Gross premiums earned Outward reinsurance premiums Benefits and claims Outward reinsurers’ share of benefit and claims Movement in unallocated surplus of the With-Profits Fund Benefits and claims and movement in unallocated surplus of the With-Profits Fund, net of reinsurance Movements in third party interest in consolidated funds Total charges, net of reinsurance Tax charge attributable to policyholders’ returns Profit before tax attributable to equity holders Tax credit/(charge) attributable to equity holders Amount transferred to unallocated surplus of the With-Profits Fund, net of related tax Deposits Accrued investment income and other debtors Shares held by employee benefit trust Investment contract liabilities with discretionary participation features Investment contract liabilities without discretionary participation features Unallocated surplus of the With-Profits Fund Third party interest in consolidated funds Subordinated liabilities and other borrowings Accruals, deferred income and other liabilities Seed capital included in assets held for sale Investment property included in assets held for sale Held for sale assets transferred back to investment property Assets held for sale in relation to the Group's consolidated infrastructure capital private equity vehicles Liabilities held for sale in relation to the Group's consolidated infrastructure capital private equity vehicles Shares held by employee benefit trust [member] Shares purchased in buy-back Shares distributed by employee trusts Vested employee share-based payments Expense recognised in respect of share-based payments Statement of changes in equity [line items] [table] Statement of changes in equity [line items] [line items] Non-controlling interests arising through business combinations Adjustments for investments Adjustments for policyholder liabilities (including unallocated surplus) Net cash (paid)/acquired on acquisition of subsidiaries classified as investing activities Investment in subsidiaries by consolidated private equity vehicles Tax paid on profits at policyholder rates classified as operating activities Cash paid on acquisitions of subsidiaries Cash acquired on acquisitions of subsidiaries Description of accounting policy for earned premiums, policy fees and claims paid Description of accounting policy for investment return Description of accounting policy for merger reserve Accounting policy for capital redemption reserve Disclosure of group structure and products Disclosure of segmental analysis Disclosure of loans