Gross premiums earned Outward reinsurance premiums Benefits and claims Outward reinsurers’ share of benefit and claims Movement in unallocated surplus of the With-Profits Fund Benefits and claims and movement in unallocated surplus of the With-Profits Fund, net of reinsurance Movements in third party interest in consolidated funds Total charges, net of reinsurance Tax charge attributable to policyholders’ returns Profit before tax attributable to equity holders Tax credit/(charge) attributable to equity holders Amount transferred to unallocated surplus of the With-Profits Fund, net of related tax Deposits Accrued investment income and other debtors Shares held by employee benefit trust Investment contract liabilities with discretionary participation features Investment contract liabilities without discretionary participation features Unallocated surplus of the With-Profits Fund Third party interest in consolidated funds Subordinated liabilities and other borrowings Accruals, deferred income and other liabilities Seed capital included in assets held for sale Investment property included in assets held for sale Assets held for sale in relation to the Group's consolidated infrastructure capital private equity vehicles Liabilities held for sale in relation to the Group's consolidated infrastructure capital private equity vehicles Shares held by employee benefit trust [member] Non-controlling interests arising through business combinations Shares distributed by employee trusts Vested employee share-based payments Expense recognised in respect of share-based payments Shares acquired by employee trusts Adjustments for investments Adjustments for policyholder liabilities (including unallocated surplus) Net divestment/(investment) in subsidiaries classified as investing activities Tax paid on profits at policyholder rates classified as operating activities Divestment related to the Group's consolidated private equity vehicles classified as investing activities Investment related to the Group's consolidated private equity vehicles classified as investing activities Cash paid in respect of the acquisition of Ascentric classified as investing activities Repayment of loan to Royal London classified as investing activities Cash acquired in relation to the acquisition of PPMSA classified as investing activities