Charges in relation to client relationships and goodwill Acquisition-related costs Dividends paid and proposed for the year per ordinary share Dividends paid and proposed for the year Cost of share-based payment arrangements Cost of vested employee remuneration and share plans Cost of treasury shares vesting Settlement balance debtors Investment securities – fair value through profit or loss Prepayments, accrued income and other assets Settlement balance creditors Accruals and other liabilities Adjustments for defined benefit pension scheme (credits)/charges Adjustments for defined benefit pension contributions paid Adjustments for net decrease/(increase) in loans and advances to banks and customers Adjustments for net decrease in settlement balance debtors Adjustments for net decrease/(increase) in prepayments, accrued income and other assets Adjustments for net increase/(decrease) in amounts due to customers and deposits by banks Adjustments for net increase/(decrease) in settlement balance creditors Adjustments for net (decrease)/increase in accruals, provisions and other liabilities Payment of deferred consideration classified as investing activities Repayment of debt classified as financing activities Description of accounting policy for merger reserve Disclosure of due to customers