Investment securities Investment securities measured at amortised cost Investment securities measured at fair value through other comprehensive income Investment securities measuered at fair value through profit or loss Investment securities pledged under sale and repurchase agreements and securities lending Investment securities pledged under sale and repurchase agreements and securities lending measured at amortised cost Investment securities pledged under sale and repurchase agreements and securities lending measured at fair value through other comprehensive income Investment securities pledged under sale and repurchase agreements and securities lending measuered at fair value through profit or loss Loans to customers and finance lease receivables Income tax assets Income tax liabilities Interest income calculated using EIR method Other interest income Interest income Deposit insurance fees Net interest income Net fee and commission income Net gains/(losses) on extinguishment of debt One-off other income from settlement of legacy claim Operating income Operating expenses Acquisition related costs Operating income before cost of risk Expected credit loss on loans to customers and factoring receivables Expected credit loss on finance lease receivables Other expected credit loss Impairment charge on other assets and provisions Cost of risk Net operating income before non-recurring items Net non-recurring items Net change in fair value on investments in debt instruments measured at fair value through other comprehensive income (FVOCI) – Realised gain on financial assets measured at FVOCI Purchase of treasury shares under share-based payments Dilution of interests in subsidiaries Fees and commissions paid Net cash inflow from real estate Net realised gain from foreign currencies Recoveries of loans to customers previously written off General and administrative and operating expenses paid Cash flows from operating activities before changes in operating assets and liabilities Debt securities issued Net cash flows from operating activities before income tax Net cash flows from operating activities Purchase of investments in associates classified as investing activities Purchase of investments in subsidiaries, net of cash acquired classified as investing activities Proceeds from sale of investment properties and assets held for sale Proceeds from sale of property and equipment and intangible assets Purchase of property and equipment and intangible assets Net cash flows (used in) from investing activities Repurchase of debt securities issued Repayment of the principal portion of the debt securities issued Proceeds from Tier 2 notes issued classified as financing activities Proceeds from local bonds issued classifed as financing activities Purchase of treasury shares under share-based payments Payments for treasury shares Net cash (used in) from financing activities Effect of expected credit losses on cash and cash equivalents Net (decrease) increase in cash and cash equivalents Disclosure of principal activities Description of accounting policy for common control transactions Description of accounting policy for investments in subsidiaries and associates in parent company financial statements Description of accounting policy for subordinated debt Description of accounting policy for securities lending and sale-and-repurchase transactions Description of accounting policy for staged approach to the determination of ECLs Description of accounting policy for foreclosed assets Description of accounting policy for equity Description of accounting policy for income and expense recognition Disclosure of amounts due from credit institutions Disclosure of investment securities and investment securities pledged under sale and repurchase agreements and securities lending Disclosure of accounts receivable and other loans Disclosure of foreclosed assets Disclosure of accruals and deferred income Disclosure of cost of risk Disclosure of net other gains losses Disclosure of maturity analysis of financial assets and liabilities Disclosure of capital adequacy