span class=\"_ _68\"> </span>290<span class=\"_ _2e9\"> </span>Stabil<span class=\"_ _1\"></span> nettofinansieringskv<span class=\"_ _1\"></span>ot, %<span class=\"_ _2bb\"> </span>128<span class=\"_ _74\"> </span>138<span class=\"_ _74\"> </span>129<span class=\"_ _74\"> </span>138<span class=\"_ _2e9\"> </span>REGULA<span class=\"_ _0\"></span>TORISKA LIKVIDIT<span class=\"_ _1\"></span>ETSKRA<span class=\"_ _0\"></span>V Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>2023-12-31<span class=\"_ _59\"> </span><span class=\"ff5 ls6b ws7c\">2<span class=\"_ _2\"></span>022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _14a\"> </span><span class=\"ff1 ls16 ws1d\">2023-12-31<span class=\"_ _25a\"> </span></span>2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span>Nyck<span class=\"_ _1\"></span>eltal<span class=\"_ _2e9\"> </span>Likviditetst\u00e4ckningskvo<span class=\"_ _1\"></span>t, %<span class=\"_ _2b5\"> </span><span class=\"ff4\">100<span class=\"_ _72\"> </span>100<span class=\"_ _72\"> </span>100<span class=\"_ _63\"> </span>100<span class=\"_ _2e9\"> </span></span>Stabil<span class=\"_ _1\"></span> nettofinansieringskv<span class=\"_ _1\"></span>ot, %<span class=\"_ _160\"> </span><span class=\"ff4\">100<span class=\"_ _72\"> </span>100<span class=\"_ _72\"> </span>100<span class=\"_ _63\"> </span>100<span class=\"_ _2e9\"> </span></span>1 <span class=\"_ _28b\"> </span><span class=\"ff5\">J\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>al 202<span class=\"_ _2\"></span>2 avse<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>nle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing a<span class=\"_ _2\"></span>v att d<span class=\"_ _2\"></span>en ko<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de s<span class=\"_ _2\"></span>itu<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>kom u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>t fj<span class=\"_ _2\"></span>\u00e4rd<span class=\"_ _2\"></span>e k<span class=\"_ _2\"></span>var<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t 2023<span class=\"_ _2\"></span></span>.<span class=\"_ _2e9\"> </span>2 <span class=\"_ _17e\"> </span>Enli<span class=\"_ _2\"></span>gt d<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n i FFFS 20<span class=\"_ _2\"></span>10:<span class=\"_ _2\"></span>7<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>3 <span class=\"_ _172\"> </span>\u00c5<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de l<span class=\"_ _2\"></span>\u00f6pt<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>r st<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lds<span class=\"_ _2\"></span>v\u00e4x<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r \u00e4r h<span class=\"_ _2\"></span>\u00f6g<span class=\"_ _2\"></span>st 6 m<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er. F\u00f6r<span class=\"_ _2\"></span>fal<span class=\"_ _2\"></span>lo<span class=\"_ _2\"></span>datu<span class=\"_ _2\"></span>m f\u00f6r n<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>ska s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>sob<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r \u00e4r 2<span class=\"_ _2\"></span>026<span class=\"_ _2\"></span>-<span class=\"_ _2\"></span>02-19<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>4 <span class=\"_ _172\"> </span>Exklusive<span class=\"_ _1\"></span> bundna likvida<span class=\"_ _1\"></span> medel som<span class=\"_ _1\"></span> int<span class=\"_ _1\"></span>e \u00e4r<span class=\"_ _1\"></span> tillg\u00e4ngliga<span class=\"_ _1\"></span> p\u00e5f<span class=\"_ _1\"></span>\u00f6ljande d<span class=\"_ _1\"></span>ag",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-287": {
   "value": "Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r \u00e4ven ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m pla<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ing av li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>a med<span class=\"_ _2\"></span>el oc<span class=\"_ _2\"></span>h der<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent me<span class=\"_ _2\"></span>d pos<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t v\u00e4rde<span class=\"_ _2\"></span>. Gen<span class=\"_ _2\"></span>om at<span class=\"_ _2\"></span>t fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>xim<span class=\"_ _2\"></span>al ex<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>po<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g till va<span class=\"_ _2\"></span>rje m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>gr\u00e4<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>as kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ken i li<span class=\"_ _2\"></span>kv<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a med<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>. Enl<span class=\"_ _2\"></span>igt ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>lic<span class=\"_ _2\"></span>y \u00e4r ma<span class=\"_ _2\"></span>xim<span class=\"_ _2\"></span>al pl<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng ho<span class=\"_ _2\"></span>s TF Ban<span class=\"_ _2\"></span>ks ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>\u00e5tn<span class=\"_ _2\"></span>a mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>r 25 % av prim<span class=\"_ _2\"></span>\u00e4rk<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let, me<span class=\"_ _2\"></span>d un<span class=\"_ _2\"></span>dant<span class=\"_ _2\"></span>ag f\u00f6r i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>itut so<span class=\"_ _2\"></span>m kan up<span class=\"_ _2\"></span>pg<span class=\"_ _2\"></span>\u00e5 til<span class=\"_ _2\"></span>l 85 % av <span class=\"_ _1\"></span>pri<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>rka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alet<span class=\"_ _2\"></span>. Sta<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>uldv\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar, stat<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h til<span class=\"_ _2\"></span>lgo<span class=\"_ _2\"></span>doh<span class=\"_ _2\"></span>avan<span class=\"_ _2\"></span>den p<span class=\"_ _2\"></span>\u00e5 cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng mo<span class=\"_ _2\"></span>t dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag \u00e4<span class=\"_ _2\"></span>r und<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>na fr<span class=\"_ _2\"></span>\u00e5n de b<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>a gr\u00e4<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a.<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>val<span class=\"_ _2\"></span>itete<span class=\"_ _2\"></span>n f\u00f6r lik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>da me<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>l enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t Stan<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>rd &amp; Poor\u2019s ra<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>g \u201dloc<span class=\"_ _2\"></span>al sh<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t term<span class=\"_ _2\"></span>s\u201d spe<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>fice<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s ned<span class=\"_ _2\"></span>an<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Kassa och<span class=\"_ _1\"></span> tillgodo <span class=\"_ _10\"></span>havanden hos<span class=\"_ _1\"></span> cent<span class=\"_ _1\"></span>ralbanker<span class=\"_ _2e9\"> </span>A<span class=\"_ _3\"></span>A+<span class=\"_ _99\"> </span><span class=\"ls1 ws1\">7 647<span class=\"_ _46\"> </span>28 185<span class=\"_ _68\"> </span>7 647<span class=\"_ _46\"> </span>28 185<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _2\"></span>A-<span class=\"_ _105\"> </span><span class=\"ff5 ls1 ws1\">8<span class=\"_ _74\"> </span>7 182<span class=\"_ _ce\"> </span>8<span class=\"_ _74\"> </span>7 182<span class=\"_ _2e9\"> </span></span>A+<span class=\"_ _178\"> </span><span class=\"ff4\">7<span class=\"_ _72\"> </span></span>7 354<span class=\"_ _12d\"> </span><span class=\"ff4\">7<span class=\"_ _72\"> </span></span>7 354<span class=\"_ _2e9\"> </span>A-<span class=\"_ _106\"> </span><span class=\"ff5 ls1 ws1\">11 254<span class=\"_ _c4\"> </span>14 965<span class=\"_ _69\"> </span>11 254<span class=\"_ _c4\"> </span>14 965<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _179\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span> <span class=\"_ _82\"></span>bindelser m.m.<span class=\"_ _2e9\"> </span>AAA<span class=\"_ _17a\"> </span><span class=\"ff5\">1 817 300<span class=\"_ _d6\"> </span>786 738<span class=\"_ _17b\"> </span>1 718 173<span class=\"_ _d6\"> </span>786 738<span class=\"_ _2e9\"> </span></span>AA+<span class=\"_ _17c\"> </span>1 818 397<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _55\"> </span>1 818 397<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _2e9\"> </span>Summa<span class=\"_ _125\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _4d\"> </span>3 536 570<span class=\"_ _92\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till kreditinstit<span class=\"_ _1\"></span>ut<span class=\"_ _2e9\"> </span>A<span class=\"_ _2\"></span>-1+<span class=\"_ _126\"> </span><span class=\"ls1 ws1\">1 300 612<span class=\"_ _55\"> </span>1 109 583<span class=\"_ _cf\"> </span>997 351<span class=\"_ _4c\"> </span>1 109 583<span class=\"_ _2e9\"> </span></span>A-1<span class=\"_ _17d\"> </span><span class=\"ff5 ls1 ws1\">511 273<span class=\"_ _9a\"> </span>239 270<span class=\"_ _9f\"> </span>498 357<span class=\"_ _9a\"> </span>239 270<span class=\"_ _2e9\"> </span></span>A-2<span class=\"_ _d4\"> </span><span class=\"ff5 ls1 ws1\">134 584<span class=\"_ _c4\"> </span>42 270<span class=\"_ _46\"> </span>32 7<span class=\"_ _1\"></span>46<span class=\"_ _48\"> </span>42 270<span class=\"_ _2e9\"> </span></span>Rating saknas 1<span class=\"_ _2e9\"> </span>143 035<span class=\"_ _97\"> </span>242 535<span class=\"_ _4c\"> </span>1 465 587<span class=\"_ _cf\"> </span>240 531<span class=\"_ _2e9\"> </span>Summa<span class=\"_ _c8\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _13c\"> </span>1 633 657<span class=\"_ _13c\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>nt b<span class=\"_ _2\"></span>en\u00e4<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>s som m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r och avs<span class=\"_ _2\"></span>er ri<span class=\"_ _2\"></span>sken f\u00f6<span class=\"_ _2\"></span>r att e<span class=\"_ _2\"></span>n mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t inte ka<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>yll<span class=\"_ _2\"></span>a si<span class=\"_ _2\"></span>na \u00e5ta<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt av<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>, el<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>e v\u00e4l<span class=\"_ _2\"></span>jer a<span class=\"_ _2\"></span>tt in<span class=\"_ _2\"></span>te uppf<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a sin<span class=\"_ _2\"></span>a \u00e5t<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en i fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>n p\u00e5 s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ma el<span class=\"_ _2\"></span>ler l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>de vi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor. TF Ban<span class=\"_ _2\"></span>k ing<span class=\"_ _2\"></span>\u00e5r valu<span class=\"_ _2\"></span>tad<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat i for<span class=\"_ _2\"></span>m av swa<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h term<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll f\u00f6l<span class=\"_ _2\"></span>jd av at<span class=\"_ _2\"></span>t utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>ker i a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a valu<span class=\"_ _2\"></span>tor \u00e4n S<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>. Mot<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ker utg<span class=\"_ _2\"></span>\u00f6r de<span class=\"_ _2\"></span>n kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k mo<span class=\"_ _2\"></span>t an<span class=\"_ _2\"></span>dra b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ker so<span class=\"_ _2\"></span>m upp<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mer t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l f\u00f6lj<span class=\"_ _2\"></span>d av tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a. D<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>na m<span class=\"_ _2\"></span>otp<span class=\"_ _2\"></span>ars<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k redu<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om ut<span class=\"_ _2\"></span>byte av s<span class=\"_ _2\"></span>\u00e4ker<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n par<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span><div class=\"t m12 h57 ff1 fs22 fc5 sc0 ls8c ws9a gsf6\">Marknadsrisk<span class=\"_ _2e9\"> </span></div><div class=\"t m12 h5b ff5 fs22 fc5 sc0 ls1 ws1 gsf7\">Me<span class=\"_ _2\"></span>d ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k avses r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>, eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al el<span class=\"_ _2\"></span>ler t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s v\u00e4rd<span class=\"_ _2\"></span>e min<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>r p\u00e5 gr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d av f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m12 h5b ff4 fs22 fc5 sc0 ls8d ws9b gsf8\">siella marknader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF Banks marknadsrisk<span class=\"_ _1\"></span>er \u00e4r<span class=\"_ _1\"></span> prim\u00e4rt valu<span class=\"_ _1\"></span>takursrisk och r\u00e4n<span class=\"_ _1\"></span>terisk.<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4a ff5 fs21 fc5 sc0 ls8e ws9c gsf9\">(i) V<span class=\"_ _1\"></span>alutari<span class=\"_ _2\"></span>sk<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsfa\">TF B<span class=\"_ _2\"></span>ank \u00e4<span class=\"_ _2\"></span>r exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rat f\u00f6<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s gen<span class=\"_ _2\"></span>om d<span class=\"_ _2\"></span>e mon<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>\u00e4ra t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r och s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>sk va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a som i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>s i de<span class=\"_ _2\"></span>n sven<span class=\"_ _2\"></span>ska </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsfb\">verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s i form av de<span class=\"_ _2\"></span>n om<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r n\u00e4r n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i de u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>ska fi<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>mr\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsfc\">sven<span class=\"_ _2\"></span>ska k<span class=\"_ _2\"></span>ron<span class=\"_ _2\"></span>or. V<span class=\"_ _1\"></span>aluta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n finn<span class=\"_ _2\"></span>s f\u00f6r f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>luto<span class=\"_ _2\"></span>r: EUR<span class=\"_ _2\"></span>, NO<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K, P<span class=\"_ _2\"></span>LN oc<span class=\"_ _2\"></span>h USD o<span class=\"_ _2\"></span>ch T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>ks \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de m\u00e5<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing m<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsfd\">han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en av val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk \u00e4<span class=\"_ _2\"></span>r att h<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en s<span class=\"_ _2\"></span>\u00e5 l<span class=\"_ _2\"></span>\u00e5g val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g so<span class=\"_ _2\"></span>m m\u00f6j<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt me<span class=\"_ _2\"></span>d en m<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g att i<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>eha l<span class=\"_ _2\"></span>ika myc<span class=\"_ _2\"></span>ket til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gsfe\">som s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve valut<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. Sty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>luta<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4va ef<span class=\"_ _2\"></span>ter at<span class=\"_ _2\"></span>t de tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a, i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>sive eve<span class=\"_ _2\"></span>ntue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a der<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>, i </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gsff\">resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive valu<span class=\"_ _2\"></span>ta in<span class=\"_ _2\"></span>te ska av<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ka me<span class=\"_ _2\"></span>r \u00e4n +<span class=\"_ _1\"></span>/<span class=\"_ _11\"></span>- 2 % av d<span class=\"_ _2\"></span>e tota<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a. B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken v\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>ntj<span class=\"_ _2\"></span>\u00e4ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en i an<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n valut<span class=\"_ _2\"></span>a \u00e4n </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs100\">redov<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsva<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>an ti<span class=\"_ _2\"></span>ll S<span class=\"_ _2\"></span>EK l\u00f6pa<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e och a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>t i EU<span class=\"_ _2\"></span>R, N<span class=\"_ _2\"></span>OK<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, PLN o<span class=\"_ _2\"></span>ch US<span class=\"_ _2\"></span>D f\u00f6r at<span class=\"_ _2\"></span>t bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rna t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>ch </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs101\">sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tive v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a. T<span class=\"_ _1\"></span>erm<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>skont<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>ns l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>der \u00e4<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1-1<span class=\"_ _2\"></span>2 m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs102\">TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r Pe<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>re 2 f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m at<span class=\"_ _2\"></span>t stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>a si<span class=\"_ _2\"></span>na ne<span class=\"_ _2\"></span>ttop<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er i ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>k valu<span class=\"_ _2\"></span>ta p<span class=\"_ _2\"></span>\u00e5 </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs103\">bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sd<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>r 2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 har TF B<span class=\"_ _2\"></span>ank va<span class=\"_ _2\"></span>lt en val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sr\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se p\u00e5 8,<span class=\"_ _2\"></span>4 % (10). Utf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>et f\u00f6r stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>tet per 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 inne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>r ett ti<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>m<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs104\">ma<span class=\"_ _2\"></span>nde ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk i Pel<span class=\"_ _2\"></span>are 2 om 2 MSEK ex<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>. skat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8f ws16 gs105\">V<span class=\"_ _1\"></span>AL<span class=\"_ _1\"></span>UT<span class=\"_ _11\"></span>AEXPONERING MOT<span class=\"_ _1\"></span> TF<span class=\"_ _1\"></span> BANKS<span class=\"_ _1\"></span> TRANS<span class=\"_ _1\"></span>AKTIONSV<span class=\"_ _0\"></span>ALUT<span class=\"_ _1\"></span>OR<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs106\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs107\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs108\">Tillg\u00e5ngar i<span class=\"_ _1\"></span> EUR:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs109\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _7\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _57\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs10a\">Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _17f\"> </span><span class=\"ff5\">2 259 220<span class=\"_ _21\"> </span>1 547 791<span class=\"_ _dc\"> </span>2 259 220<span class=\"_ _a0\"> </span>1 547 791<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs10b\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e\"> </span><span class=\"ff5 ls1 ws1\">1 039 972<span class=\"_ _55\"> </span>1 104 228<span class=\"_ _a0\"> </span>1 014 817<span class=\"_ _a0\"> </span>1 102 224<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs10c\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">11 276 855<span class=\"_ _4f\"> </span>8 462 050<span class=\"_ _51\"> </span>10 095 167<span class=\"_ _4d\"> </span>8 462 050<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs10d\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _181\"> </span><span class=\"ff5 ls1 ws1\">54 076<span class=\"_ _46\"> </span>39 318<span class=\"_ _48\"> </span>27 230<span class=\"_ _ad\"> </span>39 318<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs10e\">Summa tillg\u00e5ngar<span class=\"_ _182\"> </span><span class=\"ls1 ws1\">14 637 786<span class=\"_ _51\"> </span>11 196 108<span class=\"_ _5c\"> </span>13 404 097<span class=\"_ _175\"> </span>11 194 104<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs10f\">Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i EU<span class=\"_ _2\"></span>R:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs110\">In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _13\"> </span><span class=\"ff5\">-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _1d\"> </span>-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs111\">\u00d6vriga skulder<span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-225 872<span class=\"_ _25\"> </span>-108 013<span class=\"_ _184\"> </span>-153 324<span class=\"_ _25\"> </span>-108 013<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs112\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _116\"> </span><span class=\"ls1 ws1\">-20 124 307<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _5b\"> </span>-20 051 759<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs113\">V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner<span class=\"_ _185\"> </span><span class=\"ff5 ls1 ws1\">5 472 008<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _17\"> </span>6 637 088<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs114\">V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _186\"> </span>-14 513<span class=\"_ _46\"> </span>-3 205<span class=\"_ _cf\"> </span>-10 574<span class=\"_ _48\"> </span>-5 209<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs115\">P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs116\">svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _187\"> </span>-1 223<span class=\"_ _171\"> </span>-<span class=\"_ _1\"></span>321<span class=\"_ _6e\"> </span>-891<span class=\"_ _70\"> </span>-521<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs117\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs118\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs119\">Tillg\u00e5ngar<span class=\"_ _1\"></span> i NOK:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs11a\">Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _33\"> </span><span class=\"ff5\">246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs11b\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _e1\"> </span><span class=\"ff5 ls1 ws1\">267 036<span class=\"_ _9a\"> </span>262 529<span class=\"_ _97\"> </span>579 178<span class=\"_ _9a\"> </span>262 529<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs11c\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _188\"> </span><span class=\"ff5 ls1 ws1\">4 244 109<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _13c\"> </span>3 924 588<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs11d\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _189\"> </span><span class=\"ff5 ls1 ws1\">13 400<span class=\"_ _7f\"> </span>8 899<span class=\"_ _7f\"> </span>6 856<span class=\"_ _7f\"> </span>8 899<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs11e\">Summa tillg\u00e5ngar<span class=\"_ _18a\"> </span><span class=\"ls1 ws1\">4 771 345<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _92\"> </span>4 757 422<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lse ws16 gs11f\">Skulder<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span> NOK:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs120\">In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _30\"> </span><span class=\"ff5\">-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _1a\"> </span>-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs121\">\u00d6vriga skulder<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">-7<span class=\"_ _0\"></span>4 280<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _9f\"> </span>-62 698<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs122\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _18b\"> </span><span class=\"ls1 ws1\">-633 650<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _55\"> </span>-622 068<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs123\">V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _18c\"> </span><span class=\"ff5 ls1 ws1\">-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _15\"> </span>-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs124\">V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _18d\"> </span>1 7<span class=\"_ _1\"></span>46<span class=\"_ _7f\"> </span>6 346<span class=\"_ _66\"> </span>-595<span class=\"_ _7f\"> </span>6 346<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs125\">P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs126\">svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _18e\"> </span><span class=\"ls28 ws2e\">147<span class=\"_ _b1\"> </span></span>635<span class=\"_ _cc\"> </span>-50<span class=\"_ _18f\"> </span>635<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs128\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs129\">Tillg\u00e5ngar<span class=\"_ _1\"></span> i PL<span class=\"_ _1\"></span>N:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs12a\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _80\"> </span>11 253<span class=\"_ _48\"> </span>14 965<span class=\"_ _69\"> </span>11 253<span class=\"_ _c4\"> </span>14 965<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs12b\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _190\"> </span><span class=\"ff5 ls1 ws1\">16 525<span class=\"_ _56\"> </span>20 528<span class=\"_ _46\"> </span>16 439<span class=\"_ _48\"> </span>20 528<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs12c\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _191\"> </span><span class=\"ff5 ls1 ws1\">314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _97\"> </span>314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs12d\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _192\"> </span><span class=\"ff5 ls1 ws1\">3 709<span class=\"_ _6c\"> </span>2 383<span class=\"_ _57\"> </span>3 685<span class=\"_ _6c\"> </span>2 383<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs12e\">Summa tillg\u00e5ngar<span class=\"_ _193\"> </span><span class=\"ls1 ws1\">345 987<span class=\"_ _a7\"> </span>469 953<span class=\"_ _9f\"> </span>345 877<span class=\"_ _a7\"> </span>469 953<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs12f\">Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i PLN<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs130\">\u00d6vriga skulder<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">-5 504<span class=\"_ _48\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _48\"> </span>-4 800<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs131\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-5 504<span class=\"_ _56\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _56\"> </span>-4 800<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs132\">V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _196\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>342 638<span class=\"_ _17b\"> </span>-465 324<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>342 638<span class=\"_ _1a\"> </span>-465 324<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs133\">V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _197\"> </span>-2 155<span class=\"_ _198\"> </span>-171<span class=\"_ _46\"> </span>-2 244<span class=\"_ _198\"> </span>-171<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs134\">P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs135\">svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _191\"> </span>-181<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _6e\"> </span></span>-188<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs136\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs137\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs138\">Tillg\u00e5ngar i<span class=\"_ _1\"></span> DKK:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs139\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">25 351<span class=\"_ _ad\"> </span>31 847<span class=\"_ _c4\"> </span>31 676<span class=\"_ _ad\"> </span>31 847<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs13a\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5 ls1 ws1\">171 057<span class=\"_ _48\"> </span>67 822<span class=\"_ _cf\"> </span>163 557<span class=\"_ _48\"> </span>67 822<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs13b\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _19b\"> </span><span class=\"ls1 ws1\">1 710<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _c6\"> </span></span>-<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs13c\">Summa tillg\u00e5ngar<span class=\"_ _19d\"> </span><span class=\"ls1 ws1\">198 118<span class=\"_ _56\"> </span>99 734<span class=\"_ _19e\"> </span>195 233<span class=\"_ _56\"> </span>99 734<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs13d\">Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i DK<span class=\"_ _2\"></span>K:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs13e\">\u00d6vriga skulder<span class=\"_ _19f\"> </span><span class=\"ff5 ls7c ws8c\">-4 707<span class=\"_ _c4\"> </span><span class=\"ls1 ws1\">-4 004<span class=\"_ _ad\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs13f\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-4 707<span class=\"_ _48\"> </span>-4 004<span class=\"_ _48\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs140\">V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _1a0\"> </span><span class=\"ff5 ls1 ws1\">-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _e0\"> </span>-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs141\">V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a1\"> </span>-133<span class=\"_ _cc\"> </span>-46<span class=\"_ _71\"> </span>-297<span class=\"_ _cc\"> </span>-46<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs142\">P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs143\">svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _1a2\"> </span><span class=\"ff4 ls4a ws52\">-11<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _1a3\"> </span><span class=\"ls47 ws50\">-25<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs144\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs145\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs146\">Tillg\u00e5ngar<span class=\"_ _1\"></span> i USD:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs147\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1a4\"> </span><span class=\"ff5 ls1 ws1\">96 582<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _1a5\"> </span>96 642<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs148\">Summa tillg\u00e5ngar<span class=\"_ _18c\"> </span><span class=\"ls1 ws1\">96 582<span class=\"_ _78\"> </span>20 368<span class=\"_ _79\"> </span>96 642<span class=\"_ _78\"> </span>20 368<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs149\">V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _cf\"> </span>-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs14a\">V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a6\"> </span>1 187<span class=\"_ _19c\"> </span>47<span class=\"_ _72\"> </span>1 247<span class=\"_ _19c\"> </span>47<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs14b\">P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs14c\">svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10) <span class=\"_ _e1\"> </span><span class=\"ff4\">100<span class=\"_ _12d\"> </span></span>5<span class=\"_ _cc\"> </span>105<span class=\"_ _12d\"> </span>5<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4a ff5 fs21 fc5 sc0 ls1 ws1 gs14e\">(ii) R<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs14f\">R\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r n\u00e4<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk ha<span class=\"_ _2\"></span>r oli<span class=\"_ _2\"></span>ka r\u00e4nte<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>er p\u00e5 t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Enli<span class=\"_ _2\"></span>gt ban<span class=\"_ _2\"></span>kens fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy sk<span class=\"_ _2\"></span>a r\u00e4nte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sken va<span class=\"_ _2\"></span>ra l\u00e5<span class=\"_ _2\"></span>g </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs150\">oc<span class=\"_ _2\"></span>h huvu<span class=\"_ _2\"></span>dde<span class=\"_ _2\"></span>len av TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er l\u00f6<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r d\u00e4r<span class=\"_ _2\"></span>f\u00f6r m<span class=\"_ _2\"></span>ed ko<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t r\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>. En m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g l\u00f6p<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ed </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls10 ws32 gs151\">l\u00e4ngre r\u00e4nt<span class=\"_ _1\"></span>ebindningstid, vilk<span class=\"_ _1\"></span>et del<span class=\"_ _1\"></span>vis<span class=\"_ _1\"></span> matchas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> att T<span class=\"_ _1\"></span>F Bank erbju<span class=\"_ _1\"></span>der inl\u00e5ning med l\u00e4ngr<span class=\"_ _1\"></span>e r\u00e4nt<span class=\"_ _1\"></span>ebindstid. En f<span class=\"_ _1\"></span>\u00f6r\u00e4ndring a<span class=\"_ _1\"></span>v marknad<span class=\"_ _1\"></span>sr\u00e4ntan </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls3c ws43 gs152\">me<span class=\"_ _2\"></span>d 1 <span class=\"_ _1\"></span>proc<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>t \u00f6kar/<span class=\"_ _0\"></span>m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kar ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s r\u00e4nte<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>to f\u00f6r komma<span class=\"_ _2\"></span>nde 1<span class=\"_ _2\"></span>2 m\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r med 9 MSEK ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nat uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r\u00e4nte<span class=\"_ _2\"></span>b\u00e4r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r o<span class=\"_ _2\"></span>ch<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls8a ws31 gs153\">skulder per balansdagen. </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7d ws1 gs154\">TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov i Pel<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>re 2 f\u00f6r r\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>na de<span class=\"_ _2\"></span>t ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>t vid e<span class=\"_ _2\"></span>n pa<span class=\"_ _2\"></span>ral<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs155\">f\u00f6rs<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng av av<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>van <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d 200 <span class=\"_ _2\"></span>pun<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter (<span class=\"_ _2\"></span>2 %). Pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck d<span class=\"_ _2\"></span>et t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hovet <span class=\"_ _2\"></span>f\u00f6r r\u00e4<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>i </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7d ws8d gs156\">Pel<span class=\"_ _2\"></span>are 2 <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l 25 <span class=\"_ _2\"></span>MS<span class=\"_ _2\"></span>EK exkl<span class=\"_ _2\"></span>. s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>fek<span class=\"_ _2\"></span>t<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs157\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs158\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs159\">R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1b8\"> </span>18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _ad\"> </span>18 916<span class=\"_ _1a5\"> </span>57 686<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs15a\">Kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden<span class=\"_ _1\"></span> hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _e9\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs15b\">R\u00e4ntebindning om h\u00f6gst 3 m\u00e5nader<span class=\"_ _1b9\"> </span>2 837 868<span class=\"_ _15e\"> </span>522 412<span class=\"_ _23\"> </span>2 738 741<span class=\"_ _15e\"> </span>522 412<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs15c\">L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>551 029<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _97\"> </span>551 029<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs15d\">L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r<span class=\"_ _122\"> </span>246 800<span class=\"_ _9f\"> </span>264 326<span class=\"_ _a7\"> </span>246 800<span class=\"_ _19e\"> </span>264 326<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs15e\">Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span>bindelser m.m.<span class=\"_ _1bb\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _13c\"> </span>3 536 570<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs15f\">R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der </div><div class=\"t m0 h28 ff4 fs13 fc5 sc0 ls1 ws1 gs160\">1<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs161\">2 089 504<span class=\"_ _53\"> </span>1 633 657<span class=\"_ _53\"> </span>2 994 041<span class=\"_ _55\"> </span>1 631 653<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2b ws31 gs162\">Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1bc\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs163\">R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _a\"> </span>13 088 049<span class=\"_ _1a8\"> </span>10 269 824<span class=\"_ _175\"> </span>10 727 820<span class=\"_ _1a8\"> </span>10 269 824<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs164\">L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1bd\"> </span>2 549 786<span class=\"_ _a0\"> </span>2 812 142<span class=\"_ _53\"> </span>2 527 364<span class=\"_ _a0\"> </span>2 812 142<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs165\">L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _1be\"> </span><span class=\"ff4\">2 001 202<span class=\"_ _dc\"> </span></span>1 465 404<span class=\"_ _23\"> </span>1 957 146<span class=\"_ _dc\"> </span>1 465 404<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs166\">L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _1bf\"> </span>231 596<span class=\"_ _19e\"> </span>107 003<span class=\"_ _b3\"> </span>211 929<span class=\"_ _19e\"> </span>107 003<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs167\">Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _122\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs168\">R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c0\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _72\"> </span>2 455<span class=\"_ _7f\"> </span>8 688<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs169\">L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _1c1\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff7 fs5 fc5 sc0 lsa ws12 gs16a\">\u00d6vriga finansiel<span class=\"_ _1\"></span>la tillg\u00e5ngar<span class=\"_ _1c2\"> </span><span class=\"ff1 ls1 ws1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _68\"> </span>2 455<span class=\"_ _46\"> </span>11 387<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs16b\">R\u00e4ntebindning om h\u00f6gst 3 m\u00e5nader<span class=\"_ _1c3\"> </span>14 042 234<span class=\"_ _1a8\"> </span>12 094 830<span class=\"_ _52\"> </span>14 042 233<span class=\"_ _1a8\"> </span>12 094 830<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs16c\">L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c4\"> </span>4 757 997<span class=\"_ _dc\"> </span>2 528 335<span class=\"_ _dc\"> </span>4 757 997<span class=\"_ _53\"> </span>2 528 335<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs16d\">L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _1be\"> </span>1 852 766<span class=\"_ _dc\"> </span>1 484 965<span class=\"_ _dc\"> </span>1 852 766<span class=\"_ _dc\"> </span>1 484 965<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs16e\">In- och<span class=\"_ _1\"></span> uppl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _7e\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _60\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs16f\">R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c5\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls11 ws19 gs170\">Efterst\u00e4llda skulder<span class=\"_ _160\"> </span><span class=\"ls1 ws1\">346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _119\"> </span>346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs171\">R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c6\"> </span>120 780<span class=\"_ _1a5\"> </span>20 807<span class=\"_ _19e\"> </span>120 780<span class=\"_ _1a5\"> </span>20 807<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs172\">L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _6a\"> </span>106 928<span class=\"_ _7f\"> </span>4 868<span class=\"_ _b3\"> </span>149 421<span class=\"_ _7f\"> </span>4 868<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff7 fs5 fc5 sc0 lsa ws12 gs173\">\u00d6vriga finansiel<span class=\"_ _1\"></span>la skulder<span class=\"_ _1c7\"> </span><span class=\"ff1 ls1 ws1\">227 708<span class=\"_ _56\"> </span>25 675<span class=\"_ _d6\"> </span>270 201<span class=\"_ _48\"> </span>25 67<span class=\"_ _1\"></span>5<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h2d ff4 fs8 fc5 sc0 ls1 ws1 gs174\">1</div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs175\"> <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span><span class=\"ff5 fsd\">.<span class=\"_ _2e9\"> </span></span></div>Likviditetsrisk<span class=\"_ _2e9\"> </span>Lik<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk utg<span class=\"_ _2\"></span>\u00f6rs f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mf\u00f6ra<span class=\"_ _2\"></span>llt av at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na m<span class=\"_ _2\"></span>\u00f6ta \u00e5<span class=\"_ _2\"></span>terb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av den i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har f<span class=\"_ _2\"></span>r\u00e5n h<span class=\"_ _2\"></span>ush<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>l. M<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n att g<span class=\"_ _2\"></span>\u00f6r<span class=\"_ _2\"></span>a utb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde nya k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iter a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s var<span class=\"_ _2\"></span>a en af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. F\u00f6r at<span class=\"_ _2\"></span>t s\u00e4<span class=\"_ _2\"></span>kers<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk inte h<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>nar i l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>is reg<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ar ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cy en m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>iv\u00e5 f\u00f6<span class=\"_ _2\"></span>r den t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>. F\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n f\u00f6lj<span class=\"_ _2\"></span>er l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>tuat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>et ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m rul<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>. Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y ska l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>- och fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sken v<span class=\"_ _2\"></span>ara l<span class=\"_ _2\"></span>\u00e5<span class=\"_ _2\"></span>g. Al<span class=\"_ _2\"></span>l fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>g ut\u00f6ver i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n al<span class=\"_ _2\"></span>lm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n sker g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>pap<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar \u00e4ven e<span class=\"_ _2\"></span>n v\u00e4l t<span class=\"_ _2\"></span>illt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>en l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v f\u00f6r at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>ra oj<span class=\"_ _2\"></span>\u00e4mn<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sfl<span class=\"_ _2\"></span>\u00f6de<span class=\"_ _2\"></span>n. P<span class=\"_ _2\"></span>er ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>k TF Ba<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e4<span class=\"_ _2\"></span>ngl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v t<span class=\"_ _2\"></span>ill 5 20<span class=\"_ _2\"></span>4 MSEK (<span class=\"_ _2\"></span>3 210) vi<span class=\"_ _2\"></span>lket m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>sva<span class=\"_ _2\"></span>rar 2<span class=\"_ _2\"></span>5 % (2<span class=\"_ _2\"></span>0) av ban<span class=\"_ _2\"></span>kens i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>t\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sg<span class=\"_ _2\"></span>rad u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>gic<span class=\"_ _2\"></span>k til<span class=\"_ _2\"></span>l 35<span class=\"_ _2\"></span>4 % (<span class=\"_ _2\"></span>29<span class=\"_ _2\"></span>0) och d<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>la n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>vote<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck t<span class=\"_ _2\"></span>ill 1<span class=\"_ _2\"></span>28 % (1<span class=\"_ _2\"></span>38<span class=\"_ _2e9\"> </span>). Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _1c8\"> </span><span class=\"ff5 ws1\">5 968<span class=\"_ _7f\"> </span>2 900<span class=\"_ _64\"> </span>5 968<span class=\"_ _7f\"> </span>2 900<span class=\"_ _2e9\"> </span></span>Utan l\u00f6p<span class=\"_ _1\"></span>tid<span class=\"_ _123\"> </span><span class=\"ff5 ls1 ws1\">12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _46\"> </span>12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _2e9\"> </span></span>Kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden<span class=\"_ _1\"></span> hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _e9\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader<span class=\"_ _77\"> </span>2 855 880<span class=\"_ _a2\"> </span>525 77<span class=\"_ _1\"></span>4<span class=\"_ _13c\"> </span>2 755 880<span class=\"_ _cf\"> </span>525 77<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c9\"> </span>554 800<span class=\"_ _55\"> </span>1 057 189<span class=\"_ _184\"> </span>554 800<span class=\"_ _55\"> </span>1 057 189<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r<span class=\"_ _6\"> </span>258 585<span class=\"_ _d6\"> </span>276 948<span class=\"_ _19e\"> </span>258 585<span class=\"_ _9f\"> </span>276 948<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span>bindelser m.m.<span class=\"_ _1ca\"> </span><span class=\"ls1 ws1\">3 669 265<span class=\"_ _53\"> </span>1 859 911<span class=\"_ _4d\"> </span>3 569 265<span class=\"_ _53\"> </span>1 859 911<span class=\"_ _2e9\"> </span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _190\"> </span><span class=\"ff5 ws1\">1 562 825<span class=\"_ _53\"> </span>1 407 546<span class=\"_ _21\"> </span>1 142 992<span class=\"_ _4c\"> </span>1 405 542<span class=\"_ _2e9\"> </span></span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>103 625<span class=\"_ _48\"> </span>75 370<span class=\"_ _97\"> </span>103 625<span class=\"_ _48\"> </span>75 370<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r 1<span class=\"_ _2e9\"> </span>-<span class=\"_ _b3\"> </span><span class=\"ff5\">150 741<span class=\"_ _4c\"> </span>1 324 370<span class=\"_ _1cb\"> </span>150 7<span class=\"_ _1\"></span>41<span class=\"_ _2e9\"> </span></span>Utan l\u00f6p<span class=\"_ _1\"></span>tid<span class=\"_ _1cc\"> </span><span class=\"ff5 ls1 ws1\">423 054<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _19e\"> </span></span>423 054<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1bc\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>\u00c5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>ptid o<span class=\"_ _2\"></span>m h\u00f6<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _5a\"> </span>6 214 827<span class=\"_ _53\"> </span>3 922 991<span class=\"_ _4c\"> </span>5 664 221<span class=\"_ _4c\"> </span>3 922 991<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>534 425<span class=\"_ _9f\"> </span>568 901<span class=\"_ _184\"> </span>504 699<span class=\"_ _9f\"> </span>568 901<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _2d\"> </span>9 152 681<span class=\"_ _13c\"> </span>8 377 064<span class=\"_ _92\"> </span>6 7<span class=\"_ _1\"></span>49 407<span class=\"_ _4d\"> </span>8 377 064<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _183\"> </span>6 127 413<span class=\"_ _17b\"> </span>5 315 117<span class=\"_ _55\"> </span>6 151 589<span class=\"_ _17b\"> </span>5 315 117<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en  <span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">22 029 346<span class=\"_ _5d\"> </span>18 184 073<span class=\"_ _5c\"> </span>19 069 916<span class=\"_ _1a8\"> </span>18 184 073<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader <span class=\"_ _1b9\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _72\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r <span class=\"_ _1cd\"> </span><span class=\"ff4\">-<span class=\"_ _57\"> </span></span>2 699<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la tillg\u00e5ngar<span class=\"_ _1c2\"> </span><span class=\"ff1 ls1 ws1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _68\"> </span>2 455<span class=\"_ _46\"> </span>11 387<span class=\"_ _2e9\"> </span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _1ce\"> </span><span class=\"ff5 ws1\">12 648 404<span class=\"_ _4e\"> </span>11 598 680<span class=\"_ _4e\"> </span>12 648 404<span class=\"_ _51\"> </span>11 598 680<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader<span class=\"_ _35\"> </span>1 399 057<span class=\"_ _d6\"> </span>496 336<span class=\"_ _dc\"> </span>1 399 057<span class=\"_ _9f\"> </span>496 336<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c3\"> </span>4 820 446<span class=\"_ _dc\"> </span>2 551 090<span class=\"_ _4d\"> </span>4 820 446<span class=\"_ _dc\"> </span>2 551 090<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _133\"> </span>1 968 563<span class=\"_ _21\"> </span>1 577 775<span class=\"_ _92\"> </span>1 968 563<span class=\"_ _23\"> </span>1 577 775<span class=\"_ _2e9\"> </span>In- och<span class=\"_ _1\"></span> uppl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _7b\"> </span><span class=\"ls1 ws1\">20 836 470<span class=\"_ _5c\"> </span>16 223 882<span class=\"_ _88\"> </span>20 836 470<span class=\"_ _5c\"> </span>16 223 882<span class=\"_ _2e9\"> </span></span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _1cf\"> </span>610 231<span class=\"_ _cf\"> </span>320 921<span class=\"_ _a2\"> </span>610 231<span class=\"_ _cf\"> </span>320 921<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skulder<span class=\"_ _12f\"> </span><span class=\"ls1 ws1\">610 231<span class=\"_ _d6\"> </span>320 921<span class=\"_ _9a\"> </span>610 231<span class=\"_ _9f\"> </span>320 921<span class=\"_ _2e9\"> </span></span>\u00c5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>ptid o<span class=\"_ _2\"></span>m h\u00f6<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _9\"> </span>120 780<span class=\"_ _79\"> </span>20 808<span class=\"_ _9a\"> </span>120 780<span class=\"_ _78\"> </span>20 808<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _6a\"> </span>106 928<span class=\"_ _7f\"> </span>4 868<span class=\"_ _b3\"> </span>149 421<span class=\"_ _7f\"> </span>4 868<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la skulder<span class=\"_ _1c7\"> </span><span class=\"ff1 ls1 ws1\">227 708<span class=\"_ _78\"> </span>25 676<span class=\"_ _9f\"> </span>270 201<span class=\"_ _78\"> </span>25 676<span class=\"_ _2e9\"> </span></span>Betalbar vid an<span class=\"_ _1\"></span>for<span class=\"_ _1\"></span>dran<span class=\"_ _1d0\"> </span><span class=\"ff5 ls1 ws1\">5 983 885<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _55\"> </span>6 659 511<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _2e9\"> </span></span>\u00c5taganden<span class=\"_ _76\"> </span>5 983 885<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _dc\"> </span>6 659 511<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _2e9\"> </span>De b<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>p som a<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s i tab<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>en \u00e4r av<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a, o<span class=\"_ _2\"></span>dis<span class=\"_ _2\"></span>konte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e kas<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar s\u00e5v<span class=\"_ _2\"></span>\u00e4l r\u00e4n<span class=\"_ _2\"></span>ta so<span class=\"_ _2\"></span>m amo<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r var<span class=\"_ _2\"></span>f\u00f6r be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>n ej direkt kan<span class=\"_ _1\"></span> kopplas till<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span><span class=\"ff5 fsd\">.<span class=\"_ _2e9\"> </span></span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs355\">NOT<span class=\"_ _2\"></span> 21<span class=\"_ _23b\"> </span><span class=\"ls2b ws31\">Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs356\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs357\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs358\">Utest\u00e5ende for<span class=\"_ _1\"></span>dringar svensk v<span class=\"_ _1\"></span>aluta<span class=\"_ _276\"> </span><span class=\"ff5 ls1 ws1\">1 127 247<span class=\"_ _55\"> </span>1 093 134<span class=\"_ _dc\"> </span>2 330 601<span class=\"_ _21\"> </span>1 093 110<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs359\">Utest\u00e5ende for<span class=\"_ _1\"></span>dringar utl\u00e4ndsk valuta<span class=\"_ _277\"> </span><span class=\"ff5 ls1 ws1\">962 257<span class=\"_ _19e\"> </span>540 523<span class=\"_ _d6\"> </span>663 440<span class=\"_ _9a\"> </span>538 543<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2b ws31 gs35a\">Summa utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _23c\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-327": {
   "value": "Marknadsrisk<span class=\"_ _2e9\"> </span>Me<span class=\"_ _2\"></span>d ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ads<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k avses r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n att re<span class=\"_ _2\"></span>sult<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>, eg<span class=\"_ _2\"></span>et kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al el<span class=\"_ _2\"></span>ler t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna<span class=\"_ _2\"></span>s v\u00e4rd<span class=\"_ _2\"></span>e min<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>r p\u00e5 gr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>d av f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>torer p<span class=\"_ _2\"></span>\u00e5 fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>siella marknader<span class=\"_ _1\"></span>.<span class=\"_ _1\"></span> TF Banks marknadsrisk<span class=\"_ _1\"></span>er \u00e4r<span class=\"_ _1\"></span> prim\u00e4rt valu<span class=\"_ _1\"></span>takursrisk och r\u00e4n<span class=\"_ _1\"></span>terisk.<span class=\"_ _2e9\"> </span>(i) V<span class=\"_ _1\"></span>alutari<span class=\"_ _2\"></span>sk<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank \u00e4<span class=\"_ _2\"></span>r exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rat f\u00f6<span class=\"_ _2\"></span>r valu<span class=\"_ _2\"></span>tak<span class=\"_ _2\"></span>urs<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sk de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s gen<span class=\"_ _2\"></span>om d<span class=\"_ _2\"></span>e mon<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>\u00e4ra t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r och s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>sk va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a som i<span class=\"_ _2\"></span>nne<span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>s i de<span class=\"_ _2\"></span>n sven<span class=\"_ _2\"></span>ska verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten o<span class=\"_ _2\"></span>ch de<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s i form av de<span class=\"_ _2\"></span>n om<span class=\"_ _2\"></span>r\u00e4k<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r n\u00e4r n<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>toinves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na i de u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>ska fi<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>mr\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>as ti<span class=\"_ _2\"></span>ll sven<span class=\"_ _2\"></span>ska k<span class=\"_ _2\"></span>ron<span class=\"_ _2\"></span>or. V<span class=\"_ _1\"></span>aluta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsr<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>n finn<span class=\"_ _2\"></span>s f\u00f6r f\u00f6l<span class=\"_ _2\"></span>jan<span class=\"_ _2\"></span>de va<span class=\"_ _2\"></span>luto<span class=\"_ _2\"></span>r: EUR<span class=\"_ _2\"></span>, NO<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K, P<span class=\"_ _2\"></span>LN oc<span class=\"_ _2\"></span>h USD o<span class=\"_ _2\"></span>ch T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>ks \u00f6verg<span class=\"_ _2\"></span>rip<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de m\u00e5<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing m<span class=\"_ _2\"></span>ed han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en av val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk \u00e4<span class=\"_ _2\"></span>r att h<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>a en s<span class=\"_ _2\"></span>\u00e5 l<span class=\"_ _2\"></span>\u00e5g val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g so<span class=\"_ _2\"></span>m m\u00f6j<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt me<span class=\"_ _2\"></span>d en m<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g att i<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>eha l<span class=\"_ _2\"></span>ika myc<span class=\"_ _2\"></span>ket til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r som s<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>lder i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve valut<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. Sty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n har b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>luta<span class=\"_ _2\"></span>t att b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>\u00e4va ef<span class=\"_ _2\"></span>ter at<span class=\"_ _2\"></span>t de tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a, i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>sive eve<span class=\"_ _2\"></span>ntue<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a der<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>, i resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive valu<span class=\"_ _2\"></span>ta in<span class=\"_ _2\"></span>te ska av<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ka me<span class=\"_ _2\"></span>r \u00e4n +<span class=\"_ _1\"></span>/<span class=\"_ _11\"></span>- 2 % av d<span class=\"_ _2\"></span>e tota<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>spe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tive va<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>a. B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken v\u00e4<span class=\"_ _2\"></span>xl<span class=\"_ _2\"></span>ar i<span class=\"_ _2\"></span>ntj<span class=\"_ _2\"></span>\u00e4ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en i an<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n valut<span class=\"_ _2\"></span>a \u00e4n redov<span class=\"_ _2\"></span>isn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsva<span class=\"_ _2\"></span>lut<span class=\"_ _2\"></span>an ti<span class=\"_ _2\"></span>ll S<span class=\"_ _2\"></span>EK l\u00f6pa<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e och a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r term<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kont<span class=\"_ _2\"></span>rak<span class=\"_ _2\"></span>t i EU<span class=\"_ _2\"></span>R, N<span class=\"_ _2\"></span>OK<span class=\"_ _2\"></span>, DK<span class=\"_ _2\"></span>K<span class=\"_ _2\"></span>, PLN o<span class=\"_ _2\"></span>ch US<span class=\"_ _2\"></span>D f\u00f6r at<span class=\"_ _2\"></span>t bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rna t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>rna i re<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tive v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>a. T<span class=\"_ _1\"></span>erm<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>skont<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>ns l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>der \u00e4<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1-1<span class=\"_ _2\"></span>2 m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er.<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r Pe<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>re 2 f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m at<span class=\"_ _2\"></span>t stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>a si<span class=\"_ _2\"></span>na ne<span class=\"_ _2\"></span>ttop<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er i ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nds<span class=\"_ _2\"></span>k valu<span class=\"_ _2\"></span>ta p<span class=\"_ _2\"></span>\u00e5 bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sd<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>r 2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 har TF B<span class=\"_ _2\"></span>ank va<span class=\"_ _2\"></span>lt en val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sr\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se p\u00e5 8,<span class=\"_ _2\"></span>4 % (10). Utf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>et f\u00f6r stre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>tes<span class=\"_ _2\"></span>tet per 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 inne<span class=\"_ _2\"></span>b\u00e4<span class=\"_ _2\"></span>r ett ti<span class=\"_ _2\"></span>llko<span class=\"_ _2\"></span>m<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ma<span class=\"_ _2\"></span>nde ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov f\u00f6r val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk i Pel<span class=\"_ _2\"></span>are 2 om 2 MSEK ex<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>. skat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>AL<span class=\"_ _1\"></span>UT<span class=\"_ _11\"></span>AEXPONERING MOT<span class=\"_ _1\"></span> TF<span class=\"_ _1\"></span> BANKS<span class=\"_ _1\"></span> TRANS<span class=\"_ _1\"></span>AKTIONSV<span class=\"_ _0\"></span>ALUT<span class=\"_ _1\"></span>OR<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar i<span class=\"_ _1\"></span> EUR:<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _7\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _57\"> </span>7 663<span class=\"_ _162\"> </span>42 721<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _17f\"> </span><span class=\"ff5\">2 259 220<span class=\"_ _21\"> </span>1 547 791<span class=\"_ _dc\"> </span>2 259 220<span class=\"_ _a0\"> </span>1 547 791<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e\"> </span><span class=\"ff5 ls1 ws1\">1 039 972<span class=\"_ _55\"> </span>1 104 228<span class=\"_ _a0\"> </span>1 014 817<span class=\"_ _a0\"> </span>1 102 224<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">11 276 855<span class=\"_ _4f\"> </span>8 462 050<span class=\"_ _51\"> </span>10 095 167<span class=\"_ _4d\"> </span>8 462 050<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _181\"> </span><span class=\"ff5 ls1 ws1\">54 076<span class=\"_ _46\"> </span>39 318<span class=\"_ _48\"> </span>27 230<span class=\"_ _ad\"> </span>39 318<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _182\"> </span><span class=\"ls1 ws1\">14 637 786<span class=\"_ _51\"> </span>11 196 108<span class=\"_ _5c\"> </span>13 404 097<span class=\"_ _175\"> </span>11 194 104<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i EU<span class=\"_ _2\"></span>R:<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _13\"> </span><span class=\"ff5\">-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _1d\"> </span>-19 898 435<span class=\"_ _60\"> </span>-13 027 353<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-225 872<span class=\"_ _25\"> </span>-108 013<span class=\"_ _184\"> </span>-153 324<span class=\"_ _25\"> </span>-108 013<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _116\"> </span><span class=\"ls1 ws1\">-20 124 307<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _5b\"> </span>-20 051 759<span class=\"_ _28\"> </span>-13 135 366<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner<span class=\"_ _185\"> </span><span class=\"ff5 ls1 ws1\">5 472 008<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _17\"> </span>6 637 088<span class=\"_ _dc\"> </span>1 936 053<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _186\"> </span>-14 513<span class=\"_ _46\"> </span>-3 205<span class=\"_ _cf\"> </span>-10 574<span class=\"_ _48\"> </span>-5 209<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _187\"> </span>-1 223<span class=\"_ _171\"> </span>-<span class=\"_ _1\"></span>321<span class=\"_ _6e\"> </span>-891<span class=\"_ _70\"> </span>-521<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i NOK:<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _33\"> </span><span class=\"ff5\">246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _e1\"> </span><span class=\"ff5 ls1 ws1\">267 036<span class=\"_ _9a\"> </span>262 529<span class=\"_ _97\"> </span>579 178<span class=\"_ _9a\"> </span>262 529<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _188\"> </span><span class=\"ff5 ls1 ws1\">4 244 109<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _13c\"> </span>3 924 588<span class=\"_ _55\"> </span>4 181 079<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _189\"> </span><span class=\"ff5 ls1 ws1\">13 400<span class=\"_ _7f\"> </span>8 899<span class=\"_ _7f\"> </span>6 856<span class=\"_ _7f\"> </span>8 899<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _18a\"> </span><span class=\"ls1 ws1\">4 771 345<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _92\"> </span>4 757 422<span class=\"_ _13c\"> </span>4 716 833<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _1\"></span> i<span class=\"_ _1\"></span> NOK:<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _30\"> </span><span class=\"ff5\">-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _1a\"> </span>-559 370<span class=\"_ _51\"> </span>-2 736 078<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">-7<span class=\"_ _0\"></span>4 280<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _9f\"> </span>-62 698<span class=\"_ _15e\"> </span>-<span class=\"_ _1\"></span>76 735<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _18b\"> </span><span class=\"ls1 ws1\">-633 650<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _55\"> </span>-622 068<span class=\"_ _4a\"> </span>-2 812 813<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _18c\"> </span><span class=\"ff5 ls1 ws1\">-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _15\"> </span>-4 135 949<span class=\"_ _15\"> </span>-1 897 67<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _18d\"> </span>1 7<span class=\"_ _1\"></span>46<span class=\"_ _7f\"> </span>6 346<span class=\"_ _66\"> </span>-595<span class=\"_ _7f\"> </span>6 346<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _18e\"> </span><span class=\"ls28 ws2e\">147<span class=\"_ _b1\"> </span></span>635<span class=\"_ _cc\"> </span>-50<span class=\"_ _18f\"> </span>635<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i PL<span class=\"_ _1\"></span>N:<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _80\"> </span>11 253<span class=\"_ _48\"> </span>14 965<span class=\"_ _69\"> </span>11 253<span class=\"_ _c4\"> </span>14 965<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _190\"> </span><span class=\"ff5 ls1 ws1\">16 525<span class=\"_ _56\"> </span>20 528<span class=\"_ _46\"> </span>16 439<span class=\"_ _48\"> </span>20 528<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _191\"> </span><span class=\"ff5 ls1 ws1\">314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _97\"> </span>314 500<span class=\"_ _9a\"> </span>432 077<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _192\"> </span><span class=\"ff5 ls1 ws1\">3 709<span class=\"_ _6c\"> </span>2 383<span class=\"_ _57\"> </span>3 685<span class=\"_ _6c\"> </span>2 383<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _193\"> </span><span class=\"ls1 ws1\">345 987<span class=\"_ _a7\"> </span>469 953<span class=\"_ _9f\"> </span>345 877<span class=\"_ _a7\"> </span>469 953<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i PLN<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">-5 504<span class=\"_ _48\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _48\"> </span>-4 800<span class=\"_ _2e9\"> </span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-5 504<span class=\"_ _56\"> </span>-4 800<span class=\"_ _46\"> </span>-5 483<span class=\"_ _56\"> </span>-4 800<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _196\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>342 638<span class=\"_ _17b\"> </span>-465 324<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>342 638<span class=\"_ _1a\"> </span>-465 324<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _197\"> </span>-2 155<span class=\"_ _198\"> </span>-171<span class=\"_ _46\"> </span>-2 244<span class=\"_ _198\"> </span>-171<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _191\"> </span>-181<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _6e\"> </span></span>-188<span class=\"_ _199\"> </span><span class=\"ff4 ls4a ws52\">-17<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar i<span class=\"_ _1\"></span> DKK:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">25 351<span class=\"_ _ad\"> </span>31 847<span class=\"_ _c4\"> </span>31 676<span class=\"_ _ad\"> </span>31 847<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5 ls1 ws1\">171 057<span class=\"_ _48\"> </span>67 822<span class=\"_ _cf\"> </span>163 557<span class=\"_ _48\"> </span>67 822<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _19b\"> </span><span class=\"ls1 ws1\">1 710<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _c6\"> </span></span>-<span class=\"_ _19c\"> </span><span class=\"ff5\">65<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _19d\"> </span><span class=\"ls1 ws1\">198 118<span class=\"_ _56\"> </span>99 734<span class=\"_ _19e\"> </span>195 233<span class=\"_ _56\"> </span>99 734<span class=\"_ _2e9\"> </span></span>Sk<span class=\"_ _2\"></span>ulde<span class=\"_ _2\"></span>r i DK<span class=\"_ _2\"></span>K:<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _19f\"> </span><span class=\"ff5 ls7c ws8c\">-4 707<span class=\"_ _c4\"> </span><span class=\"ls1 ws1\">-4 004<span class=\"_ _ad\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _195\"> </span><span class=\"ls1 ws1\">-4 707<span class=\"_ _48\"> </span>-4 004<span class=\"_ _48\"> </span>-1 986<span class=\"_ _48\"> </span>-4 004<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _1a0\"> </span><span class=\"ff5 ls1 ws1\">-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _e0\"> </span>-193 544<span class=\"_ _97\"> </span>-95 776<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a1\"> </span>-133<span class=\"_ _cc\"> </span>-46<span class=\"_ _71\"> </span>-297<span class=\"_ _cc\"> </span>-46<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10)<span class=\"_ _1a2\"> </span><span class=\"ff4 ls4a ws52\">-11<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _1a3\"> </span><span class=\"ls47 ws50\">-25<span class=\"_ _d2\"> </span></span>-5<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _1\"></span> i USD:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1a4\"> </span><span class=\"ff5 ls1 ws1\">96 582<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _1a5\"> </span>96 642<span class=\"_ _1a5\"> </span>20 368<span class=\"_ _2e9\"> </span></span>Summa tillg\u00e5ngar<span class=\"_ _18c\"> </span><span class=\"ls1 ws1\">96 582<span class=\"_ _78\"> </span>20 368<span class=\"_ _79\"> </span>96 642<span class=\"_ _78\"> </span>20 368<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alu<span class=\"_ _1\"></span>tater<span class=\"_ _1\"></span>miner <span class=\"_ _183\"> </span><span class=\"ff5 ls1 ws1\">-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _cf\"> </span>-95 395<span class=\"_ _b3\"> </span>-20 321<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutae<span class=\"_ _1\"></span>xponering, netto<span class=\"_ _1a6\"> </span>1 187<span class=\"_ _19c\"> </span>47<span class=\"_ _72\"> </span>1 247<span class=\"_ _19c\"> </span>47<span class=\"_ _2e9\"> </span>P\u00e5v<span class=\"_ _1\"></span>erkan p\u00e5 eget kapital<span class=\"_ _1\"></span> (e<span class=\"_ _1\"></span>xkl. skatt) <span class=\"_ _1\"></span>vid en f\u00f6rs<span class=\"_ _1\"></span>vagning av<span class=\"_ _1\"></span> den svenska kr<span class=\"_ _1\"></span>onan om 8,4 % (10) <span class=\"_ _e1\"> </span><span class=\"ff4\">100<span class=\"_ _12d\"> </span></span>5<span class=\"_ _cc\"> </span>105<span class=\"_ _12d\"> </span>5<span class=\"_ _2e9\"> </span>N\u00e4<span class=\"_ _2\"></span>r det g\u00e4l<span class=\"_ _2\"></span>ler val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsri<span class=\"_ _2\"></span>ske<span class=\"_ _2\"></span>r som up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5r g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om omr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av netto<span class=\"_ _2\"></span>inves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a fili<span class=\"_ _2\"></span>aler \u00e4<span class=\"_ _2\"></span>r TF Ban<span class=\"_ _2\"></span>ks st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gi at<span class=\"_ _2\"></span>t hel<span class=\"_ _2\"></span>a det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alet so<span class=\"_ _2\"></span>m finn<span class=\"_ _2\"></span>s n\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s och so<span class=\"_ _2\"></span>m f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as fin<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar i slutet av s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>as i sin h<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t n\u00e4r e<span class=\"_ _2\"></span>n f\u00f6rl<span class=\"_ _2\"></span>ust f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as f\u00f6<span class=\"_ _2\"></span>r den ko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n s\u00e5 g<span class=\"_ _2\"></span>\u00f6rs e<span class=\"_ _2\"></span>tt avdr<span class=\"_ _2\"></span>ag fr<span class=\"_ _2\"></span>\u00e5n de<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alet v<span class=\"_ _2\"></span>id d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t f\u00f6r de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>n s\u00e5 a<span class=\"_ _2\"></span>tt de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ten bl<span class=\"_ _2\"></span>ir e<span class=\"_ _2\"></span>n n\u00e5<span class=\"_ _2\"></span>got m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av d<span class=\"_ _2\"></span>et eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t vid p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>s ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g. O<span class=\"_ _2\"></span>mv\u00e4nt g<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>er att i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l d\u00e5 de<span class=\"_ _2\"></span>n utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten f\u00f6<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>as h<span class=\"_ _2\"></span>a ett p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, s<span class=\"_ _2\"></span>\u00e5 r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s inte de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat i<span class=\"_ _2\"></span>n i det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t f\u00f6rr<span class=\"_ _2\"></span>\u00e4n vi<span class=\"_ _2\"></span>d ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l n\u00e4s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d. Fr\u00e5<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d maj 202<span class=\"_ _2\"></span>2 til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och h<span class=\"_ _2\"></span>ar f\u00f6l<span class=\"_ _2\"></span>ja<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span> s\u00e4krade nettoinv<span class=\"_ _1\"></span>esteringar i utlandsverksamhet och s\u00e4kringsinstrument per balansdagen<span class=\"_ _2e9\"> </span>:<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1a7\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>S\u00e4krade<span class=\"_ _1\"></span> netto<span class=\"_ _1\"></span>tillg\u00e5ngar<span class=\"_ _11\"></span>/<span class=\"_ _1\"></span>nett<span class=\"_ _1\"></span>oskulder<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r i EUR<span class=\"_ _108\"> </span>1 061 712<span class=\"_ _19e\"> </span>908 971<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het i N<span class=\"_ _2\"></span>OK<span class=\"_ _135\"> </span>387 143<span class=\"_ _a2\"> </span>291 872<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het i PL<span class=\"_ _2\"></span>N<span class=\"_ _1a9\"> </span>-96 448<span class=\"_ _9a\"> </span>-85 780<span class=\"_ _2e9\"> </span>Summa<span class=\"_ _1aa\"> </span>1 352 407<span class=\"_ _53\"> </span>1 115 063<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument<span class=\"_ _2e9\"> </span>Inl\u00e5ning fr\u00e5n allm\u00e4nheten i EUR f\u00f6r<span class=\"_ _1\"></span> s\u00e4krings\u00e4ndam\u00e5l<span class=\"_ _193\"> </span><span class=\"ff5\">-1 060 068<span class=\"_ _23\"> </span>-886 958<span class=\"_ _2e9\"> </span></span>\u00d6vr<span class=\"_ _2\"></span>igt t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>g/<span class=\"_ _1\"></span>skuld avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t i NO<span class=\"_ _2\"></span>K f\u00f6r s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>l (no<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>lopp)<span class=\"_ _184\"> </span>-3<span class=\"_ _1\"></span>7<span class=\"_ _1\"></span>4 068<span class=\"_ _e0\"> </span>-281 015<span class=\"_ _2e9\"> </span>\u00d6vrig till<span class=\"_ _1\"></span>g\u00e5ng i P<span class=\"_ _1\"></span>LN f<span class=\"_ _1\"></span>\u00f6r s\u00e4krings\u00e4ndam\u00e5l<span class=\"_ _1ab\"> </span><span class=\"ff5 ls1 ws1\">93 603<span class=\"_ _c4\"> </span>95 841<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _1ac\"> </span><span class=\"ls1 ws1\">-1 340 533<span class=\"_ _52\"> </span>-1 072 132<span class=\"_ _2e9\"> </span></span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a av s\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av valut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sker<span class=\"_ _2\"></span>s p\u00e5verk<span class=\"_ _2\"></span>an p\u00e5 kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a st\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at vis<span class=\"_ _2\"></span>as ne<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n:<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1ad\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _70\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>Derivatinstrument NOK<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _1ae\"> </span><span class=\"ff5\">1 292<span class=\"_ _c1\"> </span>-<span class=\"_ _1\"></span>3 684<span class=\"_ _2e9\"> </span></span>Nominellt belopp i <span class=\"_ _1\"></span>TNOK<span class=\"_ _1af\"> </span>-<span class=\"_ _1\"></span>378 956<span class=\"_ _1b0\"> </span>-265 811<span class=\"_ _2e9\"> </span>F\u00f6rf<span class=\"_ _1\"></span>allodag<span class=\"_ _1b1\"> </span><span class=\"ff5\">2024-01-02<span class=\"_ _66\"> </span>2023-01-19<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _11\"></span>erminskurs <span class=\"_ _1b2\"> </span><span class=\"ff5\">SEK 0,9494 : 1 NOK<span class=\"_ _27\"> </span>SEK 1,047<span class=\"_ _0\"></span>4 : 1 NOK<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument inl\u00e5ning EUR<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _8b\"> </span><span class=\"ff5\">-1 060 068<span class=\"_ _19c\"> </span>-886 958<span class=\"_ _2e9\"> </span></span>Nominellt belopp i <span class=\"_ _1\"></span>TEUR<span class=\"_ _1b5\"> </span><span class=\"ff5\">95 536<span class=\"_ _c6\"> </span>-79 703<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument \u00f6vrig for<span class=\"_ _1\"></span>dran PLN<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _1b6\"> </span><span class=\"ff5\">93 603<span class=\"_ _22\"> </span>95 841<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat belopp i TPLN<span class=\"_ _1b2\"> </span><span class=\"ff5\">36 607<span class=\"_ _1b7\"> </span>40 369<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s vid s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsre<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>ing f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>n m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>. S\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sv\u00e4<span class=\"_ _2\"></span>rde anv\u00e4<span class=\"_ _2\"></span>nds f\u00f6<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av s\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vitet<span class=\"_ _2\"></span>. K\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivite<span class=\"_ _2\"></span>t avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar \u00e4<span class=\"_ _2\"></span>r om det g\u00f6<span class=\"_ _2\"></span>rs f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i fili<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r en m\u00e5n<span class=\"_ _2\"></span>ad so<span class=\"_ _2\"></span>m inte f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s upp i s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Det ha<span class=\"_ _2\"></span>r inte f\u00f6reko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>it n\u00e5g<span class=\"_ _2\"></span>on s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>inef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itet u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r \u00e5re<span class=\"_ _2\"></span>n, om d<span class=\"_ _2\"></span>et up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s det i n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>lta<span class=\"_ _2\"></span>t av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>(ii) R<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>k<span class=\"_ _2e9\"> </span>R\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk up<span class=\"_ _2\"></span>pst<span class=\"_ _2\"></span>\u00e5r n\u00e4<span class=\"_ _2\"></span>r TF Ba<span class=\"_ _2\"></span>nk ha<span class=\"_ _2\"></span>r oli<span class=\"_ _2\"></span>ka r\u00e4nte<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>er p\u00e5 t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Enli<span class=\"_ _2\"></span>gt ban<span class=\"_ _2\"></span>kens fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>icy sk<span class=\"_ _2\"></span>a r\u00e4nte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sken va<span class=\"_ _2\"></span>ra l\u00e5<span class=\"_ _2\"></span>g oc<span class=\"_ _2\"></span>h huvu<span class=\"_ _2\"></span>dde<span class=\"_ _2\"></span>len av TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>kuld<span class=\"_ _2\"></span>er l\u00f6<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r d\u00e4r<span class=\"_ _2\"></span>f\u00f6r m<span class=\"_ _2\"></span>ed ko<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>t r\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>tid<span class=\"_ _2\"></span>. En m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g l\u00f6p<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ed l\u00e4ngre r\u00e4nt<span class=\"_ _1\"></span>ebindningstid, vilk<span class=\"_ _1\"></span>et del<span class=\"_ _1\"></span>vis<span class=\"_ _1\"></span> matchas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> att T<span class=\"_ _1\"></span>F Bank erbju<span class=\"_ _1\"></span>der inl\u00e5ning med l\u00e4ngr<span class=\"_ _1\"></span>e r\u00e4nt<span class=\"_ _1\"></span>ebindstid. En f<span class=\"_ _1\"></span>\u00f6r\u00e4ndring a<span class=\"_ _1\"></span>v marknad<span class=\"_ _1\"></span>sr\u00e4ntan me<span class=\"_ _2\"></span>d 1 <span class=\"_ _1\"></span>proc<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>nhe<span class=\"_ _2\"></span>t \u00f6kar/<span class=\"_ _0\"></span>m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kar ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s r\u00e4nte<span class=\"_ _2\"></span>net<span class=\"_ _2\"></span>to f\u00f6r komma<span class=\"_ _2\"></span>nde 1<span class=\"_ _2\"></span>2 m\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r med 9 MSEK ber<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nat uti<span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r\u00e4nte<span class=\"_ _2\"></span>b\u00e4r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>lg\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r o<span class=\"_ _2\"></span>ch<span class=\"_ _2\"></span> skulder per balansdagen. TF B<span class=\"_ _2\"></span>ank b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er ti<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov i Pel<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>re 2 f\u00f6r r\u00e4n<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>sk g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>m att b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>na de<span class=\"_ _2\"></span>t ekon<span class=\"_ _2\"></span>om<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>t vid e<span class=\"_ _2\"></span>n pa<span class=\"_ _2\"></span>ral<span class=\"_ _2\"></span>lel<span class=\"_ _2\"></span>l-<span class=\"_ _2e9\"> </span>f\u00f6rs<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng av av<span class=\"_ _2\"></span>kas<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sku<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>van <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d 200 <span class=\"_ _2\"></span>pun<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ter (<span class=\"_ _2\"></span>2 %). Pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck d<span class=\"_ _2\"></span>et t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>komm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hovet <span class=\"_ _2\"></span>f\u00f6r r\u00e4<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>i Pel<span class=\"_ _2\"></span>are 2 <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l 25 <span class=\"_ _2\"></span>MS<span class=\"_ _2\"></span>EK exkl<span class=\"_ _2\"></span>. s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>teef<span class=\"_ _3\"></span>fek<span class=\"_ _2\"></span>t<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1b8\"> </span>18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _ad\"> </span>18 916<span class=\"_ _1a5\"> </span>57 686<span class=\"_ _2e9\"> </span>Kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden<span class=\"_ _1\"></span> hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _e9\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span>R\u00e4ntebindning om h\u00f6gst 3 m\u00e5nader<span class=\"_ _1b9\"> </span>2 837 868<span class=\"_ _15e\"> </span>522 412<span class=\"_ _23\"> </span>2 738 741<span class=\"_ _15e\"> </span>522 412<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>551 029<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _97\"> </span>551 029<span class=\"_ _dc\"> </span>1 050 287<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r<span class=\"_ _122\"> </span>246 800<span class=\"_ _9f\"> </span>264 326<span class=\"_ _a7\"> </span>246 800<span class=\"_ _19e\"> </span>264 326<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span>bindelser m.m.<span class=\"_ _1bb\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _13c\"> </span>3 536 570<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der 1<span class=\"_ _2e9\"> </span>2 089 504<span class=\"_ _53\"> </span>1 633 657<span class=\"_ _53\"> </span>2 994 041<span class=\"_ _55\"> </span>1 631 653<span class=\"_ _2e9\"> </span>Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1bc\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _a\"> </span>13 088 049<span class=\"_ _1a8\"> </span>10 269 824<span class=\"_ _175\"> </span>10 727 820<span class=\"_ _1a8\"> </span>10 269 824<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1bd\"> </span>2 549 786<span class=\"_ _a0\"> </span>2 812 142<span class=\"_ _53\"> </span>2 527 364<span class=\"_ _a0\"> </span>2 812 142<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _1be\"> </span><span class=\"ff4\">2 001 202<span class=\"_ _dc\"> </span></span>1 465 404<span class=\"_ _23\"> </span>1 957 146<span class=\"_ _dc\"> </span>1 465 404<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _1bf\"> </span>231 596<span class=\"_ _19e\"> </span>107 003<span class=\"_ _b3\"> </span>211 929<span class=\"_ _19e\"> </span>107 003<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _122\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c0\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _72\"> </span>2 455<span class=\"_ _7f\"> </span>8 688<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _1c1\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la tillg\u00e5ngar<span class=\"_ _1c2\"> </span><span class=\"ff1 ls1 ws1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _68\"> </span>2 455<span class=\"_ _46\"> </span>11 387<span class=\"_ _2e9\"> </span></span>R\u00e4ntebindning om h\u00f6gst 3 m\u00e5nader<span class=\"_ _1c3\"> </span>14 042 234<span class=\"_ _1a8\"> </span>12 094 830<span class=\"_ _52\"> </span>14 042 233<span class=\"_ _1a8\"> </span>12 094 830<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c4\"> </span>4 757 997<span class=\"_ _dc\"> </span>2 528 335<span class=\"_ _dc\"> </span>4 757 997<span class=\"_ _53\"> </span>2 528 335<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _1be\"> </span>1 852 766<span class=\"_ _dc\"> </span>1 484 965<span class=\"_ _dc\"> </span>1 852 766<span class=\"_ _dc\"> </span>1 484 965<span class=\"_ _2e9\"> </span>In- och<span class=\"_ _1\"></span> uppl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _7e\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _60\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c5\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skulder<span class=\"_ _160\"> </span><span class=\"ls1 ws1\">346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _119\"> </span>346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _2e9\"> </span></span>R\u00e4n<span class=\"_ _2\"></span>tebi<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g om h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _1c6\"> </span>120 780<span class=\"_ _1a5\"> </span>20 807<span class=\"_ _19e\"> </span>120 780<span class=\"_ _1a5\"> </span>20 807<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _6a\"> </span>106 928<span class=\"_ _7f\"> </span>4 868<span class=\"_ _b3\"> </span>149 421<span class=\"_ _7f\"> </span>4 868<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la skulder<span class=\"_ _1c7\"> </span><span class=\"ff1 ls1 ws1\">227 708<span class=\"_ _56\"> </span>25 675<span class=\"_ _d6\"> </span>270 201<span class=\"_ _48\"> </span>25 67<span class=\"_ _1\"></span>5<span class=\"_ _2e9\"> </span></span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span><span class=\"ff5 fsd\">.<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-340": {
   "value": "N\u00e4<span class=\"_ _2\"></span>r det g\u00e4l<span class=\"_ _2\"></span>ler val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>rsri<span class=\"_ _2\"></span>ske<span class=\"_ _2\"></span>r som up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5r g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om omr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av netto<span class=\"_ _2\"></span>inves<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk<span class=\"_ _2\"></span>a fili<span class=\"_ _2\"></span>aler \u00e4<span class=\"_ _2\"></span>r TF Ban<span class=\"_ _2\"></span>ks st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gi at<span class=\"_ _2\"></span>t hel<span class=\"_ _2\"></span>a det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alet so<span class=\"_ _2\"></span>m finn<span class=\"_ _2\"></span>s n\u00e4r s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s och so<span class=\"_ _2\"></span>m f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as fin<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s kv<span class=\"_ _2\"></span>ar i slutet av s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n ska s<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>as i sin h<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>het<span class=\"_ _2\"></span>. Det<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a inn<span class=\"_ _2\"></span>eb<span class=\"_ _2\"></span>\u00e4r at<span class=\"_ _2\"></span>t n\u00e4r e<span class=\"_ _2\"></span>n f\u00f6rl<span class=\"_ _2\"></span>ust f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>as f\u00f6<span class=\"_ _2\"></span>r den ko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>n s\u00e5 g<span class=\"_ _2\"></span>\u00f6rs e<span class=\"_ _2\"></span>tt avdr<span class=\"_ _2\"></span>ag fr<span class=\"_ _2\"></span>\u00e5n de<span class=\"_ _2\"></span>t eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alet v<span class=\"_ _2\"></span>id d<span class=\"_ _2\"></span>enn<span class=\"_ _2\"></span>a ti<span class=\"_ _2\"></span>dpu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>t f\u00f6r de<span class=\"_ _2\"></span>n f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>n s\u00e5 a<span class=\"_ _2\"></span>tt de<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>os<span class=\"_ _2\"></span>ten bl<span class=\"_ _2\"></span>ir e<span class=\"_ _2\"></span>n n\u00e5<span class=\"_ _2\"></span>got m<span class=\"_ _2\"></span>ind<span class=\"_ _2\"></span>re del av d<span class=\"_ _2\"></span>et eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t vid p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>s ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>g. O<span class=\"_ _2\"></span>mv\u00e4nt g<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>er att i d<span class=\"_ _2\"></span>e fal<span class=\"_ _2\"></span>l d\u00e5 de<span class=\"_ _2\"></span>n utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten f\u00f6<span class=\"_ _2\"></span>rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>as h<span class=\"_ _2\"></span>a ett p<span class=\"_ _2\"></span>osi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, s<span class=\"_ _2\"></span>\u00e5 r\u00e4k<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>s inte de<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>ltat i<span class=\"_ _2\"></span>n i det<span class=\"_ _2\"></span> eg<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>ale<span class=\"_ _2\"></span>t f\u00f6rr<span class=\"_ _2\"></span>\u00e4n vi<span class=\"_ _2\"></span>d ing<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l n\u00e4s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>a s\u00e4k<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>d. Fr\u00e5<span class=\"_ _2\"></span>n oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d maj 202<span class=\"_ _2\"></span>2 til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och h<span class=\"_ _2\"></span>ar f\u00f6l<span class=\"_ _2\"></span>ja<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span> s\u00e4krade nettoinv<span class=\"_ _1\"></span>esteringar i utlandsverksamhet och s\u00e4kringsinstrument per balansdagen<span class=\"_ _2e9\"> </span>:<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1a7\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>S\u00e4krade<span class=\"_ _1\"></span> netto<span class=\"_ _1\"></span>tillg\u00e5ngar<span class=\"_ _11\"></span>/<span class=\"_ _1\"></span>nett<span class=\"_ _1\"></span>oskulder<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>r i EUR<span class=\"_ _108\"> </span>1 061 712<span class=\"_ _19e\"> </span>908 971<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het i N<span class=\"_ _2\"></span>OK<span class=\"_ _135\"> </span>387 143<span class=\"_ _a2\"> </span>291 872<span class=\"_ _2e9\"> </span>Net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g i fil<span class=\"_ _2\"></span>ialver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>het i PL<span class=\"_ _2\"></span>N<span class=\"_ _1a9\"> </span>-96 448<span class=\"_ _9a\"> </span>-85 780<span class=\"_ _2e9\"> </span>Summa<span class=\"_ _1aa\"> </span>1 352 407<span class=\"_ _53\"> </span>1 115 063<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument<span class=\"_ _2e9\"> </span>Inl\u00e5ning fr\u00e5n allm\u00e4nheten i EUR f\u00f6r<span class=\"_ _1\"></span> s\u00e4krings\u00e4ndam\u00e5l<span class=\"_ _193\"> </span><span class=\"ff5\">-1 060 068<span class=\"_ _23\"> </span>-886 958<span class=\"_ _2e9\"> </span></span>\u00d6vr<span class=\"_ _2\"></span>igt t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e5n<span class=\"_ _2\"></span>g/<span class=\"_ _1\"></span>skuld avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde v<span class=\"_ _2\"></span>alut<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>ntr<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t i NO<span class=\"_ _2\"></span>K f\u00f6r s\u00e4<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>l (no<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>lopp)<span class=\"_ _184\"> </span>-3<span class=\"_ _1\"></span>7<span class=\"_ _1\"></span>4 068<span class=\"_ _e0\"> </span>-281 015<span class=\"_ _2e9\"> </span>\u00d6vrig till<span class=\"_ _1\"></span>g\u00e5ng i P<span class=\"_ _1\"></span>LN f<span class=\"_ _1\"></span>\u00f6r s\u00e4krings\u00e4ndam\u00e5l<span class=\"_ _1ab\"> </span><span class=\"ff5 ls1 ws1\">93 603<span class=\"_ _c4\"> </span>95 841<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _1ac\"> </span><span class=\"ls1 ws1\">-1 340 533<span class=\"_ _52\"> </span>-1 072 132<span class=\"_ _2e9\"> </span></span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>kte<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a av s\u00e4kr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>dovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av valut<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>sker<span class=\"_ _2\"></span>s p\u00e5verk<span class=\"_ _2\"></span>an p\u00e5 kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a st\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g och res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at vis<span class=\"_ _2\"></span>as ne<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n:<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1ad\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _70\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>Derivatinstrument NOK<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _1ae\"> </span><span class=\"ff5\">1 292<span class=\"_ _c1\"> </span>-<span class=\"_ _1\"></span>3 684<span class=\"_ _2e9\"> </span></span>Nominellt belopp i <span class=\"_ _1\"></span>TNOK<span class=\"_ _1af\"> </span>-<span class=\"_ _1\"></span>378 956<span class=\"_ _1b0\"> </span>-265 811<span class=\"_ _2e9\"> </span>F\u00f6rf<span class=\"_ _1\"></span>allodag<span class=\"_ _1b1\"> </span><span class=\"ff5\">2024-01-02<span class=\"_ _66\"> </span>2023-01-19<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _11\"></span>erminskurs <span class=\"_ _1b2\"> </span><span class=\"ff5\">SEK 0,9494 : 1 NOK<span class=\"_ _27\"> </span>SEK 1,047<span class=\"_ _0\"></span>4 : 1 NOK<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument inl\u00e5ning EUR<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _8b\"> </span><span class=\"ff5\">-1 060 068<span class=\"_ _19c\"> </span>-886 958<span class=\"_ _2e9\"> </span></span>Nominellt belopp i <span class=\"_ _1\"></span>TEUR<span class=\"_ _1b5\"> </span><span class=\"ff5\">95 536<span class=\"_ _c6\"> </span>-79 703<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>S\u00e4kringsinstrument \u00f6vrig for<span class=\"_ _1\"></span>dran PLN<span class=\"_ _2e9\"> </span>Redo<span class=\"_ _1\"></span>visat belopp<span class=\"_ _1b6\"> </span><span class=\"ff5\">93 603<span class=\"_ _22\"> </span>95 841<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat belopp i TPLN<span class=\"_ _1b2\"> </span><span class=\"ff5\">36 607<span class=\"_ _1b7\"> </span>40 369<span class=\"_ _2e9\"> </span></span>S\u00e4kringskvot<span class=\"_ _1b3\"> </span>1:1<span class=\"_ _1b4\"> </span>1:1<span class=\"_ _2e9\"> </span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s vid s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsre<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>ing f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>n m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>. S\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>ts f<span class=\"_ _2\"></span>ull<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sv\u00e4<span class=\"_ _2\"></span>rde anv\u00e4<span class=\"_ _2\"></span>nds f\u00f6<span class=\"_ _2\"></span>r red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av s\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ine<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>vitet<span class=\"_ _2\"></span>. K\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l in<span class=\"_ _2\"></span>ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ivite<span class=\"_ _2\"></span>t avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i utl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>ka net<span class=\"_ _2\"></span>toi<span class=\"_ _2\"></span>nveste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar \u00e4<span class=\"_ _2\"></span>r om det g\u00f6<span class=\"_ _2\"></span>rs f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i fili<span class=\"_ _2\"></span>aler<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r en m\u00e5n<span class=\"_ _2\"></span>ad so<span class=\"_ _2\"></span>m inte f\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>s upp i s\u00e4<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. Det ha<span class=\"_ _2\"></span>r inte f\u00f6reko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>it n\u00e5g<span class=\"_ _2\"></span>on s<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>inef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>itet u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>r \u00e5re<span class=\"_ _2\"></span>n, om d<span class=\"_ _2\"></span>et up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r rap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s det i n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>resu<span class=\"_ _2\"></span>lta<span class=\"_ _2\"></span>t av fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la t<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nsa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs177\">TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s de<span class=\"_ _2\"></span>rivat o<span class=\"_ _2\"></span>mfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>as av av<span class=\"_ _2\"></span>tal f\u00f6<span class=\"_ _2\"></span>r k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>. Ba<span class=\"_ _2\"></span>nken re<span class=\"_ _2\"></span>dovi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>r des<span class=\"_ _2\"></span>sa d<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>rut<span class=\"_ _2\"></span>tobe<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>p i ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n. S<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga de<span class=\"_ _2\"></span>riv<span class=\"_ _2\"></span>at i kon<span class=\"ls1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls3c ws43 gs178\">cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n \u00e4r mot sam<span class=\"_ _2\"></span>ma mot<span class=\"_ _2\"></span>par<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>. Mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et har \u00e4ven ett valut<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>vat me<span class=\"_ _2\"></span>d dotte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get Avarda AB so<span class=\"_ _2\"></span>m motp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>t om -42 493 TSEK (<span class=\"_ _1\"></span>-) <span class=\"_ _1\"></span>som<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs179\">\u00e4r exk<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>t i ta<span class=\"_ _2\"></span>bel<span class=\"_ _2\"></span>len n<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. I ta<span class=\"_ _2\"></span>bel<span class=\"_ _2\"></span>len v<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nken h<span class=\"_ _2\"></span>ur de<span class=\"_ _2\"></span>t had<span class=\"_ _2\"></span>e set<span class=\"_ _2\"></span>t ut om b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken ha<span class=\"_ _2\"></span>de n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>redov<span class=\"_ _2\"></span>isa<span class=\"_ _2\"></span>t der<span class=\"_ _2\"></span>ivate<span class=\"_ _2\"></span>n i bal<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs17a\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs17b\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs17c\">Finansiella tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs17d\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _142\"> </span><span class=\"ff5 ls1 ws1\">2 455<span class=\"_ _162\"> </span>11 387<span class=\"_ _72\"> </span>2 455<span class=\"_ _162\"> </span>11 387<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff7 fs5 fc5 sc0 ls1 ws1 gs17e\">T<span class=\"_ _0\"></span>o<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6<span class=\"_ _2\"></span>r k<span class=\"_ _2\"></span>vit<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2f\"> </span><span class=\"ff1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _6c\"> </span>2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs17f\">Finansiella skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs180\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">-227 708<span class=\"_ _a2\"> </span>-25 675<span class=\"_ _1a\"> </span>-227 708<span class=\"_ _a2\"> </span>-25 675<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff7 fs5 fc5 sc0 ls1 ws1 gs181\">T<span class=\"_ _0\"></span>o<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r f\u00f6r k<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ittn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g<span class=\"_ _1d1\"> </span><span class=\"ff1\">-227 708<span class=\"_ _97\"> </span>-25 675<span class=\"_ _21\"> </span>-227 708<span class=\"_ _97\"> </span>-25 675<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs182\">Betalda(-)/mo<span class=\"_ _1\"></span>ttagna(+) kon<span class=\"_ _1\"></span>tants\u00e4k<span class=\"_ _1\"></span>erheter<span class=\"_ _9\"> </span>27<span class=\"_ _0\"></span>4 151<span class=\"_ _48\"> </span>13 000<span class=\"_ _79\"> </span>27<span class=\"_ _1\"></span>4 151<span class=\"_ _56\"> </span>13 000<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs183\">Nettobelopp <span class=\"_ _1d2\"> </span>48 898<span class=\"_ _46\"> </span>-1 288<span class=\"_ _79\"> </span>48 898<span class=\"_ _ad\"> </span>-1 288<span class=\"_ _2e9\"> </span></div>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">144<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _257\"> </span><span class=\"ff5\">1 197<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">1 258<span class=\"_ _74\"> </span></span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">329 409<span class=\"_ _59\"> </span>329 409<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _20a\"> </span><span class=\"ls1 ws1\">1 341<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span>23 614 750<span class=\"_ _dc\"> </span>1 258<span class=\"_ _5f\"> </span>329 409<span class=\"_ _259\"> </span>23 946 758<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _18d\"> </span><span class=\"ff5\">227 708<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">558 230<span class=\"_ _25a\"> </span>558 230<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _244\"> </span><span class=\"ls1 ws1\">227 708<span class=\"_ _63\"> </span>-<span class=\"_ _140\"> </span>20 999 906<span class=\"_ _63\"> </span>-<span class=\"_ _5f\"> </span>558 230<span class=\"_ _220\"> </span>21 785 844<span class=\"_ _2e9\"> </span></span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs2ce\">K<span class=\"_ _2e9\"> </span>onc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span><span class=\"_ _1\"></span> </div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls45 ws4e gs2cf\">TSEK<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2d0\">Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2d1\">me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2d2\">verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls78 ws88 gs2d3\">resultatet<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls29 ws2f gs2d4\">V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2d5\">v\u00e4rd<span class=\"_ _2\"></span>e via </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2d6\">\u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls78 ws88 gs2d7\">resultat<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 lsa ws12 gs2d8\">Upplupet<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls7d ws8d gs2d9\">anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2da\">ningsv\u00e4rde<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls89 ws98 gs2db\">D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2dc\">instrument </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2c ws32 gs2dd\">f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls28 ws2e gs2de\">Ic<span class=\"_ _2\"></span>ke </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 lsb ws13 gs2df\">finansiella </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2c ws32 gs2e0\">tillg\u00e5ngar </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2e1\">och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></div><div class=\"t m11 h4a ff4 fs21 fc4 sc0 ls88 ws97 gs2e2\">Obligatorisk<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs2e3\">Tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs2e4\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2e5\">centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">57 686<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5d\"> </span><span class=\"ff5\">57 686<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs2e6\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3d\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2e7\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2e8\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3a\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2e9\">Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">154<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2ea\">Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">11 387<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25d\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2eb\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _60\"> </span><span class=\"ff5\">182 175<span class=\"_ _60\"> </span>182 175<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs2ec\">Summa tillg\u00e5ngar<span class=\"_ _fc\"> </span><span class=\"ls1 ws1\">11 541<span class=\"_ _74\"> </span>-<span class=\"_ _151\"> </span>18 182 741<span class=\"_ _74\"> </span>-<span class=\"_ _5b\"> </span>182 175<span class=\"_ _220\"> </span>18 376 457<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs2ed\">Skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2ee\">In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2ef\">Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">198 660<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">198 660<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2f0\">Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">21 991<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _92\"> </span><span class=\"ff5\">3 684<span class=\"_ _74\"> </span></span>-<span class=\"_ _51\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs2f1\">\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">305 392<span class=\"_ _27\"> </span>305 392<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs2f2\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _25e\"> </span><span class=\"ls1 ws1\">21 991<span class=\"_ _74\"> </span>-<span class=\"_ _25f\"> </span>16 306 790<span class=\"_ _4d\"> </span>3 684<span class=\"_ _59\"> </span>305 392<span class=\"_ _220\"> </span>16 637 857<span class=\"_ _2e9\"> </span></span></div>NOT<span class=\"_ _2\"></span> 24<span class=\"_ _220\"> </span><span class=\"lsb ws13\">\u00d6v<span class=\"_ _1\"></span>riga t<span class=\"_ _1\"></span>illg\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>For<span class=\"_ _1\"></span>dran p\u00e5 handelspartners<span class=\"_ _295\"> </span><span class=\"ff5\">34 547<span class=\"_ _64\"> </span>3 989<span class=\"_ _c6\"> </span></span>-<span class=\"_ _64\"> </span><span class=\"ff5\">3 989<span class=\"_ _2e9\"> </span></span>Skattek<span class=\"_ _1\"></span>onto<span class=\"_ _a3\"> </span><span class=\"ff5\">9 365<span class=\"_ _63\"> </span>8 712<span class=\"_ _64\"> </span>5 560<span class=\"_ _74\"> </span>8 712<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _14e\"> </span><span class=\"ff5\">2 455<span class=\"_ _47\"> </span>11 387<span class=\"_ _72\"> </span>2 455<span class=\"_ _7c\"> </span>11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">5 738<span class=\"_ _74\"> </span>4 101<span class=\"_ _68\"> </span>5 629<span class=\"_ _72\"> </span>3 619<span class=\"_ _2e9\"> </span></span>Summa \u00f6<span class=\"_ _1\"></span>vriga ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1ce\"> </span><span class=\"ls1 ws1\">52 105<span class=\"_ _1a5\"> </span>28 189<span class=\"_ _48\"> </span>13 644<span class=\"_ _78\"> </span>27 707<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 27<span class=\"_ _220\"> </span><span class=\"lsb ws13\">\u00d6vr<span class=\"_ _1\"></span>iga skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Skulder till<span class=\"_ _1\"></span> handelspartn<span class=\"_ _2\"></span>ers<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">104 411<span class=\"_ _48\"> </span>7<span class=\"_ _0\"></span>4 804<span class=\"_ _64\"> </span>2 606<span class=\"_ _48\"> </span>7<span class=\"_ _0\"></span>4 804<span class=\"_ _2e9\"> </span></span>Leasingskulder<span class=\"_ _271\"> </span><span class=\"ff5\">54 443<span class=\"_ _78\"> </span>23 066<span class=\"_ _c6\"> </span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>Lev<span class=\"_ _1\"></span>erant\u00f6rsskulder<span class=\"_ _287\"> </span><span class=\"ff5\">10 973<span class=\"_ _63\"> </span>8 417<span class=\"_ _57\"> </span>4 070<span class=\"_ _68\"> </span>8 357<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _aa\"> </span><span class=\"ff5\">227 708<span class=\"_ _48\"> </span>25 675<span class=\"_ _97\"> </span></span>270 201<span class=\"_ _c4\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>Momsskuld<span class=\"_ _279\"> </span>20 524<span class=\"_ _7c\"> </span>11 532<span class=\"_ _ad\"> </span>14 623<span class=\"_ _69\"> </span>11 532<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _29e\"> </span><span class=\"ff5 ls1 ws1\">3 428<span class=\"_ _68\"> </span>5 270<span class=\"_ _74\"> </span>3 921<span class=\"_ _68\"> </span>4 763<span class=\"_ _2e9\"> </span></span>Summa \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skulder<span class=\"_ _1a2\"> </span><span class=\"ls1 ws1\">421 487<span class=\"_ _d6\"> </span>148 764<span class=\"_ _19e\"> </span>295 421<span class=\"_ _a2\"> </span>125 131<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-312": {
   "value": "Likviditetsrisk<span class=\"_ _2e9\"> </span>Lik<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>idi<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk utg<span class=\"_ _2\"></span>\u00f6rs f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mf\u00f6ra<span class=\"_ _2\"></span>llt av at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na m<span class=\"_ _2\"></span>\u00f6ta \u00e5<span class=\"_ _2\"></span>terb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av den i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng s<span class=\"_ _2\"></span>om TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k har f<span class=\"_ _2\"></span>r\u00e5n h<span class=\"_ _2\"></span>ush<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>l. M<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n att g<span class=\"_ _2\"></span>\u00f6r<span class=\"_ _2\"></span>a utb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>aln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde nya k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iter a<span class=\"_ _2\"></span>nse<span class=\"_ _2\"></span>s var<span class=\"_ _2\"></span>a en af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>. F\u00f6r at<span class=\"_ _2\"></span>t s\u00e4<span class=\"_ _2\"></span>kers<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a att T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk inte h<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>nar i l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>is reg<span class=\"_ _2\"></span>ler<span class=\"_ _2\"></span>ar ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cy en m<span class=\"_ _2\"></span>ini<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>iv\u00e5 f\u00f6<span class=\"_ _2\"></span>r den t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>sres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ven<span class=\"_ _2\"></span>. F\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n f\u00f6lj<span class=\"_ _2\"></span>er l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tets<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>tuat<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>en re<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>et ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m rul<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er av f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>den<span class=\"_ _2\"></span>. Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t ban<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>pol<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>y ska l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>- och fi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sken v<span class=\"_ _2\"></span>ara l<span class=\"_ _2\"></span>\u00e5<span class=\"_ _2\"></span>g. Al<span class=\"_ _2\"></span>l fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>rin<span class=\"_ _2\"></span>g ut\u00f6ver i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n al<span class=\"_ _2\"></span>lm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n sker g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om e<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade v\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>pap<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt eg<span class=\"_ _2\"></span>et ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar \u00e4ven e<span class=\"_ _2\"></span>n v\u00e4l t<span class=\"_ _2\"></span>illt<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>en l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v f\u00f6r at<span class=\"_ _2\"></span>t kun<span class=\"_ _2\"></span>na h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>ra oj<span class=\"_ _2\"></span>\u00e4mn<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sfl<span class=\"_ _2\"></span>\u00f6de<span class=\"_ _2\"></span>n. P<span class=\"_ _2\"></span>er ba<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>dag<span class=\"_ _2\"></span>en u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>ic<span class=\"_ _2\"></span>k TF Ba<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>lg\u00e4<span class=\"_ _2\"></span>ngl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a li<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>vid<span class=\"_ _2\"></span>itet<span class=\"_ _2\"></span>sre<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>v t<span class=\"_ _2\"></span>ill 5 20<span class=\"_ _2\"></span>4 MSEK (<span class=\"_ _2\"></span>3 210) vi<span class=\"_ _2\"></span>lket m<span class=\"_ _2\"></span>ot<span class=\"_ _2\"></span>sva<span class=\"_ _2\"></span>rar 2<span class=\"_ _2\"></span>5 % (2<span class=\"_ _2\"></span>0) av ban<span class=\"_ _2\"></span>kens i<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng fr<span class=\"_ _2\"></span>\u00e5n a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>dite<span class=\"_ _2\"></span>ts<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>t\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sg<span class=\"_ _2\"></span>rad u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>gic<span class=\"_ _2\"></span>k til<span class=\"_ _2\"></span>l 35<span class=\"_ _2\"></span>4 % (<span class=\"_ _2\"></span>29<span class=\"_ _2\"></span>0) och d<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>bi<span class=\"_ _2\"></span>la n<span class=\"_ _2\"></span>etto<span class=\"_ _2\"></span>fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsk<span class=\"_ _2\"></span>vote<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ck t<span class=\"_ _2\"></span>ill 1<span class=\"_ _2\"></span>28 % (1<span class=\"_ _2\"></span>38<span class=\"_ _2e9\"> </span>). Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _1c8\"> </span><span class=\"ff5 ws1\">5 968<span class=\"_ _7f\"> </span>2 900<span class=\"_ _64\"> </span>5 968<span class=\"_ _7f\"> </span>2 900<span class=\"_ _2e9\"> </span></span>Utan l\u00f6p<span class=\"_ _1\"></span>tid<span class=\"_ _123\"> </span><span class=\"ff5 ls1 ws1\">12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _46\"> </span>12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _2e9\"> </span></span>Kassa och<span class=\"_ _1\"></span> tillgodoha<span class=\"_ _1\"></span>vanden<span class=\"_ _1\"></span> hos<span class=\"_ _1\"></span> centralbank<span class=\"_ _1\"></span>er<span class=\"_ _e9\"> </span><span class=\"ls1 ws1\">18 916<span class=\"_ _78\"> </span>57 686<span class=\"_ _48\"> </span>18 916<span class=\"_ _79\"> </span>57 686<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader<span class=\"_ _77\"> </span>2 855 880<span class=\"_ _a2\"> </span>525 77<span class=\"_ _1\"></span>4<span class=\"_ _13c\"> </span>2 755 880<span class=\"_ _cf\"> </span>525 77<span class=\"_ _1\"></span>4<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c9\"> </span>554 800<span class=\"_ _55\"> </span>1 057 189<span class=\"_ _184\"> </span>554 800<span class=\"_ _55\"> </span>1 057 189<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r<span class=\"_ _6\"> </span>258 585<span class=\"_ _d6\"> </span>276 948<span class=\"_ _19e\"> </span>258 585<span class=\"_ _9f\"> </span>276 948<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6r<span class=\"_ _1\"></span>bindelser m.m.<span class=\"_ _1ca\"> </span><span class=\"ls1 ws1\">3 669 265<span class=\"_ _53\"> </span>1 859 911<span class=\"_ _4d\"> </span>3 569 265<span class=\"_ _53\"> </span>1 859 911<span class=\"_ _2e9\"> </span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _190\"> </span><span class=\"ff5 ws1\">1 562 825<span class=\"_ _53\"> </span>1 407 546<span class=\"_ _21\"> </span>1 142 992<span class=\"_ _4c\"> </span>1 405 542<span class=\"_ _2e9\"> </span></span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>103 625<span class=\"_ _48\"> </span>75 370<span class=\"_ _97\"> </span>103 625<span class=\"_ _48\"> </span>75 370<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 1 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst 5 \u00e5r 1<span class=\"_ _2e9\"> </span>-<span class=\"_ _b3\"> </span><span class=\"ff5\">150 741<span class=\"_ _4c\"> </span>1 324 370<span class=\"_ _1cb\"> </span>150 7<span class=\"_ _1\"></span>41<span class=\"_ _2e9\"> </span></span>Utan l\u00f6p<span class=\"_ _1\"></span>tid<span class=\"_ _1cc\"> </span><span class=\"ff5 ls1 ws1\">423 054<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _19e\"> </span></span>423 054<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _1bc\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>\u00c5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>ptid o<span class=\"_ _2\"></span>m h\u00f6<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _5a\"> </span>6 214 827<span class=\"_ _53\"> </span>3 922 991<span class=\"_ _4c\"> </span>5 664 221<span class=\"_ _4c\"> </span>3 922 991<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1ba\"> </span>534 425<span class=\"_ _9f\"> </span>568 901<span class=\"_ _184\"> </span>504 699<span class=\"_ _9f\"> </span>568 901<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _2d\"> </span>9 152 681<span class=\"_ _13c\"> </span>8 377 064<span class=\"_ _92\"> </span>6 7<span class=\"_ _1\"></span>49 407<span class=\"_ _4d\"> </span>8 377 064<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _183\"> </span>6 127 413<span class=\"_ _17b\"> </span>5 315 117<span class=\"_ _55\"> </span>6 151 589<span class=\"_ _17b\"> </span>5 315 117<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en  <span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">22 029 346<span class=\"_ _5d\"> </span>18 184 073<span class=\"_ _5c\"> </span>19 069 916<span class=\"_ _1a8\"> </span>18 184 073<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader <span class=\"_ _1b9\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _72\"> </span>2 455<span class=\"_ _6b\"> </span>8 688<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r <span class=\"_ _1cd\"> </span><span class=\"ff4\">-<span class=\"_ _57\"> </span></span>2 699<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _64\"> </span></span>2 699<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la tillg\u00e5ngar<span class=\"_ _1c2\"> </span><span class=\"ff1 ls1 ws1\">2 455<span class=\"_ _c4\"> </span>11 387<span class=\"_ _68\"> </span>2 455<span class=\"_ _46\"> </span>11 387<span class=\"_ _2e9\"> </span></span>Betalbar vid anfor<span class=\"_ _1\"></span>dran<span class=\"_ _1ce\"> </span><span class=\"ff5 ws1\">12 648 404<span class=\"_ _4e\"> </span>11 598 680<span class=\"_ _4e\"> </span>12 648 404<span class=\"_ _51\"> </span>11 598 680<span class=\"_ _2e9\"> </span></span>\u00c5terst\u00e5ende l\u00f6p<span class=\"_ _1\"></span>tid om h\u00f6gst 3 m\u00e5nader<span class=\"_ _35\"> </span>1 399 057<span class=\"_ _d6\"> </span>496 336<span class=\"_ _dc\"> </span>1 399 057<span class=\"_ _9f\"> </span>496 336<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n 3 m\u00e5nader<span class=\"_ _1\"></span> men h\u00f6gst 1 \u00e5r<span class=\"_ _1c3\"> </span>4 820 446<span class=\"_ _dc\"> </span>2 551 090<span class=\"_ _4d\"> </span>4 820 446<span class=\"_ _dc\"> </span>2 551 090<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 1 \u00e5r m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 5 \u00e5r<span class=\"_ _133\"> </span>1 968 563<span class=\"_ _21\"> </span>1 577 775<span class=\"_ _92\"> </span>1 968 563<span class=\"_ _23\"> </span>1 577 775<span class=\"_ _2e9\"> </span>In- och<span class=\"_ _1\"></span> uppl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _7b\"> </span><span class=\"ls1 ws1\">20 836 470<span class=\"_ _5c\"> </span>16 223 882<span class=\"_ _88\"> </span>20 836 470<span class=\"_ _5c\"> </span>16 223 882<span class=\"_ _2e9\"> </span></span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 5 \u00e5r<span class=\"_ _1cf\"> </span>610 231<span class=\"_ _cf\"> </span>320 921<span class=\"_ _a2\"> </span>610 231<span class=\"_ _cf\"> </span>320 921<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skulder<span class=\"_ _12f\"> </span><span class=\"ls1 ws1\">610 231<span class=\"_ _d6\"> </span>320 921<span class=\"_ _9a\"> </span>610 231<span class=\"_ _9f\"> </span>320 921<span class=\"_ _2e9\"> </span></span>\u00c5ters<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de l\u00f6<span class=\"_ _2\"></span>ptid o<span class=\"_ _2\"></span>m h\u00f6<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>t 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er<span class=\"_ _9\"> </span>120 780<span class=\"_ _79\"> </span>20 808<span class=\"_ _9a\"> </span>120 780<span class=\"_ _78\"> </span>20 808<span class=\"_ _2e9\"> </span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n 3 m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>t 1 \u00e5r<span class=\"_ _6a\"> </span>106 928<span class=\"_ _7f\"> </span>4 868<span class=\"_ _b3\"> </span>149 421<span class=\"_ _7f\"> </span>4 868<span class=\"_ _2e9\"> </span>\u00d6vriga finansiel<span class=\"_ _1\"></span>la skulder<span class=\"_ _1c7\"> </span><span class=\"ff1 ls1 ws1\">227 708<span class=\"_ _78\"> </span>25 676<span class=\"_ _9f\"> </span>270 201<span class=\"_ _78\"> </span>25 676<span class=\"_ _2e9\"> </span></span>Betalbar vid an<span class=\"_ _1\"></span>for<span class=\"_ _1\"></span>dran<span class=\"_ _1d0\"> </span><span class=\"ff5 ls1 ws1\">5 983 885<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _55\"> </span>6 659 511<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _2e9\"> </span></span>\u00c5taganden<span class=\"_ _76\"> </span>5 983 885<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _dc\"> </span>6 659 511<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _2e9\"> </span>De b<span class=\"_ _2\"></span>elop<span class=\"_ _2\"></span>p som a<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s i tab<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>en \u00e4r av<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a, o<span class=\"_ _2\"></span>dis<span class=\"_ _2\"></span>konte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e kas<span class=\"_ _2\"></span>safl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar s\u00e5v<span class=\"_ _2\"></span>\u00e4l r\u00e4n<span class=\"_ _2\"></span>ta so<span class=\"_ _2\"></span>m amo<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r var<span class=\"_ _2\"></span>f\u00f6r be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>n ej direkt kan<span class=\"_ _1\"></span> kopplas till<span class=\"_ _1\"></span> balansr\u00e4kningen<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">I mo<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>op<span class=\"_ _2\"></span>p ing<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t Avard<span class=\"_ _2\"></span>a AB m<span class=\"_ _2\"></span>ed 1 3<span class=\"_ _2\"></span>24 M<span class=\"_ _2\"></span>SEK (-)<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-13": {
   "value": "NOT<span class=\"_ _2\"></span> 4<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">Segmentredov<span class=\"_ _1\"></span>isning<span class=\"_ _2e9\"> </span></span>VD \u00e4r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>kens h<span class=\"_ _2\"></span>\u00f6gs<span class=\"_ _2\"></span>te ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e be<span class=\"_ _2\"></span>slut<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>fat<span class=\"_ _2\"></span>tare<span class=\"_ _2\"></span>. F\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n har f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4llt r\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>gme<span class=\"_ _2\"></span>nten b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>t p\u00e5 de<span class=\"_ _2\"></span>n info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m be<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>dl<span class=\"_ _2\"></span>as av VD o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s som u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>ag f\u00f6<span class=\"_ _2\"></span>r att f\u00f6rd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>a resu<span class=\"_ _2\"></span>rse<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h utv<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>ra res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at. F\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gsle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen u<span class=\"_ _2\"></span>tv\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rar r\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>segmentens utveckling baserat p\u00e5<span class=\"_ _1\"></span> r\u00f6r<span class=\"_ _1\"></span>elseresultatet.<span class=\"_ _2e9\"> </span>CONSUMER<span class=\"_ _1\"></span> LENDING<span class=\"_ _2e9\"> </span>R<span class=\"ls74 ws12\">esultatr\u00e4kning, TSEK<span class=\"_ _1d3\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span>R\u00e4nt<span class=\"_ _1\"></span>enett<span class=\"_ _1\"></span>o<span class=\"_ _1d4\"> </span><span class=\"ff5 ls1 ws1\">814 906<span class=\"_ _d6\"> </span>682 024<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsnetto<span class=\"_ _1d5\"> </span><span class=\"ff5 ls1 ws1\">65 118<span class=\"_ _78\"> </span>63 684<span class=\"_ _2e9\"> </span></span>Net<span class=\"_ _2\"></span>tores<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at fr<span class=\"_ _2\"></span>\u00e5n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ner<span class=\"_ _1d6\"> </span>-58<span class=\"_ _cc\"> </span><span class=\"ls28 ws2e\">437<span class=\"_ _2e9\"> </span></span>Summa r\u00f6relseint\u00e4kter<span class=\"_ _df\"> </span><span class=\"ls1 ws1\">879 966<span class=\"_ _19e\"> </span>746 145<span class=\"_ _2e9\"> </span></span>Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">-255 200<span class=\"_ _e0\"> </span>-215 643<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vskriv<span class=\"_ _1\"></span>ningar a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> materiel<span class=\"_ _1\"></span>la och im<span class=\"_ _1\"></span>materiel<span class=\"_ _1\"></span>la tillg\u00e5nga<span class=\"_ _1\"></span>r<span class=\"_ _19d\"> </span><span class=\"ff5 ls1 ws1\">-13 979<span class=\"_ _7c\"> </span>-9 611<span class=\"_ _2e9\"> </span></span>\u00d6vriga r<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>elsekostnader<span class=\"_ _121\"> </span><span class=\"ff5 ls1 ws1\">-8 823<span class=\"_ _cf\"> </span>-18 649<span class=\"_ _2e9\"> </span></span>Summa r\u00f6relsek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1d8\"> </span><span class=\"ls1 ws1\">-278 002<span class=\"_ _21\"> </span>-243 903<span class=\"_ _2e9\"> </span></span>Resultat f\u00f6re kreditf\u00f6rluster<span class=\"_ _127\"> </span><span class=\"ls1 ws1\">601 964<span class=\"_ _d6\"> </span>502 242<span class=\"_ _2e9\"> </span></span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to<span class=\"_ _98\"> </span>-273 311<span class=\"_ _9f\"> </span>-158 211<span class=\"_ _2e9\"> </span>R\u00f6relse<span class=\"_ _2\"></span>resultat<span class=\"_ _1d9\"> </span><span class=\"ls1 ws1\">328 653<span class=\"_ _9f\"> </span>344 031<span class=\"_ _2e9\"> </span></span>Balansr\u00e4kning, TSEK<span class=\"_ _1\"></span> 2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>Hush\u00e5llssektorn<span class=\"_ _96\"> </span><span class=\"ff5\">8 969 464<span class=\"_ _4d\"> </span>8 600 475<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>etagssektorn 1<span class=\"_ _2e9\"> </span>82 301<span class=\"_ _78\"> </span>80 073<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _163\"> </span><span class=\"ls1 ws1\">9 051 765<span class=\"_ _19\"> </span>8 680 548<span class=\"_ _2e9\"> </span></span>Hush\u00e5lls<span class=\"_ _2\"></span>sektorn<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to<span class=\"_ _1da\"> </span>8 121 57<span class=\"_ _1\"></span>4<span class=\"_ _4f\"> </span>8 042 970<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _139\"> </span>310 998<span class=\"_ _15e\"> </span>225 175<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>536 892<span class=\"_ _9a\"> </span>332 330<span class=\"_ _2e9\"> </span>Summa hush\u00e5llssektorn<span class=\"_ _8b\"> </span>8 969 464<span class=\"_ _19\"> </span>8 600 475<span class=\"_ _2e9\"> </span>Nyc<span class=\"_ _2\"></span>kelt<span class=\"_ _2\"></span>al 3<span class=\"_ _2e9\"> </span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span>R\u00f6relsein<span class=\"_ _1\"></span>t\u00e4ktsmarginal, %<span class=\"_ _1db\"> </span>9,9<span class=\"_ _b9\"> </span>9,4<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5, %<span class=\"_ _bb\"> </span>3,1<span class=\"_ _b9\"> </span><span class=\"ff4\">2,0<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _2\"></span>/I-<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>, %<span class=\"_ _1dc\"> </span>31,6<span class=\"_ _124\"> </span>32,7<span class=\"_ _2e9\"> </span>Avk<span class=\"_ _1\"></span>astning p\u00e5 utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten, %<span class=\"_ _10a\"> </span>2,8<span class=\"_ _b9\"> </span>3,3<span class=\"_ _2e9\"> </span>Nyutl\u00e5ning, TSEK<span class=\"_ _1dd\"> </span>5 340 246<span class=\"_ _dc\"> </span>5 913 007 <span class=\"_ _17e\"> </span><span class=\"fsd\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r.<span class=\"_ _2e9\"> </span></span>2 <span class=\"_ _172\"> </span><span class=\"ff5 fsd\">Ban<span class=\"_ _2\"></span>ken s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>r for<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00f6p<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na fo<span class=\"_ _2\"></span>rdr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der d<span class=\"_ _2\"></span>\u00e4r p<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>v\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5da<span class=\"_ _2\"></span>n at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er d<span class=\"_ _2\"></span>et gy<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s utv<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>pro<span class=\"_ _2\"></span>fil<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></span>3 <span class=\"_ _172\"> </span><span class=\"ff5 fsd\">Se se<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rat avs<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tt m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h avst<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler p<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>da 8<span class=\"_ _2\"></span>4-<span class=\"_ _2\"></span>85<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></span>CREDIT CARD<span class=\"_ _1\"></span>S<span class=\"_ _1\"></span> Resul<span class=\"_ _1\"></span>tatr\u00e4kning,<span class=\"_ _1\"></span> TSEK<span class=\"_ _1d3\"> </span><span class=\"ls1 ws1\">2<span class=\"_ _2\"></span>023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span></span>R\u00e4nt<span class=\"_ _1\"></span>enett<span class=\"_ _1\"></span>o<span class=\"_ _1de\"> </span><span class=\"ff5 ls1 ws1\">713 302<span class=\"_ _a2\"> </span>354 531<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsnetto<span class=\"_ _1df\"> </span><span class=\"ff5 ls1 ws1\">-10 928<span class=\"_ _18f\"> </span>358<span class=\"_ _2e9\"> </span></span>Net<span class=\"_ _2\"></span>tores<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at fr<span class=\"_ _2\"></span>\u00e5n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ner<span class=\"_ _1e0\"> </span><span class=\"ff4 ls47 ws50\">-27<span class=\"_ _1a3\"> </span></span>123<span class=\"_ _2e9\"> </span>Summa r\u00f6relseint\u00e4kter<span class=\"_ _1e1\"> </span><span class=\"ls1 ws1\">702 347<span class=\"_ _19e\"> </span>355 012<span class=\"_ _2e9\"> </span></span>Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1e2\"> </span><span class=\"ff5 ls1 ws1\">-209 366<span class=\"_ _119\"> </span>-118 348<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vskriv<span class=\"_ _1\"></span>ningar a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> materiel<span class=\"_ _1\"></span>la och imma<span class=\"_ _1\"></span>teriel<span class=\"_ _1\"></span>la tillg\u00e5nga<span class=\"_ _1\"></span>r<span class=\"_ _19d\"> </span><span class=\"ff5 ls1 ws1\">-13 842<span class=\"_ _47\"> </span>-7 228<span class=\"_ _2e9\"> </span></span>\u00d6vriga r<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>elsekostnader<span class=\"_ _1e3\"> </span><span class=\"ff5 ls1 ws1\">-54 329<span class=\"_ _a2\"> </span>-47 270<span class=\"_ _2e9\"> </span></span>Summa r\u00f6relsek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1e4\"> </span><span class=\"ls1 ws1\">-277 537<span class=\"_ _a0\"> </span>-172 846<span class=\"_ _2e9\"> </span></span>Resultat f\u00f6re kreditf\u00f6rluster<span class=\"_ _1e5\"> </span><span class=\"ls1 ws1\">424 810<span class=\"_ _9f\"> </span>182 166<span class=\"_ _2e9\"> </span></span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to<span class=\"_ _1e6\"> </span>-287 447<span class=\"_ _119\"> </span>-142 910<span class=\"_ _2e9\"> </span>R\u00f6relse<span class=\"_ _2\"></span>resultat<span class=\"_ _1e7\"> </span><span class=\"ls1 ws1\">137 363<span class=\"_ _1a5\"> </span>39 256<span class=\"_ _2e9\"> </span></span>Balansr\u00e4kning, TSEK<span class=\"_ _1\"></span> 2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>Hush\u00e5llssektorn<span class=\"_ _1e8\"> </span><span class=\"ff5\">5 807 810<span class=\"_ _13c\"> </span>3 236 360<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>etagssektorn 1<span class=\"_ _2e9\"> </span>-<span class=\"_ _48\"> </span><span class=\"ff5\">27 643<span class=\"_ _2e9\"> </span></span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _1e9\"> </span><span class=\"ls1 ws1\">5 807 810<span class=\"_ _17\"> </span>3 264 003<span class=\"_ _2e9\"> </span></span>Hush\u00e5lls<span class=\"_ _2\"></span>sektorn<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to<span class=\"_ _1ea\"> </span>5 386 226<span class=\"_ _e0\"> </span>3 114 211<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _139\"> </span>150 985<span class=\"_ _c4\"> </span>87 819<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>270 599<span class=\"_ _48\"> </span>34 330<span class=\"_ _2e9\"> </span>Summa hush\u00e5llssektorn<span class=\"_ _f0\"> </span>5 807 810<span class=\"_ _4f\"> </span>3 236 360<span class=\"_ _2e9\"> </span>Nyc<span class=\"_ _2\"></span>kelt<span class=\"_ _2\"></span>al 3<span class=\"_ _2e9\"> </span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span>R\u00f6relsein<span class=\"_ _1\"></span>t\u00e4ktsmarginal, %<span class=\"_ _1b1\"> </span>15,5<span class=\"_ _18f\"> </span>14,3<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5, %<span class=\"_ _1eb\"> </span>6,3<span class=\"_ _199\"> </span>5,8<span class=\"_ _2e9\"> </span>K<span class=\"_ _2\"></span>/I-<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>, %<span class=\"_ _1ec\"> </span>39,5<span class=\"_ _171\"> </span>48,7<span class=\"_ _2e9\"> </span>Avk<span class=\"_ _1\"></span>astning p\u00e5 utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten, %<span class=\"_ _c2\"> </span><span class=\"ff4\">2,2<span class=\"_ _1ed\"> </span>1,1<span class=\"_ _2e9\"> </span></span>Nyutl\u00e5ning, TSEK<span class=\"_ _1ee\"> </span>10 303 935<span class=\"_ _4d\"> </span>5 306 304<span class=\"_ _2e9\"> </span>Aktiva kreditk<span class=\"_ _1\"></span>ort, antal<span class=\"_ _1e6\"> </span><span class=\"ff5\">240 241<span class=\"_ _19e\"> </span>140 687<span class=\"_ _2e9\"> </span></span>1 <span class=\"_ _17e\"> </span><span class=\"fsd\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r.<span class=\"_ _2e9\"> </span></span>2 <span class=\"_ _172\"> </span><span class=\"ff5 fsd\">Ban<span class=\"_ _2\"></span>ken s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>r for<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00f6p<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na fo<span class=\"_ _2\"></span>rdr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der d<span class=\"_ _2\"></span>\u00e4r p<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>v\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5da<span class=\"_ _2\"></span>n at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er d<span class=\"_ _2\"></span>et gy<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s utv<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>pro<span class=\"_ _2\"></span>fil<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></span>3 <span class=\"_ _172\"> </span><span class=\"ff5 fsd\">Se se<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rat avs<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tt m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h avst<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler p<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>da 8<span class=\"_ _2\"></span>4-<span class=\"_ _2\"></span>85<span class=\"_ _2e9\"> </span></span>ECOMMERCE<span class=\"_ _1\"></span> SOL<span class=\"_ _1\"></span>UT<span class=\"_ _1\"></span>IONS<span class=\"_ _2e9\"> </span>R<span class=\"ls74 ws12\">esultatr\u00e4kning, TSEK</span><span class=\"ls74 ws12\"><span class=\"_ _1d3\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span>R\u00e4nt<span class=\"_ _1\"></span>enett<span class=\"_ _1\"></span>o<span class=\"_ _1ef\"> </span><span class=\"ff5 ls1 ws1\">293 105<span class=\"_ _9a\"> </span>225 629<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsnetto<span class=\"_ _1f0\"> </span><span class=\"ls1 ws1\">122 721<span class=\"_ _46\"> </span><span class=\"ff5\">85 415<span class=\"_ _2e9\"> </span></span></span>Net<span class=\"_ _2\"></span>tores<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at fr<span class=\"_ _2\"></span>\u00e5n fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a tr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ner<span class=\"_ _1f1\"> </span><span class=\"ls4a ws52\">-18<span class=\"_ _1a3\"> </span></span>123<span class=\"_ _2e9\"> </span>Summa r\u00f6relseint\u00e4kter<span class=\"_ _1e1\"> </span><span class=\"ls1 ws1\">415 808<span class=\"_ _cf\"> </span>311 167<span class=\"_ _2e9\"> </span></span>Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1e9\"> </span><span class=\"ff5 ls1 ws1\">-226 342<span class=\"_ _17b\"> </span>-170 042<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> materiella och immateriella tillg\u00e5ngar<span class=\"_ _1f2\"> </span><span class=\"ff5\">-<span class=\"_ _1\"></span>32 645<span class=\"_ _97\"> </span>-20 559<span class=\"_ _2e9\"> </span></span>\u00d6vriga r<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>elsekostnader<span class=\"_ _1f3\"> </span><span class=\"ls1 ws1\">-1 207<span class=\"_ _162\"> </span><span class=\"ff5\">-1 677<span class=\"_ _2e9\"> </span></span></span>Summa r\u00f6relsek<span class=\"_ _1\"></span>ostnader<span class=\"_ _af\"> </span><span class=\"ls1 ws1\">-260 194<span class=\"_ _1a\"> </span>-192 278<span class=\"_ _2e9\"> </span></span>Resultat f\u00f6re kreditf\u00f6rluster<span class=\"_ _1f4\"> </span><span class=\"ls1 ws1\">155 614<span class=\"_ _9f\"> </span>118 889<span class=\"_ _2e9\"> </span></span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>uste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, net<span class=\"_ _2\"></span>to<span class=\"_ _1f5\"> </span>-96 093<span class=\"_ _19e\"> </span>-66 448<span class=\"_ _2e9\"> </span>R\u00f6relse<span class=\"_ _2\"></span>resultat<span class=\"_ _1f6\"> </span><span class=\"ls1 ws1\">59 521<span class=\"_ _48\"> </span>52 441<span class=\"_ _2e9\"> </span></span>Balansr\u00e4kning, TSEK<span class=\"_ _1\"></span> 2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>Hush\u00e5llssektorn<span class=\"_ _11b\"> </span><span class=\"ff5\">2 988 895<span class=\"_ _dc\"> </span>2 676 437<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>etagssektorn 1<span class=\"_ _2e9\"> </span>22 163<span class=\"_ _48\"> </span>33 385<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _109\"> </span><span class=\"ls1 ws1\">3 011 058<span class=\"_ _4f\"> </span>2 709 822<span class=\"_ _2e9\"> </span></span>Hush\u00e5lls<span class=\"_ _2\"></span>sektorn<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to<span class=\"_ _1e8\"> </span>2 735 381<span class=\"_ _53\"> </span>2 510 298<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _da\"> </span>134 101<span class=\"_ _19e\"> </span>104 789<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>119 413<span class=\"_ _c4\"> </span>61 350<span class=\"_ _2e9\"> </span>Summa hush\u00e5llssektorn<span class=\"_ _8b\"> </span>2 988 895<span class=\"_ _4d\"> </span>2 676 437<span class=\"_ _2e9\"> </span>Nyc<span class=\"_ _2\"></span>kelt<span class=\"_ _2\"></span>al 3<span class=\"_ _2e9\"> </span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span>R\u00f6relsein<span class=\"_ _1\"></span>t\u00e4ktsmarginal, %<span class=\"_ _1b1\"> </span>14,5<span class=\"_ _124\"> </span>13,0<span class=\"_ _2e9\"> </span>Kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>ust<span class=\"_ _2\"></span>niv<span class=\"_ _2\"></span>\u00e5, %<span class=\"_ _113\"> </span>3,4<span class=\"_ _b9\"> </span>2,8<span class=\"_ _2e9\"> </span>K<span class=\"_ _2\"></span>/I-<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>, %<span class=\"_ _1f7\"> </span>62,6<span class=\"_ _171\"> </span>61,8<span class=\"_ _2e9\"> </span>Avk<span class=\"_ _1\"></span>astning p\u00e5 utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten, %<span class=\"_ _1f8\"> </span>1,5<span class=\"_ _c3\"> </span>1,6<span class=\"_ _2e9\"> </span>Nyutl\u00e5ning, TSEK<span class=\"_ _1dd\"> </span>6 401 897<span class=\"_ _19\"> </span>5 098 999<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>ransaktionsvol<span class=\"_ _1\"></span>ym, <span class=\"_ _1\"></span>TSEK<span class=\"_ _f0\"> </span>13 559 511<span class=\"_ _53\"> </span>9 279 475<span class=\"_ _2e9\"> </span>1 <span class=\"_ _17e\"> </span><span class=\"fsd\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l en av s<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntet<span class=\"_ _2\"></span>s ut<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mar<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tne<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></span>2 <span class=\"_ _172\"> </span><span class=\"ff5 fsd\">Ban<span class=\"_ _2\"></span>ken s<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>r for<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00f6p<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e f\u00f6r<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>na fo<span class=\"_ _2\"></span>rdr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der d<span class=\"_ _2\"></span>\u00e4r p<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>sni<span class=\"_ _2\"></span>v\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5da<span class=\"_ _2\"></span>n at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6m<span class=\"_ _2\"></span>er d<span class=\"_ _2\"></span>et gy<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6r b<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ken<span class=\"_ _2\"></span>s utv<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>ng o<span class=\"_ _2\"></span>ch r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>pro<span class=\"_ _2\"></span>fil<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></span>3 <span class=\"_ _172\"> </span><span class=\"ff5 fsd\">Se se<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rat avs<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>tt m<span class=\"_ _2\"></span>ed d<span class=\"_ _2\"></span>efi<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h avst<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler p<span class=\"_ _2\"></span>\u00e5 si<span class=\"_ _2\"></span>da 8<span class=\"_ _2\"></span>4-<span class=\"_ _2\"></span>85<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>V<span class=\"_ _1\"></span>ST<span class=\"_ _0\"></span>\u00c4MNING MO<span class=\"_ _1\"></span>T<span class=\"_ _1\"></span> FINANSIELL<span class=\"_ _1\"></span> INF<span class=\"_ _1\"></span>ORMA<span class=\"_ _0\"></span>TION<span class=\"_ _2e9\"> </span>R<span class=\"ls74 ws12\">esultatr\u00e4kning, TSEK</span><span class=\"ls74 ws12\"><span class=\"_ _1d3\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span>R\u00f6rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>int\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span>Consumer Lending<span class=\"_ _168\"> </span><span class=\"ff5 ls1 ws1\">879 966<span class=\"_ _cf\"> </span>746 145<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _1f9\"> </span><span class=\"ff5\">702 347<span class=\"_ _cf\"> </span>355 012<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _1fa\"> </span><span class=\"ff5 ls1 ws1\">415 808<span class=\"_ _79\"> </span>311 167<span class=\"_ _2e9\"> </span></span>Summa r\u00f6relseint\u00e4kter<span class=\"_ _9d\"> </span><span class=\"ls1 ws1\">1 998 121<span class=\"_ _53\"> </span>1 412 324<span class=\"_ _2e9\"> </span></span>R\u00f6relse<span class=\"_ _2\"></span>resultat<span class=\"_ _2e9\"> </span>Consumer Lending<span class=\"_ _1fb\"> </span><span class=\"ff5 ls1 ws1\">328 653<span class=\"_ _cf\"> </span>344 031<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _1fc\"> </span><span class=\"ff5\">137 363<span class=\"_ _56\"> </span>39 256<span class=\"_ _2e9\"> </span></span>Ecommer<span class=\"_ _1\"></span>ce Solutions<span class=\"_ _1fd\"> </span><span class=\"ff5\">59 521<span class=\"_ _47\"> </span>52 441<span class=\"_ _2e9\"> </span></span>\u00d6vrigt 1<span class=\"_ _2e9\"> </span>-15 938<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Summa r\u00f6relseresul<span class=\"_ _1\"></span>tat<span class=\"_ _1fe\"> </span><span class=\"ls1 ws1\">509 599<span class=\"_ _d6\"> </span>435 728<span class=\"_ _2e9\"> </span></span>Balansr\u00e4kning, TSEK<span class=\"_ _1ff\"> </span><span class=\"ls5 ws5\">2023-12-31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>Consumer Lending<span class=\"_ _1ae\"> </span><span class=\"ff5 ls1 ws1\">9 051 765<span class=\"_ _17\"> </span>8 680 548<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _1d5\"> </span><span class=\"ff5\">5 807 810<span class=\"_ _4d\"> </span>3 264 003<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _200\"> </span><span class=\"ff5 ls1 ws1\">3 011 058<span class=\"_ _92\"> </span>2 709 822<span class=\"_ _2e9\"> </span></span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _201\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>1 <span class=\"_ _17e\"> </span><span class=\"fsd ls90 ws9d\">Omstruktureringskostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> anpassningar av<span class=\"_ _1\"></span> nuvarande<span class=\"_ _1\"></span> organisation</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-288": {
   "value": "50  \u2022  \u00c5rsredovisning 2023  \u2022  TF Bank AB (publ) NOT 5 R\u00e4nteint\u00e4kter Koncernen Moderbolaget TSEK 2023 2022 2023 2022 R\u00e4nteint\u00e4kter ber\u00e4knade enligt effektivr\u00e4ntemetoden R\u00e4nteint\u00e4kter p\u00e5 utl\u00e5ning till allm\u00e4nheten 2 224 623 1 422 619 2 137 869 1 422 619 R\u00e4nteint\u00e4kter p\u00e5 bel\u00e5ningsbara statsskuldsf\u00f6rbindelser m.m. 68 448 8 333 67 779 8 333 R\u00e4nteint\u00e4kter p\u00e5 utl\u00e5ning till kreditinstitut 28 570 3 132 44 313 3 132 \u00d6vriga r\u00e4nteint\u00e4kter ber\u00e4knade enligt effektivr\u00e4ntemetoden 2 647 532 2 643 532 Summa r\u00e4nteint\u00e4kter ber\u00e4knade enligt effektivr\u00e4ntemetoden 2 324 288 1 434 616 2 252 604 1 434 616 \u00d6vriga r\u00e4nteint\u00e4kter R\u00e4nteint\u00e4kter p\u00e5 os\u00e4kra fordringar 30 765 25 409 29 692 25 409 \u00d6vriga r\u00e4nteint\u00e4kter 13 865 12 954 10 975 12 954 Summa \u00f6vriga r\u00e4nteint\u00e4kter 44 630 38 363 40 667 38 363 Summa r\u00e4nteint\u00e4kter 2 368 918 1 472 979 2 293 271 1 472 979 R\u00e4nteint\u00e4kternas geografiska  f\u00f6rdelning: Tyskland 692 272 320 546 692 272 320 546 Norge 440 828 354 843 428 707 354 843 Finland 425 060 294 263 372 827 294 263 Sverige 215 199 142 680 204 504 142 680 Estland 166 397 127 168 166 397 127 168 Lettland 156 125 122 015 156 125 122 015 Litauen 110 366 62 516 110 366 62 516 Polen 41 379 37 048 41 379 37 048 \u00d6sterrike 40 035 4 997 40 035 4 997 Danmark 17 915 6 128 17 317 6 128 Spanien 13 682 775 13 682 775 Nederl\u00e4nderna 3 900 - 3 900 - \u00d6vriga Europa 45 760 - 45 760 - Summa r\u00e4nteint\u00e4kter 2 368 918 1 472 979 2 293 271 1 472 979 ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-14": {
   "value": "NOT<span class=\"_ _2\"></span> 5<span class=\"_ _3c\"> </span><span class=\"ls10 ws18\">R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter ber\u00e4<span class=\"_ _1\"></span>knade enlig<span class=\"_ _1\"></span>t eff<span class=\"_ _2\"></span>ektivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _202\"> </span><span class=\"ff5\">2 224 623<span class=\"_ _23\"> </span>1 422 619<span class=\"_ _53\"> </span>2 137 869<span class=\"_ _21\"> </span>1 422 619<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _12\"> </span><span class=\"ff5\">68 448<span class=\"_ _6c\"> </span>8 333<span class=\"_ _48\"> </span>67 77<span class=\"_ _1\"></span>9<span class=\"_ _6c\"> </span>8 333<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _a\"> </span><span class=\"ff5\">28 570<span class=\"_ _62\"> </span>3 132<span class=\"_ _47\"> </span>44 313<span class=\"_ _74\"> </span>3 132<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade enligt effektivr\u00e4ntemetoden<span class=\"_ _203\"> </span><span class=\"ff5\">2 647<span class=\"_ _cc\"> </span>532<span class=\"_ _68\"> </span>2 643<span class=\"_ _cc\"> </span>532<span class=\"_ _2e9\"> </span></span>Summa r\u00e4n<span class=\"_ _1\"></span>teint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade<span class=\"_ _1\"></span> enligt<span class=\"_ _1\"></span> effek<span class=\"_ _2\"></span>tivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _23\"> </span><span class=\"ls1 ws1\">2 324 288<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _4d\"> </span>2 252 604<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 os\u00e4kra f<span class=\"_ _1\"></span>ordringar<span class=\"_ _6f\"> </span><span class=\"ff5\">30 765<span class=\"_ _56\"> </span>25 409<span class=\"_ _56\"> </span>29 692<span class=\"_ _56\"> </span>25 409<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _176\"> </span><span class=\"ff5\">13 865<span class=\"_ _ad\"> </span>12 954<span class=\"_ _c4\"> </span>10 975<span class=\"_ _ad\"> </span>12 954<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma \u00f6vriga r\u00e4<span class=\"_ _2\"></span>nteint\u00e4<span class=\"_ _2\"></span>kter<span class=\"_ _204\"> </span><span class=\"ls1 ws1\">44 630<span class=\"_ _78\"> </span>38 363<span class=\"_ _78\"> </span>40 667<span class=\"_ _78\"> </span>38 363<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979</span> <span class=\"_ _82\"></span>R\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span>  <span class=\"_ _10\"></span>f\u00f6rdelning:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _e2\"> </span><span class=\"ff5 ls1 ws1\">692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _97\"> </span>692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">440 828<span class=\"_ _9a\"> </span>354 843<span class=\"_ _19e\"> </span>428 707<span class=\"_ _19e\"> </span>354 843<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _206\"> </span><span class=\"ff5 ls1 ws1\">425 060<span class=\"_ _19e\"> </span>294 263<span class=\"_ _97\"> </span>372 827<span class=\"_ _9a\"> </span>294 263<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _207\"> </span><span class=\"ff5 ls1 ws1\">215 199<span class=\"_ _19e\"> </span>142 680<span class=\"_ _9f\"> </span>204 504<span class=\"_ _9a\"> </span>142 680<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _d0\"> </span><span class=\"ff5\">166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _9a\"> </span>166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _206\"> </span><span class=\"ff5\">156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _b3\"> </span>156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _cf\"> </span>110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _2e9\"> </span></span>Pole<span class=\"_ _2\"></span>n<span class=\"_ _146\"> </span><span class=\"ff5 ls1 ws1\">41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _ad\"> </span>41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _108\"> </span><span class=\"ff5\">40 035<span class=\"_ _57\"> </span>4 997<span class=\"_ _1a5\"> </span>40 035<span class=\"_ _68\"> </span>4 997<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _d0\"> </span><span class=\"ff5\">17 915<span class=\"_ _63\"> </span>6 128<span class=\"_ _7c\"> </span>17 317<span class=\"_ _72\"> </span>6 128<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _208\"> </span><span class=\"ff5\">13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">775<span class=\"_ _46\"> </span></span>13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">7<span class=\"_ _2\"></span>75<span class=\"_ _2e9\"> </span></span></span>Nederl\u00e4nderna<span class=\"_ _1d2\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _7f\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>\u00d6v<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ga Eu<span class=\"_ _2\"></span>rop<span class=\"_ _2\"></span>a<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _56\"> </span></span>45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 7<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">Provisionsne<span class=\"_ _1\"></span>tto<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _74\"> </span></span>2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span></span>Prov<span class=\"_ _1\"></span>isionsint\u00e4kter<span class=\"_ _2e9\"> </span>Kr<span class=\"_ _2\"></span>avavg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r<span class=\"_ _104\"> </span><span class=\"ls1 ws1\">122 342<span class=\"_ _79\"> </span>90 087<span class=\"_ _1a5\"> </span>96 578<span class=\"_ _78\"> </span>90 087<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kring<span class=\"_ _1\"></span>spremier f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5neskydd<span class=\"_ _fc\"> </span><span class=\"ff5 ls1 ws1\">97 514<span class=\"_ _c4\"> </span>81 023<span class=\"_ _ad\"> </span>97 514<span class=\"_ _46\"> </span>81 023<span class=\"_ _2e9\"> </span></span>Kreditk<span class=\"_ _1\"></span>ortspro<span class=\"_ _1\"></span>visioner<span class=\"_ _8e\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _ad\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>ransaktionsavgift<span class=\"_ _1\"></span>er<span class=\"_ _15c\"> </span><span class=\"ff5\">22 7<span class=\"_ _1\"></span>55<span class=\"_ _46\"> </span>13 628<span class=\"_ _162\"> </span>15 120<span class=\"_ _46\"> </span>13 628<span class=\"_ _2e9\"> </span></span>Inl\u00e5ningsprovisioner<span class=\"_ _20c\"> </span><span class=\"ff5 ls1 ws1\">393<span class=\"_ _18f\"> </span>440<span class=\"_ _18f\"> </span>393<span class=\"_ _18f\"> </span>440<span class=\"_ _2e9\"> </span></span>Summa <span class=\"_ _20d\"> </span>prov<span class=\"_ _1\"></span>isionsint \u00e4kter<span class=\"_ _20e\"> </span><span class=\"ls1 ws1\">280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visions k<span class=\"_ _1\"></span>ostnad<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Kreditk<span class=\"_ _1\"></span>ortsprovisioner<span class=\"_ _20f\"> </span><span class=\"ls1 ws1\">-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _9f\"> </span>-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> l\u00e5nesky<span class=\"_ _1\"></span>dd<span class=\"_ _210\"> </span><span class=\"ff5\">-12 521<span class=\"_ _cf\"> </span>-18 687<span class=\"_ _1a5\"> </span>-12 521<span class=\"_ _a2\"> </span>-18 687<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader f<span class=\"_ _1\"></span>\u00f6r r<span class=\"_ _1\"></span>esef<span class=\"_ _1\"></span>\u00f6rs\u00e4kring<span class=\"_ _211\"> </span><span class=\"ff5 ls1 ws1\">-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _9a\"> </span>-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _2e9\"> </span></span>Summa pro<span class=\"_ _1\"></span>visionsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _212\"> </span><span class=\"ls1 ws1\">-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _17b\"> </span>-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsnet<span class=\"_ _1\"></span>to<span class=\"_ _1a0\"> </span><span class=\"ls1 ws1\">176 911<span class=\"_ _19e\"> </span>149 457<span class=\"_ _cf\"> </span>143 512<span class=\"_ _19e\"> </span>149 457<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>vision<span class=\"_ _1\"></span>sint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>delning:<span class=\"_ _2e9\"> </span>No<span class=\"_ _2\"></span>rge<span class=\"_ _a8\"> </span><span class=\"ff5 ls1 ws1\">110 279<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _9a\"> </span>104 929<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _208\"> </span><span class=\"ff5 ls1 ws1\">64 297<span class=\"_ _c4\"> </span>46 318<span class=\"_ _78\"> </span>49 066<span class=\"_ _48\"> </span>46 318<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">50 307<span class=\"_ _48\"> </span>35 730<span class=\"_ _78\"> </span>38 802<span class=\"_ _48\"> </span>35 730<span class=\"_ _2e9\"> </span></span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">37 155<span class=\"_ _ad\"> </span>14 382<span class=\"_ _69\"> </span>37 141<span class=\"_ _ad\"> </span>14 382<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _213\"> </span><span class=\"ff5 ls1 ws1\">5 904<span class=\"_ _74\"> </span>5 441<span class=\"_ _57\"> </span>5 893<span class=\"_ _74\"> </span>5 441<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">5 298<span class=\"_ _57\"> </span>3 604<span class=\"_ _72\"> </span>4 041<span class=\"_ _57\"> </span>3 604<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _214\"> </span><span class=\"ff5\">4 055<span class=\"_ _6c\"> </span>2 362<span class=\"_ _64\"> </span>4 048<span class=\"_ _72\"> </span>2 362<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _b0\"> </span><span class=\"ff5\">1 888<span class=\"_ _62\"> </span>1 194<span class=\"_ _68\"> </span>1 880<span class=\"_ _75\"> </span>1 194<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _215\"> </span><span class=\"ff5\">388<span class=\"_ _18f\"> </span>209<span class=\"_ _9c\"> </span>388<span class=\"_ _18f\"> </span>209<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _135\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _18f\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _2e9\"> </span>Spanien<span class=\"_ _c0\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _cc\"> </span>149<span class=\"_ _18f\"> </span>296<span class=\"_ _cc\"> </span>149<span class=\"_ _2e9\"> </span></span>Summa provisionsint\u00e4kt<span class=\"_ _1\"></span>er<span class=\"_ _216\"> </span>280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _2\"></span> 8<span class=\"_ _14b\"> </span><span class=\"ff7 lsa ws12\">Nett<span class=\"_ _1\"></span>oresulta<span class=\"_ _1\"></span>t fr<span class=\"_ _1\"></span>\u00e5n finansiella t<span class=\"_ _1\"></span>ransaktioner<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _63\"> </span><span class=\"ls6 ws17\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _217\"> </span><span class=\"ff5 ls1 ws1\">-103<span class=\"_ _218\"> </span>639<span class=\"_ _71\"> </span>-902<span class=\"_ _9c\"> </span>639<span class=\"_ _2e9\"> </span></span>Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i fond<span class=\"_ _2\"></span>er oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>ppe<span class=\"_ _2\"></span>r<span class=\"_ _219\"> </span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _c6\"> </span></span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _2e9\"> </span></span>Summa nett<span class=\"_ _1\"></span>oresul<span class=\"_ _1\"></span>tat f<span class=\"_ _1\"></span>r\u00e5n finansiella<span class=\"_ _1\"></span> transaktioner<span class=\"_ _21a\"> </span><span class=\"ff1 ls1 ws1\">-103<span class=\"_ _124\"> </span>683<span class=\"_ _8d\"> </span>-902<span class=\"_ _9c\"> </span>683</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-314": {
   "value": "NOT<span class=\"_ _2\"></span> 5<span class=\"_ _3c\"> </span><span class=\"ls10 ws18\">R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter ber\u00e4<span class=\"_ _1\"></span>knade enlig<span class=\"_ _1\"></span>t eff<span class=\"_ _2\"></span>ektivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _202\"> </span><span class=\"ff5\">2 224 623<span class=\"_ _23\"> </span>1 422 619<span class=\"_ _53\"> </span>2 137 869<span class=\"_ _21\"> </span>1 422 619<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _12\"> </span><span class=\"ff5\">68 448<span class=\"_ _6c\"> </span>8 333<span class=\"_ _48\"> </span>67 77<span class=\"_ _1\"></span>9<span class=\"_ _6c\"> </span>8 333<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _a\"> </span><span class=\"ff5\">28 570<span class=\"_ _62\"> </span>3 132<span class=\"_ _47\"> </span>44 313<span class=\"_ _74\"> </span>3 132<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade enligt effektivr\u00e4ntemetoden<span class=\"_ _203\"> </span><span class=\"ff5\">2 647<span class=\"_ _cc\"> </span>532<span class=\"_ _68\"> </span>2 643<span class=\"_ _cc\"> </span>532<span class=\"_ _2e9\"> </span></span>Summa r\u00e4n<span class=\"_ _1\"></span>teint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade<span class=\"_ _1\"></span> enligt<span class=\"_ _1\"></span> effek<span class=\"_ _2\"></span>tivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _23\"> </span><span class=\"ls1 ws1\">2 324 288<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _4d\"> </span>2 252 604<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 os\u00e4kra f<span class=\"_ _1\"></span>ordringar<span class=\"_ _6f\"> </span><span class=\"ff5\">30 765<span class=\"_ _56\"> </span>25 409<span class=\"_ _56\"> </span>29 692<span class=\"_ _56\"> </span>25 409<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _176\"> </span><span class=\"ff5\">13 865<span class=\"_ _ad\"> </span>12 954<span class=\"_ _c4\"> </span>10 975<span class=\"_ _ad\"> </span>12 954<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma \u00f6vriga r\u00e4<span class=\"_ _2\"></span>nteint\u00e4<span class=\"_ _2\"></span>kter<span class=\"_ _204\"> </span><span class=\"ls1 ws1\">44 630<span class=\"_ _78\"> </span>38 363<span class=\"_ _78\"> </span>40 667<span class=\"_ _78\"> </span>38 363<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979</span> <span class=\"_ _82\"></span>R\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span>  <span class=\"_ _10\"></span>f\u00f6rdelning:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _e2\"> </span><span class=\"ff5 ls1 ws1\">692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _97\"> </span>692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">440 828<span class=\"_ _9a\"> </span>354 843<span class=\"_ _19e\"> </span>428 707<span class=\"_ _19e\"> </span>354 843<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _206\"> </span><span class=\"ff5 ls1 ws1\">425 060<span class=\"_ _19e\"> </span>294 263<span class=\"_ _97\"> </span>372 827<span class=\"_ _9a\"> </span>294 263<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _207\"> </span><span class=\"ff5 ls1 ws1\">215 199<span class=\"_ _19e\"> </span>142 680<span class=\"_ _9f\"> </span>204 504<span class=\"_ _9a\"> </span>142 680<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _d0\"> </span><span class=\"ff5\">166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _9a\"> </span>166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _206\"> </span><span class=\"ff5\">156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _b3\"> </span>156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _cf\"> </span>110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _2e9\"> </span></span>Pole<span class=\"_ _2\"></span>n<span class=\"_ _146\"> </span><span class=\"ff5 ls1 ws1\">41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _ad\"> </span>41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _108\"> </span><span class=\"ff5\">40 035<span class=\"_ _57\"> </span>4 997<span class=\"_ _1a5\"> </span>40 035<span class=\"_ _68\"> </span>4 997<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _d0\"> </span><span class=\"ff5\">17 915<span class=\"_ _63\"> </span>6 128<span class=\"_ _7c\"> </span>17 317<span class=\"_ _72\"> </span>6 128<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _208\"> </span><span class=\"ff5\">13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">775<span class=\"_ _46\"> </span></span>13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">7<span class=\"_ _2\"></span>75<span class=\"_ _2e9\"> </span></span></span>Nederl\u00e4nderna<span class=\"_ _1d2\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _7f\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>\u00d6v<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ga Eu<span class=\"_ _2\"></span>rop<span class=\"_ _2\"></span>a<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _56\"> </span></span>45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979<span class=\"_ _2e9\"> </span></span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs1cf\">NOT<span class=\"_ _2\"></span> 8<span class=\"_ _14b\"> </span><span class=\"ff7 lsa ws12\">Nett<span class=\"_ _1\"></span>oresulta<span class=\"_ _1\"></span>t fr<span class=\"_ _1\"></span>\u00e5n finansiella t<span class=\"_ _1\"></span>ransaktioner<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs1d0\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs1d1\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _63\"> </span><span class=\"ls6 ws17\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs1d2\">V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _217\"> </span><span class=\"ff5 ls1 ws1\">-103<span class=\"_ _218\"> </span>639<span class=\"_ _71\"> </span>-902<span class=\"_ _9c\"> </span>639<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1d3\">Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i fond<span class=\"_ _2\"></span>er oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>ppe<span class=\"_ _2\"></span>r<span class=\"_ _219\"> </span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _c6\"> </span></span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff7 fs5 fc5 sc0 lsa ws12 gs1d4\">Summa nett<span class=\"_ _1\"></span>oresul<span class=\"_ _1\"></span>tat f<span class=\"_ _1\"></span>r\u00e5n finansiella<span class=\"_ _1\"></span> transaktioner<span class=\"_ _21a\"> </span><span class=\"ff1 ls1 ws1\">-103<span class=\"_ _124\"> </span>683<span class=\"_ _8d\"> </span>-902<span class=\"_ _9c\"> </span>683</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-328": {
   "value": "NOT<span class=\"_ _2\"></span> 5<span class=\"_ _3c\"> </span><span class=\"ls10 ws18\">R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter ber\u00e4<span class=\"_ _1\"></span>knade enlig<span class=\"_ _1\"></span>t eff<span class=\"_ _2\"></span>ektivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _202\"> </span><span class=\"ff5\">2 224 623<span class=\"_ _23\"> </span>1 422 619<span class=\"_ _53\"> </span>2 137 869<span class=\"_ _21\"> </span>1 422 619<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _12\"> </span><span class=\"ff5\">68 448<span class=\"_ _6c\"> </span>8 333<span class=\"_ _48\"> </span>67 77<span class=\"_ _1\"></span>9<span class=\"_ _6c\"> </span>8 333<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _a\"> </span><span class=\"ff5\">28 570<span class=\"_ _62\"> </span>3 132<span class=\"_ _47\"> </span>44 313<span class=\"_ _74\"> </span>3 132<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade enligt effektivr\u00e4ntemetoden<span class=\"_ _203\"> </span><span class=\"ff5\">2 647<span class=\"_ _cc\"> </span>532<span class=\"_ _68\"> </span>2 643<span class=\"_ _cc\"> </span>532<span class=\"_ _2e9\"> </span></span>Summa r\u00e4n<span class=\"_ _1\"></span>teint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade<span class=\"_ _1\"></span> enligt<span class=\"_ _1\"></span> effek<span class=\"_ _2\"></span>tivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _23\"> </span><span class=\"ls1 ws1\">2 324 288<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _4d\"> </span>2 252 604<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 os\u00e4kra f<span class=\"_ _1\"></span>ordringar<span class=\"_ _6f\"> </span><span class=\"ff5\">30 765<span class=\"_ _56\"> </span>25 409<span class=\"_ _56\"> </span>29 692<span class=\"_ _56\"> </span>25 409<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _176\"> </span><span class=\"ff5\">13 865<span class=\"_ _ad\"> </span>12 954<span class=\"_ _c4\"> </span>10 975<span class=\"_ _ad\"> </span>12 954<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma \u00f6vriga r\u00e4<span class=\"_ _2\"></span>nteint\u00e4<span class=\"_ _2\"></span>kter<span class=\"_ _204\"> </span><span class=\"ls1 ws1\">44 630<span class=\"_ _78\"> </span>38 363<span class=\"_ _78\"> </span>40 667<span class=\"_ _78\"> </span>38 363<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979</span> <span class=\"_ _82\"></span>R\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span>  <span class=\"_ _10\"></span>f\u00f6rdelning:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _e2\"> </span><span class=\"ff5 ls1 ws1\">692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _97\"> </span>692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">440 828<span class=\"_ _9a\"> </span>354 843<span class=\"_ _19e\"> </span>428 707<span class=\"_ _19e\"> </span>354 843<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _206\"> </span><span class=\"ff5 ls1 ws1\">425 060<span class=\"_ _19e\"> </span>294 263<span class=\"_ _97\"> </span>372 827<span class=\"_ _9a\"> </span>294 263<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _207\"> </span><span class=\"ff5 ls1 ws1\">215 199<span class=\"_ _19e\"> </span>142 680<span class=\"_ _9f\"> </span>204 504<span class=\"_ _9a\"> </span>142 680<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _d0\"> </span><span class=\"ff5\">166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _9a\"> </span>166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _206\"> </span><span class=\"ff5\">156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _b3\"> </span>156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _cf\"> </span>110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _2e9\"> </span></span>Pole<span class=\"_ _2\"></span>n<span class=\"_ _146\"> </span><span class=\"ff5 ls1 ws1\">41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _ad\"> </span>41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _108\"> </span><span class=\"ff5\">40 035<span class=\"_ _57\"> </span>4 997<span class=\"_ _1a5\"> </span>40 035<span class=\"_ _68\"> </span>4 997<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _d0\"> </span><span class=\"ff5\">17 915<span class=\"_ _63\"> </span>6 128<span class=\"_ _7c\"> </span>17 317<span class=\"_ _72\"> </span>6 128<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _208\"> </span><span class=\"ff5\">13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">775<span class=\"_ _46\"> </span></span>13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">7<span class=\"_ _2\"></span>75<span class=\"_ _2e9\"> </span></span></span>Nederl\u00e4nderna<span class=\"_ _1d2\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _7f\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>\u00d6v<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ga Eu<span class=\"_ _2\"></span>rop<span class=\"_ _2\"></span>a<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _56\"> </span></span>45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 6<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">R\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader p\u00e5<span class=\"_ _1\"></span> inl\u00e5ning fr\u00e5n a<span class=\"_ _1\"></span>llm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ff5 ls1 ws1\">-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _25\"> </span>-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 efterst\u00e4llda skulder<span class=\"_ _1c3\"> </span><span class=\"ff5\">-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _cf\"> </span>-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _0\"></span>/Inl\u00e5ningsavgifter<span class=\"_ _1\"></span> till kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _f9\"> </span><span class=\"ls1 ws1\">-1 591<span class=\"_ _48\"> </span>-8 399<span class=\"_ _6b\"> </span>-1 591<span class=\"_ _c4\"> </span>-8 399<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 leasingskulder<span class=\"_ _20a\"> </span><span class=\"ff5\">-1 347<span class=\"_ _6e\"> </span><span class=\"ls7c ws8c\">-477<span class=\"_ _c6\"> </span></span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>\u00d6vriga fina<span class=\"_ _1\"></span>nsiella k<span class=\"_ _1\"></span>ostnader<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">-76 931<span class=\"_ _79\"> </span>-73 321<span class=\"_ _97\"> </span>-78 644<span class=\"_ _79\"> </span>-73 321<span class=\"_ _2e9\"> </span></span>Summa r\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">-547 605<span class=\"_ _a0\"> </span>-210 795<span class=\"_ _17b\"> </span>-547 971<span class=\"_ _1a\"> </span>-210 318<span class=\"_ _2e9\"> </span></span>- v<span class=\"_ _1\"></span>arav r<span class=\"_ _1\"></span>\u00e4ntekostnader<span class=\"_ _1\"></span> ber\u00e4knade enligt e<span class=\"_ _1\"></span>ff<span class=\"_ _2\"></span>ektivr\u00e4ntemet<span class=\"_ _1\"></span>oden<span class=\"_ _20b\"> </span>-513 160<span class=\"_ _119\"> </span>-185 495<span class=\"_ _9f\"> </span>-513 543<span class=\"_ _119\"> </span>-185 495<span class=\"_ _2e9\"> </span>- vara<span class=\"_ _1\"></span>v kostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> ins\u00e4ttningsgar<span class=\"_ _1\"></span>anti<span class=\"_ _1\"></span> och reso<span class=\"_ _1\"></span>lutionsav<span class=\"_ _1\"></span>gift<span class=\"_ _12d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _0\"></span>34 445<span class=\"_ _79\"> </span>-24 823<span class=\"_ _1cb\"> </span>-34 428<span class=\"_ _b3\"> </span>-24 823<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-348": {
   "value": "NOT<span class=\"_ _2\"></span> 5<span class=\"_ _3c\"> </span><span class=\"ls10 ws18\">R\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter ber\u00e4<span class=\"_ _1\"></span>knade enlig<span class=\"_ _1\"></span>t eff<span class=\"_ _2\"></span>ektivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _202\"> </span><span class=\"ff5\">2 224 623<span class=\"_ _23\"> </span>1 422 619<span class=\"_ _53\"> </span>2 137 869<span class=\"_ _21\"> </span>1 422 619<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 bel\u00e5ningsbara statsskuldsf<span class=\"_ _1\"></span>\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _12\"> </span><span class=\"ff5\">68 448<span class=\"_ _6c\"> </span>8 333<span class=\"_ _48\"> </span>67 77<span class=\"_ _1\"></span>9<span class=\"_ _6c\"> </span>8 333<span class=\"_ _2e9\"> </span></span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 utl\u00e5ning till<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _a\"> </span><span class=\"ff5\">28 570<span class=\"_ _62\"> </span>3 132<span class=\"_ _47\"> </span>44 313<span class=\"_ _74\"> </span>3 132<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade enligt effektivr\u00e4ntemetoden<span class=\"_ _203\"> </span><span class=\"ff5\">2 647<span class=\"_ _cc\"> </span>532<span class=\"_ _68\"> </span>2 643<span class=\"_ _cc\"> </span>532<span class=\"_ _2e9\"> </span></span>Summa r\u00e4n<span class=\"_ _1\"></span>teint\u00e4kter<span class=\"_ _1\"></span> ber\u00e4knade<span class=\"_ _1\"></span> enligt<span class=\"_ _1\"></span> effek<span class=\"_ _2\"></span>tivr\u00e4nt<span class=\"_ _1\"></span>emetod<span class=\"_ _1\"></span>en<span class=\"_ _23\"> </span><span class=\"ls1 ws1\">2 324 288<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _4d\"> </span>2 252 604<span class=\"_ _92\"> </span>1 434 616<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er p\u00e5 os\u00e4kra f<span class=\"_ _1\"></span>ordringar<span class=\"_ _6f\"> </span><span class=\"ff5\">30 765<span class=\"_ _56\"> </span>25 409<span class=\"_ _56\"> </span>29 692<span class=\"_ _56\"> </span>25 409<span class=\"_ _2e9\"> </span></span>\u00d6vriga r\u00e4nteint\u00e4kter<span class=\"_ _176\"> </span><span class=\"ff5\">13 865<span class=\"_ _ad\"> </span>12 954<span class=\"_ _c4\"> </span>10 975<span class=\"_ _ad\"> </span>12 954<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma \u00f6vriga r\u00e4<span class=\"_ _2\"></span>nteint\u00e4<span class=\"_ _2\"></span>kter<span class=\"_ _204\"> </span><span class=\"ls1 ws1\">44 630<span class=\"_ _78\"> </span>38 363<span class=\"_ _78\"> </span>40 667<span class=\"_ _78\"> </span>38 363<span class=\"_ _2e9\"> </span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979</span> <span class=\"_ _82\"></span>R\u00e4nt<span class=\"_ _1\"></span>eint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span>  <span class=\"_ _10\"></span>f\u00f6rdelning:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _e2\"> </span><span class=\"ff5 ls1 ws1\">692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _97\"> </span>692 272<span class=\"_ _9f\"> </span>320 546<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">440 828<span class=\"_ _9a\"> </span>354 843<span class=\"_ _19e\"> </span>428 707<span class=\"_ _19e\"> </span>354 843<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _206\"> </span><span class=\"ff5 ls1 ws1\">425 060<span class=\"_ _19e\"> </span>294 263<span class=\"_ _97\"> </span>372 827<span class=\"_ _9a\"> </span>294 263<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _207\"> </span><span class=\"ff5 ls1 ws1\">215 199<span class=\"_ _19e\"> </span>142 680<span class=\"_ _9f\"> </span>204 504<span class=\"_ _9a\"> </span>142 680<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _d0\"> </span><span class=\"ff5\">166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _9a\"> </span>166 397<span class=\"_ _15e\"> </span>127 168<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _206\"> </span><span class=\"ff5\">156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _b3\"> </span>156 125<span class=\"_ _b3\"> </span>122 015<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _cf\"> </span>110 366<span class=\"_ _c4\"> </span>62 516<span class=\"_ _2e9\"> </span></span>Pole<span class=\"_ _2\"></span>n<span class=\"_ _146\"> </span><span class=\"ff5 ls1 ws1\">41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _ad\"> </span>41 379<span class=\"_ _56\"> </span>37 048<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _108\"> </span><span class=\"ff5\">40 035<span class=\"_ _57\"> </span>4 997<span class=\"_ _1a5\"> </span>40 035<span class=\"_ _68\"> </span>4 997<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _d0\"> </span><span class=\"ff5\">17 915<span class=\"_ _63\"> </span>6 128<span class=\"_ _7c\"> </span>17 317<span class=\"_ _72\"> </span>6 128<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _208\"> </span><span class=\"ff5\">13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">775<span class=\"_ _46\"> </span></span>13 682<span class=\"_ _cc\"> </span><span class=\"ls79 ws89\">7<span class=\"_ _2\"></span>75<span class=\"_ _2e9\"> </span></span></span>Nederl\u00e4nderna<span class=\"_ _1d2\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _7f\"> </span><span class=\"ff5\">3 900<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>\u00d6v<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ga Eu<span class=\"_ _2\"></span>rop<span class=\"_ _2\"></span>a<span class=\"_ _194\"> </span><span class=\"ff5 ls1 ws1\">45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _56\"> </span></span>45 760<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Sum<span class=\"_ _2\"></span>ma r\u00e4ntei<span class=\"_ _2\"></span>nt\u00e4k<span class=\"_ _2\"></span>ter<span class=\"_ _186\"> </span><span class=\"ls1 ws1\">2 368 918<span class=\"_ _13c\"> </span>1 472 979<span class=\"_ _dc\"> </span>2 293 271<span class=\"_ _92\"> </span>1 472 979<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 6<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">R\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader p\u00e5<span class=\"_ _1\"></span> inl\u00e5ning fr\u00e5n a<span class=\"_ _1\"></span>llm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ff5 ls1 ws1\">-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _25\"> </span>-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 efterst\u00e4llda skulder<span class=\"_ _1c3\"> </span><span class=\"ff5\">-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _cf\"> </span>-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _0\"></span>/Inl\u00e5ningsavgifter<span class=\"_ _1\"></span> till kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _f9\"> </span><span class=\"ls1 ws1\">-1 591<span class=\"_ _48\"> </span>-8 399<span class=\"_ _6b\"> </span>-1 591<span class=\"_ _c4\"> </span>-8 399<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 leasingskulder<span class=\"_ _20a\"> </span><span class=\"ff5\">-1 347<span class=\"_ _6e\"> </span><span class=\"ls7c ws8c\">-477<span class=\"_ _c6\"> </span></span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>\u00d6vriga fina<span class=\"_ _1\"></span>nsiella k<span class=\"_ _1\"></span>ostnader<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">-76 931<span class=\"_ _79\"> </span>-73 321<span class=\"_ _97\"> </span>-78 644<span class=\"_ _79\"> </span>-73 321<span class=\"_ _2e9\"> </span></span>Summa r\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">-547 605<span class=\"_ _a0\"> </span>-210 795<span class=\"_ _17b\"> </span>-547 971<span class=\"_ _1a\"> </span>-210 318<span class=\"_ _2e9\"> </span></span>- v<span class=\"_ _1\"></span>arav r<span class=\"_ _1\"></span>\u00e4ntekostnader<span class=\"_ _1\"></span> ber\u00e4knade enligt e<span class=\"_ _1\"></span>ff<span class=\"_ _2\"></span>ektivr\u00e4ntemet<span class=\"_ _1\"></span>oden<span class=\"_ _20b\"> </span>-513 160<span class=\"_ _119\"> </span>-185 495<span class=\"_ _9f\"> </span>-513 543<span class=\"_ _119\"> </span>-185 495<span class=\"_ _2e9\"> </span>- vara<span class=\"_ _1\"></span>v kostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> ins\u00e4ttningsgar<span class=\"_ _1\"></span>anti<span class=\"_ _1\"></span> och reso<span class=\"_ _1\"></span>lutionsav<span class=\"_ _1\"></span>gift<span class=\"_ _12d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _0\"></span>34 445<span class=\"_ _79\"> </span>-24 823<span class=\"_ _1cb\"> </span>-34 428<span class=\"_ _b3\"> </span>-24 823<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 7<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">Provisionsne<span class=\"_ _1\"></span>tto<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _74\"> </span></span>2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span></span>Prov<span class=\"_ _1\"></span>isionsint\u00e4kter<span class=\"_ _2e9\"> </span>Kr<span class=\"_ _2\"></span>avavg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r<span class=\"_ _104\"> </span><span class=\"ls1 ws1\">122 342<span class=\"_ _79\"> </span>90 087<span class=\"_ _1a5\"> </span>96 578<span class=\"_ _78\"> </span>90 087<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kring<span class=\"_ _1\"></span>spremier f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5neskydd<span class=\"_ _fc\"> </span><span class=\"ff5 ls1 ws1\">97 514<span class=\"_ _c4\"> </span>81 023<span class=\"_ _ad\"> </span>97 514<span class=\"_ _46\"> </span>81 023<span class=\"_ _2e9\"> </span></span>Kreditk<span class=\"_ _1\"></span>ortspro<span class=\"_ _1\"></span>visioner<span class=\"_ _8e\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _ad\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>ransaktionsavgift<span class=\"_ _1\"></span>er<span class=\"_ _15c\"> </span><span class=\"ff5\">22 7<span class=\"_ _1\"></span>55<span class=\"_ _46\"> </span>13 628<span class=\"_ _162\"> </span>15 120<span class=\"_ _46\"> </span>13 628<span class=\"_ _2e9\"> </span></span>Inl\u00e5ningsprovisioner<span class=\"_ _20c\"> </span><span class=\"ff5 ls1 ws1\">393<span class=\"_ _18f\"> </span>440<span class=\"_ _18f\"> </span>393<span class=\"_ _18f\"> </span>440<span class=\"_ _2e9\"> </span></span>Summa <span class=\"_ _20d\"> </span>prov<span class=\"_ _1\"></span>isionsint \u00e4kter<span class=\"_ _20e\"> </span><span class=\"ls1 ws1\">280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visions k<span class=\"_ _1\"></span>ostnad<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Kreditk<span class=\"_ _1\"></span>ortsprovisioner<span class=\"_ _20f\"> </span><span class=\"ls1 ws1\">-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _9f\"> </span>-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> l\u00e5nesky<span class=\"_ _1\"></span>dd<span class=\"_ _210\"> </span><span class=\"ff5\">-12 521<span class=\"_ _cf\"> </span>-18 687<span class=\"_ _1a5\"> </span>-12 521<span class=\"_ _a2\"> </span>-18 687<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader f<span class=\"_ _1\"></span>\u00f6r r<span class=\"_ _1\"></span>esef<span class=\"_ _1\"></span>\u00f6rs\u00e4kring<span class=\"_ _211\"> </span><span class=\"ff5 ls1 ws1\">-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _9a\"> </span>-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _2e9\"> </span></span>Summa pro<span class=\"_ _1\"></span>visionsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _212\"> </span><span class=\"ls1 ws1\">-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _17b\"> </span>-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsnet<span class=\"_ _1\"></span>to<span class=\"_ _1a0\"> </span><span class=\"ls1 ws1\">176 911<span class=\"_ _19e\"> </span>149 457<span class=\"_ _cf\"> </span>143 512<span class=\"_ _19e\"> </span>149 457<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>vision<span class=\"_ _1\"></span>sint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>delning:<span class=\"_ _2e9\"> </span>No<span class=\"_ _2\"></span>rge<span class=\"_ _a8\"> </span><span class=\"ff5 ls1 ws1\">110 279<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _9a\"> </span>104 929<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _208\"> </span><span class=\"ff5 ls1 ws1\">64 297<span class=\"_ _c4\"> </span>46 318<span class=\"_ _78\"> </span>49 066<span class=\"_ _48\"> </span>46 318<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">50 307<span class=\"_ _48\"> </span>35 730<span class=\"_ _78\"> </span>38 802<span class=\"_ _48\"> </span>35 730<span class=\"_ _2e9\"> </span></span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">37 155<span class=\"_ _ad\"> </span>14 382<span class=\"_ _69\"> </span>37 141<span class=\"_ _ad\"> </span>14 382<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _213\"> </span><span class=\"ff5 ls1 ws1\">5 904<span class=\"_ _74\"> </span>5 441<span class=\"_ _57\"> </span>5 893<span class=\"_ _74\"> </span>5 441<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">5 298<span class=\"_ _57\"> </span>3 604<span class=\"_ _72\"> </span>4 041<span class=\"_ _57\"> </span>3 604<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _214\"> </span><span class=\"ff5\">4 055<span class=\"_ _6c\"> </span>2 362<span class=\"_ _64\"> </span>4 048<span class=\"_ _72\"> </span>2 362<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _b0\"> </span><span class=\"ff5\">1 888<span class=\"_ _62\"> </span>1 194<span class=\"_ _68\"> </span>1 880<span class=\"_ _75\"> </span>1 194<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _215\"> </span><span class=\"ff5\">388<span class=\"_ _18f\"> </span>209<span class=\"_ _9c\"> </span>388<span class=\"_ _18f\"> </span>209<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _135\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _18f\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _2e9\"> </span>Spanien<span class=\"_ _c0\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _cc\"> </span>149<span class=\"_ _18f\"> </span>296<span class=\"_ _cc\"> </span>149<span class=\"_ _2e9\"> </span></span>Summa provisionsint\u00e4kt<span class=\"_ _1\"></span>er<span class=\"_ _216\"> </span>280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _2\"></span> 8<span class=\"_ _14b\"> </span><span class=\"ff7 lsa ws12\">Nett<span class=\"_ _1\"></span>oresulta<span class=\"_ _1\"></span>t fr<span class=\"_ _1\"></span>\u00e5n finansiella t<span class=\"_ _1\"></span>ransaktioner<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _63\"> </span><span class=\"ls6 ws17\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _217\"> </span><span class=\"ff5 ls1 ws1\">-103<span class=\"_ _218\"> </span>639<span class=\"_ _71\"> </span>-902<span class=\"_ _9c\"> </span>639<span class=\"_ _2e9\"> </span></span>Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i fond<span class=\"_ _2\"></span>er oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>ppe<span class=\"_ _2\"></span>r<span class=\"_ _219\"> </span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _c6\"> </span></span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _2e9\"> </span></span>Summa nett<span class=\"_ _1\"></span>oresul<span class=\"_ _1\"></span>tat f<span class=\"_ _1\"></span>r\u00e5n finansiella<span class=\"_ _1\"></span> transaktioner<span class=\"_ _21a\"> </span><span class=\"ff1 ls1 ws1\">-103<span class=\"_ _124\"> </span>683<span class=\"_ _8d\"> </span>-902<span class=\"_ _9c\"> </span>683</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-289": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs1a4\">NOT<span class=\"_ _2\"></span> 6<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">R\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs1a5\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs1a6\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls47 ws32 gs1a7\">R\u00e4ntek<span class=\"_ _1\"></span>ostnader p\u00e5<span class=\"_ _1\"></span> inl\u00e5ning fr\u00e5n a<span class=\"_ _1\"></span>llm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ff5 ls1 ws1\">-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _25\"> </span>-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1a8\">R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 efterst\u00e4llda skulder<span class=\"_ _1c3\"> </span><span class=\"ff5\">-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _cf\"> </span>-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1a9\">R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _0\"></span>/Inl\u00e5ningsavgifter<span class=\"_ _1\"></span> till kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _f9\"> </span><span class=\"ls1 ws1\">-1 591<span class=\"_ _48\"> </span>-8 399<span class=\"_ _6b\"> </span>-1 591<span class=\"_ _c4\"> </span>-8 399<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1aa\">R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 leasingskulder<span class=\"_ _20a\"> </span><span class=\"ff5\">-1 347<span class=\"_ _6e\"> </span><span class=\"ls7c ws8c\">-477<span class=\"_ _c6\"> </span></span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsb ws13 gs1ab\">\u00d6vriga fina<span class=\"_ _1\"></span>nsiella k<span class=\"_ _1\"></span>ostnader<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">-76 931<span class=\"_ _79\"> </span>-73 321<span class=\"_ _97\"> </span>-78 644<span class=\"_ _79\"> </span>-73 321<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs1ac\">Summa r\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">-547 605<span class=\"_ _a0\"> </span>-210 795<span class=\"_ _17b\"> </span>-547 971<span class=\"_ _1a\"> </span>-210 318<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h4c ff6 fs5 fc5 sc0 ls1 ws1 gs1ad\">- v<span class=\"_ _1\"></span>arav r<span class=\"_ _1\"></span>\u00e4ntekostnader<span class=\"_ _1\"></span> ber\u00e4knade enligt e<span class=\"_ _1\"></span>ff<span class=\"_ _2\"></span>ektivr\u00e4ntemet<span class=\"_ _1\"></span>oden<span class=\"_ _20b\"> </span>-513 160<span class=\"_ _119\"> </span>-185 495<span class=\"_ _9f\"> </span>-513 543<span class=\"_ _119\"> </span>-185 495<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4b ff6 fs21 fc5 sc0 ls1 ws1 gs1ae\">- </div><div class=\"t m0 h4c ff6 fs5 fc5 sc0 ls2b ws31 gs1af\">vara<span class=\"_ _1\"></span>v kostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> ins\u00e4ttningsgar<span class=\"_ _1\"></span>anti<span class=\"_ _1\"></span> och reso<span class=\"_ _1\"></span>lutionsav<span class=\"_ _1\"></span>gift<span class=\"_ _12d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _0\"></span>34 445<span class=\"_ _79\"> </span>-24 823<span class=\"_ _1cb\"> </span>-34 428<span class=\"_ _b3\"> </span>-24 823<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-313": {
   "value": "NOT<span class=\"_ _2\"></span> 6<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">R\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader p\u00e5<span class=\"_ _1\"></span> inl\u00e5ning fr\u00e5n a<span class=\"_ _1\"></span>llm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ff5 ls1 ws1\">-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _25\"> </span>-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 efterst\u00e4llda skulder<span class=\"_ _1c3\"> </span><span class=\"ff5\">-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _cf\"> </span>-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _0\"></span>/Inl\u00e5ningsavgifter<span class=\"_ _1\"></span> till kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _f9\"> </span><span class=\"ls1 ws1\">-1 591<span class=\"_ _48\"> </span>-8 399<span class=\"_ _6b\"> </span>-1 591<span class=\"_ _c4\"> </span>-8 399<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 leasingskulder<span class=\"_ _20a\"> </span><span class=\"ff5\">-1 347<span class=\"_ _6e\"> </span><span class=\"ls7c ws8c\">-477<span class=\"_ _c6\"> </span></span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>\u00d6vriga fina<span class=\"_ _1\"></span>nsiella k<span class=\"_ _1\"></span>ostnader<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">-76 931<span class=\"_ _79\"> </span>-73 321<span class=\"_ _97\"> </span>-78 644<span class=\"_ _79\"> </span>-73 321<span class=\"_ _2e9\"> </span></span>Summa r\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">-547 605<span class=\"_ _a0\"> </span>-210 795<span class=\"_ _17b\"> </span>-547 971<span class=\"_ _1a\"> </span>-210 318<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 13<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Materiella<span class=\"_ _1\"></span> tillg\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _240\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _2e9\"> </span>Nyttjander\u00e4tts-<span class=\"_ _2e9\"> </span>tillg\u00e5ngar<span class=\"_ _7f\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _5c\"> </span><span class=\"ls29 ws2f\">Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _7f\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span></span>2023<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _241\"> </span><span class=\"ff5\">14 496<span class=\"_ _46\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _c4\"> </span>13 603<span class=\"_ _c4\"> </span>13 603<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _133\"> </span><span class=\"ff5\">5 891<span class=\"_ _1a5\"> </span>48 207<span class=\"_ _1a5\"> </span>54 098<span class=\"_ _68\"> </span>5 370<span class=\"_ _68\"> </span>5 370<span class=\"_ _2e9\"> </span></span>Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _a1\"> </span>-<span class=\"_ _48\"> </span><span class=\"ff5\">-8 978<span class=\"_ _48\"> </span>-8 978<span class=\"_ _64\"> </span>-1 142<span class=\"_ _7f\"> </span>-1 142<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ls1 ws1\">120<span class=\"_ _c6\"> </span>-<span class=\"_ _bc\"> </span>120<span class=\"_ _bc\"> </span><span class=\"ff5\">155<span class=\"_ _bc\"> </span>155<span class=\"_ _2e9\"> </span></span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _83\"> </span><span class=\"ls1 ws1\">20 507<span class=\"_ _c4\"> </span>81 417<span class=\"_ _9a\"> </span>101 924<span class=\"_ _1a5\"> </span>17 986<span class=\"_ _56\"> </span>17 986<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _242\"> </span><span class=\"ff5 ls1 ws1\">-9 917<span class=\"_ _79\"> </span>-19 147<span class=\"_ _9a\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _c4\"> </span>-9 648<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _16\"> </span><span class=\"ff5\">-2 762<span class=\"_ _1cb\"> </span>-17 410<span class=\"_ _1cb\"> </span></span>-20 172<span class=\"_ _47\"> </span><span class=\"ff5\">-2 542<span class=\"_ _162\"> </span>-2 542<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _243\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _68\"> </span><span class=\"ff5\">7 385<span class=\"_ _6c\"> </span>7 385<span class=\"_ _22b\"> </span>800<span class=\"_ _124\"> </span>800<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ff5 ls1 ws1\">-58<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _bc\"> </span></span>-58<span class=\"_ _bc\"> </span>-82<span class=\"_ _cc\"> </span>-82<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _e8\"> </span><span class=\"ls1 ws1\">-12 737<span class=\"_ _cf\"> </span>-29 172<span class=\"_ _97\"> </span>-41 909<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">7 770<span class=\"_ _48\"> </span>52 245<span class=\"_ _78\"> </span>60 015<span class=\"_ _68\"> </span>6 514<span class=\"_ _6c\"> </span>6 514<span class=\"_ _2e9\"> </span></span>2022<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _16f\"> </span><span class=\"ff5\">13 203<span class=\"_ _48\"> </span>36 392<span class=\"_ _56\"> </span>49 595<span class=\"_ _69\"> </span></span>12 771<span class=\"_ _69\"> </span>12 771<span class=\"_ _2e9\"> </span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _1be\"> </span><span class=\"ff5\">3 231<span class=\"_ _7f\"> </span>11 315<span class=\"_ _46\"> </span>14 546<span class=\"_ _72\"> </span>2 818<span class=\"_ _63\"> </span>2 818<span class=\"_ _2e9\"> </span></span>Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _245\"> </span><span class=\"ff5\">-2 330<span class=\"_ _162\"> </span>-5 519<span class=\"_ _ad\"> </span>-<span class=\"_ _1\"></span>7 849<span class=\"_ _69\"> </span>-2 321<span class=\"_ _69\"> </span>-2 321<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _20\"> </span><span class=\"ff5 ls1 ws1\">392<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>392<span class=\"_ _b1\"> </span>335<span class=\"_ _cc\"> </span>335<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _246\"> </span><span class=\"ls1 ws1\">14 496<span class=\"_ _56\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _1a5\"> </span>13 603<span class=\"_ _56\"> </span>13 603<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _247\"> </span><span class=\"ff5 ls1 ws1\">-10 209<span class=\"_ _79\"> </span>-16 371<span class=\"_ _9a\"> </span>-26 580<span class=\"_ _15e\"> </span><span class=\"ff4\">-10 072<span class=\"_ _a2\"> </span>-10 072<span class=\"_ _2e9\"> </span></span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _248\"> </span><span class=\"ff5\">-1 7<span class=\"_ _1\"></span>49<span class=\"_ _c4\"> </span>-8 295<span class=\"_ _a2\"> </span>-10 044<span class=\"_ _47\"> </span>-1 626<span class=\"_ _47\"> </span>-1 626<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _249\"> </span><span class=\"ff5 ls1 ws1\">2 330<span class=\"_ _63\"> </span>5 519<span class=\"_ _57\"> </span>7 849<span class=\"_ _62\"> </span>2 321<span class=\"_ _62\"> </span>2 321<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _24a\"> </span><span class=\"ff5 ls1 ws1\">-289<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _71\"> </span></span>-289<span class=\"_ _171\"> </span><span class=\"ff4\">-271<span class=\"_ _70\"> </span>-271<span class=\"_ _2e9\"> </span></span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _24b\"> </span><span class=\"ls1 ws1\">-9 917<span class=\"_ _15e\"> </span>-19 147<span class=\"_ _9f\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _48\"> </span>-9 648<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">4 579<span class=\"_ _48\"> </span>23 041<span class=\"_ _78\"> </span>27 620<span class=\"_ _68\"> </span>3 955<span class=\"_ _68\"> </span>3 955<span class=\"_ _2e9\"> </span></span><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs424\">NOT<span class=\"_ _2\"></span> 27<span class=\"_ _220\"> </span><span class=\"lsb ws13\">\u00d6vr<span class=\"_ _1\"></span>iga skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs425\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs426\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs427\">Skulder till<span class=\"_ _1\"></span> handelspartn<span class=\"_ _2\"></span>ers<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">104 411<span class=\"_ _48\"> </span>7<span class=\"_ _0\"></span>4 804<span class=\"_ _64\"> </span>2 606<span class=\"_ _48\"> </span>7<span class=\"_ _0\"></span>4 804<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs428\">Leasingskulder<span class=\"_ _271\"> </span><span class=\"ff5\">54 443<span class=\"_ _78\"> </span>23 066<span class=\"_ _c6\"> </span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs429\">Lev<span class=\"_ _1\"></span>erant\u00f6rsskulder<span class=\"_ _287\"> </span><span class=\"ff5\">10 973<span class=\"_ _63\"> </span>8 417<span class=\"_ _57\"> </span>4 070<span class=\"_ _68\"> </span>8 357<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs42a\">Derivat<span class=\"_ _aa\"> </span><span class=\"ff5\">227 708<span class=\"_ _48\"> </span>25 675<span class=\"_ _97\"> </span></span>270 201<span class=\"_ _c4\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs42b\">Momsskuld<span class=\"_ _279\"> </span>20 524<span class=\"_ _7c\"> </span>11 532<span class=\"_ _ad\"> </span>14 623<span class=\"_ _69\"> </span>11 532<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs42c\">\u00d6vriga skulder<span class=\"_ _29e\"> </span><span class=\"ff5 ls1 ws1\">3 428<span class=\"_ _68\"> </span>5 270<span class=\"_ _74\"> </span>3 921<span class=\"_ _68\"> </span>4 763<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs42d\">Summa \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skulder<span class=\"_ _1a2\"> </span><span class=\"ls1 ws1\">421 487<span class=\"_ _d6\"> </span>148 764<span class=\"_ _19e\"> </span>295 421<span class=\"_ _a2\"> </span>125 131<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs42e\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs42f\">TSEK<span class=\"_ _29f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs430\">L\u00f6ptidsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> leasingskulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs431\">Mindre \u00e4n ett \u00e5r<span class=\"_ _2a0\"> </span>14 062<span class=\"_ _68\"> </span>8 425<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs432\">L\u00e4ngre \u00e4n ett \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst tv\u00e5 \u00e5r<span class=\"_ _227\"> </span><span class=\"ff5\">12 152<span class=\"_ _68\"> </span>7 925<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs433\">L\u00e4ngre \u00e4n tv\u00e5 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst tre \u00e5r<span class=\"_ _2a1\"> </span><span class=\"ff5\">8 172<span class=\"_ _68\"> </span>5 384<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs434\">L\u00e4ngre \u00e4n tre \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst fyra \u00e5r<span class=\"_ _a6\"> </span><span class=\"ff5\">3 548<span class=\"_ _74\"> </span>1 229<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs435\">L\u00e4ngre \u00e4n fyra \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst fem \u00e5r<span class=\"_ _22f\"> </span><span class=\"ff5\">3 112<span class=\"_ _24f\"> </span>103<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs436\">L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _2a2\"> </span><span class=\"ff5\">13 397<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs437\">T<span class=\"_ _0\"></span>otala leasingskul<span class=\"_ _1\"></span>der<span class=\"_ _1e6\"> </span><span class=\"ls1 ws1\">54 443<span class=\"_ _79\"> </span>23 066</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-334": {
   "value": "NOT<span class=\"_ _2\"></span> 6<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">R\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader p\u00e5<span class=\"_ _1\"></span> inl\u00e5ning fr\u00e5n a<span class=\"_ _1\"></span>llm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ff5 ls1 ws1\">-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _25\"> </span>-437 344<span class=\"_ _e0\"> </span>-117 003<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 efterst\u00e4llda skulder<span class=\"_ _1c3\"> </span><span class=\"ff5\">-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _cf\"> </span>-30 392<span class=\"_ _79\"> </span>-11 595<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _0\"></span>/Inl\u00e5ningsavgifter<span class=\"_ _1\"></span> till kr<span class=\"_ _1\"></span>editinstitut<span class=\"_ _f9\"> </span><span class=\"ls1 ws1\">-1 591<span class=\"_ _48\"> </span>-8 399<span class=\"_ _6b\"> </span>-1 591<span class=\"_ _c4\"> </span>-8 399<span class=\"_ _2e9\"> </span></span>R\u00e4ntek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> p\u00e5 leasingskulder<span class=\"_ _20a\"> </span><span class=\"ff5\">-1 347<span class=\"_ _6e\"> </span><span class=\"ls7c ws8c\">-477<span class=\"_ _c6\"> </span></span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>\u00d6vriga fina<span class=\"_ _1\"></span>nsiella k<span class=\"_ _1\"></span>ostnader<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">-76 931<span class=\"_ _79\"> </span>-73 321<span class=\"_ _97\"> </span>-78 644<span class=\"_ _79\"> </span>-73 321<span class=\"_ _2e9\"> </span></span>Summa r\u00e4nt<span class=\"_ _1\"></span>eko<span class=\"_ _1\"></span>stnader<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">-547 605<span class=\"_ _a0\"> </span>-210 795<span class=\"_ _17b\"> </span>-547 971<span class=\"_ _1a\"> </span>-210 318<span class=\"_ _2e9\"> </span></span>- v<span class=\"_ _1\"></span>arav r<span class=\"_ _1\"></span>\u00e4ntekostnader<span class=\"_ _1\"></span> ber\u00e4knade enligt e<span class=\"_ _1\"></span>ff<span class=\"_ _2\"></span>ektivr\u00e4ntemet<span class=\"_ _1\"></span>oden<span class=\"_ _20b\"> </span>-513 160<span class=\"_ _119\"> </span>-185 495<span class=\"_ _9f\"> </span>-513 543<span class=\"_ _119\"> </span>-185 495<span class=\"_ _2e9\"> </span>- vara<span class=\"_ _1\"></span>v kostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> ins\u00e4ttningsgar<span class=\"_ _1\"></span>anti<span class=\"_ _1\"></span> och reso<span class=\"_ _1\"></span>lutionsav<span class=\"_ _1\"></span>gift<span class=\"_ _12d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _0\"></span>34 445<span class=\"_ _79\"> </span>-24 823<span class=\"_ _1cb\"> </span>-34 428<span class=\"_ _b3\"> </span>-24 823<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-290": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs1b1\">NOT<span class=\"_ _2\"></span> 7<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">Provisionsne<span class=\"_ _1\"></span>tto<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs1b2\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs1b3\">TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _74\"> </span></span>2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2b ws31 gs1b4\">Prov<span class=\"_ _1\"></span>isionsint\u00e4kter<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls4a ws52 gs1b5\">Kr<span class=\"_ _2\"></span>avavg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r<span class=\"_ _104\"> </span><span class=\"ls1 ws1\">122 342<span class=\"_ _79\"> </span>90 087<span class=\"_ _1a5\"> </span>96 578<span class=\"_ _78\"> </span>90 087<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs1b6\">F\u00f6rs\u00e4kring<span class=\"_ _1\"></span>spremier f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5neskydd<span class=\"_ _fc\"> </span><span class=\"ff5 ls1 ws1\">97 514<span class=\"_ _c4\"> </span>81 023<span class=\"_ _ad\"> </span>97 514<span class=\"_ _46\"> </span>81 023<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs1b7\">Kreditk<span class=\"_ _1\"></span>ortspro<span class=\"_ _1\"></span>visioner<span class=\"_ _8e\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _ad\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1b8\">T<span class=\"_ _0\"></span>ransaktionsavgift<span class=\"_ _1\"></span>er<span class=\"_ _15c\"> </span><span class=\"ff5\">22 7<span class=\"_ _1\"></span>55<span class=\"_ _46\"> </span>13 628<span class=\"_ _162\"> </span>15 120<span class=\"_ _46\"> </span>13 628<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs1b9\">Inl\u00e5ningsprovisioner<span class=\"_ _20c\"> </span><span class=\"ff5 ls1 ws1\">393<span class=\"_ _18f\"> </span>440<span class=\"_ _18f\"> </span>393<span class=\"_ _18f\"> </span>440<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa wsa0 gs1ba\">Summa <span class=\"_ _20d\"> </span>prov<span class=\"_ _1\"></span>isionsint \u00e4kter<span class=\"_ _20e\"> </span><span class=\"ls1 ws1\">280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb wsa1 gs1bb\">Pro<span class=\"_ _1\"></span>visions k<span class=\"_ _1\"></span>ostnad<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsa ws12 gs1bc\">Kreditk<span class=\"_ _1\"></span>ortsprovisioner<span class=\"_ _20f\"> </span><span class=\"ls1 ws1\">-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _9f\"> </span>-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1bd\">F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> l\u00e5nesky<span class=\"_ _1\"></span>dd<span class=\"_ _210\"> </span><span class=\"ff5\">-12 521<span class=\"_ _cf\"> </span>-18 687<span class=\"_ _1a5\"> </span>-12 521<span class=\"_ _a2\"> </span>-18 687<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs1be\">F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader f<span class=\"_ _1\"></span>\u00f6r r<span class=\"_ _1\"></span>esef<span class=\"_ _1\"></span>\u00f6rs\u00e4kring<span class=\"_ _211\"> </span><span class=\"ff5 ls1 ws1\">-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _9a\"> </span>-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs1bf\">Summa pro<span class=\"_ _1\"></span>visionsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _212\"> </span><span class=\"ls1 ws1\">-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _17b\"> </span>-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs1c0\">Pro<span class=\"_ _1\"></span>visionsnet<span class=\"_ _1\"></span>to<span class=\"_ _1a0\"> </span><span class=\"ls1 ws1\">176 911<span class=\"_ _19e\"> </span>149 457<span class=\"_ _cf\"> </span>143 512<span class=\"_ _19e\"> </span>149 457<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 lsb ws13 gs1c1\">Pro<span class=\"_ _1\"></span>vision<span class=\"_ _1\"></span>sint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>delning:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls92 ws9f gs1c2\">No<span class=\"_ _2\"></span>rge<span class=\"_ _a8\"> </span><span class=\"ff5 ls1 ws1\">110 279<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _9a\"> </span>104 929<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs1c3\">Sv<span class=\"_ _1\"></span>erige<span class=\"_ _208\"> </span><span class=\"ff5 ls1 ws1\">64 297<span class=\"_ _c4\"> </span>46 318<span class=\"_ _78\"> </span>49 066<span class=\"_ _48\"> </span>46 318<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs1c4\">Finland<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">50 307<span class=\"_ _48\"> </span>35 730<span class=\"_ _78\"> </span>38 802<span class=\"_ _48\"> </span>35 730<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls91 ws9e gs1c5\">Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">37 155<span class=\"_ _ad\"> </span>14 382<span class=\"_ _69\"> </span>37 141<span class=\"_ _ad\"> </span>14 382<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls4c ws54 gs1c6\">Estland<span class=\"_ _213\"> </span><span class=\"ff5 ls1 ws1\">5 904<span class=\"_ _74\"> </span>5 441<span class=\"_ _57\"> </span>5 893<span class=\"_ _74\"> </span>5 441<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs1c7\">Danmark<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">5 298<span class=\"_ _57\"> </span>3 604<span class=\"_ _72\"> </span>4 041<span class=\"_ _57\"> </span>3 604<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1c8\">Lettland<span class=\"_ _214\"> </span><span class=\"ff5\">4 055<span class=\"_ _6c\"> </span>2 362<span class=\"_ _64\"> </span>4 048<span class=\"_ _72\"> </span>2 362<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1c9\">Polen<span class=\"_ _b0\"> </span><span class=\"ff5\">1 888<span class=\"_ _62\"> </span>1 194<span class=\"_ _68\"> </span>1 880<span class=\"_ _75\"> </span>1 194<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1ca\">Litauen<span class=\"_ _215\"> </span><span class=\"ff5\">388<span class=\"_ _18f\"> </span>209<span class=\"_ _9c\"> </span>388<span class=\"_ _18f\"> </span>209<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs1cb\">\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _135\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _18f\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs1cc\">Spanien<span class=\"_ _c0\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _cc\"> </span>149<span class=\"_ _18f\"> </span>296<span class=\"_ _cc\"> </span>149<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs1cd\">Summa provisionsint\u00e4kt<span class=\"_ _1\"></span>er<span class=\"_ _216\"> </span>280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-315": {
   "value": "NOT<span class=\"_ _2\"></span> 7<span class=\"_ _14b\"> </span><span class=\"lsb ws13\">Provisionsne<span class=\"_ _1\"></span>tto<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _74\"> </span></span>2023<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span></span>Prov<span class=\"_ _1\"></span>isionsint\u00e4kter<span class=\"_ _2e9\"> </span>Kr<span class=\"_ _2\"></span>avavg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r<span class=\"_ _104\"> </span><span class=\"ls1 ws1\">122 342<span class=\"_ _79\"> </span>90 087<span class=\"_ _1a5\"> </span>96 578<span class=\"_ _78\"> </span>90 087<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kring<span class=\"_ _1\"></span>spremier f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5neskydd<span class=\"_ _fc\"> </span><span class=\"ff5 ls1 ws1\">97 514<span class=\"_ _c4\"> </span>81 023<span class=\"_ _ad\"> </span>97 514<span class=\"_ _46\"> </span>81 023<span class=\"_ _2e9\"> </span></span>Kreditk<span class=\"_ _1\"></span>ortspro<span class=\"_ _1\"></span>visioner<span class=\"_ _8e\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _ad\"> </span>37 242<span class=\"_ _47\"> </span>19 138<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>ransaktionsavgift<span class=\"_ _1\"></span>er<span class=\"_ _15c\"> </span><span class=\"ff5\">22 7<span class=\"_ _1\"></span>55<span class=\"_ _46\"> </span>13 628<span class=\"_ _162\"> </span>15 120<span class=\"_ _46\"> </span>13 628<span class=\"_ _2e9\"> </span></span>Inl\u00e5ningsprovisioner<span class=\"_ _20c\"> </span><span class=\"ff5 ls1 ws1\">393<span class=\"_ _18f\"> </span>440<span class=\"_ _18f\"> </span>393<span class=\"_ _18f\"> </span>440<span class=\"_ _2e9\"> </span></span>Summa <span class=\"_ _20d\"> </span>prov<span class=\"_ _1\"></span>isionsint \u00e4kter<span class=\"_ _20e\"> </span><span class=\"ls1 ws1\">280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visions k<span class=\"_ _1\"></span>ostnad<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Kreditk<span class=\"_ _1\"></span>ortsprovisioner<span class=\"_ _20f\"> </span><span class=\"ls1 ws1\">-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _9f\"> </span>-29 860<span class=\"_ _1cb\"> </span>-31 975<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> l\u00e5nesky<span class=\"_ _1\"></span>dd<span class=\"_ _210\"> </span><span class=\"ff5\">-12 521<span class=\"_ _cf\"> </span>-18 687<span class=\"_ _1a5\"> </span>-12 521<span class=\"_ _a2\"> </span>-18 687<span class=\"_ _2e9\"> </span></span>F\u00f6rs\u00e4kringsk<span class=\"_ _1\"></span>ostnader f<span class=\"_ _1\"></span>\u00f6r r<span class=\"_ _1\"></span>esef<span class=\"_ _1\"></span>\u00f6rs\u00e4kring<span class=\"_ _211\"> </span><span class=\"ff5 ls1 ws1\">-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _9a\"> </span>-60 954<span class=\"_ _162\"> </span>-4 197<span class=\"_ _2e9\"> </span></span>Summa pro<span class=\"_ _1\"></span>visionsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _212\"> </span><span class=\"ls1 ws1\">-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _17b\"> </span>-103 335<span class=\"_ _9a\"> </span>-54 859<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsnet<span class=\"_ _1\"></span>to<span class=\"_ _1a0\"> </span><span class=\"ls1 ws1\">176 911<span class=\"_ _19e\"> </span>149 457<span class=\"_ _cf\"> </span>143 512<span class=\"_ _19e\"> </span>149 457<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>vision<span class=\"_ _1\"></span>sint\u00e4kternas<span class=\"_ _1\"></span> geografiska<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>delning:<span class=\"_ _2e9\"> </span>No<span class=\"_ _2\"></span>rge<span class=\"_ _a8\"> </span><span class=\"ff5 ls1 ws1\">110 279<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _9a\"> </span>104 929<span class=\"_ _1a5\"> </span>94 907<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _208\"> </span><span class=\"ff5 ls1 ws1\">64 297<span class=\"_ _c4\"> </span>46 318<span class=\"_ _78\"> </span>49 066<span class=\"_ _48\"> </span>46 318<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">50 307<span class=\"_ _48\"> </span>35 730<span class=\"_ _78\"> </span>38 802<span class=\"_ _48\"> </span>35 730<span class=\"_ _2e9\"> </span></span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">37 155<span class=\"_ _ad\"> </span>14 382<span class=\"_ _69\"> </span>37 141<span class=\"_ _ad\"> </span>14 382<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _213\"> </span><span class=\"ff5 ls1 ws1\">5 904<span class=\"_ _74\"> </span>5 441<span class=\"_ _57\"> </span>5 893<span class=\"_ _74\"> </span>5 441<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">5 298<span class=\"_ _57\"> </span>3 604<span class=\"_ _72\"> </span>4 041<span class=\"_ _57\"> </span>3 604<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _214\"> </span><span class=\"ff5\">4 055<span class=\"_ _6c\"> </span>2 362<span class=\"_ _64\"> </span>4 048<span class=\"_ _72\"> </span>2 362<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _b0\"> </span><span class=\"ff5\">1 888<span class=\"_ _62\"> </span>1 194<span class=\"_ _68\"> </span>1 880<span class=\"_ _75\"> </span>1 194<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _215\"> </span><span class=\"ff5\">388<span class=\"_ _18f\"> </span>209<span class=\"_ _9c\"> </span>388<span class=\"_ _18f\"> </span>209<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _135\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _18f\"> </span><span class=\"ff5\">363<span class=\"_ _19c\"> </span></span>20<span class=\"_ _2e9\"> </span>Spanien<span class=\"_ _c0\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _cc\"> </span>149<span class=\"_ _18f\"> </span>296<span class=\"_ _cc\"> </span>149<span class=\"_ _2e9\"> </span></span>Summa provisionsint\u00e4kt<span class=\"_ _1\"></span>er<span class=\"_ _216\"> </span>280 246<span class=\"_ _d6\"> </span>204 316<span class=\"_ _d6\"> </span>246 847<span class=\"_ _d6\"> </span>204 316<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-342": {
   "value": "NOT<span class=\"_ _2\"></span> 8<span class=\"_ _14b\"> </span><span class=\"ff7 lsa ws12\">Nett<span class=\"_ _1\"></span>oresulta<span class=\"_ _1\"></span>t fr<span class=\"_ _1\"></span>\u00e5n finansiella t<span class=\"_ _1\"></span>ransaktioner<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _63\"> </span><span class=\"ls6 ws17\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _217\"> </span><span class=\"ff5 ls1 ws1\">-103<span class=\"_ _218\"> </span>639<span class=\"_ _71\"> </span>-902<span class=\"_ _9c\"> </span>639<span class=\"_ _2e9\"> </span></span>Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at av pl<span class=\"_ _2\"></span>ace<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i fond<span class=\"_ _2\"></span>er oc<span class=\"_ _2\"></span>h an<span class=\"_ _2\"></span>dra v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>ppe<span class=\"_ _2\"></span>r<span class=\"_ _219\"> </span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _c6\"> </span></span>-<span class=\"_ _1ed\"> </span><span class=\"ff5\">44<span class=\"_ _2e9\"> </span></span>Summa nett<span class=\"_ _1\"></span>oresul<span class=\"_ _1\"></span>tat f<span class=\"_ _1\"></span>r\u00e5n finansiella<span class=\"_ _1\"></span> transaktioner<span class=\"_ _21a\"> </span><span class=\"ff1 ls1 ws1\">-103<span class=\"_ _124\"> </span>683<span class=\"_ _8d\"> </span>-902<span class=\"_ _9c\"> </span>683</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-291": {
   "value": "52  \u2022  \u00c5rsredovisning 2023  \u2022  TF Bank AB (publ) NOT 9 Allm\u00e4nna administrationskostnader Koncernen Moderbolaget TSEK 2023 2022 2023 2022 Personalkostnader L\u00f6ner och arvoden -228 010 -170 464 -192 257 -157 673 Sociala avgifter -53 653 -42 555 -46 805 -41 150 Pensionskostnader -13 223 -9 968 -12 067 -9 968 \u00d6vriga personalkostnader -9 394 -6 679 -7 804 -6 418 Summa personalkostnader -304 280 -229 666 -258 933 -215 209 \u00d6vriga allm\u00e4nna administrationskostnader Kostnader f\u00f6r informationstj\u00e4nster och kundkommunikation -144 981 -96 146 -137 248 -96 146 IT-kostnader -82 732 -60 929 -75 959 -60 929 Porto- och telefonkostnader -34 322 -23 010 -29 691 -22 939 Bankavgifter -35 039 -22 050 -28 782 -22 041 Externa inkassokostnader -26 842 -13 349 -25 374 -13 349 Hyra och lokal kostnader -6 027 -7 696 -18 627 -14 200 Rekryteringskostnader -3 398 -4 410 -3 389 -4 410 Ers\u00e4ttning till revisorer -4 041 -3 612 -3 855 -3 612 Advokatkostnader -4 893 -3 095 -2 782 -3 043 \u00d6vriga kostnader -60 291 -40 070 -76 849 -57 499 Summa \u00f6vriga allm\u00e4nna admini strationskostnader -402 566 -274 367 -402 556 -298 168 Summa allm\u00e4nna administrationskostnader -706 846 -504 033 -661 489 -513 377 ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-349": {
   "value": "NOT<span class=\"_ _2\"></span> 9<span class=\"_ _14b\"> </span><span class=\"lsa ws12\">Allm\u00e4nna administ<span class=\"_ _1\"></span>rationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _74\"> </span><span class=\"ls6 ws17\">2022<span class=\"_ _74\"> </span></span>2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _2e9\"> </span></span></span>Personalk<span class=\"_ _1\"></span>ostna<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span>L\u00f6ner<span class=\"_ _1\"></span> och arvod<span class=\"_ _1\"></span>en<span class=\"_ _217\"> </span><span class=\"ff5 ls1 ws1\">-228 010<span class=\"_ _17b\"> </span>-170 464<span class=\"_ _119\"> </span>-192 257<span class=\"_ _e0\"> </span>-157 673<span class=\"_ _2e9\"> </span></span>So<span class=\"_ _2\"></span>ci<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>la avg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r<span class=\"_ _21b\"> </span><span class=\"ff5 ls1 ws1\">-53 653<span class=\"_ _a2\"> </span>-42 555<span class=\"_ _9a\"> </span>-46 805<span class=\"_ _79\"> </span>-41 150<span class=\"_ _2e9\"> </span></span>Pensionskostnader<span class=\"_ _21c\"> </span><span class=\"ff5 ls1 ws1\">-13 223<span class=\"_ _56\"> </span>-9 968<span class=\"_ _15e\"> </span>-12 067<span class=\"_ _48\"> </span>-9 968<span class=\"_ _2e9\"> </span></span>\u00d6vriga personalko<span class=\"_ _1\"></span>stnader<span class=\"_ _191\"> </span><span class=\"ff5 ls1 ws1\">-9 394<span class=\"_ _48\"> </span>-6 679<span class=\"_ _46\"> </span>-7 804<span class=\"_ _ad\"> </span>-6 418<span class=\"_ _2e9\"> </span></span>Summa persona<span class=\"_ _1\"></span>lko<span class=\"_ _1\"></span>stnader<span class=\"_ _5\"> </span><span class=\"ls1 ws1\">-304 280<span class=\"_ _55\"> </span>-229 666<span class=\"_ _a0\"> </span>-258 933<span class=\"_ _a0\"> </span>-215 209<span class=\"_ _2e9\"> </span></span>\u00d6vriga al<span class=\"_ _1\"></span>lm\u00e4nna administr<span class=\"_ _1\"></span>ationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _2e9\"> </span>Ko<span class=\"_ _1\"></span>stnader f<span class=\"_ _1\"></span>\u00f6r inf<span class=\"_ _1\"></span>ormationstj\u00e4n<span class=\"_ _1\"></span>ster och<span class=\"_ _1\"></span> kundkommun<span class=\"_ _1\"></span>ikation<span class=\"_ _b9\"> </span><span class=\"ls1 ws1\">-144 981<span class=\"_ _cf\"> </span>-96 146<span class=\"_ _119\"> </span>-137 248<span class=\"_ _cf\"> </span>-96 146<span class=\"_ _2e9\"> </span></span>I<span class=\"_ _3\"></span>T-<span class=\"_ _2\"></span>k<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _21d\"> </span><span class=\"ff5 ls1 ws1\">-82 732<span class=\"_ _19e\"> </span>-60 929<span class=\"_ _cf\"> </span>-75 959<span class=\"_ _9f\"> </span>-60 929<span class=\"_ _2e9\"> </span></span>Porto- och tele<span class=\"_ _1\"></span>fonk<span class=\"_ _1\"></span>ostnader<span class=\"_ _216\"> </span><span class=\"ff5\">-<span class=\"_ _1\"></span>34 322<span class=\"_ _a2\"> </span>-23 010<span class=\"_ _a2\"> </span>-29 691<span class=\"_ _a2\"> </span>-22 939<span class=\"_ _2e9\"> </span></span>Bankav<span class=\"_ _1\"></span>gifter<span class=\"_ _21d\"> </span><span class=\"ff5\">-35 039<span class=\"_ _97\"> </span>-22 050<span class=\"_ _cf\"> </span>-28 782<span class=\"_ _1cb\"> </span>-22 041<span class=\"_ _2e9\"> </span></span>Ex<span class=\"_ _2\"></span>terna<span class=\"_ _1\"></span> inkassokostnader<span class=\"_ _65\"> </span><span class=\"ff5 ls1 ws1\">-26 842<span class=\"_ _b3\"> </span>-13 349<span class=\"_ _1cb\"> </span>-25 37<span class=\"_ _0\"></span>4<span class=\"_ _1cb\"> </span>-13 349<span class=\"_ _2e9\"> </span></span>Hyra och lokal <span class=\"_ _82\"></span>kostnade<span class=\"_ _2\"></span>r<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">-6 027<span class=\"_ _48\"> </span>-7 696<span class=\"_ _a2\"> </span>-18 627<span class=\"_ _15e\"> </span>-14 200<span class=\"_ _2e9\"> </span></span>Rekryteringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _12f\"> </span><span class=\"ff5\">-<span class=\"_ _1\"></span>3 398<span class=\"_ _47\"> </span>-4 410<span class=\"_ _ad\"> </span>-<span class=\"_ _1\"></span>3 389<span class=\"_ _47\"> </span>-4 410<span class=\"_ _2e9\"> </span></span>Ers\u00e4ttning ti<span class=\"_ _1\"></span>ll r<span class=\"_ _1\"></span>evisor<span class=\"_ _1\"></span>er<span class=\"_ _9e\"> </span><span class=\"ff5 ls1 ws1\">-4 041<span class=\"_ _7c\"> </span>-3 612<span class=\"_ _ad\"> </span>-3 855<span class=\"_ _162\"> </span>-3 612<span class=\"_ _2e9\"> </span></span>Advok<span class=\"_ _1\"></span>atkostnader<span class=\"_ _21e\"> </span><span class=\"ff5\">-4 893<span class=\"_ _46\"> </span>-3 095<span class=\"_ _ad\"> </span>-2 782<span class=\"_ _ad\"> </span>-3 043<span class=\"_ _2e9\"> </span></span>\u00d6vriga k<span class=\"_ _1\"></span>ostnader<span class=\"_ _185\"> </span><span class=\"ff5 ls1 ws1\">-60 291<span class=\"_ _19e\"> </span>-40 070<span class=\"_ _97\"> </span>-<span class=\"_ _1\"></span>76 849<span class=\"_ _97\"> </span>-57 499<span class=\"_ _2e9\"> </span></span>Summa \u00f6<span class=\"_ _1\"></span>vriga al<span class=\"_ _1\"></span>lm\u00e4nna admini <span class=\"_ _10\"></span>s<span class=\"_ _2\"></span>tration<span class=\"_ _1\"></span>skost<span class=\"_ _1\"></span>nader<span class=\"_ _21f\"> </span><span class=\"ls1 ws1\">-402 566<span class=\"_ _a0\"> </span>-274 367<span class=\"_ _23\"> </span>-402 556<span class=\"_ _21\"> </span>-298 168<span class=\"_ _2e9\"> </span></span>Summa allm\u00e4nna<span class=\"_ _1\"></span> administrat<span class=\"_ _1\"></span>ionsko<span class=\"_ _1\"></span>stnader<span class=\"_ _6d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _1\"></span>706 846<span class=\"_ _23\"> </span>-504 033<span class=\"_ _21\"> </span>-661 489<span class=\"_ _17b\"> </span>-513 377<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 10<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Ers\u00e4ttning till revisorer<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>KPMG<span class=\"_ _2e9\"> </span>Revi<span class=\"_ _1\"></span>sionsuppdrag<span class=\"_ _221\"> </span><span class=\"ff5 ls1 ws1\">3 176<span class=\"_ _68\"> </span>2 978<span class=\"_ _63\"> </span>3 176<span class=\"_ _68\"> </span>2 978<span class=\"_ _2e9\"> </span></span>Revi<span class=\"_ _1\"></span>sionsverksamhet<span class=\"_ _1\"></span> ut\u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er r<span class=\"_ _1\"></span>evi<span class=\"_ _1\"></span>sionsuppdraget<span class=\"_ _222\"> </span><span class=\"ff5 ls1 ws1\">610<span class=\"_ _9c\"> </span>380<span class=\"_ _b1\"> </span>610<span class=\"_ _218\"> </span>380<span class=\"_ _2e9\"> </span></span>Skatter\u00e5dgivning<span class=\"_ _b5\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _1ed\"> </span><span class=\"ff5 ls79 ws89\">75<span class=\"_ _c6\"> </span></span>-<span class=\"_ _223\"> </span><span class=\"ff5 ls79 ws89\">75<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga tj\u00e4nster<span class=\"_ _c8\"> </span><span class=\"ff5\">255<span class=\"_ _bc\"> </span><span class=\"ls28 ws2e\">179<span class=\"_ _224\"> </span></span>69<span class=\"_ _bc\"> </span><span class=\"ls28 ws2e\">179<span class=\"_ _2e9\"> </span></span></span>Su<span class=\"_ _2\"></span>mma e<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4ttn<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill r<span class=\"_ _2\"></span>evis<span class=\"_ _2\"></span>ore<span class=\"_ _2\"></span>r<span class=\"_ _225\"> </span>4 041<span class=\"_ _68\"> </span>3 612<span class=\"_ _68\"> </span>3 855<span class=\"_ _68\"> </span>3 612<span class=\"_ _2e9\"> </span>I be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>pet f\u00f6r 2<span class=\"_ _2\"></span>023 in<span class=\"_ _2\"></span>g\u00e5r revi<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>vo<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll KP<span class=\"_ _2\"></span>MG AB o<span class=\"_ _2\"></span>m 3 477 T<span class=\"_ _2\"></span>SEK<span class=\"_ _2\"></span>, f\u00f6rde<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>at \u00f6ver revis<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nsu<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>dra<span class=\"_ _2\"></span>get 2 79<span class=\"_ _2\"></span>8 TS<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>, revis<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>sve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>hete<span class=\"_ _2\"></span>n ut\u00f6ver revi<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et 610 TSEK s<span class=\"_ _2\"></span>amt s<span class=\"_ _2\"></span>katte<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>dgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>ter 6<span class=\"_ _2\"></span>9 TS<span class=\"_ _2\"></span>EK<span class=\"_ _2e9\"> </span>L\u00d6N<span class=\"_ _2\"></span>ER O<span class=\"_ _2\"></span>CH E<span class=\"_ _2\"></span>RS\u00c4<span class=\"_ _1\"></span>TT<span class=\"_ _2\"></span>NIN<span class=\"_ _2\"></span>G<span class=\"_ _2\"></span>AR HAR U<span class=\"_ _2\"></span>PP<span class=\"_ _2\"></span>G\u00c5<span class=\"_ _1\"></span>TT T<span class=\"_ _2\"></span>ILL:<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Styrelsen, v<span class=\"_ _1\"></span>erkst\u00e4llande direkt\u00f6rer<span class=\"_ _1\"></span> och motsvarande<span class=\"_ _1\"></span> befattningshav<span class=\"_ _1\"></span>are<span class=\"_ _9f\"> </span><span class=\"ff5 ls1 ws1\">15 861<span class=\"_ _a7\"> </span>16 207<span class=\"_ _9f\"> </span>15 861<span class=\"_ _d6\"> </span>16 207<span class=\"_ _2e9\"> </span></span>\u00d6vriga anst\u00e4llda<span class=\"_ _233\"> </span><span class=\"ff5 ls1 ws1\">212 149<span class=\"_ _21\"> </span>154 257<span class=\"_ _53\"> </span>176 396<span class=\"_ _23\"> </span>141 466<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otala l\u00f6ner<span class=\"_ _1\"></span> och ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">228 010<span class=\"_ _13c\"> </span>170 464<span class=\"_ _53\"> </span>192 257<span class=\"_ _53\"> </span>157 673<span class=\"_ _2e9\"> </span></span>So<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>la avg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ter e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gt l<span class=\"_ _2\"></span>ag o<span class=\"_ _2\"></span>ch av<span class=\"_ _2\"></span>tal<span class=\"_ _73\"> </span><span class=\"ff5\">53 653<span class=\"_ _a7\"> </span>42 555<span class=\"_ _25\"> </span>46 805<span class=\"_ _9a\"> </span>41 150<span class=\"_ _2e9\"> </span></span>Pensionskostnader<span class=\"_ _234\"> </span><span class=\"ff5 ls1 ws1\">13 223<span class=\"_ _a2\"> </span>9 968<span class=\"_ _d6\"> </span>12 067<span class=\"_ _a2\"> </span>9 968<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otala l\u00f6ner<span class=\"_ _0\"></span>, ers\u00e4tt <span class=\"_ _10\"></span>ningar<span class=\"_ _1\"></span>, sociala<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>gifter<span class=\"_ _1\"></span> och pen<span class=\"_ _1\"></span>sionsko<span class=\"_ _1\"></span>stnader<span class=\"_ _46\"> </span><span class=\"ls1 ws1\">294 886<span class=\"_ _13c\"> </span>222 987<span class=\"_ _4c\"> </span>251 129<span class=\"_ _92\"> </span>208 791<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 15<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">\u00d6vriga r<span class=\"_ _1\"></span>\u00f6relsekost<span class=\"_ _1\"></span>nader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Marknadsf<span class=\"_ _1\"></span>\u00f6ringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1c7\"> </span><span class=\"ls1 ws1\">-64 359<span class=\"_ _9a\"> </span>-67 596<span class=\"_ _97\"> </span>-63 862<span class=\"_ _9a\"> </span>-67 596<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _238\"> </span><span class=\"ls1 ws1\">-64 359<span class=\"_ _19e\"> </span>-67 596<span class=\"_ _19e\"> </span>-63 862<span class=\"_ _19e\"> </span>-67 596</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-346": {
   "value": "\u00d6vriga al<span class=\"_ _1\"></span>lm\u00e4nna administr<span class=\"_ _1\"></span>ationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _2e9\"> </span>Ko<span class=\"_ _1\"></span>stnader f<span class=\"_ _1\"></span>\u00f6r inf<span class=\"_ _1\"></span>ormationstj\u00e4n<span class=\"_ _1\"></span>ster och<span class=\"_ _1\"></span> kundkommun<span class=\"_ _1\"></span>ikation<span class=\"_ _b9\"> </span><span class=\"ls1 ws1\">-144 981<span class=\"_ _cf\"> </span>-96 146<span class=\"_ _119\"> </span>-137 248<span class=\"_ _cf\"> </span>-96 146<span class=\"_ _2e9\"> </span></span>I<span class=\"_ _3\"></span>T-<span class=\"_ _2\"></span>k<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _21d\"> </span><span class=\"ff5 ls1 ws1\">-82 732<span class=\"_ _19e\"> </span>-60 929<span class=\"_ _cf\"> </span>-75 959<span class=\"_ _9f\"> </span>-60 929<span class=\"_ _2e9\"> </span></span>Porto- och tele<span class=\"_ _1\"></span>fonk<span class=\"_ _1\"></span>ostnader<span class=\"_ _216\"> </span><span class=\"ff5\">-<span class=\"_ _1\"></span>34 322<span class=\"_ _a2\"> </span>-23 010<span class=\"_ _a2\"> </span>-29 691<span class=\"_ _a2\"> </span>-22 939<span class=\"_ _2e9\"> </span></span>Bankav<span class=\"_ _1\"></span>gifter<span class=\"_ _21d\"> </span><span class=\"ff5\">-35 039<span class=\"_ _97\"> </span>-22 050<span class=\"_ _cf\"> </span>-28 782<span class=\"_ _1cb\"> </span>-22 041<span class=\"_ _2e9\"> </span></span>Ex<span class=\"_ _2\"></span>terna<span class=\"_ _1\"></span> inkassokostnader<span class=\"_ _65\"> </span><span class=\"ff5 ls1 ws1\">-26 842<span class=\"_ _b3\"> </span>-13 349<span class=\"_ _1cb\"> </span>-25 37<span class=\"_ _0\"></span>4<span class=\"_ _1cb\"> </span>-13 349<span class=\"_ _2e9\"> </span></span>Hyra och lokal <span class=\"_ _82\"></span>kostnade<span class=\"_ _2\"></span>r<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">-6 027<span class=\"_ _48\"> </span>-7 696<span class=\"_ _a2\"> </span>-18 627<span class=\"_ _15e\"> </span>-14 200<span class=\"_ _2e9\"> </span></span>Rekryteringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _12f\"> </span><span class=\"ff5\">-<span class=\"_ _1\"></span>3 398<span class=\"_ _47\"> </span>-4 410<span class=\"_ _ad\"> </span>-<span class=\"_ _1\"></span>3 389<span class=\"_ _47\"> </span>-4 410<span class=\"_ _2e9\"> </span></span>Ers\u00e4ttning ti<span class=\"_ _1\"></span>ll r<span class=\"_ _1\"></span>evisor<span class=\"_ _1\"></span>er<span class=\"_ _9e\"> </span><span class=\"ff5 ls1 ws1\">-4 041<span class=\"_ _7c\"> </span>-3 612<span class=\"_ _ad\"> </span>-3 855<span class=\"_ _162\"> </span>-3 612<span class=\"_ _2e9\"> </span></span>Advok<span class=\"_ _1\"></span>atkostnader<span class=\"_ _21e\"> </span><span class=\"ff5\">-4 893<span class=\"_ _46\"> </span>-3 095<span class=\"_ _ad\"> </span>-2 782<span class=\"_ _ad\"> </span>-3 043<span class=\"_ _2e9\"> </span></span>\u00d6vriga k<span class=\"_ _1\"></span>ostnader<span class=\"_ _185\"> </span><span class=\"ff5 ls1 ws1\">-60 291<span class=\"_ _19e\"> </span>-40 070<span class=\"_ _97\"> </span>-<span class=\"_ _1\"></span>76 849<span class=\"_ _97\"> </span>-57 499<span class=\"_ _2e9\"> </span></span>Summa \u00f6<span class=\"_ _1\"></span>vriga al<span class=\"_ _1\"></span>lm\u00e4nna admini <span class=\"_ _10\"></span>s<span class=\"_ _2\"></span>tration<span class=\"_ _1\"></span>skost<span class=\"_ _1\"></span>nader<span class=\"_ _21f\"> </span><span class=\"ls1 ws1\">-402 566<span class=\"_ _a0\"> </span>-274 367<span class=\"_ _23\"> </span>-402 556<span class=\"_ _21\"> </span>-298 168<span class=\"_ _2e9\"> </span></span>Summa allm\u00e4nna<span class=\"_ _1\"></span> administrat<span class=\"_ _1\"></span>ionsko<span class=\"_ _1\"></span>stnader<span class=\"_ _6d\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _1\"></span>706 846<span class=\"_ _23\"> </span>-504 033<span class=\"_ _21\"> </span>-661 489<span class=\"_ _17b\"> </span>-513 377<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-316": {
   "value": "NOT<span class=\"_ _2\"></span> 10<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Ers\u00e4ttning till revisorer<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>KPMG<span class=\"_ _2e9\"> </span>Revi<span class=\"_ _1\"></span>sionsuppdrag<span class=\"_ _221\"> </span><span class=\"ff5 ls1 ws1\">3 176<span class=\"_ _68\"> </span>2 978<span class=\"_ _63\"> </span>3 176<span class=\"_ _68\"> </span>2 978<span class=\"_ _2e9\"> </span></span>Revi<span class=\"_ _1\"></span>sionsverksamhet<span class=\"_ _1\"></span> ut\u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er r<span class=\"_ _1\"></span>evi<span class=\"_ _1\"></span>sionsuppdraget<span class=\"_ _222\"> </span><span class=\"ff5 ls1 ws1\">610<span class=\"_ _9c\"> </span>380<span class=\"_ _b1\"> </span>610<span class=\"_ _218\"> </span>380<span class=\"_ _2e9\"> </span></span>Skatter\u00e5dgivning<span class=\"_ _b5\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _1ed\"> </span><span class=\"ff5 ls79 ws89\">75<span class=\"_ _c6\"> </span></span>-<span class=\"_ _223\"> </span><span class=\"ff5 ls79 ws89\">75<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga tj\u00e4nster<span class=\"_ _c8\"> </span><span class=\"ff5\">255<span class=\"_ _bc\"> </span><span class=\"ls28 ws2e\">179<span class=\"_ _224\"> </span></span>69<span class=\"_ _bc\"> </span><span class=\"ls28 ws2e\">179<span class=\"_ _2e9\"> </span></span></span>Su<span class=\"_ _2\"></span>mma e<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4ttn<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill r<span class=\"_ _2\"></span>evis<span class=\"_ _2\"></span>ore<span class=\"_ _2\"></span>r<span class=\"_ _225\"> </span>4 041<span class=\"_ _68\"> </span>3 612<span class=\"_ _68\"> </span>3 855<span class=\"_ _68\"> </span>3 612<span class=\"_ _2e9\"> </span>I be<span class=\"_ _2\"></span>lop<span class=\"_ _2\"></span>pet f\u00f6r 2<span class=\"_ _2\"></span>023 in<span class=\"_ _2\"></span>g\u00e5r revi<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>vo<span class=\"_ _2\"></span>de ti<span class=\"_ _2\"></span>ll KP<span class=\"_ _2\"></span>MG AB o<span class=\"_ _2\"></span>m 3 477 T<span class=\"_ _2\"></span>SEK<span class=\"_ _2\"></span>, f\u00f6rde<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>at \u00f6ver revis<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nsu<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>dra<span class=\"_ _2\"></span>get 2 79<span class=\"_ _2\"></span>8 TS<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>, revis<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>sve<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>hete<span class=\"_ _2\"></span>n ut\u00f6ver revi<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et 610 TSEK s<span class=\"_ _2\"></span>amt s<span class=\"_ _2\"></span>katte<span class=\"_ _2\"></span>r\u00e5<span class=\"_ _2\"></span>dgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>tj<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>ter 6<span class=\"_ _2\"></span>9 TS<span class=\"_ _2\"></span>EK<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-317": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs1e3\">NOT<span class=\"_ _2\"></span> 11<span class=\"_ _226\"> </span><span class=\"lsb ws13\">Medelantal an<span class=\"_ _1\"></span>st\u00e4llda, l\u00f6ner<span class=\"_ _0\"></span>, andra<span class=\"_ _1\"></span> ers\u00e4ttn<span class=\"_ _1\"></span>ingar och<span class=\"_ _1\"></span> sociala a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>gifter<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8f ws16 gs1e4\">MEDELANT<span class=\"_ _0\"></span>ALET ANST<span class=\"_ _11\"></span>\u00c4LLDA, MED<span class=\"_ _1\"></span> F\u00d6RDEL<span class=\"_ _1\"></span>NING P<span class=\"_ _0\"></span>\u00c5 K<span class=\"_ _2\"></span>VINNOR<span class=\"_ _1\"></span> OCH M<span class=\"_ _1\"></span>\u00c4N, HA<span class=\"_ _1\"></span>R UPPG\u00c5<span class=\"_ _11\"></span>T<span class=\"_ _2\"></span>T T<span class=\"_ _1\"></span>ILL:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs1e5\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls1 ws1 gs1e6\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs1e7\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _ff\"> </span><span class=\"ff4 ls1 ws1\">210<span class=\"_ _63\"> </span></span><span class=\"ls28 ws2e\">17<span class=\"_ _2\"></span>6<span class=\"_ _62\"> </span>147<span class=\"_ _62\"> </span><span class=\"ls1 ws1\">154<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1e8\">M\u00e4n<span class=\"_ _227\"> </span><span class=\"ff4 ls28 ws2e\">170<span class=\"_ _62\"> </span></span><span class=\"ls1 ws1\">142<span class=\"_ _75\"> </span><span class=\"ls79 ws89\">175<span class=\"_ _74\"> </span></span>136<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs1e9\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _228\"> </span><span class=\"ls1 ws1\">380<span class=\"_ _72\"> </span>318<span class=\"_ _6c\"> </span>322<span class=\"_ _57\"> </span>290<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8f ws16 gs1ea\">MEDELANT<span class=\"_ _0\"></span>ALET ANST<span class=\"_ _11\"></span>\u00c4LLDA, MED<span class=\"_ _1\"></span> F\u00d6RDEL<span class=\"_ _1\"></span>NING P<span class=\"_ _0\"></span>\u00c5 K<span class=\"_ _2\"></span>VINNOR<span class=\"_ _1\"></span> OCH M<span class=\"_ _1\"></span>\u00c4N, PER<span class=\"_ _1\"></span> LAND:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs1eb\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls1 ws1 gs1ec\">2023<span class=\"_ _56\"> </span><span class=\"ls6 ws17\">2022<span class=\"_ _56\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls28 ws2e gs1ed\">Sver<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>e<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs1ee\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _228\"> </span><span class=\"ls92 ws9f\">57<span class=\"_ _171\"> </span><span class=\"ls1 ws1\">45<span class=\"_ _171\"> </span>50<span class=\"_ _171\"> </span>45<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1ef\">M\u00e4n<span class=\"_ _1b5\"> </span><span class=\"ls1 ws1\">67<span class=\"_ _9c\"> </span>51<span class=\"_ _198\"> </span>60<span class=\"_ _218\"> </span>51<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs1f0\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _229\"> </span><span class=\"ls1 ws1\">124<span class=\"_ _198\"> </span>96<span class=\"_ _63\"> </span>110<span class=\"_ _198\"> </span>96<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs1f1\">Finland<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs1f2\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _f4\"> </span><span class=\"ff4 ls1 ws1\">20<span class=\"_ _124\"> </span><span class=\"ff5\">16<span class=\"_ _124\"> </span>16<span class=\"_ _124\"> </span>16<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1f3\">M\u00e4n<span class=\"_ _d9\"> </span><span class=\"ls1 ws1\">13<span class=\"_ _218\"> </span>15<span class=\"_ _cc\"> </span><span class=\"ff4\">11<span class=\"_ _9c\"> </span></span>15<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs1f4\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _178\"> </span><span class=\"ls1 ws1\">33<span class=\"_ _124\"> </span>31<span class=\"_ _70\"> </span>27<span class=\"_ _124\"> </span>31<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls10 ws18 gs1f5\">Polen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs1f6\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _f4\"> </span><span class=\"ls1 ws1\">46<span class=\"_ _70\"> </span>36<span class=\"_ _171\"> </span>46<span class=\"_ _70\"> </span>36<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1f7\">M\u00e4n<span class=\"_ _1b5\"> </span><span class=\"ls1 ws1\">46<span class=\"_ _70\"> </span>38<span class=\"_ _171\"> </span>46<span class=\"_ _171\"> </span>38<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs1f8\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _22a\"> </span><span class=\"ls1 ws1\">92<span class=\"_ _171\"> </span><span class=\"ls93 wsa2\">74<span class=\"_ _171\"> </span></span>92<span class=\"_ _124\"> </span><span class=\"ls93 wsa2\">74<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs1f9\">Estland<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs1fa\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _228\"> </span><span class=\"ls1 ws1\">25<span class=\"_ _124\"> </span>23<span class=\"_ _124\"> </span>25<span class=\"_ _22b\"> </span>23<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1fb\">M\u00e4n<span class=\"_ _22c\"> </span><span class=\"ls1 ws1\">6<span class=\"_ _c3\"> </span><span class=\"ff4\">7<span class=\"_ _199\"> </span></span>6<span class=\"_ _c3\"> </span><span class=\"ff4\">7<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs1fc\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">31<span class=\"_ _198\"> </span>30<span class=\"_ _124\"> </span>31<span class=\"_ _70\"> </span>30<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs1fd\">Norge<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs1fe\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _228\"> </span><span class=\"ff4 ls1 ws1\">27<span class=\"_ _124\"> </span><span class=\"ff5\">25<span class=\"_ _22b\"> </span></span>27<span class=\"_ _22b\"> </span><span class=\"ff5\">25<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs1ff\">M\u00e4n<span class=\"_ _1e5\"> </span><span class=\"ls1 ws1\">19<span class=\"_ _124\"> </span>19<span class=\"_ _9c\"> </span>18<span class=\"_ _9c\"> </span>19<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs200\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _22a\"> </span><span class=\"ls1 ws1\">46<span class=\"_ _70\"> </span>44<span class=\"_ _171\"> </span>45<span class=\"_ _70\"> </span>44<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs201\">Lettland<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls24 ws28 gs202\">Kv<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>r<span class=\"_ _10b\"> </span><span class=\"ff4 ls1 ws1\">11<span class=\"_ _b9\"> </span><span class=\"ff5\">9<span class=\"_ _cc\"> </span></span>11<span class=\"_ _b9\"> </span><span class=\"ff5\">9<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs203\">M\u00e4n<span class=\"_ _22c\"> </span><span class=\"ls1 ws1\">6<span class=\"_ _b9\"> </span>6<span class=\"_ _199\"> </span>6<span class=\"_ _b9\"> </span>6<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2d ws33 gs204\">To<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>t<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">17<span class=\"_ _22b\"> </span>15<span class=\"_ _22b\"> </span>17<span class=\"_ _124\"> </span>15<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs205\">Litauen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs206\">K<span class=\"_ _1\"></span>vinnor<span class=\"_ _22d\"> </span>16<span class=\"_ _218\"> </span>15<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs207\">M\u00e4n<span class=\"_ _22e\"> </span><span class=\"ls1 ws1\">5<span class=\"_ _224\"> </span><span class=\"ff4\">1<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs208\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _a6\"> </span>21<span class=\"_ _171\"> </span>16<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs209\">T<span class=\"_ _1\"></span>yskland<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs20a\">K<span class=\"_ _1\"></span>vinnor<span class=\"_ _22f\"> </span>6<span class=\"_ _b9\"> </span>6<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs20b\">M\u00e4n<span class=\"_ _22e\"> </span><span class=\"ls1 ws1\">5<span class=\"_ _c3\"> </span>4<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs20c\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _230\"> </span>11<span class=\"_ _171\"> </span>10<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs20d\">Spanien<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs20e\">K<span class=\"_ _1\"></span>vinnor<span class=\"_ _231\"> </span><span class=\"ff4\">2<span class=\"_ _224\"> </span>1<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs20f\">M\u00e4n<span class=\"_ _22e\"> </span><span class=\"ls1 ws1\">3<span class=\"_ _224\"> </span><span class=\"ff4\">1<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs210\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _b2\"> </span>5<span class=\"_ _c3\"> </span>2<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8f ws16 gs22d\">K<span class=\"_ _1\"></span>\u00d6NSF\u00d6RDELNING<span class=\"_ _1\"></span> STYRELSELEDAM\u00d6<span class=\"_ _1\"></span>T<span class=\"_ _1\"></span>ER OCH<span class=\"_ _1\"></span> LED<span class=\"_ _1\"></span>ANDE BEF<span class=\"_ _0\"></span>A<span class=\"_ _1\"></span>TTNINGSHA<span class=\"_ _0\"></span>V<span class=\"_ _1\"></span>ARE<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls45 ws4e gs22e\">TSEK<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls1 ws1 gs22f\">2023<span class=\"_ _e9\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs230\">Ant<span class=\"_ _2\"></span>al p<span class=\"_ _2\"></span>\u00e5</div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2b ws31 gs231\"> balansdagen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls7e ws8e gs232\">Va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls7b ws8b gs233\">k<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>nor (%<span class=\"_ _2\"></span>)<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs234\">Ant<span class=\"_ _2\"></span>al p<span class=\"_ _2\"></span>\u00e5 </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2b ws31 gs235\">balansdagen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls7e ws8e gs236\">Va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls7b ws8b gs237\">k<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>nor (%<span class=\"_ _2\"></span>)<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs238\">Styrelseledam\u00f6ter<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">6<span class=\"_ _218\"> </span></span><span class=\"ls28 ws2e\">17<span class=\"_ _b9\"> </span><span class=\"ff5 ls1 ws1\">6<span class=\"_ _22b\"> </span>33<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs239\">V<span class=\"_ _1\"></span>erk<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>ire<span class=\"_ _2\"></span>kt\u00f6<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h andra ledande befattningshav<span class=\"_ _1\"></span>are <span class=\"_ _e8\"> </span><span class=\"ff5\">3<span class=\"_ _b9\"> </span></span>0<span class=\"_ _c3\"> </span><span class=\"ff5\">3<span class=\"_ _199\"> </span></span>0<span class=\"_ _2e9\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-292": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls51 ws1 gs212\">L\u00d6N<span class=\"_ _2\"></span>ER O<span class=\"_ _2\"></span>CH E<span class=\"_ _2\"></span>RS\u00c4<span class=\"_ _1\"></span>TT<span class=\"_ _2\"></span>NIN<span class=\"_ _2\"></span>G<span class=\"_ _2\"></span>AR HAR U<span class=\"_ _2\"></span>PP<span class=\"_ _2\"></span>G\u00c5<span class=\"_ _1\"></span>TT T<span class=\"_ _2\"></span>ILL:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs213\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs214\">TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws58 gs215\">Styrelsen, v<span class=\"_ _1\"></span>erkst\u00e4llande direkt\u00f6rer<span class=\"_ _1\"></span> och motsvarande<span class=\"_ _1\"></span> befattningshav<span class=\"_ _1\"></span>are<span class=\"_ _9f\"> </span><span class=\"ff5 ls1 ws1\">15 861<span class=\"_ _a7\"> </span>16 207<span class=\"_ _9f\"> </span>15 861<span class=\"_ _d6\"> </span>16 207<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs216\">\u00d6vriga anst\u00e4llda<span class=\"_ _233\"> </span><span class=\"ff5 ls1 ws1\">212 149<span class=\"_ _21\"> </span>154 257<span class=\"_ _53\"> </span>176 396<span class=\"_ _23\"> </span>141 466<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs217\">T<span class=\"_ _0\"></span>otala l\u00f6ner<span class=\"_ _1\"></span> och ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">228 010<span class=\"_ _13c\"> </span>170 464<span class=\"_ _53\"> </span>192 257<span class=\"_ _53\"> </span>157 673<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs218\">So<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>la avg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ter e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gt l<span class=\"_ _2\"></span>ag o<span class=\"_ _2\"></span>ch av<span class=\"_ _2\"></span>tal<span class=\"_ _73\"> </span><span class=\"ff5\">53 653<span class=\"_ _a7\"> </span>42 555<span class=\"_ _25\"> </span>46 805<span class=\"_ _9a\"> </span>41 150<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs219\">Pensionskostnader<span class=\"_ _234\"> </span><span class=\"ff5 ls1 ws1\">13 223<span class=\"_ _a2\"> </span>9 968<span class=\"_ _d6\"> </span>12 067<span class=\"_ _a2\"> </span>9 968<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs21a\">T<span class=\"_ _0\"></span>otala l\u00f6ner<span class=\"_ _0\"></span>, ers\u00e4tt <span class=\"_ _10\"></span>ningar<span class=\"_ _1\"></span>, sociala<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>gifter<span class=\"_ _1\"></span> och pen<span class=\"_ _1\"></span>sionsko<span class=\"_ _1\"></span>stnader<span class=\"_ _46\"> </span><span class=\"ls1 ws1\">294 886<span class=\"_ _13c\"> </span>222 987<span class=\"_ _4c\"> </span>251 129<span class=\"_ _92\"> </span>208 791<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs21c\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs21d\">TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls2c ws32 gs21e\">VD: Joakim J<span class=\"_ _1\"></span>ansson<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs21f\">Grundl\u00f6n<span class=\"_ _1f1\"> </span><span class=\"ff5 ls1 ws1\">2 820<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _79\"> </span></span>2 820<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs220\">R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs221\">\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">89<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _70\"> </span></span>89<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs222\">Pensionskostnad<span class=\"_ _ba\"> </span><span class=\"ff5 ls1 ws1\">602<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _68\"> </span></span>602<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs223\">Summa<span class=\"_ _106\"> </span><span class=\"ls1 ws1\">3 511<span class=\"_ _19c\"> </span>-<span class=\"_ _1a5\"> </span>3 511<span class=\"_ _19c\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls29 ws2f gs224\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs225\">TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs226\">VD: M<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ia<span class=\"_ _2\"></span>s Ca<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs227\">Grundl\u00f6n<span class=\"_ _12c\"> </span><span class=\"ff5 ls1 ws1\">1 781<span class=\"_ _15e\"> </span>4 608<span class=\"_ _48\"> </span>1 781<span class=\"_ _15e\"> </span>4 608<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs228\">R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs229\">\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _208\"> </span><span class=\"ff5 ls1 ws1\">60<span class=\"_ _63\"> </span>150<span class=\"_ _198\"> </span>60<span class=\"_ _63\"> </span>150<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs22a\">Pensionskostnad<span class=\"_ _ba\"> </span><span class=\"ff5 ls1 ws1\">403<span class=\"_ _56\"> </span>1 091<span class=\"_ _72\"> </span>403<span class=\"_ _56\"> </span>1 091<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs22b\">Summa<span class=\"_ _163\"> </span><span class=\"ls1 ws1\">2 244<span class=\"_ _b3\"> </span>5 849<span class=\"_ _1cb\"> </span>2 244<span class=\"_ _1cb\"> </span>5 849<span class=\"_ _2e9\"> </span></span></div>TF Bank <span class=\"_ _1\"></span>AB (publ)  <span class=\"fc3\">\u2022</span>  <span class=\"_ _1\"></span>\u00c5rsredo<span class=\"_ _1\"></span>visning 2023  <span class=\"fc3\">\u2022</span>  <span class=\"fc1\">55<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Vice VD:<span class=\"_ _1\"></span> Mikael<span class=\"_ _1\"></span> Meomuttel<span class=\"_ _2e9\"> </span>Grundl\u00f6n<span class=\"_ _1e0\"> </span><span class=\"ff5 ls1 ws1\">3 280<span class=\"_ _79\"> </span>2 982<span class=\"_ _1cb\"> </span>3 280<span class=\"_ _79\"> </span>2 982<span class=\"_ _2e9\"> </span></span>R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _57\"> </span><span class=\"ff5\">300<span class=\"_ _19c\"> </span></span>-<span class=\"_ _57\"> </span><span class=\"ff5\">300<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">153<span class=\"_ _75\"> </span></span><span class=\"ls28 ws2e\">172<span class=\"_ _62\"> </span><span class=\"ff5 ls1 ws1\">153<span class=\"_ _75\"> </span></span>172<span class=\"_ _2e9\"> </span></span>Pensionskostnad<span class=\"_ _b8\"> </span><span class=\"ls7c ws8c\">707<span class=\"_ _63\"> </span><span class=\"ff5 ls1 ws1\">733<span class=\"_ _6c\"> </span></span>707<span class=\"_ _63\"> </span><span class=\"ff5 ls1 ws1\">733<span class=\"_ _2e9\"> </span></span></span>Summa<span class=\"_ _109\"> </span><span class=\"ls1 ws1\">4 140<span class=\"_ _1cb\"> </span>4 187<span class=\"_ _79\"> </span>4 140<span class=\"_ _79\"> </span>4 187<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>COO: Espen<span class=\"_ _1\"></span> Johannesen<span class=\"_ _2e9\"> </span>Grundl\u00f6n 1<span class=\"_ _2e9\"> </span>2 954<span class=\"_ _79\"> </span>3 246<span class=\"_ _79\"> </span>2 954<span class=\"_ _78\"> </span>3 246<span class=\"_ _2e9\"> </span>R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _19c\"> </span><span class=\"ffa\">-<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _207\"> </span><span class=\"ls1 ws1\">221<span class=\"_ _68\"> </span><span class=\"ff5\">206<span class=\"_ _75\"> </span></span>221<span class=\"_ _68\"> </span><span class=\"ff5\">206<span class=\"_ _2e9\"> </span></span></span>Pensionskostnad<span class=\"_ _238\"> </span><span class=\"ff5 ls1 ws1\">142<span class=\"_ _8d\"> </span>114<span class=\"_ _75\"> </span>142<span class=\"_ _8d\"> </span>114<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _239\"> </span><span class=\"ls1 ws1\">3 317<span class=\"_ _b3\"> </span>3 566<span class=\"_ _78\"> </span>3 317<span class=\"_ _15e\"> </span>3 566<span class=\"_ _2e9\"> </span></span>Ers\u00e4ttningar<span class=\"_ _1\"></span> till l<span class=\"_ _1\"></span>edande befa<span class=\"_ _1\"></span>ttningsha<span class=\"_ _1\"></span>vare<span class=\"_ _2e9\"> </span>I enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>lysni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>aven i FFFS 201<span class=\"_ _2\"></span>1:1 p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on kr<span class=\"_ _2\"></span>ing b<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>.a<span class=\"_ _2\"></span>. e<span class=\"_ _2\"></span>rs\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m p\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns web<span class=\"_ _2\"></span>bp<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>s w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com<span class=\"_ _2\"></span>. L\u00f6n<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t\u00f6r o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a led<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e bef<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>hava<span class=\"_ _2\"></span>re utg\u00f6r<span class=\"_ _2\"></span>s av fas<span class=\"_ _2\"></span>t l\u00f6n<span class=\"_ _2\"></span>, r\u00f6r<span class=\"_ _1\"></span>lig ers\u00e4tt<span class=\"_ _1\"></span>ning, pr<span class=\"_ _1\"></span>o<span class=\"_ _1\"></span>visionsb<span class=\"_ _1\"></span>aserad er<span class=\"_ _1\"></span>s\u00e4ttning,<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>riga f<span class=\"_ _1\"></span>\u00f6rm\u00e5ner<span class=\"_ _1\"></span> samt<span class=\"_ _1\"></span> pension.<span class=\"_ _2e9\"> </span>Pro<span class=\"_ _1\"></span>visionsbasera<span class=\"_ _1\"></span>de ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _2e9\"> </span>De p<span class=\"_ _2\"></span>rovisi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a ha<span class=\"_ _2\"></span>r und<span class=\"_ _2\"></span>er \u00e5<span class=\"_ _2\"></span>ret up<span class=\"_ _2\"></span>pg\u00e5<span class=\"_ _2\"></span>tt ti<span class=\"_ _2\"></span>ll 0 (<span class=\"_ _2\"></span>30<span class=\"_ _2\"></span>0) TSEK<span class=\"_ _2\"></span>. Sto<span class=\"_ _2\"></span>rle<span class=\"_ _2\"></span>ken p\u00e5 d<span class=\"_ _2\"></span>e provi<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade e<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna \u00e4<span class=\"_ _2\"></span>r re<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>d til<span class=\"_ _2\"></span>l up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>da fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a m\u00e5<span class=\"_ _2\"></span>l f\u00f6r r\u00e4<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span>kap<span class=\"_ _2\"></span>s\u00e5<span class=\"_ _2\"></span>ret. T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t att s<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga m\u00e5<span class=\"_ _2\"></span>l avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e r\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6r r<span class=\"_ _2\"></span>\u00e4ken<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>\u00e5ret g\u00e5<span class=\"_ _2\"></span>r at<span class=\"_ _2\"></span>t m\u00e4t<span class=\"_ _2\"></span>a p\u00e5 et<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>lf\u00f6r<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt s\u00e4<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>. De p<span class=\"_ _2\"></span>rovisi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a utg\u00e5<span class=\"_ _2\"></span>r ti<span class=\"_ _2\"></span>ll led<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>efat<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s-<span class=\"_ _2e9\"> </span>hava<span class=\"_ _2\"></span>re ino<span class=\"_ _2\"></span>m ban<span class=\"_ _2\"></span>ken o<span class=\"_ _2\"></span>ch \u00e4r i<span class=\"_ _2\"></span>nte pe<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>sgr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>de.<span class=\"_ _2e9\"> </span>Pensioner<span class=\"_ _2e9\"> </span>Bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get<span class=\"_ _2\"></span>s p<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>\u00e5ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n t\u00e4c<span class=\"_ _2\"></span>ks g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l ITP-<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. VD:<span class=\"_ _2\"></span>s sa<span class=\"_ _2\"></span>mt vis<span class=\"_ _2\"></span>sa l<span class=\"_ _2\"></span>eda<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e bef<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>havare h<span class=\"_ _2\"></span>ar r<span class=\"_ _2\"></span>\u00e4tt at<span class=\"_ _2\"></span>t avg\u00e5 me<span class=\"_ _2\"></span>d pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on vi<span class=\"_ _2\"></span>d 65\u2013<span class=\"_ _2\"></span>67 \u00e5r<span class=\"_ _2\"></span>s \u00e5lder b<span class=\"_ _2\"></span>ero<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e p\u00e5 ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk he<span class=\"_ _2\"></span>mvis<span class=\"_ _2\"></span>t. Pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner, inklu<span class=\"_ _2\"></span>sive sj<span class=\"_ _2\"></span>uk<span class=\"_ _2\"></span>f\u00f6rs<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, ska va<span class=\"_ _2\"></span>ra pre<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ebe<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>, i den m\u00e5n befattning<span class=\"_ _1\"></span>shava<span class=\"_ _1\"></span>ren<span class=\"_ _1\"></span> inte<span class=\"_ _1\"></span> omfattas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5nsbest\u00e4md pension enligt<span class=\"_ _1\"></span> tvingande k<span class=\"_ _1\"></span>ollektiva<span class=\"_ _1\"></span>vtalsb<span class=\"_ _2\"></span>est\u00e4mmelser<span class=\"_ _1\"></span>. Pensionspr<span class=\"_ _1\"></span>emierna f<span class=\"_ _1\"></span>\u00f6r prem<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>d pen<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>n f\u00e5r u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5 til<span class=\"_ _2\"></span>l h\u00f6g<span class=\"_ _2\"></span>st 25 % av den p<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nsg<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>nde i<span class=\"_ _2\"></span>nkom<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>skos<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>d avser de<span class=\"_ _2\"></span>n kost<span class=\"_ _2\"></span>nad s<span class=\"_ _2\"></span>om p\u00e5ver<span class=\"_ _2\"></span>kat \u00e5ret<span class=\"_ _2\"></span>s re<span class=\"_ _2\"></span>su<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>at.<span class=\"_ _2e9\"> </span>Upps\u00e4gningstid<span class=\"_ _1\"></span>er och<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vg\u00e5ngsv<span class=\"_ _1\"></span>ederlag<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB o<span class=\"_ _2\"></span>ch VD u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>\u00e4g<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>den t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>ex m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er (1<span class=\"_ _2\"></span>2 m<span class=\"_ _2\"></span>\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>\u00e4gn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen s<span class=\"_ _2\"></span>ker fr<span class=\"_ _2\"></span>\u00e5n b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s si<span class=\"_ _2\"></span>da). O<span class=\"_ _2\"></span>m up<span class=\"_ _2\"></span>ps\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ier<span class=\"_ _2\"></span>as av b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r gru<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>l\u00f6n un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r upp<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sti<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, do<span class=\"_ _2\"></span>ck ut<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>as i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en r\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>g ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng om s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an \u00e4r \u00f6vere<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s. Avg\u00e5<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ved<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et s\u00e4<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s ne<span class=\"_ _2\"></span>d mot ny l\u00f6<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m VD er<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>ler f<span class=\"_ _2\"></span>r\u00e5n ny \u00f6vere<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>en arbetsgivare<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Ers\u00e4ttningar<span class=\"_ _1\"></span> till<span class=\"_ _1\"></span> styrelsen<span class=\"_ _2e9\"> </span>Ers<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r f\u00f6r st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en s<span class=\"_ _2\"></span>om red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>as ova<span class=\"_ _2\"></span>n \u00e4r b<span class=\"_ _2\"></span>eslu<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de av \u00e5rs<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>rna o<span class=\"_ _2\"></span>ch avse<span class=\"_ _2\"></span>r \u00e5rs<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>vo<span class=\"_ _2\"></span>det fr<span class=\"_ _2\"></span>\u00e5n \u00e5<span class=\"_ _2\"></span>rss<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l \u00e5rs<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>ma f\u00f6r resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive \u00e5r. Ers\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en ti<span class=\"_ _2\"></span>ll s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n bes<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av en f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t ers<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng f\u00f6r s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>arb<span class=\"_ _2\"></span>ete s<span class=\"_ _2\"></span>amt e<span class=\"_ _2\"></span>n fas<span class=\"_ _2\"></span>t er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing f\u00f6<span class=\"_ _2\"></span>r arb<span class=\"_ _2\"></span>ete i res<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ive ut-<span class=\"_ _2e9\"> </span>skot<span class=\"_ _2\"></span>t. St<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>r\u00e4t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>t tre ut<span class=\"_ _2\"></span>skot<span class=\"_ _2\"></span>t: revi<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ons<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>skot<span class=\"_ _2\"></span>tet, e<span class=\"_ _2\"></span>rs\u00e4<span class=\"_ _2\"></span>ttn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gsu<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kottet s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>isk- oc<span class=\"_ _2\"></span>h com<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>ian<span class=\"_ _2\"></span>ceu<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>kotte<span class=\"_ _2\"></span>t. B<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>n ha<span class=\"_ _2\"></span>r inte n\u00e5<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>a pensionsutf\u00e4st<span class=\"_ _1\"></span>elser f<span class=\"_ _1\"></span>\u00f6r styr<span class=\"_ _1\"></span>elseledam\u00f6<span class=\"_ _1\"></span>te<span class=\"_ _2e9\"> </span>r<span class=\"_ _0\"></span>.<span class=\"_ _2e9\"> </span>K<span class=\"_ _1\"></span>\u00d6NSF\u00d6RDELNING<span class=\"_ _1\"></span> STYRELSELEDAM\u00d6<span class=\"_ _1\"></span>T<span class=\"_ _1\"></span>ER OCH<span class=\"_ _1\"></span> LED<span class=\"_ _1\"></span>ANDE BEF<span class=\"_ _0\"></span>A<span class=\"_ _1\"></span>TTNINGSHA<span class=\"_ _0\"></span>V<span class=\"_ _1\"></span>ARE<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>2023<span class=\"_ _e9\"> </span><span class=\"ff4 ls46 ws4f\">2<span class=\"_ _2\"></span>022<span class=\"_ _2e9\"> </span></span>Ant<span class=\"_ _2\"></span>al p<span class=\"_ _2\"></span>\u00e5 balansdagen<span class=\"_ _2e9\"> </span>Va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span> k<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>nor (%<span class=\"_ _2\"></span>)<span class=\"_ _2e9\"> </span>Ant<span class=\"_ _2\"></span>al p<span class=\"_ _2\"></span>\u00e5 balansdagen<span class=\"_ _2e9\"> </span>Va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>av<span class=\"_ _2\"></span> k<span class=\"_ _2\"></span>vin<span class=\"_ _2\"></span>nor (%<span class=\"_ _2\"></span>)<span class=\"_ _2e9\"> </span>Styrelseledam\u00f6ter<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">6<span class=\"_ _218\"> </span></span><span class=\"ls28 ws2e\">17<span class=\"_ _b9\"> </span><span class=\"ff5 ls1 ws1\">6<span class=\"_ _22b\"> </span>33<span class=\"_ _2e9\"> </span></span></span>V<span class=\"_ _1\"></span>erk<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>ire<span class=\"_ _2\"></span>kt\u00f6<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h andra ledande befattningshav<span class=\"_ _1\"></span>are <span class=\"_ _e8\"> </span><span class=\"ff5\">3<span class=\"_ _b9\"> </span></span>0<span class=\"_ _c3\"> </span><span class=\"ff5\">3<span class=\"_ _199\"> </span></span>0<span class=\"_ _2e9\"> </span>1  Ut\u00f6ve<span class=\"_ _2\"></span>r gr<span class=\"_ _2\"></span>und<span class=\"_ _2\"></span>l\u00f6<span class=\"_ _2\"></span>n f\u00f6r 202<span class=\"_ _2\"></span>2 ha<span class=\"_ _2\"></span>r COO e<span class=\"_ _2\"></span>rh<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>lit r<span class=\"_ _2\"></span>etro<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>v l\u00f6n<span class=\"_ _2\"></span>ej<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g fr\u00e5<span class=\"_ _2\"></span>n 202<span class=\"_ _2\"></span>1 om m<span class=\"_ _2\"></span>ots<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>nde 3<span class=\"_ _2\"></span>50 T<span class=\"_ _2\"></span>SEK<span class=\"_ _2\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-318": {
   "value": "L\u00d6N<span class=\"_ _2\"></span>ER O<span class=\"_ _2\"></span>CH E<span class=\"_ _2\"></span>RS\u00c4<span class=\"_ _1\"></span>TT<span class=\"_ _2\"></span>NIN<span class=\"_ _2\"></span>G<span class=\"_ _2\"></span>AR HAR U<span class=\"_ _2\"></span>PP<span class=\"_ _2\"></span>G\u00c5<span class=\"_ _1\"></span>TT T<span class=\"_ _2\"></span>ILL:<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Styrelsen, v<span class=\"_ _1\"></span>erkst\u00e4llande direkt\u00f6rer<span class=\"_ _1\"></span> och motsvarande<span class=\"_ _1\"></span> befattningshav<span class=\"_ _1\"></span>are<span class=\"_ _9f\"> </span><span class=\"ff5 ls1 ws1\">15 861<span class=\"_ _a7\"> </span>16 207<span class=\"_ _9f\"> </span>15 861<span class=\"_ _d6\"> </span>16 207<span class=\"_ _2e9\"> </span></span>\u00d6vriga anst\u00e4llda<span class=\"_ _233\"> </span><span class=\"ff5 ls1 ws1\">212 149<span class=\"_ _21\"> </span>154 257<span class=\"_ _53\"> </span>176 396<span class=\"_ _23\"> </span>141 466<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otala l\u00f6ner<span class=\"_ _1\"></span> och ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _65\"> </span><span class=\"ls1 ws1\">228 010<span class=\"_ _13c\"> </span>170 464<span class=\"_ _53\"> </span>192 257<span class=\"_ _53\"> </span>157 673<span class=\"_ _2e9\"> </span></span>So<span class=\"_ _2\"></span>cia<span class=\"_ _2\"></span>la avg<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ter e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gt l<span class=\"_ _2\"></span>ag o<span class=\"_ _2\"></span>ch av<span class=\"_ _2\"></span>tal<span class=\"_ _73\"> </span><span class=\"ff5\">53 653<span class=\"_ _a7\"> </span>42 555<span class=\"_ _25\"> </span>46 805<span class=\"_ _9a\"> </span>41 150<span class=\"_ _2e9\"> </span></span>Pensionskostnader<span class=\"_ _234\"> </span><span class=\"ff5 ls1 ws1\">13 223<span class=\"_ _a2\"> </span>9 968<span class=\"_ _d6\"> </span>12 067<span class=\"_ _a2\"> </span>9 968<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otala l\u00f6ner<span class=\"_ _0\"></span>, ers\u00e4tt <span class=\"_ _10\"></span>ningar<span class=\"_ _1\"></span>, sociala<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span>gifter<span class=\"_ _1\"></span> och pen<span class=\"_ _1\"></span>sionsko<span class=\"_ _1\"></span>stnader<span class=\"_ _46\"> </span><span class=\"ls1 ws1\">294 886<span class=\"_ _13c\"> </span>222 987<span class=\"_ _4c\"> </span>251 129<span class=\"_ _92\"> </span>208 791<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>VD: Joakim J<span class=\"_ _1\"></span>ansson<span class=\"_ _2e9\"> </span>Grundl\u00f6n<span class=\"_ _1f1\"> </span><span class=\"ff5 ls1 ws1\">2 820<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _79\"> </span></span>2 820<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _205\"> </span><span class=\"ff5 ls1 ws1\">89<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _70\"> </span></span>89<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Pensionskostnad<span class=\"_ _ba\"> </span><span class=\"ff5 ls1 ws1\">602<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _68\"> </span></span>602<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa<span class=\"_ _106\"> </span><span class=\"ls1 ws1\">3 511<span class=\"_ _19c\"> </span>-<span class=\"_ _1a5\"> </span>3 511<span class=\"_ _19c\"> </span>-<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>VD: M<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ia<span class=\"_ _2\"></span>s Ca<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>sso<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>Grundl\u00f6n<span class=\"_ _12c\"> </span><span class=\"ff5 ls1 ws1\">1 781<span class=\"_ _15e\"> </span>4 608<span class=\"_ _48\"> </span>1 781<span class=\"_ _15e\"> </span>4 608<span class=\"_ _2e9\"> </span></span>R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _208\"> </span><span class=\"ff5 ls1 ws1\">60<span class=\"_ _63\"> </span>150<span class=\"_ _198\"> </span>60<span class=\"_ _63\"> </span>150<span class=\"_ _2e9\"> </span></span>Pensionskostnad<span class=\"_ _ba\"> </span><span class=\"ff5 ls1 ws1\">403<span class=\"_ _56\"> </span>1 091<span class=\"_ _72\"> </span>403<span class=\"_ _56\"> </span>1 091<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _163\"> </span><span class=\"ls1 ws1\">2 244<span class=\"_ _b3\"> </span>5 849<span class=\"_ _1cb\"> </span>2 244<span class=\"_ _1cb\"> </span>5 849<span class=\"_ _2e9\"> </span></span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Vice VD:<span class=\"_ _1\"></span> Mikael<span class=\"_ _1\"></span> Meomuttel<span class=\"_ _2e9\"> </span>Grundl\u00f6n<span class=\"_ _1e0\"> </span><span class=\"ff5 ls1 ws1\">3 280<span class=\"_ _79\"> </span>2 982<span class=\"_ _1cb\"> </span>3 280<span class=\"_ _79\"> </span>2 982<span class=\"_ _2e9\"> </span></span>R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _57\"> </span><span class=\"ff5\">300<span class=\"_ _19c\"> </span></span>-<span class=\"_ _57\"> </span><span class=\"ff5\">300<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">153<span class=\"_ _75\"> </span></span><span class=\"ls28 ws2e\">172<span class=\"_ _62\"> </span><span class=\"ff5 ls1 ws1\">153<span class=\"_ _75\"> </span></span>172<span class=\"_ _2e9\"> </span></span>Pensionskostnad<span class=\"_ _b8\"> </span><span class=\"ls7c ws8c\">707<span class=\"_ _63\"> </span><span class=\"ff5 ls1 ws1\">733<span class=\"_ _6c\"> </span></span>707<span class=\"_ _63\"> </span><span class=\"ff5 ls1 ws1\">733<span class=\"_ _2e9\"> </span></span></span>Summa<span class=\"_ _109\"> </span><span class=\"ls1 ws1\">4 140<span class=\"_ _1cb\"> </span>4 187<span class=\"_ _79\"> </span>4 140<span class=\"_ _79\"> </span>4 187<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _159\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _232\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _56\"> </span></span>2<span class=\"_ _2\"></span>023<span class=\"_ _c4\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>COO: Espen<span class=\"_ _1\"></span> Johannesen<span class=\"_ _2e9\"> </span>Grundl\u00f6n 1<span class=\"_ _2e9\"> </span>2 954<span class=\"_ _79\"> </span>3 246<span class=\"_ _79\"> </span>2 954<span class=\"_ _78\"> </span>3 246<span class=\"_ _2e9\"> </span>R\u00f6rlig ers\u00e4ttning<span class=\"_ _237\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _19c\"> </span><span class=\"ffa\">-<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5ner<span class=\"_ _207\"> </span><span class=\"ls1 ws1\">221<span class=\"_ _68\"> </span><span class=\"ff5\">206<span class=\"_ _75\"> </span></span>221<span class=\"_ _68\"> </span><span class=\"ff5\">206<span class=\"_ _2e9\"> </span></span></span>Pensionskostnad<span class=\"_ _238\"> </span><span class=\"ff5 ls1 ws1\">142<span class=\"_ _8d\"> </span>114<span class=\"_ _75\"> </span>142<span class=\"_ _8d\"> </span>114<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _239\"> </span><span class=\"ls1 ws1\">3 317<span class=\"_ _b3\"> </span>3 566<span class=\"_ _78\"> </span>3 317<span class=\"_ _15e\"> </span>3 566<span class=\"_ _2e9\"> </span></span>Ers\u00e4ttningar<span class=\"_ _1\"></span> till l<span class=\"_ _1\"></span>edande befa<span class=\"_ _1\"></span>ttningsha<span class=\"_ _1\"></span>vare<span class=\"_ _2e9\"> </span>I enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>het m<span class=\"_ _2\"></span>ed u<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>lysni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>aven i FFFS 201<span class=\"_ _2\"></span>1:1 p<span class=\"_ _2\"></span>rese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as in<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on kr<span class=\"_ _2\"></span>ing b<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>.a<span class=\"_ _2\"></span>. e<span class=\"_ _2\"></span>rs\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>yste<span class=\"_ _2\"></span>m p\u00e5 b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns web<span class=\"_ _2\"></span>bp<span class=\"_ _2\"></span>lat<span class=\"_ _2\"></span>s w<span class=\"_ _2\"></span>w<span class=\"_ _2\"></span>w<span class=\"_ _1\"></span>.tf<span class=\"_ _2\"></span>b<span class=\"_ _2\"></span>ankg<span class=\"_ _2\"></span>roup<span class=\"_ _2\"></span>.com<span class=\"_ _2\"></span>. L\u00f6n<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t\u00f6r o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a led<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e bef<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>hava<span class=\"_ _2\"></span>re utg\u00f6r<span class=\"_ _2\"></span>s av fas<span class=\"_ _2\"></span>t l\u00f6n<span class=\"_ _2\"></span>, r\u00f6r<span class=\"_ _1\"></span>lig ers\u00e4tt<span class=\"_ _1\"></span>ning, pr<span class=\"_ _1\"></span>o<span class=\"_ _1\"></span>visionsb<span class=\"_ _1\"></span>aserad er<span class=\"_ _1\"></span>s\u00e4ttning,<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>riga f<span class=\"_ _1\"></span>\u00f6rm\u00e5ner<span class=\"_ _1\"></span> samt<span class=\"_ _1\"></span> pension.<span class=\"_ _2e9\"> </span>Pro<span class=\"_ _1\"></span>visionsbasera<span class=\"_ _1\"></span>de ers\u00e4<span class=\"_ _1\"></span>ttningar<span class=\"_ _2e9\"> </span>De p<span class=\"_ _2\"></span>rovisi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de er<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a ha<span class=\"_ _2\"></span>r und<span class=\"_ _2\"></span>er \u00e5<span class=\"_ _2\"></span>ret up<span class=\"_ _2\"></span>pg\u00e5<span class=\"_ _2\"></span>tt ti<span class=\"_ _2\"></span>ll 0 (<span class=\"_ _2\"></span>30<span class=\"_ _2\"></span>0) TSEK<span class=\"_ _2\"></span>. Sto<span class=\"_ _2\"></span>rle<span class=\"_ _2\"></span>ken p\u00e5 d<span class=\"_ _2\"></span>e provi<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ade e<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>rna \u00e4<span class=\"_ _2\"></span>r re<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>la<span class=\"_ _2\"></span>tera<span class=\"_ _2\"></span>d til<span class=\"_ _2\"></span>l up<span class=\"_ _2\"></span>pf<span class=\"_ _2\"></span>ylle<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se av in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>t fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>da fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a m\u00e5<span class=\"_ _2\"></span>l f\u00f6r r\u00e4<span class=\"_ _2\"></span>kens<span class=\"_ _2\"></span>kap<span class=\"_ _2\"></span>s\u00e5<span class=\"_ _2\"></span>ret. T<span class=\"_ _2\"></span>F Ban<span class=\"_ _2\"></span>k ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t att s<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga m\u00e5<span class=\"_ _2\"></span>l avse<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e r\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar f\u00f6r r<span class=\"_ _2\"></span>\u00e4ken<span class=\"_ _2\"></span>ska<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>\u00e5ret g\u00e5<span class=\"_ _2\"></span>r at<span class=\"_ _2\"></span>t m\u00e4t<span class=\"_ _2\"></span>a p\u00e5 et<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>lf\u00f6r<span class=\"_ _2\"></span>lit<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt s\u00e4<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>. De p<span class=\"_ _2\"></span>rovisi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>arn<span class=\"_ _2\"></span>a utg\u00e5<span class=\"_ _2\"></span>r ti<span class=\"_ _2\"></span>ll led<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>efat<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s-<span class=\"_ _2e9\"> </span>hava<span class=\"_ _2\"></span>re ino<span class=\"_ _2\"></span>m ban<span class=\"_ _2\"></span>ken o<span class=\"_ _2\"></span>ch \u00e4r i<span class=\"_ _2\"></span>nte pe<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>sgr<span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>de.<span class=\"_ _2e9\"> </span>Pensioner<span class=\"_ _2e9\"> </span>Bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get<span class=\"_ _2\"></span>s p<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>\u00e5ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n t\u00e4c<span class=\"_ _2\"></span>ks g<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>om in<span class=\"_ _2\"></span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>l ITP-<span class=\"_ _2\"></span>pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>. VD:<span class=\"_ _2\"></span>s sa<span class=\"_ _2\"></span>mt vis<span class=\"_ _2\"></span>sa l<span class=\"_ _2\"></span>eda<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e bef<span class=\"_ _2\"></span>att<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>havare h<span class=\"_ _2\"></span>ar r<span class=\"_ _2\"></span>\u00e4tt at<span class=\"_ _2\"></span>t avg\u00e5 me<span class=\"_ _2\"></span>d pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on vi<span class=\"_ _2\"></span>d 65\u2013<span class=\"_ _2\"></span>67 \u00e5r<span class=\"_ _2\"></span>s \u00e5lder b<span class=\"_ _2\"></span>ero<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e p\u00e5 ge<span class=\"_ _2\"></span>og<span class=\"_ _2\"></span>rafi<span class=\"_ _2\"></span>sk he<span class=\"_ _2\"></span>mvis<span class=\"_ _2\"></span>t. Pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sf\u00f6r<span class=\"_ _2\"></span>m\u00e5<span class=\"_ _2\"></span>ner, inklu<span class=\"_ _2\"></span>sive sj<span class=\"_ _2\"></span>uk<span class=\"_ _2\"></span>f\u00f6rs<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g, ska va<span class=\"_ _2\"></span>ra pre<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ebe<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>, i den m\u00e5n befattning<span class=\"_ _1\"></span>shava<span class=\"_ _1\"></span>ren<span class=\"_ _1\"></span> inte<span class=\"_ _1\"></span> omfattas<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>m\u00e5nsbest\u00e4md pension enligt<span class=\"_ _1\"></span> tvingande k<span class=\"_ _1\"></span>ollektiva<span class=\"_ _1\"></span>vtalsb<span class=\"_ _2\"></span>est\u00e4mmelser<span class=\"_ _1\"></span>. Pensionspr<span class=\"_ _1\"></span>emierna f<span class=\"_ _1\"></span>\u00f6r prem<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4m<span class=\"_ _2\"></span>d pen<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>n f\u00e5r u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5 til<span class=\"_ _2\"></span>l h\u00f6g<span class=\"_ _2\"></span>st 25 % av den p<span class=\"_ _2\"></span>ens<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nsg<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>nde i<span class=\"_ _2\"></span>nkom<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>n. Pe<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>skos<span class=\"_ _2\"></span>tna<span class=\"_ _2\"></span>d avser de<span class=\"_ _2\"></span>n kost<span class=\"_ _2\"></span>nad s<span class=\"_ _2\"></span>om p\u00e5ver<span class=\"_ _2\"></span>kat \u00e5ret<span class=\"_ _2\"></span>s re<span class=\"_ _2\"></span>su<span class=\"_ _2\"></span>lt<span class=\"_ _2\"></span>at.<span class=\"_ _2e9\"> </span>Upps\u00e4gningstid<span class=\"_ _1\"></span>er och<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vg\u00e5ngsv<span class=\"_ _1\"></span>ederlag<span class=\"_ _2e9\"> </span>Enl<span class=\"_ _2\"></span>igt av<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>al me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB o<span class=\"_ _2\"></span>ch VD u<span class=\"_ _2\"></span>ppg<span class=\"_ _2\"></span>\u00e5r u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>\u00e4g<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>den t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>ex m\u00e5<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er (1<span class=\"_ _2\"></span>2 m<span class=\"_ _2\"></span>\u00e5na<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r om up<span class=\"_ _2\"></span>ps<span class=\"_ _2\"></span>\u00e4gn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen s<span class=\"_ _2\"></span>ker fr<span class=\"_ _2\"></span>\u00e5n b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s si<span class=\"_ _2\"></span>da). O<span class=\"_ _2\"></span>m up<span class=\"_ _2\"></span>ps\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>ier<span class=\"_ _2\"></span>as av b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t utg\u00e5<span class=\"_ _2\"></span>r gru<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>l\u00f6n un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r upp<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sti<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n, do<span class=\"_ _2\"></span>ck ut<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>as i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en r\u00f6r<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>g ers<span class=\"_ _2\"></span>\u00e4t<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng om s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an \u00e4r \u00f6vere<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>en in<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>n upp<span class=\"_ _2\"></span>s\u00e4<span class=\"_ _2\"></span>gni<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n ver<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s. Avg\u00e5<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>ved<span class=\"_ _2\"></span>erl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et s\u00e4<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>s ne<span class=\"_ _2\"></span>d mot ny l\u00f6<span class=\"_ _2\"></span>n so<span class=\"_ _2\"></span>m VD er<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>ler f<span class=\"_ _2\"></span>r\u00e5n ny \u00f6vere<span class=\"_ _2\"></span>nsko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>en arbetsgivare<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-293": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs23b\">NOT<span class=\"_ _2\"></span> 12<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs23c\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _36\"> </span>Moderbolage<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls45 ws4e gs23d\">TSEK<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls10 ws18 gs23e\">Internt </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls7a ws8a gs23f\">utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2c ws32 gs240\">program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs241\">P\u00e5g\u00e5ende </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs242\">utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls10 ws18 gs243\">Internt </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls7a ws8a gs244\">utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2c ws32 gs245\">program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs246\">P\u00e5g\u00e5ende </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs247\">utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs248\">2023<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs249\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _22b\"> </span><span class=\"ff5\">160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _23\"> </span>160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs24a\">Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">46 670<span class=\"_ _25\"> </span>46 670<span class=\"_ _224\"> </span></span>-<span class=\"_ _25\"> </span><span class=\"ff5\">40 058<span class=\"_ _17b\"> </span>40 058<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs24b\">Omklassificering<span class=\"_ _23d\"> </span>55 756<span class=\"_ _55\"> </span>-55 756<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>55 311<span class=\"_ _25\"> </span>-55 311<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs24c\">A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _15\"> </span><span class=\"ff5\">-106 453<span class=\"_ _1a\"> </span>-11 028<span class=\"_ _dc\"> </span>-117 481<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs24d\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-1 449<span class=\"_ _198\"> </span>90<span class=\"_ _97\"> </span>-1 359<span class=\"_ _72\"> </span>724<span class=\"_ _6c\"> </span>368<span class=\"_ _78\"> </span>1 092<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs24e\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _a2\"> </span><span class=\"ls1 ws1\">214 658<span class=\"_ _e0\"> </span>28 918<span class=\"_ _92\"> </span>243 576<span class=\"_ _92\"> </span>109 933<span class=\"_ _184\"> </span>12 001<span class=\"_ _4c\"> </span>121 934<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs24f\">Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _bf\"> </span><span class=\"ff5 ls1 ws1\">-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _dc\"> </span>-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs250\">\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-40 293<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-40 293<span class=\"_ _55\"> </span>-<span class=\"_ _1\"></span>33 856<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _55\"> </span></span>-33 856<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs251\">A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _19c\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs252\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _1ca\"> </span><span class=\"ff5 ls1 ws1\">1 290<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _78\"> </span></span>1 290<span class=\"_ _47\"> </span>-228<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _47\"> </span></span>-228<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs253\">Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _c3\"> </span><span class=\"ls1 ws1\">-150 488<span class=\"_ _19c\"> </span>-<span class=\"_ _51\"> </span>-150 488<span class=\"_ _55\"> </span>-82 718<span class=\"_ _224\"> </span>-<span class=\"_ _55\"> </span>-82 718<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls49 ws51 gs254\">Redovisat v\u00e4rde<span class=\"_ _33\"> </span><span class=\"ls1 ws1\">64 170<span class=\"_ _e0\"> </span>28 918<span class=\"_ _17b\"> </span>93 088<span class=\"_ _184\"> </span>27 215<span class=\"_ _184\"> </span>12 001<span class=\"_ _e0\"> </span>39 216<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls23 wsa4 gs255\">2022<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs256\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _6e\"> </span><span class=\"ff5\">128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _dc\"> </span>128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs257\">Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">45 004<span class=\"_ _e0\"> </span>45 004<span class=\"_ _224\"> </span></span>-<span class=\"_ _e0\"> </span><span class=\"ff5\">45 004<span class=\"_ _25\"> </span>45 004<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs258\">Omklassifi<span class=\"_ _2\"></span>cering<span class=\"_ _23e\"> </span><span class=\"ff5\">27 505<span class=\"_ _55\"> </span>-27 505<span class=\"_ _19c\"> </span></span>-<span class=\"_ _119\"> </span><span class=\"ff5\">27 505<span class=\"_ _23\"> </span>-27 505<span class=\"_ _224\"> </span></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs259\">A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs25a\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _23f\"> </span><span class=\"ff5 ls1 ws1\">4 780<span class=\"_ _9f\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _b3\"> </span>4 780<span class=\"_ _19e\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs25b\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _b3\"> </span><span class=\"ls1 ws1\">160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _53\"> </span>160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs25c\">Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _c1\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _53\"> </span>-79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs25d\">\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-28 827<span class=\"_ _19c\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _23\"> </span>-28 827<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs25e\">A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs25f\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _9a\"> </span>-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs260\">Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _223\"> </span><span class=\"ls1 ws1\">-111 485<span class=\"_ _19c\"> </span>-<span class=\"_ _19\"> </span>-111 485<span class=\"_ _19\"> </span>-111 485<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span>-111 485<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls49 ws51 gs261\">Redovisat v\u00e4rde<span class=\"_ _143\"> </span><span class=\"ls1 ws1\">48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _1a\"> </span>48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs263\">NOT<span class=\"_ _2\"></span> 13<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Materiella<span class=\"_ _1\"></span> tillg\u00e5ngar<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs264\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _240\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls29 ws2f gs265\">Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs266\">Nyttjander\u00e4tts-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs267\">tillg\u00e5ngar<span class=\"_ _7f\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _5c\"> </span><span class=\"ls29 ws2f\">Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _7f\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs268\">2023<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs269\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _241\"> </span><span class=\"ff5\">14 496<span class=\"_ _46\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _c4\"> </span>13 603<span class=\"_ _c4\"> </span>13 603<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs26a\">Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _133\"> </span><span class=\"ff5\">5 891<span class=\"_ _1a5\"> </span>48 207<span class=\"_ _1a5\"> </span>54 098<span class=\"_ _68\"> </span>5 370<span class=\"_ _68\"> </span>5 370<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs26b\">Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _a1\"> </span>-<span class=\"_ _48\"> </span><span class=\"ff5\">-8 978<span class=\"_ _48\"> </span>-8 978<span class=\"_ _64\"> </span>-1 142<span class=\"_ _7f\"> </span>-1 142<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs26c\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ls1 ws1\">120<span class=\"_ _c6\"> </span>-<span class=\"_ _bc\"> </span>120<span class=\"_ _bc\"> </span><span class=\"ff5\">155<span class=\"_ _bc\"> </span>155<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs26d\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _83\"> </span><span class=\"ls1 ws1\">20 507<span class=\"_ _c4\"> </span>81 417<span class=\"_ _9a\"> </span>101 924<span class=\"_ _1a5\"> </span>17 986<span class=\"_ _56\"> </span>17 986<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs26e\">Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _242\"> </span><span class=\"ff5 ls1 ws1\">-9 917<span class=\"_ _79\"> </span>-19 147<span class=\"_ _9a\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _c4\"> </span>-9 648<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs26f\">\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _16\"> </span><span class=\"ff5\">-2 762<span class=\"_ _1cb\"> </span>-17 410<span class=\"_ _1cb\"> </span></span>-20 172<span class=\"_ _47\"> </span><span class=\"ff5\">-2 542<span class=\"_ _162\"> </span>-2 542<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs270\">A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _243\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _68\"> </span><span class=\"ff5\">7 385<span class=\"_ _6c\"> </span>7 385<span class=\"_ _22b\"> </span>800<span class=\"_ _124\"> </span>800<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs271\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ff5 ls1 ws1\">-58<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _bc\"> </span></span>-58<span class=\"_ _bc\"> </span>-82<span class=\"_ _cc\"> </span>-82<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs272\">Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _e8\"> </span><span class=\"ls1 ws1\">-12 737<span class=\"_ _cf\"> </span>-29 172<span class=\"_ _97\"> </span>-41 909<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws87 gs273\">Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">7 770<span class=\"_ _48\"> </span>52 245<span class=\"_ _78\"> </span>60 015<span class=\"_ _68\"> </span>6 514<span class=\"_ _6c\"> </span>6 514<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls23 wsa4 gs274\">2022<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs275\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _16f\"> </span><span class=\"ff5\">13 203<span class=\"_ _48\"> </span>36 392<span class=\"_ _56\"> </span>49 595<span class=\"_ _69\"> </span></span>12 771<span class=\"_ _69\"> </span>12 771<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs276\">Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _1be\"> </span><span class=\"ff5\">3 231<span class=\"_ _7f\"> </span>11 315<span class=\"_ _46\"> </span>14 546<span class=\"_ _72\"> </span>2 818<span class=\"_ _63\"> </span>2 818<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs277\">Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _245\"> </span><span class=\"ff5\">-2 330<span class=\"_ _162\"> </span>-5 519<span class=\"_ _ad\"> </span>-<span class=\"_ _1\"></span>7 849<span class=\"_ _69\"> </span>-2 321<span class=\"_ _69\"> </span>-2 321<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs278\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _20\"> </span><span class=\"ff5 ls1 ws1\">392<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>392<span class=\"_ _b1\"> </span>335<span class=\"_ _cc\"> </span>335<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs279\">Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _246\"> </span><span class=\"ls1 ws1\">14 496<span class=\"_ _56\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _1a5\"> </span>13 603<span class=\"_ _56\"> </span>13 603<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs27a\">Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _247\"> </span><span class=\"ff5 ls1 ws1\">-10 209<span class=\"_ _79\"> </span>-16 371<span class=\"_ _9a\"> </span>-26 580<span class=\"_ _15e\"> </span><span class=\"ff4\">-10 072<span class=\"_ _a2\"> </span>-10 072<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs27b\">\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _248\"> </span><span class=\"ff5\">-1 7<span class=\"_ _1\"></span>49<span class=\"_ _c4\"> </span>-8 295<span class=\"_ _a2\"> </span>-10 044<span class=\"_ _47\"> </span>-1 626<span class=\"_ _47\"> </span>-1 626<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs27c\">A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _249\"> </span><span class=\"ff5 ls1 ws1\">2 330<span class=\"_ _63\"> </span>5 519<span class=\"_ _57\"> </span>7 849<span class=\"_ _62\"> </span>2 321<span class=\"_ _62\"> </span>2 321<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs27d\">Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _24a\"> </span><span class=\"ff5 ls1 ws1\">-289<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _71\"> </span></span>-289<span class=\"_ _171\"> </span><span class=\"ff4\">-271<span class=\"_ _70\"> </span>-271<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs27e\">Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _24b\"> </span><span class=\"ls1 ws1\">-9 917<span class=\"_ _15e\"> </span>-19 147<span class=\"_ _9f\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _48\"> </span>-9 648<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws87 gs27f\">Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">4 579<span class=\"_ _48\"> </span>23 041<span class=\"_ _78\"> </span>27 620<span class=\"_ _68\"> </span>3 955<span class=\"_ _68\"> </span>3 955<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-15": {
   "value": "NOT<span class=\"_ _2\"></span> 12<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _36\"> </span>Moderbolage<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Internt utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span>P\u00e5g\u00e5ende utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span>Internt utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span>P\u00e5g\u00e5ende utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span>2023<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _22b\"> </span><span class=\"ff5\">160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _23\"> </span>160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">46 670<span class=\"_ _25\"> </span>46 670<span class=\"_ _224\"> </span></span>-<span class=\"_ _25\"> </span><span class=\"ff5\">40 058<span class=\"_ _17b\"> </span>40 058<span class=\"_ _2e9\"> </span></span>Omklassificering<span class=\"_ _23d\"> </span>55 756<span class=\"_ _55\"> </span>-55 756<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>55 311<span class=\"_ _25\"> </span>-55 311<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _15\"> </span><span class=\"ff5\">-106 453<span class=\"_ _1a\"> </span>-11 028<span class=\"_ _dc\"> </span>-117 481<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-1 449<span class=\"_ _198\"> </span>90<span class=\"_ _97\"> </span>-1 359<span class=\"_ _72\"> </span>724<span class=\"_ _6c\"> </span>368<span class=\"_ _78\"> </span>1 092<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _a2\"> </span><span class=\"ls1 ws1\">214 658<span class=\"_ _e0\"> </span>28 918<span class=\"_ _92\"> </span>243 576<span class=\"_ _92\"> </span>109 933<span class=\"_ _184\"> </span>12 001<span class=\"_ _4c\"> </span>121 934<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _bf\"> </span><span class=\"ff5 ls1 ws1\">-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _dc\"> </span>-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-40 293<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-40 293<span class=\"_ _55\"> </span>-<span class=\"_ _1\"></span>33 856<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _55\"> </span></span>-33 856<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _19c\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _1ca\"> </span><span class=\"ff5 ls1 ws1\">1 290<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _78\"> </span></span>1 290<span class=\"_ _47\"> </span>-228<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _47\"> </span></span>-228<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _c3\"> </span><span class=\"ls1 ws1\">-150 488<span class=\"_ _19c\"> </span>-<span class=\"_ _51\"> </span>-150 488<span class=\"_ _55\"> </span>-82 718<span class=\"_ _224\"> </span>-<span class=\"_ _55\"> </span>-82 718<span class=\"_ _2e9\"> </span></span>Redovisat v\u00e4rde<span class=\"_ _33\"> </span><span class=\"ls1 ws1\">64 170<span class=\"_ _e0\"> </span>28 918<span class=\"_ _17b\"> </span>93 088<span class=\"_ _184\"> </span>27 215<span class=\"_ _184\"> </span>12 001<span class=\"_ _e0\"> </span>39 216<span class=\"_ _2e9\"> </span></span>2022<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _6e\"> </span><span class=\"ff5\">128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _dc\"> </span>128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">45 004<span class=\"_ _e0\"> </span>45 004<span class=\"_ _224\"> </span></span>-<span class=\"_ _e0\"> </span><span class=\"ff5\">45 004<span class=\"_ _25\"> </span>45 004<span class=\"_ _2e9\"> </span></span>Omklassifi<span class=\"_ _2\"></span>cering<span class=\"_ _23e\"> </span><span class=\"ff5\">27 505<span class=\"_ _55\"> </span>-27 505<span class=\"_ _19c\"> </span></span>-<span class=\"_ _119\"> </span><span class=\"ff5\">27 505<span class=\"_ _23\"> </span>-27 505<span class=\"_ _224\"> </span></span>-<span class=\"_ _2e9\"> </span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _23f\"> </span><span class=\"ff5 ls1 ws1\">4 780<span class=\"_ _9f\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _b3\"> </span>4 780<span class=\"_ _19e\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _b3\"> </span><span class=\"ls1 ws1\">160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _53\"> </span>160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _c1\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _53\"> </span>-79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-28 827<span class=\"_ _19c\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _23\"> </span>-28 827<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _9a\"> </span>-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _223\"> </span><span class=\"ls1 ws1\">-111 485<span class=\"_ _19c\"> </span>-<span class=\"_ _19\"> </span>-111 485<span class=\"_ _19\"> </span>-111 485<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span>-111 485<span class=\"_ _2e9\"> </span></span>Redovisat v\u00e4rde<span class=\"_ _143\"> </span><span class=\"ls1 ws1\">48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _1a\"> </span>48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 14<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Goodwill<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _24c\"> </span><span class=\"ls1 ws1\">Moderbolaget<span class=\"_ _2e9\"> </span></span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>Ing\u00e5ende a<span class=\"_ _1\"></span>ckumulera<span class=\"_ _1\"></span>de ansk<span class=\"_ _1\"></span>aff<span class=\"_ _2\"></span>ningsv\u00e4rden<span class=\"_ _31\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _48\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _2e9\"> </span></span>\u00c5rets f<span class=\"_ _1\"></span>\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _2e9\"> </span>Utg\u00e5end<span class=\"_ _1\"></span>e acku<span class=\"_ _1\"></span>mulerade<span class=\"_ _1\"></span> anska<span class=\"_ _1\"></span>f<span class=\"_ _2\"></span>fningsv\u00e4rden<span class=\"_ _242\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _48\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _46\"> </span>12 753<span class=\"_ _2e9\"> </span></span>Ing\u00e5ende a<span class=\"_ _1\"></span>ckumulera<span class=\"_ _1\"></span>de a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1c0\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _46\"> </span>-3 826<span class=\"_ _ad\"> </span>-2 551<span class=\"_ _2e9\"> </span></span>\u00c5rets f<span class=\"_ _1\"></span>\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _2e9\"> </span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> enligt plan<span class=\"_ _176\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _69\"> </span><span class=\"ff5\">-1 275<span class=\"_ _69\"> </span>-1 275<span class=\"_ _2e9\"> </span></span></span>Utg\u00e5end<span class=\"_ _1\"></span>e acku<span class=\"_ _1\"></span>mulerade<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vskri<span class=\"_ _1\"></span>vningar<span class=\"_ _34\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _47\"> </span>-5 101<span class=\"_ _c4\"> </span>-3 826<span class=\"_ _2e9\"> </span></span>Utg\u00e5ende redovisat v\u00e4rde<span class=\"_ _24d\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _64\"> </span>7 652<span class=\"_ _57\"> </span>8 927<span class=\"_ _2e9\"> </span></span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l upps<span class=\"_ _2\"></span>tod i oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d f\u00f6rv<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>vet av det no<span class=\"_ _2\"></span>rska d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t BB Ba<span class=\"_ _2\"></span>nk AS<span class=\"_ _2\"></span>A som i inle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en av 2020 omb<span class=\"_ _2\"></span>ild<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l fili<span class=\"_ _2\"></span>al via f<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>d TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6<span class=\"_ _1\"></span>vning a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> goodwill f<span class=\"_ _1\"></span>\u00f6r den<span class=\"_ _1\"></span> kassagenererande enhet<span class=\"_ _1\"></span>en har u<span class=\"_ _1\"></span>tf\u00f6rts inf\u00f6r<span class=\"_ _1\"></span> \u00e5rsbokslut<span class=\"_ _1\"></span>et. Ber\u00e4kningar ut<span class=\"_ _1\"></span>g\u00e5r fr\u00e5n<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kass<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n efte<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at p\u00e5 fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er so<span class=\"_ _2\"></span>m god<span class=\"_ _2\"></span>k\u00e4nt<span class=\"_ _2\"></span>s av f\u00f6reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och so<span class=\"_ _2\"></span>m t\u00e4c<span class=\"_ _2\"></span>ker en tre\u00e5<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d, vi<span class=\"_ _2\"></span>lket \u00e4<span class=\"_ _2\"></span>r i lin<span class=\"_ _2\"></span>je m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n. V<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e utf\u00f6<span class=\"_ _2\"></span>rda pro<span class=\"_ _2\"></span>gno<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r omfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k, nyutl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ler. Den g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>iga t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>na pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>m fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g. F\u00f6r p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>ter pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>osp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lv\u00e4x<span class=\"_ _2\"></span>ten u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara R<span class=\"_ _2\"></span>iks<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sm\u00e5<span class=\"_ _2\"></span>l. E<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en har d<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>konter<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d en r<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a so<span class=\"_ _2\"></span>m bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ri r\u00e4<span class=\"_ _2\"></span>nta s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>msn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ga avk<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av<span class=\"_ _1\"></span>. Ber\u00e4kningen av<span class=\"_ _1\"></span> \u00e5tervinningsv\u00e4r<span class=\"_ _1\"></span>det baseras<span class=\"_ _1\"></span> p\u00e5 n<span class=\"_ _1\"></span>yttjandev\u00e4rdet.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d en f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing av g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orda a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h disko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a med +<span class=\"_ _1\"></span>/<span class=\"_ _0\"></span>- 1 proce<span class=\"_ _2\"></span>nten<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>\u00e5 skul<span class=\"_ _2\"></span>le det inte up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span> n\u00e5g<span class=\"_ _2\"></span>ot ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov. Det \u00e4r d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d TF Ban<span class=\"_ _2\"></span>ks b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns utr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>mme f\u00f6r e<span class=\"_ _2\"></span>n riml<span class=\"_ _2\"></span>ig f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng av b\u00e5d<span class=\"_ _2\"></span>e tillv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t och disk<span class=\"_ _1\"></span>ont<span class=\"_ _1\"></span>eringsfaktorn<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-335": {
   "value": "NOT<span class=\"_ _2\"></span> 12<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Immater<span class=\"_ _1\"></span>iella till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _36\"> </span>Moderbolage<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Internt utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span>P\u00e5g\u00e5ende utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span>Internt utv<span class=\"_ _1\"></span>eckla<span class=\"_ _1\"></span>d program<span class=\"_ _1\"></span>vara<span class=\"_ _2e9\"> </span>P\u00e5g\u00e5ende utveckling<span class=\"_ _15e\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span>2023<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _22b\"> </span><span class=\"ff5\">160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _23\"> </span>160 351<span class=\"_ _9f\"> </span>37 914<span class=\"_ _53\"> </span>198 265<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">46 670<span class=\"_ _25\"> </span>46 670<span class=\"_ _224\"> </span></span>-<span class=\"_ _25\"> </span><span class=\"ff5\">40 058<span class=\"_ _17b\"> </span>40 058<span class=\"_ _2e9\"> </span></span>Omklassificering<span class=\"_ _23d\"> </span>55 756<span class=\"_ _55\"> </span>-55 756<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>55 311<span class=\"_ _25\"> </span>-55 311<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _15\"> </span><span class=\"ff5\">-106 453<span class=\"_ _1a\"> </span>-11 028<span class=\"_ _dc\"> </span>-117 481<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-1 449<span class=\"_ _198\"> </span>90<span class=\"_ _97\"> </span>-1 359<span class=\"_ _72\"> </span>724<span class=\"_ _6c\"> </span>368<span class=\"_ _78\"> </span>1 092<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _a2\"> </span><span class=\"ls1 ws1\">214 658<span class=\"_ _e0\"> </span>28 918<span class=\"_ _92\"> </span>243 576<span class=\"_ _92\"> </span>109 933<span class=\"_ _184\"> </span>12 001<span class=\"_ _4c\"> </span>121 934<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _bf\"> </span><span class=\"ff5 ls1 ws1\">-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _dc\"> </span>-111 485<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _92\"> </span></span>-111 485<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-40 293<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-40 293<span class=\"_ _55\"> </span>-<span class=\"_ _1\"></span>33 856<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _55\"> </span></span>-33 856<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _19c\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">62 851<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _1ca\"> </span><span class=\"ff5 ls1 ws1\">1 290<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _78\"> </span></span>1 290<span class=\"_ _47\"> </span>-228<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _47\"> </span></span>-228<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _c3\"> </span><span class=\"ls1 ws1\">-150 488<span class=\"_ _19c\"> </span>-<span class=\"_ _51\"> </span>-150 488<span class=\"_ _55\"> </span>-82 718<span class=\"_ _224\"> </span>-<span class=\"_ _55\"> </span>-82 718<span class=\"_ _2e9\"> </span></span>Redovisat v\u00e4rde<span class=\"_ _33\"> </span><span class=\"ls1 ws1\">64 170<span class=\"_ _e0\"> </span>28 918<span class=\"_ _17b\"> </span>93 088<span class=\"_ _184\"> </span>27 215<span class=\"_ _184\"> </span>12 001<span class=\"_ _e0\"> </span>39 216<span class=\"_ _2e9\"> </span></span>2022<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _6e\"> </span><span class=\"ff5\">128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _dc\"> </span>128 066<span class=\"_ _119\"> </span>22 807<span class=\"_ _4c\"> </span>150 873<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _23c\"> </span>-<span class=\"_ _25\"> </span><span class=\"ff5\">45 004<span class=\"_ _e0\"> </span>45 004<span class=\"_ _224\"> </span></span>-<span class=\"_ _e0\"> </span><span class=\"ff5\">45 004<span class=\"_ _25\"> </span>45 004<span class=\"_ _2e9\"> </span></span>Omklassifi<span class=\"_ _2\"></span>cering<span class=\"_ _23e\"> </span><span class=\"ff5\">27 505<span class=\"_ _55\"> </span>-27 505<span class=\"_ _19c\"> </span></span>-<span class=\"_ _119\"> </span><span class=\"ff5\">27 505<span class=\"_ _23\"> </span>-27 505<span class=\"_ _224\"> </span></span>-<span class=\"_ _2e9\"> </span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _23f\"> </span><span class=\"ff5 ls1 ws1\">4 780<span class=\"_ _9f\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _b3\"> </span>4 780<span class=\"_ _19e\"> </span>-2 392<span class=\"_ _79\"> </span>2 388<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _b3\"> </span><span class=\"ls1 ws1\">160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _53\"> </span>160 351<span class=\"_ _184\"> </span>37 914<span class=\"_ _92\"> </span>198 265<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _c1\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _53\"> </span>-79 508<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-79 508<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _31\"> </span><span class=\"ff5\">-28 827<span class=\"_ _19c\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _23\"> </span>-28 827<span class=\"_ _224\"> </span></span>-<span class=\"_ _55\"> </span><span class=\"ff5\">-28 827<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _e8\"> </span><span class=\"ff5 ls1 ws1\">-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _9a\"> </span>-3 150<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _97\"> </span></span>-<span class=\"_ _1\"></span>3 150<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _223\"> </span><span class=\"ls1 ws1\">-111 485<span class=\"_ _19c\"> </span>-<span class=\"_ _19\"> </span>-111 485<span class=\"_ _19\"> </span>-111 485<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span>-111 485<span class=\"_ _2e9\"> </span></span>Redovisat v\u00e4rde<span class=\"_ _143\"> </span><span class=\"ls1 ws1\">48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _1a\"> </span>48 866<span class=\"_ _184\"> </span>37 914<span class=\"_ _17b\"> </span>86 780<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 14<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Goodwill<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _24c\"> </span><span class=\"ls1 ws1\">Moderbolaget<span class=\"_ _2e9\"> </span></span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>Ing\u00e5ende a<span class=\"_ _1\"></span>ckumulera<span class=\"_ _1\"></span>de ansk<span class=\"_ _1\"></span>aff<span class=\"_ _2\"></span>ningsv\u00e4rden<span class=\"_ _31\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _48\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _2e9\"> </span></span>\u00c5rets f<span class=\"_ _1\"></span>\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _2e9\"> </span>Utg\u00e5end<span class=\"_ _1\"></span>e acku<span class=\"_ _1\"></span>mulerade<span class=\"_ _1\"></span> anska<span class=\"_ _1\"></span>f<span class=\"_ _2\"></span>fningsv\u00e4rden<span class=\"_ _242\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _48\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _46\"> </span>12 753<span class=\"_ _2e9\"> </span></span>Ing\u00e5ende a<span class=\"_ _1\"></span>ckumulera<span class=\"_ _1\"></span>de a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1c0\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _46\"> </span>-3 826<span class=\"_ _ad\"> </span>-2 551<span class=\"_ _2e9\"> </span></span>\u00c5rets f<span class=\"_ _1\"></span>\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _2e9\"> </span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> enligt plan<span class=\"_ _176\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _69\"> </span><span class=\"ff5\">-1 275<span class=\"_ _69\"> </span>-1 275<span class=\"_ _2e9\"> </span></span></span>Utg\u00e5end<span class=\"_ _1\"></span>e acku<span class=\"_ _1\"></span>mulerade<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vskri<span class=\"_ _1\"></span>vningar<span class=\"_ _34\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _47\"> </span>-5 101<span class=\"_ _c4\"> </span>-3 826<span class=\"_ _2e9\"> </span></span>Utg\u00e5ende redovisat v\u00e4rde<span class=\"_ _24d\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _64\"> </span>7 652<span class=\"_ _57\"> </span>8 927<span class=\"_ _2e9\"> </span></span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l upps<span class=\"_ _2\"></span>tod i oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d f\u00f6rv<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>vet av det no<span class=\"_ _2\"></span>rska d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t BB Ba<span class=\"_ _2\"></span>nk AS<span class=\"_ _2\"></span>A som i inle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en av 2020 omb<span class=\"_ _2\"></span>ild<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l fili<span class=\"_ _2\"></span>al via f<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>d TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6<span class=\"_ _1\"></span>vning a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> goodwill f<span class=\"_ _1\"></span>\u00f6r den<span class=\"_ _1\"></span> kassagenererande enhet<span class=\"_ _1\"></span>en har u<span class=\"_ _1\"></span>tf\u00f6rts inf\u00f6r<span class=\"_ _1\"></span> \u00e5rsbokslut<span class=\"_ _1\"></span>et. Ber\u00e4kningar ut<span class=\"_ _1\"></span>g\u00e5r fr\u00e5n<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kass<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n efte<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at p\u00e5 fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er so<span class=\"_ _2\"></span>m god<span class=\"_ _2\"></span>k\u00e4nt<span class=\"_ _2\"></span>s av f\u00f6reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och so<span class=\"_ _2\"></span>m t\u00e4c<span class=\"_ _2\"></span>ker en tre\u00e5<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d, vi<span class=\"_ _2\"></span>lket \u00e4<span class=\"_ _2\"></span>r i lin<span class=\"_ _2\"></span>je m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n. V<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e utf\u00f6<span class=\"_ _2\"></span>rda pro<span class=\"_ _2\"></span>gno<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r omfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k, nyutl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ler. Den g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>iga t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>na pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>m fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g. F\u00f6r p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>ter pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>osp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lv\u00e4x<span class=\"_ _2\"></span>ten u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara R<span class=\"_ _2\"></span>iks<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sm\u00e5<span class=\"_ _2\"></span>l. E<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en har d<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>konter<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d en r<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a so<span class=\"_ _2\"></span>m bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ri r\u00e4<span class=\"_ _2\"></span>nta s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>msn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ga avk<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av<span class=\"_ _1\"></span>. Ber\u00e4kningen av<span class=\"_ _1\"></span> \u00e5tervinningsv\u00e4r<span class=\"_ _1\"></span>det baseras<span class=\"_ _1\"></span> p\u00e5 n<span class=\"_ _1\"></span>yttjandev\u00e4rdet.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d en f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing av g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orda a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h disko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a med +<span class=\"_ _1\"></span>/<span class=\"_ _0\"></span>- 1 proce<span class=\"_ _2\"></span>nten<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>\u00e5 skul<span class=\"_ _2\"></span>le det inte up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span> n\u00e5g<span class=\"_ _2\"></span>ot ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov. Det \u00e4r d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d TF Ban<span class=\"_ _2\"></span>ks b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns utr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>mme f\u00f6r e<span class=\"_ _2\"></span>n riml<span class=\"_ _2\"></span>ig f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng av b\u00e5d<span class=\"_ _2\"></span>e tillv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t och disk<span class=\"_ _1\"></span>ont<span class=\"_ _1\"></span>eringsfaktorn<span class=\"_ _2e9\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-16": {
   "value": "NOT<span class=\"_ _2\"></span> 13<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Materiella<span class=\"_ _1\"></span> tillg\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _240\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _2e9\"> </span>Nyttjander\u00e4tts-<span class=\"_ _2e9\"> </span>tillg\u00e5ngar<span class=\"_ _7f\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _5c\"> </span><span class=\"ls29 ws2f\">Inv<span class=\"_ _1\"></span>entar<span class=\"_ _1\"></span>ier<span class=\"_ _7f\"> </span><span class=\"ls1 ws1\">T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></span></span>2023<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _241\"> </span><span class=\"ff5\">14 496<span class=\"_ _46\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _c4\"> </span>13 603<span class=\"_ _c4\"> </span>13 603<span class=\"_ _2e9\"> </span></span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _133\"> </span><span class=\"ff5\">5 891<span class=\"_ _1a5\"> </span>48 207<span class=\"_ _1a5\"> </span>54 098<span class=\"_ _68\"> </span>5 370<span class=\"_ _68\"> </span>5 370<span class=\"_ _2e9\"> </span></span>Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _a1\"> </span>-<span class=\"_ _48\"> </span><span class=\"ff5\">-8 978<span class=\"_ _48\"> </span>-8 978<span class=\"_ _64\"> </span>-1 142<span class=\"_ _7f\"> </span>-1 142<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ls1 ws1\">120<span class=\"_ _c6\"> </span>-<span class=\"_ _bc\"> </span>120<span class=\"_ _bc\"> </span><span class=\"ff5\">155<span class=\"_ _bc\"> </span>155<span class=\"_ _2e9\"> </span></span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _83\"> </span><span class=\"ls1 ws1\">20 507<span class=\"_ _c4\"> </span>81 417<span class=\"_ _9a\"> </span>101 924<span class=\"_ _1a5\"> </span>17 986<span class=\"_ _56\"> </span>17 986<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _242\"> </span><span class=\"ff5 ls1 ws1\">-9 917<span class=\"_ _79\"> </span>-19 147<span class=\"_ _9a\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _c4\"> </span>-9 648<span class=\"_ _2e9\"> </span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _16\"> </span><span class=\"ff5\">-2 762<span class=\"_ _1cb\"> </span>-17 410<span class=\"_ _1cb\"> </span></span>-20 172<span class=\"_ _47\"> </span><span class=\"ff5\">-2 542<span class=\"_ _162\"> </span>-2 542<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _243\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _68\"> </span><span class=\"ff5\">7 385<span class=\"_ _6c\"> </span>7 385<span class=\"_ _22b\"> </span>800<span class=\"_ _124\"> </span>800<span class=\"_ _2e9\"> </span></span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _10d\"> </span><span class=\"ff5 ls1 ws1\">-58<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _bc\"> </span></span>-58<span class=\"_ _bc\"> </span>-82<span class=\"_ _cc\"> </span>-82<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _e8\"> </span><span class=\"ls1 ws1\">-12 737<span class=\"_ _cf\"> </span>-29 172<span class=\"_ _97\"> </span>-41 909<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _15e\"> </span>-11 472<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">7 770<span class=\"_ _48\"> </span>52 245<span class=\"_ _78\"> </span>60 015<span class=\"_ _68\"> </span>6 514<span class=\"_ _6c\"> </span>6 514<span class=\"_ _2e9\"> </span></span>2022<span class=\"_ _2e9\"> </span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde <span class=\"_ _1\"></span>vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _16f\"> </span><span class=\"ff5\">13 203<span class=\"_ _48\"> </span>36 392<span class=\"_ _56\"> </span>49 595<span class=\"_ _69\"> </span></span>12 771<span class=\"_ _69\"> </span>12 771<span class=\"_ _2e9\"> </span>Nyanskaff<span class=\"_ _2\"></span>ningar<span class=\"_ _1be\"> </span><span class=\"ff5\">3 231<span class=\"_ _7f\"> </span>11 315<span class=\"_ _46\"> </span>14 546<span class=\"_ _72\"> </span>2 818<span class=\"_ _63\"> </span>2 818<span class=\"_ _2e9\"> </span></span>Avyttringar<span class=\"_ _1\"></span> och utrangeringar<span class=\"_ _245\"> </span><span class=\"ff5\">-2 330<span class=\"_ _162\"> </span>-5 519<span class=\"_ _ad\"> </span>-<span class=\"_ _1\"></span>7 849<span class=\"_ _69\"> </span>-2 321<span class=\"_ _69\"> </span>-2 321<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _20\"> </span><span class=\"ff5 ls1 ws1\">392<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>392<span class=\"_ _b1\"> </span>335<span class=\"_ _cc\"> </span>335<span class=\"_ _2e9\"> </span></span>Anskaff<span class=\"_ _2\"></span>ningsv\u00e4rde<span class=\"_ _1\"></span> vid \u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng<span class=\"_ _246\"> </span><span class=\"ls1 ws1\">14 496<span class=\"_ _56\"> </span>42 188<span class=\"_ _78\"> </span>56 684<span class=\"_ _1a5\"> </span>13 603<span class=\"_ _56\"> </span>13 603<span class=\"_ _2e9\"> </span></span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> vid \u00e5r<span class=\"_ _1\"></span>ets ing\u00e5ng<span class=\"_ _247\"> </span><span class=\"ff5 ls1 ws1\">-10 209<span class=\"_ _79\"> </span>-16 371<span class=\"_ _9a\"> </span>-26 580<span class=\"_ _15e\"> </span><span class=\"ff4\">-10 072<span class=\"_ _a2\"> </span>-10 072<span class=\"_ _2e9\"> </span></span></span>\u00c5rets a<span class=\"_ _1\"></span>vskrivningar<span class=\"_ _248\"> </span><span class=\"ff5\">-1 7<span class=\"_ _1\"></span>49<span class=\"_ _c4\"> </span>-8 295<span class=\"_ _a2\"> </span>-10 044<span class=\"_ _47\"> </span>-1 626<span class=\"_ _47\"> </span>-1 626<span class=\"_ _2e9\"> </span></span>A<span class=\"_ _1\"></span>vy<span class=\"_ _2\"></span>ttringar oc<span class=\"_ _1\"></span>h utrangeri<span class=\"_ _1\"></span>ngar<span class=\"_ _249\"> </span><span class=\"ff5 ls1 ws1\">2 330<span class=\"_ _63\"> </span>5 519<span class=\"_ _57\"> </span>7 849<span class=\"_ _62\"> </span>2 321<span class=\"_ _62\"> </span>2 321<span class=\"_ _2e9\"> </span></span>Omr\u00e4kningsdif<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>erenser<span class=\"_ _24a\"> </span><span class=\"ff5 ls1 ws1\">-289<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _71\"> </span></span>-289<span class=\"_ _171\"> </span><span class=\"ff4\">-271<span class=\"_ _70\"> </span>-271<span class=\"_ _2e9\"> </span></span></span>Av<span class=\"_ _1\"></span>skriv<span class=\"_ _1\"></span>ningar vid<span class=\"_ _1\"></span> \u00e5rets<span class=\"_ _1\"></span> utg\u00e5ng<span class=\"_ _24b\"> </span><span class=\"ls1 ws1\">-9 917<span class=\"_ _15e\"> </span>-19 147<span class=\"_ _9f\"> </span>-29 064<span class=\"_ _48\"> </span>-9 648<span class=\"_ _48\"> </span>-9 648<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v\u00e4rde<span class=\"_ _244\"> </span><span class=\"ws1\">4 579<span class=\"_ _48\"> </span>23 041<span class=\"_ _78\"> </span>27 620<span class=\"_ _68\"> </span>3 955<span class=\"_ _68\"> </span>3 955<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-295": {
   "value": "NOT<span class=\"_ _2\"></span> 14<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">Goodwill<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _24c\"> </span><span class=\"ls1 ws1\">Moderbolaget<span class=\"_ _2e9\"> </span></span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>Ing\u00e5ende a<span class=\"_ _1\"></span>ckumulera<span class=\"_ _1\"></span>de ansk<span class=\"_ _1\"></span>aff<span class=\"_ _2\"></span>ningsv\u00e4rden<span class=\"_ _31\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _48\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _2e9\"> </span></span>\u00c5rets f<span class=\"_ _1\"></span>\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _2e9\"> </span>Utg\u00e5end<span class=\"_ _1\"></span>e acku<span class=\"_ _1\"></span>mulerade<span class=\"_ _1\"></span> anska<span class=\"_ _1\"></span>f<span class=\"_ _2\"></span>fningsv\u00e4rden<span class=\"_ _242\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _48\"> </span>12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _46\"> </span>12 753<span class=\"_ _2e9\"> </span></span>Ing\u00e5ende a<span class=\"_ _1\"></span>ckumulera<span class=\"_ _1\"></span>de a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1c0\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _46\"> </span>-3 826<span class=\"_ _ad\"> </span>-2 551<span class=\"_ _2e9\"> </span></span>\u00c5rets f<span class=\"_ _1\"></span>\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _2e9\"> </span>Av<span class=\"_ _1\"></span>skrivningar<span class=\"_ _1\"></span> enligt plan<span class=\"_ _176\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _69\"> </span><span class=\"ff5\">-1 275<span class=\"_ _69\"> </span>-1 275<span class=\"_ _2e9\"> </span></span></span>Utg\u00e5end<span class=\"_ _1\"></span>e acku<span class=\"_ _1\"></span>mulerade<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vskri<span class=\"_ _1\"></span>vningar<span class=\"_ _34\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _47\"> </span>-5 101<span class=\"_ _c4\"> </span>-3 826<span class=\"_ _2e9\"> </span></span>Utg\u00e5ende redovisat v\u00e4rde<span class=\"_ _24d\"> </span><span class=\"ls1 ws1\">12 753<span class=\"_ _c4\"> </span>12 753<span class=\"_ _64\"> </span>7 652<span class=\"_ _57\"> </span>8 927<span class=\"_ _2e9\"> </span></span>Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l upps<span class=\"_ _2\"></span>tod i oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d f\u00f6rv<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>vet av det no<span class=\"_ _2\"></span>rska d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t BB Ba<span class=\"_ _2\"></span>nk AS<span class=\"_ _2\"></span>A som i inle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en av 2020 omb<span class=\"_ _2\"></span>ild<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l fili<span class=\"_ _2\"></span>al via f<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>d TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6<span class=\"_ _1\"></span>vning a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> goodwill f<span class=\"_ _1\"></span>\u00f6r den<span class=\"_ _1\"></span> kassagenererande enhet<span class=\"_ _1\"></span>en har u<span class=\"_ _1\"></span>tf\u00f6rts inf\u00f6r<span class=\"_ _1\"></span> \u00e5rsbokslut<span class=\"_ _1\"></span>et. Ber\u00e4kningar ut<span class=\"_ _1\"></span>g\u00e5r fr\u00e5n<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kass<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n efte<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at p\u00e5 fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er so<span class=\"_ _2\"></span>m god<span class=\"_ _2\"></span>k\u00e4nt<span class=\"_ _2\"></span>s av f\u00f6reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och so<span class=\"_ _2\"></span>m t\u00e4c<span class=\"_ _2\"></span>ker en tre\u00e5<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d, vi<span class=\"_ _2\"></span>lket \u00e4<span class=\"_ _2\"></span>r i lin<span class=\"_ _2\"></span>je m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n. V<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e utf\u00f6<span class=\"_ _2\"></span>rda pro<span class=\"_ _2\"></span>gno<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r omfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k, nyutl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ler. Den g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>iga t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>na pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>m fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g. F\u00f6r p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>ter pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>osp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lv\u00e4x<span class=\"_ _2\"></span>ten u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara R<span class=\"_ _2\"></span>iks<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sm\u00e5<span class=\"_ _2\"></span>l. E<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en har d<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>konter<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d en r<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a so<span class=\"_ _2\"></span>m bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ri r\u00e4<span class=\"_ _2\"></span>nta s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>msn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ga avk<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av<span class=\"_ _1\"></span>. Ber\u00e4kningen av<span class=\"_ _1\"></span> \u00e5tervinningsv\u00e4r<span class=\"_ _1\"></span>det baseras<span class=\"_ _1\"></span> p\u00e5 n<span class=\"_ _1\"></span>yttjandev\u00e4rdet.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d en f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing av g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orda a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h disko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a med +<span class=\"_ _1\"></span>/<span class=\"_ _0\"></span>- 1 proce<span class=\"_ _2\"></span>nten<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>\u00e5 skul<span class=\"_ _2\"></span>le det inte up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span> n\u00e5g<span class=\"_ _2\"></span>ot ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov. Det \u00e4r d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d TF Ban<span class=\"_ _2\"></span>ks b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns utr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>mme f\u00f6r e<span class=\"_ _2\"></span>n riml<span class=\"_ _2\"></span>ig f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng av b\u00e5d<span class=\"_ _2\"></span>e tillv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t och disk<span class=\"_ _1\"></span>ont<span class=\"_ _1\"></span>eringsfaktorn<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-329": {
   "value": "<div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs281\">Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l upps<span class=\"_ _2\"></span>tod i oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d f\u00f6rv<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>vet av det no<span class=\"_ _2\"></span>rska d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t BB Ba<span class=\"_ _2\"></span>nk AS<span class=\"_ _2\"></span>A som i inle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en av 2020 omb<span class=\"_ _2\"></span>ild<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l fili<span class=\"_ _2\"></span>al via f<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>on </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs282\">me<span class=\"_ _2\"></span>d TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls10 ws32 gs283\">Nedskrivningspr\u00f6<span class=\"_ _1\"></span>vning a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> goodwill f<span class=\"_ _1\"></span>\u00f6r den<span class=\"_ _1\"></span> kassagenererande enhet<span class=\"_ _1\"></span>en har u<span class=\"_ _1\"></span>tf\u00f6rts inf\u00f6r<span class=\"_ _1\"></span> \u00e5rsbokslut<span class=\"_ _1\"></span>et. Ber\u00e4kningar ut<span class=\"_ _1\"></span>g\u00e5r fr\u00e5n<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs284\">up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kass<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n efte<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at p\u00e5 fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er so<span class=\"_ _2\"></span>m god<span class=\"_ _2\"></span>k\u00e4nt<span class=\"_ _2\"></span>s av f\u00f6reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och so<span class=\"_ _2\"></span>m t\u00e4c<span class=\"_ _2\"></span>ker en </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs285\">tre\u00e5<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d, vi<span class=\"_ _2\"></span>lket \u00e4<span class=\"_ _2\"></span>r i lin<span class=\"_ _2\"></span>je m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n. V<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e utf\u00f6<span class=\"_ _2\"></span>rda pro<span class=\"_ _2\"></span>gno<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r omfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k, </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs286\">nyutl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ler. Den g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>iga t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>na pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>m fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs287\">utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g. F\u00f6r p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>ter pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>osp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lv\u00e4x<span class=\"_ _2\"></span>ten u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara R<span class=\"_ _2\"></span>iks<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sm\u00e5<span class=\"_ _2\"></span>l. E<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs288\">har d<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>konter<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d en r<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a so<span class=\"_ _2\"></span>m bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ri r\u00e4<span class=\"_ _2\"></span>nta s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>msn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ga avk<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av<span class=\"_ _1\"></span>. </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls10 ws32 gs289\">Ber\u00e4kningen av<span class=\"_ _1\"></span> \u00e5tervinningsv\u00e4r<span class=\"_ _1\"></span>det baseras<span class=\"_ _1\"></span> p\u00e5 n<span class=\"_ _1\"></span>yttjandev\u00e4rdet.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs28a\">Vi<span class=\"_ _2\"></span>d en f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing av g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orda a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h disko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a med +<span class=\"_ _1\"></span>/<span class=\"_ _0\"></span>- 1 proce<span class=\"_ _2\"></span>nten<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>\u00e5 skul<span class=\"_ _2\"></span>le det inte up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs28b\">n\u00e5g<span class=\"_ _2\"></span>ot ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov. Det \u00e4r d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d TF Ban<span class=\"_ _2\"></span>ks b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns utr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>mme f\u00f6r e<span class=\"_ _2\"></span>n riml<span class=\"_ _2\"></span>ig f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng av b\u00e5d<span class=\"_ _2\"></span>e tillv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws12 gs28c\">och disk<span class=\"_ _1\"></span>ont<span class=\"_ _1\"></span>eringsfaktorn<span class=\"_ _2e9\"> </span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-350": {
   "value": "Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l upps<span class=\"_ _2\"></span>tod i oc<span class=\"_ _2\"></span>h me<span class=\"_ _2\"></span>d f\u00f6rv<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>vet av det no<span class=\"_ _2\"></span>rska d<span class=\"_ _2\"></span>otte<span class=\"_ _2\"></span>rbo<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>age<span class=\"_ _2\"></span>t BB Ba<span class=\"_ _2\"></span>nk AS<span class=\"_ _2\"></span>A som i inle<span class=\"_ _2\"></span>dn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en av 2020 omb<span class=\"_ _2\"></span>ild<span class=\"_ _2\"></span>ade<span class=\"_ _2\"></span>s til<span class=\"_ _2\"></span>l fili<span class=\"_ _2\"></span>al via f<span class=\"_ _2\"></span>usi<span class=\"_ _2\"></span>on me<span class=\"_ _2\"></span>d TF B<span class=\"_ _2\"></span>ank A<span class=\"_ _2\"></span>B.<span class=\"_ _2e9\"> </span>Nedskrivningspr\u00f6<span class=\"_ _1\"></span>vning a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> goodwill f<span class=\"_ _1\"></span>\u00f6r den<span class=\"_ _1\"></span> kassagenererande enhet<span class=\"_ _1\"></span>en har u<span class=\"_ _1\"></span>tf\u00f6rts inf\u00f6r<span class=\"_ _1\"></span> \u00e5rsbokslut<span class=\"_ _1\"></span>et. Ber\u00e4kningar ut<span class=\"_ _1\"></span>g\u00e5r fr\u00e5n<span class=\"_ _1\"></span> up<span class=\"_ _2\"></span>pska<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ade fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kass<span class=\"_ _2\"></span>afl\u00f6<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n efte<span class=\"_ _2\"></span>r skat<span class=\"_ _2\"></span>t bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>at p\u00e5 fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er so<span class=\"_ _2\"></span>m god<span class=\"_ _2\"></span>k\u00e4nt<span class=\"_ _2\"></span>s av f\u00f6reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n och so<span class=\"_ _2\"></span>m t\u00e4c<span class=\"_ _2\"></span>ker en tre\u00e5<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>d, vi<span class=\"_ _2\"></span>lket \u00e4<span class=\"_ _2\"></span>r i lin<span class=\"_ _2\"></span>je m<span class=\"_ _2\"></span>ed b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns af<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>\u00e4<span class=\"_ _2\"></span>rsp<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n. V<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ga a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e utf\u00f6<span class=\"_ _2\"></span>rda pro<span class=\"_ _2\"></span>gno<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r omfa<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>ig kre<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>toc<span class=\"_ _2\"></span>k, nyutl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och m<span class=\"_ _2\"></span>argi<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ler. Den g<span class=\"_ _2\"></span>eno<span class=\"_ _2\"></span>ms<span class=\"_ _2\"></span>nit<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>iga t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>om anv\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>s bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 b<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s eg<span class=\"_ _2\"></span>na pl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar o<span class=\"_ _2\"></span>m fra<span class=\"_ _2\"></span>mti<span class=\"_ _2\"></span>da utve<span class=\"_ _2\"></span>ck<span class=\"_ _2\"></span>lin<span class=\"_ _2\"></span>g. F\u00f6r p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ef<span class=\"_ _2\"></span>ter pro<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>osp<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en ha<span class=\"_ _2\"></span>r til<span class=\"_ _2\"></span>lv\u00e4x<span class=\"_ _2\"></span>ten u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara R<span class=\"_ _2\"></span>iks<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s infl<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>sm\u00e5<span class=\"_ _2\"></span>l. E<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de ka<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>afl\u00f6d<span class=\"_ _2\"></span>en har d<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>konter<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d en r<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a so<span class=\"_ _2\"></span>m bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p\u00e5 r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ri r\u00e4<span class=\"_ _2\"></span>nta s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>msn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>tli<span class=\"_ _2\"></span>ga avk<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av<span class=\"_ _1\"></span>. Ber\u00e4kningen av<span class=\"_ _1\"></span> \u00e5tervinningsv\u00e4r<span class=\"_ _1\"></span>det baseras<span class=\"_ _1\"></span> p\u00e5 n<span class=\"_ _1\"></span>yttjandev\u00e4rdet.<span class=\"_ _2e9\"> </span>Vi<span class=\"_ _2\"></span>d en f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing av g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>orda a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n avsee<span class=\"_ _2\"></span>nde t<span class=\"_ _2\"></span>illv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t oc<span class=\"_ _2\"></span>h disko<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sr<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>a med +<span class=\"_ _1\"></span>/<span class=\"_ _0\"></span>- 1 proce<span class=\"_ _2\"></span>nten<span class=\"_ _2\"></span>het s<span class=\"_ _2\"></span>\u00e5 skul<span class=\"_ _2\"></span>le det inte up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>mma<span class=\"_ _2\"></span> n\u00e5g<span class=\"_ _2\"></span>ot ne<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov. Det \u00e4r d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d TF Ban<span class=\"_ _2\"></span>ks b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns utr<span class=\"_ _2\"></span>y<span class=\"_ _2\"></span>mme f\u00f6r e<span class=\"_ _2\"></span>n riml<span class=\"_ _2\"></span>ig f\u00f6r<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng av b\u00e5d<span class=\"_ _2\"></span>e tillv\u00e4<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>aga<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>t och disk<span class=\"_ _1\"></span>ont<span class=\"_ _1\"></span>eringsfaktorn<span class=\"_ _2e9\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-294": {
   "value": "NOT 15 \u00d6vriga r\u00f6relsekostnader Koncernen Moderbolaget TSEK 2023 2022 2023 2022 Marknadsf\u00f6ringskostnader -64 359 -67 596 -63 862 -67 596 Summa -64 359 -67 596 -63 862 -67 596",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-319": {
   "value": "NOT<span class=\"_ _2\"></span> 15<span class=\"_ _23b\"> </span><span class=\"lsb ws13\">\u00d6vriga r<span class=\"_ _1\"></span>\u00f6relsekost<span class=\"_ _1\"></span>nader<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>Marknadsf<span class=\"_ _1\"></span>\u00f6ringsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _1c7\"> </span><span class=\"ls1 ws1\">-64 359<span class=\"_ _9a\"> </span>-67 596<span class=\"_ _97\"> </span>-63 862<span class=\"_ _9a\"> </span>-67 596<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _238\"> </span><span class=\"ls1 ws1\">-64 359<span class=\"_ _19e\"> </span>-67 596<span class=\"_ _19e\"> </span>-63 862<span class=\"_ _19e\"> </span>-67 596</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-17": {
   "value": "NOT<span class=\"_ _2\"></span> 16<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Kred<span class=\"_ _2\"></span>itf\u00f6rluster<span class=\"_ _1\"></span>, netto<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _173\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _8d\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _74\"> </span></span>20<span class=\"_ _2\"></span>23<span class=\"_ _75\"> </span><span class=\"ff4 ls46 ws4f\">202<span class=\"_ _2\"></span>2<span class=\"_ _2e9\"> </span></span></span>F\u00f6r\u00e4ndring<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v r<span class=\"_ _1\"></span>eserv f\u00f6r<span class=\"_ _1\"></span> s\u00e5lda<span class=\"_ _1\"></span> f\u00f6rfallna f<span class=\"_ _1\"></span>ordr<span class=\"_ _1\"></span>ingar<span class=\"_ _134\"> </span><span class=\"ff5 ls1 ws1\">-148 960<span class=\"_ _21\"> </span>-250 930<span class=\"_ _184\"> </span>-143 242<span class=\"_ _a0\"> </span>-250 930<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _1\"></span>onstat<span class=\"_ _1\"></span>era<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>red<span class=\"_ _1\"></span>itf<span class=\"_ _1\"></span>\u00f6rl<span class=\"_ _1\"></span>ust<span class=\"_ _1\"></span>er<span class=\"_ _24e\"> </span><span class=\"ls1 ws1\">-56 031<span class=\"_ _b3\"> </span>-3<span class=\"_ _1\"></span>7 477<span class=\"_ _cf\"> </span>-53 643<span class=\"_ _b3\"> </span>-3<span class=\"_ _1\"></span>7 477<span class=\"_ _2e9\"> </span></span>Infl<span class=\"_ _2\"></span>utet p\u00e5 t<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>are kons<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>ade k<span class=\"_ _2\"></span>redi<span class=\"_ _2\"></span>tf\u00f6r<span class=\"_ _2\"></span>lus<span class=\"_ _2\"></span>ter<span class=\"_ _c\"> </span><span class=\"ls28 ws2e\">337<span class=\"_ _b1\"> </span></span>239<span class=\"_ _24f\"> </span>310<span class=\"_ _b1\"> </span>239<span class=\"_ _2e9\"> </span>F\u00f6r\u00e4<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g av rese<span class=\"_ _2\"></span>rv f\u00f6<span class=\"_ _2\"></span>r f\u00f6r<span class=\"_ _2\"></span>v\u00e4n<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>de kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>ter<span class=\"_ _1\"></span>, kate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 1 - 3<span class=\"_ _b3\"> </span>-452 197<span class=\"_ _15e\"> </span>-7<span class=\"_ _1\"></span>9 401<span class=\"_ _a0\"> </span>-434 656<span class=\"_ _15e\"> </span>-79 401<span class=\"_ _2e9\"> </span>Kreditf\u00f6<span class=\"_ _2\"></span>rluster<span class=\"_ _1\"></span>, netto<span class=\"_ _19a\"> </span><span class=\"ls1 ws1\">-656 851<span class=\"_ _23\"> </span>-367 569<span class=\"_ _17b\"> </span>-631 231<span class=\"_ _a0\"> </span>-<span class=\"_ _1\"></span>367 569<span class=\"_ _2e9\"> </span></span>Kreditf\u00f6rlust<span class=\"_ _1\"></span>er \u00e4r<span class=\"_ _1\"></span> h\u00e4nf<span class=\"_ _1\"></span>\u00f6rliga till U<span class=\"_ _1\"></span>tl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten och kategoriseras till<span class=\"_ _1\"></span> upplupet anskaffningsv\u00e4rde<span class=\"_ _2e9\"> </span>NOT<span class=\"_ _2\"></span> 22<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utl\u00e5ning till hush\u00e5llssektorn<span class=\"_ _212\"> </span><span class=\"ff5 ls1 ws1\">17 766 169<span class=\"_ _17\"> </span>14 513 272<span class=\"_ _15\"> </span>15 319 795<span class=\"_ _4f\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>sek<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn 1<span class=\"_ _2e9\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>otal ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, brutto<span class=\"_ _ca\"> </span>16 505 116<span class=\"_ _51\"> </span>13 861 985<span class=\"_ _51\"> </span>14 267 850<span class=\"_ _175\"> </span>13 861 985<span class=\"_ _2e9\"> </span>Kategori 2, brutto<span class=\"_ _1a0\"> </span>711 193<span class=\"_ _9a\"> </span>495 257<span class=\"_ _d6\"> </span>548 807<span class=\"_ _97\"> </span>495 257<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, br<span class=\"_ _2\"></span>utto 2<span class=\"_ _2e9\"> </span>1 604 567<span class=\"_ _d6\"> </span>763 649<span class=\"_ _4c\"> </span>1 466 518<span class=\"_ _9f\"> </span>763 649<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, bru<span class=\"_ _1\"></span>tto<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">18 820 876<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _51\"> </span>16 283 175<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1<span class=\"_ _278\"> </span>-261 935<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _1a\"> </span>-235 989<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _2e9\"> </span>Kategori 2<span class=\"_ _279\"> </span>-115 109<span class=\"_ _b3\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _17b\"> </span>-104 258<span class=\"_ _1cb\"> </span>-77 47<span class=\"_ _0\"></span>4<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3 2<span class=\"_ _2e9\"> </span>-677 663<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>335 639<span class=\"_ _e0\"> </span>-623 133<span class=\"_ _1a\"> </span>-335 639<span class=\"_ _2e9\"> </span>Summa res<span class=\"_ _1\"></span>ervering<span class=\"_ _1\"></span> f\u00f6r f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade<span class=\"_ _1\"></span> kreditf\u00f6r<span class=\"_ _1\"></span>luster<span class=\"_ _0\"></span>, hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>-1 054 707<span class=\"_ _23\"> </span>-607 619<span class=\"_ _23\"> </span>-963 380<span class=\"_ _21\"> </span>-607 619<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, netto<span class=\"_ _176\"> </span>16 243 181<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _25d\"> </span>14 031 861<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _27a\"> </span>596 084<span class=\"_ _cf\"> </span>417 783<span class=\"_ _9a\"> </span>444 549<span class=\"_ _cf\"> </span>417 783<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>926 904<span class=\"_ _19e\"> </span>428 010<span class=\"_ _19e\"> </span>843 385<span class=\"_ _19e\"> </span>428 010<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, nett<span class=\"_ _1\"></span>o<span class=\"_ _247\"> </span><span class=\"ls1 ws1\">17 766 169<span class=\"_ _175\"> </span>14 513 272<span class=\"_ _51\"> </span>15 319 795<span class=\"_ _51\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>L\u00e5<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l f\u00f6r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>L\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>, brutto<span class=\"_ _27b\"> </span><span class=\"ff5 ls1 ws1\">104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27c\"> </span><span class=\"ls1 ws1\">104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _d6\"> </span>104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _2e9\"> </span></span>1  Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l en u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r inom E<span class=\"_ _1\"></span>commerce<span class=\"_ _1\"></span> Solutions.<span class=\"_ _2e9\"> </span>2  Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>lj<span class=\"_ _2\"></span>er fo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4<span class=\"_ _2\"></span>r pri<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kp<span class=\"_ _2\"></span>rofi<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>L\u00e5nefordringarnas geogra<span class=\"_ _1\"></span>fiska f\u00f6r<span class=\"_ _1\"></span>delning, ne<span class=\"_ _1\"></span>tto<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _16c\"> </span><span class=\"ff5 ls1 ws1\">4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _92\"> </span>4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">4 245 890<span class=\"_ _dc\"> </span>4 182 683<span class=\"_ _4c\"> </span>3 921 359<span class=\"_ _53\"> </span>4 182 683<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _f8\"> </span><span class=\"ff5 ls1 ws1\">3 478 514<span class=\"_ _13c\"> </span>3 246 939<span class=\"_ _13c\"> </span>2 287 004<span class=\"_ _92\"> </span>3 246 939<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _177\"> </span><span class=\"ff5 ls1 ws1\">1 485 643<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _9f\"> </span>562 596<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _a3\"> </span><span class=\"ff5 ls1 ws1\">1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _13c\"> </span>1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _103\"> </span><span class=\"ff5\">988 664<span class=\"_ _a7\"> </span>894 692<span class=\"_ _184\"> </span>988 664<span class=\"_ _d6\"> </span>894 692<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _19e\"> </span>885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _12a\"> </span><span class=\"ff5\">314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _cf\"> </span>314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _27d\"> </span><span class=\"ff5\">291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _a2\"> </span>291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _e2\"> </span><span class=\"ff5\">176 249<span class=\"_ _79\"> </span>69 090<span class=\"_ _9f\"> </span>168 963<span class=\"_ _1cb\"> </span>69 090<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _27e\"> </span><span class=\"ff5 ls1 ws1\">152 7<span class=\"_ _1\"></span>41<span class=\"_ _c4\"> </span>40 218<span class=\"_ _79\"> </span>152 741<span class=\"_ _48\"> </span>40 218<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27f\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>MAKROEK<span class=\"_ _1\"></span>ONOMISKA SCENA<span class=\"_ _1\"></span>RIER<span class=\"_ _2e9\"> </span>Nedan tabell<span class=\"_ _1\"></span> g\u00e4ll<span class=\"_ _1\"></span>er f<span class=\"_ _1\"></span>\u00f6r b\u00e5<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> moderbolaget<span class=\"_ _0\"></span> Scenarie<span class=\"_ _2e9\"> </span>Sannolikhet f\u00f6r<span class=\"_ _1\"></span> att intr\u00e4ffa<span class=\"_ _2e9\"> </span>Eff<span class=\"_ _2\"></span>ekt p\u00e5 reserve-<span class=\"_ _2e9\"> </span>ring (kategori 1)<span class=\"_ _2e9\"> </span>Sannolikhetsv\u00e4gt utfall<span class=\"_ _2e9\"> </span>Negativt<span class=\"_ _115\"> </span><span class=\"ff5\">1%<span class=\"_ _52\"> </span>50 % \u00f6kning<span class=\"_ _2e9\"> </span></span>98,5%<span class=\"_ _2e9\"> </span>Positivt<span class=\"_ _280\"> </span><span class=\"ff5\">20%<span class=\"_ _260\"> </span>10 % minskning<span class=\"_ _2e9\"> </span></span>Bas<span class=\"_ _98\"> </span><span class=\"ff5 ls92 ws9f\">79%<span class=\"_ _68\"> </span></span><span class=\"ls1 ws1\">neutral<span class=\"_ _2e9\"> </span></span>Effek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>er s<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt f\u00f6r fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ida f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i kateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 1<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _26c\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1d4\"> </span>2023-12-31<span class=\"_ _13c\"> </span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>Consumer L<span class=\"_ _1\"></span>ending<span class=\"_ _c5\"> </span><span class=\"ff5\">1 558<span class=\"_ _cc\"> </span>1 558<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _281\"> </span><span class=\"ff5\">1 394<span class=\"_ _cc\"> </span>1 394<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _d7\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _12\"> </span>55<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otal<span class=\"_ _282\"> </span>3 264<span class=\"_ _22b\"> </span>3 007<span class=\"_ _2e9\"> </span>K\u00e4nslighetsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span>: Den makroek<span class=\"_ _1\"></span>onomiska<span class=\"_ _1\"></span> komponent<span class=\"_ _1\"></span>en f<span class=\"_ _1\"></span>\u00f6r ber\u00e4kning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v framtida<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster g<span class=\"_ _1\"></span>rundar sig<span class=\"_ _1\"></span> p\u00e5 E<span class=\"_ _1\"></span>CB:s makr<span class=\"_ _1\"></span>oek<span class=\"_ _1\"></span>onomiska prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch EBA<span class=\"_ _2\"></span>:s s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>tf\u00f6rd<span class=\"_ _2\"></span>es av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er 2023<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn so<span class=\"_ _2\"></span>m p\u00e5ver<span class=\"_ _2\"></span>kar b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n \u00e4r infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n. B<span class=\"_ _2\"></span>etyd<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e av<span class=\"_ _2\"></span>vike<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ad oc<span class=\"_ _2\"></span>h f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, vid rea<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, att l<span class=\"_ _2\"></span>eda t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>eten f\u00f6r s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier o<span class=\"_ _2\"></span>ch d<span class=\"_ _2\"></span>en tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a v\u00e4g<span class=\"_ _2\"></span>da p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>n p\u00e5 f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t vi<span class=\"_ _2\"></span>d 100 % vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a: a. <span class=\"_ _85\"> </span>Positivt<span class=\"_ _1\"></span> scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en sk<span class=\"_ _2\"></span>ulle ti<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>eln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 1<span class=\"_ _1\"></span>00 % sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o leda t<span class=\"_ _2\"></span>ill at<span class=\"_ _2\"></span>t reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kategro<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 9<span class=\"_ _2\"></span>0 % (mins<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en me<span class=\"_ _2\"></span>d 21,7 mi<span class=\"_ _2\"></span>ljo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r SEK f\u00f6r konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>ch 20,1 mil<span class=\"_ _2\"></span>jo<span class=\"_ _2\"></span>ner S<span class=\"_ _2\"></span>EK f\u00f6r mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>b. Basscenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle ti<span class=\"_ _2\"></span>llde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 100 % sa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 10<span class=\"_ _2\"></span>0 % (in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n).<span class=\"_ _2e9\"> </span>c. <span class=\"_ _43\"> </span>Negativt scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>igt f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle til<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng av 100 % san<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>het ti<span class=\"_ _2\"></span>ll ne<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>io led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i kateg<span class=\"_ _2\"></span>ori 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 15<span class=\"_ _2\"></span>0 % (\u00f6kni<span class=\"_ _2\"></span>ng av reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n med 10<span class=\"_ _2\"></span>8,<span class=\"_ _2\"></span>8 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>n och 100<span class=\"_ _2\"></span>,3 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>1  Ma<span class=\"_ _2\"></span>kro<span class=\"_ _2\"></span>eko<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>ka p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ar h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sm<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>en fr<span class=\"_ _2\"></span>\u00e5n 20<span class=\"_ _2\"></span>23 va<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>r in<span class=\"_ _2\"></span>ga j<span class=\"_ _2\"></span>\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>al vi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>RESERV<span class=\"_ _1\"></span>ERINGAR<span class=\"_ _2e9\"> </span>Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>ts av fle<span class=\"_ _2\"></span>ra o<span class=\"_ _2\"></span>lik<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer<span class=\"_ _1\"></span>, so<span class=\"_ _2\"></span>m bes<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vs ne<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>n Ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori <span class=\"_ _2\"></span>1 o<span class=\"_ _2\"></span>ch <span class=\"_ _2\"></span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri <span class=\"_ _2\"></span>2 e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r 3 <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>roe<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p\u00e5 <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt <span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>r \u00f6<span class=\"_ _2\"></span>kat <span class=\"_ _2\"></span>(elle<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>) <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>det har g<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>t i fal<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och d<span class=\"_ _2\"></span>\u00e4ri<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m fly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s och l<span class=\"_ _2\"></span>ivs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>dsb<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av ECL.<span class=\"_ _2e9\"> </span>- N<span class=\"_ _2\"></span>ya l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mit <span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>\u00e4ven <span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>agn<span class=\"_ _2\"></span>a l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>ur <span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>n u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er <span class=\"_ _2\"></span>mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>. (\u00d6<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar <span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>d av utgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l f\u00f6<span class=\"_ _2\"></span>ljd <span class=\"_ _2\"></span>av b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>n \u00f6ve<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing)<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r i <span class=\"_ _2\"></span>form <span class=\"_ _2\"></span>av s<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n f\u00f6<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>g (P<span class=\"_ _2\"></span>D), exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>vid <span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang <span class=\"_ _2\"></span>(E<span class=\"_ _2\"></span>AD) <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t <span class=\"_ _2\"></span>givet fal<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>(LGD), s<span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r <span class=\"_ _2\"></span>d\u00e5 <span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>len <span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>pd<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d nya <span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. - F<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> antaganden baserat<span class=\"_ _1\"></span> p\u00e5 makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variablar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>- V<span class=\"_ _1\"></span>al<span class=\"_ _1\"></span>utakursf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar<span class=\"_ _2e9\"> </span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, ing<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>ns 2<span class=\"_ _2\"></span>023-<span class=\"_ _2\"></span>01-<span class=\"_ _2\"></span>01<span class=\"_ _6c\"> </span>14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _31\"> </span><span class=\"ff5 ls1 ws1\">22 046 078<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _26c\"> </span></span>22 046 078<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _283\"> </span><span class=\"ff5 ls1 ws1\">-17 331 432<span class=\"_ _21\"> </span>-53 641<span class=\"_ _4d\"> </span>-17<span class=\"_ _1\"></span>5 87<span class=\"_ _1\"></span>4<span class=\"_ _262\"> </span>-17 560 947<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _4f\"> </span><span class=\"ff5\">-417 532<span class=\"_ _d6\"> </span>-7 665<span class=\"_ _19\"> </span>-425 197<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _24e\"> </span><span class=\"ff5 ls1 ws1\">-1 794 117<span class=\"_ _dc\"> </span>710 697<span class=\"_ _4b\"> </span>1 083 420<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _150\"> </span><span class=\"ff5\">-923 385<span class=\"_ _53\"> </span>923 385<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _108\"> </span>-990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4d\"> </span></span>990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _158\"> </span><span class=\"ff5\">120 034<span class=\"_ _15\"> </span>-120 034<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-92 654<span class=\"_ _119\"> </span>92 654<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _284\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>314 035<span class=\"_ _55\"> </span>-23 589<span class=\"_ _53\"> </span>-58 962<span class=\"_ _175\"> </span>-<span class=\"_ _1\"></span>396 586<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, utg\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s 2023-<span class=\"_ _2\"></span>12-31<span class=\"_ _72\"> </span>16 609 580<span class=\"_ _23\"> </span>711 192<span class=\"_ _1d\"> </span>1 604 568<span class=\"_ _266\"> </span>18 925 340<span class=\"_ _2e9\"> </span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>02<span class=\"_ _1\"></span>3-01-01<span class=\"_ _4a\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _23\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _175\"> </span>-335 639<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-154 557<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-154 557<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _12a\"> </span><span class=\"ff5\">36 885<span class=\"_ _25\"> </span>38 650<span class=\"_ _a7\"> </span>16 794<span class=\"_ _184\"> </span>92 329<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _d6\"> </span><span class=\"ff5\">28 310<span class=\"_ _c4\"> </span>9534<span class=\"_ _184\"> </span>37 844<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">25 877<span class=\"_ _92\"> </span></span>-122 177<span class=\"_ _92\"> </span><span class=\"ff5\">-411 227<span class=\"_ _52\"> </span>-507 527<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _135\"> </span><span class=\"ff5\">17 617<span class=\"_ _4f\"> </span>-154 327<span class=\"_ _19c\"> </span></span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-136 710<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _146\"> </span>9 903<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4f\"> </span></span>-381 572<span class=\"_ _15\"> </span>-3<span class=\"_ _1\"></span>71 669<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _135\"> </span><span class=\"ff5\">-1 643<span class=\"_ _9f\"> </span>14 462<span class=\"_ _224\"> </span></span>-<span class=\"_ _19e\"> </span><span class=\"ff5\">12 819<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _119\"> </span></span>17 688<span class=\"_ _55\"> </span>-29 655<span class=\"_ _1a\"> </span>-11 967<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _1f2\"> </span><span class=\"ff5 ls1 ws1\">24 366<span class=\"_ _9f\"> </span>17 582<span class=\"_ _184\"> </span>42 875<span class=\"_ _119\"> </span>84 823<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>23-12<span class=\"_ _1\"></span>-<span class=\"_ _1\"></span>31<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-261 935<span class=\"_ _25d\"> </span>-115 109<span class=\"_ _4e\"> </span>-677 663<span class=\"_ _5f\"> </span>-1 054 707<span class=\"_ _2e9\"> </span></span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 20<span class=\"_ _1\"></span>22-01-01<span class=\"_ _72\"> </span><span class=\"ls1 ws1\">10 404 166<span class=\"_ _53\"> </span>330 212<span class=\"_ _13c\"> </span>623 294<span class=\"_ _2a\"> </span>11 357 672<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _286\"> </span><span class=\"ff5 ls1 ws1\">16 318 310<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _5b\"> </span></span>16 318 310<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _279\"> </span><span class=\"ff5 ls1 ws1\">-11 689 672<span class=\"_ _25d\"> </span>-394 014<span class=\"_ _4a\"> </span>-356 750<span class=\"_ _262\"> </span>-12 440 436<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _52\"> </span><span class=\"ff5\">-854 228<span class=\"_ _1a\"> </span>-10 812<span class=\"_ _1a8\"> </span>-865 040<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _6\"> </span><span class=\"ff5 ls1 ws1\">-1 846 029<span class=\"_ _1a8\"> </span>1 384 614<span class=\"_ _a0\"> </span>461 415<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _26d\"> </span><span class=\"ff5\">-1 588 951<span class=\"_ _1a8\"> </span>1 588 951<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _aa\"> </span>-<span class=\"_ _1\"></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _23\"> </span></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _147\"> </span><span class=\"ff5\">128 239<span class=\"_ _25d\"> </span>-128 239<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _dc\"> </span></span>-76 098<span class=\"_ _17b\"> </span>76 098<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">816 311<span class=\"_ _119\"> </span>28 673<span class=\"_ _e0\"> </span>46 502<span class=\"_ _dc\"> </span>891 486<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende balans<span class=\"_ _1\"></span> 2022<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 <span class=\"_ _69\"> </span><span class=\"ls1 ws1\">14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>022-01<span class=\"_ _1\"></span>-01<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-153 465<span class=\"_ _4c\"> </span>-41 982<span class=\"_ _4e\"> </span>-289 940<span class=\"_ _51\"> </span>-485 387<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-134 263<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-134 263<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _135\"> </span><span class=\"ff5\">91 724<span class=\"_ _184\"> </span>38 818<span class=\"_ _23\"> </span>105 148<span class=\"_ _92\"> </span>235 690<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _119\"> </span><span class=\"ff5\">24 058<span class=\"_ _1cb\"> </span>8 570<span class=\"_ _119\"> </span>32 628<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">14 076<span class=\"_ _23\"> </span>-87 774<span class=\"_ _15\"> </span>-138 035<span class=\"_ _92\"> </span>-211 733<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _1a9\"> </span><span class=\"ff5\">11 252<span class=\"_ _55\"> </span>-113 511<span class=\"_ _224\"> </span></span>-<span class=\"_ _19\"> </span><span class=\"ff5\">-102 259<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _288\"> </span>4 567<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-111 401<span class=\"_ _52\"> </span>-106 834<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _14e\"> </span><span class=\"ff5\">-1 7<span class=\"_ _0\"></span>43<span class=\"_ _9a\"> </span>14 237<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _9f\"> </span></span>12 494<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _d6\"> </span></span>11 500<span class=\"_ _55\"> </span>-26 634<span class=\"_ _25\"> </span>-15 134<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">-12 578<span class=\"_ _23\"> </span>-10 594<span class=\"_ _a0\"> </span>-21 382<span class=\"_ _23\"> </span>-44 554<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>22-12-<span class=\"_ _0\"></span>31<span class=\"_ _15\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _55\"> </span>-77 474<span class=\"_ _175\"> </span>-335 6<span class=\"_ _1\"></span>39<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-296": {
   "value": "NOT 17 Skatt p\u00e5 \u00e5rets resultat Koncernen Moderbolaget TSEK 2023 2022 2023 2022 Aktuell skatt p\u00e5 \u00e5rets resultat -161 362 -91 093 -161 061 -91 022 Skatt p\u00e5 grund av \u00e4ndrad beskattning tidigare \u00e5r  - -5 - -5 \u00d6vriga skatter  -499 -280 -457 -280 Uppskjuten skatt  48 962 -1 891 52 359 -1 891 Skatt p\u00e5 \u00e5rets resultat 1 -112 899 -93 269 -109 159 -93 198 Avst\u00e4mning av skatt p\u00e5 \u00e5rets resultat Resultat f\u00f6re skatt 509 599 435 728 493 660 434 003 Skatt enligt g\u00e4llande skattesats -109 054 -89 760 -101 694 -89 405 Skatteeffekt av ej avdragsgilla kostnader -52 496 -5 359 -59 383 -5 359 Skatteeffekt av ej skattepliktiga int\u00e4kter 48 998 1 851 52 375 1 851 Skatt p\u00e5 grund av \u00e4ndrad beskattning tidigare \u00e5r - -5 - -5 \u00d6vriga skatter -499 -280 -457 -280 Avvikande skattesatser i andra l\u00e4nder 152 284 - - Skatt p\u00e5 \u00e5rets resultat enligt resultatr\u00e4kningen -112 899 -93 269 -109 159 -93 198V\u00e4gd genomsnittlig skattesats f\u00f6r koncernen var 22,2 % (21,4) och f\u00f6r moderbolaget 22,1 % (21,5)",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-18": {
   "value": "NOT<span class=\"_ _2\"></span> 18<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Klassif<span class=\"_ _2\"></span>icering av<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">144<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _257\"> </span><span class=\"ff5\">1 197<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">1 258<span class=\"_ _74\"> </span></span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">329 409<span class=\"_ _59\"> </span>329 409<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _20a\"> </span><span class=\"ls1 ws1\">1 341<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span>23 614 750<span class=\"_ _dc\"> </span>1 258<span class=\"_ _5f\"> </span>329 409<span class=\"_ _259\"> </span>23 946 758<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _18d\"> </span><span class=\"ff5\">227 708<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">558 230<span class=\"_ _25a\"> </span>558 230<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _244\"> </span><span class=\"ls1 ws1\">227 708<span class=\"_ _63\"> </span>-<span class=\"_ _140\"> </span>20 999 906<span class=\"_ _63\"> </span>-<span class=\"_ _5f\"> </span>558 230<span class=\"_ _220\"> </span>21 785 844<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _2e9\"> </span>onc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">57 686<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5d\"> </span><span class=\"ff5\">57 686<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3d\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3a\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">154<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">11 387<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25d\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _60\"> </span><span class=\"ff5\">182 175<span class=\"_ _60\"> </span>182 175<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _fc\"> </span><span class=\"ls1 ws1\">11 541<span class=\"_ _74\"> </span>-<span class=\"_ _151\"> </span>18 182 741<span class=\"_ _74\"> </span>-<span class=\"_ _5b\"> </span>182 175<span class=\"_ _220\"> </span>18 376 457<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">198 660<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">198 660<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">21 991<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _92\"> </span><span class=\"ff5\">3 684<span class=\"_ _74\"> </span></span>-<span class=\"_ _51\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">305 392<span class=\"_ _27\"> </span>305 392<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _25e\"> </span><span class=\"ls1 ws1\">21 991<span class=\"_ _74\"> </span>-<span class=\"_ _25f\"> </span>16 306 790<span class=\"_ _4d\"> </span>3 684<span class=\"_ _59\"> </span>305 392<span class=\"_ _220\"> </span>16 637 857<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 19<span class=\"_ _220\"> </span><span class=\"lsb ws13\">Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> skulders<span class=\"_ _1\"></span> v<span class=\"_ _1\"></span>erkliga v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _2e9\"> </span></span>F\u00f6r fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as t<span class=\"_ _2\"></span>ill ve<span class=\"_ _2\"></span>rkl<span class=\"_ _2\"></span>igt v<span class=\"_ _2\"></span>\u00e4rde i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en kr<span class=\"_ _2\"></span>\u00e4vs up<span class=\"_ _2\"></span>plysni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar om v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde pe<span class=\"_ _2\"></span>r ni<span class=\"_ _2\"></span>v\u00e5 i nedan verk<span class=\"_ _1\"></span>ligt v\u00e4r<span class=\"_ _1\"></span>de-hierarki: \u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">Note<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de pr<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>r (oju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e) p\u00e5 ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er f\u00f6r i<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ska t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r (niv<span class=\"_ _2\"></span>\u00e5 1).<span class=\"_ _2e9\"> </span></span>\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">An<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>verb<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a f\u00f6r tillg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r skuld<span class=\"_ _2\"></span>er \u00e4r n<span class=\"_ _2\"></span>oter<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>er ink<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de i niv<span class=\"_ _2\"></span>\u00e5 1, ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen d<span class=\"_ _2\"></span>irek<span class=\"_ _2\"></span>t (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. som p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r) </span>ell<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. h\u00e4<span class=\"_ _2\"></span>rled<span class=\"_ _2\"></span>da fr<span class=\"_ _2\"></span>\u00e5n p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r) (niv\u00e5 2<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">Dat<span class=\"_ _2\"></span>a f\u00f6r t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r som i<span class=\"_ _2\"></span>nte ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ras p<span class=\"_ _2\"></span>\u00e5 obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>r <span class=\"_ _82\"></span>bar<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>sdat<span class=\"_ _2\"></span>a (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. ej o<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>verb<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a) (n<span class=\"_ _2\"></span>iv\u00e5 3<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span></span>Banken l\u00e4mnar \u00e4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en inf<span class=\"_ _1\"></span>ormation om<span class=\"_ _1\"></span> v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de f<span class=\"_ _1\"></span>\u00f6r vi<span class=\"_ _1\"></span>ssa tillg\u00e5ngar f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> upply<span class=\"_ _1\"></span>snings\u00e4ndam\u00e5l.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _130\"> </span><span class=\"ff4 ls1 ws1\">N<span class=\"_ _2\"></span>iv\u00e5 1<span class=\"_ _9f\"> </span>Ni<span class=\"_ _2\"></span>v\u00e5 2<span class=\"_ _9f\"> </span><span class=\"ff5\">Niv\u00e5 3<span class=\"_ _92\"> </span></span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _30\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _9f\"> </span></span>18 916<span class=\"_ _d6\"> </span>18 916<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _263\"> </span><span class=\"ff5 ls1 ws1\">3 629 343<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _88\"> </span></span>3 629 343<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19f\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _1f\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _1f\"> </span>2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _76\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _2a\"> </span><span class=\"ff5\">19 630 373<span class=\"_ _2a\"> </span>19 630 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _aa\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _62\"> </span><span class=\"ff5\">144<span class=\"_ _224\"> </span></span>-<span class=\"_ _62\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _78\"> </span><span class=\"ff5\">2 455<span class=\"_ _19c\"> </span></span>-<span class=\"_ _78\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _264\"> </span><span class=\"ls1 ws1\">3 629 343<span class=\"_ _b3\"> </span>2 599<span class=\"_ _265\"> </span>21 738 793<span class=\"_ _29\"> </span>25 370 735<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _19a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _266\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _266\"> </span>20 652 997<span class=\"_ _2e9\"> </span></span>Efterst\u00e4llda skulder<span class=\"_ _23a\"> </span>-<span class=\"_ _13c\"> </span><span class=\"ff5\">346 909<span class=\"_ _19c\"> </span></span>-<span class=\"_ _4d\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _53\"> </span><span class=\"ff5\">227 708<span class=\"_ _19c\"> </span></span>-<span class=\"_ _dc\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _135\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _53\"> </span>57<span class=\"_ _1\"></span>4 617<span class=\"_ _14a\"> </span>20 652 997<span class=\"_ _265\"> </span>21 227 614<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _1\"></span> TSEK<span class=\"_ _130\"> </span><span class=\"ff4 ls1 ws1\">N<span class=\"_ _2\"></span>iv\u00e5 1<span class=\"_ _9f\"> </span>Ni<span class=\"_ _2\"></span>v\u00e5 2<span class=\"_ _9f\"> </span><span class=\"ff5\">Niv\u00e5 3<span class=\"_ _92\"> </span></span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _30\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _e0\"> </span></span>5<span class=\"_ _1\"></span>7 686<span class=\"_ _25\"> </span>57 686<span class=\"_ _2e9\"> </span>Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _267\"> </span><span class=\"ff5\">1 826 973<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _4b\"> </span><span class=\"ff5\">1 826 973<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _268\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _5c\"> </span>1 633 657<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _269\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">16 926 547<span class=\"_ _2a\"> </span>16 926 547<span class=\"_ _2e9\"> </span></span>Aktier och andelar<span class=\"_ _205\"> </span>-<span class=\"_ _62\"> </span><span class=\"ff5\">154<span class=\"_ _19c\"> </span></span>-<span class=\"_ _74\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _97\"> </span><span class=\"ff5\">11 387<span class=\"_ _224\"> </span></span>-<span class=\"_ _97\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _264\"> </span><span class=\"ls1 ws1\">1 826 973<span class=\"_ _19e\"> </span>11 541<span class=\"_ _266\"> </span>18 617 890<span class=\"_ _26a\"> </span>20 456 404<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _19a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _25a\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>Efterst\u00e4llda skulder<span class=\"_ _23a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _13c\"> </span><span class=\"ff5\">198 660<span class=\"_ _92\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _a7\"> </span><span class=\"ff5\">25 675<span class=\"_ _224\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>-<span class=\"_ _e0\"> </span>25 675<span class=\"_ _26a\"> </span>16 306 790<span class=\"_ _29\"> </span>16 332 465<span class=\"_ _2e9\"> </span>Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent i n<span class=\"_ _2\"></span>iv\u00e5 2<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t som i<span class=\"_ _2\"></span>nte ha<span class=\"_ _2\"></span>ndl<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 en a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad (t<span class=\"_ _2\"></span>.ex<span class=\"_ _2\"></span>. OT<span class=\"_ _1\"></span>C-d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>) fa<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d hj\u00e4<span class=\"_ _2\"></span>lp av v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>tek<span class=\"_ _2\"></span>nike<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I s\u00e5 s<span class=\"_ _2\"></span>tor ut<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>om m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>igt a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on om d<span class=\"_ _2\"></span>en fi<span class=\"_ _2\"></span>nns t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig me<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n f\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik i<span class=\"_ _2\"></span>nfor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion anv\u00e4<span class=\"_ _2\"></span>nds i s<span class=\"_ _2\"></span>\u00e5 li<span class=\"_ _2\"></span>ten ut<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tr\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g som m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t. O<span class=\"_ _2\"></span>m sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ata s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>r\u00e4vs f\u00f6r v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g til<span class=\"_ _2\"></span>l verkl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e av ett in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t \u00e4r obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ra \u00e5te<span class=\"_ _2\"></span>rfi<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>s ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntet i n<span class=\"_ _2\"></span>iv\u00e5 2<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>tek<span class=\"_ _2\"></span>nike<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m anv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r a<span class=\"_ _2\"></span>tt v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>\u2022 <span class=\"_ _40\"> </span><span class=\"lsb ws13\">Noterade<span class=\"_ _1\"></span> marknadspr<span class=\"_ _1\"></span>iser ell<span class=\"_ _1\"></span>er m\u00e4k<span class=\"_ _1\"></span>larnoteringa<span class=\"_ _1\"></span>r f<span class=\"_ _1\"></span>\u00f6r liknand<span class=\"_ _1\"></span>e instrumen<span class=\"_ _1\"></span>t.<span class=\"_ _2e9\"> </span></span>\u2022 <span class=\"_ _40\"> </span><span class=\"lsa ws12\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de f<span class=\"_ _1\"></span>\u00f6r va<span class=\"_ _1\"></span>lutaswapk<span class=\"_ _1\"></span>ontrakt fastst\u00e4lls genom anv<span class=\"_ _1\"></span>\u00e4ndning a<span class=\"_ _1\"></span>v t<span class=\"_ _1\"></span>erminskurser<span class=\"_ _1\"></span> p\u00e5 balansdagen.<span class=\"_ _2e9\"> </span></span>I de fa<span class=\"_ _2\"></span>ll et<span class=\"_ _2\"></span>t el<span class=\"_ _2\"></span>ler fle<span class=\"_ _2\"></span>ra v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntli<span class=\"_ _2\"></span>ga i<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>ta i<span class=\"_ _2\"></span>nte bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>bar m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>dsi<span class=\"_ _2\"></span>nfor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as de<span class=\"_ _2\"></span>t ber\u00f6<span class=\"_ _2\"></span>rda in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>t i niv<span class=\"_ _2\"></span>\u00e5 3<span class=\"_ _2\"></span>. F\u00f6r<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _1\"></span> har marknadsv\u00e4r<span class=\"_ _1\"></span>det<span class=\"_ _1\"></span> ber\u00e4knats som skillnaden mellan TF<span class=\"_ _1\"></span> Bank<span class=\"_ _1\"></span>-aktiens b\u00f6rsv\u00e4r<span class=\"_ _1\"></span>de p\u00e5 bokslu<span class=\"_ _1\"></span>tsdatum och<span class=\"_ _1\"></span> aktie\u00e4garnas egna k<span class=\"_ _1\"></span>apital ju<span class=\"_ _1\"></span>sterat<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> \u00f6<span class=\"_ _1\"></span>vriga \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>- och underv\u00e4rden<span class=\"_ _1\"></span> p\u00e5 ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der i<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _90\"> </span><span class=\"ff4 lsa ws12\">Bokf\u00f6rt v\u00e4rde<span class=\"_ _25a\"> </span><span class=\"ls29 ws2f\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span></span></span>\u00d6ver<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4rde (+<span class=\"_ _1\"></span>)<span class=\"_ _1\"></span>/ un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>rde (\u2013)<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _81\"> </span>18 916<span class=\"_ _9c\"> </span>18 916<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _37\"> </span><span class=\"ff5 ls1 ws1\">3 635 697<span class=\"_ _79\"> </span>3 629 343<span class=\"_ _9c\"> </span>-6 354<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19b\"> </span><span class=\"ff5 ls1 ws1\">2 089 504<span class=\"_ _15e\"> </span>2 089 504<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _19b\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _184\"> </span>19 630 373<span class=\"_ _1a5\"> </span>1 759 7<span class=\"_ _1\"></span>40<span class=\"_ _2e9\"> </span></span>Aktier och andelar<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">144<span class=\"_ _144\"> </span>144<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _dd\"> </span><span class=\"ff5 ls1 ws1\">2 455<span class=\"_ _c3\"> </span>2 455<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">23 617 349<span class=\"_ _25\"> </span>25 370 735<span class=\"_ _79\"> </span>1 753 386<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _e1\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _e0\"> </span>20 652 997<span class=\"_ _26e\"> </span></span>-<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _26f\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _7f\"> </span>346 909<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _1b5\"> </span><span class=\"ff5 ls1 ws1\">227 708<span class=\"_ _6c\"> </span>227 708<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _be\"> </span><span class=\"ls1 ws1\">21 227 614<span class=\"_ _184\"> </span>21 227 614<span class=\"_ _149\"> </span>-<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _1\"></span> TSEK<span class=\"_ _90\"> </span><span class=\"ff4 lsa ws12\">Bokf\u00f6rt v\u00e4rde<span class=\"_ _25a\"> </span><span class=\"ls29 ws2f\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span></span></span>\u00d6ver<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4rde (+<span class=\"_ _1\"></span>)<span class=\"_ _1\"></span>/ un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>rde (\u2013)<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _255\"> </span>57 686<span class=\"_ _198\"> </span>57 686<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _270\"> </span><span class=\"ff5 ls1 ws1\">1 837 025<span class=\"_ _78\"> </span>1 826 973<span class=\"_ _74\"> </span>-10 052<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _76\"> </span><span class=\"ff5 ls1 ws1\">1 633 657<span class=\"_ _78\"> </span>1 633 657<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _271\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _184\"> </span>16 926 547<span class=\"_ _46\"> </span>2 272 174<span class=\"_ _2e9\"> </span></span>Aktier och andelar<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">154<span class=\"_ _144\"> </span>154<span class=\"_ _2e9\"> </span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _272\"> </span><span class=\"ff5 ls1 ws1\">11 387<span class=\"_ _b1\"> </span>11 387<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">18 194 282<span class=\"_ _1a\"> </span>20 456 404<span class=\"_ _79\"> </span>2 262 122<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _19e\"> </span>16 108 130<span class=\"_ _26e\"> </span></span>-<span class=\"_ _2e9\"> </span>Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">198 660<span class=\"_ _64\"> </span>198 660<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Der<span class=\"_ _2\"></span>ivat<span class=\"_ _22e\"> </span><span class=\"ff5 ls1 ws1\">25 675<span class=\"_ _171\"> </span>25 675<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _205\"> </span><span class=\"ls1 ws1\">16 332 465<span class=\"_ _25\"> </span>16 332 465<span class=\"_ _149\"> </span>-<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-353": {
   "value": "NOT<span class=\"_ _2\"></span> 18<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Klassif<span class=\"_ _2\"></span>icering av<span class=\"_ _1\"></span> fi<span class=\"_ _2\"></span>nansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">144<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _257\"> </span><span class=\"ff5\">1 197<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">1 258<span class=\"_ _74\"> </span></span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">329 409<span class=\"_ _59\"> </span>329 409<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _20a\"> </span><span class=\"ls1 ws1\">1 341<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span>23 614 750<span class=\"_ _dc\"> </span>1 258<span class=\"_ _5f\"> </span>329 409<span class=\"_ _259\"> </span>23 946 758<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _18d\"> </span><span class=\"ff5\">227 708<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">558 230<span class=\"_ _25a\"> </span>558 230<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _244\"> </span><span class=\"ls1 ws1\">227 708<span class=\"_ _63\"> </span>-<span class=\"_ _140\"> </span>20 999 906<span class=\"_ _63\"> </span>-<span class=\"_ _5f\"> </span>558 230<span class=\"_ _220\"> </span>21 785 844<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _2e9\"> </span>onc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">57 686<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5d\"> </span><span class=\"ff5\">57 686<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3d\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3a\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">154<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">11 387<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25d\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _60\"> </span><span class=\"ff5\">182 175<span class=\"_ _60\"> </span>182 175<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _fc\"> </span><span class=\"ls1 ws1\">11 541<span class=\"_ _74\"> </span>-<span class=\"_ _151\"> </span>18 182 741<span class=\"_ _74\"> </span>-<span class=\"_ _5b\"> </span>182 175<span class=\"_ _220\"> </span>18 376 457<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">198 660<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">198 660<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">21 991<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _92\"> </span><span class=\"ff5\">3 684<span class=\"_ _74\"> </span></span>-<span class=\"_ _51\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">305 392<span class=\"_ _27\"> </span>305 392<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _25e\"> </span><span class=\"ls1 ws1\">21 991<span class=\"_ _74\"> </span>-<span class=\"_ _25f\"> </span>16 306 790<span class=\"_ _4d\"> </span>3 684<span class=\"_ _59\"> </span>305 392<span class=\"_ _220\"> </span>16 637 857<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 20<span class=\"_ _259\"> </span><span class=\"lsa ws12\">Bel\u00e5ningsbara statsskuldsf\u00f6rbind<span class=\"_ _1\"></span>elser m.m.<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Bel\u00e5ningsbara statsskuldsv\u00e4xlar (E<span class=\"_ _1\"></span>U-kommi<span class=\"_ _1\"></span>ssionen)<span class=\"_ _f\"> </span><span class=\"ls1 ws1\">1 322 471<span class=\"_ _15e\"> </span>551 188<span class=\"_ _1a\"> </span>1 322 471<span class=\"_ _a2\"> </span>551 188<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (S<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>erige<span class=\"_ _1\"></span>)<span class=\"_ _273\"> </span><span class=\"ls1 ws1\">1 129 677<span class=\"_ _1a5\"> </span>24 908<span class=\"_ _92\"> </span>1 030 550<span class=\"_ _1a5\"> </span>24 908<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuldsv\u00e4xlar (Finland)<span class=\"_ _202\"> </span><span class=\"ls1 ws1\">495 926<span class=\"_ _19e\"> </span>497 297<span class=\"_ _9f\"> </span>495 926<span class=\"_ _19e\"> </span>497 297<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sv\u00e4xlar (Nederl\u00e4nderna)<span class=\"_ _21a\"> </span><span class=\"ls1 ws1\">440 823<span class=\"_ _184\"> </span>499 306<span class=\"_ _19e\"> </span>440 823<span class=\"_ _a7\"> </span>499 306<span class=\"_ _2e9\"> </span></span>Bel\u00e5ningsbara statsobli<span class=\"_ _2\"></span>gationer (Nor<span class=\"_ _1\"></span>ge)<span class=\"_ _274\"> </span><span class=\"ls1 ws1\">246 800<span class=\"_ _19e\"> </span>264 326<span class=\"_ _184\"> </span>246 800<span class=\"_ _9a\"> </span>264 326<span class=\"_ _2e9\"> </span></span>Summa bel\u00e5ningsbara sta<span class=\"_ _1\"></span>tsskuldsf\u00f6rbindelser mm<span class=\"_ _275\"> </span><span class=\"ls1 ws1\">3 635 697<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _13c\"> </span>3 536 570<span class=\"_ _13c\"> </span>1 837 025<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 21<span class=\"_ _23b\"> </span><span class=\"ls2b ws31\">Utl\u00e5ning till kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utest\u00e5ende for<span class=\"_ _1\"></span>dringar svensk v<span class=\"_ _1\"></span>aluta<span class=\"_ _276\"> </span><span class=\"ff5 ls1 ws1\">1 127 247<span class=\"_ _55\"> </span>1 093 134<span class=\"_ _dc\"> </span>2 330 601<span class=\"_ _21\"> </span>1 093 110<span class=\"_ _2e9\"> </span></span>Utest\u00e5ende for<span class=\"_ _1\"></span>dringar utl\u00e4ndsk valuta<span class=\"_ _277\"> </span><span class=\"ff5 ls1 ws1\">962 257<span class=\"_ _19e\"> </span>540 523<span class=\"_ _d6\"> </span>663 440<span class=\"_ _9a\"> </span>538 543<span class=\"_ _2e9\"> </span></span>Summa utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _23c\"> </span><span class=\"ls1 ws1\">2 089 504<span class=\"_ _92\"> </span>1 633 657<span class=\"_ _4d\"> </span>2 994 041<span class=\"_ _dc\"> </span>1 631 653<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 22<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utl\u00e5ning till hush\u00e5llssektorn<span class=\"_ _212\"> </span><span class=\"ff5 ls1 ws1\">17 766 169<span class=\"_ _17\"> </span>14 513 272<span class=\"_ _15\"> </span>15 319 795<span class=\"_ _4f\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>sek<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn 1<span class=\"_ _2e9\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>otal ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, brutto<span class=\"_ _ca\"> </span>16 505 116<span class=\"_ _51\"> </span>13 861 985<span class=\"_ _51\"> </span>14 267 850<span class=\"_ _175\"> </span>13 861 985<span class=\"_ _2e9\"> </span>Kategori 2, brutto<span class=\"_ _1a0\"> </span>711 193<span class=\"_ _9a\"> </span>495 257<span class=\"_ _d6\"> </span>548 807<span class=\"_ _97\"> </span>495 257<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, br<span class=\"_ _2\"></span>utto 2<span class=\"_ _2e9\"> </span>1 604 567<span class=\"_ _d6\"> </span>763 649<span class=\"_ _4c\"> </span>1 466 518<span class=\"_ _9f\"> </span>763 649<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, bru<span class=\"_ _1\"></span>tto<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">18 820 876<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _51\"> </span>16 283 175<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1<span class=\"_ _278\"> </span>-261 935<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _1a\"> </span>-235 989<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _2e9\"> </span>Kategori 2<span class=\"_ _279\"> </span>-115 109<span class=\"_ _b3\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _17b\"> </span>-104 258<span class=\"_ _1cb\"> </span>-77 47<span class=\"_ _0\"></span>4<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3 2<span class=\"_ _2e9\"> </span>-677 663<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>335 639<span class=\"_ _e0\"> </span>-623 133<span class=\"_ _1a\"> </span>-335 639<span class=\"_ _2e9\"> </span>Summa res<span class=\"_ _1\"></span>ervering<span class=\"_ _1\"></span> f\u00f6r f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade<span class=\"_ _1\"></span> kreditf\u00f6r<span class=\"_ _1\"></span>luster<span class=\"_ _0\"></span>, hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>-1 054 707<span class=\"_ _23\"> </span>-607 619<span class=\"_ _23\"> </span>-963 380<span class=\"_ _21\"> </span>-607 619<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, netto<span class=\"_ _176\"> </span>16 243 181<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _25d\"> </span>14 031 861<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _27a\"> </span>596 084<span class=\"_ _cf\"> </span>417 783<span class=\"_ _9a\"> </span>444 549<span class=\"_ _cf\"> </span>417 783<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>926 904<span class=\"_ _19e\"> </span>428 010<span class=\"_ _19e\"> </span>843 385<span class=\"_ _19e\"> </span>428 010<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, nett<span class=\"_ _1\"></span>o<span class=\"_ _247\"> </span><span class=\"ls1 ws1\">17 766 169<span class=\"_ _175\"> </span>14 513 272<span class=\"_ _51\"> </span>15 319 795<span class=\"_ _51\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>L\u00e5<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l f\u00f6r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>L\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>, brutto<span class=\"_ _27b\"> </span><span class=\"ff5 ls1 ws1\">104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27c\"> </span><span class=\"ls1 ws1\">104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _d6\"> </span>104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _2e9\"> </span></span>1  Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l en u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r inom E<span class=\"_ _1\"></span>commerce<span class=\"_ _1\"></span> Solutions.<span class=\"_ _2e9\"> </span>2  Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>lj<span class=\"_ _2\"></span>er fo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4<span class=\"_ _2\"></span>r pri<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kp<span class=\"_ _2\"></span>rofi<span class=\"_ _2e9\"> </span>l<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>L\u00e5nefordringarnas geogra<span class=\"_ _1\"></span>fiska f\u00f6r<span class=\"_ _1\"></span>delning, ne<span class=\"_ _1\"></span>tto<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _16c\"> </span><span class=\"ff5 ls1 ws1\">4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _92\"> </span>4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">4 245 890<span class=\"_ _dc\"> </span>4 182 683<span class=\"_ _4c\"> </span>3 921 359<span class=\"_ _53\"> </span>4 182 683<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _f8\"> </span><span class=\"ff5 ls1 ws1\">3 478 514<span class=\"_ _13c\"> </span>3 246 939<span class=\"_ _13c\"> </span>2 287 004<span class=\"_ _92\"> </span>3 246 939<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _177\"> </span><span class=\"ff5 ls1 ws1\">1 485 643<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _9f\"> </span>562 596<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _a3\"> </span><span class=\"ff5 ls1 ws1\">1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _13c\"> </span>1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _103\"> </span><span class=\"ff5\">988 664<span class=\"_ _a7\"> </span>894 692<span class=\"_ _184\"> </span>988 664<span class=\"_ _d6\"> </span>894 692<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _19e\"> </span>885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _12a\"> </span><span class=\"ff5\">314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _cf\"> </span>314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _27d\"> </span><span class=\"ff5\">291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _a2\"> </span>291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _e2\"> </span><span class=\"ff5\">176 249<span class=\"_ _79\"> </span>69 090<span class=\"_ _9f\"> </span>168 963<span class=\"_ _1cb\"> </span>69 090<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _27e\"> </span><span class=\"ff5 ls1 ws1\">152 7<span class=\"_ _1\"></span>41<span class=\"_ _c4\"> </span>40 218<span class=\"_ _79\"> </span>152 741<span class=\"_ _48\"> </span>40 218<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27f\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>MAKROEK<span class=\"_ _1\"></span>ONOMISKA SCENA<span class=\"_ _1\"></span>RIER<span class=\"_ _2e9\"> </span>Nedan tabell<span class=\"_ _1\"></span> g\u00e4ll<span class=\"_ _1\"></span>er f<span class=\"_ _1\"></span>\u00f6r b\u00e5<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> moderbolaget<span class=\"_ _0\"></span> Scenarie<span class=\"_ _2e9\"> </span>Sannolikhet f\u00f6r<span class=\"_ _1\"></span> att intr\u00e4ffa<span class=\"_ _2e9\"> </span>Eff<span class=\"_ _2\"></span>ekt p\u00e5 reserve-<span class=\"_ _2e9\"> </span>ring (kategori 1)<span class=\"_ _2e9\"> </span>Sannolikhetsv\u00e4gt utfall<span class=\"_ _2e9\"> </span>Negativt<span class=\"_ _115\"> </span><span class=\"ff5\">1%<span class=\"_ _52\"> </span>50 % \u00f6kning<span class=\"_ _2e9\"> </span></span>98,5%<span class=\"_ _2e9\"> </span>Positivt<span class=\"_ _280\"> </span><span class=\"ff5\">20%<span class=\"_ _260\"> </span>10 % minskning<span class=\"_ _2e9\"> </span></span>Bas<span class=\"_ _98\"> </span><span class=\"ff5 ls92 ws9f\">79%<span class=\"_ _68\"> </span></span><span class=\"ls1 ws1\">neutral<span class=\"_ _2e9\"> </span></span>Effek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>er s<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt f\u00f6r fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ida f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i kateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 1<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _26c\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1d4\"> </span>2023-12-31<span class=\"_ _13c\"> </span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>Consumer L<span class=\"_ _1\"></span>ending<span class=\"_ _c5\"> </span><span class=\"ff5\">1 558<span class=\"_ _cc\"> </span>1 558<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _281\"> </span><span class=\"ff5\">1 394<span class=\"_ _cc\"> </span>1 394<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _d7\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _12\"> </span>55<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otal<span class=\"_ _282\"> </span>3 264<span class=\"_ _22b\"> </span>3 007<span class=\"_ _2e9\"> </span>K\u00e4nslighetsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span>: Den makroek<span class=\"_ _1\"></span>onomiska<span class=\"_ _1\"></span> komponent<span class=\"_ _1\"></span>en f<span class=\"_ _1\"></span>\u00f6r ber\u00e4kning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v framtida<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster g<span class=\"_ _1\"></span>rundar sig<span class=\"_ _1\"></span> p\u00e5 E<span class=\"_ _1\"></span>CB:s makr<span class=\"_ _1\"></span>oek<span class=\"_ _1\"></span>onomiska prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch EBA<span class=\"_ _2\"></span>:s s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>tf\u00f6rd<span class=\"_ _2\"></span>es av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er 2023<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn so<span class=\"_ _2\"></span>m p\u00e5ver<span class=\"_ _2\"></span>kar b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n \u00e4r infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n. B<span class=\"_ _2\"></span>etyd<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e av<span class=\"_ _2\"></span>vike<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ad oc<span class=\"_ _2\"></span>h f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, vid rea<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, att l<span class=\"_ _2\"></span>eda t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>eten f\u00f6r s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier o<span class=\"_ _2\"></span>ch d<span class=\"_ _2\"></span>en tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a v\u00e4g<span class=\"_ _2\"></span>da p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>n p\u00e5 f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t vi<span class=\"_ _2\"></span>d 100 % vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a: a. <span class=\"_ _85\"> </span>Positivt<span class=\"_ _1\"></span> scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en sk<span class=\"_ _2\"></span>ulle ti<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>eln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 1<span class=\"_ _1\"></span>00 % sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o leda t<span class=\"_ _2\"></span>ill at<span class=\"_ _2\"></span>t reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kategro<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 9<span class=\"_ _2\"></span>0 % (mins<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en me<span class=\"_ _2\"></span>d 21,7 mi<span class=\"_ _2\"></span>ljo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r SEK f\u00f6r konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>ch 20,1 mil<span class=\"_ _2\"></span>jo<span class=\"_ _2\"></span>ner S<span class=\"_ _2\"></span>EK f\u00f6r mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>b. Basscenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle ti<span class=\"_ _2\"></span>llde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 100 % sa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 10<span class=\"_ _2\"></span>0 % (in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n).<span class=\"_ _2e9\"> </span>c. <span class=\"_ _43\"> </span>Negativt scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>igt f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle til<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng av 100 % san<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>het ti<span class=\"_ _2\"></span>ll ne<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>io led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i kateg<span class=\"_ _2\"></span>ori 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 15<span class=\"_ _2\"></span>0 % (\u00f6kni<span class=\"_ _2\"></span>ng av reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n med 10<span class=\"_ _2\"></span>8,<span class=\"_ _2\"></span>8 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>n och 100<span class=\"_ _2\"></span>,3 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>1  Ma<span class=\"_ _2\"></span>kro<span class=\"_ _2\"></span>eko<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>ka p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ar h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sm<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>en fr<span class=\"_ _2\"></span>\u00e5n 20<span class=\"_ _2\"></span>23 va<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>r in<span class=\"_ _2\"></span>ga j<span class=\"_ _2\"></span>\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>al vi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>RESERV<span class=\"_ _1\"></span>ERINGAR<span class=\"_ _2e9\"> </span>Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>ts av fle<span class=\"_ _2\"></span>ra o<span class=\"_ _2\"></span>lik<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer<span class=\"_ _1\"></span>, so<span class=\"_ _2\"></span>m bes<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vs ne<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>n Ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori <span class=\"_ _2\"></span>1 o<span class=\"_ _2\"></span>ch <span class=\"_ _2\"></span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri <span class=\"_ _2\"></span>2 e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r 3 <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>roe<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p\u00e5 <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt <span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>r \u00f6<span class=\"_ _2\"></span>kat <span class=\"_ _2\"></span>(elle<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>) <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>det har g<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>t i fal<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och d<span class=\"_ _2\"></span>\u00e4ri<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m fly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s och l<span class=\"_ _2\"></span>ivs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>dsb<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av ECL.<span class=\"_ _2e9\"> </span>- N<span class=\"_ _2\"></span>ya l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mit <span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>\u00e4ven <span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>agn<span class=\"_ _2\"></span>a l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>ur <span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>n u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er <span class=\"_ _2\"></span>mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>. (\u00d6<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar <span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>d av utgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l f\u00f6<span class=\"_ _2\"></span>ljd <span class=\"_ _2\"></span>av b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>n \u00f6ve<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing)<span class=\"_ _2e9\"> </span>- F\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r i <span class=\"_ _2\"></span>form <span class=\"_ _2\"></span>av s<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n f\u00f6<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>g (P<span class=\"_ _2\"></span>D), exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>vid <span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang <span class=\"_ _2\"></span>(E<span class=\"_ _2\"></span>AD) <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t <span class=\"_ _2\"></span>givet fal<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>(LGD), s<span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r <span class=\"_ _2\"></span>d\u00e5 <span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>len <span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>pd<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d nya <span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. - F<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> antaganden baserat<span class=\"_ _1\"></span> p\u00e5 makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variablar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>- V<span class=\"_ _1\"></span>al<span class=\"_ _1\"></span>utakursf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar<span class=\"_ _2e9\"> </span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, ing<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>ns 2<span class=\"_ _2\"></span>023-<span class=\"_ _2\"></span>01-<span class=\"_ _2\"></span>01<span class=\"_ _6c\"> </span>14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _31\"> </span><span class=\"ff5 ls1 ws1\">22 046 078<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _26c\"> </span></span>22 046 078<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _283\"> </span><span class=\"ff5 ls1 ws1\">-17 331 432<span class=\"_ _21\"> </span>-53 641<span class=\"_ _4d\"> </span>-17<span class=\"_ _1\"></span>5 87<span class=\"_ _1\"></span>4<span class=\"_ _262\"> </span>-17 560 947<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _4f\"> </span><span class=\"ff5\">-417 532<span class=\"_ _d6\"> </span>-7 665<span class=\"_ _19\"> </span>-425 197<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _24e\"> </span><span class=\"ff5 ls1 ws1\">-1 794 117<span class=\"_ _dc\"> </span>710 697<span class=\"_ _4b\"> </span>1 083 420<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _150\"> </span><span class=\"ff5\">-923 385<span class=\"_ _53\"> </span>923 385<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _108\"> </span>-990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4d\"> </span></span>990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _158\"> </span><span class=\"ff5\">120 034<span class=\"_ _15\"> </span>-120 034<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-92 654<span class=\"_ _119\"> </span>92 654<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _284\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>314 035<span class=\"_ _55\"> </span>-23 589<span class=\"_ _53\"> </span>-58 962<span class=\"_ _175\"> </span>-<span class=\"_ _1\"></span>396 586<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, utg\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s 2023-<span class=\"_ _2\"></span>12-31<span class=\"_ _72\"> </span>16 609 580<span class=\"_ _23\"> </span>711 192<span class=\"_ _1d\"> </span>1 604 568<span class=\"_ _266\"> </span>18 925 340<span class=\"_ _2e9\"> </span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>02<span class=\"_ _1\"></span>3-01-01<span class=\"_ _4a\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _23\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _175\"> </span>-335 639<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-154 557<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-154 557<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _12a\"> </span><span class=\"ff5\">36 885<span class=\"_ _25\"> </span>38 650<span class=\"_ _a7\"> </span>16 794<span class=\"_ _184\"> </span>92 329<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _d6\"> </span><span class=\"ff5\">28 310<span class=\"_ _c4\"> </span>9534<span class=\"_ _184\"> </span>37 844<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">25 877<span class=\"_ _92\"> </span></span>-122 177<span class=\"_ _92\"> </span><span class=\"ff5\">-411 227<span class=\"_ _52\"> </span>-507 527<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _135\"> </span><span class=\"ff5\">17 617<span class=\"_ _4f\"> </span>-154 327<span class=\"_ _19c\"> </span></span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-136 710<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _146\"> </span>9 903<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4f\"> </span></span>-381 572<span class=\"_ _15\"> </span>-3<span class=\"_ _1\"></span>71 669<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _135\"> </span><span class=\"ff5\">-1 643<span class=\"_ _9f\"> </span>14 462<span class=\"_ _224\"> </span></span>-<span class=\"_ _19e\"> </span><span class=\"ff5\">12 819<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _119\"> </span></span>17 688<span class=\"_ _55\"> </span>-29 655<span class=\"_ _1a\"> </span>-11 967<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _1f2\"> </span><span class=\"ff5 ls1 ws1\">24 366<span class=\"_ _9f\"> </span>17 582<span class=\"_ _184\"> </span>42 875<span class=\"_ _119\"> </span>84 823<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>23-12<span class=\"_ _1\"></span>-<span class=\"_ _1\"></span>31<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-261 935<span class=\"_ _25d\"> </span>-115 109<span class=\"_ _4e\"> </span>-677 663<span class=\"_ _5f\"> </span>-1 054 707<span class=\"_ _2e9\"> </span></span>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 20<span class=\"_ _1\"></span>22-01-01<span class=\"_ _72\"> </span><span class=\"ls1 ws1\">10 404 166<span class=\"_ _53\"> </span>330 212<span class=\"_ _13c\"> </span>623 294<span class=\"_ _2a\"> </span>11 357 672<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _286\"> </span><span class=\"ff5 ls1 ws1\">16 318 310<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _5b\"> </span></span>16 318 310<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _279\"> </span><span class=\"ff5 ls1 ws1\">-11 689 672<span class=\"_ _25d\"> </span>-394 014<span class=\"_ _4a\"> </span>-356 750<span class=\"_ _262\"> </span>-12 440 436<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _52\"> </span><span class=\"ff5\">-854 228<span class=\"_ _1a\"> </span>-10 812<span class=\"_ _1a8\"> </span>-865 040<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _6\"> </span><span class=\"ff5 ls1 ws1\">-1 846 029<span class=\"_ _1a8\"> </span>1 384 614<span class=\"_ _a0\"> </span>461 415<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _26d\"> </span><span class=\"ff5\">-1 588 951<span class=\"_ _1a8\"> </span>1 588 951<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _aa\"> </span>-<span class=\"_ _1\"></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _23\"> </span></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _147\"> </span><span class=\"ff5\">128 239<span class=\"_ _25d\"> </span>-128 239<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _dc\"> </span></span>-76 098<span class=\"_ _17b\"> </span>76 098<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">816 311<span class=\"_ _119\"> </span>28 673<span class=\"_ _e0\"> </span>46 502<span class=\"_ _dc\"> </span>891 486<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende balans<span class=\"_ _1\"></span> 2022<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 <span class=\"_ _69\"> </span><span class=\"ls1 ws1\">14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>022-01<span class=\"_ _1\"></span>-01<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-153 465<span class=\"_ _4c\"> </span>-41 982<span class=\"_ _4e\"> </span>-289 940<span class=\"_ _51\"> </span>-485 387<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-134 263<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-134 263<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _135\"> </span><span class=\"ff5\">91 724<span class=\"_ _184\"> </span>38 818<span class=\"_ _23\"> </span>105 148<span class=\"_ _92\"> </span>235 690<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _119\"> </span><span class=\"ff5\">24 058<span class=\"_ _1cb\"> </span>8 570<span class=\"_ _119\"> </span>32 628<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">14 076<span class=\"_ _23\"> </span>-87 774<span class=\"_ _15\"> </span>-138 035<span class=\"_ _92\"> </span>-211 733<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _1a9\"> </span><span class=\"ff5\">11 252<span class=\"_ _55\"> </span>-113 511<span class=\"_ _224\"> </span></span>-<span class=\"_ _19\"> </span><span class=\"ff5\">-102 259<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _288\"> </span>4 567<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-111 401<span class=\"_ _52\"> </span>-106 834<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _14e\"> </span><span class=\"ff5\">-1 7<span class=\"_ _0\"></span>43<span class=\"_ _9a\"> </span>14 237<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _9f\"> </span></span>12 494<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _d6\"> </span></span>11 500<span class=\"_ _55\"> </span>-26 634<span class=\"_ _25\"> </span>-15 134<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">-12 578<span class=\"_ _23\"> </span>-10 594<span class=\"_ _a0\"> </span>-21 382<span class=\"_ _23\"> </span>-44 554<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>22-12-<span class=\"_ _0\"></span>31<span class=\"_ _15\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _55\"> </span>-77 474<span class=\"_ _175\"> </span>-335 6<span class=\"_ _1\"></span>39<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 26<span class=\"_ _259\"> </span><span class=\"lsa ws12\">In- och uppl\u00e5ning<span class=\"_ _1\"></span> fr\u00e5n al<span class=\"_ _1\"></span>lm\u00e4nheten<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _29c\"> </span><span class=\"ff5 ls1 ws1\">19 275 720<span class=\"_ _17\"> </span>12 7<span class=\"_ _1\"></span>42 158<span class=\"_ _175\"> </span>19 275 720<span class=\"_ _17\"> </span>12 742 158<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _be\"> </span><span class=\"ff5 ls1 ws1\">559 370<span class=\"_ _92\"> </span>2 736 078<span class=\"_ _9f\"> </span>559 370<span class=\"_ _13c\"> </span>2 736 078<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _d0\"> </span><span class=\"ff5\">326 736<span class=\"_ _9a\"> </span>285 196<span class=\"_ _19e\"> </span>326 736<span class=\"_ _97\"> </span>285 196<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _aa\"> </span><span class=\"ff5\">195 192<span class=\"_ _9f\"> </span>344 698<span class=\"_ _1cb\"> </span>195 191<span class=\"_ _d6\"> </span>344 698<span class=\"_ _2e9\"> </span></span>Nederl\u00e4nderna<span class=\"_ _195\"> </span><span class=\"ff5\">162 800<span class=\"_ _c6\"> </span></span>-<span class=\"_ _9f\"> </span><span class=\"ff5\">162 800<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>Irland<span class=\"_ _12a\"> </span><span class=\"ff5 ls1 ws1\">103 291<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _15e\"> </span></span>103 291<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Spanien<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">29 888<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _78\"> </span></span>29 888<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa in-<span class=\"_ _1\"></span> och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nhe<span class=\"_ _1\"></span>ten<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _88\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>Inl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"ff5\"> sker e<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>nom h<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>torn o<span class=\"_ _2\"></span>ch 9<span class=\"_ _2\"></span>8 % (9<span class=\"_ _2\"></span>8) t<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>s av en st<span class=\"_ _2\"></span>atl<span class=\"_ _2\"></span>ig i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>i. I<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng i Fi<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>and \u00e4<span class=\"_ _2\"></span>r </span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>r p\u00e5 an<span class=\"_ _2\"></span>fordr<span class=\"_ _2\"></span>an. \u00d6<span class=\"_ _2\"></span>vri<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rs in<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g \u00e4r b<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>nford<span class=\"_ _2\"></span>ran o<span class=\"_ _2\"></span>ch m<span class=\"_ _2\"></span>ed f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t l\u00f6pt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>. Inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g me<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id utg<span class=\"_ _2\"></span>\u00f6r 40 % (<span class=\"_ _2\"></span>32<span class=\"_ _2\"></span>) av tota<span class=\"_ _2\"></span>l inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g fr\u00e5<span class=\"_ _2\"></span>n all<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>nh<span class=\"_ _2\"></span>eten<span class=\"_ _2\"></span>. F\u00f6r me<span class=\"_ _2\"></span>r info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n om l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>der, se not 3<span class=\"_ _2e9\"> </span><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8f ws16 gs41c\">F\u00d6R\u00c4NDRING<span class=\"_ _1\"></span> A<span class=\"_ _1\"></span>V<span class=\"_ _1\"></span> <span class=\"lse\">IN- OCH<span class=\"_ _1\"></span> UPPL\u00c5NING<span class=\"_ _1\"></span> FR\u00c5N A<span class=\"_ _1\"></span>LLM\u00c4<span class=\"_ _1\"></span>NHETEN<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs41d\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs41e\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs41f\">Ing\u00e5ende balans<span class=\"_ _257\"> </span><span class=\"ff5 ls1 ws1\">16 108 130<span class=\"_ _25d\"> </span>11 504 7<span class=\"_ _1\"></span>49<span class=\"_ _4a\"> </span>16 108 130<span class=\"_ _25d\"> </span>11 504 7<span class=\"_ _1\"></span>49<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs420\">\u00c5rets<span class=\"_ _1\"></span> f\u00f6r\u00e4ndring<span class=\"_ _29d\"> </span><span class=\"ff5 ls1 ws1\">4 642 515<span class=\"_ _4d\"> </span>3 465 856<span class=\"_ _55\"> </span>4 642 514<span class=\"_ _4d\"> </span>3 465 856<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs421\">V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">-97 648<span class=\"_ _a0\"> </span>1 137 525<span class=\"_ _9a\"> </span>-97 648<span class=\"_ _1a\"> </span>1 137 525<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs422\">Utg\u00e5ende<span class=\"_ _1\"></span> balans<span class=\"_ _160\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _60\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span></div>NOT<span class=\"_ _2\"></span> 29<span class=\"_ _259\"> </span><span class=\"ls11 ws19\">Ef<span class=\"_ _2\"></span>terst\u00e4llda skulder<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Tidsbundna f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5n<span class=\"_ _2a4\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Summa <span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">346 909<span class=\"_ _184\"> </span>198 660<span class=\"_ _184\"> </span>346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _2e9\"> </span></span>F\u00f6rl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5n \u00e4r ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>a i <span class=\"_ _1\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lder. Unde<span class=\"_ _2\"></span>r f\u00f6rst<span class=\"_ _2\"></span>a kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let emi<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e TF Ban<span class=\"_ _2\"></span>k 150 MS<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>. I neda<span class=\"_ _2\"></span>n tab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l fram<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r vill<span class=\"_ _2\"></span>ko<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ren f\u00f6r resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve obli<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Pros<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten finn<span class=\"_ _2\"></span>s till<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga p<span class=\"_ _2\"></span>\u00e5 banke<span class=\"_ _2\"></span>ns he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>, ww<span class=\"_ _2\"></span>w.tf<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nkgro<span class=\"_ _2\"></span>up.<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Utgivningsdag<span class=\"_ _2a5\"> </span><span class=\"ff5 ls1 ws1\">No<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>lt be<span class=\"_ _2\"></span>lopp (<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>SEK<span class=\"_ _2\"></span>)<span class=\"_ _294\"> </span><span class=\"ff4 ls46 ws4f\">R\u00e4ntevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor<span class=\"_ _260\"> </span></span></span><span class=\"ff4\">F\u00f6rfallodag<span class=\"_ _2e9\"> </span></span>2<span class=\"_ _1\"></span>0<span class=\"_ _1\"></span>1<span class=\"_ _1\"></span>9-09-<span class=\"_ _0\"></span>27<span class=\"_ _288\"> </span><span class=\"ff4 ls1 ws1\">100 000<span class=\"_ _3a\"> </span><span class=\"ff5\">STIBOR 3 m\u00e5nader +<span class=\"_ _1\"></span>4,65%<span class=\"_ _262\"> </span>2029-09-27<span class=\"_ _2e9\"> </span></span></span>2020<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>4<span class=\"_ _215\"> </span><span class=\"ff4 ls1 ws1\">100 000<span class=\"_ _151\"> </span><span class=\"ff5\">STIBOR 3 m\u00e5nader +5,50%<span class=\"_ _26c\"> </span>2030-12-14<span class=\"_ _2e9\"> </span></span></span>2023-02-28<span class=\"_ _173\"> </span>150 000<span class=\"_ _2a6\"> </span>STIBOR 3 m\u00e5nader +6,50%<span class=\"_ _262\"> </span>2033-02-28",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-351": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs2a8\">Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 </div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls45 ws4e gs2a9\">TSEK<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2aa\">Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2ab\">me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2ac\">verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls78 ws88 gs2ad\">resultatet<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls29 ws2f gs2ae\">V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2af\">v\u00e4rd<span class=\"_ _2\"></span>e via </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs2b0\">\u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls78 ws88 gs2b1\">resultat<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 lsa ws12 gs2b2\">Upplupet<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls7d ws8d gs2b3\">anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2b4\">ningsv\u00e4rde<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls89 ws98 gs2b5\">D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2b6\">instrument </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2c ws32 gs2b7\">f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls28 ws2e gs2b8\">Ic<span class=\"_ _2\"></span>ke </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 lsb ws13 gs2b9\">finansiella </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls2c ws32 gs2ba\">tillg\u00e5ngar </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls11 ws19 gs2bb\">och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></div><div class=\"t m11 h4a ff4 fs21 fc4 sc0 ls88 ws97 gs2bc\">Obligatorisk<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs2bd\">Tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs2be\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2bf\">centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4a\"> </span><span class=\"ff5\">18 916<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs2c0\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3c\"> </span><span class=\"ff5\">3 635 697<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2c1\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _14b\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2c2\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _226\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2c3\">Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">144<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2c4\">Derivat<span class=\"_ _257\"> </span><span class=\"ff5\">1 197<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">1 258<span class=\"_ _74\"> </span></span>-<span class=\"_ _4c\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2c5\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">329 409<span class=\"_ _59\"> </span>329 409<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs2c6\">Summa tillg\u00e5ngar<span class=\"_ _20a\"> </span><span class=\"ls1 ws1\">1 341<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span>23 614 750<span class=\"_ _dc\"> </span>1 258<span class=\"_ _5f\"> </span>329 409<span class=\"_ _259\"> </span>23 946 758<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs2c7\">Skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2c8\">In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _220\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2c9\">Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2ca\">Derivat<span class=\"_ _18d\"> </span><span class=\"ff5\">227 708<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2a ws30 gs2cb\">\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">558 230<span class=\"_ _25a\"> </span>558 230<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs2cc\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _244\"> </span><span class=\"ls1 ws1\">227 708<span class=\"_ _63\"> </span>-<span class=\"_ _140\"> </span>20 999 906<span class=\"_ _63\"> </span>-<span class=\"_ _5f\"> </span>558 230<span class=\"_ _220\"> </span>21 785 844<span class=\"_ _2e9\"> </span></span></div>K<span class=\"_ _2e9\"> </span>onc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Finansiella instru<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>me<span class=\"_ _2\"></span>nt v\u00e4rd<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de t<span class=\"_ _2\"></span>ill verk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4rd<span class=\"_ _2\"></span>e via resultatet<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>erklig<span class=\"_ _1\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e via \u00f6vri<span class=\"_ _2\"></span>gt tot<span class=\"_ _2\"></span>al-<span class=\"_ _2e9\"> </span>resultat<span class=\"_ _2e9\"> </span>Upplupet<span class=\"_ _1\"></span> anskaff<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ningsv\u00e4rde<span class=\"_ _2e9\"> </span>D<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>i<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>t-<span class=\"_ _2e9\"> </span>instrument f\u00f6r<span class=\"_ _1\"></span> s\u00e4kring<span class=\"_ _2e9\"> </span>Ic<span class=\"_ _2\"></span>ke finansiella tillg\u00e5ngar och skulder<span class=\"_ _5f\"> </span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span>Obligatorisk<span class=\"_ _2e9\"> </span>Tillg\u00e5ngar<span class=\"_ _2e9\"> </span>Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os centralbanker<span class=\"_ _254\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">57 686<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5d\"> </span><span class=\"ff5\">57 686<span class=\"_ _2e9\"> </span></span></span>Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _170\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3d\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 837 025<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _61\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _3f\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _2e9\"> </span></span></span>Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _255\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _3a\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _2e9\"> </span></span></span>Aktier och andelar<span class=\"_ _256\"> </span><span class=\"ff5\">154<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _a2\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">11 387<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25d\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _258\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _60\"> </span><span class=\"ff5\">182 175<span class=\"_ _60\"> </span>182 175<span class=\"_ _2e9\"> </span></span></span>Summa tillg\u00e5ngar<span class=\"_ _fc\"> </span><span class=\"ls1 ws1\">11 541<span class=\"_ _74\"> </span>-<span class=\"_ _151\"> </span>18 182 741<span class=\"_ _74\"> </span>-<span class=\"_ _5b\"> </span>182 175<span class=\"_ _220\"> </span>18 376 457<span class=\"_ _2e9\"> </span></span>Skulder<span class=\"_ _2e9\"> </span>In- och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nheten<span class=\"_ _209\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _25b\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _2e9\"> </span></span></span>Efterst\u00e4llda skulder<span class=\"_ _b6\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">198 660<span class=\"_ _74\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">198 660<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _25c\"> </span><span class=\"ff5\">21 991<span class=\"_ _63\"> </span></span>-<span class=\"_ _74\"> </span>-<span class=\"_ _92\"> </span><span class=\"ff5\">3 684<span class=\"_ _74\"> </span></span>-<span class=\"_ _51\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>\u00d6vriga skulder<span class=\"_ _190\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _74\"> </span>-<span class=\"_ _27\"> </span><span class=\"ff5\">305 392<span class=\"_ _27\"> </span>305 392<span class=\"_ _2e9\"> </span></span></span>Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _25e\"> </span><span class=\"ls1 ws1\">21 991<span class=\"_ _74\"> </span>-<span class=\"_ _25f\"> </span>16 306 790<span class=\"_ _4d\"> </span>3 684<span class=\"_ _59\"> </span>305 392<span class=\"_ _220\"> </span>16 637 857<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-352": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs2f4\">NOT<span class=\"_ _2\"></span> 19<span class=\"_ _220\"> </span><span class=\"lsb ws13\">Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> skulders<span class=\"_ _1\"></span> v<span class=\"_ _1\"></span>erkliga v<span class=\"_ _1\"></span>\u00e4rde<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs2f5\">F\u00f6r fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>str<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent s<span class=\"_ _2\"></span>om v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>as t<span class=\"_ _2\"></span>ill ve<span class=\"_ _2\"></span>rkl<span class=\"_ _2\"></span>igt v<span class=\"_ _2\"></span>\u00e4rde i b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en kr<span class=\"_ _2\"></span>\u00e4vs up<span class=\"_ _2\"></span>plysni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar om v<span class=\"_ _2\"></span>\u00e4rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll ver<span class=\"_ _2\"></span>kli<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde pe<span class=\"_ _2\"></span>r ni<span class=\"_ _2\"></span>v\u00e5 i </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2f6\">nedan verk<span class=\"_ _1\"></span>ligt v\u00e4r<span class=\"_ _1\"></span>de-hierarki: </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2f7\">\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">Note<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de pr<span class=\"_ _2\"></span>ise<span class=\"_ _2\"></span>r (oju<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e) p\u00e5 ak<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>iva m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>er f\u00f6r i<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>ska t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r (niv<span class=\"_ _2\"></span>\u00e5 1).<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws8b gs2f8\">\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">An<span class=\"_ _2\"></span>dr<span class=\"_ _2\"></span>a obse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>verb<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a f\u00f6r tillg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r elle<span class=\"_ _2\"></span>r skuld<span class=\"_ _2\"></span>er \u00e4r n<span class=\"_ _2\"></span>oter<span class=\"_ _2\"></span>ade p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>er ink<span class=\"_ _2\"></span>lud<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>de i niv<span class=\"_ _2\"></span>\u00e5 1, ant<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gen d<span class=\"_ _2\"></span>irek<span class=\"_ _2\"></span>t (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. som p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r) </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs2f9\">ell<span class=\"_ _2\"></span>er in<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>rek<span class=\"_ _2\"></span>t (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. h\u00e4<span class=\"_ _2\"></span>rled<span class=\"_ _2\"></span>da fr<span class=\"_ _2\"></span>\u00e5n p<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r) (niv\u00e5 2<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs2fa\">\u2022 <span class=\"_ _40\"> </span><span class=\"ff5\">Dat<span class=\"_ _2\"></span>a f\u00f6r t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>gar e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r som i<span class=\"_ _2\"></span>nte ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ras p<span class=\"_ _2\"></span>\u00e5 obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>r <span class=\"_ _82\"></span>bar<span class=\"_ _2\"></span>a ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>sdat<span class=\"_ _2\"></span>a (d.v<span class=\"_ _1\"></span>.s<span class=\"_ _2\"></span>. ej o<span class=\"_ _2\"></span>bse<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>verb<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>a dat<span class=\"_ _2\"></span>a) (n<span class=\"_ _2\"></span>iv\u00e5 3<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs2fb\">Banken l\u00e4mnar \u00e4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en inf<span class=\"_ _1\"></span>ormation om<span class=\"_ _1\"></span> v<span class=\"_ _1\"></span>erkligt v\u00e4r<span class=\"_ _1\"></span>de f<span class=\"_ _1\"></span>\u00f6r vi<span class=\"_ _1\"></span>ssa tillg\u00e5ngar f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> upply<span class=\"_ _1\"></span>snings\u00e4ndam\u00e5l.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs2fc\">Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 </div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs2fd\">TSEK<span class=\"_ _130\"> </span><span class=\"ff4 ls1 ws1\">N<span class=\"_ _2\"></span>iv\u00e5 1<span class=\"_ _9f\"> </span>Ni<span class=\"_ _2\"></span>v\u00e5 2<span class=\"_ _9f\"> </span><span class=\"ff5\">Niv\u00e5 3<span class=\"_ _92\"> </span></span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs2fe\">Tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs2ff\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _30\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _9f\"> </span></span>18 916<span class=\"_ _d6\"> </span>18 916<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs300\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _263\"> </span><span class=\"ff5 ls1 ws1\">3 629 343<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _88\"> </span></span>3 629 343<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs301\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19f\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _224\"> </span>-<span class=\"_ _1f\"> </span><span class=\"ff5\">2 089 504<span class=\"_ _1f\"> </span>2 089 504<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs302\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _76\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _2a\"> </span><span class=\"ff5\">19 630 373<span class=\"_ _2a\"> </span>19 630 373<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs303\">Aktier och andelar<span class=\"_ _aa\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _62\"> </span><span class=\"ff5\">144<span class=\"_ _224\"> </span></span>-<span class=\"_ _62\"> </span><span class=\"ff5\">144<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs304\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _78\"> </span><span class=\"ff5\">2 455<span class=\"_ _19c\"> </span></span>-<span class=\"_ _78\"> </span><span class=\"ff5\">2 455<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs305\">Summa tillg\u00e5ngar<span class=\"_ _264\"> </span><span class=\"ls1 ws1\">3 629 343<span class=\"_ _b3\"> </span>2 599<span class=\"_ _265\"> </span>21 738 793<span class=\"_ _29\"> </span>25 370 735<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs306\">Skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs307\">In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _19a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _266\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _266\"> </span>20 652 997<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs308\">Efterst\u00e4llda skulder<span class=\"_ _23a\"> </span>-<span class=\"_ _13c\"> </span><span class=\"ff5\">346 909<span class=\"_ _19c\"> </span></span>-<span class=\"_ _4d\"> </span><span class=\"ff5\">346 909<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs309\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _53\"> </span><span class=\"ff5\">227 708<span class=\"_ _19c\"> </span></span>-<span class=\"_ _dc\"> </span><span class=\"ff5\">227 708<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs30a\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _135\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _53\"> </span>57<span class=\"_ _1\"></span>4 617<span class=\"_ _14a\"> </span>20 652 997<span class=\"_ _265\"> </span>21 227 614<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs30c\">Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs30d\">TSEK<span class=\"_ _130\"> </span><span class=\"ff4 ls1 ws1\">N<span class=\"_ _2\"></span>iv\u00e5 1<span class=\"_ _9f\"> </span>Ni<span class=\"_ _2\"></span>v\u00e5 2<span class=\"_ _9f\"> </span><span class=\"ff5\">Niv\u00e5 3<span class=\"_ _92\"> </span></span><span class=\"lsa ws12\">Summa<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs30e\">Tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs30f\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _30\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _e0\"> </span></span>5<span class=\"_ _1\"></span>7 686<span class=\"_ _25\"> </span>57 686<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs310\">Bel\u00e5ningsbara statsskuldsf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _267\"> </span><span class=\"ff5\">1 826 973<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _4b\"> </span><span class=\"ff5\">1 826 973<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs311\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _268\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _5c\"> </span><span class=\"ff5\">1 633 657<span class=\"_ _5c\"> </span>1 633 657<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs312\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _269\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _5f\"> </span><span class=\"ff5\">16 926 547<span class=\"_ _2a\"> </span>16 926 547<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs313\">Aktier och andelar<span class=\"_ _205\"> </span>-<span class=\"_ _62\"> </span><span class=\"ff5\">154<span class=\"_ _19c\"> </span></span>-<span class=\"_ _74\"> </span><span class=\"ff5\">154<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs314\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _97\"> </span><span class=\"ff5\">11 387<span class=\"_ _224\"> </span></span>-<span class=\"_ _97\"> </span><span class=\"ff5\">11 387<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs315\">Summa tillg\u00e5ngar<span class=\"_ _264\"> </span><span class=\"ls1 ws1\">1 826 973<span class=\"_ _19e\"> </span>11 541<span class=\"_ _266\"> </span>18 617 890<span class=\"_ _26a\"> </span>20 456 404<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs316\">Skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs317\">In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _19a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _59\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _25a\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs318\">Efterst\u00e4llda skulder<span class=\"_ _23a\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _13c\"> </span><span class=\"ff5\">198 660<span class=\"_ _92\"> </span>198 660<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs319\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _a6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _a7\"> </span><span class=\"ff5\">25 675<span class=\"_ _224\"> </span></span>-<span class=\"_ _a7\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs31a\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs31b\">-<span class=\"_ _e0\"> </span>25 675<span class=\"_ _26a\"> </span>16 306 790<span class=\"_ _29\"> </span>16 332 465<span class=\"_ _2e9\"> </span></div><div class=\"t m11 h4a ff4 fs21 fc5 sc0 ls1 ws1 gs31d\">Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent i n<span class=\"_ _2\"></span>iv\u00e5 2<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs31e\">V<span class=\"_ _1\"></span>erk<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt v\u00e4<span class=\"_ _2\"></span>rde p\u00e5 fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t som i<span class=\"_ _2\"></span>nte ha<span class=\"_ _2\"></span>ndl<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 en a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tiv m<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>nad (t<span class=\"_ _2\"></span>.ex<span class=\"_ _2\"></span>. OT<span class=\"_ _1\"></span>C-d<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ivat<span class=\"_ _2\"></span>) fa<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d hj\u00e4<span class=\"_ _2\"></span>lp av v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>s<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs31f\">tek<span class=\"_ _2\"></span>nike<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. I s\u00e5 s<span class=\"_ _2\"></span>tor ut<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing s<span class=\"_ _2\"></span>om m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>igt a<span class=\"_ _2\"></span>nv\u00e4n<span class=\"_ _2\"></span>ds ma<span class=\"_ _2\"></span>rk<span class=\"_ _2\"></span>nad<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>form<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on om d<span class=\"_ _2\"></span>en fi<span class=\"_ _2\"></span>nns t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>ig me<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n f\u00f6ret<span class=\"_ _2\"></span>ags<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik i<span class=\"_ _2\"></span>nfor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs320\">anv\u00e4<span class=\"_ _2\"></span>nds i s<span class=\"_ _2\"></span>\u00e5 li<span class=\"_ _2\"></span>ten ut<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>tr\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g som m<span class=\"_ _2\"></span>\u00f6jl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t. O<span class=\"_ _2\"></span>m sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga v<span class=\"_ _2\"></span>\u00e4se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>a ind<span class=\"_ _2\"></span>ata s<span class=\"_ _2\"></span>om k<span class=\"_ _2\"></span>r\u00e4vs f\u00f6r v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g til<span class=\"_ _2\"></span>l verkl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t v\u00e4rd<span class=\"_ _2\"></span>e av ett in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ru<span class=\"_ _2\"></span>men<span class=\"_ _2\"></span>t \u00e4r </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs321\">obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>ra \u00e5te<span class=\"_ _2\"></span>rfi<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>s ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ume<span class=\"_ _2\"></span>ntet i n<span class=\"_ _2\"></span>iv\u00e5 2<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs322\">Sp<span class=\"_ _2\"></span>ec<span class=\"_ _2\"></span>ifik<span class=\"_ _2\"></span>a v\u00e4rde<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span>tek<span class=\"_ _2\"></span>nike<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m anv\u00e4n<span class=\"_ _2\"></span>ds f\u00f6r a<span class=\"_ _2\"></span>tt v\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>a fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a ins<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent i<span class=\"_ _2\"></span>nklu<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs323\">\u2022 <span class=\"_ _40\"> </span><span class=\"lsb ws13\">Noterade<span class=\"_ _1\"></span> marknadspr<span class=\"_ _1\"></span>iser ell<span class=\"_ _1\"></span>er m\u00e4k<span class=\"_ _1\"></span>larnoteringa<span class=\"_ _1\"></span>r f<span class=\"_ _1\"></span>\u00f6r liknand<span class=\"_ _1\"></span>e instrumen<span class=\"_ _1\"></span>t.<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs324\">\u2022 <span class=\"_ _40\"> </span><span class=\"lsa ws12\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de f<span class=\"_ _1\"></span>\u00f6r va<span class=\"_ _1\"></span>lutaswapk<span class=\"_ _1\"></span>ontrakt fastst\u00e4lls genom anv<span class=\"_ _1\"></span>\u00e4ndning a<span class=\"_ _1\"></span>v t<span class=\"_ _1\"></span>erminskurser<span class=\"_ _1\"></span> p\u00e5 balansdagen.<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs325\">I de fa<span class=\"_ _2\"></span>ll et<span class=\"_ _2\"></span>t el<span class=\"_ _2\"></span>ler fle<span class=\"_ _2\"></span>ra v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntli<span class=\"_ _2\"></span>ga i<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>ta i<span class=\"_ _2\"></span>nte bas<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as p<span class=\"_ _2\"></span>\u00e5 obs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>bar m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>dsi<span class=\"_ _2\"></span>nfor<span class=\"_ _2\"></span>mat<span class=\"_ _2\"></span>ion k<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ific<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>as de<span class=\"_ _2\"></span>t ber\u00f6<span class=\"_ _2\"></span>rda in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>rum<span class=\"_ _2\"></span>ente<span class=\"_ _2\"></span>t i niv<span class=\"_ _2\"></span>\u00e5 3<span class=\"_ _2\"></span>. </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs326\">F\u00f6r<span class=\"_ _1\"></span> utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _1\"></span> har marknadsv\u00e4r<span class=\"_ _1\"></span>det<span class=\"_ _1\"></span> ber\u00e4knats som skillnaden mellan TF<span class=\"_ _1\"></span> Bank<span class=\"_ _1\"></span>-aktiens b\u00f6rsv\u00e4r<span class=\"_ _1\"></span>de p\u00e5 bokslu<span class=\"_ _1\"></span>tsdatum och<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs327\">aktie\u00e4garnas egna k<span class=\"_ _1\"></span>apital ju<span class=\"_ _1\"></span>sterat<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> \u00f6<span class=\"_ _1\"></span>vriga \u00f6<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>er<span class=\"_ _0\"></span>- och underv\u00e4rden<span class=\"_ _1\"></span> p\u00e5 ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> och skul<span class=\"_ _1\"></span>der i<span class=\"_ _1\"></span> balansr\u00e4kningen.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs328\">Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>023<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 </div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs329\">TSEK<span class=\"_ _90\"> </span><span class=\"ff4 lsa ws12\">Bokf\u00f6rt v\u00e4rde<span class=\"_ _25a\"> </span><span class=\"ls29 ws2f\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs32a\">\u00d6ver<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4rde (+<span class=\"_ _1\"></span>)<span class=\"_ _1\"></span>/ </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs32b\">un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>rde (\u2013)<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs32c\">Tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs32d\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _81\"> </span>18 916<span class=\"_ _9c\"> </span>18 916<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs32e\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _37\"> </span><span class=\"ff5 ls1 ws1\">3 635 697<span class=\"_ _79\"> </span>3 629 343<span class=\"_ _9c\"> </span>-6 354<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs32f\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _19b\"> </span><span class=\"ff5 ls1 ws1\">2 089 504<span class=\"_ _15e\"> </span>2 089 504<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs330\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _19b\"> </span><span class=\"ff5\">17 870 633<span class=\"_ _184\"> </span>19 630 373<span class=\"_ _1a5\"> </span>1 759 7<span class=\"_ _1\"></span>40<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs331\">Aktier och andelar<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">144<span class=\"_ _144\"> </span>144<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs332\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _dd\"> </span><span class=\"ff5 ls1 ws1\">2 455<span class=\"_ _c3\"> </span>2 455<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs333\">Summa tillg\u00e5ngar<span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">23 617 349<span class=\"_ _25\"> </span>25 370 735<span class=\"_ _79\"> </span>1 753 386<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs334\">Skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs335\">In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _e1\"> </span><span class=\"ff5\">20 652 997<span class=\"_ _e0\"> </span>20 652 997<span class=\"_ _26e\"> </span></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs336\">Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _26f\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _7f\"> </span>346 909<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs337\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _1b5\"> </span><span class=\"ff5 ls1 ws1\">227 708<span class=\"_ _6c\"> </span>227 708<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs338\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _be\"> </span><span class=\"ls1 ws1\">21 227 614<span class=\"_ _184\"> </span>21 227 614<span class=\"_ _149\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs339\">Konc<span class=\"_ _1\"></span>ernen, 2<span class=\"_ _1\"></span>022-<span class=\"_ _1\"></span>12-<span class=\"_ _1\"></span>31<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs33a\">TSEK<span class=\"_ _90\"> </span><span class=\"ff4 lsa ws12\">Bokf\u00f6rt v\u00e4rde<span class=\"_ _25a\"> </span><span class=\"ls29 ws2f\">V<span class=\"_ _1\"></span>erkligt<span class=\"_ _1\"></span> v\u00e4r<span class=\"_ _1\"></span>de<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs33b\">\u00d6ver<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4rde (+<span class=\"_ _1\"></span>)<span class=\"_ _1\"></span>/ </div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs33c\">un<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>rde (\u2013)<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs33d\">Tillg\u00e5ngar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs33e\">Kas<span class=\"_ _2\"></span>sa o<span class=\"_ _2\"></span>ch t<span class=\"_ _2\"></span>illg<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>ohava<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>en h<span class=\"_ _2\"></span>os cen<span class=\"_ _2\"></span>tra<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>r<span class=\"_ _255\"> </span>57 686<span class=\"_ _198\"> </span>57 686<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs33f\">Bel\u00e5ningsbara statsskuld<span class=\"_ _1\"></span>sf\u00f6rbindelser<span class=\"_ _1\"></span> m.m.<span class=\"_ _270\"> </span><span class=\"ff5 ls1 ws1\">1 837 025<span class=\"_ _78\"> </span>1 826 973<span class=\"_ _74\"> </span>-10 052<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs340\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitu<span class=\"_ _1\"></span>t<span class=\"_ _76\"> </span><span class=\"ff5 ls1 ws1\">1 633 657<span class=\"_ _78\"> </span>1 633 657<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs341\">Utl\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _271\"> </span><span class=\"ff5\">14 654 373<span class=\"_ _184\"> </span>16 926 547<span class=\"_ _46\"> </span>2 272 174<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs342\">Aktier och andelar<span class=\"_ _1d7\"> </span><span class=\"ff5 ls1 ws1\">154<span class=\"_ _144\"> </span>154<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs343\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _272\"> </span><span class=\"ff5 ls1 ws1\">11 387<span class=\"_ _b1\"> </span>11 387<span class=\"_ _149\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs344\">Summa tillg\u00e5ngar<span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">18 194 282<span class=\"_ _1a\"> </span>20 456 404<span class=\"_ _79\"> </span>2 262 122<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsc ws14 gs345\">Skulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs346\">In- och uppl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"_ _10c\"> </span><span class=\"ff5\">16 108 130<span class=\"_ _19e\"> </span>16 108 130<span class=\"_ _26e\"> </span></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2b ws31 gs347\">Efterst\u00e4llda skul<span class=\"_ _1\"></span>der<span class=\"_ _aa\"> </span><span class=\"ff5 ls1 ws1\">198 660<span class=\"_ _64\"> </span>198 660<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs348\">Der<span class=\"_ _2\"></span>ivat<span class=\"_ _22e\"> </span><span class=\"ff5 ls1 ws1\">25 675<span class=\"_ _171\"> </span>25 675<span class=\"_ _26e\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs349\">Summa skuld<span class=\"_ _1\"></span>er<span class=\"_ _205\"> </span><span class=\"ls1 ws1\">16 332 465<span class=\"_ _25\"> </span>16 332 465<span class=\"_ _149\"> </span>-<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-320": {
   "value": "NOT<span class=\"_ _2\"></span> 22<span class=\"_ _220\"> </span><span class=\"lsa ws12\">Ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Utl\u00e5ning till hush\u00e5llssektorn<span class=\"_ _212\"> </span><span class=\"ff5 ls1 ws1\">17 766 169<span class=\"_ _17\"> </span>14 513 272<span class=\"_ _15\"> </span>15 319 795<span class=\"_ _4f\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>sek<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn 1<span class=\"_ _2e9\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>otal ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, brutto<span class=\"_ _ca\"> </span>16 505 116<span class=\"_ _51\"> </span>13 861 985<span class=\"_ _51\"> </span>14 267 850<span class=\"_ _175\"> </span>13 861 985<span class=\"_ _2e9\"> </span>Kategori 2, brutto<span class=\"_ _1a0\"> </span>711 193<span class=\"_ _9a\"> </span>495 257<span class=\"_ _d6\"> </span>548 807<span class=\"_ _97\"> </span>495 257<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, br<span class=\"_ _2\"></span>utto 2<span class=\"_ _2e9\"> </span>1 604 567<span class=\"_ _d6\"> </span>763 649<span class=\"_ _4c\"> </span>1 466 518<span class=\"_ _9f\"> </span>763 649<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, bru<span class=\"_ _1\"></span>tto<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">18 820 876<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _51\"> </span>16 283 175<span class=\"_ _4e\"> </span>15 120 891<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1<span class=\"_ _278\"> </span>-261 935<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _1a\"> </span>-235 989<span class=\"_ _1a\"> </span>-194 506<span class=\"_ _2e9\"> </span>Kategori 2<span class=\"_ _279\"> </span>-115 109<span class=\"_ _b3\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _17b\"> </span>-104 258<span class=\"_ _1cb\"> </span>-77 47<span class=\"_ _0\"></span>4<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3 2<span class=\"_ _2e9\"> </span>-677 663<span class=\"_ _17b\"> </span>-<span class=\"_ _1\"></span>335 639<span class=\"_ _e0\"> </span>-623 133<span class=\"_ _1a\"> </span>-335 639<span class=\"_ _2e9\"> </span>Summa res<span class=\"_ _1\"></span>ervering<span class=\"_ _1\"></span> f\u00f6r f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade<span class=\"_ _1\"></span> kreditf\u00f6r<span class=\"_ _1\"></span>luster<span class=\"_ _0\"></span>, hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>-1 054 707<span class=\"_ _23\"> </span>-607 619<span class=\"_ _23\"> </span>-963 380<span class=\"_ _21\"> </span>-607 619<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l hush\u00e5llssektorn<span class=\"_ _2e9\"> </span>Kategori 1, netto<span class=\"_ _176\"> </span>16 243 181<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _25d\"> </span>14 031 861<span class=\"_ _51\"> </span>13 667 479<span class=\"_ _2e9\"> </span>Kategori 2, netto<span class=\"_ _27a\"> </span>596 084<span class=\"_ _cf\"> </span>417 783<span class=\"_ _9a\"> </span>444 549<span class=\"_ _cf\"> </span>417 783<span class=\"_ _2e9\"> </span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 3<span class=\"_ _2\"></span>, net<span class=\"_ _2\"></span>to 2<span class=\"_ _2e9\"> </span>926 904<span class=\"_ _19e\"> </span>428 010<span class=\"_ _19e\"> </span>843 385<span class=\"_ _19e\"> </span>428 010<span class=\"_ _2e9\"> </span>Summa ut<span class=\"_ _1\"></span>l\u00e5ning till<span class=\"_ _1\"></span> hush\u00e5llssektorn, nett<span class=\"_ _1\"></span>o<span class=\"_ _247\"> </span><span class=\"ls1 ws1\">17 766 169<span class=\"_ _175\"> </span>14 513 272<span class=\"_ _51\"> </span>15 319 795<span class=\"_ _51\"> </span>14 513 272<span class=\"_ _2e9\"> </span></span>L\u00e5<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l f\u00f6r<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>gss<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>tor<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>L\u00e5nefor<span class=\"_ _1\"></span>dringar<span class=\"_ _0\"></span>, brutto<span class=\"_ _27b\"> </span><span class=\"ff5 ls1 ws1\">104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _97\"> </span>104 464<span class=\"_ _78\"> </span>141 101<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27c\"> </span><span class=\"ls1 ws1\">104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _d6\"> </span>104 464<span class=\"_ _a2\"> </span>141 101<span class=\"_ _2e9\"> </span></span>1  Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>orn b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l mo<span class=\"_ _2\"></span>tp<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ter v<span class=\"_ _2\"></span>id f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>\u00e4lj<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a l\u00e5<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt l<span class=\"_ _2\"></span>\u00e5n i ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 til<span class=\"_ _2\"></span>l en u<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>dsk s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r inom E<span class=\"_ _1\"></span>commerce<span class=\"_ _1\"></span> Solutions.<span class=\"_ _2e9\"> </span>2  Ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>n s\u00e4<span class=\"_ _2\"></span>lj<span class=\"_ _2\"></span>er fo<span class=\"_ _2\"></span>rt<span class=\"_ _2\"></span>l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>a ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i de m<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r d\u00e4<span class=\"_ _2\"></span>r pri<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>iv\u00e5<span class=\"_ _2\"></span>n \u00e4r s<span class=\"_ _2\"></span>\u00e5d<span class=\"_ _2\"></span>an at<span class=\"_ _2\"></span>t st<span class=\"_ _2\"></span>yre<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r det g<span class=\"_ _2\"></span>ynn<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mt f\u00f6<span class=\"_ _2\"></span>r ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns ut<span class=\"_ _2\"></span>vec<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g och r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kp<span class=\"_ _2\"></span>rofi<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>L\u00e5nefordringarnas geogra<span class=\"_ _1\"></span>fiska f\u00f6r<span class=\"_ _1\"></span>delning, ne<span class=\"_ _1\"></span>tto<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _16c\"> </span><span class=\"ff5 ls1 ws1\">4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _92\"> </span>4 784 548<span class=\"_ _4d\"> </span>2 665 839<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _f3\"> </span><span class=\"ff5 ls1 ws1\">4 245 890<span class=\"_ _dc\"> </span>4 182 683<span class=\"_ _4c\"> </span>3 921 359<span class=\"_ _53\"> </span>4 182 683<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _f8\"> </span><span class=\"ff5 ls1 ws1\">3 478 514<span class=\"_ _13c\"> </span>3 246 939<span class=\"_ _13c\"> </span>2 287 004<span class=\"_ _92\"> </span>3 246 939<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _177\"> </span><span class=\"ff5 ls1 ws1\">1 485 643<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _9f\"> </span>562 596<span class=\"_ _23\"> </span>1 291 765<span class=\"_ _2e9\"> </span></span>Estland<span class=\"_ _a3\"> </span><span class=\"ff5 ls1 ws1\">1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _13c\"> </span>1 066 304<span class=\"_ _dc\"> </span>1 035 596<span class=\"_ _2e9\"> </span></span>Lettland<span class=\"_ _103\"> </span><span class=\"ff5\">988 664<span class=\"_ _a7\"> </span>894 692<span class=\"_ _184\"> </span>988 664<span class=\"_ _d6\"> </span>894 692<span class=\"_ _2e9\"> </span></span>Litauen<span class=\"_ _23a\"> </span><span class=\"ff5 ls1 ws1\">885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _19e\"> </span>885 922<span class=\"_ _a7\"> </span>688 702<span class=\"_ _2e9\"> </span></span>Polen<span class=\"_ _12a\"> </span><span class=\"ff5\">314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _cf\"> </span>314 539<span class=\"_ _19e\"> </span>432 097<span class=\"_ _2e9\"> </span></span>\u00d6sterrik<span class=\"_ _1\"></span>e<span class=\"_ _27d\"> </span><span class=\"ff5\">291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _a2\"> </span>291 619<span class=\"_ _97\"> </span>106 752<span class=\"_ _2e9\"> </span></span>Danmark<span class=\"_ _e2\"> </span><span class=\"ff5\">176 249<span class=\"_ _79\"> </span>69 090<span class=\"_ _9f\"> </span>168 963<span class=\"_ _1cb\"> </span>69 090<span class=\"_ _2e9\"> </span></span>Spanien<span class=\"_ _27e\"> </span><span class=\"ff5 ls1 ws1\">152 7<span class=\"_ _1\"></span>41<span class=\"_ _c4\"> </span>40 218<span class=\"_ _79\"> </span>152 741<span class=\"_ _48\"> </span>40 218<span class=\"_ _2e9\"> </span></span>Summa l\u00e5nefordringar<span class=\"_ _0\"></span>, nettobokf\u00f6rt v\u00e4rde<span class=\"_ _27f\"> </span><span class=\"ls1 ws1\">17 870 633<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _1a8\"> </span>15 424 259<span class=\"_ _1a8\"> </span>14 654 373<span class=\"_ _2e9\"> </span></span>MAKROEK<span class=\"_ _1\"></span>ONOMISKA SCENA<span class=\"_ _1\"></span>RIER<span class=\"_ _2e9\"> </span>Nedan tabell<span class=\"_ _1\"></span> g\u00e4ll<span class=\"_ _1\"></span>er f<span class=\"_ _1\"></span>\u00f6r b\u00e5<span class=\"_ _1\"></span>de k<span class=\"_ _1\"></span>oncernen<span class=\"_ _1\"></span> och<span class=\"_ _1\"></span> moderbolaget<span class=\"_ _0\"></span> Scenarie<span class=\"_ _2e9\"> </span>Sannolikhet f\u00f6r<span class=\"_ _1\"></span> att intr\u00e4ffa<span class=\"_ _2e9\"> </span>Eff<span class=\"_ _2\"></span>ekt p\u00e5 reserve-<span class=\"_ _2e9\"> </span>ring (kategori 1)<span class=\"_ _2e9\"> </span>Sannolikhetsv\u00e4gt utfall<span class=\"_ _2e9\"> </span>Negativt<span class=\"_ _115\"> </span><span class=\"ff5\">1%<span class=\"_ _52\"> </span>50 % \u00f6kning<span class=\"_ _2e9\"> </span></span>98,5%<span class=\"_ _2e9\"> </span>Positivt<span class=\"_ _280\"> </span><span class=\"ff5\">20%<span class=\"_ _260\"> </span>10 % minskning<span class=\"_ _2e9\"> </span></span>Bas<span class=\"_ _98\"> </span><span class=\"ff5 ls92 ws9f\">79%<span class=\"_ _68\"> </span></span><span class=\"ls1 ws1\">neutral<span class=\"_ _2e9\"> </span></span>Effek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing p<span class=\"_ _2\"></span>er s<span class=\"_ _2\"></span>eg<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt f\u00f6r fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>ida f\u00f6<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i kateg<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>i 1 1<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _26c\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _1d4\"> </span>2023-12-31<span class=\"_ _13c\"> </span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>Consumer L<span class=\"_ _1\"></span>ending<span class=\"_ _c5\"> </span><span class=\"ff5\">1 558<span class=\"_ _cc\"> </span>1 558<span class=\"_ _2e9\"> </span></span>Credit Cards<span class=\"_ _281\"> </span><span class=\"ff5\">1 394<span class=\"_ _cc\"> </span>1 394<span class=\"_ _2e9\"> </span></span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _d7\"> </span><span class=\"ff5 ls1 ws1\">312<span class=\"_ _12\"> </span>55<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otal<span class=\"_ _282\"> </span>3 264<span class=\"_ _22b\"> </span>3 007<span class=\"_ _2e9\"> </span>K\u00e4nslighetsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span>: Den makroek<span class=\"_ _1\"></span>onomiska<span class=\"_ _1\"></span> komponent<span class=\"_ _1\"></span>en f<span class=\"_ _1\"></span>\u00f6r ber\u00e4kning<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v framtida<span class=\"_ _1\"></span> f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntade kr<span class=\"_ _1\"></span>editf\u00f6rl<span class=\"_ _1\"></span>uster g<span class=\"_ _1\"></span>rundar sig<span class=\"_ _1\"></span> p\u00e5 E<span class=\"_ _1\"></span>CB:s makr<span class=\"_ _1\"></span>oek<span class=\"_ _1\"></span>onomiska prog<span class=\"_ _2\"></span>nos<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch EBA<span class=\"_ _2\"></span>:s s<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r som u<span class=\"_ _2\"></span>tf\u00f6rd<span class=\"_ _2\"></span>es av eu<span class=\"_ _2\"></span>rope<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka ba<span class=\"_ _2\"></span>nker u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er 2023<span class=\"_ _2\"></span>. D<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>rim<span class=\"_ _2\"></span>\u00e4r<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rn so<span class=\"_ _2\"></span>m p\u00e5ver<span class=\"_ _2\"></span>kar b<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n \u00e4r infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>n. B<span class=\"_ _2\"></span>etyd<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>e av<span class=\"_ _2\"></span>vike<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an o<span class=\"_ _2\"></span>bs<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ad oc<span class=\"_ _2\"></span>h f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>d infl<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>t kom<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>, vid rea<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>, att l<span class=\"_ _2\"></span>eda t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>eten f\u00f6r s<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ier o<span class=\"_ _2\"></span>ch d<span class=\"_ _2\"></span>en tot<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>a v\u00e4g<span class=\"_ _2\"></span>da p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>n p\u00e5 f\u00f6r<span class=\"_ _2\"></span>v\u00e4<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>de fr<span class=\"_ _2\"></span>amt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a kred<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>f\u00f6rlu<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span>Ef<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t vi<span class=\"_ _2\"></span>d 100 % vi<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av sce<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>a: a. <span class=\"_ _85\"> </span>Positivt<span class=\"_ _1\"></span> scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6rv<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en sk<span class=\"_ _2\"></span>ulle ti<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>eln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 1<span class=\"_ _1\"></span>00 % sa<span class=\"_ _2\"></span>nno<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l posi<span class=\"_ _2\"></span>tiv<span class=\"_ _2\"></span>t sc<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o leda t<span class=\"_ _2\"></span>ill at<span class=\"_ _2\"></span>t reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kategro<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 9<span class=\"_ _2\"></span>0 % (mins<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en me<span class=\"_ _2\"></span>d 21,7 mi<span class=\"_ _2\"></span>ljo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r SEK f\u00f6r konc<span class=\"_ _2\"></span>ern<span class=\"_ _2\"></span>en o<span class=\"_ _2\"></span>ch 20,1 mil<span class=\"_ _2\"></span>jo<span class=\"_ _2\"></span>ner S<span class=\"_ _2\"></span>EK f\u00f6r mod<span class=\"_ _2\"></span>erb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>b. Basscenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6r<span class=\"_ _2\"></span>v\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t p\u00e5 res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle ti<span class=\"_ _2\"></span>llde<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av 100 % sa<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>oli<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>et til<span class=\"_ _2\"></span>l ba<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>cen<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>o led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n i kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 10<span class=\"_ _2\"></span>0 % (in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n f\u00f6r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n).<span class=\"_ _2e9\"> </span>c. <span class=\"_ _43\"> </span>Negativt scenarie <span class=\"_ _140\"> </span>Enl<span class=\"_ _2\"></span>igt f\u00f6r<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>\u00e4nt<span class=\"_ _2\"></span>ad ef<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t p\u00e5 rese<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sku<span class=\"_ _2\"></span>lle til<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>lni<span class=\"_ _2\"></span>ng av 100 % san<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>het ti<span class=\"_ _2\"></span>ll ne<span class=\"_ _2\"></span>gat<span class=\"_ _2\"></span>iv<span class=\"_ _2\"></span>t sce<span class=\"_ _2\"></span>nar<span class=\"_ _2\"></span>io led<span class=\"_ _2\"></span>a til<span class=\"_ _2\"></span>l att rese<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>veri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n i kateg<span class=\"_ _2\"></span>ori 1   <span class=\"_ _140\"> </span>mu<span class=\"_ _2\"></span>ltip<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as m<span class=\"_ _2\"></span>ed 15<span class=\"_ _2\"></span>0 % (\u00f6kni<span class=\"_ _2\"></span>ng av reser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n med 10<span class=\"_ _2\"></span>8,<span class=\"_ _2\"></span>8 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>n och 100<span class=\"_ _2\"></span>,3 milj<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er SEK f\u00f6r m<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>rb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>).<span class=\"_ _2e9\"> </span>1  Ma<span class=\"_ _2\"></span>kro<span class=\"_ _2\"></span>eko<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>mis<span class=\"_ _2\"></span>ka p<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ame<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>ar h<span class=\"_ _2\"></span>ar in<span class=\"_ _2\"></span>klu<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>s i re<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>rve<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>sm<span class=\"_ _2\"></span>ode<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>en fr<span class=\"_ _2\"></span>\u00e5n 20<span class=\"_ _2\"></span>23 va<span class=\"_ _2\"></span>rf\u00f6<span class=\"_ _2\"></span>r in<span class=\"_ _2\"></span>ga j<span class=\"_ _2\"></span>\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>al vi<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>s i ta<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>n<span class=\"_ _2e9\"> </span>.<span class=\"_ _2e9\"> </span><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls50 ws58 gs384\">RESERV<span class=\"_ _1\"></span>ERINGAR<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs385\">Res<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>na un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n har p<span class=\"_ _2\"></span>\u00e5verka<span class=\"_ _2\"></span>ts av fle<span class=\"_ _2\"></span>ra o<span class=\"_ _2\"></span>lik<span class=\"_ _2\"></span>a fak<span class=\"_ _2\"></span>to<span class=\"_ _2\"></span>rer<span class=\"_ _1\"></span>, so<span class=\"_ _2\"></span>m bes<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>vs ne<span class=\"_ _2\"></span>dan<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls51 wsa8 gs386\">- F\u00f6<span class=\"_ _2\"></span>rf<span class=\"_ _2\"></span>ly<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>n Ka<span class=\"_ _2\"></span>teg<span class=\"_ _2\"></span>ori <span class=\"_ _2\"></span>1 o<span class=\"_ _2\"></span>ch <span class=\"_ _2\"></span>Kate<span class=\"_ _2\"></span>go<span class=\"_ _2\"></span>ri <span class=\"_ _2\"></span>2 e<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>r 3 <span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>roe<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p\u00e5 <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>\u00e5ne<span class=\"_ _2\"></span>t v\u00e4<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ntl<span class=\"_ _2\"></span>igt <span class=\"_ _2\"></span>ha<span class=\"_ _2\"></span>r \u00f6<span class=\"_ _2\"></span>kat <span class=\"_ _2\"></span>(elle<span class=\"_ _2\"></span>r m<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>) <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk <span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ler <span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>det </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls51 ws1 gs387\">har g<span class=\"_ _2\"></span>\u00e5t<span class=\"_ _2\"></span>t i fal<span class=\"_ _2\"></span>lis<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r pe<span class=\"_ _2\"></span>rio<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>n och d<span class=\"_ _2\"></span>\u00e4ri<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>no<span class=\"_ _2\"></span>m fly<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>an 1<span class=\"_ _2\"></span>2 m\u00e5<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>s och l<span class=\"_ _2\"></span>ivs<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>dsb<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g av ECL.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls51 wsa8 gs388\">- N<span class=\"_ _2\"></span>ya l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>m t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>kom<span class=\"_ _2\"></span>mit <span class=\"_ _2\"></span>un<span class=\"_ _2\"></span>der <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>\u00e4ven <span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tt<span class=\"_ _2\"></span>agn<span class=\"_ _2\"></span>a l<span class=\"_ _2\"></span>\u00e5n <span class=\"_ _2\"></span>ur <span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tf\u00f6l<span class=\"_ _2\"></span>je<span class=\"_ _2\"></span>n u<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>er <span class=\"_ _2\"></span>mot<span class=\"_ _2\"></span>sv<span class=\"_ _2\"></span>ara<span class=\"_ _2\"></span>nde <span class=\"_ _2\"></span>p<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>. (\u00d6<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar <span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>f\u00f6lj<span class=\"_ _2\"></span>d av </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls51 wsa8 gs389\">utgi<span class=\"_ _2\"></span>vni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>och <span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>til<span class=\"_ _2\"></span>l f\u00f6<span class=\"_ _2\"></span>ljd <span class=\"_ _2\"></span>av b<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>gan<span class=\"_ _2\"></span>de <span class=\"_ _2\"></span>fr\u00e5<span class=\"_ _2\"></span>n r<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>rte<span class=\"_ _2\"></span>n \u00f6ve<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sie<span class=\"_ _2\"></span>ll <span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ln<span class=\"_ _2\"></span>ing)<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls51 wsa8 gs38a\">- F\u00f6<span class=\"_ _2\"></span>r\u00e4n<span class=\"_ _2\"></span>dri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar <span class=\"_ _2\"></span>i r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>tore<span class=\"_ _2\"></span>r i <span class=\"_ _2\"></span>form <span class=\"_ _2\"></span>av s<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>nol<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n f\u00f6<span class=\"_ _2\"></span>r f<span class=\"_ _2\"></span>all<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>g (P<span class=\"_ _2\"></span>D), exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en <span class=\"_ _2\"></span>vid <span class=\"_ _2\"></span>fa<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>iss<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ang <span class=\"_ _2\"></span>(E<span class=\"_ _2\"></span>AD) <span class=\"_ _2\"></span>oc<span class=\"_ _2\"></span>h f\u00f6<span class=\"_ _2\"></span>rlus<span class=\"_ _2\"></span>t <span class=\"_ _2\"></span>givet </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls51 wsa8 gs38b\">fal<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>sse<span class=\"_ _2\"></span>ma<span class=\"_ _2\"></span>ng <span class=\"_ _2\"></span>(LGD), s<span class=\"_ _2\"></span>om <span class=\"_ _2\"></span>upp<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e5r <span class=\"_ _2\"></span>d\u00e5 <span class=\"_ _2\"></span>mo<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>len <span class=\"_ _2\"></span>up<span class=\"_ _2\"></span>pd<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>as <span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d nya <span class=\"_ _2\"></span>v\u00e4rd<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls48 ws32 gs38c\">- F<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar i makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> antaganden baserat<span class=\"_ _1\"></span> p\u00e5 makr<span class=\"_ _1\"></span>oekonomiska<span class=\"_ _1\"></span> variablar<span class=\"_ _1\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls77 ws13 gs38d\">- V<span class=\"_ _1\"></span>al<span class=\"_ _1\"></span>utakursf<span class=\"_ _1\"></span>\u00f6r\u00e4ndringar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs38e\">Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs38f\">Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 lsb ws13 gs390\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls45 ws4e gs391\">TSEK<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 wsa9 gs392\">12 <span class=\"_ _20d\"> </span>m\u00e5naders  </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs393\">f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs394\">kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs395\">F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs396\">kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs397\">ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs398\">livsl\u00e4ngd<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs399\">F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs39a\">kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs39b\">ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs39c\">livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs39d\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, ing<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>ala<span class=\"_ _2\"></span>ns 2<span class=\"_ _2\"></span>023-<span class=\"_ _2\"></span>01-<span class=\"_ _2\"></span>01<span class=\"_ _6c\"> </span>14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs39e\">Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _31\"> </span><span class=\"ff5 ls1 ws1\">22 046 078<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _26c\"> </span></span>22 046 078<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs39f\">Amortering<span class=\"_ _283\"> </span><span class=\"ff5 ls1 ws1\">-17 331 432<span class=\"_ _21\"> </span>-53 641<span class=\"_ _4d\"> </span>-17<span class=\"_ _1\"></span>5 87<span class=\"_ _1\"></span>4<span class=\"_ _262\"> </span>-17 560 947<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3a0\">Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _4f\"> </span><span class=\"ff5\">-417 532<span class=\"_ _d6\"> </span>-7 665<span class=\"_ _19\"> </span>-425 197<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3a1\">\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _24e\"> </span><span class=\"ff5 ls1 ws1\">-1 794 117<span class=\"_ _dc\"> </span>710 697<span class=\"_ _4b\"> </span>1 083 420<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3a2\">- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _150\"> </span><span class=\"ff5\">-923 385<span class=\"_ _53\"> </span>923 385<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3a3\">- fr\u00e5n 1 till 3<span class=\"_ _108\"> </span>-990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4d\"> </span></span>990 766<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3a4\">- fr\u00e5n 2 till 1<span class=\"_ _158\"> </span><span class=\"ff5\">120 034<span class=\"_ _15\"> </span>-120 034<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3a5\">- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-92 654<span class=\"_ _119\"> </span>92 654<span class=\"_ _19c\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3a6\">- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3a7\">V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _284\"> </span><span class=\"ff5 ls1 ws1\">-<span class=\"_ _1\"></span>314 035<span class=\"_ _55\"> </span>-23 589<span class=\"_ _53\"> </span>-58 962<span class=\"_ _175\"> </span>-<span class=\"_ _1\"></span>396 586<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs3a8\">Utl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>ing t<span class=\"_ _2\"></span>ill a<span class=\"_ _2\"></span>llm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>hete<span class=\"_ _2\"></span>n, b<span class=\"_ _2\"></span>rutto<span class=\"_ _2\"></span>, utg\u00e5<span class=\"_ _2\"></span>end<span class=\"_ _2\"></span>e bal<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s 2023-<span class=\"_ _2\"></span>12-31<span class=\"_ _72\"> </span>16 609 580<span class=\"_ _23\"> </span>711 192<span class=\"_ _1d\"> </span>1 604 568<span class=\"_ _266\"> </span>18 925 340<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8b ws13 gs3a9\">Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>02<span class=\"_ _1\"></span>3-01-01<span class=\"_ _4a\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _23\"> </span>-77 47<span class=\"_ _1\"></span>4<span class=\"_ _175\"> </span>-335 639<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs3aa\">F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3ab\">Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-154 557<span class=\"_ _224\"> </span></span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-154 557<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3ac\">Amortering<span class=\"_ _12a\"> </span><span class=\"ff5\">36 885<span class=\"_ _25\"> </span>38 650<span class=\"_ _a7\"> </span>16 794<span class=\"_ _184\"> </span>92 329<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3ad\">Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _d6\"> </span><span class=\"ff5\">28 310<span class=\"_ _c4\"> </span>9534<span class=\"_ _184\"> </span>37 844<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3ae\">\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">25 877<span class=\"_ _92\"> </span></span>-122 177<span class=\"_ _92\"> </span><span class=\"ff5\">-411 227<span class=\"_ _52\"> </span>-507 527<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3af\">- fr\u00e5n 1 till 2<span class=\"_ _135\"> </span><span class=\"ff5\">17 617<span class=\"_ _4f\"> </span>-154 327<span class=\"_ _19c\"> </span></span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-136 710<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3b0\">- fr\u00e5n 1 till 3<span class=\"_ _146\"> </span>9 903<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4f\"> </span></span>-381 572<span class=\"_ _15\"> </span>-3<span class=\"_ _1\"></span>71 669<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3b1\">- fr\u00e5n 2 till 1<span class=\"_ _135\"> </span><span class=\"ff5\">-1 643<span class=\"_ _9f\"> </span>14 462<span class=\"_ _224\"> </span></span>-<span class=\"_ _19e\"> </span><span class=\"ff5\">12 819<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3b2\">- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _119\"> </span></span>17 688<span class=\"_ _55\"> </span>-29 655<span class=\"_ _1a\"> </span>-11 967<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3b3\">- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs3b4\">V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _1f2\"> </span><span class=\"ff5 ls1 ws1\">24 366<span class=\"_ _9f\"> </span>17 582<span class=\"_ _184\"> </span>42 875<span class=\"_ _119\"> </span>84 823<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls8b ws13 gs3b5\">Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>23-12<span class=\"_ _1\"></span>-<span class=\"_ _1\"></span>31<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-261 935<span class=\"_ _25d\"> </span>-115 109<span class=\"_ _4e\"> </span>-677 663<span class=\"_ _5f\"> </span>-1 054 707<span class=\"_ _2e9\"> </span></span></div>Ej os\u00e4<span class=\"_ _2\"></span>ker ford<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>n<span class=\"_ _53\"> </span><span class=\"ls47 ws32\">Os\u00e4ker<span class=\"_ _1\"></span> for<span class=\"_ _1\"></span>dran<span class=\"_ _2e9\"> </span></span>Kategori 1<span class=\"_ _59\"> </span>Ka<span class=\"_ _2\"></span>tego<span class=\"_ _2\"></span>ri 2<span class=\"_ _59\"> </span>K<span class=\"_ _2\"></span>ate<span class=\"_ _2\"></span>gor<span class=\"_ _2\"></span>i 3<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>12 <span class=\"_ _20d\"> </span>m\u00e5naders  f\u00f6rv\u00e4n<span class=\"_ _1\"></span>tade kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _2e9\"> </span>F\u00f6rv<span class=\"_ _1\"></span>\u00e4ntade kreditf\u00f6rlus-<span class=\"_ _2e9\"> </span>ter f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> l\u00e5nets livsl\u00e4ngd<span class=\"_ _15e\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _2e9\"> </span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 20<span class=\"_ _1\"></span>22-01-01<span class=\"_ _72\"> </span><span class=\"ls1 ws1\">10 404 166<span class=\"_ _53\"> </span>330 212<span class=\"_ _13c\"> </span>623 294<span class=\"_ _2a\"> </span>11 357 672<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar<span class=\"_ _1\"></span> som tillk<span class=\"_ _1\"></span>ommit under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _286\"> </span><span class=\"ff5 ls1 ws1\">16 318 310<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _19c\"> </span>-<span class=\"_ _5b\"> </span></span>16 318 310<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _279\"> </span><span class=\"ff5 ls1 ws1\">-11 689 672<span class=\"_ _25d\"> </span>-394 014<span class=\"_ _4a\"> </span>-356 750<span class=\"_ _262\"> </span>-12 440 436<span class=\"_ _2e9\"> </span></span>Finansiella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> som s\u00e5l<span class=\"_ _1\"></span>ts under \u00e5r<span class=\"_ _1\"></span>et<span class=\"_ _1cd\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _52\"> </span><span class=\"ff5\">-854 228<span class=\"_ _1a\"> </span>-10 812<span class=\"_ _1a8\"> </span>-865 040<span class=\"_ _2e9\"> </span></span></span>\u00d6verf\u00f6r<span class=\"_ _1\"></span>ingar mellan<span class=\"_ _1\"></span> kat<span class=\"_ _1\"></span>egorier<span class=\"_ _6\"> </span><span class=\"ff5 ls1 ws1\">-1 846 029<span class=\"_ _1a8\"> </span>1 384 614<span class=\"_ _a0\"> </span>461 415<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>- fr\u00e5<span class=\"_ _2\"></span>n 1 til<span class=\"_ _2\"></span>l 2<span class=\"_ _26d\"> </span><span class=\"ff5\">-1 588 951<span class=\"_ _1a8\"> </span>1 588 951<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5n 1 till 3<span class=\"_ _aa\"> </span>-<span class=\"_ _1\"></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _23\"> </span></span>385 317<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 1<span class=\"_ _147\"> </span><span class=\"ff5\">128 239<span class=\"_ _25d\"> </span>-128 239<span class=\"_ _19c\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 2 til<span class=\"_ _2\"></span>l 3<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _dc\"> </span></span>-76 098<span class=\"_ _17b\"> </span>76 098<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">816 311<span class=\"_ _119\"> </span>28 673<span class=\"_ _e0\"> </span>46 502<span class=\"_ _dc\"> </span>891 486<span class=\"_ _2e9\"> </span></span>Utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nhet<span class=\"_ _1\"></span>en, bru<span class=\"_ _1\"></span>tto,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende balans<span class=\"_ _1\"></span> 2022<span class=\"_ _1\"></span>-12-<span class=\"_ _0\"></span>3<span class=\"_ _2\"></span>1 <span class=\"_ _69\"> </span><span class=\"ls1 ws1\">14 003 086<span class=\"_ _dc\"> </span>495 257<span class=\"_ _4d\"> </span>763 649<span class=\"_ _265\"> </span>15 261 992<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ing\u00e5ende<span class=\"_ _1\"></span> balans 2<span class=\"_ _1\"></span>022-01<span class=\"_ _1\"></span>-01<span class=\"_ _25d\"> </span><span class=\"ls1 ws1\">-153 465<span class=\"_ _4c\"> </span>-41 982<span class=\"_ _4e\"> </span>-289 940<span class=\"_ _51\"> </span>-485 387<span class=\"_ _2e9\"> </span></span>F\u00f6r<span class=\"_ _1\"></span>\u00e4ndringar redo<span class=\"_ _1\"></span>visade som kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _2e9\"> </span>Finansiella tillg\u00e5ngar som tillk<span class=\"_ _1\"></span>ommit under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _285\"> </span><span class=\"ff5\">-134 263<span class=\"_ _224\"> </span></span>-<span class=\"_ _224\"> </span>-<span class=\"_ _17\"> </span><span class=\"ff5\">-134 263<span class=\"_ _2e9\"> </span></span>Amortering<span class=\"_ _135\"> </span><span class=\"ff5\">91 724<span class=\"_ _184\"> </span>38 818<span class=\"_ _23\"> </span>105 148<span class=\"_ _92\"> </span>235 690<span class=\"_ _2e9\"> </span></span>Finansiella tillg\u00e5ngar som s\u00e5lts under<span class=\"_ _1\"></span> \u00e5ret<span class=\"_ _122\"> </span>-<span class=\"_ _119\"> </span><span class=\"ff5\">24 058<span class=\"_ _1cb\"> </span>8 570<span class=\"_ _119\"> </span>32 628<span class=\"_ _2e9\"> </span></span>\u00d6verf<span class=\"_ _1\"></span>\u00f6ringar mellan kat<span class=\"_ _1\"></span>egorier<span class=\"_ _18e\"> </span><span class=\"ff5\">14 076<span class=\"_ _23\"> </span>-87 774<span class=\"_ _15\"> </span>-138 035<span class=\"_ _92\"> </span>-211 733<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 2<span class=\"_ _1a9\"> </span><span class=\"ff5\">11 252<span class=\"_ _55\"> </span>-113 511<span class=\"_ _224\"> </span></span>-<span class=\"_ _19\"> </span><span class=\"ff5\">-102 259<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 1 till 3<span class=\"_ _288\"> </span>4 567<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _4c\"> </span></span>-111 401<span class=\"_ _52\"> </span>-106 834<span class=\"_ _2e9\"> </span>- fr\u00e5n 2 till 1<span class=\"_ _14e\"> </span><span class=\"ff5\">-1 7<span class=\"_ _0\"></span>43<span class=\"_ _9a\"> </span>14 237<span class=\"_ _224\"> </span><span class=\"ff4\">-<span class=\"_ _9f\"> </span></span>12 494<span class=\"_ _2e9\"> </span></span>- fr\u00e5n 2 till 3<span class=\"_ _f6\"> </span><span class=\"ff4\">-<span class=\"_ _d6\"> </span></span>11 500<span class=\"_ _55\"> </span>-26 634<span class=\"_ _25\"> </span>-15 134<span class=\"_ _2e9\"> </span>- fr\u00e5<span class=\"_ _2\"></span>n 3 til<span class=\"_ _2\"></span>l 2<span class=\"_ _1f8\"> </span><span class=\"ff4\">-<span class=\"_ _224\"> </span>-<span class=\"_ _19c\"> </span>-<span class=\"_ _224\"> </span>-<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">-12 578<span class=\"_ _23\"> </span>-10 594<span class=\"_ _a0\"> </span>-21 382<span class=\"_ _23\"> </span>-44 554<span class=\"_ _2e9\"> </span></span>Reserver<span class=\"_ _1\"></span>ing f\u00f6r<span class=\"_ _1\"></span> f\u00f6rv\u00e4ntad<span class=\"_ _1\"></span>e kredit<span class=\"_ _1\"></span>f\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>,<span class=\"_ _1\"></span> ut<span class=\"_ _1\"></span>g\u00e5ende b<span class=\"_ _1\"></span>alans 20<span class=\"_ _1\"></span>22-12-<span class=\"_ _0\"></span>31<span class=\"_ _15\"> </span><span class=\"ls1 ws1\">-194 506<span class=\"_ _55\"> </span>-77 474<span class=\"_ _175\"> </span>-335 6<span class=\"_ _1\"></span>39<span class=\"_ _4e\"> </span>-607 619<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-321": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls1 ws1 gs3e0\">NOT 23<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Aktier i dotterf\u00f6retag<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3e1\">Avarda AB - </div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls29 ws2f gs3e2\">konc<span class=\"_ _1\"></span>ernen<span class=\"_ _40\"> </span><span class=\"ls1 ws1\">TFB Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice UAB<span class=\"_ _266\"> </span>TFB Service SIA<span class=\"_ _28b\"> </span>TFB Service GmbH<span class=\"_ _172\"> </span>TFB<span class=\"_ _2\"></span>N Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces S<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>L.<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls11 ws19 gs3e3\">Registrerings- och v<span class=\"_ _1\"></span>erksam<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs3e4\">hetsland<span class=\"_ _17f\"> </span><span class=\"ls1 ws1\">Sv<span class=\"_ _1\"></span>erige<span class=\"_ _70\"> </span>Litauen<span class=\"_ _63\"> </span>Lettland<span class=\"_ _7f\"> </span>T<span class=\"_ _1\"></span>yskland<span class=\"_ _62\"> </span>Spanien<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls29 ws2f gs3e5\">V<span class=\"_ _1\"></span>erksamhe<span class=\"_ _1\"></span>t<span class=\"_ _222\"> </span><span class=\"ls1 ws1\">Finansiell<span class=\"_ _60\"> </span>Administration<span class=\"_ _88\"> </span>Administration<span class=\"_ _60\"> </span>Administration<span class=\"_ _88\"> </span>Administration<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs3e6\">Antal aktier<span class=\"_ _28c\"> </span><span class=\"ff5 ls1 ws1\">522 972 398<span class=\"_ _28d\"> </span><span class=\"ff4\">1<span class=\"_ _28d\"> </span>-<span class=\"_ _b1\"> </span></span>25 000<span class=\"_ _1ed\"> </span>3 000<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3e7\">An<span class=\"_ _2\"></span>del a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m \u00e4gs av </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3e8\">TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>, %<span class=\"_ _1b9\"> </span><span class=\"ff4\">100<span class=\"_ _91\"> </span>100<span class=\"_ _28d\"> </span>-<span class=\"_ _91\"> </span>100<span class=\"_ _91\"> </span>100<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3e9\">Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>at v\u00e4<span class=\"_ _2\"></span>rde pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-12-31<span class=\"_ _7f\"> </span>1 614 238<span class=\"_ _118\"> </span>25<span class=\"_ _28d\"> </span><span class=\"ff4\">-<span class=\"_ _91\"> </span></span>264<span class=\"_ _28e\"> </span>31<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls46 ws4f gs3ea\">R\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>sei<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter 202<span class=\"_ _2\"></span>3<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">111 638<span class=\"_ _224\"> </span>11 041<span class=\"_ _28d\"> </span><span class=\"ff4\">-<span class=\"_ _b9\"> </span></span>14 334<span class=\"_ _223\"> </span>6 489<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3eb\">Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at f\u00f6re sk<span class=\"_ _2\"></span>att 2023<span class=\"_ _87\"> </span>18 492<span class=\"_ _28e\"> </span>13<span class=\"_ _22\"> </span><span class=\"ls7c ws8c\">-42<span class=\"_ _91\"> </span><span class=\"ls92 ws9f\">793<span class=\"_ _bf\"> </span></span></span><span class=\"ff4\">222<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3ec\">Ska<span class=\"_ _2\"></span>tt p\u00e5 re<span class=\"_ _2\"></span>sul<span class=\"_ _2\"></span>tatet 202<span class=\"_ _2\"></span>3<span class=\"_ _28f\"> </span><span class=\"ff4\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _12d\"> </span></span>-249<span class=\"_ _c1\"> </span>-51<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs3ed\">Me<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l ans<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>llda 2<span class=\"_ _2\"></span>023<span class=\"_ _290\"> </span><span class=\"ff4\">21<span class=\"_ _291\"> </span>21<span class=\"_ _8c\"> </span>0<span class=\"_ _26e\"> </span>11<span class=\"_ _1c\"> </span></span>5<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls1 ws1 gs3ee\">Avarda AB -</div><div class=\"t m0 h8 ff4 fs5 fc4 sc0 ls29 ws2f gs3ef\"> konc<span class=\"_ _1\"></span>ernen<span class=\"_ _40\"> </span><span class=\"ls1 ws1\">TFB Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice UAB<span class=\"_ _266\"> </span>TFB Service SIA<span class=\"_ _28b\"> </span>TFB Service GmbH<span class=\"_ _172\"> </span>TFB<span class=\"_ _2\"></span>N Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces S<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>L.<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls3c ws1 gs3f0\">Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2022-01-01<span class=\"_ _203\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _bd\"> </span>26<span class=\"_ _292\"> </span>264<span class=\"_ _28d\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs3f1\">Nyemission<span class=\"_ _1ba\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _293\"> </span>-<span class=\"_ _28e\"> </span><span class=\"ff5\">31<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls7b ws1 gs3f2\">Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2022-12-31<span class=\"_ _a4\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _a4\"> </span>26<span class=\"_ _294\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls3c ws1 gs3f3\">Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2023-01-01<span class=\"_ _203\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _bd\"> </span>26<span class=\"_ _292\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3f4\">Nyemission<span class=\"_ _273\"> </span><span class=\"ff5\">1 614 213<span class=\"_ _293\"> </span></span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _293\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs3f5\">Likvidation<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _bf\"> </span><span class=\"ff5 ls47 ws50\">-26<span class=\"_ _293\"> </span></span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls7b ws1 gs3f6\">Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2023-12-31<span class=\"_ _47\"> </span><span class=\"ls1\">1 614 238<span class=\"_ _a4\"> </span>25<span class=\"_ _28d\"> </span>-<span class=\"_ _292\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-330": {
   "value": "NOT 23<span class=\"_ _220\"> </span><span class=\"lsc ws14\">Aktier i dotterf\u00f6retag<span class=\"_ _2e9\"> </span></span>Avarda AB - konc<span class=\"_ _1\"></span>ernen<span class=\"_ _40\"> </span><span class=\"ls1 ws1\">TFB Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice UAB<span class=\"_ _266\"> </span>TFB Service SIA<span class=\"_ _28b\"> </span>TFB Service GmbH<span class=\"_ _172\"> </span>TFB<span class=\"_ _2\"></span>N Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces S<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>L.<span class=\"_ _2e9\"> </span></span>Registrerings- och v<span class=\"_ _1\"></span>erksam<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>hetsland<span class=\"_ _17f\"> </span><span class=\"ls1 ws1\">Sv<span class=\"_ _1\"></span>erige<span class=\"_ _70\"> </span>Litauen<span class=\"_ _63\"> </span>Lettland<span class=\"_ _7f\"> </span>T<span class=\"_ _1\"></span>yskland<span class=\"_ _62\"> </span>Spanien<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>erksamhe<span class=\"_ _1\"></span>t<span class=\"_ _222\"> </span><span class=\"ls1 ws1\">Finansiell<span class=\"_ _60\"> </span>Administration<span class=\"_ _88\"> </span>Administration<span class=\"_ _60\"> </span>Administration<span class=\"_ _88\"> </span>Administration<span class=\"_ _2e9\"> </span></span>Antal aktier<span class=\"_ _28c\"> </span><span class=\"ff5 ls1 ws1\">522 972 398<span class=\"_ _28d\"> </span><span class=\"ff4\">1<span class=\"_ _28d\"> </span>-<span class=\"_ _b1\"> </span></span>25 000<span class=\"_ _1ed\"> </span>3 000<span class=\"_ _2e9\"> </span></span>An<span class=\"_ _2\"></span>del a<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tie<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m \u00e4gs av TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>, %<span class=\"_ _1b9\"> </span><span class=\"ff4\">100<span class=\"_ _91\"> </span>100<span class=\"_ _28d\"> </span>-<span class=\"_ _91\"> </span>100<span class=\"_ _91\"> </span>100<span class=\"_ _2e9\"> </span></span>Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>at v\u00e4<span class=\"_ _2\"></span>rde pe<span class=\"_ _2\"></span>r 2023<span class=\"_ _2\"></span>-12-31<span class=\"_ _7f\"> </span>1 614 238<span class=\"_ _118\"> </span>25<span class=\"_ _28d\"> </span><span class=\"ff4\">-<span class=\"_ _91\"> </span></span>264<span class=\"_ _28e\"> </span>31<span class=\"_ _2e9\"> </span>R\u00f6re<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>sei<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter 202<span class=\"_ _2\"></span>3<span class=\"_ _f7\"> </span><span class=\"ls1 ws1\">111 638<span class=\"_ _224\"> </span>11 041<span class=\"_ _28d\"> </span><span class=\"ff4\">-<span class=\"_ _b9\"> </span></span>14 334<span class=\"_ _223\"> </span>6 489<span class=\"_ _2e9\"> </span></span>Res<span class=\"_ _2\"></span>ult<span class=\"_ _2\"></span>at f\u00f6re sk<span class=\"_ _2\"></span>att 2023<span class=\"_ _87\"> </span>18 492<span class=\"_ _28e\"> </span>13<span class=\"_ _22\"> </span><span class=\"ls7c ws8c\">-42<span class=\"_ _91\"> </span><span class=\"ls92 ws9f\">793<span class=\"_ _bf\"> </span></span></span><span class=\"ff4\">222<span class=\"_ _2e9\"> </span></span>Ska<span class=\"_ _2\"></span>tt p\u00e5 re<span class=\"_ _2\"></span>sul<span class=\"_ _2\"></span>tatet 202<span class=\"_ _2\"></span>3<span class=\"_ _28f\"> </span><span class=\"ff4\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _12d\"> </span></span>-249<span class=\"_ _c1\"> </span>-51<span class=\"_ _2e9\"> </span>Me<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nta<span class=\"_ _2\"></span>l ans<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>llda 2<span class=\"_ _2\"></span>023<span class=\"_ _290\"> </span><span class=\"ff4\">21<span class=\"_ _291\"> </span>21<span class=\"_ _8c\"> </span>0<span class=\"_ _26e\"> </span>11<span class=\"_ _1c\"> </span></span>5<span class=\"_ _2e9\"> </span>Avarda AB - konc<span class=\"_ _1\"></span>ernen<span class=\"_ _40\"> </span><span class=\"ls1 ws1\">TFB Ser<span class=\"_ _2\"></span>v<span class=\"_ _2\"></span>ice UAB<span class=\"_ _266\"> </span>TFB Service SIA<span class=\"_ _28b\"> </span>TFB Service GmbH<span class=\"_ _172\"> </span>TFB<span class=\"_ _2\"></span>N Se<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ces S<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>L.<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2022-01-01<span class=\"_ _203\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _bd\"> </span>26<span class=\"_ _292\"> </span>264<span class=\"_ _28d\"> </span>-<span class=\"_ _2e9\"> </span></span>Nyemission<span class=\"_ _1ba\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _293\"> </span>-<span class=\"_ _28e\"> </span><span class=\"ff5\">31<span class=\"_ _2e9\"> </span></span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2022-12-31<span class=\"_ _a4\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _a4\"> </span>26<span class=\"_ _294\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2023-01-01<span class=\"_ _203\"> </span><span class=\"ls1\">25<span class=\"_ _a4\"> </span>25<span class=\"_ _bd\"> </span>26<span class=\"_ _292\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span>Nyemission<span class=\"_ _273\"> </span><span class=\"ff5\">1 614 213<span class=\"_ _293\"> </span></span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _293\"> </span>-<span class=\"_ _2e9\"> </span>Likvidation<span class=\"_ _156\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _28d\"> </span>-<span class=\"_ _bf\"> </span><span class=\"ff5 ls47 ws50\">-26<span class=\"_ _293\"> </span></span>-<span class=\"_ _28d\"> </span>-<span class=\"_ _2e9\"> </span></span>Redo<span class=\"_ _1\"></span>visat v<span class=\"_ _1\"></span>\u00e4rde per<span class=\"_ _1\"></span> 2023-12-31<span class=\"_ _47\"> </span><span class=\"ls1\">1 614 238<span class=\"_ _a4\"> </span>25<span class=\"_ _28d\"> </span>-<span class=\"_ _292\"> </span>264<span class=\"_ _118\"> </span>31<span class=\"_ _2e9\"> </span></span>NOT<span class=\"_ _2\"></span> 30<span class=\"_ _259\"> </span><span class=\"lsb ws13\">T<span class=\"_ _0\"></span>ransaktioner med n\u00e4rst\u00e5ende<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ner m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>nf\u00f6ret<span class=\"_ _2\"></span>ag avse<span class=\"_ _2\"></span>r fak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>reri<span class=\"_ _2\"></span>ng av ut<span class=\"_ _2\"></span>f\u00f6rda t<span class=\"_ _2\"></span>j\u00e4n<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter ko<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>at t<span class=\"_ _2\"></span>ill ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>rni<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>nt l\u00e5<span class=\"_ _2\"></span>n til<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>. T<span class=\"_ _1\"></span>rans<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a n\u00e4<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e5e<span class=\"_ _2\"></span>nde i t<span class=\"_ _2\"></span>ab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>len n<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an avse<span class=\"_ _2\"></span>r tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk oc<span class=\"_ _2\"></span>h bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g som t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l stor<span class=\"_ _2\"></span>a de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r har s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ma \u00e4g<span class=\"_ _2\"></span>are som TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s st\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a \u00e4g<span class=\"_ _2\"></span>are TFB Hol<span class=\"_ _2\"></span>din<span class=\"_ _2\"></span>g AB, o<span class=\"_ _2\"></span>rg.n<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. 55670<span class=\"_ _2\"></span>5-29<span class=\"_ _2\"></span>97<span class=\"_ _1\"></span>. <span class=\"_ _1\"></span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nhava<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n pri<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>s ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>sm\u00e4<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>igt<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>F\u00f6ljande<span class=\"_ _1\"></span> transaktione<span class=\"_ _2\"></span>r har<span class=\"_ _1\"></span> skett<span class=\"_ _1\"></span> mellan koncern<span class=\"_ _1\"></span>f\u00f6r<span class=\"_ _1\"></span>etag:<span class=\"_ _2e9\"> </span>R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er<span class=\"_ _be\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _1a5\"> </span><span class=\"ff5\">16 600<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _210\"> </span><span class=\"ff5 ls1 ws1\">-7 671<span class=\"_ _c4\"> </span>-4 697<span class=\"_ _56\"> </span>-31 611<span class=\"_ _a2\"> </span>-23 973<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _2e9\"> </span>-7 671<span class=\"_ _48\"> </span>-4 697<span class=\"_ _b3\"> </span>-15 011<span class=\"_ _97\"> </span>-23 973<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>F\u00f6ljande<span class=\"_ _1\"></span> transaktione<span class=\"_ _2\"></span>r har<span class=\"_ _1\"></span> skett<span class=\"_ _1\"></span> med andra n\u00e4rst\u00e5ende:<span class=\"_ _2e9\"> </span>R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter (transaktionskostnader<span class=\"_ _1\"></span>)<span class=\"_ _20\"> </span><span class=\"ls1 ws1\">-41 739<span class=\"_ _9f\"> </span>-46 869<span class=\"_ _1cb\"> </span>-<span class=\"_ _1\"></span>32 104<span class=\"_ _9f\"> </span>-46 869<span class=\"_ _2e9\"> </span></span>Pro<span class=\"_ _1\"></span>visionsint\u00e4kter<span class=\"_ _195\"> </span><span class=\"ff5\">2 907<span class=\"_ _6c\"> </span>3 294<span class=\"_ _68\"> </span>2 266<span class=\"_ _6c\"> </span>3 294<span class=\"_ _2e9\"> </span></span>Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _4\"> </span><span class=\"ff5 ls1 ws1\">-1 688<span class=\"_ _46\"> </span>-2 049<span class=\"_ _7c\"> </span>-1 258<span class=\"_ _c4\"> </span>-2 049<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _108\"> </span>-40 520<span class=\"_ _9a\"> </span>-45 624<span class=\"_ _cf\"> </span>-<span class=\"_ _1\"></span>31 096<span class=\"_ _9a\"> </span>-45 624<span class=\"_ _2e9\"> </span>K\u00f6p av til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>dra n<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de:<span class=\"_ _2e9\"> </span>Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _2a7\"> </span><span class=\"ff5 ls1 ws1\">496 554<span class=\"_ _9f\"> </span>550 025<span class=\"_ _a2\"> </span>372 7<span class=\"_ _1\"></span>42<span class=\"_ _d6\"> </span>550 025<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _f3\"> </span>496 554<span class=\"_ _d6\"> </span>550 025<span class=\"_ _19e\"> </span>372 742<span class=\"_ _a7\"> </span>550 025<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r vid \u00e5<span class=\"_ _2\"></span>ret<span class=\"_ _2\"></span>s slut t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>ljd av t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d koncern<span class=\"_ _1\"></span>f\u00f6r<span class=\"_ _1\"></span>etag:<span class=\"_ _2e9\"> </span>Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _21e\"> </span><span class=\"ls1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _21\"> </span><span class=\"ff5\">1 324 37<span class=\"_ _1\"></span>4<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r vid \u00e5<span class=\"_ _2\"></span>ret<span class=\"_ _2\"></span>s slut t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>ljd av t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d andra n\u00e4rst\u00e5ende<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span>\u00d6vriga tillg\u00e5ngar<span class=\"_ _15f\"> </span><span class=\"ff5 ls1\">412<span class=\"_ _24f\"> </span><span class=\"ls28 ws2e\">917<span class=\"_ _c6\"> </span></span><span class=\"ff4\">-<span class=\"_ _24f\"> </span></span><span class=\"ls28 ws2e\">917<span class=\"_ _2e9\"> </span></span></span>\u00d6vriga skulder<span class=\"_ _283\"> </span><span class=\"ff5 ls28 ws2e\">178<span class=\"_ _b1\"> </span><span class=\"ls1 ws1\">282<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>282</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-322": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs3f8\">NOT<span class=\"_ _2\"></span> 24<span class=\"_ _220\"> </span><span class=\"lsb ws13\">\u00d6v<span class=\"_ _1\"></span>riga t<span class=\"_ _1\"></span>illg\u00e5ngar<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs3f9\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs3fa\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3fb\">For<span class=\"_ _1\"></span>dran p\u00e5 handelspartners<span class=\"_ _295\"> </span><span class=\"ff5\">34 547<span class=\"_ _64\"> </span>3 989<span class=\"_ _c6\"> </span></span>-<span class=\"_ _64\"> </span><span class=\"ff5\">3 989<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3fc\">Skattek<span class=\"_ _1\"></span>onto<span class=\"_ _a3\"> </span><span class=\"ff5\">9 365<span class=\"_ _63\"> </span>8 712<span class=\"_ _64\"> </span>5 560<span class=\"_ _74\"> </span>8 712<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs3fd\">Derivat<span class=\"_ _14e\"> </span><span class=\"ff5\">2 455<span class=\"_ _47\"> </span>11 387<span class=\"_ _72\"> </span>2 455<span class=\"_ _7c\"> </span>11 387<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs3fe\">\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">5 738<span class=\"_ _74\"> </span>4 101<span class=\"_ _68\"> </span>5 629<span class=\"_ _72\"> </span>3 619<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs3ff\">Summa \u00f6<span class=\"_ _1\"></span>vriga ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1ce\"> </span><span class=\"ls1 ws1\">52 105<span class=\"_ _1a5\"> </span>28 189<span class=\"_ _48\"> </span>13 644<span class=\"_ _78\"> </span>27 707<span class=\"_ _2e9\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-19": {
   "value": "NOT<span class=\"_ _2\"></span> 24<span class=\"_ _220\"> </span><span class=\"lsb ws13\">\u00d6v<span class=\"_ _1\"></span>riga t<span class=\"_ _1\"></span>illg\u00e5ngar<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>For<span class=\"_ _1\"></span>dran p\u00e5 handelspartners<span class=\"_ _295\"> </span><span class=\"ff5\">34 547<span class=\"_ _64\"> </span>3 989<span class=\"_ _c6\"> </span></span>-<span class=\"_ _64\"> </span><span class=\"ff5\">3 989<span class=\"_ _2e9\"> </span></span>Skattek<span class=\"_ _1\"></span>onto<span class=\"_ _a3\"> </span><span class=\"ff5\">9 365<span class=\"_ _63\"> </span>8 712<span class=\"_ _64\"> </span>5 560<span class=\"_ _74\"> </span>8 712<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _14e\"> </span><span class=\"ff5\">2 455<span class=\"_ _47\"> </span>11 387<span class=\"_ _72\"> </span>2 455<span class=\"_ _7c\"> </span>11 387<span class=\"_ _2e9\"> </span></span>\u00d6vriga till<span class=\"_ _1\"></span>g\u00e5ngar<span class=\"_ _e5\"> </span><span class=\"ff5 ls1 ws1\">5 738<span class=\"_ _74\"> </span>4 101<span class=\"_ _68\"> </span>5 629<span class=\"_ _72\"> </span>3 619<span class=\"_ _2e9\"> </span></span>Summa \u00f6<span class=\"_ _1\"></span>vriga ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1ce\"> </span><span class=\"ls1 ws1\">52 105<span class=\"_ _1a5\"> </span>28 189<span class=\"_ _48\"> </span>13 644<span class=\"_ _78\"> </span>27 707<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPrepaymentsAndOtherAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-297": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs401\">NOT<span class=\"_ _2\"></span> 25<span class=\"_ _220\"> </span><span class=\"ls2c ws32\">Uppskjut<span class=\"_ _1\"></span>en skat<span class=\"_ _1\"></span>t<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs402\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs403\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls45 ws4e gs404\">Uppskjutna skattefordringar<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs405\">Uppskjuten skatt h\u00e4nf<span class=\"_ _1\"></span>\u00f6rlig till<span class=\"_ _1\"></span> orealiserade <span class=\"_ _1\"></span>valutaderiv<span class=\"_ _1\"></span>at<span class=\"_ _296\"> </span><span class=\"ff5\">46 402<span class=\"_ _6c\"> </span>2 943<span class=\"_ _ad\"> </span>55 155<span class=\"_ _72\"> </span>2 943<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs406\">Uppskjuten skatt h\u00e4nf<span class=\"_ _1\"></span>\u00f6rligt till<span class=\"_ _1\"></span> undersko<span class=\"_ _1\"></span>ttsav<span class=\"_ _1\"></span>drag<span class=\"_ _7a\"> </span><span class=\"ff5\">4 975<span class=\"_ _c6\"> </span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs407\">Uppskjuten skatt h\u00e4nf<span class=\"_ _1\"></span>\u00f6rligt till<span class=\"_ _1\"></span> f\u00f6rv\u00e4rv<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>v aktier<span class=\"_ _1\"></span> i dott<span class=\"_ _1\"></span>erbolag<span class=\"_ _148\"> </span><span class=\"ff5\">383<span class=\"_ _c6\"> </span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs408\">Upp<span class=\"_ _2\"></span>skj<span class=\"_ _2\"></span>uten s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>t h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill fi<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>al<span class=\"_ _297\"> </span>2 517<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>130<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls45 ws4e gs409\">Uppskjutna skattefordringar<span class=\"_ _298\"> </span><span class=\"ls1 ws1\">54 277<span class=\"_ _57\"> </span>2 943<span class=\"_ _56\"> </span>55 285<span class=\"_ _57\"> </span>2 943<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs40a\">Uppskjutn<span class=\"_ _1\"></span>a ska<span class=\"_ _1\"></span>ttesk<span class=\"_ _1\"></span>ulder<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls3c ws1 gs40b\">Sk<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>den m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n den i<span class=\"_ _2\"></span>nkom<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>att s<span class=\"_ _2\"></span>om h<span class=\"_ _2\"></span>ar red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s i </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs40c\">res<span class=\"_ _1\"></span>ultatr<span class=\"_ _2\"></span>\u00e4kn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n sam<span class=\"_ _2\"></span>t den i<span class=\"_ _2\"></span>nkom<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>att s<span class=\"_ _2\"></span>om b<span class=\"_ _2\"></span>el\u00f6<span class=\"_ _2\"></span>per p<span class=\"_ _2\"></span>\u00e5 </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs40d\">verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>eten utg<span class=\"_ _2\"></span>\u00f6rs av<span class=\"_ _2\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs40e\">Upp<span class=\"_ _2\"></span>skj<span class=\"_ _2\"></span>uten s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>t h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>ill s<span class=\"_ _2\"></span>kat<span class=\"_ _2\"></span>ter i utl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>det<span class=\"_ _211\"> </span>-<span class=\"_ _d2\"> </span><span class=\"ff5\">15<span class=\"_ _c6\"> </span></span>-<span class=\"_ _d2\"> </span><span class=\"ff5\">15<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsb ws13 gs40f\">Uppskjut<span class=\"_ _1\"></span>en sk<span class=\"_ _1\"></span>att<span class=\"_ _1\"></span> p\u00e5 t<span class=\"_ _1\"></span>empor\u00e4ra skil<span class=\"_ _1\"></span>lnader<span class=\"_ _299\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _223\"> </span>15<span class=\"_ _c6\"> </span>-<span class=\"_ _223\"> </span>15<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs410\">De uppskjutna<span class=\"_ _1\"></span> skatt<span class=\"_ _1\"></span>eskuld<span class=\"_ _1\"></span>erna f<span class=\"_ _1\"></span>\u00f6rv\u00e4ntas r<span class=\"_ _1\"></span>egleras enligt<span class=\"_ _1\"></span> </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls4c ws54 gs411\">nedanst\u00e5<span class=\"_ _1\"></span>ende<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs412\">In<span class=\"_ _2\"></span>om 1<span class=\"_ _2\"></span>2 m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er<span class=\"_ _16c\"> </span>-<span class=\"_ _20b\"> </span><span class=\"ff5\">15<span class=\"_ _c6\"> </span></span>-<span class=\"_ _d2\"> </span><span class=\"ff5\">15<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs413\">Se<span class=\"_ _2\"></span>na<span class=\"_ _2\"></span>re \u00e4n in<span class=\"_ _2\"></span>om 1<span class=\"_ _2\"></span>2 m\u00e5n<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>er<span class=\"_ _102\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs414\">-<span class=\"_ _223\"> </span>15<span class=\"_ _c6\"> </span>-<span class=\"_ _223\"> </span>15<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs415\">Br<span class=\"_ _2\"></span>uttof\u00f6<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en avs<span class=\"_ _2\"></span>ee<span class=\"_ _2\"></span>nde u<span class=\"_ _2\"></span>pps<span class=\"_ _2\"></span>kj<span class=\"_ _2\"></span>utn<span class=\"_ _2\"></span>a skat<span class=\"_ _2\"></span>ter \u00e4<span class=\"_ _2\"></span>r enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs416\">f\u00f6ljande<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsb ws13 gs417\">Ing\u00e5ende balans<span class=\"_ _29a\"> </span><span class=\"ff5 ls1 ws1\">2 928<span class=\"_ _75\"> </span>-860<span class=\"_ _68\"> </span>2 928<span class=\"_ _75\"> </span>-860<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs418\">Effekt av \u00e4ndrad filialbeskattning<span class=\"_ _cd\"> </span>2 387<span class=\"_ _57\"> </span>5 679<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _68\"> </span></span>5 679<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs419\">Red<span class=\"_ _2\"></span>ovis<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g i resultatr\u00e4kningen<span class=\"_ _29b\"> </span><span class=\"ff5\">48 962<span class=\"_ _69\"> </span>-1 891<span class=\"_ _c4\"> </span>52 357<span class=\"_ _69\"> </span>-1 891<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs41a\">Utg\u00e5ende<span class=\"_ _1\"></span> balans<span class=\"_ _67\"> </span><span class=\"ls1 ws1\">54 277<span class=\"_ _64\"> </span>2 928<span class=\"_ _56\"> </span>55 285<span class=\"_ _64\"> </span>2 928</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-20": {
   "value": "NOT<span class=\"_ _2\"></span> 26<span class=\"_ _259\"> </span><span class=\"lsa ws12\">In- och uppl\u00e5ning<span class=\"_ _1\"></span> fr\u00e5n al<span class=\"_ _1\"></span>lm\u00e4nheten<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Ty<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _29c\"> </span><span class=\"ff5 ls1 ws1\">19 275 720<span class=\"_ _17\"> </span>12 7<span class=\"_ _1\"></span>42 158<span class=\"_ _175\"> </span>19 275 720<span class=\"_ _17\"> </span>12 742 158<span class=\"_ _2e9\"> </span></span>No<span class=\"_ _2\"></span>rge<span class=\"_ _be\"> </span><span class=\"ff5 ls1 ws1\">559 370<span class=\"_ _92\"> </span>2 736 078<span class=\"_ _9f\"> </span>559 370<span class=\"_ _13c\"> </span>2 736 078<span class=\"_ _2e9\"> </span></span>Finland<span class=\"_ _d0\"> </span><span class=\"ff5\">326 736<span class=\"_ _9a\"> </span>285 196<span class=\"_ _19e\"> </span>326 736<span class=\"_ _97\"> </span>285 196<span class=\"_ _2e9\"> </span></span>Sv<span class=\"_ _1\"></span>erige<span class=\"_ _aa\"> </span><span class=\"ff5\">195 192<span class=\"_ _9f\"> </span>344 698<span class=\"_ _1cb\"> </span>195 191<span class=\"_ _d6\"> </span>344 698<span class=\"_ _2e9\"> </span></span>Nederl\u00e4nderna<span class=\"_ _195\"> </span><span class=\"ff5\">162 800<span class=\"_ _c6\"> </span></span>-<span class=\"_ _9f\"> </span><span class=\"ff5\">162 800<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>Irland<span class=\"_ _12a\"> </span><span class=\"ff5 ls1 ws1\">103 291<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _15e\"> </span></span>103 291<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Spanien<span class=\"_ _d0\"> </span><span class=\"ff5 ls1 ws1\">29 888<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _78\"> </span></span>29 888<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span>Summa in-<span class=\"_ _1\"></span> och uppl\u00e5ning f<span class=\"_ _1\"></span>r\u00e5n allm\u00e4nhe<span class=\"_ _1\"></span>ten<span class=\"_ _ef\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _88\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>Inl\u00e5ning fr\u00e5n allm\u00e4nheten<span class=\"ff5\"> sker e<span class=\"_ _2\"></span>nda<span class=\"_ _2\"></span>st i<span class=\"_ _2\"></span>nom h<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>h\u00e5l<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>torn o<span class=\"_ _2\"></span>ch 9<span class=\"_ _2\"></span>8 % (9<span class=\"_ _2\"></span>8) t<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>s av en st<span class=\"_ _2\"></span>atl<span class=\"_ _2\"></span>ig i<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>ant<span class=\"_ _2\"></span>i. I<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>\u00e5ni<span class=\"_ _2\"></span>ng i Fi<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>and \u00e4<span class=\"_ _2\"></span>r </span>bet<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>r p\u00e5 an<span class=\"_ _2\"></span>fordr<span class=\"_ _2\"></span>an. \u00d6<span class=\"_ _2\"></span>vri<span class=\"_ _2\"></span>ga l<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rs in<span class=\"_ _2\"></span>l\u00e5<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g \u00e4r b<span class=\"_ _2\"></span>eta<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>ar p\u00e5 a<span class=\"_ _2\"></span>nford<span class=\"_ _2\"></span>ran o<span class=\"_ _2\"></span>ch m<span class=\"_ _2\"></span>ed f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>t l\u00f6pt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>. Inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g me<span class=\"_ _2\"></span>d l\u00f6pt<span class=\"_ _2\"></span>id utg<span class=\"_ _2\"></span>\u00f6r 40 % (<span class=\"_ _2\"></span>32<span class=\"_ _2\"></span>) av tota<span class=\"_ _2\"></span>l inl<span class=\"_ _2\"></span>\u00e5n<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g fr\u00e5<span class=\"_ _2\"></span>n all<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>nh<span class=\"_ _2\"></span>eten<span class=\"_ _2\"></span>. F\u00f6r me<span class=\"_ _2\"></span>r info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n om l\u00f6<span class=\"_ _2\"></span>pti<span class=\"_ _2\"></span>der, se not 3<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>F\u00d6R\u00c4NDRING<span class=\"_ _1\"></span> A<span class=\"_ _1\"></span>V<span class=\"_ _1\"></span> <span class=\"lse\">IN- OCH<span class=\"_ _1\"></span> UPPL\u00c5NING<span class=\"_ _1\"></span> FR\u00c5N A<span class=\"_ _1\"></span>LLM\u00c4<span class=\"_ _1\"></span>NHETEN<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Ing\u00e5ende balans<span class=\"_ _257\"> </span><span class=\"ff5 ls1 ws1\">16 108 130<span class=\"_ _25d\"> </span>11 504 7<span class=\"_ _1\"></span>49<span class=\"_ _4a\"> </span>16 108 130<span class=\"_ _25d\"> </span>11 504 7<span class=\"_ _1\"></span>49<span class=\"_ _2e9\"> </span></span>\u00c5rets<span class=\"_ _1\"></span> f\u00f6r\u00e4ndring<span class=\"_ _29d\"> </span><span class=\"ff5 ls1 ws1\">4 642 515<span class=\"_ _4d\"> </span>3 465 856<span class=\"_ _55\"> </span>4 642 514<span class=\"_ _4d\"> </span>3 465 856<span class=\"_ _2e9\"> </span></span>V<span class=\"_ _1\"></span>alutaku<span class=\"_ _1\"></span>rsf\u00f6r\u00e4ndr<span class=\"_ _1\"></span>ingar<span class=\"_ _19a\"> </span><span class=\"ff5 ls1 ws1\">-97 648<span class=\"_ _a0\"> </span>1 137 525<span class=\"_ _9a\"> </span>-97 648<span class=\"_ _1a\"> </span>1 137 525<span class=\"_ _2e9\"> </span></span>Utg\u00e5ende<span class=\"_ _1\"></span> balans<span class=\"_ _160\"> </span><span class=\"ls1 ws1\">20 652 997<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _60\"> </span>20 652 996<span class=\"_ _1a8\"> </span>16 108 130<span class=\"_ _2e9\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromCustomersExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-21": {
   "value": "NOT<span class=\"_ _2\"></span> 27<span class=\"_ _220\"> </span><span class=\"lsb ws13\">\u00d6vr<span class=\"_ _1\"></span>iga skul<span class=\"_ _1\"></span>der<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Skulder till<span class=\"_ _1\"></span> handelspartn<span class=\"_ _2\"></span>ers<span class=\"_ _180\"> </span><span class=\"ff5 ls1 ws1\">104 411<span class=\"_ _48\"> </span>7<span class=\"_ _0\"></span>4 804<span class=\"_ _64\"> </span>2 606<span class=\"_ _48\"> </span>7<span class=\"_ _0\"></span>4 804<span class=\"_ _2e9\"> </span></span>Leasingskulder<span class=\"_ _271\"> </span><span class=\"ff5\">54 443<span class=\"_ _78\"> </span>23 066<span class=\"_ _c6\"> </span></span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>Lev<span class=\"_ _1\"></span>erant\u00f6rsskulder<span class=\"_ _287\"> </span><span class=\"ff5\">10 973<span class=\"_ _63\"> </span>8 417<span class=\"_ _57\"> </span>4 070<span class=\"_ _68\"> </span>8 357<span class=\"_ _2e9\"> </span></span>Derivat<span class=\"_ _aa\"> </span><span class=\"ff5\">227 708<span class=\"_ _48\"> </span>25 675<span class=\"_ _97\"> </span></span>270 201<span class=\"_ _c4\"> </span><span class=\"ff5\">25 675<span class=\"_ _2e9\"> </span></span>Momsskuld<span class=\"_ _279\"> </span>20 524<span class=\"_ _7c\"> </span>11 532<span class=\"_ _ad\"> </span>14 623<span class=\"_ _69\"> </span>11 532<span class=\"_ _2e9\"> </span>\u00d6vriga skulder<span class=\"_ _29e\"> </span><span class=\"ff5 ls1 ws1\">3 428<span class=\"_ _68\"> </span>5 270<span class=\"_ _74\"> </span>3 921<span class=\"_ _68\"> </span>4 763<span class=\"_ _2e9\"> </span></span>Summa \u00f6<span class=\"_ _1\"></span>vriga<span class=\"_ _1\"></span> skulder<span class=\"_ _1a2\"> </span><span class=\"ls1 ws1\">421 487<span class=\"_ _d6\"> </span>148 764<span class=\"_ _19e\"> </span>295 421<span class=\"_ _a2\"> </span>125 131<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _29f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span>L\u00f6ptidsanal<span class=\"_ _1\"></span>ys<span class=\"_ _1\"></span> a<span class=\"_ _1\"></span>vseende<span class=\"_ _1\"></span> leasingskulder<span class=\"_ _2e9\"> </span>Mindre \u00e4n ett \u00e5r<span class=\"_ _2a0\"> </span>14 062<span class=\"_ _68\"> </span>8 425<span class=\"_ _2e9\"> </span>L\u00e4ngre \u00e4n ett \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst tv\u00e5 \u00e5r<span class=\"_ _227\"> </span><span class=\"ff5\">12 152<span class=\"_ _68\"> </span>7 925<span class=\"_ _2e9\"> </span></span>L\u00e4ngre \u00e4n tv\u00e5 \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst tre \u00e5r<span class=\"_ _2a1\"> </span><span class=\"ff5\">8 172<span class=\"_ _68\"> </span>5 384<span class=\"_ _2e9\"> </span></span>L\u00e4ngre \u00e4n tre \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst fyra \u00e5r<span class=\"_ _a6\"> </span><span class=\"ff5\">3 548<span class=\"_ _74\"> </span>1 229<span class=\"_ _2e9\"> </span></span>L\u00e4ngre \u00e4n fyra \u00e5r<span class=\"_ _1\"></span> men h\u00f6gst fem \u00e5r<span class=\"_ _22f\"> </span><span class=\"ff5\">3 112<span class=\"_ _24f\"> </span>103<span class=\"_ _2e9\"> </span></span>L\u00e4<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>re \u00e4n fem \u00e5<span class=\"_ _2\"></span>r<span class=\"_ _2a2\"> </span><span class=\"ff5\">13 397<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>otala leasingskul<span class=\"_ _1\"></span>der<span class=\"_ _1e6\"> </span><span class=\"ls1 ws1\">54 443<span class=\"_ _79\"> </span>23 066</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-22": {
   "value": "NOT<span class=\"_ _2\"></span> 28<span class=\"_ _259\"> </span><span class=\"ls45 ws4e\">Upplupn<span class=\"_ _2\"></span>a k<span class=\"_ _1\"></span>ostnader och f\u00f6rutbetalda int\u00e4kter<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Upplupen r\u00e4nta<span class=\"_ _1\"></span> p\u00e5 inl\u00e5ning fr\u00e5n<span class=\"_ _1\"></span> allm\u00e4nheten<span class=\"_ _80\"> </span><span class=\"ff5 ls1 ws1\">107 888<span class=\"_ _c4\"> </span>22 507<span class=\"_ _9f\"> </span>107 888<span class=\"_ _c4\"> </span>22 507<span class=\"_ _2e9\"> </span></span>Upplupna f<span class=\"_ _1\"></span>\u00f6rmedlingspr<span class=\"_ _1\"></span>ovi<span class=\"_ _1\"></span>sioner<span class=\"_ _81\"> </span><span class=\"ff5 ls1 ws1\">46 822<span class=\"_ _48\"> </span>48 255<span class=\"_ _46\"> </span>30 914<span class=\"_ _48\"> </span>48 255<span class=\"_ _2e9\"> </span></span>Upplupna l<span class=\"_ _1\"></span>\u00f6ner och<span class=\"_ _1\"></span> semesterl<span class=\"_ _1\"></span>\u00f6neskuld<span class=\"_ _152\"> </span><span class=\"ff5 ls1 ws1\">30 212<span class=\"_ _56\"> </span>25 985<span class=\"_ _c4\"> </span>22 485<span class=\"_ _c4\"> </span>25 554<span class=\"_ _2e9\"> </span></span>Upplupna socia<span class=\"_ _1\"></span>la av<span class=\"_ _1\"></span>gifter<span class=\"_ _1d0\"> </span><span class=\"ff5 ls1 ws1\">17 045<span class=\"_ _ad\"> </span>16 195<span class=\"_ _46\"> </span>12 658<span class=\"_ _47\"> </span>16 145<span class=\"_ _2e9\"> </span></span>Upplupen r\u00e4nta<span class=\"_ _1\"></span> p\u00e5 utl\u00e5ning til<span class=\"_ _1\"></span>l allm\u00e4nheten<span class=\"_ _285\"> </span><span class=\"ff5 ls1 ws1\">7 500<span class=\"_ _6c\"> </span>4 542<span class=\"_ _64\"> </span>7 500<span class=\"_ _72\"> </span>4 542<span class=\"_ _2e9\"> </span></span>\u00d6vriga interimsskulder<span class=\"_ _2a3\"> </span><span class=\"ff5 ls1 ws1\">46 501<span class=\"_ _78\"> </span>28 003<span class=\"_ _1a5\"> </span>36 082<span class=\"_ _46\"> </span>27 618<span class=\"_ _2e9\"> </span></span>Summa upplupna kostnader och f\u00f6rutbetalda int\u00e4kter<span class=\"_ _a4\"> </span><span class=\"ls1 ws1\">255 968<span class=\"_ _19e\"> </span>145 487<span class=\"_ _9a\"> </span>217 527<span class=\"_ _9a\"> </span>144 621</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-299": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs439\">NOT<span class=\"_ _2\"></span> 29<span class=\"_ _259\"> </span><span class=\"ls11 ws19\">Ef<span class=\"_ _2\"></span>terst\u00e4llda skulder<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs43a\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs43b\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs43c\">Tidsbundna f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5n<span class=\"_ _2a4\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 lsa ws12 gs43d\">Summa <span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">346 909<span class=\"_ _184\"> </span>198 660<span class=\"_ _184\"> </span>346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls79 ws89 gs43e\">F\u00f6rl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5n \u00e4r ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>a i <span class=\"_ _1\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lder. Unde<span class=\"_ _2\"></span>r f\u00f6rst<span class=\"_ _2\"></span>a kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let emi<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e TF Ban<span class=\"_ _2\"></span>k 150 MS<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>. I neda<span class=\"_ _2\"></span>n tab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l fram<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r vill<span class=\"_ _2\"></span>ko<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls79 ws89 gs43f\">ren f\u00f6r resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve obli<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Pros<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten finn<span class=\"_ _2\"></span>s till<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga p<span class=\"_ _2\"></span>\u00e5 banke<span class=\"_ _2\"></span>ns he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>, ww<span class=\"_ _2\"></span>w.tf<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nkgro<span class=\"_ _2\"></span>up.<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls2b ws31 gs440\">Utgivningsdag<span class=\"_ _2a5\"> </span><span class=\"ff5 ls1 ws1\">No<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>lt be<span class=\"_ _2\"></span>lopp (<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>SEK<span class=\"_ _2\"></span>)<span class=\"_ _294\"> </span><span class=\"ff4 ls46 ws4f\">R\u00e4ntevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor<span class=\"_ _260\"> </span></span></span><span class=\"ff4\">F\u00f6rfallodag<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls74 wsab gs441\">2<span class=\"_ _1\"></span>0<span class=\"_ _1\"></span>1<span class=\"_ _1\"></span>9-09-<span class=\"_ _0\"></span>27<span class=\"_ _288\"> </span><span class=\"ff4 ls1 ws1\">100 000<span class=\"_ _3a\"> </span><span class=\"ff5\">STIBOR 3 m\u00e5nader +<span class=\"_ _1\"></span>4,65%<span class=\"_ _262\"> </span>2029-09-27<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls8b ws99 gs442\">2020<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>4<span class=\"_ _215\"> </span><span class=\"ff4 ls1 ws1\">100 000<span class=\"_ _151\"> </span><span class=\"ff5\">STIBOR 3 m\u00e5nader +5,50%<span class=\"_ _26c\"> </span>2030-12-14<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs443\">2023-02-28<span class=\"_ _173\"> </span>150 000<span class=\"_ _2a6\"> </span>STIBOR 3 m\u00e5nader +6,50%<span class=\"_ _262\"> </span>2033-02-28</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-23": {
   "value": "NOT<span class=\"_ _2\"></span> 29<span class=\"_ _259\"> </span><span class=\"ls11 ws19\">Ef<span class=\"_ _2\"></span>terst\u00e4llda skulder<span class=\"_ _2e9\"> </span></span>Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span>Tidsbundna f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5n<span class=\"_ _2a4\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Summa <span class=\"_ _26d\"> </span><span class=\"ls1 ws1\">346 909<span class=\"_ _184\"> </span>198 660<span class=\"_ _184\"> </span>346 909<span class=\"_ _a7\"> </span>198 660<span class=\"_ _2e9\"> </span></span>F\u00f6rl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>sl<span class=\"_ _2\"></span>\u00e5n \u00e4r ef<span class=\"_ _2\"></span>ters<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>lld<span class=\"_ _2\"></span>a i <span class=\"_ _1\"></span>f\u00f6rh<span class=\"_ _2\"></span>\u00e5ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de til<span class=\"_ _2\"></span>l \u00f6vrig<span class=\"_ _2\"></span>a sku<span class=\"_ _2\"></span>lder. Unde<span class=\"_ _2\"></span>r f\u00f6rst<span class=\"_ _2\"></span>a kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let emi<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>rad<span class=\"_ _2\"></span>e TF Ban<span class=\"_ _2\"></span>k 150 MS<span class=\"_ _2\"></span>EK<span class=\"_ _2\"></span>. I neda<span class=\"_ _2\"></span>n tab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l fram<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>r vill<span class=\"_ _2\"></span>ko<span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ren f\u00f6r resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>ve obli<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n. Pros<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ten finn<span class=\"_ _2\"></span>s till<span class=\"_ _2\"></span>g\u00e4n<span class=\"_ _2\"></span>gl<span class=\"_ _2\"></span>iga p<span class=\"_ _2\"></span>\u00e5 banke<span class=\"_ _2\"></span>ns he<span class=\"_ _2\"></span>msi<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>, ww<span class=\"_ _2\"></span>w.tf<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>nkgro<span class=\"_ _2\"></span>up.<span class=\"_ _2\"></span>com<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Utgivningsdag<span class=\"_ _2a5\"> </span><span class=\"ff5 ls1 ws1\">No<span class=\"_ _2\"></span>min<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>lt be<span class=\"_ _2\"></span>lopp (<span class=\"_ _2\"></span>T<span class=\"_ _2\"></span>SEK<span class=\"_ _2\"></span>)<span class=\"_ _294\"> </span><span class=\"ff4 ls46 ws4f\">R\u00e4ntevi<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>kor<span class=\"_ _260\"> </span></span></span><span class=\"ff4\">F\u00f6rfallodag<span class=\"_ _2e9\"> </span></span>2<span class=\"_ _1\"></span>0<span class=\"_ _1\"></span>1<span class=\"_ _1\"></span>9-09-<span class=\"_ _0\"></span>27<span class=\"_ _288\"> </span><span class=\"ff4 ls1 ws1\">100 000<span class=\"_ _3a\"> </span><span class=\"ff5\">STIBOR 3 m\u00e5nader +<span class=\"_ _1\"></span>4,65%<span class=\"_ _262\"> </span>2029-09-27<span class=\"_ _2e9\"> </span></span></span>2020<span class=\"_ _2\"></span>-1<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>4<span class=\"_ _215\"> </span><span class=\"ff4 ls1 ws1\">100 000<span class=\"_ _151\"> </span><span class=\"ff5\">STIBOR 3 m\u00e5nader +5,50%<span class=\"_ _26c\"> </span>2030-12-14<span class=\"_ _2e9\"> </span></span></span>2023-02-28<span class=\"_ _173\"> </span>150 000<span class=\"_ _2a6\"> </span>STIBOR 3 m\u00e5nader +6,50%<span class=\"_ _262\"> </span>2033-02-28",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-298": {
   "value": "<div class=\"t m0 h9 ff1 fs5 fc4 sc0 ls7c ws8c gs445\">NOT<span class=\"_ _2\"></span> 30<span class=\"_ _259\"> </span><span class=\"lsb ws13\">T<span class=\"_ _0\"></span>ransaktioner med n\u00e4rst\u00e5ende<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs446\">T<span class=\"_ _0\"></span>r<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ner m<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>n kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>nf\u00f6ret<span class=\"_ _2\"></span>ag avse<span class=\"_ _2\"></span>r fak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>reri<span class=\"_ _2\"></span>ng av ut<span class=\"_ _2\"></span>f\u00f6rda t<span class=\"_ _2\"></span>j\u00e4n<span class=\"_ _2\"></span>ste<span class=\"_ _2\"></span>r i dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag s<span class=\"_ _2\"></span>amt r<span class=\"_ _2\"></span>\u00e4nte<span class=\"_ _2\"></span>int<span class=\"_ _2\"></span>\u00e4k<span class=\"_ _2\"></span>ter ko<span class=\"_ _2\"></span>ppl<span class=\"_ _2\"></span>at t<span class=\"_ _2\"></span>ill ko<span class=\"_ _2\"></span>nce<span class=\"_ _2\"></span>rni<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>nt l\u00e5<span class=\"_ _2\"></span>n </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs447\">til<span class=\"_ _2\"></span>l dot<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>f\u00f6ret<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>. T<span class=\"_ _1\"></span>rans<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ed a<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>a n\u00e4<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e5e<span class=\"_ _2\"></span>nde i t<span class=\"_ _2\"></span>ab<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>len n<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>an avse<span class=\"_ _2\"></span>r tra<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>an T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk oc<span class=\"_ _2\"></span>h bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g som t<span class=\"_ _2\"></span>il<span class=\"_ _2\"></span>l stor<span class=\"_ _2\"></span>a de<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>r </div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls7b ws8b gs448\">har s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>ma \u00e4g<span class=\"_ _2\"></span>are som TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s st\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a \u00e4g<span class=\"_ _2\"></span>are TFB Hol<span class=\"_ _2\"></span>din<span class=\"_ _2\"></span>g AB, o<span class=\"_ _2\"></span>rg.n<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. 55670<span class=\"_ _2\"></span>5-29<span class=\"_ _2\"></span>97<span class=\"_ _1\"></span>. <span class=\"_ _1\"></span>Sa<span class=\"_ _2\"></span>mtl<span class=\"_ _2\"></span>iga m<span class=\"_ _2\"></span>ell<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>nhava<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>n pri<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>s ma<span class=\"_ _2\"></span>rkn<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>sm\u00e4<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>igt<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs449\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs44a\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs44b\">F\u00f6ljande<span class=\"_ _1\"></span> transaktione<span class=\"_ _2\"></span>r har<span class=\"_ _1\"></span> skett<span class=\"_ _1\"></span> mellan koncern<span class=\"_ _1\"></span>f\u00f6r<span class=\"_ _1\"></span>etag:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs44c\">R\u00e4nteint\u00e4kt<span class=\"_ _1\"></span>er<span class=\"_ _be\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _1a5\"> </span><span class=\"ff5\">16 600<span class=\"_ _c6\"> </span></span>-<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs44d\">Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _210\"> </span><span class=\"ff5 ls1 ws1\">-7 671<span class=\"_ _c4\"> </span>-4 697<span class=\"_ _56\"> </span>-31 611<span class=\"_ _a2\"> </span>-23 973<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs44e\">Summa<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs44f\">-7 671<span class=\"_ _48\"> </span>-4 697<span class=\"_ _b3\"> </span>-15 011<span class=\"_ _97\"> </span>-23 973<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs450\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs451\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs452\">F\u00f6ljande<span class=\"_ _1\"></span> transaktione<span class=\"_ _2\"></span>r har<span class=\"_ _1\"></span> skett<span class=\"_ _1\"></span> med andra n\u00e4rst\u00e5ende:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls2c ws32 gs453\">R\u00e4ntein<span class=\"_ _1\"></span>t\u00e4kter (transaktionskostnader<span class=\"_ _1\"></span>)<span class=\"_ _20\"> </span><span class=\"ls1 ws1\">-41 739<span class=\"_ _9f\"> </span>-46 869<span class=\"_ _1cb\"> </span>-<span class=\"_ _1\"></span>32 104<span class=\"_ _9f\"> </span>-46 869<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls1 ws1 gs454\">Pro<span class=\"_ _1\"></span>visionsint\u00e4kter<span class=\"_ _195\"> </span><span class=\"ff5\">2 907<span class=\"_ _6c\"> </span>3 294<span class=\"_ _68\"> </span>2 266<span class=\"_ _6c\"> </span>3 294<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs455\">Allm\u00e4nna administrationsk<span class=\"_ _1\"></span>ostnader<span class=\"_ _4\"> </span><span class=\"ff5 ls1 ws1\">-1 688<span class=\"_ _46\"> </span>-2 049<span class=\"_ _7c\"> </span>-1 258<span class=\"_ _c4\"> </span>-2 049<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs456\">Summa<span class=\"_ _108\"> </span>-40 520<span class=\"_ _9a\"> </span>-45 624<span class=\"_ _cf\"> </span>-<span class=\"_ _1\"></span>31 096<span class=\"_ _9a\"> </span>-45 624<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs457\">K\u00f6p av til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r fr\u00e5<span class=\"_ _2\"></span>n an<span class=\"_ _2\"></span>dra n<span class=\"_ _2\"></span>\u00e4rs<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>\u00e5en<span class=\"_ _2\"></span>de:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 lsa ws12 gs458\">Ec<span class=\"_ _1\"></span>ommerce<span class=\"_ _1\"></span> Solutions<span class=\"_ _2a7\"> </span><span class=\"ff5 ls1 ws1\">496 554<span class=\"_ _9f\"> </span>550 025<span class=\"_ _a2\"> </span>372 7<span class=\"_ _1\"></span>42<span class=\"_ _d6\"> </span>550 025<span class=\"_ _2e9\"> </span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs459\">Summa<span class=\"_ _f3\"> </span>496 554<span class=\"_ _d6\"> </span>550 025<span class=\"_ _19e\"> </span>372 742<span class=\"_ _a7\"> </span>550 025<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs45a\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs45b\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs45c\">Til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r vid \u00e5<span class=\"_ _2\"></span>ret<span class=\"_ _2\"></span>s slut t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>ljd av t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls78 ws88 gs45d\">koncern<span class=\"_ _1\"></span>f\u00f6r<span class=\"_ _1\"></span>etag:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs45e\">Utl\u00e5ning till<span class=\"_ _1\"></span> kreditinstitut<span class=\"_ _21e\"> </span><span class=\"ls1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _21\"> </span><span class=\"ff5\">1 324 37<span class=\"_ _1\"></span>4<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls1 ws1 gs45f\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs460\">TSEK<span class=\"_ _10f\"> </span><span class=\"ls1 ws1\">2023-12-31<span class=\"_ _4e\"> </span><span class=\"ff5\">2022-12-31<span class=\"_ _28\"> </span></span><span class=\"ls5 ws5\">2<span class=\"_ _2\"></span>023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs461\">Til<span class=\"_ _2\"></span>lg\u00e5<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r oc<span class=\"_ _2\"></span>h sku<span class=\"_ _2\"></span>lde<span class=\"_ _2\"></span>r vid \u00e5<span class=\"_ _2\"></span>ret<span class=\"_ _2\"></span>s slut t<span class=\"_ _2\"></span>ill f\u00f6<span class=\"_ _2\"></span>ljd av t<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>r me<span class=\"_ _2\"></span>d </div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls5 ws13 gs462\">andra n\u00e4rst\u00e5ende<span class=\"_ _1\"></span>:<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs463\">\u00d6vriga tillg\u00e5ngar<span class=\"_ _15f\"> </span><span class=\"ff5 ls1\">412<span class=\"_ _24f\"> </span><span class=\"ls28 ws2e\">917<span class=\"_ _c6\"> </span></span><span class=\"ff4\">-<span class=\"_ _24f\"> </span></span><span class=\"ls28 ws2e\">917<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls7b ws1 gs464\">\u00d6vriga skulder<span class=\"_ _283\"> </span><span class=\"ff5 ls28 ws2e\">178<span class=\"_ _b1\"> </span><span class=\"ls1 ws1\">282<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cc\"> </span></span>282</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-300": {
   "value": "NOT<span class=\"_ _2\"></span> 31<span class=\"_ _23b\"> </span><span class=\"lsa ws12\">Kapitalt\u00e4ckningsanal<span class=\"_ _1\"></span>y<span class=\"_ _1\"></span>s<span class=\"_ _2e9\"> </span></span>Bakgrund<span class=\"_ _2e9\"> </span>Info<span class=\"_ _2\"></span>rmat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n om ban<span class=\"_ _2\"></span>kens ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>alt<span class=\"_ _2\"></span>\u00e4c<span class=\"_ _2\"></span>kni<span class=\"_ _2\"></span>ng i det<span class=\"_ _2\"></span>ta do<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>nt avser s\u00e5<span class=\"_ _2\"></span>da<span class=\"_ _2\"></span>n inform<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on so<span class=\"_ _2\"></span>m ska l<span class=\"_ _2\"></span>\u00e4mn<span class=\"_ _2\"></span>as en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt 6 kap. 3<span class=\"_ _2\"></span>-4 \u00a7\u00a7 Fina<span class=\"_ _2\"></span>nsi<span class=\"_ _2\"></span>nsp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ne<span class=\"_ _2\"></span>ns f\u00f6res<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>fte<span class=\"_ _2\"></span>r och al<span class=\"_ _2\"></span>lm<span class=\"_ _2\"></span>\u00e4n<span class=\"_ _2\"></span>na r\u00e5<span class=\"_ _2\"></span>d (FFFS 2008<span class=\"_ _2\"></span>:25<span class=\"_ _2\"></span>) om \u00e5rs<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>ovisn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g i kredi<span class=\"_ _2\"></span>tin<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itut oc<span class=\"_ _2\"></span>h v\u00e4rde<span class=\"_ _2\"></span>pa<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>ers<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g och so<span class=\"_ _2\"></span>m avser info<span class=\"_ _2\"></span>rma<span class=\"_ _2\"></span>tio<span class=\"_ _2\"></span>n som<span class=\"_ _2\"></span> fra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r av ar<span class=\"_ _2\"></span>tike<span class=\"_ _2\"></span>l 433b i F\u00f6rord<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g (EU) nr 575<span class=\"_ _2\"></span>/<span class=\"_ _1\"></span>2013 o<span class=\"_ _2\"></span>ch av 8 kap. 1\u00a7 i Fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ns f\u00f6res<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ter oc<span class=\"_ _2\"></span>h all<span class=\"_ _2\"></span>m\u00e4n<span class=\"_ _2\"></span>na r\u00e5<span class=\"_ _2\"></span>d (FFFS 201<span class=\"_ _2\"></span>4:1<span class=\"_ _2\"></span>2) o<span class=\"_ _2\"></span>m til<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>syn<span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>av och ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>buf<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ar. TF Bank AB \u00e4<span class=\"_ _2\"></span>r ansv<span class=\"_ _2\"></span>ari<span class=\"_ _2\"></span>gt fin<span class=\"_ _2\"></span>ans<span class=\"_ _2\"></span>ie<span class=\"_ _2\"></span>llt in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itut oc<span class=\"_ _2\"></span>h st<span class=\"_ _2\"></span>\u00e5r un<span class=\"_ _2\"></span>der Fi<span class=\"_ _2\"></span>nan<span class=\"_ _2\"></span>si<span class=\"_ _2\"></span>nsp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ion<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>s till<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>yn<span class=\"_ _2\"></span>. F\u00f6reta<span class=\"_ _2\"></span>get om<span class=\"_ _2\"></span>fat<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>s d\u00e4r<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>d av de reg<span class=\"_ _2\"></span>elver<span class=\"_ _2\"></span>k som re<span class=\"_ _2\"></span>gle<span class=\"_ _2\"></span>rar k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>iti<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>titu<span class=\"_ _2\"></span>t i Sveri<span class=\"_ _2\"></span>ge. TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB \u00e4<span class=\"_ _2\"></span>r ett b<span class=\"_ _2\"></span>\u00f6rs<span class=\"_ _2\"></span>note<span class=\"_ _2\"></span>rat f\u00f6<span class=\"_ _2\"></span>reta<span class=\"_ _2\"></span>g vil<span class=\"_ _2\"></span>ket me<span class=\"_ _2\"></span>df\u00f6r at<span class=\"_ _2\"></span>t \u00e4ven b<span class=\"_ _2\"></span>\u00f6rs<span class=\"_ _2\"></span>ens re<span class=\"_ _2\"></span>gle<span class=\"_ _2\"></span>r \u00e4r til<span class=\"_ _2\"></span>l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>. TF Ban<span class=\"_ _2\"></span>k kla<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>as so<span class=\"_ _2\"></span>m litet o<span class=\"_ _2\"></span>ch ic<span class=\"_ _2\"></span>ke-<span class=\"_ _2\"></span>komp<span class=\"_ _2\"></span>lex<span class=\"_ _2\"></span>t ins<span class=\"_ _2\"></span>titut e<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>igt ar<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ikel 4<span class=\"_ _2\"></span>.1<span class=\"_ _2\"></span>.1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>5 i F\u00f6rordni<span class=\"_ _2\"></span>ng (EU) n<span class=\"_ _2\"></span>r 575/2013<span class=\"_ _2\"></span>. F\u00f6r fas<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span> av bol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>s lag<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>gad<span class=\"_ _2\"></span>e kapi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lk<span class=\"_ _2\"></span>rav g\u00e4l<span class=\"_ _2\"></span>ler l<span class=\"_ _2\"></span>ag (20<span class=\"_ _2\"></span>14<span class=\"_ _2\"></span>:9<span class=\"_ _2\"></span>68<span class=\"_ _2\"></span>) om s\u00e4r<span class=\"_ _2\"></span>ski<span class=\"_ _2\"></span>ld til<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>yn \u00f6ver kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>sti<span class=\"_ _2\"></span>tut oc<span class=\"_ _2\"></span>h v\u00e4rde<span class=\"_ _2\"></span>pap<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>rsb<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>, F\u00f6rordn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g (EU) nr 575<span class=\"_ _2\"></span>/<span class=\"_ _1\"></span>2013<span class=\"_ _2\"></span>, l<span class=\"_ _2\"></span>ag (201<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>:9<span class=\"_ _2\"></span>66<span class=\"_ _2\"></span>) om kap<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>uf<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>r och Fin<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>sin<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>ens f\u00f6re<span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>if<span class=\"_ _2\"></span>ter o<span class=\"_ _2\"></span>ch all<span class=\"_ _2\"></span>m\u00e4<span class=\"_ _2\"></span>nna r<span class=\"_ _2\"></span>\u00e5d (FFFS 201<span class=\"_ _2\"></span>4:<span class=\"_ _2\"></span>12<span class=\"_ _2\"></span>) om til<span class=\"_ _2\"></span>ls<span class=\"_ _2\"></span>yn<span class=\"_ _2\"></span>skr<span class=\"_ _2\"></span>av och kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alb<span class=\"_ _2\"></span>uf<span class=\"_ _3\"></span>f<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>r sa<span class=\"_ _2\"></span>mt Fina<span class=\"_ _2\"></span>ns<span class=\"_ _2\"></span>ins<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>kt<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns prom<span class=\"_ _2\"></span>em<span class=\"_ _2\"></span>ori<span class=\"_ _2\"></span>a (FI dnr 20<span class=\"_ _2\"></span>-209<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>0) om nya kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alk<span class=\"_ _2\"></span>rav f\u00f6r sve<span class=\"_ _2\"></span>nsk<span class=\"_ _2\"></span>a banke<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. F<span class=\"_ _1\"></span>r\u00e5<span class=\"_ _2\"></span>n och me<span class=\"_ _2\"></span>d det f<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>rde k<span class=\"_ _2\"></span>var<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet 2023 ha<span class=\"_ _2\"></span>r TF Ban<span class=\"_ _2\"></span>k en kons<span class=\"_ _2\"></span>ol<span class=\"_ _2\"></span>ide<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d situ<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on oc<span class=\"_ _2\"></span>h kapi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lt\u00e4<span class=\"_ _2\"></span>ckn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>en p<span class=\"_ _2\"></span>er 2023<span class=\"_ _2\"></span>-12-31 i <span class=\"_ _1\"></span>den<span class=\"_ _2\"></span>na no<span class=\"_ _2\"></span>t prese<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>as b\u00e5<span class=\"_ _2\"></span>de f\u00f6r kon<span class=\"_ _2\"></span>cer<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n och mo<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get<span class=\"_ _2\"></span>. J\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>al f\u00f6r kon<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>rne<span class=\"_ _2\"></span>n per 202<span class=\"_ _2\"></span>2-12-31 avser mod<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>bol<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Kapitalbas<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alb<span class=\"_ _2\"></span>as b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av ege<span class=\"_ _2\"></span>t kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na s<span class=\"_ _2\"></span>amt e<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade o<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>nas e<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>a kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r regulatoriska justeringar utg\u00f6r k<span class=\"_ _1\"></span>\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al. Emitterade obligatione<span class=\"_ _2\"></span>r ut<span class=\"_ _1\"></span>g\u00f6r \u00f6vrigt<span class=\"_ _1\"></span> prim\u00e4rkapital eller supplement\u00e4rkap<span class=\"_ _2\"></span>ital. Obli<span class=\"_ _2\"></span>ga<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a \u00e4r ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4lld<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s \u00f6vri<span class=\"_ _2\"></span>ga ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>re och o<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r \u00f6vri<span class=\"_ _2\"></span>gt pr<span class=\"_ _2\"></span>im\u00e4<span class=\"_ _2\"></span>rka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al k<span class=\"_ _2\"></span>an un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r vis<span class=\"_ _2\"></span>sa f\u00f6r<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar omvandlas ti<span class=\"_ _1\"></span>ll aktiekapital. Finansinspektione<span class=\"_ _2\"></span>n har<span class=\"_ _1\"></span> godk\u00e4nt T<span class=\"_ _1\"></span>F Banks ans\u00f6kningar<span class=\"_ _1\"></span> om att<span class=\"_ _1\"></span> inkludera upparbe<span class=\"_ _1\"></span>tat r<span class=\"_ _1\"></span>esultat<span class=\"_ _1\"></span> i kapitalbasen. Und<span class=\"_ _2\"></span>er f\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a k<span class=\"_ _2\"></span>var<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet 202<span class=\"_ _2\"></span>3 har \u00f6ve<span class=\"_ _2\"></span>rg\u00e5n<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>gem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>get f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>a in kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gt I<span class=\"_ _2\"></span>FRS 9 avslu<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s<span class=\"_ _2e9\"> </span><span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Riske<span class=\"_ _1\"></span>xponeringsbe<span class=\"_ _1\"></span>lopp<span class=\"_ _2e9\"> </span>TF Banks<span class=\"_ _1\"></span> riske<span class=\"_ _1\"></span>xponeringsbelopp<span class=\"_ _1\"></span> best\u00e5r huvudsakligen<span class=\"_ _1\"></span> av<span class=\"_ _1\"></span> kreditri<span class=\"_ _1\"></span>sk och opera<span class=\"_ _1\"></span>tiv risk.<span class=\"_ _1\"></span> Riske<span class=\"_ _1\"></span>xponeringsbeloppet<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span> kr<span class=\"_ _1\"></span>editrisk ber\u00e4knas<span class=\"_ _1\"></span> enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t sch<span class=\"_ _2\"></span>ab<span class=\"_ _2\"></span>lonm<span class=\"_ _2\"></span>eto<span class=\"_ _2\"></span>den o<span class=\"_ _2\"></span>ch b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar vi<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>tas u<span class=\"_ _2\"></span>tif<span class=\"_ _2\"></span>r\u00e5n o<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ka pro<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ser s<span class=\"_ _2\"></span>om a<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>s i F\u00f6rord<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g (EU) n<span class=\"_ _2\"></span>r 575/2013<span class=\"_ _2\"></span>. R<span class=\"_ _2\"></span>iskex<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>po<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsb<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>et f\u00f6r o<span class=\"_ _2\"></span>per<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>v ris<span class=\"_ _2\"></span>k be<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d de<span class=\"_ _2\"></span>n alter<span class=\"_ _2\"></span>nat<span class=\"_ _2\"></span>iva s<span class=\"_ _2\"></span>cha<span class=\"_ _2\"></span>blo<span class=\"_ _2\"></span>nme<span class=\"_ _2\"></span>tode<span class=\"_ _2\"></span>n en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt F\u00f6rord<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g (EU) n<span class=\"_ _2\"></span>r 575/2013<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Kapitalkrav<span class=\"_ _2e9\"> </span>Det re<span class=\"_ _2\"></span>gu<span class=\"_ _2\"></span>lato<span class=\"_ _2\"></span>ris<span class=\"_ _2\"></span>ka ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>avet i pel<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>re 1 inn<span class=\"_ _2\"></span>eb\u00e4<span class=\"_ _2\"></span>r at<span class=\"_ _2\"></span>t den to<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>a ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ba<span class=\"_ _2\"></span>sen m<span class=\"_ _2\"></span>\u00e5s<span class=\"_ _2\"></span>te up<span class=\"_ _2\"></span>pg<span class=\"_ _2\"></span>\u00e5 til<span class=\"_ _2\"></span>l min<span class=\"_ _2\"></span>st 8 % av de<span class=\"_ _2\"></span>t ris<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>v\u00e4g<span class=\"_ _2\"></span>da exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ngs<span class=\"_ _2\"></span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>beloppet f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span> kreditrisk,<span class=\"_ _1\"></span> kreditv\u00e4r<span class=\"_ _1\"></span>dighetsjuster<span class=\"_ _1\"></span>ingsrisk, marknadsr<span class=\"_ _1\"></span>isk och<span class=\"_ _1\"></span> operativ r<span class=\"_ _1\"></span>isk. D\u00e4re<span class=\"_ _1\"></span>fter tillk<span class=\"_ _1\"></span>ommer ytterligar<span class=\"_ _1\"></span>e kapitalkra<span class=\"_ _1\"></span>v f<span class=\"_ _1\"></span>\u00f6r d<span class=\"_ _1\"></span>e ris<span class=\"_ _2\"></span>ker so<span class=\"_ _2\"></span>m inte t<span class=\"_ _2\"></span>\u00e4c<span class=\"_ _2\"></span>ks vi<span class=\"_ _2\"></span>a pe<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>re 1, v<span class=\"_ _2\"></span>ilket \u00e4<span class=\"_ _2\"></span>r exem<span class=\"_ _2\"></span>pe<span class=\"_ _2\"></span>lvis kon<span class=\"_ _2\"></span>cent<span class=\"_ _2\"></span>rat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>nsr<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>, val<span class=\"_ _2\"></span>uta<span class=\"_ _2\"></span>kur<span class=\"_ _2\"></span>sri<span class=\"_ _2\"></span>sk o<span class=\"_ _2\"></span>ch r\u00e4<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>. Ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>aven f\u00f6r d<span class=\"_ _2\"></span>ess<span class=\"_ _2\"></span>a ri<span class=\"_ _2\"></span>sker t\u00e4<span class=\"_ _2\"></span>cks v<span class=\"_ _2\"></span>ia p<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>are 2. U<span class=\"_ _2\"></span>t\u00f6ver det<span class=\"_ _2\"></span>ta a<span class=\"_ _2\"></span>llo<span class=\"_ _2\"></span>kera<span class=\"_ _2\"></span>s kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al f\u00f6r ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>kon<span class=\"_ _2\"></span>ser<span class=\"_ _2\"></span>ve<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gsb<span class=\"_ _2\"></span>uf<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>rt o<span class=\"_ _2\"></span>m 2,<span class=\"_ _2\"></span>5 % av det ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>v\u00e4g<span class=\"_ _2\"></span>da ex<span class=\"_ _2\"></span>pon<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sb<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>et sa<span class=\"_ _2\"></span>mt en i<span class=\"_ _2\"></span>nst<span class=\"_ _2\"></span>itut<span class=\"_ _2\"></span>sp<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>k kontr<span class=\"_ _2\"></span>ac<span class=\"_ _2\"></span>ykl<span class=\"_ _2\"></span>isk k<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lbu<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>t so<span class=\"_ _2\"></span>m vik<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>as u<span class=\"_ _2\"></span>tifr<span class=\"_ _2\"></span>\u00e5n g<span class=\"_ _2\"></span>eo<span class=\"_ _2\"></span>gra<span class=\"_ _2\"></span>fis<span class=\"_ _2\"></span>ka exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Per 202<span class=\"_ _2\"></span>3-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31 \u00e4r TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>ks kont<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>cykl<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>ka buf<span class=\"_ _3\"></span>fe<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>tkr<span class=\"_ _2\"></span>av p\u00e5 1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>2 % rel<span class=\"_ _2\"></span>ater<span class=\"_ _2\"></span>at ti<span class=\"_ _2\"></span>ll 2,<span class=\"_ _2\"></span>5 % f\u00f6r exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>eri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i No<span class=\"_ _2\"></span>rge o<span class=\"_ _2\"></span>ch Da<span class=\"_ _2\"></span>nm<span class=\"_ _2\"></span>ark<span class=\"_ _2\"></span>, 2,0 % f\u00f6r ex<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar i Sve<span class=\"_ _2\"></span>rig<span class=\"_ _2\"></span>e, 1<span class=\"_ _2\"></span>,5 % f\u00f6r ex<span class=\"_ _2\"></span>pon<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i Es<span class=\"_ _2\"></span>tl<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>d, 1<span class=\"_ _2\"></span>,0 % f\u00f6r exp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar i L<span class=\"_ _2\"></span>ita<span class=\"_ _2\"></span>uen s<span class=\"_ _2\"></span>am<span class=\"_ _2\"></span>t 0,75 % f\u00f6r expo<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ga<span class=\"_ _2\"></span>r i T<span class=\"_ _0\"></span>ysk<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>Kapitalplanering<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s st<span class=\"_ _2\"></span>rate<span class=\"_ _2\"></span>gi<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch me<span class=\"_ _2\"></span>tode<span class=\"_ _2\"></span>r f\u00f6r at<span class=\"_ _2\"></span>t v\u00e4rd<span class=\"_ _2\"></span>era o<span class=\"_ _2\"></span>ch u<span class=\"_ _2\"></span>ppr<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>h\u00e5<span class=\"_ _2\"></span>ll<span class=\"_ _2\"></span>a kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alb<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>krave<span class=\"_ _2\"></span>n enl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t F\u00f6rordn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g (EU) nr 5<span class=\"_ _2\"></span>75/2013 f\u00f6l<span class=\"_ _2\"></span>jer av b<span class=\"_ _2\"></span>anke<span class=\"_ _2\"></span>ns ris<span class=\"_ _2\"></span>kh<span class=\"_ _2\"></span>anter<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g. Ri<span class=\"_ _2\"></span>sk<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>nge<span class=\"_ _2\"></span>n sy<span class=\"_ _2\"></span>f<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ar ti<span class=\"_ _2\"></span>ll at<span class=\"_ _2\"></span>t ide<span class=\"_ _2\"></span>nti<span class=\"_ _2\"></span>fie<span class=\"_ _2\"></span>ra o<span class=\"_ _2\"></span>ch an<span class=\"_ _2\"></span>alyse<span class=\"_ _2\"></span>ra de r<span class=\"_ _2\"></span>iske<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m TF Ba<span class=\"_ _2\"></span>nk h<span class=\"_ _2\"></span>ar i si<span class=\"_ _2\"></span>n verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>et oc<span class=\"_ _2\"></span>h att f\u00f6r d<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>sa s<span class=\"_ _2\"></span>\u00e4tt<span class=\"_ _2\"></span>a l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>lig<span class=\"_ _2\"></span>a be<span class=\"_ _2\"></span>gr<span class=\"_ _2\"></span>\u00e4ns<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r (li<span class=\"_ _2\"></span>mi<span class=\"_ _2\"></span>ter) oc<span class=\"_ _2\"></span>h f\u00f6rs<span class=\"_ _2\"></span>\u00e4kr<span class=\"_ _2\"></span>a at<span class=\"_ _2\"></span>t det fin<span class=\"_ _2\"></span>ns e<span class=\"_ _2\"></span>rfo<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>ga kon<span class=\"_ _2\"></span>trol<span class=\"_ _2\"></span>ler p\u00e5 p<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ats<span class=\"_ _2\"></span>. Ri<span class=\"_ _2\"></span>ske<span class=\"_ _2\"></span>rna b<span class=\"_ _2\"></span>evak<span class=\"_ _2\"></span>as oc<span class=\"_ _2\"></span>h kont<span class=\"_ _2\"></span>rolle<span class=\"_ _2\"></span>r g\u00f6<span class=\"_ _2\"></span>rs l\u00f6p<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de att l<span class=\"_ _2\"></span>im<span class=\"_ _2\"></span>iter i<span class=\"_ _2\"></span>nte \u00f6vers<span class=\"_ _2\"></span>kri<span class=\"_ _2\"></span>ds<span class=\"_ _2\"></span>. I TF B<span class=\"_ _2\"></span>ank fi<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>s en s<span class=\"_ _2\"></span>aml<span class=\"_ _2\"></span>ad f<span class=\"_ _2\"></span>unk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n f\u00f6r sj\u00e4<span class=\"_ _2\"></span>lvst<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>ig r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>kont<span class=\"_ _2\"></span>roll d<span class=\"_ _2\"></span>irek<span class=\"_ _2\"></span>t u<span class=\"_ _2\"></span>nde<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>t\u00e4l<span class=\"_ _2\"></span>ld verk<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>nde d<span class=\"_ _2\"></span>ire<span class=\"_ _2\"></span>kt\u00f6<span class=\"_ _2\"></span>ren va<span class=\"_ _2\"></span>rs up<span class=\"_ _2\"></span>pgi<span class=\"_ _2\"></span>ft \u00e4<span class=\"_ _2\"></span>r at<span class=\"_ _2\"></span>t ana<span class=\"_ _2\"></span>lyser<span class=\"_ _2\"></span>a utve<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av ris<span class=\"_ _2\"></span>kern<span class=\"_ _2\"></span>a sa<span class=\"_ _2\"></span>mt vid b<span class=\"_ _2\"></span>eh<span class=\"_ _2\"></span>ov f\u00f6res<span class=\"_ _2\"></span>l\u00e5 \u00e4<span class=\"_ _2\"></span>ndr<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>gar i s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rdok<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent o<span class=\"_ _2\"></span>ch pro<span class=\"_ _2\"></span>ces<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r s\u00e5v\u00e4<span class=\"_ _2\"></span>l f\u00f6r de<span class=\"_ _2\"></span>n \u00f6vergri<span class=\"_ _2\"></span>-<span class=\"_ _2e9\"> </span>pa<span class=\"_ _2\"></span>nde r<span class=\"_ _2\"></span>isk<span class=\"_ _2\"></span>han<span class=\"_ _2\"></span>teri<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en so<span class=\"_ _2\"></span>m f\u00f6r sp<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>cifi<span class=\"_ _2\"></span>ka om<span class=\"_ _2\"></span>r\u00e5d<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>. F\u00f6r at<span class=\"_ _2\"></span>t be<span class=\"_ _2\"></span>d\u00f6m<span class=\"_ _2\"></span>a om d<span class=\"_ _2\"></span>et inte<span class=\"_ _2\"></span>rna k<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let \u00e4r t<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>ckl<span class=\"_ _2\"></span>igt f\u00f6<span class=\"_ _2\"></span>r att l<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ga t<span class=\"_ _2\"></span>ill g<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>d f\u00f6r ak<span class=\"_ _2\"></span>tu<span class=\"_ _2\"></span>ell o<span class=\"_ _2\"></span>ch f<span class=\"_ _2\"></span>ramt<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>a verk<span class=\"_ _2\"></span>sa<span class=\"_ _2\"></span>mh<span class=\"_ _2\"></span>et oc<span class=\"_ _2\"></span>h f\u00f6r att s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>la att k<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lb<span class=\"_ _2\"></span>ase<span class=\"_ _2\"></span>n ha<span class=\"_ _2\"></span>r r\u00e4t<span class=\"_ _2\"></span>t sto<span class=\"_ _2\"></span>rlek o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>amm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing h<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k en e<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n proc<span class=\"_ _2\"></span>ess f\u00f6<span class=\"_ _2\"></span>r de<span class=\"_ _2\"></span>n Inter<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pi<span class=\"_ _2\"></span>tal- o<span class=\"_ _2\"></span>ch l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>ditet<span class=\"_ _2\"></span>su<span class=\"_ _2\"></span>tv\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n (IK<span class=\"_ _2\"></span>LU). Proces<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>n \u00e4r et<span class=\"_ _2\"></span>t verk<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>yg som s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>ler at<span class=\"_ _2\"></span>t ba<span class=\"_ _2\"></span>nken p<span class=\"_ _2\"></span>\u00e5 et<span class=\"_ _2\"></span>t tydl<span class=\"_ _2\"></span>igt o<span class=\"_ _2\"></span>ch ko<span class=\"_ _2\"></span>rrek<span class=\"_ _2\"></span>t s<span class=\"_ _2\"></span>\u00e4tt i<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ntifi<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ar, v\u00e4rder<span class=\"_ _2\"></span>ar o<span class=\"_ _2\"></span>ch ha<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>ar al<span class=\"_ _2\"></span>la d<span class=\"_ _2\"></span>e ris<span class=\"_ _2\"></span>ker TF B<span class=\"_ _2\"></span>ank \u00e4<span class=\"_ _2\"></span>r exp<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>d f\u00f6r sa<span class=\"_ _2\"></span>mt g\u00f6<span class=\"_ _2\"></span>r en b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g av ban<span class=\"_ _2\"></span>kens i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>hov i rel<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>ion t<span class=\"_ _2\"></span>ill d<span class=\"_ _2\"></span>ett<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>. I det<span class=\"_ _2\"></span>ta i<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>\u00e5r at<span class=\"_ _2\"></span>t TF Ba<span class=\"_ _2\"></span>nk s<span class=\"_ _2\"></span>ka ha \u00e4n<span class=\"_ _2\"></span>dam<span class=\"_ _2\"></span>\u00e5l<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>iga s<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>yr<span class=\"_ _1\"></span>- och ko<span class=\"_ _2\"></span>ntro<span class=\"_ _2\"></span>llfu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch ri<span class=\"_ _2\"></span>skh<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>sys<span class=\"_ _2\"></span>tem<span class=\"_ _2\"></span>. TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s IK<span class=\"_ _2\"></span>LU geno<span class=\"_ _2\"></span>mf\u00f6rs m<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>st e<span class=\"_ _2\"></span>n g\u00e5n<span class=\"_ _2\"></span>g pe<span class=\"_ _2\"></span>r \u00e5r. Utg\u00e5<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>spu<span class=\"_ _2\"></span>nk<span class=\"_ _2\"></span>ten f\u00f6<span class=\"_ _2\"></span>r TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s IK<span class=\"_ _2\"></span>LU \u00e4r risk<span class=\"_ _2\"></span>id<span class=\"_ _2\"></span>ent<span class=\"_ _2\"></span>ifie<span class=\"_ _2\"></span>ri<span class=\"_ _2\"></span>ngs- o<span class=\"_ _2\"></span>ch s<span class=\"_ _2\"></span>j\u00e4lvu<span class=\"_ _2\"></span>tv\u00e4<span class=\"_ _2\"></span>rder<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>swo<span class=\"_ _2\"></span>rks<span class=\"_ _2\"></span>hop<span class=\"_ _2\"></span>s me<span class=\"_ _2\"></span>d led<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de be<span class=\"_ _2\"></span>fat<span class=\"_ _2\"></span>tni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>shava<span class=\"_ _2\"></span>re. Me<span class=\"_ _2\"></span>d de<span class=\"_ _2\"></span>nn<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>kan<span class=\"_ _2\"></span>alys so<span class=\"_ _2\"></span>m bakg<span class=\"_ _2\"></span>run<span class=\"_ _2\"></span>d ha<span class=\"_ _2\"></span>r d\u00e4ref<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r var<span class=\"_ _2\"></span>je in<span class=\"_ _2\"></span>div<span class=\"_ _2\"></span>idu<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>l ris<span class=\"_ _2\"></span>k ana<span class=\"_ _2\"></span>lyser<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>s och h<span class=\"_ _2\"></span>ante<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n av den<span class=\"_ _2\"></span>na r<span class=\"_ _2\"></span>isk h<span class=\"_ _2\"></span>ar do<span class=\"_ _2\"></span>ku<span class=\"_ _2\"></span>me<span class=\"_ _2\"></span>ntera<span class=\"_ _2\"></span>ts<span class=\"_ _2\"></span>. H<span class=\"_ _2\"></span>\u00e4nvis<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>nga<span class=\"_ _2\"></span>r har g<span class=\"_ _3\"></span>jo<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ts t<span class=\"_ _2\"></span>ill g<span class=\"_ _2\"></span>\u00e4ll<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>de s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rdok<span class=\"_ _2\"></span>um<span class=\"_ _2\"></span>ent o<span class=\"_ _2\"></span>ch po<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>cys<span class=\"_ _2\"></span>. Ris<span class=\"_ _2\"></span>ker<span class=\"_ _2\"></span>na ha<span class=\"_ _2\"></span>r d\u00e4re<span class=\"_ _2\"></span>fte<span class=\"_ _2\"></span>r k<span class=\"_ _2\"></span>vant<span class=\"_ _2\"></span>ifi<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>ts b<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>era<span class=\"_ _2\"></span>t p\u00e5 de<span class=\"_ _2\"></span>n meto<span class=\"_ _2\"></span>d so<span class=\"_ _2\"></span>m TF B<span class=\"_ _2\"></span>ank h<span class=\"_ _2\"></span>ar an<span class=\"_ _2\"></span>set<span class=\"_ _2\"></span>t var<span class=\"_ _2\"></span>it l\u00e4<span class=\"_ _2\"></span>mp<span class=\"_ _2\"></span>lig f\u00f6<span class=\"_ _2\"></span>r resp<span class=\"_ _2\"></span>ek<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>ive ris<span class=\"_ _2\"></span>ks<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g. En b<span class=\"_ _2\"></span>ed<span class=\"_ _2\"></span>\u00f6mn<span class=\"_ _2\"></span>in<span class=\"_ _2\"></span>g f\u00f6r var<span class=\"_ _2\"></span>je ri<span class=\"_ _2\"></span>sks<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>ag ha<span class=\"_ _2\"></span>r d\u00e4ref<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s avsee<span class=\"_ _2\"></span>nd<span class=\"_ _2\"></span>e om y<span class=\"_ _2\"></span>tte<span class=\"_ _2\"></span>rl<span class=\"_ _2\"></span>iga<span class=\"_ _2\"></span>re kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al \u00e4r n<span class=\"_ _2\"></span>\u00f6dv<span class=\"_ _2\"></span>\u00e4nd<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t f\u00f6r att t\u00e4<span class=\"_ _2\"></span>cka de<span class=\"_ _2\"></span>t sp<span class=\"_ _2\"></span>eci<span class=\"_ _2\"></span>fik<span class=\"_ _2\"></span>a ris<span class=\"_ _2\"></span>ksl<span class=\"_ _2\"></span>ag<span class=\"_ _2\"></span>et, p<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>are 2<span class=\"_ _2\"></span>. Be<span class=\"_ _2\"></span>d\u00f6<span class=\"_ _2\"></span>mni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>en ba<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>s p\u00e5 pe<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>are 1 kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>kravet e<span class=\"_ _2\"></span>nl<span class=\"_ _2\"></span>igt F\u00f6<span class=\"_ _2\"></span>rordn<span class=\"_ _2\"></span>ing (<span class=\"_ _2\"></span>EU) nr 575<span class=\"_ _2\"></span>/2013 och y<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>terl<span class=\"_ _2\"></span>i<span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>ga<span class=\"_ _2\"></span>re kapi<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l l\u00e4<span class=\"_ _2\"></span>ggs v<span class=\"_ _2\"></span>id b<span class=\"_ _2\"></span>eh<span class=\"_ _2\"></span>ov till f\u00f6<span class=\"_ _2\"></span>r \u00f6vri<span class=\"_ _2\"></span>ga ri<span class=\"_ _2\"></span>sker. Den i<span class=\"_ _2\"></span>nter<span class=\"_ _2\"></span>na ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>utv\u00e4<span class=\"_ _2\"></span>rde<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>n har d<span class=\"_ _2\"></span>\u00e4ref<span class=\"_ _2\"></span>ter s<span class=\"_ _2\"></span>tre<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>ats f\u00f6<span class=\"_ _2\"></span>r att s<span class=\"_ _2\"></span>\u00e4ke<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>\u00e4l<span class=\"_ _2\"></span>la a<span class=\"_ _2\"></span>tt ba<span class=\"_ _2\"></span>nke<span class=\"_ _2\"></span>ns kapital-<span class=\"_ _1\"></span> och likviditetsniv\u00e5<span class=\"_ _1\"></span> kan uppr\u00e4tth\u00e5llas \u00e4<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>en under e<span class=\"_ _1\"></span>tt stressat<span class=\"_ _1\"></span> marknadsl\u00e4ge. TF<span class=\"_ _1\"></span> Banks scenario\u00f6v<span class=\"_ _1\"></span>ning \u00e4r f<span class=\"_ _1\"></span>ram\u00e5tblickande och<span class=\"_ _1\"></span> \u00e4r baserad p\u00e5<span class=\"_ _1\"></span> f\u00f6r<span class=\"_ _1\"></span>etage<span class=\"_ _1\"></span>ts tre\u00e5r<span class=\"_ _1\"></span>iga aff<span class=\"_ _2\"></span>\u00e4rsplanering<span class=\"_ _2e9\"> </span>K<span class=\"_ _2\"></span>APIT<span class=\"_ _0\"></span>AL<span class=\"_ _2\"></span>SITUA<span class=\"_ _0\"></span>TION Konc<span class=\"_ _1\"></span>ernen 1<span class=\"_ _2e9\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>K\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al<span class=\"_ _2a8\"> </span><span class=\"ls1 ws1\">1 817 029<span class=\"_ _dc\"> </span>1 522 686<span class=\"_ _23\"> </span>1 829 184<span class=\"_ _dc\"> </span>1 522 686<span class=\"_ _2e9\"> </span></span>\u00d6vrigt prim\u00e4rkapital<span class=\"_ _2a9\"> </span><span class=\"ff5 ls1 ws1\">250 000<span class=\"_ _e0\"> </span><span class=\"ff4\">200 000<span class=\"_ _119\"> </span></span>250 000<span class=\"_ _e0\"> </span><span class=\"ff4\">200 000<span class=\"_ _2e9\"> </span></span></span>Supplemen<span class=\"_ _1\"></span>t\u00e4rkapital<span class=\"_ _2aa\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Kapitalbas<span class=\"_ _2ab\"> </span><span class=\"ls1 ws1\">2 413 938<span class=\"_ _dc\"> </span>1 921 346<span class=\"_ _4f\"> </span>2 426 093<span class=\"_ _dc\"> </span>1 921 346<span class=\"_ _2e9\"> </span></span>Riske<span class=\"_ _1\"></span>xponeringsbe<span class=\"_ _1\"></span>lopp<span class=\"_ _9b\"> </span><span class=\"ls1 ws1\">15 143 851<span class=\"_ _1a8\"> </span>12 349 623<span class=\"_ _5d\"> </span>14 942 035<span class=\"_ _1a8\"> </span>12 349 623<span class=\"_ _2e9\"> </span></span>- varav<span class=\"_ _2\"></span>: kreditrisk<span class=\"_ _ca\"> </span><span class=\"ls1 ws1\">14 207 588<span class=\"_ _4d\"> </span>11 692 361<span class=\"_ _19\"> </span>14 050 361<span class=\"_ _4d\"> </span>11 692 361<span class=\"_ _2e9\"> </span></span>- varav<span class=\"_ _2\"></span>: kreditv\u00e4r<span class=\"_ _1\"></span>deringsjust<span class=\"_ _1\"></span>eringsris<span class=\"_ _1\"></span>k<span class=\"_ _16\"> </span><span class=\"ls1 ws1\">12 106<span class=\"_ _63\"> </span>7 166<span class=\"_ _ad\"> </span>14 508<span class=\"_ _74\"> </span>7 166<span class=\"_ _2e9\"> </span></span>- varav<span class=\"_ _2\"></span>: marknadsrisk<span class=\"_ _192\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _144\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></span>- varav<span class=\"_ _2\"></span>: operativ risk<span class=\"_ _193\"> </span><span class=\"ls1 ws1\">924 157<span class=\"_ _a7\"> </span>650 096<span class=\"_ _a2\"> </span>877 166<span class=\"_ _a7\"> </span>650 096<span class=\"_ _2e9\"> </span></span>Kapitalrelat<span class=\"_ _1\"></span>ioner<span class=\"_ _2e9\"> </span>K\u00e4rnprim\u00e4rkapitalrelation,<span class=\"_ _1\"></span> %<span class=\"_ _1d0\"> </span><span class=\"ff4 ls1 ws1\">12,0<span class=\"_ _218\"> </span><span class=\"ff5\">12,3<span class=\"_ _18f\"> </span></span>12,2<span class=\"_ _18f\"> </span><span class=\"ff5\">12,3<span class=\"_ _2e9\"> </span></span></span>Prim\u00e4rkapitalrelati<span class=\"_ _2\"></span>on, %<span class=\"_ _2ac\"> </span><span class=\"ls1 ws1\">13,6<span class=\"_ _124\"> </span>13,9<span class=\"_ _9c\"> </span>13,9<span class=\"_ _9c\"> </span>13,9<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>o<span class=\"_ _2\"></span>tal k<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>lrel<span class=\"_ _2\"></span>at<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>n, %<span class=\"_ _19d\"> </span>15,9<span class=\"_ _124\"> </span>15,6<span class=\"_ _9c\"> </span>16,2<span class=\"_ _124\"> </span>15,6<span class=\"_ _2e9\"> </span>K<span class=\"_ _1\"></span>ONCERNENS REGULA<span class=\"_ _0\"></span>TORISKA KAPIT<span class=\"_ _0\"></span>ALKRA<span class=\"_ _1\"></span>V 1<span class=\"_ _2e9\"> </span>2023-12-31<span class=\"_ _134\"> </span><span class=\"ff5 ls6b ws7c\">2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span></span>TSEK<span class=\"_ _214\"> </span><span class=\"ls47 ws50\">Belopp<span class=\"_ _55\"> </span><span class=\"ls9b wsaf\">Procent </span></span>2<span class=\"_ _2e9\"> </span>Belopp <span class=\"_ _dc\"> </span><span class=\"ls7b ws8b\">Procent </span>2<span class=\"_ _2e9\"> </span>Kapitalkra<span class=\"_ _1\"></span>v i<span class=\"_ _1\"></span> pelare 1<span class=\"_ _2e9\"> </span>K\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>alkrav<span class=\"_ _1a6\"> </span><span class=\"ls1 ws1\">681 473<span class=\"_ _c3\"> </span>4,5<span class=\"_ _97\"> </span>555 733<span class=\"_ _b9\"> </span>4,5<span class=\"_ _2e9\"> </span></span>Prim\u00e4rkapitalk<span class=\"_ _2\"></span>rav<span class=\"_ _287\"> </span><span class=\"ff5 ls1 ws1\">908 631<span class=\"_ _b7\"> </span>6,0<span class=\"_ _9a\"> </span>7<span class=\"_ _1\"></span>40 977<span class=\"_ _1a3\"> </span>6,0<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otalt kapitalkrav<span class=\"_ _15c\"> </span><span class=\"ff5 ls1 ws1\">1 211 508<span class=\"_ _b7\"> </span>8,0<span class=\"_ _d6\"> </span>987 970<span class=\"_ _1a3\"> </span>8,0<span class=\"_ _2e9\"> </span></span>Kapitalkra<span class=\"_ _1\"></span>v i<span class=\"_ _1\"></span> pelare 2<span class=\"_ _2e9\"> </span>K\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al<span class=\"_ _1f2\"> </span><span class=\"ls1 ws1\">91 531<span class=\"_ _1a3\"> </span>0,6<span class=\"_ _48\"> </span>90 516<span class=\"_ _b9\"> </span><span class=\"ff4 ls4b ws53\">0,7<span class=\"_ _2e9\"> </span></span></span>Prim\u00e4rkapital<span class=\"_ _271\"> </span><span class=\"ff5 ls1 ws1\">122 042<span class=\"_ _1a3\"> </span>0,8<span class=\"_ _19e\"> </span>120 689<span class=\"_ _2ad\"> </span><span class=\"ff4\">1,0<span class=\"_ _2e9\"> </span></span></span>T<span class=\"_ _0\"></span>otalt kapital<span class=\"_ _db\"> </span><span class=\"ff5 ls1 ws1\">162 722<span class=\"_ _1ed\"> </span><span class=\"ff4\">1,1<span class=\"_ _97\"> </span></span>160 918<span class=\"_ _224\"> </span>1,3<span class=\"_ _2e9\"> </span></span>- var<span class=\"_ _1\"></span>av:<span class=\"_ _1\"></span> koncentr<span class=\"_ _1\"></span>ationsrisk<span class=\"_ _216\"> </span><span class=\"ls1 ws1\">135 850<span class=\"_ _199\"> </span>0,9<span class=\"_ _15e\"> </span>126 072<span class=\"_ _224\"> </span>1,0<span class=\"_ _2e9\"> </span></span>- varav: v<span class=\"_ _1\"></span>alutakursrisk<span class=\"_ _2a9\"> </span><span class=\"ls1 ws1\">1 664<span class=\"_ _199\"> </span>0,0<span class=\"_ _62\"> </span>1 016<span class=\"_ _199\"> </span>0,0<span class=\"_ _2e9\"> </span></span>- varav: r\u00e4nterisk<span class=\"_ _29a\"> </span><span class=\"ws1\">25 208<span class=\"_ _b9\"> </span>0,2<span class=\"_ _46\"> </span>33 830<span class=\"_ _c3\"> </span>0,3<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>o<span class=\"_ _2\"></span>talt k<span class=\"_ _2\"></span>api<span class=\"_ _2\"></span>tal<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av i pel<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>e 1 och p<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>are 2<span class=\"_ _2e9\"> </span>K\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>alkrav<span class=\"_ _1\"></span> <span class=\"_ _2ae\"> </span><span class=\"ls1 ws1\">773 004<span class=\"_ _224\"> </span>5,1<span class=\"_ _d6\"> </span>646 249<span class=\"_ _c3\"> </span>5,2<span class=\"_ _2e9\"> </span></span>Prim\u00e4rkapitalk<span class=\"_ _2\"></span>rav<span class=\"_ _18a\"> </span><span class=\"ff5 ls1 ws1\">1 030 673<span class=\"_ _199\"> </span>6,8<span class=\"_ _d6\"> </span>861 666<span class=\"_ _b9\"> </span></span><span class=\"ls2d ws33\">7,<span class=\"_ _3\"></span>0<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otalt kapitalkrav<span class=\"_ _1c8\"> </span><span class=\"ff5 ls1 ws1\">1 37<span class=\"_ _1\"></span>4 230<span class=\"_ _c3\"> </span>9,1<span class=\"_ _4c\"> </span>1 148 888<span class=\"_ _b9\"> </span>9,3<span class=\"_ _2e9\"> </span></span>Institu<span class=\"_ _1\"></span>tspecif<span class=\"_ _2\"></span>ika buffe<span class=\"_ _2\"></span>rtk<span class=\"_ _2\"></span>rav<span class=\"_ _2e9\"> </span>T<span class=\"_ _11\"></span>otalt buf<span class=\"_ _2\"></span>fertkrav<span class=\"_ _185\"> </span><span class=\"ff5\">555 779<span class=\"_ _2ad\"> </span><span class=\"ls4b ws53\">3,7<span class=\"_ _97\"> </span></span>401 364<span class=\"_ _c3\"> </span>3,3<span class=\"_ _2e9\"> </span></span>- var<span class=\"_ _1\"></span>av:<span class=\"_ _1\"></span> kapit<span class=\"_ _1\"></span>alkonserveringsbuffert<span class=\"_ _16\"> </span><span class=\"ls1 ws1\">378 596<span class=\"_ _2ad\"> </span>2,5<span class=\"_ _b3\"> </span>308 7<span class=\"_ _1\"></span>41<span class=\"_ _2ad\"> </span>2,5<span class=\"_ _2e9\"> </span></span>- var<span class=\"_ _1\"></span>av:<span class=\"_ _1\"></span> kontr<span class=\"_ _1\"></span>acyklisk<span class=\"_ _1\"></span> kapit<span class=\"_ _1\"></span>albuffer<span class=\"_ _2\"></span>t<span class=\"_ _34\"> </span><span class=\"ls1 ws1\">177 183<span class=\"_ _1ed\"> </span>1,2<span class=\"_ _c4\"> </span>92 623<span class=\"_ _b9\"> </span>0,8<span class=\"_ _2e9\"> </span></span>T<span class=\"_ _0\"></span>otalt kapitalkra<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> inklusive buffertkra<span class=\"_ _1\"></span>v<span class=\"_ _2e9\"> </span>K\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al<span class=\"_ _257\"> </span><span class=\"ls1 ws1\">1 328 784<span class=\"_ _b7\"> </span>8,8<span class=\"_ _55\"> </span>1 047 613<span class=\"_ _b9\"> </span>8,5<span class=\"_ _2e9\"> </span></span>Prim\u00e4rkapital<span class=\"_ _192\"> </span><span class=\"ff5\">1 586 452<span class=\"_ _22b\"> </span>10,5<span class=\"_ _53\"> </span>1 263 029<span class=\"_ _9c\"> </span></span>10,2<span class=\"_ _2e9\"> </span>T<span class=\"_ _11\"></span>otalt kapital<span class=\"_ _192\"> </span><span class=\"ff5\">1 930 009<span class=\"_ _18f\"> </span></span>12,7<span class=\"_ _23\"> </span><span class=\"ff5\">1 550 251<span class=\"_ _9c\"> </span>12,6<span class=\"_ _2e9\"> </span></span>1 <span class=\"_ _28b\"> </span><span class=\"ff5 fsd\">J\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l 2022 avs<span class=\"_ _2\"></span>er m<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>get T<span class=\"_ _2\"></span>F Ba<span class=\"_ _2\"></span>nk A<span class=\"_ _2\"></span>B me<span class=\"_ _2\"></span>d an<span class=\"_ _2\"></span>led<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng av at<span class=\"_ _2\"></span>t de<span class=\"_ _2\"></span>n kon<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>ad<span class=\"_ _2\"></span>e si<span class=\"_ _2\"></span>tuat<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>n up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>m un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r det f<span class=\"_ _2\"></span>j\u00e4<span class=\"_ _2\"></span>rde k<span class=\"_ _2\"></span>va<span class=\"_ _2\"></span>r<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let 20<span class=\"_ _2\"></span>23<span class=\"_ _2\"></span><span class=\"ff4\">.<span class=\"_ _2e9\"> </span></span></span>2  <span class=\"_ _2af\"> </span><span class=\"ff5 fsd\">Ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>avet ut<span class=\"_ _2\"></span>tr<span class=\"_ _2\"></span>yc<span class=\"_ _2\"></span>k<span class=\"_ _2\"></span>t som e<span class=\"_ _2\"></span>n pro<span class=\"_ _2\"></span>ce<span class=\"_ _2\"></span>nt<span class=\"_ _2\"></span>and<span class=\"_ _2\"></span>el av r<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>kexp<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>sb<span class=\"_ _2\"></span>elo<span class=\"_ _2\"></span>pp<span class=\"_ _2\"></span>et<span class=\"_ _2e9\"> </span></span>K<span class=\"_ _2\"></span>APIT<span class=\"_ _0\"></span>A<span class=\"_ _2\"></span>LBAS<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen 1<span class=\"_ _2e9\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>K\u00e4rnprim\u00e4rk<span class=\"_ _1\"></span>apital<span class=\"_ _2e9\"> </span>Aktiekapital<span class=\"_ _166\"> </span><span class=\"ff5 ls1 ws1\">107 500<span class=\"_ _9f\"> </span>107 500<span class=\"_ _9f\"> </span>107 500<span class=\"_ _19e\"> </span>107 500<span class=\"_ _2e9\"> </span></span>\u00d6vriga<span class=\"_ _1\"></span> res<span class=\"_ _1\"></span>erver<span class=\"_ _1d2\"> </span><span class=\"ff5 ls1 ws1\">1 972<span class=\"_ _c4\"> </span>87 416<span class=\"_ _1a5\"> </span>38 938<span class=\"_ _46\"> </span>87 416<span class=\"_ _2e9\"> </span></span>Balanser<span class=\"_ _2\"></span>ade vinstmedel inklusive<span class=\"_ _1\"></span> \u00e5rets t<span class=\"_ _1\"></span>otalresultat<span class=\"_ _1\"></span> granskat a<span class=\"_ _1\"></span>v revi<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>1 801 442<span class=\"_ _53\"> </span>1 339 862<span class=\"_ _21\"> </span>1 7<span class=\"_ _1\"></span>49 561<span class=\"_ _dc\"> </span>1 339 862<span class=\"_ _2e9\"> </span>Justeringar k\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al:<span class=\"_ _2e9\"> </span>- A<span class=\"_ _0\"></span>vdrag f\u00f6r f<span class=\"_ _1\"></span>\u00f6rutsebara k<span class=\"_ _1\"></span>ostnader och utdelningar<span class=\"_ _1\"></span> 2<span class=\"_ _2e9\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>- IF<span class=\"_ _1\"></span>RS 9<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>g\u00e5ngsarrangemang<span class=\"_ _8\"> </span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _ad\"> </span><span class=\"ff5\">47 391<span class=\"_ _c6\"> </span></span>-<span class=\"_ _ad\"> </span><span class=\"ff5\">47 391<span class=\"_ _2e9\"> </span></span></span>- Immat<span class=\"_ _1\"></span>eriella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> 3<span class=\"_ _2e9\"> </span>-<span class=\"_ _1\"></span>35 882<span class=\"_ _9a\"> </span>-50 556<span class=\"_ _a2\"> </span>-18 965<span class=\"_ _9a\"> </span>-50 556<span class=\"_ _2e9\"> </span>- Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l<span class=\"_ _10f\"> </span><span class=\"ff5\">-12 753<span class=\"_ _46\"> </span>-8 927<span class=\"_ _47\"> </span>-7 652<span class=\"_ _46\"> </span>-8 927<span class=\"_ _2e9\"> </span></span>- <span class=\"_ _2\"></span>Uppskjutna skattefor<span class=\"_ _1\"></span>dringar som \u00e4r<span class=\"_ _1\"></span> beroende a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> framtida l\u00f6nsamhet<span class=\"_ _69\"> </span><span class=\"ff5 ls1\">-4 969<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></span></span>- Ot<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>r\u00e4c<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g f\u00f6r fa<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>de ex<span class=\"_ _2\"></span>pon<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar 4<span class=\"_ _2e9\"> </span>-40 281<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cf\"> </span></span>-40 198<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Summa k\u00e4rnpr<span class=\"_ _1\"></span>im\u00e4rkapital<span class=\"_ _73\"> </span><span class=\"ls1 ws1\">1 817 029<span class=\"_ _13c\"> </span>1 522 686<span class=\"_ _92\"> </span>1 829 184<span class=\"_ _13c\"> </span>1 522 686<span class=\"_ _2e9\"> </span></span>\u00d6vrigt<span class=\"_ _1\"></span> prim\u00e4rkapital<span class=\"_ _2e9\"> </span>Eviga f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5<span class=\"_ _2\"></span>n<span class=\"_ _21e\"> </span><span class=\"ff5 ls1 ws1\">250 000<span class=\"_ _e0\"> </span><span class=\"ff4\">200 000<span class=\"_ _184\"> </span></span>250 000<span class=\"_ _e0\"> </span><span class=\"ff4\">200 000<span class=\"_ _2e9\"> </span></span></span>Supplement\u00e4rkapital<span class=\"_ _2e9\"> </span>Tidsbundna f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5n<span class=\"_ _2a4\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Kapitalbas<span class=\"_ _2ab\"> </span><span class=\"ls1 ws1\">2 413 938<span class=\"_ _dc\"> </span>1 921 346<span class=\"_ _4f\"> </span>2 426 093<span class=\"_ _dc\"> </span>1 921 346<span class=\"_ _2e9\"> </span></span>1  <span class=\"_ _89\"> </span>J\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l 202<span class=\"_ _2\"></span>2 avse<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB me<span class=\"_ _2\"></span>d an<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>dni<span class=\"_ _2\"></span>ng av a<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>en ko<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de si<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>m un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r det f<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>\u00e4rd<span class=\"_ _2\"></span>e kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let 2<span class=\"_ _2\"></span>023<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>2  <span class=\"_ _2b2\"> </span>A<span class=\"_ _1\"></span>vdr<span class=\"_ _2\"></span>ag ha<span class=\"_ _2\"></span>r g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s f\u00f6r utd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>et m<span class=\"_ _2\"></span>ed s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ens f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll \u00e5r<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>3  <span class=\"_ _2af\"> </span>Avd<span class=\"_ _2\"></span>rag h<span class=\"_ _2\"></span>ar g<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt ko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rord<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng (EU<span class=\"_ _2\"></span>) 2020/2176.<span class=\"_ _2e9\"> </span>4 <span class=\"_ _172\"> </span>Avdr<span class=\"_ _2\"></span>ag h<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt F\u00f6<span class=\"_ _2\"></span>rord<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng (EU<span class=\"_ _2\"></span>) 2019<span class=\"_ _2\"></span>/6<span class=\"_ _1\"></span>30<span class=\"_ _2e9\"> </span>SPECIFIKA<span class=\"_ _0\"></span>TION A<span class=\"_ _0\"></span>V KONCERNENS<span class=\"_ _1\"></span> RISKEXPONERINGSBELOPP<span class=\"_ _1\"></span> OCH KAPI<span class=\"_ _1\"></span>T<span class=\"_ _0\"></span>ALKRA<span class=\"_ _1\"></span>V 1<span class=\"_ _2e9\"> </span>2023-12-31<span class=\"_ _2e9\"> </span>2022-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _2e9\"> </span>Riske<span class=\"_ _1\"></span>xpone<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ringsbelopp<span class=\"_ _2b3\"> </span><span class=\"ls3c ws1\">Kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alk<span class=\"_ _2\"></span>rav 8 %<span class=\"_ _2e9\"> </span></span>Riskexpone<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ringsbelopp<span class=\"_ _23b\"> </span><span class=\"ff5 ls3c ws43\">Ka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>kr<span class=\"_ _2\"></span>av 8 <span class=\"_ _1\"></span>%<span class=\"_ _2e9\"> </span></span>Kreditrisk enligt schablonmetoden<span class=\"_ _2e9\"> </span>Exponeringar mo<span class=\"_ _1\"></span>t f<span class=\"_ _1\"></span>\u00f6r<span class=\"_ _1\"></span>etag<span class=\"_ _e1\"> </span><span class=\"ff5 ls1 ws1\">79 920<span class=\"_ _64\"> </span>6 394<span class=\"_ _c4\"> </span>89 182<span class=\"_ _74\"> </span>7 135<span class=\"_ _2e9\"> </span></span>Expone<span class=\"_ _2\"></span>ringar mot hush\u00e5ll<span class=\"_ _1bc\"> </span><span class=\"ff5 ls1 ws1\">12 597 979<span class=\"_ _92\"> </span>1 007 838<span class=\"_ _175\"> </span>10 727 797<span class=\"_ _19e\"> </span>858 224<span class=\"_ _2e9\"> </span></span>Exponeringar s\u00e4kra<span class=\"_ _1\"></span>de genom<span class=\"_ _1\"></span> pantr\u00e4<span class=\"_ _1\"></span>tt i<span class=\"_ _1\"></span> fastighet<span class=\"_ _1\"></span>er<span class=\"_ _16e\"> </span><span class=\"ff5 ls1 ws1\">15 891<span class=\"_ _8d\"> </span><span class=\"ff4\">1 271<span class=\"_ _47\"> </span></span>19 817<span class=\"_ _63\"> </span>1 585<span class=\"_ _2e9\"> </span></span>F<span class=\"_ _1\"></span>all<span class=\"_ _1\"></span>erande e<span class=\"_ _1\"></span>xponeringar<span class=\"_ _e1\"> </span><span class=\"ff5 ls1 ws1\">926 385<span class=\"_ _7f\"> </span>74 111<span class=\"_ _d6\"> </span>428 269<span class=\"_ _c4\"> </span>34 262<span class=\"_ _2e9\"> </span></span>Ex<span class=\"_ _2\"></span>po<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gar m<span class=\"_ _2\"></span>ot in<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>itut o<span class=\"_ _2\"></span>ch f\u00f6ret<span class=\"_ _2\"></span>ag m<span class=\"_ _2\"></span>ed e<span class=\"_ _2\"></span>tt kor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>fri<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>igt k<span class=\"_ _2\"></span>red<span class=\"_ _2\"></span>itb<span class=\"_ _2\"></span>et<span class=\"_ _2\"></span>yg<span class=\"_ _78\"> </span><span class=\"ff5 ls1\">415 622<span class=\"_ _48\"> </span>33 250<span class=\"_ _cf\"> </span>349 714<span class=\"_ _46\"> </span>27 977<span class=\"_ _2e9\"> </span></span>Aktieexponeringar<span class=\"_ _2b4\"> </span><span class=\"ff5 ls1 ws1\">144<span class=\"_ _d2\"> </span><span class=\"ff4\">12<span class=\"_ _cc\"> </span></span>525<span class=\"_ _1ed\"> </span>42<span class=\"_ _2e9\"> </span></span>\u00d6vriga<span class=\"_ _1\"></span> poster<span class=\"_ _19f\"> </span><span class=\"ff5 ls1 ws1\">171 647<span class=\"_ _47\"> </span>13 732<span class=\"_ _48\"> </span>77 057<span class=\"_ _72\"> </span>6 165<span class=\"_ _2e9\"> </span></span>Summa <span class=\"_ _104\"> </span><span class=\"ls1 ws1\">14 207 588<span class=\"_ _13c\"> </span>1 136 607<span class=\"_ _51\"> </span>11 692 361<span class=\"_ _d6\"> </span>935 390<span class=\"_ _2e9\"> </span></span>Kreditv\u00e4rdighetsjus<span class=\"_ _1\"></span>teringsrisk<span class=\"_ _2e9\"> </span>Schablonmetoden<span class=\"_ _2b5\"> </span><span class=\"ff5 ls1 ws1\">12 106<span class=\"_ _124\"> </span>968<span class=\"_ _72\"> </span>7 166<span class=\"_ _cc\"> </span><span class=\"ls92 ws9f\">573<span class=\"_ _2e9\"> </span></span></span>Summa<span class=\"_ _208\"> </span>12 106<span class=\"_ _22b\"> </span>968<span class=\"_ _68\"> </span>7 166<span class=\"_ _18f\"> </span>573<span class=\"_ _2e9\"> </span>Marknadsrisk<span class=\"_ _2e9\"> </span>V<span class=\"_ _1\"></span>alutakursr<span class=\"_ _1\"></span>isk<span class=\"_ _2b6\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _1e9\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>Operativ<span class=\"_ _1\"></span> risk<span class=\"_ _2e9\"> </span>Alt<span class=\"_ _1\"></span>ernativa<span class=\"_ _1\"></span> schablonmet<span class=\"_ _1\"></span>oden <span class=\"_ _225\"> </span><span class=\"ff5 ls1 ws1\">924 157<span class=\"_ _48\"> </span>73 933<span class=\"_ _119\"> </span>650 096<span class=\"_ _1a5\"> </span>52 008<span class=\"_ _2e9\"> </span></span>Summa<span class=\"_ _108\"> </span>924 157<span class=\"_ _56\"> </span>73 933<span class=\"_ _e0\"> </span>650 096<span class=\"_ _78\"> </span>52 008<span class=\"_ _2e9\"> </span>T<span class=\"_ _0\"></span>otalt<span class=\"_ _1\"></span> risk<span class=\"_ _1\"></span>exponer<span class=\"_ _1\"></span>ingsbelopp<span class=\"_ _1\"></span> och k<span class=\"_ _1\"></span>apitalkra<span class=\"_ _1\"></span>v<span class=\"_ _2b7\"> </span><span class=\"ls1 ws1\">15 143 851<span class=\"_ _53\"> </span>1 211 508<span class=\"_ _1a8\"> </span>12 349 623<span class=\"_ _d6\"> </span>987 971<span class=\"_ _2e9\"> </span></span>1  <span class=\"_ _89\"> </span>J\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l 202<span class=\"_ _2\"></span>2 avse<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB me<span class=\"_ _2\"></span>d an<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>dni<span class=\"_ _2\"></span>ng av a<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>en ko<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de si<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>m un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r det f<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>\u00e4rd<span class=\"_ _2\"></span>e kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let 2<span class=\"_ _2\"></span>023",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-24": {
   "value": "Kapitalbas<span class=\"_ _2e9\"> </span>TF B<span class=\"_ _2\"></span>ank<span class=\"_ _2\"></span>s kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>alb<span class=\"_ _2\"></span>as b<span class=\"_ _2\"></span>es<span class=\"_ _2\"></span>t\u00e5<span class=\"_ _2\"></span>r av ege<span class=\"_ _2\"></span>t kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al h\u00e4<span class=\"_ _2\"></span>nf\u00f6rl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>t til<span class=\"_ _2\"></span>l ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>na s<span class=\"_ _2\"></span>amt e<span class=\"_ _2\"></span>mit<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>ade o<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r<span class=\"_ _1\"></span>. Ak<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>e\u00e4<span class=\"_ _2\"></span>gar<span class=\"_ _2\"></span>nas e<span class=\"_ _2\"></span>gn<span class=\"_ _2\"></span>a kap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al ef<span class=\"_ _2\"></span>te<span class=\"_ _2\"></span>r regulatoriska justeringar utg\u00f6r k<span class=\"_ _1\"></span>\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al. Emitterade obligatione<span class=\"_ _2\"></span>r ut<span class=\"_ _1\"></span>g\u00f6r \u00f6vrigt<span class=\"_ _1\"></span> prim\u00e4rkapital eller supplement\u00e4rkap<span class=\"_ _2\"></span>ital. Obli<span class=\"_ _2\"></span>ga<span class=\"ls1 ws1\">-<span class=\"_ _2e9\"> </span></span>ti<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>rn<span class=\"_ _2\"></span>a \u00e4r ef<span class=\"_ _2\"></span>ter<span class=\"_ _2\"></span>st<span class=\"_ _2\"></span>\u00e4lld<span class=\"_ _2\"></span>a ba<span class=\"_ _2\"></span>nken<span class=\"_ _2\"></span>s \u00f6vri<span class=\"_ _2\"></span>ga ford<span class=\"_ _2\"></span>rin<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>\u00e4ga<span class=\"_ _2\"></span>re och o<span class=\"_ _2\"></span>bl<span class=\"_ _2\"></span>ig<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>one<span class=\"_ _2\"></span>r so<span class=\"_ _2\"></span>m utg\u00f6<span class=\"_ _2\"></span>r \u00f6vri<span class=\"_ _2\"></span>gt pr<span class=\"_ _2\"></span>im\u00e4<span class=\"_ _2\"></span>rka<span class=\"_ _2\"></span>pit<span class=\"_ _2\"></span>al k<span class=\"_ _2\"></span>an un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r vis<span class=\"_ _2\"></span>sa f\u00f6r<span class=\"_ _2\"></span>ut<span class=\"_ _2\"></span>s\u00e4t<span class=\"_ _2\"></span>tn<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar omvandlas ti<span class=\"_ _1\"></span>ll aktiekapital. Finansinspektione<span class=\"_ _2\"></span>n har<span class=\"_ _1\"></span> godk\u00e4nt T<span class=\"_ _1\"></span>F Banks ans\u00f6kningar<span class=\"_ _1\"></span> om att<span class=\"_ _1\"></span> inkludera upparbe<span class=\"_ _1\"></span>tat r<span class=\"_ _1\"></span>esultat<span class=\"_ _1\"></span> i kapitalbasen. Und<span class=\"_ _2\"></span>er f\u00f6<span class=\"_ _2\"></span>rst<span class=\"_ _2\"></span>a k<span class=\"_ _2\"></span>var<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>alet 202<span class=\"_ _2\"></span>3 har \u00f6ve<span class=\"_ _2\"></span>rg\u00e5n<span class=\"_ _2\"></span>gs<span class=\"_ _2\"></span>arr<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>gem<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>get f\u00f6<span class=\"_ _2\"></span>r att f<span class=\"_ _2\"></span>as<span class=\"_ _2\"></span>a in kre<span class=\"_ _2\"></span>dit<span class=\"_ _2\"></span>f\u00f6rl<span class=\"_ _2\"></span>us<span class=\"_ _2\"></span>tres<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ver<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gt I<span class=\"_ _2\"></span>FRS 9 avslu<span class=\"_ _2\"></span>tat<span class=\"_ _2\"></span>s<span class=\"_ _2e9\"> </span>K<span class=\"_ _2\"></span>APIT<span class=\"_ _0\"></span>A<span class=\"_ _2\"></span>LBAS<span class=\"_ _2e9\"> </span>Konc<span class=\"_ _1\"></span>ernen 1<span class=\"_ _2e9\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>K\u00e4rnprim\u00e4rk<span class=\"_ _1\"></span>apital<span class=\"_ _2e9\"> </span>Aktiekapital<span class=\"_ _166\"> </span><span class=\"ff5 ls1 ws1\">107 500<span class=\"_ _9f\"> </span>107 500<span class=\"_ _9f\"> </span>107 500<span class=\"_ _19e\"> </span>107 500<span class=\"_ _2e9\"> </span></span>\u00d6vriga<span class=\"_ _1\"></span> res<span class=\"_ _1\"></span>erver<span class=\"_ _1d2\"> </span><span class=\"ff5 ls1 ws1\">1 972<span class=\"_ _c4\"> </span>87 416<span class=\"_ _1a5\"> </span>38 938<span class=\"_ _46\"> </span>87 416<span class=\"_ _2e9\"> </span></span>Balanser<span class=\"_ _2\"></span>ade vinstmedel inklusive<span class=\"_ _1\"></span> \u00e5rets t<span class=\"_ _1\"></span>otalresultat<span class=\"_ _1\"></span> granskat a<span class=\"_ _1\"></span>v revi<span class=\"_ _2\"></span>so<span class=\"_ _2\"></span>r<span class=\"_ _2e9\"> </span>1 801 442<span class=\"_ _53\"> </span>1 339 862<span class=\"_ _21\"> </span>1 7<span class=\"_ _1\"></span>49 561<span class=\"_ _dc\"> </span>1 339 862<span class=\"_ _2e9\"> </span>Justeringar k\u00e4rnprim\u00e4rkapit<span class=\"_ _2\"></span>al:<span class=\"_ _2e9\"> </span>- A<span class=\"_ _0\"></span>vdrag f\u00f6r f<span class=\"_ _1\"></span>\u00f6rutsebara k<span class=\"_ _1\"></span>ostnader och utdelningar<span class=\"_ _1\"></span> 2<span class=\"_ _2e9\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span>- IF<span class=\"_ _1\"></span>RS 9<span class=\"_ _1\"></span> \u00f6v<span class=\"_ _1\"></span>er<span class=\"_ _1\"></span>g\u00e5ngsarrangemang<span class=\"_ _8\"> </span><span class=\"ff4 ls1 ws1\">-<span class=\"_ _ad\"> </span><span class=\"ff5\">47 391<span class=\"_ _c6\"> </span></span>-<span class=\"_ _ad\"> </span><span class=\"ff5\">47 391<span class=\"_ _2e9\"> </span></span></span>- Immat<span class=\"_ _1\"></span>eriella ti<span class=\"_ _1\"></span>llg\u00e5ngar<span class=\"_ _1\"></span> 3<span class=\"_ _2e9\"> </span>-<span class=\"_ _1\"></span>35 882<span class=\"_ _9a\"> </span>-50 556<span class=\"_ _a2\"> </span>-18 965<span class=\"_ _9a\"> </span>-50 556<span class=\"_ _2e9\"> </span>- Go<span class=\"_ _2\"></span>od<span class=\"_ _2\"></span>wil<span class=\"_ _2\"></span>l<span class=\"_ _10f\"> </span><span class=\"ff5\">-12 753<span class=\"_ _46\"> </span>-8 927<span class=\"_ _47\"> </span>-7 652<span class=\"_ _46\"> </span>-8 927<span class=\"_ _2e9\"> </span></span>- <span class=\"_ _2\"></span>Uppskjutna skattefor<span class=\"_ _1\"></span>dringar som \u00e4r<span class=\"_ _1\"></span> beroende a<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span> framtida l\u00f6nsamhet<span class=\"_ _69\"> </span><span class=\"ff5 ls1\">-4 969<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _c6\"> </span>-<span class=\"_ _2e9\"> </span></span></span>- Ot<span class=\"_ _2\"></span>ill<span class=\"_ _2\"></span>r\u00e4c<span class=\"_ _2\"></span>kl<span class=\"_ _2\"></span>ig t<span class=\"_ _2\"></span>\u00e4ck<span class=\"_ _2\"></span>nin<span class=\"_ _2\"></span>g f\u00f6r fa<span class=\"_ _2\"></span>lle<span class=\"_ _2\"></span>ran<span class=\"_ _2\"></span>de ex<span class=\"_ _2\"></span>pon<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>ing<span class=\"_ _2\"></span>ar 4<span class=\"_ _2e9\"> </span>-40 281<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _cf\"> </span></span>-40 198<span class=\"_ _c6\"> </span><span class=\"ff4\">-<span class=\"_ _2e9\"> </span></span>Summa k\u00e4rnpr<span class=\"_ _1\"></span>im\u00e4rkapital<span class=\"_ _73\"> </span><span class=\"ls1 ws1\">1 817 029<span class=\"_ _13c\"> </span>1 522 686<span class=\"_ _92\"> </span>1 829 184<span class=\"_ _13c\"> </span>1 522 686<span class=\"_ _2e9\"> </span></span>\u00d6vrigt<span class=\"_ _1\"></span> prim\u00e4rkapital<span class=\"_ _2e9\"> </span>Eviga f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5<span class=\"_ _2\"></span>n<span class=\"_ _21e\"> </span><span class=\"ff5 ls1 ws1\">250 000<span class=\"_ _e0\"> </span><span class=\"ff4\">200 000<span class=\"_ _184\"> </span></span>250 000<span class=\"_ _e0\"> </span><span class=\"ff4\">200 000<span class=\"_ _2e9\"> </span></span></span>Supplement\u00e4rkapital<span class=\"_ _2e9\"> </span>Tidsbundna f<span class=\"_ _1\"></span>\u00f6rlagsl\u00e5n<span class=\"_ _2a4\"> </span><span class=\"ff5 ls1 ws1\">346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _a7\"> </span>346 909<span class=\"_ _d6\"> </span>198 660<span class=\"_ _2e9\"> </span></span>Kapitalbas<span class=\"_ _2ab\"> </span><span class=\"ls1 ws1\">2 413 938<span class=\"_ _dc\"> </span>1 921 346<span class=\"_ _4f\"> </span>2 426 093<span class=\"_ _dc\"> </span>1 921 346<span class=\"_ _2e9\"> </span></span>1  <span class=\"_ _89\"> </span>J\u00e4mf\u00f6<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l 202<span class=\"_ _2\"></span>2 avse<span class=\"_ _2\"></span>r mo<span class=\"_ _2\"></span>der<span class=\"_ _2\"></span>bo<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>t TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k AB me<span class=\"_ _2\"></span>d an<span class=\"_ _2\"></span>le<span class=\"_ _2\"></span>dni<span class=\"_ _2\"></span>ng av a<span class=\"_ _2\"></span>tt d<span class=\"_ _2\"></span>en ko<span class=\"_ _2\"></span>nso<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de si<span class=\"_ _2\"></span>tua<span class=\"_ _2\"></span>ti<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>en up<span class=\"_ _2\"></span>pko<span class=\"_ _2\"></span>m un<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>r det f<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>\u00e4rd<span class=\"_ _2\"></span>e kv<span class=\"_ _2\"></span>ar<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>let 2<span class=\"_ _2\"></span>023<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>2  <span class=\"_ _2b2\"> </span>A<span class=\"_ _1\"></span>vdr<span class=\"_ _2\"></span>ag ha<span class=\"_ _2\"></span>r g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s f\u00f6r utd<span class=\"_ _2\"></span>el<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng<span class=\"_ _2\"></span>ar i e<span class=\"_ _2\"></span>nli<span class=\"_ _2\"></span>gh<span class=\"_ _2\"></span>et m<span class=\"_ _2\"></span>ed s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>ens f\u00f6<span class=\"_ _2\"></span>rs<span class=\"_ _2\"></span>la<span class=\"_ _2\"></span>g ti<span class=\"_ _2\"></span>ll \u00e5r<span class=\"_ _2\"></span>ss<span class=\"_ _2\"></span>t\u00e4<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>.<span class=\"_ _2e9\"> </span>3  <span class=\"_ _2af\"> </span>Avd<span class=\"_ _2\"></span>rag h<span class=\"_ _2\"></span>ar g<span class=\"_ _3\"></span>jor<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt ko<span class=\"_ _2\"></span>mm<span class=\"_ _2\"></span>is<span class=\"_ _2\"></span>sio<span class=\"_ _2\"></span>ne<span class=\"_ _2\"></span>ns d<span class=\"_ _2\"></span>ele<span class=\"_ _2\"></span>ge<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>de f\u00f6<span class=\"_ _2\"></span>rord<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng (EU<span class=\"_ _2\"></span>) 2020/2176.<span class=\"_ _2e9\"> </span>4 <span class=\"_ _172\"> </span>Avdr<span class=\"_ _2\"></span>ag h<span class=\"_ _2\"></span>ar g<span class=\"_ _2\"></span>j<span class=\"_ _2\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _2\"></span>s en<span class=\"_ _2\"></span>li<span class=\"_ _2\"></span>gt F\u00f6<span class=\"_ _2\"></span>rord<span class=\"_ _2\"></span>ni<span class=\"_ _2\"></span>ng (EU<span class=\"_ _2\"></span>) 2019<span class=\"_ _2\"></span>/6<span class=\"_ _1\"></span>30<span class=\"_ _2e9\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-302": {
   "value": "<div class=\"t m0 h8 ff5 fs5 fc4 sc0 ls46 ws4f gs466\">Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff1 fs5 fc4 sc0 ls45 ws4e gs467\">TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs468\">St\u00e4llda s\u00e4k<span class=\"_ _1\"></span>erheter<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff4 fs5 fc5 sc0 ls2c ws32 gs469\">Sp\u00e4rrade bankmedel </div><div class=\"t m0 h28 ff4 fs13 fc5 sc0 ls1 ws1 gs46a\">1<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h8 ff5 fs5 fc5 sc0 ls1 ws1 gs46b\">12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _46\"> </span>12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _2e9\"> </span></div><div class=\"t m0 h9 ff1 fs5 fc5 sc0 ls1 ws1 gs46c\">Summa<span class=\"_ _2ba\"> </span>12 948<span class=\"_ _1a5\"> </span>54 786<span class=\"_ _56\"> </span>12 948<span class=\"_ _78\"> </span>54 786</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRestrictedCashAndCashEquivalentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-25": {
   "value": "Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _e4\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>St\u00e4llda s\u00e4k<span class=\"_ _1\"></span>erheter<span class=\"_ _2e9\"> </span>Sp\u00e4rrade bankmedel 1<span class=\"_ _2e9\"> </span>12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _46\"> </span>12 948<span class=\"_ _56\"> </span>54 786<span class=\"_ _2e9\"> </span>Summa<span class=\"_ _2ba\"> </span>12 948<span class=\"_ _1a5\"> </span>54 786<span class=\"_ _56\"> </span>12 948<span class=\"_ _78\"> </span>54 786",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-27": {
   "value": "Konc<span class=\"_ _1\"></span>ernen<span class=\"_ _f1\"> </span>Moderbolaget<span class=\"_ _2e9\"> </span>TSEK<span class=\"_ _125\"> </span><span class=\"ls5 ws5\">2023-1<span class=\"_ _2\"></span>2-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _1d\"> </span></span>2023-12-<span class=\"_ _1\"></span>31<span class=\"_ _1a8\"> </span><span class=\"ff5 ls46 ws4f\">202<span class=\"_ _2\"></span>2-12-31<span class=\"_ _2e9\"> </span></span></span>\u00c5taganden<span class=\"_ _2e9\"> </span>Outnyttjade kreditlimit<span class=\"_ _1\"></span>er 2<span class=\"_ _2e9\"> </span>5 983 885<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _55\"> </span>6 659 511<span class=\"_ _92\"> </span>3 265 256<span class=\"_ _2e9\"> </span>Sammanlagda minimileasea<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>gifter f<span class=\"_ _1\"></span>\u00f6r ick<span class=\"_ _1\"></span>e-upps\u00e4gningsbara a<span class=\"_ _1\"></span>vtal<span class=\"_ _bf\"> </span><span class=\"ls1 ws1\">-<span class=\"_ _c6\"> </span>-<span class=\"_ _47\"> </span><span class=\"ff5\">45 341<span class=\"_ _48\"> </span>22 299<span class=\"_ _2e9\"> </span></span></span>Summa<span class=\"_ _123\"> </span>5 983 885<span class=\"_ _4d\"> </span>3 265 256<span class=\"_ _4f\"> </span>6 704 852<span class=\"_ _13c\"> </span>3 287 555",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-301": {
   "value": "Enl<span class=\"_ _2\"></span>igt s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ns b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing h<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k in<span class=\"_ _2\"></span>ga event<span class=\"_ _2\"></span>ualf\u00f6<span class=\"_ _2\"></span>rpl<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>er",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-28": {
   "value": "Enl<span class=\"_ _2\"></span>igt s<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>ns b<span class=\"_ _2\"></span>ed\u00f6<span class=\"_ _2\"></span>mn<span class=\"_ _2\"></span>ing h<span class=\"_ _2\"></span>ar TF B<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>k in<span class=\"_ _2\"></span>ga event<span class=\"_ _2\"></span>ualf\u00f6<span class=\"_ _2\"></span>rpl<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>tel<span class=\"_ _2\"></span>s<span class=\"_ _2\"></span>er",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-26": {
   "value": "NOT<span class=\"_ _2\"></span> 34<span class=\"_ _220\"> </span><span class=\"ls1 ws1\">H\u00e4n<span class=\"_ _2\"></span>del<span class=\"_ _2\"></span>se<span class=\"_ _2\"></span>r ef<span class=\"_ _2\"></span>ter 3<span class=\"_ _2\"></span>1 de<span class=\"_ _2\"></span>cem<span class=\"_ _2\"></span>be<span class=\"_ _2\"></span>r 2023<span class=\"_ _2e9\"> </span></span>Inga v\u00e4s<span class=\"_ _1\"></span>entliga h<span class=\"_ _1\"></span>\u00e4ndelser efter<span class=\"_ _1\"></span> r\u00e4kensk<span class=\"_ _1\"></span>aps\u00e5re<span class=\"_ _1\"></span>ts ut<span class=\"_ _1\"></span>g\u00e5ng",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "fact-29": {
   "value": "FEM\u00c5RS\u00d6VERS<span class=\"_ _2\"></span>IKT TSEK<span class=\"_ _45\"> </span><span class=\"ls1 ws1\">2023<span class=\"_ _46\"> </span><span class=\"ff4 ls46 ws4f\">2022<span class=\"_ _47\"> </span>2021<span class=\"_ _48\"> </span><span class=\"ls6 ws17\">2020<span class=\"_ _46\"> </span><span class=\"ff5\">2019<span class=\"_ _2e9\"> </span></span></span></span></span>Resultatr\u00e4kning<span class=\"_ _2e9\"> </span>Res<span class=\"_ _2\"></span>ultat pe<span class=\"_ _2\"></span>r akt<span class=\"_ _2\"></span>ie, S<span class=\"_ _2\"></span>EK<span class=\"_ _225\"> </span>17<span class=\"_ _0\"></span>,53<span class=\"_ _c4\"> </span>15,26<span class=\"_ _c4\"> </span>12,65<span class=\"_ _68\"> </span>9,13<span class=\"_ _46\"> </span>10,01<span class=\"_ _2e9\"> </span>\u00c5rets r<span class=\"_ _1\"></span>esultat h\u00e4nf\u00f6rligt till<span class=\"_ _1\"></span> moderbolagets aktie\u00e4gar<span class=\"_ _1\"></span>e<span class=\"_ _ad\"> </span><span class=\"ff5\">376 853<span class=\"_ _13c\"> </span>328 099<span class=\"_ _4c\"> </span></span>272 072<span class=\"_ _23\"> </span><span class=\"ff5\">196 195<span class=\"_ _23\"> </span>215 160<span class=\"_ _2e9\"> </span></span>Genomsnittligt antal<span class=\"_ _1\"></span> utest\u00e5ende aktier<span class=\"_ _11\"></span>, tusental<span class=\"_ _203\"> </span><span class=\"ff5\">21 500<span class=\"_ _a7\"> </span>21 500<span class=\"_ _a7\"> </span>21 500<span class=\"_ _a7\"> </span>21 500<span class=\"_ _a7\"> </span>21 500<span class=\"_ _2e9\"> </span></span>Nyck<span class=\"_ _1\"></span>eltal<span class=\"_ _1\"></span> 1<span class=\"_ _2e9\"> </span>R\u00f6relsein<span class=\"_ _1\"></span>t\u00e4ktsmarginal, %<span class=\"_ _2c4\"> </span>12,3<span class=\"_ _75\"> </span>11,1<span class=\"_ _62\"> </span>11,2<span class=\"_ _74\"> </span>12,1<span class=\"_ _68\"> </span>14,0<span class=\"_ _2e9\"> </span>Summa r\u00f6relsein<span class=\"_ _1\"></span>t\u00e4kter<span class=\"_ _16\"> </span><span class=\"ff5\">1 998 121<span class=\"_ _4a\"> </span>1 412 324<span class=\"_ _4b\"> </span>1 054 654<span class=\"_ _4c\"> </span>875 523<span class=\"_ _4d\"> </span>768 864<span class=\"_ _2e9\"> </span></span>Genomsnittlig utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten 2<span class=\"_ _2e9\"> </span>16 262 503<span class=\"_ _59\"> </span>12 763 329<span class=\"_ _60\"> </span>9 397 367<span class=\"_ _4e\"> </span>7 209 114<span class=\"_ _4b\"> </span>5 472 503<span class=\"_ _2e9\"> </span>Kreditf\u00f6rlustniv<span class=\"_ _1\"></span>\u00e5, %<span class=\"_ _1d0\"> </span>4,0<span class=\"_ _66\"> </span>2,9<span class=\"_ _6e\"> </span>2,8<span class=\"_ _6e\"> </span>3,8<span class=\"_ _198\"> </span>3,4<span class=\"_ _2e9\"> </span>Kreditf\u00f6rlust<span class=\"_ _1\"></span>er<span class=\"_ _11\"></span>, netto<span class=\"_ _133\"> </span>656 851<span class=\"_ _92\"> </span>367 569<span class=\"_ _92\"> </span>260 564<span class=\"_ _dc\"> </span>272 676<span class=\"_ _53\"> </span>188 634<span class=\"_ _2e9\"> </span>Genomsnittlig utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten 2<span class=\"_ _2e9\"> </span>16 262 503<span class=\"_ _59\"> </span>12 763 329<span class=\"_ _60\"> </span>9 397 367<span class=\"_ _4e\"> </span>7 209 114<span class=\"_ _4b\"> </span>5 472 503<span class=\"_ _2e9\"> </span>K/I-tal, %<span class=\"_ _20c\"> </span><span class=\"ff6\">41,6<span class=\"_ _72\"> </span>43,1<span class=\"_ _68\"> </span>41,6<span class=\"_ _7f\"> </span>38,8<span class=\"_ _68\"> </span><span class=\"lsa4 wsb9\">3<span class=\"_ _2\"></span>7,<span class=\"_ _3\"></span>8<span class=\"_ _2e9\"> </span></span></span>Summa r\u00f6relsek<span class=\"_ _1\"></span>ostnader<span class=\"_ _1ba\"> </span><span class=\"ff5\">831 671<span class=\"_ _4f\"> </span>609 026<span class=\"_ _55\"> </span>439 219<span class=\"_ _23\"> </span>339 731<span class=\"_ _dc\"> </span>290 875<span class=\"_ _2e9\"> </span></span>Summa r\u00f6relsein<span class=\"_ _1\"></span>t\u00e4kter<span class=\"_ _16\"> </span><span class=\"ff5\">1 998 121<span class=\"_ _4a\"> </span>1 412 324<span class=\"_ _4b\"> </span>1 054 654<span class=\"_ _4c\"> </span>875 523<span class=\"_ _4d\"> </span>768 864<span class=\"_ _2e9\"> </span></span>Avk<span class=\"_ _1\"></span>astning p\u00e5 eget kapital, %<span class=\"_ _2c3\"> </span><span class=\"ff6\">21,9<span class=\"_ _68\"> </span>23,7<span class=\"_ _64\"> </span>24,6<span class=\"_ _72\"> </span>22,1<span class=\"_ _64\"> </span>30,3<span class=\"_ _2e9\"> </span></span>\u00c5rets r<span class=\"_ _1\"></span>esultat h\u00e4nf\u00f6rligt till<span class=\"_ _1\"></span> moderbolagets aktie\u00e4gar<span class=\"_ _1\"></span>e<span class=\"_ _ad\"> </span><span class=\"ff5\">376 853<span class=\"_ _13c\"> </span>328 099<span class=\"_ _4c\"> </span></span>272 072<span class=\"_ _23\"> </span><span class=\"ff5\">196 195<span class=\"_ _23\"> </span>215 160<span class=\"_ _2e9\"> </span></span>Genomsnittligt eget kapital<span class=\"_ _1\"></span> h\u00e4nf\u00f6rligt till<span class=\"_ _1\"></span> moderbolagets aktie\u00e4gare 2<span class=\"_ _2e9\"> </span>1 724 757<span class=\"_ _60\"> </span>1 385 668<span class=\"_ _4e\"> </span>1 108 140<span class=\"_ _4f\"> </span>889 306<span class=\"_ _53\"> </span>710 858<span class=\"_ _2e9\"> </span>Avk<span class=\"_ _1\"></span>astning p\u00e5 utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten, %<span class=\"_ _7d\"> </span><span class=\"ff6\">2,3<span class=\"_ _66\"> </span><span class=\"lsa5 wsba\">2<span class=\"_ _2\"></span>,6<span class=\"_ _6e\"> </span></span>2,9<span class=\"_ _198\"> </span><span class=\"ls6f ws80\">2,7<span class=\"_ _6e\"> </span></span>3,9<span class=\"_ _2e9\"> </span></span>\u00c5rets r<span class=\"_ _1\"></span>esultat h\u00e4nf\u00f6rligt till<span class=\"_ _1\"></span> moderbolagets aktie\u00e4gar<span class=\"_ _1\"></span>e<span class=\"_ _ad\"> </span><span class=\"ff5\">376 853<span class=\"_ _13c\"> </span>328 099<span class=\"_ _4c\"> </span></span>272 072<span class=\"_ _23\"> </span><span class=\"ff5\">196 195<span class=\"_ _23\"> </span>215 160<span class=\"_ _2e9\"> </span></span>Genomsnittlig utl\u00e5ning till allm\u00e4nhe<span class=\"_ _1\"></span>ten 2<span class=\"_ _2e9\"> </span>16 262 503<span class=\"_ _59\"> </span>12 763 329<span class=\"_ _60\"> </span>9 397 367<span class=\"_ _4e\"> </span>7 209 114<span class=\"_ _4b\"> </span>5 472 503<span class=\"_ _2e9\"> </span>Avk<span class=\"_ _1\"></span>astning p\u00e5 tillg\u00e5ngar<span class=\"_ _0\"></span>, %<span class=\"_ _244\"> </span><span class=\"ff5\">1,8<span class=\"_ _198\"> </span><span class=\"ff4\">2,1<span class=\"_ _6e\"> </span></span>2,3<span class=\"_ _70\"> </span><span class=\"ff4\">2,1<span class=\"_ _71\"> </span></span>3,0<span class=\"_ _2e9\"> </span></span>\u00c5rets r<span class=\"_ _1\"></span>esultat h\u00e4nf\u00f6rligt till<span class=\"_ _1\"></span> moderbolagets aktie\u00e4gar<span class=\"_ _1\"></span>e<span class=\"_ _ad\"> </span><span class=\"ff5\">376 853<span class=\"_ _13c\"> </span>328 099<span class=\"_ _4c\"> </span></span>272 072<span class=\"_ _23\"> </span><span class=\"ff5\">196 195<span class=\"_ _23\"> </span>215 160<span class=\"_ _2e9\"> </span></span>Genomsnittlig summa tillg\u00e5ngar 2<span class=\"_ _2e9\"> </span>21 161 608<span class=\"_ _59\"> </span>15 895 316<span class=\"_ _28\"> </span>11 815 570<span class=\"_ _60\"> </span>9 342 607<span class=\"_ _4b\"> </span>7 256 168<span class=\"_ _2e9\"> </span>1 <span class=\"_ _17e\"> </span><span class=\"ff5 fsd\">Be<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kn<span class=\"_ _2\"></span>ing av k<span class=\"_ _2\"></span>ap<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>rel<span class=\"_ _2\"></span>ati<span class=\"_ _2\"></span>on<span class=\"_ _2\"></span>er o<span class=\"_ _2\"></span>ch l<span class=\"_ _2\"></span>ik<span class=\"_ _2\"></span>vi<span class=\"_ _2\"></span>di<span class=\"_ _2\"></span>tet<span class=\"_ _2\"></span>snyc<span class=\"_ _2\"></span>kelt<span class=\"_ _2\"></span>al f<span class=\"_ _2\"></span>ra<span class=\"_ _2\"></span>mg<span class=\"_ _2\"></span>\u00e5r av n<span class=\"_ _2\"></span>ot 31 o<span class=\"_ _2\"></span>ch 3<span class=\"_ _2\"></span>2.<span class=\"_ _2e9\"> </span></span>2 <span class=\"_ _172\"> </span><span class=\"fsd\">Ge<span class=\"_ _2\"></span>nom<span class=\"_ _2\"></span>sn<span class=\"_ _2\"></span>it<span class=\"_ _2\"></span>t ha<span class=\"_ _2\"></span>r be<span class=\"_ _2\"></span>r\u00e4<span class=\"_ _2\"></span>kna<span class=\"_ _2\"></span>ts s<span class=\"_ _2\"></span>om p<span class=\"_ _2\"></span>er<span class=\"_ _2\"></span>io<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>ns in<span class=\"_ _2\"></span>g\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>ans p<span class=\"_ _2\"></span>lu<span class=\"_ _2\"></span>s utg\u00e5<span class=\"_ _2\"></span>en<span class=\"_ _2\"></span>de b<span class=\"_ _2\"></span>al<span class=\"_ _2\"></span>an<span class=\"_ _2\"></span>s, d<span class=\"_ _2\"></span>ivi<span class=\"_ _2\"></span>de<span class=\"_ _2\"></span>rat m<span class=\"_ _2\"></span>ed t<span class=\"_ _2\"></span>v\u00e5<span class=\"_ _2\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "sv",
    "entity": "scheme:529900BGZZZTLLBR1X49",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  }
 }
}